CDOTIMES March 2-8, 2015

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ARTS & CULTURE | HEALTH | EVENTS | TRAVEL & TOURISM | PEOPLE

CAGAYANLifestyle TIMES Weekly de Oro

Volume 2 | No. 78 | Cagayan de Oro City | March 2-8, 2015

Launched First Cagayan de Oro Auto and Home Loan Fair

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By Joe Palabao/BWM VP for Marketing

he United Coconut Planters Bank (UCPB) launched its first ever Loan Fair in Cagayan

de Oro City at Ayala Centrio Mall, March 6-8, 2015 from 10 AM to 10 PM. UCPB one of the leading providers of financial services and innovative products in the country today has offered special loan packages in auto and home loan services to their valued consumers during the three (3) day successful Loan Fair.

Consumers took advantage of freebies and special offers and entered actual market encounter as

Kagay-an Festival 1st Oro Lechoneros Encuentro Champion

for Orders, Contact Yoyong:

09354145759 09169249371

UCPB offered high loanable amounts to answer the consumers need, quick processing, competitive interest rates which are available nationwide. UCPB has extensive partnerships with top real estate and developers, brokers and top auto dealers from all over the country.

In an interview with UCPB Executive Vice President Higinio ‘Joey’ Macadaeg, Jr., Corporate and Banking Group told Cagayan de Oro Times that it is their great interest and pleasure to advertise UCPB services throughout the Philippines- they had come up in holding Loan Fairs in key cities of the country.

They offer competitive interest rates in their overall loan packages in auto and home loans with flexible terms and tailored fit package for the consumers.

Furthermore, he said that through the Loan Fairs, UCPB helps more people realize their plans by offering special packages that are tailored- fit to their car and housing loans to satisfy their needs.

He also added that they also offer Small Business Loan (SBL) to fund working capital, to expand business and purchase of equipment.

Powered by UCPB during the 3-day Loan Fair are the following: For Car Loans- Kia

Gracing the cutting of the Ceremonial Prosperity Ribbon of the First Ever UCPB Cagayan de Oro City Loan Fair are from L-R Crisanty David-UCPB Head of Financing; Ms. Joji Narico-Head Credit & Administrative Division; Valued UCPB Client Ms. Josieilyn Tan-Proprietor of JL Diamond Star from Maramag, Bukidnon assisting UCPB Executive Vice President Higinio O. Macadaeg, Jr., Corporate and Consumers Banking Group; looking on at the back is Emmanuel MugtoAVIDA Marketing Director; Ms. Carolina Zavala-UCPB CFBC Dept. Head; Ms. Mona Arabelle Solidum-FILINVEST General Manager and Voltaire Flores-Product Manager-Pueblo de Oro. The 3-day UCPB Loan Fair was held at the Ayala Centrio Mall, Cagayan de Oro City from March 6-8, 2015.

Green Cars Mindanao Corporation, BMW Premium Motoren Corporation, Verdant Moteurs Corporationfeaturing Peuqeot Cars. Toyota, Isuzu, Nissan, Ford, Foton and Mitsubushi Motors Corporation. Housing Loan-Filinvest-Avida, AWBrown Company, Pueblo de Oro. An employee with a monthly gross income of P30,000 or more can already avail of their home loan package.

For the duration of the 3-day Loan Fair, UCPB staff from their Loan Department had already processed quite a number of applications and more are coming in to be processed.

Since last year 2014-UCPB had been conducting the Loan

Fairs in all key cities of the Philippines, Abreeza Mall in Davao City, Ayala Mall in Cebu, Maquee Mall in Angeles City and now in Cagayan de Oro City.

United Coconut Planters Bank (UCPB) was established in 1963 as a Commercial Bank and grew to become the first private bank Philippine Universal Bank in 1981.

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The

CAGAYANTIMES Lifestyle Weekly de Oro

March 2-8, 2015

Hineleban Wins Grand Prize for Best Project at Global Climate Change competition

By Mike Baños, Editor-at-Large

A social enterprise based in Bukidnon has won the grand prize at a climate change competition held in Europe late last month.

Hineleban

Foundation Incorporated was awarded the the Grand Prize for Best Project in the Forestry Sector at an International Competition on

Dr. Norma V. Llemit receives the Best Project award from AFD and CIRAD officials during the awarding ceremony at the AFD-CIRAD Stand of the International Agricultural Show in Paris, France on February 27. [Supplied Photo]

“The spirit of the gathering and giving Mother Tree of the Rainforest that sustains the cycle of all life” ‘Hineleban’ is symbolized by an abundant Bagamumu (ficus) tree in the midst of the rainforest, swarming with bees

gathering nectar.

In the TalaandigHigaunen language, Hineleban is a sacred word (hieros logos; pamalihi ha lalang) that stands for the highest mystical Spirit-Tagulambung of Service-Leadership in the Talaandig-

Climate Change held in Paris, France on 27 February 2015.

Dr. Norma V. Llemit, Head of Project Management Group, received the award in behalf of Hineleban.

The Agence Française de Développement (AFD) and the Agricultural Research Centre for International Development (CIRAD) launched the first international competition on “Climate Challenge Agriculture and Forestry” in September 2014. A total of 550 entries were received from 60 countries all over the world.

The competition

aims to promote innovation and fast track the transfer and dissemination of technology and knowledge essential in bringing about innovative solutions for the future.

The Project highlighted Hineleban’s efforts in rainforestation on the island of Mindanao by providing livelihood opportunities to the Indigenous People, Muslims and migrants living in the mountain ranges of northern provinces of Bukidnon and Lanao del Sur. Hineleban aim to save and bring to life the pristine ecosystems of Mindanao – some of the last remaining primary forests

The Hineleban Logo illustrates the symbiotic relationship between man and his environment. The cycle of life and man’s dependency on the Mother Tree is represented by the human figure (representing the physical being) embracing the tree, and the living tree (representing the spiritual being, Hineleban) reciprocates by providing the life-supporting anchor for human beings.

