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Home improvements There are some home improvement projects that are best done before move-in, including any roof repairs or re-roofing.

This home was re-roofed with TAMKO Heritage laminated shingles.

FILE PHOTOS Home Buyer

to tackle before you move in You found the perfect home, so it’s not surprising that you want to move in as quickly as possible.

However, there are some projects that are best done when the house is still empty.

So, consider completing the following seven items before the moving trucks arrive:

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HOME BUYER, OWNER & RENTER

APRIL/MAY 2017

Painting A fresh coat of paint can instantly update a room, and it’s common to buy a home knowing you will need to paint several rooms or the entire house after the sale. However, painting is best done while every wall is accessible and there are no worries about getting paint on furniture or rugs.

Changing locks Now is the time to change the locks on your new home to eliminate the risk of any former keyholders accessing your new space. Do this even if you know the former keyholders because you never know who they shared keys with. This fix is quick, inexpensive

and it provides you with peace of mind.

Flooring updates Redoing a floor is always easier when the floor is empty.

Whether you’re choosing to redo wood floors or lay tile before you move in, tackling this process now also allows you to keep wood and tile dust off of furniture and collectables.

Roof repairs Roof repairs are a must. If the home inspection revealed any damage to the roof, make the necessary repairs before moving in. Choose a contractor experienced with the type of shingles your home requires.

Several of the largest shingle manufacturers have programs for contractors who meet certain qualifications, like TAMKO Building Products’ Pro Certified Contractor program. Homeowners can easily locate a TAMKO Pro at www.TAMKO.com/find-a-pro to get their project started.

Removing popcorn ceilings No one likes these. We’re not sure anyone ever did, but alas, they are a common sight, especially in older homes. Popcorn ceilings (and walls) are easy to remove, but messy. Use a spray bottle to moisten an area, then scrape the texture off with a towel. Clean-up will be much easier if you complete this project before introducing your furniture to the space.

Fix leaks If left untreated, water leaks can do serious damage to furniture, rugs, flooring and other valuables. Leaks can also lead to secondary problems like rotting wood, mold and mildew.

And let’s be honest, no one wants to live in a house where you can’t

use the water, so address plumbing issues before you move in.

Child and pet proofing Careful child and pet proofing can protect your babies (furry or otherwise). Gates at the top and bottom of stairs, outlet covers and locks on cabinets, drawers and any other place chemicals or medicines are kept, can help make your new home a safer place.

As difficult as it can be, sometimes delaying your move-in by a few weeks can save months of frustration in the long run. So don’t wait, because the sooner you start, the sooner you can start your new life in your new home. To learn more about how you can use TAMKO building products in your next home project, visit TAMKO.com.

(BPT)

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APRIL/MAY 2017 HOME BUYER, OWNER & RENTER

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 SHARED PURPOSE. MUTUAL VALUES.™

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HOME BUYER, OWNER & RENTER

APRIL/MAY 2017

Buying a home?

What to know about down payments Don’t assume the dream of homeownership is beyond your reach. Get savvy! There are numerous programs and products available that can help you afford your down payment and beyond.

GSTOCKSTUDIO - FOTOLIA.COM Home Buyer

f you’re in the market to buy a home, your down payment is probably top of mind. However, it’s important to understand all your options, particularly if you’ve heard the rule of thumb that you shouldn’t pursue homeownership unless you can put 20 percent down.

“In today’s market, misconceptions about down payments are some of the most common, unfortunately” says Danny Gardner, Freddie Mac vice president of Affordable Lending. “And this discourages many prospective buyers from even leaving the starting gate.”

Gardner points out that a growing number of homebuyers are putting down between five and 10 percent, and even as little as three percent through products like Freddie Mac’s Home Possible Advantage. This is important to keep in mind when determining how much home you can afford.

Prospective homebuyers concerned about down payments should also be aware that there are nearly 2,500 homeownership programs across the country that can help with down payment and closing costs, and an estimated 87 percent of U.S. homes

are eligible for one or more of these programs, according to research by DownPayment Resource.

The down payment program benefit most frequently found is about $10,000, making researching these options and discussing them with your lender and real estate agent a worthwhile step. To determine your eligibility and learn more about down payment assistance, visit downpaymentresource.com/areyou-eligible.

Of course, home buyers should not forget that there are benefits to putting more down initially – this will lower your monthly mortgage payment and reduce the amount you will owe the bank.

Additionally, those who put down at least 20 percent don’t have to pay Primary Mortgage Insurance, an added insurance policy that protects the lender if you are unable to pay your mortgage.

However, if putting 20 percent down will deplete all of your savings and leave you with no financial reserves, it’s probably not in your best interest.

What’s more, you can cancel your PMI once you’ve built equity of 20 percent in your home.

(STATEPOINT)

Paying a few more dollars each month in the beginning can sometimes save homebuyers money in the long term. It’s important to do the math before signing on the dotted line.

The lowdown

FILE PHOTO Home Buyer

on low down payment mortgage

A combo loan, or piggyback mortgage, involves two separate loans simultaneously.

In this scenario, the first “primary” mortgage covers 80 percent of the loan with a 30-year fixed interest rate of 4 percent; the second loan is for 15 percent with 10-year fixed interest rate of 5 percent; and the remaining 5 percent is the down payment. The total monthly mortgage payment would be $1,271.

Pros: The borrower will not pay PMI. Cons: It may be a more expensive as the borrower will pay closing costs on two loans.

And unlike PMI, the piggyback loan doesn’t cancel, but will be paid off over the term of the

FHA loans FHA loans are mortgages insured by the government through the Federal Housing Administration. The limits for FHA loans typically are lower than conventional mortgages.

However, FHA mortgage insurance cannot be cancelled and must be paid for the life of the loan. FHA has other specific requirements, like the condition of the home. In this scenario, the mortgage is set at 95 percent of the home’s value with a 30 year fixed interest rate of 3.75 percent.

The total monthly mortgage payment would be $1,199.08.

Pros: A borrower can get a FHA loan with as little as 3.5 percent down and a FICO score as low as 600 may qualify.

Cons: FHA mortgage insurance cannot be canceled, so your monthly bill won’t be reduced the way it is with a conventional loan with PMI. Also, FHA loans are subject to an upfront fee of 1.75 percent that is financed over the life of the loan.

