SECTION F SUNDAY, MAY 3, 2015
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Celebrate your new home loan with someone you love.
Buy the home you love for the people (and pets) you love with a home loan you’ll love from the bank you love.
Competitive interest rates and more Our interest rates are among the lowest of any bank in the area. In many branches, our underwriters sit right down the hall from our lenders, so loans can be approved faster. We offer a full menu of loan types to choose from, including variable or fixed interest rates, FHA, VA, 10-year, 15-year, and 30-year terms, construction loans, and more. You’ll get exactly the loan that best fits your home and your life. Call us and talk to a residential lender about a loan that everyone in the family can celebrate. Even if it’s just with a sloppy lick across your cheek.
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Ask our broker
ARE ARMS NOWTHE BEST LOAN OPTION? Peter G. Miller CTW Features
QUESTION:
We know that mortgage rates are low today, so doesn’t it make sense to get an adjustable-rate mortgage at this time and lock in ridiculously depressed rates for the next few years? ANSWER:
As this is written, the latest weekly rates from Freddie Mac show that 30-year ďŹ xed rate loans are available at 3.8 percent, while a 5/1 ARM – a loan with a ďŹ xed rate for ďŹ ve years and then annual rate changes – is priced at 2.99 percent. In practical terms, if you borrow $150,000, the monthly cost for principal and interest will be $698.94 for the ďŹ xed-rate mortgage and $631.60 during the ďŹ rst ďŹ ve years for the ARM. The difference between the two loans is $67.34, for a total of $4,040.20 over ďŹ ve years. What happens after ďŹ ve years is anyone’s guess; ARM rates could rise or fall. The question is whether the risk of a potential rate increase is worth the savings. According to Ellie Mae, in January ARMs represented just 5.1 percent of all loan originations, not evidence of much support for adjustable products. That said, there are three reasons why it might make sense to consider ARMs: 1. The lower monthly cost for principal and interest means that borrowers may be able to qualify more easily or borrow more. Lenders who offer qualiďŹ ed mortgages generally want borrowers to allocate not more than 43 percent of their gross monthly income for recurring debts, so it follows that lower mortgage costs make it easier to qualify for ďŹ nancing. 2. ARMs come in various shapes and sizes. You can
get a 1-year ARM or even a 10-year ARM. The idea is that the initial rate is locked in for a set period. The longer the initial ďŹ xed term the smaller the discount when compared with a ďŹ xed-rate product. In our example we used a ďŹ ve-year ARM. According to Freddie Mac the typical loan is now reďŹ nanced after 6.8 years. This is a ďŹ gure that moves up and down, but it suggests that someone with a ďŹ ve-year ARM might not have much rate-hike risk because the loan will likely be reďŹ nanced or paid off with the sale of the house in the two years after a 5/1 ARM adjusts. Alternatively, if your goal is to get a loan at today’s rates and keep the ďŹ nancing in place for many years then an ARM may not be desirable. 3. In our look at monthly costs we saw that the ARM borrower had clear monthly savings, at least for the ďŹ rst ďŹ ve years of the loan term. However, with a loan that can be prepaid in whole or in part without penalty – and that includes virtually all qualiďŹ ed mortgages originated today – there’s no reason that a borrower cannot not make monthly ARM prepayments (say the $67.34 per month in our example) so that when the mortgage rate does reset there will be less principal outstanding and, thus, less impact if rates should go higher. As always, mortgage ďŹ nancing should be guided by one core principle: Do what’s in your best interest, and makes you feel most comfortable. For details and speciďŹ cs, speak with local lenders. Š CTW Features Email peter@ctwfeatures. com. Due to volume, not all questions may be answered.
The Spokesman-Review
FOR SALE, AREA WIDE 095 HOMES
FOR SALE, NORTHWEST 098 HOMES For Rent/For Sale! 1317 E Rich 3 Bds, 1 non egress, 1,800 sq ft, nice hdw rs, new furn, fncd bkyd, gar. $850 Rent/$110,000 Sale MJ McAdams Rlty Evelyn 216.6117
092 REAL ESTATE AUCTIONS OPEN HOUSE 1-4 FIVE MILE HEIGHTS North on 5 Mile Rd. to Alberta TR on Kammi. City water & sewer. Large lots, Mead Schools. We can help you build your dream home starting at $290,000. NEW HOMES 7509 N. Rye $334,900 2020 W. Cascade $369,900 2043 W St Thomas More$342,950 Don Willard, (509) 844-5081 PARK PLACE Brand new homes near Riverside State Park, all city services available. Large treed lots, 3 car gar, several builders to select from. West on Francis, L on Royal, R on Francis. 