THE SOUTH WEST TIMES

Sout hWe s t

01823617980|sal es@pr epar edmedi a. co. uk www. pr epar edmedi a. co. uk|30t hJul y2018

T I ME S

I nc or por at i ngJ OBS

NOW

TheLa t e s ti nt heSo ut hWe s t

I ssue029

I s s ue029Sout hWe s tTi me sPg2

Educat i on

Bei ngawor ki ngmot heri snotbadf orchi l dr en’ s ear l yvocabul aryandr easoni ng Bei ngawor k i ngmot herwor kdoesnotaf f ec ty ourc hi l dr en’ s ear l yv oc abul ar yandr eas oni ng,newr es ear c hf r om t he Uni v er s i t yofCol ogner ev eal s ,c ont r ar yt opopul aropi ni on.

Thes er es ul t sar ebas edon2, 200c hi l dr enoft heGr owi ng Upi nSc ot l ands t udy ,whower ef ol l owedf r om r oughl y10 mont hsaf t erbi r t hunt i l ar oundt hei rf i f t hbi r t hday .

Chi l dr enf r om s i mi l arf ami l ybac k gr oundsdev el opc ompar abl ev oc abul ar yandr eas oni ngabi l i t i esev eni ft hei rmot her s ’ wor khi s t or i esi nt hef i r s tf i v ey ear saf t erbi r t hdi f f erv as t l y .

Thes t udywasnov el i nt hati tl ook edatt her el at i onofmot her s ’ empl oy mentwi t hc hi l dr en’ sdev el opmentnotonl yatone par t i c ul art i mepoi ntbuti tc ompar edt heef f ec t sofdi f f er ent empl oy mentpat t er nsov ert i me.Thi si si mpor t antbec aus e anyi mpac tofmat er nal empl oy menti sl i k el yt ounf ol daf t era l ongerper i odofex pos ur e.

DrMi c hael Kühhi r tf r om t heI ns t i t ut eofSoc i ol ogyand Soc i al Ps y c hol ogyatt heUni v er s i t yofCol ogneandDr Mar k usKl ei nf r om t heUni v er s i t yofSt r at hc l y def oundt hat ex agger at edhopesandf ear sf ort hec ons equenc esof mot her s ’ empl oy mentf orc hi l dr enmaybeunf ounded,at l eas twi t hr egar dt oear l yl anguageac qui s i t i onandc ogni t i v e abi l i t y . “ Pot ent i al benef i t sandr i s k sofmot her s ’ empl oy mentf or c hi l ddev el opmentar et hes ubj ec tofheat eds c i ent i f i cand publ i cdebat e, ”s ay sDrKühhi r t .“ Butwheni tc omest ot he c ogni t i v emeas ur esunders t udyher e,wef oundnoev i denc eofhar mf ul ef f ec t sont hec hi l dr enofwor k i ngmot her s .

Thi si sani mpor t anti mpl i c at i ongi v enuni v er s al at t empt st o i nc r eas et henumberofwor k i ngmot her s . ”

Ther es ear c her ss pec ul at et hatdi f f er enc esi nt hedev el opment al out c omesatagef i v e,f ort hemos tpar t ,s eem t obe dr i v enbyc har ac t er i s t i c ss uc hasmot her s ’ educ at i onand f ami l ys t r uc t ur e.

I s s ue029Sout hWe s tTi me sPg3

Fur t herEducat i on

I s s ue029Sout hWe s tTi me sPg4

HomeI nt er i or s

I s s ue029Sout hWe s tTi me sPg5

HomeI mpr ovement s

I s s ue029Sout hWe s tTi me sPg6

LocalBusi ness

J OBS NOW

I ssue111

01823618701 wayne@pr epar edmedi a. co. uk www. pr epar edmedi a. co. uk 27t hJul y2018

NEW JOBS I NSI DE

I s s ue1 1 1J obsNow Pg2

Somer set

#BeeToocampai gngoesvi r ali nUK -Medi Beeon Ki ckst ar t er Medi BeeCommuni t ySuppor tAppi sr eac hi ngoutt oal l of Uni t edKi ngdom f ort hei rs uppor tasbac k er sandt ak i ngpar t i ndev el opmentoft hef i r s tgl obal Soc i al Net wor kAppf oral l whos t r uggl eswi t hAnx i et y ,Depr es s i on,Eat i ngDi s or der s andot herMent al Heal t hChal l enges ,i nc l udi ngMedi c i ne Dependenc y .

I ti st i met odos omet hi ngaboutt her i s i ngc hal l engei nt he UKandi ns pi r eot hernat i ons ,t oj oi nt het ec hnol ogybas ed Communi t ySuppor tApp-Medi Beewhi c hc anbel i f ec hangi ngf ort hous andormi l l i onsofpeopl ei nt hef ut ur e.

Chec ki touther eandbepar toft hec ommuni t ybybac k i ng t hepr oj ec t ,whi c hc anbef r om 1poundandt os ev er al ot her amount sgi v i ngr ewar dsbac kt ot hes uppor t er : 25day sl ef tandt heKi c k s t ar t erpr oj ec tneedst obes een ands uppor t ednow:ht t p: / / k c k . s t / 2uDQJ Uk Rel eas ef r om Medi BeeI nt er nat i onal

TheKi c k s t ar tPr oj ec ti sadev el opi ngaCommuni t ySuppor t App,namedMedi Bee,c ommer c i al f r eeandnonpr of i t ,t he Medi BeeUni v er s ei sas pac ef oral l whoneedss af et yt o t al kands har et hei rmoment s ,orj oi ndi f f er ents uppor t gr oups ,al l underoner oof .

