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Celebrate Light and Culture at Diwali: Lights of India
Keep Moving: Creative Ways to Stay Active Indoors
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hile getting outside has myriad benefits, there are times you have to be inside. As November comes in, so do gray skies, persistent rain, and the cozy pull of the couch. It’s easy to let days slip by without moving much – especially if you work remotely. Staying active indoors isn’t just about keeping your fitness on track; it’s a mood booster, stress reliever, and keeps your body limber, even when the weather keeps you inside.
Staff Report
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eattle Center will shine bright on Saturday, Oct. 18, as Diwali: Lights of India brings the joy, music, and traditions of India to the Seattle Center Armory Food & Event Hall. The free, family-friendly celebration runs from noon to 6 p.m. and offers a full afternoon of performances, art, and hands-on activities honoring India’s beloved Festival of Lights. Presented by Seattle Center Festál in partnership with Northwest Share, Diwali: Lights of India celebrates the triumph of light over darkness and knowledge over ignorance through music, dance, food, and community connection. Attendees can enjoy a diverse lineup of cultural performances, including an Indian classical choir from the Swaranjali School of Music, Odissi dance by the Urvasi Dance Ensemble, Kathak dance by Anga Kala Kathak Academy, and folk and semi-classical fusion by Labonyo. The program also features devotional songs from the Vedic Cultural Center, Manipuri dance by Movement in Motion, Kerala art forms from the Kerala Association of Washington, and a percussion showcase from the Indian Percussive Arts Center. The festival will close with a youth violin ensemble from the Temple of Music, led by Grammy Award–winning violinist Ganesh Rajagopalan. Throughout the Armory, guests can take part in hands-on activities celebrating Diwali traditions — from creating a colorful rangoli flower mandala to trying henna art, lamp and rock painting, and clay Ganesha modeling. Families can decorate
sweets, make garlands, explore aromatherapy crafts, and enjoy demonstrations such as fresh roti making. Upstairs, a gallery of Indian visual arts will feature Madhubani art by Deepti Designs, textile block printing with Devika Mehrotra, a puppet show and workshop by Ramya Shankar, and exhibits from Expression Arts.“As a community, we celebrate Diwali at Seattle Center to share the richness of Indian culture with all of Seattle,” said festival producer Latha Sambamurti. “We are proud to bring music, dance, art, food, and storytelling together in one joyful afternoon of light and hope.”
“Diwali, also known as the Festival of Lights, is one of India’s most celebrated holidays” Diwali, also known as the Festival of Lights, is one of India’s most celebrated holidays, symbolizing the victory of good over evil and light over darkness. During Diwali in India, homes glow with lamps and candles, families share sweets, and fireworks light up the sky in celebration of renewal and prosperity. The event is part of Seattle Center Festál’s annual series of 25 cultural festivals, which highlight the traditions and heritage of communities across the Pacific Northwest. For more information, visit seattlecenter.com/festal. PRSRT STD U.S. POSTAGE
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MINI-WORKOUTS FOR SMALL SPACES Movement keeps the blood flowing – including to the brain – lubricates our joints, stretches muscles, and signals the release of energizing hormones. You don’t need a gym or a lot of space to get your blood flowing. Even small apartments or offices offer plenty of room for movement. Start with desk stretches: roll your shoulders, stretch your neck gently, and twist side-to-side to counteract hours at the computer. Micro-movements are just as valuable—try calf raises while brushing your teeth, squats while waiting for your coffee to brew, or marching in place during phone calls. Because movement influences metabolism, doing a few reps before or after meals can help moderate blood sugar and support insulin regulation—just 30 seconds of squats or ten minutes on a treadmill makes a difference. A few compact tools expand your options widely. A yoga mat, a set of resistance bands, or light dumbbells don’t take up much space and work for strength training and flexibility routines. Standing desks, under-desk treadmills and yoga balls can also add a little movement while you work (or scroll). The key is to all of this is consistency: even five to ten minutes a few times a day makes a big impact. Biomechanist and author Katy Bowman calls these “movement snacks.” MAKE IT EASY Habit and routine are your allies. Schedule movement blocks on your calendar as if they were meetings you can’t miss. Pairing movement with daily rituals—sipping coffee, brushing teeth, checking mail— cements it in your day. You’ve heard “Sitting is the new smoking?” There are lots of ways to break up
all that chair time. Fitness trackers and Apple Watches offer reminders to move or you can reminders on your phone. Ideally you’d move at least every 45 minutes, but everything helps. A partner or accountability buddy enhances commitment – you’re more likely to bail on yourself than a friend. Share progress with a friend, join a virtual mini-workout, or track your streaks in an app or journal to watch small wins accumulate. Even your clothing sends a signal. Lacing up sneakers or slipping into workout clothes primes your mind for action. Some people take it a step further, sleeping in workout attire to greet the day with motion. Rotate your routines, too: surprising your muscles keeps the body guessing and curiosity alive.
Erica Browne Grivas Your Best Life MAKE IT PLAYFUL Movement becomes irresistible when it’s fun. Blast your favorite tunes for a quick living room dance party—brain and body alike will thank you. Motionsensitive video games and virtual reality workouts turn exercise into play, blending entertainment with effort. Audio adds another layer of enjoyment. Another way to keep you focused is to incorporate audio: music, podcasts, or audiobooks make workouts fly by and feel even more productive. Playing with the kids or your pets is a great movement break that boosts feel-good hormones for all parties. Actual chores boost your circulation and step count too, so you can feel virtuous while sweeping or scrubbing. When you see movement as a creative challenge or game, it becomes less about “exercise” and more about enjoyment, shifting you from obligation or resentment to gratitude and anticipation. MIND-BODY PRACTICES Some days call for gentler attention. Yoga and Pilates offer flowing sequences that strengthen the core, improve flexibility, and calm restless thoughts. Tai chi and Qigong merge movement with mindfulness,
fostering balance and body awareness. Even a few breaths can reset your system. Inhale as you lift or stretch, exhale as you fold or twist. Coordinating breath and motion stimulates circulation, eases tension, and nudges the nervous system into a state of calm alertness. Even during the Big Dark, you can create pockets of energy, joy, and vitality right inside your home. Movement indoors—whether through mini-workouts, dance, mindful practices, or playful chores—offers a double benefit: strengthening your body while supporting your mental and emotional well-being. The next time gray skies beckon you to linger on the couch, remember: five minutes of creative movement might be all you need to brighten your day. The most effective movement plans hinge on habit and structure. Block time on your calendar—just like you would a meeting—for short movement sessions. Treat these as non-negotiable breaks in your day. Stacking movement with daily habits, like making your coffee or brushing your teeth helps wire them into your mind and your day. Consider a buddy system to boost accountability. Schedule virtual miniworkouts or simply check in with a friend or family member to share your progress. Tracking movement, whether with an app, wearable, or journal, can also help maintain motivation and make the accomplishments feel tangible. Dress for the job: putting on sneakers or workout clothes—even just for a quick indoor session—creates a mental cue that you’re ready to move. Some people sleep in their workout clothes to remind them to start their day with a movement session. While forming a routine is important, variety is key to challenge different muscle groups (keep the body guessing) and keep you engaged. MAKE IT FUN One of the easiest ways to stay motivated is to make it fun instead of looking at it as a chore. Crank up your favorite music for a 10-minute living room dance party—your body and brain will thank you. Motionsensitive video games or virtual reality fitness apps gamify your workouts to keep you engaged.
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OCTOBER 15, 2025
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Savvy Senior: Can You Get a Lump Sum Social Security Payment? by Jim Miller Dear Savvy Senior, I’ve read that the Social Security Administration offers a lump-sum payment to new retirees who need some extra cash. I haven’t yet filed for my retirement benefits and would like to find out if this is true. What can you tell me? —Born In 1958
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Dear 1958, here is indeed a little-known Social Security claiming strategy that’s been around for many years that can provide retirees a lump-sum benefit, but you need to be past your full retirement age to be eligible, and there are financial drawbacks you need to be aware of too. First, let’s review the basics. Remember that while workers can begin drawing their Social Security retirement benefits anytime between ages 62 and 70, full retirement age is 66 and 8 months for those born in 1958, but it rises in two-month increments every birth year to age 67 for those born in 1960 and later. At full retirement age, you are entitled to 100 percent of your benefits. But if you claim earlier, your benefits will be reduced by 5 to 6.66 percent every year you start before your full retirement age. While if you delay taking your benefits beyond your full retirement age, you’ll get 8 percent more each year until age 70. LUMP SUM OPTION If you are past full retirement age, and have not yet filed for your benefits, the Social Security Administration offers a retroactive lump-sum payment that’s worth six months of benefits. Here’s how it works. Let’s say for example that you were planning to delay taking your Social Security benefits past your full retirement age of 66 and 8 months, but you changed your mind at 67 and two months. You could then claim a lump-sum payment equal to those six months of benefits. So, for instance, if your full retirement age benefit was $2,500 per month, you would be entitled to a $15,000 lump sum payment.
