Capital District Senior Spotlight August 2017

C a p i ta l D i s t r i c t COMPLIMENTARY

Senior A Spotlight News publication in cooperation with Senior Services of Albany

Spotlight

THE RESOURCE FOR SENIORS

AUGUST 2017

NO. 8

Goodbye and thank you Cheating time, not your diet Help Wanted

cdseniorspotlight.com AUGUST 2017 — CDSENIORSPOTLIGHT.COM 1

Fall 2017 Living Well Ongoing Fitness Classes September 18–December 8

Registration is recommended—call the phone numbers provided to register. All are welcome!

Join anytime during the session. There are no fees for these programs, compliments of MVP Health Care®.

Mondays

(No classes October 9)

Chair Moves

9:30–10:15 am

Village of Colonie Senior Center 518-869-7172

Latin Moves

9:30–10:15 am

Saratoga Senior Center

518-584-1621

Beginner Tai Chi Moves

1:15–2:00 pm

Guilderland Senior Center

518-280-7607

11:00–11:45 am 1:00–1:45 pm 1:00–1:45 pm

National Museum of Dance Clifton Park Senior Center Niskayuna Senior Center

1-800-665-7924 518-383-1343 1-800-665-7924

Striders Walking Club

9:00–10:00 am October 4–December 6

1-800-665-7924

Bokwa® Drums Alive Drums Alive

11:00–11:45 am 1:30–2:15 pm 2:00–2:45 pm

Colonie Center Mall Lower level, center court in front of Boscov’s Alpin Haus Fitness Center East Greenbush YMCA JCC of Schenectady

10:00–10:45 am Sunnyview Wellness Center September 22– Schenectady December 1 No classes 11/10, 11/24 1:00–1:45 pm Beltrone Senior Center September 22–October 27

1-800-665-7924

Tuesdays Zumba Gold® Zumba Gold® Chair Moves

Wednesdays

1-800-665-7924 1-800-665-7924 1-800-665-7924

Fridays Gentle Yoga Moves

Zumba Gold®

1-800-665-7924

Questions? Call MVP Medicare Community Health Promotion at 518-386-7936, Monday–Friday, 8 am–5 pm (TTY: 1-800-662-1220).

Or visit mvphealthcare.com 102157_4

2 SENIOR SPOTLIGHT — AUGUST 2017

Editor’s desk

The sky is not falling Government, health care, looking to take care of Baby Boomers as they age

W

e often broach the subject of Elder Care with the focus that families need to take action sooner, rather than later. But, in this month’s feature, weturn the tables on a long-term health care industry that needs to hire trained individuals now before demands get out of hand.

The Baby Bomber generation has arguably been the strongest power of influence in this country for the last half century. From the urban sprawl created in the ’40s and ’50s by couples moving out of the city and into suburbia to start families, to school expansion, infrastructure upgrades, shaping pop-culture and increasing consumer demands that pump-primed business and industry. Now, as that generation ages, we see more retirement communities and an increased need for long-term health care that touches upon insurance, medical practitioners and their own children.

For crying out loud, do you remember when looking forward to the future meant waiting for your flying car? Why so doom and gloom? Well, Chicken Little isn’t quite screaming that the sky is falling. The health care industry appears to have taken notice, as have policy makers at several levels of government.

If this generation has taught the world anything, it’s to move. See a problem, act on solving it. Baby Boomers protested against war, fought for civil rights and pressed for environmental protection to shape the world we live in today. That world has not forgotten, and that generation will continue to shape it.

With the steps health care providers are already taking, it gives us confidence that we’ll be able to take care of our Baby Boomers in the years to come.

Sincerely, Michael Hallisey, Managing Editor Spotlight Newspapers

August 2017 Features Help Wanted

10-11

Columnists Ask Your Daughter

4

Legal Chat

5

Organize Senior Moves

6

Medical Corner

7

Retire Retirement

8

Veteran Next Door

12

Social Security Corner

18

Senior Services Senior Services of Albany

9

Voorheesville Public Library

13

Troy Area Senior Service Center

13

Colonie Senior Service Centers

14

Albany JCC

15

Bethlehem Public Library

17

publisher - John

McIntyre editor - Michael Hallisey advertising sales - Denice Mau art director - David Abbott graphic design - Martha Eriksen Capital District Senior Spotlight is a unit of Community Media Group LLC. Published monthly. Deadline for advertising and calendar events is the 5th of the month preceding publication. Display advertising rates are available on request.

Capital District Senior Spotlight reserves the right to refuse advertising for any reason. We do not guarantee any of the information, services or products published in this or any issue. The opinions expressed by the contributors do not necessarily reflect the opinions of this paper. Copyright © 2011 by Capital District Senior Spotlight.

No portion of Capital District Senior Spotlight may be reproduced without written permission from Community Media Group LLC.

AUGUST 2017 — CDSENIORSPOTLIGHT.COM 3

Ask Your Daughter

Thank you, and goodbye life, because we all live together “There is no real ending. It’s on a small defunct mushroom just the place where you stop the farm in West Camp, NY. story.”

For the past three years I — Frank Herbert wrote often about my life and n April of 2014, I intromy family, well appreciating duced myself to you, the the irreplaceable privilege of loyal readers of Senior writing the monthly Ask Your Spotlight. I announced Daughter article. It was my that I was the new Executive hope to share with you some of Director of Senior Services of the professional and personal Albany and that I was the oldest insights I have acquired regarddaughter of Christian (84) and ing aging well, along with the Gerlinde (79); two Austrian im- various resources available to us, migrants who moved their small our aging parents, and all those family to America in 1968. I around us, as we head down told you about the unbreakable that final hill together. I wrote bonds that formed between a about parenting our parents, the mother, a father and two young secret to lifelong happiness, and daughters as life in this foreign how I suffered from the holiday land unfolded. And I shared blues. There were articles about with you that, for the past eight family relationships, family years, I have had the honor of vacations, and finding a way to caring for my parents as they are forgive those who have hurt us. encircled by the twilight of their I provided you with websites

I

and community resources that I hoped would help you in some small way. And in May of 2015, I announced that I had become a first-time grandmother (and my parents had become firsttime great-grand parents) to a brilliant, beautiful, baby girl who will surely take after me.

In their wisdom, my son and daughter in-law named her Elka Rain Boeckmann, which if you recall did not sit well with me, but now I could not imagine life without my lovely Elka Rain.

