BusinessWeek Mindanao (July 6, 2020)

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Volume XI, No. 13

Market Indicators AS OF 6:00 PM JULY 3, 2020 (FRIDAY)

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US$1 = P 49.550

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cents

8.58

points

Maritime modernization COTABATO City – The Bangsamoro Autonomous Region in Muslim (BARMM) Ministry of Transportation and Communications (MOTC) and Al-Amanah Islamic Investment Bank of the Philippines explored opportunities in modernizing the region’s maritime industry.

In a virtual meeting on July 1, Transportation and Communications Minister Dickson P Hermoso Amanah Bank Chairman and Chief Executive Officer Alex Bangcola focused their discussion on how to help the modernization program of BARMM’s Maritime Industry Authority (MARINA) to operate effectively and efficiently during the political transition of the Bangsamoro Government.

Though MARINA-BARMM is still in the fine-tuning process with its national counterpart on the modernization program, Hermoso told Bangcola that the latter can play a critical role in coping with the region’s modernization fiscal requirements.

‘Bayanihan’ AT least 36 students and graduates who are grantees of the Department of Science and Technology'S (DOST) scholarship program in Region 10 have volunteered to serve as support staff to the medical front-liners working to fight the coronavirus disease 2019 (Covid-19) pandemic.

The scholars aided their local communities in relief operations, specifically on repacking and distribution of food packs and disinfectants to the local residents, said Dr. Josette Biyo, director of DOST-Science Education Institute (SEI), on Thursday.

Biyo said most of the scholars hail from Bukidnon State University, Central Mindanao University in Bukidnon province; Camiguin Polytechnic State College in Camiguin province; Mindanao State University-Iligan Institute of Technology in Iligan City; Capitol University; Xavier University Ateneo de Cagayan; and University of Science and Technology of Southern Philippines here.

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Bambi: TRO paralyzes MisOr Covid response www.businessweekmindanao.com

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INVESTIGATIVE REPORT

Impact of Covid 19 in urban and rural areas

Thank you for trusting us!

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By DR. MANNY JAUDIAN, COPC President ALLAN MEDIANTE, Editor in Chief With reports from GERRY LEE GORIT, PhilStar correspondent and RICHARD DELA Cruz, Eagle Broadcasting Corp.

Fiesta No More EASTERN Misamis Oriental -- “One of the most COVID19-impacted area of the Filipino social life is culture and spiritual tradition.

Notwithstanding, the rule on no- hand -touching and social distancing which undermined a cherished cultural tradition of kissing the hand or forehead of our elders as a sign of respect and good manners,

the other endangered tradition is fiesta celebration and other s o cial gat her ing dur ing cultural festivals which is the sign and spirit of “Filipino Hospitality.” This was the observation of Brgy chair Raffy Rayon Mendoza of Poblacion, Talisayan, Misamis Oriental when interviewed by the MDN-COPC Reportorial Team.

Mayor Rommel Maslog of Talisayan, IMPACT/PAGE 10 Misamis Oriental. photo by gerry lee gorit

By MARK FRANCISCO

ISAMIS Oriental Gov. Yevgeny Vincente Emano on Friday has expressed his dismay over the paralyzing effect of the regional trial court’s issuance of a temporary restraining order barring the Capitol from disbursing any financial transactions out of the 2020 provincial budget effective June 29 until July 16 this year.

The order--which the Capitol made public Thursday afternoon via a press conference-was signed by RTC 10 Branch 23 Judge Vincent Rosales for failure by the provincial government to post the contents of the appropriations ordinance in conspicuous places.

The order stemmed from a petition filed June 26 by Vice Gov. Jeremy Jonahmar Pelaez and two provincial board members - Jerry Khu and Josephine Mugot.

Aside from the P3.85 billion annual budget, also affected were the two supplemental budgets RESPONSE/PAGE 10

NCTU to LTO:

Simplify new driver’s license application THE local public transport sector in Cagayan de Oro City led by the National Confederation of Transport Workers’ Union (NCTU) is calling the Land

Transportation Office (LTO) to waive restrictions in the issuance of new driver’s licenses.

In a position paper sent to LTO Regional Director

Nelson Manaloto, NCTU Regional Coordinator Joel Gabatan said the issuance of licenses to new driverapplicants must not be coated SIMPLIFY/PAGE 9

Duterte signs Anti-Terror Law

By H. MARCOS C. MORDENO, MindaNews

M A L AY BA L AY C it y – President Rodrigo Duterte signed into law Friday an antiterror bill that critics describe as “dangerous” as it allegedly

gives the government more powers to go after persons or groups suspected of terrorism.

The law, now Republic

Act No. 11479, repealed the Human Security Act of 2007 and gives authorities the power to effect warrantless arrests and detain suspected terrorists and other persons SIGNS/PAGE 9

INTENSIFIED EFFORTS. Farmers in Albay province have intensified their agricultural activities to sustain food production for Bicolanos amid Covid 19 crisis. photo by gerry lee gorit

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DENR-10 picks Bukidnon creek as 'Rivers' award reg'l winner T

By ERCEL MAANDIG, Reporter

HE Panlibatuhan Creek in Valencia City, Bukidnon, emerged as the regional winner in the recentlyconcluded regional search for Recognizing Institutions and Individuals Towards Vibrant and Enhanced Rivers (Rivers) for Life Award for the year 2019.

The award, announced by the Department of Environment and Natural Resources Region 10 (DENR-10) the winner Friday afternoon, was institutionalized by DENR Secretary Roy

Cimatu to raise awareness on the need to protect and conserve rivers in the country.

DENR-10 Executive Director Arleigh Adorable said Valencia City Mayor Azucena Huervas received a plaque of recognition for having been instrumental in the improvement of water quality in the Panlibatuhan Creek, and for promoting solid waste management and sustaining partnership and community cleanups.

"The winner will be the official entry

of DENR-10 for the National search for 2020," Adorable said.

The Community Environment and Natural Resources Office (Clenro) of Valencia City was also awarded a plaque of appreciation for its "invaluable contribution" in the rehabilitation of Panlibatuhan creek and pursuing "environmental awareness and activism" in the locality.

The award's criteria include aesthetics and water quality improvement, solid waste management, partnership or community mobilization, and

information education campaign.

Adorable said the contest's runners-up are the Manuto River in Quezon, Bukidnon, and

Umalag River in this city.

The winning rivers are classified

by Environmental Management Bureau as "Class C" or those

assessed to be safe for the propagation of aquatic fish, boating, fishing, and other uses in agriculture, irrigation, and livestock watering. (PNA)

Surigao Sur IPs to benefit from P2.1-M corn program BUTUAN City – Five indigenous people (IP) organizations from the different towns in the province of Surigao del Sur will benefit from the Special Area for Agricultural Development (SAAD) program of the Department of Agriculture in the Caraga Region (DA13).

In a press statement Friday (July 3), DA-13 said over PHP2.1 million is

allocated this year through the SAAD program for the five IP groups in Surigao del Sur to fund corn development projects in their areas.

The five IP groups include the Gacub Agricultural Farmers’ Association (GAFA) and the Mag-uumang Manobo sa Hinapoyan Association (MAMASAHI) in the town of Carmen, the Chicken Raisers’ Association of

Burboanan (CRAB), Burboanan Native Chicken Raisers Association (BURNACHICA) in Bislig City, and the Pinanapatan Farmers Association (PFA) in the municipality of Lingig.

GAFA has a total allocation of PHP583,670 for this year; the MAMASAHI with PHP690,049; CRAB with PHP112,566; BURNACHICA with PHP77,733; and the PFA with PHP668,000, the DA13 statement said.

“The five IP organizations will directly receive seeds and agricultural inputs including fertilizers, vegetable seeds, farm tools,” it added.

The agency said the full implementation of deliveries to the beneficiaries will be done during the third and fourth quarters of this year.

BENEFIT/PAGE 11

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

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Century Pacific eyes doubling business growth in 5 years FOOD canning giant Century Pacific Food Inc. (CNPF) expects to sustain doubling the size of its business over the next five years even amid the coronavirus disease (Covid-19) pandemic that increased demand of its food products.

“We look forward to once again doubling our business over the next five years sustaining growth of 10 to 15 percent compounded annually in both our top and bottom line,” CNPF president Christopher Po said during the company’s virtual stockholders’ meeting on Tuesday.

Po said the company’s net income expanded from PHP1.6 billion in 2014 to PHP3.1 billion in 2019, posting a compounded annual growth rate of 15 percent in five years.

