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Money Lessons from Dr. Jose Rizal

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Mindanao Daily DAVAO

Your Mindanao-wide Newspaper

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Volume II, No. 318

Monday

P15.00

June 3, 2013

BPI pushes loan program for commercial poultry raisers By MARILOU AGUIRRE-TUBURAN of Davao Today

AVAO City––The country’s oldest and one of the biggest commercial banks has made Davao City its Launchpad in the Southern Philippines for its new loan program that aims to “support commercial poultry raisers and hog farmers.” Noting that Davao is the key city in Mindanao and also an agri-business base or where agricultural businesses thrive, the Bank of the Philippine Islands (BPI) formally launched the Agribusiness Solutions on Friday with top executives headed by Alfonso Salcedo Jr., Executive Vice President and Head of Corporate Banking. “There’s an impression that banks don’t like to lend to agribusinesses. But that’s not true for the BPI because

our history in agribusiness lending goes back in the ‘80s,” Salcedo said. The BPI has its agricultural bank in the ‘80s which has gone through a lot of transitions before it was downsized and merged with the BPI proper and before it was converted into a Division, said Reymundo Castro, Senior Vice President and Division Head of Provincial Lending. The program has been planned few years ago, Salcedo said, and they have decided to go “more aggressive” in lending and providing credit, especially in areas where “there’s a perceived lack of credit access.” Salcedo pointed out they want to provide loans not just to the big plantations Newspaper Publisher Dante Sudaria (left) and Misamis Oriental Governor Oscar Moreno, now Cagayan de Oro City but also to small mayor-elect, show Business Daily and its sister publication Mindanao Daily during the just-held 65th anniversary full story | page 8

of the Rotary International held at the VIP Hotel in Cagayan de Oro City. Photo by Rolando Sudaria

Lobregat cries ‘unfair’ on US travel advisory

ZAMBOANGA City––Mayor Celso Lobregat on Thursday described the latest United States government travel advisory against this city as “very unfortunate and unfair.” Lobregat issued the statement as he noted the travel advisory was issued Wednesday when US Ambassador Harry Thomas Jr. was here together with other US Embassy officials and “nothing untoward happened.” The US travel advisory said: OVERTIME WORK. Laborers work on the drainage of Iligan City’s still unfinished circumferential “The US Embassy wishes to alert road, more popularly called as C3, Saturday morning, 1 June 2013. MindaNews photo by Bobby Timonera US citizens that a credible threat of

Protection for 15 million informal workers mulled By CRIS DIAZ, Associate Editor

CAGAYAN de Oro City––Around 15 million vendors, drivers, barbers, tailors, fishermen, barbers, plumbers, tailors and construction workers nationwide stand to benefit from a social protection program designed by the Trade

Union Congress of the Philippines (TUCP), various executive departments and local government units. On Thursday, the TUCP, the Department of Labour and Employment (DOLE), the Union of Local Authorities of the mulled | page 11

a terrorist kidnapping-for-ransom (KFR) plot against foreigners has been identified in the Zamboanga area on the island of Mindanao. As a result, the Embassy advises all American citizens residing in or planning to travel to the Zamboanga area to reevaluate their personal safety situation and consider postponing travel to this area at this time.” Thomas led the launching Wednesday of three projects funded by the US government through the United States Agency

UNFAIR | page 11

Manufacturers in survival mode over strong peso MANY local manufacturers remained in the “survival mode” given the strengthening of the peso despite the slight rebound in Philippine exports in March. Oscar Barrera, who represents the Philippine Exporters Confederation Inc. (PHILEXPORT) in the Competitive Currency Forum (CCF), believes that local businesses sell more products even at low prices to compensate for reduced earnings. “When a businessman is experiencing lower profits, his survival instinct is to sell more, as

long as his revenue is greater than his cash costs of production or direct variable costs. And even if he is already losing cash, he will try to survive by borrowing until his bank finally forecloses on his properties. He will continue to pray and hope that things will turn around,” he explained. Barrera stressed that the appreciation of the peso against the United States dollar continued to hurt exporters even as the country’s exports revenues rose measly in March. peso | page 11

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monday | june 3, 2013 Editor: CRIS DIAZ

Weather

Intertropical Convergence Zone (ITCZ) across Palawan and Mindanao. MIMAROPA, Western Visayas, Northern Mindanao, Zamboanga peninsula, ARMM and SOCCSKSARGEN will experi-

Second FrontPage

ence cloudy skies with light to moderate rainshowers and thunderstorms. Metro Manila and the rest of the country will be partly cloudy to at times cloudy skies with isolated rainshowers or thunderstorms. The coastal waters throughout the archipelago will be slight to moderate.

See ‘Go-signal’/p.4

75IB troopers discovers rebel ordnance cache

Camp Evangelista, Cagayan de Oro City -- Soldiers belonging to 75th Infantry Battalion discovered munitions cache in Bunawan, Agusan del Sur, 6:20 recently. Responding to an intelligence reports on presence of a rebel camp in that area of Bunawan, Agusan del Sur, soldiers discovered a cache of

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forty one 60 millimeter mortar rounds and 2 rifle grenades buried on the ground. Also discovered are 2 explosive chargers, 1 PDX landmine assembly, one hundred meters electrical detonating wire, 1 engineering level equipment, 6 live rounds for M14 rif le, 2 ac upunc ture

needles, 8 pieces notebooks, 4 pieces 13RPSB unit patches, a blanket, an empty magazine for caliber 50 Barret, 6 boxes of vitamins, twenty pieces of push pins, a gas burner, and subversive documents. “4ID will intensify its security operations for the rest of the election period and in sup-

port to PNP effort in insuring the opening of classes this Monday safe for both students and teachers.”, Major Leo Bongosia, 4ID Spokesman said. The discovered ordnance and munitions are now under inspection by military explosive experts and for its proper disposal.

NGCP surpasses target set for 2012 FOT fast-tracks tower repair, restores power in Surigao City On its way to fulfilling its mission of becoming the best transmission company in Southeast Asia, the National Grid Corporation of the Philippines (NGCP) surpassed the target limit for frequency of tripping (FOT) set by the Energy Regulatory Commission (ERC) for the year 2012. The FOT is a corporate performance indicator set by the ERC that measures the number of times the high-voltage transmission lines tripped or experienced forced outages for every 100 circuit kilometers (ckm).

NGCP linemen replaced the bent sectionalized lightweight tower (SLWT) along its Anislagan-PACEMCO-Surigao City 69-kV line. The tower, which was pulled by a carabao tied to it, was restored 16 hours after the incident.

The ERC established the indicator to ensure minimal disturbance on power delivery service and to continuously improve the transmission system operator’s facilities. NGCP’s goal is to lower the FOT for the Luzon, Visayas, and Mindanao grids. For the year 2012, the target FOT for Luzon Grid was set at 4.63 trippings per 100ckm, the Visayas Grid at 5.7 per 100ckm, and the Mindanao Grid at 5.52 per 100ckm. Having successfully reinforced the crucial restores | page 11

monday | june 3, 2013

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WHAT DELIGHTS YOU DIRECTS YOU By Rosemarie Teves Parel-Teacher III Pinilayan Elementary School Quezon II Quezon, Bukidnon

GOD, the Supreme Being of the universe and the Creator of all, wants a relationship with us, and Father - heart yearns for us to be close to Him. What can we do to believe Him ? Take a moment today and thank God for Being your Heavenly Father. you don’t have to be college- educated or computer savvy to know Him. He is inviting you to have a relationship with Him. Jesus said “ This is life eternal that they may know you, the only true God, and Jesus Christ , whom you have sent” ( John 17:3). Knowing Him will make a difference in your life for all eternity. God’s word for us delights us to be good and faithful to Him. The LOrd is good and directs our life to continue through all generations to be God-Centered life. To Cherish, Glorify, Honor, Love and Praise the LOrd throughout our life. The true word of God in the Bible delights and directs our path to Him.

1. ML- Osmeña Branch Abaya Building, Osmena St. Cogon Cagayan de Oro City 2. ML- Pabayo Branch De Leon Building, Pabayo-Cruz Taal St. Cagayan de Oro City 3. ML- Carmen-1 Branch Ang Building, V. Castro cor. Vamenta Boulevard Carmen, Cagayan de Oro City 4. ML- Yacapin Branch Daumar St., Cagayan de Oro City 5. ML- Lapasan Branch Claro M. Recto Avenue, Lapasan, CdeO City 6. ML- Gusa Branch Gusa National Hi-way, Cagayan de Oro City 7. ML- Velez Branch Door # 114 G/F De Leon Plaza Phase II Vacapin-Velez St. Cagayan de Oro City 8. ML- Divisoria Branch Cor. Tiano-Neri St., Cagayan de Oro City 9. ML- Limketkai Mall Branch Space M-2-123/Limketkai Mall Lapasan Cagayan de Oro City 10. ML- Limketkai 2 Service Arcade, Limketkai Mall Lapasan Cagayan de Oro City 11. ML- SM Showroom #1105 Masterson Ave. Upper Carmen, Cagayan de Oro City 12. ML- Capistrano Branch Capistrano-Gomez Sts., Cagayan de Oro City 13. ML- Puerto Branch National Hi-way, Puerto Cagayan de Oro City 14. ML- Bugo Branch National Hi-way, Cagayan de Oro City 15. ML- Kauswagan Branch Zone 1 Kauswagan Cagayan de Oro City 16. ML- Bulua Branch Southeast Building Bulua, Cagayan de Oro City 17. ML- Opol Branch S. Vacalares St., Opol, Misamis Oriental 18. ML- El Salvador Branch National Hi-way, Misamis Oriental 19. ML- Alubijid Branch Poblacion, Alubijid, Misamis Oriental 20. ML- Carmen-2 Branch Kauswagan Road, Cagayan de Oro City 21. ML- Manticao Branch Poblacion, Manticao, Misamis Oriental 22. ML- Macasandig Branch Macasandig Proper, CDOC 23. ML- Lugait National Highway, Mabini, Lugait, Misamis Oriental

CAGAYAN DE ORO AREA Commencing on June 15, 2013 at 9:00 A.M. those establishment above will set a public auction all overdue pledges left in the same up to Jan. 2013. Patrons are enjoined to verify their receipts. MANAGEMENT Sa Hunyo 15, 2013 sa mga alas 9:00 sa buntag ang tanang butang naremati, isubasta diri sa tagsatagsa, nga buhatan nga ginganlan sa itaas. Tanang Butapg penerenda nga wala malukat hangtud sa Enero 2013, maapil sa subasta. Giawhag ang tanang suki sa pagsusi sa ilang resibo.

Motoring BMW Introduces FlexiLease:

Enjoy BMW 100% at half the cost The BMW Driving Pleasure for as low as P22,490 per month

scheme to its clients and the local motoring media last May 23 at the Premium Motoren BMW dealership along Fr. William Masterson Avenue in Pueblo de Oro Business Park. FlexiLease is an operating lease program that offers flexibility for companies and individuals who want to experience sheer driving pleasure without the additional costs of ownership. With FlexiLease, customers ACC-BMW Deputy Sales Manager Gil Balderas explains the can enjoy low initial cashfiner points of FlexiLease during the May 23 presentation out and monthly rates and

With FlexiLease, it’s now possible for Filipino individuals and corporations to enjoy the full BMW Experience at half the cost of bank financing! Asian Carmakers Corporation (ACC), the official importer and distributor of BMW vehicles in the Philippines, introduced the made to local clients and media at Premium Motoren BMW .

