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Briefly Devt priority THE MINDANAO Development Authority (MinDA) has identified Jolo, the capital of Sulu province, as a priority development area after Taraka town in Lanao del Sur. “We will come up with a comprehensive proposal and present it to the President,” MinDA Chairperson Emmanuel F. Piñol said in a statement Friday. The development program will be similar to the one recently launched in Taraka, which involves the establishment of model learning centers mainly for agricultural livelihood activities. Among the key sectors eyed for Jolo are chicken and cattle farming, and solar-power energy for both electricity supply and water desalination.

PRDP, WB funds THE Davao City government is planning to propose new ventures for funding under the Philippine Rural Development Project (PRDP) as it recently re-established the special unit tasked to manage the agriculture-focused program at the local level. An additional $280-million allocation was approved last year for the PRDP, a World Bank-funded program with the Department of Agriculture as lead implementing agency. Launched in 2014 as a nationwide assistance program following the Mindanao Rural Development Program, PRDP had an initial P27 billion worth of funding with an additional infusion of $450 million approved in 2018.

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Monday|February 24, 2020

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ORK stoppages and market closures in China stemming from a coronavirus epidemic are hurting small- and medium-sized banana growers in the Philippines, the world’s second largest exporter of the fruit, an industry group said on Monday. Mainland China is one of the Southeast Asian nation’s biggest buyers of bananas, its top agricultural export. Together with Japan, it bought more than half the Philippines’ exports of the fruit last year. The Philippines’ banana shipments last year were valued at $1.93 billion, up roughly 40% from the previous year, and accounting for 3% of overall exports. Representatives of the Pilipino Banana Growers & Exporters Association met farm ministry officials on

Monday to tackle the industry challenges, including the virus outbreak. “The China problem is not as serious for the big exporters because of their existing contracts with the importers,” said Stephen Antig, the group’s executive director. The hardest hit are the small- and medium-sized growers who deal with spot buyers, he added. “Their shipments cannot be readily delivered, because of the work shutdown and CORONA/PAGE 11

RETURN TO SENDER. A pay loader drops garbage, which was illegally dumped in Tagoloan, Misamis Oriental, into a bagging hopper for shipment back to South Korea. The Bureau of Customs has made three shipments of the wastes back to their country of origin in accordance with the Basel Convention. mindanews photo froilan gallardo

Angkas expected to resume operation in CDO: LTFRB MOTORCYCLE-hailing company Angkas is set to operate here amid opposition from transport groups threatened by the firm’s imminent

expansion in Cagayan de Oro City. Angkas chief executive officer Angeline Tham said Thursday they RESUME/PAGE 11

MinDA partners with CMU, iFresh for agri program By CARMELITO Q. FRANCISCO, Correspondent

SEA OF CLOUDS. Mountaineers enjoy the view from above the clouds atop Mount Kaagnaw (elevation: 2,742masl) in Lantapan, Bukidnon, which forms part of the Mount Kitanglad Range. mindanews by aries sandino m . mordeno

DAVAO City — The Mindanao Development Authority (MinDA) has teamed up with a Mindanao-based

university and an agricultural trading firm for an agribusiness program PARTNERS/PAGE 11

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MONDAY|FEBRUARY 24, 2020

1st PUI in Caraga tests negative for Covid-19

UTUAN City – The patient quarantined by a government health facility in the region classified as person under investigation (PUI) was found negative of coronavirus disease (Covid-19), a top official of the Department of Health (DOH-13) said. “The test result is negative but we will still observe the patient. We need to be doubly

sure,” DOH-13 Director Jose Llacuna told the Philippine News Agency on Thursday. Llacuna said they sent the samples of the patient to the Research Institute for Tropical Medicine (RITM) on Monday and received the result on Wednesday. The first patient under PUI is a 25-year-old who arrived from Hong Kong on January 29 with a history of travel to China a

month before. The person had a fever on February 5 and eventually cough and colds on February 7 but the symptoms have already disappeared. “We are happy with the result of the RITM. Caraga has zero cases of Covid-19,” Llacuna said. Meanwhile, Dr. Eric T. Montesclaros of Provincial Health Office of Surigao del Sur (PHOSDS), also confirmed that

a PUI in the province has already been cleared of Covid-19. “We expect the negative result because nothing serious was happening

to the patient during the isolation period, including on the 14th day,” Montesclaros said. In an advisory issued on Thursday, DOH-13 said

of the 40 listed as persons under monitoring (PUM), 27 have already completed the monitoring period while 13 are still under strict monitoring. (PNA)

Villar rejects rabbit meat as alternative to pork DAVAO City – Senator Cynthia Villar has expressed opposition to the Department of Agriculture’s (DA) suggestion of making rabbit as an alternative to pork meat amid the African swine fever (ASF) threat. In an interview on Thursday here, Villar-committee chairperson

on Agriculture and Food-said the proposal was ill-advised because swine production remains one the biggest food sources in the country. Last week, Agriculture Secretary William Dar said apart from looking at the poultry as an alternative to hogs, they are also studying the potential of rabbit

production. Dar said rabbit farming could be an alternative if only to fill the supply gap arising from the ASF onslaught on the hog industry. However, Villar said changing the mindset of the Filipinos may be more challenging than the DA had anticipated. “The Filipinos are not used to eating rabbit meat. I think it would be difficult," she said. A far realistic goal, she said, is to make rabbit production more of a complementary livelihood among backyard hog raisers but not as a total replacement to swine raising. DA had earlier touted the benefits of rabbit farming, noting that it has a relatively short cycle and is noted for its high protein content and its other nutritional benefits. (PNA)

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

CorporateWorld 3 Aboitiz Group first Vehicle sales plummet PH supporter of climate change task force 11.8% in January 2020 Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

MONDAY|FEBRUARY 24, 2020

THE Aboitiz Group, through its holding company Aboitiz Equity Ventures, Inc., is the first local supporter of the International Task Force on Climate-Related Financial Disclosures (TCFD) in line with its commitment to good corporate governance and sustainability practices. “AEV, being the first Philippine company to express support for the TCFD, is committed to strengthening its sustainability track and enhancing its Environmental, Social, and Governance (ESG) integration practices,” AEV Chief Financial Officer Manuel Lozano said. To date, AEV is the only Philippine company

that is registered as a supporter on the TCFD website and joins over 930 TCFD international supporter organizations as of December 2019, whose total market capitalizations top USD11 trillion globally. “As part of the Aboitiz Group's brand promise of advancing business and communities, our longterm strategies include a defined governance structure on addressing climate-related risks and improving our disclosures to provide clear and reliable information to our stakeholders,” Lozano added. The TCFD develops voluntary and consistent climate-related financial ABOITIZ/PAGE 11