No matter what you choose, do the math and compare so you can make an informed decision.

If the conventional option sounds appealing, LowDownPaymentFacts.com provides more information.

(BPT)

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A conventional loan is a traditional mortgage from a lender that is not insured by a government agency. With a 5 percent down payment, the borrower finances the remaining 95 percent over 30 years with a 4 percent interest rate. Private mortgage insurance (PMI) is required because of the low down payment

A combo loan

mortgage. The second loan often comes with higher interest rates too.

HOME BUYER, OWNER & RENTER

Conventional loan with PMI

and is $78 of the monthly bill, making the total monthly mortgage payment $1,143.

Pros: A borrower can get a conventional loan with PMI with as little as 3 percent down.

PMI can be cancelled once 20 percent equity in the home value is reached, which means your monthly bill decreases.

Cons: For some borrowers, a 5 percent versus 3 percent down payment may be a better deal as costs may be lower. However, for many prospective homebuyers looking to lock in low interest rates, build equity and home appreciation faster, an option to get into a home with the lower down payment may be better.

APRIL/MAY 2017

You would like to buy, but you can’t manage that 20 percent down payment. Does this sound familiar?

The down payment is the biggest impediment to buying a home according to surveys, but in reality many individuals can qualify for a mortgage with as little as 3 percent down.

It is important to compare loans and do the math. Consider your closing costs (the cash you need in-hand), the monthly mortgage payment, and if that payment will go down or up in a few years. Paying a few more dollars each month in the beginning can sometimes save borrowers money in the long term.

For this exercise, we compare a $234,900 home purchase (the national median home price as of December 2016), with a 5 percent down payment and a 720 FICO score. And because calculators and loan terms vary, consider these costs as examples only. A mortgage professional can provide you with specific estimates.

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HOME BUYER, OWNER & RENTER

APRIL/MAY 2017

Millennials go house hunting, and here’s what they crave illennials – the older ones at least.

That’s right, contrary to popular perception, not all of the 18- to 35-yearold generation is so wracked with college debt that they’re living in their parents’ basements while working for peanuts as baristas. In fact, the National Association of Realtors just officially crowned them the largest segment of the homebuyer market at 35 percent – up from 32 percent in 2014 – in its most recent 2016 “Home Buyer and Seller Generational Trends Study.”

And that trend only looks to accelerate.

“The coming years of housing demand will be Millennial-driven and will support the single-family sector,” Dennis Lockhart, president and CEO of the Federal Reserve Bank of Atlanta, has said.

Given that new reality, here are four things experts say Millennials crave most in a house, which Boomers and even Gen-Xers need to know before trying to sell to them. (Warning: Be prepared to have some of your most cherished beliefs upended.)

Open floor plans

Okay, so you’re probably not going to tear down your interior walls to create more of a loft feeling – or are you? – but at least know that Millennials entertain differently than their elders and that something like a formal dining room just doesn’t impress them.

“In essence, the kitchen is the new living room,” one realtor told Bankrate.com. “They want people to flow through the home during gatherings, rather than be sectioned off in rooms.”

What does impress them? A home office, given that 9-to-5 jobs are so passé. Immediately point out that your FDR can easily be converted into one.

FILE PHOTO Home Buyer

Home sellers should know that millennials are as turned off by unsightly roofs as older generations.

Technological efficiency and healthy living

Those built-in bookcases you’re so proud of?

Hah! Don’t you know Millennials read everything off a screen? And that they’re just as likely to go around counting outlets to plug all their tech toys into as they are to ask if you’ve installed programmable LED lighting and motion sensors?

“Low-VOC paints and appliances like steam ovens also rank high,” Realtor magazine declared.

The right ‘look’

They’ve seen all these great houses on Pinterest and HGTV, which means Millennials might not even stick around long enough to gush over your steam oven if the first thing they spot from the street is a shabby roof.

Yes, this is one of the few things they definitely have in common with older generations.

“Unsightly roofs are huge turn-offs and make buyers predisposed to find even more things

they don’t like,” warned Patsy O’Neill, a sales associate with Sotheby’s in Montclair, New Jersey.

Since Millennials love what the Washington Post calls “modern, sleek lines” – as well as “rustic looks” – if your roof does need replacing you might want to consider the very affordable Sienna line of diamond-shaped shingles from GAF (gaf.com), North America’s largest roofing manufacturer, whose products are often showcased on HGTV. “They pick up on key Millennial style trends of natural, clean materials, clean lines, and the integration of artistic elements,” says Leslie Franklin, executive director of residential marketing at GAF.

Low maintenance

Your definition of what qualifies as “high” and “low” may differ from theirs. Your shag carpeting, for instance? High. Hardwood floors, which they favor? Low. Hmmm, maybe that also explains why they often like smaller houses, although that could also have to do with Millennial buyers’ medium income of $77,400. (newsusa)

Serving Southeastern Wisconsin & Northern Illinois • Spring 2017

APRIL/MAY 2017 HOME BUYER, OWNER & RENTER Page 7

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home and property sales KENOSHA COUNTY SINGLE-FAMILY HOMES

• 10831 64th St............................. $ 275,000 • 6125 83rd Ave............................ $ 290,000 • 4819 85th St............................... $ 299,900 • 6913 152nd Ave......................... $ 345,000 • 1034 29th Ave............................ $ 355,000 • 3617 16th St............................... $ 350,000 • 2927 16th Pl............................... $ 424,068 Salem • 6401 243rd Ct.............................. $ 82,000 • 24806 72nd St............................ $ 140,000 • 24910 74th St............................. $ 213,000 • 6035 243rd Ct............................ $ 212,000 • 25901 52nd St............................ $ 225,000 • 24609 82nd St............................ $ 273,000 • 3105 232nd Ave......................... $ 290,000 • 23555 84th Pl............................. $ 295,000 Randall • 39910 97th St............................... $ 93,000 Twin Lakes • 610 Torrey Pines Dr.................... $ 110,000 • 11825 Fox River Rd.................... $ 157,500 • 1145 Lucille Ave......................... $ 155,000 • 115 Bassett St............................ $ 190,000 • 9743 343rd Ave.......................... $ 217,000 • 9701 320th Ave.......................... $ 635,000 Pleasant Prairie • 903 111th................................... $ 128,000 • 4202 124th St............................. $ 159,000 Silver Lake • 415 Wisconsin Ave..................... $ 149,900 • 450 E Edgewood Dr................... $ 181,000 • 782 E Oak St.............................. $ 195,000 Bristol • 7609 128th Ave.......................... $ 172,500 • 12125 221st Ave........................ $ 191,100 • 21800 121st St........................... $ 210,000 • 12937 80th St Lt13..................... $ 350,000 • 18315 116th St........................... $ 465,000 Wheatland • 33421 76th St............................. $ 145,500 Somers • 114 11th Ave.............................. $ 210,000

