BusinessWeek Mindanao (November 23, 2015)

BusinessWeek MINDANAO

2013 ppi’S Best in Business and Economic Reporting

YOUR Mindanao-wide BUSINESS paper

Volume VI, No. 066

Market Indicators

As of 6:30 pm November 20, 2015 (friday)

FOREX

PHISIX

US$1 = P47.14

6,932.81

X

9 cents

X

107.43 points

Briefly Outstanding LGU THE National Nutrition Council (NNC) recognizes local government units (LGUs) in Northern Mindanao with exemplary performance in nutrition program management. Regional Nutrition Program Coordinator Marissa DM Navales said the Regional Nutrition Awarding Ceremony (RNAC) is the culmination of the yearly nutrition program Monitoring Evaluation of Local Level Plan Implementation (MELLPI) and Barangay Nutrition Scholar (BNS) evaluation. This year, some 32 barangays were given the regional green banner award and Camiguin was named as the outstanding province in the region, Gingoog LGU grabbed the outstanding city award, and Manolo Fortich, Bukidnon for the municipality level.

Poor households To ensure transparency and to correct errors in the list of poor households it generated, the Department of Social Welfare and Development (DSWD) continues to accommodate error issues filed by families and communities regarding the initial list of poor households posted in their barangays as part of the Department’s validation phase. The list of poor households is generated through the DSWD’s “Listahanan” or the National Household Targeting System for Poverty Reduction, which shall become the basis in identifying qualified beneficiaries for social protection programs and social services in the country. The list can also be used by other national government agencies, and providers of social protection programs and services.

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P15.00

Program gets funding to raise cacao output www.businessweekmindanao.com

Monday | November 23, 2015

By CARMELITO Q. FRANCISCO, Correspondent

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INDANAO’S Cacao Double-up program is getting a P160-million allocation for 2016 from the Department of Agriculture (DA), which will go mainly to farmers groups in identified priority areas. Undersecretary Janet M. Lopoz, executive director of the Mindanao Development Authority (MinDA), said farmers can soon start applying for a share of the fund intended to increase

cacao production, initially through intercropping in existing coconut farms. “For farmers groups to be able to access the money, their areas must be within the cacao/PAGE 11

Therma Marine directed to secure replacement power for Davao utility RIDING THE WAVE. A local surfer enjoys the barreling waves in Sitio Paradise in the village of Union in Dapa town, Siargao Island, Surigao del Norte on Friday, Nov. 20. mindanews photo by roel n . catoto

Lanao Norte wins ‘Gawad Kalasag’ By MARK FRANCISCO, Staff Writer

THE province of Lanao Del Norte won the “Gawad Kalasag” award in disaster risk reduction and management council

in Northern Mindanao, the Office of the Civil Defense (OCD) announced Saturday. Lanao Del Norte vested other provinces in Northern

Mindanao to earn a slot as the nominee representing Nor t her n Mind anao in the nationwide quest for “Gawad Kalasag” award this year. kalasag/PAGE 11

By MYRNA VELASCO, Contributor

AB OITIZ-owned firm Therma Marine, Inc. (TMI) has been mandated by the Energy Regulatory Commission (ERC) to take the obligation of procuring replacement power in case of supply insufficiency that must be delivered to its affiliate off-taker firm Davao Light and Power Company, Inc. The Commission noted

that securing replacement p ower must b e a f ir m commitment of the supplier power generator in their supplemental energy sales agreement (ESA) and shall not just be set as an option. The ESA is a renewal of their first bilateral contract that lapsed on August 25, 2014. The extended contract secure/PAGE 11

Dry spell affects rice production in N. Mindanao By JORIE C. VALCORZA Contributor

Get your BWM Loyalty Card NOW for only P350.00 valid for one year, and avail of discounts to more than 150 participating business establishments.

THE Department of Agriculture reported an 11 percent drop in rice production here in Northern production/PAGE 11

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Economy

Watershed council pushes plan for ecosystem sustainability in CDO

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RESENT and future generations in Cagayan de Oro brace to a healthy and balanced ecology in the city. The Executive Committee of the Agusan-Cugman C lu ste r of Wate rshe d s Management Council (ACCWMC) has endorsed

on 18 November 2015 the prop os e d Environment and Natural Res ources Management (ENRM) interventions of the Balubal Integrated Social Forestry Farmers Association (BISFFA). Fore ste r S amu el M . Jumawid, technical editor

officer of DENR’s Regional Project Coordinating Office (RPCO), said the project intends to increase economic condition of the upland communities and forest cover within AgusanCugman Watershed through agroforestry and reforestation, with a cumulative area of 61 hectares proposed to be implemented with Integrated

resources in watershed and river basins; hence the crafting of the proposal has involved the participation of national government agencies (NGAs), nongovernment organization (NGOs), religious sector, academe, local government units (LGUs), security group, Indigenous People (IP), peoples organizations (POs)

Natural Res ources and Environmental Management Project (INREMP) support in three-year period or until year 2018; He f ur t her s aid t he government recognizes the vital role of various stakeholders in the protection, rehabilitation, development, management, and utilization of the natural

and business sectors, and other stakeholders. BI SF FA , c ompr is i ng a total of 121 households are the actual occupants of the area which possess tenure security over the area covered by Community Based Forestry Management Agreement (CBFMA) with total area of 250 hectares ecosystem/PAGE 11

Oro dad tells PUJ operators to provide garbage bins

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T H E C a g ay a n d e O r o City Council committee on health and sanitation reminds driver and operators of public utility vehicles to provide disposable garbage containers for their passengers. “This is required under Chapter 167, Section 723 of our 1994 Codified

have cove rs for he a lt h protections of passengers and should be emptied daily,” Pajo advised. Vi o l at or s of t h i s ordinance will be penalized with a fine of not less than P500.00 nor more than P1,500. Commuters are also encouraged the public to report to the RTA in case they notice violation of

O rd i n anc e,” C ou nc i l or Dante Pajo, chair of the committee said. Providing garbage cont ainers inside PUJs will encourage commuters to throw their small trashes in these containers instead of throwing them on the streets, he cited. “ H o w e v e r, g a r b a g e containers should

the said law. In a related development, Pajo reminds barangays to be responsible for the garbage collection in their areas of jurisdiction. “Make sure to provide health protection gears to your garbage collectors, like hand gloves, face mask, and others,” Pajo said.(ELB/ CdeOSP)

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Opinion

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More Power! An Entrepreneur’s Road Map to SUCCESS

BusinessWeek MINDANAO

The Importance of Fun in the Workplace

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NELSON CONSTANTINO Editor-in-Chief

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Give an Ear

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hink a minute…A guy was complaining to his friend about his wife’s nagging. He said: “All my wife does is talk, talk, talk, talk.” His friend asked: “Well what does she talk about?” He answered: “I don’t know, she don’t say!” You would think that with 2 ears and 1 mouth, we’d all be twice as good listeners as talkers! But not so. Research shows that we usually listen to only 20% of what others say to us. Yet good listening is one of the easiest, most important ways to be successful—whether it’s in our job and career, our marriage, with our children, or with our friends. It’s interesting that even though we can’t actually shut our ears, we somehow still manage to. We listen only to what we want. But when we don’t listen closely to others, we not only hurt them, we hurt ourselves. There are 3 important things we need to do when we listen to others. The first, is observation. Use your eyes and look at them. It’s just common courtesy and respect. Take your eyes off the T.V., newspaper, or whatever else, and give that person your attention. The second part of listening is concentration. Many of us are guilty of looking someone

THINK

A Minute

Jhan Tiafau Hurst in the eye, pretending we’re listening, when our mind is actually miles away. Also, when someone’s talking to us, we shouldn’t interrupt them, or just be thinking about what WE want to say. Hear them out. Listen to everything they have to say before you respond. The third and probably most important part of listening, is consideration. This means using your heart. Really care about what that person is feeling or going through. Don’t just hear the person’s words, but try to understand their feelings. People usually know if we’re really interested and care about what they’re saying. This means we’re even willing to change something about ourselves if it’s hurting them. Think a Minute…

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BOB BARE

oo m a n y companies overlook the importance of fun in the workplace. Employees are one of the best assets in the company. A happy and motivated employee leads to increased productivity and a more relaxed and conducive workplace. While it is important to keep your employees happy, you should first dig deeper and discover what

the formula of a fun company culture is. N o m a t t e r w h a t your line of business, your greatest asset will always be your employees—therefore, employee satisfaction should be your company’s top priority. This post will address the various ways in which a fun environment can positively impact your business. Fun in the workplace can be a significant source of stress relief for your employees. Each company has different culture and it is up to you how to make most of your current company setup. E v e n t s s u c h a s birthday parties, group activities, and organized outings have a temporary but potent effect on the morale

of your emp l oyees . Once they return to the work, chances are their brightened moods will result in a worthwhile boost to productivity levels. These events also give employees the chance to get to know one another because a team with a sense of togetherness is better equipped to handle complex problems. Other elements that affect the fun factor of your workplace include availability of recreational activities (table tennis, soccer, anyone?), the potential for frequent breaks, amenities such as free coffee or snacks, relaxed policies and dress code, and frequent rewards for good performance. Sometimes, all it takes is replacing cubicles over

desks to encourage open communication. If your employees’ideas of fun don’t include table tennis in the list, you can always find a recreational activity that they can enjoy during breaks. If you apply the principle of fun to your workplace environment, you will find that rather than losing time, you often gain back time in the form in increased productivity. Google practices impressive company culture. Try to see how they fare in their industry. When your employees are having a good time, they are forming a deeper relationship with the company and with one another, making them more committed to the company’s longterm success.

