BusinessWeek Mindanao (January 25, 2021)

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Volume XI, No. 97

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Briefly Power projects THE Department of Energy (DoE) said it has certified 149 energy projects of national significance (EPNS) to date, with the approved projects involving investment of P795.52 billion.

An EPNS designation for major projects covering power generation, transmission or ancillary services entitles the proponent to expedited permits, having been deemed in line with the DoE’s objectives as set out in the Philippine Energy Plan.

“Out of 399 received applications, 149 were certified as CEPNS while 35 applications are still under evaluation,” the DoE said on its website, citing developments as of Jan. 20.

Mining freeze PRESIDENT Rodrigo R. Duterte has ordered the suspension of all mining on an island in Tawi-Tawi, within the Bangsamoro Autonomous Region in Muslim Mindanao, a cabinet official said Tuesday.

The President issued the order following reports that Tumbagaan Island in Lunguyan, Tawi-Tawi has been “completely devastated as a result of mining operations,” Cabinet Secretary Karlo Alexei B. Nograles said at a televised briefing.

He said Mr. Duterte brought up the state of mining on the island, a source of nickel, during a Cabinet meeting on Monday night in Malacañang.

IN-DEPTH

Monday|January 25, 2021

P15.00

High demand pushes pork prices up in Normin T HE prices of pork in Northern Mindanao have increased as other areas in the country turn to the region for their meat supply in the wake of the African swine fever (ASF) threat, the Department of Agriculture-10 (DA10) said Friday afternoon.

In a statement, DA-10 noted that swine traders from Luzon, Visayas, and other regions in Mindanao have been offering competitive prices to Northern Mindanao’s

hog raisers, prompting local producers to raise prices.

H o w e v e r, C a r l o t a Madriaga, DA-10 regional technical director for DEMAND/PAGE 11

Davao QR code mandatory starts Feb. 3

By ANTONIO L. COLINA IV, MindaNews

DAVAO City – The city government announced Friday that the use of Safe Davao QR (DQR) will be mandatory in all offices and establishments effective February 3 as one of the

measures against the spread of COVID-19.

In her Executive Order No. 2, Mayor Sara Duterte said the personal DQR codes of individuals will be scanned CODE/PAGE 11

OFF TO FISH. Silhouetted by the rising sun, a fisherman prepares to set sail for his daily grind fishing in the shores of Brgy. Bonbon, a fishing village west of Cagayan de Oro City on Saturday morning. photo by gerry lee gorit

NEA loan disbursements to ECs reach P440-M in 2020

By MYRNA M. VELASCO, Contributor

MALONG. Colorful malongs and other Meranaw clothing are on sale at an agricultural fair in Marawi City. mindanews photo by froilan gallardo

THE aggregate loans disbursed by the National Electrification Administration (NEA) to the electric cooperatives reached P439.983 million last year, according to the agency’s accounts management and guarantee department.

The biggest pie of the loan had been soaked up by 12 electric cooperatives for a total of P311.903 million, according to the electrification agency, and these were mainly funneled for their capital expenditure (capex) projects and working capital requirements.

The government-run agency said it was able to top its programmed level of lending by 127-percent; as the original target was just set at P245 million for loan facilities that shall be earmarked for electrification projects of the ECs. Based on the list released by NEA, the EC-recipients of the loans had been Cagayan II Electric Cooperative Inc. (CAGELCO II); Camarines Sur I Electric Cooperative Inc. (CASURECO I); CASURECO III; Davao del Norte LOAN/PAGE 11

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Local 2 Kidapawan is 3rd most competitive city in Mindanao K Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

MONDAY|JANUARY 25, 2021

IDAPAWAN City– This city ranked third on the top 10 most competitive component cities in Mindanao based on the latest data results posted by the Cities and Municipalities Index (CMCI) on Thursday.

Lawyer Paolo Evangelista, city information officer, said the city received the information about the ranking from the Regional Competitiveness Committee (RCC) of the National Competitiveness Council on Friday.

The RCC, which is part of the Department of Trade and Industry, serves as “building blocks” for investment promotion activities of local government units across the country.

Evangelista expressed his commendation to all

employees and partner agencies that efficiently worked hand-in-hand to attain the most ideal business climate for the city.

“Every sacrifice bears good outcome and I commend everyone especially the workers

DPWH-13 lauds employee who returned P360-K cash BUTUAN City – The Department of Public Works and Highways in Caraga (DPWH-13) lauded the honesty of one of its employees who recently returned P360,000 cash to its rightful owner.

DPWD-13 Director Pol delos Santos commended the "uprightness" of Bernardo de la Cruz, who works as a survey aide for the agency.

“De la Cruz spotted a black bag full of money on the side of the road in the afternoon of January 20, 2021 (Wednesday) while riding on his bike from Langihan Market in Butuan City,” delos Santos said Saturday.

De la Cruz was surprised upon checking that the bag filled with bundles of money, he said.

“He also checked some identification inside the bag to determine the owner and found an ID but no contact details,” Delos Santos said.

On Jan. 21 (Thursday), de la Cruz brought the bag to the DPWH-13 office and reported it to Atty. Joey D. Gingane, the administrative division chief.

“Atty. Gingane acted immediately on the matter and exerted efforts to find the owner of the bag whom they identified in the ID as Jean A. Hinayon,” delos Santos said.

Fortunately, the bag owner was traced and identified as the supervisor and cashier of San Isidro Upland Farmers Multipurpose Cooperative (SIUFMULCO) in the

town of Santiago, Agusan del Norte.

The officers of SIUFMULCO, together with Hinayon, met with delos Santos and de la Cruz on Friday at the DPWH-13 office for the bag's turnover.

Hinayon said she only discovered she lost her bag when she arrived at the water district and thought she accidentally left it in the utility vehicle.

She reported the matter to the nearest police station.

“I am happy that he was not blinded by the money,” delos Santos said, adding that the honesty of de la Cruz is worthy of emulation.

“Mr. Bernardo de la Cruz embodies the core values of the DPWH,” Delos Santos said. (PNA)

BALINGASAG, MISAMIS ORIENTAL National Highway Balingasag, Barangay 4, Balingasag, Misamis Oriental Mobile Number/s: 0933-823-3161, 0933-823-3304 Tel. Number: 333-5161 CAGAYAN DE ORO P&J Lim Building, Tiano Kalambagohan St., Barangay 14, Cagayan de Oro City, Misamis Oriental Tel No. (08822) 727-829 / 231-6629 Telefax No. (088) 856-1947 Mobile No. 0933-823-3303 / 0943-708-7065 CAGAYAN DE ORO WAREHOUSE Warehouse 7, Bonbon Road, Kauswagan, Cagayan de Oro City, Misamis Oriental Mobile No. 0917-825-4149 / 0943-708-7065 CARMEN, CAGAYAN DE ORO Vamenta Blvd., fronting CEPALCO, Carmen, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 233-2011 Mobile No. 0933-823-3159 CORRALES, CDO Corrales Ave., Barangay 29, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 231-2055

DIVISORIA, CDO A. Velez St., Barangay 9, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 856-1947 Mobile No. 0917-841-4000 / 0933-823-3164 GINGOOG CITY G/F Wyne Militante Bldg., Lugod St., Barangay 22, Gingoog City, Misamis Oriental Telefax No. (088) 861-0104 Mobile No. 0933-823-3168 LAPASAN, CDO National Highway (FICCO Bldg.), Lapasan, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 231-6739 Mobile No. 0933-823-3160 PUERTO, CDO Purok 6, Puerto, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 859-0574 Mobile No. 0943-708-7537 CAMIGUIN B. Aranas St., Poblacion, Mambajao, Camiguin Telefax No. (088) 387-0491 Mobile No. 0943-708-7539

of the local government unit and its partners as the backbone of this recognition”, he said.

The CMCI ranking is based on four pillars that include economic dynamism, government efficiency, infrastructure, and resiliency.

The Makati Citybased CMCI has been in place in the Philippines since 2012 as a measure of competitive government.

“The city of Kidapawan consistently ranked as among the top ten from the particular classification annually,” Evangelista said.

Other component cities included in the

2020 CMCI list are Tagum City in Davao del Norte; Cotabato City; Panabo (Davao del Norte); Pagadian (Zamboanga del Sur); Dipolog (Zamboanga del Norte); Koronadal (South Cotabato); Gingoog (Misamis Oriental); Surigao (Surigao del Norte) and Malaybalay (Bukidnon).

The city, a recipient of the Hall of Fame Award for the Seal of Good Local Governance from the Department of the Interior and Local Government, is also included on the list of cities with an annual budget marking of P1billion. (PNA)

Confucianism: An Imperative to Educational Management JOCELYN S. SAMUYA, SP-I

As stipulated in RA 9155, the school head shall be both instructional leader and administrative manager.

He has to create a team, a workforce to collectively do t he b est s er vice to the clienteles. He has to inculcate deeply into his minds and hearts the 3 important words that guide him to the path of leading: authority, accountability and responsibility. These 3 words will help him carry his duties as a goal setter to the mission, vision, goals and objectives of the schools. He creates an environment within the

school that is conducive to teaching and learning. He is an active implementer, monitor and evaluator of the school curriculum and accountable for high learning outcomes.

As an instructional leader, he has to introduce new and innovative mode of instruction to achieve higher learning outcomes. He has administrative functions, managing all personnel, physical and fiscal resources of the school. He recommends the staffing complement of the school based on its needs.

Encourages and establishes staff development. He has to establish school community networks and encourages the active participation of teacher organizations, non – academic personnel of public schools and parents – teachers and community associations. He also does related works functions as assigned by his superiors.

In the teachings of C on f u c iu s c re at i n g harmonious relationships towards our fellowmen is tantamount to peace and prosperity. A good relationship with mentors to educational services is of big help to influence them to work at their best. There is a saying that the best battle man ever won is with himself.

For being judgmental will create chaos and distrust.

