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SECTION H INSIDE: RESALES – OPEN HOUSES – RENTALS AND MORE
July 22, 2012
in conjunction with the Spokane Association of REALTORS®
5524 S. Southview
welcome Open the door to a full range of mortgage options from The Idaho Bank®. • Experienced hometown lenders • Local processing and underwriting • Uncompromising service • Timely loan closings
Just Listed! Browne’s Mountain. 4 bed, 3 bath, 4,472 sq ft finished and 2,236 sq ft unfinished! Formal living, two family rooms, Media room, deck with sweeping views. 3 car garage.
$525,000 Open Saturday, July 28th 1-4 Marianne Guenther Bornhoft
REALTOR®
Dan Stubbs
Vice President and Regional Real Estate Manager NMLS # 402104
509-879-3779
Bornhoft@Windermere.com For more info, pictures and maps go to
www.SpokaneHouse.com
208.691.2273 - New Cell 208.664.2325 office 1260 West Riverstone Drive, Coeur d’Alene, ID 83814
2829 S. Grand Blvd, Suite 101
ATTEND a HOME BUYING SEMINAR OPEN TO THE PUBLIC! NO COST! NO OBLIGATION!
Sponsored by the Washington State Housing Finance Commission Presented by Guild Mortgage Company, Spokane Valley WHO SHOULD ATTEND:
✒ First Time Buyers ✒ New Spokane Residents ✒ Renters Ready to Invest in their OWN Dream ✒ Those ready to move up to a larger home or those ready to downsize ✒ YOU!
LEARN FROM THE EXPERTS ABOUT: ✒ Tax Benefits ✒ Home Inspection
✒ Saving and Planning ✒ Title Insurance ✒ Current Housing Market ✒ Types of Financing ✒ Down Payment Assistance Programs ✒ How to negotiate and buy a HUD home ✒ How to Buy and Rehab a home all in one loan with as little as 1% down ✒ Everything you need to know about obtaining a mortgage and buying a home!
Laura Wells, CMPS NMLS #330328 Certified Mortgage Planner (509) 279-2320 Ext. 25 – Direct (509) 714-9411 – Cell (877) 290-1604 – Secure E-Fax www.guildmortgage.net/laurawells LWells@GuildMortgage.net CONTACT US TODAY FOR A COMPLETE LIST OF CLASS SCHEDULES AND TO RESERVE YOUR SEAT! (509) 279-2320 EXT. 25 Laura Anne Wells-Svedberg WA/OR-MLO-330328 / ID-MLO-12775 / Guild Mortgage NMLS # 3274 / Branch NMLS # 341940 The material provided is for informational purposes only and should not be construed as investment and/or mortgage advice or a commitment to lend. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. Subject to change without notice, all loans are subject to underwriter approval. Terms and conditions apply. An Equal Housing Lender, Guild Mortgage Company, Spokane Valley Branch, 12209 E. Mission Ave., Suite 7, Spokane Valley, WA 99206, © Copyright 2011 Guild Mortgage Company. DISCLAIMER: The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, businness practice, product or service other than those of the Commision.
hzcu.org 800-852-5316 Federally insured by NCUA. NMLS 407890
NOTE RATE *APR=Annual Percentage Rate. OAC. Rates are subject to change. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher, and will be determined by the loan type, the terms you request, applicable fees, the amount you finance, and your credit history. Membership requirements may apply. *15 year fixed rate effective 7/11/2012, based on a loan amount of $150,000, loan to value of 80%, loan origination fee of 1% plus .355% discount, amount financed is $146,566, a 740 qualifying credit score, and a total debt to income ratio of 45%. Principal and interest payment is $1,017.93 per month. Payments do not include amounts for taxes and insurance premiums if applicable. Lock period is 55 days. Applies to single family, owner-occupied dwelling for a rate and term refinance or purchase. Debt consolidation or cash-back refinancing available, please call for a quote. Rate and terms subject to change without notice.
Spokane Homes for Heroes is a network of local real estate professionals who are committed to providing significant discounts to Spokane Heroes when they buy or sell a home. Workforce heroes include: Military Personnel (past and present), Firefighters, Law Enforcement, Teachers and Health Care workers. Visit our website to see how you can save thousands of dollars!
www.SpokaneHomesForHeroes.com