Mindanao Daily Set A (November 18, 2016)

CENTRIO MALL, Cagayan de Oro City

MINDANAO DAILY T H E P U RV E YO R O F T R U T H , J U S T I C E , A N D D E V E LO P M E N T

Volume VI, No. 140

Website: www.mindanaodailynews.com

Friday

November 18, 2016

P15.00

A1

5 Oro cops sent to city jail for kidnapping, carnapping

By CRIS DIAZ Executive Editor

CAGAYAN de Oro City–– Five policemen were ordered jailed after a trial court issued a commitment order for the cops to be detained in the city’s rehabilitation center here Thursday.

Ordered imprisoned were Sr. Insp. Ereneo Ramirez Sr., PO2 Jojo Lim Sr., PO1 Alaindelon Tacubao, PO2 Alejandro Ubanan, and PO2 Sangkula Hussein, all members of the Cagayan de Oro City Police Office (Cocpo).

The trial court issued the commitment order after the City Prosecutor’s Office found a “probable cause” and indicted the five policemen with carnapping and kidnapping.

With the commitment order, the five cops would be detained while the cases against them would be tried on the merits.

Handcuffed and SECURITY CAM. National Bureau of Investigation, Region 10 (NBI-10) Assistant Director Hans Barbaso presents See COPS, page A7

Other headlines n New Zealand pledges US$3m for peace efforts in Mindanao/p.A2 n DA-AMAD set to stage 3rd Regional.

Organic Trade Fair/p.A3 OPED Section n Educational system for world peace/p.A4 n The news breaker/p.A4 n Can’t get no satisfaction/p.A5

Anto’s case typifies the situation faced by Filipino nurses under a devolved system, which puts them at the mercy of the local powers-that-be.

The Filipino Nurses United (FNU) has criticized that the devolution of health services affects not only the management of human resources, but also the delivery of services, which are often used to promote political patronage.

Anto’s legal counsel Homer Mabale said patronage politics has been the norm in the island for many See health, page A2

See BAMBI, page A7

A nurse’s plight under health care system ruled by patronage politics FOR the past five years, registered nurse Marylou Anto, 27, worked as a volunteer nurse at the Camiguin General Hospital (CGH) and received P2,000 ($21) a month.

After more than a year of working as volunteer nurse at the CGH, she worked as community nurse under Department of Health’s RN Heals program for a year and received at least P8,000 ($163) a month. She worked again in CGH with a status

of job-order and on March 1 this year, she was finally appointed as a regular nurse in the CGH with a salary of P14,500 ($295).

But just three months later, her hard-earned job status came crashing down because of a single picture.

On June 29, Anto was terminated after the picture she took of a document in the patient’s file circulated in social media. It was a photo of a barangay (village) certification, which stated that the patient is a “true and real supporter” of the Romualdo administration.

By CRIS DIAZ Executive Editor

MISAMIS Oriental--Provincial Governor Yevgeny Vincente Emano on Wednesday ordered the provincial welfare department to extend 20 bags of rice as relief assistance to the homeless in Cagayan De Oro City.

“I hope that with the little assistance, the homeless residents in Cagayan De Oro City would have food on their table until the city resolves the relocation issue,” Emano said.

A village chief in Cagayan De Oro City sought the assistance from the provincial government for the 800 persons, including children and women, who were rendered homeless when their shanties and houses were demolished Tuesday.

Delia Wabe, the village chief of Barangay 31 in Cagayan De Oro City, has sought the food assistance from Misamis Oriental Gov. Yevgeny Vincente Emano since the city government “did not bother” to extend relief assistance to the homeless.

Wabe , who was crying while begging for help, said that she pity the village residents who have been driven away from their homes without getting any assistance from the city government.

“The village residents, women and children,

the security camera footage of Pan-chic Pancit&Chicken in Uptown Condotel showing the alleged actual kidnapping of Enrique Fernandez last October 23, 2016. The NBI-10 claimed the 5 police officers they arrested from the Cagayan de Oro City Police Office (Cocpo) are the very same people in the video.

Mindanao Daily photo by MarkDoña Francisco

By ANNE MARXZE D. UMIL of Bulatlat.com

Bambi helps evicted Oro folk

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Friday, November 18, 2016

Metro Davao IN THE NEWS

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New Zealand pledges US$3M for peace efforts in Mindanao DAVAO City––New Zealand has vowed to donate US$3million over the next three years to support the peace efforts in conflict-affected areas in Mindanao.

David Strachan, New Zealand ambassador to the Philippines, told a press conference on Wednesday evening at the Marco Polo Hotel here that they want to be involved in providing sustainable livelihood for the combatants and affected families.

He said they were encouraged to help after seeing tremendous development in

Health... from page A1

years. “If you do not have that certification, you cannot avail of hospital services,” Mabale told Bulatlat in a phone interview. Those who do not have certificates are referred to a hospital in Cagayan de Oro, he said.

The Romualdo family has been in power in Camiguin Island since 1987, a report by the Philippine Center for Investigative Journalism said.

When the devolved system began to be implemented in 1992 under the

the peace efforts of the new administration.

“I think, with the peace process taking shape now, it seems a good time to do what we can to support the government’s initiatives since that Mindanao generally is gonna get a lot more attention from government here, and it’s a good time to step up and be even stronger partner in development process because we genuinely committed to addressing poverty levels and helping stabilize the region,” he said.

Strachan said they are involved in the

Local Government Code of 1991, basic services like health were decentralized from the national government to the local government units, mostly ruled by political clans such as the Romualdos.

The FNU believes that the devolution of health services is one of the major factors why seven out of 10 Filipinos are dying without seeking medical attention.

“With inaccessible health care and widespread poverty, patients go to hospitals in worst stage of diseases, requiring them more intensive level of care,” FNU

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said in a statement.

