BusinessWeek Mindanao (August 26, 2020)

BusinessWeek M I N DA N A O CREDIBLE

Volume XI, No. 35

Market Indicators

AS OF 6:00 PM AUGUST 25, 2020 (TUESDAY)

FOREX

PHISIX

US$1 = P 48.500

5,953.44

12

X X Briefly 9.86

cents

points

Fruit growers

FRUIT GROWERS in Mindanao and a Davao City logistics firm have signed an agreement to bring fresh produce to Metro Manila and other major urban areas starting September.

The Durian Industry Association of Davao City (DIADC) will provide 15 tons of various fruits daily that will be transported six times a week by John Gold Cargo Forwarder.

“Since there will be no tourists coming to the city during the durian peak season, we need to bring our products to major cities to minimize if not eliminate waste,” said DIADC President Emmanuel Belviz in a statement from the Department of Agriculture (DA)-Davao Region office.

Red tide warning THE Bureau of Fisheries and Aquatic Resources in the Caraga Region (BFAR13) has issued a local red tide warning in the town of Hinatuan, Surigao del Sur. Laboratory test done

by BFAR-13 on water samples from Barangay Baculin, Hinatuan resulted in positive for Pyrodinium bahamense var. compressum, a toxic microorganism that causes Paralytic Shellfish Poison (PSP), BFAR-13 chief Visa Tan-Dimeren said in a red tide warning issued on Aug. 21.

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Wednesday|August 26, 2020

T

HE Mindanao De velopment Authority (MinDA) is set to convene heads of all Mindanao electric cooperatives to discuss the energy situation in the island by September this year.

The planned assembly would either be held via a Zoom online conference or a strictly-observed safe physical distancing gathering of 29 electric cooperative heads across the island in one huge venue provided that minimum health protocols for the deterrence of coronavirus disease 2019 (Covid-19) are observed.

Mi n DA ch ai r S e c .

Emmanuel Piñol made the statement on Sunday, after a visit by officials of the Cotabato Electric Cooperative (Cotelco) at the former’s farmhouse at Barangay Paco here.

The planned September meeting targets to review the current energy status, performance, and projections of electric cooperatives (ECs) in consonance with the economic growth and energy requirement in Mindanao.

The same conference aims to address peculiar issues with viable to improve electric distribution services concerning the rising number of investors planning to putup ventures in Mindanao.

“The island will soon be the paradigm of investments, the very reason why this sector must be ready to supply ASSES/PAGE 6

SAVING THE OLD TREE. Forester Jose Kanapi, Jr.., vice president of Society of Filipino Foresters, Inc. for Davao Region, check on the buttress of the giant Toog tree while Forester Raul Bunao, videotaped live via Zoom meeting with tree surgeons from University of the Philippines – Los Banos. chris v . panganiban

EU grants PH P1.4B for BARMM, Marawi rehab THE government and the European Union (EU) have signed a new financing agreement worth 24.5 million euros (P1.405 billion) in the form of grants to support the rehabilitation of Marawi

City and the Bangsamoro Autonomous Region in Muslim Mindanao’s (BARMM) coronavirus containment effort.

The Department of Finance (DoF) REHAB/PAGE 6

FLAG carrier Philippine Airlines (PAL) will increase its services to the cities of Cagayan de Oro (CDO) and Pagadian this month, spokesperson Cielo Villaluna said over the weekend.

Daily flights between Manila and CDO will begin on August 24, while

maintaining the CDO-Cebu flights thrice weekly.

Starting August 25, flights to Pagadian via Manila will have five flights a week, adding two more flights from the current three times weekly services.

FLIGHTS/PAGE 6

PAL adds CDO, Pagadian flights FISHING EXPEDITION. A fisherman in Pilar town, Siargao Island goes out to fish in the town's tranquil seawater at dusk. mindanews photo by roel n . catoto

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DA-SM-restos ‘Farmers’ Produce’ now in CDO

U

RBAN dwellers may now have access in buying fresh, quality and affordable agricultural produce straight from farmers and fisherfolk.

Starting last August 23, a new distribution outlet coined as the ‘Farmers’ Produce’ has opend to the public, which will initially run until September 20 at SM City Mall Cagayan de Oro (CdeO), Masterson Avenue.

Said food market sprung after an agreement was formed among the Department of Agriculture (DA), SM Supermalls and the Restaurant Owners of the Philippines (Resto PH) to provide agri-fishery producers a venue to directly sell their produce, while eyeing for the involved to spur economic activities amid the ongoing pandemic.

“The first ever ‘Farmers’ Produce’ is staged at SM Aura’s Premier in Taguig City, which championed the abundance of supply and commodities in their respective area.

At the moment, we are also replicating such marketing initiatives here at the regional level, prominently featuring our fruits and vegetables,” Chedy V. Ansale, chief of the Agribusiness and Marketing Assistance Division of DA-Regional Field Office (DARFO)-10 said.

Through the agribiz arm of DA-RFO 10, different farmer-groups from the provinces of Misamis Oriental and Bukidnon were tapped.

Majority of whom are also the agriculture department’s Kadiwa ni Ani at Kita suppliers since the outbreak of the

COVID-19 crisis.

Included in the roster of exhibitors are the Northern Mindanao Federation of Dairy Cooperatives, Miarayon Talakag Highland Farmers Association, Tagpuangi Farmers and Fisherfolk Association, Canitoan Farmers MultiPurpose Cooperative, Manzano Farm, CNQ Agri Ventures, Farmgrown Association of Claveria, NM Foods, Kaycee’s Dragon Fruit, Puclawan Fruits, and Lantapan Vegetable Farmers Marketing Cooperative.

Commodities up for sale vary from fruits, vegetables, spices, dairy products, fish and other processed food products.

The joint undertaking

will be beneficial for the farmer- and fisherproducers. They can earn decent incomes with the additional marketing platform and enjoy reduced costs for rental space, Ansale added.

She also emphasized, they would be more motivated to produce more with the eyed consumers’ patronage for their local produce, at the same time, the buyers gaining for availing agri-fishery products at reasonable prices.

On the other hand, SM Supermalls has opened its premises for the food markets to be in place, where farmergroups can use for free, but in the case of SM City Mall CdeO, for only a minimal fee for almost

a month that they can display their produce.

“We encourage everyone, especially for those residing in the uptown area or from the neighboring barangays, to come visit and buy the fresh, quality and affordable products of our local farmers and fisherfolk,” Ansale urged.

She also assured that proper health protocols will be observed with the help of the mall operators and more importantly, that the agri-fishery commodities being sold were produced with the farmers’ adoption of good agricultural practices.

Further, the restaurants are likewise eyed to gain from the

‘Farmers’ Produce,’ as they may directly buy in bulk raw ingredients to be used in the preparation of their dishes from the producers themselves.

“We will also be conducting a market linkage, where restaurant owners are invited, so that they can forge a contract with our producers, at the same time, support of our local farmers,” Ansale pointed out.

The Farmers’ Produce project is a collaborative marketing initiative between the government and the private sector to invigorate local farmers and small businesses’ operations challenged by the current health crisis.