I loved getting your letters and emails and having you stop me and say, “I know you. I have seen your picture. You write that article.” I will miss that; however, all things must come to an end. In the words of Paulo Coelho, the Brazilian author of “The Alchemist,” “It is always

important to know Monika Boeckmann when something has reached its end.

Closing circles, shutting doors, finishing chapters, it doesn’t matter what we call it; what matters is to leave in the past those moments in life that are over.”

This is one of those moments in life that is now over. This is my last article and I will make this space available for others who will have much to share with you. This is where the story stops and Ask Your Daughter signs off. Thank you for reading.

Please continue to email me at mboeckmann@seniorservicesofalbany.com or write to me at Senior Services of Albany, 32 Essex Street Albany, NY 12206.

Be well and be happy, Monika

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Legal Chat

Do I need a trust?

W

hen reading about estate planning and financial planning, you will often see the use of trusts mentioned. In trying to determine if use of a trust would be beneficial for you, it is helpful to know about the different kinds of trusts and what they do.

A testamentary trust is set up inside of a person’s last will and testament. It is most commonly used to protect money and assets passing to minor children, usually specifying that they need to attain a certain age(s) before they can have access to the funds. They can also be used for family members who are unable to handle their finances well or for tax planning purposes.

An irrevocable trust is one that you transfer assets into (cash, real property, etc.) and then cannot remove. You ordinarily receive income from the trust over a specified period of time for specific things, and then when you pass away, the monies are distributed as you direct. The most common irrevocable trust is used for Medicaid planning purposes, but they can be used for tax planning purposes as well. It is important to remember that once you place assets into this type of trust, you can no longer access them.

A revocable trust is ordinarily used when people want to put all of their assets in one place for ease of management, but still maintain the ability to access those assets if they need

to. Revocable trusts do not protect your assets for Medicaid purposes, nor do they necessarily provide any tax planning benefit.

A supplemental needs trust is established for the benefit of a disabled person. It can either be established by the disabled person themselves (first party) or by a third party for their benefit. These trusts allow the disabled person to become/remain Medicaid eligible, as well as protect other benefits. With a first party trust, upon the passing of the disabled person, Medicaid is able to first recover on any lien for services provided, and then any remaining assets pass to the disabled person’s estate. With a third party trust, Medicaid is by-passed, and at the time of the passing of the

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disabled Jennifer Corcoran person, any remaining assets are distributed as the trust directs.

Prior to beginning any type of trust planning, it is important to discuss your options with an experienced estate planning attorney who can assist you in determining what plan is appropriate for you and your family.

Jennifer Corcoran, Esq., is a partner practicing elder law, estate planning and administration, and family and matrimonial law at Tully Rinckey PLLC, a full-service law firm located in Albany, NY. If you would like your legal question or topic answered in a future column, please call (518) 218-7100.

Coming Soon: BRAND NEW Community Clubhouse!

Visit our Model Cottage at 38 Provoost Place in Delmar (off Van Dyke Road) Open M–F 12-4PM; Sat 12–4PM; Sun 12–4PM. No appointment necessary!

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55 and Better Active Adult Community

689-0162 • TheSpinneyatVanDyke.com AUGUST 2017 — CDSENIORSPOTLIGHT.COM 5

Organize Senior Moves

De-Cluttering Michelle KavanaughAnastasi

It’s not a 4-letter word for moving No need to have a potty-mouth when you speak of moving. Get help.

the goals that they have set out for themselves. This includes allowing yourself to let go of some things, allowing yourself to pass them along to family, donations, or even the trash.

Safe Keep yourself safe by minimizing the number of potential hazards. These hazards include: papers scattered on the floor, too much furniture, books, and piles of clothing. Take a close look at your home, with the focus of reducing the number of tripping hazards.

Save money

I

have an experiment for you readers: Tell someone that you would like to help them “de-clutter” or “downsize” their belongings.

The responses will range from outright refusal to a wonderful look of gratitude. After five years of work with a senior move management company, here are some of the most common responses that encountered: A flat out response of “no”.

A befuddled look, followed by “what, exactly, will you be doing?”

My personal favorite, “I think I’ve already done a pretty good job of it.”

If you are lucky: “I have been wanting to do this for a long time, but didn’t know where to begin.”

For some people, the thought of going through years of accumulation is enough to make them freeze with fear. As senior move managers our goal is to have

6 SENIOR SPOTLIGHT — AUGUST 2017

people resist viewing the process as a four letter word, and start embracing this as a necessary transitional process. As a matter of fact, here are some four letter words that are actually acceptable when it comes to downsizing your home!

Calm Done properly, downsizing and de-cluttering can lead to a wonderful sense of calm upon completion of

the project. Our brains are wired to work in an uncluttered environment! Why fight Mother Nature?

This is where you will identify — save money by not paying to transport items that you don’t use.

Help

Consider donating the items that you have not chosen The “minimalist movement” to move with you. Some is alive and well! Jump on charities have trucks to pick up board and be the first to show your donations, and you will your friends and neighbors also receive a tax deduction for how hip you are. them!

Hopefully at this point I at least have you interested in beEveryone likes to achieve ginning the de-cluttering. It’s never too soon to begin the process, and work your way towards some four letter words that are always acceptable!

Michelle KavanaughAnastasi is CEO and founder of Organize Senior Moves, LLC. The independently owned move management company is a member of the National Association of Senior Moving Managers.

Cool

Goal

Donate items you don’t plan to take with you. It will make you feel better about yourself.

Medical Corner

Sun, UV radiation and the health of your eyes

M

any people are confused about the effect of sun exposure on their eyes. I will try to alleviate some of this confusion by providing some in-depth information about related topics/terms.

UV light Visible light corresponds to range of 400- 700 nanometer (nm) wavelength of light and color range from violet to red. Human eye cannot see the spectrum of light outside these wavelengths and colors. Light spectrum beyond the violet light (corresponding to 400 nm) is called ultraviolet light and is the most damaging to human beings by causing light induced toxicity and cancer formation. Ultraviolet light range is subdivided according to the wavelengths: UVA range 400-315 nm, UVB range 315-280 nm and UVC range 200-100 nm. UVC light has a wavelength that is too short to reach the earth and is absorbed by the earth’s atmosphere and so is inconsequential to human beings. Of the solar light reaching the earth 95% is UVA and 5% is UVB. Most common light source on earth is the solar light; however, with advent of sunbeds, there are man-made toxic sources of light as well. More and more of these sunbeds emit UVA; necessitating proper precautions.