Confucius taught the concepts of Yin and Yang that represent two opposing forces that are permanently in conflict with each other, thus; this leads to perpetual change.

His idea of reconciling the ends and taking the middle is ways of mediation that will make common ground meet for the good of both parties.

Finally, ach one has social responsibility, an active and participative member of the community. As a school leader, personal and social relationships should be built with co-workers.

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MONDAY|JANUARY 25, 2021

KIA eyes higher growth, market share as economy recovers KIA Philippines targets a triple-digit growth and doubling market share as it expects economic recovery this year.

“Our objective this year is to go for a minimum of triple-digit growth and at least doubling our market share moving in 2021,” KIA Philippines president Manny Aligada said in a virtual media briefing Thursday.

KIA ended 2020 with 2,129 unit sales.

Aligada said the company aims to do a “repeat performance of 2019” where it started with a little over 2,000 unit sales and ended it more than 5,000 units.

“We want to approximate that performance -- tripledigit growth, double the market share -- because of the confidence that the economy will recover, the industry will recover, and the buying public will be excited and inspired as much as we are,” he added.

KIA’s current market share is at 0.9 percent. It aims to finish 2021 with 2-percent market share, he said.

Aligada said KIA will be launching two to four

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CorporateWorld

new models this year.

The local distributor of the Korean car will also expand its dealership this year, adding five more networks from its current 40 dealerships nationwide.

However, the car company sees a slower pace of recovery this year with the new provisional safeguard measures on imported passenger cars and light commercial vehicles imposed by the Department of Trade and Industry.

The DTI imposed the trade remedy to protect RECOVERS/PAGE 10

Pinoys urged to buy locally made vehicles

T

RADE Secretary Ramon Lopez on Friday urged Filipinos to patronize locally assembled vehicles to save the local automotive industry.

According to the Department of Trade and Industry (DTI), eight vehicle models are being assembled in the country.

Locally assembled vehicles include Toyota’s Vios and Innova models, Mitsubishi’s Mirage and L300 models, and Hyundai

Accent.

For the trucks category, Isuzu N-Series light trucks, Hino trucks, and Foton Tornado light trucks are locally assembled.

Lopez made this call after Japanese carmaker Nissan announced to cease its manufacturing operation in the country.

Nissan manufactures its Almera model in its plant in Sta. Rosa, Laguna.

“There are car companies manufacturing here. We hope that our

fellowmen will patronize these cars that are locally assembled,” the DTI chief said in Filipino in a radio interview.

Aside from Nissan, Honda last year announced that it will stop its manufacturing operation in the country. Isuzu also ended the local production of its D-Max here.

Lopez said the closure of manufacturing facilities of carmakers was affected by the influx of imported cars.

To protect the local auto industry from further serious injury, the DTI has imposed a provisional safeguard measure on imported completely builtup units.

DTI imposes a safeguard measure of P70,000 per unit for imported passenger cars and P110,000 per unit on imported light commercial vehicles.

The trade remedy will be effective for 200 days.

(PNA)

Nissan to close plant; DTI cites need to guard auto industry DEPARTMENT of Trade and Industry (DTI) Secretary Ramon Lopez bared on Thursday that his office received a letter from Nissan Philippines announcing the shutdown of its assembly plant in the country.

“The announcement of Nissan to close their assembly operations in the country is regrettable, as these developments all the more demonstrate the critical situation of the local motor vehicle

industry,” Lopez said in a statement.

Nissan assembles its Almera model in the Philippines.

Some 133 workers are employed in the production facility.

“The stoppage of Almera’s assembly operations, following closely that of Honda and Isuzu, only highlights that the local auto assembly industry is critically impacted by the surge in imports and will thus

benefit from the timebound safeguard duty,” the DTI chief said.

Starting Jan. 20 this year, the DTI imposed provisional safeguard duties of P70,000 on imported passenger cars and P110,000 on imported light commercial vehicles.

The safeguard measures will take effect for 200 days.

Based on DTI’s study, the share of imported passenger cars in the Philippine market

increased by 35 percent between 2014 and 2018, with local assemblers sharing only 22 to 25 percent of the market while imported passenger cars dominated more than 70 percent market share.

The market share of local assemblers for light commercial vehicles also shrank from 18 percent in 2014 to 7 percent in 2018. “(T)he provisional safeguard measures need to be immediately put in place to protect the

domestic industry from further serious injury,” Lopez said.

He added the Philippines is one of the most open markets among Southeast Asian nations in terms of automotive vehicle imports.

For instance, Thailand imposes an 80 percent most favored nation (MFN) tariff on completely built-up units (CBU) from countries outside Asean.

Meanwhile, the trade NISSAN/PAGE 10

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Opinion

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BUSINESSWEEK MINDANAO CORPORATION Publisher DANTE M. SUDARIA President/CEO ALLAN MARIO MEDIANTE Vice President for Corporate Affairs RUFINO T. MAGBANUA Vice President for Business Development VICENTE C. DELA VICTORIA Vice President for Operations JOE FELICILDA Vice President for Administration JOE PALABAO Vice President for Marketing ROSE MARY D. SUDARIA, PhD Vice President for Finance

(Editor’s note: inspired by Amanda Gorman’s inaugural poem, ‘The Hill We Climb’) When this pandemic will come to an end, we will celebrate ourselves with this question in mind: have we won this invisible fight?

The loss was overwhelming to the human race. But we persevered. We struggled up to the end.

We braved enough courage to survive, to face off the pandemic with the will to fight, and the will to win this invisible battle.

We have learned to take the course under cover of darkness, of uncertainty whether we will survive,

Editor-in-Chief

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War of the worlds Think a minute . . . .In the year 1899, four American newspaper reporters were searching for a story. They each worked for a different newspaper in the city of Denver, Colorado. By chance they ended up together one Saturday evening when all four of them were desperately needing a story to publish the next morning in the Sunday edition. For them, “no news was bad news” when facing a deadline only hours away!

Finally, they decided just to make up a story about something that happened far away in another part of the world, since it would be harder to check for truth and accuracy. Remember, this was over a hundred years ago before television, satellites, and the worldwide web.

After much discussion they came up with the unbelievable story that the Chinese government was tearing down their Great Wall of China to show international goodwill and welcome foreign business trade from other nations.

The story said that some American engineers were coming to China to bid on

THINK A MINUTE

JHAN TIAFAU HURST the job of helping demolish the Great Wall. Remember, none of this was true! Well, by 11 o’clock Saturday night these four reporters had worked out all the details for this far-out, false story to be published the next morning in each of their four different newspapers.

They never expected anybody to believe their obviously phony story that was truly “fake news”. But to the reporters’ shock, people did believe it! When the news reached the Chinese that the Americans were sending engineers to tear down their Chinese national monument, naturally they were extremely offended and WAR/PAGE 11

MONDAY|JANUARY 25, 2021

The pandemic we fight

or not, or just perish in an instant from the ends of the earth?

And yet the dawn before us has awakened in our resolve to rise above the challenge of a lifetime.

And s ome w here, we did it away from the threat by following strict health protocols never before we are accustomed with.

Somehow we weathered, and witnessed how Covid-19 has unleashed its fury on us — the weak, the sick and the vulnerable.

And, yes, we prevailed but with so much sorrows and pain, and countless sufferings.

We lifted our resolve to fight to the end, for our dear

lives not to perish, but to stay afloat, and continue to level up with caution and extra care.

We were able to reach out to one another. One global community. One cause. One fight.

And yes, we became united, fighting against one invisible enemy that came from nowhere that rapidly spread elsewhere and everywhere.

As we continue to grieve, we are all the more focused on becoming victorious with this war against an unseen enemy of a lifetime.

And in the course of being hurt, we persevered.

We thrived.

UNRUFFLED

RUFFY MAGBANUA We continue to rise above the challenge.

Even as we get tired, we struggled to rise and continue the fight with no guns, nor canons fired.

Only our minds and PANDEMIC/PAGE 11

One BPI

MIKE BAÑOS Vice President for Digital

NELSON CONSTANTINO

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D u r i ng a sp e c i a l j oi nt meeting last week, the b o ard s of B an k of t he Philippine Islands (BPI) and BPI Family Savings Bank (BFSB) unanimously agreed to set into motion the strategic union of the two banks. The merger, with BPI as the surviving entity, will take effect upon its approval by the regulators as well as the shareholders.

Immediately after the meeting, BPI President Cezar “Bong” P. Consing, who is concurrently Chair of BFSB, announced: “We are thrilled to share, that after significant study, with the best interest of our clients in mind, BPI will begin the process of operationally merging with BPI Family Savings Bank (BFSB) – to form One BPI. “This merger has the best interest of our customers and employees in mind.

Our shareholders will also benef it. This merger is timed to provide us with the platform to help lead the economic recovery that is sure to come.”

In a separate email to BPI’s 8.5 million customers, Consing explained that “(t) his move will enable you to transact in more branches nationwide and conveniently access the suite of solutions of fe re d by B P I Fam i ly Savings Bank – from auto loans and housing loans, to higher-yielding deposit products.”

Consing added: “With this merger, we are confident that we will be able to deliver on our promise of continuing to give you the best banking solutions and service. We are committed to making us ready for tomorrow, today.”

Consing, meanwhile, a s s u r e d B F S B ’s 3 , 0 0 0 employees of “an opportunity to work across a larger, more varied bank, while having continuity of tenure and job level.”

On July 1, 1985, the then Central Bank of the Philippines authorized BPI Family Savings Bank to operate as a thrift bank following the merger between BPI and Famiy Bank and Trust Company. At that

time, it was considered the largest merger in Philippine banking history.

BFSB offered a strong re t a i l n e t w or k a n d a n extensive online system that reinforced BPI’s pioneering efforts in ATM. BFSB had a large footprint in consumer finance, with the absorption of Family Bank’s Filinvest Credit Corporation, then the largest and most profitable consumer finance company.

BFSB has since become the largest thrift bank in the country with P287 billion in assets, P235 billion in deposits and P227 billion in loans.