UTOMOTIVE sales registered negative growth in the first month of the year amid the Taal Volcano eruption. The Chamber of Automotive Manufacturers of the Philippines Inc. (CAMPI) reported Tuesday that January 2020 sales declined by 11.8 percent to 23,723 units from 26,888 units a year ago. In a statement Wednesday, CAMPI President Rommel Gutierrez attributed the slump in sales to the effect of the Taal Volcano eruption to vehicle assemblers which are mostly located in Region 4-A. “Majority of plants and some dealerships located in South Luzon were badly hit by ashfall, also affecting operations in some areas of Metro Manila. Some companies were also forced to temporarily suspend

its operation for safety reason,” Gutierrez said. Sales of passenger cars, which accounted for 32 percent of last month’s sales, dropped by 22.9 percent to 6,543 units from 8,487 units in January 2019. Commercial vehicle sales also decreased to 17,180 units in January 2020, down by 6.6 percent from 18,401 units in the previous year. This segment comprised 68 percent of the total sales last month. Under this segment, Asian utility vehicles recorded a positive growth of 2.9 percent with sales of 2,479 units last January from 2,410 units sold in the same month of the previous year. Light commercial vehicles sold a total of 13,988 units, a decrement of 7 percent from the sales a year ago reaching 15,037 units.

In truck sub-segments, light trucks’ sales fell 28.7 percent to 365 units. Sales of trucks and buses category IV also dropped by 29.8 percent to 233 units, while the category V went up by 4.5 percent to 115 units. Gutierrez said CAMPI maintains its forecast that 2020 is “brimming with optimism” for the industry, with recovery being underway in the coming months. “We will continue to work double-time to catch-up on last month’s losses. We assure our customers the highest level of quality in our products and services because safety and consumer satisfaction are our priorities,” he added. Market leaders in January were Toyota with 42 percent market share, followed by Mitsubishi, Nissan, Honda, and Ford. (PNA)

GCash, 7-Eleven partner for barcode-based retail system GCASH, the leading mobile wallet in the Philippines, and 7-Eleven, one of the largest convenience store chains in the country, have announced a strategic partnership that will allow GCash account holders to pay for their purchases in 7-Eleven stores via the

revolutionary Scan-to-Pay (STP) via Barcode feature in the GCash app. With the growing demand for frictionless transactions, GCash and 7-Eleven are providing greater convenience and security to their customers by introducing the new payment option

for physical purchases in 7-Eleven stores across the country. “This partnership is anchored on the shared goal of enabling more Filipinos to participate in the digital financial landscape. By allowing 7-Eleven stores to accept GCash STP via Barcode

payments, we are bringing the vision of building a cashless Philippines,” GCash President Anthony Thomas said. To use GCash’s STP via Barcode, 7-Eleven customers only need to generate their unique barcodes through the GCash app and allow

the cashier to scan their barcodes to complete the transaction. These two easy steps streamlines the alreadyfrictionless QR code system. With STP via Barcode, merchants do not need to have a QR key code, which the customer scans to

transact. Merchants also need not to have their own mobile devices to verify the payments, as STP via Barcode is already integrated in the merchant’s point-of-sales. "After scanning barcodes to redeem promotions and reload PARTNER/PAGE 11

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Money mentality (Part 1) Think a minute . . . Not long ago a woman was on trial for the murder of her husband. She told police that she shot and killed her husband after they argued about money. Hopefully it never reaches such a tragic end as this. But money is one of the biggest battlegrounds in marriage. Different thinking, values, and habits with money between a husband and wife can separate, even destroy, their relationship and f am i ly. To d ay and tomorrow we will discuss how to better manage our money and different money mentalities, so we can enjoy true peace and prosperity in our marriage. First, we need to understand that our arguments about money are often not really about money, but about our other problems which are deeper. For example, if the husband or w i fe s p e n d s m on e y impulsively, it shows that they will tend to impulsively get what they want in other areas also. They will selfishly do what they feel like doing, instead of making decisions together with their wife or

THINK A MINUTE

JHAN TIAFAU HURST husband for the good of their marriage and children. Our money and possessions mean more than just those things we buy. For example, a car is just a way to take ourselves from one place to another; but many people buy a more expensive car to try to show how successful they are, even if they cannot afford it. So their spouse and children end up not having other more important things they need in life. Remember, “A fool can make money, but it takes a wise man to spend it.” Sadly, “Some people are in debt because they keep spending what they want their friends to think they MONEY/PAGE 11

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MONDAY|FEBRUARY 24, 2020

Feasting on 'pastillas' shamelessly

MONEY making in the country’s premier airport is overflowing, and the recent ‘pastillas’ scheme allowing Chinese workers of Phi lippine Of fshore Gaming Operators (POGO) to enter for a fee indicates that corruption remains a nightmare for President Duterte. The President says he will not allow even a whiff of corruption to prosper in the remaining years of his administation yet workers in government continue to defy him frontally — and unabatedly. That said, corruption

is still widespread in the bureaucracy, even as he reiterates to punish people in government who participate in corrupt practices. To put more teeth to his anti-corruption campaign, the President urges business p eople w ho exp erience corruption in government to confront these vultures by slapping them a dozen times in full view of the public. Seemingly exhausted, he encourages people to Inform him right away when they encounter corruption during transactions with government offices. Government agencies

must give businesses a "shopping" list of requirements, which should include how long the processing would take, as well as what time an investor could expect them completed. Indeed, ending corruption in government remains a nightmare for President Duterte. Since assuming the presidency, he has fired government officials and employees for their alleged involvement in corrupt transactions. The latest to defy his call were immigration officials

UNRUFFLED

RUFFY MAGBANUA feasting on ‘pastillas’ offered by Chinese workers in exchange of free passage — seamlessly and shamelessly. (ruffy44_ph2000@yahoo. com)

BPI steps up bayanihan for Taal In the aftermath of Taal’s eruption last month, Bank of the Philippine Islands (BPI) immediately responded by distributing relief goods to roughly 3,000 individuals (500 families). But even as displaced Taal families have started to return home, BPI does not intend to let up on its Bayanihan efforts. “Beyond emergency relief operations, BPI wants to help build something lasting, something that will greatly impact the communities affected by the calamity for the long term,” BPI President/ CEO Cesar P. Consing said. Through its social development arm, the BPI Foundation, BPI intends to help build a multi-purpose disaster preparedness and recover y facility. It will serve will serve as shelter, livelihood center, and venue for disaster preparedness and recovery activities for those greatly affected by the eruption of Taal Volcano. And in true Bayanihan spirit, BPI intends to engage not just BPI employees, but the communities and its clients