(DA10/PIA10)

ROTARY Club of Kalayaan president Dale Lagonera is inducted into office for RY 2020-21. The rest of the new officers are president-elect Hernan Tan, vice president Lilibeth Layagon, secretary Ana Korina Abrillo, assistant secretary Julie Zafra, treasurer Montserrat Aberilla, auditor Nena Tan, sergeants-at-arms Christopher Bryan Medina and Akon Chou, IPP Roland Konrad Gurrea, community service director Corazon Gladys Reyes, Rotary Foundation director Rosalinda Deleste, club administration director Emma Tan, membership director Jenny Chua, public image director Ma. Christina Concepcion and environment director Mafel Gatchalian. be captured by aicy soriano

Continuity of learning through pandemic

By ANGEL ROSE D. PANO, Teacher I Maximino S. Laurete Sr. Central School Division of Ozamiz

THE decision of DepEd to move the school opening on October 5 is for government to make necessary preparations for safe, quality and accessible education for children. This is to ensure that there is sufficient funding allocation for the programs and plans regarding the continuity of learning for children in the time of pandemic, ensure that no one is left behind (there must be proactive measures that will guarantee a 100 percent enrolment rate among

students in both public and private schools and recognize the problems regarding the lack of access to technology of the majority of students and teachers that hamper the smooth implementation of its distance learning program.

As much as possible, the government must ensure the provision of gadgets as well as Internet connection among teachers and students especially when the situation requires. DepEd must also produce and distribute the

modules at the earliest possible time. (The curriculum must be narrowed down to the most essential learning that students need and it must complement the overall initiatives against the pandemic.) In fact despite the postponement of school opening, the government can implement programs that will provide activities for children at home.

The government must ensure the safety of its teachers and students – there must be clear health protocols.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

CorporateWorld 3 AirAsia, Agoda team up to revive travel activity SSS adapts new A Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

WEDNESDAY|AUGUST 26, 2020

payment channels THE Social Security System (SSS) has expanded its payment channels allowing pensioners and borrowers to receive their money either through electronic wallet or remittance center.

In a statement, Aurora C. Ignacio, SSS president and chief executive, said they have implemented an enhanced disbursement process for benefit and short-term loan following the pension fund’s partnership with the Development Bank of the Philippines (DBP).

With the partnership, SSS-qualified employers, members, and pensioners may now receive benefits and short-term loan proceeds through the Philippine Electronic Fund Transfer System and Operations Network (PESONet) participating banks.

Qualified members and pensioners may now also receive SSS benefits through e-wallets such as PayMaya or cash pickup arrangement via DBP Cash Padala Thru M Lhuillier, a Remittance Transfer Company/Cash Payout Outlet.

Ignacio said the enhanced disbursement process is initially implemented for Unemployment, Funeral, Sickness, and Maternity Benefits, and Salary, Calamity, and Emergency loans, however, the said short-term loans might only be disbursed thru PESONet participating banks.

But starting in October this year, monthly pensions will also be released through the new method.

With our strengthened partnership with DBP on SSS/PAGE 6

IRASIA GROUP BERHAD on Monday announced its partnership with digital travel platform Agoda in a bid to revive travel activity in the region.

In a statement, AirAsia said the partnership hopes to provide convenience to travelers as it enables the sharing of flight and hotel inventories.

“Travelers will gain access to a more extensive multi-product selection,” the airline group said.

“Initiatives from the collaboration include travel bundles, membership privileges as well as joint product marketing,” it added.

AirAsia customers can choose from over 600,000 Agoda properties.

Agoda started as an e-commerce startup in Singapore in 2005, and it now offers

over 2.5 million properties in more than 200 countries and territories, AirAsia said.

AirAsia Group Berhad Chief Executive Officer Anthony Francis “Tony” Fernandes reiterated the partnership is part of the group’s strategy to “revitalize travel as we anticipate the reopening of borders in Southeast Asia in the near future.”

“This collaboration reflects our commitment to providing greater convenience, choice and value to our customers, which has become ever more important in this post-pandemic environment. We are taking the opportunity during this downtime to work innovatively with strategic partners like Agoda, so we can better serve our guests’ travel and lifestyle needs,” he added.

He said more strategic

ventures are being developed and will be announced “when the time is right.”

Agoda Chief Executive Officer John Brown believes the public’s appetite for travel remains “strong.”

“We believe that our collaboration with AirAsia will help take the hassle out of travel by helping travelers to easily find great value deals as they venture out again,” he said.

Mr. Brown said the initiative between the Southeast Asian travel brands has a wider impact on the confidence of accommodation partners, hospitality providers and related aviation industry players.

“It’s imperative we work innovatively with our partners to find solutions and do our part to stimulate demand and help the wider travel and tourism industry,” he said.

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Opinion

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Made for love Think a minute...A medical school examined 260 different studies of young adults to learn what they essentially need in life to be healthy, happy human beings. After studying all the results, they renamed the entire study, Hardwired to Connect. Just like an electronic machine is wired to work only with the right connections, we humans must have the right connections of love with each other. From the moment we are born, we need love from other people. It is basic biology.

The results of another study by Columbia University showed that a father’s love for his children, or lack of it, has a powerful and permanent impact on his kids for good or for bad. When a father did not have an involved, close relationship with his children, those kids were 68% more likely to get into trouble with drugs, alcohol, and violence.

But when children did have a close, caring father, less than 6% of those kids were likely to get into trouble.

Even though he is gone, Michael Jackson is still famous as the King of

THINK A MINUTE

JHAN TIAFAU HURST Pop music; and his album, Thriller, is still the #1 selling album in history. His amazing career started when he was only 5-years-old and the lead singer of his family’s music group the Jackson 5 who became world famous. Some years ago Jackson shared in an interview that during his family’s first music practice, something went wrong and little 5-year-old Michael called out, “Daddy!” His father stopped everything to harshly scold and yell at Michael, saying: “I am not your father! I’m your manager! And don’t you ever forget it!” Michael says he never could forget it!

A few years ago Michael LOVE/PAGE 7

WEDNESDAY|AUGUST 26, 2020

SPMC the vile critics didn't know

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ALLAN MARIO MEDIANTE Vice President for Corporate Affairs RUFINO T. MAGBANUA Vice President for Business Development

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JUN LEDESMA IF the opposition and their propaganda machinery think they scored big with what they claim was a damaging revelation that the Southern Philippines Medical Center received a huge sum of reimbursements from the Philippine Health Insurance Corporation, they better save the cow for their party because their tirade displays their ignorance.

If they think that the amount of PhP326 million is huge for one hospital, they better look again because s i mpl e ar it h me t i c w i l l

tell them SPMC is in fact shortchanged. As usual, Maria Ressa, the Manila-based darling of the western press, thought she stumbled on a huge stockpile of explosives that can be detonated and reduce her pet peeve Rodrigo Duterte to smithereens. She did try to ignite some but it backfired. Doctors and health workers at SPMC were mad by the careless insinuations of Ressa for not checking on her facts but thank her anyway, for now, it is known nationwide that SPMC, which is based in Davao City, is, in fact, the biggest tertiary hospital in the country which means it is very well equipped and with a phalanx of specialist physicians.

At this point let me quote verbatim what Dr. Bernard Chiew, a Davao City-based internal medicine and adult cardiology specialist, has to say: 1. SPMC is in Davao City. Davao Regional Medical

Center (DRMC) is in another province, at Tagum City in Davao Del Norte.

2. SPMC is the biggest government hospital in the country with 1500 beds. PGH is second with 1100 beds.

3. How big is SPMC? For the Department of Internal Medicine alone, which is largely responsible for taking care of COVID patients, there are 83 medical residents and 95 medical consultants. Our department is bigger than the whole medical staff and trainees of most hospitals.