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Lockdown in Manila

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oming as it did in the wake of the deadly Paris terrorist attacks, the two-day APEC summit conference held last week was, truth be told, a security nightmare. Protecting one head of state was difficult enough. Securing 21 was hellish. Combined police and armed forces personnel, estimated in the tens of thousands, were deployed in various sensitive points in and around the conference venue and the hotels where economic leaders stayed. “Marami sa amin hinatak pa mula sa probinsiya para mag-secure dito sa APEC,” a provincial policeman told media. The following measures were put in place before and during the conference: No fly zone. No drone zone. No sail zone. No jog zone. No walk zone. “Lockdown” became last week’s buzzword as security officials tried to explain and to apologize to the public. If it is any consolation to affected Metro Manilans, this type of event will happen only every twenty years. Even the United States waded in. A US warship patrolled Manila Bay for the duration of the gathering of economic leaders. Thankfully, nothing very serious marred the event in Manila. At the other end of the archipelago, however, the Abu Sayyaf chose the occasion to behead a Malaysian captive - a grim reminder that the forces of terror are very much around. The beheading was a severe blow especially to Malaysian Prime Minister Najib Razak.

Razak is scheduled to host the Asean meeting this week in Kuala Lumpur. In their declaration at the end of the conference, the APEC leaders strongly condemned terrorism. At the same time, they emphasized that combatting poverty was the best antidote to terrorism. The traditional leaders’ declaration summed up the commitments and action plans on a smorgasbord of issues which are designed to make development more inclusive: gender equality, climate change, renewable energy, access to capital, access to market, capacity bu i l d i ng for M SM E s , integration, collaboration. The South China issue was not included in the agenda in the plenaries. But parties meeting in bilaterals just could not keep the subject off the table. Emerging from his bilateral meeting with President Aquino, President Obama declared that all reclamations in the disputed areas should be stopped. He also pledged the US’ “rocksolid commitment” to the defense of its staunch ally. Obama also pledged to donate two vessels to the Philippine navy to beef up its capabilities, earning him the sobriquet “Barko Obama”. Not to be outdone, Australia’s Malcolm Turnbull also pledged two landing crafts. (I heard my wife’s nurse comment: “Sana train na lang ng MRT and dinonate ni Obama.”) Without specif ically referring to the South China Sea, President Xi Jin Ping, merely expressed in APEC’s opening ceremony his hope

for peace in the region and urged that differences be resolved through dialogue and consultation. Other issues surfaced w h i c h on l y s e r v e d t o emphasize the heightening political and economic rivalry between the US and China as they compete for wider influence in the region. Trans Pacific Partnership (TPP) (supported by the US) v. Free Trade Area in Asia Pacific (FTAAP) (supported by China). A development bank sponsored by China v. World Bank and the Asian Development Bank, supported by the United States and Japan. Wit h out t h e i r e ve n knowing it, two economic leaders touched off another “r i v a l r y ” d u r i n g t h e conference. Netizens and the media pitted Team Trudeau v. Team Nieto. A lady reporter could not help but swoon over Canadian Prime Minister Justin Trudeau: “Parang ang sarap pindutin ng kanyang ilong.” Another lady reporter just went gaga every time Mexican President Enrique Pena Nieto winked. But TV host Tina Munoz Palma provided the dampener when she asked Trudeau what he intended to do about the tons of garbage exported by a Canadian firm to the Philippines. In fairness, this “laglag basura” happened b efore Tr ude au’s t ime. Trudeau replied that moving forward he will ensure that laws are in place to enable the government to deal with such incidents. Host Philippines put its best foot forward in extending the warmest welcome to the

SPEAKING

O ut

Ignacio Bunye economic leaders and the thousands of delegates. It was good that the collapse of a welcome arch along Roxas boulevard happened out of sight. As planned, the visitors were treated to the best showcases of Filipino art, culture and cuisine. A few minutes walk outside the convention hall, rallyists clashed with the police as they condemned what they called the Asia Pacific Exploiters Club. 22 rallyists and 2 policemen were hurt during the scuffle. An international reporter – a veteran of several APEC coverages - explained this recurrring phenomenon. “It has always been a challenge for all APEC organizers to make the discussions inside (the hall) relevant to those making noises outside.” A radio commentator, on the other hand, questioned the “selective protest” of the demonstrators. “Kung talagang nagmamahal sila sa ating bayan, bakit wala silang ni isang placard na kinokondena ang pang-aagaw ng China sa ating isla?” Note: You may email us at totingbunye2000@gmail. com.

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For the 3rd straight year

Globe Telecom’s Ernest Cu among most powerful telecom executives worldwide For the third straight year, Globe Telecom President & CEO Ernest Cu is on the elite list of Global Telecoms Business Power 100 for 2015. Cu is the only Filipino executive to make it to the Power 100 and among the top 10 in Asia. The GT Business Power 100 annually releases its list of the most powerful people in telecoms worldwide. This year’s list of Power 100 is different from previous year’s versions as inclusion was divided into a number of different categories such as operators in various parts of the world, over-the-top and content providers, hardware companies, among others. Cu was listed in the Top Ten Operators from Asia. “Under Cu’s leadership, Globe Telecom has held its own against stiffening competition in the telecoms market in the Philippines. Setting itself apart from its rivals, the operator has focused on growing its revenue from the market’s postpaid subscriptions while providing consumers with value-added services such as music streaming service Spotify and video streaming service Hooq in a bid to boost its revenues,” Global Telecoms Business said. Global Telecoms Business is the only magazine and website dedicated for senior executives of telecommunication companies worldwide. “Our business success catapulting Globe as the leading mobile operator in the Philippines is a result of our strategy of providing differentiated customer service. Globe shall continue to deliver innovative and game-changing products and services most relevant to our customers’ digital lifestyle,” said Cu. Taking the helm in 2008, Cu has since driven sweeping transformation initiatives including modernizing its network and IT infrastructure, creating a strong collaborative and serviceoriented culture, and product innovations in its mobile business. In 2014, Globe registered record high service revenues, reaching an all-time high of P99 billion, a robust 9% improvement from the previous high of P90.5 billion in the previous year. The company clearly outperformed industry growth with the company breaking

records across all key product groups, brands and market segments. Most significantly, the company increased its customer and revenue market share against its main competition in both the mobile and broadband business. Aside from Cu, other telecom executives included in the Power 100 list of Ten Operators in Asia include Reliance Jio Managing Director Mukesh Ambani, SK Telecom CTO Alex Jinsung Choi, SingTel CEO Chua Sock Koong, Hutchison Whampoa Chairman Li Ka-shing, Biharti Airtel Sunil Bharti Mittal; Telstra CEO Andy Penn, SoftBank CEO Masayoshi Son; NTT CEO Hiroo Unoura and China Mobile Chairman Xi Guonhua. They join Facebook Founder and CEO Mark Zuckerberg, YouTube CEO Susan Wojcicki, Google CEO Sundhar Pichai, Spotify CEO Daniel Ek and Amazon CEO Jeff Bezos, who were also included in the list of Power 100 as Top Content and Over-The-Top Providers.

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Cebu Air lose more than Startup Weekend Davao marks PAL, P1B from APEC cancellations 4th anniv by empowering startups

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TARTUP Weekend Davao (SWD) 2015 returns this November 20-22 to bringing together and empowering the local startup scene at PLDT-Smart Business Center, PLDT Bldg., C. Bangoy Sr. St., Davao City.

“ S t a r t u p We e k e n d is a 54-hour event that aims to bring together local technopreneurs, developers, designers and business professionals to come together to share their ideas, form teams, build products and launch startup companies,” said Dulce Rose Lada, Global Facilitator at Startup Weekend Davao and

COO at TechTalks.ph. Now in its fourth year, SW Davao will gather around 100 participants to host an environment that will bring together skilled and creative people together to tackle local problems through the use of technology. “Startups can help solve problems such as social inequality, financial literacy

and healthcare provisions,” said Angel Abella, Vice President of Startup Davao. SWD 2015 will also highlight the role of startups in boosting the Philippine economy. “The Philippine startup ecosystem is still in its infancy, however, by 2020 the aim is to achieve at least 500 Philippine startups with a cumulative valuation of $2 Billion,” Abella said while citing the Philippine Roadmap for Digital Startups. According to industry estimates, as of 2015, there are

around 100 startups with $40 M in funding, 250 founders and 1,700 highly-skilled jobs created. According to Lada, past Startup Weekends have taught past participants about the local and global startup industry and gave insights on what Filipino businesses need to compete internationally. “Most especially, the event encouraged participants to build their own startups and, from there, build a synergetic community of startup movers and shakers,” she added. Startup/PAGE 10

