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BusinessWeek MINDANAO

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Issue No. 141, Volume III •

Market Indicators As of 5:56 pm dec. 21, 2012 (Friday)

FOREX

PHISIX

US$1 = P41.07

5,823.94 points

unchanged

26.20 points

Briefly

Cagayan de Oro City

Monday-Tuesday

Now every Mondays, Wednesdays, & Fridays

December 24-25, 2012

P15.00

Merry Christmas and a Happy New Year!

X

Energy crisis

THE Executive Committee (ExeCom) of the Regional Development Council (RDC) of Region 10 has recently passed three resolutions to deal with the energy crisis in Mindanao. The Committee has endorsed the request of the RDC-10 Private Sector Representative (PSR) to promote the development of solar energy pursuant to the Renewable Energy Act of 2008, said Engr. Cecilio Clarete, chief economic development specialist of the National Economic and Development Authority (NEDA) in Northern Mindanao during the media forum Thursday. He said the Committee has resolved that one way of addressing the current energy problem is by promoting the development of solar energy to augment the other sources of energy.

Meat supply

THE meat supply in Davao City remains adequate for the rising demand this holiday season and despite the onslaught of typhoon Pablo in the region. Dr. Cherrie Rayos, acting assistant City Veterinarian said that the meat supply for Davao City has not been affected by the devastating effects of typhoon Pablo which struck Davao Region December 4. Rayos said that the typhoon had no damaging effect in the meat, livestock and poultry industry in the city, she cited that it was only in Marilog there was the reported loss of about six heads of goats during the typhoon.

C

By BONG FABE, Correspondent

IVIL society organizations in Mindanao have thrown their support to the executive order forming the Transition Commission that will draft the Bangsamoro Basic Law as an “positive concrete step” towards the achievement of genuine and lasting peace in Mindanao.

“Balay Mindanaw applauds and supports President Noynoy Aquino’s issuance of Executive Order No.

120 creating the Transition Commission (TC). We view this as another concrete positransitory/PAGE 8

BLOOD, SWEAT AND TEAR. This Balay Mindanaw staff’s t-shirt says it all what the survivors in the Pablo-affected areas in Davao Oriental and Compostela Valley are going through as they try to rebuild their lives from Pablo’s wreckage, with the help of NGO’s like Balay Mindanao Foundation, Inc. which have deployed several teams of volunteers with relief goods of rice, canned goods, trapals, used clothings and other necessities coursed through it by local, national and international groups and individuals for the survivors. photo by bong fabe An environmentalist group in Cagayan de Oro campaigns for non-fireworks as Christmas goes down to wire this evening.

Banana companies mull abandoning plantations

By CARMELITO Q. FRANCISCO Correspondent

DAVAO City -- Banana com-

panies are unsure if plantations destroyed by typhoon banana/PAGE 7

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Monday - Tuesday I Dec. 24-25, 2012

Economy

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Caraga entrepreneurs train on business planning for expansion BUTUAN City -- Some P34.7 million-worth of investment leads from planned expansions was generated by 28 entrepreneurs from the region who participated in the recently concluded Planning for Expanding Business Training (PLANET) held at the Almont Hotel’s Inland Resort, this city. Participants which of enterprising coopi nclude d ow ners of eratives prepared 19 m ic ro -, sm a l l- a nd busi ness pla ns w it h medium- enterprises project costs ranging (MSMEs) and board from P100,000 to P10 members and officers million.

Some of the projects developed were additional capital for the cooperatives’ relending program, construction of pou ltr y pre-fabricated building, expansion of sand and gravel quarrying through heavy equipment acquisitions, expansion to f ull production of lemongrass

hydrosol and oil, among others. Planet is a training aimed at empowering MSMEs on how to prepare business plans that would increase their cha nces of ava i l i ng loans from banks and other financial institutions. After completing the course, participants are

expected to be able to 1) explain the credit application procedure and financing scheme of credit institutions, 2) understand the different components of a business plan, 3) discuss the mechanics of preparing a business plan, and 4) prepare and present a business plan ready for credit

application. T he t ra i ni ng was conducted by the UP Institute for Small Scale Industries in partnership with the Industria l Gua ra ntee a nd Loan Fund through the Development Bank of the Philippines, and in coordination with the Department of Trade and Industry-Caraga.

Davao water firm to restore water supply before New Year

0917-7154399 088-856-8562/63

AMENITIES : ZORBIT * ATV * TREE TOP ADVENTURE BUGGY * BUNGEE * PICNIC GROUNDS PLAYGROUND * CAFE * LUGE * MINI GOLF ROOM ACCOMODATIONS

DAVAO City -- The water firm here has assured Davao consumers to restore services before new year. Speaking in behalf of the Davao City Water District (DCWD) acting general manager Edwin V. Regalado apologized for the inconvenience of consumers affected by a busted transmission line along Bankerohan Bridge. “In behalf of the water utility, Regalado extended his apologies to all affected consumers, adding that “as much as we want to immediately reconstruct the structure and mainlines, there are technical considerations and procedures to

undertake.” He said DCWD will build 400mm and 750mm bypass lines from Matina to Bankerohan in order to connect its transmission line along Bankerohan Bridge for Line 1 of Dumoy Water Supply System. The 400mm bypass line which will take approximately one week and will be the first to be constructed followed by the construction of the 750mm bypass line to take about 60 days. “Hopefully, with the two bypass lines in place, water supply will normalize by then,” Regalado said. Meantime, DCWD has

sought the help from the Volunteer Fire Brigade for water delivery. “Also, some of the water from Dumoy Water Supply System Line 2 has been redirected to flow in the affected areas which were originally served by Line 1,” he said. To further ease the water supply problem, Regalado advised customers to get water from the five available faucets at DCWD Matina office. Regalado also advised customers that there are five faucets available in the DCWD Matina office where customers can get water for their daily needs.(PNA)

