BusinessWeek Mindanao (February 19-20, 2021)

BusinessWeek M I N DA N A O CREDIBLE

Volume XI, No. 108

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Briefly Rural devt fund THE GOVERNMENT has asked the World Bank for a two-year extension on the validity of a $7-million rural development grant due to the slow i mp le m e n t at i on of an agricultural productivity enhancement project in selected provinces.

According to World Bank documents obtained

by BusinessWorld, the government requested a two-year extension of the Global Environment Facility (GEF) grant to May 31, 2023 from the original ending date of May 31, 2021.

The grant targets projects in six regions, supporting livelihood programs and capacitybuilding at coastal local government units (LGUs) and communities.

Delisted 4Ps GENERAL Santos City – More than 25,000 households from parts of Region 12 (Soccsksargen) have been delisted from the government’s conditional cash transfer program due to eligibility problems.

Cezario Joel Espejo, director of the Department of Social Welfare and Development (DSWD) 12, said Thursday the figure comprises the region’s beneficiaries who were purged from the program’s database in the past five years as a result of their stringent validation process.

The total number of delisted beneficiaries increased by 14,226 in just one year based on the 11,501 reported by the agency as of January 2020.

We strive for Excellence!

Philippine Press Institute Civic Journalism Community Press awardee for the following: 2013 Best in Business and Economic Reporting 2014 Best in Environmental Reporting 2017 Best in Business and Economic Reporting 2018 Best in Business and Economic Reporting

IN-DEPTH

Fri-Sat|February 19-20, 2021

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Mindanao's idle lands eyed as economic zones T Thank you for trusting us!

HE Philippine Economic Zone Authority (PEZA) aims to have more special economic zones in Mindanao by converting idle public lands in the southern part of the country.

In a statement Tuesday, PEZA director general Charito Plaza urged leaders of national government agencies and local government units in Mindanao as well ZONES/PAGE 11

Customs seizes P125M worth of cigarettes from China

By GERRY LEE GORIT, Reporter

CHINA'S CONTRABAND. Agents of the Customs Intelligence and Investigation Service of the Bureau of Customs-10 (BOC-10) led by its chief Oliver Valiente confiscated two container vans full of illegal cigarettes from China estimated to be worth P50 million. The shipment was intercepted by BOC-10 on Feb. 17. Earlier, three container vans containing the same contraband was also seized by the Customs agents. photo by gerry lee gorit

THE Bureau of Customs-10 (BOC-10) has confiscated imported cigarettes estimated to be worth P125 million, according to Oliver Valiente, chief of the Customs Intelligence and Investigation Service (CIIS).

Valiente said they have been monitoring shipments from China leading to the confiscation of at least five container vans containing cigarettes. Each container has SEIZES/PAGE 10

French funded P20-M steel bridge opens in interior Agusan village

By CHRIS V. PANGANIBAN, Contributing Editor

LA PAZ, Agusan del Sur--After 12 years, a P20 million steel bridge in Barangay Panagangan will now be accessible to farmers in neighboring five villages making it easy and convenient for their produce to be transported to the market centers in the province.

Inaugurated on Tuesday

(February 16) ,the bridge funded by the government of France of which steel materials are the same used in the famous Eiffel Tower in Paris is a project by the Department of Agrarian Reform (DAR) under the “Tulay ng Pangulo para sa Kaunlarang Pang Agraryo” BRIDGE/PAGE 11

The P20 million French funded Panagangan Bridge under the President’s Bridge Program will endure for 50 years or more. The steel are the same materials used by the famous Eiffel Tower in Paris. chris v . panganiban

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2

PSA starts crop production survey in Caraga region BUTUAN City – The Philippine Statistics Authority in Caraga Region (PSA-13) said it has started the Crops Production Survey (CrPS) for the first quarter of 2021 in the area.

“The CrPS is one of the regular surveys conducted quarterly. The data collection is done during the last 10 days of the second month of the quarter,” PSA-13 Director Rosalinda C. Apura said in a statement Wednesday.

Slated to run from Feb. 16 to 25 this year, the survey will cover more than 280 crops sub-classified under three commodity groupings: non-food and industrial crops, fruit crops, and vegetables and root crops in the different provinces in the region.

“The CrPS survey aims to generate production estimates on crops other than palay and corn at

the national, regional, and provincial levels disaggregation,” Apura said.

She said the survey would include production, area planted and harvested, while the number of bearing trees, hills, and vines as the unit of analysis.

In terms of data collection method, the hired Statistical Researchers (SRs) and PSA staff are tasked with performing faceto-face paper and pencil interviews (PAPI).

“The Provincial Statistical Offices (PSOs) are encouraged to ensure that the hired SRs and/ or Field Supervisors are practicing proper social distancing from their respective respondents to avoid possible contamination with the coronavirus disease 2019 (Covid-19),” Apura said.

SURVEY/PAGE 11

Local

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Andanar cites role of MisOcc youth in fight vs. Covid-19

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RESIDENTIAL Communications Operations Office (PCOO) Secretary Martin Andanar on Tuesday reminded the Sangguniang Kabataan (SK) officials in Misamis Occidental of their role in helping the government spread the right information in combating the coronavirus disease (Covid-19).

In a dialogue held in Ozamiz City, Andanar urged the young officials in the province to be one with the government in disseminating correct information and counter misinformation with truth, especially with their contemporaries and in their communities.

He also lauded the SK for pushing "fresh ideas and initiatives" that seek to "upgrade old ways of thinking" to help the

nation to grow and evolve.

Andanar also listened to the issues and concerns of the SK and offered his assistance in their respective campaigns in the midst of the pandemic.

“Never in the history of SKs that there has been a challenge such as this pandemic; the more reason I believe that our country will demand and need good leaders,” he said.

Andanar also underscored the participation of what he said is an often overlooked and underestimated demographic, noting that the country's youth population-- specifically the 1524 age group--currently stands at 19.8 million, based on last year’s Labor Force Survey by the Philippine Statistics Authority.

“The national government needs to reach out to the youth, to talk and explain on why they are urged to stay at

home,” Andanar said, adding that the youth has more chance of understanding and listening to one another, especially in relaying important information.

Meanwhile, PCOO promised to provide local governments in Misamis Occidental province a communications toolkit for the information dissemination of Covid-19 vaccines.

Undersecretary Mon Cualoping, Director-General of Philippine Information Agency, told local stakeholders and local chief executives that these toolkits aim to streamline and educate their constituents the importance of getting inoculated with the upcoming vaccines so that the province will contribute to the national government's aim of at least 70 percent targetted population in order to achieve a herd immunity against Covid-19. (PNA)

Integrated food terminal, eco zone to rise in SoCot BALINGASAG, MISAMIS ORIENTAL National Highway Balingasag, Barangay 4, Balingasag, Misamis Oriental Mobile Number/s: 0933-823-3161, 0933-823-3304 Tel. Number: 333-5161 CAGAYAN DE ORO P&J Lim Building, Tiano Kalambagohan St., Barangay 14, Cagayan de Oro City, Misamis Oriental Tel No. (08822) 727-829 / 231-6629 Telefax No. (088) 856-1947 Mobile No. 0933-823-3303 / 0943-708-7065 CAGAYAN DE ORO WAREHOUSE Warehouse 7, Bonbon Road, Kauswagan, Cagayan de Oro City, Misamis Oriental Mobile No. 0917-825-4149 / 0943-708-7065 CARMEN, CAGAYAN DE ORO Vamenta Blvd., fronting CEPALCO, Carmen, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 233-2011 Mobile No. 0933-823-3159 CORRALES, CDO Corrales Ave., Barangay 29, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 231-2055

DIVISORIA, CDO A. Velez St., Barangay 9, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 856-1947 Mobile No. 0917-841-4000 / 0933-823-3164 GINGOOG CITY G/F Wyne Militante Bldg., Lugod St., Barangay 22, Gingoog City, Misamis Oriental Telefax No. (088) 861-0104 Mobile No. 0933-823-3168 LAPASAN, CDO National Highway (FICCO Bldg.), Lapasan, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 231-6739 Mobile No. 0933-823-3160 PUERTO, CDO Purok 6, Puerto, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 859-0574 Mobile No. 0943-708-7537 CAMIGUIN B. Aranas St., Poblacion, Mambajao, Camiguin Telefax No. (088) 387-0491 Mobile No. 0943-708-7539

GENERAL Santos City – Development works are expected to start this year for the proposed Soccsksargen Integrated Food Terminal (IFT) and economic zone in Tupi town, South Cotabato province.

South Cotabato Gov. Reynaldo Tamayo Jr. said Monday the Department of Agriculture (DA) has signified to support the

implementation of the multimillion project, which is aimed to further develop the region’s agriculture sector.

He said DA Secretary William Dar endorsed the project during its formal presentation in a meeting in Koronadal City on Friday night.

The agency allotted an initial funding of P23 million this year for the construction of a modern cold storage and seed storage facility as part of the development of the regional IFT complex, he said.

This is on top of the P351 million funding earmarked by DA for the implementation of various support programs and projects in the province this year.

“The project will provide better opportunities for our farmers and expand the economic activities in the area as well,” Tamayo said in his state-of-theprovince address.