Best bank in 2020 Congratulations to the board and management of Bank of the Philippine Islands (BPI), which was recently recognized as the Best Bank in the Philippines for 2020 by Euromoney, the prestigious global financial publication. Established in 1992, Euromoney's Awards for Excellence is the first of its kind in the global banking industry.

Euromoney cited

SPEAKING OUT

IGNACIO BUNYE BPI's multi-year digital transformation journey and the success of its investment banking division, which in 2019 generated almost three times the revenues of the prior year.

According to Euromoney, "Bank of the Philippine Islands is a port in a storm— and right now, we are in a storm. It isn't the country's biggest bank as measured by assets. But the Ayalabacked BPI has a higher tier-1 capital adequacy ratio (15.19% at the end of March 2020) compared to its chief rival."

If I may just add, BPI/PAGE 11

Sense of responsibility and abandonment WE should develop the proper sense of responsibility and abandonment. Given our human condition that is marked both by power and weakness, talents and limitations, we should feel responsible for everything in our life as much as possible, as well as learn to live the proper sense of abandonment when faced with our weaknesses, limitations and mistakes.

Let’s remember that we are stewards of God’s vineyard here on earth. As such we have been given enough powers to undertake our work. We have intelligence and will, very powerful faculties that would enable us to do a great variety of things.

Just like the servants in the parable of the talents (cfr.

Mt 25,14-30), we have been given by God, our master, enough talents and gifts for us to make use of. Let’s try our best to be like those servants who managed to trade with those talents and gained also as much. Let’s remember that

with what God has given us, we are quite powerful!

But we should neither forget that no matter how much we try to be productive and fruitful, we also have our limitations and weaknesses, not to mention our mistakes and failures in spite of the powerful gifts God has given us.

In this case, we should just leave things with the proper sense of abandonment in the hands of God who, in the end, will take care of everything.

Let’s remember Christ’s words: “Look at the birds of the air, for they neither sow nor reap nor gather into barns. Yet your heavenly Father feeds them.

Are you not of more value than they? Which of you by worrying can add one cubit to his stature?” (Mt 6, 26-27) The important thing to remember is that whether we are able or not to do something in this life, we should just refer ourselves to God. If we are able, if we succeed in something, let’s thank God and strengthen our will to do things always in

accordance to God’s will. This way we avoid getting spoiled by pride and vanity due to our accomplishments.

And if we are not able, or when we fail, which is something that can happen in spite of our efforts, we should just go to God, asking for forgiveness and more strength, etc. Let’s remember that there simply are things that are beyond our powers, or are impossible for us to resolve. We should just imitate Christ who in his “failure and defeat” when he suffered and died on the cross, simply left everything in the hands of his Father.

It might be good to echo in our own words and in the mode adapted to the concrete situation we are in, those final words of Christ on the cross: “Father, into your hands, I commit my spirit.” (Lk 23,46) Those words express the proper sense of abandonment that we ought to have.

In this way, we avoid getting unnecessarily sad, depressed or discouraged. We would

HINTS AND TRACES

ROY CIMAGALA just move on, like a good sportsman, willing to bear whatever adverse consequences our limitations, failures and mistakes can occasion.

God will take care of everything. In this regard, it might be useful to remind ourselves of what St. Paul said in his Letter to the Philippians: “He who began a good work in you will carry it on to completion until the day of Christ Jesus.”

(1,6) It’s God who will finish, complete and perfect everything for us!

Email: roycimagala@gmail. com

Banking&Finance 5 HSBC exec sees PH recovery of 6.5% this year Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

MONDAY|JANUARY 25, 2021

P

HILIPPINE economy is expected to recover to around 6.5 percent this year which largely depends on the re-opening of the domestic economy and containment of coronavirus disease (Covid-19) infections, an official of HSBC said on Wednesday.

This growth forecast is the lower end of the

government’s 6.5-7.5 percent target for this year.

In a virtual briefing, HSBC managing director and chief market strategist for Asia Cheuk Wan Fan said the recovery is expected after a projected 9.7 percent contraction, as measured by gross domestic product (GDP), for 2020.

She forecasts the Philippine economy to be

BPI to absorb thrift unit BANK OF THE Philippine Islands is looking to absorb its thrift unit BPI Family Savings Bank (BFSB) within the year, the listed bank said on Wednesday.

The move will still be subject to shareholder and regulatory approvals, the Ayala-led lender said in a filing with the local bourse.

“As One BPI, our 8.5 million customers will be able to enjoy the full suite of the BPI group’s products, via all our digital and physical channels,” BPI President and Chief Executive Officer Cezar P. Consing said in a statement.

“Similarly, as One BPI, our employees will have the ability to work across a larger, more varied bank, while having continuity of tenure and job level,” he added.

BPI added that the reduction in the gap in the regulatory reserve requirements between commercial banks and thrift banks was also a factor for the move.

It said they hope to complete the merger within the year.

“The integration of both entities will provide considerable advantages to the customers and employees of BPI and BFSB, and present potential synergies that will benefit shareholders,” BPI said.

“If our customers and employees are better off, our shareholders will also benefit. This merger is timed to provide us with the platform to help lead the economic recovery that is sure to come,” Mr. Consing added.

BFSB is the country’s BPI/PAGE 10

in tune with the expected cyclical recovery in the region, although lagging compared to other Asian countries because of the pandemic’s impact.

“Recovery of the Philippine economy will largely hinge on the containment strategy in the fight against the Covid pandemic,” she said.

With the expected economic recovery, Fan discounts any cut in

the Bangko Sentral ng Pilipinas’ key policy rates this year after the 200 basis points reduction last year.

She, however, forecasts as much as 200 basis points slash in banks’ reserve requirement ratio, similar to what monetary authorities implemented last year, in the second half of this year.

Business sentiments last year, she said,

were dampened by the pandemic but this is expected to improve this year, along with consumer confidence, on continued re-opening of the economy, the Brexit, and the improvement of the employment situation.

“This being said the focus will be more on fiscal stimulus,” she said, citing the importance of government spending to lift domestic output.

She also predicts the peso to continue to strengthen against the US dollar and close this year at 46-level from the current 48-level.

She attributed this forecast to the continued improvement of the country’s current account surplus, the depreciation of the US dollar and the continued inflows of overseas Filipino workers’ remittances. (PNA)

AN official of Union Bank of the Philippines (UnionBank) said the country is now ready for digital banking and relative innovations, citing the strong support from the government.

“We have the support from our regulators,” Henry Aguda, UnionBank Chief Technology and Operations Officer and Chief Transformation Officer, said in a virtual briefing Wednesday.

The Bangko Sentral ng Pilipinas (BSP) has been pushing for the digitalization of payment transactions, among others, in a bid to include more people into the formal banking system.

It also recently came out with a digital banking framework, recognizing digital banks as a separate entity from existing

financial firms and eyes this as another channel that will promote market efficiencies and help increase Filipinos’ access to various financial services.

Aguda said that while digital criminals continue to improve their ways on how to go around financial institutions’ current systems, banks are more sophisticated.

“We can’t be held hostage by those criminals,” he said.

He said banks continue to take on additional layer of information technology (IT) protection to efficiently

serve their clients.

Authorities said cybercrimes rose noticeably when the government implemented lockdown from March to April 2020 for Luzon and until endMay for Metro Manila.

This, after more people chose to do their financial transactions online during that period due to movement restrictions the government imposed to address the rise of coronavirus disease (Covid-19) infections.

One of these cybercrimes is phishing, wherein criminals try to

get the would-be victims’ personal information and passwords, among others, through electronic mails (e-mails) disguised as official communication from banks.

Aguda said the banking public is more knowledgeable now as proven by the increasing number of reports that they get regarding these crimes.

He also reminded bank account holders to take extra precautions whenever they do digital financial transactions such as what they will do in the physical world. (PNA)

Banker says PH banks ready for digital transformation

IDEAL MATH IN THE CLASSROOM DURING PANDEMIC CHARMAINE PAUROM YONSON Quezon National High School-Senior High Teacher

The school year 2019-2020 had ended early due to the inevitable wide spread of coronavirus as it becomes the world pandemic. The Department of Education postponed all its activities for the safety of the personnel and learners as the major priority. Parallel to this, major adjustment happened in the following school year. DepEd enforces the working personnel to make sure that every classroom is ready for the opening together with all the necessar y teaching materials appropriate to the current situation.

With the 21st century world pandemic challenge, the learners, teachers and administrators, are tasked to work hand in hand to withstand this terrible condition. Although the current situation is i n c onv e n i e nt t o b o t h learners and teachers, the goals to produce quality graduates, who are problem solver, critical thinker, independent learners and

students who can learn meaningfully, must not be compromised. To do so, teachers must be wellequipped with the necessary knowledge and skills to design a lesson that can foster the student’s problemsolving skills specifically design for the new normal.

Teachers must strive to be globally competent and effective facilitator of learning, who can help molding students to become an instrument in building a better nation in spite of pandemic. The classroom may not be a big issue for no face to face classes are implemented but still it has to be maintained for conducive learning (i.e. the classroom is well-lit, well ventilated, spacious, chairs are in excellent condition, at most 30 students in a class, technology built in).

In general, envisioning of students and teachers learning from each other in a conducive atmosphere.

For the realization of all the visions with the

current culture in DepEd, stakeholders should revisit the curriculum and the processes. Teachers should continuously attend seminars and trainings on improving teaching and learning processes. They can engage into research regarding issues and problems of the school.

Then, improvement of the facilities should be continuous. Another is the well-being of the learners should be taken into consideration, the teachers should consider the situations of the learners and therefore should not bombard them with a lot of requirements so that the students will have time to relax and bond with their family and friends.

Teacher must design lesson that has activities that can improve problem-solving, critical thinking skills and contextualize problems presented to students in which they can relate to the subject matter and there will be a deeper understanding.