By JOEY SEM G. DALUMPINES Contributor

NABUNTURAN, Compostela Valley -- A top official

of the Philippine Coconut Authority (PCA) estimated the damage brought by typhoon Pablo to the coconut industry in Davao Region at P8 billion. Undersecretary Euclides Forbes, administrator of the PCA, said the destruction of the coconut plantations in Davao Oriental will surely affect the overall annual production of coconut products nationwide since the province had been the number one producer of copra prior to the storm. He said that per record, there were 314 million coconut trees all over the country. Forbes said it is possible that other provinces in the country may cover the loss of Davao Oriental in copra production next year. “We need massive rehabilitation like the need to replant immediately given that many oil mills rely on the coconut industry in this part of the country,” he said. Forbes said the total valuation of the destruction of the coconut industry in Davao Oriental might be beyond 60 percent. He revealed that the PCA will realign two million coconut trees intended for Luzon to be planted to Davao Oriental. For 2013, Forbes said that 17 million coconut trees are to be planted nationwide. He said that part of the intervention is to add more coconut/PAGE 8

Damage to R-11’s coconut industry to reach P8 billion


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Nissan sees auto growth, renames Infiniti models PARIS — Nissan’s upscale Infiniti division expects the global premium car market to grow 8 percent next year as strong U.S. demand offsets flat western European sales, brand chief Johan de Nysschen said.

De Nysschen was speaking ahead of a Tuesday announcement that Infiniti’s model line-up is to be renamed as it pursues a bigger share of European and Chinese luxury car sales. “With the global market expanding from the U.S. where we are strong, that bodes well for us,” he said in a telephone interview. The Japanese automaker’s plan to turn Infiniti into a

major global premium brand hinges on production in Europe and China backed by an expanded range of models and engines, some developed in a partnership between Daimler and the Renault-Nissan alliance. Infiniti, so far manufactured almost exclusively in Japan, is simplifying its vehicle names as it prepares to expand the line-up, it said on Tuesday.

Beginning w it h 2014 models going on sale in the second half of next year, future and existing Infiniti cars will carry the prefix “Q” followed by a number broadly ref lecting its size, the company said. Crossover and SUV names will begin “QX”. A new mid-sized Q50, which will be shown at the Detroit auto show in January, will replace the brand’s G sedan. The sports coupe variant will become the Q60. The changes will “promote consumer familiarity with our model range as we nissan/PAGE 8

NEXT year’s midterm elections and the growing economy are auguring well for vehicle sales, with the auto industry poised to hit a new record by yearend. Roque Rommel T. Gutierrez, Chamber of Automotive Manufacturers of the Philippines Inc (Campi) president, told reporters on Wednesday that industry sales this year will be “more than 180,000.” At end-November, members of Campi and the Truck

Manufacturers Association sold a combined 141,282 vehicles while car companies belonging to the Association of Vehicle Importers and Distributors Inc sold 26,272 units. For next year, 200,000 units “is possible,” but Gutierrez said Campi has yet to set its 2013 target. He said commercial vehicles would likely maintain their 65-percent share of the market, while passenger cars would be steady at 35

percent. Locally assembled units would continue to comprise about half of industry sales, he said. Arthur A. Balmadrid, Isuzu Philippines Corp vice president, said elections historically bring in higher vehicle sales. Balmadrid said pickup trucks and vans sell well during election season, as these types of vehicles are used during political campaigns.

Car assemblers expect to end 2012 with brisk sales

Monday - Tuesday I Dec. 24-25, 2012

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Monday - Tuesday I Dec. 24-25, 2012

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Banking & Finance

Monday - Tuesday I Dec. 24-25, 2012

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Bank lending picks up BSP extends separate as money supply grows borrower quota for PPP steadily at start of 4Q BANK lending picked up pace on the back of the steady growth in the country’s money supply at the start of the fourth quarter. In a statement, the Bangko Sentral ng Pilipinas (BSP) said commercial bank lending growth accelerated to 16 percent last October from the 13.5 percent the month before. Excluding inter-bank loans, credit expansion was broadly steady at 14.2 percent. Driving credit expansion was loans for product ion act iv it y, wh ich g rew by 16.4 percent, faster than the 13.9 percent in September. Production loans comprised four-fifths of total bank credit for the period. Benefiting from the expansion were whole-

sale and retail trade, real estate, transportation and communications, manufacturing, financial intermediation and utilities. In contrast, lending to the mining and agriculture sectors contracted. Consumer lending also grew but at a slightly lower rate of 13.9 percent last October from the 14.6 percent the month before.

In a separate statement , t he BSP s a id money supply grew 13.3 percent at the start of the fourt quarter, up from the 12.4 percent expansion at the close of the third quarter. Fuel i ng domest ic liquidity growth was lending to the private sector, which grew 9 percent while government borrowing contracted by 8 percent.

