BusinessWeek Mindanao (January 15, 2020)

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Water, livelihood projects

DAVAO City – The municipality of Taraka in Lanao del Sur has undergone its first technical assessment for the solarpowered irrigation and drinking water program yesterday, the Mindanao Development Authority (MinDA) said in a statement on Monday.

MinDa said its technical team as well as from Huangzhou Yatai conducted the initial site validation and assessment for the water project to determine river discharge requirement of 700 liters per hour.

Taraka Mayor Nashiba Sumagayan had earlier expressed interest to MinDA about her intention to avail of the program after attending the launching of the MinDA Water Supply Program in this city last year.

Luring skilled workers OFFERING higher wages in the construction industry will address the shortage of skilled labor in the sector, Trade Secretary Ramon Lopez said Wednesday.

Lopez told reporters that construction companies are now increasing wages to ensure that there will be no delays in their projects due to shortage in workforce.

“We see it happening, because when you experience the shortage and you want certain projects to continue, you have no choice but to attract more skilled labors, skilled workforce and you're forced to add more,” he said.

IN-DEPTH

Groups laud return of trash to S. Korea www.businessweekmindanao.com

Market Indicators

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Wednesday|January 15, 2020

P15.00

Thank you for trusting us!

By JIGGER JERUSALEM, PNA

NVIRONMENT watchdogs on Saturday welcomed the announcement of the Bureau of Customs (BOC) that the remaining trash from South Korean now stored in a facility in Misamis Oriental will finally be shipped back on January19 and February 9, this year.

In a joint statement, Davao City-based Interfacing Development Interventions for Sustainability (IDIS) and Quezon City-based EcoWaste

Coalition lauded the decision of BOC to send back the remaining wastes to the country of origin.

TRASH/PAGE 11

Face mask shortage in CDO alarms lawmaker

By GERRY LEE GORIT, Reporter

LOCAL supplies of N95 face masks in Cagayan de Oro City have started to run out as city councilor George Goking said his committee is set to

investigate the shortage.

Goking, chairman of the committee on trade and commerce, said he will meet MASK/PAGE 11

FOREIGN GARBAGE. A file photo of industrial garbage packed in sacks, inside the Phividec Industrial Authority. The garbage was docked inside the premises of its consignee, Verde Soko Inc., inside the industrial estate in Tagoloan, Misamis Oriental last year after arriving from South Korea. pna file photo / ercel maandig

Spill on municipal waters alarms MisOr town execs

By JIGGER JERUSALEM, PNA

AUTHORITIES said Saturday they are investigating the white substance that was discharged by a foreign vessel off the coast of Jasaan town in Misamis

Oriental, alarming its residents.

Petty Officer 2 Sherwin Emperio, Philippine Coast Guard sub-station ALARMS/PAGE 11

Region 12 workers to get P25 daily salary increase

By MINDANEWS

FACE MASK SHORTAGE IN ORO. Stokekeepers of Watsons in Divisoria opens boxes of disposable face masks as these are the only ones left after supplies of N95 face mask have run out in the city as demand in Luzon has increased due to Taal Volcano eruption. photo by gerry lee gorit

GENERAL Santos City – Private workers in Region 12 will receive an additional P25 increase in their daily wages in two tranches starting the end of the month

or early February, nearly two years after the last wage adjustment.

Sisinio Cano, Department of Labor INCREASE/PAGE 11

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2

Local

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WEDNESDAY|JANUARY 15, 2020

PSA starts agricultural wage rate survey in Caraga Region

B

UTUAN City -- The Philippine Statistics Authority in Caraga (PSA-13) said it has started the month-long Agricultural Wage Rate Survey (AWRS) on Monday.

In a statement sent to the Philippine News Agency, PSA13 Director Rosalinda CelesteApura said the survey aims

to generate estimates of the average wage rates of workers in the agriculture sector in the region.

Celeste-Apura also called on the public “to support the conduct of the AWRS that will end on January 31, 2020,” which focuses on the cost of farm labor or the daily wage rates of palay, corn, coconut

and sugarcane workers in the region.

Through this survey, the government will be able to determine the national and regional averages and variations on wage rates. It will also generate gender-based data for wage rates and determine the extent of women’s participation in agricultural production

activities.

Celeste-Apura said a total of 140 sample households will be interviewed in the entire region by 11 statistical researchers.

The region is composed of the provinces Agusan del Norte, Agusan del Sur, Dinagat Island, Surigao del Norte and Surigao del Sur and six cities -- Butuan, Cabadbaran, Bayugan, Surigao,

Tandag, and Bislig She added that all the data and information collected by the researchers will be considered confidential and will not be used for purposes of taxation, investigation or regulation as provided under Article 55 of Republic Act 10625 or the Philippine Statistical Act of 2013. (PNA)

Soccsksargen private workers get P25 pay hike GENERAL Santos City -- Private workers in

Region 12 (Soccsksargen) will receive an additional

P25 increase in their daily wages in two tranches

likely starting the end of the month or early February, an official said.

Sisinio Cano, Department of Labor and Employment (DOLE)Region 12 director, said Tuesday the increase was based on the new wage order unanimously approved last Dec. 16 by

the Regional Tripartite Wages and Productivity Board (RTWPB)-12.

Cano said Wage Order No. RBXII-21 was signed on Jan. 9 by the National Wages and Productivity Commission.

Under the new wage order, Cano said all workers who are receiving

minimum daily wages will receive an increase of P15 upon effectivity and additional PHP10 starting May 1.

“It will officially take effect 15 days after publication in a (local) newspaper,” the DOLE-12 chief told reporters.

The latest adjustment will bring the minimum daily wage rate in the region to P336 for workers in the non-agriculture sector and P315 for those in agriculture, retail and service sectors.

Cano, who chairs the RTWPB-12, said the wage increase was decided “motu proprio” or by the initiative of the board after a review of the region’s socio-economic condition.

He said the board saw the need to provide workers with immediate relief measures so they WORKERS/PAGE 11

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

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WEDNESDAY|JANUARY 15, 2020

Banking&Finance

Firms eye customized banking services LOCAL COMPANIES are looking to avail of customized banking services to improve the efficiency of their transactions, according to UnionBank of the Philippines, Inc. John Cary L. Ong, UnionBank executive vice-president and head of Transaction Banking Center said the local landscape is “quite unique” compared to its counterparts in the region where payment systems are standard and efficient.

“For the Filipino corporates, there’s a lot of customization that’s required. So every corporate that you speak to, especially the large ones, they would have their unique requirements.

They need someone who can sort of be flexible to everyone,” he said in an interview with BusinessWorld in December.

He cited Singapore’s General Interbank Recurring Order or GIRO which is an automated electronic payment system governing banks in the city-state.

In the Philippines, the Bangko Sentral ng Pilipinas has kickstarted the National Retail

Payment System (NRPS) back in 2015 in a bid to streamline financial transactions in a more systematic way and to gradually veer away from cash and cheques and towards electronic fund transfers (EFT). This is in line with the BSP’s target to have e-payments comprise 20% of total transactions in the country by 2020.

The PESONet which is part of the NRPS and is an EFT service which allows batch processing that enables fund transfers to be credited to the receiver by the end of the banking date.

In line with these efforts, UnionBank has launched The Portal which is a corporate banking platform that streamlines client transactions on a single platform.

Prior to The Portal, the lender had The Hub which Mr. Ong said was not a “one platform for all transactions” scheme as it has many modules and required separate logins.

“It (The Portal) was really a complete overhaul for us and primarily because what we wanted to do was consolidate all these different systems BANKING/PAGE 11

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Global growth to recover to 2.5% in 2020, says WB

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LOBAL economic growth is projected to recover to 2.5 percent in 2020, up slightly from the post-crisis low of 2.4 percent registered in 2019, but downside risks persist, the World Bank said on Wednesday.

In its newly-released semiannual Global Economic Prospects report, the World Bank said this projected recovery could be stronger if recent policy actions, particularly those that have mitigated trade tensions, lead to a sustained reduction in policy uncertainty.

Growth in emerging market and developing economies is expected to accelerate to 4.1 percent in 2020 from 3.5 percent in 2019, while growth in advanced economies is estimated to slow to 1.4 percent in 2020 from 1.6 percent in 2019, in part due to continued softness in manufacturing, according to the report.

"Nevertheless, downside risks predominate, including the possibility of a re-

escalation of global trade tensions, sharp downturns in major economies, and financial disruptions in emerging market and developing economies," the report said.

The report estimated that US economic growth will slow to 1.8 percent in 2020 from 2.3 percent in 2019, reflecting the negative impact of earlier tariff increases and elevated policy uncertainty.

Growth in China is expected to moderate to 5.9 percent in 2020 from 6.1 percent in 2019 amid a slowdown in labor productivity growth and continued external headwinds, according to the report.

"A permanent and lasting resolution of trade disputes with the United States that builds upon recent progress could bolster China's growth prospects and reduce reliance on policy support," the report said.

The report also noted that the recovery in emerging market and developing economies is not envisioned to be "broad-based", as about

a third of emerging market and developing economies are projected to decelerate this year due to "weakerthan-expected exports and investment".

Even if the recovery in emerging and developing economy growth takes place as expected, per capita growth would remain well below longterm averages and well below levels necessary to achieve poverty alleviation goals, the report said.

"With growth in emerging and developing economies likely to remain slow, policymakers should seize the opportunity to undertake structural reforms that boost broad-based growth, which is essential to poverty reduction," Ceyla Pazarbasioglu, vice president for Equitable Growth, Finance, and Institutions at the World Bank Group, said in a statement.

