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Hi and welcome back to the first edition -since the lockdown -of the Inside Shoreham and Southwick Magazine. Our last copy was back in March. Since restrictions are being lifted, we decided to publish and distribute the magazine to the area once again. It’s great to be able to do so and to get local businesses and charities and much more to you. It was a long break, but so glad to know that we are getting back to some form of normality. Of course, as we go forward and have freer movement, it’s important that we continue to take care of ourselves and others by taking the necessary precautions to do so. We hope that you will enjoy this month’s copy and of course, you may have noticed it has changed size. So, let us know of anything such as local news or local activities that you are doing. We would love to hear from you. Our email details are below. On a final note, I wanted to add that summer is finally here. Here’s to enjoying the best of July. Take Care, Be Safe and Stay Well. See you in August! All the best Angela
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Angela McEnery, T: 01273 452065. E: Ang@insideshoreham.com E: insideshorehamandsouthwick@gmail.com Address: Inside Shoreham & Southwick Magazine 1 Seahaven Gardens, Shoreham-by-Sea, BN43 5NX
Information correct at time of going to press. May be subject to change. All rights reserved and is the property of the publisher. © Inside Shoreham & Southwick 2019. Reprinting any part or matter appearing in Inside Shoreham & Southwick is strictly forbidden except by permission of the publisher. All copyright of images/content remains that of its photographer/author. Every effort has been made to gain permission to publish copyright material however, where efforts have been exhausted, we have published on the basis of ‘Fair Use’ to comment factual based material where by its use is not central or plays a significant part to the entire publication but to act as an aid for historical and educational purposes only. This publication is offered as a limited print run. The publisher makes every effort to ensure that the magazine’s contents are correct. However, it cannot take responsibility for any effects from errors or omissions. Inside Shoreham & Southwick does not accept any responsibility or liability for any of the services or products provided by the advertisers. Buyers should make their own checks. July 2020
Contents Jays Cycles Dividends & Coronavirus: Will your income be affected? Poetry & Short Story Competitions First Foot Clinic - Sweaty feet Annie Miller – Judy Upton About me and Thy will be done Photography Projects Pancreatic Cancer Action Remember your loved ones and support your local hospice. Support for Youth from the Lions Sophie’s 4- hour HIIT Challenge 4
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Copies of Inside Shoreham can be found at:
Shoreham Library; Shoreham Community Centre; Southwick Community Centre.
Electrician Ged Asbery Your local home electrics specialist
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Jay’s Cycles is a local friendly bike repair and servicing company based in the heart of Southwick. Founded by Jamie Witham, a qualified Mechanical Engineer with eight years’ experience in the Automotive Research and Materials Testing Industries. Jay’s Cycles offer an unrivalled range of repairs and services, covering everything from simple fixes to classic bicycle restorations and E-bike wiring repairs.
With a focus on repairing where possible, rather than replacing components, Jay’s Cycles can make your bike roadworthy without a costly repair bill. Some of the more advance repairs include E-bike wiring loom and motor overhauls, internal gear-hub services, wheel truing, gear shifter rebuilds and suspension services. At Jay’s Cycles, services are not graded or tied to lengthy contracts. For a single price, every aspect of your bike is covered, and upon completion, each bike is extensively ridden to ensure that it is operating smoothly. Servicing costs £50 for adults (excluding parts), E-bikes are £55 with children’s starting from £25. All bikes are also given an intensive clean and returned to you looking and riding like new! With the option for home pickup available, or you can drop by our secure, modern workshop, there is no reason not to book your bike in. After all, a well-maintained bike is not only easier to ride but it is also safer! For all your cycling needs contact Jay’s Cycles now:
Web: www.jayscycles.co.uk Facebook: www.facebook.com/jamiescycles Email: info@jayscycles.co.uk Phone: 07814260207
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As businesses have been hit by the coronavirus pandemic, some have decided to cut dividends and regulators are adding pressure for others to follow suit. This may leave a hole in your income if you rely on dividends.
According to reports from The Times, investors have suffered a dividend cut of at least £600 million as some of the UK’s biggest businesses aim to conserve cash during the coronavirus pandemic. A wide range of business sectors has been impacted by the virus and resulting lockdown, leading to profits tumbling. As a result, firms have taken steps to hold cash as a buffer and, in some cases, regulators have stepped in. The UK banking regulator, for example, wants banks to suspend dividends temporarily. Some businesses are also using the government’s scheme to furlough staff, therefore taking money off the taxpayer, leading to questions around whether these firms should continue to make pay outs to shareholders.
WHY DOES THIS AFFECT INVESTORS?
If you’re investing in growth stocks with a longterm plan, the recent market volatility isn’t likely to have a significant impact on your goals overall. However, it’s a different story if you rely on dividends to top-up your income. A dividend is the distribution of a portion of the company’s earnings paid to shareholders. Dividends are managed by the company’s board of directors and must be approved by shareholders through their voting rights. Dividends are typically paid in cash, but can also be issued as shares, and may be issued at regular intervals. As a result, dividendpaying companies may be used as part of an income investment portfolio. These typically involve investing in well-established companies that no longer need to reinvest the majority of profits back into the business to reach goals. As a result, high growth businesses typically don’t pay out dividends. For the most part, once a company has established dividends, investors expect this to continue, but that doesn’t mean they will. As even established firms face uncertainty in light of the pandemic and more are choosing to either freeze or suspend dividends in the short term. Whilst historically dividends have tended to be less volatile than the stock market itself, this doesn’t mean they are a ‘safe’ investment. Investing for income, including dividend-paying companies, still comes with risks that need to be considered. So, if dividends make up a portion of your income, what can you do?
T. 01273 774855 E. advice@pembrokefs.co.uk W. www.pembrokefinancial.co.uk Marlborough House, 102-110 High Street, Shoreham-by-Sea, West Sussex BN43 5DB Keith Relf & Keith Bonner - Managing Partners