THE Bangko Sentral ng Pilipinas (BSP) has extended by another 3 years a rule exempting public-private partnership (PPP) project loans from a ceiling that banks should observe when lending to anyone. This after the Aquino administration failed to accelerate its PPP Program halfway through its term, with only 2 projects awarded to the private sector out of 10 projects that President Benigno Aquino III launched in November 2010. In a statement, the BSP said it would extend to December 28, 2016 the separate single borrowers’ limit (SBL) for PPP loans. Before the Aquino administration launched its

PPP Program, the BSP required banks to limit to 25 percent all loans or credit accommodations given to any single borrower. In December 2010, the BSP issued Circular No. 700, creating a separate 25 percent SBL on loans granted for PPP projects recognized by the Office of the Socioeconomic Planning Secretary. This regulatory leeway will expire by the end of this year. “Due to the long and complex process involved in the awarding of PPP projects, very few projects were awarded subsequent to the said BSP issuance,” the central bank said. The BSP said the extension is aimed at encouraging banks to participate in the

PPP Program, especially for projects in the pipeline. The SBL is meant to minimize the risk of bank failure arising from too much exposure to any single borrower. This, along with a separate rule that limits the amount of loans or credit accommodations that banks grant to their directors, owners, shareholders and related interests, are among the safeguards the BSP put in place in the wake of the Asian financial crisis of 1997-1998. During the Asian crisis, banks were saddled with too much non-performing loans, discouraging them from further lending. The resulting dearth in credit led the economy to contract and businesses to shed jobs.

A RURAL bank in La Union has been placed under the receivership of the Philippine Deposit Insurance Corp. (PDIC). The Monetar y Board placed the Rural Bank of Bangar (La Union), Inc. un-

der PDIC receivership last December 19. The PDIC took over the bank on December 20. The bank, located at 2 Central East, Bangar, La Union, is majority owned by Juanito Jun S. Valdez

(17.63%), Dionisia M. Lagunilla (9.22%), Zenaida Hermelina V. Galvez (9.01%); and Dante S. Valdez, Pedro Dominic S. Valdez, Melvin S. Valdez and Wilfredo S. Valdez (8.99% each). bank/PAGE 5

Rural bank in La Union placed under receivership


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Monday-Tuesday I Dec. 24-25, 2012

Opinion

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Fight to pray THAT may sound like a contradiction. But in our present human condition, there’s no other way for us to be able to pray. We need to fight. We need to struggle. We have to exert great and abiding effort to convert everything we do into prayer. We have already been warned in the Bible that our life here on earth is a warfare. We are ranged against powerful enemies not so much in terms of physical strength as in terms of subtlety, trickery and deception. The forces of good and evil are always in conf lict not so much in some places outside or war arenas somewhere, as in our very own heart. The combat is more internal than external, more spiritual and moral than material and physical. Besides, the battle of contention starts in some little matters, not in big issues, that are not promptly attended and are made to fester for a while until they become a crisis or a conflagration. Just take a peep at your heart. Even in your most stable periods of goodness and well-being, you know well how the demons and temptations are just around the corner, ever ready to pounce at the slightest opening. We need to understand that our moments of peace are always a result of some battle we have waged against our enemies—the wayward world, the devil and our very own f lesh. That’s what St.

Hints and traces

Christmas Everyday THINK a minute… Just because Christmas is over doesn’t mean we must stop giving things to others. In fact, we should enjoy Christmas day every day of the year! We could call these daily gifts “Our daily Christmas celebration.” At least a day will make a big difference in your life and in the lives of others around you. Here are a few suggestions. Make peace with someone you quarreled with. Find a forgotten friend. Pay a long overdue debt. Be gentle and patient

AT exactly 12 midnight, the Christendom will celebrate this year’s Christmas. December 25 every year has been designated as the birth of Christ. The celebration started more than 2,000 years ago. The tradition has withstood the test of times. Christmas is a form of Thanksgiving generally observed by the Roman Catholic Church and Christians. For Christians, celebrating Christmas is done in varied context. Some considered Christmas as a day for long lost relatives to get together in a homecoming. For others, Christmas is for friends and family members to take a vacation in some places of natural and breathtaking picturesque. The rich and the wealthy Christians usually celebrate Christmas through country hopping in U.S.A, Europe, and Asia. Usually, devote Christians visit the place of Nativity in Jerusalem to have

with an angry person. Make a child happy. Make or bake something for someone else - anonymously! Let go of a grudge. Make the time to listen to your child’s real feelings and interests. Keep a promise. Forgiven an enemy. Express thanks to your wife, husband, or children for what they do every day. Break a bad habit and start a new, good one in its place. Speak kindly to a stranger. Lower your demands and expectations of others. Be honest. Take your wife out on a date. Work harder at your job and career. Show

true compassion and put yourself in the other person’s place. Laugh and have fun with your family. Take the time to talk and listen to an older person. Offer to babysit for a tired mother. Buy someone a meal or an ice cream. Apologize if you’re wrong. Give your teacher a break and do your best. Give your students a break and be realistic in your requirements. Let’s make Christmas one life-long gift of ourselves to others. Oh yes, one more suggestion. Give your life to Jesus Christ by loving Him

‘Weary Christmas’

a glimpse of the traditional celebration that took place where Christ was born. For businessmen, the time is appropriate for an important ‘business for pleasure trip’ to find prospect for expansion, partnership, and investment possibilities. We were talking about Christmas celebration involving highend and high profile people. What about the poor and the destitute? Based on the 2009 CIA Word Fact Book, the percentage of population below poverty line in the Philippines was 27 per cent. This means that if the Philippine population at that time was 80 million, 27 per cent of that population or 21 million people are living below poverty line. Thus, if the current population in the Philippines is 90 million, people living below the poverty line is about 24 million people. The word ‘below poverty

Cris Diaz

line’ was based on an individual or family daily earnings of US$1.00 (P40.00) to US$2.00 (P80.00) compared to prices of commodities in the world market. However, this figure is uncertain. In the first place, we did not know how the Central Intelligence Agency (CIA) got the figure. We know that the CIA has deployed several ‘core collectors’ in the country. These ‘core collectors’ must have collected base information which were relayed