5205 W Oxford Rancher $333,500 Mike Graham 993-4606 OPEN 1-4 ROCKY RIDGE Fantastic Five Mile Prairie location with panoramic views of the city. Close to shopping. Neighborhood sports court, landscaped front yards, 3 car garages, Mead schools. N on File Mile Road, L on Lincoln Rd, L on Lapis Ln. 7802 N. Lapis Ln $339,900 Rancher, 4bdrm, 3 bth, 2300 sqft 7803 N. State Ln $439,900 Dylgt rnchr, view, 4 bd, 4 bh, 3708 sqft Phil Konynenbelt, 991-7445 OPEN HOUSE 12-3 12815 E. 24th Ave. Newly updated split entry on oversized lot. 4 beds/2 baths, 2 ďŹ replaces. New deck, double garage, Central Valley schools. new paint & flooring. Bful nghbrhd $189,900 Kelly Stewart 993-4425 OPEN HOUSE 12-3 W. 7003 JIMMY LANE SUNDANCE MEADOWS 55+ Snowbird Solution! Looking for that perfect home so you can go south for the winter? Brand new 3 bed/2 bath Marlette with many upgrades. Price includes sales tax, custom window coverings, upgraded Whirlpool kitchen appliances, landscaping, sprinklers, rain gutters, extra kitchen cabinetry, RV parking available, 35 yr. ground lease, all for $174,900 Sue Jessup 509-499-7656. JUST LISTED One owner home in Wandermere Estates. 4 bdrm, 3 bth, 4 car gar, private lot, b-full kit, stainless appl. Formal din & kit eat space. $399,950 Mike Graham 993-4606 NEW LISTING NW One owner rancher built in 2000 w/completely rem kitchen inc $17K applcs, custom cabinets, granite & custom tile. New carpet & paint, built-ins, impeccable condition! 2,164 sq ft mn flr + full bsmt. 4BR + den, 3BA, new master bath w/heated flr, jet tub & mud set shower. Cov’d patio, pool, vinyl fenced yard, oversized gar. Appraised @ $330,000. Call Vic Plese 217-7889. SUNDANCE GOLF COURSE Enjoy entertaining in this Parkside home with spacious 4bd/3bth formal liv/din+ 2 fam rms. Lrg mstr/dbl sink, garden tub, shower and walk-in closet. Bsmt fam rm surround sound and wet bar will make a great theatre room. Private bk yd/Trex, shed, garden and water feature. 7325 W. Kendick $288,800, Kim McCracken 435-3124. 6118 W. SHAWNEE AVE. One owner daylight rancher w/incredible sunset views. 55+ adult concept area w/common pool & spa, maintained grounds & snow rem. 3BR, 3BA, den, gorgeous granite kit, hrdwd rs, gas heat & fp, cov’d deck + patio. Finished 2car gar, security, soft wtr, all appliances. Close to shopping. $275,000. Vic Plese 217-7889. NW BRICK RANCHER B-ful updated 5 bdrm, 3 bth, 2 fam rms, hdwd rs, granite countertops. 2 frplc, 2 car gar. $239,900 Mike Graham 993-4606 SPOKANE TERRACE New listing. Quiet NW neighborhood. 1,800 sq ft home w/stone exterior has 4 BR, hi-eff gas heat & fp, AC, updated kitchen, fncd yard, 2-car gar, sprink sys & more. 7021 N. Calispel. $136,900. Vic Plese 217-7889. 2927 W. ELOIKA AVE. New Listing. Completely remodeled bungalow w/4 BR (2 unoff), new kit, ooring, bath, full bsmt, gas heat, dual sliders to Trex deck, lrg yard, 2 car gar, huge cov’d patio & more! $132,900. Vic Plese 217-7889. 1205 E. LYONS AVE #3 Contempo Mobile Home Park 55+ . Gorgeous Double Wide, 1440 Sq. Ft. 2 BR/2BA, Mstr has a walk-in shower. Lrg liv rm w/fp.Lrg kit inc all appl and pull outs. Two large decks w/ hot tub. $44,900 Mike Happy, 990-3455. PLESE REALTY, LLC 489-2323 www.plese.com
FOR SALE, NORTHEAST 103 HOMES
HOME
7303 N. PERRY ST-Great 4 level on cul-de-sac, 3 bd, 3 bth, AC, fenced bk, 2 car gar + huge shop, $199,900. Brad 599-1917 222 E. BRIDGEPORT AVE-Cute 2 bd bungalow, updated thru-out, wd stove, cov.front porch, fenced bk, near shopping, bus, parks, $112,000. Brad 599-1917 CHENEY REALTY, INC. 235-6191
AUCTION BANK-OWNED
HOMES
throughout
WASHINGTON
3022 S BOWDISH RD Spokane 3 BR, 1.5 BA 1,172 SF
WHITE BRICK 2 Bd, 2 Ba, gas fplc, free stove, fridge & ACs, curtains, washer & dryer, lg utility, gar w/shop. $110,000. E. 1653 Providence. Open Daily! 509-326-5166
Agent: Joe Clement RE/MAX Properties Inc. 719-540-6468 Mon, May 11 - Wed, May 13 HM & ONLINE Properties are currently
FOR SALE, SOUTH HILL 107 HOMES
available for BID NOW
• No Back Taxes • No Liens • Insurable Title Up to 2% to Buyer’s Agents!
Truly Better than New! 1916 E. 36th This immaculate 4+ Bdrm/3 Ba 4-Level in very desirable N/hood has been meticulously maintained and updated, and features a park-like fncd bckyd w/40’x14’ cov’d patio, gleaming hdwd oors, 2 fam rms w/gas fplcs, newer roof, paint, and so much more you have to see to believe! Call Andy Kerr at 499-1625, KESTELL CO.
BidNowWashington.com
OPEN HOUSE:
Thurs & Sat, May 7 & 9 1:00 - 3:00 pm
Wilbur Wonder! Huge home, huge lot, tiny price. 4/4 over 4600 sf ďŹ nished, walkout rancher. Contact Tor Holmberg, 509-954-6880 or tor@kestell.com for details, KESTELL CO.
Honesty. Integrity. Value.
866.518.9065 • see website for terms & conditions H&M, 2216, 18442; Benjamin G. Hudson, Jr., 2588; Bret Paul Richards, 2969, Designated Broker 24407
3706 S Dearborn St Open SUN 1:00-4:00! 4Bd/4Ba, 2320SF. $250,000 Stacy Gregory 703-0385 John L Scott
FOR SALE, AREA WIDE 095 HOMES
Search EVERY Listing For Sale www.AllSpokaneHomesForSale.com Exit Real Estate - 509-499-0883 GORGEOUS BACKYARD IS IN BLOOM! 3bd2ba $235,000 (509)570-4121
South Hill 4110 E 42nd $224,900 Open Today: 1-4pm Call: Stephen Lay 435-5640 3323 S Manito Blvd $449,900 Open Today: 1-3pm Completely remodeled Manito Home- Move in ready. 4 BD/3 full bath. Approx. 3,700 sq ft. Call: Jodi Mouchett 993-0383 Area Wide 4220 W Gunther Rd Open Today: 1-4pm Call: Daniel A Dailey 954-4620
FOR SALE, SOUTHWEST 109 HOMES Custom Built View Rancher Motivated Seller! Lightly lived in 4 Bdrm/3 Ba 3000+ sq.ft. daylite rnchr in Eagle Ridge has all the bells and whistles you’d expect, inc. central vac, extra large deck and paver patio to take advantage of panoramic views, and was designed for comfort and low maintenance! Only $397,500! Shown by appt. only! Call Andy Kerr for more info at 499-1625, KESTELL CO.