CONDOS

VACANT LAND Kenosha • Corner Lt 7th Ave......................... $ 18,000 • 3128 85th St................................. $ 67,400 • 0 71st St.................................. $ 5,300,000 Bristol • Lt 25 Fredericksburg Ct................ $ 74,900 • Lt 1 79th St................................... $ 74,900 • 12821 60th St............................. $ 925,000 Pleasant Prairie Lt217 47th Ave................................ $ 91,900 Twin Lakes Lt0 Swallow Rd.............................. $166,500

RACINE COUNTY SINGLE-FAMILY HOMES

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Racine • 623 Hagerer St............................. $ 17,250 • 1217 Wolff St................................ $ 37,555 • 605 Blaine Ave............................. $ 29,100 • 1309 Yout St................................. $ 28,000 • 2807 Lasalle St............................ $ 42,300 • 1609 Hayes Ave........................... $ 37,100 • 1847 Taylor Ave............................ $ 39,700 • 3416 Kinzie Ave........................... $ 32,000 • 1556 Holmes Ave......................... $ 58,001 • 1321 Kentucky St......................... $ 52,000 • 1244 Blake Ave............................ $ 50,000 • 2315 Monroe Ave......................... $ 46,500 • 2000 21st St................................. $ 58,900 • 1944 Case Ave............................. $ 69,000 • 1023 Willmor St............................ $ 69,000 • 2532 Ridgewood Ave................... $ 68,000 • 1422 Russet St............................. $ 67,500 • 1512 Owen Ave............................ $ 72,900 • 2100 English St............................ $ 77,900 • 2215 Grove Ave............................ $ 72,500 • 2921 21st St................................. $ 70,000 • 2053 Blaine Ave........................... $ 78,175 • 1730 Monroe Ave......................... $ 83,000 • 1805 Mount Pleasant St............... $ 80,000 • 2217 Carlisle Ave......................... $ 82,900 • 3509 Daisy Ln.............................. $ 84,000 • 3631 Carter St.............................. $ 85,000 • 3022 Arlington.............................. $ 96,000 • 1335 Maria St............................. $ 103,000 • 1017 Willmor St.......................... $ 106,000 • 802 Willmor St.............................. $ 96,500 • 1660 Orchard St......................... $ 110,000 • 2211 Grove Ave............................ $ 95,500 • 1237 Cleveland Ave................... $ 113,900 • 4817 Parry Ave........................... $ 109,500 • 718 Lathrop Ave......................... $ 111,000

HOME BUYER, OWNER & RENTER

Pleasant Prairie • 8201 Lexington Pl 3.................... $ 108,000 • 6805 102nd St AA...................... $ 112,000 Kenosha • 4129 81st Pl 18D........................ $ 111,000 • 3063 25th St #CC....................... $ 119,000 • 1252 Village Centre Dr 8............ $ 132,500 • 7009 53rd St 103........................ $ 149,000 • 3101 55th Ct 24.......................... $ 150,000 • 6307 43rd St 176........................ $ 162,500 • 1345 30th Ct 14B....................... $ 169,500 • 409 55th St B............................. $ 169,000 • 1324 30th Ct 13A....................... $ 180,000 Salem • 7016 238th Ave #5..................... $ 135,000

Bristol • 19655 Jamestown Pl 202........... $ 190,900

APRIL/MAY 2017

Trevor • 9931 271st Ct............................... $ 31,247 • 27222 101st St............................. $ 87,500 • 27215 115th St............................. $ 90,000 • 10324 268th Ave........................ $ 163,900 • 26639 103rd St........................... $ 165,500 • 11510 Antioch Rd....................... $ 215,000 • 25105 113th St........................... $ 350,000 Kenosha • 6619 26th Ave.............................. $ 50,000 • 6817 21st Ave.............................. $ 47,301 • 422 10th St................................... $ 25,000 • 4807 20th Ave.............................. $ 36,000 • 931 45th St................................... $ 38,500 • 6710 27th Ave.............................. $ 55,400 • 6518 22nd Ave............................. $ 55,000 • 6901 13th Ave.............................. $ 45,500 • 1704 75th St................................. $ 81,350 • 4518 Harding Rd.......................... $ 75,000 • 5520 42nd Ave............................. $ 75,000 • 5908 34th Ave.............................. $ 73,000 • 5229 33rd Ave.............................. $ 74,000 • 7206 44th Ave.............................. $ 94,000 • 5707 31st Ave.............................. $ 97,000 • 1711 25th St............................... $ 110,500 • 1019 72nd St.............................. $ 114,900 • 7620 15th Ave............................ $ 116,000 • 6504 39th Ave............................ $ 116,000 • 7504 36th Ave............................ $ 118,500 • 4210 23rd Ave............................ $ 124,500 • 7743 35th Ave............................ $ 115,000 • 3010 24th Ave............................ $ 120,000 • 2701 19th Ave............................ $ 131,500 • 5811 66th St............................... $ 128,000 • 6058 41st Ave............................ $ 139,000 • 3120 21st Ave............................ $ 133,000 • 7700 50th Ave............................ $ 139,000 • 4108 89th St............................... $ 140,000 • 2023 84th St............................... $ 149,500 • 2604 85th St............................... $ 155,000 • 4212 68th St............................... $ 157,500 • 4911 85th St............................... $ 153,000 • 7836 16th Ave............................ $ 164,900 • 2021 87th Pl............................... $ 172,000 • 9410 74th St............................... $ 176,500 • 6503 62nd Ave........................... $ 172,000 • 4208 55th Ave............................ $ 192,000 • 4718 41 St.................................. $ 187,000 • 2530 Lincoln Rd......................... $ 185,000 • 7010 63rd Ave............................ $ 197,000 • 4715 68th St............................... $ 216,900 • 6755 107th Ave.......................... $ 227,800 • 10910 67th Pl............................. $ 216,000 • 1615 24th Ave............................ $ 235,000 • 7319 147th Ave.......................... $ 220,000

Here is a listing of recent single-family home, condominium and vacant land sales in Kenosha, Racine and Walworth counties.