as well. BPI recently partnered with the Philippine Disaster R e s i l i e n c e Fo u n d at i o n (PDRF) to help identify the ideal location for the facility and build it. BPI, represented by Consing, COO Ramon Jocson and BPI Corporate Affairs Head/ BPI Foundation Executive Director Owen Cammayo, recently turned over an initial donation of P 2.7 million to PDRF, represented by President Rene “Butch” Meily, Executive Director Veronica Gabaldon and OIC Operations Director Carl Vincent Caro. The initial funds were contributed by BPI employees and matched by the BPI Foundation. Earlier, the Ayala Group, principal stockholders of BPI, donated P2 million through the Philippine National Red Cross. To raise the additional funds to build the disaster preparedness and recovery facility, (target: P5 million), BPI started a one month fund drive (February 14

u nt i l March 1 3 , 2 0 2 0 ) dubbed #TaaLove: Sa Puso Magmumula ang Kanilang Pagbangon. “We want to make it more convenient for people to donate and help build something lasting,” said Cammayo, BPI Head of C or p or at e A f f ai r s an d BPI foundation Executive Director. Those who want to help may visit any BPI branch and give their donations by purchasing handcrafted hearts made by BPI branch employees. Each heart color will have a corresponding price—P50 for blue, P100 for green, P200 for violet, P300 for red, and P500 for gold—and will be installed as decorations in the branch. Inte re ste d d onors w ho cannot make a branch visit may send their donations via BPI online or BPI Mobile app. Earlier, BPI took steps to help ease the burden of evacuees from the Taal Volcano eruption, offering payment holidays to its clients in severely affected

SPEAKING OUT

IGNACIO BUNYE areas. BPI offered to provide deferred payment programs to clients of BPI, BPI Family Savings Bank, and BPI Direct BanKO as part of its disaster response efforts. BPI President Consing said that deferred payment programs will apply to BPI’s credit card, personal loan, housing loan, auto loan, business loan and micro business loan clients in the severely affected areas. Under the program, clients are allowed to pay their amount due 30 days from the current due date without penalties. Note: Feel free to share the foregoing via Facebook, Twitter and/or Linked-In.

Before, behind, between, above, below love Our whole life consists of innumerable fabulous and non-existing parts. We all carry myths into our life and bring our share of unrealistic expectations taught and shaped by education, media, church, and culture and our friends or parents. And? We all experienced it in different situations: suddenly these dreams give way to unhappy nights and terrible realistic mornings. Marriage life, i.e., loses it glow and ardor. Which sets in? Sure: foil, frustration, disillusionment, misanthropy, and many times cynicism become main parts of life. Spouses start thinking they may have made a big mistake and married the wrong partner. Some become fidgety and uncertain and - look for another, maybe "ver y special one", who might fulfill their faded hopes and uncertain dreams. Others rather than risk the temptation to look outside of he relationship for "fulfillment" , moving forward gradually deaden their hearts and deny the

desire of something more. B e ar i ng w it h p at i e n c e becomes the goal of life. The dream of enjoyment fades into a faint glimmer of the past. "Finally I got someone at my side who will meet my needs!". How many times we have these outspoken thoughts in mind? Sorry to say, many Filipinas got these thoughts after having met a foreigner... . This myth comes out of a self-centered preoccupation with a terrible egoistic touch. But listen, didn't we forget, that marriage and every kind of dual partnership should be viewed as a "we-relation' and not as a "me-relation"? This myth explodes with the realization that a health p ar t nership ne e ds t wo understanding people, who are committed to be there for each other. There should NOT be two individuals seeking for self-fulfillment! This and that... . It's not easy to write a weekly column in a daily, while many people and important events pass my

path. The "Common Myths About Marriage" has to be continued, although they are are heavenly belong to my daily life thoughts. Romantic feelings rely on a complicated concoction of chemicals and psychology. But as part of our series on Life’s Big Questions with The Conversation, we ask, can they wear off? Author Parashkev Nachev wrote this on Valentines' Day 2020: I have recently fallen head over heels in love, but my cynical friends keep telling me that love is nothing but a cocktail of pheromones, dopamine and oxytocin, and that these wear off after a couple of years. The thought scares me, it makes the whole thing seem meaningless. Is love really just brain chemistry? Before, behind, between, above, below love! It is no accident that arguably the most erotic line of English poetry is all prepositions. The essence of love, at least of passionately romantic love, is revealed in its very

HAVE MY SAY

KLAUS DORING grammar. We “fall” in love, not “wander” into it. And, as you say, we fall “head over heels”, not dragging our feet – often at “first sight” rather than on careful inspection. We fall in love “madly, blind” to the other's vices, not in rational appraisal of their virtues. Romantic love is overwhelming, irresistible, ballistic. It is in control of us more than we are ever in control of it. In one sense a mystery, it is in another pure simplicity – its course, once engaged, predictable and inevitable, and its cultural LOVE/PAGE 11

Banking&Finance 5 BIR e-payments revenues get boost Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

MONDAY|FEBRUARY 24, 2020

HE Bureau of Internal Revenue (BIR) collections paid through electronic channels are seen to further rise from about 84 percent in 2019 after the bureau tapped another digital financial services firm, PayMaya. In an interview after the launch of the BIR-PayMaya partnership on Friday, BIR Deputy Commissioner for

Information Systems Group Lanee David said PayMaya is their seventh e-payment channel. She said the volume of digital payments is big because large taxpayers are mandated to pay electronically. David noted that small and medium-sized businesses and individual taxpayers would now be more encouraged to pay

Term deposit rates decline as liquidity normalizes RATES of the Bangko Sentral ng Pilipinas’ (BSP) term facilities sustained its decline Wednesday but all tenors were oversubscribed. Data released by the central bank showed that average rate of the seven-day facility slipped to 3.8301 percent from 3.8943 percent during the auction last February 12. This facility was offered for P40 billion and banks submitted tenders amounting to P66.422 billion. This was fully awarded. Bid coverage ratio rose to 1.6606 from last week’s 0.8277 when this tenor was offered for P60 billion, and received tenders amounting to P49.66 billion. Rate of 14-day facility slipped to 3.8759 percent from 3.8772

percent last week. Bid coverage ratio rose to 1.1544 from the previous auction’s 1.0591 after bids reached P57.718 billion, higher than the P50-billion offer. The auction committee made a full award. Average ratio of the 28-day TDF dropped to 3.8984 percent from week-ago’s 3.9054 percent. Tenders totaled to P59.328 billion, higher than the P40-billion offer, which was fully awarded. In a statement, BSP Deputy Governor Francisco Dakila Jr. traced the large tenders in this week’s TDF auction to normalization of domestic liquidity in the financial system after the government’s recent issuance of the threeyear Retail Treasury Bond. (PNA)

electronically, given the number of banks and financial services firms that offer this service for BIR-related collections. The other electronic channels for BIR-related payments are the electronic filing and payment system (EFPS), Land Bank of the Philippines bizlink portal, Development Bank of the Philippines’ pay tax online, Union Bank of the Philippines’

online payment, Globe G-Cash, and PesoNet. PesoNet is a real-time electronic payment system and is one of two automated clearing houses under the Bangko Sentral ng Pilipinas’ National Retail Payment System. The Department of Finance on Thursday said revenues collected by the BIR through electronic channels reached

RCBC exec eyes double-digit income growth this year A RANKING official of Rizal Commercial Banking Corporation (RCBC) remains confident of another double-digit income growth this year despite volatilities, citing that consumer demand remains strong. In a briefing Thursday, RCBC treasury head Horacio Cebrero said among the risks that would affect their performance this year is the impact on domestic growth of the coronavirus disease 2019 (Covid-19). He, however, said authorities have assured the public that the government has the tools to counter the potential impact of the disease on the domestic economy. Cebrero said this is a guarantee the government will “do its best” since no one knows up to now how much the impact of the epidemic on growth.