PLDT completes network migration, goes full throttle on digital services TELECOMMUNICATIONS and digital services provider PLDT has completed the multi-year transformation of its landline network into a purely Internet Protocol (IP)-based Next Generation Network (NGN) system. The P6-billion network m i g r at i on w i l l f u r t he r enhance the deliver y of its various services to its customers, according to a press statement. C ove r i ng t h e PL DT Group’s 271 offices in 48 provinces nationwide, the

network transformation program entailed the migration of a total of 782 switches and nearly 1.3 million lines. “This is an achievement for PLDT because it is one of the ver y few carriers i n t h e w or l d t h at h a s completely transformed its legacy network,” said PLDT President and CEO Napoleon L. Nazareno. The legacy network is a public switched telephone network (PSTN) composed of electronic switches that have

now been decommissioned to give way to the digitally enabled NGN. “ Wi t h a n I P- b a s e d system, we can improve customer experience in terms of better ser vice quality and reliability. It also enhances our capacity to offer more relevant and customized services to our subs cr ib ers,” Nazareno pointed out. “With the ceremonial shutdown of our legacy landline network, we are now going full throttle in

making our various networks fully digital. We are rolling out our fiber network and strengthening our mobile network. We are building the digital infrastructure that will power the future growth of our companies and our country,” he said. P L DT h a s t he m o st expansive and resilient f ib er t ransmission and distribution network, sp an n i ng ove r 1 0 0 , 0 0 0 kilometers, that serves both fixed and cellular networks. pldt/PAGE 10

PHILIPPINE Airlines, Inc. and Cebu Air, Inc. has said they stand to lose around P1.2 billion in revenues from the cancellation of more than 1,500 flights resulting from the country’s hosting of the Asia Pacific Economic Cooperation (APEC) Economic Leaders’ Meeting last week. “PA L’s f o r e g o n e o r lost revenue due to APEC cancellations is approximately $18.7 million (over P880 million),” PAL Spokesperson Cielo C. Villaluna said. PAL President and Chief Operating Officer Jaime J. Bautista added separately via text: “It’s a good estimate of lost revenue.” Ms. Villaluna said PAL cancelled over 700 flights, which represent more or less 2.5 days of operations, at Manila’s international airport to give way for the arrival and departure of world leaders attending the APEC summit. The flag carrier operates around 260 flights and generates around $7.5 million in gross revenue daily. However, Ms. Villaluna noted PAL’s revenue losses will be offset by the long-term benefits from the country’s hosting of the APEC summit. “We must stress, however, that the long-term benefits of APEC outweigh these aforementioned losses,” the

media partners

PAL official added. Meanwhile, Gokongwei-led budget carrier Cebu Air, Inc., which operates Cebu Pacific Air and Cebgo, estimated its revenue losses will hit P400 million from the cancellation of 847 flights this week. “CEB estimates a revenue loss of P400 million from flight cancellations due to the APEC meeting,” Cebu Pacific Corporate Affairs Officer-inCharge Paterno S. Mantaring, Jr. said in a separate text reply. “As there may still be further changes in flight schedules within the week, this figure may still change,” he added. Philippines AirAsia, which canceled 186 plane trips, has yet to release a figure on foregone revenue. The airlines had to suspend operations after the Civil Aviation Authority of the Philippines declared a “no fly zone” to give way to “special operations” for the arrivals and departures of the heads of states. The agency also declared restrictions on the movement of general aviation aircraft. Most of the leaders of the 21 APEC member economies have already arrived in Manila, including United States President Barack Obama and Chinese President Xi Jinping. The two-day APEC summit will begin on Wednesday.

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AgriBusiness 9 For second year, canned pineapple is top Central Mindanao export 2013 ppi’S Best in Business and Economic Reporting

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ENER AL Santos City -- For the second year running, canned pi n e app l e s h av e d i s l o d g e d canned tune as the top export commodity in southern Central Mindanao, the PhilExport office in the region said. Export receipts from canned pineapples during the f irst eig ht mont hs t his ye ar ( Januar y to August) reached US$136,586,501.99 from a volume of 14,616,687.13 metric tons. L a s t y e a r, t h e r e g i o n e x p or te d 2 7 , 3 7 8 , 7 6 9 . 6 0 M T

of canned pineapple valued at US$244,414,248.87. Including fresh and silage, total export receipts from pineapple products in 2014 were valued at US$309,403,720.65. Canned and fresh pineapple exports from January to August this year have already totaled US$164,472,887.25. PhilExport Central Mindanao director Ismael Salih Jr. however said export revenues for the top 10 export products in the region are down this year. C o mp a r at i v e f i g u r e s f o r 2 0 1 5 a n d 2 0 1 4 re l e a s e d by

Almost 300 farmer-beneficiaries receive land ownership title

Almost 300 farmerbeneficiaries in the Autonomous Reg ion in Muslim Mindanao (ARMM) received their Certificate of Land Ownership (CLO) on Thursday, November 19. ARMM Governor Mujiv Hataman and Amihilda Sangcopan, secretar y of the region’s Department of Agrarian R efor m (DAR-ARMM), pers onally awarded the CLO to 70 Agrarian Reform Beneficiaries (ARBs) from Basilan and 221 ARBs from Maguindanao. The awarding was held during the opening ceremony of this year’s ARMM anniversar y in Cotabato City. The distributed CLO covers a total of 711 hectares of landholdings in the region wherein 154.5 hectares are in Basilan while 556.5 are in Maguindanao.

Secretary Sangcopan said there are still 967 pending CLOs in the regional DAR office that covers more than 2,000 hectares of landholdings in the provinces of Sulu, Basilan, Lanao del Sur and Maguindanao. Four hundred eighty one of these are already for transmittal to the office of the regional governor. She said the landholdings awarded on Thursday are part of the agency’s distribution target this year. “We are working to distribute 20,000 hectares of landholdings this 2015. We are assured of approved survey plans before the end of the year,” she added. Datu Jan Utto, 35, CLO beneficiary from Datu Saudi in Maguindanao expressed his gratitude to the Autonomous Regional Government noting the land awarded to him will title/PAGE 10

GENERAL Santos City -Despite a drop in the price of canned tuna, total receipts for the first eight months of the year went up due to an increase in the export volume, according to PhilExport in Central Mindanao. The average price per ton of Philippine canned tuna this year is down to US$3,127.48 from last year’s $3,474.68, bringing total eight-month export receipts to $113,513,764 with four months still to go. Prices also fell for frozen whole tuna ($648.65 per ton) and pouched tuna ($1,036.50 per ton). The drop in prices was, however, offset by a major spike in frozen tuna exports, with Philexport Central Mindanao recording a receipt of $22,081,963.57. Total monthly receipts from tuna exports this year was also slightly better, with an average value of $22,921,172,91, up from last

year’s $21,768,234.45, or an increase of 5.3percent. Total export revenues of tuna products coming from this city from January to August have already reached $183,369,383.26. In 2014, the overall value of tuna exports from General Santos was pegged at $261,218,813.35, according to records of the Bureau of Customs here. PhilExport C entral Mindanao regional director Ismael Salih Jr. said based on data supplied by the BoC in General Santos City, the total volume of tuna exports in the first eight months of this year has already reached 60,125.38 metric tons, for a monthly average of 7,515.67. The average monthly tuna export volume in 2014 was only 6,784.18 metric tons. Tuna industry sources in the city said despite a 24 percent drop in the local tuna catch, local producers were still able to increase

PhilExport showed a drop of US$22,337,862.23 in the value of the region’s to 10 exports. In 2014, gross export receipts for the first eight months hit US$579,275,512.56 but on ly reached US$556,937,650.33 over the same period this year. The export volume of canned pi n e appl e l i ke w i s e d ropp e d f rom a m ont h l y av e r a g e of 2,281,564.13 MT in 2014 to just 1,827,085.89MT this year. As a result, average monthly value is down from US$20,367,854.07 in 2014 to only US$17,073,312.75 this year.

Central Mindanao is home to Dole Philippines Inc., the count r y’s largest diversif ie d agricultural company. It has over 15,000 hectares of land planted to pineapple in the several towns in South Cotabato and has expanded to Sarangani and Sultan Kudarat. Despite being dislodged as the top export, receipts from tuna products were still central Mindanao’s top dollar revenue earner. From January to August this year, total tuna export revenues hit US$183,369,383.26 for a

modest growth of 5.3 percent. Crude coconut oil is the third largest export revenue earner of central Mindanao with a value of US$77,162,418.62. Rounding up the top 10 export commodities of Region 12 this year are fresh Cavendish bananas, copra meal, frozen whole tuna, coconut water, pouched tuna and frozen tuna. Canned pineapples had been the region’s top commodity export for over four decades since Dole Philippines began operations in the 1960s until being dislodged by tune in 2002.--InterAksyon

Governor Bambi Emano visits Man-Ibay Day Care Center in Sitio Man-Ibay, Aposkahoy, Claveria, Misamis Oriental last November 19. photo courtesy of governor bambi emano’s facebook page

Dramatic rise in tuna exports makes up for drop in prices their export volume largely due to the increase in frozen tuna imports, which reached 72,875.01 metric tons in the first six months of the year, or a 50 percent increase over the 48,464.62 metric tons in the same period last year. The figure for frozen tuna imports this year already represents 63 percent of tuna landings in General Santos City, a new record high since the Philippine Fisheries Development Authority office at the General Santos City Fishing Port Complex began releasing data on local tuna landings. Local catch however

has been in steady decline over the last couple of years, dropping by 24 percent over the first half of this year compared to the same period in 2014. Industry sources said t he re c u r r ing E l Niño phenomenon, fishing ground restrictions and overall decline of tuna stocks have contributed to the decrease in the local tuna catch. General Santos City is widely acknowledged as the Tuna Capital of the Philippines with six of the countr y’s eight canning plants located in the city. -- InterAksyon

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Bangko Sentral to expand R&D on financial inclusion program

