Barbados Property News DecJan 2013

EE NE FR NLI O &

West Coast Villas - Page 10

Caribbean Island Properties - Page 17

Musson Realty - Page 35

BARBADOS PROPERTY

NEWS www.barbadospropertynews.com • December 2012 - January 2013 • Issue 84

Endorsed by the Barbados Estate Agents and Valuers Association Inc.

‘Dare To Dream’, Alleyne Real Estate - Page 15

Editor’s Comments Welcome to our festive edition of Barbados Property News and whether you are here on holiday, a returning national or a local reader we wish you peace, love and happiness throughout the season and beyond.

Barbados has always held the Christmas Festival on a pedestal and despite the commercialism in modern society we have been lovingly retained many of the traditional values down the years. Visitors may not associate sand, sea and sunshine with a conventional Christmas back home, but they will appreciate a unique atmosphere that gives appreciation and dignity to the real meaning of the season. We exchange gifts, we go to church, we celebrate with family and friends and we still find time to get to the beach on Christmas Day! Who could ask for more?

Such occasions highlight our unique lifestyle and perhaps explain why so many visitors buy second homes or retire to the island and why the number of returning nationals continues to increase.

We have something very special, even in tough economic times. We also have something very special in this edition of Barbados Property News as we have our annual Christmas Gifts feature and a host of property to buy or rent, property products and property services.

Finally, a huge thank-you to all our readers both in hard copy and electronically all around the world and to our loyal and devoted advertisers.

Best wishes over Christmas and a happy and prosperous 2013. Enjoy!

On the cover: ‘Dare To Dream’ . Pamela Hiles - Editor

If you would like to advertise in Barbados Property News call Pam at 228-9122 or 232-0692

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Publisher – Hiltop Publications Ltd, 11 Cottage Ridge, St George, Barbados, BB19071 Tel (246) 228-9122, Fax (246) 228-0243 Email: sportingb@caribsurf.com www.sportingbarbados.com www.barbadospropertynews.com www.caribbeanpropertymag.com www.caribbeanmortgageservices.com Editor/Advertising – Pamela L Hiles Design and Art Direction – 809 Distribution – Hiltop Publications Ltd, Printing – Coles Printery The Material and editorial contained in this publication have been deemed accurate at the time of going to print. The views expressed as editorial are those of the Editor unless stated otherwise. No part of this publication may be reproduced without the consent of the permission of Hiltop Publications Ltd.

Whatever makes you smile, you'll find it at Saint Peter's Bay. We take care of everything so you can take time for you.

LUXURY RESORT AND RESIDENCES

www.stpetersbaybarbados.com • info@stpetersbaybarbados.com • Telephone: 246 419-9601

Realtors Dawn of a New Era

From left to right - front row: Luther Miller, June Haynes, Alison Gill, Maritza Parravicino, Mr. Nick, Maria Evelyn, Natasha Chandler, Nicola Birkett.

Back Row: Bruce Parravicino, Christine Field, Tammy Browne, Susie Ray

Realtors have recently celebrated 60 years of existence and for Chairman Nick Parravicino it has been a wonderful journey.

Affectionately known as “Mr. Nick” the Grand Old Man of Barbados real estate bought the two-years old firm in 1954 with his late and much-loved wife Sheila, and they never looked back.

Realtors is a success story that will continue for many years because it has been built around a highly-respected family and a dedicated staff that have played their part in growing the firm.

Mr. Nick’s late son Michael played an important role in the company’s development until his untimely death in 2002 and his grandson Bruce and his wife Maritza will be part of an exciting future. Maritza has just set up the company’s new design studio Vida Bella Inc. highlighting another direction for the company. Michael was the driving force for many years and piloted the move to the current location at Holetown, just opposite Lime Grove. Unbeknown to him at the time, it has proved wonderful vision as Realtors is now in the hub of Barbados West Coast commercialism.

The Realtors team now numbers over 30 staff with Bruce Parravicino Head of Property Management and Villa Rentals. He has added a refreshing vitality to a company that prides itself on having a long list of loyal clients going back many years. Mr. Nick may be easing himself out of the frontline, but he misses nothing and he remains as sharp as a beaver on everything and 30

anything happening in Barbados real estate.

He’s an endearing personality and an icon in the local industry.