“You may need to consider Uncle Sam.”
If you decided at age 67 that you wanted to file retroactively, you’d get only four months’ worth of benefits in your lump sum, because SSA rules prohibit you from claiming benefits that pre-date your full retirement age. DRAWBACKS The downside to this strategy is that once you accept a lump-sum payment, you’ll lose the delayed retirement credits you’ve accrued, and your future monthly retirement benefit will be reduced to reflect the amount you already received. It will also affect your future survivor benefit to your spouse or other eligible family members after you die. You may also need to consider Uncle Sam. Depending on your income, Social Security benefits may be taxable, and a lump-sum payment could boost the amount of benefits that are taxed. The federal government taxes up to 50 percent of Social Security benefits at ordinary income tax rates if your combined income – defined as adjusted gross income plus nontaxable interest income plus half of your Social Security benefits – exceeds $25,000, and up to 85 percent of benefits are taxable if combined income exceeds $34,000. For married couples, the comparable income thresholds for taxing benefits are $32,000 and $44,000. To help you calculate this, see IRS Publication 915 “Social Security and Equivalent Railroad Retirement Benefits” at IRS.gov/pub/irs-pdf/p915.pdf, or call 800829-3676 and ask them to mail you a copy. In addition, if the lump-sum payment of retroactive Social Security benefits boosts your yearly income over $106,000 (or $212,000 for married couples filing jointly), it will increase your future Medicare premiums too. See Medicare.gov/Pubs/pdf/11579medicare-costs.pdf for details. Send your questions or comments to questions@savvysenior.org, or to Savvy Senior, P.O. Box 5443, Norman, OK 73070.
OCTOBER 15, 2025
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OIG Reviews Seattle’s CARE Team, Citing Promise and Constraints
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new report from Seattle’s Office of Inspector General (OIG) offers a close look at the city’s Community A ssisted Response and Engagement (CARE) Team — a group of behavioral health specialists created to handle low-risk 911 calls involving people in crisis. The CARE Team, launched in 2023, is part of the city’s effort to build a “third branch” of public safety, separate from police and fire. Instead of officers or paramedics, CARE dispatches unarmed responders trained in de-escalation, behavioral health, and crisis intervention to non-violent incidents such as welfare checks or “person down” calls. OIG’s 2025 Diversified Crisis Response Assessment describes CARE as a valuable new tool for connecting people to help while freeing up police resources — but says the team’s potential remains limited by staffing, data collection, and union restrictions. Under a memorandum of understanding between the city and the Seattle Police Officers Guild, police must accompany CARE responders on nearly all 911 calls to determine whether the scene is safe. That “dual dispatch” requirement, the report notes, means the program cannot yet operate independently or save significant police time. The same agreement caps the number of CARE responders at 24 and narrowly
defines which calls they can take. Despite those limits, the CARE Team has steadily expanded its reach. Starting with six responders downtown in 2023, it now operates citywide from noon to 10 p.m. seven days a week. From late 2023 through mid-2025, the team handled nearly 4,800 cases — most involving assistance such as providing food, blankets, transportation, or emotional support. Many calls were “onview” situations in which responders approached someone in need rather than being dispatched through 911. The OIG report also points out challenges in tracking results. Because CARE does not collect identifying or demographic information, the city cannot easily measure how many people it serves, whether those individuals receive continuing care, or what impact the program has on reducing arrests or police use of force. The Inspector General recommends continued evaluation of how CARE interacts with police, how many hours of service it saves, and whether it improves community safety overall. The current police guild contract — which expires at the end of 2025 — could give the city an opportunity to renegotiate restrictions and expand the program’s reach. The full report is available at Seattle.gov/ OIG/reports.
5 Tips for Washingtonians Choosing Health Benefits for 2026 By Carmen Cooper
CEO, UnitedHealthcare of Washington
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s Washingtonians evaluate their health plan options during open enrollment season, a recent survey found that 43% of Americans regret a health decision they’ve made because of misleading information — and 1 in 5 admit that content creators without medical credentials have influenced their health choices. Looking regionally, America’s Health Rankings reports that 6.3% of Washington residents remain uninsured, below the national average of 7.9%. To understand your coverage options and enrollment period, refer to this guidance as open enrollment begins this fall. Enrollment timing: For people with coverage from their employer, open enrollment typically happens during a two- or three-week period between September and December. For those eligible for Medicare, the Medicare Annual Enrollment Period runs from Oct. 15 - Dec. 7 each year. For Washingtonians shopping for individual plans on the Health Insurance Marketplace, open enrollment starts on Nov. 1 and ends on Jan. 15. HERE ARE A FEW TIPS TO CONSIDER WHEN CHOOSING A PLAN: 1. Start early. Compare plan benefits, services and costs—including updates to your current coverage. Look beyond premiums to understand out-of-pocket costs like deductibles, copays and coinsurance. Make sure you understand the difference between Original Medicare and Medicare Advantage. Visit MedicareEducation. com for answers on eligibility, plan choices, costs and prescription coverage. 2. Demystify the Language. Health care terms can be confusing. Resources like the JustPlainClear.com glossary can help you make informed decisions.
Medicare Made Clear breaks down the basics and complexities of Medicare in a way that’s easy to understand. 3. Avoid surprise expenses. Confirm your doctor is in-network and make sure your medications are covered—even if you’re not switching plans. Consider network pharmacies or home delivery for savings. Original Medicare typically doesn’t cover prescriptions. A Medicare Advantage plan with drug coverage can help manage medication expenses. 4. Prioritize mental health. Review what each plan offers, such as in-person and virtual visits, 24/7 support lines and digital selfcare tools. Look for Medicare plans that include virtual mental health care with a $0 copay 5. Go digital for convenience. If you prefer care from home, choose a plan with 24/7 virtual visits. Digital tools can help simplify provider searches and cost comparisons, with many apps bringing wellness visits and maternal care into one place. Older adults are embracing digital tools. Health plan apps can help with claims, rewards, and prescription refills. There’s a lot of health information online, but not all of it is accurate. Here are three ways to help protect yourself from misleading claims: • Check the source: Is the advice from a doctor or a trusted health group? Does it cite research? • Watch for red flags: Be cautious of posts that promise quick fixes, use fear tactics, or push products without explaining risks. • Double-check before you act: If something sounds extreme or too good to be true, ask your doctor or look it up on a reputable health site. Check out Get the Facts to help clear up the confusion and to see the facts about how the health care system works.
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OCTOBER 15, 2025
Seattle’s $23 Million Monorail Makeover: A Love Letter to Our Favorite Relic of the Future The Alweg Monorail — that sleek, space-age symbol of Seattle’s 1962 optimism — is about to get a $23 million renovation.
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hat’s right: our beloved 0.9-mile “train to tomorrow” is finally catching up to the present. The overhaul, announced earlier this month, will modernize the monorail’s Seattle Center station, improve accessibility, repair aging infrastructure, and give the entire system a well-earned tune-up as it approaches its 63rd birthday. WHAT’S ACTUALLY HAPPENING The project will include a new Thomas Street pedestrian ramp to better connect Seattle Center to the rest of the city’s transportation grid, replacing the patchwork of stairs and elevators that long confused firsttime riders. The renovations also include new platforms, upgraded lighting, fresh paint, signage improvements, and mechanical maintenance to the elevated beamway that’s carried millions since the World’s Fair. City officials say the project’s goal is to improve accessibility for riders with limited mobility, extend the lifespan of the structure, and enhance the experience for the 2 million passengers the monorail carries annually. Funding comes through a public-private partnership between the City of Seattle and Seattle Monorail Services, which has operated the trains since 1994 under contract with the city. Construction is scheduled to begin later this year and will take roughly 18 months to complete, with one train remaining in operation throughout. A HISTORY THAT STICKS (LITERALLY) The Alweg Monorail was built in just 10 months for the 1962 Century 21 Exposition — the same World’s Fair that gave us the Space Needle and that peculiar mid-century
a pedestrian-friendly ramp, and refreshed interiors worthy of a postcard. Cost overruns. Let’s be honest — this is Seattle. If there’s one thing that can rival our devotion to the monorail, it’s our uncanny ability to exceed a project budget. City Hall promises to keep this one on track — pun intended — but locals know the drill. Tourist selfies. Get ready for a resurgence of Instagram posts under the beamway. Nothing says “Seattle vintage” like a perfectly timed shot of the Red Train sliding past the Space Needle at sunset.
confidence that the future would definitely include silver trains and personal jetpacks. The trains themselves (Red and Blue if you’re on a first name basis) both declared historic landmarks still glide along the original elevated track between Seattle Center and Westlake Mall, reaching speeds up to 45 mph. For all its limited reach, it remains one of the city’s most recognizable landmarks and continues to operate as both tourist attraction and functional connector to Link light rail. And yes, every Seattleite has at least once said, “They should’ve expanded it.” Then we all remember this is Seattle, and we’d still be holding community meetings about beam color.
