BusinessWeek Mindanao (June 26, 2020)

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Friday|June 26, 2020

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ABOUT 14,000 workers of provincial bus firms have lost their jobs due to operational restrictions, according to bus operators, warning that another 10,000 may be let go because of the implementation of cashless fare systems.

In a telephone interview, Alex R. Yague, executive director of Provincial Bus Operators Association of the Philippines, said that about 14,000 workers lost their jobs due to the three-month coronavirus lockdown.

“For each bus, tatlong pamilya ang nakasalalay dyan. ‘Yung pamilya ng driver, pamilya ng kundoktor, at pamilya ng support staff — ito ‘yung mga mekaniko, dispatcher, inspektor, ticket seller sa terminals, at mga nagtatrabaho sa mga opisina (Each bus supports three families — that of the driver, conductor and a member of the support staff like mechanics, dispatchers, inspectors, ticket sellers and office personnel),” Mr. Yague said.

Thank you for trusting us!

By ERCEL MAANDIG, Reporter

OME 100,000 farmers in Misamis Oriental lost an average of PHP300 to PHP400 million worth of income because of the coronavirus disease (Covid-19) pandemic, the Provincial Agriculture Research Office (PAGRO) said Wednesday.

MICROFINANCE INSTITUTION and non-government organization (MFI-NGO) ASA Philippines Foundation has received the first tranche of the credit facility from the Asian Development Bank (ADB) amounting to USD10 million, which it will extend as loans to over 25,000 women-entrepreneurs owning small businesses which suffer from the economic impact of the coronavirus disease 2019 (Covid-19) pandemic.

In a statement Wednesday, ASA Philippines Foundation said the disbursement of loans began on June 22.

The ADB granted the Foundation a USD30-million credit facility for micro-entrepreneurs from economically-lagging, environmentally-impacted and conflict-affected provinces in the country.

Provincial buses hurt

P15.00

Covid damages P400M worth of crops in MisOr www.businessweekmindanao.com

AS OF 6:00 PM JUNE 25, 2020 (THURSDAY)

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Philippine Press Institute Civic Journalism Community Press awardee for the following: 2013 Best in Business and Economic Reporting 2014 Best in Environmental Reporting 2017 Best in Business and Economic Reporting 2018 Best in Business and Economic Reporting

CLOSED TO VISITORS. The tourism department of Misamis Oriental provincial government temporarily closed down the road leading to the Cebu Pacific Flight 387 Memorial Shrine in the boundaries of Claveria town and city of Gingoog as quarantine measures are still imposed due to Coronavirus pandemic. The shrine, which was erected after almost two decades at the slope of Mount Sumagaya has undergone the needed facelift. photo by gerry lee gorit

‘Hatid Probinsya’ in Caraga temporarily stopped

By CHRIS V. PANGANIBAN, MindaNews

SAN FRANCISCO, Agusan del Sur – Fetching home locally stranded individuals

(LSIs) through the “Hatid Probinsya” program was temporarily stopped in Caraga

Ap o l l o P a c a m a l a n , PAGRO chief, said the estimated losses cover the three-month period when the state of health emergency was imposed in the country, followed by the declaration of a general community quarantine all over the country in March.

Pacamalan said small farmers in the province earn an average of PHP8,000 to PHP9,000 monthly income, which dropped 30 to 40 percent--or PHP3,000 to PHP4,000--because of the pandemic.

"To address that their agriculture products will go to the urban centers, the provincial government of Misamis Oriental facilitated mobi le e quipment and facilities to transport the goods from farm villages to markets in urban centers in order for them to survive and cope with the said losses," Pacamalan said.

He said Gov. Yevgeny Vincente Emano has already ordered several interventions to ease the impact of the health crisis on farmers, DAMAGES/PAGE 10

Region in the wake of rising positive cases of coronavirus disease (COVID-19).

The Inter-Agency Task STOPPED/PAGE 9

Exec assures public Misor can handle influx of Covid-19 cases

By GERRY LEE GORIT, Reporter

A SENIOR official from the province of Misamis Oriental has confirmed

that the province has now six s onf irmed cas es of Coronavirus Disease 2019

(Covid-19) but the provincial government has assured that it can manage the influx of returning residents.

ASSURES/PAGE 10

100TH DAY OF QUARANTINE. As Davao City marks its 100th day of community quarantine on Tuesday June 23, everything looks normal along San Pedro Street downtown except that the people are wearing face masks. mindanews photo

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Local Well-balanced nutrition Model 'Balik' hub to rise crucial for infectious disease prevention in Lanao del Norte town

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AVAO City -The Mindanao Development Authority (MinDA), along with its government and private partners, broke ground the first “Balik Probinsya, Bagong Pag-asa (BP2)” model village for returning informal urban dwellers in Kauswagan, Lanao del Norte on Wednesday.

In a statement, Secretary Emmanuel Piñol said the village will be patterned after successful models of communities involved in one common production activity with a complete value chain.

The village will be established in a 6.8-hectare area donated by a private

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FRIDAY|JUNE 26, 2020

corporation and will have 50 units of quadruplex housing to accommodate 200 families who will be involved in the production of organic chicken and vegetables.

“This program in Kauswagan is the first and the model for the whole country. BP2 will be the start of the equitable sharing of the national wealth, the shift of the focus of economic priorities from urban centers to the countryside,” Piñol said.

Piñol said MinDA selected Kauswagan as BP2 model community because of the good and transparent governance of the local government.

“BP2 is a challenge to Kauswagan but it is never a burden to help our fellow men. We dream that BP2 will be the key for the upliftment of lives of Filipino, the key to food security and sustainable development,” the MinDA chief added.

After the groundbreaking ceremonies, the Project Management Office (PMO) for the Kauswagan Organic Balik Probinsya Village signed a marketing agreement with the Eng Seng Foods Products, a private agri-trading company in Mindanao.

Under the agreement, Eng Seng Food Products will buy and market the

organic chicken and vegetable production of the village.

“The private sector support for the project was actually started by a Kauswagan-based GN Power Kauswagan (GNPK) which donated PHP10 million. The fund was used in acquiring the 6.8-hectare property and the construction of the first model quadruplex unit,” Piñol said.

Piñol assured that all member agencies of the BP2 Council will contribute to the development of the village.

“BP2 will be our strategy to maximize our own resources to boost our industries -- that will provide jobs and economic development in the local community,” he said.

For his part, Mayor Rommel Arnado thanked the MinDA chair for BALIK/PAGE 11

DAVAO del Norte -Eating the right kinds of food at the right amount is greatly beneficial towards the immune system, lessening the chance of acquiring chronic related illnesses and infectious diseases.

This was stated by Nutritionist Dietitian of Provincial Health Office (PHO), Mayflor Espiritu, during Pakigsayod with the theme “Good Nutrition vs COVID19” earlier morning today.

In order to achieve a well-balanced diet for a strong immune system, she cited the National Nutrition Council’s ‘Ten Commandments’ that people can follow.

“Meron po tayong sa National Nutrition Council na ten commandments para makuha natin yung proper nutrition (The National Nutriotion Council has the ten commandments

towards having a proper nutrition),” Espiritu said.

The first of which, according to her is that people should consume a variety of food. This way, people are more likely to get a more balanced nutrition.

Second, newborn babies up to 6 months old should “exclusively” be given mother’s milk.

Third, vegetables and fruits should be consumed everyday as these are where the majority of the vitamins and minerals needed for a strong immune system are found.

Fourth, people should eat fish and other sources of protein since this is what rebuilds the ‘worn out’ tissues within the body. She stressed that this is also especially important for kids and their growth.

Fifth, people should drink milk or consume other sources that contain calcium like green leafy vegetables and “gilis” fish. She added that this is especially important for the elderly as to avoid the bones from becoming more brittle.

Sixth, food and water being consumed should always be clean in order to avoid “foodborne” diseases like diarrhea.

Seventh, iodized salt should be regularly incorporated in consumption of food to avoid Iodine Deficiency Disorder.

NUTRITION/PAGE 11

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

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Globe urges customers to use reporting tool for spam/scam cases

AS CASES of mobile fraud and spamming continue to escalate during the pandemic, Globe Telecom is encouraging its customers to use the company’s reporting tool to stop unscrupulous people from taking advantage or deceiving the general public through calls and text messages.

By visiting https:// www.globe.com.ph/stopspam.html and filling out the online form, Globe customers can easily help put a stop to these illegal practices. Once a report is received, Globe will promptly respond by deactivating numbers proven to be repetitive sources of such dubious messages.

“We are concerned about the problems that

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CorporateWorld

could arise from these call and text scams. This is why we continuously work to combat this malicious behavior to provide a spam-free experience for all our customers. While we constantly upgrade and improve our blocking and filtering mechanism to keep unwanted messages from entering our network, we also need the cooperation of our customers to make this effort fully effective,” said Anton Bonifacio, Globe Chief Information Security Officer.

Globe reminds its customers that official Globe advisories come only from a 4-digit or alphanumeric sender code, thus, they should not entertain any message GLOBE/PAGE 11

Cebu Pacific finalizes new batch of layoffs

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UDGET carrier Cebu Pacific on Wednesday said it was finalizing the number of employees that will be affected in its next wave of job cuts.

“No final figure yet,” Cebu Pacific Director for Corporate Communications Charo L. Lagamon said.

In a statement, Cebu Pacific, operated by Cebu Air, Inc., said: “The details are still being finalized and Cebu Pacific commits that any decisions and actions that will be taken will be done with utmost transparency, sensitivity and responsibility to our employees, partners and other stakeholders.”

The low-cost airline noted the right-sizing is part of the “transformation process” that it undergoes to “ensure the longterm sustainability of the business, given the expected changes in travel demand and consumer behavior.”

It added that the measure will also be necessary to fulfill its “commitment to provide affordable and accessible air transport services to everyJuan in the years to come.”

Cebu Pacific expects travel recovery to happen over a longer period, with the pandemic “negatively impacting” the entire aviation sector.

In March, the company decided to let go of its 150 newly hired flight attendants as reduced flights entail “less opportunity for them to gain in-flight experience.”