Another significant change going forward is that long-serving Head of Sales Suzanne Davis will formally take over the Sales, Long-Term Rentals and Valuations as the major shareholder and Suzanne Davis Managing Director of a new company Realtors Real Estate Limited under the umbrella of Realtors Limited.

Many people will see this as a seamless change as Suzanne has been with the company for over 25 years and worked for a long time as Personal Assistant to Michael and then managed the business for many years.

Time doesn’t stand still, but after 60 years Mr. Nick and his team can stop and draw breath and look with pride on what has been achieved by this highly respected company.

Roll on the next 60 years!

Mr. Nick & his sister Noreen Patterson

Roger Parravicino, Suzanne Davis & Gavin Parravicino

Sean Parravicino, Mr. Nick & Bruce Parravicino

Sir David Seale and Mr. Nick

Emmerson Neblitt, Bruce and Maritza Parravicino

The Barbados Estate Agents and Valuers Association (BEAVA) Trends in the Home Market We can all agree that the housing industry has taken a beating the last few years. We can also say with a bit more confidence now that there is some light at the end of the tunnel and those in the industry say, for the most part, that they are beginning to see a slight increase over the last few months.

We would not be surprised to learn that this extraordinary recession brought with it a need for potential homeowners to curtail many of the ‘extras’ that buyers pre-recession times desired, before things plummeted.

Today as the new word ‘flexibility’ has entered their conversations, clients are asking agents to look for, and are requesting architects to design a home with rooms that serve multiple purposes and which can accommodate either aging parents who may move in with you or aging homeowners themselves, or designs that can accommodate “children returning home to nest.”

Here are some of the current trends in the real estate industry, which a potential homeowner may have on his or her mind.

Accessibility Easy access is big and likely only to get bigger, as it’s an aging-related concern. This generation of homebuilders is thinking about what their homes need to look like if they're going to stay in them as they advance in years. For one thing this means that some are opting for single-story houses or properties with fewer stairs.

A bigger garage — for everything but cars Not that long ago, we were designing our homes with garage spaces to accommodate our cars and SUVs. Now aren’t we making more room in the garage for everything else but what the garage was built for in the first place? We accommodate so much and simply dump them in there: tricycles, the old refrigerator that we don’t want to part with, golf carts, treadmill, weights, old books…

The multi-functioning space We want homes that are more flexible in design, more versatile.

Rooms dedicated to one purpose are less popular now and as home sizes become smaller, people are forced to find multiple ways in which a room can be used.

We may ask our agent to find a home for us with a nook where you can place a desk, a small printer, which allows for room for a laptop and so on. Some of us have coming to terms with the fact that we don’t

really need this huge den/office anymore, that we had in our ‘dream house’ design. Most of us now use a laptop or ipad now anyway and so, oftentimes these ‘spaces’ can be created close to the kitchen where mom can finish her report for the office or where the children can do homework while mom or dad cooks dinner. It’s also a great space in which to just organise chores like bill payments.

Choosing A Home That Suits Your Everyday Needs Our final decision on a home ought to be one that easily accommodates the way we live our lives and the way we use our homes. For example: • Laundry. A number of designs have direct access to laundry rooms, or should we say, mini-laundry rooms. A Barbadian architect once designed a set of townhouses with the laundry room upstairs, complete with washer, dryer, large sink – this makes exceptional sense as it’s in our bedrooms that we accumulate most of, if not all of our laundry, isn’t it? Another option is a laundry alcove that's right in the master suite, where it's easy to use and if you wish to get really creative and if the design allows, a laundry chute has been known to be installed as well!

• Huge pantries. We tend to do quite a lot of bulk buying and it makes perfect sense to have a large pantry-type space just off the garage where family members can store all the items they bought in bulk.

• Drop zones. Never heard of this term? Maybe not, but you do use them, you just probably have a different name for them: these ‘zones’ are usually found near the kitchen and are dedicated to dropping off our cell phones, keys, handbags, briefcases, mail.

The house that flows We’ve all heard of this trend that has gained immense popularity over the last several years. Several home builders now lean towards this idea of open plan living.

The most obvious example is having a continuous space which in essence extends from the kitchen to the dining area to the living area.

By losing the walls and corridors, there’s an illusion that the house is actually more spacious.