WHAT QUEEN ANNE & MAGNOLIA FOLK SHOULD WATCH FOR Disruption (or, “Can I still get to the Space Needle?”) Yes — mostly. The city plans to keep at least one train running throughout construction, ensuring locals can still make their dazzling monorail pilgrimage. There may be short closures, but nothing that would strand you mid-beam. Future bragging rights. Once complete, Seattle will boast the shiniest, most accessible 0.9-mile transit link in the Pacific Northwest (narrowly edging out, well, all the other 0.9-mile transit links). Expect new signage, modern lighting,
OUR BELOVED STEEL SNAKE Seattleites love to grumble, but deep down, we’re proud of our quirky transit survivor. The monorail may be short, stubborn, and occasionally squeaky, but it’s also one of the last operating Alweg systems in the world — a living museum piece that still runs on schedule (most days). The $23 million makeover ensures it’ll keep humming for another generation, even if it never fulfills its grand destiny as a city-wide network. It’s a symbol of what Seattle once dreamed it could be — efficient, futuristic, a little overconfident, and proudly unique. So yes, we’ll roll our eyes, we’ll check the budget line twice, and we’ll still grin when we hear that familiar electric whine echoing down 5th Avenue. Because some things — like the monorail, drizzle, and passive-aggressive civic pride — are simply too Seattle to ever go out of style.
OpEd:
Updates:
Washington State Disregards Seattle Women Firefighters’ Rights for Cancer Treatment
“One More Stop” Patrol Results
By Jordan Cade
Environmental Litigation Group, P.C.
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omen firefighters in Seattle and Washington State risk their lives every day, responding to emergencies and protecting their communities. Yet, when it comes to occupational cancer protections, state law fails to recognize the full range of risks to women’s reproductive health specifically. In January 2025, the U.S. Department of Labor finally acknowledged the occupational illness of female firefighters by including breast, ovarian, uterine, and cervical cancers in their updated federal policy. However, Washington State’s Revised Code omits ovarian and uterine cancers from the list, two diseases with well-established links to the toxic exposure common in firefighting environments. Although the update currently acknowledges breast and cervical cancers, this inconsistency between federal and state policy is not only medically indefensible but also morally unacceptable. Moreover, it doesn’t reflect the recent demographic representation in the firefighting profession. In 2020, approximately 89,600 women served as firefighters in the U.S., representing 9% of the total workforce. An estimated 17,200 of them were career firefighters, and more than 72,000 were volunteers—a significant segment that the current legislation continues to overlook. Cancer Risks in Seattle and Washington State’s Female Firefighters There is no recent data available on the number of women firefighters in Washington State. However, the latest statistics indicate that approximately 200 women were employed in 2003 across 30 existing fire departments.
In 2020, the Seattle Fire Department reached a 7% representation of women in its firefighter force. Four years later, the same department reopened its recruitment process in an effort to diversify its workforce, and in October 2025, they will host the ‘Future Women in EMS/Fire Workshop’, an event designed to educate and remove barriers for women interested in these fields. While all these honorable endeavors support women’s engagement and recognition for their hard work in the firefighting profession, Washington State’s laws fail to include all the female-specific cancers in the list of presumptive occupational diseases. Female firefighters are routinely exposed to several toxic compounds, such as per- and polyfluoroalkyl substances (PFAS) found in firefighting foams (AFFF) and turnout gear. Numerous studies have established that these hazardous chemicals are linked to increased risks of several cancers, including breast, ovarian, and uterine cancers. In 2018, Washington state took decisive action by banning AFFF for training operations of the firefighters and mandating PFAS labeling for any turnout gear containing them. Yet, in the lack of available alternatives, these hazardous substances are still used during emergency response operations. Recent research points to elevated levels of PFAS in women diagnosed with ovarian and uterine cancers, previously linked primarily to other environmental contaminants such as phenols or parabens. However, the recent evidence suggests a strong correlation between PFAS exposure and these life-threatening conditions. The advancements in research underscore the urgency of updating the legislation and immediately including ovarian and uterine cancers as occupational diseases for
Washington State firefighters. The lawmakers’ omissions may be attributed to the lack of large-scale research specifically focused on women in the firefighting profession, which males have historically dominated. However, a recent study found higher rates of breast, cervical, and uterine cancers in women firefighters compared to the general female population. Considering these recent findings, the policy needs to be urgently updated. Female Firefighters Need Equal Protection from the Law Women firefighters perform the same duties and are exposed to the same hazardous conditions as their male counterparts, and yet face unacceptable obstacles towards recognition, care, and compensation. The absence of inclusive legislation forces women to prove that their cancer diagnoses are linked to PFAS exposure, and often, their claims may be denied. The entire process is wasting precious time and mounting financial burdens for the affected female firefighters and their families. The situation is neither equitable nor sustainable. If the fire does not discriminate, neither should the law. To continue ignoring ovarian and uterine cancers in the state’s occupational illness statutes is to overlook the experiences of female firefighters in Washington willfully. If the state aims for leadership in equity and health protection, it must align its policies with scientific evidence and federal standards. It’s not merely a question of policy; it’s a matter of justice. When the diagnosis is made, female firefighters should be met with support, recognition, and care that they have earned, not red tape.
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n a follow-up to our Sept. 24 story on the “One More Stop” patrol honoring fallen Washington State Patrol Trooper Christopher Gadd, state officials have released results from the multistate traffic safety effort. Between Sept. 26 and 29, officers across Washington, Oregon, and Idaho made 5,330 motorist contacts in 73 hours. Nearly half resulted in citations, with 109 arrests for suspected DUI and 144 for other offenses or warrants. According to data released by the Washington State Patrol (WSP) and Washington Traffic Safety Commission (WTSC), 46 percent of contacts resulted in
citations, while 54 percent were warnings. Officers made 109 arrests for suspected DUI and another 144 arrests for various offenses or outstanding warrants. Speeding was the leading violation, accounting for 28 percent of all stops, followed by distracted driving and seat-belt violations. WSP Chief John Batiste said the patrol carried forward Trooper Gadd’s commitment to safety: “Impairment and speed are a fatal combination. I’m proud of the dedicated efforts of troopers, deputies, and officers who continue to honor his memory.” For more information, visit wsp. wa.gov or wtsc.wa.go
Magnolia Community Center Reopening Delayed
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eattle Parks and Recreation has announced that the Magnolia Community Center’s reopening will be delayed due to ongoing construction work. The center was originally expected to reopen this fall, with several new activities planned, including a free bridge group and other programs. However, Seattle Parks officials confirmed that all fall programs have been cancelled while work on the building continues. “We’re experiencing some delays with the building completion and will unfortunately have to push
back our reopening date,” staff said in a statement. “We’re so sorry for this change in plans and appreciate the community’s patience.” Seattle Parks and Recreation will share updated information once a new reopening timeline is confirmed. Residents looking for recreation options in the meantime can explore nearby facilities such as the Queen Anne Community Center, which remains open and continues to offer free and low-cost drop-in activities, classes, and licensed childcare.