[Supplied Graphic]

left in the entire Philippines. Its work is focused on reviving the watersheds and rivers, and renewing the cycle of life that would enable the healthy and peaceful coexistence among people of all faiths and ethnic backgrounds, and preserve God’s wonderful gift of nature.

The foundation is engaged in the preservation and restoration of the mountain rainforests and critical watersheds in the two provinces of Bukidnon and Lanao del Sur, and plans to scale up as well as expand in other selected provinces on the island of Mindanao.

holy festival completed in nine nights of communal rights and rituals celebrating the life of faith with chants, songs, dances, story telling, riddles, games and feasting.

The Foundation was given exclusive permission to adopt the

name by the Provincial Consultative Body of the Indigenous People of Bukidnon and by PASAGI (Council of Elders) representing the Seven Tribes of Bukidnon – a permission bestowed based on the sacred Five Pillars of Kinship.

Meaning of Hineleban Higaunen Tribal tradition. It comes from the root-word “heleb” which means “the virtue to gather others towards oneself ”.

A servant-leader who is infused by the Spirit of Hineleban is the center of unity and peaceful convergence

of communities and peoples.

“Kaliga-en” is a sacred ceremony of the TalaandigHigaunen Tribe where in the spirit of the Tagulambung Hineleban is invoked for inspiration and infusion of the spirit. A

CALL FOR NOMINATIONS:

U.P. GAWAD PLARIDEL 2015

The U.P. College of Mass Communication (UP CMC) is now accepting nominations for the annual U.P. GAWAD PLARIDEL which recognizes Filipino media practitioners who have excelled in any of the media (print, radio, film, television, and new media) and have performed with the highest level of professional integrity in the interest of public service.

For 2015, the eleventh U.P. Gawad Plaridel will be given to an outstanding FILM PRACTITIONER. The award is named after Marcelo H. del Pilar (nom de plume, Plaridel), the selfless propagandist whose stewardship of the reformist newspaper La Solidaridad helped crystallize nationalist

sentiments and ignite libertarian ideas in the 1890s. Like Plaridel, the recipient must believe in the vision of a Philippine society that is egalitarian, participative and progressive; and in media that are socially responsible, critical and vigilant, liberative and transformative, and free

and independent.

Eligible for the awards are all living Filipino individuals who have excelled in the field of filmmaking as producer, director, scriptwriter, actor, production designer, scriptwriter, musical scorer, etc. Aside from their probity and integrity, these media

practitioners must have produced a body of work that is marked by excellence and social relevance and must have achievements recognized nationally and/or internationally.

Individuals and institutions may nominate potential recipients.

Institutions include

media corporations, professional media associations, media advocacy groups, educational institutions, cultural foundations, and NGOs. Previous nominees may still be considered for this year’s award. All current full-time faculty and staff of the UP CMC are disqualified from the nomination.

The deadline for submission of nominations is on 30 April 2015, 5pm. The recipient of the U.P. Gawad Plaridel 2015 will be announced in May 2015.

The U.P. GAWAD PLARIDEL will be given in August in commemoration of del Pilar’s birth anniversary. The awardee will receive the U.P. Gawad Plaridel trophy (designed

by National Artist

Napoleon Abueva) and will deliver the Plaridel Lecture addressing issues relevant to the state and practice of Philippine media.

The recipient will have a place of honor at all ceremonies and functions of the College. The recipient’s portrait will be hung at the U.P. Gawad Plaridel Gallery located at the College lobby (Plaridel Hall, U.P. Diliman).

Nomination forms and award guidelines are available at the UP CMC Website (http:// masscomm.upd.edu. ph) and at the UP CMC Office of Extension and External Relations (UP CMC-OEER). Interested parties may call (02) 981-8500 loc. 2668 for details.

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CAGAYANTIMES Lifestyle Weekly de Oro

March 2-8, 2015

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Formalizing the partnership are (from left) executives from Gate Distribution Corporate Secretary George Gonzalez, General Manager and Sales Director Ma. Patricia Pascual, and ECPay President Raymond Jude Aguilar, together with GXI President and CEO Xavier Marzan, Marketing Director Franchette Chingcuanco-Cardona, and Issuing Sales Director Sales Issuance Director Albert Antig. (supplied photo)

GCash expands presence, partners with Gate Distribution, Inc. and ECPay for more cash-in outlets nationwide

G-Xchange, Inc. (GXI), a wholly-owned subsidiary of Globe Telecom and operator of GCash, continues to expand its nationwide footprint as part of its commitment to grow its customer base with its recent partnership with Gate Distribution, Inc., and ECPay. Gate Distribution, Inc. is the largest prepaid distributor of cards for phone, gaming, and internet, while ECPay is the leading electronic payment system provider in the country operating

as a secure e-warehouse and e-payments data center for prepaid products, bills payments, airline ticket payments, and online shopping transaction payments.

With the partnership, GCash cash-in outlets will be available in over 4,000 Gate Distribution outlets nationwide, 1,300 of which are in 7-Eleven, ECPay’s biggest client.

Cash-in is the term used for converting cash to GCash.

Service fee for cash-in to self and others via ECPay is waived. Meanwhile, Gate

Distribution, Inc. will also be an authorized Globe Charge reseller.

“We are excited to bring GCash closer to more users so they can experience the convenience of a safe, secure, and hassle-free platform of money transfers with our partnership with Gate Distribution and ECPay. We look forward to further expanding our customer base by leveraging on the nationwide presence of our new partners and be able to introduce to their own customers the benefits of

using GCash,” said GXI President and CEO Xavier Marzan.