“Our government has said fiscal spending will be there. And I guess additional fiscal spending will be there to ensure that the growth trajectory they are looking for the whole year will be close to where they targeted it to be,” he said. The government’s growth target for this year ranges between 6.5 to 7.5 percent. Cebrero said they are projecting domestic expansion to be around the 6-percent level. “Hopefully with the (domestic) growth that we’re estimating… we will register a doubledigit (income growth) answering to the call of the government to support them in the infrastructure projects. There will still be a lot of consumer demand because the economy is growing,” he added. Last year, the bank

The advantages of playing volleyball JENNELYN L. QUIMSON MOGCHS

Volleyball is a great sport that can be enjoyed by people of all ages. Aside from the pure enjoyment of the game, volleyball has many benefits. First, playing volleyball is a healthy way to get some exercise. Regular exercise is vital for o n e’s h e a l t h b e c a u s e it c an b e a t re at m e nt and rehabilitation of communicable and noncommunicable disease.

Regular physical activity during early stage until adulthood is associated with numerous physiological and psychosocial benefits and has the potential to improve the quality of life. Furthermore, playing volleyball regularly is one way to increase physical activity level. Second, playing volleyball helps stressed out depression because exercise reduces the level

of st re ss hor mone s i n the body. When one is physically active, the mind is distracted from daily problems. Third, playing volleyball requires working with a team. It develops stronger relationship with ot h e r p e opl e. R e g u l ar social interaction boosts the feelings of happiness. Spending time with friends also makes feel valued and loved. As part of a team it

requires good camaraderie. Playing volleyball gives this advantage. Playing with other people teaches the value of hard work and fairness. Lastly, engaging in this kind of sports increased confidence. It can boost confidence and improve self-esteem. As strength, skills and stamina increase through playing volleyball, self- image will improve as well.

Teaching MAPEH in the digital age By EDITHA DUMAT-OL HALANDUMON, Master Teacher 1 Dona Consuelo Elementary School Division of Ozamiz City

THERE is a huge difference between the traditional and mo d e r n appro a ch in teaching MAPEH. In 2005, technology was not yet part of the Philippine school system. No Internet. But when the curriculum changed, the strategies also followed. We can teach MAPEH now by using educational videos sourced from the Internet. In teaching health

for instance, a teacher can use animated clips to creatively show concepts of hyg iene and b o di ly functions. After all, the Internet is filled with materials that teachers can use for c re at i v e d e l i v e r y. Fo r instance, using YouTube v i d e o s i n mu s i c c l a s s allows students to see the right way an instrument must be held and to hear

PHP1.2 billion in 2019, up by 92 percent compared to the PHP626.35 million in the previous year. David said taxpayers who submitted their income tax returns reached 60 percent of the total as of last year and this is targeted to increase in the coming years since the agency aims to be fully digital by 2030. (PNA)

the sound it produces. So even if the instrument is not available in the school, students can still visualize them. And if the school lacks musical instruments, teachers can download apps to compensate. PE teachers can use apps or videos to come up with fun and dynamic workout programs. You can use Facebook and Instagram

for fun classroom activities like hashtag contests and to give students a common place to upload researchbased posts. Te a c h e r s c a n t h e n plainly ask questions to start a discussion or ask students to inter view a res ource p ers on like a doctor or an athlete, then have them upload the video in YouTube to be presented in class.

registered a 25-percent growth in net income to PHP5.4 billion because of the robust increase of core business. Consumer loans grew

by 18 percent last year, while it was 29 percent for small and medium enterprises (SME) and 44 percent for credit card receivables. (PNA)

Why education matters to the health of a person By MERLITA B. DAVEN Tuod Integrated School Tuod, Manticao, Misamis Oriental

EDUCATION can create opportunities for better health. Poor health can put education at risk. Conditions throughout people’s lives can affect both education and health. Pe o p l e w i t h m o r e education live longer, healthier lives than those with fewer years of schooling. But why does education matter so much to health? In today’s knowledge economy, an applicant with more education is more likely to be employed and land a job that provides health-promoting benefits such as health insurance, paid leave and retirement. Conversely, people with less education are more likely to work high-risk occupations

with few benefits. Being educated now means getting better employment, teaching our kids to be successful and just making a difference in everyday life. Income has a major effect on health and workers with more education tend to earn more money. In 2012, the median wage for college graduates was more than twice that of high school dropouts nad more than one and a half times higher than that of high school graduates. Ad u l t s w i t h m o r e education tend to experience less economic hardship, attain greater job prestige and social rank and enjoy greater access to resources that contribute to better health.

Mortality rate correlates with education By MARJUN R. ABOG Teacher II Baliwagan Senior High School Baliwagan, Balingasag, Misamis Oriental

A new study reveals the number of years a person stays in school is the best predictor of their longevity – more than other factors like race or ethnicity. Each educational step a person obtained leads to 1.37 years of added life expectancy on average, the study suggests. The education connection is a positive finding. It points to clear strategies that may result in measurable impacts on a person’s life span. It’s saving we have a real concrete way to alleviate these health disparities. There are clear changes that we can make as a society to improve educational equity. So to me, it provides some hope.

How long people stay in school seems to matter more for longevity than their race or ethnicity. We are sur pris ed that e du c at i on c omp l e t e l y explained the race-based disparities that we see. The health-education relationship may stem from a multitude of factors. People with higher levels of education also have more opportunities and higher incomes on average. These benefits may translate to less chronic stress, a known health determinant. Years of school may also lead to a better understanding of lifestyle habits that translate into health like smoking, drug use and diet.