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OCTOBER 15, 2025
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Legal Notices File No: 25-01455WA NOTICE OF TRUSTEE’S SALE Pursuant to RCW 61.24 et seq. Grantor(s) of Deed of Trust Tyler V Johnson and Rachael D Johnson Current Beneficiary Gesa Credit Union Current Trustee Affinia Default Services, LLC Current Mortgage Servicer Dovenmuehle Mortgage, Inc. Deed of Trust Recording Number (Ref. #) 20220809000653 Parcel Number(s) 721500007001 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on November 14, 2025, at 10:00 AM sell at public auction located At 4th Ave entrance King County Administration Building, located one block east of the Courthouse, 500 4th Ave, Seattle, WA 98104, to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of King, State of Washington, to wit: LOT 7 OF REIS ADDITION, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 70 OF PLATS, PAGE 99, RECORDS OF KING COUNTY AUDITOR; SITUATE IN THE CITY OF SEATTLE, COUNTY OF KING, STATE OF WASHINGTON. Commonly known as: 11043 Marine View Pl. SW, Seattle, WA 98146 The above property is subject to that certain Deed of Trust dated August 8, 2022, recorded August 9, 2022, under Auditor’s File No. 20220809000653, records of King County, Washington, from Tyler V Johnson and Rachael D Johnson, as Grantor, to Trustees Services, Inc. as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., as designated nominee for Gesa Credit Union, beneficiary of the security instrument, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned to Gesa Credit Union, under an Assignment recorded under Auditor’s File No. 20250207000727. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: 1. Failure to pay when due the following amounts which are now in arrears: o $89,288.13 which included the monthly payments, late charges, and accrued fees and costs. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $942,922.53, together with interest as provided in the Note or other instrument secured from July 1, 2024, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on November 14, 2025. The default(s) referred to in paragraph III must be cured by November 03, 2025 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before November 03, 2025 (11 days before the sale date), the default(s) as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after November 03, 2025 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Trustee to the Borrower and Grantor at the following addresses: Tyler V Johnson 11043 Marine View Pl. SW Seattle, WA 98146 Rachael D Johnson 11043 Marine View Pl. SW Seattle, WA 98146 by both first class and certified mail on May 15, 2025; and the notice of default was personally served upon the Borrower and Grantor, or was posted in a conspicuous place on the real property described in paragraph I above on May 16, 2025. The Trustee has possession of proof of mailing, and service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever are afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to the RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS: The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the
owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894-HOME (1-877-894-4663) Website: https:// www.homeownership-wa.org/ The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287 Website: https://answers.hud.gov/housingcounseling/ s/?language=en_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800606-4819 Website: https://nwjustice. org/home PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT AFFINIA DEFAULT SERVICES, LLC MAY BE DEEMED TO BE A DEBT COLLECTOR AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. DATED 06/27/2025 By: Natalie Mattera Name: Natalie Mattera Title: Foreclosure Specialist of Affinia Default Services, LLC 16000 Christensen Rd., Suite 310 Tukwila, WA 98188 (425) 800-4703 NPP0476054 To: QUEEN ANNE & MAGNOLIA NEWS 10/15/2025, 11/05/2025 IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON FOR KING COUNTY Estate of MICHAEL THOMAS JOHNSON, Deceased. NO. 25-406628-0 SEA PROBATE NOTICE TO CREDITORS (RCW 11.40.030) The Administrator named below has been appointed as Administrator of this estate. Any person having a claim against the Decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Administrator or the Administrator’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) thirty days after the Administrator served or mailed the notice to the creditor as provided under RCW 11.40.020(1) (c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. DATE OF FIRST PUBLICATION: October 8, 2025 ADMINISTRATOR: Noel Dennis V. Jose ATTORNEY FOR ADMINISTRATOR: Elizabeth Brown CMS Law Firm LLC. 811 Kirkland Avenue, Suite 201 Kirkland, WA 98033 206.659.1512 COURT OF PROBATE PROCEEDINGS: King County Superior Court CASE NUMBER: 25-4-06628-0 SEA Published in the Queen Anne & Magnolia News October 8, 15 & 22, 2025 In the superior court of the State of Washington for the county of King RACHÉ STOTTS-JOHNSON Plaintiff, vs. SAHELU T. GELAYE and “JANE DOE” GELAYE, husband and wife, and the marital community composed thereof, Defendants. No. 25-2-23625-1 SEA The State of Washington to the said SAHELU T. GELAYE and “JANE DOE” GELAYE: You are hereby summoned to appear within sixty days after the date of the first publication of this summons, to wit, within sixty days after the 8th day of October, 2025, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff STOTTS-JOHNSON and serve a copy of your answer upon the undersigned attorney for plaintiff STOTTS-JOHNSON at his office below stated; and in case of your failure so to do, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court. This action arises from a motor vehicle accident that occurred on September 8, 2022, in which plaintiff STOTTS-
JOHNSON sustained personal injuries and seeks damages arising therefrom. LAW OFFICES OF BLAKE I. KREMER 4009 Bridgeport Way W Ste B University Place, Washington 98466 Tacoma: (253) 830-5844 Facsimile: (253) 9485076 Published in the Queen Anne & Magnolia News October 8, 15, 22, 29, November 5 & 12, 2025 In the Superior Court of the State of Washington for the County of King, BMO Bank N.A., Plaintiff, vs. Ranjodhdeep Singh Virk, Defendant. No. 25-212526-2 SEA Summons by Publication (60 days) The State of Washington to Ranjodhdeep Singh Virk, Defendant to be served by publication: You are hereby summoned to appear within 60 days after the date of the first publication of this summons, to wit, within sixty days after SEPTEMBER 24, 2025 and defend the above entitled action in the above entitled court, and answer the Verified Complaint of the Plaintiff, BMO Bank N.A., and serve a copy of your answer upon the undersigned attorneys for Plaintiff, Kutak Rock LLP, at their office below stated; and in case of your failure so to do, judgment will be rendered against you according to the demand of the Verified Complaint, which has been filed with the clerk of said court. This action seeks an order of replevin for immediate possession of equipment and damages for breach of contract under a loan agreement entered into by Defendant on or about January 20, 2023. Plaintiff’s attorneys: Kutak Rock LLP Geana M. Van Dessel, WSBA No. 35969 Jennifer M. Scanlon, WSBA No. 62992 510 W. Riverside Ave. Ste. 800, Spokane, WA 99201 (509) 747-4040 Attorneys for Plaintiff BMO Bank, N.A. Published in the Queen Anne & Magnolia News September 24, October 1, 8, 15, 22 & 29, 2025 IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF WHATCOM IN RE THE ESTATE OF ROBERT WENDELL BAMFORD, DECEASED. NO. 25 4 00957 37 PROBATE NOTICE TO CREDITORS (RCW 11.40.030) JUDGE: ROBERT E. OLSON The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: October 15, 2025 Personal Representative: David Eastwood 730 N 21st Street Mount Vernon, WA 98273 Attorney for the Personal KATTI ESP Representative: 301 Prospect Street Bellingham, WA 98225 Address for Mailing or Service: KATTI ESP 301 Prospect Street Bellingham, WA 98225 Court of Probate Proceedings Superior Court of Whatcom County and Cause Number: Cause No. 25 4 00957 37 Published in the Queen Anne & Magnolia News October 15, 22 & 29, 2025 IN THE SUPERIOR COURT OF WASHINGTON FOR KING COUNTY In Re The Estate of: KENNETH GILMORE CARLSTEDT, Deceased. No. 25-4-06865-7 SEA PROBATE NOTICE TO CREDITORS (RCW 11.40.030) The person named below has been appointed as Administrator of this Estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Administrator or the Administrator’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Administrator served or mailed the notice to the creditor as provided under RCW 11.40.020(1) (c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: October 8, 2025. Administrator: Raymond E. Carlstedt /s/ William Robinson Attorney for Administrator, WSBA #55824 Address for Mailing or Service: William Robinson 1408 140th Place NE, Suite 205-D Bellevue, WA 98007 Court of probate proceedings and cause number: King County Superior Court 25-4-06865-7 SEA Published