The total number of residents/fellows and consu lt ants for a l l t he departments of SPMC? 475 residents and fellows, 399 consultants.

4. SPMC is the ONLY government hospital in Davao City, serving the whole of Mindanao as a medical center. For SPMC, there is no such thing as "puno na ang hospital. Lumipat na lang kayo sa iba!". The buck stops here.

5. As for Covid-19, SPMC is the only Covid center in the Davao area. BECAUSE WE ARE SMART HERE IN DAVAO, we centralized the treatment of Covid. Until recently, private hospitals were not allowed to admit Covid. Now, only mild cases of COVID are allowed in private hospitals. It is still SPMC which is ground zero for the COVID treatment.

By doing this, we are able to maximize manpower and resources and streamline our response.

6. SPMC is not just an "infirmary clinic" that others make it appear. Since the start of the Covid Pandemic, on average, SPMC is taking care of more than 130 in-patient Covid cases daily (about 100 adult Covid patients and 30 pediatric Covid cases). This does not include hundreds of other non-Covid cases in the hospital.

7. In Metro Manila, unlike in Davao City's SPMC, PGH SPMC/PAGE 7

Health checklist to help airlines implement ICAO COVID-19 guidance T h e Int e r n at i on a l A i r Tr a n s p o r t As s o c i at i o n (IATA) released an airline s e l f - a s s e s s m e nt h e a lt h checklist to support the International Civil Aviation Organization’s (ICAO) Takeoff: Guidance for Air Travel through the COVID-19 Public Health Crisis. The Takeoff guidance is the global standard framework of riskbased temporary measures for governments and the air transport value chain for safe operations during the COVID-19 crisis.

“Safety is always the number one priority for air transport. And the challenges of COVID-19 have added a new dimension to our

efforts. Developed with input from industry, public health authorities and governments, ICAO’s Take-off guidance is the global standard for safe operations. IATA’s selfassessment checklist is a practical implementation guide to help airlines comply,” said IATA’s Director General and CEO, Alexandre de Juniac.

“A harmonized approach to health is key not only to the recovery of civil aviation but also to ‘building back better,’ which is crucially important to ensuring the future resilience of the aviation network. IATA’s health checklist for airlines will be of importance in terms

of providing momentum for the implementation of the ICAO Council Aviation Recovery Task Force (CART) recommendations, of which harmonization and resilience are the guiding principles,’’ said ICAO’s Council President, Salvatore Sciacchitano.

The IATA Health Safety Checklist for Airline Operators provides the standards and recommended prac t ices (IHSARPs), associated guidance material and other supporting information necessary for an operator to self-assess.

Sections cover: • Pre-arrival notification; • Check in; • E m b a r k at i o n a n d

NUTS & BOLTS

JEROME DE LA FUENTE Disembarkation; • Aircraft Cleaning; • Onboard Air Quality; • In-flight Operations; • Flight and Cabin Crew – General; • Crew Layover; • Airport Facilities.

Love-inspired time management IT is quite clear, especially these days with so many developments to cope, that managing our time, which is a very precious resource, has become a basic necessity. In fact, time management has become some kind of a rocket science that is constantly studied, researched on, updated and offered as a course, especially in business and engineering schools.

Many people are now taught the skills of consciously controlling the time spent on specific activities if only to increase effectiveness, efficiency and productivity.

These skills can include prioritizing, delegation, de cision-ma king, go a lsetting, multitasking, problem solving, strategic thinking, scheduling, record keeping, etc.

These are all wonderful things to learn, and we should encourage everyone to acquire these skills. But there’s just one thing we have to be clear about. It’s

a very fundamental thing, disregarding which would just put to nothing whatever scientific skills we can learn in this field.

We should see to it that all this concern for time management be properly motivated by love. And I mean the real love, not just any kind of love, that is not properly grounded and oriented toward the ultimate goal of human life.

We have to be clear that our time here on earth is a time of transit toward eternity, from where we came and to where we are heading. That’s because we are creatures of God who is in eternity. We came from him, and since we have been created in his image and likeness, we are meant to be with him in all eternity also.

We therefore need to be eternity-ready in our time here on earth. And we can approximate that state of life and prepare ourselves for it by trying to be with God

always, following his will and ways as we go through the drama of our earthly life.

This is what true love is all about, which is the essence and purpose of our life here on earth.

Another way of saying this point is that our time here on earth is supposed to head to its fullness and perfection when it fully reconnects with the eternity of God. At the moment, our time is still in some tentative condition insofar as its relation to the eternity of God is concerned.

It is our responsibility, with God’s grace, of course, to connect our time to God’s eternity.

Linking time with eternity is first of all a matter of the belief that there is God and that he is our creator who gives us our existence, and that he continually, without any gap or break, is intervening in our life out of sheer love for us. We have to correspond to that love of God for us with love also.

HINTS AND TRACES

ROY CIMAGALA Thus, the use of time can only be considered as good and proper when motivated by that love.

We have to be more aware of this truth, and more importantly, know how to deal with it. We often take it for granted, or worse, we can think that our life can just be on our own, completely dependent on what and how we make it to be. We have to overcome this mentality.

Or we can think that we can be with God at some time and can be on TIME/PAGE 7

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5

Banking&Finance

Bangko Sentral hikes real estate loan limit to 25%

P

HILIPPINE monetary officials have expanded the real estate loan limit for universal and commercial banks (U/ KBs) from 20 percent to 25 percent, a move aimed at supporting the sector during the pandemic.

“The increase translates to additional liquidity for real estate lending amounting to

around PHP1.2 trillion based on end-March 2020 numbers,” Bangko Sentral ng Pilipinas (BSP) Governor Benjamin Diokno told journalists in a Viber message Thursday.

In a press statement, the BSP said real estate loan limit for thrift banks (TBs) was also eased.

U/KBS and their subsidiary TBs are

required to conform to the real estate stress test (REST) limit after assuming a 25-percent exposure to real estate.

Specifically, U/KBs and their subsidiary TBs are required to heed the 10-percent capital adequacy ratio (CAR) and 6-percent common equity tier (CET) 1 capital ratio while stand-alone TBs are required to meet

the 10-percent CAR and 6-percent Tier 1 ratio.

The BSP said the new guidelines on computing the REST limits exclude residential real estate loans to individuals for their own company and foreclosed real estate property, which aims to allow banks to have exposure to the real estate sector “for as long as it is able to demonstrate

ADB supports PH financial inclusion reforms with $300-M loan THE Asian Development Bank (ADB) has approved a USD300-million policy-based loan to support the Philippine government’s efforts to boost inclusive growth by implementing reforms to expand Filipinos’ access to financial services, especially in unserved and underserved areas across the country.

ADB’s Inclusive Finance Development Program, Subprogram 2, is supporting reforms to help the government reach targets linked to the National Strategy for Financial Inclusion.

These measures will strengthen the institutional and policy environment for financial inclusion, improve financial infrastructure, and increase the capacity and reach of service providers, especially rural banks and non-bank financial institutions.

“The Philippine government’s antipoverty strategy aims to equip Filipinos in the bottom 40 percent of the income strata with education, skills, and livelihood assistance so they can break away from a vicious cycle of intergenerational poverty.