The provincial government started to push in late 2019 for the establishment of the IFT, which is eyed to become the main drop-off point of agriculture products from parts of Region 12 and neighboring areas.

It allotted an initial two hectares in Tupi as the site of a cold storage facility to support the operations of the food terminal.

Tamayo said the IFT complex, which is planned to become an economic zone, will provide sites for locators such as processing, storage, and manufacturing plants.

He said farmers FOOD/PAGE 11

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3

Feature

Davaoeños can shop conveniently from home: Choice Mart is now on foodpanda

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BY JOEL CALAMBA ESCOL

HROUGH the partnership between foodpanda and Davao City’s homegrown shopping center NCCC Supermarket Choice Mart, Davaoeños can now experience having their groceries delivered at the tap of an app.

With 11 Choice Mart branches that offer everyday essentials, fresh produce, and other merchandise, foodpanda is set to satisfy the on-demand shopping needs of Davaoeños with an average delivery time of 30 minutes.

Timely stay-at-home service During the official launch of Choice Mart in the foodpanda platform held last January 27, foodpanda Regional Sales Team Lead for Mindanao, Thomas Justin Pamintuan, highlighted the value of the strategic partnership,

“foodpanda’s partnership with Davao’s largest grocery store chain shows that we, at foodpanda, always strive to bring quality and the best selection of shops or restaurant on-board to satisfy what our customers really want.”

“This partnership is very timely and beneficial especially for super busy moms and individuals who are working from home.

It's very convenient to shop online through foodpanda for your pantry refills. It is also perfect for family bonding at home as you can just order your snacks while you're streaming your favorite shows,” said NCCC Associate Vice President for Marketing Melanie Bacala.

For Alexene Kaye Umpad, foodpanda City Manager for Davao, Panabo, and Tagum, it is all about offering a complete shopping experience. “With 11

From L-R: foodpanda Regional Sales Team Lead for Mindanao Thomas Justin Pamintuan, NCCC Associate Vice President for Marketing Melanie Bacala, and foodpanda City Manager for Davao, Panabo, and Tagum Alexene Kaye Umpad.

Choice Mart branches available on foodpanda shops, Davaoeños have faster access to its wide product assortment as we provide our customers with a new and more convenient venue for grocery shopping. It is also a safer way to shop, with

the contactless delivery option and the utmost care that foodpanda riders put into their safety measures.

Easy on the budget Aside from the fact that shoppers no longer have to spend on gas and parking or on their transportation fees,

ordering at Choice Mart through foodpanda can also mean smart savings for savvy shoppers. As a way to celebrate the partnership with Choice Mart, new foodpanda shops customers can get up to 30% off on their purchases with a minimum order of

P100 by using the code SHOPCHOICEMART until March 31, 2021.

Experience the convenience and safety of online grocery shopping by downloading the foodpanda app for free on iOS or Google Play Store.

4

Opinion

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2020-04015. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-432-0687, 0917-7121424 Website: www.businessweekmindanao.com E-mail : businessweekmindanao@gmail.com

BUSINESSWEEK MINDANAO CORPORATION Publisher DANTE M. SUDARIA President/CEO ALLAN MARIO MEDIANTE Vice President for Corporate Affairs RUFINO T. MAGBANUA Vice President for Business Development VICENTE C. DELA VICTORIA Vice President for Operations JOE FELICILDA Vice President for Administration JOE PALABAO Vice President for Marketing ROSE MARY D. SUDARIA, PhD Vice President for Finance MIKE BAÑOS Vice President for Digital

NELSON CONSTANTINO Editor-in-Chief

GILBERT Y. CHAO

JUN AYENSA

Motoring Editor

Regional Editor - Caraga

MIKE BAÑOS Contributing Editors

ATTY. ANTONIO S. SORIANO

JOE PALABAO

CLIFFORD SANTILLAN

DAVAO MARKETING OFFICE Door 223, Doña Segunda Bldg., CM Recto Ave., Davao City Telephone #: (082) 298-8815 Regional Mktg Manager-JOE PALABAO- 0926-8430152 Circulation-JOHN PAUL AQUINO, 0907-331-5640

Member: Philippine Press Institute Oro Chamber

Fear Think a minute . . . .Little Al was a sweet five-year-old boy and quite the little Englishman with his proper clothes and manners. His father, a successful businessman in London, called him his “little lamb.” Yet for some reason this daddy was setting up little Al for the shock of his life.

One day while Al was playing, his father called him and handed him an envelope.

He told his small son to take the note down the street to the police station and wait for the police chief to read it.

Little Al was proud that his daddy had given him such an important mission.

He ran as fast as his little legs could carry him. When he reached the police station, he confidently handed his daddy’s note to the police captain and said: “I’m to wait for an answer.”

The police captain read the note and said to the boy: “Come with me.” Little Al followed him down a long hallway and through a door until they were standing in front of an open jail cell.

Before Little Al knew what was happening, the policeman

THINK A MINUTE

and future guests. When the COVID-19 crisis is over, people will be eager to travel even more and they will prefer to stay in a hotel that is doing everything to keep their guests safe. Popups, Extra Pages, and Blog posts are some of the features you can use.

5. Be flexible with booking conditions and cancellation rules Restrictive booking conditions can inhibit new reser vations. Keep your cancellation policies as flexible as possible. Restrictive or non-refundable rules will cause reservations to take longer to arrive.

6. Create benefits for guest who book in advance This will help you to predict your hotel occupancy.

NUTS & BOLTS

JEROME DE LA FUENTE

Offering “free nights” or a range of attractive inclusions can help to increase conversion and also the length of stay.

It’s extremely important that you be well prepared when the business does come back. We hope that some tips above will be useful for you.

Stay Safe!

Thousands of IPs to meet President Duterte KIM'S DREAM

Juni Law Office Cruz Taal St., CDO Legal Counsel

MANILA OFFICE: 9th Floor, Unit 918, CityLand Herrera VA Rufino Cor. Valero St., Salcedo Village, Makati City Tel. # : 5555392,Cell No.: 0977-152-8860 LANI VALLIDO-Marketing Manager

period ahead can drastically lower your chances to receive online bookings. This will also be important when giving the guest the option to postpone their reservations instead of canceling.

3. Review and update your website content Ke e p i n m i n d t h at complete and informative descriptions of your rooms, external areas, amenities are essential to help your online direct sales. Make your hotel the best option to book among your competitors.

4. Keep in contact with your past guests and website visitors Inform your website visitors about all the actions you are taking to guarantee the safety of your current

Long march to Davao City

Cell No: 09352379999

CHAINCERLIE SUMALPONG Advertising

Having dis c uss e d wit h seasoned Hotel Marketers across the globe about an action plan to minimize the effects of the COVID-19 crisis and prepare for future scenarios. The situation is changing constantly, here are some my thoughts would want to share with you: 1. Avoid making a huge price drop to entice travelers With the lower demand, that you are probably facing now, drastically lowering prices will not serve as a trigger for new bookings and it can cause a negative impression about your hotel as travelers also identify quality based on price.

2. Make sure to have rates available for the next 2 years Not having rates for a long

ATTY. MARIO T. JUNI

Layout Artist

FRI-SAT|FEBRUARY 19-20, 2021

My thoughts for hotels during COVID-19

2f, ICS Building Tel.No.: 881-0176 Tiano cor. Montalvan sts.

Legal Counsel

Feature Editor

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ORLAN R. RAVANERA T h e C h i e f t ai ns of t h e Indigenous Peoples from the hinterlands of Bukidnon, Misiamis Oriental, Caraga and some provinces of Mindanao have recently held an amazing national zoom meeting with no less than former Secretary of the Department of Agriculture, Sec. Leonardo Montemayor, former Congressman Glicerio “Tatay Boy” Tan and Cooperative Leaders.

In that 3-hour meeting on Feb. 12, 2021, the Chieftains, headed by no than Datu Vic “Migketay” Saway, the head of the Seven Tribes

in Bukidnon together with Sultan Abddul Amoran, the Commander of the North Eastern MILF Mindanao Front who is half Higaonon – h a l f Ma r a n aw, h av e unanimously decided that on March 10, 2021, thousands of Indigenous Peoples from all over Mindanao will have a long march to Davao City to meet no less than President Rodrigo Roa Duterte. The main purpose of the long march to Davao is to express their utmost gratitude to our beloved President for responding positively to the issues of the Indigenous Peoples especially the conduct of investigations on alleged land-grabbing, the killings of some IP leaders and the stoppage of environmental destruction in Mindamora Falls.

Early last year, thousands of Indigenous families in Kibulag, Talakag wrote President Duterte reporting the on-going environmental impairment in Mindamora Falls which for them is a

sacred place. In their letter, the Indigenous Peoples who were already organized into “Igpanuyadug sa Abaga ta Bayug Agriculture Cooperative,” said that “pag nagpatuloy po ang kanilang kasakiman, kami po ay handang magpakamatay at pumatay.” No less than the Environment Consultant of the Climate Change Commission, Mr. Richard Young came to intervene, conducted dialogues with agencies of government, thereby stopping the destruction of Mindamora Falls to stop its conversion into Hydro-Power Plant. What was even more amazing was when Mr, Young assured the Indigenous Peoples that under the Present Dispensation, the “bleeding” of GAIA (Mother E ar th) should now stop as the “healing” process to regain back the lost ecological integrity is the priority. Much to the rejoice of the ecological people, Mr. Young informed them of the on-going partnership

between the Climate Change Commission and the Cooperative Development Authority to counter climate change through massive planting of bamboo in the denuded areas where the IPs will be the primar y stakeholders.