If interested, contact:

DANICA SUDARIA

dannycarosesudaria0512@gmail.com 0936-046-2356

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MONDAY|JANUARY 25, 2021

DOST-X Scales Up Food Innovation in Tangub City

Impact of distance learning on students

Check Turn-over for the MISOCC-FIC Project with the NMSCST Board of Directors

JOCELYN S. SAMUYA,SP-I

time traveling to class if it is all distance learning or a hybrid class; The student is the motivator; Less time in the classroom; students can access information when they need it; Able to communicate with other students: group work, missed class notes; It also helps you to identify your strength and weaknesses and helps you to be more confident. In the present scenario, people are involving a lot more in distance education. The negative effect of distance education is: May lack the needed face to face time, Lack of social interaction with other students and teacher, Teacher cannot see the student struggling and help them as easily as in a distance learning group and Lack of printer or other accessories needed.

Yes, teachers defy such huge accountability to carry out the curriculum in its light of reality. As a school head for 5 years now, I ascertained this big role of teachers in the educative process. That I have to challenge myself of what I could greatly prepare to help the teachers do the task.

I believe that the school head more than anybody else in the school community has the key role of leading and guiding the teachers. As an instructional leader, I have to undergo process for the improvement of teachers’ pedagogical efficacy and students’ learning outcome.

According to John Kerr curriculum is, “All the learning which is planned and guided by the school, whether it is carried on in groups or individually, inside or outside the school”. This definition is referring to school and is commonly equated to subject and lesson, that is, what is to be learned and how it is being taught.

Wit h t he enac te d l aw, R A 10533 (ENHANCED BASIC EDUCATION ACT OF 2013) students are offered lifelong skills also calls for the teachers’ covenant to categorically implement

My Detriment JOCELYN S. SAMUYA, SP-I

I was apt to go home that my rush decision changed everything the way I want it to be. How regretful the situation was. This was what happened.

There were 3 buses in the terminal waiting for their turn, a non-stop aircon bus and regular bus both to Davao and an aircon bus to Valencia. I jumped off to the bus to Valencia.

I was confident for the reason that when I ride on this bus, I have all the comfort and I would pay less. I was estimating then that by the time I reach Valencia, I would wait for not more than 30 minutes of the regular bus to Davao.

When I reached Valencia, I was just a one-step late that the bus left me in despair.

It was my sacrifice. That was a choice wherein I had unravel my gaffe. Time and

opportunity once gone, it can never come back.

This made me contemplate into how I will deal with change.

Relating to my work, I asked to myself: “what will I do if I am a principal facing a crucial situation towards my management, administration and organization? ” At any rate, let me disclose first how I elucidated with the “left-behind bus thing”. At around 11:30 pm, the bus to Kibawe arrived. I had to ride on that bus for it is safer to stay at Maramag terminal where I could wait as a chance passenger if ever there would be bus to Davao. As I set my foot, I was also thinking of a plan B. There at Maramag I called my husband and told him, I miscalculated the whole scenario. I knew

Communities thru Food Innovation Convergence (MISOCC-FIC)", aims to capacitate NMSCST in its goal to aid MSMEs to innovate their food products for enhanced market competitiveness.

NMSCST has been the pioneering Higher Education Institute (HEI) in the province that engages in food innovation and research.

The funding under the MISOCC-FIC project will be for the procurement

Teachers as Key Players on Curriculum Implementation

By FRANCIS S. DALEON Teacher 3 Migpait Elementary School Migpait, Talakag, Bukidnon

The advantage of technology in distance learning is that students can watch lectures before coming to class and engage in more interactive activities in the class.

They can also collaborate with other students and rely on the instructor as a facilitator rather than a lecturer.

Research says that students and professionals are in massive competition. To survive in this competitive world both students and professionals need to upgrade their key skills and to upgrade skills they are undergoing several courses in online or distance mode along with their core job role. A positive aspect of distance education are as follows: Flexibility: students can work at their own pace and at their own time; Cost- travel expenses: Less

Tangub City - The Department of Science and Technology Misamis Occidental turned over a check amounting to P1.9M to the Northwestern Mindanao State College of Science and Technology (NMSCST) on January 14, 2021, for scaling up food innovation within the city.

The project entitled, “MSMEs Improved Services and Operations for Competitive

that he could not afford to leave his wife trapped in the terminal late at night, 25 km. away from home.

He was about to drop the phone to pick me up when the bus to Davao rushed in the terminal. Heaven sent!

If I am not doing this, nothing will change.

I have to be prepared in this changing world.

That is to be adaptive and flexible. I just hope that I have proven my worth and sense of purpose to set my destination up to become a good leader by my sacrifice-to study at CU every Saturday no matter how many buses will leave me; I have to endure and prevail! Life is “change” itself and it is inevitable.

Change is important and I am willing to undergo change to be of help as a school leader.

what the curriculum poses. Yet, the basics never go out of style as the truth on teachers’ qualities should take into great consideration. Teachers are set to practice the profession with competence. What is at lost is their love and commitment to adhere and uphold quality teaching for students’ learning.

There is also a need to continuously assess the personal attributes of the teachers since it is a contributing factor to their success in the classroom as far as teaching and teacher-student relationship are concerned. It is believed that effective teaching requires a certain level of personal skills. Teachers who are self-fulfilled and happy in their teaching profession will have a propitious effect to the teachinglearning process.

Improving the competence of the teachers should also come from within since their positions as instructional facilitators offer great opportunities to influence the students. Teachers who exhibit desirable personal qualities would be inspiring for the students who could lead to better academic performance.

of the Spray Dryer and Vacuum Fryer equipment developed by the DOSTMetals Industry and Development Center (MIRDC).

The Spray Dryer technology turns liquid foods to solid lengthening the shelf life of various beverages and other food products. The Vacuum Fryer deep-fries food inside a closed system under reduced pressure making the final products crunchy with low fat and moisture content.

“This project will be a great help for the MSMEs in the province and for the NMSCST and its students. It will serve as one of the institution’s incomegenerating projects and more food products will be innovated”, said Dr. Herbert Glenn Reyes, NMSCST University President The facility will also serve as the Food Technology Laboratory for students enrolled in BS Industrial Technology major in Food Technology. (Kristel Alvarico, DOST-Misamis Occidental) About DOST-X The Department of Science and Technology – Region X (DOST-X) envisions to be an effective and competent catalyst of inclusive development by providing world class and innovative Science & Technology services in Region X.

Learning: Educations’ Objective ROSAVELIA O. JIMENEZ Sinuda NHS

“Education is an admirable thing. But it is well to remember from time to time that nothing that is worth learning can be taught.” Oscar Wilde Traditional education focuses on teaching, not learning. It incorrectly assumes that for every ounce of teaching by those who are taught. However, most of what we learn before, during and after attending schools is learned without its being taught to us. A child learns such fundamental things as how to walk, talk, eats, dress and so on without being taught these things. Adults learn of what they use at work or at leisure. Most of what is taught in classroom settings is forgotten, and much or what is remembered is irrelevant.

On most schools, memorization is mistaken for learning. Most of what is remembered only for a short time, but then is quickly forgotten.(How many remember how to take a square root or ever have a need to?) furthermore, even young children are aware of the fact that most of what is expected of them in school can better be done by computers,

recording machines, cameras, and so on.

They are treated as poor surrogates for such machines and instruments. Why should children or adults, for that matter be asked to do something computers and related equipment can do much better than they can? What doesn’t education focus on what humors can do better than the machines and instruments they create?

When those who have taught others are asked who in the class learned most, virtually all of them say, “The teacher.”

It is apparent to those who have taught that teaching is a better way to learn than being taught. Teaching enables the teacher to discover what one thinks about the subject being taught. Schools are upside down: Students should be teaching and faculty learning.

The student had it right; what most faculty members are good at, if anything, is learning rather than teaching. Recall that in the one room schoolhouse. The teacher served as a guide and a resource but not as one who face fed content into students’ mind.

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MONDAY|JANUARY 25, 2021

400K Kagay-anons registered at CDO web portal for vaccine rollout CAGAYAN DE ORO CIT Y--About 400,000 residents of the city had registered at City Hall’s Higalaay web portal ahead of the vaccine rollout program, acting City Health Officer Dr. Lorraine Ner y said Tuesday.

“During (Tuesday’s) webinar , it was mentioned (by City Hall’s Department of Information Communication Technology) that there are 400,000 Kagay-anons at the Higalaay web portal.

I asked the DICT if we can interconnect with the Department

of Health’s own online registration system and they said it can be done,” Ner y said.

She added that the DOH online registration required additional health information not specified in City Hall’s Higalaay web portal, which was launched late last July before the 2020 city fiesta.

“The Higalaay web portal and the DOH website should be able to exchange health information seamlessly. Our IT Acting City Health Officer Dr. Lorraine Nery says the Higalaay web portal and the DOH website should be able to specialists in City exchange health information seamlessly. (CIO) Hall said that's separate webinar will their systems in order COVID-19 vaccines. medical personnel possible,” she said. be held between City to build an extensive The DOH already who will be tasked Ner y said a Hall’s IT specialists database of identified completed its to administer the and the DOH’s IT recipients of the ‘‘Training of Trainers’ COVID-19 vaccines. team to reconcile national government’s last week on the city's (CIO/PIA10)

DepEd disbursement system

By LOURDES P. MAGHANOY ADAS II

UNDER DepEd regulations, check disbursements are payments made to public school employees through the use of paper checks. The two types of checks being issued by DepEd are the MDS check and commercial checks. MDS checks are issued by government agencies, chargeable against the account of the Bureau of Treasury which is maintained in various authorized government ser vicing banks. These are covered by a notice of cash allo cation, an authorization issued by DBM to government agencies to withdraw cash from the National Treasury through the issuance of MDS checks. On the other hand, commercial checks are issued by DepEd against

its non-government bank accounts such as revolving funds and trust receipts.

M e a n w h i l e , disbursements through ADA are settlements of liabilities using electronic fund transfer authorized by the government agencies.

ADA is issued in lieu of paper checks. It may be issued by DBM to settle liabilities in this case personnel compensation.