W

ITH the region increasingly m ore fo c u s e d on inclusive growth with the looming integration, the Bangko Sentral ng Pilipinas (BSP) is putting into higher gear efforts to improve the pace of financial inclusion through “purposeful action” using research and development (R&D). BSP Governor Amando M. Tetangco Jr. said they are pursuing more R&D in the field of financial inclusion to tie it up with how they conduct policy research. “ ( T h i s i s to ) e x am i n e the linkages of financial inclusion regulations with the objectives of financial st abi lity, integr ity and consumer protection.” The

results of this research should optimize “positive linkages, maximizing synergies and minimizing trade-offs (in BSP) policy considerations.” This R&D can be of much use for the private sector as well such as in pursuing product innovations, targeting niche markets, business model development and strategic decisionmaking. Tetangco said they hope to challenge what they already know of financial inclusion through more research. The overa l l go a l of broadening further studies and the implementation of financial inclusion is to “mainstream Filipinos” as regular clients of the financial sector, particularly unserved sectors such as MSMEs,

overseas Filipinos and their beneficiaries, agriculture and agrarian reform sectors, indigenous peoples and cultural minorities, women, the youth, and persons with disabilities. Te t a n g c o r e c e n t l y attended a financial inclusion summit ahead of the APEC concluding week, and talked about the BSP’s proactive works when it comes to inclusive growth. In this summit, new trends and technology were discussed. Tetangco said R&D makes regulators and practitioners to become more “responsive and effective.” “At the Philippine central bank, we use research extensively to design and implement regulations and programs that target barriers to financial

inclusion,” he said. Based on a Work Bank survey, Filipinos were found able to manage and save up their money but they lack access to financial services. The survey – “Enhancing Financial Capability and Inclusion in the Philippines – A Demand-side Assessment” – estimated that about 20 million Filipino adults save money but only 10 million of this total have bank accounts. What is interesting is that 98 percent of those surveyed with savings but do not have bank accounts earn about P50,000 a month. T h e Wo r l d B a n k commended the central bank efforts to enhance financial inclusion programs and they expect this to expand its reach further.

THE Bangko Sentral ng Pilipinas’ (BSP) Monetary Board has placed the Rural Bank of Calasiao, Inc. in Pangasinan under state receivership, bringing the number of banks closed this year thus far to 12. The Pangasinan-based bank was ordered closed by the monetary authorities through Resolution 1877 penned on Nov. 13. The state-run Philippine Deposit Insurance Corp. (PDIC) was appointed to take over the bank since Monday. Rural Bank of Calasiao is a single-unit local bank of the province. As of endJune, the bank had total deposit liabilities of P102 million, 83.9% or P85.5 million of which are insured deposits. The bank holds 3,019 accounts. T h e c e n t r a l b a n k’s Monetary Board can order the closing of problem banks if they are found with insufficient liquid assets to

meet its liabilities or turns incapable of continuing its operations without causing losses to its depositors. As per PDIC rules, all bank deposits are insured for a maximum coverage of P500,000. “For depositors that are required to file deposit insurance claims, the PDIC t argets to st ar t cl aims settlement operations for these accounts by the second week of December 2015,” the PDIC said in the statement. Meanwhile, depositors whose claims stand not exceeding P100,000 may seek early payment and would not need to undergo the formal process of filing for claims, which is eyed to be started “by the last week of November 2015.” The PDIC will be staging a forum on Nov. 26 for depositors to check if they can avail of early payment, it added. T h e Ru r a l B a n k o f

Calasiao is the second lender in Pangasinan that was shuttered by the Monetary Board this year, the first being the Rural Bank of Labrador (Pangasinan), Inc. closed last April. Other small banks closed by the Monetary Board earlier this year are the Community Bank (Rural Bank of Alfonso, Inc.), the Rural Bank of Magsingal (Ilocos Sur), Inc., the Community Rural Bank

of Magsaysay (Davao del Sur), Inc., Surigaonon Rural Banking Corp., Rural Bank of Sta. Magdalena (Sorsogon), Inc., Siargao Bank (A Rural Bank), Inc., Rural Bank of Taysan (Batangas), Inc., Farmers’ Rural Bank, Inc., Xavier-Punla Rural Bank, Inc., and the Rural Bank of Buguias (Benguet), Inc. The BSP’s policy-making body ordered closed 14 banks in 2014.

Startup...

Co-founder at Lifebit; John Naranjo, CEO & Founder at Ingenuity; Rica VillanuevaGadi, Managing Director at New Options Worldwide Outsourcing Services. Mentors for the event are: Timmy de Jesus, Country Manager for the Philippines at JFDI.Asia - Joyful Frog Digital Incubator; Eddie Y b añe z , C E O and C o Founder at MiCab; Gilmar Padua, CEO at Infinityhub. com; Eliza Kirsten, President, Creative Director & O wner of Illumedia; Glor yp earl D y, CEO & Founder at SwitoTwins, Inc.; Marvin Te, Creative Director at Plainly Simple Studios; Franch Maverick Arellano Lorilla, COO and Co-Founder, Heat Stress Analyzer by CloudFarm; and Jan Rey Altivo, CEO and Co-Founder, Heat Stress Analyzer by CloudFarm.

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“The NGN system will significantly improve customer experience as it ensures a more reliable and robust service,” PLDT Fixed Network Migration Head Angelito Lorena, Jr. explained. “It is an all IP-based network and is therefore capable of delivering new digital services, such as high-quality voice, data, and multimedia services to customers. “We have always considered our customers during the migration process, constantly communicating with them and making sure that PLDT’s services are not disrupted during the cutover from the electronic legacy switch to NGN,” Lorena said. “Learning from our previous experiences, we were able to reduce trouble indices from around 10% to as low as 0.49% as we completed the project.”

help enhance his family’s livelihood and boost crop production. “ Na g s a s a k a n a a k o simula bata at matagal na namin itong hinihintay. Maraming salamat sa ARMM government (I am a farmer since childhood and we have waited this for so long. We are thankful to the ARMM government),” said Datu Jan. The CLO is a proof that a farmer-beneficiary has the right of land ownership. Land covered by DAR’s CLO cannot be sold, transferred or donated within 10 years upon awarding, except through hereditary succession, or if sold back to the state or to another qualified beneficiary within the 10year period. (Bureau of Public Information)

Another rural bank ordered closed

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The winning ideas from local SW events will then be joining the Global Startup Battle (GSB). The top three teams in each city will compete in two regional r o u n d s . Tw o r e g i o n a l winners from six regions will then face off against other teams to become the GSB Champ. Winning teams move into an online video pitch competition for a chance to win prizes designed to help their startup idea succeed. The panel of judges are Joey Limjap, Vice President & Head of ICT Research and Development of PLDT; Ernie Tomas Jr.,Chief of the Investment Promotions Division of the Mindanao Development Authority ; Eric Clark Su, CEO and

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Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12TH Judicial Region BRANCH 07 Tubod, Lanao del Norte SPL. PROC. NO. 309-07-2015 IN RE: PETITION FOR CANCELLATION OF THE SIMULATED BIRTH CERTIFICATES OF MINOR CHILDREN, EMMA BLESS M. AGUAVIVA and DWIGHT DAVID M. AGUAVIVA FLORY MAE M. AGUAVIVA, - versus –

Petitioner,

The LOCAL CIVIL REGISTRAR OF BAROY, DEL NORTE Respondent. x-------------------------------------/ ORDER Filed before this Court is a petition for cancellation of the simulated Birth Certificates of minor children, EMMA BLESS M. AGUAVIVA and DWIGHT DAVID M. AGUAVIVA by the herein petitioner praying among others that after notice and hearing, an Order be issued directing the respondent to effect the cancellation sought for. Petitioner alleges that she is of legal age, Filipino, married and a resident of Sto. Niño Village, Baroy, Lanao del Norte. The Respondent is sued in his official capacity as such. The petitioner is one of the legitimate children of spouses Emeliano T. Aguaviva and Marietta M. Aguaviva. That sometime in June 2000, she fell in love to a man named WILMAR JUFE MEDIANERO who promised her to give immortal love and everlasting happiness. One month after they became sweethearts, she got pregnant at the young age of eighteen (18) years old but when she broke the news of her pregnancy to her boyfriend, WILMAR JUFE MEDIANERO, the latter quickly vanished into thin air, leaving the petitioner in grief and distraught. She had no other recourse but to reveal her pregnancy to her parents. After having been informed of her pregnancy, petitioner’s parents decided to send her in exile to petitioner’s maternal Grandmother in Calamba, Misamis Occidental so as to avoid public ridicule and embarrassments. On March 28, 2001, she gave birth to a baby girl named EMMA BLESS in Calamba Emergency Hospital. Instead of registering the birth of said child in the Local Civil Registrar of Calamba, Misamis Occidental, her parents decided to cause the registration of the child in the Local Civil Registrar of Baroy, Lanao del Norte making it also to appear that they are the parents of the child registering the child to be EMMA BLESS M. AGUAVIVA when in truth and in fact, she is the true biological mother of the child and the biological father is WILMAR JUFE MEDIANERO. More than one year after giving birth to her first child, she fell in love to another guy named MARC PHILLIP BORJA, also a resident of Sto. Niño Village, Baroy, Lanao del Norte. Their relationship resulted again to her second pregnancy. However, instead of going in exile to another place, she opted to stay at home. Two months after she discovered that she was pregnant, she broke up with Marc Phillip Borja. On August 17, 2003, she gave birth to her second child named DWIGHT DAVID at Lanao del Norte Provincial Hospital. When the birth of the child was registered in the Local Civil Registrar of Baroy, Lanao del Norte, her parents again insisted to write their names as the parents of the child, making it appear that the child Dwight David M. Aguaviva is their son, when in truth and in fact, she is the biological mother of the child, Dwight David which she begot with Marc Phillip Borja. Petitioner was constrained to give her consent to simulate the birth certificates of her children, Emma Bless and Dwight David owing to the fact what life would follow after giving birth to her children without their fathers assist her in raising them up. Thus, her parents were compelled to simulate the birth certificates of her children believing in good faith that by doing such scheme, it would be for the best interest of the children. Now, that she has grown up and mature, she realized that was she did is a big mistake and deeply felt in remorse and regret of her wrongdoing of having allowed her parents to register their names as the parents of her two children. That there is an imperative need to cancel the birth certificates of the children and they contained entries that are false and spurious so as to avoid confusion as to the true identities of the said children. Hence, the petition, filed not to conceal crime or evade criminal prosecution. Set the initial hearing of the case to January 29, 2016 at 8:30 in the morning for the reception of evidence to establish jurisdictional requirements. The Petitioner is hereby directed to publish copy of this Order to a newspaper of general circulation in the province of Lanao del Norte for three (3) consecutive weeks, at her expense. Furnish copy of this Order to the Office of the Solicitor General, Makati City, Public Prosecutor’s Office, Tubod, Lanao del Norte, Office of the Local Civil Registrar of Baroy, Lanao del Norte, to Atty. Eleuterio M. Obial, Jr. of Dawis, Baroy, Lanao del Norte and to the petitioner herself at her known address, at Sto Niño Village, Baroy, Lanao del Norte. Let copy of this Order be posted at the Bulletin Board of this Court and the Bulletin Board of the Office of the Local Civil Registrar of Baroy, Lanao del Norte. So Ordered. Tubod, Lanao del Norte. November 20, 2015. (Sgd) DENNIS P. VICOY Acting Presiding Judge BWM: Nov. 23, 30 & Dec. 7, 2015