Meanwhile, ECPay president Raymund Jude Aguilar is optimistic on the impact of the partnership to the company’s business: “The partnership between GCash and ECPay will expand the consumer base, making our services accessible to more consumers. With this partnership, cash-in points for GCash will be practically everywhere.

Aside from that, they can go to any of the 4,000

outlets nationwide and they can reload their GCash accounts 24/7.”

On top of making cashin/cash-out transactions in accredited GCash outlets and partners nationwide, GCash customers can visit any Globe store. Cashing in to a GCash wallet is free, while cash-in to others or cash-out has a P20 service fee for any amount P1,000 and below and any amount in excess of P1,000.

To know more about GCash, visit www.globe. com.ph/GCash.

PCW, GSIS launch photo contest Globe Telecom sees hike in data roaming for 2015 Women’s Month Now available in over 80 countries worldwide

business with daily flat rate offer

Globe Telecom has seen a boost in its data roaming business in 2014 as more postpaid customers have availed of its flat rate for unlimited data roaming service which comes with free travel insurance.

The number of data roaming customers increased by 40% in 2014 as the appetite for internet connectivity while abroad has grown. With the P599 flat rate per day, Globe postpaid customers get access to unlimited mobile surfing without the fear of bill shock, giving them a worry-free experience anytime, anywhere.

In order to reach more customers and expand coverage worldwide, Globe has also forged tie-ups with operators in 10 more countries, allowing postpaid customers to enjoy its flat rate for unlimited data roaming service in popular international destinations such as Canada, New Zealand, Turkey, Myanmar, and Papua New Guinea, bringing overall countries covered to over 80 worldwide.

“We are delighted to see that more and more Globe postpaid customers are enjoying our unlimited data roaming service as they stay connected while abroad without the need for Wi-Fi connection.

With the P599 flat rate valid for 24 hours from the time data roaming is activated, customers can enjoy value for money and a worry-free mobile surfing experience so they can browse, send e-mails, post on social networks, upload photos, and use apps all they want – without the fear of billshock,” said Coco Domingo, Vice President for Roaming Business at Globe.

Domingo adds, “With this innovative service, customers need not worry about the sites they visit and apps they use, and be mindful of corresponding data roaming charges. Our P599 per day unlimited

data roaming offer gives them access to everything they need, whether they travel for work or for leisure.”

The P599 flat rate for unlimited data roaming service per day protects users from bill shock, allowing them to surf worry-free. With the offer following a 24-hour cycle, users can stay connected all day without needing to worry about extra charges.

It also promotes a hassle-free experience without the need to memorize registration keywords, take note of multiple data roaming rates, or track different time zones to avail of the best offers. With the simple activation of the data roaming switch on smartphones, customers can already avail of the flat data roaming rate.

By subscribing to the offer, users are also given an added bonus of free travel insurance with TravelCare to protect them from flight delays or cancellations, loss of baggage, and medical emergencies worth up to P200,000 for 30 days.

For those traveling within the Globe list of partner countries, postpaid customers will receive a welcome message that includes the partner carrier in the selected country once they land. Upon activating their mobile data and data roaming in their country of destination, customers will automatically be connected to the partner carrier of that country. They can start using the service upon receiving a confirmation text for the P599 per day offer.

Visit www.globe.com.ph/roaming to know more about the P599 flat rate for unlimited surfing abroad or call the Globe Roaming Hotline at +6327301212 toll-free even while abroad.

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he Philippine Commission on Women (PCW), in partnership with the Government Service Insurance System (GSIS), launched a nationwide photo contest as part of its calendar activities for the upcoming National Women's Month Celebration.

The 2015 Women's Month Photo Contest aims to capture the essential representation and role being played by Filipino women in leadership, power and decision making, in consonance to this year's NWMC theme "Juana, Desisyon Mo ay Mahalaga sa Kinabukasan ng Bawat Isa, Ikaw Na!" Open to all Filipino amateur photo enthusiasts, the contest also intends to get the public perception on women’s roles in politics or decision-making process.

The deadline of submission of entries is on March 12, 2015.

Top 12 entries will receive P10,000 cash prize and certificate of appreciation. The awarding ceremony is set on March 26, 2015, 5PM at the GSIS Theater, Pasay City.

For the full mechanics of the contest, kindly visit http://pcw. gov.ph/event/2015-womensmonth-photo-contest.

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The

CAGAYANTIMES Lifestyle Weekly de Oro

March 2-8, 2015

opinion

bakit ba mahilig mag shopping ang mga pinoy?

think a minute jhan tiafau hurst

the end of the world

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hink a minute…Recently the biggest-selling book in America was about the end of the world. Sometimes watching the world’s news is like watching a horror movie, isn’t it? You know that the 20th century had more people killed in wars than all the other centuries of history combined! Besides all the wars, we’re seeing an increase in many kinds of natural disasters like earthquakes, floods, and hurricanes; plus totally new weather patterns that never existed before such as El Nino and La Nina.

Then, there are the terrible diseases, plagues, and new mystery viruses. AIDS, the worst disease in history, is killing millions of people worldwide with still no cure in sight! In Africa, entire towns have no adults because they’ve all died from AIDS, so just babies and children are left to survive alone. According to a new United Nations report, we now have the worst world hunger and famine in history. Hundreds of millions are starving with countless thousands dying every day.

You know that Jesus Christ told us that all these things would happen and that they’re like labor pains just before a mother gives

birth. These terrible things are the sign that He’s getting ready to come back. Only this time, He’s coming to judge all this world’s evil and wrong. Jesus said we can’t know the exact day of His return, so it will be sudden and here before we know it. But Jesus explained it’s because He loves us so much that He’s waited as long as He can for more of us to choose to receive His gift of forgiveness and eternal life, before it’s too late! But if you know the world’s Judge personally as your friend, then His return is good news because you’re going home with Him to live forever in paradise, just as He promised.

