▪ Health Savings Account (HSA

Your Blue Solutions plan gives you access to a health savings account (HSA) that gives you more control over the money you spend on doctors, prescriptions and tests.

It is like a retirement bank account for medical expenses that you can use both now and in the future.

Triple Tax Advantages:

• The money you contribute is done so on a pre-tax basis • The interest you earn in a HSA is tax-free • The funds are not taxed when spent on qualified medical expenses

No use it or lose it feature. This is your savings account,. The funds are yours and will roll over from one year to the next if not used.

This is your opportunity to save for your medical expenses. It is a great time to be engaged in your health!

KEEPING YOUR COSTS LOW AND OFFERING BEST IN CLASS BENEFITS IS OUR GOAL.

Qualified medical expenses include:

Acupuncture Hearing Aids

Smoking Cessation Programs Ambulance Hospital Services Surgeon Fees Birth Control Pills Insulin treatment Transplants Braces Laboratory Fees Transportation for healthcare Chiropractor Long Term Care Vision Expenses Contact Lenses Machine Tests X-Ray fees Deductibles Medicare Part D Premiums Dental treatment Mental Health Non Qualified Expenses include: Diagnostic Tests Nursing Home Cosmetic Surgery Durable Medical Equipment Prescription Drugs Non prescription Meds Eye Glasses. Psychiatric Care Health Club Dues