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YOUR DAILY Mindanao-wide BUSINESS NEWSPAPER

monday|November 23, 2015

Cacao...

Kalasag...

priority areas that the DA has identified,” Ms. Lopoz told BusinessWeek Mindanao. The Davao Region is the leading coconut grower in Mindanao, followed by the Zamboanga Peninsula, Caraga Region, and the Autonomous Region in Muslim Mindanao. The program is targeting to intercrop cacao in about 200,000 hectares of coconut farms. Ms. Lopoz earlier said the project needs at least P3 billion to achieve the goal of increasing cacao production to 100,000 metric tons (MT) by 2020 in Mindanao, which currently produces 90% of the country’s total production. Output was about 44,000 MT last year, based on data from the Philippine Statistics Authority. The actual cost of the project will be determined based on the annual work and financial plan that MinDA and the DA will jointly formulate. The budget will cover the production of high quality grafted cacao seedlings, transplanting and rehabilitation, and project management expense and capacity building assistance. Ms. Lopoz said the doubleup program is geared towards allowing Mindanao to fill about 10% of the projected global production deficit by 2020.

The “Gawad Kalasag” is an annual Search for Excellence in Disaster Risk Reduction Management and Humanitarian Assistance since 1998, the OCD said. It said that the program is under then under the National D i s a s t e r C o o rd i n at i n g Council as a mechanism to obtain sustained commitment and support. The program recognizes the exceptional contributions the local government unit in disaster, risk, reduction management in strengthening the resilience and adaptive capacities of the communities to disaster risk. (PNA)

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Secure... from page 1

enjoins TMI to deliver 30MW capacity to the Davao utility firm until the end of their contract in July, 2017. TMI is the owner and operator of the Power Barges 117 and 118 in Mindanao – with aggregate capacity of 200 megawatts. These assets were acquired from the government via asset seller Power Sector Assets and Liabilities Management Corporation in 2009. The ERC has effectively denied the motion of TMI that its procurement of replacement power to DLPC may just be treated as “an option” in their bilateral contract.

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF

“ The C ommission is not persuaded with TMI’s arguments. TMI shall have the obligation, not merely an option, to source replacement power for DLPC, beyond the allowed downtime (scheduled and unscheduled outages),” t he i ndu st r y re g u l ator stressed. The ERC further averred “in the event that TMI fails to source replacement power, DLPC shall be allowed to find replacement power, the incremental cost of which, shall be for the sole account of TMI.” Moreover, the industry regulator has junked the bid of TMI on the recalculation of its capacity fee (CF), owing such to anticipated industry developments that could pare its contracted energy volumes – which the Aboitiz firm has claimed to be a market risk. TMI stressed that when it acquired the assets in 2009, it calculated its prospective revenue requirement for 10 years to warrant full recovery of its investments. It fears though that such may no longer be feasible with the portended entry of new and cheaper power capacities in Mindanao grid that could then dislodge it or will considerably decrease its volume sales. Nevertheless, the ERC has emphasized that such market risk, “similar to any identified risk, should be allocated to the party best suited to handle or mitigate it…the Commission believes

that it is the investor or TMI itself.” In view of that, the industry regulator indicated that it maintains its position that “the billing determinant to be used in calculating the CF shall still be based on actual contracted capacity.” –www.mb.com.ph

Production... from page 1

Mindanao due to the long dry spell experienced this year. DA officials said this accounts to about 13,737 metric tons of rice worth P435 million. The decrease noted covers for the months of April to June, this year, compared from the same period last year. DA Regional Director Lealyn A. Ramos said that unlike most fruits, rice fertilization is sensitive to heat stress, making it sterile. DA now lends water pump units to farmers in Bukidnon to reinforce the irrigation channels as well as conducts cloud seeding activities to sust ain t he reg ion’s agricultural production. Ramos added that the decline in rice production was also aggravated by the damaged that typhoons left to the irrigation systems in Lanao del Norte, affecting more t han 600-hec t are riceland in Kapatagan. DA however noted that despite this, the region still ranked second in terms of average yield per hectare

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region BRANCH 43 Gingoog City

NOTICE OF EXTRA JUDICIAL SALE EJF-2015-236 “Upon Extra-Judicial Petition for Sale under Act No. 3135 as amended, filed by PHILIPPINE INVESTMENT ONE (SPV-AMC), INC., a corporation organized and existing in accordance with Batas Pambansa Blg. 68 and R.A. 9182, with principal place of business at Unit 1615-1616, 16th Floor, Tower One, Philippine Stock Exchange Plaza, Ayala Triangle, Ayala Avenue, Makati City, against SPS FELIPE D. RIVERA and CRESENCIA L. RIVERA, with residence and postal address at Nazareth Subdivision, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of July 14, 2015, amounts to THREE HUNDRED SIXTY SIX THOUSAND FOUR HUNDRED SEVEN PESOS & 41/100 (P366,407.41) Philippine Currency, as mortgagor’s outstanding obligation inclusive of interest, penalties and other charges, exclusive of attorney’s fees and other necessary fees and expenses of Extra-Judicial Foreclosure and Sale, the undersigned Sheriff-in-charge will SELL at Public Auction on DECEMBER 1,2015 at 10:00 o’clock in the morning or soon thereafter, at the City Tourism Hall, Cagayan de Oro City, to the Highest Bidder for CASH and in Philippine Currency, the real property mortgaged together with all existing and future improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-4672 Registered in the name of FELIPE D. RIVERA “A PARCEL OF LAND (Lot 2076-B-5-B of the subdivision plan (LRC) Psd-16528, being a portion of Lot 2078-B-5, described on plan (LRC) Psd-4687, LRC (GLRO) Cad. Rec. No. 1561). Situated in the Poblacion, City of Cagayan de Oro, Island of Mindanao. Bounded on the x x x. Beginning at x x x; containing an area of Two Hundred Eighty Nine (289) Square meters, more or less” Prospective Buyers/Bidders may investigate for themselves the title herein above described and encumbrance thereof, if any there be. In case December 1, 2015 will be declared holiday or non-working day, the Public Auction Sale shall be held on DECEMBER 7, 2015 without further notice, publication and posting. Cagayan de Oro City, October 26, 2015.

which is 7 tons per hectare for single farmer and 4 tons per hectare regional average which DA officials said, is relatively high for a rain fed or irrigated farms. Ramos attributed this to farmers’ adoption to technology, noting that more than 70 percent of the farmers here are receptive. The Agriculture office also loaned out farm implements to rice farmers through the Sikat Saka program, and noted 100 percent repayment. (JCV/PIA)

Ecosystem... from page 2

where ENRM subprojects shall be implemented. Pablo M. Bactong, BI SF FA pre s i d e nt , s ai d t h e y a re v e r y g l a d f o r t he favorable ac t ion to their proposal. This is not only benefit the Balubal’s of f i c e rs but a l s o to a l l the direct 121 household beneficiaries. Among the direct benefits identified come from participation of members to do labor work and harvesting agricultural and timber products. T he i mpl e me nt at i on of the subproject seen to incre as e t he li keli ho o d of attracting additional possible markets for the p e o p l e’s o r g a n i z a t i o n goods and services. Meanwhile, ACCWMC was organized to promote the formulation of policies and programs in consultation with the stakeholders.