1. ML-Pala-o Branch (lligan-2) Cor. B.S. Ong and Badelles Sts. Iligan City 2. ML-Mercado Branch (lligan-3) Mercado Street, Iligan City 3. ML-Sabayle Branch (lligan-4) B. Labao corner Sabayle Sts. Iligan City 4. ML-San Miguel Branch (lligan-5) San Miguel Street, Iligan City 5. ML-Quezon 2 Branch (lligan-6) Nunez Building, Quezon Avenue Iligan City 6. ML-Tibanga Branch National Highway Tibanga Iligan City 7. ML-Linamon Branch Linamon, Lanao del Norte 8. ML-Kolambugan Branch Poblacion, Kolambugan Lanao del Norte 9. ML- Maigo Branch Poblacion Maigo, Lanao del Norte 10. ML- Tambacan Branch Purok II, Tambacan-lligan City 11. ML- Quezon I Quezon Avenue, Iligan City

1. ML-Tagoloan Branch National Highway, Poblacion Tagoloan, Misamis Oriental

2. ML-Valencia Branch G. Lavina Ave., Poblacion Valencia City Bukidnon

3. ML-Claveria Pob. Claveria, Misamis Oriental

3. ML-Valencia 2 Branch M. Roxas St., Valecia City

4. ML-Balingasag Branch 15 de Septembre, Balingasag Misamis Oriental

4. ML-Malaybalay Branch Fortich St., Poblacion Malaybalay City Bukidnon

5. ML-Salay Poblacion Salay, Misamis Oriental

5. ML-Malaybalay 2 Alvaro, Pabillaran St., Malaybalay City

6. ML-Medina South Pob. Medina, Misamis Oriental

6. ML-Maramag Branch Purok 7, Maramag Avenue North Poblacion Maramag, Bukidnon

7. ML-Gingoog Branch National Hi-way, Gingoog City Misamis Oriental

7. ML-Don Carlos Branch Poblacion Don Carlos, Bukidnon

8. ML-Gingoog 2 Dona Graciana St., Brgy. 20, Gingoog City

8. ML-Kalilangan Branch Centra Pob., Kalilangan, Bukidnon

9. ML-Camiguin Branch E. Neri Street, Mambajao, Camiguin Province

9. ML-Wao Branch Poblacion, Wao, Bukidnon

10. ML-Camiguin 2 Rizal St., Mambajao Camiguin Province

10. ML-Aglayan Branch Purok 38, Sayre Highway Aglayan, Malaybalay City

11. ML-Jasa-an Lower Jasa-an, Pob Jasa-an, Mis. Or. 12. ML-Balingoan National Higway, Bauk-Bauk, Balingoan, Misamis Oriental

BUKIDNON AREA

ILIGAN LANAO AREA

MISAMIS ORIENTAL TO CAMIGUIN AREA

Commencing on June 17, 2013 at 9:00 A.M. those establishment above will set a public auction all overdue pledges left in the same up to Jan. 2013. Patrons are enjoined to verify their receipts.

Commencing on June 18, 2013 at 9:00 A.M. those establishment above will set a public auction all overdue pledges in the same up to Jan. 2013. Patrons are enjoined to verify their receipts.

MANAGEMENT

TAGDUMALA

1. ML-Quezon Bukidnon Branch National Highway, Quezon Bukidnon

2. ML-Villanueva Pob. Villanueva, Misamis Oriental

12. ML- Bacolod Pob. Bacolod, Lanao del Norte

Sa Hunyo 17, 2013 sa mga alas 9:00 sa buntag ang tanang butang naremati, isubasta diri sa tagsatagsa, nga buhatan nga ginganlan sa itaas. Tanang Butang penerenda nga wala malukat hangtud sa Enero 2013, maapil sa subasta. Giawhag ang tanang suki sa pagsusi sa ilang resibo.

cost | page 11

MANAGEMENT

Sa Hunyo 18, 2013 sa mga alas 9:00 sa buntag ang tanang butang naremati, isubasta diri sa tagsatagsa, nga buhatan nga ginganlan sa itaas. Tanang Butang penerenda nga wala malukat hangtud sa Enero 2013, maapil sa subasta. Giawhag ang tanang suki sa pagsusi sa ilang resibo.

Commencing on June 19, 2013 at 9:00 A.M. those establishment above will set a public auction all overdue pledges in the same up to Jan. 2013. Patrons are enjoined to verify their receipts. MANAGEMENT

Sa Hunyo 19, 2013 sa mga alas 9:00 sa buntag ang tanang butang naremati, isubasta diri sa tagsatagsa, nga buhatan nga ginganlan sa itaas. Tanang Butang penerenda nga wala malukat hangtud sa Enero 2013, maapil sa subasta. Giawhag ang tanang suki sa pagsusi sa ilang resibo. TAGDUMALA

TAGDUMALA

For inquiries visit our office at

M. LHUILLIER CAPISTRANO BRANCH Capistrano corner Gomez Sts., Cagayan de Oro City

Caraga news

monDAY | june 3, 2013 Editor: JOE DEL PUERTO FELICILDA Asst editor: ARJAY S. FELICILDA • Email: msbmdn@yahoo.com.ph jayfels30@yahoo.com.ph

AGUSAN DEL NORTE l AGUSAN DEL SUR l SURIGAO DEL SUR l SURIGAO DEL NORTE

Surigao Sur environmental activist in hiding amid threats SURIGAO CITY -- An environment activist in Surigao del Sur is now on the run, seeking sanctuary in an unknown but safe places after unidentified men attempted to enter his home early morning Friday last week in what he believes is a move to “silence” him. Chito Trillanes, spokesperson of the Social Action Center (SAC) Vicareate for the Carrascal-Cantilan-Madrid-Carmen-Lanuza and Parang (CarCanMadCarLan-Par) Zone in Surigao del Sur, is one of the active leaders in the fight against illegal logging and mining activities in the province. Trillanes is one of the active leaders of the anti-mining struggle in the five towns of Surigao del Sur, including the month-long barricade held last March until April at the Mines and Geosciences Bureau (MGB) regional office here. In a mobile phone interview, the outspoken laity worker said he believes the motive behind the “open threat to his life” has to do

KKS Cinemobile Project launched in Surigao del Sur TANDAG CITY – The launching of the “Fight Against Sex Trafficking of Children and Women Through Awareness Racing”, under the Karl Kubel Stiftung Cinemobile Phase-2 Project, was successfully conducted recently in Surigao del Sur. Cinemobile is a software Information Educa PROJECT | page 11

with his advocacy in the recently concluded political exercise. “I would like to believe that because of my participation to help green candidates who we consider as environmental champions is one of the principal motives in this obvious attempt to liquidate me,” Trillanes said. But he is not discounting the possibility that people involved in illegal logging could also be the one after him. It was learned that even before the May 13 elections, he had been receiving reports that some armed men, with financial backing from politicians “who support mining,” are out to silence him. Trillanes supported the successful campaign of reelectionist Cantilan Mayor Genito Guardo, who is known as the only antimining advocate among mayors in the five towns in Surigao del Sur affected by mining – Carrascal, Cantilan, Madrid, Carmen and Lanuza. According to Trillanes, since the end of the elections in the

past two weeks, men on board a black Kawasaki Rouser 135 motorcycle have been tailing him. The night before the alleged attempt to break into his house in Cantilan, the same black motorbike was seen 20 meters from where he was staying in Lanuza. During this time, he was already moving from one place to another for his safety. And while he was on his way home to Cantilan late that night, he believed the same motorbike trailed him, too. Arriving at his home about 11 p.m., Trillanes said he managed to sleep past midnight, only to be awakened by his mother less than an hour later. He said his mother heard a noise near the window of the front porch at 1:15 a.m. and decided to check. When she opened the porch light, she saw two men carrying a bag who were hurriedly going towards a motorcycle, which he believes could be the same Rouser 125.

Trillanes said he already brought the matter to the local police “for them to intensify their intel(ligence) monitoring activities.” But he lamented that “they have not done anything.” But Chief Insp. Jesus Aranco, chief of Cantilan police, said in a text message Thursday morning that that he already instructed his deputy “to conduct roving patrol to preempt any unusual eventualities.” This, he said, includes patrolling Trillanes’s residence and the rest of the town. Insp. Randy M. Azote, Aranco’s deputy, said they were only made aware of Trillanes’s situation after receiving a text message from the PNP regional command based in Butuan City. He said Trillanes has not officially filed a report or blotter to the station. Meanwhile, the Alyansa Tigil Mina (ATM), a nationwide alliance of non-government organizations, peoples organizations and communities in the forefront against

large-scale mining activities in the country, will raise Trillanes’s case to the Commission on Human Rights (CHR) as soon as possible. Jaybee Garganera, ATM national coordinator, said they will immediately raise the issue to CHR chair Etta Rosales. ATM has been in partnership with SAC and environment and civil society groups in the CarCanMadCarLan area in Surigao del Sur for years and Garganera said his group will not back down in its support for the struggles of anti-mining groups in the area as reports of harassments and killings have reached them. Early this year, tribal Manobo leader Manuel “Datu Kajugjog” Gardigo was shot and killed by three unidentified gunmen while on his way home after attending a neighbor’s wake. Kajugjog was the president of the Kalasag organization in Lanuza. He led the anti-illegal logging campaign in the area for the last several

years. Garganera said ATM is gathering more cases of human rights violations in the area and urged local human rights groups and peoples organizations to document, collate and complete mining related incidents of harassments and threats. “We are also verifying reports of human rights violations against IPs (indigenous peoples) who have barricaded a mining company in Cantilan,” Garganera said. Meanwhile, another environmental group, Green Mindanao, Inc., said in a text message that another shooting incident occurred at 9:35 p.m. last Tuesday along the national highway of Brgy. Bocawe, also in Lanuza. According to Green Mindanao spokesperson Nokie Calunsag, the victim was identified as Vicente Orillaneda, supporter of a losing mayoral candidate. Initial reports said the victim was shot using a caliber .45 handgun. (Vanessa L. Almeda / MindaNews)

3 illegal ‘druggists’ arrested Maritime cops

C A M P R A FA E L R O DRIGUEZ, Butuan City – The Anti-illegal Drug Special Operation Task Group (SAIDSOTG), led by Police Chief Inspector Rowena A. Martinez, has arrested three suspected drug pushers here in the city, early morning of May 30, this year. Arrested, by virtue of a search warrant issued by Judge Godofredo B. Abdul Jr. of RTC Brach 4 , B u t u a n C i t y, w e r e

Jamil M. Marauntong, alias Tamano/Camano, 20 years old, married, of Tambo, Marawi City ; Garry L. Remo and Amir L. Dimapanat, of Purok 7, Ressureccion, Barangay Holy Redeemer, this city. T h e t h re e w e re a rrested in their residence for having caught in their possession and control 11 sachets ‘shabu’; a thin and knotted cellophane of undetermined amount of ‘shabu’; and four pieces unused empty sachets.