He said marine and meat businesses have already higher market shares while more new product developments are coming in the next few years.

“We expect to achieve high-teens growth in 2020,” he added. “In good times, we are aiming to consistently grow two times of GDP (gross domestic product). But during more challenging

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CorporateWorld

periods, we can even outperform due to the nature of our products.”

Po cited the 40 to 50-percent increase in sales in March following the enhanced community quarantine (ECQ) in Luzon and subsequently in different parts of the country, as compared to its January to February average.

“Several months now into pandemic, we are still seeing heightened demand for our products.

Once consumer demand normalizes, we will still be working overtime spending the following few months replenishing thin and depleted trade DOUBLING/PAGE 11

Italpinas nets 69% earnings on new green projects in Q1

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ROFITS of green property developer Italpinas Development Corp. (IDC) surged 69% in the first quarter due to a double-digit growth in revenues and higher interest income from sales.

The Cagayan de Oro-based listed firm said in a regulatory filing Thursday its net income for the three-month period stood at P15.622 million, up from last year’s P9.26 million.

Its net sales likewise grew 25% to P134.46 million, attributable to the launch of new projects such as the first phase of Miramonti and the second phase of Primavera City. The latter, it said in a statement, was already 50% sold as

of end March.

The company said it was optimizing capital expenditures to help preserve cash amid the coronavirus disease 2019 (COVID-19) pandemic. General and administrative expenses fell 4% to P34.29 million while finance costs dropped 35% to P8.84 million.

However, gross expenses at the end of the quarter rose 30% to P111.79 million due to a 53% jump in cost of sales to P77.49 million.

“Despite the expansion in its operations due to increasing number of projects, the company is continuously implementing measures to cut-cost. Further, there was a decrease in fixed

overhead brought about by the COVID period,” IDC said.

“We believe that after the COVID situation, green buildings are more relevant than ever before.

Well-ventilated buildings with direct access to outdoors spaces and presence of abundant natural lights and other sustainable features are more attractive to the market now than before,” IDC Chairman and CEO Romolo Nati said in the statement.

He added the continued rise in the company’s sales despite the pandemic “is a confirmation that market interest is definitely shifting towards green and accessible real estate products outside the main cities.”

CLI housing sales rise 20% in H1 despite coronavirus lockdown CEBU Landmasters, Inc., a residential developer in Visayas and Mindanao, sold P3.4 billion worth of homes or over 1,500 housing units for economic and mid-market buyers from April to June despite a national lockdown due to the coronavirus disease 2019

(Covid-19) pandemic.

This brings its total first-half reservation sales to P6.2 billion, which is 20 percent higher than the P5.2 billion it achieved in the same period last year.

“Our projects have maintained high sales velocity indicating strong demand for houses in the

Visayas and Mindanao particularly now that owning a home has become a priority,” CLI chief executive officer Jose Soberano said in a statement Wednesday.

Soberano said CLI only had 10 percent of its residential units available in its inventory as of

end-May, and new project launches are currently ongoing to further increase housing inventory.

CLI’s residential portfolio dedicates 50 to 60 percent of the economic segment to fill housing backlogs in Visayas and Mindanao.

A market study

of Leechiu Property Consultants, one of the country’s top real estate services firms, projected that Visayas and Mindanao housing backlogs would be at 2.85 million houses by 2022, with an average of 475,000 new housing units adding up to the RISE/PAGE 11

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Opinion

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ORLAN R. RAVANERA “So rich yet so poor,” that’s how social scientists described Mindanao in their Studies and the root cause of this paradox is what is called the Enclosure of the Commons.

For us to understand such, let us reflect on how rich Mindanao is.

That Mindanao is oozing with ecological resources is of no question. Based on the Study of the United Nations’ Fo o d and Ag r ic u ltu ra l Organization (UN-FAO), per unit area, Mindanao

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Make someone happy Think a minute… There were two sick men who shared a room in a hospital. The man whose bed was by the window was allowed to sit up for an hour each day to help drain the fluid from his lungs. But the other man had to spend all of his time lying flat on his back.

These two sick men talked for hours every day. They talked about their wives and families, their jobs, and their many life experiences. Each day when the man by the window sat up in his bed for an hour, he told his roommate all the things he could see outside the window, especially the park with its lovely pond and gardens. This made the other man so happy that he eagerly looked forward to that one hour every day as he listened to his roommate talk about the people and beauty of the world outside their hospital window.

One night the man by the window died in his sleep. The other man who shared his room was deeply saddened. He greatly missed his roommate who had shared with him about the beautiful world outside their window.

THINK A MINUTE

is the richest on earth in terms of biodiversity. The 5000-hectare Mt. Kintanglad in Bukidnon is the home of flora and fauna whose number of biodiversity is far greater in number compared to those found in the one billion-hectare continent of North America. The richness is not just found above the ground. Beneath are some 72 kinds of minerals.

The ecological wealth does not stop at the shorelines as the Philippine Archipelago has been described as the “Center of the center of marine life on earth,” with bays looming with rich marine life. But Studies have shown that out of the 13 major bays in the country, 10 are already biologically dead. In fact many of these dead bays are in Mindanao.

Amidst the abundance loomed so much poverty.

Based on the Study of the

United Nations’ Development P ro g r a m , t h e p o or i n Mindanao are the poorest through-out the nation. Of the 25 poorest provinces, 14 are in Mindanao and are suffering from high poverty gap ratios.

Pover ty did lo om because of the Enclosure of the Commons which has been described as the transformation of the land including all the natural resources from public to private ownership.

Included in the Commons are our forest. But where all our forest gone? Gone to loggers everyone as the 17 million of hectares of dipterocarp forest with all the biodiversity are now erased from the face of the earth. The forests as one of our Commons are the watersheds that provide us water, our means to life. With our forest and watersheds

gone, of the 25 major rivers in the country, 15 have either dried-up or polluted. Where are all our minerals gone?

Gone to miners everyone.

It is in Mindanao that you see thousands of hectares of pine-apple, banana, palmoil and what have you that are feeding the consumerist lifestyle of the people in the North while hunger is evident in the South. Hunger is glaring in Mindanao, an island that has been called as the “food basket” of the country. What a paradox?! In fact, according to the Food and Nutrition Institute, some 28% of the Filipino children are malnourished, 27% are stunted and 30% underweight.

As Commons, the land must be used to respond to the basic needs of the people and must not be privatized to make so much rakings. Let ENCLOSURE/PAGE 11

The Jesuits in the Philippines

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Enclosure of the commons

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IGNACIO BUNYE Did you know that the Jesuits used to own that huge tract of land which later became the Makati commercial, business and residential district?

I came across this interesting tidbit in the new month of July during which the Ignatian festival is celebrated.

This commemoration is observed in countries and communities which have been under the religious influence of the Society of Jesus, whose founder was St. Ignatius of Loyola. In 1540, Pope Paul III formally gave his approval

to the organization and thence the Jesuits engaged i n e v a n g e l i z at i o n a n d apostolic ministry reaching, as of today, as many as 112 nations. Present-day main Jesuit involvements include education, research, cultural and social pursuits. Pope Francis is the first-ever Jesuit elected as Holy Pontiff.

An online article based on the writings of Fr. Horacio de la Costa ( The Jesuits in the Philipines 15811768) and homilies of Fr. Jose Cecilio Magadia, SJ., presented a chronology of Jesuit engagements in the Philippines, as follows: In 1581, the first Jesuits from the Province of Mexico arrived in the Philippines.

In 1591, mission stations were established in Balayan, Batangas, in Taytay, and in Antipolo, Rizal. In 1593, the first Jesuit mission stations were established in the Visayas in Tibauan, Panay. There, Fr. Pedro Chirino opened the

first school of the Society of Jesus in the Philippines. It was a catechetical school for natives. Later the school was expanded with an elementary school both for Spanish and Filipino boys. In September 1595, the College of Manila was opened in the Jesuit compound in Intramuros on Calle Real (later Calle General Luna). The College offered courses in grammar, philosophy, theology, and canon law.

I n t h e s a m e y e a r, residences of Jesuits were established in Cebu, in Leyte, and in Samar and much later in Bohol and in Mindanao.

The residential College of San Jose, attached to the College of Manila, opened on August 25, 1601. In 1605, just 24 years after the arrival of the first Jesuits, Fr. General Acquaviva made the Philippine Vice Province into an independent Province. By that time, the Province had 67 members who labored in one college

of higher studies (the College of Manila), one residential seminary (San Jose), seven mission residences, and two mission stations.

