November Issue Fort Bend Business Journal

NOVEMBER 2022 FREE • Vol. 41 • No. 11

DOEHRING & DOEHRING still

SERVING

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10-12

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Volume 41• Number 11 NOVEMBER 2022 Fort Bend Business Journal 14100 Southwest Freeway Ste. 230 Sugar Land, TX 77478 281-690-4200 www.fortbendstar.com Single copy FREE

Thank you for supporting our restaurant during the COVID-19 pandemic so that we are able to grow.

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PUBLISHER Frank Vasquez GENERAL MANAGER John Sazma EDITOR Matt deGrood

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CONTENTS

NOVEMBER 2022

FREE • Vol. 41 • No. 11

COVER STORY DOEHRING & DOEHRING still

DOEHRING & DOEHRING still

SERVING

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WHOLE PERSON

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WHOLE PERSON

pg. 10

B U S I N E S S C A R D D I R E C T O R Y ................................................................................... 14 SERVICE

- 13 D I R E C T O R Y ...........................................................................................................21 - 22 The Fort Bend Business Journal H November 2022

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DOEHRING & DOEHRING

©2022 Fort Bend Business Journal Magazine No material from this publication be copied or in any way reproduced without written permission from the publisher.

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By Landan Kuhlmann LKuhlmann@fortbendstar.com

T

here is soon to be a new organic juice option for those county residents who are most inclined to them.

According to a permit filed with the Texas Department of Licensing and Registration (TDLR), Clean Juice is slated to complete construction on a new location in Sugar Land at 4779 Sweetwater Blvd.

Construction began on Oct. 10, and is scheduled to be finished in December, according to the filing.

Once completed, the Sugar

4

Land store will be Clean Juice’s seventh location in the Houston area and its second in Fort Bend County,

November 2022 H The Fort Bend Business Journal

joining an existing store at 7109 Katy Gaston Rd. in the Katy/ Fulshear area.

According to its website, Clean Juice specialize in cold-pressed juice, juice cleanses, smoothies, açaí bowls, avocado toast, sandwiches, and more.

For more information on Clean Juice and what it has to offer, follow them on Facebook or visit the shop’s website at cleanjuice. com.

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The Fort Bend Business Journal H November 2022

5

ASK THE EXPERTS ASK THE EXPERT

Can I use my FSA or HSA : Q to purchase A: hearing aids?

Yes, a hearing aid is a qualified medical expense for flexible spending accounts (FSA) and now is the time to begin to think about usi ng your remaining funds for 2022. You may want to start planning to fund your FSA for the following year as well. Although there have been several changes over Terry Snook AuD, FAAA qualified expenses for medical saving plans, hearing aids are still a covered benefit. A Health Savings Account (HSA) is another plan available to taxpayers who a re enro lled in High Deductible Health Plans. Contributions to both FSAs and HSAs are not subject to federal income tax.

FSA funds have to be used within a calendar year and HSA contributions roll over and accumulate each year. Hearing aids are qualified expense s on both plans. Please feel free to contact us if you need any additional information.

Advanced Hearing Center

Q: A:

Can a repair facility save me from paying my deductible?

An honest repair shop will always say “no” to saving deductibles. Your insurance policy is a contract between you and your insurance Chuck Charlton carrier. It basically says that if you have a collision loss, you are responsible for the first portion of repairs (your deductible) and the insurance company will pay the rest. If the final repair cost is less, you’re still responsible for the predetermined deductible amount. Any reduction should correctly go back to the insurance company. There are legitimate ways to reduce your cost. An appearance allowance (credit towards your deductible usually for minor cosmetic repairs not completed) is one way but must be consulted with your insurance company. Be wary of the repair shop that offers to save you your deductible. Are they completing all repairs or is your safety being jeopardized with an inadequate repair?

May God Bless our Men and Women in the Military

Charlton’s Body Repair Local Family Business since 1957 1131 Staffordshire @ 5th Street • Stafford, TX 77477 www.charltonsbodyrepair.com

281-499-1126

www.advancedhearingcentertx.com 1223 Lake Pointe Parkway Sugar Land, Texas 77479

281-491-0200

FOLLOW SPORTS facebook/FortBendStar twitter.com/FtBendAthletics

6

I’m over 60, and I feel great! Is it okay to skip my annual wellness exam?

It’s best to visit your doctor Dr. Jung-Hoon Kim Geriatrician annually—even when you feel great! In fact, regular wellness checkups can help you stay healthy longer by keeping you on track with vaccina�ons and screenings for medical condi�ons.

