INSIDER
What’s Inside
The INSIDER: May 2026
page 3
SPG Spotlight: Proper Insurance
page 4
SPG’s CONNECT: Delivering Results & Solutions (DRS) page 5
Organization Update page 6
Watch On Demand: Discover SPG’s P&C, Benefits, and Life & Annuity Capabilities page 6
Upcoming Webinar: SPG Transportation Capabilities page 7
HUB Wins pages 8-10
HUB Partnership Highlights page 11
Resources page 12
SPG M&A Guide page 12
HUB Regional Events page 13
MayhighlightshowSpecialtyProgramGroupcontinuestogrow,unify,anddelivergreatervaluetoHUBcolleaguesandclientsalike ThisissuespotlightsProperInsurance,anationalproviderbuiltspecificallyforshort-termrentalproperties—offeringacommercial alternativetotraditionalhomeownersandlandlordpoliciesforAirbnb,Vrbo,andotherSTRproperties,withnationwidecoverage backedbyLloyd'sofLondonandenhancementsthatclosethegapsstandardpoliciesleaveopen
WealsofeatureJasonTrahan,CommercialInsuranceClaimsPracticeLeaderforDeliveringResults&Solutions(DRS),inthismonth's CONNECT,showcasinghowSPG'sDisasterRecoveryServicesdivisionhelpsclientsrecoverphysicallyandfinanciallyafteralossevent oftenatnocostwhenprofessionalfeesarecoveredundertheircommercialpropertypolicy Plus,therecordingofourrecentSPG CapabilitiesWebinarisnowavailableondemand,whereChiefSalesOfficerJonahLipinandcross-sellleadersRichardMalowney, CourtneyWiggins,andMasonMcKinniewalkthroughhowP&C,Benefits,andLife&Annuitycometogethertocreaterealcross-sell opportunitiesacrossyourbookofbusiness MarkyourcalendaraswellfortheupcomingSPGTransportationWebinaronJune16th, andmeetArthur(Art)Davis,newlynamedSPG'sWholesaleDivisionLeader.
Together,SPGandHUBarebuildingstrongerconnections,expandingcapabilities,anddeliveringinnovativesolutionsthatdrive resultsacrosseverylineofbusiness
SPG By The Numb
SPG Spotlight: Proper Insurance
Short-Term Rental Insurance
Business Overview
Proper Insurance (Proper) is a national provider of insurance solutions built specifically for short-term rental properties. Founded in 2014, Proper offers a commercial insurance alternative to traditional homeowners or landlord policies for properties listed on platforms like Airbnb® and Vrbo®, with nationwide coverage backed by Lloyd’s of London
What’s New
Target Risks Include:
Airbnb, Vrbo, and other short-term rental properties (typically rented less than 30 days at a time)
Owner-occupied secondary homes used as STRs, including dual-use as a primary residence
Investor-owned vacation rentals where the owner does not reside on site
Program Highlights
Special form (all-risk) coverage
$1M / $2M Commercial General Liability
Replacement cost on contents
Actual-loss-sustained business income (no time limit)
Bed bug, liquor and pet liability included
Squatter protection and eviction expense
Property entrustment (guest theft/damage)
Available in all 50 states
Proper closes the gaps that landlord (DP) and homeowners policies typically leave open for short-term rentals including property entrustment (damage or theft caused by guests), bed bug liability and remediation, squatter protection with eviction legal expense and lost income, liquor liability, and pet and amenity liability with no breed restrictions and coverage extending on and off the premises (bicycles, golf carts, boats)
When to Think of Proper
Clients with Airbnb, Vrbo, or other STR properties where a homeowners or landlord/DP policy leaves coverage gaps
Owners needing commercial general liability to satisfy city STR permit requirements
Dual-use properties (STR plus personal second home) needing flexibility for mixed occupancy
CONNECT: Delivering Results & Solutions (DRS)
Organization Update
Arthur (Art) Davis, Named SPG’s Wholesale Division Leader
Art Davis has joined SPG, where he will lead the growth and strategic direction of the Wholesale Division The division offers a broad range of coverages for small to medium-sized P&C commercial accounts, personal lines, large complex casualty risks, and environmental and professional exposures Davis brings extensive industry leadership to the role, having most recently served for six years as president of Vela Insurance Services, a W R Berkley company Prior to that, he spent four years as
president
of Colony Insurance, an Argo Group company
Watch On Demand: Discover SPG’s P&C, Benefits, and Life & Annuity Capabilities
SPG's full platform is built to work for you and if you missed our recent capabilities webinar, the recording is now available to watch on demand In this practical, sales-focused session, SPG Chief Sales Officer Jonah Lipin and cross-sell leaders Richard Malowney, Courtney Wiggins, and Mason McKinnie walk through how P&C, Employee Benefits, and Life & Annuity can come together to help you win more business and better serve the clients you ' re already working with.