"Steps to improve the business climate, the rule of law, debt management, and productivity can help achieve sustained growth," she added.

(Xinhua)

4

Opinion

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2017-02942. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-432-0687, 0917-7121424 Website: www.businessweekmindanao.com E-mail : businessweekmindanao@gmail.com

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Member: Philippine Press Institute Oro Chamber

Older and better Think a minute…An older man I know was walking back to his office after eating lunch. On the way back he met a friend, so he stopped and they talked a few minutes. As they were saying goodbye to each other the old guy said to his friend: “When we met just now, which way was I walking? To my office or to the restaurant?” His friend answered, “You were walking to your office.” The old man smiled and said: “OK, I guess that means I’ve already had my lunch, so I better get back to work now.” That poor old guy’s memory was so short, he really didn’t know if he was coming or going!

It seems no matter how hard we try, none of us can stop from getting older.

Aging is a natural law and process we simply can’t stop or change. We can exercise, eat only healthy food, take vitamins, use all the best lotions and oils on our skin, but we’re still getting older every day. And if it’s true that our memory is the first to go, then I know I’m well on my way!

THINK A MINUTE

WEDNESDAY|JANUARY 15, 2020

Rate management terms to know

This roundup of important hotel industry terms focuses on topics relating to rate management, such as data science, price elasticity and wholesalers.

Brand.com A broad term used to refer to hotel companies’ (or other brands’) first-party websites, which are used as a primary portal for consumers to book directly with said company.

Contract rooms C ont r a c t ro oms are occupied at rates stipulated by contracts—such as for airline crews and permanent guests. Room allotments that do not require guaranteed use or payment should not be classified as contract. Rooms sold under such allotments should be classif ied as transient.

Data science A way to allow hotels to

predict consumer behavior by using technology such as artificial intelligence. Some global hotel chains employ data scientists and analysts to develop and deploy dynamic pricing models based off of data from competitors.

Direct booking The practice of guests booking (whether online, via phone reservations or other channels) directly with a hotel company or property and not a third-party such as a global distribution system or an online travel agency.

Distribution channel The different methods with which guests can book stays at a hotel. This broadly includes channels such as GDS and OTA, as well as first-party channels such as phone reservations and online booking at Brand.com.

Dynamic pricing

A strategy of pricing goods or services based on changing market conditions.

FIT Free and independent travel, or business that is not part of a package or group.

Global distribution system Centralized reservation systems utilized by several large companies and travel agents to book multiple travel-related services.

Group rooms Rooms sold simultaneously in blocks of a minimum of 10 rooms, usually from g roup t ou r s , d om e s t i c and international groups, associations, conventions and corporate groups.

Online travel agency An internet-based hotel and travel reser vations system. Hotels typically provide inventory to OTAs, which sell the rooms in

NUTS & BOLTS

JEROME DE LA FUENTE

exchange for a commission.

Price elasticity A change in the quantity of a product demanded or purchased by consumers in relation to the change in price.

Rate parity When a travel supplier, such as a hotel, maintains the same price across all its various distribution channels.

TERMS/PAGE 10

The power of business coaching FAMILY BUSINESS COACH

Cell No: 09352379999

MANILA OFFICE: 9th Floor, Unit 918, CityLand Herrera VA Rufino Cor. Valero St., Salcedo Village, Makati City Tel. # : 5555392,Cell No.: 0977-152-8860 LANI VALLIDO-Marketing Manager

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PROF. ENRIQUE SORIANO A Harvard news material articulated it clearly... “The demand for business coaches has never been greater.

With business moving at breakneck speed, frequent job shifts, and limited in-house training, professionals of all levels are often grappling with changes. As a result, organizations are in dire need of leaders who can guide their colleagues through workplace challenges, help them improve performance, and lead them through career decisions.”

Business Coaching is critical in the life of an

organization. Companies engage them to purposely challenge senior executives to raise the bar and partner with the CEO or business owner to exact standards of performance on everyone.

They are also referred to as change agents that are sticklers for “best practices” standards.

An experienced business coach is an enabler and offers the organization with a very clear picture where they can pivot and boost profits. They can also help in untangling certain dynamics amongst owners and executives so they can make better decisions about everything related to human resource, operations to accomplishing the 3 year strategic plans. In the same breath, if the C-suite executives underperform, the business coach can also be unforgiving.

Business coaching is regarded as one of the fastest growing industries in the world, following the IT industry. As reported by

IBIS World, an online market research outfit, it is estimated that 88,000 people work as business coaches in an $11 billion market. The industry is forecasted to grow at an average of 18% per year.

The first use of the term “coaching” to mean an instructor or trainer started around 1830 in Oxford University (slang for a tutor who "carries" a student through an exam).

The first use of the term in relation to sports came in 1831.

H i s t o r i c a l l y, t h e e v o lut i on of c o a c h i n g has been influenced by many other fields of study including those of personal development, adult education, psychology (sports, clinical, developmental, organizational, social and industrial) and other organizational or leadership theories and practices. Since the mid-1990s, coaching has developed into a more independent discipline.

There are a variety of

appro a che s w it h i n t he coaching metho dolog y.

Coaching is performed with individuals and groups, in person, over the phone and online. However, no matter what field you’re in, the principles of coaching remain the same. In that respect, Business Coaching is very similar to sports coaching.

In sports, a coach pushes an athlete to achieve optimum p e r for m an c e , prov i d e s support when he/she is exhausted and teaches how to execute plays that competitors do not anticipate.

A sports coach will make you run more laps and make you work harder than you would on your own, even when you don’t feel like it. A sports coach will tell it like it is.

Fortunately, a Business Coach does many of the same things, but in a way that is focused on creating a successful business using simulations, models and various platforms suited to COACHING/PAGE 10

Let's always purify our intentions JHAN TIAFAU HURST It’s sad that many people become grouchy, mean, or impatient as they grow older. But in fact, it should be just the opposite. As we grow older, we should grow sweeter, kinder, more gentle and accepting of others’ faults. We should become more compassionate and understanding of other people’s needs and problems, since we’ve learned how easy it is for us to make mistakes. We should just become more caring and forgiving.

Friend, if you want to get better with age, then today you can ask Jesus Christ to forgive you and take full charge of your heart and BETTER/PAGE 11

In anything that we do, let’s see to it that our intentions are pure. That is to say, that we have to be motivated always by love for God and neighbor. And by love, we mean that we follow God’s commandments as clearly articulated by Christ himself: “If you love me, keep my commandments.” (Jn 14, 15) And t he epitome of this obedience to God’s commandments is Christ himself, who said: “I have come down from heaven, not to do my own will, but to do the will of him who sent me.” (Jn 6, 38) The secret therefore of love, which is obeying God’s will, is to have the mind and heart of Christ.

That is to say, to be ‘another Christ’ which we can always attain because Christ himself has given us all the means.

We should be most careful nowadays because it is now easy to stray from God’s

commandments and feel convinced that we are still ok. With our man-made laws that are supposed to reflect the spirit of God’s will and ways but often fail, at least partially if not completely, it is now easy for us to hide and justify such anomalies as greed, pride, vanity, envy, corruption, etc.

We can be so self-deluded that we would not know anymore that we are already going against common sense and the barest of delicadeza.

For this self-delusion to take place, all that is needed is a clever and manipulative m i nd, of te n us i ng t he sophistry of the devil himself.

Let’s remember that in tempting Christ, the devil even cited Scriptural passages to justify his temptations. (cfr. Mt 4, 1-11) But Christ corrected him by giving him the proper interpretation and context of those passages.

If we are not clearly with Christ, there is no way but to succumb to the tricks of the devil who is the father of lies. (cfr. Jn 8, 44) He is so clever and manipulative, using every trick in the book and beyond, that if we engage him in a dialogue, we would surely lose.

At least this is also what Pope Francis warned us about a few months ago. He said that the devil is like a dying crocodile, who hunters advise not to approach because it can still strike you with its tail. He is dangerous and his proposals are all lies.

The Pope also said that the devil knows how to seduce us in our vanity and curiosity.

The devil can use lofty words that would promise us things like pleasure, comfort, convenience, profit, practicality, popularity and the like. Where our weakness is, that’s where he attacks.

HINTS AND TRACES

ROY CIMAGALA We should never separate ourselves from Christ. For this, we should follow what St. Paul advised, “Rejoice always, pray without ceasing, give thanks in all circumstances, for this is the will of God in Christ Jesus for you.” (1 Thes 5, 16-18) This praying without c e as i ng c an a lw ay s b e done. All that is needed is to exercise our faith. It is to live our faith which can go PURIFY/PAGE 11

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WEDNESDAY|JANUARY 15, 2020

5

CorporateWorld RESORTS, HOTEL & RESTAURANTS DIRECTORIES

A PUBLIC SERVICE BY:

PAL to revive Zamboanga -Kota Kinabalu flights D

By CHE PALICTE

AVAO CITY – Philippine Airlines (PAL) will revive the Zamboanga City and Kota Kinabalu flights starting March 31 this year, the Mindanao Development Authority (MinDA) said in a statement on Tuesday.

MinDa said travelers, businessmen, and locals from both areas "can now explore each other’s destinations and do business for an hour and forty five minutes".

Kota Kinabalu, a coastal city best known for its markets and beaches, is the capital of Sabah, a Malaysian territory where the Philippines maintains a dormant claim.

The Zamboanga-Kota Kinabalu air connectivity is a major BIMPEAGA (Brunei-Indonesia-MalaysiaPhilippines East Asian Growth Area) project under the Transport Cluster in convergence with the Joint Tourism Development (JTD)

Cluster, MinDa said.