Think a minute

JHAN TIAFAU HURST

and living His way every day. After all, He died to give His life to you. Just Think a Minute…

to its ‘national clandestine office.’ The NCO made the calculation. We expressed doubt on the CIA figure since a survey conducted by SWS first quarter of January 2012 tallied a very contrasting figure. The SWS survey was carried by GMA News Online report on its Wednesday (Dec. 19, 2012) content which states: ‘The number of Filipino households that consider themselves poor surged in the first quarter of 2012, rising to 11.1 million from 9.1 million in December 2011.’ The SWS survey conducted last March 10 to 13, 2011 was published by Business World which noted that 55 percent of respondents, or the equivalent to some 11.1 million families, claimed to be mahirap (poor), 10 points higher than December’s 45 percent or 9.1 million households. SWS described the surdiaz/PAGE 8

Were there banks during the time of Jesus? FR. ROY CIMAGALA

Josemaria Escriva, Opus Dei founder, once said. And that battle is a battle of love, and not mere conflicts driven by hate and fear, etc. We need to be always on guard, and the best way to do that is to pray, to be in constant conversation with God, our Father, whose wisdom and omnipotence he is willing to share with us. his children, created in his image and likeness. It is through prayer that we can see and receive the power of God. It is where we can train ourselves in the skills of spiritual combat— how to deal with our weaknesses, temptations and our sins and defeats. It’s where we can nurse our wounds. We have to learn to pray and to convert everything into prayer. “Pray without ceasing,” St. Paul says (1 Th 5,17). “Watch and pray,” Christ told the sleepy Peter, “that you may not enter into temptation. The spirit is indeed willing, but the flesh is weak” (Mt 26, 41). cimagalaPAGE 8

YULETIDE is undeniably the busiest time of the year. You know that ‘tis the season when the lines are unusually long at the banks and at the automated teller machines: People are ext ra generous w it h t heir earnings and buy gifts for their family, friends, and colleagues in the spirit of Christmas. This makes you wonder, were there banks during the time of Jesus? According to Benjamin Bromberg, who wrote an article for The Economic Histor y Rev iew entit led “Temple Banking in Rome,” banking is one of the oldest institutions known to man. “Its history is lost somewhere in remote antiquity,” Bromberg said. “But this much is definitely known: Banking was born in the temples consecrated to the gods and goddesses of my tholog y in the Mesopotamian area thousands of years before the rise of Christianity.” Bromberg explained that this custom of “sanctuary depositories” eventually spread to the other ancient

civilizations in Europe — including Ancient Rome, which at the time of Jesus was the most powerful empire on earth. He added that there were about a thousand “religious sanctuaries” in Ancient Rome, and the larger ones served as repositories. The historian Herodian, in his “History of His Own Times,” described the greatness of the banking Temple of Peace: “...it was made a public receptacle of treasures, and every one carried to it his most valuable effects, as to a depository of unquestioned security.” Unfortunately, according to Herodian, a great fire broke out in this sanctuar y in A.D. 191 and “... many who just before were exceedingly wealthy were now reduced to poverty. So that there was universal lamentation, a ll in general bewailing the public misfortune; and each in particular mourning his private loss.” Bromberg said that the Roman sanctuaries did not lend any money at all — and this stood true from

the early Roman times to the later stages of Roman economic development. He explained that the reason behind this was the notoriety of ancient Roman bankers. “We know that the banker of Roman antiquity was not so highly respected….. In fact, the ancient financier was a rather highly despised member of the economic community by reason of his usurious practices,” Bromberg said. I n shor t , u su r y w a s synonymous to the “mean employment of banking” during the Roman times, Bromberg explained. This probably explains why in the New Testament, all four evangelists reported the incident of Jesus chasing the money lenders out of the temple. It would be interesting to note that the modern word “bank” originated from a simple Italian word, “banca,” which means bench. T h i s e t y m o l o g y, a s discussed in the Bangko Sentral ng Pilipinas’ “The General Banking Law Annotated: Book 2,” came from

Speaking out

IGNACIO BUNYE

a curious Italian practice during the middle ages. The practice involved money changers bringing actual benches to the marketplaces, and conducting their business on these benches. From the temple banks of Ancient Rome, to the bancas in Italy during the Middle Ages, to the eventual establishment of the Bank of England (which is considered as the prototype of central banking), it is i ndeed rema rk able how t he concept of ba n k i ng has evolved to the type of banking we know today. You may e-mail us at totingbunye2000@gmail. com.


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5 ARMM looms as investment potential in Mindanao Monday-Tuesday I Dec. 24-25, 2012

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By BEN D. ARCHE Correspondent

DAVAO C it y – T he Autonomou s Reg ion in Muslim Mindanao (ARMM) has started to promote its potential as an ideal region for investments in Mindanao. ARMM acting governor Mujiv S. Hataman began in sending trade delegat ions to ot her countries like Malaysia to discuss business opportunities with the region. Hataman also invited

Bids...

from page 10

these projects, ” Cosette V. Canilao, PPP Center executive director, said. The other seven projects are phases I and II of the School Infrastructure Project, the NAIA Expressway Project, LRT Line 1 Cavite Extension Operation & Maintenance, the