When more than 1,000 IP families were ousted from their Ancestral Land in Butong, Quezon, Bukidnon four years ago and have been living under shattered tents along the highways, there is now an on-going investigation why a corporation has turned the ancestral domain into plantation. An agency of government has a lot of explaining to do. For fighting for their land and water rights, 62 IP leaders have been killed since 2016. This is now the subject of investigations as requested by the Indigenous Peoples.

Thousands of Indigenous People will march to Davao not only to thank the President but to present the IP Roadmap MARCH/PAGE 10

When we commit mistakes

JHAN TIAFAU HURST pushed him inside and shut the big iron-barred door behind him. As the police captain walked away he said sternly to the five-yearold: “This is what we do to naughty boys.”

Then ever ything was silent. No one heard little Al’s frightened cries for hours. Finally, the police chief returned. Without saying a word, he opened the jail cell door and let the boy out.

Little Al ran out of there even faster than his little legs had brought him! He never knew why his father did that to him! What bad thing had he done at age five to deserve such a horrible, terrifying punishment?

FEAR/PAGE 11

WE all commit mistakes. That’s an undeniable fact of life. They can vary from small to big, minor to major, something just mechanical or typographical to something mortally spiritual and immoral. They can simply be accidental or maliciously intentional. This is not to mention that are there those we know and those we are not aware of.

We have to learn how to deal with them, since whether we like it or not, they are an unavoidable part of our life.

While it’s true that our initial and spontaneous reaction to our mistakes is that of disappointment, frustration, sadness and the like, we have to see to it that we get past that stage as soon as possible.

There’s no use staying long there, rotting away in guilt feelings, since it would not be good for us. It would not be healthy for us.

Let’s be quick to look at the positive side of all this negative aspect of our life. We know

that God allows us to commit mistakes because of the misuse of our freedom, our weaknesses and limitations, and, of course, the many temptations we have around. But let’s remember that God is always in control and knows how to derive good from evil. So let’s not worry more than we should.

On our part, we should just strengthen our faith and trust in God, reinforcing our conviction that God is always a father to us. He knows us very well, including our weaknesses, and he understands why we commit mistakes and, thus, gives due allowance for them.

Though he may be angry for a while, it is undeniable that he is eager to forgive us and to give us the appropriate graces to repair and heal what is defective and sick in us. In this, we should have no doubt.

We should be quick to pick up the pieces, begin again and move on.

Let’s always keep in mind those reassuring words of St.

Paul: “Where sin abounded, grace did more abound.” (Rom 5,20) And, “In all things, God works for the good of those who love him, who have been called according to his purpose.”

(Rom 8,28) Indeed our mistakes can occasion many good things in us. They can show us where we are weak at and thus direct our attention to these areas where we should give the appropriate action.

If we are humble enough, these mistakes can also lead us to get closer to God, since they would make us feel more vividly our great need for him.

Yes, our mistakes can nourish our humility, reversing that notorious tendency of ours to be proud and conceited.

Indeed, our mistakes can serve as a strong stimulus for our sanctification.

The important thing to remember is that we consider our mistakes from the point of view of our faith, and never just from our own ideas. This latter

HINTS AND TRACES

ROY CIMAGALA way can only lead us to despair and other worse possibilities.

It would be helpful to realize deeply and always that before God we are always like little children irrespective of the high status we may be enjoying at present. Especially when we commit mistakes, we should feel the need to go to him rather than run away from him, which can only make things worse.

Yes, our mistakes can be and should be a blessing in disguise for us!

Email: roycimagala@gmail. com

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BDO offers QR Code withdrawals from select ATMs

C

LIENTS of BDO Unibank, Inc. can now make cardless, QR Code-based withdrawals from its select automated teller machines (ATMs).

“Withdrawing using QR Codes is now available in the Philippines,” said Tovi Mendoza, BDO Unibank Senior Vice President and Head of ATM Network & Applied Payment Solutions.

“Now, our clients will enjoy faster and more convenient transactions, and most importantly, limit the risk of catching COVID-19 since they will touch the ATM surface a lot less.”

The new service, he added, will benefit those who are encouraged to stay home for their health and safety. “Despite our security controls however, we remind our clients to entrust their Withdrawal QR Codes with others prudently,” Mendoza noted.

How to do QR Code withdrawals To generate a QR Code,

login your BDO Digital Banking App. Click on “More” from the options.

Select “Withdraw” then “Via QR.” Pick the account, input the amount, and save the QR Code.

Each QR Code is unique to each withdrawal transaction. It is valid for only 24 hours upon generation to protect your

account. BDO clarifies though that a Withdrawal QR Code is different from the Account QR Code used to Send Money.

To withdraw, tap “QR Code Transaction” on the ATM screen and allow the machine to scan your QR Code. Pick if you would like a receipt or not, then wait for the machine to

dispense your cash.

Currently, there are over 100 QR-enabled ATMs in Makati City. This year, the bank is looking at installing more of these upgraded machines nationwide. Learn more about the feature, and find a branch near you at bdo. com.ph/withdraw-via-qrcode.

launched an MSME app that allows small businesses to manage their financial operations via an online platform.

UnionBank President and Chief Executive Officer Edwin R. Bautista said their goal is to bring this number up to one million MSMEs. The bank is working to improve its digital credit underwriting and has partnered with Lazada Philippines to offer loans to sellers within the online platform, Mr. Santiago said.

“The advantage of having a tie-up like that

is that you’re able to have access to data regarding sales generated by the seller and therefore you really don’t need to ask to submit documents as long as they authorize the release of information for credit underwriting,” he said.

Amid the crisis, Mr. Santiago said UnionBank’s MSME loans have a default rate of “about 7%.” He said this peaked at 9% but has since trended lower.

MSMEs are seen as a vital part of the economy as they make up for about 99% of businesses across

the country.

The central bank has moved to push lenders to extend credit to the sector amid the pandemic, allowing MSME loans to count as alternative reserve requirements.

Latest data from the Bangko Sentral ng Pilipinas showed MSME loans stood at P464.34 billion out of P8.609-trillion loanable funds as of the third quarter in 2020. This is below the 10% credit quota under Republic Act No. 6977 or the Magna Carta for MSMEs.

UnionBank sets sights on mass market, small firms UNIONBANK of the Philippines Inc. is looking to expand its client base to include more micro-, small-, and medium-sized (MSMEs) enterprises as these firms move to digitize their operations amid the coronavirus pandemic.

“It’s a large market and we think that this segment needs attention at this time,” UnionBank Executive Vice-President and Chief Mass Market and Financial Inclusion Executive Manuel G. Santiago, Jr. said in an online briefing.

The market has about 15 million prospective clients that belong to either the banked, underbanked, and unbanked segments, he said. Mr. Santiago noted that 13 million of this total are composed of selfemployed entrepreneurs exploring ways to digitize their operations.

To date, UnionBank has about 200,000 MSME clients, Mr. Santiago said, which is higher than the 175,000 seen as of last month when the bank

5

Banking&Finance

Regulatory body warns vs. crypto, crowdfunding, franchising scams THE Securities and Exchange Commission (SEC) on Tuesday warned the public against individuals and groups engaged in unauthorized investment-taking activities disguised as cryptocurrency trading and franchising.

In separate advisories issued on Feb. 9, the Commission advised the public to exercise caution when dealing with Jams Mart, Solmax Global Limited and Igniter 100, as well as BitAccelerate.

All three groups have not secured the necessary licenses to offer securities for sale within the Philippines, as required under Republic Act 8799, or the Securities Regulation Code.

The SEC warned all individuals and/ or entities involved in the unauthorized investment-taking activities of the strict penalties provided under the Securities Regulation Code, and other laws, rules and regulations enforced by the Commission.

The Securities Regulation Code, for one, punishes those who act as salesmen, brokers, dealers or agents with a maximum fine of PHP5 million or imprisonment of up to 21 years or both.

Similarly, those who invite or recruit others to join or invest in such ventures or offer investment contracts or securities to the public may incur criminal liability, or otherwise be sanctioned or penalized accordingly, as held by the Supreme Court in the case of SEC vs. Oudine Santos (G.R. No. 195542, 19 March 2014).

Jams Mart, which is headed by a certain Niño Luis A. Jamili, is not registered with the SEC either as a corporation or as a partnership.

The group has been offering investments to the public through its franchise investment program, where investors are promised up to 300 percent or returns within one year.

Under the scheme, an investor may co-own a Jams Mart outlet with an investment of at least P75,000, in exchange for 5 percent of shares.

Every 5-percent share allocation guarantees a monthly 7 percent interest or P5,250, monthly sale shares of P4,750, and a fixed dividend of P4,750, for a total annual return of P225,000.