WHAT YOU’LL GAIN:
An overview of SPG's wholesale and underwriting capabilities across P&C, including specialty programs, environmental, marine, professional liability, and more
How SPG Benefits from self-funded stop loss to benefits technology and ancillary solutions can make you more competitive in the market
Why every commercial lines and EB client is a life insurance opportunity, and how to start those conversations with confidence Real-world examples of how cross-sell conversations have turned into significant new business
How to engage the right SPG specialists and get connected to your local support team
This session is a practical roadmap for putting SPG's full platform to work across your book reach out to Richard, Courtney, or Mason directly to get started
Meet the Presenters
Richard Malowney
Courtney Wiggins Mason McKinnie Chief Cross Sell Officer Specialty Program Group VP, Business Development Life & Annuity SVP, Broker Engagement & Growth Strategy Benefits
Register Now: SPG Transportation Webinar
June 16, 2026 11:30 AM CT
Learn About SPG’s Market-Leading Transportation Insurance Solutions
Join SPG’s transportation leaders for an informative session about how they partner with you to win complex transportation accounts amidst evolving market pressures.
Why Attend?
Expert Guidance
Connect with SPG’s transportation leaders, who leverage decades of specialty underwriting for strategic insights from quote to renewal ensuring you always have a competitive advantage in this class of business
Why Partner with SPG Transportation
This webinar will highlight the market differentiators of SPG’s transportation insurance programs, including unmatched services that help insureds proactively navigate trending risks, and underwriting flexibility that addresses diverse or hard-to-place risks.
Actionable Insights
Leave with a clear roadmap to connect with SPG’s transportation experts and start placing more business today
What to Expect
An overview of transportation programs for Trucking, Last Mile, FedEx Service Provider, Moving & Storage, and Cargo & Logistics Updates on evolving market trends and risk management services designed to help insureds mitigate risk Live, interactive Q&A
Meet the Presenters
Alex Dean VP, Sales Transportation
Scott Cornell CRO Cargo & Logistics
Officer
Richard Malowney Chief Cross Sell
HUB Wins
PERSONAL LINES | HUB Midwest
$101,442
Limits, Exposures, or Any Other Unique Identifiers of Note: $6 25M Loss Limit - Homeowners
HUB Midwest originally submitted this account in April 2025 for a San Diego home with a $12M dwelling limit We released a $10M loss limit with Verdant (their cap at the time), but the insured chose not to bind In January 2026, HUB Chicago circled back: the insured was ready to move forward but did not want to insure to value, preferring instead to insure only what the loan required, which was $6 25M We returned to Verdant and structured a $6.25M loss limit to meet the client's needs, and the creative loss-limit solution ultimately won the account.
Producer: Kirk Schneider | kirk schneider@specialtyprogramgroup com
ENERGY | HUB International Gulf South
$826,595
Limits, Exposures, or Any Other Unique Identifiers of Note: 1M/2M & 10M Excess Limits
The agent came in needing last-minute terms, and we were able to help get him the win
Producer: Keith Ross | keith ross@specialtyprogramgroup com
POLLUTION AND ENVIRONMENTAL | HUB NEE
$410,890
Limits, Exposures, or Any Other Unique Identifiers of Note: $25M/$25M Limit
Ground-up construction of a new 200,000-square-foot office and laboratory building with adjacent parking The site had a prior history as an orchard, which is indicative of lead and arsenic use We were able to secure new and pre-existing coverage for bodily injury, property damage, and clean-up on a 10-year policy that can be transferred to a future owner.
