Mindanao Daily (December 11-12, 2020) by Mindanao Daily News

MINDANAO DAILY TRUTH. JUSTICE. PROGRESS.

Volume IX, No. 369

www.mindanaodailynews.com

Fri-Sat, December 11-12, 2020

Rise of middle class cities in M’danao seen

THE National Anti-Poverty Commission has predicted a steady increase of middle class-dominated cities in Mindanao as more and more local government units have embraced the need for convergent efforts in addressing poverty. The Duterte administration sought to reduce poverty incidence in the island to 14% by 2022. But NAPC’s Secretary Noel K. Felongco on Monday said this maybe fasttracked with the forging of memorandum of agreements between the agency and LGUs for the implementation of the agency’s Sambayanihang Serbisyong Sambayanan (SSS) program. The SSS five-year development program sought to ensure the convergence of the government’s RODECO, OTC, LGU Iligan, LTFRB cuts ribbon to officially launch the full operation of modernized PUVs. (Angelo See SEEN, page 11

Dologmandin/PIA-ICIC)

P15.00

Prompt response by DPWH averts major accident ILIGAN CITY, Dec 9 – The immediate action of maintenance personnel from DPWH-Lanao del Norte 2nd District Engineering Office to release the built up pressure from a busted main water line averted a major accident from happening along a busy stretch of Tibanga national highway, this city. Around 4:00pm, people started to notice water leaking through the asphalt overlay of the national highway prompting them to call local authorities. Upon learning of the water leak, Assistant District Engineer (ADE) Maria David dispatched maintenance teams to the area to inspect and assess the situation. “When we got to the area, we were shocked to see that there was a huge bulge in the highway. The asphalt overlay has risen to about 8 to 10 inches. It was ready to explode,” narrated Maintenance Point Person Hadjinor Sukarno. The DPWH team immediately coordinated with See AVERTS, page 11

Modern PUVs to Poor families under lockdown get cash aid operate in Iligan ILIGAN CITY, Dec. 9 (PIA) –The Royal Developers Consortium - Transport Service Cooperative (RODECO) launched fifteen modern public utility vehicles set to operate here as part of the Land Transportation Franchising and Regulatory Board’s (LTFRB) Public Utility Vehicle Modernization Program (PUVMP). LTFRB Region 10 Director Aminoden Guro awarded RODECO a fiveyear certificate of public

convenience attesting that the said transportation cooperative complied with the needed requirements to operate as modern PUVs deployed on a route from City Proper to Bayanihan Village, Barangay Santa Elena, this city. Guro elaborated that the Isuzu QKR 77 Almazora PUV is an air-conditioned 24-seater truck complete with four CCTV cameras, a flat-screen TV, GPS routing See OPERATE, page 11

CAGAYAN DE ORO CITY , Dec. 11 (PIA) -- Aiding low-income families under granular lockdowns, the Department of Social Welfare and Development (DSWD)-10 provides the emergency cash subsidy through the Bayanihan 2 to Recover as One Act. “Ang mga potential beneficiaries alang sa emergency subsidy program ilalom sa Bayanihan 2 nga gipangposte sa matag barangay sa Cagayan de Oro and northern Mindanao subject pa for validation and assessment sa social worker,” DSWD-1o

Information Officer Oliver Inodeo said during the NorMin COVID-19 Response Task Force press conference, December 11. (Potential beneficiaries for the emergency cash subsidy under the Bayanihan II posted in barangay halls of Cagayan de Oro and northern Mindanao are still subject for validation and assessment of social workers) Inodeo added that the cash subsidy is not a continuation of the Social Amelioration Program (SAP) but an assistance to those

The Department of Social Welfare and Development (DSWD)-10 provides the emergency cash subsidy through the Bayanihan 2 to Recover as One Act. (DSWD 10)

low-income families who are placed under granular lockdowns to help them go through the ordeal of not being able to work or

provide for their families. To further response to the adverse effects of COVID-19, DSWD-10 also See GET, page 11

Nation

Fri-Sat, December 11-12, 2020

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Andanar cites patience, bayanihan spirit in implementing development programs PRESIDENTIAL Communications Operations Office (PCOO) Secretary Martin Andanar calls on all public servants to show fortitude in the performance of their job by being more patient in implementing the various programs in the countryside, especially those meant to address the root causes of insurgency. The PCOO Secretary made the appeal to his fellow government officials during the joint meeting for the Regional Task Force-End Local Communist Armed Conflict (RTF-ELCAC X) and Regional Development Committee (RDC)-10 Spe-

21st century education

By LYDIA M. LLIDO Teacher I

IN the context of education, 21st century skills is generally used to refer to certain core competencies such as collaboration, digital literacy, critical thinking and problem solving that advocates believe schools need to teach to help students thrive in today’s world. Those who were born before 2009 have technology like smartphones, iPads, smartboards and other devices available throughout most of their schooling. Those who were born after 2010 are younger than smartphones, Instagram and Spotify. Growing up with this level of technology means growing up with an unprecedented amount of

information at your fingertips. There are children who have never been been more than a few seconds away from the answers to their questions with everything just a quick search away. They are able to teach themselves about any topic they are interested in without even leaving their bedroom. They are digital natives as comfortable using apps as their grandparents were flipping pages. The students in our schools today are intelligent, independent and extremely capable. They are skilled with technology and comfortable with global and intercultural communication. We can expect that future generations are going to have even more experience in these areas.

cial Balik Probinsya 2 (BP2). “I encourage everyone to be more patient, considerate and caring to one another especially to the public we serve. We have to create positive changes in our society especially in improving the lives of the least, the weak, the poor, and the unreachable, which

By FERDINAND PATINIO and Employment (DOLE) MANILA – With just 16 on Wednesday reminded days before Christmas Day, anew private sector employthe Department of Labor ers to give the 13th month pay to their workers. DOLE Secretary Silvestre Bello III said companies have until December 24 to give the 13th month compensation. “I would like to remind employers to pay the 13th month pay of their workers on or before December 24,” he said in a virtual forum. Bello said private sector employees who have been working in the company for over a month are entitled to the payment. “An employee, regardless of status and has served his/ her employer for a month, is entitled to a 13th month pay,” he said. He added that if the employers have yet to give the 13th month pay, they still have over two weeks to pay their workers.

National Highway Balingasag, Barangay 4, Balingasag, Misamis Oriental Mobile Number/s: 0933-823-3161, 0933-823-3304 Tel. Number: 333-5161

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web-based geospatial technology IPALAMDAG for the last quarter of the year, and updates on the One Map for Conflict Resolution of Tenurial Claims. IPALAMDAG, a Visayan term which means “to enlighten, stands for Innovative Platform for Programs, Projects, Activities’ (PPAs) Location Assessment, Monitoring, Investment Programming, and Budgeting for Development Planning and Governance. The Department of the Interior and Local Government Region 10 (DILG 10) said that additional funds have been realigned for the Enhanced Comprehensive Local Integration Program (E-CLIP) in response to the increasing number of rebel returnees. DILG Regional Director Arnel Agabe mentioned that the requested fund from the Department of Budget and Management has already See CITES, page 6

Bello reminds employers anew to give 13th month pay

BALINGASAG, MISAMIS ORIENTAL

Kagay-an Festival 1st Oro Lechoneros Encuentro Champion

I believe is our ultimate purpose in life,” said Andanar. Despite the onslaught of the coronavirus pandemic, about P9.3 billions of programs, projects and activities saw completion in Northern Mindanao’s Convergence Areas for Peace and Development (CAPDev). “While we were unpre-

pared, with persistence and determination and the blessing of our Almighty, we have been able to address and continue to attend to the various consequences of COVID-19. We emerged stronger and more resilient because of the Filipino bayanihan spirit,” said Andanar. The meeting delved into the current initiatives and delivery of services by the regional line agencies. Heads of the different regional agencies discussed the creation of the Northern Mindanao Regional Balik Probinsya, Bagong Pagasa (BP2) Action Plan, the updated Regional Development Investment Program 2017-2022 and FY 2022 Annual Investment Program of the Security Sector, and the Updated Regional Development Investment Program 2017-2022 of the Security Sector. The committee gave update status on CAPDev initiatives enrolled in the

P&J Lim Building, Tiano Kalambagohan St., Barangay 14, Cagayan de Oro City, Misamis Oriental Tel No. (08822) 727-829 / 231-6629 Telefax No. (088) 856-1947 Mobile No. 0933-823-3303 / 0943-708-7065

CAGAYAN DE ORO WAREHOUSE

Warehouse 7, Bonbon Road, Kauswagan, Cagayan de Oro City, Misamis Oriental Mobile No. 0917-825-4149 / 0943-708-7065

CARMEN, CAGAYAN DE ORO

Vamenta Blvd., fronting CEPALCO, Carmen, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 233-2011 Mobile No. 0933-823-3159

CORRALES, CDO

Corrales Ave., Barangay 29, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 231-2055

DIVISORIA, CDO

A. Velez St., Barangay 9, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 856-1947 Mobile No. 0917-841-4000 / 0933-823-3164

GINGOOG CITY

G/F Wyne Militante Bldg., Lugod St., Barangay 22, Gingoog City, Misamis Oriental Telefax No. (088) 861-0104 Mobile No. 0933-823-3168

LAPASAN, CDO

National Highway (FICCO Bldg.), Lapasan, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 231-6739 Mobile No. 0933-823-3160

PUERTO, CDO

Purok 6, Puerto, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 859-0574 Mobile No. 0943-708-7537

CAMIGUIN

B. Aranas St., Poblacion, Mambajao, Camiguin Telefax No. (088) 387-0491 Mobile No. 0943-708-7539

Labor Secretary Silvestre Bello III (File

“Please don’t forget to pay your employees’ 13th month pay,” he added. Under Presidential Decree 851, all employers are mandated to pay the 13th month pay on or before

photo )

December 24. The 13th month pay required by law shall not be less than one-twelfth of the total basic salary earned by an employee within a calendar year. (PNA)

Digital transformation By SEER A. MANLANTAO

Digital transformation is the integration of digital technology into all areas of a business, fundamentally changing how you operate and deliver value to customers. It’s also a cultural change that requires organizations to continually challenge the status quo, experiment, and get comfortable with failure. Digital transformation is imperative for all businesses, from the small to the enterprise. That message comes through loud and clear from seemingly every keynote, panel discussion, article, or study related to how businesses can remain competitive and relevant as the world becomes increasingly digital. What’s not clear to many business leaders is what digital transformation

means. Is it just a catchy way to say moving to the cloud? What are the specific steps we need to take? Do we need to design new jobs to help us create a framework for digital transformation, or hire a consulting service? What parts of our business strategy need to change? Is it really worth it? Some leaders feel the very term “digital transformation” has become so widely used, so broad, that it has become unhelpful. You may not love the term. But love it or not, the business mandates behind the term – to rethink old operating models, to experiment more, to become more agile in your ability to respond to customers and rivals – aren’t going anywhere.