Ensuring all Filipinos are part of the financial system is important to this approach,” ADB VicePresident Ahmed Saeed said.

ADB Senior Financial Sector Specialist for Southeast Asia Kelly Hattel said “through this loan, ADB is partnering with the Philippines to implement innovative initiatives around digital finance to significantly improve poor Filipinos’ access to financial services and products as a way to lift their incomes and wellbeing”.

According to the 2017 Global Findex Survey, the Philippines ranked among the lowest in Southeast Asia on almost all financial inclusion indicators. Only 34 percent of Filipino adults have an account at a formal financial institution, compared with 49 percent in Indonesia, 82 percent in Thailand, and 85 percent in Malaysia.

The Philippines can expand financial access to poor Filipinos through credit, savings, insurance, pensions, and remittances.

Reforms supported by the loan are being implemented by the Bangko Sentral ng Pilipinas, the Securities and Exchange Commission, the Philippine Guarantee Corporation (Philguarantee), the Philippine Statistics Authority, the Department of Justice, and the Insurance Commission.

These reforms, which focus on the poorest 40 percent of the population

and rural residents, aim to more than double the number of Filipinos holding an account at a formal financial institution by 2023.

Key reforms include the rollout of the country’s National Identification System, which will benefit all Filipinos and help speed up the delivery of

social assistance programs, the launch of pilots on agriculture value chain finance, and public-private partnerships for crop insurance.

The loan also supports government reforms to incorporate financial literacy programs in the country’s K-12 basic REFORMS/PAGE 6

Learning in lockdown: rural schools

By MERCEDES C. BERNAD, Teacher III Maningcol Central School Division of Ozamiz City

AS schools start to open SY 2020-21 in October, several schools in Basic Education all over the Philippines have showcased various preparations to guide te achers, p arents and learners in the conduct of basic education in the new normal.

To give the public a better understanding of these preparations and new procedures ahead of the school year, DepEd has conducted a virtual launch of Handang Isip, Handa Bukas that featured schools’ localized implementation of the Basic Education Learning Continuity Plan.

Te n s c h o o l s o f different types nationwide showed how they have contextualized the BELCP through simulation

activities that they have conducted in preparation for the opening of classes.

That includes IP and SPED schools.

In addition, parents and learners who participated in the dry runs conducted gave testimonies of their experience. Handang Isip, Hnada Bukas is the theme of DepEd for SY 2020-21 as it implements the BELCP to provide continuity of education and ensure the health and welfare of learners and teachers amidst the pandemic. The program was livestreamed on the Facebook page of DepEd and government T V channels PT V and IBC-13 as well as regional and local channels that have partnered with the department for distance learning.

BCS Brigada Eskwela sa Harap ng Pandemya By: MARIA JOY M. EDRALIN Teacher III

Bugo Central School formally launched the Deped Program Brigada Eskwela 2020 on August 17 this year even in the mids of COVID pandemic.

Dr. Marichelle F. Saga, principal of Bugo Central School strictly imposed the health protocols against COVID. The wearing of facemask or face shield, frequent hand sanitizing and the 1 meter distance were required upon registration and during the 6

days duration.

The teachers had 1 hour Zumba dancing every brigada day. There were foods served such as Arrozcaldo, Puto and boiled eggs for teachers and stakeholders.

The closing program of BCS Brigada Eskwela was on August 22, 2020. The Principal thank much the ever dynamic team of Bugo Central School composed of 83 teaching and non- teaching

staff. Moreover she appreciated the genuine support from stakeholders who generated resources such as cash donation worth of 77k, in kind items and any forms of service.

The said program was attended by city councilor of education committee Suzette Magtajas Daba, Barangay Captain Vic Talingting, Vice President of SSS Atty. Edwin M. Alo and other representatives from LGUs and NGOs.

ability to manage risks.”

“The forthcoming guidelines reinforce this approach by relating assessment of risks by a covered bank on its real estate exposure to its Internal Capital Adequacy Assessment Process or capital planning process. This ensures that a holistic approach is adopted by banks in the management of their risks vis-à-vis their capital position,” the BSP said.

During a virtual briefing made through

the central bank’s Facebook page Thursday, BSP Deputy Governor Francisco Dakila Jr. said the slowdown in bank lending is expected because of the impact of the pandemic.

“This one (the easing of loan limits for real estate loans) is going to help support bank lending to the real estate sector,” he said.

He added bank lending continues to grow year-on-year, although at a slower pace because of weaker demand. (PNA)

The Blame Game RAUL M. NAMILIT Teacher III Mitugas Elementary School Tudela District Division of Misamis Occidental

“Incapable of being a blacksmith, you blame the metal.” –Khmer Proverb When things go wrong, as they often will, the easiest way to escape and find an excuse is pointing fingers to others. Passing the weight of our wrongdoings to other people is our way of saving ourselves from great humiliation. Deny it or not, we all do that sometimes, at school and even at work.

There are even people who blame God for their misfortunes in life which are results of their own wrong decisions. Blaming is a game we play and neither any of us is an exception, we are either the blamer or the victims. Though it’s clear that blaming is not a good habit, we can’t keep ourselves from doing it. Why? Maybe because it’s human nature, it’s an impulse, a recourse we often do to pass the punishment of our wrongs to others.

Pe o p l e t h i n k t h a t blaming is normal and it’s the only convenient way for us to escape ourselves from drowning into deep humiliation and oceans of judgment from others. If we think that doing it can help us to keep the happiness for ourselves, the reality is that we are passing the sadness and pain to others who are innocent. Our hearts are silently whispering us that blaming lead to nothing good but we often ignore it. Yes, it is convenient, it may give us temporary fulfillment but it will never give us real happiness in the end.

How can we avoid blaming others and start showing compassion? It cannot be done overnight.

There are two ways to minimize blaming. One is by being appreciative.

Appreciation is focusing on the good things and giving it value. Instead of blaming, we need to learn to appreciate. Quite hard right?

Because we only appreciate when we feel like it but it’s hardly done especially in times that we’ve done wrong and we need someone to take the blame or when we are the ones being blamed at. Instead of questioning why you’re being blamed or instead of looking for someone to blame to, appreciate the one blaming you, take all his words and judgments as something you can use to challenge yourself, show them that you can be someone better than all their judgments.

After doing so, you move on to the next step which is ACTION. You start acting on it, don’t get stacked up.

You start showing them that beyond all the wrongs, beyond all the criticisms, you are like a butterfly on the process of metamorphosis, from being a slow and weird caterpillar who feeds and depends on others you are now a b eautifully transformed butterfly with a free soul, starting to fly on your own wings, exploring and appreciating beauty in everything and in everyone.

Choose to be a winner by not blaming anyone.

Be humble to accept your mistakes and be brave enough to admit it. By being honest and real, you grow.

You win.

6

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WEDNESDAY|AUGUST 26, 2020

Reforms... from page 5

education curriculum and increase the use of digital payments in the country.

It will help reorganize and strengthen Philguarantee’s operations, expand coverage of the credit reporting system, promote the use of cloud-based core banking technology among rural banks, and support the development of Islamic finance in the country.

These reforms will complement other programs ADB is supporting in the Philippines. For example, the USD400-million Competitive and Inclusive Agriculture Development Program approved by ADB in August 2020 to help the government increase

agricultural productivity; and the USD500-million Expanded Social Assistance Project approved in June 2020 to support education and health conditional cash transfers to poor households.

