H RIVATE

Where do hard money lenders get their capital to loan to us as investors? From investors like you! These are hedge funds and institutions offering private investors low, but safe terms on their capital – typically 4%-7% a year if they leave it in for 3-5 years. Well, the pandemic changed this game as well. There was a point in the beginning, no hard money lenders were lending during covid. This was obviously extremely detrimental to institutional flippers like Strategic.

The solution to the crisis of no hard money, was to skip hard money lenders all together and go after their investors (like you). Rather than 4%-7%, we can offer Private Lenders as much as 15% on their loans to us. They get the same security/collateral a hard money lender requires – First position lien against the subject property. What we get in return are rates close enough to hard money, it is better to pay it to a Private Lender and avoid all the hassles and hoops they come with.