T h e o p e r at i o n w a s witnessed by Barangay Kagawad Efren Balberan and Efren Acaso, Radio Trumpeta Ceasar Peralta and DOJ Representative Ronaldo T. Bedrijo. Charges for violation of Section 6 (Maintaining Drug Den) and Section 11 (Possession of D ange rous D r u g s ) , Ar t i cl e I I of R A 9 1 6 5 are b eing prepared by authorities against the suspects. (ZMP/MMG/ arjaysfelicilda)

scorebig vs. illegal fishing By Eugenio Lira Jr

SURIGAO City – After weeks of surveillance operations, personnel of PNP Maritime Command Regional Office No. 13, based in Surigao City arrested 69 illegal fishermen, impounded 11 motorized fishing boats with a total value of

P1.2 million and seized assorted fishing paraphernalia worth P660,000. The fishermen were intercepted while in the act of illegal fishing on seawaters off Basul Island just more than a kilometer from the Surigao City Fish Port. Sr. Supt Edgard Cuanan, PNP Maritime Director for Caraga Region, said this latest apprehension was in support to Governor Sol Matugas’ call to intensify their campaign against illegal fishing within the territorial waters of Surigao del Norte. “The provincial government is very supportive on our campaign against illegal fishing and has provided us with some logistical support that’s why we’re doubly inspired,” Cuanan stressed. The suspects are facing charges for violation of Sections 86, 89 and 93 of Republic Act 8550 (The Philippine Fisheries Code). Cuanan has commended P/Insp Angelita Nastor, team leader in said operations, “the the biggest catch of illegal fishers in the history of Caraga region.” (FEA/ Eugenio Lira Jr./PIA-Surigao del Norte/asf )

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What is Poverty? By FILEMON MADRANGKA

Poverty is the state of human beings who are poor. That is, they have little or no material means of surviving—little or no food, shelter, clothes, healthcare, education, and other physical means of living and improving one’s life. Some definitions of poverty, are relative, rather than absolute, poverty reduction would not be considered to apply to measures which resulted in absolute decreases in living standards, but technically lifted people out of poverty. It poses a crucial challenge to national and international development policies.. Despite all the talk about urban crisis, it is evident that the city itself is a giant machine of poverty alleviation. Cities serve as a safety value for the struggling rural economy. Poverty is a multi-faceted problem with a wide- ranging implication s not only to the individuals and the households but to the entire country as well. The need to further understand the phenomenon is essential in identifying the Republic of the Philippines Department of Transportation and Communications LAND TRANSPORTATION FRANCHISING AND REGULATORY BOARD Region X, Cagayan de Oro City ALEX D. PAYANGA Applicant/s

PROPERTIES FOR SALE!

not all, out-of-school children are on the streets begging, selling cigarettes, candies, garlands, and assorted foodstuffs or things, or doing odd jobs. Beyond the selling goods on the street, children in farming families are expected to work in the fields during harvest time. In agriculturebased communities where farming is the primary livelihood, having children around to help with the work means more income for the family. They are pulled from school for two or three months at a time and are irreparably disadvantaged compared with their classmates. So, they may have to repeat the grade, only to be pulled out of school again next year. Transportation is another big problem. Kids walk 2-3 kilometers or more to and from school every day. They have to cross rivers and climb hills with their book bags. The ones that can afford it take a tricycle, but that is a luxury. Schools are sometimes too

far for the most remote communities to practically access. So the families can’t afford to pay and the children are pulled from school. It seems like an intractable problem. Corruption in the education bureaucracy and a lack of resources make delivering a high-quality education to all Filipinos a challenge. Microfinance is one way to help. With the assistance of microcredit loans, women can pay for the education of their children – to purchase uniforms, textbooks, lunches, and rides to school. Also, by creating another source of income other than farming, the children do not have to come help the family work the fields. History has shown that it is an achievable goal. But real systemic change needs to come from above. As long as corruption and bureaucracy paralyzes the system, the goal of delivering a decent education to children – which pays dividends to the country in the long run – will remain out of reach.

Republic of the Philippines Department of Transportation and Communications LAND TRANSPORTATION FRANCHISING AND REGULATORY BOARD Region X, Cagayan de Oro City MARINO LAYAGAN CASE NO;2013-10-930 Applicant/s 2008-10-755 NOTICE OF HEARING APPLICANT request authority for extension of validity to operate PUJ DUAL SERVICE on the line ;Cagayan de Oro City –Kibawe- Kadingilang –Quezon Bukidnon and as for cargoes from said place to any point in Region X and vice versa with the use of one (1)unit/s. This application will be considered by this Board on June 7, 2013, 10;00 A.M. at its Office, Apovel, Bulua, Cagayan de Oro City, on which date applicant shall formally submit his/her evidence. At least FIVE(5)days prior to the date of hearing applicant shall publish its notice once in one(1) DAILY newspaper of general circulation in Mindanao Island. Parties opposed to the granting of the application must file their written opposition with documentary evidence submitted by the parties; unless the Board deems it necessary to receive additional documentary and/or oral evidence to be submitted by the parties. N.B. FAILURE TO APPEAR AT THE SCHEDULED DATE AND TIME OF HEARING SHALL MEAN DISMISSAL OF THE APPLICATION. WITNESS THE HONORABLE MANDANGAN P. DARIMBANG, CESO V, Regional Director, this 31st day of May, 2013. MARIANNE C. ULEP Records Officer/Acting Docket Officer MDN: June 3, 2013

VITARICH CORPORATION

Mac Arthur Highway, Abangan Sur Marilao, Bulacan 3019 Philippines Tel Nos. (02) 843-3033 Loc. 107 CP Nos. 09188482211 PROPERTY FOR SALE As Of March 2013

TCT NO.

BEST USE

LOCATION

AREA

SELLING PRICE

CASE NO;2013-10- 931

NOTICE OF HEARING APPLICANT request authority for issuance of certificate of public convenience to operate TH FRIEGHT TRUCK service on the line;Within the Province of Bukidnon and from said place to any point in Rrgion X accessible to motor vehicle traffic and vice versa with the use of one (1)unit/s. This application will be considered by this Board on June 7, 2013, 10;00 A.M. at its Office, Apovel, Bulua, Cagayan de Oro City, on which date applicant shall formally submit his/her evidence. At least FIVE(5)days prior to the date of hearing applicant shall publish its notice once in one(1) DAILY newspaper of general circulation in Mindanao Island. Parties opposed to the granting of the application must file their written opposition with documentary evidence submitted by the parties; unless the Board deems it necessary to receive additional documentary and/or oral evidence to be submitted by the parties. N.B. FAILURE TO APPEAR AT THE SCHEDULED DATE AND TIME OF HEARING SHALL MEAN DISMISSAL OF THE APPLICATION. WITNESS THE HONORABLE MANDANGAN P. DARIMBANG, CESO V, Regional Director, this 31st day of May, 2013. MARIANNE C. ULEP Records Officer/Acting Docket Officer MDN: June 3, 2013

Republic of the Philippines Department of Transportation and Communications LAND TRANSPORTATION FRANCHISING AND REGULATORY BOARD Region X, Cagayan de Oro City LITHEO FELICIANO CASE NO;2013-10-929 Applicant/s 2008-10-955 NOTICE OF HEARING APPLICANT request authority to extend the validity of certificate of public convenience to operate TH FRIEGHT TRUCK service on the line;Within Maramag, Bukidnon and from said place to any point in the Island of Mindanao accessible to motor vehicle traffic and vice versa with the use of one (1)unit/s. This application will be considered by this Board on June 7, 2013, 10;00 A.M. at its Office, Apovel, Bulua, Cagayan de Oro City, on which date applicant shall formally submit his/her evidence. At least FIVE(5)days prior to the date of hearing applicant shall publish its notice once in one(1) DAILY newspaper of general circulation in Mindanao Island. Parties opposed to the granting of the application must file their written opposition with documentary evidence submitted by the parties; unless the Board deems it necessary to receive additional documentary and/or oral evidence to be submitted by the parties. N.B. FAILURE TO APPEAR AT THE SCHEDULED DATE AND TIME OF HEARING SHALL MEAN DISMISSAL OF THE APPLICATION. WITNESS THE HONORABLE MANDANGAN P. DARIMBANG, CESO V, Regional Director, this 31st day of May, 2013. MARIANNE C. ULEP Records Officer/Acting Docket Officer MDN: June 3, 2013

best way forward. Why poverty exists? Embezzlement, nepotism, influence peddling, fraud and other types of corruption flourish. Corruption has become so institutionalized that payoffs have become the lubricant that makes the education bureaucracy run smoothly. The result: an entire generation of Filipino students robbed of their right to a good education. This corruption leads to poor allocation of resources. Teachers are underpaid and treated poorly. In 2005, the Philippine government spent just $138 per student, compared to $852 in Thailand, another developing country in Southeast Asia. But graft and corruption are not the only issues. Poverty is a vicious cycle that leads traps generations of families.

About 80% of the Filipino poor live in the rural areas of the country. These are towns located deep in the mountains and the rice fields. The population density in the rural parts of the country is low, and there is a corresponding deficiency in schools and classrooms. Public school is free, but families still cannot afford to send their children for a complicated network of reasons. In this editorial for the Pinoy Press, one author delineates the key issue: With around 65 million Filipinos or about 80 percent of the population trying to survive on P96 ($2) or less per day, how can a family afford the school uniforms, the transportation to and from school, the expenses for school supplies and projects, the miscellaneous expenses, and the food for the studying sibling? More than this, with the worsening unemployment problem and poverty situation, each member of the family is being expected to contribute to the family income. Most, if

VISAYAS T-274758 Residential Tangub, Bacolod City 240 792,000 T-130839 Residential Mc. Arthur St., Lapaz, Iloilo City 200 600,000 T-3645 Residential Brgy. Camancijan, Culasi, Antique 825 445,200 T-3644 Agricultural Brgy. Centro Sur, Culasi, Antique 6,570 788,400 091-2011003816 Residential Brgy. Mhdel Pilar, Pontevedra, Negros Occ. 14,223 2,559,600 238058 Residential Brgy. Pook, Hinoba-an, Negros Occidental 2,388 859,200 44575 Commercial Brgy. Mactan, Lapu-lapu City, Cebu 2,522 8,474,400 44642 Fishpond Brgy. Mongpong, Roxas City, Capiz 68,685 20,605,200 MINDANAO 96490 Residential Bo. Poblacion, Midsayap, North Cotabato 593 427,200 85912 Agricultural Bo. 1 Marbel, South Cotabato 509 488,400 85913 Agricultural Bo. 1 Marbel, South Cotabato 544 588,000 85914 Agricultural Bo. 1 Marbel, South Cotabato 524 502,800 130807 Res/Agri Bo. Sta Cruz, Koronadal, South Cotabato 300 216,000 130808 Res/Agri Bo. Sta Cruz, Koronadal, South Cotabato 300 216,000 195712 Residential Bo. San Miguel, Tagum, Davao City 450 378,000 195714 Res/Agri Bo. San Vicente, Panabo, Davao City 455 218,400 198778 Agricultural Bo. San Jose Samal, Davao del Norte 577 692,400 252050 Residential Poblacion, Panabo, Davao 867 998,400 315872 Residential Talomo, Davao City 180 410,400 440410 Residential Bo. Catalunan Grande, Davao City 96 207,600 429470 Res/Agri Bo. Bago Gallera, Davao City 2,000 1,920,000 248602 Agricultural Mun. of Saug, Davao del Norte 1,000 120,000 248603 Residential Mun. of Muncayo, Davao City 800 864,000 248342 Res/Agri Bo. San Jose, Montevista, Davao City 600 648,000 249384 Agricultural Bo. Apokon, Tagum, Davao City 3,763 4,064,400 195713 Res/Agri Bo. San Vicente, Panabo, Davao City 538 258,000 67.655(a.f.) Residential Bo. San Roque, Iligan City 200 240,000 26047 Residential Bo. Semba, Dinaig, Maguindanao 240 259,200 T-10667 Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 17,484 T-11491 Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 34,804 T-10666 Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 20,873 T-12300-A Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 35,901 64,021,200 T-33331 Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 16,597 T-33333 Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 38,591 T-33332 Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 15,014 T-31695 Agro-Industrial Bo. Bolisong, El Salvador, Misamis Oriental 11,274 60706 Agricultural Bo. Of katungal, Tacurong, Sultan Kudarat 3,513 632,400 158441 Res/Agri Bo. Talon-talon, Zamboanga City 300 306,000 158442 Res/Agri Bo. Talon-talon, Zamboanga City 300 306,000 158443 Res/Agri Bo. Talon-talon, Zamboanga City 300 306,000 158444 Res/Agri Bo. Talon-talon, Zamboanga City 300 306,000 162548 Agricultural Bo. Mampang, Zamboanga City 2,750 1,815,600

