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Summary of Cardinal Care Dental Benefits
Eligibility
Deductibles
Students enrolled in Cardinal Care and Dependents enrolled in Dependent Care
Aetna PPO Dental dentists: $25 each plan year
Non-Aetna-PPO-Dental dentists: $50 each plan year
Deductibles waived for diagnostic and preventive dental care?
Maximum Benefit
Yes
Aetna PPO Dental dentists: $1,000 each plan year
Non-Aetna-PPO-Dental dentists: $1,000 each plan year
All registered students are automatically enrolled in Cardinal Care and must take action to acknowledge their understanding of the Cardinal Care Enrollment Policy in Axess (at which time a request to waive coverage may be submitted).
As part of the university’s requirement that all students have adequate health insurance coverage, all registered students are automatically enrolled in Cardinal Care in their first registered quarter of each academic year.
Cost and Coverage Dates for Cardinal Care
Cost is a major consideration for many of our students. Cardinal Care has comprehensive benefits that provide exceptional coverage. Taxes and fees imposed by health care reform have contributed to the price. In some instances, subsidies and other aid may be available to help offset the premium.
Cardinal Care is an annual health insurance plan which runs September 1 through August 31 each year. It includes coverage in Summer Quarter (whether the student is registered that quarter or not), For most students (i.e., those who enter the university in Autumn Quarter), the annual premium is billed over 3 quarters for 4 quarters of coverage. The annual cost for Cardinal Care for the 2023–2024 academic year is $7,128. Students are charged $2,376 in Autumn Quarter, $2,376 in Winter Quarter, and $2,376 in Spring Quarter for the annual period and are covered but not billed in Summer Quarter. The 2023–2024 Cardinal Care Cost and Coverage Table below provides information about the charges enrollees will see on the university bill, as well as other important details, by quarter, based on the student’s first registered quarter at Stanford.