All of these are recorded i n D e p E d’s E n h an c e d Financial Reporting System w h i c h w a s d e ve l op e d by our colleagues from Region 9. It is a system used by DepEd to record various financial data and consequently generating reports as required by oversight agencies such as COA and DBM.

MOTHER TONGUE-BASED MULTI-LINGUAL EDUCATION: LEARNING IN REAL-LIFE CONTEXTS AND TEACHING THROUGH THE HEART JOCELYN S. SAMUYA, SP-I

Employing real-life contexts for the Kindergarten program is highly recommended by education specialists such that it should start from the first from where the learners are, from the basic-language.

Children understand easily and effectively using their first language.

MTB-MLE is an educational program that enables school children to associate their learning to their own lives and its environment which in effect sustains young learners’ interest in going to school.

For this reason, experts and planners in education are constantly in search of techniques to raise the quality of teachers by improving their teaching skills and their general outlook of the teaching profession.

One of the things that must be looked into is their capabilities

as teachers, may it personal or professional capabilities.

To become effective teachers it entails hard work and constant self-assessment if the criteria or standards expected of an effective teacher are to be met. This is where the National Competency-Based Te a c h i n g St a n d a r d s ( N C B T S ) comes in. As a standard used to gauge teachers’ performance, it is an integrated and comprehensive f r a m e w o r k t h at p r e s e nt s a n d defines the different dimensions of effective teaching. There is also a need to continue assess the personal attributes of the teachers since it is a contributing factor to their success in the classroom as far as teaching and teacher-student relationship are concerned. It is believed that effective teaching requires a certain

level of personal skills. Teachers who are self-fulfilled and happy in their teaching profession will have a propitious effect to the teachinglearning process.

If someday, time and tide would sweep in the shore of educational leadership I would rather assess through NCBTS along with the personal attributes of a teacher. This will make up competent and effective instructional facilitators. Improving competence should go hand in hand in manifesting personal qualities that will induce students to learn.

Furthermore, the personal attributes of teachers which are assessed as parts of their personal competences also include among others, skills, attitudes and behaviour. Teachers manifesting the best competencies will surely exhibit outstanding performance.

Characteristics of MAPEH Teacher ROSAVELIA O. JIMENEZ Sinuda NHS

Any aspiring Music, Arts, Physical Education and Health teacher has to have certain traits to be successful.

MAPEH teachers have to be good in the classroom, but they also have to be able to work with parents and other educators. Good MAPEH teachers need to have a range of skills beyond knowing sports, including interpersonal skills, discipline, creativity, and more.

Athletic Ability It seems obvious, but having a healthy body is important for MAPEH teacher. Since they are telling students to make healthy choices, these adults have to model what they say to do. MAPEH teachers don’t need to be star athletes, but having a positive attitude towards fitness and instruction is important to show students how living healthy can be enjoyable.

Teaching ability This is another trait that seems apparent, but a good Educator needs to be able to educate. Being

able to distill complex ideas onto easily followed steps helps your students feel better about physical activity. Being able to teach also includes being able to recognize which students need more encouragement or a different way of explaining, and assessing learning.

Interpersonal Skills Working with students, parents, and other teachers requires a range of interpersonal skills. Being a teacher means being a leader and role model to your students. A MAPEH teacher is a model of values such as leadership, teamwork, and good sportsmanship. Treating the people around you with respect makes them more likely to respect you and your program.

Communication Being able to communicate effectively is another important skill. Clear communications to your students helps them learn your lessons and keeps them safe.

Communicating with parents and

other professionals respectfully shows how you treat your students in your prog ram. Ef fe c t ive communication builds a sense of community where students feel confident in their abilities. With greater confidence and support, students are more likely to embrace physical activity as a source of fun.

Patience and Adaptability Patience and adaptability are important to a successful teaching career. Since not all students learn in the same way or the same rate, it’s important to stay patient and have different approaches. It’s also important to adapt and modify lessons to include students of different levels and abilities. Some schools have no dedicated MAPEH areas, so being able to change your lesson plans to adapt to weather or available resources keeps your lesson plans on track.

Organization As a MAPEH teacher, you might be teaching students who have different ages, physical

abilities, and learning styles. In addition, MAPEH teachers often have to work in different areas or even multiple schools. Being organized keeps all these needs together and easy to manage.

Keeping the classes themselves organized keep them flowing, limits downtime, and lessens chances for conflict and behavior issues. Any MAPEH class involves student’s participation, physical area, and equipment, so keeping all these things organized makes the entire class run smoothly and maximizes learning opportunities.

Creativity Being able to adapt and find new activities keeps your classes entertaining and fun for everybody.

You can find inspiration for your classes in television, music, and other classes. You can take ideas from all around you to make engaging and fun activities for students of all physical abilities.

Having a variety of activities and outcomes keeps students engaged

and interested in your classes.

Focus on the students As an educator, you need to make sure your students are learning. Being an educator means you need to have a passion for helping children learn skills they can use in their daily lives outside of the classroom. Working with children can be taxing, so keeping that passion going helps you make your classes instructional and fun. You also need to keep your students safe and secure during class, since they’re moving around and in large areas with different equipment.

Becoming a MAPEH teacher is no easy task for any aspiring educator. Being a role model, having professional skills, and creating a fun environment are all crucial traits to have as a great teacher. Keeping your time organized and communicating clearly to students, parents, and other educators also makes your job easier and more enriching.

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MONDAY|JANUARY 25, 2021

Lovers may celebrate Valentine’s Day in Davao but…

D

By ANTONIO L. COLINA IV, MindaNews

AVAO CITY – The city government will not prohibit the Valentine’s Day celebration next month amid a surge in new COVID-19 cases after the holidays, Dr. Ashley Lopez, Davao City Health COVID-19 focal person, said.

But Lopez reminded couples to strictly observe the minimum public health protocols as they go out on this special day to avoid exposure to the

infection and worsening the situation.

“We took it up during our meeting. The Valentine’s celebration will push through, although we have to follow the precautionary measures… This is our new normal, and we have to be consistent in following the mitigations even on special occasions,” he said.

He warned there is higher risk of getting exposed to the virus in

large crowds.

“There is a higher risk of transmission in gatherings because we have not yet put COVID-19 situation under control. We cannot identify who is positive and who is negative because we are up against an invisible enemy, which is the virus,” he added.

He said the mitigation measures, particularly physical distancing, will help slow down the spread of the virus.

He said local health authorities have already anticipated the postholiday surge, which started last January 4, to CELEBRATE/PAGE 10

Revisiting Educational Theory: A Fundamental ENVISIONING SCHOOL MATHEMATICS IN Teachers’ Task THE PHILIPPINE SETTING Classroom obser vation adjusting, they are orders

A flower vendor gets busy attending to orders of bouquets and special floral arrangements at the Agdao Public Market in Davao City in this file photo taken 14 February 2019. MANMAN DEJETO/MindaNews

JOCELYN S. SAMUYA, SP-I

has awakened my senses unto the fundamental task of teachers to revisit educational theories for a m ore profou n d understanding especially on i mp l e m e nt i n g t h e Enhanced Basic Education Curriculum.

That remembers me into a very vital theory one should not ignore, Jean Piaget’s Cognitive D e ve l opm e nt T h e or y.

Piaget’s theory is highly geared to intelligence and prior knowledge of man as his vital weapon to perceive the world he live in; that is to be adaptive and interrelate with the environment and its changes. There are four processes in establishing and

and patterns of assimilation accommodation equilibration. People are induced by the knowledge they conceptualized themselves. These are known as physical, logicomath, emotional, and socialarbitrary.

This implicates that students will be able to scrutinize from hypothetical a n d s o c i e t a l t h rou g h experiment and discovery methods. This maximizes their cognition and metac o g n it i on . Wit h su ch teachers must be responsible enough to prepare motivating activities.

Allow me to share what I have prepared when I was in college.

CHARMAINE PAUROM YONSON Quezon National High School-Senior High Teacher

A school environment where all students have access to high-quality, engaging mathematics instruction is the mean the vision for school mathematics.

There must have adequate resources intended in professional development for knowledgeable teachers. There must also a mathematically rich curriculum that offers students opportunities to learn important mathematical concepts. Technology are integrated.

Students confidently engage in complex mathematical activities and they can communicate their ideas and results effectively.

In the context of the Philippine classroom, its vision for school mathematics is to provide learning experiences for students that will enable them to be a critical thinker and a problem solver. The Department of Education must strive to always achieve the set vision for quality education. It

may start by enticing the enthusiasm of its workforce in the field to perform industriously and diligently. Designing programs, seminars and workshops for such purpose is a big help in training public school teachers all over the Philippines in preparing lessons on how to teach mathematics effectively.

Making sure that this training provides teachers professional growth and can effectively teach their students to be actively engage in all the mathematical activities; can effectively relay their ideas and results. Relative to this, the teachers must work on curriculum for continual improvement.

The vision for school mathematics might be too ambitious but with the collaborative efforts and strong s y ste m of supp or t b ot h l o c a l and national levels, the vision of mathematics teaching and learning can be materialized. Teachers and

administrators should be committed and passionate in helping the students achieve their full potential. In order to produce citizens of the country that can help in nation building.

With these realizations, teachers and administrators should continually seek for professional growth. They can engage into research to continually improve. Thus, results in researches must be properly disseminated (not just put into garbage cans). Moreover, there must be a strong support system between local and national levels.

Further, institutions, agencies and units (such as CHED, DepEd, etc) should work hand in hand. Furthermore, the country should really focus on education because educated and learned people can really make a difference an awesome education system will be this generation’s legacy for the next generation, we owe it to them.

Sports: Vital or Gratuitous?

ROSAVELIA O. JIMENEZ Sinuda NHS

School heads should have included basic topics such as this during seminars.

Teachers are just bound to their duties that they also

need to revisit educational theories to help them appreciate the cause of the new curriculum and love teaching more.