(PR)

Flights...

Rehab...

"The increase in flight frequency is directly correlated to the increase in demand for flights to Pagadian, Zamboanga del Sur," Villaluna told the PNA. She added that PAL will gradually add flights to other domestic destinations to serve the demand for flights across PAL's domestic route network.

Meanwhile, local carriers urged passengers to check their destination's local

said in a statement Monday that 5 million euros will help fund the recovery and rehabilitation of Marawi City, while 3 million euros will boost BARMM’s coronavirus disease 2019 (COVID-19) response.

T he proj e c t w i l l b e implemented by the Office of the Presidential Adviser on the Peace Process and the Bangsamoro Transition Authority over five years or 60 months after the agreement is sealed.

The DoF said the agreement was signed on Aug. 11 by Secretary Carlos G. Dominguez III on behalf of the Philippines and Pierre Amilhat, the director for Asia, Central Asia, Middle East/Gulf and the Pacific of the European Commission’s Directorate-General for International Cooperation and Development to represent the EU. Asked where the rest of the grants will be allocated, the office of the DoF had not responded at deadline time.

“This third grant from the EU this year underpins this major economic bloc’s unwavering commitment to the attainment of genuine and l ast i ng p e a c e and development in the Southern Philippines along with the speedy recovery of conflictdevastated Marawi City,” Mr. Dominguez was quoted as saying.

This brings the EU’s total grants for the government’s peace and development efforts in Mindanao to 85 million euros so far this year.

Meanwhile, proposals on how the 3 million euros earmarked for BARMM’s COVID-19 response will be used have been submitted to the EU by the Philippine Red Cross and the French humanitarian organization Agency for Technical Cooperation and Development.

The DoF said the EU committed to start talks with the European Commission

from page 1

Finding purpose beyond losing HELEN P. COMALING MASTER TEACHER I Silongon Elementary School Tudela District Division of Misamis Occidental

The sad reality of life is knowing that any second without notice we may lose someone we love so dearly or we may ourselves lose our lives without a single goodbye to the ones we will be leaving behind. No matter how much we try to stop time or the unforeseen events of life, someone we love will depart from us, because life in this bittersweet world is only fleeting and temporary. We can never control things to happen as it is, we don’t know when it'll be over and we don’t even know how it ends, what we do know for sure is that we will all say goodbye to the people, the things and the memories that we have in this temporary haven.

It pains us, it scars our hearts and it leaves emptiness in our hearts when we lose someone we love. The longing can never be satisfied by just simply looking at old photos, remembering how happy life was way back when they were still there breathing the same air we breathe. They always say life is unpredictable but they don’t usually say life hits us hard when we lose the ones we love.

We don’t know why it had to be a cycle of birth and death, why can’t it be just birth and no death at all? Just even the slightest thought of the possibility of losing makes our heart live in fear and loneliness. But we have to find the greater purpose of life while we are still alive. There is a much greater reason beyond the pain we felt, beyond all the sorrows that cover our hearts and beyond all the hardest obligatory goodbyes we have to make.

Many questions are left unanswered when someone fell asleep in death. Lots of “maybes” and “what

government requirements as these may vary in every location.

All local carriers also require passengers to wear face shields, aside from face masks, to board the flights.

(PNA)

ifs” are on our minds. In whatever way, God gives us the answers to the loneliest questions and these are written on His word, the Bible. He has a purpose why He created us human beings, and we have to find it. Once we do, the pain, the emptiness and the longing will be filled with faith and hope. Though the feeling of loss is still there, but the hope that the dead people will have soon, the chance to be with them again, will relieve the pain and lighten the load that we are carrying.

Finding purpose beyond losing the people we dearly love will always be hard. It will take time, it will take thousands of prayers to the point that some will be questioning God and His ways, our faith will be put to test. But pray hard and have faith you are nearly getting to know God’s purpose. For now, hold on to the pain, the emptiness, the longing and the memories, and when your heart’s ready, take a blunt step and start finding purpose beyond it.

Our pains and sorrows are opportunities to prove our love to our Creator and move us to get closer to Him. Soon, He will wipe out every tear in our eyes and death will be no more.

We will have a life with no pain, no suffering, no sin and death. A life full of satisfaction and happiness!

from page 1

and the World Bank which could serve as third-party administrators of the Bangsamoro Normalization Trust Fund — a multi-donor trust fund where international partners can send funds for the BARMM. Last month, the EU and the Philippines signed two financing agreements worth 60.5 million euros that will fund selected development programs in Mindanao.

EU officials have said they will be “reorienting” up to 15 million euros worth of grants to the Philippines to support the coronavirus containment effort.

Finance Undersecretary Mark Dennis Y.C. Joven had said the country’s active grants from the EU total 150 million euros so far, with 20-30 million euros more in the pipeline.

The EU is the country’s 11th biggest source of official development assistance. As of March, it had provided grants worth $138.15 million.

Asses... from page 1

the needed electric demand sooner,” Piñol said.

MinDA, as the coordinating body of the national government for M i n d a n a o - w i d e i n t e rregional development plans, programs, and projects, also joined hands with ECs to upgrade its capacity in providing ample power supply energ y to t heir respective franchise areas in Mindanao.

“We will try to tap all necessar y measures and approach to ensure that development will commence with enough and sufficient energy services even in the rural areas potential for agri-business and trades”, Piñol said.

Piñol said he remains optimistic that development is reachable with a planned and feasible outlook of electricity use as support to drive industries to a manageable future.

ECs are service-oriented, non-profit, and non-political entities that have the primary a dvo c a c y of prov i d i ng electrification in far-flung areas of the country. “This is a significant stance in partnering MinDA to craft necessary initiatives to realize the common goal of attaining

AC Energy to build solar farms

A

YALA-LED AC Energy Philippines, Inc. (ACEN) is investing in more renewable energy projects in the country as it sets to build two solar farms with a combined capacity of 150 megawatts (MW) in Central Luzon.

The energy firm told the stock exchange on Wednesday that it is building the plants with a total investment of around P6.2 billion.

It teamed up with Citicore Renewable Energy Corp., a unit of Citicore Power, Inc., to put up a 75-MW solar facility in Arayat and Mexico, Pampanga for about P3.3 billion. AC Energy will be infusing P500 million to the project, as stated in a separate disclosure.

Another project, also a 75-MW solar plant in Palauig, Zambales, is fully owned by the Ayala unit. The project, which will be constructed through ACE Endevor, Inc. and Giga Ace 8, Inc., is estimated to cost up to P2.9 billion.

“While we are facing significant challenges amidst the current crisis, ACEN remains committed to investing in the country and drive renewables expansion,” ACEN President and Chief Executive Officer Eric T. Francia said.

“We take the long view when investing,

the prosperous and welldeveloped Mindanao”, said Engr. Godofredo B. Homez, Cotelco general manager and concurrent chair of t h e C e nt r a l M i n d an a o Rural Electric Cooperative Association (CEMRECA) in Region 12.

Homez vowed to relay

and we also recognize that investments are very much needed urgently to help reignite the economy and create jobs. This is the true meaning of sustainable investing,” the official added.

The projects will bring the company’s total underconstruction projects in the Philippines to 480 MW, including 330 MW of solar and 150 MW of peaking diesel plants.

The Pampanga and Zambales power facilities are expected to start generating power by the fourth quarter of 2021 and the first quarter of 2022, respectively.