For more Vitrarich Properties for Sale & Rent in Cagayasn de Oro/Mis.Or. areas, pls CONTACT: MR. ALLAN M. MEDIANTE 09274795196

Opinion

monday | june 3, 2013

Editor: RUEL V. PELONE Email: ruel_pelone2002@yahoo.com Editorial. : mindanaodailynews@gmail.com • Advertising : mindanaodaily.ads@gmail.com

Manicuring economic improbabilities

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THE Philippines Gross Domestic Product (GDP) posted a 7.8 percent growth during the first quarter of this year. The National Statistic Coordination Board welcomed the development considering that the 7.8 percent growth exceeded the projected revised 6.5 percent growth this year. An above 7 percent GDPA growth rate is an indicator of a robust economy. While other countries Cris Diaz struggled to hit the 6 percent growth rate mark, a 7 percent growth rate is next to spectacular. Certainly, the NSCB contended that the 7.8 percent GDP growth rate in the country is the highest among Asian countries during the first quarter of 2013. According to the NSCB, the country attained the 7.8 percent GDP growth rate in January to March. The figure is higher by 1.4 percent compared to the 6.4 percent the country posted during the same period in 2012. “It exceeded market forecast, even higher than that of the People’s Republic of China’s 7.7 percent growth rate,” Sec. Arsenio Balisacan who heads the National Economic Development Authority (NEDA) said. Of course, as a government economist, Sec. Balisacan would always credit the “phenomenal economic growth rate” to President Aquino’s administration. After all, Balisacan’s side comments praising the Aquino administration, is one of the jobs of government technocrats. The government pays them handsomely for that. By the way, what does gross domestic product or GDP stands for? GDP is simply the “total value of goods produced and services provided in a country during

a certain period (it could be quarterly or annually).” From the economist’s point of view, GDP is important since it measures the “health of the country’s economy.” GDP represents the total value of goods and services produced over a specific period. Nevertheless, the GDP report only left many unanswered questions. Anyway, the NSCB report was encouraging. The report, however, has frustrated many ordinary Filipinos, like the majority of us, since despite the so-called “robust economy,” poverty and unemployment remains a threat to national security. The two elements, poverty and unemployment, are a threat to national security since it fuels criminalities either crime against property or crime against persons. Worst, poverty is the main engine of insurgency. Now, Balisacan and the government economic technocrats had many things to explain least the citizenry and economic managers would be deceived. There are three aspects of GDP, the “product” approach, the “expenditure,” and the “income” approach. It appears that the NSCB report focused its assessments only in the production and manufacturing sector. Obviously, the approach tends to deceive investors especially foreign stakeholders. It is lamentable that government technocrats have the propensity of painting pictures contrary to what actually is taking place. This is the main reason why most investors end up bankrupt. They usually fall victims of economic improbabilities. The government should remember that economic aggregates and statistical presumptions do not represent an objective economic growth. After all, the standard of living of the citizenry speaks louder than economic statistics. React crisguardian@yahoo.com

Money Lessons from Dr. Jose Rizal

When it comes to k now le dge and t a lent combined, no Filipino can compare to our national hero Jose Rizal. He was the ultimate Renaissance man, with expertise in a variety of fields --- science, agriculture, literature, the arts, linguistics and even martial arts. It may not be well-known to many but apart from being a gifted scholar, artist and fighter, Rizal was also a very practical man who knew the value of money and was smart in handling it. In fact, when a ticket he bought with two friends won the lottery in 1892, Rizal did not spend his share of the prize money like a “one day millionaire.” Instead, he made an investment. According to the website

Speaking Out Ignacio Bunye www.dapitan.com, after giving part of his winnings to his father and a friend, Rizal used the money to buy a property near Dapitan, where he was exiled. On this land, he built a school and a hospital, where he taught children and treated the poor for free. His income came from patients who came from all points of the country and who were more than willing to pay to be treated by him. Based on other accounts, he

also had an abaca business and a store there. Apart from investing money and taking part in trade, Rizal also knew how to save. In the 1913 book “Lineage, Life and Labors of Jose Rizal,” historian Austin Craig said Rizal saved over 5,000 pesos in just seven months. If you are wondering how much that is, think about this: From his earnings in the hospital alone, Rizal was able to buy diamonds as a secure way

of carrying funds. His knack in money matters did not come from nowhere. We can probably attribute this to Rizal’s upbringing and to his experiences as a student in Europe. Although he was the youngest child born into the wealthy Mercado family, Rizal did not grow up spoiled. Craig said Rizal’s maternal uncle Gregorio made sure he earned his “candy money” and that he valued rapidity in work. In Europe, these lessons were useful in guiding him away from many temptations. Contrary to stories that depicted Rizal as a drinker or womanizer, Craig said Rizal actually spent much of his time and money on books, mostly

Charging Lake Lanao

Two of my fellow advocates in the energy industry have proposed similar, albeit slightly different short term solutions to the Mindanao Power Crisis which ostensibly can address the prevailing energy shortage in the island. However, the common denominator to both options is running Mindanao’s big diesel plants 24/7 instead of only during peak hours, thereby increasing their capacity or load factors (the total energy potential of an engine) and enable the National Power Corporation which operates the AgusPulangi hydroelectric power complexes in Lanao and Bukidnon provinces to store more water and then release them during peak hours. Engr. Cerael “Dodong”

Hammer and Anvil Mike Baños Donggay, former Vice President for Mindanao of the Napocor, likens the diesel power plants to a charger which enables the AgusPulangi hydroelectric power complexes to store power reserves (as the ‘battery’) during the “off-peak” hours and release them during the evening “peak hours.” This scheme would in effect eliminate the rotating brownouts now plaguing Mindanao and dispel the

need for hard up rural electric cooperatives to borrow the PhP 4.4-billion allocated by the national government as soft loans through the National Electrification Administration (NEA) to either purchase or lease modular diesel generators which would ostensibly also eliminate rotating brownouts but would cost the coops PhP 18 per kilowatt hour (/kWh). Compare this to the es-

money | page 7

timated incremental cost of PhP 1.34/kWh (over the present grid rate of PhP 4.00/kWh) and any grade school kid with a modicum of math can tell you that’s way cheaper than the PhP 18/kWh which coops would pay with the modular gensets. The scheme proposed by Engr. Robert F. Mallillin, chairman of the Philippine Chamber of Commerce and Industry’s (PCCI) energy committee shows a similar cost advantage. According to Dodong, “regulating the Lake Lanao energy storage is likened to battery being charged by alternator using voltage regulator - the Rule Curve (RC) guide. Without the Charger equivalent of the Lanao | page 11

monday | june 3, 2013

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City Council approves anti-bullying ordinance CAGAYAN de Oro City–– The City Council has approved the proposed antibullying ordinance for implementation in various schools here. City Vice Mayor Ian Acenas on Wednesday said that Ordinance No. 125812013 prohibits acts of bulEXTRAJUDICIAL SETTLEMENT OF ESTATE Notice is hereby given that the intestate estate of the Late JOSEFA ABROGAR, who died on August 3, 1944, at Cagayan de Oro City, at the time of his demise, left behind a real estate registered under the name of his spouse as conjugal property. A parcel of lot covered under P-1402, Containing an area of FIFTY FIVE THOUSAND FIVE HUNDRED AND TWENTY THREE (55,523) SQUARE METERS, is the subject of EXTRAJUDICIAL SETTLEMENT OF ESTATE, made and executed by and among the following: A. RAMON DEL PUERTO – TEN THOUSAND NINE HUNDRED FOUR AND 6/100 (10,904.6) SQUARE METERS B. Heirs of FEDERICO DEL PUERTO, namely: TEN THOUSAND NINE HUNDRED FOUR AND 6/100 (10,904.6) SQUARE METERS • MARIEFE PADERANGA • FEDERICO DEL PUERTO Jr. • EULOGIO ZACARIAS DEL PUERTO • FRANCISCO DEL PUERTO • MICHAEL DEL PUERTO • AUREA JANE DEL PUERTO • LEWINA DEL PUERTO • LORENZ DEL PUERTO • CLARENCE DEL PUERTO C. Heirs of ANTONIO DEL PUERTO, namely: - TEN THOUSAND NINE HUNDRED FOUR AND 6/100 (10,904.6) SQUARE METERS • JOSEFINA BRIZA DEL PUERTO • EMILIO DEL PUERTO • RAUL DEL PUERTO • MATILDE DEL PUERTO • FRANCO MAR DEL PUERTO • JAMES QUERICO DEL PUERTO • ANTONIO DEL PUERTO Jr. • SILVANA DEL PUERTO represented by AUREA MATILDE DEL PUERTO • ESPERANZA DEL PUERTO represented by AUREA MATILDE DEL PUERTO • CHRISTINA P. MAGPARANGALAN represented by AUREA MATILDE DEL PUERTO

ACENAS lying committed among students in Cagayan de Oro City. He said that the ordinance requires school administrators to establish a clear procedure to promptly responding to

Money... from page 6

second-hand. Historian Ambeth Ocampo also told of the hero’s frugality in his book “Rizal Without the Overcoat.” He said that in one party, Rizal even asked his friends to chip in for the champagne he brought, saying he just paid in advance for everyone. Sadly, despite being disciplined in his spending, NOTICE

F. ODILON A. APOLINARIO – ONE THOUSAND (1,000.00) SQUARE METERS as attorney’s fees on contingent basis. That the above-named parties are the surviving heirs of the late JOSEFA ABROGAR, as per Doc. No. 224; Page No. 45; Book No. XIII; Series of 2013, under Notary Public of ATTY. MILBER ALINAS.

NOTICE is hereby given that the estate of spouses JUAN L. ARIÑAS and CANDELARIA L. ARIÑAS, who both died intestate in Butuan City on April 30, 1995 and December 7, 1989, respectively, consisting of a parcel of land (Lot 2, Pcs-13-000084, being a portion of Lot 428-B-4 (LRC) Psd-48567 & Lot 428-B-5-C-3-B-3-H-19-E, Psd10202-015884), situated in Langihan, Butuan City, Agusan del Norte, covered by Transfer Certificate of Title No. RT-33977 containing an area of 1,002 square meters, of which a portion of said title was sold to Mr. Loreto C. Suson with an area of 275 square meters, more or less, is the subject of an EXTRA-JUDICIAL SETTLEMENT AND PARTITION AMONG THE HEIRS OF THE LATE SPOUSES JUAN L. ARIÑAS AND CANDELARIA L. ARIÑAS WITH SIMULTANEOUS DEED OF ABSOLUTE SALE TO LORETO C. SUSON made and entered into by the surviving legal heirs of decedents Juan L. Ariñas and Candelaria L. Ariñas, per Doc. No. 149; Page 15; Book No. CIV; Series of 2013 of the Notarial Registry of Atty. Richard L. Lamigo, Notary Public for and in the City of Butuan.