In 1606, a novitiate was opened in Antipolo, but later the novices were transferred to the College of Manila. From 1622-1630, the novitiate was located in San Pedro, Makati, but in 1630, it again returned to the College of Manila. The novitiate building in Makati became a house of retreats and a villa house.

In 1668, the Philippine Prov ince est ablishe d a mission in the Marianas Islands. This mission later became a Vice Province dependent on the Philippine Province. By 1755, the Philippine Province had the spiritual administration of 80 parishes and missions in the Philippines and the Marianas, caring for a total population of 212,153 persons.

JESUITS/PAGE 11

Be unitive, not divisive JHAN TIAFAU HURST The other man asked if his bed could be moved to the window where his friend had been, so he himself could see the beauty outside. But when he turned his head to look out the window, he was shocked to see nothing but a dirty blank wall!

When he told the nurse all the things outside their window that his roommate had described to him, the nurse said to him: “Your friend who sat by the window was blind. He could not see anything. I think he wanted to make your life happier.”

Jesus teaches that we are much more blessed and satisfied when we give to others rather than receive HAPPY/PAGE 11

I DIDN’T realize that a joke video I shared some time ago on social media would resonate with so many people.

It was about a fellow who wondered why a wife rushed to cremate her husband when he only started to have a fever.

Some people told me that with couples under lockdown, some tension and conflict become unavoidable. “They know that their commitment to each other,” someone told me in jest, “should be ‘till death do us part.’ But it should not be 24/7 that they be together.”

Indeed, it’s undeniable that seeing each other the whole day, let alone, for an indefinite number of days, can create friction. We are all notorious for that. We seem helpless before that tendency. But it’s a challenge we have to face and learn to handle well. And the current quarantine dispensation is

a good occasion to do that.

We actually have a golden opportunity in our hands to learn something very precious.

I was just both amused and disturbed that in the social media these days, some funny conflicts and useless squabbling over unimportant matters are playing out. A young doctor, for example, bashes a public official over a matter of prudence about what proper steps and measures are supposed to be taken regarding our protection from the Covid, triggering a chain of similar reactions. And things like this seem to be sprouting in many places.

It cannot be denied that all this can be an effect of the unfamiliar and uncomfortable situation brought about by this quarantine thing. People become irritable. Egos get easily rubbed, especially if

there’s some public image to protect and project. Patience gets over-stretched and becomes a costly commodity.

To a third party quite detached from the issues involved, it is clear that everyone has a point, except that the tone and manner of presenting and reacting to things get exaggerated. One overreacts to a view expressed by another person, and the person also overreacts in response. It’s like the Law of Talion being played out, and before you know it you have an explosive situation over something that is really nothing.

We have to learn to calm down, respecting each other’s opinions. We cannot avoid differences. That’s part of being human. But let’s not forget that at the end of the day we all are in the same boat. We have to care for one another. We float or

HINTS AND TRACES

ROY CIMAGALA sink depending on how we behave toward each other.

When we are sob er, keeping our emotions under control, we can actually sort out our differences quite well.

And even in those instances when our differences cannot be reconciled, we can always manage to disagree in an agreeable manner.

Let’s make use of this Covid-caused quarantine lifestyle to learn to be more UNITIVE/PAGE 11

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OPINION:

Real Estate in CdO uncovered This new norm era has brought many changes in our lives.

One of the biggest of these changes is surely the social distancing measures and the avoiding physical contact or physical meetings.

Most of these activities have now moved online in the form of video calls, video conferences and webinars. So it is also with industry specific gatherings or forums like the one that will be held on July 8 at 2pm on Zoom, about the CdO real estate industry, a very interesting briefing and online event which will attempt to answer some of the hard questions every real estate investor and stakeholder has been asking himself in

the past months. “Is real estate still safe?

Are real estate prices being affected by the present situation?

What threats and what opportunities are there at present in Cagayan de Oro? What buying trends are happening right now that need our attention and analysis? These are just some of the questions that the experienced and savvy speakers of the event will try to answer for the already many registered participants of this first online forum.

The exceptional line-up of speakers is really very promising; Arch.

Romolo Nati, Chairman and CEO of Italpinas Development Corporation is a local

green real estate and condo-development icon as he was the first introducing and spearheading sustainable mixed use condo developments in Uptown Cagayan de Oro with his Primavera Residences and now continues to bet on the growth of the area with the ongoing project Primavera City. Then there will be Alejandro Manalac, a real estate legend in the Philippines, 3 times President and 3 times Chairman of the National Real Estate Association, CoFounder of Filipino Homes, former VicePresident of Sales of Century Properties and now full time Chairman of Havitas Developments. We can truly expect to learn something from

his vast experience.

Then there is a truly local icon like businesswoman Irene Floro, immediate Past-President of OroChamber and strategic stakeholder in many of the city's businesses and real estate. Thanks to her experience she will enlighten the participants about the current economic situation in Cagayan de Oro and how Covid has affected business in the city. Further, Elpidio Paras, the undisputed local tycoon in business and leisure with his Parasat Cable TV, Dahilayan Adventure Park and Seven Seas Waterpark and Resort, PastPresident of Orochamber and independent board member of A. Brown

LORENS ZILLER

Vice President of the Italian Chamber of Commerce in the Philippines

among many other titles and affiliations.

With his precious insight and crossindustry experience in leisure, residential and commercial properties he will give us an overview on how the market for commercial properties has reacted and how the market might be moving in the next future. Everything, the topics and especially the set of speakers seem very promising and there has already been

an overwhelming response from interested and vested Cagayanons who really want to learn more about the state of the city's real estate sector. Organised

by Zeeguro CdO, a new service provider and presence for the digital promotion of real estate, with the technical partnership of the Italian Chamber of Commerce in the Philippines this is the first of a series of such events.

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MOTORING IN-DEPTH

Monday|July 6, 2020

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Suzuki Launches Online Showroom

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S WE begin to enter a ‘new normal’ that is completely different, industries have been scrambling to find more ways to stay connected with their customers.

Suzuki Philippines Incorporated (SPH), the pioneer compact car distributor in the country, their dealerships across the country have reopened with safety protocols in place, but to answer the need of Filipino car lovers, SPH has made more features and services available in the digital space via their Online Showroom https:// auto.suzuki.com.ph/ onlineshowroom.

People will find more convenient and efficient services available to make

the auto browsing experience hassle and worry free.

One of the main features one can find in the official SPH website is the 360° viewer for the chosen favorite vehicles. The tool will give site visitors an exterior and interior view of the chosen model from every angle imaginable with only a few swipes.

Have a particular vehicle color in mind?

The site is even equipped with a color choice setting.

The newest addition to the website is a portal that directs one to Lazada’s Lazmall.

This new partnership with Lazada allows customers to shop Genuine Parts, accessories, and oil products in the convenience of their

own homes for the same price that one can find in Suzuki showrooms, and just like any Lazmall transaction, delivery is nationwide.

Along with these features, SPH continues to make sure that requests of vehicle quotes from customers are well accommodated, as well as bookings of test drives for those interested in Suzuki vehicles are easily accessible.

Just recently, SPH announced the availability of the Auto Loan feature where those who are looking to purchase their own car with flexible payment schemes will directly be able to access their preferred bank’s loan page.

In absence of

brochure distribution as part of SPH’s safety protocol in their dealerships, downloadable brochures are made available supported by product comparison feature that enables the customer to choose up to three Suzuki models of their choice to help them decide for their next car.

With these services found online, SPH aims to give their customers the closest experience to how store visits would feel like even through virtual browsing.

Suzuki Philippines believes that this time, now more than ever, is the opportunity to make their customers’ lives easier and to champion the Suzuki Way of Life! to both old and new patrons.

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Banking&Finance

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Strong e-payments growth seen

B

ANGKO Sentral ng Pilipinas (BSP) Governor Benjamin Diokno said he is optimistic about the further expansion of electronic payments in the country after consumers saw their benefits during the lockdown due to the coronavirus disease 2019 (Covid-19) health crisis.

In a virtual briefing on Thursday, Diokno said authorities consider as a success the rise in e-payments during the enhanced community quarantine (ECQ) from mid-

March to mid-May in Luzon and end-May in Metro Manila, among other areas, because of the expansion in the volume and value of transactions.

“This behavioral shift is easily accommodated because the policies, systems, and procedures were already set in place by the BSP and our supervised institutions in the past year,” he said.

