This report reflects the performance of the SRLF during the period 2020 - 2021. Not only does it reflect the financial performance but celebrates the staff and their contribution to the bottom line and the service of the SRLF. Our corporate responsibility is also highlighted as we seek to give back to the Barbadian community beyond offering student loans, as a better Barbadian is one who is inspired and empowered to invest in their future. We are proud to have served Barbadians for close to 45 years and look forward to presenting many positive reports in the future.