MDN: MAY 27, JUNE 3 & 10, 2013

MDN: May 27, June 3 & 10, 2013

D. Heirs of ADELA DEL PUERTO, namely: - TEN THOUSAND NINE HUNDRED FOUR AND 6/100 (10,904.6) SQUARE METERS • MARIBEL KOPPEL • ALFRED KOPPEL • DAVID CLAY • GINGER CLAY • TOMMY CLAY E. Heirs of EDUARDO DEL PUERTO, namely: - TEN THOUSAND NINE HUNDRED FOUR AND 6/100 (10,904.6) SQUARE METERS • LORNA DEL PUERTO • AUGUSTINE DEL PUERTO

Republic of the Philippines Province of Lanao del Norte Municipality of Tubod OFFICE OF THE MUNICIPAL CIVIL REGISTRAR NOTICE FOR PUBLICATION

investigations on reports of bullying and identify the range of disciplinary administrative actions that may be taken against the perpetrator for bullying. Acenas said that the s cho ol a d m i n ist r ators should adopt disciplinary measures commensurate with the nature and the gravity of the offence. He said that under the anti-bullying ordinance, the school is required to establish strategies for protecting students from acts of bullying and of promptly notifying the parents or guardian of a victim. Bullying, as defined by the ordinance, are acts committed by any severe or repeated use by one or more students of written, verbal or electronic expression or a physical act of

gesture or any combination that may cause physical injury, emotional distress and psychological fear or physical or emotional harm to his limb, family and property. City Councilor Ramon Tabor, principal author of the ordinance, noted the alarming incidents of bullying in schools that certainly leaves emotional wounds and scars to students. He said that bullying should be addressed to develop the moral character and personal discipline of students and to protect the well-being and welfare of the city’s constituents as provided for in Section 3 of the 1987 Constitution and R.A. 7160, otherwise known as the Local Government Code of 1991.CD

Rizal still experienced being in debt. There was a time his family could not send him allowance and he had to rely on friends to pay for matriculation. Still, even if he was struggling and starving, the young Rizal never lost focus in returning the money he borrowed. Rizal’s attitude towards money can also be seen in his works. In his novels “Noli Me Tangere” and “El Filibusterismo,” Rizal hit the extravagant lifestyles of the clergy, government officials, and even fellow Filipinos. For him, money symbolizes hard work and should be used for productive things. In his piece “Hymn to La-

bor,” he even said “Go to the field to till the land, For the labour of man sustains Fam’ly, home and Motherland.” It may take one more lifetime or two to find another person with the same genius as Jose Rizal. However, even if we cannot match his intellectual and artistic gifts, we can still emulate him in his approach to work and money. That would be a fitting gift for him when the nation commemorates his 152nd birth anniversary this June 19. --Note: You may email us at totingbunye2000@ gmail.com

Biblical reflection Bro. Edcel L. Closas

Pity of Jesus

Fresh Gospel of the day: Luke9:11-17(June2, 2013-Sunday)Luke 9:11-17-And the people, when they knew [it], followed him: and he received them, and spake unto them of the kingdom of God, and healed them that had need of healing: This is the truth that if we will follow Christ, our diseases and infirmities will be healed. No one is defeated in obeying and following the footstep of Jesus Christ. 1 Peter 2:21-For even hereunto were ye called: because Christ also suffered for us, leaving us an example, that ye should follow his steps. We can notice, that these people in the gospel are sacrificing too much just to come to Jesus in fact, they forgot in bringing foods for their survival and personal necessities.This situations bothered the disciples of Jesus Christ. And when the day began to wear away, then came the twelve, and said unto him, Send the multitude away, that they may go into the towns and country round about, and lodge, and get victuals: for we are here in a desert place. But he said unto them, Give ye them to eat. And they said, We have no more but five loaves and two fishes; jesus | page 11 Republic of the Philippines SUPREME COURT 4th SHARI’A CIRCUIT COURT 4th Shari’a Judicial District Iligan City ROWIL G. RODRIGUEZ, Petitioner, -versus-

Civil Case No. 2013-058 For Divorce by TALAQ.

LILYBELLE B. RODRIGUEZ, Respondent x----------------------------------------------------/ SUMMONS BY PUBLICATION TO LILYBELLE B. RODRIGUEZ, Purok I Salle Road Palao, Iligan City GREETINGS, WHEREAS, on May 29, 2013, this Court issued an order directing the petitioner to effect service of summons by publications upon respondent LILYBELLE B. RODRIGUEZ in a newspaper of general circulation in this city, one a week for 3 consecutive weeks at the expense of herein petitioner; WHEREAS, that petitioner is Muslim and husband and wife married on July 14, 2004 at Iligan City. WHEREAS, petitioner filed this petition against the respondent for violation of Art. 52 PD 1083 or the Muslim Code: WHEREAS, that respondent separated from the petitioner and right from that time no communication whosoever took place between them and hence, the herein petitioner is compelled to pursue divorce against her, NOW THEREFORE you respondent LILYBELLE B. RODR1GUEZ is hereby summoned and required to file with this Court within 15 days from the last date of the publication of this summons, your comment/answer to the petition furnish copy to the petitioner San Manue, Lala, Lanao del Norte; You are reminded of IBP-OCA Memorandum on Policy Guidelines dated March 12, 2002 to observe restrained in filing a motion to dismiss and instead allege the grounds thereof as defenses in the answer/comment. Should you fail to answer/comment to the petition within the aforesaid period, the court shall proceed to receive the evidences ex- parte upon which judgment shall be rendered on the same petition. Iligan City, Lanao del Norte, Philippines, May 31, 2013. HON. OSOP M ALI Presiding Judge MDN: June 3, 10 & 17, 2013

K TO 12 CURRICULUM FOR GRADE 2 FOR “QUICK COMPREHENSION” By Rosemarie Teves Parel -Teacher 111 Pinilayan Elementyary School Quezon 11 Quezon, Bukidnon

The K to 12 curriculum aims to help the Filipino Children functionally literate and holistically developed. Using the multi-language through the languages of the home and the school, the Filipino child will be globally competitive.

According to President Aquino, learn to speak English and you can connect to the world, learn to speak Filipino and you will connect to our country. Learn your mother tongue and you can connect to your heritage. The multi- lingual

R.A. Form No. 10172 (LCRO)

education of K to 12 Curriculum develops a strong foundation of the child for quick comprehensions. The learners possess a healthy mind and body, moral and spiritually develop, has essential knowledge, skills, values and attitudes to develop himself/herself to the fullest, contributes to the development of a progressive,just,and hu-

mane society. Appreciates the beauty of the world around him/her and cares for the environment. The learners become c r it i c a l a n d c re at i v e t h i n k e r s i n pro b l e m solving and proud to be a Filipino. As the saying goes....the lost of language is the lost of culture, so we must not forget our own language.

R.A. Form No. 10172 (LCRO)

Republic of the Philippines LOCAL CIVIL REGISTRY OFFICE Province of Lanao del Norte Municipality of Baroy

In compliance with Rule 7 of Republic Act No. 10172, a notice is hereby served to the public that BERNADETTE ALABASTRO HONREJAS has filed in this office a Petition for Correction of Clerical Error in the Child’s Gender under the entry of “SEX” from “FEMALE” to “MALE” in the Certificate of Live Birth of MELVIC ALABASTRO HONREJAS bearing Local Civil Registry No. 99-43 who was born on 23 December 1998 at Barangay Pigcarangan, Municipality of Tubod, Province of Lanao del Norte and whose parents are Bernadette A. Alabastro and Joenard V. Honrejas.

NOTICE FOR PUBLICATION

In compliance with Section 7 of R.A. 10172, a notice is hereby served to the public that LUNY CABANYOG VILLAREAL has filed in this Office a Petition for Correction of entry in the child’s sex from “FEMALE” to “MALE” in the Certificate of Live Birth of LUNY CABANYOG VILLAREAL who was born on March 5, 1990 at Princesa, Baroy, Lanao del Norte and whose parents are CLEMENCIO Q. VILLAREAL and LEONCIA V. CABANYOG.

In compliance with Section 7 of R.A. 10172, a notice is hereby served to the public that ELGEN JADE RODRIGO ANTIAMPO has filed in this Office a Petition for Correction of entry in the child’s sex from “FEMALE” to “MALE” in the Certificate of Live Birth of ELGEN JADE RODRIGO ANTIAMPO who was born on October 24, 1995 at Raw-an Point, Baroy, Lanao del Norte and whose parents are GEORGE B. ANTIAMPO and MILALUNA B. RODRIGO.

Any person adversely affected by said petition may file his/her written opposition with this office not later than June 4, 2013.

Any person adversely affected by said petition may file his/her written opposition with this Office not later than 14 June 2013.

(SGD.) JULIET BALURAN GALAMBAO, CE Municipal Civil Registrar

(SGD.) CIRILO A. MICULOB Municipal Civil Registrar

MDN: MAY 27 & JUNE 3, 2013

MDN: MAY 27, & JUNE 3, 2013

Davao news

monday | june 3, 2013

CRIS DIAZ, Editor , e-mail: crisguardian@yahoo.com

BPI pushes loan program for commercial poultry raisers By MARILOU AGUIRRE-TUBURAN of Davao Today

has gone through a lot of transitions before it was downsized and merged with the BPI proper and before it was converted into a Division, said Reymundo Castro, Senior Vice President and Division Head of Provincial Lending. The program has been planned few years ago, Salcedo said, and they have decided to go “more aggressive” in lending and providing credit, especially in areas where “there’s a perceived lack of credit access.” Salcedo pointed out they want to provide loans not just to the big plantations but also to small and medium size agribusinesses. Under this program, land titles covered by Emancipation Patents and Certificate of Land Ownership Award or even pre-patent are accepted as collateral with chattel mortgage on the equipment. Collateral, thus, don’t have to be commercial

or residential lots, unlike before. “Not all banks are willing to take in their properties or their farm as collaterals and this has been the problem of our food growers. This is the main difference of BPI’s program,” Castro said. The bank also hopes to extend “help” to farmers in farflung villages in Mindanao where it has a number of clients. “When you’re extending credit to the smaller farmers, you will definitely hit the countryside and hopefully we would be able to help get those who were affected with (typhoons) Sendong and Pablo back to their feet and start their businesses again,” Salcedo said. Typhoons Sendong and Pablo hit Mindanao in 2011 and 2012, respectively, damaging billions-worth in agriculture. BPI’s clients who were affected were offered grace periods. Packages BPI’s Agribusiness Solutions has three programs

Republic of the Philippines SUPREME COURT 4th SHARI’A CIRCUIT COURT 4th Shari’a Judicial District Iligan City IN RE PETITION TO APPROVE AND REGISTER THE DIVORCE OF SPOUSES YOSHIO SHIBATA AND CHRISTINE L. FADERAN GA-SHIBAT A.

CIVIL CASE N0. 2013-060

namely poultry enterprise, post-harvest operations and piggery farm business enterprise. Poultry enterprise is for investors who are willing to put up an ideal amount of PHP 80 Million for a state-of-the-art poultry farm with 36,000 birds or one climate-controlled system house through a contractgrowing arrangement. National and local integrators are said to provide farm inputs such as feeds, medicines and technical assistance in order for the investors to grow the chickens. Post-harvest operations, on the other hand, include feed milling, food storage, dressing plants, rice milling, fish farm operations, sugar farming and trading, Meanwhile, piggery farm business enterprise is for those who want to venture on a PHP 200 M world-class 500 sow level piggery farm. “In the past, we’ve been financing piggery and poultry but in the conventional type of doing it. This time,

Republic of the Philippines SUPREME COURT 4th SHARI’A CIRCUIT COURT 4th Shari’a Judicial District Iligan City IN RE PETITION TO APPROVE AND REGISTER THE DIVORCE OF SPOUSES BENEDICTO A. MIRANDA AND JUDITH C. MAUNES-MIRANDA,

CIVIL CASE NO. 2013-062

BENEDICTO A. MIRANDA AND JUDITH C. MAUNES-MIRANDA. Petitioners. x-----------------------------------------------------/

YOSHIO SHIBATA AND CHRISTINE L. P ADER ANGA-SHIBATA, Petitioners. x-----------------------------------------------------/

ORDER

ORDER Before this court is verified Petition for the approval and Registration of the Divorce filed by the petitioners and alleging among others: That petitioners are husband and wife respectively in a marriage performed under civil rites on May 28, 2000 at Ozamis City, petitioner-wife converted to Islam faith, of which conversion to Islam, both of them can be served with summons and notices at their residents al Ozamis City and Iligan City respectively: That said marriage did not last long, due to lack of love and affection until the relationship manifested incompatibility and sustained misunderstanding between petitioners and reached the point of irreconcilability and they separated for over two (2) years already, since early part of 2011 they decide to live physically in bed and board thereby executed Divorce Agreement in order to formalize their separation: Since their separation, they had never been communicating or supporting either financially or emotionally to each other, neither minding each other’s affairs: Petitioner s seek judicial decree or divorce thereby surviving their marriage bond on May 28, 2000 so that they will have free hand to do what a single man or woman could do without marital burden; Reconciliation between them had already been diligently employed but ail proved futile. WHEREFORE, finding this joint petition to be sufficient Inform and substance set the initial hearing of this case on June 28, 2013 at 9:00 a.m. at which time, date and place, any interested party may appear and show why the petition should not be granted. Let copy of this Order be published in a news paper of General Circulation in the City of Iligan one week tor three (3) consecutive weeks at the expense of the petitioners. SO ORDERED Iligan City, Philippines, this 29th day of May, 2013.