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Fri-Sat, December 11-12, 2020

Unwrapping the sweet success story of a mother turned entrepreneur from Occidental Mindoro

InLife highlights Filipinos’ resilience and hope FOR 110 years, Insular Life has been building resilient and rewarding relationships with Filipinos. Through its 110th Anniversary magazine ConnectIn’ Life, the company presents stories of these enduring connections. InLife executives Nina D. Aguas and Mona Lisa B. dela Cruz talk about living with faith and purpose, and leading the company during the public health crisis. Medical frontliners Dr. Jerome Senen and Analyn Guivencan share how COVID-19 changed their lives but remained committed to help those in need of care. InLife employees, frontliners in every way, Lilibeth Co and Darwin Borromeo express their pride to be

part of the company’s uninterrupted service to Filipinos even during the quarantine period. InLife financial advisors Digna Lacuanan and Mercy Gurrea discuss how their profession empower them to help families fulfill their financial goals. InLife policyholders add their stories of prudent savings and investment in insurance to secure their loved ones. Insular Foundation’s scholar-graduate Jerielle Malonzo explains how she uses her teaching job to help her students navigate through online learning during the lockdown. To read stories of connecting lives for good, visit https:// www.insularlife.com. ph/news/insular-lifehighlights-filipinosresilience-andhope-473

WHILE motherhood and running a business might be a ‘tight-rope walk’, Jerlie Daseco, owner of Triple P Food Products from the Municipality of Paluan in Occidental Mindoro, embraces both her vital roles. Triple P Food Products’ flagship product is pastillas. A sweet milk-based confection made with carabao’s milk, pastillas is a popular pasalubong in the municipality of Paluan, as it is in any part of the country. The enterprise offers a variety of pastillas flavors, from purple yam (ube), jackfruit (langka), cheese, pandan, coconut, and chili, showing the diverse taste palette of Filipinos. Occidental Mindoro is also home to cashew, expanding her product line to roasted and fried cashew nuts. More of Triple P’s products include, sampaloc candies, papaya relish (atsara), and honey. With an initial capital of Php 1,500.00 just enough to produce and sell pastillas in their small community, backed by the owner’s passion to help her family, and the Department of Trade and Industry (DTI) MIMAROPA’s support, the enterprise grew remarkably.

From a monthly gross sale of Php 12,000.00, Triple P Food Products hit Php 200,000.00 to Php 300,000.00 gross sale per month. Furthermore, the enterprise was able to employ two full-time employees and 6 part-time employees. Since DTI MIMAROPA’s interventions, Triple P Food Products has attended several free business development trainings and seminars, product packaging and label designs assistance through the Regional Integrated Product Development Assistance Project (RIPDA) under the One Town One Product (OTOP) Program, laboratory analysis support, and participation to numerous municipal, regional, and national trade fairs. Ms. Daseco is also a member of the Paluan Food Processors Association (PAFPA), cooperator of Milk Processing Shared Service Facility, and a beneficiary of the Livelihood Seeding Program – Negosyo Serbisyo sa Barangay (LSP-NSB), among others. Triple P Food Products takes pride in helping their community, especially the indigenous peoples (IPs) and farmers, by buying their produce at fair prices.

Ms. Jerlie Daseco, owner of Triple P Food Products, from the Municipality of Paluan, Occidental Mindoro.

DTI’s inter ventions helped Jerlie Daseco to reach out to more aspiring and existing Mompreneurs, having hired as one of the trainers of the Department on pastillas and cashew nut processing in the province. This stay-at-home mom turned entrepreneur is a perfect example of how one can ripple change to the community through entrepreneurship. Triple P Food Products has also tapped the online market, enrolling their products to several digital platforms, as assisted by

DTI. They supply their products to different stores in Occidental Mindoro and nearby provinces in the region. Likewise, their product distribution has extended to Manila, Batangas, and Tarlac, through retailers and distributors. Interested buyers and distributors may reach them via their official Facebook page: Triple P Food Products -Apong. For more information on local products and produce proudly made from MIMAROPA, visit the nearest DTI Provincial Office or Negosyo Center.

Opinion

Fri-Sat, December 11-12, 2020

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Unruffled

Life lessons from Covid-19 The MINDANAO DAILY is pubished by MINDANAO DAILY NEWS PUBLISHING CORPORATION. Registered with the Securities and Exchange Commission (SEC) with Reg. No. CS201531735, Business Plate No. 202003336, under Business License Certificate No. 2020-04013, BIR-TIN No. 464-682-324-000.

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WITH the pandemic still on a continuing rampage on a global scale for over 10 months now, the degree of damage in our lives and the economy was excruciating, a nightmare like no other. In fact, we are forced to re-think the way we work, and the way we live. We learned a new discipline never imagined to rule mankind in an instant. We now have to follow strictly health protocols to the letter, or suffer the consequences —spend your lonesome at the hospital, or go down to your grave forever. We learned to be more health conscious, to wash our hands, to wear facemasks and to practice social distancing.

Simple life discipline yet it is the only way to beat the pandemic in the absence of a dedicated vaccine. Indeed this global health crisis had painted a dramatic change in our lives —a norm widely known today as the ‘new normal’. And as we go through the remaining days of 2020, the numbers keep on increasing by the minute, sending a stern message to all and sundry that Covid 19 pandemic has not waned, nor gone with the wind. Not yet. Truly, this pandemic is world reset. It has changed our lifestyles—no matter what your politics, no matter what your religion, no matter what your status in life. You maybe rich, or poor,

Ruffy Magbanua

we are all in this together. With vaccines now produced reportedly en masse, Covid 19 may soon vanish into thin air, yet its sting will forever be with us — engraved virtually in the four corners of the globe. Perhaps the greatest lesson that Covid 19 can teach humanity is that we are all in this together. Stay home. Wear your mask. Keep the distance. (ruffy44_ph2000@yahoo. com)

MINDFUL

13th-Month Pay: How to spend thee?

IT’S the time of the year which every employee looks forward to... the season of Christmas Bonus and 13th-month pay (for some it’s even more)! Though some are still uncertain if they will receive one or not, for the majority of the employee force, Bonus it is! As may be expected, the pandemic would have probably changed our spending holiday traditions. No holiday travels, no company Christmas parties, no big family reunions, and no major giftgiving. It’s more on focusing on basic spending. And while most of us are in this mode, it’s the best time to review, rethink and redo what we do with our yearly holiday windfall. Regardless of the amount, there are ways to properly and responsibly allocate your 13th-month pay and Christmas bonus... it’s S.S.S. Settle your obligations If you can fully pay off your money obligations, the better. However, if you cannot settle in full, pay at least a portion of it. Doing this will lessen the burden of paying the interests. It is a sad reality but sometimes we are already paying interests that are already bigger than the principal loan amount. I got my first credit card much later in my working life. I dread the thought of having to pay huge interest as I saw in some of my friends and relatives. I remember that one piece of advice from one of our senior partners in the consultancy firm I was working with. He said it’s okay to use a credit card but always settle your account in full. Charge only

what you can pay in full as most debt problems start when you pay in staggered and earn interest. I took that advice seriously. Paying your debt is also honoring your promise. Sometimes, this is pushed back in our priorities especially when it’s not interest-generating. But let us remember that they loaned us trusting that we will do our part of repaying them. Especially nowadays, let us consider the fact that the people we owe may also be in need of their money already. Let us not give them the burden of “collecting” from us. So before you think of using your bonus to buy something, think of settling those obligations first. Secure your tomorrow fund In my previous article, I discussed in length the importance of saving for your Tomorrow Fund. What I call Tomorrow Fund refers to your savings and investments. Note the order, savings, and investment. It is not advisable to go direct to investing without saving first. Savings is the money that you can take out on a per need basis or as the need arises. This includes the Emergency savings fund which we set aside for unforeseen or unexpected expenses such as sickness in the family, calamities or job loss, or this pandemic. On the other hand, Investments are for our long term money requirements. These are in the forms of stocks, mutual funds, insurance, and real estate. As we say, this is our retirement money. We are already seeing some positive movements in the stock markets, which should give us confidence in its prospects in the next

Jay Ledesma

2-3 years. But since it’s still on way to recovery, market prices are still on discount when you get in today. So if you are thinking of buying those unnecessary discounted items online, think about saving for your emergency funds or think about buying those discounted stocks for your Tomorrow! Share and donate No one can overshare and over donate these days. With the pandemic and the typhoons, we are all called and given the chance to share our resources, time, and talents for the benefit of our needy brothers and sisters. You can either start your own charity campaigns or drives or you can simply donate a portion of your bonus. You can either donate to those affected by the typhoons or you can do it locally. Outside of your own homes, there are poor families, there are street children, there are orphans, and there are homeless people needing even the littlest you can share. The Holiday spirit makes everyone more generous and giving. Christmas 2020 calls us to be extra! So when you are doing your groceries for your own noche buena, perhaps you can also buy a loaf of bread or spaghetti pack for the needy. With all the online sales propaganda and gimmicks, it is very tempting to spend all the bonuses on this stuff. Now, there’s nothing wrong giving in to that craving, but let’s be mindful to do our S.S.S first! Then we give in!