They added that the “role of local governments are undeniably of extreme importance in health delivery, in primary as well as advanced level of care, alongside with the relevance and responsiveness of health human resources.”

Humiliated and degraded In a phone interview with Bulatlat, Anto said she had no intention of circulating the photo of the certification as she, too, had to obtain such certification to be able to work in the local government hospital. It has become a sort of requirement, she said, not only for their employment but also to avail of the medical services.

Anto sent the photo of the certification to a person close to her just to share the policy in their province. She did not have any knowledge that the photo she sent was again passed on and was disseminated.

Anto was shocked upon learning that the photo of the certification circulated in social media.

She said when the Romualdos had learned about the circulation of the photo of the certification, an angry

project of the Food and Agriculture Organization in North Cotabato that supports the reintegration of former combatants to the workforce and provides livelihood for the people.

He said this project will support 10,000 households or roughly 52,000 people, and at least 15 barangays in five municipalities of North Catabato.

“This aims to reestablish agriculture and fisheries by these livelihoods and prove resilience for future disasters and Governor Jurdin Jesus Romualdo berated employees during the flag ceremony.

She eventually admitted to her superiors that she was the one who took a photo of the certification so that her co-employees would not be wrongfully accused.

On April 27, Anto was called to the “mansion” of the Romualdos where she was humiliated and degraded by the governor, along with his son, Congressman Xavier Jesus Romualdo. She said both cursed her in front of other people.

“They were really angry, and they asked me why I ‘leaked’ the photo. I said I did not have the intention to do that,” she said. The two government officials threatened to have her fired.

Back at the hospital, the management told Anto to submit an incident report, while the grievance committee asked her to submit an affidavit signed by her lawyer but her counsel advised her not to do so. She said a dialogue was held with the grievance committee only once and was told that an investigation will be conducted. On June 29, she was shocked to receive an order of termination, issued and signed by Governor Romualdo, stating that “the act of taking picture of the barangay certification constituted breach of confidentiality and unsatisfactory conduct.” Anto was dismissed through official order No. 13 also issued by Gov. Romualdo dated June 30. She said she did not

strengthen food security,” he said.

A similar program that supports 20,000 households is being implemented in Maguindanao, he said.

Aside from the support to agriculture and the peace process, he said they are also assisting two barangays in Agusan del Sur for the integration of school disaster risk reduction plans to disaster-prone communities.

“Under this project, we’ve trained

receive any copy of the said “investigation” conducted by the grievance committee.

Violation of a public worker’s rights Mabale said her termination is an outright violation of RA 7305 or Magna Carta of Public Health Workers, particularly Section 12 which states that “In every disciplinary proceeding, the public health worker shall have: a) The right to be informed in writing of the charges; b) The right to full access to the evidence of the case; c) The right to defend himself /herself and to be defended by a representative of his/her choice and/ or by his/her organization, adequate time being given to the public health worker for the preparation of his/ her defense; d) The right to confront witnesses; e) The right to appeal; f ) The right to reimbursement; g) Such other rights as will ensure fairness and impartiality during the proceedings.

Mabale said they filed an appeal before the Civil Service Commission (CSC) in Region 10. They have also charged Romualdo with grave abuse of authority before the Office of the Ombudsman.

Making a stand for change Anto said she had no regrets about taking a picture of the certificate, because it only showed the inequality

See efforts, page A7

that the people of Camiguin have been enduring for many years.

Anto has two sons, age one and seven years old.

Her husband works, but his income is not enough to cover all their expenses.

She thought about working abroad to support her family but, she said, she could not turn her back on her community who are in dire need of health services.

She said the hospital does not only lack nurses, but also medicines and doctors.

“When there is no doctor, the patients are referred to Cagayan de Oro. What if the patient has no more money for transportation?” she said. The CGH is a tertiary level hospital in Camiguin Island.

Anto is now with the Kilusang Pagbabago, a civil society organization formed

by Mabale that is clamoring for genuine change.

Mabale said the people of Camiguin want change as they have been ruled by the Romualdos for the past 30 years, “The people want to be free, they are just afraid to talk,” he said.

Meanwhile, Anto is encouraging all nurses who are overworked, underpaid and are experiencing harassment and exploitation to come forward and talk. “There will be organizations like the FNU who are willing to help you,” she said.

The FNU hoped there will be reforms for nurses.

“With the new national administration’s promise See HEALTH, page A7

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DA-AMAD set to stage 3rd Reg’l. Organic Trade Fair The Department of Agriculture-Regional Field Office 10 (DA-RFO 10) through the Agribusiness and Marketing Assistance Division (AMAD) is set to stage the 3rd Regional Organic Trade Fair (ROTF) on November 18-20, 2016 at SM Mall, Cagayan de Oro City.

The event will be participated by around 23 exhibitors coming from the local government units (LGUs) and private sector wherein it will showcase organic products and other value-adding and product innovations produced

throughout the region through the conduct of exhibits, food tasting, demonstrations, and business matching.

The 3rd ROTF will also award the best agricultural booth where three winners will be chosen both from the LGU and nonLGU categories. They will be judged based on the following criteria: booth presentation and design (30%), bounty of agricultural products (35%), staff performance (10%), promptness (5%), cleanliness and orderliness of booth activities (5%) and

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sales (15%).

This year, DA-RFO 10 has also partnered with Xavier University - College of Agriculture as it will feature the Hydrophonic planting technique during the first day. It is the growing of plants in a less soil medium, or an aquatic-based environment, with one of its known benefits of lowering the water consumption, as it is recycled throughout the system.

With the trade fair at hand, the agency eyes to increase organic farming market and investments in the region.