Before this court is verified Joint Petition for the approval and Registration of the Divorce filed by their counsel and alleging among others: That petitioners are husband and wife respectively in a marriage performed under civil rites on October 8, 1985 at Mandaluyong, Metro Manila, they converted to Islam faith, of which conversions to Islam were Registered with this court both of them COD be served with summons and otter legal processes relative to this case c/o Zaide law Office, 2nd Floor, Pafs Mejia Bldg., Roxas Avenue, Iligan City, That said marriage did not last long, due to lack of love and affection until the relationship manifested incompatibility and sustained misunderstanding between petitioners and reached the point irreconcilability and they separated for over twenty eight (28) years already they decide to live physically in bed and board thereby executed Divorce Agreement in order to formalize their separation: Since their separation, they had never been communicating or supporting either financially or emotionally to each other, neither minding each other’s affairs; Petitioner’s seek judicial decree of divorce thereby surviving their marriage bond on October 8, 1985 so that they will have free hand to do what a single man or woman could do without marital burden; Reconciliation between them had already been diligently employed but all proved futile. WHEREFORE, finding this Joint petition to he sufficient Inform and substance set the initial hearing of this case on June 28, 2013 at 9:00 a.m. at which time, date and place, any interested party may appear and show why the petition should not be granted Let copy of this Order be published in a news paper of General Circulation m the City of Iligan one week for three (3) consecutive weeks at the expense of the petitioners. SO ORDERED Iligan City Philippines, this 31st day of May, 2013.

HON. OSOP M ALI Presiding Judge

HON. OSOP M. ALI Presiding Judge

MDN: June 3, 10 & 17, 2013

Republic of the Philippines SUPREME COURT 4th SHARI’A CIRCUIT COURT 4th Shari’a Judicial District Iligan City IN RE PETITION TO APPROVE AND REGISTER THE DIVORCE OF SPOUSES JUAN1TO W. EBORA AND OSEPHINE O. VILAKAY -EBORA.

CIVIL CASE NO 2013-061

NORA TAHADLANGIT GINGCO, Petitioner. -Versus-

Civil Case No 2013-050 For. Judicial Decree of Divorce.

ROBERT P. GINGCO, Respondent. x----------------------------------------------------/

JUANITO W. EBORA AND JOSEPHINE O. VILARAY-EBORA. Petitioners x-------------------------------------------------/

SUMMONS BY PUBLICATION ORDER

Before this court is verified Joint Petition for the approval and Registration of the Divorce filed by their counsel and alleging among others: That petitioners are husband and wife respectively in a marriage performed under civil rites on June 7, 1990 at General Santos City, they converted to Islam faith, of which conversions to Islam were Registered with this court, both of them can be served with summons and notices at c/o Zaide Law Office. 2nd Floor. Pafs Mejia Bldg., Roxas Avenue, Iligan City; That said marriage did not last long, due to lack of love and affection until the relationship manifested incompatibility and sustained misunderstanding between petitioners and reached the point of irreconcilability and they separated for over twenty three (23) years already. they decide to live physically in bed and board thereby executed Divorce Agreement in order to formalize their separation; Since their separation, they had never been communicating or supporting either financially or emotionally to each other, neither minding each other’s affairs; Petitioner’s seek judicial decree of divorce hereby surviving their marriage bond on June 7, §990 so that they will have free hand to do what a single man or woman could do without marital burden; Reconciliation between them had already diligently but all proved futile; WHEREFORE, finding this joint petition to be sufficient Inform and substance set the initial hearing of this case on June 28, 2013 at 9:00 a.m. at which time, date and place any interested party may appear and show why the petition should not be granted Let copy of this larder be published in a news paper of General Circulation in the City of Iligan one week for three (3) consecutive weeks at the expense of the petitioners. SO ORDERED Iligan City, Philippines. this 30th day of May, 2013. HON. OSOP M. ALI Presiding Judge

MDN: June 3, 10 & 17, 2013

Republic of the Philippines SUPREME COURT 4th SHARI’A CIRCUIT COURT 4th Shari’a Judicial District Iligan City

TO ROBERT P. GINGCO Rebe, Lala, Lanao del Norte GREETINGS: WHEREAS, on May 13, 2013, this Court issued an order directing the petitioner to effect service of summons by publications upon respondent ROBERT P. GINGCO. RODRIGUEZ in a newspaper of General circulation in this city, one a week for 3 consecutive weeks at the expense of herein petitioner; WHEREAS, that petitioner is a Muslim and husband and wife married on May 14, 1994 at Maranding, Lala, Lanao del Norte; WHEREAS, petitioner filed this petition against the respondent for violation of Art 52 of P.D. 1083 or the Muslim Code; WHEREAS, That respondent since 2000 separated from the petitioner and right from that time no communication whatsoever took place between them and hence, the here in petitioner is compelled to pursue divorce against him, and since then no support is given by die former to the latter; NOW, THEREFORE, you respondent ROBERT P. GINGCO is hereby summoned and required to file with this Court, within 15 days from the last date of the Publication of this summons, your comment/answer to the petition furnish copy to the petitioner San Manue, Lala, Lanao del Norte; You are reminded of IBP-OCA Memorandum on Policy Guidelines dated March 12, 2002 to observe restrained in filing a motion to dismiss and instead allege the grounds thereof as defenses in the answer/comment. Should you fail to answer/comment to the petition within the aforesaid period, the court shall proceed to receive the evidences ex- parte upon which judgment shall be rendered on the same petition. Iligan City, Lanao dei Norte, Philippines, May 15, 2013. NASRODING A. ALI Clerk of Court MDN: June 3, 10 & 17, 2013

we’re going to upgrade our partners by using PIC (Pig Improvement Company) breeders and using state of the art modern facilities,” said Pearl Padilla, Assistant Vice President and head of Agribusiness Solutions. Pork and chicken are said to be two of the major food staples in the country, with pork as the second largest agricultural product next to rice. The bank’s executives said their packages are flexible, depending on the client’s capacity or how much they are willing to invest. They also have different types of program or financing packages. Padilla said they can give as low as six percent rate for floating interest and as low as seven percent rate for fixed interest. For poultry, the interest is payable from five to six years and 10 years for piggery with two years grace period. BPI’s current agribusiness portfolio is PHP 19 Billion with one-third coming from Mindanao. Partnership Andrew Bateson, Business Development Director for Genus PIC Incorporated, said their partnership with BPI will encourage and enable the participation of more producers in the modernization of livestock sector “which is crucial to the nation’s food security and the wellbeing of all Filipinos.” He said the possibility of export in the hog industry is “a very exciting prospect” especially that the country has been officially recognized as foot and mouth disease (FMD) free. FMD is a disease caused by a highly infectious virus that can infect people but affects them most by infecting livestock like cattle, pigs, sheep and goats, the MedicineNet (http://www. medicinenet.com) says. The Office International des Epizooties (http://www. oie.int/en/) (OIE or the World Organisation for Animal Health), an inter-

governmental organisation responsible for improving animal health in the world, recognized the Philippines as a member of the FMD free zone based on the provisions of the Terrestrial Animal Health Code of 2012. Salcedo said the country is also free from the bird flu virus, things that would have the Philippines exporting chicken and pork instead of importing these agricultural products from other countries, citing that nine percent of the country’s pork consumption is imported and also a large percentage in chicken imports. Being free from these animal diseases is an advantage to the pig production in the country, said Vincent Raphael Borromeo, General Manager of the PIC Philippines Inc., noting that neighboring countries like China, Vietnam and Thailand which has FMD keeps them from supplying into the Philippines, and thus, would open opportunities for Filipino farmers to supply into other countries. “This is one of the things were really trying to work with local farmers to do, to open up the doors to the export market,” he said. Inclusive growth, food security Salcedo said the economy “has really been getting stronger” that’s why they looked at specific sectors ready for more aggressive credit access and they believe it is the agriculture sector, citing that 12 percent of the country’s Gross Domestic Product come from this sector as well as the 35 percent of the labor force. He said they want to contribute to the country’s “inclusive growth and food security” amid the 27 percent of the total population living below the poverty line. “With these statistics, you will not be able to make a dent in poverty alleviation if you don’t have a robust manufacturing sector and also agricultural sector,” Salcedo said. (Marilou AguirreTuburan/davaotoday.com)

Republic of the Philippines City of Cagayan de Oro AFFIDAVIT I, LUDEM TALLE EDUAVE, 72 years old, widow, Filipino citizen and a resident of Zone 4, Pasil Kauswagan, Cagayan de Oro City, after having been duly sworn to an oath in accordance with law, do hereby depose and say that: There is an error in my Certificate of Live Birth which indicated in item No. 2 the sex as “Male” when the correct entry is “Female”, I am applying for a correction of entry in my Certificate of Live Birth to change the sex from “Male” to “Female”, That I do not have any income since I have always been a housewife; That I have never worked because I have always stayed at home caring for my family; That this affidavit is executed to attest to the veracity of the foregoing and to support my application for correction of entry in my Certificate of Live Birth from “Male” to “Female” IN WITNESS WHEREOF, I have hereunto affixed my signature this 23rd day of May 2013, in Cagayan de Oro City, Philippines. LUDEM TALLE EDUAVE Affiant SUBSCRIBED AND SWORN TO before me this 23rd day of May 2013, in Cagayan de Oro City, Philippines with affiant exhibiting her Senior Citizen ID bearing No. 8046233.

MDN: MAY 27, & JUNE 3, 2013

(SGD.) RHEA A. GUAZON Public Attorney I PUBLIC ATTORNEY’S OFFICE Pursuant to RA 9406

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Fun Page

10 clifford’s

AQUARIUS (January 20 – February 18) -Make the choice to help out today -- even if it’s inconvenient! Your energy is best spent on those who can clearly tell you what they need, though, so do try to ask probing questions. PISCES (February 19 – March 20) - Splurge on that toy or gadget or expensive meal -- you know you deserve it! Just don’t make a habit of it unless you’ve got a trust fund or some other means of replenishing your bank account. ARIES (March 21 – April 19) - Someone may need your help today -- so cast a wary eye out for those who may not know how to ask for your assistance. Rack up that good karma, as it may come in handy sooner than you think! TAURUS (April 20 – May 20) - You can see more deeply into other people’s souls today -- which may start to feel a little freaky after a while! Try not to worry too much about it, as things are sure to go better for you as a result. GEMINI (May 21 – June 21) - Today is all about clarity, so try to make sure that you’re speaking slowly and listening carefully to make sure that everyone is on the same page. You may be the key to communication once again. CANCER (June 22 – July 22) - You need to spend the day in productive pursuits -- but the good news is that what you want to do is more or less what you need to be doing. That’s rare, but you should be able to keep it up for a while!

Social Section

Check out the latest and trending technologies for 2013!!