Recently, the power company announced that it would infuse P2.2 billion into Bataan Solar Energy, Inc. and Giga Ace 4, Inc. to introduce new energy technologies.

It also plans to expand ACE Endevor’s power generation operations to other areas within the country with a budget of up to P5 billion.

The Philippine unit of AC Energy, Inc., Ayalas’ arm in the energy sector, is accelerating its investments as it aims to become the largest listed renewables platform in Southeast Asia. It targets to reach 5,000 MW of renewables capacity by 2025. the details of the initial me e t i ng w it h Pi ñol to officials of the Association of Mindanao Rural Electric Cooperative (AMRECO) and the National Electrification Administration (NEA).

AMRECO has 29 active EC members in different parts of Mindanao. (PNA)

Partnership: Key to overcome the challenges of new normal in Education MARICEL MONDANO ZULIET Administrative Assistant III Departmenr of Education - Misamis Oriental Jasaan District

2020 marked the great challenge in our normal way of life, including the way education is being delivered.

Education in the Philippines indeed is facing a big change. From the usual face to face form of teaching, it has adopted and now shifted to modular and online education. This shift has not just caused burden to education department, s cho ol administrators,

teachers but as well as Filipino families.

Mo r e t h a n a l l t h e concerns evolving the shift is the resources Department of Education has to look for to finance the materials such as printing of modules and other educational materials, production of video and audio materials and support to children. Definitely, there is a need to review the year's budget and realign funding in accordance to the current

need.

Considering the number of schools and students in the entire country, it could be true to say that accommodating everything is as well another challenge.

This is the reason schools have strengthened their partnership with private entities, other government offices and non-government organizations. B ecause in t his t ime of cr isis, partnership and engagement

matter. Plus, even in the time of pandemic, Education has not stopped to be a right of each children. Even how hard the current reality is, DepEd would want to assure the children's future would not be sacrificed.

Needless to say, in time of challenge and sudden change, first and foremost of all concerns a nation thinks about is the resources. But as they say, if there is a will, there is a way.

7

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WEDNESDAY|AUGUST 26, 2020

Time... from page 4

our own at other times. We also need to outgrow this mentality, because it simply does not correspond to the reality shown to us by our Christian faith. True, it’s not easy. There’s a deep and vast awkwardness especially in the beginning. But it’s not a problem that cannot be solved.

To achieve a constant awareness of God’s presence and intervention in our life, we need to exert the effort to pray and to reach what is called a contemplative lifestyle even in the hustle and bustle of the world.

This is when we can truly say that we are having a loveinspired time management!

This story was published on Bicol Standard. Bicol Standard is an English and Bicol print and digital newspaper published and edited in Naga City, Philippines.

Love... from page 4

Jackson was giving a speech at Oxford University. He was talking about his foundation called Helping the Children.

Suddenly he broke down crying so emotionally and uncontrollably that he could not speak. Finally, Michael Jackson said: “I just wanted a dad. A father who showed me love. And my father never did that. He never said to me: ‘Michael, I love you.’”

Maybe you did not grow up in a close relationship with your parents, or your father never showed you much love.

Today, that can all change.

You can come home to your true Father Who gave you life, and will always love and accept you. He also wants to show you His awesome plan and purpose for your life. So won’t you ask Jesus to take full control of your heart and life every day? He is the only One who can give you the real love you need and were made for. Just think a minute…

SPMC... from page 4

does not bear the brunt of ALL Covid cases. Covid cases are being admitted in private hospitals and other government hospitals in Metro Manila.

8. Actually, Metro Manila got the biggest share of Covid-a9 funds at PhP592 million (PGH, National Kidne y and Transplant Inst itute, and Q u i r i no Memorial Medical Center).

Davao CIty (SPMC) got PhP326 million.

So! For those of you who just comment without doing research, it's either you are ignorant or intellectually dishonest. There is still hope for the ignorant but there is a special place in hell for the intellectually dishonest.

P.S. 1. PGH was mentioned just to give context to this post since the ignorant and intellectually dishonest, Maria Ressa contrasted SPMC to PGH. I just wanted to show how much SPMC has

developed and improved the last 20 yrs. Besides, our colleagues in PGH are our friends. Most of the consultants at SPMC had their training in PGH. This is not about SPMC vs PGH. It will never be SPMC vs PGH. 2. As for the anomalies in PHIC, we are one with the nation that this must be fully investigated. Corruption in PHIC has gone on for so long. We really do not care whether the culprits will rot in jail or burn in hell (just like the intellectually dishonest ones). The corruption at PHIC must stop”.

That’s a mouthful from Dr. Bernard Chiew. Let’s look at how SPMC attained its present status.

SPMC metamorphosed from what it was -- Davao General Hospital in the early 1960s then later as Davao Medical Center and into what it is now known today as the Southern Philippines Medical Center. Again, for the information of our legislators and the smarting Maria Ressa, the gradual improvements of SPMC was done not only through legislation which was mostly authored by the late Deputy Speaker Manuel Garcia and his two children, Vincent and Mylene, who served as representative, one after the other, of the 2nd district of Davao City up to now.

It pays that Davao City is known as “Little Tokyo”.

There were official and private engagements and among these with two Rotary Clubs and a Foundation in Japan which donated P900million for the construction of the first new big building that actually triggered the change of its name from DMC to SPMC and increases in bed capacity to 1,500, bigger than Phl General Hospital's 1.200. Japan International Cooperation Agency later funded the construction of about six more buildings in a sprawling area that cost PhP1-billion.

One of the added building within the SPMC compound is The Cancer Institute. a three-storey building with Adult Oncology in the West Wing and the 43-bedder Children’Cancer Institute in the East wing. This caters to patients from all over Mindanao and Visayas.

Dr. Mae Dolendo, head of the Children’s Cancer Institute said that for years the y have b een having international collaboration for capacity building, training, and program development through the House of Hope Foundation. The HHP is located in Margarita Village which serves as a transient home for cancer survivor and their guardians. The HHP building was donated by thenMayor now Pres. Rodrigo Duterte years back. Duterte, who supports the Foundation since its inception had made it a habit to spend Christmas with children cancer patients up to now.

SPMC is Mindanao’s pride.

It sits on a sprawling area which makes it the biggest of all public hospitals in the

country, it has the biggest capacity in the number of beds, ser ves the biggest number of people year on year, it is the government flagship hospital in Mindanao with medical services found only in this part of the country.

SPMC too has the biggest number of medical experts and nurses in its employ. It serves as the biggest and most rounded training center for doctors and nurses produced by now five schools for medicines namely the Davao Medical School Foundation, Brokenshire, the University of Southern Philippines, and now Jose Maria College.

About the same number of schools for nurses and medical technologists among others do their training at SPMC too.

Because of its modern facilities, specialists, and consultants, SPMC’s churns a substantial amount of money from the number of paying patients. In short, it remits more to the Department of Health than what it receives contrary to what crystal ball writer Maria Ressa has been gossiping around.

Corolla... from page 8

displacement, 138hp total system maximum output, and 172Nm maximum torque @ 4,000 rpm with the 16-Valve DOHC, 4-Cylinder, In-line, Chain drive with Dual VVT-I engine.