The company assured them that they would be prioritized in the hiring once the business picks up.

It said it had initially implemented austerity measures, which include delaying non-critical projects and programs, a hiring freeze, deferment of some training programs, cancellation of nonessential activities, restricting overtime, and pay cuts by its executives.

The government has allowed the resumption

of local flights in areas under general community quarantine with the approval of local government units.

Lance Y. Gokongwei, president and chief executive officer of JG Summit Holdings, Inc., parent of the airline company, had said he expected to fulfill at least 10% of flight schedules, traveling to and from 20 domestic destinations, by the end of June.

The carrier has introduced contactless booking and installed HEPA (high-efficiency particulate air) filters in all its passenger aircraft as part of the safety measures it implements.

could be fetched to reach P9.55 billion.

“The offer period commenced on June 19, 2020 and will end on June 26, 2020,” the Aboitiz firm has emphasized.

The company engaged BDO Capital & Investment

Corporation, China Bank Corporation and First Metro Investment Corporation as joint issue managers and joint lead underwriters; BDO Unibank Inc – Trust and Investments Group as the trustee; and the Philippine

Depository & Trust Corp. as the registrar and paying agent.

The bond offer, according to the company, is part of the P30 billion fixed rate retail bonds that had been under its 2017 shelf registration program

with the SEC. The proceeds, it said, “will be used to reimburse equity infusions”, primarily for the construction of the 1,336-megawatt Dinginin coal-fired power plant in Bataan province, its joint ABOITIZ/PAGE 11

Aboitiz Power slates P6-B bond offering

By MYRNA M. VELASCO, Contributor

LISTED firm Aboitiz Power Corporation has slated on July 6 this year the issuance date for its fourth tranche of P6.0 billion bond offer as recently approved by the

Securities and Exchange Commission.

That bond issue has also been allotted to have an oversubscription of up to P3.55 billion, making the total proceeds that

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Opinion

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The Oro Integrated Cooperative shows the way KIM'S DREAM

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ORLAN R. RAVANERA Harnessing the people’s collective power and potentials is the one to defeat poverty, the country’s number one enemy that deprives the people of welfare and dignity.

Studies have shown that poverty looms paradoxically in a country that is oozing with ecological wealth because of the powerlessness of the people to have access and control over their resources.

Who controls? Who decides?

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Member: Philippine Press Institute Oro Chamber

Stick your tongue out Think a minute… Has your doctor asked you to stick out your tongue? Often that is one of the first things doctors examine in a patient, because sometimes they can know what is wrong with you simply by looking at your tongue.

Our tongue also gives away other things about us.

For example, our accent and way of speaking shows what country and region we come from, as well as the kind of family in which we were raised. But most importantly, our tongue shows what is inside our heart and mind.

We usually talk about the things we enjoy and care most about—whether it is money, family, friends, hobbies, sports, parties, gossip, politics, religion or other things.

A wise man said: ”Don’t let your tongue cut your throat.” If that small, twoounce piece of flesh in your mouth is not controlled, it can actually destroy your relationships and life.

Most of the time, we act well and control our tongue. We choose our words carefully so we can impress other people with

THINK A MINUTE

Who benefits? Not the people but a few oligarchs. That is a great social injustice. The Studies concluded.

Democratizing wealth and power to promote social justice is what cooperativism is all about. This is mandated by the highest law of the land in Chapter 15, Article 12 of the 1987 Constitution which states,” to promote the viability and growth of cooperatives as instruments of social justice, equity and economic development.

For a society to continuously have such a highly stratified economic set-up, rectifying social wrongs has been the battlecr y to advance social justice, equity and a kind of development that puts the people at the center of progress. In a highly skewed societal set-up, there is that

imperative need to launch a collectivist counter culture against the lethal combination of powerlessness, apathy and greed. The people’s collective struggle emanating from the strength of the human spirit will bring forth, in the long term, a society that is more humane and just.

In 1966, a few good men and women led by Atty. Mordino Cua trailblazed a progressive path to ser ve the people by organizing a cooperative named after its place of birth, the Oro Integrated Cooperative otherwise known as the OIC. With a measly P88 as its starting capital but firmly relying on the organizers’ strong abiding faith on the time-honored and universally-accepted cooperative principles and values, the OIC, after 54

years, has grown by leaps and bounds.

Today, OIC serves its members financially with a capital of Five Billion Seven Hundred Million Pesos (P5.7 B), money that they themselves own and manage to liberate them from the clutches of economic difficulties. It is operating with some 18 branches and going 20 branches this year spread throughout Mindanao with one branch operating in the beautiful island of Bohol.

Today, OIC stands as a formidable ally of the poor – the farmers, the fisherfolk, women, workers, vendors, drivers, lowly government employees – constituting a development force of some 160,000 strong members scattered throughout Mindanao especially in COOPERATIVE/PAGE 11

Ressa hates Duterte as much as she hates PH

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Empowering the poor & vulnerable

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JUN LEDESMA MARIA Ressa headlines herself on Rappler where she is the executive editor: “AFTER VERDICT ON M A R IA R E S S A , T H E WORLD PUTS DUTERTE ON TRIAL”. For the past days screaming headlines about Maria Ressa’s conviction were posted by Rappler and only those in the sanctum s anc tor um know w ho’s drafting the story. But you can make your guess.

We took note that the verdict exonerated Rappler as it has no cor p orate

involvement in the cybercrime of libel. For now, she makes use of Rappler as her platform to picture herself as the Joan of Arc of the press and a living martyr of freedom and democracy. And she unabashedly claims and warns in Rappler’s Facebook posts of the demise of press freedom and democracy because of the guilty sentence the court meted on her.

It’s all in the character of Maria Ressa. She ascribes her conviction on the cybercrime on her criticism against Pres. Rodrigo R. Duterte.

She made it appear that the cybercrime law was passed as an instrument to stifle her rights and to indict her.

For foreigners who read her accounts on Rappler, they would likely swallow hookline-and-sinker how she tweaked her guilty verdict as the handiwork of her pet peeve - Pres. Rodrigo Duterte.

My gosh, I covered Duterte for almost three decades.

He had been maligned by his political adversaries who did not stop at filing charges against him before the Ombudsman. He and even his family members were subjects of scurrilous black propaganda from paid hacks of his political enemies.

Duterte never ever filed a single case of libel against his detractors. He won all the trumped-up charges filed against him in Court and when he became President, forgave his political enemies.

Remember this. The complaint filed against Ressa and the cyber law was passed during the term of ex-Pres.

Benigno Simeon Aquino III. In another case which involved the probe done by the Security Exchange Commission on Rappler, Maria was questioned for accepting foreign investments amounting to $1.5-million f rom t he cont roversi a l Omidyar Network. Foreign ownership, either partly or

wholly, is not allowed under the Philippine constitution.

Ressa simply shuts back saying it was Duterte’s way of suppressing her press freedom. She skipped the fact that the members of the SEC that pried into her records were, again, appointees of Aquino. To wiggle out of the case ON declared that it is donating the amount to the Ressa and the rest of the 14 staff members of Rappler.

So there you are.

I can dismiss the wily moves of Maria Ressa including how she extrapolated the number of deaths she claimed were victims of Duterte- instigated extra-judicial killings. I had suspected then that it was her style to indulge in exaggeration and speculation.

She started off with 1,200 plus victims of EJK perpetrated by the mythical Davao Death Squad, then added Sen. Leila De Lima’s estimate of HATES/PAGE 11

The saint of the ordinary life JHAN TIAFAU HURST our kind, polite manner and way of speaking. But then if somebody wrongs or hurts us, watch out! It’s then that we quickly react out of pride and anger to lash out and hurt them in return.

It is in those unexpected pressure times that what is really in our heart comes out in our words. In that moment, the real you comes shining through. Your reactions reveal your true feelings of anger, pride, prejudice, pain or bitterness. It is then that we show what we really are—underneath the nice, controlled person we act like in front of others. It is our “re-actions” that show our real pride, insecurity, envy TONGUE/PAGE 11

THAT’S how St. Josemaria Escriva, founder of Opus Dei,whose feast is celebrated on June 26, was often dubbed.

And that’ssimply because he popularized the idea that everybody is called toholiness and for most of us, this quest for sanctity is done for themost part in the ordinary circumstances and events in our daily life.

In a way, he brought the high and sacred ideal of personalsanctification with its inseparable duty of doing personal apostolateto the mundane aspect of our life without neglecting, of course, thesacred aspect.

It’s like saying that God is not only found insidechurches and other holy, sacred places.

He is found everywhere, andfor the most part of our day, he is in the little ordinary things.

Thus, at one point, St. Josemaria said, “God is

callingyou to serve him in and from the ordinary…There is something holy,something divine hidden in the most ordinary situations, and it is upto each one of you to discover it.”

In ot her words, t he dynamic of love, which is the essenceof sanctity, need not be reserved for some special occasions. It canbe done and lived, and in fact it should be done and lived, in theordinary and usual events of our day, composed mainly of little,mundane concerns and affairs.

This thrust of his preaching, which sprang from a specialvocation he received from God, somehow made a kind of revolution inthe world of spirituality.

That’s because with the way Christianitydeveloped historically and culturally from its beginning—what with allthe persecution of

the early Christians and the aggressive paganism ofthe world—spiritual life was associated more with the attitude of the“contemptus mundi” (contempt for the world).

St. Josemaria promoted the idea of passionately loving theworld instead, because in the first place the world is a creation ofGod and so it is good in itself before it is corrupted by our sin.

Secondly, St. Josemaria pointed out that it is in theworld that God has placed us to test us, to see if through the thingsof the world we can make the proper choice of loving God rather thanof loving our own selves.

We should therefore understand that our mundane andtemporal affairs are no obstacle in our relationship with God and withothers. In fact, for most people, these matters and affairs are thevery

HINTS AND TRACES

ROY CIMAGALA occasion, material and motive for developing the love for God andfor others, and thus, they also serve as the means for their ownsanctification.