in the Queen Anne & Magnolia News October 8, 15 & 22, 2025 IN THE SUPERIOR COURT OF WASHINGTON FOR KING COUNTY In Re The Estate of: RANDALL LEE FULLER, Deceased. No. 25-4-06627-1 KNT PROBATE NOTICE TO CREDITORS (RCW 11.40.030) (NTCRD) The individual named below has been appointed as Personal Representative of this Estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below, a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditors as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.60. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: October 8, 2025 Personal Representative: Susan Cassidy DATED September 29, 2025. /s/ Peter Klipstein Peter Klipstein, WSBA #26507 CURRAN LAW FIRM, P.S. 33400 9th Ave. S., Ste. 120 Federal Way, WA 98003 Telephone: 253-8522345 Facsimile: 253-852-2030 Email: pklipstein@curranfirm.com Counsel for Personal Representative Address for Mailing or Service: Curran Law Firm, P.S. 33400 9th Avenue S, Suite 120 Federal Way, WA 98003 Published in the Queen Anne & Magnolia News October 8, 15 & 22, 2025 IN THE SUPERIOR COURT OF WASHINGTON FOR KING COUNTY In Re The Estate of: ROBERT FORSYTHE Deceased. No. 25-4-07042-2 SEA PROBATE NOTICE TO CREDITORS (RCW 11.40.030) (NTCRD) The person named below has been appointed as Personal Representative/ Administrator of this Estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: 10/15/2025. /s/ Nuc Thi Forsythe Personal Representative Print Name: Nuc Thi Forsythe /s/ Ty Ho Attorney for Administrator/Personal Representative Print Name and Bar #: 35808 Address for Mailing or Service: TY HO 502 RAINIER AVE S. SUITE 202 SEATTLE, WA 98144 Court of probate proceedings and cause number: King County Superior Court CASE NUMBER: 25-4-07042-2 SEA Published in the Queen Anne & Magnolia News October 15, 22 & 29, 2025 IN THE SUPERIOR COURT OF WASHINGTON FOR KING COUNTY In Re The Estate of: WILLIAM EDWARD STONE, Deceased. No. 25-4-06740-5 KNT PROBATE NOTICE TO CREDITORS (RCW 11.40.030) (NTCRD) The person named below has been appointed as Personal Representative of this Estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below, a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditors as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.60. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: October 8, 2025 Personal Representative: Shirley Stone DATED this 2nd day of October, 2025. /s/ Peter Klipstein Peter Klipstein, WSBA #26507 CURRAN LAW FIRM, P.S. 33400 9th Avenue S, Suite 120 Federal Way, WA 98003 Telephone:
253-852-2345 Facsimile: 253-852-2030 Email: pklipstein@curranfirm.com Counsel for Personal Representative Address for Mailing or Service: Curran Law Firm, P.S. 33400 9th Avenue S, Suite 120 Federal Way, WA 98003 Published in the Queen Anne & Magnolia News October 8, 15 & 22, 2025 IN THE SUPERIOR COURT OF WASHINGTON IN AND FOR COUNTY In Re the Estate of Albert Duane Chalker, Deceased Probate No. 25-4-06325-6 KNT PROBATE NOTICE TO CREDITORS RCW 11.40.030 The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1) (c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: See Affidavit of Publication Personal Representative: Linda Chalker Attorney for the Personal Representative: Brittany S. Stockton Address for Mailing or Service: Iddins Law Group 25052 104th Ave SE, Suite B Kent, WA 98030 Court of probate proceedings and cause number: Superior Court 254-06325-6 KNT Published in the Queen Anne & Magnolia News October 1, 8 & 15, 2025 IN THE SUPERIOR COURT OF WASHINGTON IN AND FOR COUNTY In Re the Estate of R.B. Bolin, Deceased Probate No. 25-4-05922-4 KNT PROBATE NOTICE TO CREDITORS RCW 11.40.030 The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1) (c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: See Affidavit of Publication Personal Representative: Stephanie Carol Champion Attorney for the Personal Representative: Brittany S. Stockton Address for Mailing or Service: Iddins Law Group 25052 104th Ave SE, Suite B Kent, WA 98030 Court of probate proceedings and cause number: Superior Court 25-4-05922-4 KNT Published in the Queen Anne & Magnolia News October 8, 15 & 22, 2025 NOTICE OF TRUSTEE’S SALE Grantor: HARSHVINDER SINGH Current Beneficiary of the deed of trust: UMPQUA BANK Current Trustee of the deed of trust: FIRST AMERICAN TITLE INSURANCE CO. Current mortgage servicer of the deed of trust: UMPQUA BANK Reference number of the deed of trust: 20220802000320 Parcel number(s): 362205-9092-07 I. NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee, NANCY K. CARY, will on October 24, 2025, at the hour of 11:00 a.m. at the front of the Fourth Avenue entrance to the King County Administration Building, 500 Fourth Avenue, Seattle, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property situated in the County of King, State of Washington, to-wit: Parcel A:The South 200 feet of the Southwest quarter of the Southeast quarter of the Southwest quarter of Section 36, Township 22 North, Range 5 East, W.M., in King County, Washington; except that portion for 168th Avenue Southeast. Parcel B: An easement for ingress and egress described as follows: The North 30 feet of the South 230 feet of the Southwest quarter of the Southeast quarter of the Southwest quarter of Section 36, Township 22 North, Range 5 East, W.M. Situate in the County of King, State of Washington. which is subject to that certain Deed of Trust described as follows: Dated: July 26, 2022 Recorded: August 2, 2022 Recording No.: 20220802000320 Records of: King
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OCTOBER 15, 2025
County, Washington Trustee: FIRST AMERICAN TITLE INSURANCE CO. Successor Trustee: NANCY K. CARY Beneficiary: UMPQUA BANK II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: Failure to pay when due the following amounts which are now in arrears: Variable monthly payments, due the tenth of each month, for the months of November 2024 through May 2025; plus late charges in the amount of $11.64 each, assessed the twenty-fifth of each month, for the months of November 2024 through April 2025; plus advances; plus any unpaid real property taxes, plus interest. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal balance of $32,554.00, together with interest as provided in the note or other instrument secured from October 10, 2025, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on October 24, 2025. The Default(s) referred to in paragraph III must be cured by October 13, 2025, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before October 13, 2025, the defaults as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after October 13, 2025, and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Harshvinder Singh 28656 168th Avenue S.E. Kent WA 98042 Harshvinder Singh 32927 135th Court SE Auburn WA 98092 by both first class and certified mail on April 7, 2025, proof of which is in the possession of the Trustee; and Borrower and Grantor were personally served on April 8, 2025, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above and the Trustee has possession of proof of such posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing Counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission, Telephone: 1-877-894-
4663, Web site: http://www.dfi.wa.gov/ consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development, Telephone: 1-800-569-4287, Web site: http://www. hud.gov/offices/hsg/sfh/hcc/fc/index.cfm ?webListActon=search&searchstate=W A&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys, Telephone: 1-800-606-4819, Web site: http://nwjustice.org/what-clear DATED: May 21, 2025. /s/ Nancy K. Cary ADDRESS FOR SERVICE OF PROCESS: NANCY K. CARY, Successor Trustee NANCY K. CARY, Successor Trustee Hershner Hunter, LLP Law Offices PO Box 1475 1223 Commercial Street Eugene OR 97440 Bellingham WA 98225 Telephone: (541) 686-0345 Telephone: (360) 715-1218 TS #30057.31804 Any questions regarding this matter should be directed to Lisa M. Summers, Paralegal, at (541) 686-0344. FAIR DEBT COLLECTION PRACTICES ACT NOTICE This communication is from a debt collector. Published in the Queen Anne & Magnolia News September 24 & October 15, 2025 ORIGINAL TRUSTEE SALE RECORDED ON 6/30/2025 IN THE OFFICE OF THE KING COUNTY RECORDER. NOTICE OF TRUSTEE’S SALE File No.:25130167 Title Order No.:250107651 Grantor: James F. Musgrove, a single man Current beneficiary of the deed of trust: Lakeview Loan Servicing, LLC Current trustee of the deed of trust: Aztec Foreclosure Corporation of Washington Current mortgage servicer of the deed of trust: Nationstar Mortgage LLC Reference number of the deed of trust: 20230117000813 Parcel number(s): 0798000646-06 Abbreviated legal description: PT NW 1/4 SEC 8, T23N R4E, W.M. Commonly known as: 11805 3rd Avenue South, Seattle, WA 98168 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON will on November 14, 2025, at the hour of 9:00 AM at the 4th Avenue Entrance of the King County Administration Building, located one block east of the Courthouse, 500 4th Avenue, in the City of Seattle, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of King, State of Washington, to-wit: THE EAST 150 FEET OF THE FOLLOWING DESCRIBED PROPERTY: BEGINNING AT THE SOUTHEAST CORNER OF THE NORTHWEST QUARTER OF SECTION 8, TOWNSHIP 23 NORTH, RANGE 4 EAST, W.M., IN KING COUNTY, WASHINGTON, AND RUNNING THENCE ALONG THE SOUTH BOUNDARY OF SAID NORTHWEST QUARTER SOUTH 89°00’47” WEST 1981.192 FEET; THENCE NORTH 0°00’43” EAST 630.084 FEET TO THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION; THENCE CONTINUING NORTH 0°00’43” EAST 100.014 FEET; THENCE NORTH 89°00’47” EAST 327.05 FEET; THENCE SOUTH 0°00’43 WEST 100.014 FEET; THENCE SOUTH 89°00’47” WEST 327.05 FEET TO THE TRUE POINT OF BEGINNING. (BEING KNOWN AS THE EAST 150 FEET OF LOT 19, BLOCK G, BEVERLY PARK DIVISION NO. 3, ACCORDING TO THE UNRECORDED PLAT THEREOF). SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON. which is the subject of that certain Deed of Trust dated October 26, 2022, recorded January 17, 2023, under Auditor’s File No. 20230117000813, records of King County, Washington, from James F. Musgrove, a single man as Grantor, to Bishop, White, Marshall & Weibel, P.S. as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., as nominee for National Mortgage Home Loans LLC, its successors and assigns as Beneficiary, which as assigned by Mortgage Electronic Registration Systems, Inc., as designated nominee for National Mortgage Home Loans LLC, beneficiary of the security instrument, its successors and assigns to Lakeview Loan Servicing, LLC under an assignment recorded at Instrument No. 20250416000197. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Delinquent monthly payments from the October 1, 2023 installment on in the sum of $57,125.63 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee’s fees and costs are estimated at $3,517.67 as of June 30, 2025. The amount to cure the default payments as of the date of this notice is $61,863.10. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance
$367,842.48, together with interest in the Note or other instrument secured from September 1, 2023, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $419,828.20. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on November 14, 2025. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by November 3, 2025 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before November 3, 2025 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after November 3, 2025 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Estate of James F. Musgrove 11805 3rd Avenue South Seattle, WA 98168 Unknown Heirs and Devisees of James F. Musgrove 11805 3rd Avenue South Seattle, WA 98168 Lita Naomi Host, Daughter and Personal Representative of the Estate of James F. Musgrove 811 21st Place Snohomish, WA 98290 Lita Naomi Host, Daughter and Personal Representative of the Estate of James F. Musgrove c/o Stokes Lawrence, P.S. 1420 Fifth Avenue, Suite 3000 Seattle, WA 98101 Occupant(s) 11805 3rd Avenue South Seattle, WA 98168 by both first class and certified mail on May 29, 2025 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on May 30, 2025 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. The declaration by the beneficiary pursuant to RCW 61.24.030(7)(a) was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the above addresses on May 29, 2025, proof of which is in possession of the Trustee. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 2538017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 90 calendar days BEORE the date of sale listed in the Notice of Trustee’s Sale. If an amended Notice of Sale is recorded providing a 45day notice of the sale, mediation must be requested no later than 25 days BEFORE the date of sale listed in the amended Notice of Trustee’s Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide
foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877894-HOME (1-877-894-4663) or Web site: http://www.homeownership-wa. org/. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or local counseling agencies: https://ans w e r s . h u d . g o v / housingcounseling/s/?language=en_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/home XII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WASHINGTON is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 30th day of June, 2025 AZTEC FORECLOSURE CORPORATION OF WASHINGTON By: Kathy Zagariya Vice President 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of Washington 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF WASHINGTON ) ) SS. COUNTY OF CLARK ) This instrument was acknowledged before me this 30th day of June, 2025, by Kathy Zagariya, Vice President. Kira Lynch Notary Public in and for the State of Washington My Commission Expires: 10/6/2028 KIRA LYNCH Notary Public State of Washington Commission # 188037 My Comm. Expires Oct 6, 2028 NPP0476220 To: QUEEN ANNE & MAGNOLIA NEWS 10/15/2025, 11/05/2025 STATE OF WASHINGTON CLARK COUNTY SUPERIOR COURT In the matter of the Estate of: MEAGAN C. LAIRD, Deceased. NO: 25-4-01206-06 NOTICE TO CREDITORS The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and non-probate assets. Date of first publication: October 1, 2025 Personal Representative: WILLIAM R. LAIRD Attorney for Personal Representative: NICHOLAS ALEXANDER Address for mailing or service: c/o Vancouver Wills and Trusts 405 W 13th Street Vancouver, WA 98660 Court of probate proceedings and cause number: CLARK COUNTY SUPERIOR COURT CAUSE NO. 25-4-01206-06 Published in the Queen Anne & Magnolia News October 1, 8 & 15, 2025 SUPERIOR COURT OF WASHINGTON FOR KING COUNTY Estate of BRENDA S. BUTZEL, Deceased. NO. 25-4-06007-9 SEA NOTICE TO CREDITORS The individual named below has been appointed as personal representative of the above estate. Any person having a claim against the decedent must, prior to the time such claims would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070, by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below, a copy of the claim and filing the original of the claim with the court in which probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) Four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the probate assets and nonprobate assets of the decedent. DATE OF FILING COPY OF NOTICE TO CREDITORS With Clerk of Court: October 1, 2025 DATE OF FIRST PUBLICATION: October 8, 2025 KYRA BUTZEL, PR LAURA E. BUTZEL, PR McCune, Godfrey, Emerick & Broggel, Inc. PS MARISA E. BROGGEL, WSBA NO. 41767 Of Attorneys for Personal Representative McCune, Godfrey, Emerick, & Broggel, Inc. P.S. 4500 9th Ave. NE Suite 300 Seattle, WA 98105-4697 Tel: 206-632-0575 Fax 206-238-9487 Published in the Queen Anne & Magnolia
News October 8, 15 & 22, 2025 SUPERIOR COURT OF WASHINGTON FOR KING COUNTY IN PROBATE Estate of MICHAEL JOSEPH HEFLIN, Deceased. No. 25-4-06574-7 SEA PROBATE NOTICE TO CREDITORS RCW 11.40.030 THE ADMINISTRATOR NAMED BELOW has been appointed and has qualified as Administrator of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Administrator or the Administrator’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty days after the Administrator served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in section 11 of this act and RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and non-probate assets. Date of First Publication: October 1, 2025. /s/ THOMAS E. HEFLIN, Administrator Attorney for Administrator: Cory A. McBride WSBA# 49714 Address for Mailing or Service: P.O. Box 16354 4218 SW Andover St. Seattle, WA 98116 Published in the Queen Anne & Magnolia News October 1, 8 & 15, 2025 SUPERIOR COURT, STATE OF WASHINGTON, COUNTY OF SPOKANE In the Matter of the Estate of DELBERT FRANK MUSE, Deceased. NO. 254-01970-32 NONPROBATE NOTICE TO CREDITORS RCW 11.42.030 The Notice Agent named below has elected to give notice to creditors of the abovenamed Decedent. As of the date of the filing of a copy of this Notice with the Court, the Notice Agent has no knowledge of any other person acting as Notice Agent or of the appointment of a Personal Representative of the Decedent’s Estate in the State of Washington. According to the records of the Court as are available on the date of the filing of this Notice with the Court, a cause number regarding the decedent has not been issued to any other Notice Agent and a Personal Representative of the Decedent’s Estate has not been appointed. Any person having a claim against the Decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.42.070 by serving on or mailing to the Notice Agent or the Notice Agent’s attorney at the address stated below a copy of the claim and filing the original of the claim with the Court. The claim must be presented within the later of: (1) Thirty days after the Notice Agent served or mailed the Notice to the creditor as provided under RCW 11.42.020(2)(c); or (2) Four months after the date of first publication of the Notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.42.050 and 11.42.060. This bar is effective as to claims against both the Decedent’s probate and nonprobate assets. DATE OF FIRST PUBLICATION: October 1, 2025 The Notice Agent declares under penalty of perjury under the laws of the State of Washington on September 22, 2025, at Spokane, Washington, that the foregoing is true and correct. /s/ MICHAEL MUSE, Notice Agent SIGNED AND SWORN to before me this 22 day of September, 2025. /s/ Cathy B. Behling NOTARY PUBLIC in and for the State of Washington, residing at Spokane. My Commission expires: 6/30/2026 STAMPER RUBENS, P.S. STEVEN O. ANDERSON WSBA # 34572 Attorney for the Notice Agent Address for mailing or service: West 720 Boone, Suite 200 Spokane, WA 99201 Published in the Queen Anne & Magnolia News October 1, 8 & 15, 2025 THE DISTRICT COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF KING VITAL ENERGY MOTORSPORT LLC, a Washington state limited liability company, Plaintiff, v. SHUJIE YOU, an individual; Defendant. CAUSE NO. 25-2-15097-6 SEA SUMMONS TO: THE DEFENDANT, SHUJIE YOU A lawsuit has been started against you in the above-entitled court by VITAL ENERGY MOTORSPORT LLC (“Plaintiff”). Plaintiff’s claim is stated in the Complaint, a copy of which is served upon you with this Summons. In order to defend against this lawsuit, you must respond to the Complaint by stating your defense in writing, and by serving a copy upon the person signing this summons within twenty (20) days after the service of this summons, excluding the day of service, or a default judgment may be entered against you without notice. A default judgment is one where Plaintiff is entitled to what he asks for because you have not responded. If you serve a notice of appearance on the undersigned person, you are entitled to notice before a default judgment may be entered. If you wish to seek the advice of an attorney in this matter, you should do so promptly so that your written response, if any, may be served on time. This Summons is issued pursuant to Rule 4 of the
