Required Loan Documentation

• Photo ID • Social Security Number • Date of Birth • Home addresses lived at as a primary residence for the past two years • Addresses for any rental properties including mortgage statements and home owners association bill • Work address, phone numbers and employment position for the past two years • Checking and savings account statements for the past two months (6 months for child support/alimony) • 401K/IRA statement last quarter • Four most recent pay stubs. If you have received a recent raise please let the lender know • Federal income tax returns for the past two years for both personal and business (if applicable) • Divorce settlement papers if receiving child support, alimony, or if ex-spouse pays a debt • Gift letters if you are using gifts from parents, relatives or organizations to help cover the purchase costs • Social Security/Disability Award Letter • Pension Letter from Employer • Home Owners Insurance binder when a contract for purchase is fully executed