Eclipse and solar viewers Sunglasses, cameras, telescopes, binoculars DO NOT PROTECT provide safe views of the eclipse. Special eclipse glasses or hand held solar viewers should be used and the directions should be followed

exactly to keep your eyes safe if you want to watch this amazing phenomenon.

ness and other discoloration, telangiectasia (dilated blood vessels) around the eye can be prevented to a large extent by protecting against sun exposure.

Glare deals with visible spec- Skin cancers like squamous and trum of light. It is just annoying basal cell cancers and melanomas and some precancerous and not necessarily harmful to your eyes. Polarized lenses allow conditions like actinic keratosis have been linked strongly to only a portion of the light to pass through the lenses and help the cell damage caused by solar with avoiding glare.

Glare

Dr. Pamela Kaw

know the happiness generated by sun-kissed summer afternoons after months of wintry gloom. SAD, an acronym for seasonal affective disorder, has been linked to inadequate daylight exposure during winter months. Sunlight plays a major part in our circadian rhythm and associated sleep - wake cycle and generates an ample

Sunglasses Sunglasses that block both UVA and UVB are the most protective. These are sometimes labeled as UV400 or 100 percent protection. Wrap arounds and large sunglasses offer better protection. Tinted lenses or transition lenses do not offer UV protection automatically.

Sunscreens and SPF SPF or sun protective factor denotes the amount of protection offered by topical application of sunscreen. For e.g. a sunscreen with SPF 30 means that this sunscreen, if applied according to directions, will allow only 1/30th of the solar radiation to be absorbed by the skin. The rest is either reflected to the atmosphere or absorbed by the sunscreen. None of the sunscreens offer total protection, hence the term sunblock has lately had a pushback by federal regulating agencies.

Eye conditions related to sunlight exposure In recent years scientists have studied the effect of sunlight on human skin and we now have ample evidence that wrinkles, rhytids, crow’s feet, yellow-

radiation. Degeneration caused by ultraviolet radiation causes formation of bumps called pinguecula and pterygium on the white of the eye, called the sclera. These are very common in tropical parts of the world and in workers and athletes who spend a large part of their day outdoors. At times, these bumps can progress to threaten vision and must be surgically removed.

Although cataracts are formed as we age, the rate of progression is rapid in eyes exposed to more sunlight. Solar light can also cause burn in the retina called solar retinopathy, which can lead to significant damage to vision.

Benefits of sunlight All of us in the northeast

amount Vitamin D in the skin, especially in fair skinned people.

Vitamin D is important for bone health and its deficiency is being linked to cancer, depression, coronary artery disease and asthma in children. Recent studies are linking inadequate sunlight exposure to development of nearsightedness or myopia in kids!

In summary, we all need sunlight in moderation. Know your sunscreens and the amount of protection they offer. Remember sun is not the only source of UV radiation. Use protective eyewear when tanning. Enjoy your summer!!

Pamela Kaw MD is in private practice in Troy, NY. For any questions regarding the article please email her @ pamkaw@ gmail.com.

AUGUST 2017 — CDSENIORSPOTLIGHT.COM 7

Retiring Retirement

Seniors over sixty who are finishing strong

Definition of ‘mission’

“M

ission” is a funny word.

It can be thrown out irreverently or used to describe the likes of Dr. Livingston in the deepest parts of Africa.

Most commonly, it seems to be reserved for the very special amongst us.

And yet “mission” is the only appropriate word that recentlyretired seventy-three year old Gail MacIntosh could use in describing her five-decade stint at St. Matthew Lutheran Church’s school right in Albany.

“This church is in my blood and bones,” she said, adding that her ancestors help found the church in the mid-1800’s.

“We were poor most of our lives from serving here. It’s a calling.

I would even consider my college degree in early education a

MacIntosh holds court as she speaks about faith. calling.”

She rose from the ranks as a volunteer, teacher assistant, kindergarten teacher to become the principal and administrator. And through many of these years, her dedication led her to evening St. Rose and Maria College classes and weekend work.

“But my first love was and always will be teaching kin-

dergarten,” she says. “The first priorities are The Lord, loving and caring and keeping them safe and then teaching in that order. Some of the children had never heard about God and never would have. It may take years or decades, but once we plant the seed it grows. Even for the special needs kids. Students from years ago ‘friend me’ on Facebook and often come back

to visit and even Robert LaCosta work here.

And yet, I can remember all of their faces.”

MacIntosh tries to bring faith to the level of the youngsters by putting lots of pictures of Jesus – some as simple as Jesus standing behind a child at bat in a baseball game.

“It’s remarkable that you can have a job where you love going to every day,” she said.

What she didn’t say was just how much generations of kids got from her giving it all every day.

“Mission” is definitely not a hyperbole in this case.

Robert J. LaCosta writes inspirational devotional posts every day on Sonrisen.com and is a wellknown speaker. To suggest a senior to him, write norepcom@gmail.com

VOLUNTEERS NEEDED!

Isolation and Loneliness KILLS KILLS..

Volunteers Needed to SAVE LIVES.

D

o you have a skill or talent you are willing to share with your elderly neighbors? If you can give a few hours a month or even few hours a week you can make a huge difference in the lives of local seniors.

Opportunities available throughout Albany County. Here are some examples of classes volunteers can run: Yoga teachers, Tai Chi, aerobics, music, dance, writing, art, painting, book club, photography, ceramics, knitting, etc.

Classes & programs must be conducted during the day between

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10:30am and 2:00pm.

If interested, please call Brenda at 465-3322 101688_4

8 SENIOR SPOTLIGHT — AUGUST 2017

Senior calendars Senior Services of Albany www.seniorservicesofalbany.com • Meals on Wheels: 20 Warren St., 465-6465 • Newgate Social Adult Day Services: 760 New Scotland Ave., 449-8035 • Westview Senior Center: 680 Central Ave., 482-2120 • Caregiver Connection/Caregiver Support: 694-3511 • Transportation: 434-4219 • Community Care Services Division: Case Assistance 435-1794, HIICAP 935-2307

Westview It’s SEW EASY! Thursdays 10:30 to 11:30 a.m.

Topics include threading, winding bobbins, and basic pattern cutting. Bring your pattern and partner up! See your fashion design aspirations come to life, take home a handmade project that you can feel proud of.!

Happy Hour Wednesdays 3 to 5 p.m.

Every Wednesday, join us for appetizers, music and dinner at 5 p.m.

Westview Choir Thursday, Aug. 17 10:30 a.m.

This is a conventional choir with four basic voice types and ranges; you don’t have to be a great singer, every voice counts.