Banana... from page 1

Pablo in Compostela Valley should be revived. “So far we are still making plans on how to revive the industry (in these areas) or whether the industry (in Compostela Valley) must still be revived,” Stephen A. An-

top government officials from neighboring countries including investors to come to the region and look for business opportunities where they can pour their capital. ARMM is now implementing “pockets of reform” such as organizing good policies for governance to ensure good business climate. “No one has the right to be poor in the region,” Hataman said in a press statement. Hataman added that

the region is ready to welcome investments in industries like rubber, palm, coconut, fisheries and mariculture production. The Mindanao Development Aut horit y (M DA) a l so a s su red that trade missions will include promotion of A R M M ba sed on its investment potentials. “What we are looking right now is to identify and harness the strength of each region in Mindanao specially ARMM

and find out the viable opportunities available in these areas,” Romeo M. Montenegro, MDA director for investment promotion and public affairs said. The region is a lso ready for investments in Halal products, according to an official of the Board of Investments. Gil M. Dureza, BOI chief said that among those who visited the reg ion recent ly were representatives of the Jabatan Kemajuan Islam

Contactless Automatic Fare Collection System, the Modernization of the Philippine Orthopedic Center, as well as the Rehabilitation and Operation and Maintenance of the Angat Hydro-Electric Power Plant Auxiliary Turbines 4 & 5. Two projects have been awarded, namely the DaangHari SLEX Link Road Project and phase 1 of the School

Infrastructure Project. Of the 8 PPP projects up for bid, 6 received support from the Project Development and Monitoring Fund (PDMF). T he PDM F prov ide s implementing agencies the funding support for the procurement of transaction advisors who are tasked to develop and prepare prefeasibility, feasibility studies

and tender documents for PPP projects, and provide assistance in the bidding process. The PPP Center a lso provides technical advisory, project facilitation services, and capacity building support to implementing agencies and local government units in ensuring that PPP projects are developed and implemented effectively.

tig, executive director of the Pilipino Banana Growers and Exporters Association, told BusinessWeek Mindanao on Tuesday. He said the losses were “very heavy” that there are some companies that wanted to abandon their farms in areas hit by the typhoon two weeks ago. The association earlier

reported that losses could reach P8 billion with about P5.7 billion in crop losses. Based on estimates of the association, the typhoon affected about 150,000 farm workers and employees who are either directly or indirectly dependent on the industry. In a national television interview on Monday, banana

industry leaders expressed apprehension over shift in the weather since typhoons normally do not pass Compostela Valley. Replanting would be useless if strong typhoons would damage the crops in the province repeatedly, an industry spokesperson noted. In his visit to the city three

Malaysia, a Malaysian agency that regulates Halal certification. Dureza explained that t he Ma laysia n g roup was looking at the viability of a joint venture between Malaysia and the region for Halal production with the goal of penetrating the Halal market. The Malaysian government, Dureza added has also expressed its commitment to help the region in developing its

Halal industry. Among t he agreed a reas of cooperat ion w it h t he East Asea n Growth Area was the Halal industry, but the pla n hit a snag a f ter some issues including t he issue on bird f lu came into the picture. T he movement of goods and products are among those issues that prevented the cooperation on the Halal industry from taking off, the BOI said.

Bank... Based on records as of September 30, 2012, the Rural Bank of Bangar had 1,256 accounts with total deposit liabilities of P21.37 million. In a statement, PDIC said all valid deposits shall be paid up to the maximum deposit insurance coverage of P500,000.

A Depositors Forum will be conducted on January 4, 2013 to inform depositors of the requirements and procedures for filing deposit insurance claims. Claim forms will also be distributed during the Depositors For u m. T he schedule and venue of the Depositors Forum will be posted in the bank premises and in the PDIC website, www.pdic.gov.ph.

days after Typhoon Pablo hit the region, Secretary Proceso J. Alcala said the Land Bank of the Philippines will open a lending window for banana growers. But information relayed by industry sources noted the lending window could only provide about P2.1 billion in loans, a small fraction of the

damage estimate. Mr. Antig said the assistance from the government would have to be massive considering that earlier estimates indicated about 10,000 hectares of plantations were damaged, the bigger part in Compostela Valley while the rest in nearby Davao del Norte.

from page 5


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BusinessWeek M I N DA N A O

Monday-Tuesday I Dec. 24-25, 2012

Diaz... from page 6

as “self-poverty” survey saying poverty in Mindanao and in rural areas increased sharply by 34 points to 72 points the highest in eight years, or since November 2003’s 77 percent. The SWS survey used face-to-face interviews of 1,200 adults nationwide. Sampling error margins of ±3% for national and ±6% for area percentages applied to the survey, the GMA report said. Wit hout doubt , t h is Christmas as in many past Christmases only the rich and politicians in the Philippines enjoy the holidays. For us who lived below and within the threshold of poverty, it is ‘as always’ a very ‘Weary Christmas.’ React: crisguardian@ yahoo.com.

Cimagala... from page 6

We have to fight against our tendency to be swallowed up by our work and the dynamics of our earthly concerns. In fact, we should turn them into prayer. That’s how we would refer them to God and not treat them merely as human or worldly affairs. Christ already warned us, “What does it profit a man if he gains the whole world, and suffers the loss of his own soul?” We need

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to be strongly convinced and frequently reminded that it is no fair deal at all to gain the world only to lose the soul. So, we have to learn to discipline our human impulses that in their raw state need to be educated, purified and formed according to the Christian ideals where charity and love for God and others would be the primary directing principles. We are easily carried away by the forcefulness and the captivating charms of our worldly concerns. We have to learn how to disengage ourselves from their grip. And this is not so much a matter of turning away from them as in bringing them to our prayer to consider them before God. That’s where they would be properly tackled. For this, we need to learn how to pause from time to time to be able to regain our bearings, so to speak, since most likely we would lose our proper footing in the heat of passion and in the whirl of our work and business. We need time to make piety, that filial relationship with God marked by affection and attachment, take firm root in our life and in our system. As persons, with intelligence, will and heart, we need to see to it that the first and abiding object of these faculties of ours should be God, and not anything else. Rather, everything else

should be related to God. Even our faults, our temptations and sins should be related to God, since that’s the proper way to handle them. Without God, when we don’t bring them to our prayer, they would just fester and get worse. Let’s fight to pray. Let’s schedule it clearly, and learn how to be flexible and persevering in prayer.