Ag i l ity, St abi l ity, an d Vi sibi l ity D e vel op e d Under Toyota New Global Architecture Designed and developed under Toyota New Global Architecture (TNGA), the Corolla Cross embodies Toyota’s vision of making ever-better cars with core strength and an emphasized personality. Boasting a 10.4m curb-to-curb turning circle and a commanding view of the road with the high seating position and thinner front pillars, the driver feels more in control with the Corolla Cross.

Similar to the Corolla Altis, the Corolla Cross has a MacPherson strut front suspension optimized for its SUV structure. The rear suspension features an allnew torsion beam design which helps improve the ride handling and reduce body roll. The MacPherson strut/ Torsion Beam suspension combined with the rigid body structure of the vehicle ensures the driver and passengers maximum ride stability and comfort all throughout the journey.

Reassuring Sense of Safety Drivers and passengers are guaranteed peace of mind and security with all of the available safety features in the Corolla Cross. All variants are equipped with 7 SRS airbags, Anti-Lock Brake System with Brake Assist and Electronic Brake Force Distribution, Vehicle Stability Control with Traction Control, Hill Start Assist, and 3-point Emergency Locking Retractor (ELR) seatbelts for the driver and all passengers. The hybrid variant has two front and four rear clearance sonars, while

the G CVT variant has 2 rear sonars, and reverse camera is available for all variants.

The 1.8 Hybrid variant also has several active safety features under Toyota Safety Sense (TSS) such as the PreCollision System (PCS), Adaptive Cruise Control (ACC), Lane Departure Alert (LDA), Lane Tracing Assist (LTA), and Automatic High Beam (AHB). Following the Hiace Super Grandia Elite, the Corolla Altis 1.8 HV, Alphard, and Prius, the Corolla Cross’ hybrid variant is the fifth in TMP’s official lineup to feature TSS. The 1.8 Hybrid variant also has Blind Spot Monitor and Rear Cross Traffic Alert (RCTA). When turned on, this system detects vehicles approaching from the rear or vehicles which may not be fully visible through the side mirrors, and alerts the driver through visual and audio signals.

Pricing The New Corolla Cross is available in two variants and four colors. Customers may check out the vehicle at any of TMP’s 70 dealerships across the country. They may also see more information about the car, calculate payments, or submit inquiries direct to their preferred dealer via https://toyota.com.ph/ corollacross.

Priced competitively at Php1.65M, TMP further commits to its vision of making responsible and sustainable technologies more affordable and accessible for more Filipinos. TMP will also be making the Corolla Cross Hybrid variant available through the Balloon Payment Plus financing plan.

“We understand customer apprehension on hybrid technology: affordability, maintenance, and resale value – that’s why we are offering the Corolla Cross hybrid with Balloon Payment Plus – lower monthly payments, inclusive of periodic maintenance, with guaranteed future resale value.” says TMP First Vice President Sherwin Chualim “Owning a hybrid vehicle

is made easier and more affordable, and customers are guaranteed a hassle-free experience from buying, owning, and future reselling of their vehicle.” he continues.

For more information on the New Corolla Cross, visit TMP’s official website at www. toyota.com.ph and follow the official social media pages at ToyotaMotorPhilippines (Facebook and Instagram), @ToyotaMotorPH (Twitter), and Toyota PH (Viber and Telegram). More information about hybrid electric vehicle technology can be found at www.toyota.com.ph/hybrid.

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF CONRADO S. ODCHIGUE WITH ADJUDICATION OF OWNERSHIP BY SUCCESSION KNOW ALL MEN BY THESE PRESENTS:

That the late ALICIA B. ZATE, who died ____________________ at __________________, that the deceased left no debts, and no will of testament, but left a certain parcel of land, more particularly described as follows; Tax Declaration No. 22-0003-00608, situated in Linangkayan, Naawan, Misamis Oriental containing an area of TWO HUNDRED FORTY-FOUR (244) Square meters, more or less, that only fifty percent of the aforementioned property was owned by the deceased, and the remaining fifty percent is owned by her widower Legario Zate as his conjugal share, and has been the subject of an EXTRAJUDICIAL PARTITION WITH DEED OF ABSOLUTE SALE, filed by heirs of ALICIA B. ZATE, in favor of JOY P. DAGANIO, per DOC #90; PAGE #18; BOOK #08; Series of 2020, under the Notarial Registry of ATTY. IKE L. ROA.

That the late PEDRO PAGALAN, who died on April 29, 1992 at manticao, Misamis Oriental; that the deceased left no debts and no will of testament, but left a parcel of land, more particularly described as follows: with Tax Declaration No. 22-000800055 situated in Patag, Naawan, Misamis Oriental, containing an area of Thirty-nine Thousand Nine Hundred Seventy-one (39,971) square meters, more or less, that this portion does not include personal property; that however a portion the said property is actually owned by RAYCITO M. RACINES, SARAH R. CEBRIAN, SLYVIA R. PIERCE, and HEIRS RENE M. RACINES, represented by his widow GEMMA B. RACINES, all of legal age, Filipino citizens and residents of Naawan, Misamis Oriental which portion has an area of 17,686 square meters, more or less and has been the subject of an EXTRA JUDICIAL PARTITION WITH WAIVER OF RIGHTS, filed by the heirs of PEDRO PAGALAN, per DOC #455; PAGE #91; BOOK #03; Series of 2020 under the Notarial Registry of ATTY. IKE L. ROA.

That the deceased CONRADO S. ODCHIGUE died in Mambajao, Camiguin which is his address at the time of his death and who demised without leaving a will nor incurred indebtedness during his lifetime and he remains the declared owner of real properties with Tax Declaration No. 3684 situated in Catuhogan, Mahinog, containing an area of 4,401 square meters, Tax Declaration No. 4071 situated in Balintunga, Catuhogan, Mahinog, containing an area of 3,139 square meters, Tax Declaration No. 4137 situated in Catuhogan, Mahinog, containing an area of 945 square meters, Tax Declaration No. 5013, situated in Hubangon, Mahinog, Containing an area of 415 square meters, Tax Declaration No. 8225 situated in Balintunga, San Isidro, Mahinog, containing an area of 1,641 square meters, Tax Declaration No. 6410 situated in Magkanaway, Anito, Mambajao, containing an area of 1,784 square meters, Tax Declaration No. 3000 situated in Binaliwan, Mahinog, containing an area of 675 square meters, Tax Declaration No. 4076 situated Catuhogan, Mahinog, containing an area of 971 square meters, Tax Declaration No. 4501 sitauted in Bugwac, Catuhogan, Mahinog, containing an area of 942 square meters, Tax Declaration No. 4750 situated in Hubangon, Mahinog, containing an area of 3,393 square meters, Tax Declaration No. 5331 situated in Hubangon, Mahinog, containing an area of 1,202 square meters, Tax Declaration No. 5699 situated in Hubangon, Mahinog, containing an area of 1,861 square meters, Tax Declaration No. 100579 situated in Poblacion, Mambajao, containing an area of 107 square meters, Tax Declaration No. 104071 sitauted in Anibongan, Poblacion, Mambajao, containing an area of 10,215 square meters, Tax Declaration No. 104074 situated in Anibongan, Poblacion, Mambajao, containing an area of 9,093 square meters, Tax Declaration No. 104075 situated in Anibongan, Poblacion, Mambajao, containing an area of 7,435 square meters, Tax Declaration No. 100560 situated in Lagunde, Pobalacion, containing an area of 74 square meters, Tax Declaration No. 100565 situated in Lagunde, Poblacion, containing an area of 863 square meters, Tax Declaration No. 100566 situated in Lagunde, Poblacion, BLDG., Tax Declaration No. 100567 situated in Lagunde, Poblacion, BLDG., Tax Declaration No. 103683 situated in Panasan, Poblacion, containing an area of 4,416 square meters, Tax Declaration No. 102680 situated in Centro, Poblacion, containing an area 355 square meters, Tax Declaration No. 93712 situated in kauswagan, Cagayan de Oro City, containing an area of 221 square meters, Tax Declaration No. 11748 situated in Tupsan Pequeño, Mahinog, containing an area of 1,075 square meters, Tax Declaration No. 11988 situated in Tupsan Pequeño, Mahinog, containing an area of 4,550 square meters, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF CONRADO S. ODCHIGUE WITH ADJUDICATIO N O F OWNERSHIP BY SUCCESSION, filed by the heirs of CONRADO S. ODCHIGUE, per DOC #56; PAGE #12; BOOK #57; Series of 2017, under the Notarial Registry of ATTY. VITO M. CARRILLO.