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Andanar to public servants: Be more patient in ALTERNATIVE LEARNING promoting programs addressing causes of insurgency SYSTEM By PCOO

CAGAYAN DE ORO CITY, Dec. 8 -- Presidential Communications Operations Office (PCOO) Secretary Martin Andanar on Monday encouraged government employees to extend their patience while implementing programs addressing the root causes of insurgencies in the countryside. Secretary Andanar led the meeting of the Northern Mindanao Regional Task Force to End Local Communist Armed Conflict (RTF-ELCAC X) here, where he underscored government assistance undertaken amid the COVID-19 pandemic. “While we were unpre-

By RIZA F. VITOR Teacher I GITAGUM CENTRAL SCHOOL DIVISION OF MISAMIS ORIENTAL

Presidential Communications Operations Office (PCOO) Secretary Martin Andanar led the meeting of the Northern Mindanao Regional Task Force to End Local Communist Armed Conflict (RTF-ELCAC X) in Cagayan de Oro City on Monday, December 7, 2020. Photo by PCOO.

pared, with persistence and determination and the blessing of our Almighty, we have been able to address and continue to attend to

the various consequences of COVID-19. We emerged stronger and more resilient because of the Filipino See PROGRAMS, page 11

BRIGADA ESKWELA IN THE NEW NORMAL partnership for education with this year’s theme: “Pagpapanatili ng Bayanihan Tungo sa Kalidad na Edukasyon para sa Kabataan”. And as the theme goes, we need the help of our stakeholders in order to deliver quality education to all learners. As early as May 2020, the school planned and organized the activities and the committees. Parents and other people from the community, our stakeholders and partners were encouraged to participate in the said activity to help contribute materials, health kits and others in helping the school operate for the preparation of modules. The resource mobilization committee were tasked to solicit donations to help cover the school operational expenses. Of course the school also procure medical hygiene supplies to ensure the safety and health to disinfect classrooms such as providing foot bath and soap at the gate, classrooms and principals office. Alcohol and facemask was also displayed in every corners of the school. Thermal scanner was also used to monitor the temperature of the

world and knowledge economy, alternatives were presented and implemented by the countries around the world such as the Philippines to help individuals attain education through nonformal and informal education such as the Alternative Learning System. There are actually two major programs on ALS that are being implemented by the Department of Education, through the Bureau of Alternative Learning System. One is the Basic Literacy Program and the other is the Continuing Education Program - Accreditation and Equivalency. Both programs are modular and flexible. This means that learning can take place anytime and any place, depending on the convenience and availability of the learners. Most of the time, instead of the learners going to the Com-

munity Learning Center, the learning facilitator brings the learning materials to the learners to help them acquire basic and or functional literacy skills. ALS programs are delivered in various modes such as faceto-face, radio-based, eSkwela/ computer-based or independent learning. With this, I encourage everyone, the out of school youths, persons with disabilities and the unreached individuals to be part of ALS. Never lose hope because I know for sure that in time you will be a productive citizen that is able to serve our community and our country.

SP OKs registration of ownership of Oro’s machinery, equipment

By FELINA J. TARAYA Teacher III GITAGUM CENTRAL SCHOOL DIVISION OF MISAMIS ORIENTAL

Nature and nurture contribute to the growth and development of the child. And as he grows, his environment plays a vital role in helping him shape his future. The school is part of the environment of which the learner acquired most of the important skills and it has to be prepared and be conducive for learning. But with the advent of this pandemic, what would the future holds for our learners? The Department of Education in the light of Covid 19, has reconfigured the activities for Brigada Eskwela 2020 in a joint implementation with Oplan Balik Eskwela (OBE). For education must and will continue, the Department of Education has aligned several modalities for the children to continue learning despite the threat of Covid 19. And to ensure smooth activities, Gitagum Central School has prepared a plan for implementing Brigada Eskwela 2020 pursuant to DepEd Memorandum No. 53, s. 2020 and RA 8525 or “Adopt-A –School Act” to show the spirit of volunteerism in public – private

I believe that education is a key driver for sustainable development. With the advancement of science and technology, it is indeed that globalization and internalization of education are considered as challenges that every country must uphold. One of the emphases of today’s challenges in education is the promotion of 21st-century skills among students. However, it is also a reality that a huge number of the world population are dropouts, out-of-school youth, and even individuals who do not go to formal schooling. As a result , these individuals who do not go to formal schooling have difficulties in understanding and learning 21st-century skills which enable them to cope with and to compete in the globalized world. And to cope with these challenges given by the changing

stakeholders who are coming in the school. Everybody was doing all the scheduled daily task and assignments. The repair and maintenance of hand washing facilitates was also given focused in school, in fact all classrooms have hand washing facilities displayed outside the classrooms to ensure security measures against contamination. Many people have donated financial/cash assistance, materials and manpower. As for me, the program Brigada Eskwela is a very good act of preparing the school. Parents, teachers, pupils, private-public sectors and other stakeholders were joining forces in helping one another to prepare a very good environment of the children. Even though this year was a test to everyone, the spirit of volunteerism, sharing and camaraderie were evident. These things are very good values of typical Filipino.

THE city can now ensure the quality and safety of agri-fisheries machinery and equipment as well as the rational planning and programming of the government investments and resources. This after the 19th City Council on its regular session Monday presided over by Vice Mayor Raineir Joaquin V. Uy enacted an ordinance instituting and implementing the registration of ownership of

Agricultural and Fisheries Machinery and Equipment in accordance with the Joint Memorandum Circular No. 2018-02 by the Department of Agriculture and Department of Interior and Local Government, relative to the National Guidelines for the Registration of Ownership of Agricultural and Fisheries Machinery and Equipment within the territorial jurisdiction of Cagayan de Oro City. It was learned the pur-

pose of the Joint Memorandum Circular is to establish ownership and create a national database of machinery and equipment for planning and monitoring purposes in accordance with Republic Act No. 10601. The ordinance shall also cover a one-time registration of ownership of both new and currently used agricultural and fisheries machinery and equipment by any individual-owner,

Cites...

we, DILG region 10 and the Department, already requested the Department of Budget and Management for the realignment of our funds of our PPAs so we could provide funding for the Enhanced Comprehensive Local Integration Program,” said Director Agabe. The E-CLIP is an initiative aimed at bringing former members of the communist terrorist group New People’s

Army (NPA) to the folds of the law and providing them with better opportunities. “A considerable number of surrenderees have already been provided with the necessary DILG-administered package of financial assistance,” added Agabe. Based on the record of DILG 10, around P12 million has been distributed to more than 240 former rebels. newpost.com.ph

from page 2

been released through the DILG Central Office. “The E-CLIP appropriations at the DILG Central level is already exhausted by as early as the middle of this year. That is why

See EQUIPMENT, page 11

Personal and professional competencies of teachers:

Helping students cope mentally and emotionally By MIKE GIL P. GUMERA, Teacher III Maningcol Central School Division of Ozamiz City

IN the wake of an emergency, like the COVID-19 pandemic, social and emotional learning programs in school can play a vital role in supporting student mental wellbeing. Should schools invest all precious learning time in ensuring students catch up on key subject areas, or focus on the impact of distress and disruption on student wellbeing? Is a short-term mental health debriefing enough to manage those impacts, or do students need longerterm support? What kinds of programs are suitable and should teachers provide psychosocial support? The uncertain situation this pandemic presents is unlike any many of us have encountered before, but our

research, investigating effective school-based responses for those living through armed conflict, provides some useful insights. In conflicts, people can face sustained periods of threat and uncertainty. This sense of threat permeates everyday life. Protective responses can involve shut-downs, a retreat to homes and shelters, social isolation, a break down in community functioning, disrupted access to education and negative impacts on livelihoods and relationships. The COVID-19 pandemic can be like a war, although the enemy isn’t human. The virus has interrupted normal life and, in the eyes of many children, the world becomes a disrupted and dangerous place.

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Aggie News

Fri-Sat, December 11-12, 2020

NorMinHog sustains hog shipment to Luzon to augment supply; DA NorMin heightens ASF measures CAGAYAN DE ORO CITY – The Northern Mindanao Hog Raisers Associations, Inc. (NorMinHog) shipped 1,970 heads of hogs for the month of November alone to Metro Manila and other areas in Luzon to augment supply in the area. According to NorMinHog President Leon Tan, Jr., they have sustained supplying other areas in the country aside from Mindanao regions. NorMinHog’s response is in line with DA Secretary William D. Dar’s call in helping stabilize the supply and prices of pork in Metro Manila due to the devastating effects of the African Swine Fever (ASF) in some areas in Luzon. In spite with the challenges they encountered on the limitations of hog vans, Tan shared, Oceanic Container Lines accommodated their

shipment. He also assures the public, “there is enough supply of hog with Bukidnon as the production area. The supply will come as long as the government will continue to protect the industry.” Aside from Luzon market, their group has been supplying Samar, Leyte and CARAGA. Philippine Statistics Authority (PSA) reported, as of July 1, this year, Region 10 ranks third in production at 101,911.97 metric tons next to Central Luzon and CALABARZON, respectively. “For now, we are only asking DA and LGU’s support in protecting the remaining green zones in the country,” Tan shared. He added, their major problem is Mindanao, where some areas were affected with ASF.

Regional Executive Director Carlene C. Collado of DA-10 said, amid the ASF threat, region 10’s hog supply remains stable. As of December 1, DA-10’s hog price monitoring, through its Agribusiness and Marketing Assistance Division (AMAD), average buying price of live weight hogs for commercial farms pegs at P99 per kilogram, while backyard farms at an average of P108.30 per kilogram. Collado added, the department closely works with the local government and continues to strictly monitor the possible entry of pork and its by-products from other areas in Mindanao. Bukidnon alone through its Provincial Veterinary Office has established 13 provincial veterinary sanitation checkpoints to ensure all entry

points will be monitored. DA-10 Regional Technical Director for Operations Carlota S. Madriaga added, “Because of the high demands from external markets though we have more than enough supply of pork, local price might be affected but this will not go up as high as expected because of the purchasing power of the consumers during this time of pandemic.” With the P19 billion swine industry of Northern Mindanao and stable supply, Tan appeals to the government to give more attention to the deadly virus. “Given with the availability of vessel and favorable condition, we can supply other areas. We need to work together to suppress this disease and help our countrymen, especially in Luzon with their supply,” he concluded. #(ATCabig)

Amid the ASF threat, NorMinHog sustains it hog shipment to Luzon to augment supply. (Photo by BAI-NVQS)

DA-NorMin emphasizes that farming technologies be integrated into agricultural production and utilization mainstream during the first annual virtual 32nd RSRDH.