Republic of the Philippines Department of Environment and Natural Resources PROVINCIAL ENVIRONMENT & NATURAL RESOURCES OFFICE Gov. D.O.P. Gov’t. Center, Patin-ay, Prosperidad, Agusan del Sur

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Center, Patin-ay, Prosperidad, Agusan del Sur. It may also be downloaded free of charge from the websites of the Philippine Government Electronic Procurement System (PhilGEPS).

5. DENR-PENRO will hold its Pre-Bid Conference on November 21, 2016 at 10:00 AM, at the Provincial Learning Center, Government Center, Patin-ay, Prosperidad, Agusan del Sur, which shall be open only to all interested parties who have submitted their Bidding Documents.

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2. The DENR-PENRO, through its Bids and Awards Committee (BAC), now invites contractors preferably within Caraga Region, registered with the PhilGEPS and have a valid Philippine Contractors Accreditation Board (PCAB) license of at least Category B to apply for the Completion of Two (2) Storey Building-Phase III of PASu Office located at IPAS Complex, Brgy. Mambalili, Bunawan, Agusan del Sur.

6. B ids must be delivered to the Provincial Learning Center, Patin-ay, Prosperidad, Agusan del Sur, on or before 10:00 am of December 5, 2016. All Bids must be accompanied by a bid security in any of the acceptable forms and in the amount stated in ITB Clause 18.

7. The DENR assumes no responsibility whatsoever to compensate or indemnify bidders for any expenses incurred in the preparation of the bid.

Completion of the Works is required within ninety (90) calendar days from receipt of the Notice to Proceed.

Bidders should have completed, within two (2) years from the date of submission and receipt of bids, a single contract similar to the Project, with at least 50% of the cost of the ABC. Bidders should also have at least five (5) years experience in building construction.

The description of an eligible bidder is contained in the Bidding Documents, particularly, in Section II. Instructions to Bidders.

3. Bidding will be conducted through open competitive bidding procedures using a nondiscretionary “pass/ fail” criterion as specified in the Implementing Rules and Regulations (IRR) of Republic Act (RA) 9184, otherwise known as the “Government Procurement Reform Act”.

Bidding is restricted to Filipino citizens/sole proprietorships, partnerships, or organizations with at least seventy five percent (75%) interest or outstanding capital stock belonging to citizens of the Philippines.

4. A complete set of Bidding Documents may be acquired by interested Bidders starting November 16-December 5, 2016, during office hours, 8 am to 5 pm from BAC Secretariat Office, DENR-PENRO Office, Government

Bid opening shall be on December 5, 2016, at 11:00 am at Provincial Learning Center, Patin-ay, Prosperidad, Agusan del Sur. Bids will be opened in the presence of the Bidders’ representatives who choose to attend at the address below. Late bids shall not be accepted.

8. The DENR reserves the right to accept or reject any bid, to annul the bidding process, and to reject all bids at any time prior to contract award, without thereby incurring any liability to the affected bidder or bidders.

9. For further information, please refer to:

IMELDA D. GAYO

GENEROSA P. GERALDIZO

Procurement Unit DENR-PENRO, Gov. D.O.P. Government Center, Patin-ay Prosperidad, Agusan del Sur 085-343-7250 denr_penro_ads@yahoo.com

DMO V/Chief, Technical Services Division DENR-PENRO, Gov. D.O.P. Government Center, Patin-ay Prosperidad, Agusan del Sur 085-343-7250 denr_penro_ads@yahoo.com

TERESITA E. BACOMO

CAO/Chief, Management Services Div. BAC Chairman MDN: Nov 16-22, 2016

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Friday, November 18, 2016

Education system for world peace

The Mindanao Daily is pubished by MINDANAO DAILY NEWS PUBLISHING CORPORATION. It is Registered with the Securities and Exchange Commission (SEC) with Reg. No. CS201531735. With Business Plate No. BP-28984, Under Business License Certificate No. 2015-15224, BIR-TIN No. 464-682-324-000. Main Business address at Tanleh Building, Abellanosa St., Brgy. Consolacion, Cagayan de Oro City. Tel. Nos: (088) 856-3344, 857-8447, 09177121424, 0947-8935776 E-mails: Advertising:mindanaodaily.ads@gmail.com, Editorial: mindanaodailynews@gmail.com DANTE M. SUDARIA Publisher and President TERESA ZAFRA PELONE Comptroller melanie rivera SAIRA E. GUMISING Advertising WEMALYN GARCIA Marketing Rolando sudaria Production felix santillan Layout Artist manila marketing office 9th Flr, Unit 918, CityLand Herrera VA Rufino cor. Valero St. Salcedo Village, Makati City TEL. #: 5555392, Cell No.: 0977-152-8860 lani vallido

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EDITORIAL ALLAN M. MEDIANTE Editor-in-Chief

I WAS glad to be one of the keynote speakers in the AUSN (American University of Sovereignty Nations) international conference held in Bataan city, the Philippines November 2-7, 2016. First of all, there were some events during a week.

It was started by the first host that is the University of Pasig in Pasig City on November 2. Then, we went to Bataan city, on the following day, November 3.

When, it was hosted by the University of Pasig, we were welcomed so warmly by the President of Pasig University. We were going around the beautiful campus located in the middle of the city. The President of Pasig University, Dr. Amihan April Mella-Alcazar, invited us for dinner after looking around the big campus with complete facilities. Thank you Doc April for the nice dinner!

The following day, we were sailing on the boat to go to Bataan, to the campus of Maritime Academy of Asia and the Pacific (MAAP) led by the Head of the Committee of the Conference, Prof. Dr. Angelica M. Baylon. But, before we went to Bataan, we visited the island of Corregidor.