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The New Suzuki Vitara C Editor: GILBERT Y. CHAO

Monday|February 24, 2020

OMMIT TED to continue its legac y and stand firm to its promise to provide valuepacked and affordable products to more Filipinos, Suzuki proudly introduces the improved and upgraded New Vitara. This CBU Unit from Magyar Suzuki Corporation (MSC HUNGARY) is available in GL+, 6 speed Automatic Transmission and GLX, 6 speed Automatic Transmission variants. Suzuki has made several improvements and upgrades in both the exterior and interior of the New Vitara. It is now equipped with newly designed grills, lower bumpers and new rear combination lamps, all of which create an expressive exterior. The

new stylish suede front and rear seats, cluster meter and premiumfeel cabin create a comfortable yet stylish

interior vibe. “The New Vitara will surely appeal to car enthusiasts looking for an improved

version of the classic Suzuki vehicle. It is our pleasure to bring another modified Suzuki vehicle to the

Philippines. The New Vitara will certainly deliver an exceptional driving experience to Filipinos – the

Suzuki way,” shared Suzuki Philippines Vice President and Auto Division General Manager Keiichi Suzuki.

As Suzuki marks the global brand’s 100th year and its Philippine subsidiary’s 35th anniversary, the Japanese giant stages a grand celebration with its dealer partners at its biennial Dealer Convention and Awards

Night – a gathering of all its dealers in the country to acknowledge their sales performances and showcase what’s new with the brand. The celebration is anchored to the theme- Suzuki 2020: The Perfect Vision –

Leading transformative Growth Beyond Borders. With the Philippines’ fast growing and everevolving motorcycle industry, Suzuki looks forward to 2020 with a positive vision to be a great year focusing more in working closely

with its dealers in strengthening its retail sales capitalizing in its line-up (both new and old) of 2-wheel vehicles that customers take pride in owning because of functionality, power delivery, economy and riding pleasure. Suzuki

showcased the pride of its numerous milestones in the country through the Modern Filipiniana theme marking Suzuki Philippines in Suzuki’s global map. Suzuki also launches a new product in the country. Born out of

the need of a dualpurpose motorcycle in the Philippines, this new motorcycle is set to conquer the paved and the unpaved roads whether it may be in the city or the countryside, a ride that will give you adventure across borders. Carrying the DNA of Suzuki’s renowned Raider breed, this motorcycle holds the same power, performance and the signature head turning looks of a Raider motorcycle, just this time, built for more. Suzuki also launched its latest “This is How We Ride” to showcase every rider’s pride of owning a Suzuki and being with Team Suzuki. This is because owning a Suzuki is like wearing a badge – to have the best ride one can have and to be in an identified community of riders who ride with pride. It’s a bold statement that is carried by every Suzuki rider wherever they are. The campaign would like to rally how riders give value to their motorcycle – may it be for work, leisure, hobby, passion and advocacy.

Suzuki 2020: The Perfect Vision Leading Transformative Growth Beyond Borders

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Cimatu: Love for environment must begin at home BELIEVING that love for the environment begins at home, Environment Secretary Roy A. Cimatu has urged parents to foster behavior and culture change by teaching their children to respect and care for Mother Earth. “It is high time that parents teach their children about our love for the environment,” Cimatu said in his speech during the first anniversary of the launch of “Battle for Manila Bay” held at Baseco Beach in Tondo, Manila last weekend. One year after the efforts to rehabilitate the pollution-challenged water body started, Cimatu said that changing people’s attitude towards the environment remains the most difficult part in restoring Manila Bay to its former glory. “We need to change the culture of the Filipinos. We need to change our behavior, and this change should start at home,” Cimatu pointed out. During the event, Cimatu took the opportunity to announce some of the

accomplishments of the inter-agency Manila Bay Task Force and the stakeholders during the first year of rehabilitation. He noted that more than a hundred cease and desist orders have been issued following inspection and monitoring of commercial establishments within the Manila Bay region, almost 90,000 volunteers have been mobilized to collect waste along the bay, and almost 25 percent of the water-served population of Metro Manila have been connected to the sewer system. Cimatu said that an additional 171 water monitoring stations in vulnerable areas have been identified and a sewerage treatment plant has been installed along Roxas Boulevard for the outfalls draining into Manila Bay. He also cited the overwhelming support of various sectors with major corporations and other reputable organizations joining in cleanup drives and other activities towards rehabilitating the historic bay. CIMATU/PAGE 11

Environment

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DENR hopes more sanitary landfills will be built before 2022

The Department of Environment and Natural Resources (DENR) is hoping that more engineered sanitary landfills will be built before 2022 to address the growing problem of solid waste managementt in the country. According to DENR Undersecretary for Solid Waste Management and Local Government Units Concerns Benny D. Antiporda, sanitary

landfill is the primary long-term method of solid waste disposal allowed under Republic Act 9003 or the Ecological Solid Waste Management Act of 2000. Antiporda said that under the law, sanitary landfill is required in any LGU as a means of safe disposal of untreated solid waste or resource recovery residuals. However, the DENR official said the number

of sanitary landfills in the country remains small even after 20 years since RA 9003 took effect. “What we need in this country is about 1,700 sanitary landfills for all the municipalities and cities. But, sad to say, we only have 108 as of the moment and this number could even decrease in the future,” Antiporda lamented. “Napupuno po ang ating mga sanitary landfill

and what happens next is some might go back to open dumpsite, which is illegal under RA 9003. We will not allow this to happen,” he added. Antiporda assured that the DENR under the leadership of Secretary Roy A. Cimatu will do everything to ensure the establishment of more sanitary landfills nationwide before the term of President Rodrigo HOPES/PAGE 11

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod, Lanao del Norte NOTICE OF EXTRA – JUDICIAL SALE (EJF No. 225-07-2020) Upon the Extra Judicial Petition for Sale under Act 3135, as amended, filed by the 1st VALLEY BANK, A DEVELOPMENT BANK, Baroy Branch, Baroy, Lanao del Norte against ELIZABETH ROULLO-CATIGBE, of legal age, widow and a resident of 217, Purok 8, Maslog St., Kauswagan, Lanao del Norte, to satisfy the indebtedness which as of September 22, 1998, amounting to ONE HUNDRED THIRTY THOUSAND (P130,000.00) PESOS ONLY excluding penalties, charges, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at Public Auction on 4th day of May, 2020 at 10:00 A.M. or soon thereafter at the Regional Trial Court, Branch 07, Provincial Capitol of Lanao del Norte, Pigcarangan, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit: LIST OF MORTGAGED PROPERTY T.C.T. No. T-17,925 Lot No. A-3, Psd-12-011155 “A parcel of commercial lot situated in Barangay Poblacion, Municipality of Baroy, Province of Lanao del Norte, Island of Mindanao containing an area of ONE THOUSAND THREE HUNDRED EIGHTY (1,380) SQUARE METERS, more and less, including all the improvements found thereon, more particularly described and bounded as follows; Bounded on the SW., along line 1-2 by Lot A-4 of subdivision plan; on the NW along line 2-3 by Lot D (LRC) Psd-106923; on the NE., along line 3-4 by Lot A-14 and on the SE., along line 4-1 by Lot A-14 of subdivision plan.” All sealed bids must be submitted to the undersigned on the above stated time and time. In the event that the Public Auction cannot take place on the said date, it shall be held on June 1, 2020 without further notice.