Diokno was referring to, among others, the national retail payment system (NRPS), the e-money framework,

Bangko Sentral approves payment system oversight TO improve the regulation of payment systems, the Monetary Board of the Bangko Sentral ng Pilipinas (BSP) has approved the Payment System Oversight Framework (PSOF) to ensure effective management of the industry and financial market.

“With the adoption of the PSOF, the BSP continues to promote a safe and efficient national payment system, which is crucial to the smooth

functioning of financial markets and the stability of monetary and financial systems,” said the BSP. The PSOF also empowers the BSP to accredit or revoke the accreditation of a Payment System Management Body (PSMB). With the new policy, the Monetary Board has approved the accreditation of a PSMB, the Philippine Payments Management Inc. (PPMI).

The BSP said this accreditation “deepens the OVERSIGHT/PAGE 11

information technology risk management, and consumer protection framework.

“We are confident that consumers, having experienced the convenience, speed, transparency of e-payments will continue to use these services,” he said.

Two real-time electronic payment systems have been established under the BSP’s NRPS program – InstaPay and PESONet. InstaPay allows consumers to transfer funds up to P50,000

per transaction without limit daily while PESONet is a credit payment scheme for business-tobusiness and people-to-business transactions, such as crediting of salaries to employees’ accounts.

Earlier, the central bank said transactions that use the InstaPay platform registered a volume of about 8.86 million last April, up by about 509,151 percent compared to 1,740 when it was launched in April 2018.

PESONet transactions, in turn, totaled 1.08 million last April from about 330,000 when

DOE eyes new tax perks’ rates for energy efficiency projects THE Department of Energy (DOE) is proposing new income tax holiday (ITH) rates for energy efficiency and conservation (EE&C) projects.

In an interview, Energy Utilization Management Bureau Director Patrick Aquino said DOE will be conducting public consultations on the endorsement guidelines to the Board of Investments (BOI) this month for the working draft of the proposed ITH rates.

Aquino presented

the working draft of the proposal during the German Energy Week observance of the German-Philippine Chamber of Commerce and Industry early this week.

For equipment, process or boundary level projects with 15 percent to 20 percent energy savings and whole plant, facility, or establishment projects with 5 percent to 10 percent savings, the DOE is looking to offer 30-percent ITH of the cost of installed EE&C

PHILIPPINE SAVINGS BANK, Mortgagee, -versus-

VERSUS REGISTRY OF DEEDS OF MISAMIS ORIENTAL

Respondent.

X--------------------------------------------------/ ORDER Before this court is a verified Petition for Cancellation of Decree No. 762566 and Reissuance of New decree over Lot 13863, Cad 237, located in Barangay Matanglad, Municipality of Gitagum, Misamis Oriental, described as follows: “A PARCEL OF LAND Lot 13863-A (Portion of Lot 13863, Cad 237, Cagayan Cadastre), situated in the Brangay of Matangad, Municipality of Gitagum, Province of Misamis Oriental, Island of Mindanao. Bounded on the Northwest, along line 1-2-3-4, by Lot 14067; on the Northeast, and Southeast along line 4-5-6-7, by Lot 13862; on the Southwest along line 7-8 by Lot 13863-C, (Road Lot) Portion of Lot 13863; along line 8-1

by Lot 14068, all of Cad 237, Cagayan Cadastre.

Beginning at point marked “1”on the plan being N 68 deg. 39’ E 381.11 m. from BLLM No. 23, Cad 237, Cagayan Cadastre.

1-2 N 77 deg. 36’E 105.92 m.

2-3 N 57 deg. 02’E 17.33 m

3-4 N 87 deg. 13’E 80.24

4-5 S 03 deg. 22’E 59.56 m.

5-6 S 14 deg. 27’E 64.46 m.

6-7 S 59 deg. 42’E 125.51 m.

7-8 N 37 deg. 04’W 175.57 m.

8-1 N 21 deg. 16’W 9.70 m.

Containing an area of Twenty-Four Thousand Five Hundred Sixty Nine (24,569) square meters more or less.

Finding the petition to be sufficient in form and substance, the same is set for INITIAL HEARING on August 6, 2020 at 8:30 o’clock in the morning at this court, sitting at the Hall of Justice, Initao, Misamis Oriental.

Persons interested in this petition are required to answer and appear before this court on the aforesaid date and make known their opposition thereto.

The applicant is hereby directed at his expense to cause the publication of the Notice of Initial Hearing in the Official Gazette and once in a newspaper of general circulation in the Province of Misamis Oriental.

Further, the applicant is hereby directed to furnish copy of the application and its annexes to the Solicitor General and the Administrator of Land Registration Authority. Lastly, let copies of this order be furnished to the concerned office of the department of Environment and Natural Resources (DENR) of this province.

SO ORDERED. April 3, 2020, Initao, Misamis Oriental.

BWM: July 6, 2020

Equipment, process or boundary level projects generating energy savings of more than 20 percent and up to 25 percent will be offered with 40 percent ITH of the cost installed for self-funded projects, and 75 percent ITH for those with third party partners.

Higher ITH will be given to the same projects with energy savings of more than 25 percent to 50 percent for self-financed projects and 100 percent for third party EE&C RATES/PAGE 11

MISCL. CASE NO. 2018-1522

GALEN CLYDE D. GORDIEL FOR HIMSELF AND AS ATTY-IN-FACT OF GAUDENCIO FABRICANTE

Petitioner,

equipment, or system for self-financed projects and 50 percent ITH for third party EE&C project development.

“For example, a selffinanced EE&C project that generates 20 percent savings at a cost of PHP1 million will have an ITH of 30 percent or 300,000 (pesos). When the EE&C project undertaken by a third party provider, which generated 20-percent savings, the rising income for the said provider will be covered by 50-percent ITH,” Aquino said.

Republic of the Philippine REGIONAL TRIAL COURT 10TH Judicial Region BRANCH 24 Cagayan de Oro City

Republic of the Philippines Supreme Court of the Philippines REGIONAL TRIAL COURT 10th Judicial Region Branch 44 Initao, Misamis Oriental IN RE: PETITION FOR CANCELLATION AND REISSUANCE OF JUDICIAL DECREE

it went live in November 2017.

The BSP aims to increase the share of digital payments to about 50 percent of total transactions by 2023.

Diokno said the pandemic highlighted the importance of digital financial services, hence, the bid to increase digital literacy among Filipinos.

“As the BSP intensifies (the) implementation of digitalization and financial inclusion policies, we are confident that the surge in e-payment transactions will continue,” he added. (PNA)

(SGD) ARTHUR L. ABUNDIENTE Acting Presiding Judge

FILE NO. 2020-852

FOR:EJF OF REAL ESTATE MORTGAGE UNDER ACT 3135

SHIM C. SUAN, married to ROXAN R. SUAN Mortgagors. x------------------------------------------------/ SHERIFF’S NOTICE OF SALE Upon extra-judicial for sale under ACT 3135 as amended filed by PHILIPPINE SAVINGS BANK, mortgagee, against SHIM C. SUAN married, to ROXAN R. SUAN, mortgagors, resident of Block 45, Lot 3, Pag-ibig City Subdivision, Kisanlu, Iponan, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of June 11, 2020, amounts to (Php 694,024.36) excluding penalties, charges, attorney’s fees and expenses of foreclosure, the undersigned sheriff will sell at Public Auction on August 10, 2020 at 9:00 A.M or soon thereafter at RTC Branch 24, Hall of Justice Building, Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the properties with all its improvements to wit: TRANSFER CERTIFICATE OF TITLE NO. 137-2019006927 A parcel of land, (Lot No. 2, Block No. 23, Plan No. PCS-10-004587, portion of Block 27, PSD-10-040101; Block 26, PSD-10-042128; Lot 7-A-1, PSD-10-062039, Located at Canitoan, Cagayan de Oro City, Island of Mindanao. Containing an area of ONE HUNDRED FIFTY (150) SQUARE METERS MORE OR LESS. Prospective buyers may investigate for themselves, in the event of Auction Sale cannot take place for whatever legal reason the sale will proceed on the following day, without further notice, posting and publication, the title here in above describe and encumbrance thereon, if any there be.

Cagayan de Oro City, Philippines, June 25, 2020

BWM: July 6, 13 & 20, 2020

(SGD) TERESITO C. ESTENZO Sheriff IV

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MONDAY|JULY 6, 2020

Simplify... from page 1

with so much bureaucracy and red tape amid the economic hardship brought about by the pandemic.