CRIS DIAZ Executive Editor

cotabato - ANALISA ESPAÑOLA-0916-9351714 davao - tom a. caballero-09756023684 davao - tomas canoy avancena jr.-09177017010 davao del norte - sarah castor - 09263988293 digos city, dvo sur & kidapawan - romeo d. sanchez davao city - rene s. arias (Photo Journalist,) butuan - PAT SAMONTE-0912-8091093 san frans - CRIS PANGANIBAN-09277974193 San Francisco - deding PANGANBAN-0927-7974193 Pagadian City - GRACE FRANCISCO -0912-8484037 ZAMBOANGA - AL JACINTO -09177103642 Member: ORO CHAMBER Philippine Press Institute

Dr. Djuwari

This island is the museum island full of the ruins of the World War Two. On this island, we were escorted by the two armies for safety.

We went around the island seeing some burnt big buildings, the ruins of the war. We learned a lot about the fierce colonizers during the war in the Philippines. In one of the burnt buildings, it was written the year of 1913.

We entered the museum and were some equipments of the war: guns, uniforms, bullets, old money and the like. We were so sad to see the ruins of the wars showing the fierce colonizers.

After we went around, we had to go home to our accommodation. On the next day, November 3, we started the keynote speeches. On this day, I was given the second chance to

give presentation with the topic of World Education System for World Peace among the Nations. This was after the presentation

by Prof. Dr.Rajesh Arora, the President and CEO, TQMS Global, Mumbai India. The third was the keynote by Prof. Dr. Tatik Suryani, from the same college with me, STIE Perbanas Surabaya, Indonesia.

My presentation was about the education system for world peace. In my presentation, I was offering the world peace by one key that is tolerance. Only by tolerance we can make the world peaceful. The reason is that we are created by our Lord in different situations, regions or countries, with very complex factors such as cultures, social values, psychological aspects, economic systems and many others.

It is impossible for us to make the world public the same. There is no way to change other people to be the same with us. It is also very impossible to have the shared economic, social, and cultural values in the global scale. The only way is being tolerant toward each other. If there is a leader in a country

The news breaker

AN old woman from the Philippines is vying for the title of “oldest person in the world,” in the Guiness Book CHENG ORDOÑEZ MARK FRANCISCO of World Record. Francisca Associate Editor Lifestyle Editor Susana is 119 years old having been born on September GILBERT Y. CHAO gerry lee gorit 11, 1897 in Puerto Princesa, Motoring Editor Photo Journalist Palawan. Asked what her secret of long life, she said, PAT SAMONTE CHRIS PANGANIBAN she eats healthy foods only Regional Editor Caraga Regional Editor-Davao and avoid alcohol. What

is even more amazing is at Rene Michael BaÑos uRIEL C. QUILINGUING her age, she still plays her Regional Editor Northmin Contributing Editor favorite, the harmonica.

A top official of the deAL JACINTO JOE FELICILDA Regional Editor-WestMin Editorial Consultant partment of justice said with the admission of Sen. ATTY. MARIO T. JUNI Leila De Lima that she had NOTARY PUBLIC- JUNI LAW OFFICE indeed an affair with her driver-- made other cases CELL NO: 09352379999/ (088) 8573595 against her stronger, has CRUZ TAAL ST., CAG. DE ORO CITY no basis. I don’t think it Legal Counsel --------------------------------------------------------------changed anything. If there is any change, it will benefit bureau and mktg staff De Lima because it will show candy macabale - 09161326483 she is telling the truth.

RIZA O. ARES - 0915-9753-277/0926-2242-653 Philippine politics does MISOR - LOLONG NABONG - 0906-875-8650 not excite anyone for lack GINGOOG CITY-MANNY ANSIHAGAN-0936-287-7788 of action. We have very few North Buk. - DAHLIA S. BENEMERITO-0936-303-0410 people in the opposition and VALENCIA CITY - PHILIP PHIL CALUMBA-0905-652-5407 as such could hardly offer MARAMAG - roFINA CUALES - 0926-336-1585 anything because they are quezon, buk. - ROSE GENON defeated by the pro adminIligan City - JEFFREY OPONDA-0936-1174378 istration politicians. When tangub city - bobby mag usara President Duterte rose to OROQUIETA CITY - PJ TREMEDAL-0919-3452375 power, many “balimbings” ARMM - Sony Sudaria-0947-4810371

ruel pelone Managing Editor

Opinion

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jumped off the fence and join his group. This is the case of what then Vice President Maning Pelaez described as the political butterflies. When necessities arise, principles die.

The chance that President-elect Donald Trump of the United States would develop friendship with Russia’s Vladimir Putin is not far. They will meet soon and this means peace between the two countries.

The same thing will happen with China. Friendship and understanding must rule the world because we need peace. By all means, war must be shunned because it will surely be catastrophic and final. We must preserve the future generations, just as what our forefathers did for us today.

Criminality has diminished and corruption in the government service too. People are afraid to be killed. Even some media people are probably scared too, and many are praising the president. I understand this and as Duterte becomes ripe for the picking, he will be on the target range of

tries to force other people throughout the country to be the same in all aspects, it is impossible. It is therefore impossible for us to ask the world people to be the same. Diversity in unity can be done by being tolerant.

So, tolerance is the key to make the world peaceful.

Now that being tolerant is the key, it is the time for all schools or universities to formulate the education system that can enhance tolerance. Teachers and educators around the world should be able to transform their students to be tolerant. And, only by being tolerant all the people around the world can be peaceful.

••• Editor’s Note: Dr. Djuwari Sarkawi is the Director of Language Laboratory, STIE Perbanas Surabaya.

He is also the guest lecturer at Ottimmo International Master-gourmet Academy, Surabaya; The advisor of Indonesia Association of Press Practitioners/ Journalists in East Java province (HIPSI), Indonesia. He is also the president of the International Association of Scholarly Publishers, Editors, and Reviewers (IASPER)

The Striker

the media.

Fixing of cases, if it really exists as initially exposed by an employee at the prosecutor’s office, should be looked into. This is a serious accusation that could destroy the faith of the people in our justice system more particularly on the side of the prosecution. They will certainly find out that going to the authorities to seek help will be irrelevant. Of course, I don’t believe this.