The information is provided through the Multiple Listing Service.

APRIL/MAY 2017 HOME BUYER, OWNER & RENTER Page 10

• 2930 Lake Vista Ct..................... $ 115,000 • 5506 Marboro Dr........................ $ 112,900 • 2128 Erie St............................... $ 123,000 • 2824 Green Tree Ln................... $ 126,500 • 2811 Ruby Ave........................... $ 125,000 • 606 Crab Tree Ln........................ $ 125,000 • 2821 Pinehurst Ave.................... $ 139,900 • 2209 Savoy Cir........................... $ 146,000 • 5251 Charles St......................... $ 135,000 • 429 Flower Ln............................. $ 154,900 • 3418 Kentucky St....................... $ 155,750 • 3929 W Johnson Ave................. $ 155,900 • 3416 Victorian Dr........................ $ 156,000 • 3020 NorthBridge Dr.................. $ 169,500 • 1416 College Ave....................... $ 189,750 • 4615 Pilgrim Dr.......................... $ 195,000 • 3533 River Bend Dr.................... $ 195,000 • 5061 Mary Drew Dr.................... $ 206,500 • 2505 Catherine Dr...................... $ 204,500 • 1306 Country Rd........................ $ 205,000 • 612 Hialeah Dr........................... $ 209,900 • 3402 State Road 31................... $ 210,000 • 2909 5 1/2 Mile Rd..................... $ 215,000 • 5811 Sandview Ln...................... $ 239,900 • 5118 Gallant Fox Ln................... $ 245,000 • 1416 Main St.............................. $ 250,000 • 1512 Main Street........................ $ 247,500 • 6333 Horseshoe Ln.................... $ 274,900 • 5825 Marwood Dr....................... $ 357,000 • 6103 Leeward Ln........................ $ 405,000 • 8632 Douglas Ave...................... $ 402,000 Burlington • 441 S Pine St............................... $ 65,000 • 281 W State St............................. $ 97,500 • 372 S Kane St............................ $ 114,900 • 317 Fox St.................................. $ 125,000 • 409 S Perkins Blvd..................... $ 126,900 • 508 Terrace Ave.......................... $ 117,500 • 233 Amanda St.......................... $ 138,000 • 319 Lincoln St............................ $ 155,900 • 8825 McHenry St....................... $ 161,000 • 224 Gardner Ave........................ $ 154,500 • 233 Kendall St............................ $ 168,000 • 433 Summit Ave......................... $ 193,800 • 2609 Driftwood Trl...................... $ 211,100 • 34213 Oakwood Dr.................... $ 215,000 • 308 Donald Dr............................ $ 200,000 Mount Pleasant • 5024 Spring St............................. $ 81,000 • 5401 Taylor Ave.......................... $ 107,000 • 2038 N Green Bay Rd................ $ 122,900 • 12912 Kraut Rd.......................... $ 129,900 • 415 Cherry Hill Dr....................... $ 165,000 • 3716 Sherrie Ln.......................... $ 169,900 • 3325 Ascot Dr............................ $ 168,000 • 5531 Taylor Ave.......................... $ 195,500 • 1742 Spring Meadow ln............. $ 216,000 • 2746 Manor Ave......................... $ 234,900 • 2724 Chapel Ln.......................... $ 225,000 • 201 Blue Heron Cir..................... $ 260,000 • 2409 Carlas Way........................ $ 385,000 Franksville • 3353 County Road H.................... $ 85,000

• 3625 Monica Dr.......................... $ 282,000 Waterford • 119 S Water St........................... $ 113,600 • 611 E Main St............................. $ 110,000 • 307 Fox Horn Dr......................... $ 124,355 • 461 Rivermoor Dr....................... $ 200,000 • 4210 Sunset Rd......................... $ 210,000 • 26815 Lakeview Dr..................... $ 215,000 • 511 Fairview Cir......................... $ 252,000 • 30818 Pleasant View Dr............. $ 260,000 • 26932 S Elm Ln.......................... $ 240,000 • 5680 Island View Ct.................... $ 376,250 • 7247 Big Bend Rd...................... $ 730,000 Sturtevant • 9524 Carol Ann Dr..................... $ 134,800 • 9112 Florence Dr....................... $ 131,500 • 3309 S Kennedy Dr.................... $ 150,000 • 8609 Kingsway Ln...................... $ 252,500 • 3816 Kennsington Square Rd.... $ 269,000 • 15416 Braun Rd......................... $ 420,000 Kansasville • 2125 Marshall Sq....................... $ 135,000 • 3410 Polk St............................... $ 199,900 Wind Point • 107 White Sand Ln..................... $ 205,000 • 5356 Wind Point Rd.................... $ 250,000 • 4457 Lake Meadow Dr............... $ 327,000 • 90 Eldorado Dr........................... $ 427,500 Rochester • 101 S Water St........................... $ 235,000 Caledonia • 1910 Woodland Dr...................... $ 289,900

CONDOS Mount Pleasant • 6507 Spring St 205...................... $ 50,495 • 3208 Wood Rd 7.......................... $ 81,000 • 5719 Cambridge Ln 4................... $ 85,000 • 6611 Mariner Dr #1...................... $ 85,000 • 923 Village Center Dr 103.......... $ 136,900 • 4221 Taylor Hbr E 8.................... $ 141,500 • 918 Langdon Ct.......................... $ 158,000 Racine • 1118 Hastings Ct 202................. $ 140,500 • 1133 Hastings Ct 202................. $ 134,000 Union Grove • 1344 Groves Ln 23..................... $ 229,000 Sturtevant • 1680 96th St 4.............................. $ 88,000 • 1701 Wisconsin St 3..................... $ 97,900