Pacific Publishing Company – Queen Anne & Magnolia News • Madison Park Times • Eatonville Dispatch • Snohomish Tribune Superior Court Civil Rules of the State of Washington. DATED this September 8, 2025. Halverson Law, PLLC [ ] Erik L. Halverson, WSBA #48511 [X] Andrew Ried-Munro, WSBA #63662 Attorneys for Plaintiff 19655 First Avenue South, Suite 106 Normandy Park, Washington 98148 Phone: 206.489.2712 Fax: 206.826.1788 Published in the Queen Anne & Magnolia News September 10, 17, 24, October 1, 8 & 15, 2025 TS No WA05000104-24-1 TO No 240666004-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: ALEC SPRINGER, AN UNMARRIED MAN Current Beneficiary of the Deed of Trust: TH MSR Holdings LLC FKA Matrix Financial Services Corporation Original Trustee of the Deed of Trust: FIRST AMERICAN TITLE INSURANCE COMPANY Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: RoundPoint Mortgage Servicing LLC Reference Number of the Deed of Trust: Instrument No. 20180615001840 Parcel Number: 3240600080 FKA 324060-0080-04 I. NOTICE IS HEREBY GIVEN that on October 17, 2025, 09:00 AM, Main Entrance, King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: UNIT 9024, HENDERSON PLACE TOWNHOMES, A CONDOMINIUM, SURVEY MAP AND PLANS RECORDED IN VOLUME 214 OF CONDOMINIUMS, PAGES 20 THROUGH 22, INCLUSIVE, AND ANY AMENDMENTS THERETO, AND CONDOMINIUM DECLARATION RECORDED UNDER RECORDING NO. 20060214000996, AND ANY AMENDMENTS THERETO, IN KING COUNTY, WASHINGTON.SITUATE IN THE CITY OF SEATTLE, COUNTY OF KING, STATE OF WASHINGTON. APN: 3240600080 FKA 324060-0080-04 More commonly known as 9018 8TH AVE SW UNIT 9024, SEATTLE, WA 98106 which is subject to that certain Deed of Trust dated June 13, 2018, executed by ALEC SPRINGER, AN UNMARRIED MAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for FAIRWAY INDEPENDENT MORTGAGE CORPORATION, Beneficiary of the security instrument, its successors and assigns, recorded June 15, 2018 as Instrument No. 20180615001840 and the beneficial interest was assigned to TH MSR Holdings LLC FKA Matrix Financial Services Corporation and recorded February 3, 2025 as Instrument Number 20250203000846 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by TH MSR Holdings LLC FKA Matrix Financial Services Corporation, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/ Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From June 1, 2024 To May 29, 2025 Number of Payments 12 Monthly Payment Total $21,187.42 LATE CHARGE INFORMATION June 1, 2024 May 29, 2025 $71.82 PROMISSORY NOTE INFORMATION Note Dated: June 13, 2018 Note Amount $256,500.00 Interest Paid To: May 1, 2024 Next Due Date: June 1, 2024 Current Beneficiary: TH MSR Holdings LLC FKA Matrix Financial Services Corporation Contact Phone No: 877-426-8805 Address: 446 Wrenplace Road, Fort Mill, SC 29715 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $232,543.70, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on October 17, 2025. The defaults referred to in Paragraph III must be cured by October 6, 2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before October 6, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 6, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the
terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, TH MSR Holdings LLC FKA Matrix Financial Services Corporation or Trustee to the Borrower and Grantor at the following address(es): ADDRESS ALEC SPRINGER 9018 8TH AVE SW UNIT 9024, SEATTLE, WA 98106 ALEC SPRINGER 9024 HENDERSON PLACE SOUTHWES, SEATTLE, WA 98106 UNKNOWN SPOUSE OF ALEC SPRINGER 9018 8TH AVE SW UNIT 9024, SEATTLE, WA 98106 OCCUPANT 9018 8TH AVE SW UNIT 9024, SEATTLE, WA 98106 by both first class and certified mail on April 21, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place April 21, 2025 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 6064819 Website: www.homeownership. wa.gov Dated: May 29, 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 112494, Pub Dates: 09/24/2025, 10/15/2025, QUEEN ANNE & MAGNOLIA NEWS TS No WA08000151-23-1 TO No 230475088-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY Current Beneficiary of the Deed of Trust: Athene Annuity and Life Company Original Trustee of the Deed of Trust: CHICAGO TITLE COMPANY OF WASHINGTON, A WASHINGTON CORPORATION Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Select Portfolio Servicing, Inc. Reference Number of the Deed of Trust: Instrument No. 20220812001057 Parcel Number: 2201501330 I. NOTICE IS HEREBY GIVEN that on November 14, 2025, 10:00 AM, At the 4th Ave. entrance to the King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s
check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: LOT 32 IN BLOCK 8 OF EASTGATE ADDITION DIVISION B, AS PER PLAT RECORDED IN VOLUME 52 OF PLATS, PAGES 13 THROUGH 18, INCLUSIVE, RECORDS OF KING COUNTY AUDITOR.SITUATE IN THE CITY OF BELLEVUE, COUNTY OF KING, STATE OF WASHINGTON. APN: 2201501330 More commonly known as 15333 SE 42ND STREET, BELLEVUE, WA 98006 which is subject to that certain Deed of Trust dated August 12, 2022, executed by AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for ATHAS CAPITAL GROUP, INC., A CALIFORNIA CORPORATION, Beneficiary of the security instrument, its successors and assigns, recorded August 12, 2022 as Instrument No. 20220812001057 and the beneficial interest was assigned to Athene Annuity and Life Company and recorded December 12, 2023 as Instrument Number 20231212000447 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by Athene Annuity and Life Company, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From May 1, 2023 To July 8, 2025 Number of Payments 6 $16,480.86 21 $16,750.92 Total $450,654.48 LATE CHARGE INFORMATION May 1, 2023 July 8, 2025 $399.60 $399.60 PROMISSORY NOTE INFORMATION Note Dated: August 12, 2022 Note Amount $1,050,000.00 Interest Paid To: April 1, 2023 Next Due Date: May 1, 2023 Current Beneficiary: Athene Annuity and Life Company Contact Phone No: (888) 349-8955 Address: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $1,048,068.79, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on November 14, 2025. The defaults referred to in Paragraph III must be cured by November 3, 2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before November 3, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the November 3, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Athene Annuity and Life Company or Trustee to the Borrower and Grantor at the following address(es): ADDRESS AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY 15333 SE 42ND STREET, BELLEVUE, WA 98006 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY 116 SHUANGTAXIJIE TAIYUAN, SHANXI, CHINA, 00 00000 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY 15315 SE 42ND ST, BELLEVUE, WA 98006-1743 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY 24935 SE 43RD STREET, ISSAQUAH, WA 98029 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O JULIA TONG ZHAO-TROSTLE, 116 SHUANGTAXIJIE TAIYUAN, SHANXI, CHINA, 00 00000 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O JULIA TONG ZHAOTROSTLE, 15315 SE 42ND ST, BELLEVUE, WA 98006-1743 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O JULIA TONG ZHAO-TROSTLE, 15333 SE 42ND STREET, BELLEVUE, WA 98006 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O JULIA TONG ZHAOTROSTLE, 24935 SE 43RD STREET, ISSAQUAH, WA 98029 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O RANDAL TROSTLE, 116 SHUANGTAXIJIE TAIYUAN, SHANXI, CHINA, 00 00000 AMERI-TIDE HOLDING L.L.C., A
WASHINGTON LIMITED LIABILITY COMPANY C/O RANDAL TROSTLE, 15315 SE 42ND ST, BELLEVUE, WA 98006-1743 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O RANDAL TROSTLE, 15333 SE 42ND STREET, BELLEVUE, WA 98006 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O RANDAL TROSTLE, 24935 SE 43RD STREET, ISSAQUAH, WA 98029 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O RUMAO ZHAO, 116 SHUANGTAXIJIE TAIYUAN, SHANXI, CHINA, 00 00000 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O RUMAO ZHAO, 15315 SE 42ND ST, BELLEVUE, WA 98006-1743 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O RUMAO ZHAO, 15333 SE 42ND STREET, BELLEVUE, WA 98006 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O RUMAO ZHAO, 24935 SE 43RD STREET, ISSAQUAH, WA 98029 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O YONGPING NI, 116 SHUANGTAXIJIE TAIYUAN, SHANXI, CHINA, 00 00000 AMERITIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O YONGPING NI, 15315 SE 42ND ST, BELLEVUE, WA 98006-1743 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O YONGPING NI, 15333 SE 42ND STREET, BELLEVUE, WA 98006 AMERI-TIDE HOLDING L.L.C., A WASHINGTON LIMITED LIABILITY COMPANY C/O YONGPING NI, 24935 SE 43RD STREET, ISSAQUAH, WA 98029 YONGPING NI 15333 SE 42ND STREET, BELLEVUE, WA 98006 YONGPING NI 14986 SE 22ND ST, BELLEVUE, WA 98007-6348 UNKNOWN SPOUSE OF JULIA TONG ZHAO-TROSTLE 15333 SE 42ND STREET, BELLEVUE, WA 98006 UNKNOWN SPOUSE OF RUMAO ZHAO 15333 SE 42ND STREET, BELLEVUE, WA 98006 UNKNOWN SPOUSE OF YONGPING NI 15333 SE 42ND STREET, BELLEVUE, WA 98006 RUMAO ZHAO 15333 SE 42ND STREET, BELLEVUE, WA 98006 RUMAO ZHAO 14986 SE 22ND ST, BELLEVUE, WA 98007-6348 JULIA TONG ZHAO-TROSTLE 15333 SE 42ND STREET, BELLEVUE, WA 98006 JULIA TONG ZHAOTROSTLE 14986 SE 22ND ST, BELLEVUE, WA 98007-6348 by both first class and certified mail on May 14, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place May 15, 2025 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Washington State Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-8944663) Website: https://www.homeown-