Coconut... from page 2

the P1-million fertilization fund for the coconut trees in the typhoon-stricken areas. “We will implement it in the 10,000 hectares of coconut plantation in Compostela Valley and Davao Oriental areas,” Forbes said. He also said the PCA will encourage coconut farmers to do inter-cropping and livestock-raising in line with the “Kaanib Program,” while waiting for the coconut trees to grow. Forbes said it takes seven years to plant and harvest coconut trees. “We urge farmers not to rely solely on coconut for income since they can diversify to inter-cropping and raising goats and pigs while waiting for the trees to grow. It is the only way for them to go higher than the the poverty threshold which is P100,000 annually,” he said. Forbes said the emerging coconut trees will already be

of the dwarf variety since the climate change has proven that Mindanao is no longer typhoon free.

Nissan... from page 3

expand the portfolio”, the company said. Nissan Chief Executive Carlos Ghosn, who also heads French parent Renault, has pledged to build Infiniti vehicles in China and a new premium compact sedan in Europe. The European car will face some tough competition, said IHS Automotive analyst Ian Fletcher, citing Daimler’s Mercedes A-Class, the 1-Series from BMW and A3 from Volkswagen’s Audi. “It’s going to be up against the killer vehicles of the premium market,” he said, adding that Infiniti’s European market penetration remains far “below niche”. According to IHS forecasts, the situation will get worse before it gets better. The consulting firm predicts fewer than 3,000 Infiniti deliveries in Europe this year and a further decline in 2013, compared with more than 120,000 vehicles sold in the United States.

Transitory... from page 1

tive step forward in the GPHMILF Peace Process, and in our collective quest for just and lasting peace in our land,” said Balay Mindanaw Foundation, Inc. (BMFI) in a state-

ment posted in its website. Basilan Representative Jim Hataman Salliman said the EO is “another show of good sense and true pursuit for peace by President Aquino.” “We welcome this latest development and at the same time hope that the Committee will effectively enact its mandate,” Salliman said in an emailed statement. Salliman said the formation of the TC is a “qualitative development” towards the realization of a peace agreement in Mindanao. P re sident B en ig no S . Aquino III issued Tuesday EO 120, which also provided that the TC may put up an office and coordinate with other government agencies and Congress to get its work done. The TC, according to the EO, has an initial budget allocation of P100 million as well as the power to recommend to Congress and the people, when necessary, proposed amendments to the Constitution. The TC is tasked to draft the Bangsamoro Basic Law in accordance with the Framework Agreement on Bangsamoro signed by the government and the Moro Islamic Liberation Front (MILF) in Malacanang on October 15. The TC will be composed of 15 members — 7 to be picked by the government while the MILF will choose 8 — from a list of candidates. It will also assist in identifying development programs together with the Bangsamoro Development Authority and the Bangsamoro Leadership and Management Institute

-- two institutions affiliated with the MILF. “[The EO] aff irms the President’s resolve to move forward the peace process for the Bangsamoro as a strategic initiative for political stability and economic development,” said Presidential Adviser on the Peace Process Teresita Quintos Deles in a statement. With the issuance of the executive order, the government and the MILF now have to appoint the members of the TC. “We call on the two parties to choose and appoint the best persons to compose the Commission that will draft the proposed Bangsamoro Basic Law provided for in the Framework Agreement signed by the Government and the Moro Islamic Liberation Front (MILF),” BMFI said. It added: “We call on the growing peace constituency and all the stakeholders to be steadfast in guarding our rights to be active participants in this process that will greatly shape our future. No one should be excluded. As we look forward with hope, we renew our offer and our commitment to contribute meaningfully through our modest peacebuilding initiatives.” The Young Moro Professionals Network (YMPN) said the formation of the TC is the beginning of the “political and constitutional road map for establishing the envisioned Bangsamoro.” YMPN said it is confident that the TC “will follow a democratic, transparent, and inclusive process.”


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Property

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Vista Land says no letup in expansion VISTA Land & Lifescapes Inc will hike its capital spending and step up its property ventures next year amid expectations of sustained growth in the domestic economy that will fuel robust demand for real estate. In a statement, Ricardo Tan, Vista Land chief financial officer, said the company has yet to finalize the exact figures, but its capital expenditure will exceed P18 billion next year. It has set a capital spending budget of P15.2 billion for 2012. Manuel Paolo Villar, Vista Land president and chief executive officer, said the company would pursue its three-pronged strategy of expanding its horizontal projects in new areas, launching more condominium developments in urban areas and building more commercial

developments within or near its residential subdivisions. “We will continue opening projects in new areas. We are currently in 31 provinces and 63 cities and municipalities around the country,” Villar, son of Senator Manuel Villar, said. Vista Land has the widest geographical reach among property developers, with a land bank of almost 2,000 hectares nationwide. This will allow the company to take advantage of continued strong demand in the property sector. “The macro environmental factors bode well for the property industry, especially for Vista Land, to be another good year,” Villar said, citing strong gross domestic product growth, stable inflation, conducive cost of capital, good government credit and

a healthy fiscal outlook. Villar said the real estate firm is on track to hit or even exceed its net income target of about P4.2 billion and sales of P40 billion for 2012, representing a growth of nearly a fifth from last year’s figures. In the first nine months, its earnings grew 24 percent year-on-year to P3.2 billion from last year’s P2.6 billion. “I am extremely pleased with our company’s performance this year. Our operating targets are likely to be met, our stock price has done very well, and I am optimistic about our prospects for 2013,” said Villar. Vista Land is the holding company of five business units, namely, Brittany, Crown Asia, Camella Homes, Communities Philippines, and Vista Residences.