MinDA said Sabah Deputy Chief Minister of Tourism, Culture and Environment Datuk Christina Liew has expressed optimism to the inaugural PAL flight from Zamboanga to Kota Kinabalu.

According to Chairman Carl Moosom of the BIMP-EAGA Business Council (BEBC) – Sabah Chapter, the carrier of the inaugural flight is a Bombardier 400 WD 86-seater aircraft with flight schedule on Tuesdays, Thursdays and Saturdays from Zamboanga to Kota Kinabalu (8 a.m.-9:45 a.m.) and from Kota Kinabalu to Zamboanga (10:45 a.m.-12:30 noon).

MinDa Secretary Emmanuel Piñol lauded the new milestone in the BIMP-EAGA sub-region, particularly in the connectivity sector.

“Last 27 September 2019, we reopened the Davao–Manado route

through Garuda Indonesia Airlines, and now we have Zamboanga – Kota Kinabalu that will surely enhance the tourism and business community of Western Mindanao, including the BASULTA (Basilan, Sulu, Tawi-tawi) island provinces,” he said.

Piñol, who is also the Philippine signing minister for BIMP-EAGA, added that the new development is a concrete proof that Mindanao is economically prepared to be the gateway to the BIMP-EAGA, the Association of South East Asian Nations (ASEAN), and Asian regions.

"This connectivity will support our efforts in strengthening the Mindanao barter trade," he added.

MinDA said it expects that the flights will spur more trade and economic activities between Mindanao and the rest of the BIMPEAGA sub-region, particularly Malaysia. (PNA)

AEV to raise up to $400M for offshore expansion

TAPPING the foreign market for the first time, Aboitiz Equity Ventures Inc. (AEV) raised $400 million through the issuance of fixed-rate, US dollar-denominated Regulation dollaronly senior unsecured notes by its whollyowned subsidiary, AEV International Pte Ltd. The notes will be listed on the Singapore Stock Exchange.

Following fixed income investor meetings and conference calls in Hong Kong, Singapore, and London, the notes will be issued at par with a coupon rate of 4.2 percent per annum and a tenor of 10 years.

The notes are unrated, payable semi-annually, and are unconditionally and irrevocably guaranteed by AEV. Settlement date is expected to be on January 16, 2020.

“This bond issuance reflects our optimism in the strength of our fundamentals and the healthy appetite among foreign investors today. We look forward to availing of the international market to fund further

growth and enable us to advance business and communities,” Sabin Aboitiz, AEV President and Chief Executive Officer, said in a statement.

The Hongkong and Shanghai Banking Corporation Limited Singapore Branch, Standard Chartered Bank, DBS Bank Ltd., Mizuho Securities (Singapore) Pte. Ltd. and MUFG Securities Asia Limited Singapore Branch will act as joint

lead managers and The Hongkong and Shanghai Banking Corporation Limited and Standard Chartered Bank will act as joint global coordinators.

BDO Capital & Investment Corporation, BPI Capital Corporation and China Bank Capital Corporation will act as comanagers.

Proceeds from this maiden issuance will be used for reimbursement of funding AEVI received for the Gold Coin Group

acquisition, proposed offshore investments, and for general corporate purposes.

The Gold Coin acquisition, completed in 2019, is the largest investment of the Aboitiz Group via Pilmico International (a whollyowned subsidiary of AEV International) in the AsiaPacific region.

Such acquisition has expanded Pilmico’s footprint in 11 Asian countries. (PR)

KAPA officers, promoters face arrest over criminal charges THE Securities and Exchange Commission (SEC) has moved closer to putting the officers and promoters of KapaCommunity Ministry International (KAPA) behind bars with the filing of criminal charges against the scamming group.

In separate information filed with the Bislig City Regional Trial Court Branch 29, the Department of Justice (DOJ) accused KAPA of “willfully,

unlawfully and criminally” engaging in the selling or offering for sale or distribution of securities to the general public without a registration statement duly filed with and approved by the SEC. Accordingly, the DOJ charged KAPA founder and president Joel Apolinario, Trustee Margie Danao, and Corporate Secretary Reyna Apolinario of violating Sections 8 (8.1), 26.1 and

28 of Republic Act 8799, or the Securities Regulation Code (SRC).

The DOJ also indicted Marisol Diaz, Adelfa Fernandico, Moises Mopia and Reniones Catubigan for violation of Section 26.1 of the SRC for promoting the investment scam.

The DOJ further charged Diaz before the Rizal Regional Trial Court for violation of ARREST/PAGE 10

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RESTAURANTS:

BIGBY’S CAFÉ 72-1071/857-5511/8575836 Fax: 711843 CAFÉ LAGUNA 8582999 Fax: 8567001 DM VILLARUY RESTAURANT 733790

GOLDEN AJIRANG I 856-5271 Fax: 727876 GRAND CAPRICE RESTAURANT 72-6955/856-2302 Fax: 72-4986

HOTEL CONCHITA 8563856 / 727355 Fax: 8563857

KAGAY-ANON RESTAURANT 728958 / 8563688 Fax: 8563843 / 729003

HOTEL KORESCO 8589749-50 Fax: 8589748

LA ILONGGA RESTAURANT 72-6183 / 857-3652 Fax: 72-4605

HOTEL SOGO 8520383

KINGSTON LODGE 8585696 Fax: 8585696

MISSY BON BON 8566852 / 09228606442 Fax: 8566852

MAPAWA NATURES PARK 8584402 Fax: 725265 MALLBERRY SUITES 8541999 / 7249999 Fax: 8544999 MAXANDREA HOTEL 8572244/729943 Fax: 724090 MIAMI INN 8581901 to 02 Fax: 725279/728486 N HOTEL (088) 8801924 PARAS BEACH RESORT 8568563 Fax: 8568563 PHILTOWN HOTEL 726295 / 8564402 Fax: 723104

SLERS HAM & CAFÉ 8551438 THAI ME UP 738424/3108424 Fax: 738424 BARKADAHAN GRILL 8551234 LA TEGOLA CUCINA ITALIANA 8585959 LIMKETKAI LUXE HOTEL 8800000 DEAR MANOK 8564914 / 8573413 LIMKETKAI LUXE HOTEL Landline: (088) 880-0000, Mobile: 0917-312-4563 Email: info@limketkailuxe.com

6 SM, BDO cited for corporate sustainability in The ASSET ESG Corporate Awards S M Investments Corporation (SM) and BDO Unibank, Inc. were recognized as leaders in corporate sustainability with a Platinum Award in the 2019 The Asset ESG Corporate Awards. Both corporates received the highest honor, Platinum Awards for the 9th consecutive year.

The Asset ESG Awards are the longest running ESG awards in Asia by leading research house, Asset Benchmark Research (ABR).

The awards are a rigorous benchmarking ser vice for the region’s listed companies

evaluated based on financial performance, quality of governance, social responsibility, environmental responsibility, and investor relations.

SM and BDO were rated highly in these metrics, joining top corporates in the region for Excellence in Environmental, Social, and Governance performance.

The Asset also recognized SM Investor Relations Team as one of the 13 Best Investor Relations Team Awardees in the region for their contribution and effective communication in addressing

investors’ concerns.

The awardees of The Asset ESG Corporate Awards 2019 were honored recently at a gala dinner at the Four Seasons Hotel in Hong Kong.

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WEDNESDAY|JANUARY 15, 2020

Excellence in Corporate ESG. Receiving the award on behalf of BDO and SM is BDO Hong Kong branch Senior Vice President Howard Lincoln Son during The Asset ESG Corporate Awards ceremony held recently in Four Seasons Hong Kong.

Newly-formed all-girl group Athena performs at The Gathering, a fusion event of all dance groups in Cagayan de Oro City, January 11 at Limketka Center. photo by mark francisco

7

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WEDNESDAY|JANUARY 15, 2020

ILPI distributes slippers, snacks to 3,000 learners

ILIGAN City--The Iligan Light and Power, Inc. (ILPI) distributed about 3,000 pairs of slippers and snacks to seven public elementary schools here as its way to give back to the community, January 10.

With the theme, "A Step and a Light for a Brighter Tomorrow," the Tsinelas Para sa Kabataan (Slippers for the Children) aims to empower the future through providing something that would give delight to the learners in the elementary/central schools of Digkilaan, Rufino Mangilisan, Laranjo, Kalamalamahan, Tubaran, Mandulog and Hinaplanon.

"The power industry is evolving into its present state and with the existence of the open market, we are also gearing up ourselves but of course, we do not forget that we are also responsible to the public whom we are trying to help and also our partner in doing this business," said Casa

Belandres of ILPI. Prioritizing the schools in the hinterlands, the Tsinelas Para sa Kabataan is implemented in partnership with the Department of Education

(DepEd) which targets to sustain the partnership with the sector especially when the Brigada Eskwela will commence soon.

For the DepEd's part, Omar Hussein urged

the children to show their gratitude to the stakeholders and partners who provided the goods by enhancing the former's academic performance.

(RTP/PIA10)

DILEEP aids 3,273 Oro beneficiaries in 2019 CAGAYAN de Oro City --A total of Php 13,004,118.25 grants were released by the Department of Labor and Employment (DOLE) Cagayan de Oro City Field Office (CDO FO) for the calendar year 2019 under the DOLE Integrated Livelihood and Emergency Employment Program (DILEEP).