Plus, seeing your doctor regularly allows you both to get to know one another, which is helpful if you do become ill.

Legacy geriatricians specialize in comprehensive health and wellness care for seniors. You’ll feel right at home when you visit Legacy Stafford Fountains, our new, fully accessible senior health center. Our goal is to help you live your healthiest, fullest life. Call today or visit LegacyCommunityHealth.org to schedule an appointment with one of our caring Providers.

Legacy Stafford Fountains 12540 Sugardale Drive Stafford, TX 77477 (713) 814 3655

The Fort Bend Business Journal H November 2022

7

NEW POKE BAR coming to

First Colony Mall

By Landan Kuhlmann LKUHLMANN@FORTBENDSTAR.COM

A

California-based poke bar and restaurant is opening up a kiosk at a local shopping mall next month.

Uncle Sharkii Poke Bar will be opening up inside First Colony Mall in Sugar Land in mid-November, according to restaurant officials, though a specific opening date has not been set yet. It is the second Texas location for the restaurant, joining one in downtown Houston.

8

According to the restaurant’s website, Uncle Sharkii Poke Bar will offer customers six different types of poke bowls along with various kinds of boba teas and four different flavors of soft-serve ice cream when it opens.

The restaurant also has restaurants or kiosks in California, Utah, and Hawaii.

For more information on the restaurant, visit its website at unclesharkii.com.

November 2022 H The Fort Bend Business Journal

• Replacement Windows • Entry & French Patio Doors • HurricaneImpact Windows Security Doors • Professional Window & Door Installation & Door Finishing Department

12999 Murphy Rd • Suite D-1 • Stafford, TX | 281-530-8100 • www.cambridgedoors.com

Celebrating 35 Years of Sales & Service The Fort Bend Business Journal H November 2022

9

DOEHRING & DOEHRING still

SERVING

the

WHOLE PERSON 10

November 2022 H The Fort Bend Business Journal

By Landan Kuhlmann LKuhlmann@fortbendstar.com

F

or nearly 40 years, the Doehring and Doehring law firm has provided estate planning as well as probate and will assistance to clients.

But serving them, partner David Doehring said, goes beyond simply settling their case and then moving on to the next one. In reality, he said, it is about being there for them in every aspect as a human being – not just helping them settle the legal matter which brought them through the door.

That has been the family firm’s mantra and belief, Doehring said, since it was founded by his uncles, Richard and Sweeny Doehring, in the late 1980s.

Richard L. Doehring

Gwen Montesino

“I believe in representation of a client as a whole. I reject the premise that a client brings with them a solitary issue,” David Doehring said. “…We believe in a complete holistic view of our practice. The emotional and physical minutiae are central to our analysis, all to achieve greater understanding.”

Doehring said his family’s practice has long since been involved in the law for generations that includes Maritime law, law enforcement, court reporting, family business dealings, and solo and larger firm practitioners. In the early 90s, he said the practice became solely dedicated to complex probate matters and their resulting administrations and litigation.

“While the firm always had its roots in estate planning and estate

David R. Doehring

Andrew J. Dinwoodie

Julio Parpacen

The Fort Bend Business Journal H November 2022

administration, our practice has continued to manifest itself around these core principles,” Doehring said.

At Doehring and Doehring, clients will be able to find a team with decades of experience in estate planning, guardianship law counsel, and estate administration, and probate matters including probate litigation. Their team at 2000 S. Dairy Ashford Rd., Suite 298, says they strive to provide exemplary service at every stage of estate planning and high-quality representation through probate and estate proceedings of every complexity.

“I do not relent on any aspect of my clients’ cases, nor do I suffer the illusion that the identity of any matter is the same,” Doehring said.

“This is vital to successful resolu-

Keith A. Cothroll

Sarah Whatley

11 9

tion, and essential to our clients.”

The death of a family member, Doehring said, is tough on anyone, especially when one is left to settle the person’s affairs after they are gone.

And that is where the team at Doehring and Doehring enters the picture, he said – to make sure everything gets settled in a way that provides the greatest benefit and service to the family in a time of need.

“I am reminded every day that there is nothing like the death of a moneyed member of the family to show persons as they really are,” he said. “…Many a family has been torn apart by poor estate planning, and of particularity, none at all. Each case is a drama in human relationships — and the lawyer, as counselor, draftsman, or advocate, is an integral part of the outcome.”