The country must be ready for the arrival of tens of thousands of undocumented Filipinos who have been living in the United States for years and reportedly will be deported when the new president takes over.

This is so sad, but every country has its own rule to follow and foreigners have to agree even if it hurts. After enjoying life with luxuries for years, they will be back to our place where they have to adjust again without a job and surely deprivation. It pains me to think about it but there is nothing we can do. And there are thousands too from Saudi Arabia.

Former President Fer-

Ben Emata Jr.

dinand Marcos should be buried now in accordance with law. The Supreme Court ruled and the Marcos family should bury him quick before any mass action develops. And I suggest the Filipinos should learn how to accept the rule of law.

Let us behave as civilized people. With Marcos burial, will go too, the bad politics that divided our people for a long time. Time will heal.. It may take time but definitely, things will get back to normal. A dead man deserves forgiveness.

The executive body should be stripped of its power to appoint justices of the Court of Appeals and Supreme Court. This is to avoid that feeling See NEWS, page A7

Daily inspiration Share a plate of goodies with a lonely neighbor

Juvy Sarraga

“GIVE – The best way to fill your bucket of joy is to fill another’s.”

--Anonymous Joy means different things to different people; yet too few people seem to be filled with little joy let alone an immeasurable amount of joy.

Finding what makes your day meaning-

ful; then doing for others through sharing of that meaningful aspect of your life would be a great way to fill your bucket of joy.

Love flowers? Give some blooms to an elderly person.

Like to cook? Share a plate of goodies with a lonely neighbor.

GIVE and find joy! Fill your bucket.

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Forum

Can’t get no satisfaction THINK a minute.

What’s your pleasure?

Do you enjoy music and parties? A nice meal with your closest friends? Or do you enjoy gambling and alcohol? Maybe you love sports like football, tennis or golf? What’s your greatest pleasure? As one guy puts it: “What turns your eyes red?”

Pleasures make us feel alive and free. But the problem with pleasure is that it only makes us feel good and satisfied for a short

time. Unfortunately, we still end up feeling like the old hit song by the Rolling Stones: “I can’t get no satisfaction.”

After the party’s over we’re back to living our same, everyday life and responsibilities. It seems even worse after your big high and pleasure.

Just ask the guy with the terrible hangover. Ask his wife or kids whom he beat up while he was drunk.

Ask the wife and children who are suffering terrible

heartbreak and pain from the adulterous affair their father had with another woman.

Yet the amazing thing is we keep doing these same wrong things over and over again. These same things that keep hurting ourselves and the ones we love.

We keep believing the lie and illusion that these extreme feelings of physical pleasure are what we want and need to feel satisfied.

S o e ven t houg h we already know from our

own experience that the pleasure doesn’t last and satisfy, we keep going back for more. We’re almost like the dog that keeps chasing its tail.

But there’s a reason why we can’t be satisfied just from physical pleasures.

It’s simply not possible! We are not made or designed that way. We humans are not able to be permanently satisfied with only fun experiences and physical pleasures.

You and I were made

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Friday, November 18, 2016

for much more than “just to have a little fun before we die!” God made us spiritual beings like Him, so the only way we can be fully satisfied and happy is by having a daily, close personal relationship with our Maker. Then, we can start living His successful and satisfying way.

So today, won’t you ask Jesus to forgive you for living your own way? Then ask Him to start changing your heart and lifestyle.

He’s the only One Who can

Think A Minute

Jhan Tiafau Hurst

finally fill your life with the pleasure and peace of mind you’ve been looking for.

Jesus will give you real satisfaction that lasts, not just for a day or a night, but for the rest of your life.

Just Think a Minute.

Debt management and supplication

By Mansoor L. Limba

(A modified transcript of 20-minute presentation of the paper “Debt Management in Behavioral Economics and Personal Finance as Reflected in Sahifah al-Sajjadiyyah” at the 3rd International Conference on Human Sciences in Islam, Jakarta, Indonesia, November 16, 2016.)

Respected elders, distinguished scholars, and brothers and sisters in Islam as well as humanity! Let me greet you all with the greetings of peace: Salamun ‘alaykum wa rahmatullahi wa barakatuh!

(I’m making this presentation while assuming that all these many seats are filled with both the jinn and human beings – both the sleeping and the awake.

In this unholy hour when everybody wants to sleep, I am uniquely fortunate enough to be surrounded by two esteemed Mesbahs (alluding to Dr. Ali Mesbah and Dr. Mohammad Mesbahi as fellow presenters in the same plenary session).

As we all know, mesbah in Arabic, Persian and other languages means ‘lamp’.

Since I believe I’m illuminated enough by two lamps, I’m optimistic that you will not mistakenly see me as a pillow or blanket.)

At the outset, let me take this opportunity to extend my heartfelt gratitude to the conference organizers, particularly the Director of the Sadra International Institute, and generally to all the members of the

steering committee down to the drivers and guides.

This is my first to come to Indonesia, although I may look like an Indonesian or even more ‘Indonesian’ compared to some Indonesians.

I come from Mindanao, the land of promise and the bastion of struggle for self-determination in this part of the world.

Before laying down my paper’s Statement of the Problem, let me first make some introductory remarks about behavioral economics and personal finance as well as about homo economicus vis-à-vis homo islamicus. I shall also clarify the kind of ‘debt’ which is the concern of this paper. After giving you the Statement of the Problem, I shall address the secondary questions one by one and finally make a conclusion.

Introduction What is lacking in both behavioral economics and personal finance is the role of the soul or spirituality which is a central theme in a monotheistic worldview.

In classical economics, as in related academic disciplines, the economic actor is assumed to be an unboundedly rational, will-powered and selfish agent in which rationality is defined in terms of material gain and profit, without taking into account a notion of spiritual dimension.