Join us for good fun, music and socializing.

Community Dining Lunch: Monday – Friday 12 p.m.. Dinner: Wednesday at 5 p.m.

Call 518-482-2120 for reservations..

Cohoes 3rd Annual Variety Show Friday, Aug. 4, 5 p.m.

The variety show features local talent across the capital district, we have singers, dancers, and comedians. Enjoy entertainment served with a fabulous pasta dinner.

“A Cremation Service” Serving the entire Capital District

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Roy F. Bordeau Owner/Manager Serving Families Since 1975

218 2nd Avenue, Troy, NY • 518-435-8030 www.SimpleChoicesCremation.com 101841_4

Musical Performance Monday, Aug. 14, 12:30 p.m.

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We are hosting a special free musical performance of the Magpie Quartet this event is open to all ages.

Line Dancing Mondays 10 a.m.

Lu Rinaldi instructs the Line Dancing class. Classes focus on sequential dance steps to both the good old days and contemporary music. If you love dance or enjoy learning new things, wear comfortable shoes and join the fun.

1924 – 2017

• Assisted Living • Memory Care • Enhanced Care • Respite Care

Community Dining Lunch: Monday – Friday 12 p.m. Dinner: Tuesday and Thursday at 5 p.m.

*** For more information, or to make dining reservations, call 4822120 for more information about these programs or to make your dining reservation.

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AUGUST 2017 — CDSENIORSPOTLIGHT.COM 9

Feature Story

Help Wanted

A long-term health care industry is challenged by an aging generation

The U.S. Bureau of Labor Statistics sees the need to add 1.1 million workers — personal care aides, home health aides and nursing assistants — by 2024, a 26 percent increase over 2014.

By MICHAEL HALLISEY

A

s a generation grows older concerns loom over these jobs will be a big challenge under any scenario.” how a health care industry is going to meet the Spetz and his fellow authors note that 20 percent of Ameridemands of its needs. cans will be 65 years or older by 2030, and that 19 million adults Experts agree that the United States is on the will need long-term care services by 2050, up from 8 million in path of a potential staffing crisis within the long2000. term care industry. They just can’t put a finger on how sever that The industry is challenged to meet the growing need for will become. health care workers. Entry-level positions on average provide an The U.S. Bureau of Labor Statistics sees the need to add under-whelming $10 an hour, and some argue that the career 1.1 million workers — personal care aides, home health aides path provides little opportunity to advance. The UCSF report and nursing assistants — by 2024, points to policy makers and educaa 26 percent increase over 2014. to “redouble” efforts in recruiting, Another study more than doubles that estimate. tors Another study more than doubles training and maintaining long-term that estimate. The Philip R. Lee The Philip R. Lee Institute for Health Policy Studies care workers.

Institute for Health Policy Studies “Health care workers are the at the University of California San Francisco at the University of California San backbone of public health system,” said published a report in 2015 that estimates staffing New York State Assembly Speaker Francisco published a report in 2015 that estimates staffing demands for Carl Heastie. “We want to ensure demands for long-term care workers will rise by long-term care workers will rise by that New York’s dedicated nurses are 2.5 million in less than 15 years.

2.5 million in less than 15 years. provided sensible and manageable The study predicts there will be workloads so they can focus on providlittle impact on demand for new ing excellent care for each of their workers even if long-term care use shifts from institutional care patients.” to home-based care.

While the UCSF report published in the June 2015 edition “Even if 20 percent of elderly patients move out of nursing of “Health Affairs,” New York state was already working to adhomes into home health care, which would be huge change, dress the issue. The state passed a bill to require acute care facilithe projected increase in demand for long-term care workers ties and nursing homes to adopt minimum staffing requirements, would only drop from 79 percent to 74 percent,” said lead author establishing a safe nurse-patient ratio.

Joanne Spetz, PhD, professor at the UCSF Phillip R. Lee InstiThe bill would require a hospital or nursing home’s applicatute for Health Policy Studies and associate director for research tion for an operating certificate to contain a staffing plan with strategy at the UCSF Center for the Health Professions. “Filling standards for nurse-patient ratios and require compliance with

10 SENIOR SPOTLIGHT — AUGUST 2017

the standards established. Additionally, it would require acute care facilities to publicly disclose their staffing requirements and direct the Department of Health to consider an applicant’s staffing violations when reviewing applications and renewals for its operating certificate.

“The number of patients assigned to a nurse has a direct impact on the quality of care that nurse can provide,” said Assemblymember Aileen Gunther. “This bill would go a long way to improve patient care and reduce incidences of adverse outcomes for health care facilities.”

Health Committee Chair Richard Gottfried cited research published in the Journal of the American Medical Association to substantiate the need to focus on a healthy patient-to-nurse ratio.

“Safe staffing saves lives, improves outcomes and reduces avoidable patient injuries,” said Assemblymember Gottfried.

“Research published in the Journal of the American Medical Association ( JAMA) determined the odds of patient death increased by seven percent for each additional patient the nurse must care for at one time. The ratios and hours specified in this bill are based on peer-reviewed and evidence-based recommendations, and will ensure that hospitals and nursing homes are safer and provide higher quality care.”

The UCSF study analyzed current long-term care usage patterns by age, gender and race, and projected those patterns into the future.

Authors then created a series of alternative scenarios in which patients increased or decreased their current usage, and shifted them from nursing home care to home health care or assisted living.

There is a silver lining to the impending staffing crisis: job growth.

“In the end, to our surprise, none of these changes made a substantial difference in the projected demand for long-term care workers,” said Spetz. “We’re looking at a big increase in jobs, no matter how the demographics play out.”

According to the UCSF study, the occupations projected to grow the most over the next 15 years are counselors and social workers at 94 percent, community and social service workers at 93 percent, and home health and personal care aides at 88 percent.

“In terms of sheer numbers, the greatest need is going to be for home health and personal care aides, with well over one million additional jobs by 2030,” said Spetz. “The challenge is that these are currently very low-paid, high-turnover, entry-level positions. A lot of people in these jobs are living in poverty while working full time. We have to figure out how to make them sustainable.”

Only a few states have any kind of training requirement for

home health or personal care aides, noted Spetz. In addition, she said, “there is not much evidence that these jobs are ladders to higher-skilled health occupations. Unless the system begins to offer these workers a pathway for moving into nursing or case management, for example, these jobs will continue to be a revolving door to unemployment and jobs in other low-wage industries.”

Some health care providers are trying to jump ahead of the curve, offering on-the-job training. Jobs are opening for those fresh out of school, or newly retired.