Producer: Mike Tighe | mike tighe@specialtyprogramgroup com
HUB Wins
MANAGEMENT AND PROFESSIONAL LIABILITY | HUB New England
WRITTEN PREMIUM
$153,275
OF
Professional Liability, General Liability, and Sexual Abuse/Molestation Liability
Limits, Exposures, or Any Other Unique Identifiers of Note: $1M/$3M PL Limit, $6M/$6M GL Limit, $1M/$1M SAM Limit, $9M Policy Aggregate Limit for Inpatient/Outpatient Substance Abuse & Mental Health Treatment Center in CA
HUB recently took over this inpatient and outpatient substance abuse and mental health treatment facility in California via BOR and asked us to assist with reviewing the coverage In doing so, we identified that the insured carried three separate policies for Professional and General Liability in order to satisfy a contractual limit requirement We found a market willing to write $1M/$3M Professional Liability, $6M/$6M General Liability, and $1M/$1M Sexual Abuse and Molestation Liability limits all under one policy, subject to a $9M Policy Aggregate That consolidation reduced the policy count from three to one while still satisfying every contractual requirement. Along the way, we increased the Sexual Abuse and Molestation limit from $500K to $1M, added Employee Benefits Liability coverage, and lowered the deductible for suicide claims from $75K to $50K all while saving the insured 10% in premium We also offered additional excess options, though the insured elected not to purchase further limits at this time A great win for HUB and SPG: we saved the client money, improved coverage, and removed the administrative burden of managing three separate policies
Producer: Collin Nichols | collin nichols@specialtyprogramgroup com
MANAGEMENT AND PROFESSIONAL LIABILITY | HUB NOW
WRITTEN PREMIUM
$105,000
OF
Managed Care E&O, Management Liability, Cyber, and Kidnap & Ransom
Limits, Exposures, or Any Other Unique Identifiers of Note: $3,000,000 limits / various retentions
HUB NOW approached us for the 2025 renewal, but we were unable to find a path to partner at that time Coming back to this renewal, we took a different lens and strategy: by going for the enterprise win with AWAC across the board, we delivered coverage enhancements on every line, overall savings (along with specific line savings), and a single carrier for claims and servicing making the account easier to do business with
Producer: John Bailey | john.bailey@specialtyprogramgroup.com
WHOLESALE COVERAGE SOLUTIONS | HUB Mid-America
WRITTEN PREMIUM
$11,578
Follow Form Excess
Nationwide - Scottsdale Ins Co
Limits, Exposures, or Any Other Unique Identifiers of Note: $4,000,000 EXCESS OF AUTO GL and comp
HUB recently acquired the Charlie Hadfield Agency in Little Rock, AR, and Trish Edwards brought an opportunity to the SPG Wholesale Texas Branch seeking assistance. Chris Hart of our office was able to navigate a solution with Nationwide. This is not the first account we have written for this agency we placed one when they were first acquired by HUB, and have placed another since.
Producer: Chris Hart | chart@pieins.com
WHOLESALE COVERAGE SOLUTIONS | HUB SOW
WRITTEN PREMIUM
~$85,000
LINES OF BUSINESS LINES OF BUSINESS
Property (Full Limits), GL (Clean Broad Form), Excess
Limits, Exposures, or Any Other Unique Identifiers of Note: 90,000 sq ft, $17M TIV; moved mid-term
N/A
The prior property program carried a $5M loss-limit cap, leaving the insured dramatically underinsured relative to actual TIV, and the prior GL form was loaded with exclusions that created real coverage gaps We moved the account mid-term, placed property at full limits with no loss-limit restriction, and replaced the GL with a clean broad form all at the same price as expiring Better coverage across the board without paying more
Producer: Steven Giustino | sgiustino@spginsurance com
HUB Partnership Highlights
Strategic Benefit Resources Brings Alternative Risk Expertise to HUB Norwell
When the HUB Norwell, MA sales team wanted to sharpen their competitive edge in an increasingly complex employee benefits market, they didn't have to look far Jeff Adams and Ben Dewar of Strategic Benefit Resources (SBR), HUB's Alternative Risk Solutions practice, made the trip to Norwell for a working session with the local sales team focused on market intelligence, strategy, and positioning to win
The conversation covered a lot of ground Jeff and Ben walked the team through today's stop-loss market dynamics, including rising medical trends, increasing large claimant frequency, and carriers tightening terms on renewals They also introduced SBR's predictive modeling capabilities and showed how prospecting and renewal conversations change when you can bring data-driven risk insights to the table before a competitor gets in the door
The session explored the full spectrum of SBR's alternative risk platforms, from employer stop-loss and level-funded arrangements to captive structures, along with how to identify which clients are the right fit for each Rather than a one-size-fits-all approach, the Norwell team left with a clear framework for qualifying opportunities and positioning SBR as a strategic resource in their client conversations.
Retention was also a big part of the discussion. In a market where employers are fielding more outreach than ever, Jeff and Ben helped the team think through how to use SBR's tools to deepen existing relationships and demonstrate ongoing value before a competitor gets a foothold.