VACANT LAND Racine • 5804 Randal Ln............................ $ 27,000 Franksville • 9926 Dana Dr Lt9......................... $ 25,000 • 3610 Monica Dr Lt3...................... $ 37,000 • Lt4 Woodland Waters................. $ 119,900 Mount Pleasant • Lt20 90th St.................................. $ 35,900 • Lt7 Orchard Estates..................... $ 55,000 • Lt30 Creek View Ln...................... $ 72,000 • 7206 Durand Ave.......................... $ 70,000

Waterford • 30909 Morning View Cir Lt 24...... $ 68,000 • Lt1 S Loomis Rd........................... $ 70,000 Burlington • Lot 3 Cardinal Trl........................ $ 129,900 Kansasville • Lt1 Cunningham Rd................... $ 169,000

WALWORTH COUNTY SINGLE-FAMILY HOMES Lake Geneva • W3826 Orchid Dr.......................... $ 56,000 • N3110 Violet Rd........................... $ 75,100 • 7271 Lawton Ave.......................... $ 84,000 • 180 Rush St............................... $ 115,000 • N3325 Hickory Rd...................... $ 178,900 • N1633 Lincoln Ave..................... $ 210,000 • 985 Cumberland Trl.................... $ 232,500 • N3237 Robin Rd......................... $ 245,000 • 420 Campbell St......................... $ 288,500 • N1769 Maple Ridge Rd.............. $ 475,000 • 665 Maple St.............................. $ 680,000 Genoa City • W936 Camelia Rd........................ $ 66,900 • W824 Violet Rd........................... $ 167,500 • W830 Herman Tonn Dr............... $ 225,000 Whitewater • 220 N George St.......................... $ 91,000 • 231 S Woodland Dr.................... $ 168,500 • 517 W Whitewater St.................. $ 165,000 Bloomfield • N2403 Charles Young Dr.............. $ 98,000 Fontana • 784 Odsila Way.......................... $ 100,500 • 998 Tarrant Dr............................ $ 465,000 • 502 Pheasant Ridge Ln.............. $ 439,000 Delavan • 309 S 4th St............................... $ 110,000 • 125 Iowa St................................ $ 119,900 • 514 S 7th St............................... $ 124,000 • 5262 Hwy 50.............................. $ 110,000 • 1122 Sycamore St...................... $ 150,000 • 1310 Whispering Pines Dr.......... $ 150,000 • 209 Cedar Ave........................... $ 162,500 • W8081 Territorial Rd................... $ 195,000 • 7981 Summit Dr......................... $ 220,000 • 3907 Country Lane Dr................ $ 225,000 • 2025 Green Meadow Dr............. $ 220,000 • 4463 South Shore Dr................. $ 465,000 Lyons • 6077 Water St............................. $ 119,900 • 1467 Creek Side Dr.................... $ 192,545 Darien • 223 W Madison St...................... $ 113,500 • 115 Pine Tree Ln........................ $ 185,000 Elkhorn • 425 Patricia St............................ $ 143,000 • 215 Westward Dr........................ $ 146,000 • 312 W 2nd Ave........................... $ 169,100 • 403 S Creek Dr.......................... $ 185,000 • 350 Sunny Hill Dr....................... $ 212,200

• CLASSIFIEDS

• W4222 County Road A............... $ 975,000 East Troy • 2142 Mill St................................ $ 146,000 • N8834 Townline Rd.................... $ 229,500 • 2792 Woodview Ct..................... $ 239,900 • W2423 Valley Rd........................ $ 265,000 Spring Prairie • N5916 State Road 120............... $ 255,000 Eagle • N9622 Kettle Cove Rd................ $ 287,500 Walworth • N2309 Harvey Ct........................ $ 280,000 Williams Bay • Lt73 Bailey Estates Turnberry.... $ 447,120 • 124 Birch Walnut Dr................ $ 2,000,000

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3 BD HOUSE/BURLINGTON with ga-

1,2 BEDROOM APTS. starting @ $590, $690 plus utility package. Animal/Smoke Free. Modern, clean, appliances, carpeting, fresh decorations, house size rooms etc. Rental contract, Background checks. Good area, Polite clientele. Burlington & Waterford schools. 763-8202.

rent? East Troy. 608-624-5787 or 608606-5786.

DOVER TOWNHOUSE 3 BR, 2 1/2 BA, appl. incl., ample outdoor parking, no pets, non-smoker, avail. April 15th. $1,100/mo., + sec. 262-534-4626 EAST TROY HOUSE FOR RENT 3 br.

1 1/2 ba., 2 1/2 car gar.,private rural setting, children welcome, pets considered, incl. all utilities # A/C, appl. incl.available 4/1/17.$1,650 608-624-5787 or 608606-5786.

BURLINGTON STUDIO, high ceilings, great location, $385 month includes gas, water, TV, 262-716-9480.

WATERFORD, 3 bdrm, pier, GA, fire-

Elkhorn Apartments

WATERFORD/3BDRM TOWN HOUSE

place, $875. Pet ok. 262-332-1732

ELKHORN: BIG 2 BR., patio, $595/mo. garage available, 262-903-0566.

1 1/2 ba, shared ga.Open 4/1$990 &

ELKHORN: BIG 2 BR., patio, $595/mo. garage available, 262-903-0566.

ter 5pm

Twin Lakes Apartments

LARGE 2 BDRM LOWER APT Avail.

4/1/17 $725 mo. includes, heat, appliances, air & water. no pets. Call 262534-2696 after 3pm.

REAL ESTATE For Sale by Owner FOR SALE BY OWNER: SALEM MILL CREEK CONDO at 24931 87th St. 2 bedroom, 2 bath, large den, 2 and a half car attached garage, deck overlooking pond and countryside. 2nd floor. 1442 square feet quiet, close to school and library. Easy access to HWY 83 & 50.

262-945-1241.

Derek Harkness • MP#221552 12 S. Jackson, Elkhorn, WI 53121 (262)723-4240 • www.dereksplumbing.com

We offer:

Located North of Elkhorn on Hwy. 67 & 12 • (262) 723-6422

• Expert Service Technicians • Water Right Water Softeners • HVAC & AC & Aprilaire Installation • Septic/Mound Systems • Water Heaters, Tankless heaters

SERVING THE COMMUNITY FOR 35 SOLID YEARS!