C AG AYA N DE ORO CITY – The first annual virtual 32nd Regional Symposium on Research and Development Highlights (RSRDH), emphasizes facing the agriculture and natural resources (AANR) challenges with a new perspective. C ondu c te d by t he No r t h e r n M i n d a n a o Consortium for Agric ulture, Aquatic and Natural Resources Research and Development

(NOMCAARRD), the RSRDH aims to evaluate researches conducted by the different consortium member agencies. On December 2, Regional Executive Director Carlene C. Collado of the Department of Agriculture 10 (DA 10) underlines the power of research and development amidst the pandemic, in his message as the Plenary Speaker. “We make sure that

technologies and knowledge DA has produced will be integrated into the agricultural production and utilization mainstream,” said Collado. He added, DA has set and established resiliency response research for the development program which provides pathways of support to the department’s food security and resiliency development framework. COVID-19 food re-

NorMin Agri department cites food security, resiliency dev’t framework on 32nd RSRDH siliency inter ventions provide an unhampered flow of goods and services of the agri-fishery sector in Northern Mindanao to ensure food security. T he re ce nt ly con cluded RSRDH promotes interaction between and among researchers, extension workers, LGUs, and other clienteles to establish a favorable direction of the AANR sector amid the ongoing pandemic.

MINDANAO DAILY TRUTH. JUSTICE. PROGRESS.

Editor: ALLAN M. MEDIANTE

Fri-Sat, December 11-12, 2020

BUSINESS 8

Government grants 2% interest subsidy on LGU loans under ‘Bayanihan 2’

Generika pharmacy assistant Sheena Gallego, 27, rides a tricycle everyday to personally deliver medicines to her customers. Read more - https://chronicle2020.ayala.com/ articles/heroes-on-a-tricycle

AirSwift’s Capt. Jose Enersto Gagto is among the pilots who volunteered to do sweeper flights when the Luzonwide lockdown was implemented last March. Read more https://chronicle2020.ayala.com/articles/on-sweeper-flights

THE country’s largest organization of advertisers awarded a gold to Ayala Group of Companies’ COVID-19 response entitled “Stronger together: How the Ayala Group helped Filipinos cope with the pandemic” at the 2020 PANAta Awards held virtually last December 8. T h i s ye ar, PA NAt a Awards introduced Gawad Pandayon to recognize brands “which have responded in a way that

the health crisis with speed, scale, and stamina through public–private partnerships. Organized by the Philippine Association of National Advertisers’ (PANA), PANAta Awards is among the Philippines’ most prestigious award-giving bodies. It recognizes impactful campaigns that reflect excellent marketing and brandstrengthening practices, reviewed and judged by industry peers, representatives from the academe, and

2020 PANAta Awards hails Ayala’s COVID-19 response as most authentic (Gold Award) uplifted lives and inspired others” during this time of COVID-19. Here, Ayala bested 26 other entries under the Authenticity category, reserved for the brand which went beyond messages of sympathy but exemplified benefits to its target market. Ayala’s entry detailed how the conglomerate leveraged on the expertise and resources of its different companies to provide relevant and integrated responses to

brand owners. The PANAta Awards received nearly 200 entries this year. Ayala’s COVID-19 response: speed, scale, stamina Ayala continues to be at the forefront of the collaboration between the private sector and government. Through Project Ugnayan (www.projectugnayan.org), Ayala synergized with 270 private entities to raise over P1.7 billion worth of assistance (as of June 30, 2020) for Greater Manila Area’s economically vulnerable population, while ensuring a timely, targeted, and dignified distribution system through Caritas Manila’s network of parishes. Ayala also partnered with other private enterprises to convene Taskforce T3 (Test, Trace, Treat) which closely worked with the IATF and the DOH to help augment the country’s testing capacity by building and capacitating laboratories. The Ayala Group built the World Trade Center “We Heal As One,” a 502-bed quarantine center, established COVID-19 referral hospitals, provided all swabbing booths in the country’s four biggest testing centers See HAILS, page 9

AS part of measures to help communities bounce back from the impact of the COVID-19 pandemic, the national government, through state-run Land Bank of the Philippines (LANDBANK), is providing an interest rate subsidy of 2% per annum on new and existing loans of Local Government Units (LGUs) for their response and recovery intervention projects for their constituents. The interest subsidy forms part of the provisions of Republic Act No. 11494 otherwise known as the “Bayanihan to Recover as One (BARO) Act” or “Bayanihan 2,” in which LANDBANK has been allotted a P1-billion interest subsidy fund by the national government for loans secured by LGUs. The relief shall be applied to loan interest payments of municipal, city and provincial LGUs until December 31, 2022, or until the interest subsidy fund is fully utilized. To extend the interest rate subsidy to as many LGUs as possible, a maximum interest subsidy equivalent to P10 million has been set for cities and provinces, and P5 million for municipalities. “We strongly encourage our LGUs to make full use of credit facilities subsidized by the national government to bankroll development projects in their respective localities. This will contribute greatly to reviving local economies and helping the country recover from the impact of the COVID-19 pandemic,” said LANDBANK President and CEO Cecilia C. Borromeo. Qualified LGUs may avail of the loan interest

subsidy for eligible projects pursuant to the objectives of the BARO Act. These include, but are not limited to, permanent working capital such as for the purchase of agricultural produce, acquisition of equipment, construction of facilities for linking of products to the market such as market infrastructure development and improvement, mobile palengke, collection and buying stations, and other related facilities. LGUs with loans for programs and projects that provide basic and support services, social welfare and healthcare, and other infrastructure activities that aim to bring back confidence of the people and spur the local economy and businesses are also eligible to avail of the interest subsidy. The lo an for t hes e projects shall bear a fixed interest rate of 4% per annum until the end of 2022, wherein the remaining 2% interest rate shall be charged to the LGU. Interest rate shall be subject to annual repricing thereafter based on benchmark rate plus applicable credit spread based on credit rating of the borrower, but shall not be lower than 4% per annum. Borrowers may pay their loan up to 15 years inclusive of up to three (3) years grace period on principal payable based on cash flow. The interest rate subsidy will be made available to LGUs with approved accounts under LANDBANK’s RISE UP LGUs (Restoration and Invigoration package for a Self-sufficient Economy towards UPgrowth for LGUs) Lending Program which was launched last July, to support LGUs in See LOANS, page 9

EDUCATION, OUR RIGHTS By VILLA M. TIMBAL Teacher II GITAGUM CENTRAL SCHOOL DIVISION OF MISAMIS ORIENTAL

If interested, contact:

DANICA SUDARIA

dannycarosesudaria0512@gmail.com 0936-046-2356

A basic human right is education. Being educated will give you access to all other human rights. It promotes freedom and empowerment of individuals and yields significant advantages for development, such as the acquisition of essential knowledge and skills that promote sustainable, gender-equal, peaceful, democratic and resilient societies. We are born into the world of nature and need, we must be renewed into the world of soul and opportunity. This noteworthiness gave rise to our rights in education. Without quality education for all, the future looks bleak. People will lack skills to interrogate and actively participate as assertive holders of basic human rights. Without quality and inclusive education, children with disabilities remain on the outskirts of society, attending special needs schools and taught in separate classes. In promoting education and lifelong learning opportunities for all, the government must step up to the challenge and play an active role. I believe in the saying, we can make a difference if we help them hand in hand. We’re not able,

without education. Education is central to shaping the citizens of tomorrow. Education is not only a right, it is also an enabler of all other rights. Indeed, education is a powerful instrument by which adults and children who are economically and socially disadvantaged can get out of poverty and participate completely as people. Education is a must do, so let’s exercise our rights.

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ICT and digital strategy By SEER A. MANLANTAO

Typically, an ICT strategy defines the future use of information and communication technology as-sets whilst a digital strategy focuses on the organisational design, the culture, policies and priorities needed to introduce new and emerging technoloccessiahis ‘digital revolution’ is transforming the way that many people live their lives, from the way we purchase goods and services to the way we communicate with others. There is still much to do to ensure that the use of digital services by citizens and partners is widespread and that the potential benefits are achieved. Companies can deliver enormous benefits for citizens, the council and its partners, including: reduced costs and better value for money services, greater efficiencies and better outcome, stimulating and enabling innovation and

new ways of working, reshaping the relationship between the council, its citizens and its partners, using social media to improve communications and partnership working and accessing and exploiting a wealth of open data. Technology underpins every area of the council’s work; without it we cannot sustain or improve our business. We want as many of you as possible to benefit from the ‘digital economy’. Smarter use of technology can bring fantastic opportunities for local people, business and our partners. New technology has become part of our everyday lives. Many citizens have broadband at home and can access the internet on phones, tablets and laptops for shopping and using social media such as Facebook, Twitter or LinkedIn.

Fri-Sat, December 11-12, 2020

Hails... from page 8

and free internet connection in 80 hospitals, 3 major airports and key supermarkets nationwide as well as free calls to government hotlines. More recently, together with other members of Taskforce T3, Ayala signed up to assist the government in securing and strategizing the distribution of the much-awaited COVID-19 vaccine. It’s healthcare arm, AC Health, kept its network of clinics under Healthway Family Clinic (formerly known as FamilyDOC) open during the lockdown to facilitate screening of suspected cases of COVID-19; converted Healthway Medical in Greenbelt 5 into a chemotherapy infusion center to give cancer patients a safe place to receive treatment; and, together with Globe, created HealthNow, an allin-one health app for doctor

PARENTS’ INVOLVEMENT IN EDUCATION By JEOFFANY J. MISA Teacher I GITAGUM CENTRAL SCCHOOL DIVISION OF MISAMIS ORIENTAL

According to one author of a book” The best predictor of student success is the extent to which families encourage learning at home and involve themselves in their child’s education. When parents are engaged in their children’s school lives, students have the home support and knowledge they need to not only finish their assignments, but also develop a lifelong love of learning. The more parents involved in their children’s education, the better their entire

motivation, behavior, and grades become higher. E n c ou r a g i n g p a re nt engagement is more than common courtesy. It’s one of the best ways to create a positive learning environment for every student. To create a community built on parent-teacher relationships in school, find out what parent engagement is and how to nurture it. I do believed that when parents and community members are involved in student education, students improve their