The urgent call by NCTU

to LTO Regional Director Nelson Manaloto was in response to the concern raised by new driver-applicants particularly in the strict implementation of guidelines for the issuance of licenses to driver-applicants.

Taking Teacher Coaching to Scale

BY LIGAYA G. VENTE, Teacher III Maningcol Central School Division of Ozamis City

THE importance of individual teachers has emerged in sharp focus over the past decade, with compelling evidence that teachers have large effects on a range of student outcomes. Wide variability in teacher effectiveness, both across and within schools, highlights the persistent challenge of providing students with access to high-quality teachers.

Ho w e v e r, t r a d i t i o n a l efforts to increase teacher quality through professional development have been largely ineffective. That may be changing, as a new form of personal development, teacher coaching, has emerged to disrupt the personal development industry.

Historically, personal development has been dominated by daylong seminars that took teachers out of the classroom and delivered the same tips

and tricks to an entire department, grade level, or school. But as research has found, these programs to have little or no effect on teacher quality. Some training has shifted to a customized, smaller-scale approach: instructional coaching, whereby an expert mentor works oneto-one with teachers to provide a steady stream of feedback and suggest new techniques based on frequent classroom o b s e r v at i on s . B y t h e 2015‒16 school year, 27 percent of public K‒12 schools reported having a reading coach on staff, 18 percent had a math coach, and 24 percent had a general instructional coach.

Researchers have studied individualized coaching programs for decades, but only began to evaluate their effects using randomized control trials in the last dozen years.

Gabatan said the new LTO 15-hour lecture training requirement for the new driver-applicants does not make sense and could not yet be accomplished due to Covid-19 health protocols, like social distancing and the“no face-to-face” policy.

Gabatan has called for transparenc y in doing business at the LTO to meet the challenges amid this time of global health crisis.

The transport leader added that the LTO should allow new applicants to apply and get their driver’s licenses without so much burden to open job opportunities this time of Covid-19 crisis.

“If the driver-applicants would be issued licenses without anymore undergoing l e c tu re - t r ai n i ng s am i d the pandemic, this will translate to opening up job opportunities and added revenues for the government”, Gabatan added. (RTM)

Signs...

from page 1 who are not necessarily suspected of terrorism up to 24 days without charges.

Su sp e c te d te r ror i st s c an a l s o b e put u nd e r surveillance for 60 days.

Interior Secretar y Eduardo Año announced the signing on Friday to media.

O n T h u r s d a y, t h e Bangsamoro government had urged Duterte to veto the bill, saying it could lead to abuses against Muslims.

The president certified

Republic of the Philippines OFFICE OF THE PRESIDENT NATIONAL COMMISSION ON INDIGENOUS PEOPLES 6th and 7th Flrs. Sunnymede IT Center, Quezon Avenue, Quezon City Website:www.ncip.gov.ph TECHNICAL DESCRIPTION Ads-1004-0039-Gni Higaonon Indigenous Cultural Communities

An ancestral Domain of the HIGAONON ICCs/IPs located in Barangays Awang, Bagocboc, Tingalan, Nangcaon, Cauyunan and Limunda, Municipality of Opol; and Barangays Mahayahay and Upper Malubog, Municipality of Manticao, Province of Misamis Oriental.

Bounded on the Northeast, along lines 32-39, by Barangays Patag and Malanang, Municipality of Opol, Misamis Oriental; on the Southeast, along lines 39-45-1-5, by Iponan River and Cagayan de Oro City; on the Southwest, along lines 5-10, by Iponan River and Cagayan de Oro Cityland along lines 5-10, by Iponan River and Cagayan de Oro City and along lines 10-16, by ADs-1002-0017-Gni with CADT number R10-ILI-0117-212 of the HIGAONON ICCs in Iligan City and along lines 16-28, by Municipality of Manticao and Naawan, Misamis Oriental; and on the Northwest, along lines 28-32, by El Salvador City, Misamis Oriental.

Beginning at a point marked “1” on the plan, being S. 39 deg. 23’E., 2416.580m. from BKN-3629, “PPS 92” (NAMRIA), Barangay Tingalan, Municipality of Opol, Misamis Oriental thence;

S. S. N. S. S. S. S. S. S. S. S. N. N. N. N. N. N. N. N. N. N. N. N. N. N. N. N. N. N. N. N. S. S. S. S. S. S. S. N. S. S. S. S. S. S.

60 deg.

22 deg.

25 deg.

35 deg.

45 deg.

40 deg.

21 deg.

16 deg.

11 deg.

49 deg.

82 deg.

64 deg.

73 deg.

88 deg.

32 deg.

34 deg.

40 deg.

09 deg.

40 deg.

41 deg.

45 deg.

36 deg.

67 deg.

29 deg.

56 deg.

42 deg.

09 deg.

22 deg.

53 deg.

05 deg.

50 deg.

23 deg.

38 deg.

08 deg.

54 deg.

09 deg.

38 deg.

34 deg.

84 deg.

46 deg.

40 deg.

30 deg.

05 deg.

68 deg.

40 deg.

38’ W., 56’ W., 46’ W., 33’ W., 53’ W., 59’ W., 39’ W., 52’ W., 15’ W., 55’ W., 48’ W., 02’ W., 52’ W., 03’ W., 57’ W., 39’ W., 24’ E., 48’ W., 09’ E., 01’ E., 39’ E., 04’ E., 10’ E., 02’ E., 52’ E., 44’ E., 43’ W., 30’ E., 29’ E., 03’ E., 05’ E., 01’ E., 12’ E., 19’ E., 21’ E., 22’ E., 25’ E., 44’ W., 59’ W., 36’ W., 03’ W., 04’ W., 15’ W., 14’ W., 46’ W.,

1380.86 m. to point 803.43 m. to point 1010.42 m. to point 490.350 m. to point 401.090 m. to point 719.500 m. to point 1223.510 m. to point 1017.140 m. to point 710.790 m. to point 175.430 m. to point 1299.850 m. to point 469.480 m. to point 1886.780 m. to point 4186.720 m. to point 1314.860 m. to point 1096.470 m. to point 1584.680 m. to point 926.140 m. to point 437.450 m. to point 2134.510 m. to point 908.340 m. to point 588.430 m. to point 126.220 m. to point 1681.520 m. to point 1093.420 m. to point 631.890 m. to point 1149.350 m. to point 1452.170 m. to point 3879.170 m. to point 3031.180 m. to point 5371.000 m. to point 4106.530 m. to point 1823.130 m. to point 524.760 m. to point 1815.860 m. to point 1228.630 m. to point 2278.010 m. to point 2285.780 m. to point 2115.400 m. to point 2318.830 m. to point 1190.540 m. to point 826.390 m. to point 1357.170 m. to point 685.570 m. to point 1008.860 m. to point

2; 3; 4; 5; 6; 7; 8; 9; 10; 11; 12; 13: 14; 15; 16; 17; 18: 19; 20; 21; 22; 23; 24; 25; 26; 27; 28; 29; 30; 31; 32; 33; 34; 35; 36; 37; 38; 39; 40; 41; 42; 43; 44; 45; 1;

Containing an area of EIGHTEEN THOUSAND SEVEN HUNDRED EIGHTY-EIGHT and 4832/10000 (18,788.4832) hectares more or less. All corners referred to are indicated on the plan and marked on the ground as follows: corner nos. 11-16 are “old ADBM” rectangular parallelepiped (25x25x100 cm.) concrete monuments and are identical to corner nos. 18,17,15,14,13 of Ads-1002-0017-Gni and all the rest by “ADBM” rectangular parallelepiped (25x25x100cm.) concrete monuments. Bearing is “PRS 92”, GRID. The said survey was executed by the NCIP Geodetic Engineers ELISUR T. PAILDEN and PILMORE J. SALAC, on August 2-31, 2018.

Prepared by:

(SGD) ELISUR T. PAILDEN

Engineer II

COP, Survey Team

Published by:

BWM: June 29, July 6 & 13, 2020

(SGD) ENGR. CHONA B. LABAON Provincial Officer, Misamis Oriental

the bill as urgent drawing criticisms f rom many sectors.

Congress transmitted the bill to Malacañang for the president’s signature on June 9.

A number of lawmakers had withdrawn their support for the measure.

Many retired generals, some of them serving in the Duterte government, had pushed for the bill. In the Senate, its chief proponent is Senator Panfilo Lacson, who ser ved as director general of the Philippine Nat i o n a l Po l i c e u n d e r former president Joseph Estrada.