“We, as a company, have a massive amount of employment opportunities,” said Kristin Hoin, staffing agency manager at Attentive Care of Albany, Inc. Attentive Care provides a path for continued independence and a happier lifestyle for its clients. It’s also a facility staffing agency that provides facility staffing services, and employment opportunities in programs that provides free personal care aide training, and a free PCA certificate upon completion. It also specializes in RN, LPN, CNA, HHA, and PCA jobs.

“For people who are looking for free training to enter this field, we are really anxious to pull from a new pool “A lot of people have of people.” She Medicare, and think that added that, beyond the requirement will take care of all the to be 18-years old, needs that they have, but potential employcan range from usually Medicare only ees looking towards their takes care of shortfirst job, to someone looking to take on a term. So, after that, part-time job during [families] don’t always retirement.

While Attenknow who to turn to.” tive Care and other health care providers — Kelly Ottinger, take steps to adIn-Take Specialist dress this anticipated at Attentive Care increase in demand, families are also encouraged to make preparations for the future.

“A lot of people have Medicare, and think that will take care of all the needs that they have, but usually Medicare only takes care of short-term,” said Kelly Ottinger, in-take specialist at Attentive Care. “So, after that, [families] don’t always know who to turn to.” Ottinger suggest speaking with an Elder Care attorney, before long-term care services are needed, to preserve personal estates and research specialty trusts that can ultimately assist with future expenses. For families already looking, Ottinger and her staff are able to look into various care options, and the means to finance them.

“It speaks to the importance of people planning ahead, and educating themselves prior to having to make that phone call,” said Hoin. “You don’t want to be the family who lives out of town, that gets the phone call mom had a stroke. ... Most people have not purchased long-term health care insurance. ... People should plan ahead, speak to an Elder Care attorney and be educated on what’s available.”

■ AUGUST 2017 — CDSENIORSPOTLIGHT.COM 11

Veteran Next Door

Stories from World War II, Korea and Vietnam

Actors and Real Veterans preciation during the year.

From Aug. 17 to 19, the largest reenactment in the country occurs in Conneaut Ohio. This is the 19th year of the D-Day Invasion reenactment. The D-Day organization boast a three day event that culminates with the D-Day Invasion of utilizing over 1.400 re-enactors and 30,000 people in attendance on Saturday www.ddayohio.us This year a group of 15 TGIV people are driving in cars to the event. We still have room for a few more.

As the Veterans say, you will not ever see anything like this reenactment of the Normandy Invasion. This is the 2nd and 3rd year for some of the Veterans.

Recently I heard about actors doing five to ten minute skits on a Veteran’s life. The

actors can be high school, college or professional. With the host of Veterans and a variety of their stories, we are pursuing this with some Veterans and actors. The concept is to write a script of the Veteran, have the Veteran witness the actor telling their story and then Patriot Flight and a partner put the performance on stage and make a two-hour show. This came from a Veteran and a friend at TGIV who have done this to promote the Veterans.

It raises the patriotic heart beat and the Veteran see their story through another person.

The real Veterans do exist every Friday at TGIV “Thank God Its Veterans.” As we say, “Come As a Stranger, Leave as a Friend”. We will tell a host of stories like Dave Vacca, Vietnam Marine, and his chocolate

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cake and Frank DeSorbo washing machine story. There is a nice story about Joe Savoie and his Vietnam battle buddy who could not read his letters from home.

Ralph Avery and Harold William’s can share their experiences at Omaha Beach on June 6, 1944 in the early hours.

We can Red Newell tell his Christmas trip to Ireland on a three-day pass. These are only a few and searching for many more.

Let’s bring patriotism to the school, colleges and to all the silent patriots. Let’s all step up and give the praise these gallant Veterans for their duty and service the great USA. See us on Facebook at Capital District Patriot Flight or on the web at patriotflight.org.

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P

atriotism in the USA has surged in the last few years. With all our young troops made up of moms and dads and other relatives, the families are more aware of the value of Patriotism. Today our troops make up the smallest percentage of our total population in history. Patriotism need to be displayed in a variety of ways and often.

Patriot Flight takes Veterans to Washington, D.C. on a one day trip to visit the War Memorials. The two flights (Spring & Fall) arouse the best in Patriotism, Honor and Respect for the noble Veterans. As we say, “we do not just fly you and forget you.” The Veterans and Patriots enjoy the flight so much they are eager for other events of military ap-

VISIT OUR

cdseniorspotlight cdsenior spotlight.com .com 12 SENIOR SPOTLIGHT — AUGUST 2017

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WEBSITE

Voorheesville Public Library 51 School Road, Voorheesville 765-2791 www.voorheesvillelibrary.org

Nimblefingers Craft Group Tuesdays, Aug. 8, 15, 22 & 29 1:30 to 3 p.m.

Bring your projects, socialize, and connect with other crafters. Share your own special talents or learn a new knitting, crocheting, embroidery or quilting skill. All crafters are welcome to join the group, which meets from 1:30 to 3 p.m.

Thursday Afternoon Movie Thursdays, Aug. 24 (pt.1) & 31 (pt. 2) Join us Thursday at 1:30 p.m. to watch a classic movie on our giant screen. Check our website calendar for movie

titles and descriptions. Light refreshments served.

ENCORE! Books Tuesdays, Aug. 1, 8, 15 & 22, 10 a.m. to 7:30 p.m.

Wednesday, Aug. 2, 6:00 p.m. to 8:30 p.m.

Saturday, Aug. 5, 10 a.m. to 1 p.m.

Thursday, Aug. 17, 6 p.m. to 8:30 p.m.

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Assisted Living • Meal Preparation • Laundry Services • Housekeeping • Medication Management • Transportation to Medical Appointments • Bathing & Dressing Assistance Brookdale Colonie 626 Watervliet-Shaker Road • Latham NY 12110 518.783.8695 • www.brookdale.com

The Friends of the Voorheesville Library have opened their used bookstore doors for the summer, weather permitting. Located in the Library parking area, be sure to stop in and browse for some great deals. If you’re not sure about the weather, please call 7652791.

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Home Health Care for Someone You Love Quality Home Care Available 24 Hours a Day 7 Days a Week, since 1977

Troy Area Senior Service Center 19 Third St., Troy 270-5348

Activities Tai Chi — Class offered on Wednesdays at 1 p.m. Call to sign up! 270-5348.

Arts 4 Vets — Meets every Tuesday at 10:30 a.m. People are invited to view the veterans’ art work. Veterans may join on any Tuesday.