FOR SALE, SPOKANE VALLEY 115 HOMES NOW ONLY $168,900! THIS 1400 FT. FINISHED 2 BED, 2 BATH RANCHER IS IN THE HEART OF THE VALLEY! Features a Great Master Suite, New carpet, Wood Floors, Updated Baths, Cent Air, Gas Heat, 2 car Garage, Fabulous lg. Entertaining Deck & Patio!!. Dave Holmes-979-2002 -Kestell Co. TOWN HOUSE FOR SALE 3 BR/3 BA, 2 car garage, Close to all shopping needs, low maintenance! Call for more info or showing! For Sale by Agent/Broker, $180,000 Kelly Stratton (509) 991-2612 kelly@infinitycda.com
5291 W Glen Grove Staley Road Between Suncrest and Deer Park Meticulously updated 2 story on 2 picturesque acres. Close in. New items : Vinyl siding, windows, roof, furnace, heat pump, carpet, paint, granite, stainless pkg. bth, and 2 new fabulous decks! 4+ Bd, 2 Ba Suzette McGoldrick Key Properties 509 994 7977 FREDDIE MAC HOMES GREENACRES: 1108 S. Drummond Rd, $244,900 NORTHEAST: 2814 N. Bessie Rd, $154,900 * Benji 990-9221, Brad 599-1917, Bev 990-1809, Deb 270-1179, Larry 991-4631. CHENEY REALTY, INC. 235-6191
OPEN 11-5PM 4813 S. Lapwai Ln. Brand New 4BR/2BA built by Hayden Homes $283,977, Danielle LaBar 979-8173, KESTELL CO.
FOR SALE, POST FALLS / RATHDRUM 117 HOMES
FOR SALE, POST FALLS / RATHDRUM 117 HOMES
HOME AUCTION Home and 9+/- Acres Situated on the Spokane River in Northern Idaho
6314 E MAPLEWOOD AVE, POST FALLS 5 BR, 5 BA • 8,198 SF
Agent: Chad Oakland • 208-704-2000 • Northwest Realty Group Private Waterside Superbly Landscaped Luxury Gated Estate with a 1 BR, 1 BA and Kitchen Cabana House
Selling ONSITE: WED, MAY 13, 11:00 AM
HudsonAndMarshall.com No Back Taxes or Liens • Insurable Title 866.518.9065 Honesty. Integrity. Value.
Up to 3% to Buyer’s Agents!
• see website for terms & conditions In coop. w/ Randy Wells, Auctioneer/Realtor and Rob McHone, Designated Broker DB29998, Idaho Country Properties
SPOKANE SPOKESMAN-REVIEW MORTGAGE GUIDE Check rates daily at http://spokesmanreview.interest.com Program
BANK
Rate
OF
Points
Fees
% Down
APR
AMERICA http://www.bankofamerica.com
30 yr fixed 15 yr fixed 5/1 ARM 30 yr jumbo
3.875 3.000 2.750 3.875
0.350 0.456 0.248 0.374
$1171 $1171 $1171 $1271
20% 20% 20% 20%
3.963 3.169 2.996 3.970
(C) Seattle, WA 98119
GET TO KNOW YOUR LOCAL REALTORS! I have been a Realtor since 2000 and have placed within the top agents consistently over the past 8 years. I moved to Spokane in 1998 from Orlando, Florida, where I worked in banking & lending for 15 years. I have been with Windermere North since beginning my career and ďŹ nd that Windermere is the company that matches my business philosophy of high-quality, customer service. I specialize in the Suncrest/Nine Mile Falls, Deer Park and other northside neighborhoods in Spokane County. Clients appreciate my attention to detail, listening skills, understanding of their needs and overall professional handling of the real estate processes. I love what I do and I hope that shines through!
Wendy Kennedy
Contact Wendy at 509-994-4055 wendyk@windermere.com
SAMMAMISH MORTGAGE
800-304-6803 http://www.SammamishMortgage.com
30 yr fixed 3.875 15 yr fixed 3.125 10 yr fixed 3.000 20 yr fixed 3.750 BBB A+ Rating-Local since 1992 - CL #118653
0.000 0.000 0.000 0.000
$795 $795 $795 $795
20% 20% 20% 20%
3.915 3.195 3.101 3.805
(A) 3015 112th Avenue, NE, Suite 214, Bellevue, WA NMLS# 118653 Legend: The rate and annual percentage rate (APR) are effective as of 4/29/15. Š 2015 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates� means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. TO APPEAR IN THIS TABLE, CALL 800-509-4636. TO REPORT ANY INACCURACIES, CALL 888-509-4636. s HTTP SPOKESMANREVIEW INTEREST COM
The Spokesman-Review
136 MANUFACTURED HOMES North South West Plains
SOUTH OPEN NEW CONSTRUCTION 1-4 New Paras Rancher! Big bonus rm over garage. Quartz counters, wood flrs 3BD 2BA 3CR Grg Garry 993-9998
12-3 Kingspointe PUD (gated). Open floor plan. 3Bd/3Ba. N Assembly behind Manor Care. Gene Allen 869-8005
$210,900 10217 E Walton Ct #201427715
$217,500 1508 E Cambridge #201515728 1-3 Unique Fl Plan in Harvard Park PUD. GR RM Concept, Mn Fl Living, 2Bed, 2.5BA, 2Car Gar Joan 994-3133
$295,500 7818 E Woodland #201512350
158
$248,950 9210 E Wabash Ct #201424891
$339,900 8601 E Broad Ln #201510110
7407 S. ASSEMBLY-Very nice 3 bd, 2 bth, large shop, 4.81 treed & fenced acres, great horse property! $199,900. Bev 990-1809 24505 S. PINES RD-3 bd, 2 bth MFH, cathedral ceiling, 2 car det. garage, fenced, 10.98 treed acres, $99,500. Bev 990-1809 15316 W. CRAIG RD-Perfect while you build! Older 1 bd, 1 bth MH, large shop & great well, 4.85 acres, $69,900. Paul 360-540-6878 360 PRAIRIE VIEW, Waverly - Reduced! 2 bd, 1 bth MFH on 1 acre, $39,900. Deb 270-1179 CHENEY REALTY, INC. 235-6191