‘Broad and vague’ The l aw def ines t he following as crimes: t h re at e n i n g , p l a n n i n g , training, facilitating, proposing, and inciting to terrorism.

Critics of the law singled out that the definition of terrorism is “broad and vague” and may impinge on freedom of speech and expression.

They also argued that the creation of the AntiTerrorism Council usurps the power of the judiciary.

Var i ou s g roup s an d individuals have said they would challenge the constitutionality of the law before the Supreme Court.

Defenders of the new law allayed fears it would lead to more violations of civil and political rights.

They said the definition of terrorism excludes protest

actions and other activities done in the exercise of civil and political rights.

But some legal minds said government can label these

acts as terrorism if it deems that such acts are meant to “create a serious risk to public safety.” (H. Marcos C. Mordeno/MindaNews)

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Mathematics Teachers’ Preparedness in the New Normal GINES C. CACAYAN MISAMIS ORIENTAL GENERAL COMPREHENSIVE HIGH SCHOOL Head Teacher III

Teachers preparedness must be ascertained by the Department of Education from Central Office down to the District offices and schools. Teachers also have to educate and inspire students and parents to cope with the challenges in the new normal through advocacies. Teachers must be grateful that they still have a job despite recession in the economy, they must be doing something at home to prepare themselves for the challenging new normal classes.

T h e fol l ow i ng are preparations made by teachers as well as the Department of Education for school year 2020-2021.

First, they prepare modules, e-books, video lessons and other related works.

S econd, they procure gadgets to aid in delivering instruction. Third, they attended webinars and on-line training to be updated on the mandates of the agency. Fourth, they educate parents and students on how the school year will look like. Fifth, they prepare themselves by obs er ving he a lt hy lifestyle and following strict protocols as models of their students.

Math teachers prepare modules, e-books, video lessons and other related works. Math teachers were trained on how to make e-books so students will access resources that help them learn lessons.

Printed materials such as modules were made by the teachers from kinder to Grade twelve(12) so the can deliver these to students. The soft copy of the said materials are to b e downloaded in the USB(universal serial bus) of students so he can open it whenever they have gadgets. The Deped Central Office directed teachers to create modules which are based on MELC. The District of MOGCHS initiated its own contextualized and localized modules which will suit to our students learning. The modules are designed for learners who can’t afford to join online classes. They also make video to be presented in online classes. The choice of using modules is an option in the survey form filled up by learners either thru a link on line or drop box.

Te a c h e r s p r o c u r e

gadgets using their own money to procure technologies to be used in distance learning. They employ these in delivering instruction, in fact some of them purchased laptops, install internet connection at home and prepared learning modules to cater those students who are not blessed with gadgets.

Teachers attended/ participated webinars such as Kotobee, which is an application to edit PDF files of learning competencies in the Most Essential Learning Competencies(MELC).

Teachers were oriented of the new normal modes of learning in order to be ready for the class this school year 2020-2021.

The y attende d s er ies of webinars which are National level, regional level, division or district t level.

They educate parents and students on how the school year will be.

Teachers play an important role in the community is a great task. Parents have misconceptions about enrolment system and danger of the COVID-19.

Some parents doesn’t want their students enrolled because they don’t have gadgets, teachers role is to inform these parents that gadgets are not the only tool for learning because modules will be provided for free.

They prepare themselves by obs er ving he a lt hy lifestyle and following strict protocols as models of their students. Teachers must be conscious of their acts in the community or in the social media, strict health protocol must be observed to serve as model.

The Division of M i s a m i s O r i e nt a l i s seriously preparing the school year, they make more webinars designed to educate teachers. They purchased Microsoft Office for teachers access to all programs and softwares.

Prov i nc e of Mi s am i s Oirental, a stakeholder, purchased machines to reproduce modules and USB’s for students.

Deped ensures that health standards are followed for all DepEd personnel.

Teachers chalk allowance worth P3, 500. 00 has been released to augment the expenses incurred/spent by teachers in the actual p er for mance of t heir teaching responsibilities.

Impact... from page 1

“Sadly, there will be less or no more sense of community merriment and thanksgiving when we celebrate our Fiesta of Nuestra Senora del Carmen this coming July 16,” according to 65-year old resident Cesar Balabag who was also separately interviewed. He said Talisaynons will surely miss the “mamistahay “ scene which Catholic households cherish. Talisaynons from the affluent down to povertythrodden families are happy to welcome visitors to their homes during fiesta-days, and prepare food for the “mamistahays” even during the vespers eve until the ” liwas” (post fiesta day) he added.

Brgy chair Mendoza, on the other hand, said his council already met with the town priest and church leaders, together with Mayor Rommel Maslog, and had mapped out plans for this year’s “fiesta celebration..” “There will be no more sports fest, no more cultural programs in our

gymnasium, no more sabong (cockfights). Even during thanksgiving mass, there will be social distancing and other church-goers who cannot be accommodated will have chairs outside, at the nearby park, and a wide screen will be put-up showing the video of the mass, “ Mendoza added.

Mayor Maslog commented that in the new normal, households will be requested to refrain from spending too much for the fiesta to avoid many visitors which may destroy social distancing, and possible Covid-contamination. Fiesta preparations could be limited only for family members and few visitors, he added.

The Poblacion barangay council members under Mendoza, however, expressed some positive out-come on this fiesta policy, such as : government budget spending for festivities will be reduced and could instead be used to bolster health funds in the ongoing fight against Covid. Some members also commented that there is a positive impact in

Distant Learning: How to Succeed ROGELITA M. SAGRADO TEACHER II LOCSOON ELEMENTARY SCHOOL DIVISION OF MISAMIS OCCIDENTAL

Stay safe at home. We always hear this statement as a reminder during this pandemic. How about the students? How can they stay safe at home and continue learning at the same time?

Many students are now getting their education in a different kind of “classroom”—their home.

How c a n l e a r n e r s succeed in studying at home? First, having a “Plan” of daily routine or maintaining a regular schedule is helpful to keep one on track. Setting aside specific time for schoolwork, chores and other important matters can help us to avoid wasting time. Writing it down can also help to keep us reminded.

Second, it’s important to cultivate self-discipline.

Motivation helps one finish his tasks, but having discipline is essential to keep you going even if you don’t feel like doing it.

For instance, we can easily procrastinate and say, “I’ll do my homework later.”

And when you do it later, you end up getting behind.

Hence, doing tasks right away and finishing it on time can help us feel more relaxed and stress-free. We could still have more time to do other stuff like our hobbies.

Third, create a c om for t abl e l e ar n i ng environment. A study area can be a well-ventilated room with a computer table and chair. Good lighting is necessary. Also, there shouldn’t be any bed in the area because one might fall asleep. Toys or gadgets should be kept

encouraging no lavish fiesta celebration. They said many families go to the extent of borrowing money or even loans with banks just to have something for the fiesta.

Zero Covid Case Mayor Maslog and Brgy chair Mendoza claimed that they have zero Covid case. The local government units here have efficiently implemented the strict health protocol emanating from the national IATF, regional and provincial regulations.

Maslog said the town now has sufficient quarantine and isolation facilities, thermal scanners, swab tests and PPEs for frontliners which composed of their BHWs and Tanods. “I have even converted our newly-finished Training C enter into a quarantine facility,” Maslog added.

Mendoza, on the other hand commented that they are lucky and happy that there is no single Covid case in their town.” We owe this to the efficiency and hard-work of our barangay health workers and tanods. When there are reports on LSIs or visitors coming in, they immediately require quarantine measures b e f o l l ow e d , Me n d o z a said. He added that they have sufficient number of isolation rooms, and even use abandoned houses for use of PUI’s.

On the national support via amelioration programs, Maslog added that they are quite satisfied with the schedules on distribution and instructions.

Response... from page 1

to avoid getting tempted to play games. Hence, it’s important to create an environment free from distractions.

Fourth, you must learn to focus. Concentrate on the subject at hand, and don’t multitask. If you try to do several things at once, you’re more likely to make mistakes and take longer to complete your work.

Texting or checking your social media account can waste a lot of time and will lead to doing unproductive things.

Lastly, it’s important to take breaks. Go for a walk, ride your bike, or exercise. A hobby too can refresh you. However, it’s important to get your work done first. Free time feels freer when you don’t have unfinished business.

By taking these simple and practical steps, one can succeed in distant learning.