While we have to take utmost care in carrying out oursacred duties of praying, offering sacrifices, having recourse to thesacraments, availing of the spiritual means of formation, etc., weshould not forget that our ordinary secular duties SAINT/PAGE 11

Banking&Finance 5 Fiscal prudence crucial for PH recovery: DOF chief Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

FRIDAY|JUNE 26, 2020

M

AINTAINING fiscal prudence to support and improve credit rating is a must for the Philippines in its bid to recover from the impact of the pandemic, Department of Finance (DOF) Secretary Carlos Dominguez III said.

During the virtual Kapihan sa Manila Bay forum Wednesday, Dominguez said continued improvement of domestic fundamentals allowed the country to face the pandemic’s

impact on a strong position.

He said the proportion of debt to gross domestic product (GPD) has improved to recordlow of 39.6 percent, revenues posted its biggest share to domestic output at 16.1 percent in 2019, inflation remains manageable, and foreign reserves continue to rise, with the endMay 2020 level at $93 billion Dominguez added right before the health crisis hit the country, the Philippines received affirmation on its investment

grade credit ratings.

Specifically, S&P Global Ratings affirmed its BBB+ rating with stable outlook on the county last May 31, Moody’s Investors Service kept its Baa2 rating with stable outlook last May 12, and Fitch Ratings affirmed its BBB rating but changed the outlook from positive to stable last May 7.

Last June 11, the Japan Credit Rating Agency (JCRA) upgraded its rating on the country from BBB+ to A- as it considers the

PH financial market still strong – BSP

WITH a global recession, the central bank and the inter-agency Financial Stability Coordination Council (FSCC) remains confident that the local financial market is strong despite that the health crisis has stalled economic activity and will derail growth this year.

The virus outbreak “has been a direct hit on the economy and is already causing systemic dislocations,” said Bangko Sentral ng Pilipinas (BSP) Governor Benjamin E. Diokno in an online press briefing on Tuesday.

Diokno said the BSP and the FSCC will try to

contain emerging market “difficulties” and that these will not “spillover into our financial system.”

COVID-19, said Diokno, already “epitomizes” systemic risk.

In response, the FSCC is soon releasing a national Macroprudential Policy Strategy Framework for a “clear narrative of the policy mindset that we have in place when thinking of systemic risk issues” and another initiative is the formalization of a Systemic Risk Crisis Management Framework, said Diokno, to assess and to take action if a systemic disruption is

detected.

“We are pursuing this not because we see any imminent vulnerability that rises to the threshold of being ‘systemic. Rather, the framework is a preemptive initiative, fully cognizant that its best use is when it is not in use but fully prepared nonetheless when the times call for it,” said Diokno.

The FSCC on Tuesday released its first semestral Financial Stability Report (FSR), previously an annual release, to make it more responsive to the requirements of the banking sector. The April MARKET/PAGE 10

country to remain strong despite the pandemic.

Dominguez said the country also remains to be among the most financially sound economies.

“At a time when nearly all governments around the world are taking on debt to fight the economic downturn, we will be competing for scarce financing.

By maintaining a prudent fiscal program that has allowed us to protect our credit-worthiness, the commercial markets and the

development partners continue to lend to us at generous interest rates and longer terms,” he said.

He added the same advantages are being enjoyed by Philippine firms.

“The ability to refinance at lower cost will help us recover more quickly and more sustainably. This is what makes credit ratings precious to restoring our economy’s health.

This is precisely the reason why we are guarding them very well,” he added. (PNA)

ADB grants credit facility for micro-entrepreneurs MICROFINANCE institution and nongovernment organization (MFI-NGO) ASA Philippines Foundation has received the first tranche of the credit facility from the Asian Development Bank (ADB) amounting to $10 million, which it will extend as loans to over 25,000 women-entrepreneurs owning small businesses which suffer from the economic impact of the coronavirus disease 2019 (Covid-19) pandemic.

In a statement Wednesday, ASA Philippines Foundation said the disbursement of

loans began on June 22.

The ADB granted the Foundation a $30-million credit facility for microentrepreneurs from economically-lagging, environmentally-impacted and conflict-affected provinces in the country.

Both ASA and ADB have agreed that beneficiaries of the financing facility will be existing clients of the former from the provinces in Leyte; Masbate; Samar; Zamboanga Sibugay; and the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM), which will receive the bulk of the

allocation for the loans.

The womenentrepreneur clients must further be engaged in businesses considered essential during the pandemic, including sari-store operation; food production; and the sale of vegetables, fish, grain, and other basic household necessities Though not part of its agreement with the ADB, the board of ASA has decided to offer part of this credit facility to be interest-free to help their clients recover from business losses brought about by the Covid-19 CREDIT/PAGE 10

6 LGUs leverage P140.1-M ER 1-94 funds from AboitizPower and DOE

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ABOITIZPOWER and the Department of Energy (DOE) recently turned over around P140.1 million (M) worth of Energy Regulation 1-94 (ER 1-94) funds to some 36 host beneficiaries of AboitizPower business units AP Renewables, Inc. (APRI) and San Carlos Sun Power, Inc. (SacaSun).

The initial remittance is part of the P351.6 -M total ER 1-94 funds generated by AboitizPower’s geothermal and solar facilities. The remaining funds are being processed and will be turned over to the host beneficiaries as soon as these are available.

The host beneficiaries of APRI and SacaSun include 24 barangays, three municipalities, and two cities in the provinces of Albay, Batangas, Laguna, and Negros Occidental.

Regions IV-A, V, and VI, through the Regional Development Council (RDC), will also be given shares that

they can allocate to their chosen non-host local government units (LGUs) of APRI and SacaSun within their respective regions.

ER 1-94 is a program that benefits host communities through the one centavo per kilowatt-hour (PHP 0.01/kWh) share in the total electricity sales of a power generating facility located within their locality. The new DOE Circular No. DC2020-04-00080 mandates that the funds can now be utilized for COVID-19 response efforts, in support of the Bayanihan to Heal as One Act. COVID-19 response initiatives that have so far been implemented by these LGUs include holding areas or distribution centers, medical and PPE supplies, facility decontamination, and relief goods to feed low-income households during the prolonged quarantine period.

The funds can also be used

for mass testing, subsidy programs (non-food items), mobile markets to ensure uninterrupted availability of essential goods, construction of quarantine centers, provision of cremation and burial services, electricity cost subsidies to newly constructed health facilities, and all other reasonable means or measure to mitigate, contain, and eliminate the transmission of COVID-19.

We don’t know how long this crisis will last. I see the accrued ER 1-94 fund as a blessing," said AboitizPower Geothermal and Solar Business Units President and Chief Operating Officer Dennis B. Jordan.

"This is God’s provision that our host communities can tap and utilize at this very difficult moment in our nation’s history. May they be able to use this resource to help contain, mitigate, and eventually eliminate the spread of COVID-19 in their respective areas.”

Brgy. San Pedro, Sto. Tomas City, one of the host communities of APRI-MakBan, utilizes their ER 1-94 funds to disinfect supermarket and other public areas.

Couch Potato now available in CDO for online delivery

By MARK FRANCISCO, Lifestyle Editor

COUCH Potato has just opened its first ever branch in Mindanao right here in Cagayan de Oro City via Food Hub. Located at Stonestown Suites along Masterson Avenue in uptown Cagayan de Oro, Food Hub introduces Couch Potato to Kagay-anons and more. They also serve their in-house dishes of rice meals (bacon liempo with egg, sisig rice, ground pork with quail eggs, chicken fillet with white sauce, beef tapa with egg) and standalone dishes (sisig, chicken fillet with white sauce, gambas, ground pork with quail eggs and beef tapa).

Couch Potato is the source of flavorfullyawesomefries.Whether you like your fries tangy, salty or sweet, there’s bound to be a flavor for you. Despite being affordable, their premium fries retain their crispy touch hours after being

Mathematics teachers' teaching challenges

By ALJUN C. PILONGO Tangub National High School

While all curriculum areas share some of the same issues and concerns, math teachers have issues that are specific with regard to students. Most students can read and write by the middle elementary school years. Math, however, can be intimidating to students, particularly as they advance from basic addition and subtraction to fractions and even to algebra and geometry. To help math teachers cope with these issues, this list looks at the top 10 concerns for math teachers, along with some possible answers.

Math curriculum often builds on information learned in previous years. If a student does not have the required

prerequisite knowledge, then a math teacher is left with the choice of either remediation or forging ahead and covering material the student might not understand.

Consumer math is easily connected to daily life.

However, it can often be hard for students to see the connection between their lives and geometry, trigonometry, and even basic algebra. When students do not see why they have to learn a topic, this impacts their motivation and retention. Teachers can get around this by giving real-life examples showing where students might use the math concepts being taught, particularly in upper-level math.

Current trends in teaching science

By JERSON P. ALO Tangub City National High School

ENGAGING children in meaningful investigations to understand the world they live in are now in danger of being lost in the COVID-19 scramble.

Eve n a s t h e wor l d is looking to health res earchers, s cientists and engineers to solve the many mysteries and challenges posed by the coronavirus, there are signs that the budgets and school reopening plans being shaped now may fail to recognize science as part of the academic core.

To meet this moment, as a matter of educational equity, school leaders, parents and the business community must ensure that science is not once again pushed aside in

schools.

Not e ver y k id w i l l grow up to be a rocket scientist, but every kid deserves a chance to gain the scientific literacy they will need to be ready for a wide range of jobs of the future and to be informed citizens. Well-designed science lessons empower children to explore questions that arise from their emerging observation and understanding of the world they live in.

Through Zoom, third graders explored with health researchers how a virus can jump from animals to humans, while 6th graders met with biologists to learn about virus mutations and genetics.

cooked and don’t get soggy at all.

Customers get to enjoy the good stuff at reasonable prices.

Thesignatureflavorsof Couch Potato are adobo and ube but they do serve the following too: queso de bola, ranch, cheese, taco, sour cream, barbecue, jalapeño,

Samyang, chocolate and couch special. They are available in five sizes: craving, dieting, hungry, starving and drooling.