OCTOBER 15, 2025
7
ership-wa.org/ The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Website: https://answers.hud.gov/ housingcounseling/s/?language=en_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 Website: https://nwjustice.org/home Dated: July 8 , 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 114418, Pub Dates: 10/15/2025, 11/05/2025, QUEEN ANNE & MAGNOLIA NEWS TS No WA08000207-18-7STO No 240145886-WA-MSO AMENDED NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: DESAMU THORPE AND SHEILA DANIELS, HUSBAND AND WIFE AS JOINT TENANTS Current Beneficiary of the Deed of Trust: Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-3, Asset-Backed Certificates, Series 2006-3 Original Trustee of the Deed of Trust: FIDELITY NATIONAL TITLE COMPANY Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Select Portfolio Servicing, Inc. Reference Number of the Deed of Trust: Instrument No. 20060227001153 Parcel Number:387654095000 | 3876540950 Pursuant to RCW 61.24.130, this amended notice supersedes Instrument No. 20240627000005, recorded June 27,2024. I. NOTICE IS HEREBY GIVEN that on October 17, 2025, 10:00 AM, At the 4th Ave. entrance to the King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit :LOT 95, KINGSGROVE, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 118 OF PLATS, PAGES 55 THROUGH 61, RECORDS OF KING COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON APN: 387654095000 | 3876540950 More commonly known as 37802 26TH DRIVE S, FEDERAL WAY, WA 98003 which is subject to that certain Deed of Trust dated February 16, 2006, executed by DESAMU THORPE AND SHEILA DANIELS, HUSBAND AND WIFE AS JOINT TENANTS as Trustor(s), to secure obligations in favor of LONG BEACH MORTGAGE COMPANY as original Beneficiary recorded February 27, 2006 as Instrument No. 20060227001153 and the beneficial interest was assigned to Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-3, Asset-Backed Certificates, Series 2006-3 and recorded November 22, 2024 as Instrument Number 20241122000287 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-3, Asset-Backed Certificates, Series 2006-3, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS:DELINQUENT PAYMENT NFORMATION From To Number of Payments Monthly Payment Total December 1, 2011 August 15, 2025 165 $220,404.05 LATE CHARGE INFORMATION December 1, 2011 August 15, 2025 $0.00 PROMISSORY NOTE INFORMATION Note Dated: February 16, 2006 Note Amount:$261,600.00 Interest Paid To: November 1, 2011Next Due Date: December 1, 2011 Current Beneficiary :Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-3, Asset-Backed Certificates, Series 2006-3 Contact Phone No:(888) 349-8955 Address:3217 S. Decker Lake Dr., Salt Lake City, UT 84119 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $368,768.93, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on October 17, 2025. The defaults referred to in Paragraph III must be cured by October 6, 2025, (11 days
8
OCTOBER 15, 2025
before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before October 6, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 6, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-3, Asset-Backed Certificates, Series 2006-3 or Trustee to the Borrower and Grantor at the following address(es):ADDRESS SHELIA DIANE DANIELS AKA SHEILA DANIELS 37802 26TH DRIVE S, FEDERAL WAY, WA 98003 SHELIA DIANE DANIELS AKA SHEILA DANIELS 31916 3RD LANE SW(A103), FEDERAL WAY, WA 98023 SHELIA DIANE DANIELS AKA SHEILA DANIELS 31916 3RD LN SW, FEDERAL WAY, WA 98023 SHELIA DIANE DANIELS AKA SHEILA DANIELS 333 S. 320TH STREET #4, FEDERAL WAY, WA 98003 DESAMU SYLVANUS THORPE C/O PAIGE DIANA HALEY, INTEGRATIVE FAMILY LAW, PLLC, 901 5TH AVE, STE 2800, SEATTLE, WA 981642069 DESAMU SYLVANUS THORPE 333 S. 320TH STREET #4, FEDERAL WAY, WA 98003 DESAMU SYLVANUS THORPE 37802 26TH DRIVE S, FEDERAL WAY, WA 98003 SHEILA DANIELS 37802 26TH DRIVE S, FEDERAL WAY, WA 98003 SHEILA DANIELS 31916 3RD LANE SW (A 103), FEDERAL WAY, WA 98023 SHEILA DANIELS 333 S. 320TH STREET #4, FEDERAL WAY, WA 98003 SHELIA DIANE DANIELS C/O PAIGE DIANA HALEY, INTEGRATIVE FAMILY LAW, PLLC, 901 5TH AVE, STE 2800, SEATTLE, WA 981642069 DESAMU THORPE 37802 26TH DRIVE S, FEDERAL WAY, WA 98003 DESAMU THORPE 31916 3RD LANE SW (A 103), FEDERAL WAY, WA 98023 DESAMU THORPE 333 S. 320TH STREET #4, FEDERAL WAY, WA 98003 UNKNOWN SPOUSE OF DESAMU THORPE 37802 26TH DRIVE S, FEDERAL WAY, WA 98003 UNKNOWN SPOUSE OF DESAMU THORPE 31916 3RD LANE SW (A 103), FEDERAL WAY, WA 98023 UNKNOWN SPOUSE OF DESAMU THORPE 333 S. 320TH STREET #4, FEDERAL WAY, WA 98003 UNKNOWN SPOUSE OF SHELIA DANIELS 7802 26TH DRIVE S, FEDERAL WAY, WA 98003 UNKNOWN SPOUSE OF SHELIA DANIELS 31916 3RD LANE SW (A 103), FEDERAL WAY, WA 98023 UNKNOWN SPOUSE OF SHELIA DANIELS 333 S. 320TH STREET #4, FEDERAL WAY, WA 98003 by both first class and certified mail on May 28, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place May 24, 2024 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale.DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might be eligible
and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Washington State Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-8944663) Website: https://www.homeownership-wa.org/The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 Website: https://answers.hud.gov/ housingcounseling/s/?language=en_US The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Toll-free: 1-800-606-4819 Website: https://nwjustice.org/home Dated: 08/15/2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 115457, Pub Dates: 09/24/2025, 10/15/2025, QUEEN ANNE & MAGNOLIA NEWS TS No WA09000014-25-1 TO No DEF665880 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: JOYCE A. MADISON, UNMARRIED, INDIVIDUALLY Current Beneficiary of the Deed of Trust: SELECT PORTFOLIO SERVICING, INC. Original Trustee of the Deed of Trust: FIRST AMERICAN TITLE INSURANCE COMPANY Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Select Portfolio Servicing, Inc. Reference Number of the Deed of Trust: Instrument No. 20240220000606 Parcel Number: 116000-0380-04 I. NOTICE IS HEREBY GIVEN that on October 17, 2025, 09:00 AM, Main Entrance, King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: THE LAND HEREINAFTER REFERRED TO IS SITUATED IN THE CITY OF SEATTLE, COUNTY OF KING, STATE OF WASHINGTON, AND IS DESCRIBED AS FOLLOWS: LOT 13, BLOCK 5, BROOKWOOD PARK, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 34 OF PLATS, PAGE 45, RECORDS OF KING COUNTY, WASHINGTON. APN: 116000-0380-04 More commonly known as 10713 15TH AVE NE, SEATTLE, WA 98125-6415 which is subject to that certain Deed of Trust dated May 11, 2022, executed by JOYCE A. MADISON, UNMARRIED, INDIVIDUALLY as Trustor(s), to secure obligations in favor of BANK OF AMERICA,N.A. as original Beneficiary recorded February 20, 2024 as Instrument No. 20240220000606 and the beneficial interest was assigned to SELECT PORTFOLIO SERVICING INC. and recorded July 29, 2024 as Instrument Number 20240729000602 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by SELECT PORTFOLIO SERVICING, INC., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2024 To May 29, 2025 Number of Payments 5 Monthly Payment $2,564.62 10 $2,715.91 Total $39,982.20 LATE CHARGE INFORMATION March 1, 2024 May 29, 2025 PROMISSORY NOTE INFORMATION Note Dated: May 11, 2022 Note Amount $395,200.00 Interest Paid To: February 1, 2024 Next Due Date: March 1, 2024 Current Beneficiary: SELECT PORTFOLIO SERVICING, INC. Contact Phone No: (888) 3498955 Address: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $383,691.91, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on October 17, 2025. The defaults referred to in Paragraph III must be cured by October 6, 2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and
terminated if at any time before October 6, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 6, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, SELECT PORTFOLIO SERVICING, INC. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS JOYCE A. MADISON 10713 15TH AVE NE, SEATTLE, WA 981256415 OCCUPANT 10713 15TH AVE NE, SEATTLE, WA 98125-6415 UNKNOWN SPOUSE OF JOYCE A. MADISON 10713 15TH AVE NE, SEATTLE, WA 98125-6415 AMES EARL MADISON 5639 S LAKESHORE DR, SHREVEPORT, LA 71119-4016 ESTATE OF JOYCE ANN MADISON 10713 15TH AVE NE, SEATTLE, WA 98125-6415 GEORGE ROWAN JOHNSTON 10713 15TH AVE NE, SEATTLE, WA 981256415 GEORGE ROWAN JOHNSTON P.O. BOX 77241, SEATTLE, WA 981770241 HEIRS AND DEVISEES OF JOYCE ANN MADISON 10713 15TH AVE NE, SEATTLE, WA 98125-6415 MARY MADISON 10713 15TH AVE NE, SEATTLE, WA 98125-6415 MARY MADISON 9802 NE MURDEN COVE DR, BAINBRIDGE ISLAND, WA 98110-3380 by both first class and certified mail on April 8, 2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place April 8, 2025 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 8944663 or (800) 606-4819 Website: www. wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: May 29, 2025 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 3678456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 112495, Pub Dates: 09/24/2025, 10/15/2025, QUEEN ANNE & MAGNOLIA NEWS
CROSSWORD