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan Office of the Municipal Civil Registrar R.A. 10172 (Gender)

NOTICE FOR PUBLICATION

In compliance with Rule 7 of R.A. 10172. A notice is hereby served to the public that KIMBERLY CANINDO BARINQUE has filed with this Office, a petition for Correction of Clerical Error-Change of Gender from "MALE" to "FEMALE" in the Certificate of Live Birth of KIMBERLY CANINDO BARINQUE who was born on APRIL 12, 1995 at KAPATAGAN, LANAO DEL NORTE and whose parents are VICENTE ABASATAS BARINQUE and LORENA BATCHO CANINDO.

Any person adversely affected by said petition may file his written opposition with this Office not later than 15 days.

BWM: Jan. 25 & Feb. 1, 2021

(SGD.) IVY REYES TONGCO Municipal Civil Registrar

Healthy mind stay in a healthy body, but most people say it is just a sports and not really necessary compared to other brainy activities. Have we ever thought what sports can give to our mind and body? Absolutely, many people act like they don’t know the reasons but the truth is they knew.

As anecdote, there are many people who don’t value sports and think it is nothing around us. It’s just a waste of time engaging with this kind of activities. Every day we can encounter people who do regular sports however, none of them realizes the benefits and importance of sports in their lives. In fact some of us want to become fit, attractive, young looking and look smart. Unfortunately, there are several benefits of sports that people often do not consider like sports are required to have healthy people, sports is needed for enjoyment and a great market for countries’ economies.

Naturally, people’s first aim should be healthy and fit with the benefits of sports. Due to this fact that sports keep our body and mind healthy. As an example, if we try to imagine that there is a computer set which has not worked for years. If you try to run the system, it will not work efficiently since it has been rusted and other part of it may already broke down. As a result, people is similar to the computer unit.

If we don’t do sports, we will be forced to rust, in other words, decomposition of our body; afterwards, we may have some problem with our body when we even need to walk. In addition, sports balance our body’s blood pressure and circulation. Accordingly to many researches which have been done by scientists, we can prove the importance of sports for our health because 70% middle aged people who did not do sports in their youth are now struggling with the problem such as high tension, trouble with blood circulation and easily become tired due to lack of sports.

The second important thing about sports is that it gives enjoyment and entertainment to the people. For many years, sports have been the countries’ pride because of the world record of Manny Pacquiao in boxing and Efren “Bata” Reyes in billiards. They are sometimes magic as they catch attention and give us pleasure as much as we need.

If there is sport activity when we are happy, we will probably be motivated and be refreshed again after the sport activity. Within the excitement of sports, countries are able to compete worldwide. Due to this fact people like sports since they and their countries are able to beat opponent country and this is the most important reason to take pleasure from sports.

The third good thing is that they

are the huge market for countries economy. First of all, if we look at basketball industry. There are more than thousand professional team and at least these team have 15 players. If this is calculated, there are approximately 2500 players without working staff, scouts, coaches and managers. This should be the largest industry which employs many people in our country.

In addition, countries and clubs have to establish new facilities for sports game. Some of them are largest gym in the entire country that represent countries, for example Olympic Stadium.

Supplying funds for this buildings may be the publicity of countries since constructing well designed stadium help country prepare or organize big competitions such as World Cup , Open League and International Tournaments.

Finally, sports allow advertisement companies to make publicity of strong bonds. For example, sponsorship is one of the best publicity of one company.

Everyone watch’s their favorite team or athlete, and audience will probably see the sponsor of team or athlete.

We can say that there are several benefits sports can help to everybody.

But despite of sports’ advantages, many people can’t share that sports are useful and beneficial. I hope that people will tend to be more optimistic in sports since it is necessary to our lives.

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MONDAY|JANUARY 25, 2021

DILG-10 to rehire 643 contact tracers

C

AGAYAN DE ORO CITY -- Upon the availability of funds, the Department of the Interior and Local Government (DILG)10 will facilitate the re-employment of 643 contact tracers in the region.

About 60 contact tracers will be rehired in Bukidnon, Camiguin (10), Lanao del Norte (98), Misamis Occidental (76), Misamis Oriental (75), Cagayan de Oro City

(173), Iligan City (140), and Regional Office (2), DILG-10 Regional Director Arnel Agabe said during the NorMin COVID-19 Response Task Force press conference, January 22.

"We are closely looking into the local government units ang naa'y mga active o bagong cases and of course kung asa sila nahire didto sila i-assign (with active or new cases and of course they will be hired

in the area where they will be assigned). But they can also be assigned in LGUs where services are needed the most," Agabe added.

The director added that as President Rodrigo Duterte extended the validity of Bayanihan 2, the region will rehire 30 percent of its 2,000 contact tracers.

The contact tracers will be ranked based on their performance to determine those who will

be rehired for another three to four months upon availability of funds.

The DILG will utilize P1.4-billion from the unreleased balance from Republic Act 11519 or the extension of the validity of appropriations under the Bayanihan to Recover as One Act that will supplement the P500 million that has been allocated for the hiring of CTs in the 2021 General Appropriations Act. (RTP/PIA10)

Encouraging sixth graders to read

By FRITZIE EDRALIN Teacher I Mampayag Elementary School

YES we do teach both Filipino and English literature in schools. But no, beyond tasking them homework assignments and compelling them to memorize facts so they could answer the quizzes for the next day, our high school students don’t read. If there are things that your teenager reads, horribly it may likely be the Fifty Shades of Grey trilogy. Sexualizing our culture is the concern of businessmen.

The role now of educators is how to counter this trend.

Thus, we as teachers must impart to our students that reading is fun. It must not be boring. Parents also play an important role in this. Constantly remind your kids that Facebook is only limited for updating fellow classmates about the possible lessons for the next day. Remember that

these are still high schoolers. They need parental guidance. They’re not like college students who are already adults and are responsible enough to concentrate studying when exam week comes.

In the Philippines, the ability to read and write is a priority so any effort to promote literacy by the government, organizations or even private individuals is celebrated. It is through literacy that one is empowered to interact in his/her community and realizes his/her worth, what s/he can do and eventually make him/her do things that contribute in sustainable developments of his society.

The establishment of the National Manpower and Youth Council (NMYC) made a huge impact on the 1980s literacy rate improvement to 92 percent.

The high literacy rate in the country and the 95 percent school participation of children in elementary schooling are achieved through the campaign of the government particularly the Department of Education (DepEd) to bring more school-age children to school. The following initiatives are appreciated: Alternative Learning System (ALS), open high school, night high school and kindergarten law.

Literacy-specific initiatives include the Every Child A Reader program, the Library Hub, a focus in K-3 curriculum, the mother tongue-based multilingual education, the journalism program based in Republic Act (RA) 7079, Book Week and National Reading Month. DepEd is currently finalizing its policy on Learning Action Cell implementation and strengthening.

About 60 contact tracers will be rehired in Bukidnon, Camiguin (10), Lanao del Norte (98), Misamis Occidental (76), Misamis Oriental (75), Cagayan de Oro City (173), Iligan City (140), and Regional Office (2), DILG-10 Regional Director Arnel Agabe says during the NorMin COVID-19 Response Task Force press conference, January 22.

(DILG 10)

Dagumbaan is Intensifies Reading Program in the New Normal By: MARK WINDEL R. DOÑO School Principal-I

Dagumbaan Integrated S cho ol intensif ied the school reading program d e s pite t h e p an d e m i c we experience under the BASA Talakag and Bawat Batang Bukidnon Bumabasa (4B’s) program of t he D e p ar t me nt of Education in the Division of Bukidnon.

After the online focus group discussion

conducted among teachers and parents, Dagumbaan Integrated School Comprehensive Reading Enrichment for Effective Teaching (DISCREET) will be implemented in the new normal following varied levels.

Reading Program is one of the banner of SDS Randolph Tortola in the Division of Bukidnon.

10

ERC...

from page 12

additional burden that will again be shouldered by the hapless consumers, it can be seen the already high FIT Rate for SOLAR energy at P9.68/KWH set in 2014 has been further adjusted to a staggering P11.2758/KWH for year 2020.

The same is true for WIND energy which from the original FIT rate at P8.53/KWH, it now stands at whopping P9.8976/KWH for year 2020. Easily, these are almost two pesos and more than a peso adjustment for the SOALR and WIND FIT rates, respectively, that will have to be unfairly borne by the consumers thru the collection of Feed in Tariff Allowance or FIT All.” Dimagiba added that his letter of December 16, 2020 on the same subject was ignored and not answered

by ERC that compelled him to file the instant Petition.

The group detailed “As a keen advocate of consumer r ig hts, we resp e c t f u l ly submitted that there is an undeniable need to nullify the said ERC decision to

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MONDAY|JANUARY 25, 2021

allow the proper observance of due process and set the proper forum, wherein all interested parties can engage in a hearing, especially with the participation of the consumers. At the onset, we respectfully highlight that the imposition of the abovementioned adjusted FIT rates does not comply with the requirements of the ERC and was based solely on data submitted by the renewable energy developers , and without the participation of other power generators, distribution utilities, electric cooperatives and the consumers.

Second, LKI opposes the 2021 FIT Allowance Application for P 0.22 per kilowatt hour from the current P 0.09 per kWh in ERC Case No. 2020- 020 RC. Dimagiba will demand in the hearing of the FIT Allowance app l i c at i on a d e t a i l e d accounting of payments to renewable energy resources developers of the adjusted and higher FIT rates which it seeks to annul in ERC Case No. 2021-001 RM. Regarding all these issues on FIT and FIT-ALL, Laban Konsyumer looks for swift

action to be taken by ERC to resolve these issues, that have an immense impact on the costs being passed on to consumers, especially during these challenging times of pandemic. Dimagiba is ready to pursue the advocacy for cheaper costs of power from renewable energy resources.

Nissan... from page 3

chief said the closure of the assembly plant of Nissan is expected as the firms’ executives have expressed their plans to cease production operations here due to weaker volume sales and low market share of the Almera.