Republic of the Philippines SUPREME COURT 4TH SHARI’A CIRCUIT COURT 4th Sharia’ a Judicial District Iligan City IN RE; JOINT PETITION TO APPROVED AND CIVIL CASE NO.2020-088 AND REGISTER THE DIVORCE OF SPOUSES OF JAMES CARLO M. CAASALAN AND LEX FEL JOY P. CAASALAN, JAMES CARLO M. CAASALAN AND LEX FEL JOY P. CAASALAN, Petitioners. X - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -/ ORDER Before this court verified joint petition for the approval and registration of the Divorce filed by the petitioners and alleging among others. That petitioners are husband and wife respectively in a marriage performed under Civil rite on DECEMBER 16, 2011 @ MANOLO FORTICH, BUKIDNON both petitioner’s had been converted to Muslim and thereby embraced Islam Religion as their new found faith, by virtue of their respective intellectual choices which were duly registered with this court, both of them can be served with summons and other legal process relative to this case at their residents at PUROK 2 BARAAS, ILIGAN CITY and ST JOSEPH, TANKULAN, MANOLO, FORTICH, BUKIDNON Respectively; That said marriage did not last long due to lack of love and affection until the relationship manifested incompatibility and sustained misunderstanding between petitioners and reached the point of irreconcilability and they separated for SIX (6) years now, they decided to separate live physically in bed and board, thereby, executed Memorandum of Agreement in order to formalize their separation. Since there separation, they had never been communicating or supporting either financially or emotionally to each other, neither minding each other affair’s; Petitioner’s seek judicial decree of divorce, thereby, severing their marriage bond on DECEMBER 16, 2011, so that they will have free hand to do what a single man or woman could do without marital burdens. Reconciliation between them has already been diligently employed but all proved futile. WHEREFORE, finding this petition to be sufficient in form and substance, set the initial hearing of this case on JANUARY 4, 2021, at 9:00 a.m. at which time, date and place. Any interested party may appear and show why the petition should not be granted. Let copy of this Order be published in a newspaper of General Circulation in the City of Iligan once a week for three (3) consecutive weeks at the expense of the petitioners. SO ORDERED Iligan City, Philippines, this 2ND DAY of DECEMBER, 2020

MDN: Dec 5, 12 & 19, 2020

HON. OSOP M. ALI Presiding Judge

R. A 9048 Form No 10.1 (LCRO)

academic performance and gain advocates that promotes their success, helping them feel more confident at school and in taking on more rigorous classwork especially now that we are facing pandemic. Thus, parents involvement offers benefits to everyone, including the school, the teachers, the parents, and above all, the students. DEED OF EXTRAJUDICIAL SETTLEMENT WITH SALE KNOW ALL MEN BY THESE PRESENTS:

teleconsultations, medical appointments, and medicine delivery. Integrated Microelectronics Inc., Ayala’s electronics manufacturing arm, also launched the UCL Ventura Flow Generator, an FDAapproved, lower-cost ventilation device to help prevent mild cases of COVID-19 from reaching critical point, while protecting medical frontliners as it reduces the spread of aerosols. Several support measures for Ayala’s business partners were swiftly implemented, including early and continuing rent condonation in commercial spaces; extended grace periods for bill and loan payments; and 24/7 utilities operations. The group also established the Ayala Enterprise Circle to provide its network of 250,000 SMEs—the backbone of Philippine economy—with training modules, networking opportunities, and support services to help them recover. “We are grateful to receive this recognition from PANA. We owe this accolade to our over 55,000-strong Ayala Citizens who emulated and put into action Ayala’s sincere desire to help communities especially in areas where we operate. We will keep working together with public and private sectors in jumpstarting our economy while keeping one another safe. Be assured that at Ayala, we are one with our country in pivoting our businesses to a more resilient, sustainable future for everyone. Thank you once again to PANA for DEED OF EXTRA JUDICIAL SETTLEMENT WITH SALE OF SHARE KNOW ALL MEN BY THESE PRESENTS:

That the late MELCHORA E. DACLAG died intestate on July 9, 2016 at Balulang, Cagayan de Oro City, the decedent left no debts and the parties herein are sole legal heirs, they being her spouse and children, at the time of her death left a parcel of land with Lot 24366-C, Cad 231 sitauted at Camaman-an, Cagayan de Oro City containing an area of 32 square meters, and has been the subject of an DEED OF EXTRAJUDICIAL SETTLEMENT WITH SALE, filed by the heirs of MELCHORA E. DACLAG, in favor of NORMA P. MOLO, per DOC #488; PAGE #99; BOOK #37; Series of 2020 under the Notarial Registry of ATTY. REYNALDO A. VITORILLO.

That the late SPS. ENESARIO B. ELLO and JUANA P. ELLO died intestate March 28, 1987 and May 18, 1989, respectively at Kinawe, Libona, Bukidnon, at the time of their death left a parcel of land with Transfer Certificate of Title No. T-105419, situated at Kinawe, Libona Bukidnon, containing an area of TWENTY ONE THOUSAND THREE HUNDRED THIRTEEN (21,313) SQUARE METERS more or less and has been the subject of an DEED OF EXTRA JUDICIAL SETTLEMENT WITH SALE OF SHARE, filed by the heirs of SPS. ENESARIO B. ELLO and JUANA P. ELLO, in favor of PARDONIO E. PEREZ, per DOC #490; PAGE #99; BOOK #37; Series of 2020 under the Notarial Registry of ATTY. REYNALDO A. VITORILLO.

MDN: Dec. 12, 19 & 26, 2020

PRA Form No. 10.1 (LCRO)

Republic of the Philippines Local Civil Registry Office Province; Lanao Del Norte Municipality of iligan city

Republic of the Philippines CITY CIVIL REGISTRY OFFICE 1F South Wing Administrative Bldg. City Hall, Capistrano-Hayes Sts Cagayan de Oro City

NOTICE FOR PUBLICATION

NOTICE TO THE PUBLIC

In compliance with Section 5 of R.A 9048, a notice is hereby served to the public that FAIZ M. SANGGACALA has filed with this Office a petition for Change of First Name from “FAIROSI” to “FAIZ” in the Certificate live of birth FAIROSI MACAPAAR SANGGACALA ho was born on 23 AUGUST 1992 at, Iligan City Lanao del Norte and whose parents are MOLIIN M. MACAPAAR and NAGUIB M. SANGGACALA. Any person adversely affected by the said petition may file his written opposition with this office not later than December 2020.

In compliance with Section 5 of R.A. No. 10172, a NOTICE is hereby served to the public that MITCH GREFFIN HIRCH DOMINISE GO has filed with this Office a petition for correction of clerical error of the CHILD’S SEX from “FEMALE” to “MALE” in the Certificate of Live Birth of MITCH GREFFIN HIRCH DOMINISE GO who was born on SEPTEMBER 14, 1996 (as per PSA file) in MAMA CARE BIRTHING HOME, DOLORES ST., CAG. DE ORO CITY, MISAMIS ORIENTAL and whose parents are ENRIQUE ERNAN MAPANO GO and ROWENA ABUCEJO DOMINISE. Any person adversely affected by said petition may file his written opposition with this Office not later than DECEMBER 19, 2020.

MDN: Dec 5 & 12, 2020

(SGD) MARIA PURA C. MASCARIÑAS City Civil Registrar

MDN: Dec 12 & 19, 2020

(Sgd) EVANGELINE C. TAPANGAN City Civil Registrar

this esteemed honor,” said John Philip Orbeta, Ayala Corporation Managing Director and Group Head for Corporate Resources. By end-October, the Ayala Group has allocated over P11.9 billion in COVID-related initiatives to support its employees, partners, customers, and the broader Filipino community.

Loans... from page 8

the implementation of their local economic recovery plans. As of November 30, 2020, AFFIDAVIT OF SOLE ADJUDICATION KNOW ALL MEN BY THESE PRESENTS: That the late HELEN D. GABULE who died intestate on May 30, 2020, at Maria Reyna Xavier University, Cagayan de Oro City; that the decedent has no debts and at the time of her death left a parcel of land with Transfer Certificate of title No. T-55668, situated in the Barrio of Camamanan, City of Cagayan de Oro, Island of Mindanao, containing an area of ONE HUNDRED FORTY FIVE (145) SQUARE METERS, more or less and Transfer Certificate of Title No. 187793 (Residential), situated at Camaman-an, Cagayan de Oro City containing an area of SIXTY FOUR (64) SQ.M, more or less, and has been the subject of an AFFIDAVIT OF SOLE ADJUDICATION, filed by the heirs of HELEN D. GABULE, per DOC #5; PAGE #1; BOOK #38; Series of 2020 under the Notarial Registry of ATTY. REYNALDO A. VITORILLO.

LANDBANK has approved loans to 156 LGUs amounting to P52.27 billion under the RISE UP LGUs Lending Program. Of this amount, P383.5 million has been released to three (3) LGUs. Interested borrowers may contact the nearest open LANDBANK Lending Center or Branch nationwide, or call LANDBANK’s customer service hotline at (02) 8-405-7000 or at PLDT Domestic Toll Free 1-800-10-405-7000. EXTRAJUDICIAL SETTLEMENT AMONG HEIRS WITH SALE KNOW ALL MEN BY THESE PRESENTS: That the late CAROLINA SABATE TURA, who died single on May 18, 1988 at Pagadian City, Philippines, without living a will, that the deceased, at the time of her death, left certain parcel of an agricultural land with Original Certificate of Title No. (P-15,269)4,432 situated in the Barangay of Kahayagan, City of Pagadian, Province of Zamboanga del Sur, Island of Mindanao, containing an area of SIXTY SIX THOUSAND FOUR HUNDRED AND SIXTY NINE (66,469) SQUARE METERS, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT AMONG HEIRS WITH SALE, filed by the heirs of CAROLINA SABATE TURA, in favor of CHARLES B. ZAMBO and DARWIN CHARLES G. ZAMBO, per DOC #64; PAGE #13; BOOK #XXXII; Series of 2020 under the Notarial Registry of ATTY. MIGUEL M. LINGATING. MDN: Nov. 28, Dec. 5 & 12, 2020

NOTICE

That the late MARCELO LAHAYLAHAY SABATE, who died on December 20, 1973, and MARCELA SANCHEZ SABATE, who died on December 17, 1978 both Pagadian City, Philippines without living a will, that during the lifetime of the spouses they begot an only child name GERARDA SABATE TURA who died on September 25, 1989 at Pagadian Maternity and General Clinic, Pagadian City, Philippines, that the deceased at the time of their death, left certain parcel of an agricultural land with Original Certificate of Title No. (P-2,245)4,434, situated in the Barangay of Kahayagan, City of Pagadian, Province of Zamboanga del Sur, Island of Mindanao, containing an area of TWO HUNDRED FOURTEEN THOUSAND ONE HUNDRED AND THIRTY FOUR (214,134) SQUARE METERS, more or less and has been the subject of an EXTRAJUDICIAL SETTLEMENT AMONG HEIRS WITH SALE, filed by the heirs of MARCELO LAHAYLAHAY SABATE and MARCELA SANCHEZ SABATE and GERARDA SABATE TURA, in favor of JN JOSHUA D. OPOLENTISIMA AND WINLOVE GWEN D. OPOLENTISIMA, per DOC #65; PAGE #13; BOOK #XXXII; Series of 2020 under the Notarial Registry of ATTY. MIGUEL M. LINGATING.