Line Dancing — Join the Uncle Sam Sparklers every Thursday at 1 p.m. This class is for women.

Aerobics — Classes meet Mondays, Wednesdays and Fridays at 9:30 a.m.

Bible Studay — Group meets every Friday at 1 p.m.

Bingo — Every Wednesday

and Friday at 12:45 p.m.

Health & Wellness Activities — Tuesdays, Wednesdays and Thursdays at 10 a.m.

Gym — Come and work out with Ellio. Mondays, Wednesdays and Fridays at 1:00 p.m.

Swimming — Every Wednesday at 7 to 8:30 a.m. at the Lansingburgh Boys and Girls Club

Boutique We have clothing, jewelry, shoes and unique items to purchase. All proceeds help support the Troy Senior Center. Call 270-5348 for info.

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Personal Care and light housekeeping For additional information Medication Management arrange for services Meal preparation and shopping Companions, Aides and Nurses CALL TODAY Complimentary RN Assessment at home • Services provided hourly, visit, or live-in • Licensed by NYS Department of Health For add • Caregivers are thoroughly reference For additional a in checked and background checked

(518) 438-627

arrange for

For additional information or to arrange for services

CALL TODAY

CALL T

(518)(5 43

(518) 438-6271

5 Computer Drive West, Albany, New York 12205

www.AttentiveCareServices.com Services also provided in: Nassau County: (516) 822-2080 Suffolk County: (631) 587-3366

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Senior calendars

AUGUST 2017 — CDSENIORSPOTLIGHT.COM 13

Health & Fitness

Cheating time, not your diet

T

he biggest excuse people have to not working out or cooking in is, “I DON’T HAVE ENOUGH TIME.” Perhaps you’ve said it yourself. Well, it’s my job to tell you the truth, even when I know it’s going to anger you and make you uncomfortable.

You do have enough time.

You just CHOOSE to spend it on other things.

Here’s the truth. Study after study shows the average American spends more than 11 hours a day staring into a screen — whether it be the TV, their phone, a computer or

tablet. That’s a LOT of screen time.

Yes, some of that is work time, but the truth is much of it isn’t. For example, most studies put the number of television hours watched per day somewhere between five and seven hours.

Think about that for a second. There are 168 hours in a week. If you spend six hours a day watching television, you have spent 42 hours sitting on the couch each week. Yet, those same people will still argue they don’t have the time to exercise. If they took just ten percent of those hours to exercise, they’d have more

energy and have happier and healthier lives.

So, when you say you don’t have time, well my friends, you’re going to have to look in the mirror and really see if that’s the case.

So how do we do it?

Eeach Sunday we did our meal prep. It takes us on average less than 90 minutes to do ALL our cooking for the entire week. And, unlike those prepackaged meals many people buy, they are good, wholesome meals. Oh, and they aren’t loaded with salt either. As we cook, we pre-

Dan Romand portion everything and put it into containers. And, each day, we made the time to do some form of exercise. Some days it may have been only 10 minutes — but we did something.

But, each and every single day we did something.

So, instead of making excuses why not put yourself first, and make your health and happiness the priority in your life.

Dan Romand is co-owner and operator of Full Circle Fitness-NY in both Colonie and Saratoga Springs. He is a certified personal trainer, and a regular Health & Fitness columnist for TheSpot518.

Senior calendars Colonie Senior Services

Wellness Luncheon

6 Winners Circle, Colonie Colonie Senior Service Centers, 459-2857 Senior Resources Department, 459-5051

Tuesday, Aug. 5, Noon

Lunch & Learn Thursday, Aug. 3, Noon Colonie Senior Service Centers will host Tony Olpalka, Albany historian, to present on the “History of the Trolley System.”

For lunch, provided by Mazzone Hospitality’s PRIME Life, there will be Chicken Parmesan with Ziti, Salad and Engel Food Cake with Orange Glaze for dessert. Lunch will be served at 12 p.m.*

Special Lunch Monday, Aug. 7, Noon Come join us for a Special Lunch, provided by Mazzone Hospitality’s PRIME Life, on 14 SENIOR SPOTLIGHT — AUGUST 2017

The Health and Wellness Program will host a luncheon with guest speaker Dr. Richard Holub of Neurological AssociMonday, Aug. 7 at the Beltrone ates to present on “How to Keep Living Center at 12 p.m. We Your Brain Healthy” on Tuesday, will be serving Honey Glazed Aug. 5 at 12 p.m. at the Rudy Chicken, Mashed Sweet PotaA. Ciccotti Family Recreation toes, Asparagus and Pound Cake Center. The complimentary with Strawberries for dessert. lunch will include a Turkey Peter Yakel will be our musical Sandwich and a dessert. For entertainment for the lunch.* more information or to RSVP, please call 459-2857, ext. 303.

Defensive Driving Class

Special Dinner

Tuesday, Aug. 15

Monday, Aug. 21, 5 p.m.

Save on your auto insurance and mark your calendar for Tuesday, Aug. 15! The Driver Fitness Center offers a Defensive Driving Class from 9:30 a.m. to 4 p.m. for $25. The class is open to drivers of any age. For more information and to RSVP call 459-2857, ext. 303.

Come and join us for a Special Dinner, provided by Mazzone Hospitality’s PRIME Life, on Monday, August 21 at the Beltrone Living Center at 5pm. We will be serving Chicken Broccoli Alfredo with Sautèed Spinach with Garlic and blended Citrus Juice Sher-

bet with musical entertainment

by John Hill.*

Tool Box Thursdays, Fridays & Saturdays 10 a.m. and 2 p.m.

Home and garden improvement projects are underway and if you are looking for new and slightly used tools, come in to see what we have in stock! If you have any questions about what we accept, give us a call at 608-4758 or email toolbox@ colonieseniors.org!

Call 459-2857 ext. 303 to RSVP for any of the above, unless otherwise noted. *Senior Dining, an Albany County Congregate Meal Program, is funded in part by the Albany County Dept. for Aging, the NYS Office for Aging, US Administration on Aging, the Town of Colonie & participant contributions.

Senior calendars 1:30 to 2:45 p.m.

Albany JCC, Adult Department 340 Whitehall Road, Albany 438-6651, ext. 112 Claire Sigal, Program Director

Sixty-Plus Dining

tion is required before class fills.

Mondays and Wednesdays 5 to 6 p.m.

Book Mavens Book Reviews

Full-course kosher dinners for those 60 and older.