BWM: Aug. 19, 26 & Sept. 2, 2020

BWM: Aug. 19, 26 & Sept. 2, 2020

BWM: Aug. 12, 19 & 26, 2020

EXTRAJUDICIAL PARTITION WITH DEED OF ABSOLUTE SALE KNOW ALL MEN BY THESE PRESENTS:

EXTRA-JUDICIAL PARTITION AMONG HEIRS KNOW ALL MEN BY THESE PRESENTS: That the late RICARDO A. CLAVEJO and JESUSA CLAVEJO, who both died on March 21, 2001 and July 10, 2012, respectively, at San Antonio, Talakag, Bukidnon; to the best of our knowledged and information of the parties hereto the deceased left no will nor no known debts which remain unpaid whatsoever; the deceased at the time of their death left a parcel of land with OCT NO. P-46348, situated in the San Antonio, Talakag, Bukidnon, Island of Mindanao, containing an area of 86,233 square meters, and has been the subject of an EXTRA-JUDICIAL PARTITION AMONG HEIRS, filed by the heirs of RICARDO A. CLAVEJO and JESUSA CLAVEJO, per DOC # 171; PAGE #35; BOOK #184; Series of 2018, under the Notarial Registry of ATTY. GIL U. BANAAG. BWM: Aug. 12, 19 & 26, 2020

EXTRA JUDICIAL PARTITION WITH WAIVER OF RIGHTS KNOW ALL MEN BY THESE PRESENTS:

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MOTORING IN-DEPTH

Wednesday|August 26, 2020

8

Everyday, Reinvented:

Cross Into The Future With The New Corolla Cross A

FTER commemorating its 32nd anniversary this month, leading mobility company Toyota Motor Philippines (TMP) marked another milestone by introducing the very first hybrid crossover in its lineup, the new Corolla Cross.

Designed as the stylish urban vehicle, the Corolla Cross combines Toyota’s signature “QDR” (quality, durability, and reliability) with style and functionality. Its hybrid electric variant further realizes Toyota’s vision of sustainable mobility and makes self-charging hybrid technology more accessible to Filipinos.

In addition to its hybrid technology, the Corolla Cross also features two of Toyota’s most advanced car technologies today, the Toyota New Global Architecture (TNGA), and Toyota Safety Sense (TSS).

“Guided by our philosophy of making ever-better cars, Toyota took the best of a trusted model, the Toyota Corolla, and turned it into a sleek and modern crossover,” said TMP President Atsuhiro Okamoto during the online launch of the new vehicle. “The Corolla Cross is designed to move you in comfort and style, whether you're seeking adventure, doing business, or simply spending time with people you love,” he added.

First revealed in its global premiere last month, the Corolla Cross is the latest addition to Toyota’s global bestselling Corolla series. Since its launch in Japan in 1966, the Corolla series has sold a cumulative total of 48

million units or more, in more than 150 countries and regions around the world.

The New Corolla Cross, with its 1.8 V HV (Hybrid) and 1.8 G CVT variants will be available at Toyota dealerships nationwide from August 26, 2020.

Commanding Identity and Striking Design The Corolla Cross’ exterior starts strong with its imposing double trapezoid front grille which gives the vehicle a wide and stable appearance. Exclusive to the hybrid variant are LED Light Curtain Daytime Running Lights and a subtle blue accent to the bi-beam LED headlamps which perfectly complements the blue Toyota logo. Sleek defined lines run from the side to the front of the aerodynamic cabin and the subtle “Double C” character lines along the vehicle’s side profile exudes a sophisticated impression.

Truly made for the urban setting, the high approach angle combines the strong stance with functionality, with great capability on speed bumps and inclines.

The overall look of the vehicle emphasizes the spacious utility ready for the customer’s dynamic lifestyle, whether it be the weekday job or the weekend getaway.

Elegant Interior and Exceptional Ride Experience Consistent with its sophisticated exterior, the Corolla Cross gets a classy minimalist interior which comes in leather for the hybrid variant. The wide and spacious cabin

space gives abundant head clearance for easier ingress and the slim seatback gives ample legroom for backseat passengers. The thinner pillars and rear quarter window add to the roomier atmosphere of the Corolla Cross and provides more outward visibility.

The hybrid variant also has a retractable tonneau cover for the rear trunk space for privacy, and the spacious trunk has comfortable loading height for ease of access.

The driver gets accessibility and control all throughout the ride with features such as Smart Entry and Push Start System, power adjust with auto fold for the side mirrors, power windows, and speed-sensing door locks, and for the 1.8 V hybrid variant, rainsensing windshield wipers

and 8-way power adjust driver’s seat.

Convenient steering wheel switches enable the driver to adjust Toyota Safety Sense (TSS) features and 7” multiinformation display for the 1.8 V hybrid, and audio, and phone connectivity features for all variants. Apple Carplay and Android Auto is compatible with the 1.8 V Hybrid’s display audio.

Conscious Performance and Sustainable Mobility TMP positions adoption of hybrid electric vehicles as the perfect transition to vehicle electrification in the country. By popularizing hybrid technology and making it more accessible, TMP takes another step forward in line with Toyota’s global commitment to push for

sustainable mobility as outlined in its Toyota Environmental Challenge 2050.

With its competitive price point, established Corolla legacy, and strong and sophisticated design, the Corolla Cross is the perfect road companion for customers who are looking for a stylish, functional, and efficient crossover.

The hybrid variant is powered by a 1.8L engine with Atkinson Cycle designed for the Hybrid system, and gets 1,798 cc displacement which gives of 142 max. torque @3,600 rpm, and an electric motor which helps in providing a 120hp total system max output. Three available driving modes (Eco, Power, and EV) also give the driver more control.

With Hybrid technology,

every trip is guaranteed to be: Fuel-efficient – consume less fuel whenever the engine switches to the electric motor as the vehicle’s source of power Environment-friendly – less fuel consumption means less CO2 emissions Quiet – electric motors make very little noise while running Comfortable – enjoy a more responsive drive and experience smoother acceleration perfect for city driving Hassle-free – Hybrid vehicles do not have to be plugged in as the battery self –charges as the vehicle is driven. Every step on the brake allows the car to recharge.

The 1.8 G CVT variant gets 1,798cc COROLLA/PAGE 7