That morning of September 11, those people who went to work at the World Trade Center in New York had no idea they would never see their family again. And neither do we know if we’ll live to see tomorrow.

Jesus made it clear that we all live forever—either in heaven or hell. The choice is ours. So why not ask Jesus to forgive you and take charge of your life every day?

Then you’ll have absolutely nothing to fear—neither your sudden death, nor even the end of the world. Just Think a Minute…

SALE! SALE! SALE! 50% OFF! BUY ONE! TAKE ONE These are the common signs na nakakadistract kapag pumupunta tayo sa mall.

Marami sa mga Pinoy na aminado na sila ay shopaholics.

Ang kanila pa ngang favorite quote ay: “Shop ’till you drop!”

BAKIT NGA BA MAHILIG SA SHOPPING ANG PINOY? BONDING Mapa-family bonding or activity ng barkada, ito na ang madalas na napupusuan na gawin.

Tila ito na ang naging COMMON INTEREST ng karamihan sating mga Pilipino.

Ang iba naman, kahit walang kasama ay go pa din dahil ito ay kanilang …

HOBBY Shopping na ang naging pampalipas oras. Ang FREE TIME ay nakalaan sa mall para bumili ng kung ano ano.

Kung ang iba ay sports or pagbabasa ang nagpapasaya sa kanila, ang ilang mga kaibigan natin ay sa pammimili sila nakakahanap ng kaligayahan.

Meron din naman na ginagawa ang shopping para …

MAKALIMOT Sa sobrang depressed sa pangyayari sa buhay, ginawang ESCAPE ang pagsho-shopping.

Para sa kanila, RETAIL

CAGAYANTIMES Lifestyle Weekly de Oro

Legal Counsels ATTY. MARIO T. JUNI ATTY. ROBERTO A. CANTAGO, JR.

The CAGAYAN de ORO TIMES newspaper is published weekly at Tanleh Bldg., Abellanosa Street, Consolacion, Cagayan de Oro City.

It is registered with the Department of Trade and Industry (DTI) Region 10 with Certificate No. 01801884, and with Business Registration Plane No. 17211 with Business License Certificate 2014-00691.

TIN No. 311-982-549-000 Tele/Fax #: (08822) 74-53-80 Find us on Facebook: http://www.facebook.com/ CagayandeOroTIMES email us at thecagayantimes@gmail.com Member: Cagayan de Oro Chamber of Commerce and Industry Foundation, Inc. (Oro Chamber)

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tulungan ang kanilang mga sarili.

They need HELP from other people.

And if you are having problems in managing your finances by shopping too much, seek for the help of the FINANCE EXPERTS para matutunan mo ang tamang paghawak ng pera.

Sabi nga, “No man is an island.” Huwag mong sarilinin ang problema mo, madami naman kasi ang handang tumulong sayo.

THINK. REFLECT. APPLY. Ikaw ba ay shopaholic?

Ano ano ang mga problemang nadudulot nito sa buhay mo?

Anong mga paraan ang naiisip mo para ma-solusyonan ito?

the battle will continue

Editor SHAUN ALEJANDRAE YAP UY

Account GRACE BEBER Executive

TAN

by CH IN KE E

KLAUS DORING

Publisher PINKY DOMINGO CADAVEDO

Editorial MIKE BAÑOS Consultants CHENG ORDOÑEZ

ADMIT THAT YOU HAVE A PROBLEM Madalas kapag hindi okay ang sitwasyon mo, iisipin mo na ang mga taong nasa paligid mo ang may problema.

Pero kapag hindi pa din umaayos, kailangan mo ng magpause at mag-isip isip ng mabuti dahil malamang ikaw naman talaga ang may problema.

Tandaan, “If you’re not part of the solution, then you are part of the problem.”

GET RID OF CREDIT CARD Wala rin naman masama kung ikaw ay may card, as long as you are a responsible card holder.

Even credit card companies are not in favor of people who uses their card irresponsibly.

Baka naman kaskas ka ng kaskas kahit wala kang nakahandang pambayad. Malaki talagang problema yan pag ganyan.

Kaya kung hindi mo na mapigilan ang sarili mo sa pag-swipe, mas mabuti pang SIRAIN mo na ang card mo. Gupitin mo at itapon sa iba’t ibang lugar ang parte ng card.

Kapag nagawa mo yan, yung existing na lang na utang ang problema mo at hindi mo na madadagdagan.

SEEK FINANCIAL COUNSELING Kadalasan ang mga taong may problema, hindi nila kayang

have my say

The

Art Director & RONALD MASTAIL Layout Artist CLIFFORD SANTILLAN

THERAPY ang makakatulong sa napakabigat nilang mga problema.

Pero ang totoo, kapag nasobrahan na sa pagsho-shopping, ito ay masama. Sabi nga, lahat ng sobra ay masama.

At kapag shopaholic ka na, malamang magkakaroon na ng negative effect sa iyong …

SOCIAL LIFE Malamang ikaw ay napagsasabihan na ng mahal mo sa buhay na bawasan mo na ang pagsho-shopping. At dahil mahal mo din sila, ikaw ay MANGANGAKO na sundin ang kanilang payo. Pero kapag na-tempt ka mag-shopping, mapapako mo lang ang iyong ipinangako.

EMOTIONAL STATE At dahil alam mong wala kang isang salita, ikaw ay magsusuffer because of GUILT. Makokonsensya ka na ikaw ay hindi marunong tumupad sa usapan at nag-overspend na naman.

FINANCIAL STATUS Because of OVERSPENDING, malamang hindi mo na na-mamanage mg maayos ang iyong finances. Hindi na based sa plano ang paggastos mo at puro based na lang sa emosyon.

Wala naman masama kung ikaw ay mag-shopping as long as controlled spending at the same time wala kang utang.