Tubod, Lanao del Norte, Philippines, this February 21, 2020.

BWM: Feb. 24, Mar. 2 & 9, 2020

ATTY. AISA B. MUSA-BARRAT Clerk of Court VI and Ex-Officio Sheriff By: ROY B. MADRONA Sheriff IV

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Aboitiz... from page 3

risk disclosures for use by companies in providing information to investors, lenders, insurers, and other stakeholders. It considers the physical, liability, and transition risks associated with climate change and what constitutes effective financial disclosures across industries. The work and recommendations of the TC F D h e lp c omp an i e s understand what financial markets want from disclosures in order to measure and respond to climate change risks, and encourage firms to align their disclosures with investors’ needs. Companies that express support for TCFD recommendations “join a cohort of leading companies that take action against climate change and are thoughtful to consider how climate change will impact their businesses,” according to the TCFD. “Increasing transparency makes markets more efficient, and economies more stable and resilient,” Michael Bloomberg, TCFD Chairman, said on the task force’s website. The Aboitiz Group is continuously strengthening it s E S G re p or t ing and communication. Aboitiz published its first sustainability report in 2009, and its first integrated report in 2016. The Aboitiz Integrated Report has been Global Reporting Initiative (GRI)certified for three years in a row, providing assurance to our st a keholders of timely, accurate, reliable and complete information, based on the GRI framework. Since 2017 and up to the present, the Aboitiz Group’s power business unit

AboitizPower is included as a constituent of the Financial Times FTSE4Good Index, an index series designed to measure the performance of companies demonstrating strong ESG practices. (PR)

Partner... from page 3

accounts for over 5 years n ow, i n c lu d i n g t a k i n g payments from our CLiQQ wallet over the last two, we believe we have built the most convenient payment experience in the country, and that the time is right to open up our infrastructure to partners who share our vision. We are pleased to partner first with GCash, whom we have been working with for several years. Many customers already visit us to cash-in their GCash wallets, now they can use those same wallets to pay for their purchases as well as participate in our CLiQQ loyalty program." 7-Eleven President and CEO Jose Victor Paterno said. Supporting BSP cashless vision The partnership between the fintech leader and the convenience store chain pioneer also supports the Bangko Sentral ng Pilipinas’ (BSP) goal of creating a more cashless Philippines starting this year by migrating 20 percent of the total transaction to non-cash means such as digital payments. Already, based on a study conducted by the Better Than Cash Alliance, a United Nations-backed organization, the Philippines is close to reaching this target. According to the study, digital transactions now account for 20 percent of the total value of transactions, while 10-percent in terms of volume in 2018. “As a strong government partner and the leader in mobile digital payments, we

R.A Form 10.1 (LCRO) Republic of the Philippines Local Civil Registrar Province of Misamis Oriental Municipality of Talisayan NOTICE OF PUBLICATION In Compliance with Section 5 of R.A No. 9048, a notice is hereby served to the public that EVILLA TION ARABIS-BENDANILLO has files with this office PETITION FOR CHANGE OF FIRST NAME from ”WENDELINA” to ”EVILLA” in the Certificate of Live Birth of EVILLA TION ARABIS who was born on May 11, 1957 at Talisayan, Misamis Oriental and whose parents are ROQUE B. ARABIS and CUSTODIA TION. Any person adversely affected with said petition may file his written opposition with this office not later than February 29, 2020.

BWM: February 17 & 24, 2020

(SGD) ERMES A. OMONDANG SR. Municipal Civil Registrar

Publication Notice R.A. 10172 NOTICE TO THE PUBLIC Date: February 13, 2020 In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. ____I_____ Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172, Notice is hereby served to CHANGE OF FIRST NAME of child from ”CRESCENCIA” to ”DARLINA” and Correction of SEX from ________________ to _________________________ in the Certificate of Live Birth of DARLINA SILMARO BACOY at Talisayan, Misamis Oriental and whose parents are CLAUDIO A. BACOY and JUANITA A. SILMARO. Any person adversely affected by said petition may file his written opposition with this Office not later than February 29, 2020.

BWM: February 17 & 24, 2020

(SGD) ERMES A. OMONDANG SR. (Signature over printed name of the C/MCR)

at GCash remain relentless in developing more products and services that will fit perfectly into the government’s plans for the country’s financial landscape. Our vision for 2020 is to continue to push for the development the GCash platform to enable more people to participate in the digital financial revolution,” Thomas said. STP via Barcode is now available in more than 2,800 7-Eleven stores in the Philippines. It is also available in majority of Puregold outlets and Starbucks stores nationwide.

Cimatu... from page 8

“This is a clear indication that people believe that the rehabilitation of Manila Bay is necessary and important, and they trust the government, ou r Pre s i d e nt an d h i s administration leading this battle,” Cimatu said. Because of these concerted efforts, Cimatu said the fecal coliform levels in Manila Bay have substantially gone down compared to last year when water quality taken in various outfalls registered billions of coliform count. Despite this, however, Cimatu said there are still a lot of things that need to be done to indicate that the government’s job in Manila Bay rehabilitation is victorious. “We still have a long way to go to declare that we won the battle. But with your relentless support, we will ultimately win our battle for Manila Bay in the coming years,” Cimatu stressed.

Hopes... from page 8

Duterte ends in 2022. “ D a l aw a n g t a o n n a lang p o p ero mayro on pa po kaming pwedeng magawa,” he stressed. “Sa pamunuannamanpo ng aming Kalihim Roy Cimatu, isa lang po ang maipagmamalaki namin: we mean business.” Antiporda issued the

statement during a cleanup drive held at the Las PiñasParañaque Wetlands Park last Friday, which served as the culminating activity for the celebration of January as Zero-Waste Month. T h e e ve nt w a s a l s o attended by Senator Cynthia Villar, Parañaque Rep. Eric Olivarez, Philippine National Poloce Maritime Group Director Police Brigadier General R’WinPagkalinawan, and National Solid Waste Management Commission (NSWMC) Vice Chairman Crispian Lao. Secretary Cimatu had earlier ordered Antiporda, who also chairs the NSWMC, to “review and revise” DENR Administrative Order 200134 or the Implementing Rules and Regulations of RA 9003 to make the establishment and operation of a sanitary landfill easier and less expensive. The DENR chief noted that a lot of LGUs find it difficult to comply with the law as building and maintaining a sanitary landfill can be costly and somewhat complicated. A sanitary landfill is a solid waste management facility that utilizes an engineered method of waste disposal, primarily for municipal solid waste. An “engineered” method of landfilling means that garbage is handled at a disposal facility that is designed, constructed and operated in a manner protective of public health and the environment.