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2014 ppi’S Best in ENVIRONMENTAL Reporting

Further, it shall ensure that all projects submitted by participating agencies and peoples organizations for funding under the project are consistent with the overall environmental conservation and management framework of the concerned LGUs and watershe d management plan. It shall carryout also periodic monitoring and evaluation of projects being implemented by partner agencies, and keep track of progress of INREMP implementation within the Agusan- Cugman Cluster of Watersheds. INREMP, on the other h a n d , i s a s e v e n - y e a rprojec t that fo c us es on watershed as a management unit or area of operation. This is implemented through community-based approach with inter-agency supportive mechanism. Likewise, this project is covered by the Department of Environment and Natural Resources (DENR) which aims to reduce and reverse degradation of watershed, provides incentives to local communities, and enables improvement of natural resource management by generating sufficient an d t ang i bl e e c on om i c benefits. The government has a d opte d i nte g r ate d watershe d management as a national strategy for sustainable development per DENR MC 2008-05, S e r i e s 2 0 0 8 . ( Ne l i a C . Quijano/ PIA)

REPUBLIC OF THE PHILIPPINES) PROVINCE OF MISAMIS ORIENTAL) S.S CITY OF CAGAYAN DE ORO)

SPL. PROC.No. 444-2015 IN THE MATTER OF THE PETITION FOR CORRECTION OF ENTRY IN THE RECORD OF BIRTH OF JOEL TAPASAO CONDEZA CHANGING HIS DATE OF BIRTH FROM MAY 10, 1978 TO MAY 10, 1975 JOEL TAPASAO CONDEZA Petitioner, -versusLOCAL CIVIL REGISTRAR OF GINGOOG CITY, MISAMIS ORIENTAL, Respondent. X-----------------------------/ ORDER The petition being sufficient in form and substance, the same is given due course. Let the hearing of this Petition be set on DECEMBER 16, 2015 at 8:30 o’clock in the morning. Any interested party may oppose the petition within fifteen (15) days from notice of the petition or from the last day of publication whichever comes first. The Clerk of Court is directed to cause the publication of this Order in a newspaper of general circulation in the Province of Misamis Oriental at the expense of the petitioner once a week for three (3) consecutive weeks. Likewise, let copy of this Order and petition be furnished the office of the Solicitor General, the Deputy City Prosecutor, the Local Civil Registrar of Gingoog City. SO ORDERED. Done this 4th day of November, 2015 at Gingoog City.

FOR THE EX-OFFICIO PROVINCIAL SHERIFF By: (SGD.) JOSEPH C. MAAGAD Sheriff IV

BWM: Nov. 20, 23 & 27, 2015

BWM: Nov. 16, 23 & 30, 2015

(SGD.) MIRABEAUS A. UNDALOK Presiding Judge

AFFIDAVIT OF SELF-ADJUDICATION I, NOEL A. SUEGAY, of legal age, Filipino, married to HYESSA S. SUEGAY, of legal age, Filipino and both residents of #30 Zone 3, Patag, Cagayan de Oro City, after having been duly sworn to in accordance with law, depose and state: 1. That I am the only and surviving child of my parents LEOPOLDO B. SUEGAY and ZENAIDA R. AQUINO who died without any last will and testament on July 10, 1999 and January 19, 2015, respectively, in Cagayan de Oro City as evidence by their Death Certificates issued by the City of Cagayan de Oro hereto attached as ANNEX “A” and Annex “B” and made as integral parts of this Affidavit: 2. That at the time their death, my father and mother had no debts, liabilities or obligations to any persons, agency or institution. 3. That the real properties they left are parcels of land consisting 1,355 square meters all located in Bayabas, Cagayan de Oro City and more particularly described as follows: a. T-32592 (Residential Lot) – 481 square meters b. P-3917 (Residential Lot) – 528 square meters c. T-30589 (Residential Lot) – 346 square meters The CERTIFICATION issued by the Assessors Office of the City of Cagayan de Oro indicating thereto the foregoing properties is herewith attached as Annex “C” and made an integral part of this Affidavit; 4. That pursuant to Rule 74, Sec. 1 of the Rules of Court, I hereby adjudicate unto myself the above-described real properties by means of this Affidavit and hereby files the same with the Register of Deed of Cagayan de Oro City with the request that the said adjudication be made effective without judicial proceeding as prescribed by the aforementioned provision of the Rules of Court. IN WITNESS WHEREOF, I have hereunto set my hand this 5th day of November 2015 in Cagayan de Oro City, Philippines. NOEL A. SUEGAY Affiant

BWM: Nov. 9, 16 & 23, 2015

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monday|November 23, 2015

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Feature

WHAT EVERY WOMAN (AND MEN..) MUST KNOW ABOUT BREAST CANCER:

TOP 12 FAQs I HAVE HEARD FROM MY PATIENTS 1. What is breast cancer? Breast Cancer is a malignancy involving the mammary glands (breast). Like any other cancer, it usually starts from a damage to a single cell leading to a rampant growth of those cells and spreading to other normal cells (tumor) with a potential to invade and spread to other organs (metastasis) 2. What is the incidence of breast cancer? It is the most common cause of cancer and cancer

death among women, with a worldwide incidence of breast cancer is 22.9% of all types of cancer. It causes almost half a million deaths a year worldwide, and about 1.4 million women were affected. In the Philippines it is the most common cause of cancer for both sexes combined. 3. Does it only affect women? Although it commonly affects women, about 1.7% or close to 2 men for every 100 women will develop

breast cancer. 4. Who are at higher risk of getting breast cancer? There are identifiable risk factors: • Increasing age – most common in the 50s but incidence starts to rise dramatically at age 40. • Family History of Breast Cancer – about 20% of breast cancer has a family predisposition and 5% are truly hereditary (with identifiable genetic mutation like BRCA 1

and 2) • Hormonal factors – late (above 35) or not being able to get pregnant, early menstruation (12 and below), late menopause (45 and above). In other words, the longer (number of years) a woman is exposed to the monthly menstruation, the higher the risk. Long term use of oral contraceptives is also a risk. • Diet and lifestyle –

alcohol and smoking are risk factors, as well as obesity. • Pre malignant breast lesions – if you have been diagnosed with a breast mass with atypia. You are at risk four-fold. • There are other things associated with breast cancer but are not well-established, what is important to remember is that almost 80% of breast cancer only have BEING A WOMAN AND AGE above 40 as identifiable risk factor. 5. Can Breast Cancer be prevented? How do we detect it early? Breast cancer cannot be prevented, but it can be cured when diagnosed early. The following are the recommended screening methods: • SELF-BREAST EXAMINATION a week after menstruation • BREAST EXAMINATION by a healthcare professional, annually for women 40 and above and every 2-3 years for younger women • MAMMOGRAPHY annually beginning age 40 6. What is the first probable sign of breast cancer? The presence of a mass or a thickening of the breast is the only symptom of breast cancer, rarely, it can present as a palpable lymph node in the armpit. However, with screening mammography, and seeing your doctor early – it can be detected at its earliest stage. 7. How do I know I have breast cancer? If your doctor suspects that your mass is a breast cancer, he will request for some imaging like mammography and breast ultrasound to characterize the mass. However, THE ONLY CONFIRMATORY diagnostic procedure is a BIOPSY procedure, either through needle or open biopsy. 8. What should I do when I have breast cancer? First, see a qualified doctor to take care of you. The first thing to be done is surgery. You can either have your whole breast removed (mastectomy) or have it preserved (breast conservation). Surgery is the cornerstone of treatment of breast cancer. 9. Are there other treatments needed after surgery? ADJUVANT treatments are added after surgery – meaning, they are added to improve survival and decrease the chance that breast cancer will come back. The following are the adjuvant treatments: • CHEMOTHERAPY is the giving of toxic medicines to kill whatever cancer cells remained in your system. • RADIATION is added to improve local control and prevent breast cancer from coming back. If conservation

was done, radiation is a must • HORMONAL TREATMENT in the form of oral drugs are given to those with HORMONE RESPONSIVE breast cancers (ER or PR positive tumors) 10. What has to be done when I completed treatment? There is always that risk that it may come back, so you need to see your doctor on a regular basis for surveillance. He will be requesting some tests to monitor you. 11. What are the stages of breast cancer and its significance? STAGE 0: Breast cancer cells are confined inside the milk ducts (In situ breast cancer) Cure is almost 100%. STAGE I: Breast cancer less than 2 cm in size with no axillary spread or distant organ spread. About 90% 5-year survival and 80% 10year survival. STAGE II: More than two cm in size, with or without axillary spread. About 70% 5 year and 60% 10 year survival. STAGE III: Locally advanced, more than 5 cm, with positive lymph nodes. 40% 5 and 35% 10 year survival STAGE IV: Metastatic, cancer has spread to other organs. 10% 5-year survival, less than 7% 10-year survival. Survival and chance for cure depends on the stage. The earliest the stage, the greater chances for cure. 12. What to do when cancer returns? It has to be determined where the cancer has recurred, some recurrence have better prognosis than the other, you have to see your doctor immediately. There are many other questions that I get from my patients and in the many lectures I give to doctors and laymen alike. But these are the top 12 questions that everybody should basically know about breast cancer. There are many resources available on the web and on published articles. Just always remember, the best chance for breast cancer is getting it early. So be screened and be informed. x------------------------------------x DR. JOSE RHOEL C. DE LEON is a surgical oncologist, breast surgeon. He is a nationally recognized authority in breast cancer and has given many talks and lectures on the topic. He is the head of the Capitol University Medical Center Department of Surgery in Cagayan de Oro City, former national president of the Philippine Society of General Surgeons, and a member of the board – Surgical Oncology Society of the Philippines, and Philippine Breast Cancer Society. THE BREAST AND CANCER CLINIC (www.facebook.com/ breastclinicCDO)

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Isuzu Cagayan de Oro introduces the new mu-X C