Pero kung ito ay nakakasama, you got to…

I

f one focus on European politics nowadays, one has to look to Greece daily.

Strong words came up again from the Greek Prime Minister Tsipras who has told his party, he won’t back down in his “battle with country’s creditors.

Germany’s government approved extending the aid program for the EU’s most complicated emergency case. But the Greek bailout is not just about money, says not only German TV-commentator Marcel Fürstenau.

Of course, when push comes to shove, you can rely on Wolfgang Schäuble - even if the German finance minister was a cause for irritation just a week ago when he dismissed as half-baked the Greek government’s ideas on how to solve the debt crisis. By doing so, he showed Athens “who

is boss in Europe”, namely Berlin. But he also snubbed the partners in other EU capitals, who feel passed over, and rightly so.

In the end, everyone gathered in Brussels and agreed on a face-saving compromise: more time for ailing Greece, but no new medicine in the form of additional billion-euro loans by the EU, ECB European Central Bank and IMF International Monetary Fund.

Bearing that in mind, it was logical that in the Bundestag, Schäuble fer vently advocated an extension of the Greek bailout. People may accuse the Christian Democrat of overdoing his austerity course at home and abroad while tolerating social upheaval and dilapidated infrastructures - but Schäuble is a European by c onv i c t i on w ho i s

seriously concerned about a wonderful project that was launched as the European Coal and Steel Community in 1951. And not only he. Count me in, though I am living in the Philippines for good now.

And, this is why the politician, born during World War II and with the experience of 43 years in parliament under his belt, comes up with sentences like this: “Solidarity has something to do with reliability.”

If anyone else had said those words, they would have sounded like a set phrase, but from the mouth of Wolfgang Schäuble, they are nothing short of a commitment. He is convinced that the union of 28, 19 of whom share a common currency, only faces a promising future “if we Europeans stand united.”

Schäuble and his opponents in and outside of parliament don’t see eye to eye on how to go about the task. With his pensively uttered “yes” to reforming Greek aid, G e r m a n y ’s s u p r e m e treasurer defied all the populists. Propagandists can be found everywhere: among politicians, in the media and in the streets.

The new socialist-led government in Greece, which depends on backing from a right wing fringe party, is democratically legitimized. We can’t forget this fact. The German finance minister with his European bent of mind explicitly honored the Greek vote, tying it in with his key statement, “Solidarity has something to do with reliability.”

That is true for Greece as much as for the EU’s other 27 member states.

*** Ideas, comments or suggestions? Email me: doringklaus@gmail.com or follow me in Facebook or Twitter or visit www.germanexpatinthephilippines.blogspot.com or www.klausdoringsclassicalmusic.blogspot.com.

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CAGAYANTIMES Lifestyle Weekly de Oro

March 2-8, 2015

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Mayor Moreno joins Cagayan de Oro’s design team which won the grand prize in the Liveable CIties Design Challenge

The Night Stalker:

Tourism Council honors Partners and Achievers in ‘Pasalamat’ The Cagayan de Oro City Tourism Council honored its partners and supporters for the council’s top events in the past year and recognized achievers who brought honor and prestige to the city.

Dubbed “Pasalamat” the “Thanksgiving and Tribute to Partners” was hosted by Dr. Rafaelita P. Pelaez, chair of the CTC Arts and Culture Committee at Liceo de Cagayan de Oro’s Rodelsa Hall. Dr. Pelaez also hosted cocktails for the honorees and guests prior to the event.

Ms. Dorothy Jean B. Pabayo, CTC Chair, said the long-delayed event honored sponsors and supporters for the Higala-ay Kagay-an Festival and the first Pasko de Oro CTC

signature event which brought together the city’s Christmas season events under one umbrella.

Besides the festival sponsors and supporters, Pasalamat also honored the Cagayan de Oro Design Team headed

by Dr. Dionel Albina of MUST which won the grand prize in the City Government/Evacuation Center category in the 1st Liveable Cities Design Challenge held last October, 2014 at the PICC in Manila.

Mayor Oscar S. Moreno thanked the council and its supporters for putting Cagayan de Oro on the map. He also briefed those present with the city administration’s accomplishments in the past year among which

A scene from the well applauded ANAK

Mayor Moreno thanks Smart Communications represented by Judee Dizon Chaves

were bring ranked #2 (second only to Makati) as the Philippines’ Most Competitive City and outstanding in e-Governance.

Ms. Eileen E. San Juan, chairperson of the CTC Events Committee, presented a preview of the 2015 City Events highlighted by the Higalaay Kagayan Festival in August honoring the city’s patron saint, Saint Augustine.

As a climax to the evening’s presentations, the Next Moves Modern Dance Company of the Liceo de Cagayan University headed by Choreographer Roger E. Odron presented a ‘Pasalamat Dance Concert’ a mélange of

ten modern dances set to modern music, (as Dr. Pelaez aptly described it) as a treat to the honorees.

Receiving the most applause were “Anak” set to the 2nd Metro Manila Music Grand Prize Winning song of the same title by Freddie Aguilar but with a new interpretation, and the nationalistic “Mi Ultimo Adios”, both choreographed

by Roger. E. Odron.

The other equally well applauded numbers were choreographed by Mark Paul Sabando, Kin Escrin, Mark Anthony Agcopra, and Arnie Jumao-as. (all photos by Mike Baños, NPN).

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Mayor Moreno gives updates on the city's accomplishments in the past year

The Pasalamat Thanksgiving and Tribute to Partners was hosted by Dr. Rafaelita P. Pelaez, Chair of the Arts & Culture Committee of the City Tourism Council

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CAGAYANTIMES Lifestyle Weekly de Oro

March 2-8, 2015

Pag-IBIG posts P30B gross income, declares P11.3B in dividends in 2014 Vice President Jejomar C. Binay meets the PagIBIG Fund stakeholders for the second time today (February 26) since he took over as Chairman of the Pag-IBIG Fund Board of Trustees in July 2010 to report on Pag-IBIG’s accomplishments in 2014.