Wayne DuPont

P.O. Box 406 Elkhorn, WI 53121

275789

ELKHORN: (262) 742-3159 WHITEWATER: (262) 473-3400 FAX: (866) 804-1463 lakesareagaragedoorllc@charter.net

275788

Page 11

To be included in this service directory call (262) 763-2575

HOME BUYER, OWNER & RENTER

Waterford Apartments

sec. 262-662-0430 or 414-630-0430af-

APRIL/MAY 2017

2 BDRM. LAKE FRONT pier, beach, 18 min. rt. 120 & 31, $695/mo. 4 bd. $850/ mo. each unit security free month 847256-0986

Lyons • 1449 Pleasant St.......................... $ 26,000 Fontana • 269 Fontana Blvd 1629........... $ 72,684.39 • 269 Fontana Blvd 1627........... $ 72,684.39 • 269 Fontana Blvd 1631........... $ 72,684.38 • 271 Fontana Blvd 930.................. $ 84,000 • 20 Abbey Villa Cir 20-F............... $ 223,500 Lake Geneva • 7020 Grand Geneva Way 359...... $ 93,000 • 123 Center St 303........................ $ 93,000 • 500 S Edwards Blvd 7................ $ 118,000 • 651 Ridgeview Ct 45-06............. $ 145,000

BUILDING A HOUSE? Need a place to

275790

Burlington Apartments

CONDOS

& utilities, no pets, 262-661-4601

103108

ANTIOCH, 1BR, 1st. FLOOR new carpet, all appl + w/d, d/w. Walking distance to shop, trans. 224-440-8407 or 847356-8406.

rage, 1 yr. lease, $1,200 mo. + sec. dep.

SERVICE DIRECTORY

3 BEDROOM 1 1/2 BATH, VILLAGE OF WATERFORD 2 car attached garage, all appliances furnished, no pets, $925/mo. + security, 262-534-2595 or 262-492-7800

Page 12

HOME BUYER, OWNER & RENTER

APRIL/MAY 2017

It’s that time of year again – spring cleaning.

With the right tools and a little bit of elbow grease, your place will soon be sparkling clean.

5 fast shortcuts to make your home sparkle this spring We all know that one person who just adores cleaning. But for the rest of us, it’s a necessary evil that gets old very quickly!

Before you tackle that long list of spring cleaning tasks, try some of these cleaning hacks designed to make these chores faster and easier.

FILE PHOTO Home Buyer

When cleaning is fun and even effortless, you’ll feel more energized and gain the momentum you need to knock out your list of chores.

Afterward, your house will sparkle from top to bottom, which is its own reward!

1. Find smarter tools Throw out the messy bucket and mop and reach for a smarter floor solution that’s efficient and fun to use. For example, the O-Cedar EasyWring Spin Mop & Bucket System has a built-in wringer that offers superior moisture control of the mop, which makes it safe and easy to use on all hard floor surfaces – even hardwood! The hands-free wringer requires a simple press of the foot pedal to easily spin out the water and help finish the job with less mess and faster drying times.

3. Shortcut to shining windows If you want streak-free mirrors and clean windows without the hassle, Cas Aarssen, author of “Real Life Organizing: Cleaning and Clutter-Free in 15 Minutes a Day” and the YouTube channel ClutterBug, has this expert tip: Add a teaspoon of cornstarch to your favorite glass cleaner and shake until dissolved. Cornstarch improves the cleaning power of the solution and makes streaks a thing of the past, so you’ll get the job done more quickly.

4. Use a cleaning method that also protects

2. Try natural solutions

Aarssen has an easy tip that will not only shine up your kitchen appliances, it will repel fingerprints and food splatters often left behind. Just spritz on a little wood furniture polish and rub in with a soft cloth until the surface shines like new.

Commercial cleaning solutions can add extra costs to your deep cleaning session, not to mention the harsh chemicals can leave behind unpleasant odors. Why not experiment with everyday pantry items? These often cost less and are just as effective in their cleaning power.

A simple solution of warm water and vinegar removes built-up grime from your floors, while leaving a clean, rinse-free finish. Just add a half cup of distilled white vinegar to a gallon of warm water and start mopping.

If you dislike the smell of vinegar, add a couple drops of your favorite essential oil - the fresh scent will be like a small reward!

Dust can collect on those high, hard-to-reach places, such as decorative molding and ceiling fans, making cleaning day more difficult. To clean your ceiling fan without showering dust bunnies everywhere, an old pillowcase is your best tool. Spritz the inside of the pillowcase with a vinegar and water solution and slip it over the blades of the fan, pulling it back to trap the dust.

For those tough to reach moldings and corners, use a sturdy rubber band to wrap a microfiber cloth around the end a broom, and give those hard-to-reach areas a clean sweep!

5. Clean up top

(BPT)

Bernard and Michelle Petersen, co-owners of MPC Property Management, have thrived in the changing industry of property management.

PHOTO SUBMITTED Home Buyer

MPC thrives in changing economic climate

Burlington property firm booming

by Jason Arndt STAFF WRITER

109 E. Chestnut St. Burlington, WI 53105 Phone: (262) 661-4284 Online: mpcpm.com

In Kenosha County, MPC

Page 13

Service areas

Property Management offers services in the villages of Bristol and Twin Lakes, in addition to communities in Racine and Walworth counties.

For Racine County, they serve clients in Burlington, Waterford and Union Grove.

Areas in Walworth County include Delavan, East Troy, Elkhorn, Fontana, Lake Geneva, Williams Bay and Whitewater.

According to their website, they market rental properties, which include some in Delavan, Burlington and Union Grove.

“At this time, we manage in excess of 3,000 units, and are adding on additional units every month,” Michelle said.

In conjunction with customer service, Michelle attributes MPC Management’s growing client base for an increase in unit management.

“Our clients are extremely satisfied,” she said. “They are our greatest asset; we go above and beyond to ensure their satisfaction.”

“As a result, much of our growth is due to the referrals made by our existing clients,” she added.