$399,000 400 N Timberfield Ln, Unit J #201410583
160 RIVER PROPERTY
$259,900 5405 N Ainsworth Ln #201510185
1-4 $5,000 Price reduction, gated community views, main flr living, 3car garage! Susan Kirkland 768-4005
12-3 Paras Homes Mill Valley, Step Single Level living 3BR 2BTH 2Car GRG. Open flr plan. Scott 939-4268
$399,700 6303 S Chester Creek #201516561
$299,900 5409 N Ainsworth Ln #201510181
12-3 Beautiful Ranch Plan 1,732 sq ft Private Street. Amazing Valley Views! Scott 939-4268
12-2 Close-in Res. acres. Beautiful views! 4car & heated shop. 4+Br Daylite walk-out bsmt. Barb 714-5071
$299,900 9002 E Sunview Ln #201426933
NORTH OPEN NEW CONSTRUCTION
12-3 Gated Rock Ridge Townhouse in Northwood 2bed 2bath maint-free living, main floor master & utilities. Michelle 990-5433
$184,900 823 E Silver Pine #201512678
1:30-4 USDA 100% financing to qualified buyer. 1492 sq ft. 4Bd/3Ba. New split entry Jim Luster 939-7535
$319,900 9006 E Sunview Ln #201426934
12-3 Gated Rock Ridge Townhouse in Northwood 3bed 3bath maint-free living, main floor master & utilities. Michelle 990-5433
$200,900 1810 W Maxine #201514443
12-3 Burlington 3-level by Homestead Construction, 3 Bed/2.5 Ba, Mead Schools, 5 Mi. Terry Lipe 999-7916
12-3 Paras 2 story 4Bd3Ba Bonus rm grnt, hrdwd flrs, ss app,4car grg, overlooking 5 acre park Fred 879-0506
$214,576 28xx W Heath #201512534
11-4 Stop by the model home at 2812 W. Parkway for more details call Karen O’Donnell 217-0091
1-3 New Gordon Finch Homes with great views of MeadowWood Golf Course starting at $399,000. Joanne 868-4383
$240,000 6011 W Melrose Ln #201510840
12-4 2 Story home by Greenstone. Covered deck and warm entry. See this & other homes. Heidi 998-7287
12 acres on Spokane River, 5 acres irrigated, Across from Riverside State Park, Custom Home built 1985, 3BD/ 2.5BA, needs upgrade, 509-279-3096
$399,900 8506 E Hazelwood #201513991
12-3 Peaceful living in Hazelwood Park Daylight/Walkout 4BR/3BA Paras Rancher all the quality you expect!
$270,000 9219 N Rosebury Ln #201426270
12-4 The 3Bd/2Ba Arlington on a w/o basement Gorgeous open floor plan. This plan & others Heidi 998-7287
12-3 “Prairie� style rancher backs up to 7.8 acres treed common area. Must see! Jim B. 939-4607 1-3 The Vintage at Meadow Wood. Great views! 4 BR, 3 BTH, grt room design. 3 car garage. Joanne 868-4383
FOR SALE, SPOKANE VALLEY 115 HOMES
ESTATE, OUT OF SPOKANE COUNTY 122 REAL
Beautiful Country Home on 5 acres in Greenacres, 1900 sqft, 2BD/2BA, includes a 24 x 36 2 story barn/shop 2 many extras to List. $430K. Call for Appt. 509-926-3398
HARRINGTON-Two houses: 107 N. 3rd cute 1.5 story, 3 bd, 2 bth, newer roof, large gar, $74,900 OR 111 N. 2nd St Spacious 1.5 story, gar, 4 bd, large kitchen, large corner lot, newer roof, $100,000. Benji 990-9221 CHENEY REALTY, INC. 235-6191
130 LOTS FOR SALE / WANTED
SELL YOUR HOME Guaranteed Services Flexible Commissions ThePerfectListing.com Exit 509-499-0883 Leif Tangvald
FOUR LKS - 9713 S. GarďŹ eld Rd, just under 1 acre, well is in, old septic perk, $40,000. Brad 599-1917 MEDICAL LK - S. Evergreen, 4 lots, $24,950 ea. Larry 991-4631 CHENEY REALTY, INC. 235-6191
OPEN 1-4- 14507 E. 16th Ave 3 bed Rancher w/ 24 x 24 shop, fncd, patio, newer carp, top cond $185,500 Call Mike 928-2800 Paladin Realty
Large Residential Building Lot For Sale by Owner. 4912 E. 8th Ave. $42K-obo. Water/gas on property, Contact Lavern Melton 509-921-5773
HOMES FOR SALE, AREA WIDE
136 MANUFACTURED HOMES America’s favorite brands of manufactured & modular homes! Most complete & diverse selection of new, used, repo & reconditioned homes in the Northwest. Land-Home packages Many ďŹ nance options available. THE HOME BOYS E. 15906 Sprague Ave Spokane 509-481-9830 OPEN EVERY DAY! www.thehomeboys.com With online pricing
3 acre forested parcel consisting of 2 lots w/200’ of frontage on pristine Bull Lake in NW Montana. White sand beach, 100’ dock, septic w/ approval for expansion, road, electricity, and pad by lake for rv/house already in. Two cute fully functional, furnished cabins, washer/dryer, and other out buildings included. $219,000/lot with discount for whole parcel. See ad at: ForSaleByOwner.com listing #23996475 or email: mlagather@montanasky.com
IMMEDIATE TOP CA$H PAID For Used Manufactured Homes. Call Steve @ HOME BOYS 481-9830 OR 263-1688
095
WILLIAMS LK RESORT-Bunker Rd, water, pwr, sewer, perfectly manicured & ready! $77,900. Deb 270-1179 WILLIAMS LK-36402 S. Bunkers Landing #6, very nice 2 bd, 2 bth MFH, large deck with super lake view! $65,000 Brad 599-1917 CLEAR LK - W. Wesley St., 11,408 sq.ft lot, water, power, phone at prop. line, beach access, $14,900. Deb 270-1179 CHENEY REALTY, INC. 235-6191
HOMES FOR SALE, AREA WIDE