DOLE-X CDO FO Chief Ebba B. Acosta said about Php8,002,900 of this amount has been disbursed for the provision of emergency employment to 1,228 displaced and disadvantaged workers

from the two districts of the city. Their 10 to 30day work scope includes road maintenance and de-clogging of canals, tree planting, coastal cleanup, street sweeping and cleaning of public facilities with each worker receiving Php3,650 to Php10,950 salary, depending on the number of actual days worked.

Some 78 vulnerable workers like parents of child laborers, persons with disability (PWDs), senior citizens, women, and indigenous persons (IPs) have also availed of the DOLE individual

starter kits up to Php 20,000 each. Among the projects given to them were hog fattening, carpentry services, vegetable gardening, hog raising and breeding, bigasan, ukay-ukay business, rice trading, sari-sari with food eatery, tattoo shop and balutselling.

Moreover, a total of Php3,618,394 accounts for 13-group projects involving 1,967 beneficiaries were also released. Macajalar Wharf Porter’s Association – Federation of Free DILEEP/PAGE 10

Australia’s bushfires: its impact to climate change

By ELONA JANE BUSCAGAN Ozamiz City National High School

AUSTRALIA’s fires are emitting vast amounts of carbon. The Australian bushfires are emitting huge amounts of climatewarming carbon into the atmosphere. Normally, new vegetation that grows back will recapture it but that may be changing.

Smoke from the ongoing firestorm in Australia is

obscuring skies halfway around the world. Satellite images from the NOAA show a haze from the deadly fires spreading over South America. The swirling plume is nearly the size of the continental United States.

All fires emit smoke – a combination of thousands of compounds including climate-warming greenhouse

gases. But the sheer scale of the emissions and the severity of the fires causing them are concerning climate scientists around the world.

Already, atmospheric watchdogs say, the fires have pumped hundreds of millions of tons of carbon dioxide into the Earth’s atmosphere.

For these fires in the southeast south of Australia,

probably we are in the ballpark of 400 million tons of carbon. To put that figure in perspective, Australia’s total emissions from manmade sources last year was 540 milllion tons.

So this year’s fires, fueled by record-high temperatures and drought, have already surpassed two-thirds of that volume.

DJALMCS goes International

By JULIET E. GUMALAL Teacher II Doña Juana Actub Lluch Memorial Central School

Featured in an international platform, the Dona Juana Actub Lluch Memorial Central School is in the string of schools with Atomic Theory lessons.

Ian Stuart of Australia highlights the Atomic Theory lessons of the different schools from Australia,

The said talk can be viewed online at YouTube through this link https://www.youtube.com/wa tch?v=mCzi0Z0Olio&feature=sha re&fbclid=IwAR0EI8dfwX14vsEB 8ZNV5nMRenwh5lk2-7Y1VR94_ ecsTKG7IzJmYwhujSU.

Thailand, and the Philippines through TEDx presentation.

This partnership started in 2016 where Mr. Stuart visited the school up to 2018 and donated sets of sticky atoms and other science equipment for the science classes.

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan

Office of the Municipal Civil Registrar

Office of the Municipal Civil Registrar

R.A. 10172 (Gender)

NOTICE FOR PUBLICATION

R.A. 9048 (CFN) NOTICE FOR PUBLICATION

In Compliance with Rule 7 of R.A. 10172. A notice is hereby served to the public that JOYRIE ONTOLAN SOLATORIO has filed with this Office a petition for Correction of Clerical Error-Change of Gender from "FEMALE" to "MALE" in the Certificate of Live Birth of JOYRIE ONTOLAN SOLATORIO who was born on MARCH 3, 1999 at BAGONG BADIAN, KAPATAGAN, LANAO DEL NORTE and whose parents are UNKNOWN and JULIET O. SOLATORIO. Any person adversely affected by said petition may file his written opposition with this Office not later than 15 days.

In Compliance with section 7 or R.A. 9048, a notice is hereby served to the public that MARY JANE ONGOS TAPDASAN has filed with this Office, a petition for Change of First Name from "MERIGEN" to "MARY JANE" in the Certificate of Live Birth of MERIGEN SAMODAL ONGOS who was born on JANUARY 24, 1978 at Lala, Lanao del Norte and whose parents are ROBERTO C. ONGOS and ANITA B. SAMODAL. Any person adversely affected by said petition may file his written opposition with this Office not later than 15 days.

BWM: January 15 & 22, 2020

(SGD) IVY REYES TONGCO Municipal Civil Registrar

BWM: January 15 & 22, 2020

(SGD) IVY REYES TONGCO Municipal Civil Registrar

Karla Obsid of barangay Poblacion beams with pride as she is crowned Miss Valencia City 2020 during the coronation that was held last January 10 at Valencia City Gymnasium and Cultural Center. handurawan photography

NGCP interconnection projects aimed at ONE Grid Philippines IN PURSUIT of its goal of building One Grid Philippines, power transmission operator NGCP continues to embark on major interconnection projects to realize this vision.

With over 7,600 islands in the Philippine archipelago, energizing and connecting major islands to the grid was a challenge that confronted NGCP when it took over from government.

Equipped with vision of a fully interconnected and integrated power grid, and access to state-ofthe-art technology, NGCP is well on its way towards this goal.

Among the first interconnection projects completed by NGCP is the PhP 6.1 billion Cebu-Negros-Panay Stage 1 submarine cable component which increases the transfer capacity of the existing corridor. A second phase of this project is an additional submarine cable for N-1 contingency which will enable the transmission grid to withstand a major system disturbance with minimal disruption to the system between Negros and Panay islands.

Several interconnection projects are currently in the works, like the PhP 47.8 billion Stages 2 and 3 of the Cebu-Negros-Panay Interconnection Project which will establish a 230kV backbone to accommodate the transmission of excess power from Panay and

Negros towards the rest of Visayas.

To address the growing demand in Boracay Island and provide additional capacity to support the ongoing developments, pre-construction activities are now underway for the PhP 8.5 billion Nabas-CaticlanBoracay transmission line project. The PhP 2.4 billion Panay-Guimaras 138kV transmission line is also in the preconstruction stage.

To maintain the continuous transmission of power towards the major load centers in Mandaue and Mactan during N-1 condition, the PhP 1.9 billion Cebu-Lapu Lapu 230kV transmission line project is currently being undertaken, with survey and rightof-way activities ongoing. Another major interconnection is the PhP 19.8 billion Cebu-Bohol 230kV Interconnection Project, which, upon completion, will address overloading issues and enable sharing of power between the two islands, especially the growing demand in Bohol and will eventually form part of the Leyte-Bohol 230kV loop system.

To support the government’s vision to have a unified Philippine grid, construction is ongoing for the PhP 51.7 billion Mindanao-Visayas Interconnection Project, slated for completion in December 2020.

NGCP/PAGE 10

8

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WEDNESDAY|JANUARY 15, 2020

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL SUR 12TH Judicial Region BRANCH 10 Hall of Justice, Marawi City IN THE MATTER OF CORRECTION OF THE CERTIFICATE OF LIVE BIRTH OF HAYBONISH WAPERI ABDULLAH under LCR Registry No. 98-576

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL SUR 12TH Judicial Region BRANCH 10 Hall of Justice, Marawi City

SPEC.PRO.NO.ML-724-2019

HYBONISH WAPERI ABDULLAH, Petitioner - Versus – THE LOCAL CIVIL REGISTRAR OF MARAWI CITY, LANAO DEL SUR and THE ADMINISTRATOR and CIVIL REGISTRAR GENERAL OF THE PHILIPPINE STATISTICS AUTHORITY, Respondents.

X----------------------------------------------------------x

ORDER

1.

Petitioner is of legal age, Filipino, married, and resident of resident of 048 Dayawan, Marawi City, Lanao del Sur where she may served with notice and other court processes;

2.

Respondent Civil Registrar of Marawi City, Lanao del Sur, is the custodian of all records of birth in Marawi City, where he/she may served with summons and other court processes;

3.

Respondent Civil Registrar General and Administrator of Philippine Statics Authority is the central custodian of all records of birth in the country and may be served with orders and other court processes at the NSO bulding, East Avenue, Diliman, Quezon City;

4.

Petitioner was born on 12 April 1986 at Dayawan, Marawi City, Lanao del Sur, and consistently using and reflecting 12 April 1986 as her date of birth and HAYABONISAH as her first name, as evidenced by petitioner’s College Transcript of Records ( T.O.R), NBI Clearance, MSU Alumni I.D., and Voter’s I.D.,copies are attached as Annexes “A”, “B”, “C”, “D” and “E”, respectively; When the petitioner secured a Security Paper (Secpa) of her Certificate of Love Birth from the Philippine Statics Authority (PSA), she discovered that her date of birth was erroneously written as 12 April 1998 instead of 12 April 1986 and her first name as HAYBONISA instead of HAYBONISAH a copy of said Certificate of Life Birth under Registry No. 98-576 is attached as Annex “F”;

6.

It is impossible for the petitioner to have been born on April 1998 because she graduated in elementary in the year 2003, high school in 2007, and college in 2013, which is impossible because she would only be 5 years old, 9 years old and 15 years old, respectively, in those times;

7.

This petition is filed without any slightest intention to defraud or prejudice the government or any person, its ultimate purpose is to rectify erroneous entries in the public records of the Civil Registry of Marawi City, specifically under Registry No. 98-576;

8.

Petitioner submit that nobody will be prejudiced by granting this petition nor is there a pending case filed against her;

Finding the aforesaid petition to be sufficient in form and substance, it is hereby Ordered that the same be set for hearing before this court on January 30, 2020 at 8:30 o’clock in the morning.