Behavioral economics comes to the fore to argue that psychological, social and emotional factors sometimes stand in the way of economic actor’s tendency

Republic of the Philippines Local Civil Registry Office Province of Misamis Oriental MUNICIPALITY OF LAGONGLONG -oOo-

for rationality in making an economic decision. Yet, there is still no recognition of any place for soul or morality, as psychology is assumed to be ‘the study of the mind’.

Statement of the problem This paper attempts to examine the case of debt management in behavioral economics and personal finance through the lenses of Sahifah al-Sajjadiyyah which is a classical Islamic text on supplications. It is argued that by advancing the concept of homo islamicus and asserting the role of the soul in explaining human behaviors, the monotheistic worldview of Islam can shed more lights on the roots of economic or financial decisions, such as incurring debt, that are to be made by an economic agent.

In particular, this paper endeavors to address the following questions: 1. What is the definition of debt, in general, and consumerist debt, in particular?

2. What is ‘debt’ in Islamic textual sources and history?

3. What is Sahifah alSajjadiyyah and its Supplication 30 about?

4. What is the description of ‘debt’ in Sahifah al-Sajjadiyyah Supplication 30 and its recommended steps or measures toward freedom from debt?

Debt Islamic jurisprudence (fiqh) distinguishes dayn (debt) from qard (loan), considering the former Publication Notice R.A. 10172

equates it with theft. There are also traditions that give warning for the spiritual consequences of habitual incurring of debt.

In supplications (ad‘iyyah) transmitted to us, there is an explicit prayer for the repayment of debt. A very good example is Sahifah al-Sajjadiyyah’s Supplication 30 (Imam Zayn al-‘Abidin’s supplication for help in repaying debt) which is the main concern of this paper. Another example is the famous daily supplication during the month of Ramadan, which includes this line: “O Allah, facilitate the payment of every indebted one!” There are also transmitted supplications one of whose benefits is the repayment of debt for one who recites them.

Among these supplications are al-Mashlul, Yastashir, and al-Mujir.

Muslim schools of jurisprudence (fiqh) are unanimous in the ruling that the debtor who cannot pay his or her debts is one of the seven rightful recipients of zakat (alms-tax); therefore, he or she is given of the zakat to settle his or her debts. Also, when a Muslim dies, one of the four duties which need to be performed by his or her heirs is the payment of his or her debts.

Regarding debt in history, let me just cite two examples. As Imam Husayn made an encampment in the plains of Karbala’, he purchased the site for the would-be graves of him and the other martyrs so as not to be indebted to the owner

NOTICE FOR PUBLICATION

Date: October 10, 2016

after the tragedy. Earlier to that, when Muslim ibn ‘Aqil was asked to disclose his wishes before getting executed, the last of his three wishes is the selling of his coat of arm so as to pay for the piece of land where he had to be buried.

These two instances show prominent figures’ avoidance of incurring debt as much as possible and their firm resolution to repay once it is incurred.

Sahifah al-Sajjadiyyah and its Supplication 30 Literally means ‘the Book of Sajjad,’ Sahifah al-Sajjadiyyah is a collection of supplications composed

by Prophet Muhammad’s great grandson, ‘Ali ibn alHusayn (38 AH/658-9 CE – 95 AH/713-4 CE), known as Zayn al-‘Abidin (`the Adornment of the Worshippers’) and ‘Al-Sajjad’ (‘the one who constantly prostrates (sujud) in prayer’).

Sahifah al-Sajjadiyyah includes fifty-four supplications which make the main body of the text and the additional supplications which make up the fourteen addenda (including the prayers for the days of the week) and the fifteen munajat or `whispered prayers’. It is the oldest extant prayer manual in Islamic sources and one of the most seminal works of Islamic spirituality of the early period of Islam.

Supplication 30 of the 54 main supplications is Imam al-Sajjad’s supplication for help in repaying debt.

Sahifah al-Sajjadiyyah’s description of debt See DEBT, page A7

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Republic of the Philippines Local Civil Registry Office Province: COTABATO City/ Municipality: CARMEN

NOTICE TO THE PUBLIC CCE- 0028-2016

broader in connotation and covers the latter in its conceptual umbrella. Dayn includes any kind of transaction such as ‘settlement of claim’ (sulh), leasing (ijarah), buying and selling, and the like. (See Manifestations of the All-merciful, p. 63) In this paper, our concern is a broad type of debt we call ‘consumerist debt’.

When as we say ‘consumerist debt’ we mean that kind of debt which is motivated by consumerism understood in its negative sense. It is “the selfish and frivolous collecting of products or economic materialism.”

Financial advisers would tell you, “You incur consumerist debt when you buy something you don’t need in order to impress people you don’t like with money that you don’t have!”

Debt in Islamic sources and history Dayn (debt) is mentioned in Islamic sources (Qur’an, Traditions, Supplications, and Jurisprudence) and history in various ways.

In Chapter 33, verse 23, the Qur’an urges the faithful to fulfill their obligations and pledges including the repayment of debt. In Chapter 9, verse 60, it is mentioned that [obligatory] charities (zakāt) are meant, among others, “for [the freedom] of] the slaves and debtors.”

Meanwhile, there are traditions (ahadith) which indicate that debt sometimes stands in the way of spiritual progress.

Some traditions condemn indifference in repaying one’s debt – and

In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. ____ Guidelines in the implementation of the Administrative Order 1 s. 2012 (IRR on R.A. 10172), Notice is hereby served to the public that Franchette Darlene M. Piloa has filed with this office, a Petition for Change of First Name from n.a to n.a and correction of Entry in SEX from “Male” to “FEMALE” or Correction of entry in the Date of Birth n.a to n.a in the Certificate of Live Birth of ________________at Lagonglong, Misamis Oriental and whose parents are Florante S. Piola and Cheryl R. Miso.