Selling Waterfront? Put your home on the #1 Waterfront Website www.ExitByTheLake.com Leif Tangvald - 509-499-0883 Exit/Lakeshore
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- UNFURNISHED, AREA WIDE 220 APARTMENTS
PROPERTY FOR SALE 196 COMMERCIAL W. SPOKANE - 3 lots, Spotted & W. 49th, .94 ac MOL ea, $87,500 ea or all @$262,500. Deb 270-1179 CHENEY REALTY, INC. 235-6191
BUILDINGS FOR SALE / WANTED 198 APARTMENT
Deep Lake in Colville, WA Open House May 2nd & 3rd 11:00 am - 3:00 pm. Beachfront community with 2-3 bedroom cabins from $99,500. Common waterfront, lawn areas, boat dock & more. www.deeplakewaterfront.com Call Jenna Nicol with Century 21 Beutler-Waterfront 509-290-3698
Brick 16 Unit - Turn-Key All brick 16 apt building in really great Valley area! All 2 bdrms! Great cash-ow. Turn-key condition. $999,000 8.8% cap
SEASONAL RV ON BADGER LAKE! Super clean 1991 30' Hitchhiker w/ tip-out in private community. $10,900 (lot rent add'l). (509)235-2341 www.BadgerLakeEstates.com
Hottest Area Small retail center. 7 units + 13 apartments + 4 houses + more land! Big cash-ow. Room to expand/ improve! Always full because it’s in Hottest area of Spokane! $1,490,000 7.5% cap Key Properties 747-7777
PROPERTY, NORTH IDAHO 170 LAKE Waterfront For Sale Every Listing, Every Lake Idaho and Washington www.ExitByTheLake.com Leif Tangvald (509) 499-0883 Exit/Lakeshore
206 ROOMMATES WANTED
COEUR D’ ALENE LAKE Waterfront custom home at Steven’s Point, $895,000.
FEMININE CERTIFIED CAREGIVER to Share expenses. 3BD/2BA Grnd Flr Apt. Northeast side. Full w/d. Furn rm, some storage avail. Call Pete & Debbie (509)489-2645 Fem to share apt with elderly man. Lrg bdrm, own bath; share living area & kit. Pool. No smk. $350 + 1/2 electr. (509)466-0297 * (208)964-0783 Dependable RM to share 2400sf Country Home on 3 acres, Spo.Valley. $440, at. All amenities. 927-7898
coeurdalene-lake-front-real-estate.com
188 BUSINESS FOR SALE Well Established N. Side COFFEE & TEA HOUSE. Owner looking to retire. $75K for quick sale. (509) 993-8860
192
207 ROOMS FOR RENT Between Apts? Sleeping Units shwr, cable, AC, fridge, micro. $108.80/week 251-2120 GU area, share kitch & bath, no smkg Utils incl. $325 + $125 dep. 998-5494
RETAIL BUILDINGS FOR SALE / LEASE
So Hill/Regal Ave, great location, strong National mix, approx 1200sqft Retail, $1200 mo, NNN. 991-7960
208 DUPLEXES FOR RENT
/ BUILDING SPACE SALE / LEASE / RENT 194 OFFICE
SOUTHSIDE
GARAGES FOR RENT 10 x 20 - 12 x 30 Starting at $75/ mo. 468-2661 tgproperties.com
Fab location 1225 E 29th. 3Bd 2Ba Fpl Gar, A/C, Strg, W/D. $845. 448-9460
- UNFURNISHED, AREA WIDE 220 APARTMENTS
- UNFURNISHED, AREA WIDE 220 APARTMENTS
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This wonderful home is waiting for you! 150� of waterfront with great dock. Private setting in your own forest. Must see inside to appreciate. Only 10 years old. Drive by 11019 S Welcome Rd then call for a showing. Priced to sell at $424,750. Bev Gates 499-0144 Gates Realty Inc 838-5823 tourfactory.com1334375
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NEW LISTING GRANITE LAKE
PROPERTY, WASHINGTON 168 LAKE
[Ă?ħ ƊĖŇĚƎĎĖŧƎ ƇĂ? Ă?Ç–Ă?Ć‡ÇœĆŠÄŽÄ–ÄšÄƒĹ˛
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503 W. FRANCIS Remodeled w/5 ofďŹ ces, private bths, reception. 1,460 sq ft. $1,600/mo. 515 W. FRANCIS 1150-2800 SF. $12/ft ROD V. PLESE, 489-2323 VIC PLESE, 217-7889 PLESE REALTY,LLC,201W.FRANCIS AVE PRIME RETAIL AND OFFICE SPACE NORTHSIDE LOCATIONS Starting at $8/sf, 125- 2,000 sf Call for lease details 468-2661 tgproperties.com
LOON LAKE. Very nice home 2br, 1ba, w/ deck & carport, lrg lot, sprinklr syst, fenced yrd. Call for details $145,000 509-327-8792 LakeCountryUSA.com Deer/ Loon Lks. Recognized Authority Tamarack Realty 509-999-6354
$472,500 400 N Timberfield Ln, Unit K #201112141
1-4 Spacious 2 story w/great rm main flr master, huge main flr den, 2nd flr has 4 beds & loft. Melissa Dailey 879-7858
095
PROPERTY, GENERAL 167 LAKE
$459,900 11303 E Aspen #201510282
$295,000 10303 N Alberta Circle #201424839
HOMES & ACREAGE
11-3 New Homes Starting in the $150’s. Homes started, lots available. Come see me @ model-Johnny 509-279-4885 1-3 Rancher-New Fraser Estates. Upgrades, full bsmt, 3-Car Grg. West Valley. Quality Built! Sue 879-3494
VALLEY OPEN HOUSES
ACREAGE
HARRISON RD - 93.88 acres, $150,000. Bev 990-1809 CHENEY REALTY, INC. 235-6191
VALLEY OPEN NEW CONSTRUCTION
SOUTH OPEN HOUSES
HOMES FOR SALE, AREA WIDE
156
$359,900 5214 E Sumac Ln #201423156
$225,000 6416 N Royal Crescent Ln #201516493
FSBO: 2B/1B newly remod Bth, 1200sf up;900sf/down. Covr’d patio, gar, fncd yrd front & back. Access to back, off Knox; access to front, off Shannon. $138,500, AS IS. * 509-891-9388
Just Listed Triplex Popular Perry District. $129,900. Call Kevin Warner 994-6431 KESTELL CO.