Here in Cagayan de Oro City, Couch Potato and Food Hub are available via Food Panda at the following times: Mondays to Saturdays from 9:00 a.m. to 6:00 p.m.

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FRIDAY|JUNE 26, 2020

DOH-10, lipay sa lakang sa MisOr task force GIKALIPAY uyamot sa Department of Health – 10 ang mga lakang sa Provincial Task Force for COVID-19 sa Misamis Oriental sa pakigbatok sa coronavirus disease 2019. Kung graduhan kini ni Dr. Jocelyn Torrecampo sa DOH10, gikan sa 1-10, anaa kini sa 9.

Lakip sa gikalipay ni Dr. Torrecampo ang pagtukod ni Gov. Bambi Emano ug Dr. Jerie Calingasan sa 11 ka komiteba nga gitukod isip preparasyon kon

ugaling adunay mahitabong local transmission sa probinsiya.

Ang mga komiteba naglangkob travel and arrival, quarantine and isolation, security, food, transportation and mobilization, recovery and reconstruction, surveillance, information and risk communication, documentation and registration, sanitation and disinfection og management of the dead, nga natukod atol sa panagtapok sa

task force niadtong Hunyo 23, 2020 sa Phividec Compound, Tagoloan, Misamis Oriental.

Lakip sa gidayeg ni Dr. Torrecampo ang mayores ug City/ Municipal Health Officers sa ilang makanunayong pagtambayayong sa pamunuan ni Gov. Emano ug pagpangulo ni Dr. Calingasan.

Students' anxiety towards mathematics

By ALJUN C. PILONGO Tangub National High School

MANY students claim not to like math. But for some, the issue with math is more than simply disliking algebra or fractions.

For some students, doing math can cause negative emotions like fear of failure. This harms their ability to perform. This is called math anxiety.

Math anxiety impacts students as early as the first grade by affecting their working memory. Working memory is like a ‘mental scratchpad’. It is important when we need to keep track of numbers. But this working memory can be disrupted by math anxiety in both elementary and secondary school students.

This can lead students

with math anxiety to be as much as half a school year behind their peers in math. Even for students who don’t struggle with math anxiety, it’s important to develop positive study habits that will help them as math becomes more complex.

Major causes of mat h an x i e t y i nclu d e the deadlines that timed tests impose on students lead them to feel anxious.

This leads them to forget concepts that they have no problem remembering at home. Since these tests can have a negative impact on grades, the student’s fear of failure is confirmed. This creates a vicious circle that can be difficult to break.

Online learning is better than face to face teaching

By IREENE VEE P. BENDIJO Teacher I Hoyohoy Elementary School

ONLINE learning is free from a range of physical restrictions that impede face to face teaching.

Students and teachers with comorbidities often find online learning more accessible than campusbased activities. It provides not only an opportunity to acquire new knowledge but also an opportunity to meet and socialize with other students which is otherwise unavailable.

For many students with travel difficulties and responsibilities, online learning may be the only option. It can o p e n u p e d u c at i o n a l opportunities to a bigger group of students. Wellproduced learning content such as recorded lectures can enhance the ease of

learning – particularly for students who for whatever reason, may find it difficult to pick up new information in real time from one-off lectures.

Students enter a school with diverse family backgrounds, prior knowledge and experiences and they learn at different speeds. However, in large lecture halls, it is extremely difficult to customize the difficulty of lecture content for varying student needs.

Instead, teachers may assign independent tasks that need to be completed between weekly lectures and hope that lower-IQ students can catch up. In online courses however, it is possible to present multiple learning paths with different set of resources and activities.

BWM: June 26, July 3 & 10, 2020

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Feature

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FRIDAY|JUNE 26, 2020

What other Barangay do in the middle of COVID-19 Pandemic?

A

HANDOG PASASALAMAT | An initiative of Commission on Population and Development - Region X along its management and staff to distribute food packs to a total of 110 "padyak" or locally know as "trisikad" drivers in Cagayan de Oro City.

In the same activity, the recipients have undergone a short responsible parenthood and family planning (RPFP) session (10 individuals per batch) to provide them basic information on reproductive health and wellness.

POPCOM Regional Director Jeremias Gupit in his opening statement stated that “in time of crisis wherein couples cohabit in longer period of time due to quarantine, it is important to practice any of the natural or artificial family planning method to avoid unintended pregnancy and shun its long-term negative effects to the family.”

He further stressed that the “gift-giving” is a small gesture of gratitude of POPCOM personnel to the economically vulnerable drivers for transporting staff safely to the workplace.

With safety standards implemented, they were provided with one (1) pack of dressed chicken and 5 k.g. of rice. They have also been explained on the Commission’s basic services thereby encouraging their family members and acquaintances to avail such.

OBRA NI GIL MACAIBAY III. New Normal? Gil Macaibay III Fashion Studio will design a Made to Order Personal Protection Equipment(PPE) Hatmat Jacket and Pant(left) and you will be covered for Protection,trying to look fresh in this black PPE-Paris inspired black gown with fashionable facemask (right).

MONG the Barangay in Cagayan de Oro City who initiated assistance for their community on top of the assistance from the national and city Government,is NAZARETH lead by its Chairman Maximo "Jonjon"Rodriguez III who is the second generation of the Rodriguez political clan in the City.

The village Chief executive has already distributed a total of 4,200 Food Packs worth Php500,000.00 coming from its local fund and assistance of the 2nd Congressional District of Representative Rufus B.Rodriguez .

For the good sanitation and boosting the immunity of their 120 Barangay employees,Chairman Jonjon Rodriguez distributed alcohols and Vitamin C good for 2 months consumption." Unahon natog atiman ang maayong Panglawas sa atong mga emplyado Kay Kini sila Ang mga frontliners nga mo sulong sa kinasookan sa atong Barangay bisan unsa ka delikado ang ilang misyon aron dili mo kuyanap ang virus sa atong lugar" Rodriguez said in his vernacular.

Police Station 9(PS9) of the Cagayan de Oro City Police Office ( COCPO ) is now standing in the compound of Nazareth Barangay Government village who always conducting roving every now and then at the vicinity of their assignment specially at night were a curfew was imposed in the entire city from 9:00 O'clock in the evening until 5:00 O'clock in the morning the following day. To ensure that these police personnel was always in their alert level,the Local Government Unit of Nazareth gaves 1 sack of rice per month to PS9.

A Fire Station was also installed by the Bureau of Fire Protection (BFP) City Fire Department in the compound of Nazareno LGU village and together with the Barangay Health Workers,they consistently conducting disinfections to all Nazareth streets using Fire Truck Tanker while the village Chief initiated for giving 2 packs of Chlorine in every 5,000 households to continuously disinfects themselves using the said chemical given by the Barangay Government.

On Focus

By ERCEL MAANDIG

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FRIDAY|JUNE 26, 2020

Building inclusive ‘cashless’ ecosystems critical as gov’t accelerates digital push – PayMaya

P

ROVIDING a complete and inclusive way for Filipinos to transact with government online through ‘cashless’ ecosystems is critical as the government accelerates its digital push in light of the

COVID-19 pandemic, an executive from digital financial services PayMaya said recently.

“Everything is going online, including government services, but we have to ensure that every Filipino is able to continue

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City

SITTIE AINAH M. CABUNTALAN CASE NO. R10-EV-TX 2020-05-1188

RYAN MARK L. PANCRUDO CASE NO. R10-NC-PA-TH 2020-06-1569

AL AMRY TAXI SERVICES CASE NO. R10-EV-S-CC-TX Rep. by : SHAYMA M. SALOMABAO 2020-06-1673

(2006-10-002)

NOTICE OF HEARING

APPLICANT(s)/ PETITIONER(s) request/s authority to Extend the Validity of a Certificate of Public Convenience to operate AIRCON TAXI SERVICE on the route: CAGAYAN DE ORO CITY TO ANY POINT IN REGION X and vice versa with the use of ONE (1) unit/s.

This application/petition shall be considered by this Board on July 7, 2020 at 10:00 A.M. at this board on which date Applicant(s)/ Petitioner(s) shall formally submit his/her/their evidence.

The Applicant(s)/Petitioner(s) shall publish said notice at least TEN (10) DAYS prior to the date of hearing once in a newspaper of local circulation.

Party(s) opposed to the approval/granting of the application/petition must file his/her/their written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/their oral testimony(s).

N.B. FAILURE TO APPEAR AT THE SCHEDULED DATE AND TIME OF HEARING SHALL MEAN THE DISMISSAL OF THE APPLICATION/PETITION.

WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 22nd day of June 2020 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER BWM: Jun 26, 2020

NOTICE OF HEARING

transacting with government and receive much-needed aid through cashless ecosystems that are pervasive and at the same time inclusive,” said Orlando B. Vea, Founder and CEO of PayMaya, during

(2018-10-3234/2016-10-321/2016-10-421)

NOTICE OF HEARING

APPLICANT(s)/ PETITIONER(s) request/s authority for the Issuance of Certificate of Public Convenience to operate TH FREIGHT SERVICE on the route: WITHIN CAGAYAN DE ORO CITY AND FROM SAID PLACE TO ANY POINT IN REGION X ACCESSIBLE TO MOTOR VEHICLE TRAFFIC and vice versa with the use of FOUR (4) unit/s.

This application/petition shall be considered by this Board on July 7, 2020 at 10:00 A.M. at this Board on which date Applicant(s)/ Petitioner(s) shall formally submit his/her/its evidence.

The Applicant(s)/Petitioner(s) shall publish said notice at least TEN (10) DAYS prior to the date of hearing once in a newspaper of local circulation.

Party(s) opposed to the approval/granting of the application/petition must file his/her/its written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/its oral testimony(s).

FAILURE TO APPEAR AT THE SCHEDULED DATE AND TIME OF HEARING SHALL MEAN THE DISMISSAL OF THE APPLICATION/ PETITION.

WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 24th day of June 2020 at Cagayan de Oro City, Philippines.