Jeff
Adams,
MBA
Vice President
Alternative Self-Funding
Solutions
The Norwell collaboration is a strong example of what happens when HUB's local market relationships meet SBR's specialized capabilities With a shared playbook now in place, the team is well positioned to bring sophisticated, data-backed solutions to employers across the region
Ben
Dewar EVP, Business Development
Alternative Self-Funding Solutions
Testimonial
“We are starting to run across Captive opportunities more and more and having your [SBR] team as a resource is going to be a huge benefit It is so hard to parse what all the differences are between the offerings and your team is already making a difference for clarity to our clients and prospects!”
Brendan Sullivan Director of Sales
Employee Benefits
Explore SPG Wholesale Solutions on Seismic
Your HUB Resource for Smarter Placement, Faster Service, and More Connected Solutions
SPG Wholesale brings together the expertise and market access of Monarch E&S, SWIS, Beacon Hill Associates, Capitol Special Risks, and JDM & Associates, offering HUB producers a single destination for wholesale support, sell sheets, and product insights
On the SPG Wholesale Seismic page, you’ll find:
Solution PDFs for each line ExecuPro, Environmental, Construction, Commercial Lines, & Personal Lines
Coverage guides outlining appetite, product highlights, & target classes
Division leader contacts for direct support & placement questions
Quick links to SPGWholesale com for deeper product information
SPG Wholesale simplifies access to markets, programs, and expertise - helping you connect clients with the right solutions, faster
Dive into SPG Central - your comprehensive hub for all SPG-related resources Here, you'll find an extensive collection of documents, updates, and interactive tools tailored to empower your success and connection within the SPG community Explore, engage, and excel with SPG Central!
SPG M&A Guide
Know Someone Who Owns an MGA or Wholesaler?
SPG Central: Your Gateway to Everything SPG
If someone in your network owns a specialty insurance agency, whether it’s an MGA, wholesaler, or underwriting shop, SPG wants to connect We’re actively seeking strong, proven businesses ready to scale through partnership Your referral could be the start of something big - and may qualify for HUB’s internal M&A referral bonus
Welcome to SPG Portfolio Guide, your detailed guide through the diverse and dynamic range of SPG's offerings This guide is crafted to provide you with a deep dive into our services and solutions, enriching your understanding and aiding in your daily business decisions Perfect for both new and seasoned members of the SPG family, the SPG Spectrum is an indispensable resource
SPG Seismic Page
SPG Spectrum: Navigating Our Diverse Portfolio
SPG Portfolio Guide
Stay ahead of the curve by subscribing to SPG's exclusive updates and insights. Whether you ' re looking for the latest industry trends, internal news, or updates on SPG's initiatives, our subscription service is your key to staying informed Click below to ensure you ' re always in the loop with SPG's dynamic developments
Connect with SPG: S
HUB Regional Events
Bring SPG to your next HUB regional event. Three Lines of Business. One Trusted Partner. Unlimited Expertise.
SPG - Simplified
SINGLE POINTS OF CONTACT FOR EACH CORE CAPABILITY
Richard Malowney
Chief Cross Sell Officer
SPG P&C & Services
212-338-2925
rmalowney@specialtyprogramgroup com
Courtney Wiggins
SVP, Broker Engagement & Growth Strategy SPG Benefits 225-933-9429
courtney wiggins@specialtyprogramgroup com
Mason McKinnie
Chief Cross Sell Officer SPG Life & Annuity 515-360-3277
mason mckinnie@specialtyprogramgroup com
WHAT TO EXPECT AT YOUR EVENT
In-House HUB Partner
SPG is wholly owned by HUB International, meaning your producers have access to a true in-house specialty solution with aligned goals and seamless collaboration
Interactive, Engaging Sessions
SPG doesn’t just exhibit, we educate Choose from proven formats that spark real conversations:
Interview Panels
Speed Dating
Trivia Challenges
Deal Desk
Case Studies
Roundtable Discussions
Your Event, Your Way
We work with you to understand your region’s specialties and where the real opportunities lie, then tailor our entire presentation to match From construction and healthcare to hospitality and beyond, SPG meets you where your producers are
Dedicated Event Logistics Support
We’ll work with you on the details of SPG’s participation in your event from start to finish If you’d like to discuss this further or invite us to your event, please complete the SPG at HUB Events Request Form and we’ll be in touch