11-1 Home show home 3311 sqft 4bdrm 3bath 3car gr w/ spectacular views Daylite bsmt Jim Luster 939-7535
1-3 Pottery barn colors better than new! Complete fenced backyard w/fire pit 3Bd/2Ba/2Car Sue B 499-2207
/ BUILDING SPACE SALE / LEASE / RENT 194 OFFICE
138 DUPLEXES FOR SALE
$445,000 10801 N Navaho Dr #201416972
$204,900 1811 E Vanetta #201512168
PROPERTY, WASHINGTON 168 LAKE
SENIORS DOWNSIZING Dbl, 28x40 3Br/2Ba New roof. WAS: $39,500. NOW $36,500! ALL CASH OFFERS. 891-4021
See all our NEWEST listings, all Spokane homes for sale and map Open Houses on our web site!
467-7400 535-7400 235-7400
OPEN HOUSES NORTH OPEN HOUSES
095
May 3, 2015 â—? Sunday â—? Page F3
Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassiďŹ eds.com
May 3, 2015
Featured TODAY . spokesmanhomes
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3DJH ) ● Sunday ● May 3, 2015
208 DUPLEXES FOR RENT
HOUSING FOR RENT 211 SENIOR
SOUTHSIDE
*2801 S. GRAND* Beautiful 2Br, Updated, DW, Gas Ht, FP, W/D Inc, Balcony, Gar, N/S. $875
*1304 E 29TH* 2Br, 2Ba, Loft, DW, W/D Inc, Carport, Patio. $725
*621 S. Maple* 2Br, W/D Hk-Ups. $550 GATES REALTY, INC. 838-5823
209
Call 456-Sell (7355) or 800-338-8801 More ad photos at spokesmanclassifieds.com - UNFURNISHED, NORTHEAST 223 APARTMENTS
Lincoln Heights Garden Apartments Senior HUD subsidized housing available at the Lincoln Heights Garden Apts. Must be 62 years or older Rent based on 30% of applicants adjusted income. Close to shopping and bus. Beautiful grounds. Call 535-4543 or stop by 2632 E. 27th Ave. Professionally managed by NAI Black. Equal Housing Opportunity
223
APARTMENTS - UNFURNISHED, NORTHEAST
SALE BELOW APPRAISAL! 2BD/1.5BA CONDO on River & Centenial Trail. Pool/Sauna, close to Gonzaga, ALL appliances incl. $58,000 Cash Only! Owner: 509-209-7223
To place YOUR ad call 456-7355
FOR SALE, AREA WIDE 095 HOMES
FOR SALE, AREA WIDE 095 HOMES
SPOKANE VALLEY
1 & 2Br, W/D Inc, DW, Carport. $550-$635 $200 Off first month rent GATES REALTY, INC 838-5823
Studio or Kitchenette’s, phone, t.v., micro, & fridge. $139.95/wk & up. 926-5728
*727 S ADAMS*
MINUTES FROM THE FREEWAY, 2bd/1ba $600 - $700. Appls included, fpl, W/D, cov’d prkng, storage, patio/balcony. 921-2165
APARTMENTS - UNFURNISHED, NORTHWEST
MOVE-IN SPECIAL OAC. 3 & 4 bdrm’s. Laundry facilities, A/C, Carport. Call 924-4554
239 APARTMENTS - FURNISHED
12220 W. 10th
1 bd unit, furnished, Util, Cable & phone included. Pet friendly $25 dep, $155 - $595 mo & up 509-838-4411
include a photo of your pet, house or item for more impact & greater results!
Pet Friendly, free utilities & cable TV, we rent to everyone. $139 wk & up. 4824 E Sprague Call 509-535-5810.
509-456-7355
Furnished 1 & 2 Br. Temp or extended 509-218-5333 www.bdapartments.net
FOR SALE, AREA WIDE 095 HOMES
WEST Immaculate Duplex Airway Hts 3bd/2ba all major appl. w/ W/D att gar w/ opener, off street prking, fncd bkyrd, $850 mo + $800 dep
AREA WIDE
“A Picture is Worth a 1,000 Words”
STUDIO-heat, elec, water incld.$350 & up. 2903 E. Olympic. (509) 993-1812
FOR SALE, AREA WIDE 095 HOMES
*12010 E. Marietta*
1Br, HEAT INC, On-Site Lndy, Carport. N/S $495 GATES REALTY, INC. 838-5823
1 BD $475 819 E. Sharp 954-4984
239 APARTMENTS - FURNISHED
*1117 W 5th*
1Br, On-Site lndy, Parking. $475
GONZAGA AREA
224
- UNFURNISHED, SPOKANE VALLEY 232 APARTMENTS
1 Bed, VIEW, Lock Entry, N/S On-Site Lndy. $445
*1405 W 8th*
5We have Studios, 1 Bd, 1 Bath 52 Bd, 1 Bath; 2 Bdrm, 2 Bath 53 Bdrm, 2 Bath & Townhouses FREE Internet Room Call us at 489-4332 or stop by 4707 E. Upriver Dr.