1. REDUCE OUTGOINGS
If your income has been affected, the first thing to do is understand what it means for your finances in the short term. If there is a shortfall in covering essential outgoings, there are currently government-backed schemes in place to support households, including mortgage holidays. Where possible, it may be necessary to reduce outgoings temporarily to match the reduction in income.
2. USE YOUR EMERGENCY FUND
Everyone should have a cash emergency fund they can fall back on should their income drop. Ideally, this should be easily accessible and have enough to pay for three to six months of outgoings. Often clients can feel reluctant to access this money they’ve put away for a rainy day, but it’s times like these that you’ve been saving for.
3. CREATE AN INCOME FROM OTHER ASSETS
If your income from dividend-paying stocks has fallen, you could build an income stream from other assets that you hold. What’s possible and whether or not it’s the right decision for you will depend on a variety of factors. If this is something you’d like to discuss, please get in touch with us.
4. KEEP YOUR INVESTMENT PLANS IN MIND
If dividends have been reduced or halted altogether, you may be tempted to dump the stocks and look at alternatives. However, keep the bigger picture in mind. Given the current situation, it’s likely many dividendpaying companies are in a similar position for the time being. A reduction in dividends can be a prudent move and ensure sustainability, therefore protecting your dividend income over the long term. If you’re worried about how secure a firm is, research why the changes to dividends have been made. A statement is often made available on the firm’s website. This may be able to provide you with some reassurance that the changes are temporary.
5. SPEAK TO US
We’re here to help ease concerns you have about your financial situation and what it means for your plans. This includes a reduction in dividend income. Whether you want to understand what it means in the short term or are considering making investment changes due to this, please get in touch with us.
For investment advice you can trust call 01273 774855 or email us at advice@pembrokefs.co.uk
Please note: The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.
GET CREATIVE Poetry & Short Story Competitions
Shoreham Wordfest are running creative writing competitions with prizes and the opportunity to feature in two collections of poetry and anniverary. We are looking for 10 Line Poems and 10 word stories (yes 10 words!) on any theme to be submitted by 1 August. The poems will be judged by poet and University tutor John McCullough and poet and author Catherine Smith. The top prize for the winning poem is £150 and £50 for the winning short story. There over 10 awards in total, including a special prize for poems from young adults aged 16-18 years. Selected poems and short stories will feature in a commemorative Shoreham Wordfest book, with a celebratory event to be held later in the year.