Nissan Almera’s sales in the Philippines is around 4,500 units or 1 percent of the total market share.

Nissan is leasing its facility from Taiwanese firm Yulon Group.

As the manufacturing facility will remain intact, Lopez hopes the plant can be used by the next entrant that will assemble cars locally when the business climate improves after the coronavirus pandemic.

“Alongside the modernized i nc e nt ive s b e i ng ma d e available under the CREATE (Corporate Recovery and Tax Incentives for Enterprises) Bill, the DTI is undertaking a comprehensive approach

to revive the auto industry - - e mpl oy i ng c ohe re nt policy measures while still maintaining fair trade and the contestability of the market for imports. This, together with the major reforms we are doing -- such as the Public Service Act, the Rice Tariffication Law and the ‘Build, Build, Build’ program, and many more -- will bring about a more attractive investment climate moving forward,” Lopez said.

(PNA)

Recovers... from page 3

the local automotive industry, which market share is found to be shrinking between 2014 and 2018 due to the influx of imported cars.

KIA Philippines product s t r at e g y a n d p l a n n i n g director Josh Altarejos said the projected vehicle sales this year is 10 percent lower than the initial forecast following the imposition of the safeguard measures.

Prior to the announcement of safeguard measures, the local automotive industry was expected to sell around 301,000 units this year. But with the trade remedy, sales is seen to reach around 273,000 units by end-2021.

The local automotive industry is also projected to grow by 10 percent annually

Enhancing the Computational Skills of Pupils Through MADS Flow Chart

By MARY-AN L. SUMO-OY ESHT-I

Master y of Arithmetic operations involves learning on how to carry out calculations such as addition, subtrac tion, multiplication and division.

Ideas about numbers and number calculations can be applied to solve problems and special topics involving numbers (UNICEF, 2012).

However, it was observed t hat pupi ls st i l l have difficulties in the four basic operations even if they are already in the higher grades.

It was further observed that pupils are master only on a particular operation if that is the lesson being taught by the teacher. Letting the pupils do simple solving on the basic operations has been a majority problem of pupils inside the classroom.

There may be several factors for a pupil not to be able to master the four basic operations. If our pupils have not mastered the skills, it does not mean that they are not intelligent but rather because solving needs memory recall and w r it i ng nu mb e rs an d symbols in their appropriate positions. Based on the researcher’s observations and feedback from other teachers, s ome pupils have problems aligning numbers vertically, which affect written calculation

that involves columns of numbers. Some pupils have no difficulty with addition and subtraction but have difficulty with multiplication and division.

Some pupils have problems organizing numbers in space. Others don’t remember work patterns such as working from right to left in long division, and left to right with multi-digit addition, subtraction and multiplication. Further, in most cases, pupils mastery in computation are noticeable only when the given are aligned by the teacher. That is why the researcher found it significant to use MADS Flow Chart (Elementary Mathematics Lesson Guide G4, 2012), as drill and part of the enrichment activities, to enhance pupils’ mastery in the four basic operations a n d a d d r e s s p u p i l s’ problems with alignment.

MADS (Multiplication, subtraction) Flow Chart is nothing more different than that of MDAS, but in here the pupils follow a flow chart in solving. The use of MADS Flow Chart is one way of maximizing pupils’ participation and learning, thus, resulting to a better understanding and longer retention of concepts and operational skills in mathematics.

until 2025, hitting sales of around 439,000 units, Altarejos said. (PNA)

BPI...

from page 5

largest thrift bank with P287 billion in assets, P235 billion in deposits and P227 billion in loans, with the lender’s portfolio mostly focused on the housing and auto sector.

The thrift bank has about 3,000 employees.

Its parent bank BPI’s net income declined 33.7% to P5.5 billion in the third quarter of 2020 as it set aside higher loan loss reserves amid the pandemic. This brought its net profit for the first nine months to P17.17 billion, down 22.1% from the P22.03 billion booked in the comparable 2019 period.

Celebrate... from page 8

last until mid-February.

As of January 21, the D e p a r t m e nt of He a lt h (DOH)-Davao reported 240 new COVID-19 infections, bringing the total cases in the region to 15,696, with 2,583 active ones, 12,490 recoveries and 623 deaths.

Of the total cases, Davao City, which reported the highest COVID-19 incidence in Mindanao, tallied 10,768, with 1,552 active ones, 8,724 recoveries, and 492 deaths.

Davao de Oro repor ted 777 cases, Davao del Norte 2,147, Davao del Sur 1,136, D av ao O c c id ent a l 16 8 , and Davao Oriental 700.

(A nton io L . C ol i na I V/ MindaNews)

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod, Lanao del Norte NOTICE OF EXTRA – JUDICIAL SALE (EJF No. 206-07-2016)

Upon the Extra Judicial Petition for Sale under Act 3135, as amended, filed by the 1st VALLEY BANK, A DEVELOPMENT BANK, Ozamiz Branch 2, Rizal Ave., cor. Burgos St., Ozamiz City against ESTER C. LIMALIMA, of legal age, married and a resident of Barangay Bagakay, Ozamiz City, to satisfy the indebtedness which as of May 11, 2016, amounting to ONE HUNDRED THOUSAND (P100,000.00) PESOS ONLY excluding penalties, charges, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at Public Auction on 3rd day of March, 2021 at 10:00 A.M. or soon thereafter at the Regional Trial Court, Branch 07, Provincial Capitol of Lanao del Norte, Pigcarangan, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit: LIST OF MORTGAGED PROPERTY TCT No. T-25,553 Lot No. F-3-A-1-B, Psd-10-057424

“A parcel of land situated in Barangay Poblacion, Municipality of Tubod, Province of Lanao del Norte, Island of Mindanao containing an area of ONE HUNDRED TWENTY FOUR (124) SQUARE METERS, more and less, including all the improvements found thereon, more particularly described and bounded as follows;

Bounded on the NE, & SE, along line 1 to 5 by Lot F-3-A-1-C, of the subd. plan Psd-10-057424; on the SW, along line 5-6 by Block-7, Psd-10-043387, (Existing Road); on the NW, along line 6-1 by Lot F-3-A-1-A, also of the subd. plan Psd-10057424.”

All sealed bids must be submitted to the undersigned on the above stated time and time.

In the event that the Public Auction cannot take place on the said date, it shall be held on March 31, 2021 without further notice.

Tubod, Lanao del Norte, Philippines, this January 22, 2021.

ATTY. AISA B. MUSA-BARRAT Clerk of Court VI and Ex-Officio Sheriff

By: ROY B. MADRONA Sheriff IV

BWM: Jan. 25, Feb. 1 & 8, 2021

11

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MONDAY|JANUARY 25, 2021

War... from page 4

angry! One group of Chinese patriots even rioted and attacked embassies, killing hundreds of foreigners. In fact, this imaginary story and hoax, made up by four news reporters, contributed to the international conflict and bloodshed in China known as the Boxer Rebellion.

The power of our words can be used for great good or great evil. Even what we think are just small jokes, gossip, or white lies can deeply wound, even destroy, people. Won’t you ask Jesus to forgive you, and to help you control what you say—before you start a war of words that hurts your family, friends, or others? Just think a minute ...

Pandemic... from page 4

hearts, finding ways to end this war of nerves and grit.

Because we will win, no matter what. Vaccines or no vaccines.

Just fol low he a lt h protocols. Mask up. Social distancing. Six spaces in between.

Washing of hands too often. Stay the course. Stay home.

And this virus from nowhere will surely find its sting irrelevant.

Powerless. Pointless.

Useless. (ruffy44_ph2000@ yahoo.com)

BPI...

from page 4

financial analysts also notice that BPI is tops in other metrics like ROE, P/E and P/B ratios. The Banko Sentral ng Pilipinas gives BPI consistently high marks for good governance. The Securities and Exchange Commission lauds BPI for its Green Finance Framework.

Note: You may wish to share the foregoing article via Facebook, Twitter or Linked-In.

Demand... from page 1

operations, said the increase can be considered “artificial.”

Madriaga assured that although suppliers from elsewhere in the country source pork from hog farmers in the region, there is still sufficient supply for local consumers.

“Based on the monitoring report and the reports from the local government units--and from our program directory-Northern Mindanao should not be worried. As of the end of December (2020), we have enough supply of pork,” Madriaga said.

With about 600 percent pork sufficiency in the region, Agriculture Secretary William Dar has urged the region to provide more supply in Metro Manila and other areas in Luzon and Visayas to stabilize prices.

As of January 21, a kilo of pork of meat and pork belly are being sold at an average of P270 to P300, while live hog is priced at P170 per kilo from commercial hog growers and P135 from backyard farms.

Madriaga said the Northern Mindanao Hog Raisers Association (NorMinHog) has a ls o assured DA-10 that it will find ways to regulate pork prices, especially for the region’s consumers.

Meanwhile, DA-10 said it has offered insurance for hog raisers affected by the ASF through the Philippine Crop Insurance Corporation.

For P225 per head, a farmer could already claim P10,000 for their ASFstricken swine.

For backyard hog raisers, DA-10 offers free insurance as long as the farmer is registered with the agency's database.

DA- 1 0 s a i d i t a l s o provides indemnification cash assistance where affected growers could receive P5,000 per culled animal.

To contain the spread of animal diseases, Madriaga said DA-10 is equipped with a laboratory to analyze samples from affected livestock.

She a l s o u rge d ho g raisers to coordinate with their respective provincial veterinary offices for samples needing analysis.

NorMinHog president Leon Tan Jr. said ASF can easily be contained with the close cooperation of the DA, the local governments, the private sector, and the consumers.

Backyard hog raisers, Tan said, must use healthy and safe feeds that are available in the market instead of swill feeding to avoid the risk of contracting the virus. (PNA)

Code... from page 1

upon entering the premises of offices and establishments for the purpose of contact-tracing once the implementation becomes mandatory.