By MARK FRANCISCO; Photos by Justice broÑola

EBU Southern Motors, Inc., also known as Isuzu Cagayan de Oro, unveiled over the weekend the new MU-X. According to Isuzu Cagayan de Oro assistant general manager George Ongchua, the original Isuzu mu-X accounted for 62 percent of big SUV sales in Northern Mindanao and captured 25 percent of overall pickup truck sales in the same market. “The new 3-liter mu-X is a result of our continuing challenge to continuously

provide top quality world-class products that are best suited to the ever changing requirements of the Filipino market. With the launch of the new generation Isuzu mu-X within the past two years, we were able to break our historical sales record last year and as your responsible partner, we rise to the challenge by giving you our latest product offering for our bestselling model,” Ongchua said. Built for strength and engineering excellence, the new Isuzu mu-X is designed

for city style so you and your family will be ready for any adventure. Whether you’re taking the kids to school or taking a break in the countryside, this SUV will deliver excitement on or off the road. The enhanced Isuzu mu-X is equipped with a new 3.0 liter engine with VGS turbo and a five-link rear coil spring suspension system for power and control. The 4WD terrain command select dial system enables you to take on any offroad challenge. The fivespeed automatic transmission with

Children surround their friends battling it out in a rapid chess tourney held last Saturday (November 21, 2015) at McDonald's - Xavier as organized by CMDI and Atty. Lordan G. Suan. The champion went with a medal and P1,500 worth of gift certificates in the six-round Swiss system with time control of ten minutes per game plus ten seconds increment. photo by mark francisco

sequential shift ensures that the Isuzu mu-X is always in the correct gear. With comfy leather seats and storage compartments, the new Isuzu mu-X provides more than enough space for the whole family. The seven-inch audiovideo entertainment system and ten-inch

DVD monitor will keep the kids entertained for longer road trips. Also, the Isuzu mu-X is built around a high-tensile steel passenger safety cell with side intrusion bars. Dual front airbags are installed for added protection. Lastly, LED daytime running lamps provide better visibility on the road.

The new Isuzu mu-X is available in six colors – titanium silver, aqua blue, cosmic black, silky pearl white, outback brown and splash white. For more details, simply walk in to the Isuzu Cagayan de Oro showroom along Gusa highway and their receptionists are more than willing to guide you.

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The grandest 36th Lanzones Festival and the longest running festival in the country today was a tremendous success held at the PPR Tourism Sports Center, Camiguin Province last October 24, 2015. Lanzones Festival is the grandest festival of the island celebrated as a way of thanksgiving of the abundant harvests of sweet lanzones which are only found in the Island Paradise of the PacificCamiguin. With the theme “Kinaiyahan Atong Ampingan-Kalambuan Alang sa Tanan”, eight (8) contingents coming from the Local Government Units (LGUs) of Mambajao, Catarman, Sagay, Guinsiliban, Mahinog and contingents from the government and private sectors showcased their festival moves and dances through Street Dancing and actual Tableau Showdown at PPR Tourism Sports Center. DILG Secretary Mar Roxas who was the Guest of Honor together with host Governor the Hon. Jurdin Jesus ‘JJ’ Romualdo was so impressed of the World Class Festival Presentation. Fast changing of props and its hues of color with festival moves

which are amazing and its beautiful dance execution made the festival one of the grandest festivals of the country and of the world today. As Camiguin Province is ranked No. 11 out of the 17 Most Favored and Beautiful Tourists Destination in the WorldNew York Times Magazine. The mesmerizing and amazing tableau of the contingents tells how lanzones fruit came to existence, the role of the Diwatas in its abundance, the preservation of its environment, its sweetness and how the inhabitants destroyed the environment, its restoration to the fullest thus bringing back to life to its vibrance and how the lanzones became as one of the most sought after fruits in the country today and making big and earning revenues in the fruit industry wherein tons and tons of lanzones are harvested during months of October to December thus the festival of abundance and thanksgiving every third week of October of the year is celebrated into a grandiose festivity for the local, domestic and foreign tourists to watch and see. For Street Dancing Competition-1st Place is Mahinog National

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The Grandest 36th LANZONES FESTIVAL of Camiguin Province

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High School, 2nd Place is Yumbing National High School, 3rd Place is Mambajao National High School, 4th Place is Fatima College of Mambajao and 5th Place is the Local Government Unit of Guinsiliban. For the Tableau Showdown which is the must see and awaited competition where contingents were competing with beautiful dance moves and interpretation of the theme, the following are the run-away winners: 1st

Place and the Champion is Yumbing National High School, 2nd Place is Mambajao National High School, 3rd Place is Fatima College of Mambajoa, 4th Place is Sagay National High School and 5th is Mahinog National High School. Thousands of local, domestic and foreign tourists witnessed the Festival. Tourism Promotions Board (PTB) of the Philippines witnessed the showdown along with the Tourism

Infrastructure and Enterprise Authority (TIEZA) and other government agencies’ representatives who witnessed the event and were awed of its performance. Department of Tourism X-Regional Director Butch E. Chan 111 with Business Week Mindanao and Mindanao Daily is inviting the Lanzones Festival Contingents to participate to the 1st Amihang Mindanao Himamat Festival 2016-A

Convergence of Festival in Northern Mindanaodubbed as A Festival for Peace and Cultural Understanding to be in Cagayan de OroSeptember 25, 2016. A whooping 1.5Million Prizes awaits the winners. MABUHAY! KUDOS & CONGRATULATIONS CAMIGUIN PROVINCE for being No. 11 among the 17 Most Favored and Most Beautiful Destination of the World-New York Times Magazines.

Kim Chiu, newest endorser ng ATC Healthcare Si “Chinita Princess” Kim Chiu nga ang endorser ng pinaka bagong produkto ng ATC Healthcare International Corporation, ang FatOut! Sa naganap na FatOut Press Launch last October 22, 2015 sa Annabel’s Restaurant, opisyal na pumirma ng kontrata si ABS-CBN actress Kim Chiu para maging endorser ng FatOut kasama sina ATC President Mr. Albert Chua, CEO Mr. Derick Wong at Marketing Manager Mr. Louie Albert. Ang FatOut ay isa sa mga pinaka-bagong produkto ng ATC Healthcare International Corporation. Ang FatOut ay isang fiber supplement na mayroong revolutionary Sweep and Shred formula. Ang Sweep and Shred formula sa FatOut ay

nakatutulong i-sweep ang toxins at cholesterol sa ating katawan at mailabas ito ng maayos. Pinapabilis ng FatOut ang metabolism ng katawan upang i-shred at i-burn ang fats. Bukod dito, tumutulong din ito mapababa ang cholesterol, pag-detoxify ng colon at mabilis at maayos na pagdigest ng mga kinain. Masayang ibinahagi ni Kim Chiu na siya ay isang business partner ng ATC Healthcare sapagkat ang sales ng FatOut ay may percentage na mapupunta sa kanyang selected foundation at sa ATC Foundation. “Kaya pumayat kana, nakatulong kapa.” Saad niya. “Lahat naman tayo may fats and then it’s for us how to maintain our body, our weight, our sexy figure and isa dito yung mas

nakatulong yung it cleanses your colon and it burns your fat kasabay na nun. “ wika ni Kim nang siya ay tinanong ng “Payat kana nga, may fats kapa ba?”. Ayon pa sa aktres, bago niya tinanggap ang project, sinubukan niya muna ang FatOut. “It’s (FatOut) really effective. Sobra siyang effective. It really helps my confidence, yung health mo, yung colon mo, and yung buo mong pagkatao. Alam mong healthy ka, kaya gamitin mo na ito.” Ang matagumpay na press launch ay pinangunahan ng comedian and show business reporter na si Mr. Ogie Diaz. Nagpa-raffle ang ATC Healthcare ng cash at gadget tulad ng iPhone 6 para sa mga bisita. Kasabay ding ibinahagi ni Kim Chiu ang BUY

ONE, TAKE ONE Promo ng FatOut noong araw na iyon. Ang promo ay magsisimula sa Nobyembre

2015 hanggang May 2016. Ang FatOut ay mabibili sa halagang P125.00 bawat capsule sa lahat ng

Mercury Drug stores at iba pang leading drugstores nationwide. With FatOut, StandOut!

Ms. Kim Chiu during the contract signing for ATC Healthcare’s newest product, FatOut with Mr. Louie Albert (ATC Healthcare Marketing Manager), Mr. Albert Chua (ATC Healthcare President) and Mr. Derick Wong (ATC Healthcare CEO).