There is a small entry fee from £5 for a poem or up to 3 short stories, and £3 for young
short stories to mark our 10 th adult entries. Full details

By Judy Upton
Annie Miller was born into the poverty of London in 1835. Her father had served in the army and been wounded in the Napoleonic Wars. He worked as builder and her mother was a cleaner. Upon the death of her mother, Annie went to live with her aunt, who was a laundress and her uncle, a shoemaker, in a back-street slum.
In 1853, at the age of eighteen, Annie was working as a barmaid when the artist William Holman Hunt asked her if she would pose for him. Hunt was a member of the Pre-Raphaelite art scene and Annie appeared in Hunt’s most famous painting ‘The Awakening Conscience’. It is now part of the Tate Gallery collection Hunt and Annie became engaged and he paid for her schooling, with Annie learning to read and write. Hunt left Annie in London when he embarked on an artistic pilgrimage to the Middle East in 1854. He believed it would add a sense of realism to his biblical work by painting in Egypt and Palestine. Spotting a lone goat on the shore of the Dead Sea, Hunt created the artwork entitled ‘The Scapegoat.’ Annie became a model for other artists and posed for John Everett Millais. Then despite Hunt’s disapproval she posed for George Price Boyce and for Dante Gabriel Rossetti. She featured in Rossetti’s paintings ‘Dante’s Dream’ and ‘Helen of Troy’. When Hunt returned to England in 1856, Annie Miller became the subject of feud between Hunt and Rossetti. Hunt finally broke off the engagement in 1859 with Annie continuing to pose for Boyce and Rossetti. Rossetti’s wife Elizabeth Siddal, who posed for his painting ‘Beata Beatrix’, was jealous of Annie Miller and threw out Rossetti’s sketches of Annie. Sothebys and Christies have auctioned surviving drawings
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of Annie Miller by Rossetti in recent years, for around £200,000 each. On the 23 rd of July 1863, Annie married Thomas Ranelagh John George Thomson Esq. at St. Pancras Church, London. He had been Adjutant of the 1st or Royal East Middlesex Regiment of Militia until his promotion to Captain on the 28 th of January 1856. He was cousin to the seventh Viscount Ranelagh, Thomas Heron Jones, who insisted Britain had standing militia’s to deter attack by the French, commanded by Napoleon III. Viscount
Ranelagh’s volunteer army assembled in Brighton in a show of its military strength. Captain Thomson and Annie resided at Montrose House, Hampstead, London where their daughter Annie Helen was born in 1866. Their son Thomas James was born in 1867. The family moved to Shoreham-by-Sea living at 6 Western Road. Annie Helen described her mother as “being lovely and ladylike, wearing exquisite handmade shoes and kid gloves.” Captain Thomson died aged 87 in 1916. Annie lived to the age of 90 and died in 1925. She is buried in Shoreham’s Mill Lane Cemetery. The ‘Pre-Raphaelite Sisters’ exhibition was held at London’s National Gallery from October 2019 through to January 2020. Its curator Jan Marsh said at its opening “I would like to re-write the whole narrative of the Pre-Raphaelite women being exploited and hard done by. They were active agents in forging their own futures. They seized the opportunities, especially the models. Women like Anne Miller escaped their social class and probable fate of domestic service.” References The Edinburgh Gazette 15 th Feb 1856. West Sussex record office. Wikipedia. News.artnet.com. Pamela Davenport: ‘The Models and Muses of the PreRaphaelties: Annie Miller. The A To Z Of Art
ABOUT ME AND THY WILL BE DONE
Hi, I’m Paul Blackmoore and I’m the sole Director of Thy Will Be Done. I’m currently working from home during the lockdown with my 2 little helpers, Benny and Frankie who are both resuce French Bulldogs.
My main areas of expertise are;
Wills, Trusts, Lasting Powers of Attorney and Prepaid Funeral plans. It has always been my mission to bring to everyday folk the same protection opportunities that the rich and famous have had for generations. I achieve this as follows: 1. All of my advice is free at all times – you only pay when you engage me to work for you. 2. I offer exceptional value for money – Wills from £29.99 - 2 Lasting Powers of Attorney with an advance directive including vat and all Office of the Public
Guardian fees just £495 - Pre-paid funeral plans from just £9 per week – Trusts from just £199. 3. I am 100% transparent with my pricing and how I work at all times.
Many people are concerned about:
1. Living with partners but not being married. 2. Having to use their homes to pay for care fees in the future. 3. How much their families may need to pay in probate and inheritance tax fees. 4. Protecting their children if they leave everything to a spouse and the spouse then remarries after their death. 5. How to ensure their children will not lose half of their inheritance if they divorced after inheriting. 6. How to protect grandchildren or vulnerable beneficiaries.