Availing of the 100 percent franchising

agreement for P1.5 million would entitle an investor to 10 percent monthly interest and a 15-percent share in its monthly earnings, totaling 300 percent returns for an entire year.

Solmax Global, Igniter 100 Solmax Global and Igniter 100, meanwhile, have been enticing the public to invest in its initial coin offering (ICO) through its Filipino Independent Marketing Partners (IMP).

Supposedly based in London, Solmax and Igniter 100 are operated

by Florian Krueger, Serge Meulenbelt, Abdul Rehman Sandhu, Steven Lubka, Thelma Dhlovu, Aarron Bates, and Asim Mirza.

The groups’ ICO supposedly involves their cryptocurrency called “Equity Token” or “i100” valued at 0.38 pounds per token/share as of November 2020, with expectations that the price would drastically increase once listed in the open market this year.

The investment packages range from 25 to 5,000 euros, with a total guaranteed passive income of 1 percent per day for a total of 200 percent for 200 days. The investor could increase their returns to 2 percent per day for 100 days if they could recruit at least three more into the scheme.

The investor has the option to lock in their investment for a year in exchange for a bigger income, depending on the corresponding number of equity tokens or 100 shares derived from their chosen package.

Based on a projected value of 6 to 8 euros per share once the tokens are listed, investing in Solmax and Igniter 100 could allegedly generate returns of 1,500 percent.

Solmax and Igniter 100 also provide other income opportunities for investors, such as ranking bonuses, referral commissions, binary bonuses, matching bonuses, global pool bonuses, as well as car, travel, and gadget incentives, among others.

The SEC warned that Solmax and Igniter 100, despite claiming legitimacy abroad, may be operating a Ponzi scheme, wherein earlystage investors are likely to be paid out from investments of new investors instead of from WARNS/PAGE 11

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CorporateWorld DTI continues to roll out support for MSMEs T

FRI-SAT|FEBRUARY 19-20, 2021

DIRECTORY

HE Department of Trade and Industry (DTI) is continuously rolling out programs that will assist the micro, small and medium enterprises (MSMEs) survive and thrive amid the coronavirus disease 2019 (Covid-19) pandemic.

The latest initiative of the DTI is its partnership with the Bank of the Philippine Islands (BPI) to facilitate workshops and programs for entrepreneurs and provide them access to working capital loans and other financial services.

In a statement Wednesday, the DTI said it signed a memorandum of understanding (MOU) with BPI Business Banking, adding that the latter will support the agency’s programs such as the SME Roving Academy, the Kapatid Mentor ME, and Youth Entrepreneurship Program, as well as regional trade fairs.

“We hope that through this partnership with DTI, we will be able to make it clear to our SME customers that they are not too small to be served by a large bank. We believe they deserve to

have access to the same kind of financial products and services that larger companies already have access to,” BPI Business Banking head Eric Luchangco said.

DTI Undersecretary Blesila Lantayona has underscored a commitment to help MSMEs recover from impacts brought by the global health and economic crisis.

“As both parties commit to work together in teaching MSMEs nationwide to adapt and possibly pivot their businesses to the new normal, we look forward to the actualization of this MOU by looking at the greater visibility of BPI, especially in the programs and projects of DTI regional and provincial offices,” she said.

Online mentoring The DTI’s office in Davao Region will produce more graduates from the Kapatid Mentor ME program, which guides existing and aspiring MSMEs in their entrepreneurial journey.

DTI Region 11 will continue the Kapatid Mentor ME program through online

mentoring.

Despite the pandemic, last year’s online mentoring in Davao Region produced 80 Kapatid Mentor ME graduates.

Since the program started in 2016, it produced a total of 546 graduates across the region.

SSF for returning LSIs Meanwhile, the DTI also provided shared service facilities (SSF) worth PHP6.6 million in Caraga Region to support the national government’s Balik Probinsya Bagong Pag-asa Program.

To provide a source of income for the returning locally stranded individuals (LSIs), the DTI provided SSF on food processing in three local government units (LGUs) in Agusan del Norte; SSF on virgin coconut oil (VCO) processing and organic tablea production in Agusan del Sur; SSF on mobile mariculture platform in Surigao del Norte; and SSF on cacao processing, VCO processing, and mariculture platform in the province of Dinagat Islands As of 2020, the DTI established 169 SSF projects in Caraga. (PNA)

Globe reopens 99% of stores nationwide GLOBE Telecom Inc. (Globe) has reopened 99 percent of its 196 stores across the country to serve customers and handle concerns that need personal interaction.

In a new release on Wednesday, Globe said only one store, located at the TGT headquarters in Bonifacio Global City, is yet to open.

“Globe stores offer assistance for concerns involving postpaid plan renewal, postpaid applications, reactivation of terminated accounts, device pick-up, myBusiness applications,

and prepaid products, among others,” Globe said.

After-sales concerns such as change of ownership, change of SIM, device return or replacement, and reconnection of accounts and unbarring requests, it said, may also be brought to the nearest Globe store.

“Bills payment and GCash cash-in may also be accommodated at any Globe Store,” it said.

To prevent overcrowding and comply with governmentmandated health and

safety protocols, it said some Globe stores will only accommodate customers with appointments.

These customers may book an appointment online and check the list of Globe stores by visiting https://www.globe.com. ph/stay-safe-at-home/ stores.html.

Bernie Llamzon, Globe EVP and head of channel management, said the reopening of stores came after quarantine restrictions were eased.

“We deemed it necessary to reopen as many Globe stores as

possible to serve our customers. We also continue to observe government health protocols to keep everyone in the premises safe from Covid-19,” Llamzon said.

Globe stores were closed in March last year in compliance with government-mandated quarantine restrictions brought by about the Covid-19 pandemic.

Stores were slowly reopened as early as May 2020 as some areas were placed in less restrictive quarantine classifications.

(PR)

5 firms bid for geothermal, hydro power projects: DOE

A PUBLIC SERVICE BY:

THE Department of Energy (DOE) has fetched bids from five firms for the third Open and Competitive Selection Process (OCSP 3) which aims to develop renewable energy (RE) projects in the country.

In a statement Wednesday, the DOE said it opened the bids submitted by five energy players Monday.

The agency offered 22 predetermined areas for development -- five geothermal energy projects and 17 hydropower projects.

Of the five geothermal energy projects, Energy Development Corp. (EDC) submitted its bids for

the 27-megawatt (MW) Daklan Geothermal Project and the 17-MW Puting Lupa Geothermal Project.

The Philippine Geothermal Production Co. (PGPC) also tendered its bid to develop the Daklan plant and the 30MW Mt. Labo Geothermal Project.

MASE Power Corp. is likewise competing with EDC for the Puting Lupa Geothermal Project.

All submitted bids for geothermal power projects were complete.

Two geothermal projects did not get any proposals from the private sector. These are the 9-MW Itogon Geothermal Project and the 4-MW

Maricaban Island Geothermal Project.

On the other hand, only TOTAL Power Inc. (TPI) and Century Peak Energy Corp. (CPEC) tendered their bids for eight out of 17 hydropower projects.

TPI aims to develop the 0.8-MW Amlan C, the 3.2-MW Amlan A, and the 2.1-MW Tabiao hydropower projects.

CPEC submitted bids for the 4.8-MW Hilabangan Upper Cascade, the 3-MW Hilabangan Lower Cascade, the 4.5-MW Maninila Lower Cascade, the 3.1-MW Maninila Upper Cascade, and the 4-MW Sibalom Middle Cascade.

However, the DOE found that their bids were incomplete and gave TPI and CPEC until Thursday to file a motion for reconsideration.

The bids of the prospective investors will undergo a legal, technical, and financial evaluation which should be completed

by March 2, 2021.

The DOE targets to award the contracts on April 14, 2021.

“The DOE has been promoting RE development to both local and foreign investors.

This will accelerate our energy transition towards sustainable development,” DOE Secretary Alfonso Cusi said. (PNA)

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Online Forum recalls Filipino and American Heroism in Normin during WW2

T

HE valor of Filipinos and Americans who fought the Japanese occupation during the Second World War take center stage in an online forum on February 17 to be hosted by the American Corner Cagayan de Oro, as part of the US Embassy Manila’s commemoration of the Philippines liberation during World War II. Dubbed “Remembering the American and Filipino Heroism during World War II in Northern Mindanao”, the forum will feature topics focusing on the heroism of Filipino and American soldiers and guerrillas fighting the Japanese occupation.

The program kicks off at exactly 9 am, February 19, 2021, Friday, via zoom, with “The Presence of American Forces in World War II in Manticao, Misamis Oriental” by Mr. Carl Cesar C. Rebuta, USG Grantee, which will discuss the presence and cooperation of the American and Filipino guerillas in Manticao, Misamis Oriental during the second world war.

Mr. Rebuta is

an environmental and human rights campaigner, Indigenous Peoples Rights facilitator, Disaster Risk Reduction practitioner, and conflict transformation initiator. He has a Diploma on Business and Human Rights, University of New South Wales (UNSW), Sydney , Australia, 2008, a Masters in Development Management (MDM) degree from the Asian Institute of Management (AIM) 2016, and a Certificate from School of Oriental and Asian Studies (SOAS), University of London. He is also the Co-author Barefoot Lawyering in the Philippines, and Climate Change in the eyes of the Children.