Let a copy of this Order be published at the expense of the petitioner in a newspaper of general circulation in Lanao del Sur or Marawi City or iligan for three (3) consecutive weeks.

The Local Civil Registrar of Marawi City and the Philippine Statics Authority, or any person who has interest in the petition, may file his/her opposition thereto within fifteen (15) days from notice of this petition or this petition or from the last day of publication of this Order.

Further, let this Order be posted for fifteen (15) days prior to the date of hearing in the bulletin Board of Civil Registrar of Marawi City and Bulletin Board of this Court, at the expense of the petitioner.

The petitioner is directed to notify this court of the publication of this Order not later than three (3) days before January 30, 2020.

Furnish copies of this Order, together with the copies of the petition to the local civil registrar of Marawi City, the Hon. Solicitor General, Makati City, and the Hon. Civil Registrar General, Philippine Statistic Authority (PSA), Sta. Mesa, Manila.

IN THE MATTER OF THE PETITION FOR CANCELLATION OF THE SECOND CERTIFICATE OF LIVE BIRTH MOUMINA SHERYNE L. DOMADALUG WITH LOCAL CIVIL REGISTRY NO. 2002-1823, MOUMINA SHERYNE DOMADALUG, PETITIONER, -VersusTHE LOCAL CIVIL REGISTRAR OF MARAWI CITY;PHILIPPINE STATISTICS AUTHORITY;AND ALL PERSONS/ENTITIES WHO/WHICH MAYBE AFFECTED THEREBY,, Respondent. x---------------------------------------------------------------------x ORDER

Before this court is a verified petition for Correction of Certificate of Life Birth and Cancellation of Second Certificate of Live Birth of Moumina Sheryne L. Dumadalug dated November 6, 2019 and which read in part: 1.

Petitioner is a legal age, married to Mohammad Rayan M. Abdullah, Filipino Citizen, a lawyer by profession and a resident of Brgy. Sta. Elena, Iligan City whereas respondent Local Civil Registrar of Marawi City (“LCR-Marawi City” for brevity) is a public officer in-charge of the registration and cancellation/correction of entries on the civil registrar where the facts of birth of petitioner was registered which registrar is located at Marawi City while respondent Philippine Statics Office (“PSA” for Brevity) serves as the central respository of all registered vital documents with office address at Philippine Authority, East Avenue,Quezon City, Metro Manila;

Petitioner may be served with summons, notices and other process of the Honorable Court in her office address at MACAAN & PARTNERS LAW OFFICE, 3/F Dream Star Building, Badelles St. corner Actub st., Poblacion, Iligan City, Lanao del Norte, Philippine while respondents may be served with court order and other court processes at their above indicated address;

2.

Petitioner was born on January 22, 1987 at Marawi City and was issued upon late registration in 2002 by her deceased grandmother Hadja Sahara Ampuan, a certificate of live birth by herein respondent LCR-Marawi under Local Civil Registry No. 2002-1823.Due to clerical error on the first name of petition therein (“Moumina Siteryne” instead of “ Moumina Sheryne”) a petition for correction was filed by her in the LCR- Marawi City sometime in October 2013 which petition is still pending up this date;

Attached is a photocopy of certificate of live birth with Local Civil Registry No. 2002-1823 mark as “A” to form an integral part hereof;

3.

In December 7, 2018, petitioner got married to Mohammand Rayan M. Abdullah, an OFW in the State of Kuwait. Since petitioner – upon request if her husband – decide to follow the latter to Kuwait for vacation and go on Hajj ( Islamic pilgrimage to Mecca, Saudi Arabia), petitioner went to the LCR-Marawi City to inquire about her petition so that she can process her application for passport and visa but she was told that for some reasons (allegedly an internal conflict), the records of the LCR-Marawi City in 2013 in unavailable and they cannot verified whether her petition has been granted or whether the same has indeed been forwarded to the PSA. Petitioner was then advised to secure a SECPA at PSA-Iligan City to see if there is already an annotation of correction;

4.

When petitioner requested for a SECPA of her Certificate of Live Birth, she was told that there is no longer a Certificate of Live Birth in the PSA database issued to one “Moumina Sheryne Lucman Domadalug” or one “MouminaSiteryne L. Domadalug”.

Petitioner told the personal in PSA office in Iligan City that in the past, she was able to secure a copy of her SECPA with the erroneous entry. She was advised to request for a copy online whice petitioner did;

5.

To her surprise, petitioner received a copy of a Certificate of Live Birth with Local Civil Registry No. 87-58 issued to one “MouminaAsliaLucmanAmpuan II” with practically the same details in the other entries as with the Certificate of Live Birth she was using except the following erroneous entries:

SO ORDERED Marawi City. December 17, 2019.

BWM: January 8, 15 & 22, 2020

WENIDA B.M PAPANDAYAN Presiding Judge

Entry No. 1 First Name: Moumina Aslia II Instead of “Moumina Sheryne” Last Name: Ampuan Instead of “Domadalug”

Republic of the Philippines SUPREME COURT 10TH Judicial Region REGIONAL TRIAL COURT OF MISAMIS ORIENTAL Cagayan de Oro City OFFICE OF THE EXECUTIVE JUDGE

Entry No. 9 Father’s Middle Name: Domadalug Instead of “Ampuan”

Father’s last name: Ampuan Instead of “Domadalug”

IN THE MATTER OF APPLICATION FOR APPOINTMENT AS NOTARY PUBLIC NC-2020-82 ATTY. PEME J. CAVALES, Petitioner, X ------------------------------------------------------/ RE:APPLICATION FOR RENEWAL OF THE NOTARIAL COMMISSION PROVINCE OF MISAMIS ORIENTAL and City of CAGAYAN DE ORO

ATTY. TIBURCIO M. PALASAN, JR., Petitioner, X--------------------------------------------------------/ IN THE MATTER OF PETITION FOR REAPPOINTMENT AND RECOMMISSION AS NOTARY PUBLIC FOR CAGAYAN DE ORO CITY and MISAMIS ORIENTAL

NC-2020-84

EDDIE CATUBIG CUARESMA, NC-2020-85 Petitioner, X-----------------------------------------------------/ IN RE: PETITION FOR THE RENEWAL OF NOTARIAL COMMISSION JUNNIESON M. BONIEL, NC-2020-86 Petitioner, X---------------------------------------------------------/ ORDER

Atty. Peme J. Cavales, Atty.Efren N. Pelarada, Atty. Tiburcio M. Palasan, Jr., Atty. Eddie C. Cuaresma and Atty.

Junnieson M. Boniel filed the above verified petition for commission as Notaries Public.

Finding the petition to be sufficient in form and substance let the same be set for summary hearing on January 23, 2020, at 11: 00 o’clock in the morning before the sala of this court. Interested persons may file a verified opposition in writing which should be received by the court before the schedule hearing why the petition should not be granted.

Further, let this order be published at the expense of the petitioners at least once in a newspaper of general circulation in the province of Misamis Oriental. Likewise, let a notice to be publish of the hearing be posted in conspicuous places at the Hall of Justice of Cagayan de Oro City and the bulletin board of this Court.

Let a copy of this Order be furnished the Chapter President pf the Integrated Bar of the Philippines, Misamis Oriental.

SO ORDERED. In CHAMBERS this 7th day of January 2020, Cagayan de Oro City

DZA/dcc/glo BWM: January 15, 2020

6.

Petitioner called her father who resided in Magalang, Pampanga as to why she has another birth certificate and the latter said he did not know about the prior Certificate of Live Birth that is why he asked his mother who was, at that time, residing in Marawi City to apply for petitioner’s late Registration of Live Birth which registration was duly registered as Certificate of Live Birth with Local Civil Registry No. 2002-1823;

Unbeknownst to both petitioner and her parents, a prior Certificate of Live Birth with Local Civil Registry No. 87-57 has already been issued to her prior to the issuance of the Certificate of Live Birth she has been using in her scholastic and employment records;

7.

Petitioner inquired again with the LCR-Marawi about the case and was told that the Certificate of Live Birth she has been using may have already been deleted. She was further advised that she inquire personally at the PSA central office about the matter;

8.

Sometime in January 2018, petitioner went to the Central Office in Metro Manila and there, she was told by the personnel in-charge that indeed, her second Certificate of Live Birth may have already been deleted and that her remedy is to bring the necessary petition in the proper Court to judiciary correct the erroneous entries in the first Certificate of Live Birth issued to her and the cancellation of the second one, if not yet cancelled. Hence, the instant petition;

9.

Petitioner has been publicly known in her community by the name MOUMINA SHERYNE LUCMAN DOMADALUG using the same in all her personal and professional transactions. However, her first name MOUMINA SHERYNE was erroneously entered MOOMINA ASLIA II, while her name was erroneously entered AMPUAN, her paternal grandmother’s maiden surname, instead of DOMADALUG;

Copies of petitioner’s DIPLOMA in high school, her TRANSCRIPT OF RECORDS in her undergraduate degree as well as in law school, her CERTIFCATE OF MEMBERSHIP IN THE PHILIPPINE BAR, and her MARRIAGE CERTIFICATE, is hereto attached as Annexes “C”, “D”, “E”, “F” and “G” all form as an integral part hereof

10.

Petitioner is the second child of ALINOOR AMPUAN DUMADALUG. The name ALINOOR AMPUAN DUMADALUG (as appearing in the second issued Certificate of Live Birth of petitioner) is one and same ALINOR DOMADALUG AMPUAN erroneously stated in the entry no. 9 of petitioner’s first issued Certificate of Live Birth. Due to simple inadvertence, petitioner’s father first name “ALINOOR” was erroneously entered “ALINOR” while “AMPUAN”, his middle name was entered in the space for last name and his last name “DUMADALUG” was erroneously entered as his middle name.