“Pag-IBIG Fund continues to be bigger, offers better services and more benefits to its members through faster and more efficient operations, all without increasing its monthly contribution which remains at P100 since the 1980s. The recordbreaking achievements in 2014 reinforce Pag-IBIG’s solid and robust financial standing that resulted from the reforms and innovations that Pag-IBIG put into action in the past four years,” said Vice President Binay.

All-time high financial accomplishments In his report to PagIBIG stakeholders, Vice President Binay announced the recordbreaking financial accomplishments of Pag-IBIG in 2014. “Total assets have now reached P376.09 billion, higher by 9.12% from the 2013 level of P344.67 billion. Total assets grew at an average growth rate of 7.88% from 2011 to 2014. Gross and net income for 2014 were the highest in Pag-IBIG’s 34-year history, at P30.68 billion and P16.22 billion, respectively. These are 4.18% and 12.33% higher than the 2013 gross and net income of P29.45 billion and P14.44 billion, respectively. Average growth rates of gross and net income from 2011 to 2014 were 8.34% and 9.96%, respectively,” he reported.

The Pag-IBIG Board recently declared P11.34 billion in dividends in 2014, at a dividend rate of 4.18 percent, much higher than the interest rate of 0.5% to 1% offered by banking institutions. Savers under the Modified Pag-IBIG 2 (MP2) Program earned dividends at a higher dividend rate of 4.68%.

Pag-IBIG has credited a total of P80.73 billion to members’ accounts in the past decade, 58 percent of which, or P47.1 billion, was declared from 2010 to 2014.

Improved housing loan portfolio “In 2014, Pag-IBIG recorded an impressive housing loan portfolio, a feat propelled by the reforms implemented by the Fund such as the creation of a department focused on marketing the housing business, the execution of strengthened underwriting guidelines,

and an efficient collection mechanism, which resulted to high loan takeouts and the best performing loans ratio (PLR) Pag-IBIG has ever attained in its 34-year history,” he added.

Housing loan takeout in 2014 set a new record at P40.6 billion for 54,026 units, up by 19% and 14% from P33.96 billion for 47,562 units in 2013, respectively. PLR also went up to 87% in 2014, from 83% in 2013. This is the highest PLR attained

by Pag-IBIG from a low 79% in 2008.

Outsourcing of collections for housing loans in arrears led to the conversion of 47% of non-performing loans, or 189,498 accounts, into active accounts or performing loans. In 2014 alone, Pag-IBIG, through the collection agencies, was able to collect P2.7 billion.

savers reached 25,017 and entrusted their P362 million to Pag-IBIG, up by 36% compared to MP2 savings collected in 2013.

Around 96,694 voluntary members further added P463 million to PagIBIG’s MS collection, higher by 22.5% than in 2013.

“The increased voluntary savings from our regular members, MP2 savers, and voluntary members show how much trust is given to us by our members,” Atty. Berberabe noted. “As we practice excellent performance and good governance in Pag-IBIG, we gain the confidence and support of our partners

Increased membership level and savings Pag-IBIG also partnered with other government agencies, like the Bureau of Internal Revenue, Land Registration Authority, and Philippine Overseas Employment Administration for speedier and more efficient servicing of clients. It also utilized modern technology like e-payments and web-based systems, and enlisted more payment channels, for greater convenience to members.

“The enhanced processes in loan applications and membership registration, as well as the increased payment channels for amortizations and monthly savings led to more Filipino workers registering with Pag-IBIG. Pag-IBIG membership grew by 6.6 million in the past four years, and total membership grew by 9% from 13.49 million in 2013 to 14.76 million in 2014. Voluntary members increased most by 27% from 75,933 in 2013 to 96,694 in 2014.

The number of overseas Filipino workers rose next by 20% from 3,337,925 in 2013 to 3,999,663 in 2014,” said Atty. Darlene Marie B. Berberabe, President and Chief Executive Officer of PagIBIG Fund.

Pag-IBIG collected P28.07 billion in members’ savings (MS) in 2014 alone, including P3.8 billion worth of voluntary upgraded savings, or beyond the monthly savings mandated by law, demonstrating that members trust Pag-IBIG with their hard-earned money. MS increased by 7% from P26.13 billion in 2013. In 2014, MP2

Responsive and Transparent Programs Pag-IBIG disbursed P38.14 billion worth of multi-purpose loans to 1.9 million members, up by 2% from P37.4 billion to the same number of borrowers in 2013.

Calamity loans amounting to P3.6 billion benefited 258,504 members at an interest rate of 5.95%, the lowest in the market after it was reduced from 10.95%.

Atty. Berberabe added, “We also launched special programs for members in 2014. Elderly members can now withdraw their unclaimed PagIBIG savings in simpler steps through the “PagIBIG BalikSavings65” campaign. Housing loan borrowers affected by calamities can now avail of the Home Rehabilitation and Reconstruction Loan program to help them start anew after unforeseen events. The Pag-IBIG Loyalty Card was initially offered to members in Baguio, Cebu, and Davao, as 58 partner-establishments, and counting, offer discounts and freebies to cardholders. It will be fully launched in March 2015.”

In 2014, Pag-IBIG also embarked on a fair, transparent, and competitive bidding for an insurance provider to give more benefits to its members, particularly housing loan borrowers.

This led to insurance premium being reduced by almost half, from P0.41 per P1000 to the current P0.23 per P1000.