This will be followed immediately by “The Iligan Death March: What We Should Know About It” by Prof. Roderico Y. Dumaug, Jr., USG SUSI 2017, program director of the American Corner Cagayan de Oro, and concurrently moderator of the Ateneo Diplomatic Corps (ADC).

He is also a faculty member of

the Department of History, International Studies and Political Science of Xavier University, a graduate of Juris Doctor at MSU College of Law, AB Political Science at MSU-IIT, and an alumni of the Study of the US Institutes at the University of Massachusetts in 2017 through the U.S. State Department.

“My topic will dwell on the availability of primary sources on the existence of the Iligan March which is

the 2nd death march in the Philippines, and what really happened on that fateful July 4, 1942 independence mockery parade made by the Japanese against American and Filipino POWs,” Mr. Dumaug said.

Rounding out the program is “Not too long ago, A Day of Freedom, the Liberation of Cagayan de Misamis,” by Rene Michael D. Baños, former executive director of the Cagayan de Oro World

War II and Veterans Studies Committee, and former commissioner of the City Historical and Cultural Commission.

“Very few people know Cagayan de Misamis was liberated from the Japanese occupation forces by Filipino guerrillas led by American officers, most of who were former officers of the United States Army Forces Far East (USAFFE), with the support of the US Navy and close air

support from the US Marines and US Army Air Force,” Mr. Baños said.

The forum will also be graced by Ms. Pauline Anderson, assistant cultural affairs officer, US Embassy in the Philippines; Mr. Rule P. Redondo, Xavier Ateneo Director of Libraries, and Ms. Estrella C. Cabudoy, 2010 International Leadership Program Alumni. Mr. Kristian Ian Sulmayor of Xavier Ateneo History Department will moderate the forum.

This event is sponsored by the US Embassy Manila, American Spaces Philippines, American Corner Cagayan de Oro, Xavier University, Department of History, International Studies and Political Science of Xavier University, Ateneo Diplomatic Corps, the City Government of Iligan and the Cagayan de Oro Historical and Cultural Commission (Hiscom).

The US Embassy Manila, American Corner, and American Spaces of the US State Department will also be viewing the forum.

(American Corner Cagayan de Oro)

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SMC cleanup of Tullahan river moves further upstream, extends to 11.5 kms S AN Miguel Corporation (SMC) is extending the total reach of its P1-billion Tullahan-Tinajeros river system cleanup to 11.5 kms, close to halfway of the entire 27-km. stretch,

to further complement ongoing flood mitigation measures in the cities of Navotas, Malabon, and Valenzuela, before the start of the rainy season.

SMC president and chief operating officer

Taliptip heavy equipment operators in Tullahan.

Ramon S. Ang said the Department of Public Works and Highways (DPWH) has approved the company’s dredging plans for Sectors 4 and 5 of the river system, covering the length of the river

photo supplied

from Tinajeros Bridge to Potrero in Malabon and Valenzuela cities.

The section represents an additional 6.3 kilometers of dredging area, in addition to the initial 5.25-km Sectors 1 to 3 from the Manila Bay in Navotas, to the Tinajeros Bridge in Malabon, which SMC had been working on.

“We are making all the necessary preparations now to move into the next phase of our river cleanup and flood management initiative. We’re investing in new equipment, and hiring more people. We are fully committed to our advocacy of cleaning up major rivers and helping our cities with flood mitigation,” said SMC president and chief operating officer Ramon S. Ang.

“We thank the DPWH for approving our plans for this new stretch, which will benefit Valenzuela and upstream portion of Malabon. As soon as we acquire the special equipment, we will start work on these sections by early April, while simultaneously maintaining our dredging operations from Manila Bay in Navotas to Tinajeros Bridge, or sectors one to three,” Ang added.

ng said that aside from cleaning and increasing the depth of the river to accommodate more rainwater, especially during the typhoon season, the DPWH has required the widening of portions of the river.

SMC will be working closely with the local government units and

MMDA Flood Control group to implement the project.

“Many parts of the river have become shallow, with the depth down to one to two meters. We were able to increase the depth of the river and this complemented the pumping stations at Navotas and Malabon.

When heavy typhoons hit the country towards end of last year, more flood waters flowed into the river. But no heavy flooding was reported in these flood-prone areas,” he said.

For the five sectors, SMC is looking to dredge a total of 1.5 million cubic meters of silty sand and solid waste.

Despite the Luzonwide lockdowns due to the Covid-19 pandemic, CLEANUP/PAGE 11

Republic of the Philippines DEPARTMENT OF LABOR AND EMPLOYMENT Regional Office No. 10

5F and 6F Trinidad Building, Corner Capistrano-Yacapin Streets, Cagayan de Oro City

NOTICE OF FILING OF APPLICATION FOR ALIEN EMPLOYMENT PERMIT If you have any information / objection to mentioned applications, Please communicate with the Regional Director.

February 18, 2021 SGD. ALBERT E. GUTIB OIC - Regional Director

If interested, contact:

BWM: February 19, 2021

DANICA SUDARIA

dannycarosesudaria0512@gmail.com 0936-046-2356

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Andanar leads COVID-19 vaccine campaign in Ozamiz OZAMIZ CITY, Misamis Occidental — Targeting more demand for coronavirus disease (COVID)-19 vaccines, Presidential Communications Operations Office Sec. Matin Andanar visited Ozamiz City to beef up campaign on the government's efforts to protect every Filipino against the current health crisis.

Andanar personally led the information campaign 'Pagdu-aw sa Ozamiz’ at the RBC Hall, Bethany Garden

that brought together national and local government officials about the COVID-19 vaccine and help provide direction for communities.

Andanar shared how resilient Filipinos are and that he assures the government is proactive amid the pandemic.

"Dakong hagit kanato sa tuig 2020, apan luyo niining tanan nagpabilin kita nga resilient isip usa ka komunidad. Sa liderato ni President Rodrigo Roa Duterte

proactive kita sa pagpaningkamot nga mapahatod sa katawhan ang mga responses ug programa sa kagamhanan. Sa atong pag-atubang sa tuig 2021, gilauman na magsugod na ang gobyerno sa pag-implementar sa national COVID vaccination road map program," Andanar said.

(The year 2020 has been a great challenge for us as a nation.

With the leadership of President Rodrigo Roa Duterte, we

Teachers Delimma in Embracing the New Normal Mode of Teaching

By ARCIE MAE A. ENGAÑO Master Teacher I ILIGAN CITY NATIONAL HIGH SCHOOL

Parents, local health experts, elected officials and a myriad of people across social media all deputized by default. Each weighing in on decisions that should have been made on a national scale by medical professionals, epidemiologists, doctors and the CDC. And while the result of these efforts may be a plan drafted with sincerity, it also can find itself swayed by local influence, moved by tears of frustration and nudged along by an ill-timed desire to return to normal.

Despite this, I cling to the belief that the vast majority of these opinions and the local policy decisions that follow are shared with the best of intentions. From masking policies, to social distancing guidelines, and the ongoing debate about vaccines, we each believe we are doing what is right for ourselves and those we love. Nowhere is this more apparent than with the issue.

In school board meetings or online forums we lobby and advocate for what we feel children need to make it through both

academically and emotionally. Once unmuted some present the challenges their kids face in a virtual instruction model, while others talk of the fears and risks that come with attending school face to face. Some share data of schools that have reopened with no cases or casualties, while others share the names of teachers and staff across the country who have died after returning to in person learning.

The decision to reopen, however, is complicated by the reality that those making these tough choices are in an untenable and unwinnable position. No amount of training, experience, or good intention can give a local body of elected officials, or appointed medical professionals the bandwidth or ability to solve the conundrum put before them. But this is where we are. We do the best we can, give support to one another and ideally have patience, knowing that in the face of a global pandemic it will never be enough.

To further increase public awareness on the government’s vaccination program and its roll-out efforts, the Presidential Communications Operations Office (PCOO) together with the Philippine Information Agency (PIA) Region 10 holds the “Pagdu-aw sa Ozamiz'' with the different stakeholders, following strict health protocols at Naomi's Botanical Garden, February 16. (VPSB/PIA Misamis Occidental)

are proactive in bringing to the people the responses and programs of the government. As we move forward this 2021, the government is set to roll out the national COVID vaccination road map program) The secretary also urged everyone to be vaccinated to continue to prevent the spread of COVID-19.

The event, likewise, expressed support to local government units’ (LGUs) initiatives, and at the same time, advocate other government campaigns and programs such as the Department of Health’s (DOH) "BIDA Solusyon Campaign," the Department of Social Welfare and Development’s (DSWD) "Listahanan” and Department Agriculture (DA) “Plant Plant

Why Passion and Teaching Should Mix ERLYN B. YAP Teacher III Alubijid National Comprehensive High School

Teaching is considered the noblest profession in the whole world. Without teachers, there will be no success in life. Teachers are the ones who build the future of the students. They are the ones who give more time to provide the things that are needed by our students especially inside the classroom. Even if the classroom is crowded, the teacher has the power to find ways to maintain order in the room. They find means to ensure that learners learn in a conducive environment.