HOME BUYER, OWNER & RENTER

to adapt economic trends, licensing requirements, and government legislation.”

The changing client needs, Michelle states, has forced the property management industry to make constant adjustments.

Client needs include technological advancements, and in turn, results in an increased workload for property managers.

But, Michelle and Bernard have relied on their strongest asset, customer service.

“One core element remains constant, and that’s the focus on customer service,” Michelle said.

“We search long and hard for staff that share the same work ethic and desire to put the client’s needs in the forefront.”

To better serve the needs of their clients, MPC has developed two divisions within the company, rental properties and homeowners associations.

For rental properties, MPC attempts to fulfill the needs of both tenants and landlords, managing both the property and tenant demands.

“We take care of everything from marketing properties and leasing, to accounting and maintenance,” she said. “Our condo division works largely with the elected Board of the association to ensure they are successful in carrying out their responsibilities.”

Tending homeowners associations, she said, include researching and understanding each property, including subdivision covenants.

Like rental properties, they offer the same services, including accounting and maintenance.

However, the Petersen’s assess the long-term planning needs for homeowners associations.

APRIL/MAY 2017

Since Michelle and Bernard Petersen opened MPC Property Management in Burlington nearly 10 years ago, the owners report the industry is growing, which can bring challenges along the way.

“The demand for professional property management is certainly trending upward,” Michelle said. “At MPC, we’ve invested significantly in staffing, education and technology.”

The significant investments in all aspects have allowed them to keep up with the demands of offering full-service property management of rental properties, condominiums and homeowners associations, along with commercial real estate brokerage.

Since 2008, when Michelle started full-time, the business relocated once, citing a growing staff base and added a second location in Burlington.

“That is really what has built a strong foundation for us to grow our business to where it is today,” said Michelle, whose business manages more 3,000 units in Southeastern Wisconsin. “We continually have

MPC Property Management, LLC

Easy ways to make your bathroom safer You may think of your bathroom as a relaxing oasis. Unfortunately, bathrooms are actually the site of 200,000 injuries annually nationwide, according to the National Safety Council.

These incidents happen to people of all ages – from young children who may see the bathroom as a play area, to expecting women whose balance may be off kilter, to seniors.

You can reduce the risk of falling by adding grab bars near the toilet, along the showerhead wall and on the back wall of the tub or shower.

Grab bars also provide assistance for getting in and out of the tub, as well raising or lowering yourself onto the toilet.

Because people of all ages are prone to injury, adding these safety features is a good idea for every household. And these days, you can do so without compromising on style – brands like Moen offer grab bars in different sizes, finishes and styles, so these elements can blend seamlessly into any décor.

(STATEPOINT)

FILE PHOTO Home Buyer

With a few simple considerations, you can prioritize safety in your home’s bathrooms.

FIRST IN HOME MORTGAGES NOW is the time to think “FIRST” ... for your home mortgage refinancing needs

“FIRST CITIZENS” has attractive fixed term rates. Call to see how low they really are! Low borrowing rates also mean it’s a good time to purchase a new home.

FIRST IN HOME MORTGAGES

Think “FIRST” ... for all your financial needs.

Page 14

HOME BUYER, OWNER & RENTER

APRIL/MAY 2017

NOW is the time to think “FIRST”... for your home mortgage refinancing needs.

“FIRST CITIZENS” has attractive fixed term rates. Call to see how low they really are! Low borrowing rates also mean it’s a good time to Mortgage Center purchase a new home.

is a new service available online to apply for a mortgage loan safely and conveniently from home.

Think “FIRST”...Available for on our website www.firstcitizensww.com under Home Mortgages.

You can get current home loan rates and get a personalized rate quote. all your financial needs.

WHITEWATER WEST 1058 W. Main Street Whitewater, WI 53190 (262) 473-3666

MAIN WHITEWATER WEST OFFICE 1058 W. Main St. 207 W. Main Street P.O. Box 177 Whitewater, WI 53190 Whitewater, WI 53190 262/473-3666 (262) 473-2112

MAIN OFFICE 207 W. Main St. P.O. Box 177 Whitewater, WI 53190 262/473-2112

EAST TROY OFFICE 2546 E. Main St East Troy, WI 53120 262/642-2530

EAST TROY OFFICE 2546 E. Main Street East Troy, WI 53120 (262) 642-2530

PALMYRA OFFICE 111 E. Main St. Palmyra, WI 53156 (262) 495-2101

firstcitizensww.com 251129

GENOA CITY CAPE COD

WILMOT RESTAURANT

Hungry to build on the current owners’ success? Or to try a different theme?

Twin Oaks Country Inn is going strong & after 26 years, the owners are looking for a buyer. Known for fine dining, custom catering and elegant banquets, popular with visitors and residents alike, Twin Oaks is just into Wisconsin, with neighbors including the renovated Wilmot Mountain and revitalized Stage Stop restaurant. 2 dining rooms, separate bar, adjacent 3,000 sq. ft. banquet hall. Upstairs, 1,400 sq. ft. 3BR, 2BA apartment. All on nearly 2 acres.

1424959 ...........................$585,000

BURLINGTON 5 ACRES

Almost a half acre. Recently remodeled with new windows, wood flooring, ceramic tile. New cabinetry in kitchen & baths. Freshly painted. This is not a foreclosure or short sale. Just a great deal.

1499134 ..........................$134,900

Van Woods Subdivision. Beautiful home located on nicely landscaped lot.

Eat-in kitchen with plenty of cabinets.

Formal dining room. Living room with built-in bookcase. Large family room with fireplace. Plenty of closets. Deck in back. Black-topped driveway.

1482190 ........................ $210,000

TWIN LAKES

TWIN LAKES LUXURY CONDO

NO WORK HERE! JUST ENJOY!

Located in the heart of the rural Southeast Wisconsin corridor, this is one of the top homesites available in Racine Co. Build your executive retreat atop this towering wooded plot and never look back.

1491706 ....................... $249,900

TWIN LAKES

Located on beautiful spring fed Lake Mary.

Over 2000 sq. ft. of living space with granite counter tops, stainless steel appliances, hardwood floors, gas fireplace, master suite w/whirlpool, elevator, underground parking, surface guest parking & entry security. Walk to the bakery for your morning coffee. Located midway between Chicago and Milwaukee and 15 minutes from Lake Geneva and Wilmot Mountain (now Vail.)