Member-borrowers will also receive 20% of the insurer’s earning in the form of an Experience Refund.

and members, inspiring us to work even harder to provide them with better benefits and dedicated service.”

a repeat of recognitions received in 2013 and even exceeded 2013’s level of accomplishment, a testament to Pag-IBIG Fund’s firm commitment towards providing the best service to its members, as the Fund officers and employees live the standards of excellent performance and good governance. The German firm TÜV SÜD gave Pag-IBIG its second ISO 9001:2008 certification for its Membership Registration Process that now covers all 11 NCR branches, after setting the record in 2011 as being the fastest to complete the certification process among Government Owned and Controlled Corporations (GOCCs), at only three months and 19 days. The Commission on Audit issued a second consecutive Unqualified Opinion on Pag-IBIG’s Financial Statements for 2013. All Pag-IBIG branches surveyed in the Anti-Red Tape Act (ARTA) Report Card Survey again enjoyed a

100 percent passing rate – the only government agency to enjoy such back-to-back feat in 2013 and 2014, with 26 branches receiving Excellent scores in 2014.

Votes of Confidence Vice President Binay also acknowledged the statements of support PagIBIG has been receiving, and said, “Our internal and external stakeholders, the Pag-IBIG employees and the country’s leading developer associations, respectively, stood by PagIBIG when it was accused of favoritism, validating the good work and reforms we have been doing since we assumed office.”

The Pag-IBIG Fund Employees’ Labor Association stated that “Integrity is of primary importance to us as integrity brings about trust. We respect and believe in the integrity and professionalism of the current Pag-IBIG Fund Management, and we, as the representatives of the rank-and-file employees,

shall be the foremost protectors of Pag-IBIG Fund.”

The Organization of Socialized Housing Developers of the Philippines attested to “the good corporate governance of Pag-IBIG Fund. We witnessed the strong sense of professionalism that characterized its leadership these past four years…making it at par with how the biggest banks and publicly-listed corporations in the country are being run.”

On the other hand, the Subdivision and Housing Developers Association also confirmed the “professionalism, competence, integrity, and good governance practices in our dealings with the current Pag-IBIG Fund CEO and its management team. They have exhibited full transparency and openness during dialogues with key stakeholders to formulate and implement much needed reforms that have benefited the housing industry as a whole.”

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Recognitions The year 2014 showed

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The

CAGAYANTIMES Lifestyle Weekly de Oro

March 2-8, 2015

DOLE-X assisted suman moron:

7

Camigueños trending ‘kakanin’ Mambajao, Camiguin --- Suman Moron, inspired from the Visayas’ famous traditional delicacy has become a trending favorite for Camagueños and its tourists.

In an exclusive interview with the group during the project monitoring and evaluation activity conducted by the Department of Labor and Employment-X (DOLE-X) Technical Support and Supervision Division on 27 February 2015, it was learned that the organization, started in 2007 with original 20 members of Kasamahan ng mga Liping Pilipina (KALIPI)-Balbagon Association in the island’s capital town, Mambajao, offers a “kakanin” treat or a special “pasalubong” dessert snack item in different occasions locally called suman

moron.

This developed as the KALIPI suman moron women makers with now increased 53 members have been granted the DOLE Integrated Livelihood and Emergency Employment Program (DILEEP) last 07 September 2014 through its accredited co-partner, Mambajao Water District Workers’ Association in the amount of P100,000.00.

DILEEP is the department’s contribution to the governments’ agenda of inclusive growth through massive job generation and substantial poverty reduction and reduce the vulnerability to risks of the poor, vulnerable and marginalized workers.

Retailed at Php 8.00/each or Php 100.00/box in 13-piece package, suman moron is a rice based delicacy using white

and black glutenous rice cooked in coconut milk then rolled and twirled alongside, for black and white type (tinambiran), or rolled single either white or black, then wrapped using banana leaves, then steamed. This comes in salty or sweet taste best combined with cocoa milk or “tableya”.

time and started its production and became talk of the town.

DOLE-X regional director, Raymundo G. Agravante joined the crusade and showed 100 per cent support through the convergence support from LGU, DOST and DTI by providing trainings for new techniques, packaging and bench markings from other food handling providers of the same product.

“In February 2015, the association received laurels in our cap as a group composing of 70 coming from the It all started when different barangays the local government in Vigan City, Ilocos of Mambajao decided Norte bench marked to showcase the municipality’s products us with their positive under its one town one feedback lauding us product during its 2014 as “the best suman charter day celebration moron they ever had tasted”. Said President, spearheaded by Hon. Marichu A. Gulle.

Mayor Ma. Luisa D. “We are more than Romualdo. thankful to DOLE-X. As an offshoot For now, we prepared of the concept, the a project enhancement association lost no

proposal for us to acquire more sets of production equipment such as coconut grater, coconut milk extractor, steamer, heavy duty stove, large woks, and a motorcycle vehicle for delivery”. Gulle added.

Soon, Mambajao, through the group’s effort will become suman moron capital of the Province of Camiguin and its quality product will be distributed to the whole Northern Mindanao and out of the country.

There could never be a trip to Mambajao without a taste of its suman moron.

So the next time you visit the Island born of fire after a memorable drop to its local tourism destinations, think and taste the suman moron of KALIPI- Balbagon Association.