Supplier sa G-Melina nga kahoy para sa TARIMA nga pididos-nakdawon. TAWAG LANG SA :

0923-574-6103 Republic of the Philippines REGIONAL TRIAL COURT MISAMIS ORIENTAL 10TH Judicial Region Branch 18 Cagayan de Oro City

IN THE MATTER OF THE CANCELLATION OF AND CORRECTION OF ENTRIES IN THE BIRTH CERTIFICATES OF MINORS HONEY PIE GASPAY ESTRADA, JENNIFER GASPAY ESTRADA AND JERILLE GASPAY ESTRADA,

SPEC. PROC. CASE NO. 2012-068

AURORA BATICA GASPAY and JERRY O. ESTRADA, Petitioners, VERSUS THE CIVIL REGISTRAR OF CAGAYAN DE ORO CITY, Respondent x__________________________________x

ORDER The instant Amended Petition filed by the petitioners, Aurora Batica Gaspay and Jerry O. Estrada (hereafter petitioners), seeks the correction of the entries in the following: The Date and Place of Marriage Parents in the Certificates of Live Birth of Honey Pie Gaspay Estrada, Jennifer Gaspay Estrada and Jerille Gaspay Estrada: Date of Birth of Honey Pie Gaspay Estrada: Mother’s Maiden Name in the Certificates of lo Live Birth of Honey Pie Gaspay Estrada and Jerille Gaspay Estrada:

From :

“ January 15, 1993, Southern Leyte”

To:

“None”

“October 17, 1997”

“October 27, 1997”

“Rory Batica Gaspay”

“Aurora Batica Gaspay”

Finding the Petition to be sufficient in form and substance let the initial hearing of this case be set on March 27, 2013 at 8:30 in the morning before this Court let a copy of this ORDER be published at the expense of the petitioner, once a week for three (3) successive weeks in a newspaper of general circulation in Cagayan de Oro City. Respondents Local Civil Registrar of Cagayan de Oro and the National Statistics Office and any person having or claiming any interest on the entry whose correction is sought may within fifteen (15) days from notice of this ORDER or from the last date of publication thereof. File their opposition/comments and appear at the scheduled hearing. Furnish copies of this ORDER, together with the Petition and its annexes, to the Office of the Local Civil Registrar of Cagayan de Oro, the Office of the Solicitor General and the National Statistics Office, Manila. SO ORDERED December 3, 2012 Cagayan de Oro City

BWM: Dec 24, 31 2012 & Jan 7, 2013

Dennis Z. Alcantar Presiding Judge

SM Prime opens 5th mall in China HENRY SY-led SM Prime Holdings Inc has expanded its footprint in China with the Friday opening of its shopping mall in Chongqing, the developer’s fifth mall in the world’s second biggest economy. In a disclosure to the Philippine Stock Exchange, SM Prime said it is set to open SM City Chongqing, which will have a gross floor area of 149,080 square meters, 85 percent of which have been awarded to various tenants. SM City Chongqing raised SM Prime’s mall network to 51 with a combined gross f loor area of 6.3 million square meters. It is the company’s fifth mall in China after opening shopping centers in Xiamen, Jinjiang, Chengdu and Suzhou. “We believe Chongqing is a significant market given the city’s huge population and its attractive growth prospects. As we learn more about the market and gain acceptance in China, we intend to penetrate other cities that show promising economic progress,” said SM Prime president Hans T. Sy. After Chongqing, the Philippine’s largest mall developer and operator will

launch new malls in Zibo and Tianjin in 2014. Located in the Yubei District, SM City Chongqing will serve a population of approximately 30 million residents, offering a mix of local and international stores. Its major tenants are Vanguard Supermarket, SM Department Store and Wanda Cinema. Junior tenants include Vero Moda, Only, Jack & Jones, Starbucks, Watsons, and Kidswant. A major railway hub, Chongqing has several economic and technological development zones and boasts of cultural heritage and natural attractions. It is the starting point for the Yangtze River

cruise, which explores the impressive scenery of China’s famous Three Gorges. SM City Chongqing is a one-building structure with five levels. Its exterior design features fish scale panels accentuated by lighting. The mall’s interior has slanted glass panels that define lobbies and create a grand entrance ambiance. SM Prime has completed its planned expansion for the year with the opening of SM City Chongqing. For the year, it opened malls in Olongapo, Zambales; Consolacion, Cebu; San Fernando, Pampanga; General Santos, South Cotabato and Lanang Premier, Davao.