Any person adversely affected by the said petition may file his written opposition with this Office not later than fifteen (15) days after the initial publication would have been made.

Date: 08, November 2016

(Sgd) MARY P. MACAYA

Municipal Civil Registrar

(Sgd) MARY P. MACAYA

Municipal Civil Registrar

MDN: Nov 11 & 18, 2016

MDN: Nov 11 & 18, 2016

In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Orde No. 1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that ROCHELLE CARIÑO JIMENEZ has filed with this Office, a petition for correction of entry in sex from “MALE” to “FEMALE” in the Certificate of Live Birth of ROCHELLE CARIÑO JIMENEZ at Carmen, Cotabato and whose parents are Cesar R. Jimenez and Febie D. Cariño.

Any person adversely affected by said petition may file his written opposition with this Office not later than 22 November 2016.

Republic of the Philippines Local Civil Registry Office Province: COTABATO City/Municipality: CARMEN NOTICE FOR PUBLICATION In compliance with Section 5 of R.A. Act No. 9048, a notice is hereby served to the public that MERLYN TALAMAN SALAMATIN has filed with this Office a petition for Change of First Name from “MERCY” to “MERLYN” in the birth certificate of MERCY BALDONADO TALAMAN who was born on September 7, 1962 at Carmen, Cotabato and whose parents are Leopoldo T. Talaman and Angelina T. Talaman.

Any person adversely affected by said petition may file his written opposition with this Office not later than 18 November 2016.

(Sgd) MARY P. MACAYA

Municipal Civil Registrar MDN: Nov 11 & 18, 2016

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Friday, November 18, 2016

UNIVERSITY OF SCIENCE AND TECHNOLOGY OF SOURTHERN PHILIPPINES (USTP) –Department of Physics Extension Project

The Department of Physics of the University of Science and Technology of Southern Philippines (USTP) formerly Mindanao University of Science and Technology (MUST) successfully conducted extension project together with their

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two months financial assistance equivalent to the daily minimum wage under the Urban Development and Housing Law.

Cops... from page A1

News... from page A4

of some justices being beholden to the president who appointed them.

Besides, there are cases sometimes that could involve justices against the president. In the United States, justices are elected by the people at-large thus nothing is between them.

Reserved Officers Training Corps (ROTC) should not begin in the High School, PMT yes. By military standard, high school graduates are not eligible to become officers in the Armed Forces. Only cadets in college can become officers. I should know this because I had been there having completed the fouryear advance course with the rank of 2nd lieutenant.

(Bennex News Service)

Debt... from page A5

At the outset, Imam ‘Ali al-Sajjad thus supplicates: “O God, bless Muhammad and his Household and release me from a debt which makes me lose face, confuse my mind, disrupts my thinking, and prolongs my occupation with attending to it! I seek refuge in Thee, my Lord, from worry and thought about debt, from the distraction and sleeplessness of debt; so bless Muhammad and his Household and give me refuge from it! I seek sanctuary in Thee, my Lord, from debt’s abasement in life and its ill effects after death, so bless Muhammad and his Household and give me sanctuary from it through a bountiful plenty or a continually arriving sufficiency!”

This initial part of the supplication is a window to Imam ‘Ali al-Sajjad’s description of debt and its potential maladies and repercussions upon the debtor. Among others, the Imam describes debt as: (1) something that may humiliate a person (debtor), (2) mentally disturb him, (3) emotionally burden him, and (4) a source of disgrace for him in this world and in the Hereafter.

Sahifah al-Sajjadiyyah’s steps or measures of freedom from debt

In this brief and specific supplication, certain steps or measures toward freedom from debt can be alluded to, and these are the following: 1. Sincere supplications for repayment of debt For any concern or problem of the believer – material or spiritual – he is supposed to extend his arms to the Source of Power and Knowledge, the Essence of Beauty and Grandeur. For relief from the burden of debt, one must sincerely pray and implore to his Lord and perform various acts of devotion.

2. Having streams of lawful incomes These parts of the supplication – “Give me sanctuary from it (debt) through a bountiful plenty or a continually arriving sufficiency,” “hold me back through Thy gentleness from squandering,” and “allow me to attain my provisions through lawful means” – may allude to having streams of lawful incomes as a very obvious step toward freedom from debt.

3. Living below one’s means This part of the supplication – “prevent me from extravagance and excess; put me on the course of … moderation” – may suggest an instruction to live below one’s means by maintaining moderation and avoiding extravagance and excess in spending.

4. Avoiding Any Possession Causing Pride and Related Moral Vices This segment of the supplication – “take away from me any possession which will bring forth pride in me, lead to insolence, or drag me in its heels to rebellion” – leads us to another very practical step to freedom from debt; that is, shunning any possession or item which belongs to the category of ‘wants’ rather than ‘needs’ and which usually causes pride and related moral vices to the owner.

5. Spending for Wholesome Endeavors Including Charity Elsewhere in the supplication, we read: “Put me on the course of generous spending…; teach me excellent distribution… direct my spending toward the

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Friday, November 18, 2016

gateways of devotion… O God, make me love the companionship of the poor and help me be their companion with excellent patience!”

These portions of the supplication direct us to a significant step toward freedom from debt and a way to ample sustenance; that is, to spend for wholesome endeavors of devotion including alms-giving and spending for charity. As we all know, Islamic sources affirm the unseen or spiritual connection between the giving of charity and increase in sustenance.

Conclusion From the above discussion, the following conclusions can be drawn: 1. Incurring of consumerist debt is just a symptom of the root of the problem, and that is greed which is one of the vices of the Power of Desire (al-quwwat al-shahwiyyah); 2. Apart from being a symptom of a moral malady, incurring consumerist debt also brings about other things with equally dire spiritual consequences, viz. (a) personal humiliation, (b) mental disturbance, (c) emotional burden, and (d) disgrace in this world and in the Hereafter; 3. As shown in our examination of Supplication 30 of Sahifah al-Sajjadiyyah, the supplications handed down to us are full of pristine ideological doctrines and practical guidelines.