These are just some of the creative ways homeowners – be they first or second time purchasers – are looking to spend wisely when it comes to finding, and more importantly, affording their dream. Downsizing may be what we all need to do, but we need not be forced to take the fun out of what should be one of life’s most important decisions.

Happy house-hunting!

BEAVA Inc. wishes you and yours the very best for the season and a prosperous New Year!

Please visit our website beavainc.com to view our listings. You may also email us at admin@beavainc.com or call us on (246) 836.0650.

Los Micos, Micos, St James Jam es

FOR FO R SALE SALE

Large Lar ge ttwo-storey wo-storey house house w with ith 3 b bed, ed, 2 bath, bath, garage g a ra g e & separate separate 1 bed bed a apartment. partment. Br Breath eath ttaking aking ccoast oast views, quiet, breezy, ul-de de sac o on 8,848sqft. vi ews, iin n a qui et, br eezy, ccul-de-sac den8 ,848sqft. **REDUCED** **R EDUCED** US$ US$ 425,000 425,000 Ashanti Condos, As h a n ti C ondos, St Peter Peter

FOR FOR S SALE ALE

Neils, Michael Neils, St Mi chael

FOR FOR SALE SALE

Large Large 5 bed 2.

5 bat h det ached hous e on appr ox. 2 2.5 bath detached house approx. acres of land land iin n need of m inor rrepair. epair. C lose tto o acres minor Close tr ansport links.

US$ US$ 6 645,000 45,000 links. transport

Looking Looki ng tto o Buy Buy / Rent Rent / Se Sell ll Ca Callll (246) (246) 262 8093

Vi Visit sit our new llocation ocation

SHARA, SHARA, St George G e o rg e

FO FOR R SALE SALE

L arge 3 bed 2.

5 bath bath tr aditional B Large 2.5 traditional Barbadian arbadian ccoral o ra l st one h ouse, with with llarge a rg e b stone house, basement, asement, g garage, a ra g e , ent ertainment pat io, on 69, 957sqfft of lland. and. entertainment patio, 69,957sqft S tunning east east coast coast views. views.

Stunning US$ US$ 9 950,000 50,000 Bi shops L odge, Ch rist Church Church Bishops Lodge, Christ

FOR SALE SALE FOR

enthouse, gr eat llocation, ocation, panor amic se a 5 bed P Penthouse, great panoramic sea vi ews, hi gh-end ffinishing, inishing, pr ivate pool, pool, p rivate views, high-end private private el evator and llush ush gar dens. US elevator gardens.

US$1,300,000 $1,300,000

Church Church Point, Point, Holetown, Holetown, St St James.

Jam es.

(O (Opposite p p o s ite S Stt James Jam es P Parish arish C Church) hurch)

Single sstorey torey 2,900sqft luxury vi Single 2,900sqfft luxury villa, lla, 3 bed, 3.

3.5 5 bat bath h wi with th p pool, ool, llocated ocated iin n qui quiet et and br breezy eezy D Durants urants over overlooking looking gol golff ccourse. ourse.

US$1,200,000 US$1,200,000

Vi lla Victoria, Victoria, St Peter Peter Villa

SALE Gu rland Hse, Hse, S andy Lane, S mes FO R SALE Gurland Sandy Stt Ja James FOR

ALE / LO NG RENTAL RENTAL Vuemont, FOR SALE LONG Vu emont, St Peter Peter FO RS

Single Single sstorey, torey, 3 bed bed 2 2.5 .5 b bath, a th , d detached etached hous house ew with ith glorious views, separate studio apt gl orious vi ews, pool and se parate st u d io / a pt on 2 acres mature land. ac res of ma ture la nd.

US$ US$ 1 1,300,000 ,3 0 0 ,0 0 0

andy L ane vvilla illa h as 4 bed 5 bat h This luxury Sandy Lane has bed,, 4.

4.5 bath Thi s lu x ury S acres overlooking golff ccourse mature lland and o verlooking gol ourse on 2 ac res of mature gym, salt & sea. sea. IIncludes n c lu d e s a g ym, games games room, room, sa lt water w a te r pool, beach pool, ffish ish pond, beac h ccabana. abana. US$4,500,000 US$4,500,000

Modern bed, bath detached villa gated Modern 3 b ed, 2 bat h det ached vi lla in g ated community pool,, ttennis community with with ccommunal ommunal pool ennis ccourt. ourt.