Airport (MCIA), the government’s eight public private partnership (PPP) project rolled out since the program was launched in November 2010. In a statement, the Public Private Partnership (PPP) Center said the $504.8 million project will include the construction of a new passenger terminal and apron, operation and maintenance of both new and existing passenger terminals, renovation of the existing terminal, installation of all equipment, including information technology (IT) required under international guidelines and International Civil Aviation Organization (ICAO) standards. Structured as a buildoperate-transfer (BOT) project, it will grant the winning bidder the concession to operate and maintain the two passenger terminals and other landside facilities for 20 years. Companies that earlier expressed interest in the project include San Miguel Corp, Metro Pacific Investments Corp and the partnership of Ayala Corp and Aboitiz Equity Ventures. State-run Mactan Cebu International Airport Authority will continue to operate and maintain critical airside facilities of the airport,

including the runway, taxiway, apron, communication navigation and surveillance facilities, air traffic control tower, among others. The Civil Aviation Authority of the Philippines (CAAP) meanwhile will continue to provide its airways navigation service at the airport. The MCIA is the second largest international airport in the Philippines, serving 14 percent of the country’s passenger traffic or some 5.7 million passengers a year. The airport serves as a gateway to tourism destinations around the Visayas and the project is expected to increase tourist arrivals in Cebu and nearby regions. In 2011, the MCIA served as gateway to 1.6 million tourists. “We are ver y pleased about the outcome. This is a product of a lot of hard work and diligence of the implementing agencies. The game plan was to focus on structuring these projects properly and to successfully bid them out. With a little bit of pushing, and with things falling into place, we finally have 8 PPP projects up for bid. What is encouraging is the immense interest that we are generating from the private sector to invest in bids/PAGE 7

Govt seeks bids for Mactan expansion

THE Aquino administration has begun seeking bids for the construction of a new passenger terminal at the Mactan Cebu International


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Congress

Monday-Tuesday I Dec. 24-25, 2012

11

FOI took back seat to RH bill, says solon GROUPS looking to blame someone for the delay in the passage of the freedom of information (FOI) bill in the House of Representatives should look no farther than another equally contentious measure—the reproductive health (RH) bill.

Eastern Samar Rep. Ben Evardone, chairman of the House committee on public information, on Thursday said the FOI bill “took a back seat” when the lower chamber focused on getting the RH bill passed after it was certified urgent by President Aquino. Evardone admitted feeling some “pressure” to get the FOI bill rolling in the House, after the Senate passed its version of the measure on Monday. “Of course I feel the pressure, but we can’t do anything because the RH bill was

certified as urgent so the FOI had to take a back seat,” he said in a phone interview. Evardone was supposed to deliver his sponsorship speech for the FOI bill on the f loor on Tuesday, the day after the chamber passed House Bill No. 4244, the RH measure, on its third and final reading. The session was adjourned early, however, partly because there were few representatives present. Evardone said he again failed to bring the bill to the floor on Wednesday because the House had to wait for the bicameral conference

committee report on the RH bill. Since a faxed copy arrived late, HB 4244 was ratified by the House only after 7 p.m. Not urgent bill While they were waiting, however, a number of congressmen were allowed to deliver privilege speeches. One lawmaker expressed his support for the RH bill and was interpellated by Cagayan de Oro Rep. Rufus Rodriguez. With Congress now on Christmas break, Evardone said the FOI bill would have to wait until the session resumes on Jan. 21. “The FOI bill will have to go through the usual process, meaning it has to be sponsored on the floor, there will be a period of debates and amendments, and then voting,” he said.

He noted that Malacañang had announced the President would not certify the FOI bill as urgent. Doing so would have allowed the House to pass the measure on second and third reading on the same day, which was the case with the RH bill in the Senate. Inclusion of ‘right of reply’ Evardone said he was anticipating a more heated debate on the proposed “right of reply” (ROR) provision being pushed by Nueva Ecija Rep. Rodolfo Antonino. It was one the contentious issues that delayed the measure in Evardone’s committee. “This time, I would leave it to the plenary to decide whether or not to include the ROR in the FOI bill,” he said. The RH bill took 14 years

on ensuring that economic growth trickles down to the

poor. “The government should stop being preoccupied with projecting positive employment statistics. It’s time for the administration to buckle down to work and help Filipinos achieve prosperity through education and more jobs,” the solon said. Ejercito Estrada noted that since most of the unemployed are fresh graduates whose age range from 15 to 24 years old, the administration should focus on creating more jobs that will suit this segment of the labor force. He said that beneficiaries of the Aquino administration’s Conditional Cash Transfer program should be the focus of the government’s programs for employment so that they will not become dependent on dole-outs.

to pass. How long will the FOI bill, now languishing for 20 years, have to wait? In a separate interview, Deputy Speaker Lorenzo Tañada III said the FOI bill had the distinction of being one of the longest—if not the longest—stagnating bills in Congress, having been filed in 1992. Now Tañada and the bill’s proponents will be racing to have the measure approved in the nine session days left to the House in January and February, before the representatives go on election break. Public access He remained hopeful though. “We still have nine session days and of course

I think by then the focus would be on the FOI bill,” he said. The FOI bill would make it the law to allow public access to government documents and transactions, subject to limitations such as information relating to national security and defense. Among other exceptions were suggestions by Malacañang to include records of minutes and opinions expressed during decision— or policy-making meetings deemed by the President to be privileged by reason of sensitivity or impairment of the presidential deliberative process, and data related to law enforcement and defense.

JV Estrada says October labor force survey out of touch with reality By ALLAN MEDIANTE Executive Editor

SAN Juan Representative JV Ejercito Estrada criticized Labor Secretary Rosalinda Baldoz for “welcoming” the results of the October 2012 Labor Force Survey (LFS) which indicated that some 120,000 Filipinos have joined the ranks of the unemployed. Ejercito Estrada said Secretary Baldoz’s statement is out of touch with reality, to say the least. “There is nothing to welcome about the latest Labor Force survey. Sec. Baldoz’s statements are starkly different from what’s really happening on the ground,” he said. The young lawmaker said that the correct appreciation of the latest employment statistics such as the LFS is

JV Ejercito

to show that the government should double its efforts

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Monday-Tuesday I Dec. 24-25, 2012

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