Hereto attached is the AFFIDAVIT OF ONENESS OF PERSONALITY executed by ALINOR A. DUMADALUG mark as Annex “H” to “H-8” to attest that the entries in Entry No. 9 has been erroneously entered as ALINOR DOMADALUG AMPUAN instead of ALINOOR AMPUAN DUMADALUG;

11.

Due to erroneous entries in the first Certificate of Live Birth of petitioner and the alleged cancellation of her second Certificate of Live Birth, petitioner has been deprived of several scholarship opportunities abroad and international seminars beneficial to her career as a lawyer. Most importantly, she has been unable to go on Hajj or Islamic pilgrimage to Mecca by reason of her lack of necessary requirements specifically a Certificate of Live Birth to process her Passport and Visa Application;

12.

In order to correct the aforementioned erroneous entries in the Certificate of Live Birth of the petitioner MOUMINA SHERYNE LUCMAN DOMADALUG under Local Civil Registry No. 78-58 the instant petition is being filed to correct substantial error pursuant to rule 108 of the Revised Rules of Court;

Finding the aforesaid petition to be sufficient in form and substance, it is hereby ordered that the same be set for hearing before this court on January 30, 2020 at 8:30 o’clock in the morning.

Let a copy of this Order be published at the expense of the petitioner in a news paper of general circulation in Lanao del Sur or Marawi City or Iligan City for three (3) consecutive weeks.

The Local Civil Registrar of Marawi City and the Philippine Statistics Authority, or any person who has interest in the petition, may file his/her opposition thereto within fifteen (15) days from notice of this petition or from the last day of publication of this Order.

Further, let this Order be posted for fifteen (15) days prior to date of hearing in the Bulletin Board of the Civil Registrar of Marawi City and Bulletin Board of this Court, at the expense of the petitioner.

The petitioner is directed to notify this Court of the publication of this Order not later than three (3) days before January 30, 2019.

Furnish copies of this Order, together with the copies of the petition to the Local Civil Registrar of Marawi City, the Hon. Solicitor General, Makati City, and the Hon. Civil Registrar General, Philippine Statistics Authority (PSA), Sta. Mesa, Manila.

SO ORDERED.

Marawi City. December 17, 2019

NC-2020-83

ATTY. EFREN N. PELARADA Petitioner, X--------------------------------------------------------/ IN RE: PETITION FOR RENEWAL OF NOTARY COMMISSION

SPEC.PRO.NO.ML-730-2019

AND

Before this court is a verified petition for Correction of certificate of Live birth of Hybonisah Waperi Abdullah dated October 29, 2019 and which read in part:

5.

IN THE MATTER OF THE PETITION FOR CORRECTION OF ENTRIES IN THE FIRST ISSUED CERTIFICATION OF LIVE BIRTH OF MOUMINA SHERYNE L. DOMADALUG WITH LOCAL CIVIL REGISTRY NO.87-58 on her first name (From “MoominaAslia II” to “MouminaSheryne”, First name of her father (from ‘Alinor to Alinoor”), Middle name of her father (from “Domadalug” to “Ampian”), and last name of his father (from “Ampuan” To Damadalug”),

(SGD.) DENNIS Z. ALCANTAR Executive Judge

BWM: January 8, 15 & 22, 2020

WENIDA B.M. PAPANDAYAN Presiding Judge

9

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WEDNESDAY|JANUARY 15, 2020

Fireworks-related injury in NorMin reduces by 23% T HE Department of Health (DOH) in Northern Mindanao reported that fireworks-related injuries in the region declined by 23 percent from 13 cases last year to only 10 this year.

During Talakayan sa PIA at SM City Cagayan de Oro, DOH-10 OICAssistant Regional Director Dr. David Mendoza said these incidents happened in Bukidnon with four cases; Lanao del Norte-two; Misamis Occidental-one; Misamis Oriental-two; and Cagayan de Oro Cityone.

The fireworks that caused the injuries include Triangle, Kwitis, Piccolo, 16 shots, fountain bomb, PCPC, and Boga.

Mendoza said that although 60 percent of the injuries are from legal fireworks, there are still illegal firecrackers that are in the market such as kwitis, picocolo, and triangle.

He also cited that the local government units

down to barangays played a crucial role in the decrease of these injuries.

DOH conducted a province to province Iwas Paputok campaign during the Christmas season where they urged communities to use torotots and other noisemaking instruments instead of using fireworks or firecrackers. However, Mendoza said this year it might be more effective if the IEC will start earlier.

Nevertheless, DOH 10 is still happy with the result. "We do have a decrease in the number of cases and we are also sad at the same time because we haven’t achieved the zero casualty for the Christmas and new year celebration," said Mendoza.

The Police Regional Office Region 10 represented by Spokesperson Police Lieutenant Colonel (PLTCOL) Mardy M. Hortillosa II said despite the ordinance refraining the people from the usage of illegal firecrackers

RESORTS, HOTEL & RESTAURANTS DIRECTORIES

A PUBLIC SERVICE BY:

ALGEN’S DIVE RESORT (088) 3872015 APPLE TREE RESORT & HOTEL 735411 / 754525 Fax: 754497 0917-7144040 / 0923-3269366 / 0939-9076948 DOH-10 OIC-Assistant Regional Director Dr. David Mendoza (center) says Bukidnon records four cases of fireworks injury; Lanao del Norte-two; Misamis Occidental-one; Misamis Oriental-two; and Cagayan de Oro City-one.

(PIA10)

there were still 249 boxes of illegal firecrackers confiscated by the PNP10 during the yuletide season.

He also emphasized one of the reasons why Bukidnon contributed to the cases of 2020 firecracker incidents. "If you look at the geography of Bukidnon, wider Information dissemination is difficult to achieve,” Hortillosa said.

Engr. Jane Docallos, city director of

Department of Interior and Local Government (DILG) Cagayan de Oro City is affirmative that the city ordinance to ban the selling of illegal firecrackers as the initiative of the local government unit has been effective to lessen the cases of the firecrackers incident cases. As such, she said, they will continue to do such strategy in the following years. (Ma.Theresa A. Dacoron/PIA 10 OJT)

BAHAY BAKASYUNAN SA CAMIGUIN (088) 3871057 / 3870131 Fax: 3870278 BASAMANGGAS RESORT 08822-760564 Fax: 760565 CAGAYAN RIVERVIEW INN 8584245 / 729039 Fax: 8584245 CASA CRYSTALLA 8561704 / 722465 Fax: 722480 CASA ISABELLA (088) 8564065

CASA AZUCENA 8563402 / 09236593973

CHALI BEACH RESORT 732840 / 8552108 Fax: 8555941 CHANANTHON BED & BREAKFAST 8568189 / 3093095 COUNTRY VILLAGE HOTEL 8583004-06 Fax: 8583006 D’BUDGETEL 8564200/726643 Fax: 8564300 DAHILAYAN FOREST PARK 8568562 to 63

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Pagsalmut sa mga lumad sa Kuyamis Festival gipasigarbo ni Bambi Emano MISAMIS ORIENTAL PROVINCIAL INFORMATION OFFICE

GIISIP, giila ug gipasigarbo ni Gobernador Bambi Emano ang dakung kabahinan sa mga igsuong lumad gikan sa

kabukiran sa Misamis Oriental sa ilang pagsalmut sa ika-pito ka tuig nga Kuyamis Festival 2020 pinaagi Indigenous

people skills competition.

Matud ni Emano nga dakung dungog alang kaniya isip Datu ug amahan sa mga lumad nga miapil sila sa kasaulogan sa Kuyamis pinaagi

Xavier University-based Class Act • performs during The Gathering, a fusion event of all dance groups from Cagayan de Oro City, January 11 at Limketkai Center. photo by mark francisco

sa pagpakita sa ilang abilidad sa paggama ug basket gamit ang indigenous material, paghaling ug kalayo pinaagi sa pagbagnus sa duha ka laya nga kawayan ug gidaitul sa gibitasbitas nga layang bunot ug ang pag lala ug poso gamit ang buhing lukay sa lubi.

Sigun sa Gobernador nga sadya ang hudyaka sa Kuyamis tungod kay nasaksihan sa mga Misamisnon nga pabiling buhi ang lumadnong kultura nga maoy legasiya sa mga IP’s gikan pa sa kanhiay’ng panahon.

Gisaad ni Emano nga samtang siya pa ang Gobernador magpabilin ang iyang dakung pagtahud ug yukbo sa mga lumad ug mutabang sa pagpalambu sa ilang panginabuhi lakip na ang pagpanalipud sa ilang lumadnong kultura ug ang kuyamis dunay dakung luna alang kanila.

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SLERS HAM & CAFÉ 8551438 THAI ME UP 738424/3108424 Fax: 738424 BARKADAHAN GRILL 8551234 LA TEGOLA CUCINA ITALIANA 8585959 LIMKETKAI LUXE HOTEL 8800000 DEAR MANOK 8564914 / 8573413 LIMKETKAI LUXE HOTEL Landline: (088) 880-0000, Mobile: 0917-312-4563 Email: info@limketkailuxe.com

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Terms... from page 4

Revenue management The use of data and analytics to best price a product on the best channel to generate maximum revenue.

Room revenue Tot a l ro om re ve nu e generated from the sale or rental of rooms.

Voice search Technology that uses speech recognition to allow guests to search by speaking keywords or terms.

Wholesalers Companies that purchase hotel rooms and then sell them to OTAs or travel agents.

