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SECTION H INSIDE: RESALES – OPEN HOUSES – RENTALS AND MORE
July 8, 2012
in conjunction with the Spokane Association of REALTORS®
20+ NORTHWEST FORECLOSED HOMES
FORECLOSED HOME AUCTION BID ONLINE JULY 17-21 OPEN HOUSE JULY 7, 14 & 15 REGISTER NOW | FINANCING AVAILABLE FEATURED FORECLOSED HOMES
SEARCH CODE STATE
CITY
TYPE
BED/BATH
SIZE
1334969
ID
Coeur D’Alene
CONDO
2BD/2BA
1,384 SF
PREVIOUSLY VALUED STARTING BID $435,000
$69,000
1334974
ID
Blackfoot
SFR
3BD/3BA
3,293 SF
$327,530
$59,000
View hundreds more at www.auction.com
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Equal Housing Opportunity. Auction.com, LLC and its affiliates maintain a firm commitment to providing professional services to any person, regardless of race, color, religion, sex, disability, familial status, or national origin. The Company shall not knowingly be a party to any plan or agreement to discriminate against a person or persons on the basis of these or any similar prejudices or practices. Subject to Auction Terms and Conditions. Auction.com, LLC, 1 Mauchly, Irvine, CA 92618 (800) 499-6199. ID RE Brkr LC38200; WA Auction.com RE Brkr 9943; Auction Firm 2370; Auctioneer Michael E. Carr 2801, Mark P. Buleziuk 2731. RENW07-04-105518-1
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NOTE RATE APR*
15 Year FIXED RATE
*APR=Annual Percentage Rate. OAC. Rates are subject to change. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher, and will be determined by the loan type, the terms you request, applicable fees, the amount you finance, and your credit history. Membership requirements may apply. *15 year fixed rate effective 7/3/2012, based on a loan amount of $150,000, loan to value of 80%, loan origination fee of 1%, amount financed is $146,911, a 740 qualifying credit score, and a total debt to income ratio of 45%. Principal and interest payment is $1,026.88 per month. Payments do not include amounts for taxes and insurance premiums if applicable. Lock period is 55 days. Applies to single family, owner-occupied dwelling for a rate and term refinance or purchase. Debt consolidation or cash-back refinancing available, please call for a quote. Rate and terms subject to change without notice.
ATTEND a HOME BUYING SEMINAR
AUCTION
OPEN TO THE PUBLIC! NO COST! NO OBLIGATION!
Superior Court of the State of Washington W shington Case #09-2-00438-9 Wa
Sponsored by the Washington State Housing Finance Commission Presented by Guild Mortgage Company, Spokane Valley
SELLING TO THE HIGHEST BIDDER Friday, July 27th
WHO SHOULD ATTEND: ✒ First Time Buyers ✒ New Spokane Residents ✒ Renters Ready to Invest in their OWN Dream ✒ Those ready to move up to a larger home or those ready to downsize ✒ YOU!
“Potholes Reservoir Golf Resort, LLC” Othello, Washington Eastern Washington’s Premier Recreation Resort
LEARN FROM THE EXPERTS ABOUT: ✒ Tax Benefits ✒ Home Inspection
An operating Golf Course and Magnificent 255± Acre PUD/Master Planned Community with 670 homesites and Phase 1 permit ready. Located in Grant County near Moses Lake and directly across the 2nd most visited state park in Washington. You’ll experience 28,000 acres of a fresh blue water lake for boating, fishing, water sports, waterfowl hunting, hiking trails, wine excursions & panoramic sunsets for the recreational enthusiast.
Laura Wells, CMPS NMLS #330328 Certified Mortgage Planner (509) 279-2320 Ext. 25 – Direct (509) 714-9411 – Cell (877) 290-1604 – Secure E-Fax www.guildmortgage.net/laurawells LWells@GuildMortgage.net
For Information / Bid Documents Visit:
www.PotholesGolfAuction.com Coast Sperry Van Ness
877.765.3786 Local Contact: Dave Smith
All Sperry Van Ness® Offices Independently Owned and Operated
✒ Saving and Planning ✒ Title Insurance ✒ Current Housing Market ✒ Types of Financing ✒ Down Payment Assistance Programs ✒ How to negotiate and buy a HUD home ✒ How to Buy and Rehab a home all in one loan with as little as 1% down ✒ Everything you need to know about obtaining a mortgage and buying a home!
206.276.2169
CONTACT US TODAY FOR A COMPLETE LIST OF CLASS SCHEDULES AND TO RESERVE YOUR SEAT! (509) 279-2320 EXT. 25 Laura Anne Wells-Svedberg WA/OR-MLO-330328 / ID-MLO-12775 / Guild Mortgage NMLS # 3274 / Branch NMLS # 341940 The material provided is for informational purposes only and should not be construed as investment and/or mortgage advice or a commitment to lend. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. Subject to change without notice, all loans are subject to underwriter approval. Terms and conditions apply. An Equal Housing Lender, Guild Mortgage Company, Spokane Valley Branch, 12209 E. Mission Ave., Suite 7, Spokane Valley, WA 99206, © Copyright 2011 Guild Mortgage Company. DISCLAIMER: The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, businness practice, product or service other than those of the Commision.
ARA Staff ARA
W
ith temperatures on the rise, it’s time to get outside to relax with family and friends. Today’s homeowners want their outdoor spaces to be an extension of their homes, with 80 percent saying a patio or front porch are “must haves,” according to a survey of residential architects by the National Association of Home Builders (NAHB). What’s old is new again as the front porch is again a popular place to connect with your friends, family and neighbors. Plus the patio offers a secluded spot to grill, entertain, kick back and relax. To enhance both the indoor and outdoor look and comfort of a home, install a new patio door. There is a variety of energy-efficient patio doors from classic to contemporary. The vinyl patio doors provide style, energy efficiency and durability, without breaking the bank. Or consider
transforming your ho-hum space into an outdoor showplace by choosing a new patio door that features enhanced air and water performance with a low sill height to help reduce potential trips or falls. Available with HurricaneShield impactresistant glass options, they’re ideal for hurricane-prone areas or virtually anywhere you want added soundproofing and year-round security. Create an outdoor oasis Consider these tips from design experts to create the coolest patio on the block: • Mix functional furniture. Coordinate the style of adjacent indoor and outdoor rooms since you and your guests will likely spend time in both areas. Group pieces together to encourage conversation and showcase an attractive view. • Add colorful accessories. Incorporate rugs, outdoor pillows, candles and other accessories in bright colors and fun patterns. Some of the
CTW
Connect on your patio or porch, enjoy the new view
season’s top color palettes include rich reds, bright blues, soft neutrals and garden greens. • Incorporate a fire pit. Adding a fire pit brings pleasant memories of the past. Roast marshmallows, share stories and enjoy the night. For safety’s sake, keep furnishings away from the fire pit and extinguish the fire completely before you turn in for the night.
• Lightscape instead of landscape. Lighting can help show off what you already have in your outdoor space. Add depth with lightscaping from different sources. String lights provide a magical setting for guests after the sun sets. A wall lantern next to the patio door or LED garden and path lights add a soft illumination to your outdoor area.