MAYFAIR COMMUNITY APARTMENTS 1 BR/1 bdrm - clean and nice. Strong community $475/mo (440) 263-9930
CONDOMINIUMS FOR RENT
- UNFURNISHED, SOUTH HILL 227 APARTMENTS
The Spokesman-Review
CLASSIFIEDS Whatever your needs Buying or Selling We can help!
Call 456-7355 today!
FOR SALE, AREA WIDE 095 HOMES
FOR SALE, AREA WIDE 095 HOMES
OPEN HOUSE DIRECTORY Sunday, May 3, 2015
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Property Type
Address
BR BTH
Price
Company
Agent
Phone
Website
MLS#
AREA WIDE 1-4 11-4
SINGLE FAMILY NEW HOMES
4220 W Gunther Rd 235 S Lawson
3 3
2 2
$379,900 $165,505
John L. Scott Real Estate Windermere Real Estate
Daniel A Dailey Scott Sloane
(509)954-4620 (509)385-8487
danieladailey.johnlscott.com windermere.com
201516370 201512091
(509)939-7535 (509)499-2207
tourfactory.com/1277147 tourfactory.com/1295343
201512678 201512168
Century 21 Beutler & Assoc. Dave Lindstrand (509)868-7423 Century 21 Beutler & Assoc. Marilyn Amato (509)979-6027 Coldwell Banker Tomlinson Gene Allen (509)869-8005 Coldwell Banker Tomlinson Heidi Bollum (509)998-7287 Coldwell Banker Tomlinson Heidi Bollum (509)998-7287 Coldwell Banker Tomlinson Heidi Bollum (509)998-7287 Coldwell Banker Tomlinson Jim Luster (509)939-7535 Coldwell Banker Tomlinson Karen ODonnell (509)217-0091 Coldwell Banker Tomlinson Melissa Dailey (509)879-7858 Coldwell Banker Tomlinson Terry Lipe (509)999-7916 Plese Realty, LLC Don Willard (509)844-5081 Plese Realty, LLC Don Willard (509)844-5081 Plese Realty, LLC Don Willard (509)844-5081 Plese Realty, LLC Phil Konynenbelt (509)991-7445 Phil Konynenbelt (509)991-7445 Plese Realty, LLC Plese Realty, LLC Sue Jessup (509)499-7656 Windermere Real Estate Floyd McDonald (509)844-3286 Windermere Real Estate Lisa Lembeck (509)220-7482 Windermere Real Estate Neal Lloyd (509)270-6459 Windermere Real Estate Stephanie Peterson (509)385-7039 Windermere Real Estate Yogi Naresh (509)919-0338
N/A tourfactory.com/1280310 tourfactory.com/1226171 greenstonehomes.com tourfactory.com/1191483 tourfactory.com/1252491 tourfactory.com/1161869 N/A tourfactory.com/1239466 tourfactory.com/1317846 plese.com plese.com plese.com plese.com plese.com plese.com yourwindermere.com windermere.com neallloyd.withwre.com N/A yourwindermere.com
201513861 201511043 201516493 201514043 201510840 201426270 201416972 201512534 201424839 201514443 201512570 201423310 201512127 201511291 201510265 201513319 201511877 201426178 201425150 201515533 201510787
NORTHEAST 1:30-4 1-3
NEW HOMES SINGLE FAMILY
823 E Silver Pine Rd 1811 E Vanetta
3 3
2 3
$184,900 $204,900
Coldwell Banker Tomlinson Jim Luster Coldwell Banker Tomlinson Sue Boinski
NORTHWEST 1-4 1-4 12-3 12-4 12-4 12-4 11-1 11-4 1-4 12-3 1-4 1-4 1-4 1-4 1-4 12-3 1-3 12-3 12-3 12-3 1-4
SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES SINGLE FAMILY NEW HOMES NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY NEW HOMES NEW HOMES SINGLE FAMILY SINGLE FAMILY
10619 N Alberta Rd 9907 N Parkside 6416 N Royal Crescent Ln 8609 N Rosebury Ln 6011 Melrose 9219 Rosebury 10801 N Navaho Dr 28xx W Heath Ave 10303 N Alberta Cir 1810 W Maxine Ave 2043 W St Thomas More 7509 N Rye 2020 W Cascade 7802 N Lapis Ln 7803 N Slate Ln 7003 W Jimmy Ln 3823 W Hoffman 13517 N Mayfair 224 E Travis Ct 305 W Rainier Way 2503 W Kammi Ave
3 5 4 4 3 3 4 3 6 3 4 3 3 4 4 3 3 4 3 4 5
2 3 3 3 3 2 3 2 3 2 3 2 2 3 4 2 1 3 3 2 3
$310,000 $334,900 $225,000 $445,000 $240,000 $270,000 $445,000 $214,576 $295,000 $200,900 $342,950 $334,900 $369,900 $339,900 $439,900 $174,900 $114,900 $299,950 $245,000 $224,900 $288,900
SOUTHSIDE 1-4 1-3 1-3 1-4 1-4 11-5 1-3 1-4 11-5 12-4 12-5 11-5 11-5 1-3 12-2 1-3
NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY NEW HOMES SINGLE FAMILY NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY
5214 E Sumac Ln 1508 E Cambridge Ln 3323 S Manito Blvd 3706 S Dearborn St 4110 E 42nd 4813 S Lapwai Ln 3505 S Crestline 6905 S Woodhaven Dr 6823 S Blackwing Ct 1027 W Basalt Ridge Dr 6112 S Summerwood 5311 S Osprey Heights Dr 1017 W Highpeak Dr 605 W Cotta 5914 S Lee St 3317 E 29th Ave
3 2 4 4 3 3 4 4 3 2 4 4 3 4 3 3
2 2.5 3 4 2 3 3 2 2.5 2 3 3 2.5 4 2 1
$359,900 $217,500 $499,900 $250,000 $224,900 $269,309 $284,900 $293,135 $279,250 $276,800 $477,900 $339,950 $244,900 $399,900 $199,000 $134,900