Passion is defined as a powerful emotion. These emotions can include love, joy, and anger. Passion can also drive people to do the best things in life or it can drive people to do the most terrible things possible in life. A teacher must be passionate of the profession chosen. Maintaining the drive is to teach cannot be achieved without it.

Being a teacher is enjoyable. We laugh, cry, and work harder just to show our students that we are capable enough to our work. There are days when we feel exhausted but we try our best to show to our students that we are still fine. We don’t want to be unhappy in

front of them so we always smile even though we have problems at home. Our minds are packed with memories of our students because we face them everyday inside the classroom. We even let them borrow whatever we have. All of these reflect the teacher’s commitment. How could teachers survive this? The answer is passion.

We love our students. We want to be part of their achievements. We always help them to be a good individual and develop good interpersonal relationships.

We help them build self-confidence and inspire them always. All these we do because of our passion.

Teaching is not just some job or profession anyone picks. It is a passion.

It takes a certain desire and drive to get up everyday and inspire young people.

It isn’t easy to challenge 20-30 students per section in a way that fits them. It isn’t easy to teach a child after knowing that they have way too much going on at home to have focus in school. Again, passion is there!

Every great dream begins with a dreamer. Teachers help build the dreams. Teachers have the strength,

the patience and the passion to help learners reach their goal. As educators, we must show them the best thing that we have in order to develop the learners’ full potential and right values to make them better individuals. After all, teaching develops learners who build the future of the world. All these can be made possible with passion in the way.

As a whole, passion and teaching are like coffee with cream or bread and butter. It makes teaching more meaningful, more purposeful and more inspiring. It makes the profession not a torturous job or task but a purpose-driven mission. It allows us to find joy in every lesson plan made, instructional materials prepared and lectures presented. Every day is a new opportunity to touch lives and make a difference.

Without passion, teaching is a burden and a simple work. If you feel that way know, put passion in your work and make it worth living! Mix teaching with passion and you will never work a day in your life! Why? It is not work to you anymore. It becomes your purpose!

Plant”program.

For his part, Philippine Information Agency (PIA) Director General Ramon Cualoping III explained the role of the agency to inform the people, to make people aware of what’s happening, and to help increase the acceptance level of vaccines to the public.

“We are here to reinforce the directive of our President Duterte that we will administer safe, effective, and free vaccines for all Filipinos," Cualoping said.

The director general added that it's the government's goal to achieve "herd immunity" where a sufficient number of people in the community

is immune to an infectious disease such as COVID-19.

He also cited the valuable role of mass vaccination as such targets to protect others who have not been vaccinated, including those with very weak immune systems.

“Our goal is to have a healthy Pilipinas. We want to save lives; we want to revive hopes through uniting everyone in that way we will be able to rise as one.

Also, we want to shape the future and trust of the people,” he said.

With the current negotiations, the government targets to receive at least 148 million doses of COVID-19 vaccines.

(SMRN/PIA Misamis Occidental)

Baking

By ELLEN B. CINCO Senior High School Teacher II Iligan City National High School

BAKING is a method of preparing food that uses dry heat, typically in an oven, but can also be done in hot ashes, or on hot stones. The most common baked item is bread but many other types of foods are baked. Heat is gradually transferred "from the surface of cakes, cookies, and breads to their center.

As heat travels through, it transforms batters and doughs into baked goods and more with a firm dry crust and a softer center".

Baking can be combined with grilling to produce a hybrid barbecue variant by using both methods simultaneously, or one after the other. Baking is related to barbecuing because the concept of the masonry oven is similar to that of a smoke pit.

Because of historical social and familial roles, baking has traditionally been performed at home by women for dayto-day meals and by men in bakeries and restaurants for lo cal consumption.

Wh e n pro du c t i on w a s industrialized, baking was automated by machines

in large fac tor ies. The art of baking remains a fundamental skill and is important for nutrition, as baked goods, especially breads, are a common and important food, both from an economic and cultural point of view. A person who prepares baked goods as a profession is called a baker. On a related note, a pastry chef is someone who is trained in the art of making pastries, desserts, bread and other baked goods.

All types of food can be baked, but some require special care and protection from direct heat. Various techniques have been developed to provide this protection.

In addition to bread, baking is used to prepare cakes, pastries, pies, tarts, quiches, cookies, scones, crackers, pretzels, and more.

These popular items are known collectively as "baked goods," and are often sold at a bakery, which is a store that carries only baked goods, or at markets, grocery stores, farmers markets or through other venues.

10

March... from page 4

on how their cooperatives can participate in regaining back ecological integrity and in achieving food security.

They will present to the President the truism that unless the obstacles on rural development are erased now, the urban centers will remain congested. What are these obstacles? First is the loss of ecological integrity. The Indigenous Peoples (IPs) had been living sustainably in the forest ecosystems for thousands of years. Now that we have lost the 17 million hectares of dipterocarp forests (the richest on earth per unit area), poverty in the rural areas did loom. Where are now the 15 million IPs? They are now the poorest of the poor. Even their water rights have been taken away from them as narrated by the tribal groups in Mindanao.

After breaking the obstacles. We must now ge ne r ate opp or tu n it i e s through cooperativism. But how? We must regain back the lost ecological Integrity . SUSTAINABILITY is one of the foremost DNA of the cooperatives, there are so many amazing stories on how the cooperatives are now b e coming t he countervailing force against ecological destruction and against climate change.

The cooperatives of the Indigenous People are now in the frontline of protecting the environment against AFFIDAVIT OF ADJUDICATION OF SOLE HEIR WITH SPECIAL POWER OF ATTORNEY K N O W A LL MEN BY T HESE PRESENTS:

That the late SALVADOR UY, SR., who died intestate in Guihulngan, City, on April 17, 2017 that during the lifetime of my late parents, they were the lawful and absolute owner of property with Transfer Certificate of Title No. T-30433 situated in the District of Carmen, City of Cagayan de Oro, Island of Mindanao, containing an area of TWO HUNDRED (200) square meters, more or less, and has been the subject of an AFFIDAVIT OF ADJUDICATION OF SOLE HEIR WITH SPECIAL POWER OF ATTORNEY, filed by the heirs of SALVADOR UY, SR., in favor of CYNTHIA C. UNDA, per DOC #128; PAGE #25; BOOK #92; Series of 2021 under the Notarial Registry of ATTY. QUINTILIANITO S. BABARIN, JR. BWM: Feb. 5, 12 & 19, 2021

EXTRA-JUDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND KN O W A LL MEN BY THESE PRESENTS: That the late ANACLETO ASENTISTA, who died on June 23, 1975 and FELIZA YAÑEZ, who died on October 12, 2006 both died at Baungon, Bukidnon, that the said deceased at the time of their death left a parcel of land with TCT No. T-25242 situated at Liburan, Baungon, Bukidnon, Island of Mindanao, containing an area of FIFTEEN THOUSAND (15,000) SQUARE METERS, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND, filed by the heirs of ANACLETO ASENTISTA and FELIZA YAÑEZ, in favor of NELSON ASENTISTA SABINAY AND FLORIFE BRAZIL SABINAY, per DOC #419; PAGE #83; BOOK #XVIII; Series of 2020 under the Notarial Registry of ATTY. EMELITO J. MARQUIÑO BWM: Feb. 5, 12 & 19, 2021

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illegal logging and mining and doing sea-borne patrol to protect the integrity of the bays. In fact, no less than the Higaonon Chieftain, Mr. Fausto Orasan known as Datu Orasan was brutally killed in 2014 for leading against illegal mining and logging in pursuance of the Writ of Kalikasan. Since 1991, the IPs have been barricading logging trucks under Task Force Macajalar.

T h e I Ps w e r e n o t just involved in stopping t h e “ b l e e d i n g” o f t h e environment. The y are also dong the “healing.”

Meet the Talaandig tribe of the Milallitra in Talakag, Bukidnon. MILALLITRA’s Ancestral Domain (AD) claim embraces a territory of 13,822 hecatares. They have been frontlining the multi-stakeholder initiatives called the PAYMENT FOR ECOLOGICAL SERVICES as they come together to pool resources to rehabilitate the 1,860 hectares of denuded Mt. Kalatungan R ange.

Headed by Datu Rio Besto, the Indigenous People in cooperation with cooperatives downstream are massively reforesting these denuded areas which had caused in 2011 the deaths of some 3,000 poor people due to Typhoon Sendong. Indeed, it is so amazing for the medium and large cooperatives to support the environmental initiatives of the IPs – from healing the blighted land back to life to advancing sustainable agriculture.The cooperatives of the IPs are now being assisted by large cooperatives to build Training Centers in the hinterlands of Mindanao. The IPs will be taught on how to make their thousands of hectares of land (Ancestral Domain) that stand idle into productive lands. After making their idle lands productive, they will not just sell raw but must be capacitated to go into value chain.

The Balik Probinsya is a great idea whose time has come to countervail against poverty in the rural areas that is now being trail-blazed by no less than the Present Dispensation.