Improving reading By FELICITAS A. SOTELO Teacher I Macanhan Elementary School West I Cagayan de Oro City Schools Division

HOW can you ensure that your students understand classroom coursework? Build reading skills. Teachres love to share their favorite stories and the subject that they are p a s s i o n at e a b o u t b u t helping a child develop the same interest requires foundational reading skills to comprehend and enjoy the curriculum. Ma ny c h i l d re n s e e reading as a chore especially if it’s tied to lesson plans and le ar ni ng comple x i nfor mat i on. Te ache rs an d p are nt s c an h e lp ignite a child’s passion to read by incorporating activities focused on building reading skills to improve comprehension and engagement. Here are some simple

and effective ways to help students build reading skills to better understand classroom curriculum. Annotate and highlight t e x t . Pe r s o n a l i z e t h e content. Practice problem solving skills. Incorporate more senses. Understand common themes. Set reading goals. Read in portions. Let students guide their reading. Teach your students to highlight and underline valuable information as they read. Have students write notes on the pages they are reading to help them stay focused and improve comprehension. Students can also write down questions as they need to receive more explanation on a new concept ro to define a new word.

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Money... from page 4

make.” Today maybe you realize you need to start changing your money mentality and ways of spending. As the old song says: “Change your mentality. Wake up to reality.” In fact, the Bible talks more about money than it does about prayer and faith combined. Jesus taught often about money because He knows that the way we use money shows what kind of heart we have. You cannot change the way you live and use money until you change your heart. Won’t you ask Jesus to forgive you and take charge of your way of living? His way is the only way that you, your spouse, and your children can start enjoying the true prosperity and peace He has planned for you. Just think a minute ...

Love... from page 4

expression more or less uniform across time and space. The impulse to think of it in terms of simple causes precedes science. Consider the arrow of Cupid, the potion of a sorcerer – love seems elemental. Yet love is not easily conquered by science. Let us look at why. Sex pheromones, ch e m i c a l s d e s i g n e d to broadcast repro duc tive availability to others, are often quoted as key instruments of attraction. It is an appealing idea. But while pheromones play an important role in insect communication, there is very little evidence that they even exist in humans. Of course, even if we could identify such a substance, any message – chemical or otherwise – needs a recipient. So where is the letterbox of love in the brain? And how is the identity of the “chosen one” conveyed, given that no single molecule could possibly encode it? When romantic love is examined with imaging of the brain, the areas that “light up” overlap with those supporting reward-seeking and goaloriented behavior. But that parts of our brains are set ablaze by one thing does not tell us much if they are just as excited by a very different, other thing. And the observed patterns of romantic love are not that different from those of maternal bonding, or even from the love of one's favorite football team. So we can only

conclude that neuroscience is yet to explain this "head over heels" emotion in neural terms. Do we simply need more experiments? Yes, is usually the scientist's answer, but this assumes love is simple enough to be captured by a mechanistic description. Each reproductive decision can be neither simple nor uniform, for we cannot be allowed to be guided by any single characteristic, let alone the same one. Universally attractive though tallness might be, if biology allowed us to select on height alone we would all have gigantism by now. And if the decisions have to be complex, so must the neural apparatus that makes them possible. While this explains why romantic attraction must be complex, it doesn't explain why it can feel so instinctual and spontaneous – unlike the deliberative mode we reserve for our most important decisions. Wouldn't a cool, detached rationality be better? To see why it would not, consider what explicit reasoning is there in the first place. Evolving later than our instincts, we need rationality only to detach ourselves from the grounds for a decision so that others can record, understand and apply it independently of us. But there is no need for anyone else to understand the grounds for our love, indeed the last thing we want to do is provide others with a recipe to steal our object of desire. Equally, in ceding control to recorded cultural practice, evolution would place too much "trust" in a capacity – collective rationality – that is, in evolutionary terms, far too young. It is also a mistake to think of instinct as simple, and inferior to careful deliberation. That it is tacit makes it potentially more sophisticated than rational analysis, for it brings into play a wider array of factors than we could ever hold s i mu lt an e ou s l y i n ou r conscious minds. The truth of this stares us in the face: think how much better we are at recognizing a face compared with describing it. Why should the recognition of love be any different? Ultimately, if the neural mechanisms of love were simple, you should be able to induce it with an injection, to extinguish it with a scalpel while leaving everything else intact. The cold, hard logic of

Publication Notice R.A 10172

evolutionary biology makes this impossible. Were love not complicated, we would never have evolved in the first place. That said, love – like all our thoughts, emotions and behaviors – rests on physical processes in the brain, a very complex interplay of them. But to say that love is "just" brain chemistry is like saying Romeo and Juliet is “just” words – it misses the point. Like art, love is more than the sum of its parts. If the honeymoon is over, and the dark clouds if our daily life erase the pink-tinted illusions, must one faces such as: Where is the scratch on the side of my car? Why must we discuss topics like money, sex, in-laws, friends and such things...? +++ Email: doringklaus@gmail. com or follow me in Facebook, Twitter, Linkedin or visit www.germanexpatinthephilippines.blogspot.com or www. klausdoringsclassicalmusic. blogpot.com.

Corona... from page 1

units, or a thousand per player, to operate in Cagayan de Oro City. Guro said Angkas has submitted the documentary requirements to the TWG. Tham, who visited the city, said their bikers are "compliant and they have registered with the LTFRB, so we’re looking forward to joining in the study." She said the operation of Angkas is not a new concept since the “habal-habal” (motorcycles-for-hire) has been existing in some parts of Mindanao for decades. “What we’re doing is not anything dif ferent. What we are trying to do is professionalize the ‘habalhabal’ industry to make things safer, more efficient, (and) provide training and insurance to the bikers and passengers,” she said. In a separate interview, Guro said his office would allow Angkas to operate as soon as they have inspected the motorcycle units to be used to ferry passengers. Meanwhile, Luzminda Lalaine Escobidal, chair p ers on of t he PN Roa Canitoan Transport Cooperative, complained that Angkas' operation would affect the earnings of local public utility vehicle drivers and operators in the city. “We are paying millions for our fleet. How will we be able to pay for our units? We have invested so much,” Escobidal said. She said her group and three public utility transport organizations have petitioned the City Council, manifesting their opposition to Angkas’ operation in the city. (PNA)

closure of markets,” Antig told Reuters in an e-mail. “Chances are, some of the fruit will get rotten on the piers sooner or later.” The initial impact of the shipment woes on banana exports is likely to show up in January trade data to be released next month, he said. “For now, it is very difficult to come up with figures, even rough estimates.” Ta l k s w it h l o g i st i c s providers and efforts to identify other potential markets were among the key steps the ministry plans to help resolve the problem, from page 1 Antig said. — Reuters focusing on poor and conflict-affected from page 1 communities. h a v e c o m p l i e d w i t h MinDA, in a statement, t h e r e q u i r e m e n t s s e t announced that it signed on by t h e D e p ar t m e nt of Tuesday a memorandum of Transportation’s technical agreement with the Central M i n d a n a o Un i v e r s i t y working group (TWG). The TWG recently issued (CMU) in Bukidnon and a guideline allowing bike- iFresh Corp. for the New hailing providers Angkas, Harmonizing Opportunities JoyRide, and MoveIt to for People Empowerment operate in three pilot areas (HOPE) Program. in the country – Cagayan Un d e r N e w H O P E , de Oro, Metro Manila, and MinDA aims to partner with Metro Cebu – as part of the various state universities government’s viability study a n d c o l l e g e s f o r t h e development of training that ends on March 23. Aminoden Guro, Land facilities on agribusiness, Transportation Franchising e n t r e p r e n e u r s h i p, a n d a n d R e g u l at or y B o a rd financial literacy across (LTFRB) 10 (Nor t her n M i n d a n a o , w h i l e t h e Mindanao) director, said private sector will assist the TWG has approved 3,000 in marketing and linking