APPLICANT(s)/ PETITIONER(s) request/s authority to Extend the Validity of a Certificate of Public Convenience with Substitution of Unit/s and Consolidation of Case/s to operate AIRCON TAXI SERVICE on the route: CAGAYAN DE ORO CITY TO ANY POINT IN REGION X and vice versa with the use of ELEVEN (11) unit/s.

This application/petition shall be considered by this Board on July 7, 2020 at 10:00 A.M. at this board on which date Applicant(s)/ Petitioner(s) shall formally submit his/her/their evidence.

The Applicant(s)/Petitioner(s) shall publish said notice at least TEN (10) DAYS prior to the date of hearing once in a newspaper of local circulation.

Party(s) opposed to the approval/granting of the application/petition must file his/her/their written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/ her/their oral testimony(s).

N.B. FAILURE TO APPEAR AT THE SCHEDULED DATE AND TIME OF HEARING SHALL MEAN THE DISMISSAL OF THE APPLICATION/PETITION.

WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 24th day of June 2020 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER

BWM: Jun 26, 2020

BWM: Jun 26, 2020

the BusinessWorld Insights Forum which discussed digital payments acceptance for LGUs held on Tuesday.

Vea said this means enabling government to accept a wide range of payment methods, including credit/ debit cards and e-Wallets, complemented by a vast and accessible physical payment center experience that can help bridge the gap for the unbanked and the underserved segment of the population.

This end-to-end payments ecosystem is what PayMaya provides its partners as it brings the full payment suite–from a consumer e-Wallet app, to a host of solutions for government payment acceptance, and more than 30,000 Smart Padala touchpoints able to process digital financial transactions nationwide.

To date, PayMaya has helped enable more than 50 government agencies, government-owned and controlled corporations, as well as local government units in their respective bids to digitize their processes and bring a more efficient and transparent government service to the people. It has also disbursed more than P1.4 billion in financial aid on behalf of its national and local

Live experience of science teachers in the STE curriculum

By JERSON ALO Tangub City National High School

THE mission of schools is to educate children to higher standards of performance by providing them with the experiences necessar y to learn, define, analyze, adapt and invent. Raising the learning standards can be achieved through a responsive teacher preparation program and continuing professional development program for all practicing teachers.

In the Philippines, recent efforts have been directed to improving

Stopped... from page 1

Force on Emerging Infectious Disease (IATF-IED) has decided for a moratorium of Caraga-bound flights, mercy voyages and all forms of transportation limited to LSIs only from June 22 to July 4.

The move was in response to Resolution No. 41 of Caraga Regional IATF-EID which asked the national IATF-EID to impose the moratorium of sweeper flights, mercy voyages and all modes of transportation for ROFs (returning overseas Filipinos) and LSIs after their influx has started to reach to 5,994.

Cabinet Secretary Karlo Nograles, who also sits as Caraga Cabinet Officer for Regional Development and Security, told Agusan del Norte Gov. Dale Corvera

s cience e duc at ion, b ot h at t he basic and teacher education levels.

Research shows that the quality of science education in schools is greatly influenced by the quality of science teachers. Students’ interest in science is directly linked to the quality of teaching as well as learning interactions provided by their science teachers. Interviews w it h stu d e nt s w ho e xc el l e d i n science reveal that they were greatly inspired by science teachers who

, regional chairperson of Regional Task Force Against COVID-19 One Caraga Shield, that the national IATF-EID has allowed the moratorium only for LSIs pending accreditation of the region’s proposed COVID-19 laboratory testing centers.

The approva l of t he moratorium came when Caraga has recorded a rapid i n c re a s e of C OV I D - 1 9 positive cases to 87 as of June 20, a tenfold spike in barely three weeks from just eight cases.

Charito Plaza, director general of the Philippine Economic Zone Authority (PEZA) who helped facilitate the travel home of some 2,200 LSIs and ROFs in Caraga, was disheartened to learn the sudden halt of the “Hatid Probinsya” program, saying there are still more than 500 remaining Caraga residents scheduled to return

engaged them in tasks that enabled them to inquire and solve problems.

Science has a rapidly changing knowledge base and expanding relevance to society. Teachers must pursue opportunities to build their understanding of how students with varied interests, abilities, and experiences can be supported and guided. Subsequently, students may be able to make sense clearly out of scientific ideas. These ideas can be linked to real-life situations.

home on June 27.

She said the effort to bring home stranded Caraga residents in Metro Manila and Cebu was a joint effort of PEZA, partner private firms, Overseas Workers Welfare Administration for ROFs and Department of Tourism for LSIs. Plaza criticized local of f ici a ls in C arag a for blaming the program on the spike of COVID-19 positive cases, saying the local government units (LGUs) were just not really prepared to facilitate their returning residents after more than three months of the COVID-19 crisis.

“Some LGUs are good and medical monitoring are good but many others badly need improvement,” she said, adding that “it’s unfair and unfounded to blame us for bringing the OFWs and LSIs as COVID-19 carriers

in Caraga.”

Plaza, who hails from Butuan City, questioned why the LGUs in Cagayan de Oro City and Davao City facilitated and welcomed their returning residents w hi le t he C araga lo ca l officials could not do it.

“From the ver y start most LGUs in Caraga never wanted OFWs and LSIs to go home so that there never was a show of interest and concern to their sad plight,” she noted.

Plaza refuted the Regional IATF claim of the rising cases attributed to the massive influx of returning residents, citing figures of LSIs who availed of sweeper flights and mercy voyages from Manila and Cebu and arrived at the Butuan’s Bancasi Airport and Nasipit Seaport from May 26 to June 20 which recorded only 18 COVID-19 positive cases from 1,311 passengers.

government partners as part of their respective financial aid programs in response to the current COVID-19 crisis.

Just recently, PayMaya signed a partnership with the Bureau of Customs to enable the agency with digital payments acceptance as it prioritizes online transactions for safer and more transparent delivery of services, as well as the Department of Foreign Affairs to allow them to accept credit/debit card and e-Wallet payments for passport application and renewal appointments.

Other government partners of PayMaya include the Bureau of Internal Revenue, the Social Security System, PAG-IBIG Fund, Department of Trade and Industry, Department of Foreign Affairs, Department of Science and Technology, as well as the Professional Regulation

Commission, among many others.

On the local level, the cities of Caloocan, Las Piñas, Manila, Mandaluyong, Pasig, and Quezon City have also utilized PayMaya to deliver financial aid to senior citizens, persons with disabilities (PWDs), solo parents, and scholars, among other constituents in their respective localities.

The BusinessWorld Insights Forum with the theme “Enabling LGUs in the New Normal through Digital Payments Acceptance” is presented by PayMaya and the USAID E-PESO program, in cooperation with the Department of the Interior and Local Government, the Anti-Red tape Authority, the Union of Local Authorities of the Philippines, and the Management Association of the Philippines.

How artificial intelligence is transforming education

By JOCELYN C. APIAG Teacher III Sinonoc National High School Sinonoc, Sinacaban, Misamis Occidental

WHEN we t a l k ab out artificial intelligence, we often envisage a suite of robots performing tasks, transferring labor from hu m ans to m a ch i ne s .

Within basic education at l e a st i n d e vel op e d countries, the AI revolution has arrived in a different, inconspicuous form. But just because we do not notice it, it doesn’t mean its impact will be any less.

However, AI is still regarded as a tool for facilitating creativity rather than performing it. It is deployed as a technology that can execute all of the mundane tasks in the process of being creative

which in turn frees the user to focus on the act of crating.

A I c an e x t e n d t h e possibilities for delivering teaching. Virtual reality can b e used to create learning environments that are inaccessible in the physical realm. Let’s say you are doing a nuclear safety course. We want to visit Chernobyl but not only is it ruinously expensive for a big group of people, it is also dangerous. And there are places that you can’t go to like Palmyra. They don’t exist anymore. But they exist in 3D. They exist in the digital realm.

Game-based teaching

By IREENE VEE P. BENDIJO Teacher I Hoyohoy Elementary School

THE educational disruption c au s e d by C OV I D - 1 9 represents a major challenge for teachers all over the world. The situation requires adapting the organization of lectures and the learning style to a fully online distance learning context.

Distance learning is very different from face to face learning notably in terms of interaction between teacher and students, also among students and complicates student engagement and participation. The paradigm of student-centered education seems more difficult to maintain in this new context.

But even in a traditional classroom, it is not always e a s y t o g e t s tu d e nt s’ attention. This is especially

true for courses in technical fields. As a way to overcome t h e i s s u e , s i mu l at i on games are implemented in classes. The use of gamebased techniques can be an effective way of reducing student anxiety towards technical and/or abstract concepts and increase their class involvement which is consistent with existing evidence. When confronted with the additional challenge of distance learning, GBL methods are understood if they remain effective in this new setting. Organizing simulation games in groups comes with several advantages – it makes the game easier and more importantly, increases the number of constructive exchanges among students.

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FRIDAY|JUNE 26, 2020

Globe... from page 3

f rom 11-digit numb ers pretending to be from Globe no matter how legitimate they seem to be. Other warning signs of scams and spams are the presence of letters that are deliberately capitalized as well as grammatical and spelling errors.

Most recently, there are complaints about alleged Globe representatives offering a SIM upgrade and asking for one-time PIN. Globe, however, will never ask for personal information or ask anyone to surrender their SIM since this may lead to unauthorized access to services such as verification or security protocols for

banks accounts, money transfers, and other related transactions that are linked to the customer’s mobile number.

The same holds true for other text messages from third parties that request for personal information such as name, age, and address, in exchange for raffle prizes, pre-approved loans, and other similar offers. These scammers often entice their victims to send money in exchange for their prize.

Globe also warned against text messages that require the recipient to send a certain amount to 2 + (10-digit mobile number) for either a "discount," "refund," and other fraudulent claims. This is a Share-a-Load process that

will transfer Prepaid load to the scammer.

Another similar scam involves a request for the recipient to dial *100*1* (10-digit mobile number) and s o on. This is an Aut o l o a d M A X re t a i l e r process that will transfer load credits to the scammer.