Reservations taken until 9:30am the day of the meal.

Suggested donation: $5 per person. Guest under 60 pays $10.

Think Outside The Vase Tuesday, Sept. 12 10 a.m. to noon Create a fresh flower arrangement; all supplies provided.

Instructor: Jean Dearstyne $13 JCC Member, ($18 for non-member). Prepaid registra-

Tribute to Judy Garland performed by vocalist Lisa Berman, pianist Stephen Goldstein and narrator Ruthe McKeown at the JCC auditorium.

Light refreshments served following the concert. Tickets: $12 in advance, $15 at the door.

Mah Jongg Lessons

Wednesdays, 3 to 4:30 p.m.

Sept. 19, 26 and Oct. 3, 10 10 a.m. to noon

Aug. 23: “A Fine September Morning,” by Alan Fleishman. Reviewer: Rabbi Beverly Magidson, Director, Chaplaincy Services, JFNENY.

Instructor: Nancy Rosen Siegel $15 prepaid registration required.

Sept. 13: “Two She-Bears,”

by Meir Shalev. Reviewer: Ruchel Weitz, Yiddish/Hebrew Teacher. $2.25 suggested donation per session.

Mondays, 9:30 a.m. to 12 p.m.

Sept. 11 to Oct. 18

Autumn Concert In The Afternoon Thursday, October 19

Spotlightnews .com

Abstract Painting In Acrylic

JCC Member: $83, ($96 for non-member) Supplies are not included.

Instructor: Colleen Connelly Prerequisite: some painting

experience. Prepaid registration is required before class fills.

Keeping A Sketchbook Or Visual Journal Tuesdays, 1:30 to 3:30pm Sept. 19, 26, Oct. 3, 10, 17 Instructor: Carol Coogan JCC Member: $78, ($88 for non-member) Prepaid registration is required before class fills.

Bus Trips Friday, Sept. 8: Yager Art Museum - Hartwick College, Oneonta, NY. Guided tour, lunch included Depart Albany JCC: 9 a.m.

Return: approx. 3:45pm JCC Member: $74, ($88 for non-member) Prepaid nonrefundable reservation required before trip fills.

You A re Not Alone On This Path...

Leading the Way in Memory Care

Your source for up-to-the-minute

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- Touch Therapy - Balance and Awareness Classes

Put Your Event on our Monthly Calendar for Older Adults

- Laughing Yoga & Tai Chi Classes

Does your organization have an event of interest to older adults? If so, we want to know about it!

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Events must be submitted via email to: halliseym@spotlightnews.com Deadline is the first of the month prior to publication (ie: January 1st for the February issue, February 1st for the March issue, etc.)

Listings must include date, time, location, contact information and any fees.

Please do not exceed 90 words per item listing.

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518-456-4500 PeregrineColonie.com 5 South Family Drive Colonie, NY 12205

- Spiritual and Meditation Leader on Staff

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AUGUST 2017 — CDSENIORSPOTLIGHT.COM 15

Crossword C dA Answers on page 18 Clues Across 1. 007, for one 4. “Be quiet!�

7. ___ Fyne, Scotland 11. ___ vera 12. “Beat it!�

13. Acoustic 15. Having foresight 17. Correspond 18. Absorbed, as a cost 19. Check 21. After expenses 22. Cabernet, e.g.

23. Takes a seat 24. “Not to mention ...�

27. “The Catcher in the ___�

28. Ado 30. Bronx cheer 33. Fill 36. To grate or wear down 38. Breed 39. ___ v. Wade 40. “What’s gotten ___ you?�

41. Anticipate 43. Gangster’s gal 45. Freshman, probably 46. Chronicles 48. Trick taker, often 50. Computer info 51. A chorus line 53. Jail, slangily 56. Barley bristle 58. Calling 60. “Malcolm X� director 61. Winner 64. Halt 66. Kitchen counter?

67. Acad.

68. During 69. Allocate, with “out�

70. “Can’t Help Lovin’ ___ Man�

71. Drone, e.g.

Clues Down 1. Bluish gray 2. Meditated or pondered on 3. “Absolutely!�

4. Polo, e.g.

5. Fine-tunes 6. Pigs 7. Police, with “the�

8. “___ Gang�

9. A hoop skirt 10. “Unimaginable as ___ in Heav’n�: Milton 11. Way, way off 12. One thing after another 14. Affranchise 16. “Duck soup!�

20. Chinese “way�

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37. Family head 42. Sylvester, to Tweety 44. Most recent 47. Anita Brookner’s “Hotel du ___�

49. Apple leftover 51. “Gladiator� setting 52. Minimal 53. Region’s prevailing weather 54. Cliffside dwelling 55. Call for 56. Appear 57. Fancy 59. Battery contents 62. Big Apple attraction, with “the�

63. Grand ___ (“Evangeline� setting) 65. Marvelous, in slang

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Senior calendars Bethlehem Public Library

Wednesday, Aug. 23

Monday, Aug. 28

451 Delaware Ave., Delmar 439-9314 www.bethlehempubliclibrary.org

Acoustic Jam

Daywriters

Evenings on the Green: Three Quarter North Local favorite performs bluegrass folk with a country twang, 7 p.m.

Friday, Aug. 4 Coffee and Cinema Enjoy popular films geared toward adult audiences, 10 a.m. Today’s feature: “Song of the Sea” (G, 93 min, Universal Pictures). Coffee, tea and light refreshments will be available.

Monday, Aug. 7 Fun and Games for Grownups An adults-only gathering where you can play games, including chess, color and socialize, 6-8:30 p.m. Snacks served!

Open Sewing Sewing machines will be available for independent projects, 6-8 p.m. Bring your own supplies. Volunteers may be on hand to assist you. Register for up to two sessions.

Tuesday, Aug. 8 Adult Crafting Series: Craft Color and Create Get creative at one of several crafting stations (zentangle, puzzles, etc.) with some supplies provided, or bring your own knitting project, 2-3:30 p.m. Snacks served!

Wednesday, Aug. 9 Adult Crafting Series: Seashell Picture Frame Bring a wooden frame of any size to decorate with shells as a reminder of summer, 2-3:30 p.m. Sign up online or call.

Evenings on the Green: Rusticator Acoustic band plays energetic mix of originals and sing-along covers, 7 p.m.* Featuring an ice cream social and membership drive at 6:30 p.m. sponsored by the Friends of the Library.