Making sure the outcome is the best possible one for all people involved, Doehring said, is a big reason why he and his family enjoy their work and find it fulfilling.

And it’s a big reason why he himself felt called to join the firm in their longtime mission when he was drawn towards practicing law.

“I have always been passionate about the idea of law, its inner workings, and its place in our society,” he said. “…The ability to truly help individuals in their most intimate times of need, just being a part of that, is motivating in and of itself...I have been fortunate to grow up within (this firm’s) culture and determined values for all of my life.”

To see if Doehring and Doehring is the law firm for you to help with

12

estate planning, guardianship law counsel, and estate administration, and probate matters including probate litigation, stop on by their office. Community members can also give them a call at 281-497-0093 or visit the firm’s website at www. doehringlaw.com.

“A client is a human being deserving of compassion and true un-

November 2022 H The Fort Bend Business Journal

derstanding of the entirety of one’s condition. This is not limited to the specific scope of a general matter,” Doehring said. “Rather, a client demands counsel on all aspects of his or her life circumstances. To not meet these demands is to truly not understand the nature of our work, and ultimately provides a disservice to those we serve.”

Schedule an appointment today!

Health Care Designed For Seniors— Now In Fort Bend County!

Legacy Community Health has been providing high-quality health and wellness services in Southeast Texas for over 40 years. Our Senior Care team is trained to meet the health care needs of seniors—and to help you live a healthier, fuller life.

Our senior care services include: Primary care Annual wellness visits Behavioral health Chronic disease management Connec�on to specialty care Unrushed visits with your provider

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It’s easy to become a patient! Call (713) 814 3655 today to schedule an appointment with one of our caring team members.

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Hours: Mon–Fri: 8:00 AM – 5:00 PM LegacyCommunityHealth.org/SeniorCare

Legacy accepts Medicare, Medicare Advantage, Medicaid and most HMO/PPOs.

The Fort Bend Business Journal H November 2022

13

B U S I N E S S C A R D D I R E C TO R Y

Jeanne

GREGORY CRS, GRI, ABR

Dalyn Hoegemeyer, AAMS Financial Advisor 4502 Riverstone Blvd. #904 Missouri City, TX. 77459 Bus. 281-494-3737 Fax 888-849-8932 dalyn.hoegemeyer@edwardjones.com www.edwardjones.com

Re/Max Hall of Fame Re/Max Platinum Club 713-854-0923 - cell www.jeannegregory.com jeanne@jeannegregory.com

RE/MAX Southwest Each Office Independently Owned & Operated

JUSTIN BEAM Owner

Residential & Commercial Pest Control www.integrated-pest.com

281-341-1761 1118 E Highway 90A Richmond, TX 77406 ipmi@comcast.net

21226 Andrea Park Dr., Richmond, TX 77406 832-232-1799 (cell) 866-561-8014 (fax) justin@beamroofing.com www.beamroofing.com

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November 2022 H The Fort Bend Business Journal

Honored to be your choice for life insurance.

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15

By Landan Kuhlmann LKuhlmann@fortbendstar.com

T

hose looking for a spot to relax and get their nails taken care of have a new spot to do so in Fort Bend County.

Dorado Nail Bar – Sugar Land held its soft opening in Sugar Land at 18802 University Blvd. Suite 135 on Oct. 22, according to a post on the company’s Facebook page.

According to its website, Dorado

16

Nail Bar offers five different types of pedicures as well as four different kinds of manicures. They also offer various types of nail enhancements such as acrylic nails, several different types of facials, and kids services including basic manicures/ pedicures and more. Dorado also offers waxing services and eyelash work, according to its website.

November 2022 H The Fort Bend Business Journal

Dorado Nail Bar – Sugar Land is open Monday through Saturday from 9:30 a.m.- 7 p.m., and Sunday from 11 a.m.-5 p.m.

For more information on Dorado Nail Bar, to see what they offer, or to make an appointment, call 281969-7082, email doradonailbar@ gmail.com or visit the store’s website at doradonailbarsugarland.com.

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Contact John Sazma for advertising rates CALL US TODAY! 281-690-4200 281-690-4200 or email jsazma@fortbendstar.com The Fort Bend Business Journal H November 2022

17

TAURUS MECHANICAL INC. A/C & HEATING SPECIALIST RESIDENTIAL

• Air Conditioning & Design • Heating

832.731.5256

LICENSE # TACLB18036E

www.HoustonHeatandCooling.com 18

November 2022 H The Fort Bend Business Journal

By Landan Kuhlmann LKuhlmann@fortbendstar.com A national plant-based soap products store opened its newest Texas location in Fort Bend County early last month.