Thus, Globe also reminds its customers to always transact with Globe official channels and accounts - https://glbe.co/officialaccounts.

Credit... from page 5

crisis.

The interest-free finance loans are for a maximum am ou nt of P 4 , 0 0 0 p e r borrower, and may be settled

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region BRANCH 24 Cagayan de Oro City IN RE: PETITION FOR THE CANCELLATION OF LIS PENDENS ON TCT NO. T-31319 REXIE ABBU TINAMPAY,

MC-2017-311

Petitioner,

No.2191,whose annotation on TCT No. T-31319 is subject of this cancellation,is not pending in any of the Regional Trial Courts of Misamis Oriental,

To substantiate the allegations in the Petition, the Petitioner testified that he is the owner of a certain parcel of land identified as Lot No. 919-A-2, which is a portion of Lot No. 919-A, situated at Agora,Barrio Lapasan, Cagayan de Oro City, embraced under Transfer Certificate of Title No.T-31319,containing an area of One Thousand Eighty Four(1,084) Square Meters,which land is more particularly described and bounded as follows: Transfer Certificate of Title No.T-31319

-versusHEIRS OF BRICCIO TAMPARONG, represented by FELIZA S. TAMPARONG, THE REGISTER OF DEEDS OF CAGAYAN DE ORO CITY Respondents. x-----------------------------------------------------------------------JUDGEMENT

In this verified petition, Petitioner Rexie Abbu TINAMPAY pray for the Cancellation of Lis PENDENS of Transfer Certificates of Title No. T-31319, for reasons stated therein.

In the clarificatory hearing had on October 3, 2017, the petitioner's counsel manifested that this proceeding is for the Cancellation of the list pendens annotated on the title of a property in the name of petitioner's mother; and that as a result of such information, the court required the petitioner's counsel to determine the whereabouts of the first set of respondents, who caused the annotation sought to be cancelled,for being an indispensable party in this case, and thereafter, to furnish them copies of the Petition. Said counsel, afterwards, submitted his Compliance to the Order dated October 3, 2017, furnishing the Court of the addresses of the private respondents.

The Register of Deeds of Cagayan de Oro City, was served of Summons, together with Attached copies of the Petition and the order dated November 6, 2018, setting the case for initial hearing. The record further shows that the just-mentioned Order was posted, together with a copy of the Petition, in three(3) conspicuous places. Despite the posting, no opposition to said Petition was filed.

At the initial hearing had on April 25, 2019, though the Petitioner's counsel was around, but the Order of Initial Hearing was found not attached to the records, hence, it's transfer on June 14, 2019. On this latter date of hearing, the petitioner's counsel manifested his client's compliance of the jurisdictional requirements. And as there was no opposition thereto, upon his motion, which was granted, the court directed the Petitioner to present his evidence, ex parte, before Clerk of Court, Regional Trial Court of Cagayan de Oro City, who was appointed as Commissioner.

At the ex-parte hearing had on August 30,2019, in the afternoon, to prove compliance of the jurisdictional requirements, the Petitioner's counsel marked as his client's exibits the following: Exhs.

"A","A-1","A-2"

"A-3","A-4","A-5"

in 20 equal payments within a 26-week or six-month period.

Meanwhile, the business finance loans are for a maximum amount of P16,000 per borrower.

A single borrower may be able to receive a combination of both interest-free finance and business finance loans.

Kamrul Tarafder, president and chief executive officer of ASA Philippines Foundation, said they are “the first and only MFI-NGO to receive a non-guaranteed direct soft loan facility from ADB in Southeast Asia, in the Asian lender’s history.”

He added they are hopeful that the newly available financing, along with the regular credit facilities of the Foundation, will help its

Copy of the Petition, consisting of six(6) pages, filed on August 23,2017;

"B"

"C"

Order of this Court dated November 6, 2018,finding the petition sufficient in form and substance and setting the case for initial hearing; - Certificate of Posting;

"D"

- Sheriffs return of service dated March 14, 2018, stating therein that Summons to private respondent Heirs of Briccio TAMPARONG was unserved;

"E"

- Order of this Honorable Court dated November 12, 2018, granting Petitioner's Motion to serve summons to private respondent Heirs of Briccio Tamparong, thru publication;

"F"

- January 12,2019 issue of Katarungan News Weekly, and page 4 thereof, as Exibit F-1;

"G"

- January 12, 2019 issue of Katarungan News Weekly, and page 4 thereof,as Exibit G-1;

"H"

- January 12, 2019 issue of Katarungan News Weekly, and page 4 thereof,as Exibit H-1;

"I"

- Affidavit of Publication dated January 28,2019, Signed by Mr. Geronimo F. Valenton and notarized by Atty.Augusto P. Neri,Jr.;

"J","J-1","J-2"

"J-3".

- Electronic copy of the TCT No. T-31319 issued in the name of Maxima A. Tinampay,and entry No.86137 found on page 2 thereof;

"K",K-1".

- Deed of donation dated December 4,2008, made by Maxima A. Tinampay in favor of herein petitioner,notarized by Atty.Panfilo Paracuelles on said date; and

"L".

- Certification issued by the RTCOCC,stating therein that Civil case

"A PARCEL OF LAND (Lot 919-A-2,Psd-10-002366 being a portion of Lot 919-A,Psd-10-002095)situated in Barrio Lapasan, Cagayan de Oro, island of Mindanao.

Bounded on the NW & NE., along lines 2-3-4 by Lot 900 both of Cad 237,Cagayan Cadastre;on the SE along line 4-5 by lot 919-B,Psd-10-002366;on the SE,along line1-2,by lot 918, Cad 237, Cagayan Cadastre.Beginning at a point marked "1" on the plan being N.12 deg.,38'E, 281.64 m from BLLM No.41, Cad 237, Cagayan Cadastre.

Thence N.84 Thence N.23 Thence S.55 Thence S.23 Thence N.63 Thence S.23.

deg 31'W 11.46 m. deg 04'E 82.97 m. deg 16'E 22.00 m. deg 56'W 16-56 m. deg 57'N 9.49 m. deg 56'W 59.00 m.

to point 2; to point 3; to point 4; to point 5; to point 6; to point of;

Beginning; containing an area of One Thousand Eighty Four(1,084) square meters, more or less. All point referred to are indicated on the plan and marked on the ground as follows: Points 1 by Ps.Cyl.conc.mons. 15x60 cm and the rest by old points. Bearings true date of original survey November 1926-July 1932 and that of the Subdivision December 29, 1979, executed by Leonardo Ranoa, geodetic engineer and approved on January 25,1980,;

That the subject property was originally owned and registered in the name of Maxima A. Tinampay, his mother; that during the lifetime of his mother,she executed a Deed of Donation dated December 4,2008, devising to him the subject land; that when he secured an electronic copy of the title from the Register of Deeds, he learned that a Notice of Lis Pendens with entry No. 86137, was annotated by Atty. Ralph Lou Wilkom at the back of TCT No.31319, being involved in a civil case No.7191 entitled Briccio N. Tamparong vs. Saturnino Macaboac, et.

Al., for declaration of Nullity and Cancellation of TCT Nos. T-30909, T-31315, T-31365, with damages; that at present, the subject property is being expropriated by the government, thru the National Housing Authority (NHA), which is now pending at Branch 17 of the Regional Trial Court of Misamis Oriental, entitled National Housing Authority vs Bernabe Noble, et.al., docketed as case no.R7847; that NHA, thru counsel, already manifested its willingness to pay the value of the land agreed upon,with the only condition that the Notice of Lis Pendens, which is annotated at the back of subject title, be cancelled and removed; that almost thirty seven(37) years had passed from the date of the incription of said Notice of Lis Pendens on TCT No. T-31319, but no judgement Against the title was ever received either by Petitioner's mother or him, causing him grave damage and prejudice as he is unable to sell, mortgage or dispose the subject property; that the annotation of the Notice of Lis Pendens on the subject title has no laudable purpose but to molest and vex said title and its owner,as the petitioner and the other defendants of that other earlier case, did not ever receive a single Notice or Order from the court trying said case; that further, respondent Heirs of Briccio Tamparong had not earnestly followed up said earlier said case and had not secured a judgement nullifying Petitioner's mother's title, and/ or no order or judgement was ever received by the latter; that he has no idea whether the said earlier cast filed against his mother and other co-defendants, subject of the Lis Pendens, was already dismissed or not; that the private respondents had also failed to reconstitute the records of the said earlier case within the time provided under Act No, 3110,up to the institution of the present court, which has been two(2) years from the time the Hall of Justice was burned to the ground on January 30, 2015; and that the Office if the Clerk of Court, Regional Trial Court in this jurisdiction,has issued a Certification that the earlier said case docketed as Civil Case No.7191, whose pendency was reason for the annotation of the Notice of Lis Pendens, under Entry No. 86137, on the subject title, is not pending with this Court. Hence, the filing of this Petition.

The Petitioner then identified, and submitted a formal offer of Exibits dated September 3, 2019, as follows:

Exibits "A","A1","A-2","A-3","A-4", and "A-5"; "B"; "C";"D";"E","F";"G";"H";"I";"J","J-1","J-2" and "J-3";"K" and "K-1" and "L",

with the court issuing a ruling, admitting them for the purposes for which they were offered and as part of the testimony of the identifying witness, as shown in the Order dated September 27,2019.

The court finds the Petition meritorious.

Section 77 of Presedential Decree 1529 provides, as Follows:

Section 77. Cancellation of Lis Pendens.

Before final judgement, a notice of Lis Pendens may be cancelled upon order of the court, after proper showing that the notice is for the purpose of molesting the adverse party, or that it is not necessary to protect the rights of the party who caused it to be registered.

It may also be cancelled by the Register of Deeds upon verified Petition of the party who caused the registration thereof.