Thursday, Aug. 10 Adult Crafting Series: Floral Arranging Learn how to make a beautiful floral arrangement with Claudia Russell from the Fort Orange Garden Club, 2-3:30 p.m.Bring your own container, flowers and greens and clippers. Sign up online or call.

Wednesday, Aug. 16

Spend an hour writing with the final half hour for optional sharing and feedback.

Open to anyone interested in writing; all abilities, genres welcome, 1:30-3 p.m.

Wednesday, Aug. 30 Fermenting From Your Garden: From Kraut to Kimchi

Friday, Aug. 25

Coffee and Cinema Enjoy popular films geared toward adult audiences, 10 a.m. Today’s feature: “Eddie the Eagle” (PG-13, 106 min, 20th Century Fox). Coffee, tea and light refreshments will be available. Bethlehem Public Library, 451 Delaware Ave., Delmar. For more information, call 439-9314 or visit bethlehempubliclibrary.org.

Master Gardener Charlie Brenner will talk about how to do simple fermentation at home, 7 p.m. Sign up online or call. Bethlehem Public Library, 451 Delaware Ave., Delmar. For more information, call 439-9314 or visitbethlehempubliclibrary.org.

Hot Topics in Astronomy: Partial Eclipse Dudley Observatory astronomer Dr. Valerie Rapson will discuss the upcoming eclipse, 7 p.m. Solar eclipse view glasses will be given out.

Friday, Aug. 18 Coffee and Cinema Enjoy popular films geared toward adult audiences, 10 a.m. Today’s feature: “Loving” (PG-13, 123 min, Focus Features). Coffee, tea and light refreshments will be available.

Monday, Aug. 21 Open Sewing Sewing machines will be available for independent projects, 6-8 p.m. Bring your own supplies. Volunteers may be on hand to assist you. Register for up to two sessions. Bethlehem Public Library, 451 Delaware Ave., Delmar. For more information, call 439-9314 or visitbethlehempubliclibrary.org.

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Wednesday, Aug. 2

Come jam or just come to listen as the library partners with the Center for Disability Services to provides opportunities and support for people with disabilities, 10:30-11:15 a.m. Refreshments provided.

For more information, call 439-9314 or visitbethlehempubliclibrary.org.

AUGUST 2017 — CDSENIORSPOTLIGHT.COM 17

Social Security Corner

Social Security benefits made simple

Elizabeth Pivonka

It’s more convenient than ever to apply for Social Security benefits

▲

Y ▲ ▲ ▲ ▲ ▲

ou’ve worked hard your whole life, and receiving your Social Security benefits should be the icing on the cake at your retirement party. We’re working hard to make it as quick and seamless as possible for you to apply for benefits from Social Security.

Simply visit www.socialsecurity.gov/applyforbenefits to get started. Through our safe and secure website, you can apply for: Retirement benefits; Spousal benefits; Medicare; Disability benefits; Extra Help with Medicare prescription drug plan costs; and, in some cases, Supplemental Security Income.

You don’t have to be internet savvy to finish most of our online applications in one sitting with your computer. Or, if you prefer, we offer you the options to apply in person at your Social Security office or by telephone with one of our application representatives. Please call 1-800772-1213 from 7 a.m. to 7 ▲

After you’ve applied for benefits — whether online, by phone, or in person — you can securely and quickly check the status of a pending claim through your online “my Social Security” account. If you haven’t created your account yet, you can do so today by visiting www.socialsecurity. gov/myaccount.

CROSSWORD ANSWERS

p.m. weekdays to schedule an appointment.

You should also call us to schedule an appointment if you wish to apply for certain family benefits, including those for surviving spouses and children, divorced spouses and dependent children, and parents of beneficiaries.

After you’ve applied for benefits — whether online, by phone, or in person — you can securely and quickly check the status of a pending claim through your online “my Social Security” account. If you haven’t created your account yet, you can do so today by

You don’t have to be internet savvy to quickly apply for Social Security benefits.

visiting www.socialsecurity. gov/myaccount.

You can also use my Social Security to view estimates of how much you would receive in retirement benefits and potential disability benefits and how much your loved ones could receive in family or survivor benefits.

We’re with you throughout life’s journey, from applying for your first job to receiving your first retirement payment. And we’re proud to help ensure a secure future for you and your loved ones.

To learn more about our programs and online services, please visit www.socialsecurity.gov.

St. Sophia & Holy Wisdom Apartments 426 Whitehall Road, Albany, NY

One Bedroom Apartments

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$29,100 for 1 person – $33,250 for 2 persons

“ S f t t r r a h D o b a d

The 26th Annual e v Sa Capital Region the ! e t a D SENIOR EXPO

W

e are pleased to announce that this year’s Senior Expo will once again be held at the Crossgates Mall, lower level. This exposition has grown to be the largest, most widely recognized expo for older adults in the Capital Region.

Join us on Friday, October 20, 2017, 9:00am to 2:00pm at Crossgates Mall. This year’s show will once again include exhibitors who cater to the 60+ population and their families.

Exhibitors who provide services, programs, housing or wish to sell products to seniors and/or their caregivers, will be a part of this exciting annual event.

For nearly 60 years, Senior Services of Albany has been the area’s leading provider of services and programs to enhance the quality of life and foster independence for older adults and caregivers and we are thrilled to have CDPHP as OCTO our “presenting sponsor” once again.

BER Anyone wishing to be an exhibitor may contact Senior Services of Albany at 518-465-3322 or visit www.SeniorServicesofAlbany.com for more information.

20

We look forward to seeing you there!

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AUGUST 2017 — CDSENIORSPOTLIGHT.COM 19

Live well. Age well.

Our independent living communities are designed for people 55+ who want to maintain an active, healthy lifestyle without all the hassles of home ownership. From snow removal to all those troublesome maintenance chores that seem to pop up every day.

At The Meadows at Glenwyck and The Summit at Saratoga, our unique Senior Engaged Life® (SEL) program — which encourages you to remain active enjoying everything from regular speakers and outings to Pilates and cooking classes — is included in your rent.

Additional community highlights include: 8 Mix of one- and two-bedroom apartments ranging from 715 to 1,225 square feet 8 Transportation services 8 24-hour maintenance service 8 Balconies/patios for all apartments 8 Full-size washers and dryers 8 24-hour emergency call and fire detection system

150 Dutch Meadows Lane Glenville, NY 12302 MeadowsAtGlenwyck.com 518-280-7340 20 SENIOR SPOTLIGHT — AUGUST 2017

1 Perry Road Saratoga Springs, NY 12866 SummitSaratoga.com 518-430-2136

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