We may feel uncomfortable at first because we’re used to go to our classrooms to learn but if we try to adapt to changes and make some adjustments, we would also be benefited greatly.

Whatever circumstances may arise, whatever changes may occur, learning must continue- whether at school or at home.

that were approved earlier this year.

“Virtually, all operations of the provincial government of Misamis Oriental that involve the release of money from the provincial coffers will cease to function until July 19,” Emano said in a press conference, Thursday.

Emano said that the operation that stands the most affected will be the COVID-19 response of the province.

Under the current setup, returning overseas Filipinos and individuals stranded elsewhere will be fetched by the Capitol at the Laguindingan and Magsaysay entry points and conduct rapid tests for them before being whisked off to their respective city and municipal isolation units.

Emano said Capitol will have to do away with all of that temporarily and will

have to delegate the catering of all arrivals at the local government unit (LGU) level.

But at the same time, the governor assured local chief executives that the Capitol is on hand to provide them technical advice which does not constitute the release of additional funds.

Also affected are the daily rations of police officers manning checkpoints at the two land entry points of the province - Magsaysay and Lugait towns.

And more importantly, the construction of the 50bed isolation center of the province at Alubijid town will be halted.

Beyond the COVID-19 responses, other services which will temporarily cease are the daily rations for the more than 600 inmates at the Misamis Oriental provincial jail; the day-to-day welfare aid being disbursed by the Provincial Social Welfare and Development Office; the dayto-day operations of the eight Misamis Oriental Provincial Hospitals; the funds used to purchase feeds for ducklings and tilapia fingerlings bred by the Provincial Veterinary Office; and more.

By Thursday evening, the governor has signed a memorandum barring his department heads to disburse funds before July 19.

Emano called the petition of the three provincial legislators as a "sadistic" move.

"Dili na kini pamolitika, na kaap ekto na k ini s a panerbisyo sa katawhan," he said.

The court has set the hearing of the petition of Pelaez et al. to July 16.

In an updated development, DILG 10 director Arnel Agabe remarked by Friday morning that the agency would not intervene on the matter, saying DILG must avoid influencing the court which currently has jurisdiction on the case.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

R.A. 9048 Form No. 10.1 (LCRO) Republic of the Philippines Province of Misamis Oriental Municipality of Manticao OFFICE OF THE LOCAL CIVIL REGISTRAR NOTICE FOR PUBLICATION Petition No. CFN-0019-2020

In compliance with Section 5 of R.A. No. 9048, a notice is hereby served to the public that ARNOLFO RABOR ACEDO has filed with this Office a petition for change of first name from ARNOLFO RUSTICO, JR. to ARNOLFO in the birth certificate of ARNOLFO RABOR ACEDO who was born on December 11, 1964 at MANTICAO, MISAMIS ORIENTAL and whose parents are RUSTICO ACEDO and LETECIA RABOR.

Any person adversely affected by said petition may file his written opposition with this Office not later than 11 JULY 2020.

BWM: June 29 & July 6, 2020

(SGD) DOROTHEO O. LACBAIN, JR. Municipal Civil Registrar

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MONDAY|JULY 6, 2020

Happy... from page 4

for ourselves. The only way to be truly and fully happy is to make others happy. The only way to find a real life of meaning and purpose is to give your life away by loving and helping others. This is how our Creator Himself lives. He loves us so much that He became a human being to die for all of our wrong living and sins, so He can give us His forgiveness and new life. Won’t you ask Jesus to forgive and start changing you today? He will give you His power to start loving and living for others the way He does, and designed you to also. Just think a minute…

Enclosure... from page 4

us learn from our Indigenous People. They were once the masters in that land that no one owned because private ownership is not in their language as such is founded on the strong belief that no one can own the land which outlast him. You cannot own the land, the land will own you. Their ancestors passed on to them the use of the land in the spirit of Res Communis (no one owns but every one uses). And rightfully so because just like water and air, land is a means to life.

This violent economy of dispossession through massive exploitation of our resources, be forest, water, minerals or land, has not only imprisoned the people especially the Indigenous People from the quagmire of poverty but has put Mindanao in total disarray due to ecological turbulence.

This Enclosure of the Commons is now glaringly happening in the life of our Indigenous Pe ople in Talakag, Bukidnon. A group of Chieftains headed

by Datu Linggi Inhagedan Modesto Pucol, the Chairman and representative of the Unified Higaonon-ManoboTa l a a n d i g K i t a n g l a d Ka l atu ng an Anc e st r a l Domain Council met me recently and reported how their water rights have been violated. Worse, the TULUGAN of the IPs had been wantonly destroyed.

This was followed by another report from the Chairman of the IPs Cooperative, Sultan Abdul Amoran with some 2,000 IP members coming from the six barangays stating that their Ancestral Domain has been declared and the subject of a Community Forest Management Agreement (CBFMA) without even consulting or even informing them.

Ang tanong po nila, “Kami ay tinuturing na parang hindi tao. Tao ba kami?”

That’s the painful reality.

In the Enclosure of the Commons, there is this creation of the “disposable” people by denying rights of access to the commons that sustained them.

You want to liberate our people from the quagmire of poverty? Please respect the Commons. Dismantle the system of Enclosure of the

Commons in Mindanao.

Wo r l d - r e n o w n e d environmental activist and physicist and a friend, Dr. Vandana Shiva has described Enclosure of the Commons as “the enclosure of the minds and imagination with the result that enclosures are defined and perceived as universal human progress, not as growth of privilege and exclusive rights for a few and the dispossession and impoverishment for the many.”

As a countervailing force against the Enclosure of the Commons, the cooperatives are the liberating force b e c a u s e t h e D NA o f cooperativism is MEMBERSOWNED (no one shall be left behind; VALUE-BASED & PRINCIPLE-DRIVEN (not having more but BEING more in a world buried in so much consumerism a n d m at e r i a l i s m ) a n d SUSTAINABLE (inclusive growth for people, planet, prosperity and peace).

Roxas was an ancestor of the legendary Ayala-ZobelRoxas clan, which 100 years later started to develop the property into the country’s premier business, financial, commercial and residential district.

It took three decades before Pope Pius VI corrected in 1814 the injustice to the Jesuits and restored the Jesuits to their previous provinces. But it took the Jesuits another 45 years to return to the Philippines.

When they did in 1859, after 91 years in exile, they had to start from scratch.

One of the first acts of the Jesuits upon their return was to acquire a small private school (Escuela Pia, renamed Escuela Municipal, further renamed as Ateneo Municipal de Manila) which became the forerunner of the present day Ateneo de Manila University.

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from page 4

from page 4

Jesuits...

And then came the Suppression of the Jesuits from 1759 up to 1773. The Jesuits were serially expelled from the Portuguese Empire, France, the Two Sicilies, Malta, Parma, the Spanish Empire and Austro-Hungary.

According to Fr. Joaquin Bernas, S.J., the Jesuits were unfortunately caught in the political crossfire among the Bourbon monarchs and were accused of being part of the royal controversy. Curiously, the Chinese Empire, the Russian Empire, the Kingdom of Prussia and the United States allowed the Jesuits to continue their work, while Catherine the Great even allowed the founding of a new novitiate in Russia.

In 1768, t he Jesuits were banished from the Philippines, by order of King Charles III of Spain.

Between 1769 and 1771, the Jesuits in the Philippines were transported to Spain and from there deported to Italy.

The possessions of the Jesuit Province were declared forfeit to the crown except the obras pias, which were maintained as ecclesiastical property but transferred to other religious orders.

According to a document sourced from Ayala’s archives, among the Jesuit properties confiscated was a huge parcel of land bequeathed to the order by a wealthy Spanish couple – Captain Pedro de Brito and his wife, Ana de Herrera. Under the Jesuits, Hacienda de San Pedro Macati produced an annual net profit of 30,000 gold pesos from the operation of an earthenware factory. The property was auctioned off and changed hands several times until it was acquired in 1851 by Jose Bonifacio Roxas, who bought the property from Simon Bernardino Velez for 52,800 pesos. At that time, it was considered marginally productive land since it was too far from Intramuros and the center of commerce in Manila.

Unitive...

patient, more understanding and caring towards others.

Yes, let’s learn to be more humble, because all these useless quarrels are at bottom a matter of pride and vanity.

Let’s learn how not to get tired seeing the same faces the whole day. In fact, let’s be accepting of everybody, regardless of how one is, warts and all. Never allow critical thoughts and grudges to stay long in us. On the contrary, let’s be ever creative and inventive in showing our love, concern, affection for everybody, being quick to understand and to forgive.