1512787 ...........................$399,900

Lakeview estate or family retreat.

Build one home or divide into 2-4 parcels. Several building sites great for walk out lower level.

Sewer may be close enough for lakeview condo development.

1498044 ....................... $399,900

TREVOR LAKEFRONT

UNIQUE OPPORTUNITY TO BUILD A BUSINESS ON LAKEFRONT PROPERTY. 1.22 acres located on Camp Lake with commercial B-2 zoning. 90’ lake frontage, 177’ road frontage.

1464992 ......................... $74,900

TWIN LAKES LAKE VICTORIA

IT’S A WONDERFUL LIFE living in this waterfront home. 5BR, 3.5BA, 3 car garage on no wake Lake Victoria. Great rm w/full wall brick fireplace surrounded by designer windows overlooking Lake Victoria.

Entertainment/gaming room. Hot tub room overlooking Lake Victoria. Inground pool, patio/pool lounge area, multi-level deck. Custom hardscape & landscape design and pier. A must see to really appreciate all this home has to offer.

1503604 ....................... $429,900

TWIN LAKES LOTS FOR SALE

WILLOW Nice level corner

lot. Lake rights to Lake Elizabeth. ...............................$30,000

BURLINGTON AVE Over

LOOKING FOR A HOUSE TO BUY? HAVE A HOUSE TO SELL?

A COMPANY THAT CARE S!

CALL NOW FOR A FREE PRICE OPINION OR AN EMAIL WITH NEW LISTINGS DAILY

CALL 262-877-2104

1/2 acre hillside lot. Sewer available. Will need well. Suitable for duplex. ...............................$37,900

368TH AVE Nicely wooded

level 1/2 plus acre lot. Sewer available. Will need well. Suitable for duplex. ...............................$39,000

We Can Help you find that special property!! Call us for fast results!!

EMAIL: newerarealtyinc@gmail.com WEB PAGE: newerarealtyinc.com

143 E. Main St. Twin Lakes, WI 53181 CALL (262) 877-2104

275268

New Era Realty

Residential, Condos, Residential Land, Country Home Sites, Country Homes, Lakefront Property, Investment Property, Farm Land

TOM MARTIN (262) 215-0806 1040 N. Wisconsin St., Elkhorn

Email: tmartin@keeferealestate.com www.TomMartinSells.com

MLS#1507824 LAFAYETTE: 285 Acres, M/L Recreational & hunting land. 2 stocked ponds with Wall., Perch, Bass & Bluegill. 7 food plots. Trophy Whitetails & turkeys. $1,250,000.

MLS#1494699 WHITEWATER: 64 Acres currently rented for $250 per acre per year with a good rental history. Close to public hunting lands. $449,900.

MLS#1509463 ELKHORN: Duplex in City of Elkhorn/each unit is a two bedroom, 1 bath unit with a 1 car attached garage. Low maintenance, tenants pay all utilities. $163,500

MLS#1486397-ELKHORN: One of a kind 7.44 acre parcel in the city of Elkhorn zoned R-1, 4 bedroom, 1 bath home, 2 car detached garage and 2 large outbuildings. $269,900.

MLS#1494584 WHITEWATER: 35 Acres currently rented for $250 per acre per year with a good rental history. Close to public hunting lands, large 200x100 free span pole building. $619,900.

MLS#1220820 TWIN LAKES: Commercial building in Twin Lakes ideal for office or retail space. 2 entry doors allow for the building to be 2 separate offices.

Well maintained w/ high traffic count. $79,500.

APRIL/MAY 2017

MLS#1494732 WHITEWATER: 16 acres AG land currently rented for $250 per acre, close to public hunting land. $129,900.

Tom Martin

MLS#1494729 WHITEWATER: 116 M/L Currently rented for $250 per acre per year with a good rental history.

Large 100x200 free span pole building with electric and water. $995,000.

MLS#1498755-LAFAYETTE: Enjoy the Sweet Life...build your dream home in approx. six months. Ready to build 2 story homes from 2400 to 3000 sq. ft. 4BRs, kitchen with island, breakfast room, 1st floor laundry, open 2-story foyer. $443,300.

MLS#1511643-DELAVAN: Highly visible office space. Located in the Racine St. Commercial Condominiums. 3 offices and large waiting area. $69,900.

MLS#1437604SUGAR CREEK: Over 1 acre lot in Lauderdale Lakes Estates with 265 feet of frontage on pond for swimming and fishing. $42,000.

Page 16

HOME BUYER, OWNER & RENTER

MLS#1479753 SUGAR CREEK: 2001 Park Model unit in Willow Run Condo RV Park. Unit sleeps up to 8 and is in excellent condition. Condo park is seasonal with many recreational amenities. $49,900.

– VACANT LAND – MLS#1413640-SUGAR CREEK: Spectacular views are offered of Silver Lake from this 6.5 Acre parcel. The property is zoned A-2, C-2, C-4 and R-1 which allows for animals and horses.

Property has some tillable acreage and some wooded acreage.

Located midway between Milwaukee and Janesville. Easy access to I-43 and Hwy 12. Excellent building site on the property. Lake access to Silver Lake. $89,900.

MLS#1413669-SUGAR CREEK: Spectacular views are offered

of Silver Lake from this 5.9 Acre parcel. The property is zoned A-2, C-2, C-4, and R-1, which allows for animals and horses. Property has some tillable acreage and some wooded acreage. Located midway between Milwaukee and Janesville.

Easy access to I-43 and Hwy 12. Excellent building site on the property. Lake access to Silver Lake. $89,900.

MLS#1378875-LAFAYETTE: One of 33 available lots located in upscale Sugar Creek Preserve The neighborhood features

woodlands, prairie meadows a sparkling stream feeding Cygnet Lake. $48,000.

MLS#1235800-WHITEWATER: Wonderful views of Whitewater Lake are offered with this lakefront lot. Walkout lower level possible. $69,500.

MLS#1235804-LAUDERDALE: Corner lot near Lauderdale Lakes with seasonal views of the lake. Lake access on Pleasant Lake. $39,900.

272946