(Glenford Labial/DOLE-X)

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT OF MISAMIS ORIENTAL Cagayan de Oro City OFFICE OF THE CLERK OF COURT PUBLIC NOTICE

NOTICE is hereby given to the general public that last January 30, 2015, at about 9:34 P.M., a fire broke out inside the Hall of Justice Building, located along Archbishop Hayes Street, Cagayan de Oro City. Pending investigation and considering the extent of the damage physically perceived, the losses on property, documents, records and physical evidence for and in all actions , proceedings and other cases pending in the herein below listed branches of the Regional Trial Court of Misamis Oriental, and to the Office of the Clerk of Court, holding offices thereat, are namely:

Branch 17 18 19 20 21 22 23 24 25 37 38 39

Presiding Judge Hon. Florencia S. Abbu Hon. Dennis Z. Alcantar Hon. Evelyn Gamotin Nery Hon. Bonifacio M. Macabaya Hon. Gil G. Bollozos Hon. Richard D. Mordeno Hon. Vincent F.B. Rosales Hon. Henry B. Damasing Hon. Arthur L. Abundiente Hon. Jose L. Escobido Hon. Emmanuel P. Pasal Hon. Marites Filomena Rana-Bernales

Are considered TOTAL. This Notice is in compliance with Section 2 of Act No. 3110- entitled AN ACT TO PROVIDE AN ADEQUATE PROCEDURE FOR THE RECONSTITUTION OF THE RECORDS OF PENDING JUDICIAL PROCEEDINGS AND BOOKS, DOCUMENTS, AND FILES OF THE OFFICE OF THE REGISTER OF DEEDS, DESTROYED BY FIRE OR OTHER PUBLIC CALAMITIES, AND FOR OTHER PURPOSES.

Further take notice of the following provision of the above-mentioned statute –

Sec. 29. In case the parties interested in a destroyed record fail to petition for the reconstitution thereof within the six months next following the date on which they were notice in accordance with section two hereof, they shall be understood to have waived the reconstitution and may file respective actions a new without being entitled to claim the benefits of section thirty-one hereof.

Counsels and all interested parties are hereby directed to apply for reconstitution of the records of their proceeding within the periods prescribed under the law.

Cagayan de Oro City, Philippines, February 09, 2015.

(SGD.) Atty. DICK CARLO J. CABANLAS OIC-Clerk of Court V

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The

ARTS & CULTURE | HEALTH | EVENTS | TRAVEL & TOURISM | PEOPLE

CAGAYANLifestyle TIMES Weekly de Oro

March 2-8, 2015

Page 8

The Amazing Gintong Amihan Dance Troupe

By Joe P. Palabao/BWM Corporation VP for Marketing

A

mazing, mesmerizing and beautiful performances of the dancers of the Gintong Amihan Dance Troupe has gained immeasurable recognition and all praises from the Tourism Industry Region X-Tourism Czar Director Catalino ‘Butch’ E. Chan III and prominent people from Northern Mindanao. This priced dance group is the official Cultural Dance Troupe of Mindanao University of Science and Technology (MUST) which is under the Arts and Culture Division of the University.

Gintong Amihan Dance Troupe is composed

of thirty (30) young dance artists, two (2) well known and acknowledged choreographers in the Region today, several outreach-community extension members and alumni of Mindanao University of Science and Technology (MUST).

Primary genre of the MUST Gintong Amihan Dance Troupe is cultural dances ranging from Philippine Folk Dances, Ethnic/Tribal Dancers, Mindanao suites like the Singkil-a regal and royal dance of the Maranaos, Ethnic dances of the Higaonon of Bukidnon, and the Filipiniana suites.

The secondary genre which catapults them as versatile dancers and performers are jazz and ballet composed of contemporary dances, techno, modern and interpretative dances. They can do the Hawaiian and the Tahitian Dance, Latin dances, ball room-dance sport, fire dance and creative dances which the spectators will love to see and never miss every performance they make.

American tourists on board M/S

Director Catalino “Butch” E. Chan III, Region X Tourism Czar

Caledonian Sky were so enthralled and happy as they witnessed the mesmerizing performance of the dancers last February 21, 2015 at the Cagayan de Oro Port. It was a grandiose performance facilitated by the Department of Tourism 10 – through the Region’s Tourism Czar-Director Catalino ‘Butch’ E. Chan III and Jules Baril, the Tourism Development Executive of Mediterranean Cruises and Travels, Cagayan de Oro City.

Being dancers of the prestigious MUST Gintong Amihan Dance Troupe, the dancers learn and understand the different cultural dances and other genres of the dances.

They have the chance to perform inside the school and other public and private institutions.

Dancers are given the opportunity to travel and perform in the local and national performances and competitions. Dance is a form of a healthy exercise, therefore, they are physically fit, they have good health, best attitude in life and they learned the art of discipline within themselves. They experience good camaraderie and long friendship and they surely appreciate all forms of art in life.

At a glance - Gintong Amihan Dance Troupe is a school based troupe which was established in the mid 70’s at the Mindanao School of Arts and Trade – now MUST. The pioneering members set a legacy as they travelled from Zamboanga to Ilocos Norte in a onemonth “ Maharlikaravan” in 1979. Saving the greatest and the final performance in Malacanang Palace where former First Lady Imelda Marcos herself bestowed unto them the name “GINTONG AMIHAN”, hence, since then the troupe was officially named as GINTONG AMIHAN DANCE TROUPE. For thirty - six (36) long and fruitful years the Dance Troupe has prospered with the ins and outs of the pioneering dancers.

Professional alumni of dance troupe are also active by participating in some of the troupe’s performances.

Two (2) known

Ruben Niño Sarvida Balane, troupe’s choreographer, event director and talent coordinator

personalities and active alumni of GINTONG AMIHAN DANCE TROUPE are Leovigildo Palmones who is presently the Moderator and choreographer, he is one of the most outstanding pioneer- member of Gintong Amihan Dance Troupe for he has worked abroad as a performer. He is specialized in Jazz, Ballet, and Folk Dances. He is also a member-artist of the National Commission of the

Culture and the Arts of the Philippines (NCCA) and the Philippine Folk Society.

The other equally talented personality is Ruben Niño Sarvida Balane-he is the troupe’s choreographer, event director and talent coordinator. Ruben specializes in dancesport/ ballroom, jazz and creative dances. He is a member of the School Choreographers Association of the Philippines and Cagayan de Oro Dancesport Team.

Leovigildo Palmones, moderator and choreographer

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