I am able to deliver solutions that are 100% legally effective in overcoming all of these problems and many more besides. To help with fees I am also able to offer guaranteed interest free credit without the need for any credit checks to make protecting your family more affordable. If you would like to have a chat with me just give my reception team a call on your local number below and they will book you in a convenient time slot for you to have your FREE telephone consultation with me. Take care and chat soon Paul, Benny &Frankie
WE WOULD LIKE TO THANK ALL THE BRILLIANT AND BRAVE STAFF IN THE NHS FOR HELPING SAVE OUR LIVES FROM THE VERY GRATEFUL TEAM AT THY WILL BE DONE
YOU CAN ALSO DONATE WITH US HERE TO URGENTLY SUPPORT OUR FRONTLINE NHS STAFF - SHARE WITH A FRIEND SO THEY CAN HELP TOO
www.thywill.co.uk
01903 649021 • 01273 977385 • 01444 682047 • 01403 458042 01323 364029 • 01444 616241 • 01293 278453 • 01424 532029 01892 278109 • 01825 278303
With the current Covid-19 epidemic forcing us into lockdown I am providing my services as follows 1. I will conduct your consultation over the phone 2. You will be able to pay by card or by bank transfer 3. You will receive your drafts within 48 hours by e-mail or post 4. You can change these as many times as required for free 5. Once approved your legal documents will be sent to you by recorded delivery 6. You must then sign the documents and have them witnessed as soon as you can By us all following the Government guidelines we will all be safer. Wash your hands regularly - stay at home - if you have to go out keep the 2m distance rule Remember - where there’s a Will there’s a Way!

In these times dominated by the pandemic many photographers, including myself, have documented the lockdown. A documentary series can often turn into a photographic project. Most projects probably start when a photographer finds themselves drawn to a few similar subjects and realises that they have a personal interest in the images. Something drives them to adding to the sequence, continuing to build the project, sometimes for months, years or a never ending quest.
So what makes a photographic project ? How is it defined ? A project is a series or sequence of images, no set number taken over any length of time and telling a story that is personal to the photographer. The images can be of found subjects or set up scenes, anything goes. Only your passions and imagination can limit you. Photo projects often need a narrative to aid the understanding of the viewer. Adding prose to photographs goes against the grain for some conventional photographers as the old adages of ‘every picture tells a story’ and ‘photographs should speak for themselves’ can cloud their thinking when it comes to projects but there has to be a different train of thought as projects are not about the single image they are about a sequence of pictures that have to be seen together in order to make sense, to expand on the idea.
On this page there are pictures from a project that I have been working on for a number of years. The project is called ‘Time Worn’ and illustrates how time brings about decay in many forms but that process can render the subject more interesting than the pristine original. I liken this to the human ageing process. The


ST BARNABAS HOUSE INVITES YOU TO PARTICIPATE IN ITS SUNFLOWER MEMORIES APPEAL.
Every year, colourful “The room where
sunflower markers are displayed at the hospice, each one in memory of a loved one for whom a donation has been made. This year, the sunflowers will be displayed throughout August and the usual gathering at the hospice will be replaced with a special virtual dedication on Friday 21 August. This is to enable everyone to take part, including those that are still shielding or self-isolating. For their own wellbeing and to protect patients, families and staff, supporters are asked to not visit the hospice to view their sunflowers. You can give as much or as little as you wish. Every donation will go directly towards providing vital care services, both at the hospice and for patients needing support in their own homes. David and his daughter, Launa, will be dedicating a wife and mother, Mary, who was cared for by St Barnabas. In Launa’s own words, “What

overwhelmed us was that whilst Mum was being treated at the hospice she continued to live on with her unique individuality, where her own strengths were considered every single day by the people who cared and engaged with her. sunflower to their beloved she spent her days was beautiful; airy and bright, overlooking a garden where she would watch the bushes and trees in the wind, rain and sunshine. She enjoyed watching the birds who visited and ate from the bird feeders; this became such an important aspect to mum’s psychological wellbeing, knowing that a little of the outside was with her inside her room.”
Will you remember a loved one with a sunflower dedicated in their memory?