4. Supplication 30 of Sahifah al-Sajjadiyyah is not only a text of prayer for help for the repayment of debt but also contains practical steps or measures toward freedom from debt; 5. A Muslim – that is, homo islamicus – is supposed to exemplify a kind of morality or lifestyle which is a manifestation of perfect regulation of the four powers or faculties (quwwat) of the soul, and the absence of the various vices of those powers, those of the Power of Desire in particular.

6. Most important of all, the debt management laid down by Supplication 30 of Sahifah al-Sajjadiyyah exudes new conceptual insights into both behavioral economics and personal finance, and central to them

are the concepts of homo islamicus and ‘Islamic rationality’ with the two distinct fundamental elements of a broader concept of success and time scale of the economic agent’s behavior.

Thank you! Terimah kasi banyak!

[MindaViews is the opinion section of MindaNews.

Mansoor L. Limba, PhD in International Relations, is a writer, educator, blogger, chess trainer, and translator (from Persian into English and Filipino) with tens of written and translation works to his credit on such subjects as international politics, history, political philosophy,intra-faith and interfaith relations, cultural heritage, Islamic finance, jurisprudence (fiqh), theology (‘ilm al-kalam), Qur’anic sciences and exegesis (tafsir), hadith, ethics, and mysticism. He can be reached at mlimba@diplomats.com, or http://www. mlimba.com and http:// www.muslimandmoney. com.]

Bambi... from page A1

were soaked in the rain Tuesday night with an empty stomach until Wednesday noon when the food assistance from the provincial government arrived,” Wabe said.

“Politics should be the basis of helping people in dire need,” Wabe said in reference to the city government’s refusal to consider the fate of the villagers who were known to be nonsupporters of Mayor Oscar Moreno.

Lawyer Leon Gan, a member of the City Council here, pick on the city government’s inability to provide suitable relocation sites for the dislocated families before the demolition was conducted.

He said that the village residents, through the village chief, received the Order of Demolition Tuesday, which could still be withheld had the city government pleaded to the court to defer the execution of the order.

According to Gan, the city government should also extend financial assistance to the homeless, which entitle them to a

escorted by agents of the National Bureau of Investigation (NBI) and the local police, the suspects were herded to the city health hospital for medical examination before they were sent to the city jail.

The five policemen were accused of “kidnapping” a certain Enrique Fernandez, III, 49, (who remained missing as of press time) last October 23, 2016 outside an uptown “Condotel” here.

The cops together with three other civilian assets were also charged with “ carnapping ” after one of the suspects was seen taking the motorcycle of the victim.

The three civilian assets had remained at large and was an object of a police manhunt.

Efforts... from page A2

almost 4,000 students in disaster risk reduction awareness, preparedness, and risk assessment,” he said.

He said that they hope to contribute toward the normalization of the conflictaffected areas in Mindanao.

Stratchan added they are supporting the dairy farm project of the National Dairy Authority in Cagayan de Oro City by providing cows and sharing New Zealand’s dairy technology and expertise.

He said they are also supporting the program of the US Department of Agriculture-funded Agricultural Cooperative Development International-Volunteers in Overseas Cooperative Assistance that helps the indigenous peoples develop productive coffee farms.

He said the farm in Cagayan de Oro is one of the 21 focused farms they are helping throughout the country, along with supporting the Misamis Oriental State College of Agriculture and Technology in terms of curriculum development and training of dairy farmers.

“Although many New Zealand companies have been actively doing business in Mindanao, we are very excited and still consider Mindanao as an uncharted market with massive potential for more business opportunities,” said NZ Trade Commissioner Hernando Banal II. The Filipino population in New Zealand has grown in recent years to around 50,000 or around one percent of the population.

The press briefer added that tourist arrivals between both countries have also increased. Last year, around 24,000 New Zealanders traveled to the Philippines and more than 17,000 Filipinos visited New Zealand.

“Filipinos are valued members of the New Zealand. Kiwis appreciate their

warm spirit and work ethic. With the availability of Philippine Airline flights from Manila to Auckland, I am optimistic the steady exchange of people will continue to increase,” said Strachan.

Banal said several New Zealand businesses have interests in Mindanao.

He cited Alliance Select which imports New Zealand salmon for smoking in Asia’s newest and most modern salmon and seafood processing and smoking facility in General Santos City. (Antonio L. Colina IV/MindaNews)

Health... from page A2

of change, we hope that the ‘abnormal’ and the unjust conditions would no longer be the norm.”

The group said that the past 25 years of devolved health care only proved that social services like health should be under the national government “which has the state responsibility and accountability for people’s health as well as the welfare of nurses.”

“FNU believes in a health care system that cares for its nurses, cares for its people.”

On the commemoration of Philippine Nurses Week last October, the FNU gave its “highest recognition to the hard-working nurses, who are struggling daily to attend to thousands of patients in an ill-equipped and demoralizing health care working environment.”

They also reiterated their call for government to observe their right to job security, just compensation, and adequate benefits. (http://www.bulatlat.com)

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Having a shoreline of almost eight hundred meters (800m), it is the only place in this part of Samal Island that has maintained its shores by feeding the fishes, clean them with having periodic “Scubasurero Activities”, and has placed a “safety net” to ward off jelly fish and rubbish, discouraging anglers from poaching the area

and encouraging its visitors to enjoy the marine life and leave the same so that others may also enjoy them.

Its white sand beach as well as its surroundings are combed and cleaned throughout the day giving a pure and clean ambiance for its visitors and workers alike.

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