Notice is hereby given that a ExtraJudicial Settlement of Estate of the late FELICIANO D. MADRONA with Partition is made and executed and entered into by and between: The children and legal heirs of Feliciano Madrona, who died leaving without will or testament on September 4,1979 at Mambajao Camiguin; That upon his death,the children as legal heirs have agreed orally to partition and adjudicate the real properties left by him in the following manner to wit: 1. for Ricarda Madrona Calingin; Lot No.7953 - A, under TD.No.13647, embraced by OCT No.P-10558, with an area of 969 Sq.M., located at Baylao, Mambajao, Camiguin 2. For Faustina Madrona Macabenlar; Lot No.7953- B, under TD.No.13647, embraced by OCT No.P - 10559, with an area of 969 Sq.M., located at Abu, Baylao Mambajao, Camiguin. That the Parties herein desire to settle the Estate of said late Feliciano Madrona of their exclusive ownership of the property assigned as their share of the Estate by hereditary succession and for the transfer of the Tax Declaration and Title in their respective names, That the Parties being all of legal ages and with full civil capacity to contract, hereby agree to Partition Adjudicate the aforesaid parcels being their shares free from all liens and encumbrances. Executed under the Notarial Registry of Atty. Eduardo E. Chan, per Doc No.469; Page No.95; Book No.1 ; Series of 2020

MDN: Nov. 28, Dec. 5 & 12, 2020

MDN: Dec. 12, 19 & 26, 2020

EXTRAJUDICIAL SETTLEMENT AMONG HEIRS WITH SALE KNOW ALL MEN BY THESE PRESENTS:

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MINDANAO DAILY FEATURE TRUTH. JUSTICE. PROGRESS.

Fri-Sat, December 11-12, 2020

World Fintech Festival Philippines Day 3

Business Urged: Prioritize Data Security as Cyber Threats Skyrocket THE many ways by which tech can revolutionize industries, revive and strengthen ailing ones, and even protect businesses from dangerous threats were highlighted during the third day of the World Fintech Festival Philippines on Dec. 9. Rural banks, coops, and startups can maximize financing relief to the critically-impacted sectors. Businesses were advised to use a customer-centric approach for their most agile solutions. Fintechs are confronted by the realization that they have to embrace data privacy and security by design---or fall prey to cyber criminals. Fintech Extends Lifeline to Struggling MSMEs To jumpstarting the economy from the paralysis caused by multiple lockdowns, fintech-based companies established ways to help grassroot members of society by providing them access to loans, livelihood opportunities, and insurance that helped support their livelihood in the midst of the pandemic. “We share the same sentiment towards providing for the SME sector’s needs through crowdfunding. By connecting businesses, we are able to address their needs. The group has funded over $200M for SMEs in Taiwan, Indonesia, Cambodia, among others. The segment that needs most help is SMEs. We are all here to help this segment which comprises more than 40% of employment,” said Edison Tsai, Executive Director of SeedIn Technology. Esquire Financing Chairman and CEO Rajan Uttamchandani recommends viewing 2020 as a year of sacrifice, where provisions and risks are higher but provides stimulus for the SME segment. “Our 5 Cs of credit have changed. We added a 6th C: New kind of business transformation is. We worked with Go Negosyo and DTI because demand for funding is very high for the SME sector. 49% unemployment rate really affects this sector and they don’t have the liquidity buffer large firms have. This is a sacrificial year to help the economy bounce back. It’s not about profitability but providing a helping hand to the segment that needs it most: SMEs and micros.” Speaking of COOPs, Roy Miclat, 1 Cooperative Insurance President and CEO, said, “In this pandemic, we hastened the launching of digitization of COOPs. They are one of the most conservative organizations in the country as they are risk averse. But because of the pandemic, the appreciation

of tech grew among COOPs. The COOPs thrive in crisis. It’s in their DNA. One of the initiatives next year is we’ll introduce climate risk disaster insurance.” Another vulnerable sector that can help reinvigorate the economy are the currently underbanked motorcycle borrowers. “We had never released as many motorcycle loans as in this 3rd or 4th quarter of 2020,” noted Larry Ocampo, CitySavings Bank President and CEO. “We wanted to be part of the solution in jumpstarting the economy by providing Filipino workers a means to go back to work. The more people go back to work, the faster the economy grows.” With mobility efforts shining the spotlight on motorcycles as both private and public transport, Ocampo is confident that 2021 will see an acceleration in the motorcycle business. “Motorcycles as part of business transport are more and more relevant. I think in relation to other SEAsian countries, capital is much lower in the Philippines. We are bullish about 2021, and expect a triple digit growth next year.” “We have to take the risk of helping next year. It’s about the 2020 swing and you have to start somewhere,” said Uttamchandani. Business Urged to Prioritize Data Security as Cyber Threats Soar 41% in Stay-at-Home Economy As businesses continue to migrate to online platforms with a 1,000% growth in the last 8 months, organizations are pivoting to prioritize cloud, AI, data regulations, and cybersecurity as cyberthreats increased by 41%. There is significant acceleration

to the cloud among organizations. Fintechs are all about digital business, flexible working arrangements. Cyber resources are scarce resources so we have to point out the most important things. “For Globe, security and data privacy for Globe is centered on customer care. We have invested about $90 million in the past years. Cybersecurity is placed on top 5 of top-level priorities,” said Anton Bonifacio, Chief Information Security Officer at Globe. “We do proactive and reactive collabs to protect our customers. We don’t charge banks for this protection.” “We might start to see government agencies considering an overarching regulation on data sovereignty,” said Atty. JJ Disini, Managing Partner of Disini Law Office. “The conversation is starting and fintech is a large part of that because data is essential to growth. This data needs to be able to flow in terms of fintech and financial institutions because the Philippines has one of the strictest regulations in terms of this.” Underscoring the importance of a data stream that’s heavily fortified, National Privacy Commission (NPC) Commissioner Raymund Liboro shared that their work with Fintech Alliance to create a Code of Practice that ensures the data rights of consumers is not overridden by data processing. “NPC believes the critical point is having that balance of ensuring data protection for consumers is primordial and enabling companies. While progress and development are assured, it likewise presents risks to individuals availing such services. Last year, complaints claimed that there are companies

RAJAN UTTAMCHANDANI Esquire Financing Chairman and CEO

ANTON BONIFACIO Chief Information Security Officer at Globe

JALLAIN MANRIQUE KPMG CIO

practicing harassment, high interest in loans, and public shaming. NPC took down 20 lending companies which violated regulations,” said Liboro. “Privacy is an enabler of trust. Fortunately, unlike typhoons, earthquakes, privacy risks are man- made and can be mitigated. Governments and businesses will be judged not only by their products and services, but also by how they protect data of consumers,” he added. DX from Disaster: Crisis, COVID-19 Birthed Innovative Apps in 2020 The year 2020 was a turningpoint in the campaign to digitalize the nation, as it finally convinced even the skeptics that tech could spell the difference between survival and success. The COVID-19 pandemic paralyzed business and economic activity and highlighted the need for a more agile business landscape. “For us, we are optimistic that what we went through in 2020 made people understand the benefits of going digital,” said Yves Gonzalez, Google Philippines Head of Gov-

ernment Affairs and Public Policy. “In 2021, all stakeholders will pivot their strategy. You need to be digital. One of the sharings I wanna do this year is, for the first time, even in legislation, everything is digital now. Previously those were all face to face meetings. Some of the old ways were shifted. We as a country will really embrace digitization further.” As stated by moderator Good Tech Holdings President and CEO Jove Tapiador, “So when enterprises think of investments in ICT, they need to consider how tech capabilities can empower them and enable strong recovery,” he said. “Having a people-first mindset is important to be a resilient organization,” said KPMG CIO Jallain Manrique. “So I think it revolves around that area. Technology will just follow. Necessity is a mother of innovation. If there is a need then the tech will provide that.” Having worked with the government since March, Yves Gonzalez has seen how tech that is created to answer a necessity is inarguably more sustainable and relevant. From edutech for 22 million students to plotting testing centers on GoogleMaps and Waze, tech initiatives that would normally take years to roll out were completed in months. “The private sector can work with the government to do machine learning. We’re hoping that this experience teaches us the value of cloud. As we move forward, we can get things done quickly if we collaborate and if we are geared by a common mission,” he added. While Google PH has focused on education and accessibility of testing sites, Globe has concentrated on fintech through GCash and telemedicine through KonsultaMD. The former of these recently recorded 1 trillion pesos worth of transactions. Globe Chief Information Officer Carlo Malana said, “It’s not just about the next 6 months. We

always take care of our customers. At the end of the day, tech must be used by the people for the people. There’s always a mission behind tech.” Multisys Founder and CEO David Almirol advises that we should be enablers of our partners. “It’s a learning process. It is everyone’s duty now to support each other. We all know no company, no big conglomerate is perfect. We should combine the skill sets and strengths we have.” While working with the government to develop the Stay Safe App, Almirol said he too realized the need to always focus on relevance. “Last month, we were able to launch 3 new platforms for MSMEs that can’t afford expensive platforms. We were able to combine 15 courier groups in the Philippines, and we also launched a shopping platform which MSMEs can use where they can sell and operate with cashless payments.” “We want to meet the customers where customers want to be met. We try to make it easy and convenient for customers to repay loans as possible. In PH, it is very popular to use Viber, so we integrate channels where they want to be met. COVID has pushed us to do this a lot faster,” said Collectius Founder and CEO Gustav Eriksson. “Everybody is focusing on maintaining customer relationships. Winners out of this will be the guys with systems and processes that can maintain customer relationships in this difficult time,” Eriksson said. “When the economy starts growing again, you have customers that still want to deal with you.” For more information, click on: https://www.fintechfestival.sg/ https://www.facebook.com/G ei serMaclang/ posts/3755688124441979; ht t p s : / / w w w. f a c eb o o k . c o m / events/686138638696369; https://www.facebook.com/ GeiserMaclang

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anti-poverty programs in partnership with LGUs. On November 6, 2020, the local government unit of Iligan City signed a MOA with NAPC in a virtual meeting. The MOA will ensure that government services towards informal settlers are accessed and strengthened through the fielding of Kasambayanihan volunteers. “With NAPC at our back, we will not go astray in our resolve to help stamp out poverty,” announced City Mayor Celso G. Regencia who signed the MOA in behalf of Iligan City. On the same day, Regencia led city officials in distributing 26 heads of carabaos to farmerbeneficiaries. Felongco signed in behalf of NAPC. NAPC is the government’s coordinating agency in the war against poverty. Augustus Tapia, NAPC head of operations in Mindanao said the MOA is the third in the island. The NAPC is working at inking five MOAs for each of the five regions in Mindanao by the end of the year. The MOA with Iligan City provides guidelines in the implementation of the SSS program with an eye to ensuring that informal settlers have access to dwelling, livelihood and employment opportunities. Felongco said that as more and more LGUs in Mindanao link up with NAPC in the implementation of the SSS, convergence efforts towards the eradication of poverty will be sustained. Government statistics reveal that eight of the 10 provinces in the Philippines where poverty incidence is high are located in Mindanao. Lanao del Norte where Iligan City is located has a poverty incidence of 19.0 per cent as of 2018 compared to 37.7 per cent in 2015. The Armed Forces of the Philippines conceded that poverty is an stimulus to insurgency.