Indeed, for those who have dreamt, struggled, advocated, sacrificed and even died for it, social change has been so elusive all these years despite 14 years of martial EXTRA JUDICIAL PARTITION WITH DEED OF ABSOLUTE SALE KN OW AL L M EN BY TH ESE PRESENTS: That the late JHONNY V. EMMANUEL, who died on October 19, 2019 and intestate which has residence at the time of his demise, leaving certain parcel of land with Transfer Certificate of Title No. 137-2020002448 situated in Iponan, Cagayan de Oro City, Island of Mindanao, containing an area of ONE HUNDRED EIGHTY-EIGHT (188) SQUARE METERS, MORE OR LESS, and has been the subject of an EXTRA JUDICIAL PARTITION WITH DEED OF ABSOLUTE SALE, filed by the heirs of JHONNY V. EMMANUEL, in favor of NILO C. ANTATICO and RUTH D. ANTATICO, per DOC #328; PAGE #66; BOOK #VII; Series of 2020 under the Notarial Registry of ATTY. MANNYLYN J. PUYALES. BWM: Feb. 5, 12 & 19, 2021

law and two people-powered revolutions. The structures and ingredients perpetuating poverty were then as formidable as ever. But not anymore under the present dispensation. Under His Excellency, Mayor Rodrigo Roa Duterte change has come!

From the perspective of CDA, the 12 million cooperative members and the 15 million Indigenous Peoplds have come together to promote Balik Probinsya by BREAKING THE OBSTACLES NOW, GENERATING GREATER OPPORTUNITIES (BONG GO).

In touching base with the President, the IP leaders will present the Project on Bamboo Massive Planting in Mindanao to counter climate change. They will also share to the President s ome pro duc ts li ke an amazing root crop called Taro Root otherwise known in the vernacular as Lutya which could be one to liberate them from the quagmire of poverty and hunger.

Yes, from the bosom of Mother Earth looms the long awaited countervailing force against the number enemy of the country which is hunger and poverty. Amazingly, it is also the one to cure the many ailments besetting the people as the health benefits of taro root include its ability “to improve digestion, lower blood sugar levels, prevent certain types of cancers, protect the skin, enhance vision, increase circulation, decrease blood pressure, aid the immune system and prevent heart disease, while also supporting muscle and nerve health.”

Thanking the President for his amazing responses to the problems and issues besetting the IPs, how the IPs can promote Balik-Probinsya, Bagong Pag-asa, presenting the IP Roadmap to achieve food security and ecological integrity and gift-giving of amazing IP products – the raison d’etre of the long march to Davao City on March 10, 2021.

The 15 million Indigenous Peoples are now b eing drawn into the mainstream of development processes t h rou g h c o op e r at iv is m and they will express to the President their utmost gratitude. Indeed, when mobilized, the Indigenous People can become a potent force against poverty, hunger, climate change and violent extremism. How? That will be the gist of their Presentation!

Seizes... from page 1

an approximate value of P25 million.

The first batch, three container vans, was detected by the Customs p olice sometime last week and the second shipment arrived at the Mindanao Container Terminal sub-port on Feb. 14, he said.

Va l i e nte pl a c e d t h e estimated value of the cargo at P50 million per container van, although the BOC-10 will still determine the actual worth of the cigarettes.

He said they were ordered to monitor the vess els

CAGAYAN DE ORO CITY -- To address the gap between the national government and the conflict-affected areas, the National Task Force to End Local Communist Armed Conflict (NTF-ELCAC) proposed funding for the realization of the counter insurgency plans, programs, and activities (PPAs).

With the recent approval of the FY 2021 General Appropriations Act (GAA) carrying an allocation of P16.44 billion for the Local Government Support Fund–Support to the Barangay Development Plans (LGSF-SBDP), every priority barangay is allocated with P20M for the implementation of their PPAs and boost economic development in their area.

Recently, the Department of the Interior and Local Government (DILG)-10 has received several reports of unscrupulous individuals posing as consultants in exchange for a percentage of the amount allocated for the implementation of their PPAs. “We would like to warn our LGUs, especially the NTF-ELCAC priority barangays, to report these individuals capitalizing on the government’s program. The Department highly condemns this fraudulent act against the public,” said DILG-10 Regional Director Arnel M. Agabe.

He reiterates that the funding is for the implementation of programs that will create a more stable community such as farm-tomarket roads, water and sanitation systems, livelihood programs, among others.

Agabe underscored that only the DILG and the Department of Budget and Management (DBM) is allowed to release the funding to the Provincial Office of the LGU beneficiary.

“We encourage our LGUs to report to the DBM and the DILG if they are approached by such individuals,” Agabe said. (DILG10/ PIA10)

Republic of the Philippines Local Civil Registry Office Province: Misamis Oriental Municipality: Naawan NOTICE FOR PUBLICATION In compliance with Section 5 of R.A. No. 9048, a notice is hereby served to the public that ZALDY LUMAHANG DUMAOG has filed with this Office a PETITION for a change of First Name from “RIZALDY” to “ZALDY” in the birth certificate of ZALDY LUMAHANG DUMAOG who was born on December 30, 1965 at Looc, Naawan, Misamis Oriental and whose parents are JUANITO ROXAS DUMAOG and RUFINA BALINGIT LUMAHANG. Any person adversely affected by said petition may file his written opposition with this Office not later than MARCH 2021.

BWM: February 12 & 19, 2021

City, but he said it could be possible that the group that smuggled the cigarettes has employed dummy consignees.

John Simon, BOC-10 district collector, said the information of the arrival of the illegal goods was obtained through a bilateral cooperation between the Philippines and China.

“It was a government-togovernment coordination that led to the detection of illegal cigarettes. We consider every information that we receive as important and worth to be verified,” Simon, who has just received an award from the United Nations, said.

DILG-10 warns LGUs of fraudulent acts on anti-insurgency program

R.A Form No. 10.1 (LCRO)

containing the cigarettes, whose brands were Marvels and Two Moons.

The latest cargo, he said, stopped by at the ports of Manila and Davao before proceeding to the MCT. It was subjected to a spot check on Feb. 16.

“We were able to track the vessel, and upon verification it was positive that the container vans contained cigarettes,” Valiente said.

He said the cigarettes were wrongfully declared as pieces of furniture.

Valiente identified the cargo’s consignee as LMRC said to be based in Davao

(SGD) MARLON S. DACOCO Municipality Civil Registry

“We would like to warn our LGUs, especially the NTF-ELCAC priority barangays, to report these individuals capitalizing on the government’s program. The Department highly condemns this fraudulent act against the public,” says DILG-10 Regional Director Arnel M. Agabe. (DILG 10)

Effects of the new normal education to training of athletes

By EUFRACIO P. PABILLAR Jr. Teacher II Iligan City National High School

PROPER assimilation to the ‘new normal’ of sports will be critical to ensuring that athletes are in the proper frame of mind to return to competition.

Required restrictions, measures of training safely and other protocols will give a clear indication of their readiness to return.

That is very critical as we return to sport, simply because there are so many athletes who have been complaining about how difficult these words are for them when they are competing, and it can result in mental fatigue. It can take a psychological toll.

So, it is very important that

you understand from now that this will be a frequent language in sport.

Teamwork from coaches and support staff will be required to sensitising them to the conditions in which they will operate.

When they have a major injury that will take them away from the sport for a period of time, they will also try to diagnose themselves and say, ‘No, it’s not a big deal. It’s something minor.

It’s the same types of psychological reactions that would be playing out here, and it can be, and will be frustrating for coaches and other support staff to deal will individual reactions.

Publication Notice R.A 10172 NOTICE TO THE PUBLIC February 9, 2021 In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. I Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172, Notice is hereby served to the public that YOLANDA AQUE JAMACA has filed with this Office, a petition for CHANGE OF FIRST NAME of child from “BEMAR” to “HILARIO” in the Certificate of Live Birth of HILARIO RAGRAG AQUE at Talisayan, Misamis Oriental and whose parents are BUENAVENTURA A. AQUE and MACARIA D. RAGRAG. Any person adversely affected by said petition may file his written opposition with this Office not later than February 25, 2021.

BWM: February 12 & 19, 2021

(SGD) ERMES A. OMONDANG SR. Municipality Civil Registry

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FRI-SAT|FEBRUARY 19-20, 2021

Cleanup... from page 8

dredging output reached 112,910 metric tons as of Feb 15, 2021. Dredging output has increased from 600 to 1,000 MT per day. “ To enable to us to effectively dredge the river and help reduce flooding, we are again asking the support of all stakeholders, including the local government units to help us maintain the river and contribute to the national government’s program to rehabilitate the Manila Bay,” Ang said.

Ang said that the acquisition of more equipment and personnel is also in preparation for its upcoming river cleanup initiatives in the province of Bulacan, and for the Pasig River. The Pasig River cleanup is part of its proposed P95.4 billion plan to build the Pasig River Expressway (PAREX).

Specifically, Ang said the company is acquiring an amphibious excavator for shallow waters and river widening, and a suction cutter dredger that can handle big volume throughput operations, like in the Pasig River.