Coaching... from page 4

the organization’s ability to adapt, external events as well as regulatory challenges.

The role of a Business Coach is to coach business owners through guidance, support, accountability and encouragements. It also helps owners of big organizations and small and medium sized businesses with their sales, marketing, management, team building and so much more. Most importantly, just like a sporting coach, your Business Coach will make you focus on the game.

Business coaching is extremely effective in creating successful actions designed to move the business owner in a positive direction. It is the partnering of client and coach in an extraordinary relationship aligned towards achieving big goals set on milestones. In my years of experience coaching organizations in Asia, a good example of a focused plan is to align organizations and its executives toward a possible listing in the stock exchange in 2 years.

So, what exactly is business coaching?

Business coaching is for cl i e nt s w ho are READY to make changes and improvements in their business. It gives the entrepreneur a business p a r t n e r w h o d o e s n’ t necessarily share in the business profits. Anyone who’s ever had a business partner knows that partnerships are rarely equal.

With a Business Coach, you’ll receive unbiased strategic advice for a retained monthly fee usually covering a number of hours, not 50% of your profits.

Business coaching is about SPEED, ACTION and ACCOUNTABILITY. Think about all the workshops and conferences you have attended where you learned a new technique or strategy that was never implemented.

Your Business Coach will help you get it done and hold you accountable, but you must be ready to take action. The client does the work, not the coach.

Business coaching CHALLENGES the status quo and exact GOVERNANCE. The “why not” instead of “why”. Your Business Coach asks “What are your challenges? What are you NOT doing? When are you

going to do that?”

Business coaching promotes CLARIT Y OF ROLES between the owner and the professionals consistent with corporate as well as personal values.

When your values are in line with your business, greater success is possible.

Business coaching helps the business owner create a SHARED VISION AND MISSION for the organization. A business owner with a Vision is much more likely to succeed than one that doesn’t know where he’s going.

Business coaching helps the business owner identify O P P O RT U N I T I E S . A Business Coach can help you to see an opportunity you may have passed up.

Business coaching helps the business owner see his business through a DIFFERENT PAIR OF EYES. A Business Coach can see what you don’t see.

Business coaching brings out the BEST in the entrepreneur. Have you ever had someone truly interested in your success? Business coaching will push you out of your comfort zone, take you to your limits and in the end you will embrace it.

Arrest... from page 5

Section 28. It filed similar Information against Mopia and Fernandico with the Quezon City Regional Trial Court Branch 93.

The concerned judges, upon finding sufficient probable caus e for the issuance of warrants of arrest, shall order the arrest of the indicted officers and promoters of KAPA, in accordance with the Revised Rules of Criminal Procedure.

So far, the SEC has verified that a warrant of arrest has been issued by the Quezon City Regional Trial Court on December 2, 2019 against Fernandico.

“We are committed to see the criminal proceedings against KAPA through to the end,” SEC chairperson Emilio Aquino said. “We will pursue everyone involved in the investment scam that played havoc with the future of our fellow Filipinos, including those who continue to attempt to perpetuate it.”

The criminal proceedings stemmed from the complaint filed by the SEC on June 18, 2019 against KAPA for the unauthorized sale or offering for sale or distribution of securities to the general public.

In a resolution issued on September 25, 2019, the DOJ found probable cause to bring charges against KAPA, affirming the findings of the SEC. The Commission found KAPA to have enticed the public to invest at least PHP10,000 in exchange for a 30 percent monthly return for life, without having to do anything other than invest and wait for the payout.

The SEC also found KAPA to have employed a Ponzi s cheme, an investment program that

offers impossibly high returns and pays investors using the money contributed by later investors.

Under Section 8(8.1) of the SRC, securities shall not be sold or offered for sale or distribution within the Philippines without a registration statement duly filed and approved by the SEC. S ection 26.1 further provides that it shall be unlawful for any person, directly or indirectly, in connection with the purchase or sale of any securities to employ any device, scheme, or artifice to defraud.

Section 28 adds that no person shall engage in the business of buying or selling securities in the Philippines as a broker or dealer, or act as a salesman, or an associated person of any broker or dealer unless registered with the SEC. Meanwhile, the SEC reiterated its advice for the general public to exercise more caution and discernment as certain supporters and promoters of KAPA peddled false information about the group’s supposed revival.

(PR)

NGCP... from page 7

Other future interconnection projects of NGCP include the BatangasMindoro Interconnection Project ​ , L aray-C ordova 2 3 0 k V Tr a n s m i s s i o n Line project, BataanC av ite Interconne c t ion Project, Bataan-Pasay Interconnection Project​, and the Palawan-Mindoro Interconnection Project​ “ The only way to for ward this vision of a fully interconnected and integrated transmission system is to keep investing in the transmission grid. These projects will greatly benefit the country, energizing the entire archipelago even up to the farthest islands.

This will also prepare the e nt i r e P h i l i p p i n e g r i d for the integration to the proposed ASEAN Power Grid, promoting power sharing and optimization of generation capacity within the region,” NGCP stated.

NGCP is a Filipino-led, privately owned company in charge of operating, maintaining, and developing the country’s power grid, led by majority shareholders Henry Sy, Jr. and Robert Coyiuto, Jr.

DILEEP... from page 7

Workers Multi-Purpose Cooperative with 99 members received Php 270,000 for their consumer store project.

Another livelihood assistance amounting to Php561,000 was given to the 1,420 members of the Del Monte Bugo Cannery Union as additional capital for their bakery equipment.

Senior citizen group United E l d e rly Ass o c i at i on of B a r a n g ay C o n s o l a c i o n with 60 members received Php495,000 for their project, printing services, and school supplies trading.

In consonance with the

priority target beneficiaries of DILEEP and Section 36(a) of Republic Act No. 9710 or the Magna Carta of Women, three women groups were also provided livelihood assistance. Php738,706 was extended to Alliance of Two Hearts Conference-Society of St. Vincent de Paul, Cagayan de Oro City, Inc. for their consumer store enhancement project. The said project aims to provide additional income to the 65 women who are all Typhoon Sendong victims. Barangay Women’s Development Committee of Barangay 25 and Zone 12D BWDC/Kalipi Bigasan ni Nanay received Php92,905 and Php130,000 for their Rice Enhancement and Eco-Friendly Bags Making projects, respectively.

Responding to Oro’s high demand for ecobags, PWD groups—Hope for Children-Person with Special Needs, Inc. and Person with Disability Lapasan Association were given Php151,410 and Php129,373 respectively for their Ecofriendly Bags Making Project.

Another PWD group, Parents of Children with Special Needs of Brgy. Carmen was given Php150,000 for their Consumer Store project.

Likewise, three farmer groups were also given livelihood assistance. The Ta g p u a n g i F i s h e r f o l k s Association composing of 44 members received Php300,000 for their bottled bangus and sardines production project while Tuburan Stock Farm Association and Paradise Village Carp beneficiaries Farmers Irrigation Ass o c i at i on , In c , e a ch received Php150,000 for their general merchandise project and agricultural supplies trading project, respectively.

Als o, t he 2018 B est DOLE-assisted Livelihood Project winner for region 10, Dire Husi, Initiative, Inc . , c omp o s i ng of 2 6 youth-members, received Php300,000 as enhancement to their printing services project. (Akisa L. GuroBoriongan/DOLE X/PIA10) EXTRAJUDICIAL SETTLEMENT AMONG HEIRS Notice is hereby given that the intestate estate of the late MYRNA YU-DINULOS which property described as follows: Lot No. 4-A, Psd-12-005184, covered

by Transfer Certificate of Title No. T-21,466 (a.f), containing an area of ONE THOUSAND ONE HUNDRED TWENTY TWO (1,122) Square Meters, more or less is the subject of an EXTRAJUDICIAL SETTLEMENT AMONG HEIRS under Notary Public ATTY. DOROTHEA S. BASALO per Doc. No. 412; Page No. 83; Book No. CXLI; Series of 2019.

BWM: January 15, 22 & 29, 2020

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Trash... from page 1

The group was referring to the 5,177 metric tons of mixed garbage that were repacked and put in storage at the Phividec Industrial Authority compound in Tagoloan, Misamis Oriental.

The imported trash is the remainder of the 6,500 metric tons of plastic wastes imported by Verde Soko in 2018 to be recycled into raw materials for plastic products.

Ho w e v e r, i t w a s confiscated by the BOC for wrongful declaration as well as the company’s failure to secure an import permit from the Department of Environment and Natural Resources.

Quoting information from John Simon, BOC district col le c tor for Nor t her n M i n d an a o, t h e g roup s said the trash will be put in 60 container vans and will be transported by an international shipping line to Pyongtaek City, South Korea.

“The long wait will soon be over. In line with President Rodrigo Duterte’s directive banning waste imports and in cooperation with the South Korean government, we are shipping back the remaining waste to their origin on Jan. 19 and Feb. 9,” Simon said in a text message.

“The re-exportation of the misdeclared plastic wastes to where they come from should send a clear signal to all parties that our beloved country is not a global dump and that waste traffickers will be held accountable to the fullest extent of the law,” he added.

Meanwhile, Chinkie Golle, IDIS executive director, said the scheduled send-back of the imported trash is “good news for the people of Mindanao as we assert our unwillingness to be an entry point of hazardous wastes from overseas. The reshipment of the South Korean waste to its source is a historic win for our people and the environment.”

But Golle said the reexportation “is only a partial victory as the culprits behind this toxic mess have yet to account for their misdeeds.”