Gym, Gym, stunning stunning ccountry ountry & ssea ea vviews. iews.

Land Land for for Sale Sale

IInvestment nvestment Properties Properties for for Sale Sale

Long Long Term Term Rentals Rentals

Redmans Redmans Vi Village llage oppos opposite ite gas sstation, tation, m e s, 7, 7,151sqft 151sqft St Ja James, US$144,000 875sqfft, quiet We lches Terrace, Terrace, 11, Welches 11,875sqft, quiet road, road, US $155,000 Thom as St Thomas US$155,000 et cul-desac, Westport, 30, 000sqft, qui Westport, 30,000sqft, quiet cul-de-sac, US $300,000 Jam es St James US$300,000 Co ral Cliff, Cliff, 23,000sqft-overlooking 23,000sqft-over overlooking w est Coral west Co ast and and P SC, S P e te r, US $400,000 Coast PSC, Stt Peter, US$400,000 Va rious llots ots ffor or ssale ale iin n St Pe ter & St G e o rg e Various Peter George

Rendezvous Rendezvous Ri Ridge, dge, Block Block o off 4 x 2 bed bed apts apts Church US $ 450, 0,000 Christ Christ Church US$ 450,000 C re es st, Block Block o bed apartment. apartment.

Sunset Crest, Sunset off 5 x 2 bed 00,000 US $ 900, Jam es St James US$ 900,000 -bath hous e & vviews ie w s Large 5 bed 5 Large 5-bath house US $1,975,000 G e o rg e St George US$1,975,000 5-bath, co mmunal pool Porters, 3 bed 2.

Porters, 2.5-bath, communal pool,, 2 mi n ffrom rom sea, sea, gated, g a te d , S James US $ 600, 00,000 min Stt James US$ 600,000 villa 4 bed, bed, 4 bat h, Pr iv a t e Mo unt Standfast, Standfast, villa Mount bath, Private ea views, views, St St James, James, US$1,300,000 pool pool,, ssea US$1,300,000

FO RS ALE FOR SALE

US$ US$ 392,500 392,500

/

US$1,300 US$1,300 per per m month onth

Southern Southern Heights Heights s 2 bed 1 bath bath gr ground ound ffloor loor apt.. f/f, Christ Church Church US$ US$ 650 apt f/f, Christ Prospects, 2.5 bath ccondo, ondo, sshared hared Pr ospects, 2 bed, 2.

5 bath pool, minute beach, pool, sea sea views, views, 1 m inute tto o beac h, ff/f. /f.

St JJames US$2,500 am es US$2,500 Sugar Hill, bath, tennis, com pool, Sugar Hi ll, 2 bed, 2 bat h, te nnis, co mp o o l, f/f, St US$3,500 St James Jam es US$3,500 S andy Lane, 4 bed 4.

Sandy 4.5 bath, Gym, pool, 5 bat h, Gy m, p ool, ssea ea views, cabana, cabana, f/f, St JJames views, US$7,500 am es US$7,500 Un/f Un n/f = Unfurnished Unfurnished

F/f F/f = Fully Fullly Furnished F u r n is h e d

Property Property Sales Sales / Holiday Holiday Re Rentals ntals / Long Term Term Rentals Rentals / Property Property Management Management / Appraisals Appraisals / Consultancy Consultancy

Office Of ffice :(+1 :(+1 246) 246) 432-7124 7124 Web: www.churchfieldRealEstate.com www.churchfieldRealEstate.com

Celll :(+1 :( 246) 262-8093 8093 Email: mail: info@churchfieldRealEstate.com info@churchfieldRealEstate.com

Christmas Marketplace Natz

1. Rustic Champagne Festival Hurricane $38.42 2. Selva Hurricane $132.98 3. Vintage Fragrance Tray $59.10 4. Large Decorative Jewelry Box $91.94 Small Decorative Jewelry Box $73.55 5. Taupe Ceramic Flower Vase - Range in price from $27.91 - $42.69

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Walkers World 1. Rollins Reed Diffuser $89.95 & Trelllis Potpourri $59.95 2. Chevron Ipad Case $89.95 3. Cookbook Stand $69.95 & Ching He Huang Wok Set $159.95