TALIPTIP COASTAL RESIDENTS TO HELP A n g a l s o s a i d t h at project has employed 11 heavy equipment operator graduates under the SMCTechnical Education Skills and Development Authority (TESDA) partnership skills training program for former Barangay Taliptip coastal residents in Bulacan.

“We are happy to have them in this Tullahan dredging project. They will gain added training and competence in handling different kinds of heavy equipment. This will prepare them for future dredging projects and this will allow them to earn income for their families,” he said.

The graduates, who started work yesterday (Feb. 16), came from families that received financial assistance from SMC and were able to build new concrete houses at safer areas in Bulacan province, after relocating from the future site of SMC’s P740-billion Manila International Airport (MIA) project.

Fear... from page 4

For the rest of his life, Al lived with fear. But instead of running away from it, he seemed to keep running toward it. He even used his fear creatively to thrill millions of people as they watched the scary movies of . . . Alfred Hitchcock.

Maybe you had painful things done to you when you were a child or teenager that gave you fears which you still live with today. If you ask Jesus to become Lord of your heart and life today, He can start healing your past hurts and memories and fill you with His power to conquer your fears. Only Jesus can free you to live with total confidence and security in who He made you to be—after you totally

surrender your life to Him. From that moment on, you belong to Him. Just think a minute . . .

Warns... from page 5

from the sale of legitimate products or services.

Furthermore, both entities have not secured a license from the SEC to conduct its ICO within the Philippines.

They are neither included among the registered banks, exchanges, or companies engaged in digital assets with the Bangko Sentral ng Pilipinas.

BitAccelerate BitAccelerate, which also operates under the names Bitaccelerateproject. com, BA, and BitAccelerator, claims to be operating a crowdfunding international plat for m t hat provides investors both long-term active and passive income.

Investors could supposedly g e n e r at e i n c om e f rom BitAccelerate’s compensation plans, depending on the number of referrals and/or membership fees they have gathered.

The investor will then be asked to download the Telegram app, where they could input their investments through the BitAccelerate Bot. Investors could generate up to 350 percent maximum passive income from their investments, or about 2 percent to 8 percent daily profit.

BitAccelerate’s so-called smart contract partakes of the nature of securities through an investment contract, where investors need not exert any effort other than to invest or place money for them to earn a profit, according to the SEC. The Commission reminded the public that cryptocurrencies are very volatile and involve a higher degree of risk, making any promise of lucrative returns “truly ambiguous.” (PR)

Survey... from page 2

She also emphasized that all provincial offices of PSA in the region are enjoined to explore the use of phone, email, and other creative ways to collect information needed in the surveys.

The agency also pointed out that all the data and information collected by the hired SRs from sample farmer-producers "shall be kept strictly confidential and

shall not be used for purposes of taxation, investigation, or regulation as provided under Article 55 of Republic Act 10625 or the Philippine Statistical Act of 2013." (PNA)

Food... from page 2

that would deliver their produce to the facility will have the option to sell them directly to the locators, have them processed to add value, or temporarily store them while waiting for higher buying prices.

The governor said they chose Tupi, where he had served as mayor, as the site of the IFT complex due to its proximity to the markets as well as the airport and the seaports here, and being at the center of major access and bypass road networks being developed in the area.

He specifically cited the ongoing construction and upgrading of the bypass road between Tupi and Banga town in the province’s upper valley area.

Tamayo said another diversion road is being c ons t r u c te d t r ave rs i ng Columbio town in Sultan Kudarat and Tampakan in South Cotabato that eventually leads to Tupi.

T ho s e c om i ng f rom Tacurong City and other areas in Sultan Kudarat may later use the planned circumferential road passing Barangay Tinongcop in Tantangan, South Cotabato and C ar p e nte r Hi l l i n Koronadal City, he said.

He s ai d t h e s e ro a d networks are intended to decongest traffic in Koronadal City, the regional seat and center of Soccsksargen.

“All these roads will either end up or pass by Tupi so it the most viable site to put up the IFT,” he said. (PNA)

Sharp... from page 12

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It is water and mud proof which makes it the best companion during your biking adventure.

Bluetooth Party Speaker Filipinos love to party, h o w e v e r, d u e t o t h e coronavirus pandemic, we are left with no choice but to stay at home. While staying at home most of the time with your family, we can still enjoy party music with Sharp’s Bluetooth Party Speaker (PS-930). This will surely

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deliver that loud, pounding, rhythmic music for a better listening experience. This is portable enough to move easily from place to place and it has a flashing LED light on the speaker and a strobe light at the front and bottom.

You can also choose among the five preset EQ: flat, jazz, classic, pop, and rock. Wirelessly connect your smart device to stream audio content directly through the party speaker or use the two (2) USB input for music playback. Of course, you can also show off your karaoke skills with its twomicrophone inputs.

Zones... from page 1

well as those in Congress to file a resolution requesting President Rodrigo Duterte to declare idle public lands in Mindanao as areas for ecozone development.

Plaza said this will be in line with the President’s Administrative Order (AO) No. 18 seeking to promote rural development and create economic activities outside Metro Manila.

“The Mindanaoan leaders will be passing a resolution to the President so we could have the opportunity to trigger economic growth, creation of jobs, (and) develop the countryside. Let’s proclaim public lands in every region to become public economic zones so we can contribute to the total development, in peace and prosperity of the country,” she said in a forum with officials in Mindanao last Feb.10 in Davao City.

Plaza said the creation of more ecozones in Mindanao is the “best and fastest economic masterplan” to spur economic growth in the countryside.

“Ecozones will be drivers for economic recovery and growth in every region, which will help create jobs for the locals, complete the supply needs in the area, and make enterprises participate in the global supply chain. This will, in turn, spur socio-economic progress as well as reduce crime and poverty incidence in our regions,” the PEZA chief said.

Currently, Mindanao has 37 ecozones—17 are located in Davao, 10 in Northern Mindanao, eight in Soccsksargen, one in

Zamboanga, and one in Caraga.

Tw e l v e e c o z on e s i n Mindanao are agro-industrial zones, 15 are information technology parks, eight are manufacturing zones, and one tourism ecozone.

“We are determined to help leave a legacy for our people in Mindanao and help realize the plans and programs of our beloved President especially in Mindanao that is full of potential in human capital, natural resources, and available idle lands,” Plaza added. (PNA)

Bridge... from page 1

or the President’s Bridge Program.

T h e D e p a r t m e nt of Public Works and Highways (DPWH) Unified Project Management Office-Bridge Management Cluster implemented the construction of the infrastructure project with a lifespan of minimum of 50 years.

Leomides Villareal, DAR Caraga Regional Director, the Panagangan Brodge is among the more than 100 President’s Bridge Program left unattended since 2008 even as materials from France were already shipped to the country prompting President Rodrigo Duterter to order the DAR secretary to pursue the projects when he assumed office in 2016.

Vi l l a r e a l s a i d t h e Phi lippine gover nment takes 20 percent share of the funding of the President Bridge Program projects throughout the country.

Jamil Amatonding Jr., Provincial Agrarian Reform Program Officer II, said the Panagangan Bridge is among the five President Bridge Program projects in Agusan del Sur. At least 2,177 Agrarian Reform Beneficiaries in this town will benefit from the newly-built bridge while another 8,084 other farmers in the neighboring barangays of Panagangan, Halapitan, Bataan, Langgasian and San Patricio can now easily access in transporting their products to the market centers.

Panagangan Bridge is a double lane modular steel bridge with a total length of 22.80 linear meters.

G e o r g e D e l o y, a n Agararian Reform Beneficiary

and village councilman in Panagangan, said the accessibility of the bridge will end the hardships farmers have been experiencing in many years in bringing their produce to the town center.

He said farmers in these five neighboring villages are mostly growing bananas, corn, cacao and the abundancy of Falcatta tree farms.

Lily Empleyo, Barangay Chairman in Panagangan, said the old wooden bridges they built in the past is in the lower portion of the river that they will be washed away by strong water currents during floodings.

She said the new steel bridge is a realization of a long dream of the residents that even the, Sta. Ines Melale Logging Company which has been operating in the neighboring villages for 58 years had never built the bridge.

Tirso Gomez, Municipal Administrator, said the newlybuilt bridge is important since Barangay Panagangan is situated at the crossroads of the neighboring farming villages that this may now entice businesses to establish in this interior village.

NOTICE OF EXTRAJUDICIAL SETTLEMENT

Notice is hereby given that the estate of the late ANG GO HOC consisting of real properties located in Cagayan de Oro City, Manticao, Misamis Oriental, and Kinoguitan, Misamis Oriental, was extrajudicially settled and distributed among his heirs, Lolita Ang, Sonny Ang, Jeremy Ang, Joel Ang, Frances Ang, Nicolle Stephanie Ang, and Florence Ang, by means of a public document executed on January 28, 2021 and ratified before Atty. Ian Sol C. Llego, as per Doc. No. 339, Page No. 68, Book No. VII, Series of 2021 of his Notarial Register.

BWM: Feb. 5, 12 & 19, 2021

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Bluetooth Portable Bike Speaker - GX-BP1(BK) GX-BP1(BK) is the perfect rechargeable Bluetooth speaker choice for bikers, giving excellent music streaming while SHARP/PAGE 11