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Feature B3 610 Million Tangub City Eco-Tourism Project Is Underway

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By Joe Palabao, Editor-at-Large

Tangub City 25*50 Eco-Tourism Development Project with a total cost of Six Hundred Ten Million Pesos (Php 610 Million) is underway. This was disclosed by OIC Tangub City Planning and Development Officer Engineer Emerson Dablo during the Site Visitation of the area-proposed Gardens of the World Development at Col. Wendell W. Fertig Hills (formerly Hoyohoy Hills) with the Regional Director Tourism Czar Catalino ‘Butch’ E. Chan 111 and Decius L. Esmedalla- DOT X Senior Planning OfficerARD last November 13, 2015. Dubbed as Tangub City 25*50 Eco-Tourism Development Project to commemorate with its 25th year of the nationally award winning and world acclaimed Sinanduloy Dance Troupe, Miss Tangub City Tourism, Dalit Festival and the Christmas Symbols Festival in the Year 2017 and celebrating its 50th year as a city on February

28, 2018. With this Tangub City prepares for a Grand Tangub 25*50 celebration of milestones, achievements, way of life and struggle for excellence as Tangubanons. Part of the 610 Million Budget is intended for the Gardens of the World Development at the Fertig Hills (formerly Hoyohoy) which is 980 meters above sea level, soon to be a tourist destination with cold breezy weather to be funded by the Department of Tourism DOT) and Tourism Infrastructure Enterprise Zone Authority (TIEZA) to include 9M Dalit Festival Statuary which is designed to portray the City’s devotion to St. Michael the Archangel featuring the famous Sinanduloy Cultural Dancers performing ritual to St. Michael the Archangel. The 4M Col. Wendell W. Fertig Monument which will be erected to memorialize Colonel Wendell Fertig who was widely regarded

Tourism Czar Regional Director Catalino ‘Butch’ E. Chan 111 with Tangub City OIC Planning and Development Officer-Engr. Emerson Dablo making actual ocular vista of the site of the Eco-Tourism Project on top of Fertig Hills (formerly Hoyohoy Hills) which is 980 meters above sea level with Descius L. Esmedalla-Senior Planning OfficerARD of DOT X.

as a hero by the people of Mindanao, and is highly respected figure among the U.S. Special Forces. The 6M Walk of Names and Wall of Names which will be strategically installed by inscribing names on the walls to give recognition to the Tangubanons who have given honor, glory

DOT Regional Director Butch E. Chan 111 made a tourist pose on top of the scenic Fertig Hills with Tourism Officer-Bebe Paller of Tangub City and Jules Baril-Manager of Mediterranean Travels and Cruises of Cagayan de Oro.

Pas’ungko... from page B4

Park (PARK), a tourist destination of the Region. Hon. Mark Lapid will also sit as the Chairperson of the Senate Tourism Committee when elected as Senator of the coming National Elections 2016 and will continuously support the Tourism

Industry of Northern Mindanao. To the winners of the festival and to all the contingents, Business Week Mindanao, MIndanao Daily News and the Department of Tourism X is inviting them to participate in the 1st AMIHANG MINDANAO HIMAMAT FESTIVAL 2016 dubbed

as "A FESTIVAL FOR PEACE AND CULTURAL UNDERSTANDING" and A Convergence of All Festivals in the Region be held in Cagayan de Oro City on September 25, 2016. 1.5 Million Prizes are at stake for the winners. MABUHAY ANG PAS'UNGKO S'G MIS OCC FESTIVAL 2015!

and fame to the city. The 20 Million Gardens of the World Park that will showcase different theme gardens of the world. The 7Million Trails thread that passes the various features along the area and the 18Million Basic Utilities such as service roads, electrical supply, parking lots, and water supply for the convenience and safety of the local and foreign visitors. The development plan includes 125M Indoor Sport Facilities and Improvement of Tangub City Spiorts Complex, 112Million Tangub City Boulevard, 60Million Esplanade along Migcanaway River, 13Million Access road from Belvedere to the Forest Park, 10Million Freedom Park at the Dam Site, 100Million Sinanduloy Theater and Museum and 125Million The Promenade. Under the leadership of the dynamic City Mayor Hon. Philip T. Tan and the Executive Chairperson of Tangub City 25*50 CommissionDr. Jennifer Wee Tan and the Local Government’s thrusts to enhance tourism industry in Panguil Bay Sub-Region programs/ activities to support its tourism potentials are

being formulated in order to substantiate the developmental process in this sector. Considering the tourism potentials of the city, in CY 2010, tourist in Region 10 register a total number of 1,483,525 of which 45.15% (69,873) was contributed by the Province of Misamis Occidental. Of the total, Tangub City is able to contribute 31.20% (209,999) to the province while 14.08% to the whole region. The city’s significant contribution to the number of tourist arrivals was attributed by the Christmas symbols Festival during Christmas Season which has given the city a remarkable prestige for being known to be the Christmas Symbols Capital of the Philippines. The festivals are just some of the salient ingredients that will put Tangub City in the array of top tourists destinations in the country. Although, the activities are seasonal, the city government takes a step by having innovations to promote sustainable year round tourism activities as an element in strategizing concepts to develop tourism industry in the region and to alleviate socio-economic stability of the community.

The Eco-Tourism Development Project of the City will bring to a perspective to level up tourism industry leading to sustainable socioeconomic opportunities. The project aims to promote Tangub City as a prime tourist destination in the region and to promote the socio-economic and environmental condition of the city. The ecotourism development projects are innovatively designed beyond the normal concept of environmental development but anchored on the ecotourism promotion and development with the objective of helping the national government’s target of increasing tourist arrivals in the country. The eco-tourism project will significantly contribute to the realization of the city’s long term vision of becoming a vibrant agriproducer, eco-tourism and learning center for skills technology, culture and the arts in Northwestern Mindanao spearheaded by competent and dynamic leaders working harmoniously with empowered, responsive, environmentally concerned and familyoriented society.

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Tourism Regional Director Catalino Chan III giving overview of the Subanen culture, tradition and beliefs.

6th Pas’ungko S’g MisOcc Festival 2015 Grand Champion Ozamiz City performing the Subanen ‘Harvest and Thanksgiving Ritual

Ozamiz City - Grand Champion

By Joe P. PalabaO, Editor-at-Large

6TH PAS’UNGKO S’G MIS OCC FESTIVAL 2015

O

zamiz City is this year's grand champion of the recently concluded grandiose and vibrant 6th PAS'UNGKO S'G MIS OCC FESTIVAL held at the MOPAC Grandstand last November 14, 2015. Now on its 6th year, Pas'ungko S'g Mis Occ Festival is a celebration of thanksgiving to the "Magbabaya" and way of life of the Subanen culture and tradition, a predominant tribe settling in the early days of the Province of Misamis Occidental-

celebrating its 86th year founding anniversary. The Pas'ungko S'g Mis Occ Festival recently is being accredited and duly recognized by the Department of Tourism (DOT) as an official annual festival of the Province of Misamis Occidental in Northern Mindanao and of the country today. Clad and dressed in black and red dominant colorful customes of the Subanens, Ozamiz contingent executed the dance steps with vibrance and tone of real time in historical events.

Thematic enviromental props with aura of nostalgia brought the crowd to drawing back of the actual golden harvest festivity. Through their beautiful and realistic theme execution of the Subanen 'Harvest and Thanksgiving Ritual', Ozamiz City bested all other fifteen (15) contingents of the province. Their authentic Subanen ritual execution of the beautiful theme catapulted them as Grand Champion of this year's 6th Pas'ungko S'g Mis Occ Festival 2015. With the championship trophy

Hon. Mayor Aldong Parojinog of Ozamiz City holding their championship trophy together with Hon. Mark Lapid, former COO of Tieza, Hon. Governor Herminia Ramiro, Vice Gov. Aurora Virginia M. Almonte and Hon. Congressman Almonte.

they also won the Best in Choreography and Best in Festival Director awards along with a Special Award as Best in Props. 4th place went to the Municipality of Plaridel with their amazing Subanen ritual execution of welcoming guests, a rich culture of the Subanen of being friendly and caring tribe to their fellow Subanons and to their visitors. Plaridel also got the coveted Best in Costume Award. 3rd place went to the Municipality of Jimenez, the home of century old church of the country which showcased the 'Baptism' Ritual of the tribe. Special Award as Best in Street Dancing also was won by Jimenez. 2nd place went to the Municipality of Baliangao through their beautiful execution of the Subanen Ritual of Courtship and Marriage-a tradition which up to now is being practiced by the tribe amidst the modern times way of courtship and marriage. A tradition that should be kept intact in our culture as Filipinos. 1st Place went to the Municipality of Aloran-with their

awesome execution of the Subanen way of Healing the Sick and how the community helped each other to arrest the malady that beseiged them and imploring and give thanksgiving to the "Magbabaya" for healing the sick. Best in Musicality with authentic sound of Subanen music went to the Municipality of Aloran. Giving and showing their best to make the festival a great and tremendous success were the Municipality of Bonifacio-Enthronment, Municipality of Tudela-Harvest and Thanksgiving, City of Good Life OroquietaCourtship and Wedding, Municipality of Doin Victoriano-Enthronment, Municipality of CalambaWelcome, Municipality of Panaon-Healing of the Sick, Municipality of Sapang Dalaga-Harvest and Thanksgiving, Municipality of Concepcion-Courtship and Wedding, Municipality of Sinacaban-Baptism and the Municipality of Lopez Jaena-Welcome. An estimated of 6,000 spectators, local, domestic and foreign

tourists filled MOPAC Grandstand and its periphery witnessed the grand Festival. The success was attributed through the efforts of Hon. Gerard Hilarion M. Ramiro-Chairman, Provincial Tourism Council and Committee on Tourism, Sangguniang Panlalawigan Members, Hon. Governor Herminia M. Ramiro, Hon. Aurora Virginia M. Almonte, Congressman Almonte. The mayors of the 16 municipalities and the two component cities who sent their respective contingents and made the festival a tremendous success. Supporting the Festival is Tourism Czar Regional Director Catalino 'Butch' E. Chan 111 of the Department of Tourism by putting the festival in the national and international tourism map. Hon. Mark Lapid, former Chief Operating Officer (COO) of TIEZA supports the Festival through his presence and announcing the approval of the 25Million additional budget for the development and expansion of the Misamis Occidental Aquamarine pas’ungko/PAGE B3