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system and a ready cashless fare payment system equipped with Euro IV-compliant diesel engine that delivers better fuel saving feature and eco-friendly emissions. With the advent of the COVID-19 pandemic, Guro explained that the 24-seater capacity was trimmed down to 17 seats to allow social distancing. “Meron na tayong pamasahe sa modernized PUJ. Minimum ‘yung first four kilometers of 11 pesos, in every succeeding kilometer meron tayong dagdag na one peso and fifty cents,” he disclosed. [We already have the fare rate of this modernized PUJ. You will pay 11 pesos for the first four kilometers of your trip, and in every succeeding kilometer, there will be an addition fare of one peso and fifty cents.] As part of LTFRB’s public transportation modernization, drivers will have a fixed income according to the minimum wage standard in the locality plus benefit contributions to SSS, Philhealth and PAG-IBIG. This is the reason why seasoned PUV driver Rhoderick Morales expressed optimism with this shift. He said that it is more helpful for him and his family since

Fri-Sat, December 11-12, 2020

he will now have a fixed income and definite contributions to the government’s social programs. “Bintaha ang akong kinabuhi karon kay naa ang tanan prebilihiyo na gihatag sa amu-a. Mabuhi gyud ang akong pamilya pinaagi sa ilahang mga tabang sa amu pinaagi atung mga benepisyo. Busa dako kaayo mi’g pasalamat sa LTFRB nga natuman najud ang amung mga gipangandoy nga makabiyahi nami sa amuang gipaabot nga ruta,” said Morales. [Now my life is more favorable that all privileges are provided to us. My family will live comfortably through the help of the benefits that we will receive. That’s why I want to thank LTFRB for making our proposed route possible, we’ve waited for this.] According to Eugene Pabualan, the executive director of the Office of Transportation Cooperatives (OCT), the Department of Transportation’s (DOT) Department Order 2017-011 requires not only transportation franchisees to create cooperatives, instead “the whole public transportation system will change for the benefit of the majority ‘everyday commuters’ under the said department order”. “This is good news because the residents of Iligan will have a modernized system of transportation. We want to professionalize the business operation. We do this to incapacitate and empower the board of directors, the managers (of transportation cooperatives) so that members who invested capital shares for them will have fair dividends,” shared Pabualan. The executive director emphasized this change of the land transportation system is convenient for the commuters, franchisers and the drivers. “This change is not only implemented to jeepney PUVs, it is also applicable to buses, taxis and point-to-point UVs. We will soon have comfortable, affordable, reliable, environment-friendly and safe mode of transportation that provides comfort to all our commuters,” Pabualan remarked. On the other hand, LTFRB announced that full abolishment of traditional PUVs will be carried out on December 29, this year. The board encouraged all franchisers to fully embrace the shift as soon as possible through consolidating their old PUV units. (CLV/PIA-ICIC)

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officials of the Iligan City Waterworks System (ICWS) to lower the water pressure in the area so the maintenance crew can slowly release the water pressure beneath the asphalt overlay.

“I am very grateful to the DPWH team led Engr. Sukarno for their prompt response to this emergency. Thank you DPWHLanao del Norte 2nd District Engineering Office for the assistance especially to ADE David and District Engineer Ali,” expressed ICWS Head Josephus Albao. Among the barangays affected by the reduced water pressure are Tubod, Ubaldo Laya, Pala-o, Villa Verde, Tibanga, Bagong Silang, San Miguel, Hinaplanon, San Roque, Sta. Felomina, and Acmac. For his part, District Engineer Alykhan Ali assured the city government of Iligan that DPWH is ready and very much willing to extend its assistance anytime that ICWS calls on them. “We’re all on this together. Iligan will suffer if there is shortage in water supply. As Iliganons and public servants we are here to serve the people of Iligan. Our help is available 24/7,” added District Engineer Ali. (VNL/DPWH-PIO)

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implements the Disaster Relief Operation Procedure (DROP) where the needs of communities are identified and addressed. As of date, Inodeo said they are implementing 213 DROP sub-projects where they have completed 159 sub-projects and 54 are ongoing. Eight towns are covered in the implementation and these include seven in Bukidnon and one in Lanao del Norte. For the indigenous people (IPs), Payapa at Masaganang Pamayanan (PAMANA) projects are implemented in Claveria and Gingoog in Misamis Oriental, Tudela in Misamis Occidental, and Talakag, Kibawe, Kitaotao, Quezon and San Fernando in Bukidnon. As of December 11, there are a total of 6,878 confirmed cases of COVID-19 in northern Mindanao, wherein 5,740 have recovered, 206 have expired, and 932 are recovering. (RTP/PIA10)

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bayanihan spirit,” he said “I encourage everyone to be more patient, considerate, and caring to one another especially to the public we serve. We have to create positive changes in our society especially in improving the lives of the least, the weak, the poor, and the unreachable, which I believe is our ultimate purpose in life,” he added. The meeting outlined efforts and delivery of services of regional line agencies, including the creation of the Northern Mindanao

Regional Balik Probinsya, Bagong Pag-asa (BP2) Action Plan, the updated Regional Development Investment Program 2017-2022 and FY 2022 Annual Investment Program of the Security Sector; and the Updated Regional Development Investment Program 2017-2022 of the Security Sector. The committee also discussed the status of the CAPDev initiatives enrolled in the web-based geospatial technology IPALAMDAG for the last quarter of the year, and updates on the One Map for Conflict Resolution of Tenurial Claims. IPALAMDAG stands for Innovative Platform for Programs, Projects, Activities’ (PPAs) Location Assessment, Monitoring, Investment Programming, and Budgeting for Development Planning and Governance. Continuous aid for increasing number of rebel surrenderees In the same meeting, the Department of the Interior and Local Government Region 10 (DILG 10) said that additional funds have been realigned for the Enhanced Comprehensive Local Integration Program (E-CLIP) in response to the increasing number of rebel returnees. DILG Regional Director Arnel Agabe bared that they have requested the Department of Budget and Management for this and a partial requested fund has already been downloaded through DILG Central Office. “The E-CLIP appropriations at the DILG Central level is already exhausted by as early as the middle of this year. That is why we, DILG region 10 and the Department, already requested the Department of Budget and Management for the realignment of our funds of our PPAs so we could provide funding for the Enhanced Comprehensive Local Integration Program,” he said. “Upon approval by Malacañang, a portion of our submitted request for E-CLIP funding allocation have already been downloaded. This is the reason why we have started again to give the necessary assistance to our former rebels,” he added. The E-CLIP is an initiative to restore the allegiance to the government of former members of the communist terrorist group New People’s Army (NPA) and provide them better opportunities. “A considerable number of surrenderees have already been provided with the necessary DILGadministered package of financial assistance,” he said. “Many lives have already been transformed from being wanted by the government or from being pursued by our government law

AFFIDAVIT OF SELF-ADJUDICATION I, FE V. ILOGON, of legal age, widow, Filipino Citizen and residing at #18 Julio Pacana St., Licoan, Cagayan de Oro City 9000, after having been duly sworn in accordance with law, do hereby depose and state: 1.) That I am the mother of KARL LOCAN V. ILOGON; 2.) That my son died single and without issue on September 19, 2020 as evidenced by his Death Certificate attached hereto and made an integral part hereof as ANNEX “A”; 3.) That my son died without any last will and testament; 4.) That at the time of his death, my son had no debts, liabilities or obligations to any person, agency or institution; 5.) That the only property left by my deceased son are bank deposits in the amount of (1) Savings PHP 202,790.51 and (2) Savings PHP 34,059.95 with Bank of the Philippine Islands (BPI); 6.) That pursuant to Section 1 Rule 74 of the Rules of Court, I hereby adjudicate unto myself the above-described property by means of this affidavit. IN WITNESS WHEREOF, I have hereunto set my hands this November 26, 2020 in Cagayan de Oro City, Philippines. FE V. ILOGON Affiant SUBSCRIBED AND SWORN to before me this November 24, 2020, affiant Fe V. Ilogon is personally known to the undersigned notary public.