The complete removal of the remaining waste, said Aileen Lucero, EcoWaste Coalition national co ordinator, “will help in correcting the grave environmental injustice inflicted on Mindanaoans in particular and Filipino people in general.”

Meanwhile, the EcoWaste Coalition has urged the national government to speed up its ratification of the Basel Ban Amendment, which entered into force on December 5 last year and to adopt a full ban on foreign waste importation to protect the country from illegal waste traffic.

The Basel Ban Amendment prohibits the export of hazardous wastes for all reasons, including recycling, from rich countries belonging to the Organization of Economic Cooperation

and Development (OECD), European Union (EU) and Liechtenstein to developing countries like the Philippines.

“Ratifying the Basel Ban Amendment and further prohibiting the export of all wastes to the Philippines will be our best legal protection against waste trafficking," the EcoWaste Coalition said.

(PNA)

Mask...

from page 1 with establishments that sell face masks so he will know directly from them why stocks of N95 face masks in the city have run out.

He said he will also look into possible overpricing of medicines and other essential commodities.

Goking said he noticed that supplies of the N95 masks were no longer available in hardware stores and pharmacies since Monday.

The city councilor said he wants to be prepared and will not wait until the smoke and ash reach Mindanao before he will buy the protective masks.

“As chairman of trade and commerce, I will call them for a meeting, especially the pharmaceutical associations, and I will let them answer the question why are run out of supply of N95 masks,” Goking said.

During the meeting, Goking said they will also re m i nd t he s e bu s i ne ss operators not to overprice or hoard essential items such as medicines or they will face penalties if proven that they are guilty of doing it. “ We c a n n o t a l l o w businesses to deprive people of important commodities such as N95 face masks or medicines in the time that they need them the most,” he added.

He said the meeting will take place anytime this week as soon as the establishments have already been notified.

Reporters who went to some pharmacies and stores have noticed N95 face masks were no longer available.

A s a l e s p e r s o n at a p h a r m a c y s a i d a l on e customer bought all their N95 face masks on Monday, and they no longer stocks to sell to their other customers.

In that store, they sell N95 masks at P65 each.

Alarms... from page 1

commander based in Jasaan, said residents reported that a cargo ship began discharging the liquid substance in the afternoon of Friday.

Local officials speculated it was an oil spill, but Emperio said it looked more like a cleansing agent.

“After receiving the report, we went to verify. We found out that it was detergent used to clean the ship’s deck,” Emperio said.

Sabas Tagarda Jr., Lower Jasaan village chairman, said they were alarmed considering the presence of fish cages containing t h ou s an d s of m i l k f i s h fingerlings and mangrove forest in the area.

Based on their

investigation, Tagarda said they were informed that the vessel’s name was Hugo, reportedly one of the cargo ships that deliver raw materials to a manufacturing company that processes coconut oil as the main ingredient for certain consumer products.

As of Saturday morning, the PCG said the vessel in question has left the area.

Tagarda said the white substance has stuck on mangroves, rocks, and sand along the shoreline and has allegedly affected a milkfish farm in Lower Jasaan.

“Some of the fingerlings have died. I advised the fish cage owners to harvest the matured ones before they die,” he said.

Tagarda also told residents not to gather seashells or catch fish in the affected areas for fear that these could no longer be fit for human consumption.

He added there are four fish cages owned by private individuals, and each cage c ont ai ns ab out 1 6 , 0 0 0 fingerlings, in Lower Jasaan.

Petty Of f icer 2 Roy Sardoma, of the PCG marine environmental protection unit based in Tagoloan, Misamis Oriental, said based on the initial investigation, the quality of the water sample they took from the affected site was “normal.”

“We still have to confirm if the substance is toxic, although if you look at the water it appears normal,” Sardoma said.

Teodoro Bacolod Jr., regional director of the Bureau of Fisheries and Aq u a t i c R e s o u r c e s i n Northern Mindanao (BFAR10), said he has dispatched a team of technical experts to investigate the substance spill.

Bacolod said the ship’s management could be held liable if the result of the investigation concludes that the discharged substance is toxic or has caused damage to the marine resources in the area.

In a text message, Jasaan Mayor Redentor Jardin said he has instructed the municipal environment and resources office to probe the cause of the spill and expects to receive the findings "within 24 hours.” (PNA)

Increase... from page 1

and Employment (DOLE)Region 12 director, said Tuesday the adjustment was based on the newly-affirmed Wage Order No. RBXII-21 issued last Dec. 16 by the Regional Tripartite Wages and Productivity B oard (RTWPB)-12.

Under the new wage order, he said workers will receive an increase of P15 upon its effectivity and additional P10 starting May 1.

It brings the new pay floor in the region to P336 for workers in the nonagriculture sector and P315 for those in agriculture, retail and service sectors, he said.

Cano said Wage Order No. RBXII-21 was formally affirmed last Jan. 9 by the National Wages and

Productivity Commission and will take effect 15 days after its publication in a newspaper.

The official said the new wage rates were mainly based on a series of studies conducted by RTWPB-12, which includes representatives from employers and local workers.

“This is a win-win situation for both parties,” he told MindaNews.

L a st Nove mb e r, t he board launched a review “motu proprio” or by its own initiative of the prevailing wage rates based on the region’s socio-economic condition.

Cano, who chairs the RTWPB-12, said they need to provide workers with immediate relief measures so they can cope with the rising cost of living.

He noted that private workers in the area last received a wage increase in May 2018.

Under Wage Order No. RBXII-20, the minimum daily wage rate for non-agriculture workers in the region was set at P311 while those in agriculture, retail and service establishments received P290.

Jessie dela Cruz, RTWPB-12 secretary, said the new wage rates will apply to all minimum wage workers in the private sector regardless of their “position, designation and status of employment, and irrespective of the method by which their wages are paid.”

He said it will specifically cover private workers in the provinces of South Cotabato, Sarangani, North Cotabato and Sultan Kudarat, and the cities of General Santos, Koronadal Tacurong, and Kidapawan.

Cotabato City, which was covered by the previous wage order, is no longer included being now under the Bangsamoro Autonomous Region in Muslim Mindanao.

Dela Cruz said exemptions from compliance with the new wage order may be granted to retail and service establishments that are employing “not more than 10 workers.”

He said establishments affected by natural and human-induced calamities or disasters may also be given exemptions but would need to undergo a series of validations

by DOLE. (MindaNews)

workers in the provinces of South Cotabato, Sarangani, North Cotabato and Sultan Kudarat, and the cities of General Santos, Koronadal, Tacurong, and Kidapawan.

Dela Cruz said exemptions from compliance with the new wage order may be granted to retail and service establishments that are employing “not more than 10 workers.”

“Establishments affected by natural and humaninduced calamities or disaster may also be given an exemption,” he said.

Parts of Soccsksargen were hit by a series of strong earthquakes from October to December that resulted in the destruction of hundreds of homes and several business establishments. (PNA)

Banking... from page 3

which the corporates have touch points with and put it all into one platform,” Mr. Ong said.

The Por t a l is s et to cater to firms’ need for a customized corporate banking experience with all its features accessible both through the website and the app.

With corporate clients always on the go, Mr. Ong said the platform’s flexibility of access will be convenient for them.

“What we’ve done is anything you can do on the website, you can also do. You can initiate a transaction on the app, you can switch organizat ions, you c an authorize payments,” he explained.

Mr. Ong said The Portal will also address one vital pain point in corporate banking which is setting up approval hierarchy, noting that they have customers that have ver y complex approval matrix data.

“So how we built the system is it can be ver y flexible and very easy to set up. So regardless of how complex the requirements are, we can cater to them,” he said.

He added that the bank has also consolidated approval and transaction schemes into one login for those that manage multiple entities.

So far, 5,000 customers

or a sixth of the bank’s c or p or at e c l i e nt s h av e already migrated to The Portal, Mr. Ong said.

“But our target definitely by around end of next year, is to have half [of corporate customers] on The Portal, and once they are in, it’s easy for us to push for electronic payments and really encourage them to move away from cheques,” Mr. Ong, who is also the h e a d o f t h e P E S O Ne t Steering Committee, said.

The bank also launched its ARK For Business branch in Makati in December which is meant for business transactions. ARK Branches are equipped with IoT (Internet of Things) technologies to facilitate better customer-in-branch experience.

Better... from page 4

character every day. He’s the only One Who can help you start changing daily into the person you really want to be. That’s how you can enjoy even more the second half of your life, as you grow older—and better.

Just Think a Minute …

Purify... from page 4

beyond words. It is a matter of attitude that is first of all a spirit before it is shown in words and deeds.

We should not worry about the practicability o f p r a y e r. We a l r e a d y have been given the different forms of prayer — vocal, liturgical, mental, meditative, contemplative, e t c . We h a v e e n o u g h doctrine of our faith that would so enable us to have a good picture of God as to d e vel op an i nt i mate relationship with him. We have the sacraments that make Christ present and the merits of his redemptive work applied to us.

We have the precious legacies of saints and the living testimonies of many holy men and women even at pres ent to e dif y and i n s p i r e u s . T h e r e’s n o excuse that we cannot be with Christ and have his mind and heart so that we can always have purity of intentions in all our actions.

Workers... from page 2

can cope with the increase in the cost of living since the last wage adjustment in May 2018, which raised the minimum daily rates to P311 for non-agriculture workers and P290 for those in agriculture, retail and service sectors.

Jessie dela Cruz, RTWPB-12 secretary, said the new wage rates will apply to all minimum wage workers in the private sector regardless of their “position, designation and status of employment, and irrespective of the method by which their wages are paid.”

Dela Cruz said it will specifically cover private

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