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Christmas Marketplace 2

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Liliplum

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1. Leapfrog Touch Magic Rockin’ Guitar - $89.95 2. LEGO Creator Blue Roadster - $69.95 3. Barbie The Princess & The Pop Star Lead Doll $99.95 4. Leapfrog Leappad 2 $399.95 (show in pink and green) 5. Style Me Up Sequin Loop Earrings Kit - $14.95

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Dwellings 1. Holiday 2012 Gourmet Jam Tree $49.95 2. Lenox Oversized 5 Pce Serving Set $99.95 3. Luna Photo Art Display $149.95 4. Lenox Porcelain Votive Holders $29.95 each 5. Cuisinart 4-Cup Chopper Red $229.95

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Christmas Marketplace 1

Gajah

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1. Wood candle stick holders $49 and $59 2. Sea motif candle stands - $114 -s, $125 -L 3. Large butterfly -wall decor - $164 4. Starburst with pearl inlay - $259 5. Colorful birdhouses $79

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Accents & Decor 1. Metallic Tree (Wall Art) - $245.

2. Silver Shell Bowl $165 3. Diamanta Lamp $400 4. 5-Piece Acrylic Canister Set - $110 5. Flower Mirror - $75 6. Ice Bucket with Scoop - $120.

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Christmas Marketplace Archer’s Hall

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1. Murano Glass Letter Openers - $32.90 Bds Vat Inc. 2. Raffia Cross Weave Photo Frame - $126.80 Bds Vat Inc. 3. Va Bene Cheese Knife Set - $76.38 Bds Vat Inc. 4. Lauderdale Shell & SeaHorse Bowls $138.32 Bds Vat Inc. 5. Jewelled Fish Boxes $82.25 Bds Vat Inc. 6. Seaside Figural SeaHorse Pillar Holder $144.08 Bds Vat Inc.

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DB Home

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1. Gold Yin Vase - BDS $755.00 2. Double Lantern BDS$ 259.99 3. Botanical 2013 Calender 4. Gold Garden Stool BDS $475.00 3

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Christmas Marketplace Sort Your Stuff

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1. Wall-Mount Wine Rack- $157.73 (on sale) 2. Bamboo Charging Station- $91.50 3. Acrylic Jewellry Chest - $202.00 4. Microfiber Plate Cases s/4- $82.65

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Carters 1. Tea Lite Holder Butterfly Decal in Lilac or Green - $25.87 2. Family Clip Photo Holder - $51.55 3. Hanging Blue Crackle Glass Candle Holder $118.15 Also available in Clear Crackle glass 4. Hurricane Candle Holder Jeweled in Antique Silver - $27.82 5. Silver Leaf 5x7 Picture Frame - $81.85 6. Aluminium Boat Ornament - $75.34 6

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Dwellings Christmas Evening

Real Estate News

Dwellings kicked off the 2012 Christmas season in the usual style with their VIP event in November. It was extremely well attended and the store is now brimming with tempting Christmas stock, including decorations and gift ideas. Head on down and you won't be disappointed!

W G NOLLIN SE

Carter’s Grove Prices starting at BDS$346,000 Carter’s Grove at Enterprise - Just a few minutes from Oistins New ten home development in quiet cul-de-sac Three bedroom detached properties - Plots 4,000 to 6,000 sq ft Special Mortgage Packages available Four properties nearing completion, another sold and another reserved. Four still available for purchase

For more information call 230 9215

Stollmeyer Inc.

Real Estate News

It may seem a difficult time to venture into your own new real estate business, but then Rae Stollmeyer, better known as “Muffin”, is not your typical agent and if there’s one person who will relish the challenge then it is this dynamic young professional.

Indeed Muffins knows plenty about competition being one of the best female golfers in the region having recently won both the Barbados 2012 Open Championship and the RBC Classic.

Muffin is well prepared for the role having worked in the real estate business since 2007 after graduating with an Honours Degree in Finance the previous year. By her own admission she’s always had real estate in her veins although she confesses to having different ambitions in her formative years“I’ve always been fascinated by property and at one stage harboured ambitions of becoming an architect. I’m a perfectionist so the idea of looking at every detail has always been part of me. I’m very aware there are many more experienced professionals in the business and my dedication to perfection has stood me well. However, I value the

personal service and I’m always prepared to go that extra mile for the client. It is quality customer service that separates us in this very competitive business.”