Section 2 of the order requires scanning of the

codes in all offices and establishments, except those that are not enclosed or are not inside a structure with a roof and walls, such as milk tea stall, ambulant vendor, lechon manok stand, sari-sari store, bakery and palengke stall.

Buildings that contain several offices or stores inside, such as malls, hospitals, and commercial complexes, don’t need to scan QR codes. The scanning will be done by individual stores and offices upon entry and exit of their customers and clients.

The DQR system is an electronic contact-tracing and travel pass platform, intended to implement contactless gathering and electronic storage data within the city.

Citing data released by the Information Communication Technology (ICT) Davao, the city government said around 1.8 million individuals and 77,000 establishments have registered with the DQR. Under the DQR ordinance passed on December 7, the DQR system must be used by all individuals, be they residents or non-residents, who need to enter the city for essential or work/business purposes.

Government and private o f f i c e s , e v e nt v e nu e s , hospitals, hotels, malls, stores, groceries, minimarts, restaurants, carinderia, palengke, places of worship, educational institutions and all other organizations, including their sub-offices or branches, are also required to implement the system.

The ordinance penalizes individuals who take advantage of the DQR for “non-essential” purposes, use cancelled DQR codes, or refuse to present valid codes for scanning or inspection when so required by persons of authority.

Under the ordinance, a

GREAT VALUE PAWNSHOP V. Castro St., Carmen, Cagayan de Oro City NOTICE OF AUCTION Starting February 5, 2021 (Friday) at 8:30 A.M. to 5 P.M., this establishment will set an Auction Sale on all pledges since September 5, 2020. Patrons are enjoined to verify their receipts.

MANAGEMENT PAHIBALO Sa Pebrero 5, 2021 ang (Byernes) sa may 8:30 A.M., sa buntag paingon sa alas 5:00 sa hapon, ang tanan nga penirenda nga wala ma lukat sa bulan sa Septyembre 5, 2020 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo.

ANG TAGDUMALA BWM: Jan 25, 2021 NEW LIGHT PAWNSHOP Main: Gen. Capistrano Neri St., Cagayan de Oro City Branch: Don S. Osmeña St., Fronting Public Market, Cagayan de Oro City NOTICE OF AUCTION Starting February 5, 2021 (Friday) at 8:30 A.M. to 5 P.M., this establishment will set an Auction Sale on all pledges since September 5, 2020. Patrons are enjoined to verify their receipts.

MANAGEMENT PAHIBALO Sa Pebrero 5, 2021 ang (Byernes) sa may 8:30 A.M. sa buntag paingon sa alas 5:00 sa hapon, ang tanan nga penirenda nga wala ma lukat sa bulan sa Septyembre 5, 2020 maapil sa subasta.

Giawhag ang tanan suki sa pagsusi sa ilang resibo.

ANG TAGDUMALA BWM: Jan 25, 2021

Kagay-an Festival 1st Oro Lechoneros Encuentro Champion

for Orders, Contact Yoyong:

09354145759 09169249371

reprimand will be meted to first-time offenders, a fine of P500 or community service, or both, for second-time offenders, and a fine of P1,500 or month imprisonment, or both, for third-time offenders.

The ordinance likewise prescribes the penalty of P500 for first offense, P1,000 for second offense, and P1,500 or one month imprisonment, or both, for third offense, for the following prohibited acts: lending of personal DQR to another person, use and possession of a fake DQR, use of a fake ID, birth certificate, and business registration number, or another individual’s ID or birth certificate or another’s business registration number to register for a DQR, making or selling fake identifies for DQR registration, and hacking of the DQR system and or identity theft.

It added that any person guilty of tamp ering or hacking the online link will be prosecuted for cybercrimes under Republic Act 10175 (Cybercrime Prevention Act) and any violations involving RA 10173 (Data Privacy Act).

The Task Force Davao, Davao City Police Office, City Health Office, and barangay officials have been directed to strictly enforce the ordinance.

As of January 21, the D e p ar t m e nt of He a lt h (DOH)-Davao reported 240 new COVID-19 infections, bringing the total cases in the region to 15,696, with 2,583 active ones, 12,490 recoveries and 623 deaths.

Of the total cases, Davao City, which reported the EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON WITH WAIVER KNOW ALL MEN BY THESE PRESENTS:

That the late ISABELO VALIANT P. MARTINEZ JR., who died on June 28, 2017 at Polymedic Medical Plaza, Kauswagan Highway, Cagayan de Oro City, a certain parcel of land with TCT No. T-109120 situated in the Barangay of Macasandig, City of Cagayan de Oro, Island of Mindanao, containing an area of EIGHTY FOUR (84) SQUARE METERS, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON WITH WAIVER, filed by the heirs of ISABELO VALIANT P. MARTINEZ JR., in favor of MICHELLE M. TIROL per DOC #65; PAGE #12; BOOK #31; Series of 2020 under the Notarial Registry of ATTY. ROWELL B. VALLEDOR. BWM: Jan. 18, 25 & Feb. 1, 2021

highest COVID-19 incidence in Mindanao, tallied 10,768, with 1,552 active ones, 8,724 recoveries, and 492 deaths.

Davao de Oro reported 777 cases, Davao del Norte 2,147, Davao del Sur 1,136, Davao Occidental 168, and Davao Oriental 700

Loan... from page 1

Electric Cooperative (DANEC O); Masb ate Electric Cooperative (MASELCO); and Misamis Oriental I Rural Electric Service Cooperative Inc. (MORESCO I).

The others have been: Occidental Mindoro Electric Cooperative Inc. (OMECO); Sorsogon I E l e c t r i c C o op e r at i v e Inc. (SOREC O I); Su lu Electric Cooperative Inc. (SULECO); Surigao del Sur I Electric Cooperative Inc. (SURSECO I); Ticao Island Electric Cooperative Inc. (TISELCO); and Quezon I Electric Cooperative Inc. (QUEZELCO I).

The other fraction of the loan amounting to P128.080 million had been extended as calamity credit facility to the electric cooperatives, according to NEA. “ T h e c a l am it y l o an , which bears an interest rate of 3.25-percent per annum, has a 10-year repayment term and one-year grace period,” the electrification agency emphasized.

The power utilities that

availed of the loan facility include those in Camarines Sur, Masbate, Occidental Mindoro, Sorsogon and Ticao Island – areas that had been battered by typhoons last year and in 2019.

The other ECbeneficiaries of the calamity loans were: Iloilo III Electric Cooperative Inc. (ILECO III); Lubang Electric Cooperative Inc. (LUBELCO); Marinduque Electric Cooperative Inc. (MARELCO); Nor thern Samar Electric Cooperative In c . ( N O R S A M E L C O ) ; Oriental Mindoro Electric Cooperative Inc. (ORMECO); Tablas Island Electric Cooperative Inc.; an d F i r s t C at an du an e s Electric Cooperative Inc (FICELCO).

NEA emphasized t h at t h e s i ng l e bi g ge s t amount of calamity loan that was released went to FICELCO – that was at P25 million, and it was used by the utility firm “for the repair and rehabilitation of its damaged power distribution facilities due to the onslaught of recent typhoons Quinta and Rolly.”

It has to be noted that many electric cooperatives – especially in the Bicol region and the Southern Luzon provinces, have been p e re n n i a l ly r av age d by strong typhoons and these induced major damage in their facilities.

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL SUR 12th Judicial Region BRANCH 07 Tubod, Lanao del Norte PETITION FOR APPOINTMENT AND Pet. for Not. Com. No. 067-07-2020 RECOMMISSION AS NOTARY PUBLIC IN THE PROVINCE OF LANAO DEL NORTE UNDER THE TERRITORIAL JURISIDICTION OF THIS COURT PARTICULARLY IN THE MUNICIPALITIES OF KOLAMBUGAN, TANGKAL, TUBOD, MAGSAYSAY AND BAROY FOR THE TERM ENDING DECEMBER 31, 2022 ATTY. NICOLAS J. LIM,

Petitioner. x-------------------------/ NOTICE OF HEARING

NOTICE is hereby given that a summary hearing on the petition for notarial commission of ATTY. NICOLAS J. LIM shall be on March 2, 2021 at 1:30 in the afternoon at RTC, Branch 7, Tubod, Lanao del Norte. Any person who has any cause or reason to object to the grant of the petition may file a verified written opposition thereto, received by the undersigned before the date of the summary hearing.

Done this 18th day of January, 2021 at Tubod, Lanao del Norte.

BWM: Jan. 25, Feb. 1 & 8, 2021

(SGD.) RICHIE GAY T. MENDOZA Presiding Judge

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Monday|January 25, 2021

12

Laban Konsyumer bats for cheaper RE FIT Allowance with ERC

C

ONSUMERS can look forward to a refund as well a cheaper costs of electricity from renewable energy resources.

Consumer advocate Atty. Victorio Mario A. Dimagiba, in his capacity as an electricity consumer and President of Laban Konsyumer Inc., filed

Atty. Victorio Dimagiba, Founder & President, Laban Konsyumer Inc.

this week a Petition with the Energy Regulatory Commission to repeal its decision that increased the Feed in Tariff (FIT) and opposed new application to increase Feed-in Tariff Allowance to P 0.22 per kilowatt hour.

The Petition and the Opposition are consistent with the energy policy statement that the development of renewable energy resources for power shall result to cheaper for the consumers.

First, Dimagiba seeks to repeal the unwarranted increases in Feed in Tariff (FIT), a fixed amount of money that is paid to renewable energy resources developers by the government. In turn, consumers pays the FIT administrator what is billed as FIT Allowance through their electricity bills.

Ironic how consumers are subsidizing solar power plants when these are supposed to lower the cost of electricity.

In the recent Petition docketed on January 13, 2021 as ERC Case No. 2021-001 RM, Dimagiba explained that

it was appalling that ERC decided to increase the FIT rates, retroactive to 2016 up to 2020, that are paid to renewable energy

developers, when in fact, there is no valid reason to do so.

Just to highlight the ERC/PAGE 10