To take part in the Sunflower Memories Appeal, please visit www.stbh.org.uk/sunflowermemories or call 01903 706329.
Support for Youth from the Lions
This year’s winner - Abi Hutchinson, sponsored by Shakespeare Lions District CW
The Young Ambassador of the 21st century scheme acknowledges and rewards young people for initiative, inspiration, energy, commitment to community service and to helping others. Apart from the invaluable experience of taking part in the scheme, the successful candidate will receive a silver rose bowl and a bursary to be used in a suitable manner of the candidate’s choosing. Bursaries awarded to winners are – at District level £500, Multi District (UK and Ireland) level £1000, and at Europa Forum 3500 euros.
Finding a suitable candidate should not be too difficult – there are many young people already undertaking outstanding community roles in places such as school, churches, youth organisation (Guides, Scout, Sea Cadets, St. John’s etc), especially helping out the NHS nowadays in a variety of ways. Candidates must have reached their 15th birthday, but not their 19th, on or before 30th June in the year in which the MD final is to be held.
So apart from the bursary, why do Lions get involved and encourage young people to take part? The majority of us will be asked to do presentations at some stage in our lives, we all have to do interviews and promote ourselves, so it’s a great opportunity for the youngsters to practice in a safe environment; meet other like-minded individuals and have a brilliant time. For the Lions, it publicises the youth work Lions are involved in and encourages possible new members.
If you know of a suitable young person then please contact Lion Val Roberts (roberts764@virginmedia. com) of Adur East Lions or phone on 07990515780
Winner of Shipshape Award - Theo Biddle, Castleford and Pontefract Lions, District N.


Adam Saunders, District South East candidate.
Sophie’s 4-hour HIIT challenge raises £4,215 for the hospice who cared for her mother
Art teacher and mum of three, Sophie Garwood, has completed the ultimate HIIT fundraising challenge with a gruelling 4-hour high-intensity workout in memory of her mother, Rosie Garwood.
Streaming live from her lounge in Shoreham-by-Sea on Saturday 16 May, Sophie was joined online by over one hundred friends, family members and onlookers from around the world, many of who took part in the fitness session and made a donation to St Barnabas House. The event was held on what would have been her mother’s 66th birthday weekend and an incredible £4,215 was raised for the hospice who cared for Rosie during her short battle with cancer. Having suffered from pains in her side, which were initially put down to IBS, Rosie was diagnosed with an aggressive form of neuroendocrine cancer in December 2019. When she and her family were told that the cancer had spread from her bowel to her liver and no further treatment was available, Sophie says it “came as a massive shock”.
“My lovely mother was only 65 when she died very suddenly on 15 January 2020. It literally felt like the world fell apart. She was a wonderfully talented, intelligent and kind woman
with an amazing sense of humour. She was my best friend and I miss her every moment of the day. “Dealing with her sudden loss, and then grieving during the lockdown has meant it’s been a terribly hard time. I so miss the support of my friends and family, just meeting for a chat or having a cuddle, but I understand that this time is difficult for everyone. It’s just been so hard to grieve properly and life feels so lonely without my Mum in it.
“My husband and I have three young children who adored their Gaga, and none of us knew what to do with ourselves at first. So, we decided to start doing exercise together and share our work outs on a YouTube channel to help keep ourselves and others sane, fit and positive whilst stuck at home.” It was whilst exercising that Sophie came up with the fundraising challenge which she decided to hold on the weekend of her mother’s birthday. “I would have loved nothing more than to be celebrating Mum’s birthday with her. But instead, I decided to do something special for her and help raise money for St Barnabas as they did so much to ensure her life was as comfortable as it could be for the short time she had left.
“I would have done a sponsored walk, or jumped out of a plane, but with lockdown I've had to think outside the box.”
During the four-hour HIIT challenge, Sophie was spurred on by messages of support and says it made her feel “so close to friends and family who I hadn’t seen for weeks because of lockdown.”
“It was crazy to be doing something in my lounge, but yet feel so much love. “I was thinking about my Mum and the money which was being raised for an amazing charity the whole time. So many people have donated. It was just a wonderful experience.” For the last hour of the challenge, Sophie was joined by her husband, Chris, whose support she says “I couldn’t have coped without.” “I found the challenge tough mentally rather than physically and when I finished the four hours I just broke down with the emotion of it all. I’m still coming to terms with the loss of my wonderful mum and there are so many different feelings to process. “She was so loved and had so much to live for. Her four grandchildren Lenny, Rudi, Ottilie and Kimball adored her as did her friends and family. “My Dad, Steve, has been so strong, as has my brother Tom and his wife Sophie. I can’t wait for us all to be able to be together in the future so we can give mum a proper send off and just be there for each other. “Mum will forever live on through us, and I’m just so happy to have done something positive for her.”
It’s not too late to show you support and make a donation via Sophie’s JustGiving page.