MDN: Dec 12, 19 & 26, 2020

DENR Assistant Secretary for Field Operations - Mindanao and Legislative Affairs Joan A. Lagunda (right) instructs (clockwise) DENR X Regional Executive Director Arleigh J. Adorable, Mines and Geosciences Bureau - X Regional Director Efren B. Carido and Environmental Management Bureau – X OIC, Regional Director Reynaldo S. Digamo to immediately resolve 8888 Hotline complaints/issues received by each office and submit a listing of complaints/ issues received and acted upon/resolved by the concerned office from CY 2018, 2019 and 2020. ASEC Lagunda received updates from the regional officials on the implementation of the DENR Priority Programs and other programs, projects and activities during her recent meeting with regional officials in Cagayan de Oro City. (Photo by Marlowe M. Paragas) enforcement agencies and the Armed Forces of the Philippines to being free again and now living with the hope that their aspirations will be realized,” he added. As of December 7, 2020, DILG 10 has already distributed around P12 million to more than 240 former rebels. A ceremonial awarding of financial assistance was conducted for 5 former rebels who surrendered to the authorities in Misamis Oriental. (PCOO)

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registered farmer-cooperatives and farmer associations, and private entities which are registered by SEC, DTI, DOLE or CDA. The said agricultural and fisher-

Republic of the Philippines Local Civil Registry Office Province: Agusan del Norte City/Municipality:Butuan City

REPUBLIC OF THE PHILIPPINES) CAGAYAN DE ORO CITY ………..)S.S

Public Notice R.A 10172 NOTICE TO THE PUBLIC CCE-140-2020(R.A. 10172) In compliance with the publication requirement and Pursuant to OCRG Memorandum Circular No. 2013-1, Guidelines in the Implementation of the Administrative Order No. 1 Series 2012 (IRR on R.A 10172), Notice is hereby served to the public that LAUREAN BENDANILLO has filed with this office a Petition for Correction of Clerical Error of the child’s sex from “FEMALE” to “MALE” in Certificate of Live Birth of LAUREAN BENDANILLO who was born on 27 August 1990 at P-3 Ambangan, Libertad Butuan City, Agusan del Norte, Philippines and whose parent is CORAZON SEDANO BENDANILLO. Any person adversely affected by said petition may file his written opposition with this Office not later than 26 December 2020.

MDN: Dec 12 & 19, 2020

(Sgd) JUDITH ALVIZO-CALO, LIB, MPA City Civil Registrar

ies machinery and equipment are used for crop, livestock, and fisheries production, harvesting, processing, storage, manufacture, preserving, transporting and distribution, research, extension and instruction which include, but are not limited to, the list of agricultural and fisheries machinery and equipment. Agricultural and fisheries machinery and equipment owned and operated by the government entities are likewise covered by this registration. The legislation was reviewed and endorsed by the committees on agriculture and on laws and rules chaired by Councilors Jay R. Pascual and Ian Mark Q. Nacaya, respectively. (SP/JAOclarit) EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF SANTOS S. BONGGOC WITH DEED OF ABSOLUTE SALE KNOW ALL MEN BY THESE PRESENTS: This instrument is executed and entered into by and between the surviving heirs of the late SANTOS S.BONGGOC namely; 1. APOLONIA S. BONGGOC, Filipino, of legal age, widow and a resident of Songco, Lantapan, Bukidnon; 2. MERLINDA B. APARECE, Filipino, of legal age, married and a resident of Songco, Lantapan, Bukidnon; 3. EDELMERA B. TALINO, Filipino, of legal age, single and a resident of Cawayan, Lantapan, Bukidnon; 4. ADELINA B. ALASAN, Filipino, of legal age, married and a resident of Songco, Lantapan, Bukidnon; All shall be hereinafter referred to as the “HEIRS/VENDORS”; and NILO T. ADAPTAR, Filipino, of legal age, married to EVELYN R. ADAPTAR and a resident of Patag, Alanib, Lantapan, Bukidnon, hereinafter referred to as the “VENDEES” WITNESSETH: WHEREAS, the above-mentioned are the only legitimate surviving heirs of the deceased SANTOS S. BONGGOC and they are to inherit by the way of intestate succession; WHEREAS, SANTOS S. BONGGOC on November 9, 2006, died intestate at Songco, Lantapan, Bukidnon, leaving a property located at P-2, Songco, Lantapan, Bukidnon, with an area measuring to TWELVE THOUSAND THREE HUNDRED NINETY SIX (12,396) Square Meters, now held in common by the undersigned sole and exclusive co-heirs, and is particularly described as follows: TECHNICAL DESCRIPTION Lot No. 4530, Cad-653 Containing an area of TWELVE THOUSAND THREE HUNDRED NINETY SIX (12,396) Square Meters. WHEREAS, there are no known debts or obligations due against the estate of said decedents; and WHEREAS, it is to the best interest of the parties hereto to divide, partition and adjudicate between/among themselves the entire particularly the real property above described extrajudicially in the manner and form herein after set forth; Is the subject of EXTRAJUDIACIAL SETTLEMENT OF THE ESTATE OF SANTOS S. BONGGOC WITH DEED OF ABSOLUTE SALE, under the Notarial Registry of ATTY. CARMILA CLAUDETTE BON BAGAY, Notary Public per Doc No. 371; Page No. 76; Book No. VII; Series of 2020. MDN: Nov. 28, Dec 5 & 12, 2020

MINDANAO DAILY

FEATURE

The Purveyor of Truth, Justice and Development

Editor: MARK FRANCISCO

Fri-Sat, December 11-12, 2020

World Fintech Festival Philippines Day 4

Philippines to Gain in Tech Power Shift from West to Asia

VINCE YAMAT Managing Partner of 917Ventures

TWO powerhouse panels on the fourth and penultimate day of the World Fintech Festival (WFF) - Philippines focused on two global trends that the Philippines needs to adopt on the road to post-COVID economic recovery. These are the tectonic shift of digital transformation from the West to Asia, and the swift integration of machine-learning tech into our industries, especially traditional or legacy companies. Philippines to Gain in Tech Power Shift from West to Asia The highly competitive world of tech has been pushed by the events of 2020 to more aggressively build bridges and push innovation as we see an increase in SMEs opting for digitalization. Now, more than ever, securing funding for SMEs is a cornerstone in fortifying the Philippine economy, as investors turn their attention from the West to the major tech growth in Asia. “There are three reactions that happen at the entr y of changes: frustration, indifference, and innovation. Initially, you can expect a divide. It’s true for any industry. But eventually, if you are doing the right thing, everyone else will follow. Banks collaborating with fintech and embracing tech will be ahead of the game five to ten years from now,” said Coins.ph CEO Ron Hose. Following the 722% transaction increase for InstaPay in the pandemic’s aftermath, finding a happy equilibrium between fintechs and banks is key to ensuring the longevity of

EMMANUEL BONOAN KPMG Philippines Vice-Chairman and COO

this sector, which relies on interconnectivity and interoperability. Christiaan Kaptein, Partner of Integra Partners, and Matthew Kolling, Chief Investment Officer of UBX, have been working together to create an open ecosystem that enables various industries to better transition into a tech-based economy. Kaptein note d how the tech power shift has mostly been brought on by COVID-19 “pushing the agenda of digitization.” He showed how hardware, models, new data, and proxies dictate how tech shifts from the West to Asia. The biggest sector to look forward to is SAAS in the coming years. Me anw hile, Kolling and TagCash Owner and Founder Mark Vernon note d anot her g rowt h area that moved investors in North America and Europe to cast their eye on the Philippines: our young, tech-savvy population compared to the more mature and aging markets in their own regions. Supporting this sentiment, Joan Yao, Kickstart Ventures Vice President of Investments, shared how its platform has been the Philippines’ largest corporate venture fund backed by major local players Ayala and Globe. As part of their optimistic approach to startups becoming more buildable over time, they’ve allocated US$180M into this fund. WFF Philippines convener Amor Maclang notes that 30.7 million small businesses were recorded in the previous year, and of these, half will only survive for five years.

“To hurdle this challenge, ideators and entrepreneurs must ensure that, apart from being profitable, they should establish their story, impactability, and portfolio relevance,” she stressed. Micropayments and consumption have been at the core of mass adoption, bearing the weight of investment considerations like each company’s ability to adapt to hypergrowth in tech, due to both new challenges and groundbreaking changes. As digital reigns, Filipinos can skew more into digitizing their startups to run business smoothly and get past the setbacks that once might have plagued remote work, digital health, e-commerce, education, and entertainment. Energ y Legacy Biz Adopt Automation as 57% of Global Companies Increase AI-Tech Head Count Legacy businesses, specifically those in enertech, telemedicine, and insurtech, are continuing their long-held tradition of being at the forefront of change by leading the charge into the adoption of automation using Artificial Intelligence (AI) and Robotic Process Automation (RPA) technologies. About 57% of global companies have increased their AI-tech workforce to respond to the needs of their customers, while simultaneously streamlining internal processes that can ultimately reduce up to at least six months’ worth of overtime work. “The most important thing is to understand customers and know the pain points needed to be solved. For instance, FinTech is

growing and blockchain is happening now,” said Vince Yamat, Managing Partner of 917Ventures. “917Ventures operates several companies like GCash. We used AI in GCash through GCredit by credit scoring. At Globe, we utilize AI by understanding how consumers use data. We are creating a lot of capabilities and platforms for different ventures. For KonsultaMD, which is telehealth, we use AI in triaging concerns.” “Ever y industr y will be touched by AI. Energy industry itself will be powered by AI. Using robotics resulted in so much savings in people’s time,” noted KPMG Philippines Vice-Chairman and COO Emmanuel Bonoan. “I was very happy with the results so I mandated our tax division to use RPA. I will give you an example. Before we implemented RPA, each tax return per client would do around four hours. But after we implemented RPA, each tax return is now about 30 seconds. Within two months from the time we implemented RPA, we saved 6 months’ worth of

man hours. That is such a huge savings in overtime. Morale of our people also increased because they are now put to tasks which allow them to use their critical thinking.” Energy Development Corporation (EDC) Chief Transformation Officer Joy Santamarina detailed the company’s efforts in working on a digital twin of EDC’s power plants which enables them to analyze the data and provide customers valuable information that can help them be wise with their electricity consumption. “What we’ve done so far is to look at the value chain of the whole ecosystem of our generation and put in necessary platforms in order to analyze data and predict certain outages and address them before they even occur.” “Digitization plays a big part. From a seismic perspective, it is the analysis of waves. It allows us to clearly see what happens on the ground. To really understand the probability of your success. Exploration is low when it comes to business success - around

8% of success,” said Don Paulino, General Manager of Shell Philippines Exploration B.V. (SPEX). “Digitization allows us to know where to do the seismic and how to do it. Sometimes it takes about 6 months, but with digitization, you can develop the field much quicker.” “But in order to make digitalization more palatable even for the most oldfashioned of stakeholders, Meralco Vice President and Strategy and Business Development Office Head Raymond Ravelo advises to “leverage tech and innovation for good. We, in Meralco, are beginning this journey, and we are committed to do more to sustain energy, and sustain the future of our country, and a big factor in that is AI and digitalization.” For more information, click on: https://www.fintechfestival.sg/ https://www.facebook. com/GeiserMaclang/ posts/3755688124441979; https://www.facebook.com/ events/686138638696369; https://www.facebook. com/GeiserMaclang