At any time after final judgement in favor of the defendant, or other disposition of the action such as to terminate finally all rights of the plaintiff in and to the land and/or buildings involved, in any case in which a memorandum or notice of Lis Pendens has been registered as provided in the preceding section, the notice of Lis Pendens shall be deemed cancelled upon the registration of a certificate of the clerk of courts in which the action or proceeding was pending stating the manner of disposal thereof.(underlining supplied)

Pursuant to the last paragraph of section 77, just quoted, said Notice of Lis Pendens annotated on the subject Title, was long rendered inefficacious and invalid by virtue of the failure of both parties to reconstitute the records of that other earlier case filed before Branch 17 of this Court, mentioned above.

WHEREFORE, the Petition, being amply substantiated and there being no Opposition thereto, is hereby granted. Consequently, the Notice of Lis Pendens, inscribed as Entry No. 86137, on Transfer Certificate of Title No. T-31319, is hereby ordered cancelled,and with the Register of Deeds of Cagayan de Oro City, directed to thereafter effect such cancellation.

Lastly, the Petitioner is ordered to cause the publication of this judgement, in order to acquire finality pursuant to the Revised Rules of Court.

Let a copy each of this Order be furnished to Atty. Karol Chaim P. Bartolome, counsel for the Petitioner, Feliza S. Tamparong and the Register of Deeds of Cagayan de Oro City.

SO ORDERED. ISSUED this 23rd day of December 2019, at Cagayan de Oro City, Philippines

Signed: HENRY B. DAMASING Presiding Judge BWM: June 26, July 3 & 10, 2020

women-entrepreneur clients as “they make their way to economic recovery” following the gradual relaxation of c om mu n it y qu ar ant i ne measures.

With a footprint of over 1,683 branches across the archipelago, ASA Philippines Foundation counts nearly 1.9 million Filipinos among its clients.

It is setting its sights on expansion in financially underserved areas of the country, including BARMM. Prior to the pandemic, the MFI-NGO announced they had already been granted a Shari’ah compliance certificate to conduct Murabaha Islamic microfinance in BARMM. (PR)

Market... from page 5

2020 FSR has recognized the global recession and expects “further dislocations”. Still, despite the “increase in risk premiums and heightened risk aversion” the FSR said that there is “no reason to believe that the local financial market is in a state of instability. Not yet.”

Head of FSCC Technical Secretariat, BSP Assistant Governor Johnny Noe E. Ravalo, who presented the highlights of the FSR, said the global economy has been in a struggle for the last two years. “COVID-19 actually exaggerated this slowdown and created a new layer of complications,” said Ravalo.

Between the pandemic and the global recession is the financial markets. “When you have a public health issue that requires governments around the world to suspend economic activitiy, incomes are lost and supply chain are actually magnified and that creates financial risks and therefore elevates risk aversion which would then eventually effect output as well. We see these linkages as the ones driving the financial market scenarios,” he explained.

Ravalo said when there are income loss, and economic activity needs to be rebooted while obligations need to be refinanced, risks need to be re-priced, where do FSCC comes in? “We feel at the FSCC that the capital market has a particular role to play (of ) mitigating systemic risks.” He also said that the group’s “ability and commitment to look at the inter-linkages between markets, transactions and players, allow us to have a wholistic view of the various channels of risk so that we can intervene early … We take comfort that our financial market is strong but the key initiative of the FSCC is to make sure we remain vigilant to what may be.”

Damages... from page 1

such as the distribution of planting materials, seedlings, fertilizers, and post-harvest facilities.

Farmers also received financial assistance and other loan packages from the national government, he added.

Meanwhile, Pacamalan s a i d PAG R O h a s a l s o distributed chemicals for the control of fall armyworms that damaged 85 corn farmers, between June 12 and 17. The farmer-beneficiaries come from Sugbongcogon, Claveria, Binuangan, Tagoloan, Opol, and Alubijid towns.

In Opol town, he said 61 farmers and six returning overseas Filipino workers also availed of corn, vegetable seeds, and organic fertilizers.

PAGRO, he said, also procured 23,524 coconut planting materials, and established coco-seed nut nurseries in Alubijid, Balingasag, Binuangan, and Tagoloan towns that would benefit about a thousand farmers. (PNA)

Assures... from page 1

Atty. Jeffrey Caudor Saclot, the provincial inter-agency task force spokesperson, said that “if there is a surge, the province can handle it.”

Saclot said all the 23 towns, including the two component cities in the province are prepared for the arrival of locally stranded individuals (LSIs) and returning overseas Filipinos (ROFs).

Aside from the provincial government initiative, Saclot said the municipal and city governments have set up quarantine facilities for the arriving persons and isolation units for those tested positive for the coronavirus.

In a recent interview, Erick Cañosa, the mayor of Gingoog, one of the province’s component cities, said they have the capacity to accommodate incoming residents.

“We have prepared for the new arrivals. We will heartily accept them because they are from Gingoog,” he said.

Gingoog has recorded three Covid-19 cases, two of whom, a 30-year-old man and his one-year-old child, have already recovered. Both were asymptomatic.

Gingoog’s latest Covid-10 case is a 22-year-old male who arrived from Cebu City on June 19. He tested positive June 21.

The third Gingoog patient is the fifth Covid-19 case in the province.

Rey Buhisan, Magsaysay town mayor and chapter president of the League of the Municipalities of the Philippines in Misamis Oriental, said the challenge for local government officials is how they can swiftly respond to arriving residents, especially those located far from the L aguindingan Airport.

“Wit h t h e l i m it e d resources that we have, we are trying our best to sustain our support to our returning residents. And once they are PUM [persons under monitoring], we will support them through food assistance,” he added.

11

Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

FRIDAY|JUNE 26, 2020

Balik... bringing BP2 to his municipality.

“Kauswagan is ready for this type of program, while we are still planning and trying to conceptualize BP2, we already saw the potential of this town. I saw Kauswagan as the most ideal place for the BP2 program,” Arnado said. (PNA)

we truly are. But then most importantly He also can start cleaning us from the inside out and give us the power to start changing in our heart.

Right now, won’t you ask Him to forgive you for your wrong way of living and start changing your heart with His love and truth? Then, the words that come out of your mouth will start becoming truly pure, honest and kind.

Just think a minute…

from page 2

from page 4

from page 2

Nutrition...

Although the seventh commandment encourages the use of iodized salt, the eighth commandment warns of the overconsumption of salty food as well as the oily, and sweet ones.

She explained that if people have comorbidities or lifestyle diseases, this greatly lessens their chance of fighting off the COVID19 virus as seen on many of the COVID19 deaths involving people with existing lifestyle diseases.

Ninth, people should watch their weight. Espiritu said, “the more a person is obese, the weaker the immune s y ste m b e c ome s ; t hus , becoming more vulnerable to lifestyle-related diseases such as hypertension, heart diseases, diabetes, and even cancer.”

Although the majority of the ten commandments are related to food, the final or the tenth commandment stresses the importance of physical activity. “ Ku n g w a l a t a y o n g exercise, sedentar y ang lifestyle, prone pa rin po tayo na magkaroon ng chronic illnesses (If we don’t exercise and have a sedentary lifestyle, we will still be prone to chronic illnesses),” Espiritu said.

As i d e f rom t h e te n commandments, she also discouraged alcohol consumption. She added, “I’m not saying you should stop completely, but you should at least minimize your consumption of it.”

She also said the same thing about smoking, “smoking is a lifestyle that will slowly kill you.” She explained that a cigarette packs on so many harmful contents such as carcinogen, which has been shown to cause cancer.

Along with these, she urged the people to avoid eating out at restaurants as much as possible since observing social distancing is just difficult to maintain due to the nature of the setting.

(Jan Vincent Leuterio/PIAXI)

Tongue... from page 4

or greed inside.

Obviously you cannot get clean water out of a dirty cup, so “Clean words can only come from a pure heart,” since they must consistently come from a clean source. Our problem is that we often are blind to our own character faults and unclean heart inside.

The good news is Jesus can help us see clearly what

Cooperative...

Cagayan de Oro and the provinces of Misamis Oriental, Bukidnon and Tagbilaran City who are now engaged in small and micro enterprises.

In its own right, OIC has equalized financial opportunities for the marginalized sectors through its twelve financial windows front-lined by 18 branches that provide regular and privilege loans. While commercial banks have considered the poor non-bankable, here is a cooperative that thinks otherwise. Indeed, when the poor harness their collective potentials and pool their resources together, it is just magical and wondrous!

OIC has provided the empowering path to the helpless, the downtrodden and the oppressed as it hits the crux of the problem.

Studies have shown that poverty is rooted in the dis-empowerment and the social exclusion of the people.

As such, the only remedial measure is to empower the poor to craft their own destiny. They must put their future into their own hands – not to the politicians, not through grants, not to development agencies be government or nongovernment organizations – but through their own efforts.

In truth, it is only they who can liberate themselves from the viciousness of poverty because unless they act for their own welfare, all the outpourings of development assistance will be for naught.

Indeed, OIC has exemplified the truism that cooperatives have become the countervailing force against p over t y, s o ci a l injustice, gross inequities, climate change and even against violent extremism that is now trailblazing social transformation for People, Planet, Prosperity and Peace.

For those who have dreamt, struggled and even died for it, social change has been so elusive all these years despite 14 years of martial law and two people-powered revolutions.

The systems and structures perpetuating poverty are still as formidable as ever. But not anymore under the present dispensation of President Mayor Rodrigo Duterte who is now empowering the poor and the vulnerable especially the Indigenous People to fight poverty.

OIC is indeed the cooperative of those who struggle to make life better for the people through their own empowerment. While it banks on the grassroots initiatives of mobilizing

resources for the poor, yet OIC could not be left behind technologically being the first cooperative to use an Automated Teller Machine dubbed the Pinoy Coop ATM. It has exemplified concern for the communities and the environment in so many ways as it is the beacon of light amidst the darkness of poverty.

When a co op erative bank was in distress as in the case of the Cooperative Bank of Misamis Occidental which had been put into receivership, OIC readily offered a helping hand in coordination with other cooperatives, as together they worked for its rehabilitation, the first of its kind in the whole country. Indeed, OIC is a kindred spirit to those in need.

OIC h a s s h owc a s e d what cooperativism should be, which is, a vehicle of social transformation. It has become a feather in the cap of the cooperative movement not only locally but also nationally and even globally.