On Oct. 6, Buff City Soap opened its newest location at 15850 Southwest Fwy., Suite 300 in Sugar Land It is the fourth Buff City Soap location in the Houston area, and the second in Fort Bend County, joining a location in Katy at 23501 Cinco Ranch Blvd. Unit B135.

The company’s website also lists a future location in Richmond at 3415 FM 762, Suite 130. “We are thrilled to be opening yet another Buff City Soap store here in Texas,” said Julia Evans, the company’s director of marketing and brand awareness.

“Buff City Soap has proven its success across the country and is continuing to impact communities through our uniquely diverse range of handmade products, free of harsh ingredients.

The Sugar Land community has given us such a warm welcome so far.”

Buff City Soap, which has more than 230 locations across 31 states, offers more than 30 customizable scents across dozens of handcrafted soap products including soap bars, bath bombs, foaming hand soap, and laundry soap according to a

The Fort Bend Business Journal H November 2022

news release.

The Sugar Land store is open Monday through Saturday from 10 a.m. - 7p.m. and on Sundays from noon-6 p.m.

For more information, visit the store’s website at buffcitysoap.com.

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November 2022 H The Fort Bend Business Journal

SERVICE DIRECTORY A/C AND HEATING TAURUS MECHANICAL,INC Cell (832) 731-5256 www.houstonheatingandcooling.com Taurus Mechanical, Inc. is a locally-owned business and has been serving customers in Sugar Land, Missouri City, Richmond, and Katy in the state of Texas for the last 35 years since 1986. We provide residential services.

We provide Quality and Integrity in our service.

or prom to make a perfect fit; hem pants & jeans, taper in and out; shorten jacket sleeves and zipper changes. We fix your clothes at affordable prices. We offer professional tailoring. We will make your clothes from a catalog or pattern. For one-day or immediate service, please call Liz at 281-242-3193.

We offer free estimates or visit us at www. lizstailor.com or email us at liz@lizstailor. com.

AUTO REPAIR / MAINTENANCE ADOPTIONS AND COUNSELING RAINBOW OF LOVE 281 438-6588 www.rainbowoflove.org Rainbow of Love is a Social Services non-profit that specializes in Adoption, Counseling and Parenting Classes.

The agency was founded in Fort Bend County in 2003 and continues to have a Fort Bend office in Missouri City.

The Adoption program works with families and expectant parents from all over Texas and most states of the United States.

The Counseling, Parenting Classes, Case Management and Charity programs focus on local Fort Bend and Harris County communities.

ADVERTISING Fort Bend Star 281-690-4200 www.fortbendstar.com We have been delivering a free community newspaper to homes throughout Fort Bend County longer than ANY OTHER newspaper.

Fort Bend Business Journal 281-690-4200 www.fortbendstar.com The Fort Bend Business Journal is a monthly magazine that focuses on the business community of Fort Bend County. It is home delivered to 10,500 homes in Sugar Land and Missouri City , 500 copies to businesses in Fort Bend, and online for readers at no charge. The Business Journal features news stories about businesses, people, and events of importance to the local business community.

ALTERATIONS & TAILORING LIZ’S TAILOR and ALTERATIONS 281-242-3193 www.lizstailor.com 3626 Highway 6 South (In the Luby’s/Big Lots Shopping Center) Sugar Land, TX 77478 Our Alterations Service for Ladies and Gentlemen include: Full resizing of your dress

Charlton’s Auto Body Repair and Vehicle Detailing 281-499-1126 www.charltonsbodyrepair.com Chuck Charlton, 1131 Staffordshire @ 5th Street, Stafford, Texas 77477, Charbody@aol. com, Fax: 281-499-1694, Complete collision repair. Frame & Unibody straightened. Expert computer color matching. Custom painting & pin stripping. Honest service. 79 Years Strong and 3 Generations Proud!

CHIROPRACTOR Sugar Land Health Center 281-980-1050 167 Citadel Way Suite 500 Sugar Land, TX 77478

GARAGE DOOR SERVICE Alliance Garage Doors 832-768-1897 www.alliancegaragedoorstx.com Alliance Garage Doors has been locally owned and operated for the past 25 years in the Sugar Land/Missouri City/Richmond/Rosenberg/Katy area. We install, repair, and sell all makes and models of garage doors and openers and provide free estimates on request. For all your garage door needs, please feel free to give us a call!