If you like to greet your friends or just wanted to have some text mates through our publications, just text this number : 09269919077 or you can message it to our FB Fan Page ( Mindanao Daily Fan Page ) --Hello everyone just wanna greet all staff of La Tegola Cucina Italiana- the authentic Italian restaurant in cAgayan de Oro,, good day to all of you- from riza. --Hai? Po henge po ako nq txtfrined kah8 xaan po? Gurl, Boy, Bakla, Tomboy 15-19 lang po bxta welling maqinq bhextfrend ko? Ako po pala c charlie from carmen tnx po? God Bless u all staffs of MDN. --hai.. mdn, hnap po ko ng katxtm8 ung grl/20 abve, gwpo po ako.. for sure iinlove kayo (09263778534)

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CIRCLE A WORD computer terms

cd floopy keyboard keys mouse cable had disk

monitor pixel printer graphincs memory processor

Editor : Clifford Santillan

TECH -o- TREND

Mindanao Daily News’

Daily HOROSCOPE

monday | june 3, 2013

ram track back up dos format laptop save

To d a y ’s Fe a t u r e

Fujitsu Lifebook

tarted as a contest entry, Fujitsu is slowly releasing more information about this hybrid mobile device. Combining a tablet, smartphone and net book into a single, sleek device has gadget lovers begging for more.

With a possible 2013, this long wait could become a reality.

SUDOKU How to play the game? Fill in completely every rows, columns and diagonals of each puzzle without repitition

Yesterday’s Answer

of the same digit.

LEO (July 23 – August 22) - A creative outlet is just what you need right now, so make sure that you have a way to release that pent-up energy. It could be writing, taking pictures or even acting out your own one-person improv show. VIRGO (August 23 – September 22) - You’re used to handling details with relative ease -- but right now, you may find that things are more confusing than ever! Try not to worry too much about it, as this phase doesn’t last for long. LIBRA (September 23 – October 22) - Today requires a certain amount of flexibility -- which could mean that you need to handle multiple jobs, deal with a horde of complainers or just flit from one chore to the next like a hummingbird. SCORPIO (October 23 – November 21) - You need to make something happen today -- and you’ve got the energy to do just that. It’s a good time for you to tap into your deepest ambitions and see what seems easiest to pull off. SAGITTARIUS (November 22 – December 21) - You may not want to listen to your crush reciting tales of their past loves, but if you pay attention, you should find that you’re picking up clues as to what they are looking for. It can be super-helpful! CAPRICORN (December 22 – January 19) - Your social energy helps you bridge almost any gap today, so make sure that you’re putting yourself out there so you can get some new connections. They need you, too, so you rack up karma while you’re at it!

CROSSWORD puzzle across 1. Seat 5. Sweep 9. Bugle 10. Scenery item 11. Asaytono’s school 12. Type of snake 14. Chromium’s symbol 15. Golf item 17. Valuable rock 18. Owns 19. Sixth sense 20. Compass pt. 21. Dislike 22. Anger 24. Chiu of TV 25. Not twice 27. Scale note 28. Primate 31. Wrongly: prefix 32. Unclear 33. Female pig

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34. Pronoun 35. acid 37. You and I 38. Stun 39. Computer operator 41. Coast 42. Mixes DOWN 1. Shaft 2. Abodes 3. Argon’s symbol 4. Printer liquid 5. Soft cheese 6. Decay 7. Skyward 8. Charger 10. Skin 13. Titanic lady 14. Jaguar 16. Long stories 18. Mideast group 21. Greeting

23. Concerning 24. Raikkonen the F1 champ 25. Forgets 26. Insect egg 27. Distance unit 29. Supremacy 30. Containers 32. Sleep 35. Remote 36. Sever 38. Carry out 40. Yes to Pedro Yesterday’s Answer

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8 4 1 4 7

7 9 2 0 8

6 5 3 6 9

9 8 4 7 0

0 7 5 8 1

723-726 729-367 397-697 213-163 LUCKY PICK*

261-193 219-691

P A S A K AY

7-9

1 1 A M R E S U LT

2-3-0

4 p M R E S U LT

6-6-8

PAIRING UNLEASHED TAKE 2

12 13 14 15 23

24 25 34 35 45

TAKE 2

67 69 78 70 80

68 60 79 89 90

TAKE 1

67890

12345

YESTERDAY’S RESULT 11am: 2-3-0

PAIRING UNLEASHED TAKE 2

12 13 14 15 23

24 25 34 35 45

TAKE 2

67 69 78 70 80

68 60 79 89 90

TAKE 1

6 7 8 9 0

1 2 3 4 5

YESTERDAY’S RESULT 4pm: 6-6-8

PAIRING UNLEASHED TAKE 2

12 13 14 15 23

24 25 34 35 45

TAKE 2

67 69 78 70 80

68 60 79 89 90

TAKE 1

6 7 8 9 0

1 2 3 4 5

monday | june 3, 2013

Editorial. : mindanaodailynews@gmail.com Advertising : mindanaodaily.ads@gmail.com

Cost... from page 3

drive a brand new BMW vehicle every two or three years depending on the lease term applied for. “As a way of sharing the success we’ve had for the past 10 years in the local market, we’re introducing FlexiLease as an additional option for Filipinos to experience the BMW Brand. For this program, we have partnered with Asia United Fleet Management Services, Inc. (AUFMS),” said Maricar Parco, ACC President. “This program offers attractive benefits such as low deposit, low monthly fees, and an easy way to upgrade to a new BMW when new models are introduced.” With this limited offer, BMW customers will only have to pay 50% of the monthly lease rate for the first year if they opt for the 3-year term. For instance, customers can drive home a BMW 116i for as low as P22, 490.00 ++ per month. “With Flexilease, you can enjoy a brand new BMW automobile for two to three years at half the price of regular bank financing,” said. Gil B. Balderas, Deputy Sales Director of ACC-BMW. “At the expiration of your lease, you have the option to either buy your car at a much cheaper price or opt to get a new model under the same generous terms.” Open for both individual and corporate customers, the FlexiLease program features a minimal 10% Deposit; Operating Lease; 24 and 36 month lease terms; Lower Monthly Fees Inclusive of Comprehensive Insurance, LTO Registration and BMW Standard Maintenance Services. These unique features allow customers to experience a host of benefits that other car financing options such as loans don’t have. Lease applications are approved within five working days for individuals and seven working days for corporate customers. Value for Money Under FlexiLease, instead of a 20% down payment, the customer simply pays a refundable 10% guaranty deposit and one month cash advance rental fee. Under FlexiLease, instead of a 20% down payment, the customer simply pays a refundable 10% guaranty deposit and one month cash advance rental fee. “This relatively low deposit serves to free up other funds that can be used for other expenses. In addition, since there is no purchase involved for the customer, there’s no need for a chattel mortgage,” said Clemente Ch. Fernandez, Premium Motoren BMW General Manager. Optimize Use of Capital As an operating lease, FlexiLease allows qualified clients to redirect their funds to key investments, rather than tying up cash in a transportation asset. Moreover, it provides an opportunity to lower balance sheet liabilities since monthly payments are typically classified as rental expenses in the income statement. Qualified customers

can therefore experience tax benefits since lease payments are tax-deductible. Flexibility and Convenience of Lease Terms FlexiLease allows for utmost flexibility and convenience in terms of being able to drive and experience a BMW. At the end of every lease term, the customer can either return the car and use the deposit to begin a new lease term for another brand new BMW, re-new the lease contract for another term, or simply end the lease term and return the car. Low Ownership and Maintenance Costs In addition to having the choice of flexible lease terms, customers need not worry about ownership costs. FlexiLease covers the comprehensive insurance coverage, LTO Registration, as well as the regular maintenance costs of owning a car. “What makes FlexiLease a convenient option in getting a car is that the lease fees already include insurance, registration fees from the LTO, and other standard maintenance costs, and still let you save more money at the end of every lease term,” says Glen Dasig, ACC Executive Director of Sales and Marketing. He also adds that since the FlexiLease plan is directly tied up with a BMW dealer, the customer is guaranteed the best service and maintenance for the car. “Maintenance costs are for the account of AU Fleet Management Services Inc. and ACC,” said Ms. Bernadette A. Ramos, AU account officer. “We cover all maintenance costs bumperto-bumper except for consumables.” In case of a total wreck, AU will replace the unit while repairable units will entail the usual equity participation of the lessee. FlexiLease is part of ACC’s celebration of a Decade of Leadership. For ten straight years, the BMW brand has dominated the luxury vehicle segment in the Philippines, finishing with a 33% market share and reflecting a global trend that saw the BMW Group post an 11% increase in 2012 year-on-year, its highest ever. Interested applicants may inquire more about the FlexiLease program by visiting all authorized BMW dealerships around the country or www. bmwflexilease.com. They can also email their inquiries at information@bmw.com.ph. Better still, they can visit the Premium Motoren BMW dealership at the Pueblo de Oro Business Park, Fr. William Masterson Avenue, Cagayan de Oro City or call tel.no. (88) 851-7965

Unfair... from page 1

for International Development (USAID). Among the US projects launched during Thomas’s visit were Enhancing Governance, Accountability, and Engagement (ENGAGE); MindanaoHealth; and Mindanao Youth for Development (MYDEV). “The US Embassy was asking its nationals to reevaluate their travel plans to Zamboanga and I am also asking the US Embassy to

reevaluate its travel advisory,” Lobregat said, adding that when Thomas was here there was nothing mentioned about any travel advisory. “Of course, any travel advisory from anywhere in the world will always have an effect,” he said when asked whether the latest US travel advisory would affect the city government’s tourism programs. Last Wednesday, Lobregat joined Thomas for breakfast in one of the hotels in this city. With them were USAID and Mindanao Development Authority (MinDA) officials. “But nothing was mentioned about any threats to the Americans in the city and no less than the Ambassador was here on the day the Embassy issued its travel advisory. That is very, very unfortunate and unfair,” Lobregat lamented. Lobregat said that when the US was under terror attack during the infamous 9/11, when the Twin Towers and the Pentagon were bombed, “we in Zamboanga City or in Mindanao did not issue a travel advisory against the US. We did not say do not go to America because it’s dangerous there.”

he said the overvalued peso discourages any local value added inputs because imported inputs are artificially cheaper. CCF is a multi-sectoral group advocating monetary policies leading to a competitive currency. It comprises the local business sector, academe and overseas Filipino workers (OFWs). -- Danielle Venz, PHILEXPORT News and Features

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tion Campaign (IEC) program, raising awareness of the people on sex trafficking in identified barangays of Tandag City and Bislig City, as well as in the municipalities of Barobo and Cantilan. The program supports the Justice, Peace and Integrity of Creation- Integrated Development Center (JPIC-IDC), in cooperation with partneragencies/stakeholders. The launching was graced by stakeholders from different sectors. (NGBT/PIA Surigao del Sur/arjaysfelicilda)

Peso...

Mulled...