When we notice that we want to distance ourselves from someone, then it is a clear sign that we have a problem, and that problem has to be solved with God’s grace and our effort.

The same attitude should be kept when we are in some public discussion or engagement. We have to be careful with our emotions, and let’s see to it that our humility is kept strong and vibrant especially when we are misunderstood or mistreated.

Our foremost concern is that we foster unity always, never allowing any signs of divisiveness to creep in, as much as possible!

Rise... from page 3

increasing demand annually.

The study also reveals that 44 percent of this backlog is for economic housing and a total of 200,000 units are needed per year.

Several of CLI’s housing projects are located in cities that allowed construction works to continue, such as Cagayan de Oro, Dumaguete, Bacolod, and certain areas within the province of Cebu as these places were not as badly affected by Covid-19 as Luzon.

CLI projects that remain under construction during the lockdown are sustained by third-party workers following strict health and sanitation protocols and financially

supported by the CLI with w e e k l y s u p p l e m e nt a r y allowances to support their livelihood and their families.

“We can see buyers now putting even higher priority in owning a home. Perhaps this is their way of securely dealing with the many uncertainties and investing in housing is as stable as it is necessary,” Soberano added.

CLI vice president for sales Rose Yulo said the company stretched the payment terms, making product offers more attractive for buyers and easy for their pockets, especially during the pandemic.

Meanwhile, CLI recently boosted its digital capabilities, a welcome development during the lockdown period. “ Ev e n p r i o r t o t h e lockdown, we had already foreseen the need to go digital. Early on, we took the necessary measures to make the buying transaction accessible and convenient to our sellers and buyers online – from the selection of properties up to the payment of reservation fees and down payments,” Yulo said. (PR)

IP organizations and will directly benefit around 148 of their members.

DA-13 quoted MAMASAHI chairperson Venancio Meniano expressing gratitude to the government and the DA for the timely release of the corn seeds and farm implements.

“August is the planting season for corn in Surigao del Sur and rain is already here.

The release of the corn seeds is on time. We are thankful to the government and the Department of Agriculture for their continuing support to our organizations, especially the IPs in our province,” Meniano said.

DA-13 said that of the five IP organizations, CRAB and BURNACHICA have already received support from the agency for their native chicken project.

SAAD is a locally-funded program of the DA to alleviate poverty in the marginalized sectors in the agriculture and fishery industry. (PNA)

and its participants must have closer oversight activities. “In the event that the operator of a designated payment system fails to satisfy regulatory expectations, resulting in a threat to the safety, efficiency, and reliability of the system, the PSOF provides for the appointment by the BSP of a manager for the designated payment system,” said the BSP. For three months, Filipinos in the National Capital Region and other areas were forced to stay at home as protection against the coronavirus outbreak. Those that could, turned to digital financial services to do their banking and payment transactions.

PPMI president Abraham Co said InstaPay transfers for the month of April alone which was the second month of the strictest lockdown period, went up by 32.18 percent compared to March. Before the lockdown, transfer transactions were only growing by 10 percent.

Rates...

foundation of the self-regulatory function of the PPMI over its members.”

In a statement, the BSP said with the framework they can have cooperative oversight with other regulators for activities and interlinkages between payment systems and other financial market infrastructures.

“The BSP will also designate payment systems which are systemically and prominently important,” it added. It explained that payment systems “which pose or have the potential to pose systemic risk that could threaten the stability of the national payment system (NPS) are considered systemically important” while those “prominently important ones” will have no systemic implication “but may have major economic impact or could undermine the confidence of the public in the NPS or in the circulation of money in general.”

The BSP said that a designated payment system

from page 8 project development.

For the whole plant, facility, or establishment level, those with energy savings of 11 percent to 15 percent, may receive 40 percent ITH for self-financed projects and 75 percent for third party projects.

Those generating energy savings of more than 15 percent will be entitled for 50 percent ITH for self-financed projects and 100 percent for third party development.

Aquino said EE&C projects are included in the Investment Priorities Plan (IPP) of the BOI for the next 10 years with current incentives tied to the amount of the project.

Registered EE&C projects are entitled to ITH for three to five years.

“We are hopeful to get at least four years as a minimum. But we will take whatever is given under CITIRA (Corporate Income Tax and Incentives Reform Act),” Aquino said.

The CITIRA bill has been renamed as the Corporate Recovery and Tax Incentives for Enterprises Act (CREATE).

(PNA)

EXTRA JUDICIAL SETTLEMENT WITH SALE

EXTRA JUDICIAL SETTLEMENT WITH SALE

KNOW ALL MEN BY THESE PRESENTS:

KNOW ALL MEN BY THESE PRESENTS:

That the late SIMEON PAGTULON-AN who died on May 11, 1996 at Cagayan de Oro City, the deceased at the time of his death left a certain parcel of land with Transfer Certificate of Title No. T-39596 situated in the Barrio of Carmen, Cagayan de Oro City, Island of Mindanao, containing an area of TWO HUNDRED (200) square meters, more or less and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF SIMEON PAGTULON-AN WITH SPECIAL POWER OF ATTORNEY, filed by the heirs of SIMEON PAGTULON-AN, per DOC #177; PAGE #36; BOOK #56; series of 2020, under the Notarial Registry of ATTY. MARISSE GAY G. LICO ABALDE.

That the late FELY MABAO JACALAN, who died intestate on January 24, 2003 at Banbanon, Taboc, Opol, Misamis Oriental, died intestate without any last Will or Testament, and without any outstanding debts; that the deceased left a parcel of land, more particularly described hereunder: PORTION ONLY OF ORIGINAL CERTIFICATE OF TITLE NO.35 LOT 35852-E-1 and LOT 35852-B-1 (250 Square Meters, more or less) situated in the Sitio of Basac, Daco, Barrio of Malanang, Municipality of Opol, Province of Misamis Oriental, Island of Mindanao, containing an area of FIVE THOUSAND THREE HUNDRED FIFTY SEVEN (5,357) Square Meters, more or less and has been the subject of an EXTRA JUDICIAL SETTLEMENT WITH SALE, filed by the heirs of FELY MABAO JACALAN, in favor of HEREMIAS G. LIMPAG and JOCELINDA G. LIMPAG, per DOC #394; PAGE #77; BOOK #11; Series of 2017, under the Notarial Registry of ATTY. ALMIRA B. VALDEZ.

That the late FELY MABAO JACALAN, who died intestate on January 24, 2003 at Banbanon, Taboc, Opol, Misamis Oriental, died intestate without any last Will or Testament, and without any outstanding debts; that the deceased left a parcel of land, more particularly described hereunder: PORTION ONLY OF ORIGINAL CERTIFICATE OF TITLE NO.35 LOT 35852-A-1 and LOT 35852-B-1 (500 Square Meters, more or less) situated in the Sitio of Basac, Daco, Barrio of Malanang, Municipality of Opol, Province of Misamis Oriental, Island of Mindanao, containing an area of FIVE THOUSAND THREE HUNDRED FIFTY SEVEN (5,357) Square Meters, more or less and has been the subject of an EXTRA JUDICIAL SETTLEMENT WITH SALE, filed by the heirs of FELY MABAO JACALAN, in favor of EDUARDO MARAON, JR. and STEPHANNE MARAON, per DOC #396; PAGE #78; BOOK #11; Series of 2017, under the Notarial Registry of ATTY. ALMIRA B. VALDEZ.

BWM: June 22, 29 & July 6, 2020

BWM: June 29, July 6 & 13, 2020

BWM: June 29, July 6 & 13, 2020

Doubling... from page 3

inventory levels. With these tailwinds, we anticipate ending the year surpassing our typical target of 10 to 15-percent growth,” he added.

Po is optimistic the company is well positioned to benefit from emerging c on s u m e r t re n d s a s a result of the lockdown due Covid-19 and the effects of the pandemic.

He said such trends include cooking at home and value for money, while plans to utilize digital channels have now been accelerated as a result of the pandemic lockdown.

“While there is much uncertainty about the current economic situation and how this will affect consumer demand, we are hopeful about the prospects for the year,” he added. (PNA)

Benefit... from page 2

The first initial delivery of corn seeds and other farm implements to the organizations was facilitated last June 29, wherein a total of 96 bags of corn seeds worth PHP172,800 were already received by the EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF SIMEON PAGTULON-AN WITH SPECIAL POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS:

Oversight... from page 8

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MONDAY|JULY 6, 2020