INSURANCE AGENCIES Goosehead Insurance 281-643-0996 www.gooseheadinsurance.com/ andrew-haley-insurance “Goosehead Insurance brings years of experience and expertise in serving your Auto, Home, Life & Commercial Insurance needs.

As your Risk Management Advisor, Andrew Haley understands the value of safeguarding what matters most to you and will work on your behalf to bring you the best insurance options based on your individual needs. You will be met with unmatched customer service, integrity and expediency.”

Agent Tracy Walker ChFC, CLU, CASL, CPCU State Farm Insurance 281-265-0711

Tracy@AgentWalker.com WWW.AgentWalker

Tracy Walker opened her agency in 1999 and has been giving to her community ever since.

Tracy and her team received the Chairman’s Circle award in 2021, recognizing their agency as one of the top 3% within State Farm. Their experience and wisdom will help you with your personal and business insurance protection to create a customized plan for you. They are conveniently located at 15510 Lexington Blvd.

Ste. P Sugar Land, TX 77478

JEWELERS Gold Connection Jewelers 281-344-9900 We Buy Gold www.goldconnection.net We are a full-service jewelry store in your neighborhood. We offer diamonds, gold and silver jewelry and watches. Repairs are done on our premises. Custom design is our specialty. We offer front door parking for your convenience. Our hours are M-F from 10:00-6:00 pm and again on Sat from 10:004:00 pm. We are located at 206 Hwy 90A, Richmond, 77406. Come see our fabulous inventory!

MACHINE TOOLS Schofield Company 281-217-4799 The Schofield Company, has been in business since 1980, in Fort Bend County, specializing in American Made Machine Tools. Primary products are Wellsaw metal cutting bandsaws, made in the Kalamazoo, Michigan since 1926. Also McEnglevan, (Mifco), melting furnaces made in Danville, Illinois, for melting non-ferrous metals such as Brass, Bronze, Aluminum, Gold, and Silver. Used primarily in college art departments to make sculptures from wax art work. Contact Mike Schofield for further details.

NETWORKING Fort Bend Chapter - BNI Fort Bend Business Network International, the oldest networking chapter in the Fort Bend Chapter - BNI network, is a group of like-minded business owners who meet to network every Thursday morning at 7 am we meet at Rudy’s BBQ in Richmond, TX. Membership is limited to one professional per category. However, the organization does CONTINUES

The Fort Bend Business Journal H November 2022

21

have some open categories and is looking for entrepreneurs who want to connect with a great group of people and grow their business! For information on how to come visit, please email jsazma@fortbendstar.com The Oyster Creek Rotary Club www.OysterCreekRotary.org This local club has been a member of Rotary International since 1979 and is a volunteer organization dedicated to serving the Missouri City and Stafford communities. The club’s mission is to promote world peace, eradicate polio and to support various organizations within our servicing area, through our annual fund raiser. Our volunteers come from many walks of life in the business world. We welcome your visit the first Friday of every month, 12 p.m. at the City Centre, 2880 LaQuinta Dr. Missouri City, TX. 77459.

PEST CONTROL Integrated Pest Management, Inc. 281-341-1761 1118​E. Highway 90A Richmond, TX 77406

PREGNANCY RESOURCES Pregnancy Resource Medical Center 281-232-2375 www.prmcfortbend.org The Pregnancy Resource Medical Center is a nonprofit that helps women by offering free pregnancy tests, ultrasounds, peer consultations, classes and parenting resources.

We are looking for volunteers, financial partners and church liaisons to help us reach our community. You can share the joy of helping hurt hearts and saving lives. We are located at 4411 Avenue N Rosenberg, TX 77471

REAL ESTATE Colliers International, formerly Curtice Commercial Real Estate 281-494-4769 kolbe.curtice@colliers.com Kolbe M. Curtice, CCIM, CLS, 15999 City Walk, Suite 250, Sugar Land Square located at U.S. Highway 59 & State Highway 6, Fax: 281-4943227, Brokerage, Development, Investment and Tenant Representation, 30 years experience in Fort Bend.

Johnson Development Corp.

713-960-9977 www.johnsondevelopment.com More top-selling communities than any other developer in America.