Her main emphasis will be on sales and long-term rentals, but she will also be offering short-term rentals and property management services via her new website http://www.stollmeyerinc.com and facebook http://www.facebook.com/StollmeyerInc Look out for her new signs around the island and remember, listing your property is free!

Stollmeyer Inc will bring a breath of fresh air to local real estate with such a vivacious and charming young entrepreneur at the helm. Her new office is in the heart of Barbados nightlife in the old Ship Inn Building at St. Lawrence Gap although she is easier reached by phone or email listed below.

Muffin is a Licensed Real Estate Agent and member of BEAVA. For more information contact Muffin at info@stollmeyerinc.com or visit the office at # 7 Sugar Entertainment Inc. St. Lawrence Gap Christ Church Tel - (246) 262-8452

Hurricane, Security & Sun Protection

(BARBADOS) (BARBADOS) LIMITED

The Murky World of Insurance Only Insurance Sales people enjoy talking about insurance and if there is one topic that continues to be a complete switch-off then it is insurance! We don’t like it because it comes at a cost and in most instances without a return. After all, who wants to pay big bucks for something with seemingly no benefit and no return? And therein lies the view of a customer takes when looking at insurance. That said, it is a ‘necessary evil’ in some instances and if we must have it then the least we should do is to make sure what we have has real value and meets our needs. Too often the insurance cover we have does not meet our needs and we fail as customers to check and update our ever-changing requirements.

We can’t blame the insurance company or agent for that!

For most property owners car insurance, buildings insurance, life insurance and in some cases mortgage indemnity insurance, are obligatory. Health insurance is often tied into a company scheme or to an optional private scheme. Some life policies also carry savings elements and benefits. All in all, we seem enveloped in a web of insurance whether we like it or not, so we must ensure what we are paying for has real value and protection because that is not always the case.

Car insurance is the leaking oil in the insurance engine with its long history of high premiums and even higher claims. Customers need to shop around for the lowest premium for the cover needed, but remember you get what you pay for. If you have basic third-party cover it doesn’t cover your personal costs when you are at fault. My biggest beef in the car insurance quagmire is the exploitation of private injury by so-called good citizens. Rest assured if you hit the car in front of you no matter how softly, the driver and any passengers are going to emerge with neck injuries. Some may be genuine, but the vast majority are not, and this is a cancer within the insurance industry that continues to escalate and drive up costs. If you aren’t hurt don’t claim! It is theft to do otherwise, but unfortunately many people see it differently.

Buildings Insurance in Barbados lives with the continuous threat of a hurricane and although we have virtually escaped for over 150 years we are still paying well over the odds because of the threat. We also live in

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an industry that accepts no claims under 2% of the value of the property so in most cases you may never make a claim against your buildings insurance policy. And if you do, make sure your property is properly valued because if your $1million property is insured for $500,000 then your claim will be discounted 50% as that is the margin of your under insurance.

You would expect life insurance to be for life, but that is not always the case. Some insurers change the terms and conditions when you reach age 65 so contact the company or your agent as you may see a significant change in the amount that you are covered for. Also, review your needs accordingly. Life cover needs often change dramatically in later life and if death is one certainty in life the other is the certainty that you aren’t taking anything with you! Sometimes people have life cover when they simply don’t need it. Review your circumstances and decide accordingly.

Health insurance is a minefield and unfortunately you may not know its limitations until it is too late. There are many horrendous stories of misfortune in Barbados with no health cover in place or just as bad, inadequate health cover. If you have health insurance sit down with your insurer or agent and go through the cover thoroughly because insurance companies are not flexible when it comes to claims. And if you want or need health issues dealt with off island make sure that is provided for under the scheme. Health insurance is not age related it is health related and the statistics show that illness and injury are going to happen. Make sure you are prepared for that event or the consequences could be expensive and at worst perhaps fatal.

The Insurance business has a murky culture, but at the end of the day the onus is on you to ensure you have the cover that meets your needs and that is comes at the best price.

CLARENCE HILES is an independent mortgage broker and an experienced feature writer on a variety of Caribbean business topics.

He can be contacted at 230 9215 or by email at clarence@caribbeanmortgages.com

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