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Publication Notice R.A 10172 NOTICE TO THE PUBLIC

NOTICE TO THE PUBLIC

Date: February 13, 2020

In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. __I__ Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172, Notice is hereby served to the public that PEPITA CAPITO ODCHIGUE OJEDA has filed with this Office a petition for CHANGE OF FIRST NAME of child from “PEPETO” to “PEPITA” and Correction of SEX from ”MALE” to “FEMALE” in the Certificate of Live Birth of PEPITA CAPITO ODCHIGUE at Talisayan, Misamis Oriental and whose parents are LEOPOLDO ODCHIGUE and VICENTA CAPITO. Any person adversely affected by said petition may file written opposition with this Office not later than February 29, 2020.

In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. __I__ Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172, Notice is hereby served to the public that ROGEMER BAGSINAO CAINOY has filed with this Office a petition for CHANGE OF FIRST NAME of child from ____-_____ to ____-______ and Correction of SEX from ”MALE” to “FEMALE” in the Certificate of Live Birth of ROGEMER BAGSINAO CAINOY at Talisayan, Misamis Oriental and whose parents are Rogelio T. Cainoy and Milagros A. Bagsinao. Any person adversely affected by said petition may file written opposition with this Office not later than February 29, 2020.

BWM: February 17 & 24, 2020

(SGD) ERMES A. OMONDANG SR. (Signature over printed name of the C/MCR)

BWM: February 17 & 24, 2020

(SGD) ERMES A. OMONDANG SR. (Signature over printed name of the C/MCR)

communities to local and international buyers. The target beneficiaries are former rebel combatants, returning overseas Filipino workers, and victims of calamities such as the series of earthquakes last year. “To sustain the peace and development gains of the Duterte administration, w e h av e s t a r t e d t h e s e i nt e r v e nt i on pro g r a m s t o h e lp t r ans for m w ar zones into economic development zones and deliver meaningful socioeconomic inter ventions through access to livelihood o p p o r t u n i t i e s ,” s a i d S e cret ar y Emmanuel F. Piñol, chair of MinDA. The MinDA-CMU-iFresh partnership involves the establishment of a facility for f re e r ange ch i cke n propagation and processing, according to CMU President Jesus Antonio G. Derije. Mr. Derjie said they are also planning to develop the site for agri-tourism with complete biosecurity measures. “We are looking at this facility as a ‘chicken haven’, which will showcase local v ar i e t i e s of ch i cke n i n Mindanao,” he said. Mr. Piñol also said that a business group from Qatar has already expressed interest in buying free range chicken from Mindanao. To complement the New HOPE Program, MiNDA will also be implementing the Livelihood in Villages for Economic Upliftment

(LOVE-U) project wherein those who have completed the trainings will be given capital assistance to start their agribusiness ventures. “ T h i s i s s i mpl e and practical agriculture. We need to give people the opportunity to raise chicken not just for food, but as a way to make a living,” he said. EXTRA-JUDICIAL SETTLEMENT OF ESTATE With DEED OF ABSOLUTE SALE Know All Men By These Present: That the late ELEUTERIO JABINIAO, died last May 22, 2010 was the registered owner of a parcel of Land with transfer Certificate of Title No. T-18141 Tax declaration No. G-190610, containing an area of ELEVEN THOUSAND EIGHT HUNDRED SIXTY THREE (11,863) Sq. m. more or less. Is the subject of extrajudicial settlement of Estate with Deed of Absolute sale made and entered by the heirs SANTIAGO L. JABINIAO, ANACLETO L. JABINIAO, AURELIO L. JABINIAO, FLORO L. JABINIAO, BLASITO L. JABINIAO, MARIA ESPERANZA L. JABINIAO and MARIA CARIDAD JABINIAOEDRALIN herein referred to as heirs of ELEUTERIO JABINIAO. PERLITO CALLORA referred to as VENDEE; That for an in consideration of the sum of FORTY FIVE THOUSAND (Php 45, 000.00) pesos Philippine currency the above-named SANTIAGO L. JABINIAO, one of the heirs, who hereby acknowledge receipt of the full payment thereof, hereby SELLS, TRANSFER and CONVEYS in a manner absolute all his rights, interest and participation over ONE/SEVENTH (1/7) PART the above-described property with an area of approximately ONE THOUSAND SIX HUNDRED NINETY FIVE (1,695) SQ. M.in favor of the Vendee PERLITO CALLORA, per Doc No. 175, Page No. 35, Book No. CXXVIII, Series of 2017 under the notarial Registry of Atty. ABRAHAM S. OLEGARIO JR. BWM: Feb. 17, 24 & March 2, 2020

ALLAN'S LECHON Main: Purok 4 Puerto, Cagayan de Oro City Cell #: 0928-616-4431 / 0905-777-0670 Branch: 31st Nazareth, Cagayan de Oro City Cell #: 0926-594-9540

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LIFESTYLE IN-DEPTH

Monday|February 24, 2020

Jollibee Gaisano introduces new minimalist look

OLLIBEE Trade Marketing Officer Syree de Vera-Galagar invited officers of the CDO Bloggers, The Explorer's Channel and CDODev. com to a Getting-to-Know-You (GTKY) event on Feb. 20, 2020 at the newly renovated Gaisano City Branch.

Check out the new industrial, minimalist look of Jollibee Gaisano City

Ms. de Vera-Galagar who was previously stationed in Davao City, wanted to get to know social media friends in Cagayan de Oro, and at the same time introduce the sleek, new Industrial Minimalist look of the newly renovated store. Following are some photographic highlights of the short, fun event with a promise to get together again soon.

Jollibee Trade Marketing Officer Syree de VeraGalagar (center in white) hosts officers of CDO Bloggers Network, CDODev.com and The Explorer's Channel

All time Pinoy Favorites from the country's most beloved fast-food store.