Larry Johnson 5005 Riverway Dr., Suite 500 Houston, TX 77056`

22

RESTAURANTS AKI Steak and Sushi 281-565-1110 www.akisteakandsushi.com 510 Highway 6, Suite #180 King’s BBQ 832-532-7816 Kingsbbqcatering.net 9920 Hwy 90A Suite # D- 120 Sugar Land, TX 77478 Las Haciendas Mexican Bar & Grill 281-240-3060 LasHaciendasGrill.com 12821 Southwest Freeway Stafford, TX 77477

SCRAP DEALER/METAL RECYCLING

THE M O N T H LY

BUSINESS MAGAZINE

Julius Metals 281-499-6400 www.juliusmetals.com 3018 5th St., Stafford, TX 77477 Julius Metals has been FT. BEND COUNTY’S LARGEST SCRAP DEALER serving Fort Bend and surrounding counties for the past 31 years. As a proud and responsible member of the Fort Bend, Texas business community, we accept aluminum, copper, brass, stainless steel, vehicle radiators, air conditioning coils, lead and other scrap metal. We seek to protect the environment through our intake and processing of scrap metal product usually destined for landfills. Our friendly staff values you as a customer and provides the VIP treatment to make your experience with us a profitable and efficient one. If you’re not selling me your metal, we both lose money!

VETERINARIAN Sugar Creek Animal Clinic 281-242-9070 www.sugarcreekanimalclinic.com​ 14015 S.W. Freeway, Bldg. 2 Sugar Land, TX 77478

VIDEO SERVICES Star Digital Studios 713-823-1145 www.starvideoproductions.com A full service video production studio providing all phases of video production including professional writing, videography, editing, DVD duplication, distribution; also video deposition services to the legal community. For video needed for a TV commercial, website posting, employee training, promotional DVDs, special presentations, coverage of live events/trade shows, or corporate videos, give us a call. If you are interested in something you do not see on our website, let us know and we’re ready to accommodate your needs!

November 2022 H The Fort Bend Business Journal

Contact John Sazma for advertising rates

281-690-4200 jsazma@fortbendstar.com

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Here’s Your ‘Recession Survival’ Checklist

It’s unfortunate, but recessions are a fairly normal part of the economic landscape.

When a recession occurs, how might you be affected? The answer depends on your individual situation, but regardless of your circumstances, you might want to consider the items in this recession survival checklist: Assess your income stability.

If your employment remains steady, you may not have to do anything different during a recession. But if you think your income could be threatened or disrupted, you might want to consider joining the “gig economy” or looking for freelance or consulting opportunities.

Review your spending. Look for ways to trim your spending, such as canceling subscription services you don’t use, eating out less often, and so on.

Pay down your debts. Try to reduce your debts, especially those with high interest rates. Plan your emergency fund. If you haven’t already built one, try to create an emergency fund containing three to six months’ worth of living expenses, with the money kept in a liquid account.

Review your protection plan.

If your health or life insurance is tied to your work, a change in your employment status could jeopardize this coverage. Review all your options for replacing these types of protection.

Also, look for ways to lower premiums on home or auto insurance, without significantly sacrificing coverage, to free up money that could be used for health/ life insurance.

Keep your long-term goals in mind. Even if you adjust your portfolio during times of volatility, don’t lose

sight of your long-term goals. Trying to “outsmart” the market with shortterm strategies can often lead to missteps and missed opportunities.

Don’t stop investing. If you can afford it, try to continue investing.

Coming out of a recession, stock prices tend to bottom out and then rebound, so if you had headed to the investment “sidelines,” you would have missed the opportunity to benefit from a market rally.

Revisit your performance expectations. During a bear market, you will constantly be reminded of the decline of a particular market index, such as the S&P 500 or the Dow Jones Industrial Average.

But instead of focusing on these short-term numbers, look instead at the long-term performance of your portfolio to determine if you’re still on track toward meeting your goals.

Assess your risk tolerance. If you find yourself worrying excessively about declines in your investment statements, you may want to reevaluate

your tolerance for risk. One’s risk tolerance can change over time — and it’s important you feel comfortable with the amount of risk you take when investing.

Keep diversifying. Diversification is always important for investors — by having a mix of stocks, mutual funds and bonds, you can reduce the impact of market volatility on your portfolio. To cite one example: Higher-quality bonds, such as Treasuries, often move in the opposite direction of stocks, so the presence of these bonds in your portfolio, if appropriate for your goals, can be valuable when market conditions are worsening. (Keep in mind, though, that diversification cannot guarantee profits or protect against all losses in a declining market.)

A recession accompanied by a bear market is not pleasant. But by taking the appropriate steps, you can boost your chances of getting through a difficult period and staying on track toward your important financial goals.