To the Board of Directors chaired by an amazing cooperative leader, Madam Doris Calapiz and to the Management and Staff headed by a humble but firm CEO Mr. Rene Hilot and all the one hundred sixty thousands members of OIC, our firm salute and warm embrace from your partner agency – the Cooperative Development Authority. MABUHAY ANG OIC!

Hates... from page 4

7,000 “innocent” victims of Duterte’s drug war during a senate hearing. When finally Ressa spoke to the American media the figure blazoned to 27,000 EJK victims.

(On the eve of the ASEAN Forum in Manila, Amnesty International reported that 30-million Filipinos were victims of EJK).

Mar i a R ess a exudes eloquence with an impeccable American accent. And alas, the western media believed her tales and proceeded to prize her citing her travails in the Philippines. And she was a sought-after-guest in western media outlets which gobbled her story. She was a celebrity!.

CBS wanted a first-person account of what was obtained in the Philippines under Pres.

Duterte. In the program "60 Minutes", she described hosting Bill Whitaker that “the environment is worse than being in a war zone. It is far worse than any war zone that I’ve been in,” she blurted without batting an eyelash.

She went on to say that “we’ve been living through three years of this kind of hell”.

Oh, how easily she could conjure a scenario and tells her foreign audience she survived it through.

Whitaker and CBS must have believed they got a scoop from a “ be-medaled war correspondent”. In fact, it was a grand tomfoolery. Against Ressa’s claim Philippines credit rating was upgraded

by Fitch, S&P and Moody’s as investment-grade under the administration of Duterte.

Two weeks ago Japan Credit Rating Agency raised that to “A-“ and stable. Oxford E c on om i c s p l a c e d t h e Philippine among the top 10 countries in the world that are investment-worthy.

Duterte, who has been the target of an incessant tirade by political opposition and its black propaganda machinery that includes Ressa, enjoys an unprecedented trust and approval ratings across every segment of society. In the last midterm elections, the political party of Duterte trounced all the senatorial bets of the opposition, which included an Aquino. Is this the kind of country that is a war zone? Is this the kind of leader that Ressa belittles and so detests?

The media in the Philippines is one of the freest in the world. The industry does not revolve in Rappler, CNN, or ABSCBN as westerners may be of the impression. There are thousands of national and regional newspapers, television and radio stations operating nationwide.

L i b e l ? W h a t ’s s o threatening with libel? On a personal note, I have been sued four times, twice during martial law, indicted in each but I put up a defense and got exonerated. The only difference between me and Maria is that I was accused by politicians who felt maligned by my articles, while she demeaned a private person.

Too, it is strange why she did not put up a defense except by telling the court that it was her subordinate, Rey Santos, who wrote the libelous story.

As an editor, she knew she is accountable.

But why does Maria Ressa think that the Philippines is worse than any war zone?

“Like hell” she asserts.

She has dual citizenship American and Filipino. But she opted to stay in the Philippines where she had been living in style and comfort. As often as she wants she flies out of the country any time she wishes. She is free as a bird.

It is therefore absurd why she described the Philippines in a state of war? She tells her American audience in every opportunity and klieg lights that she has been in the receiving end of threats from rapists, hate calls, and warning of being beheaded. I don’t know who the beast would attempt to rape her. Thousands of hate calls? I doubt whether there are 10 people outside her circle who would know her number. Beheading?

Only the Abu Sayyaf and Maute ISIS terrorists would do that. Paranoia? I doubt if she is suffering from a serious paranoid personality disorder. So who is directing her in assailing Duterte and destroying the image of my native land?

Maria Ressa studied at Princeton University where she took up molecular biology and theater. She must not have been told that to malign a person, especially a private individual, constitute libel, and to tarnish the image of her motherland partakes of treason.

Saint... from page 4

andresponsibilities play an important role in our spiritual life.

It’s in these latter duties t hat most p e ople have theirusual encounter with Christ. It’s in them that most people have theopportunity to correspond to God’s continuing work of creation andredemption on them.

This was what St. Josemaria highlighted in his preaching,for which he was misunderstood by many people, even by those whom heconsidered to be “good people.” But in all of those misunderstandings,he said he never lost his charity for everyone.

It was with this heroic integrity and consistency betweenhis word and his life that, I think, enabled him to accomplish manygreat things in the lives of many people and in the Church itself.

Heis, in fact, considered as the precursor—or, at least, one of them—ofwhat is now known as the lay spirituality in the Church because of themission that he carried out with total self-giving.

I believe that St. Josemaria c an g re at ly help many peoplefind sanctity with its duty of personal apostolate in the middle ofthe world. May the devotion to him grow!

due to the pandemic situation and make further adjustments when necessary, to sustain the business while providing the much-needed support for our stakeholders.”

The energy sector had been among the industries pleaded to by government to help ease the financial burden on consumers, hence, a significant part of their collections will have to be stretched until September or November this year ; dep ending als o on t he remittance of collections of the distribution utilities.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

AFFIDAVIT OF ADJUDICATION OF SOLE HEIR

Aboitiz...

KNOW ALL MEN BY THESE PRESENTS:

venture project with the Ayala group.

The project’s first unit should have been due for commercial commissioning first half of this year, but because of the lockdowns enforced by the government due to the coronavirus p an d e m i c , t h e proj e c t sponsors indicated that testing and commissioning processes on the plant also stalled.

The project company was subsequently required by the Department of Energy (DOE) to submit full details on catch-up plan on the facility’s completion and its advancement to commercial operations – primarily from where it had been interrupted due to the enhanced c om mu n it y qu ar ant i ne (ECQ) implemented in Luzon last March.

Aboitiz is among the power generation companies in the country that is eyeing to achieve financial performance rebound in the remaining months of the year, following a relatively substantial income dip in the first months of the year given sudden drop in electricity demand during the community lockdown periods.

Amid lingering hurdles, Aboitiz Power President and Chief Executive Officer Emmanuel V. Rubio indicated that “with the additional capacities in our portfolio, we have fortified our bench and have further strengthened governance across different parts of the business.”

He stressed that the company “will continue to adapt to the constantly changing business climate

That the late ERASMO MATIGA PATES (father) and CORAZON INFANTE PATES (mother) who died intestate in the City of Cagayan de Oro, Philippines, on March 28, 2015 and on June 1, 2012, that said deceased left two (2) parcels of land measuring 100 square meters, located in Cagayan de Oro City, and evidenced by Transfer Certificate of Title No. T-151448 and 148 square meters, located in Cagayan de Oro City and evidenced by Transfer Certificate of Title No. T-172814 and has been the subject of an AFFIDAVIT OF ADJUDICATION OF SOLE HEIR, filed by the heirs of ERASMO MATIGA PATES and CORAZON INFANTE PATES, per DOC # 85; PAGE #17; BOOK #LXIII; Series of 2019, under the Notarial Registry of ATTY. HENRY J. BACAL.

from page 3

BWM: June 26, July 3 & 10, 2020

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF ENECITAS T. LUCAGBO WITH SALE KNOW ALL MEN BY THESE PRESENTS: That the late ENECITAS T. LUCAGBO who passed away on ________ in Baluarte, Tagoloan, Misamis Oriental; the deceased ENECITAS T. LUCAGBO left a parcel of agricultural land located in Plaridel, Claveria, Misamis Oriental, identified as Lot No. 015, Block No. 08, Survey 178E, Pls 563, comprising an area of ELEVEN THOUSAND NINE HUNDRED SEVENTY FOUR (11,9747) SQUIARE METERS, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF ENECITAS T. LUCAGBO WITH SALE, filed by the heirs of ENECITAS T. LUCAGBO, in favor of YUJI BERADOR LUCAGBO, per DOC #38; PAGE #8; BOOK #126; series of 2020 under the Notarial Registry of ATTY. FELIX D. LACUBTAN. BWM: June 26, July 3 & 10, 2020

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Friday|June 26, 2020

Italpinas Dev’t Corp. Boosted An Increase Of Sales Reservation for May 2020 E co-friendly Real Estate developer Italpinas Development Corporation, through its Cagayan de Oro Branch Office at Uptown Cagayan de Oro, recorded a 467% increase in sales reservations last May 2020 (compared to the same month last year). This was another record high for the company, achieved

despite the ongoing pandemic.

“The first semester continues to be encouraging.

We are not seeing any kind of reduction in terms of the demand in the market. The market remains quite healthy. We want to thank our valued clients and our committed sales force for showing their support throughout." said Ms. Gladys M. Echano, IDC- Sales

Director The coronavirus pandemic has been, to say the least, grim for businesses.

Widespread layoffs and furloughs have prompted about 17 percent of the country's unemployment rate.

But during this upheaval, Cagayan de Oro IDC Sales Office has been thriving because of dramatic shifts in consumer behavior on green building's health benefits

and investment purposes.

IDC said its property sales have been “encouraging” in the first semester of the year, giving the company confidence that it can at least match last year’s growth.

The company believes in times like this IDC’s environmentally friendly developments are more relevant than ever. IDC will focus on optimizing its

existing portfolio of investment properties namely Primavera City at Uptown Cagayan de Oro. The company currently has two major projects.

Primavera City in Cagayan de Oro is a cluster of seven buildings to be developed in four phases. Miramonti Green Residences, on the other hand, is located inside Light and Industry Science Park in Santo Tomas, Batangas, and will be developed in two phases.

Citta Bella, the second phase at Primavera City, is the newest building. It is the next eco-friendly building that will rise at Primavera City’s Uptown Cagayan de Oro

location, along the junction of P.N Roa Ave. and Masterson Ave. The first phase at Primavera City, (called Citta Verde) is in ongoing construction, with completion targetted before the end of this year.

Phase 3 is Citta Grande, which is now in permitting stages. The last Phase (Phase 4) will be Citta Alta.

With its unique design philosophy, IDC™ is committed to sustainable developments in harmony with the environment to bring value to investors, endusers, and the community. Being first movers in this field, IDC™ has proven its concept with the success of its projects.