“Our major exports are on contracts, so volumes may still be going up even though exporters are already losing due to strength of peso,” he noted. “Note that the statistics are values of exports, which are volume x unit prices. Knowing volumes will be a big help in understanding reality.” Barrera, also the PHILEXPORT trustee for the chemicals sector, expressed concern that these manufacturers would find it increasingly difficult to survive given the strong peso. The peso closed at P41.17 on Tuesday, May 21, from P41.14 average rate in April. A survey conducted by PHILEXPORT on the effects of the strong peso showed that a number of small and medium enterprises (SMEs) exporters and agriculture firms’ preferred range of foreign exchange was P42 to P44 to a dollar. To help stem the peso appreciation, Barrera underscored the need for the Philippines to impose capital controls on inflows similar to the one being planned by Thailand. He recommended imposing “tobin” tax on hot money used in speculative investments in the stock and currency markets or a holding period of foreigners’ remittances out of the country. Barrera said the removal of controls on outflows provides reassurance to the hot money speculators of complete freedom of entry and exit. Moreover, Barrera believes that foreign direct investments (FDIs) are bypassing the country because there are very few profitable projects. Apart from scarce power, labor costs and lack of logistic public infrastructure,

Philippines (ULAP), and stakeholders forged a Memorandum of Agreement for the creation of a national convergence program, Alan Tanjusay, spokesperson of the TUCP, said on Saturday. He said the MOA intends to establish social protection floor for workers in the informal sector to address their growing perceived needs and access to government services such as affordable housing, health, and nutrition. Stakeholders also define the informal workers immediate access to skills development, job matching, loan and credit facilitation, expanded social security coverage and subsidies, Tanjusay said in a statement emailed to the Philippines News Agency. The agreement was between TUCP, local government units, 23 government departments and agencies led by DOLE, DENR, DOH, DepEd, DPWH, MMDA, DILG, DSWD, DAR, CHED, HUDCC, Pag-Ibig, DA, DAR, DTI, NHA, PCSO, NSO, Tanjusay said. The MOA designates the DOLE as the program manager by ensuring that the program strategies are working and that respective partners are contributing their identified responsibilities, he said. Beginning next year, an initial target of 2.5 million informal workers would benefit from the program’s expansion of SSS and Philhealth coverage by requiring membership of all government livelihood grants and subsidies, livelihood, training on safety and health in performing their jobs, skills training and labor market information for graduates of government’s Conditional Cash Transfer program, Tanjusay added. CD

Restores...

Lanao...

lines and continuously improving the rest of its facilities, NGCP was able to reduce the frequency of trippings to 1.959 for Luzon, 1.081 for Visayas, and 2.595 for Mindanao, respectively. This represents a 58% improvement over the ERC-set acceptable levels for Luzon, 81% for Visayas, and 53% for Mindanao. NGCP Spokesperson Atty. Cynthia P. Alabanza confirmed the actual FOT ratings. Alabanza said: “NGCP’s operations are centered on strengthening the transmission backbone that is why we strive hard year on year to lower our FOTs. Our FOT ratings, which are considerably better than the acceptable levels set by ERC, are a result of the continuous upgrade, expansion, and reinforcement of our facilities. Our customers and the public can be assured that NGCP will continue to improve its performance and exceed the targets set by the ERC to provide more reliable and efficient power transmission service.” Recognizing the urgency of restoring power services to its customers, the National Grid Corporation of the Philippines (NGCP) expedited the repair of a damaged 69-kilovolt (kV) tower in Surigao City to shorten end the power interruption in the city. Last April 1, Surigao City experienced a 16-hour power outage due to a bent sectionalized lightweight tower (SLWT) along the Anislagan-PACEMCOSurigao City 69-kV line. Based on NGCP’s investigation, the tower bent when a carabao tied to the structure pulled out the anchor guy that holds the tower. To speed up restoration, NGCP sent two line gangs from Butuan City and hired supplemental workforce in addition to the existing line gangs in Surigao City. NGCP ensured shorter and faster repair time by deploying more linemen who worked round the clock until the next day, April 2. “NGCP is always willing to reallocate resources, whether it is funds or manpower, for better delivery of its services,” said NGCP Spokesperson Atty. Cynthia P. Alabanza. The Spokesperson also took the opportunity to remind the public of transmission line safety. “This is a concrete example of the bad implications of breaching our Right-of-Way clearances. It is a good thing that the carabao or and its owner was were not electrocuted, but it could have happened. Again, we request the public to avoid breaching the safety clearances of our transmission lines to avoid incidents like this,” explained Atty. Alabanza.

Power Barges, NPC engineers are left with no option when the actual Lake Lanao elevation drops below the RC except “Load Shedding” or reducing the Load from the hydro plants,” which result in rotating brownouts. Mindanao’s comparative advantage is unique: it has Lake Lanao which can impound 350 square kilometers of water under strict environmental control, unlike dams in other countries which have limited impounding capacity. Dodong also differs from Bob in his analysis of the way the diesel plants in Mindanao are now utilized, most especially the two 100MW former power barges of Napocor which were purchased and now operated by Aboitiz Power affiliate Therma Marine Inc. (TMI). Although he agrees with Bob the diesel plants are under utilized as purely “peaking plants,” he takes exception specially for the two TMI power barges which since 2011 are merely supplying its various customers instead of acting as the “battery charger” for the Lake Lanao “Battery” as they were utilized during his tenure as VP-Mindanao of Napocor. Dodong’s proposal is being carried by the Oro Chamber through the Regional Development Council and the Mindanao Development Authority while Bob’s proposal is being endorsed by the PCCI. Either way, they would require TMI’s concurrence and the Energy Regulatory Commissions’ (ERC) approval to redo the energy supply contracts already signed with industrial clients and distribution utilities. Perhaps, both proponents should also have a “Plan B” involving the diesel assets of CEPALCO and Davao Light which together already exceed 100MW which I’m sure both would willingly run 24/7 for the greater good of all DUs in Mindanao.

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should go and buy meat for all this people. For they were about five thousand men. And he said to his disciples, Make them sit down by fifties in a company. And they did so, and made them all sit down. Then he took the five loaves and the two fishes, and looking up to heaven, he blessed them, and brake, and gave to the disciples to set before the multitude. And they did eat, and were all filled: and there was taken up of fragments that remained to them twelve baskets. “Miracles happened due to the pity of Jesus” to whom He loves most:SPONSORED:Neneth - Bobong Balino- Dr. Edith, PhD- Tony Jordan - CDO. St. Peter Calungsod, pray for us! Listen: Radio Ultra AM-1188-3:00 PM Sunday: #0928414949009266607505: Question – Prayer request

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monday |june 3, 2013

Editor: JOE DEL PUERTO FELICILDA Asst editor: ARJAY S. FELICILDA • Email: msbmdn@yahoo.com.ph jayfels30@yahoo.com.ph Editorial : mindanaodailynews@gmail.com Advertising : mindanaodaily.ads@gmail.com

TATTOO@HOME redefines indoor connectivity with game-changing offers T ATTOO@HOME, the home broadband brand of Globe Telecom, continues to delight residences through trailblazing offers that give the best value-for-money in the market today.

Now, Tattoo@Home powers up home connectivity through its best landline deals featuring free unlimited calls to Globe postpaid, prepaid and TM lines. Its new offering, Landline Plan 799, is now enhanced with free broadband with speeds of up to 1Mbps, with 3GB volume allocation every month. With 1GB, you can send up to 2,048 text emails, download no less than 246 music files, download or upload max of 1,020 photos, and send or receive until 500 documents. Higher speed consumable broadband bundles are also available at Plan 1099 connecting at up to 2Mbps with 10GB monthly volume allocation, or Plan 1299 running at 3Mbps, good for 15GB of data every 30 days. And even when they reach their volume allowance, subscribers can still enjoy unlimited internet connection at 10 percent of subscribed plan speed. Meanwhile, existing broadband bundles have all been upgraded with speeds faster than before. Sign up for premium broadband plans such as Plan 1599 which clocks at 3Mbps, or accelerate your internet experience with Plan 2299, the fastest variant at 5Mbps. Also available at affordable rates are Plan 1099 with 1Mbps surfing speed, or Plan 1299 for 2Mbps.

As a standard, Head of Tattoo@Home Jurist Gamban confirmed that families getting these broadband bundles can get in touch with their loved ones on Globe and TM as much as they want with the unlicall features: “With free broadband with your landline, it’s really the best deal for the budget-conscious—something competition refuses to offer to the market because they want to keep consumers paying for both landline and home broadband services. But with Tattoo@ Home, we want to delight consumers more through our game-changing offers.” Gamban highlighted that the Tattoo@ Home’s basic landline plan at Php799 with 1Mbps free broadband is twice faster than competition’s latest offer, which unfortunately is without a landline, while the brand’s upgraded broadband bundles for homes with heavy internet usage are still best in the market. “Others at less than P500 a month can only perform at 50 percent of what our lowest plan can deliver, with none of the added functionality of a landline. And it goes without saying, unlimited calls. Moreover, competition burdens its customers of having to shell out monthly fees for the modem,” she said, adding that “modems come for free in all Tattoo@

Home broadband plans. A Wi-Fi modem is likewise is complimentary starting at Plan 1299 with unlimited broadband.” Speaking of the convenience of having a landline, Gamban noted that at this day and age of wireless mobility, it is still very much considered as a lifeline—one of the most dependable and indispensable means to connect to loved ones. Coupled with the internet, the connectivity combination for the family indoors is doubly-enhanced: “Tattoo@

Home’s best-ever yet plans also foster reliable connectivity within the family circle and provides a heightened sense of security and peace of mind knowing that any time of the day, they are in-touch with their Globe-connected members.” Having said this, Gamban re-emphasized Tattoo@Home’s belief that an Internet connection is an enabler, especially for the whole family. “This is the reason Globe makes broadband as accessible as possible to everyone. We do not ask

people to subscribe separately for two services—landline and home Internet—that run on the same line. Consumers need not be caught in the numbers game of the competition.” With these superb deals heralding high-speed internet bundles, Tattoo@Home is definitely changing the game in the way residences connect indoors. For more information, head on to tattoo.globe. com.ph, call (02) 730-1010, visit the nearest Globe store or get in touch with authorized Globe Sales Agents.

Globe Telecom alerts postpaid Sun Postpaid treats parents with subscribers vs fraudulent text messages peace of mind this school year is never easy to be away something their college child month with unlimited Sun demanding bill payment your loved ones, would love as a send-away calls and texts plus 750 texts Itfrom

lobe Telecom is warning the public against a new modus operandi employed by fraudsters who demand bills payment from postpaid subscribers through text messages with instructions to deposit payment to a specific account or via GCASH.

“We would like to inform and warn our subscribers not to heed fraudulent text messages alluding to non-payment of bills and demanding payment through certain accounts or via GCASH. Instead of responding to such messages, subscribers should report such incidents to us,” said lawyer Froilan Castelo, Head of Globe Corporate, Legal Services Group. Legitimate advisory from the leading telecommunications company should come from “GLOBE” while bill payment through GCASH could be undertaken using the GCASH app with a transaction confirmation from 2882, Castelo said. “Subscribers are requested to validate unusual texts and calls with our customer service agents,” Castelo said, adding subscribers who wish to pay for their bills should do so in various Globe stores and through authorized payment centers nationwide.

A sample of text message sent by fraudsters demanding payment from postpaid subscribers

especially for parents who have to send their children away for college this coming school year. Living the urban life for children can be fearsome and of course, what parents want is to make sure their children is safe and secured. Luckily, Sun Postpaid has developed an economical and affordable offering that lets parents be regularly in touch with their children wherever they may be, providing them with the much-needed peace of mind. Sun Postpaid’s Group Plan 999 enables parents to get multiple phones under one plan, so they can use these to keep in touch with their children. Parents can choose from the many special offers now under Sun Group Plan 999 that best fits their need or lifestyle. Parents can avail of a free Android smartphone Alcatel One Touch Idol which is

gift. This comes with two free Samsung Eton E2202 phones for only P999 a month with unlimited Sun calls and texts plus 750 texts to other networks. They can also avail of three free smartphones plus a Samsung Eton E2202; or six free Samsung Eton E2202 phones, all for only P999 a

to other networks also. With these deals from Sun Postpaid and the network’s reliable connection and wide coverage, parents will never have to worry about their children. Because the thing that gives them peace of mind is always – the good choice.

THE MEDIA CENTER B U S I N E S S W E E K M I N DA NAO Tanleh Bldg., Abellanosa St., Consolacion, Cagayan de Oro City

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Ozamis City Schools Division Radio Broadcasting Team (Secondary Level)

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JOE DEL PUERTO FELICILDA Broadcast Training Director BWM Media Center

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