Coldwell Banker Tomlinson Garry Cozza (509)993-9998 Coldwell Banker Tomlinson Joan McCluskey (509)994-3133 John L. Scott Real Estate Jodi Mouchett (509)993-0383 John L. Scott Real Estate Stacy Gregory (509)703-0385 John L. Scott Real Estate Stephen Lay (509)435-5640 Kestell Co. Danielle LaBar (509)979-8173 Kestell Co. Sandi Blake (509)993-7894 Windermere Real Estate Hilary Garber (509)994-2022 Windermere Real Estate Jim Lister (509)443-2222 Windermere Real Estate Jim Lister (509)216-2222 Windermere Real Estate Jim Lister (509)443-2222 Windermere Real Estate Jim Lister (509)443-2222 Windermere Real Estate Jim Lister (509)443-2222 Windermere Real Estate Nancy Wynia (509)990-2742 Windermere Real Estate Tom Neupert (509)994-2487 Windermere Real Estate Veronica Johnson (509)280-6408
tourfactory.com/1218843 201423156 tourFactory.com/1331649 201515728 jodim.johnlscott.com 201516492 johnlscott.com/stacygregory 201515876 stephenlay.johnlscott.com N/A kestell.com 201511628 kestell.com 201516588 spokanehousesandhomes.com 201513050 jimlister.com 201420803 greenstonehomes.com 201515881 jimlister.com 201428112 jimlister.com 201418457 jimlister.com 201426418 nancywynia.com 201513215 neupert.withwre.com 201516432 yourwindermere.com 201516304
VALLEY\ LIBERTY LAKE 12-2 12-3 12-3 12-3 1-3 1-3 11-3 12-3 12-3 12-3 12-3 1-3 1-4 12-4 12-4 12-4 11-4 1-4 12-3 12-5 1-4 2-4 11-4 11-4
SINGLE FAMILY NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES NEW HOMES SINGLE FAMILY NEW HOMES NEW HOMES CONDO SINGLE FAMILY SINGLE FAMILY SINGLE FAMILY NEW HOMES SINGLE FAMILY SINGLE FAMILY NEW HOMES NEW HOMES
6303 Chester Creek 8506 E Hazelwood Ln 8601 E Broad 11303 E Aspen Ln 400 N Timberfield Ln Unit J 400 N Timberfield Ln Unit K 10217 E Walton Ct 9006 E Sunview Ln 9002 E Sunview Ln 5405 N Ainsworth Ln 5409 N Ainsworth Ln 9210 E Wabash Ct 7818 E Woodland Ln 1979 N Holl Blvd 24929 E Stonecrest Ave 22855 E Country Vista Dr 19022 E Grace Ave 14507 E 16th Ave 12815 W 24th Ave 4223 S Big Horn Ln 5631 N Vista Grande 3807 S Mercy Ct 4819 N Emerald 19411 E 1st
4 4 4 5 4 4 5 3 2 3 3 3 3 3 4 3 3 3 4 4 4 4 3 3
3 3 3 3 3 3 3 3 2 2 2 2 3 3 3 2 2 1 2 3 4 2 3 3
$399,700 $399,900 $329,900 $459,900 $399,000 $472,500 $210,900 $319,900 $299,900 $259,900 $299,900 $248,950 $295,500 $385,000 $479,000 $145,000 $215,147 $185,500 $189,900 $429,850 $369,995 $199,900 $262,771 $201,102
Coldwell Banker Tomlinson Barb Pielli (509)714-5071 Coldwell Banker Tomlinson Fred Jakubek (509)879-0506 Coldwell Banker Tomlinson Fred Jakubek (509)879-0506 Coldwell Banker Tomlinson Jim Bjorklund (509)939-4607 Coldwell Banker Tomlinson Joanne Pettit (509)868-4383 Coldwell Banker Tomlinson Joanne Pettit (509)868-4383 Coldwell Banker Tomlinson Johnny Jaynes (509)279-4885 Coldwell Banker Tomlinson Michelle Johnson (509)990-5433 Coldwell Banker Tomlinson Michelle Johnson (509)990-5433 Coldwell Banker Tomlinson Scott Wright (509)939-4268 Coldwell Banker Tomlinson Scott Wright (509)939-4268 Coldwell Banker Tomlinson Sue Miller (509)879-3494 Coldwell Banker Tomlinson Susan Kirkland (509)768-4005 Greenstone Homes Jeremy Nichols (509)939-5579 Greenstone Homes Kristi Green (509)496-0174 Hatch Real Estate Renice Sandler (208)661-0974 Hayden Homes Sharlee Perez (509)760-7331 Paladin Realty Mike Paladin (509)928-2800 Plese Realty, LLC Kelly Stewart (509)993-4425 RE/MAX of Spokane Carrie Redd (509)979-6680 Windermere Real Estate Ellie Jones (509)991-1917 Windermere Real Estate Ross Hawkinson (509)939-3816 Windermere Real Estate Sharon Windhorst (509)879-0223 Windermere Real Estate Tawny Hiett (509)475-5477
tourfactory.com/1242430 cbtomlinson.com tourfactory.com/1078003 cbtomlinson.com TheVintageAtLibertyLake.com TheVintageAtLibetyLake.com tourfactory.com/1268573 cbtomlinson.com cbtomlinson.com cbtomlinson.com cbtomlinson.com tourfactory.com/1236745 cbtomlinson.com greenstonehomes.com greenstonehomes.com greenstonehomes.com Hayden-Homes.com N/A plese.com ElkRidgeHeights.com windermere.com windermerespokane.com windermere.com windermere.com
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201516561 201513911 201510110 201510282 201410583 201112141 201427715 201426934 201426933 201510185 201510181 201424891 201512350 201424565 201427616 201511054 201510866 201512938 201514180 N/A 201515000 201511800 201512010 201511971