Member swantt o goawayf r om Fac ebook ,as f r i endsandf ami l y c ans eet hegr oup member s ,ev en t hought hegr oup i sc l os ed.Medi Bee Communi t yi s c hangi ngt hatand i spr edi c t edt ohav e bey ond100.

000member si n2019j us tf r om UK. Thenewbor ndi gi t al gr as s r ootf ounder s ,s eek st omak e c hangest hr oughdi gi t al s ol ut i ons ,whi c har ei mpor t antand meani ngf ul f oral l whodeal swi t hment al heal t hordependenc yi nt hei rl i f e.

Medi Bees hor t l yi s : -Addr es s i ngt hes t i gmar el at edt oment al heal t h -Uni t i ngpeopl ewhoar eaf f ec t edbys i mi l ars t r uggl esof ment al heal t handmedi c al dependenc y -Dev el opi ngaBeeI ns pi r eds oc i al appr ev ol v i ngar ound peer t opeers uppor t ,wher epeopl ec onnec tt hr ought he c ondi t i onst heyhav eandc anbec omeaSuppor t Bee,Honor Bee,Ki c k Bee,j oi nSuppor tBeeHi v esands har emoment son" TheVi ew"i ni t i al l ywhatwec al l anews f eed.

Medi Beehas2300member sal r eadyand16.

000f ol l ower , gr owi ngwi t h100member sperday ,butt obr eakt hes i l enc ei npubl i cs oc i al medi a,peopl ehav es t ar t edt y pi ng #BeT oos t at i ngt hatt heyhav eament al heal t hc hal l enge.

I ft hepr oj ec ti sf ul l ybac k ed,i twi l l ber eadyt ohi thi gher gr oundsi ns ept ember / oc t ober .

T ak epar ti nt he#BeeT oomov ementt hr eadher eht t ps : / / www. f ac ebook . c om/ medi bee. me/ pos t s / 1717782365002484 andgot oKi c k s t ar t ernow,s ear c hf orMedi Bee,andr ead, l ov ei tandj oi nasbac k ert henex t25day s . #BeeT oo#BeeOnKi c k s t ar t er#Medi BeeCommuni t y#BeeBac k er Forf ur t heri nf or mat i onpl eas ec ont ac t-Si l v i aMey er-s i l v i a@medi bee. me

I s s ue1 1 1J obsNowPg3

SummerHeal t hcar e

Womeni nshi ppi ng–i t ’ st i mef ora21stcent urywor kf or ce I nani ndust r yf aci ngsi gni f i cantski l lshor t agesmanyor gani zat i onsar er eadyt ot akea f r eshappr oacht or ecr ui t i ngandr et ai ni ngwomeni nt heshi ppi ngwor kpl ace.Accor di ngt o LeeCl ar keatDynama,t hef i r stpl acet ost ar ti sest abl i shi nganaccur at egenderpr of i l eof youror gani zat i onusi ngwor kf or cemanagementt echnol ogy .

Oft heest i mat ed1.

25mi l l i onseaf ar er si nt hewor l d,f ewert han2% oft hem ar et houghtt o bewomen( i ) .Forexampl e,i nt heUKt hemar i t i memi ni st erNusr atGhaniMP–whoher sel f i sonl yt hesecondwomant ohol dt heUKDepar t mentf orTr anspor tpor t f ol i of ort hecount r y’ smar i t i mesect or–haspr ai sedt heest abl i shmentoft he‘ Womeni nMar i t i meTaskf or ce’ .SetupbyMar i t i meUK,t heor gani zat i onai mst oi dent i f ypr act i calst epst or ecr ui t andr et ai nmor ewomen,par t i cul ar l yt hosei nmi dorseni orposi t i onsacr ossmar i t i me’ s shi ppi ng,por t s,mar i neandbusi nessser vi cesi ndust r i es.I tal soseekst oaddr esscr i t i cal ar eassuchascar eerpr ogr essi onpat hsf orwomeni nt hesect orandanygenderpaygap.

Dynama’ spar entcompanyAl l ocat eSof t war ehaspl edgedt ohave50% ofwomenont hei r payr ol lby2022andDynamai sf ol l owi ngt hei rl ead.Butwher et ost ar t ?Howdoyouknow howmanywomenyoual r eadyempl oy?Howdoyour ecr ui tmor eandhowdoyousuppor t andr et ai nwomeni nt heanyi ndust r y?

Usi ngwor kf or cemanagementt ocr eat echange Thef l exi bi l i t yoft oday’ swor kf or cemanagement( WFM)sol ut i onscanhel pt onur t ur et al ent i nt heshi ppi ngi ndust r yr egar dl essofgender .Thi si swher et headvanceddat amanagementandsuper i orr epor t i ngcapabi l i t i esofmoder nt echnol ogycomei nt ot hei rown.Let ’ s t akeacl oserl ook!

•Est abl i shabenchmar k–t hef i r stst ept ocr eat i ngchangei st ounder st andt hecur r ent st at eofdi ver si t yacr ossyouror gani zat i onandt hi scomesdownt ot hequal i t yofdat ahel d.

Thebeaut yofmoder ni nt egr at edWFM syst emsi s,t hatunl i kemanualspr eadsheet s,t hey l i nkseaml essl ywi t hcr i t i calHRdat abasest opr ovi dear eal i st i cper spect i veofempl oyees acr ossanor gani zat i on.Theycapt ur ear eal t i mevi ewofmar i t i mest af f ,i ncl udi ngper sonal det ai l ssuchasgender ,age,car eerandpayhi st or y ,pastr ol esandact i vi t i esi ncl udi ngpr oj ect swor kedonandwher e.Thi smakesi teasyt oanal yset hegenderpr of i l eofanor gani zat i onandt ocont i nual l yt r ackanygapsi nspeci f i cj obsoratdi f f er entmanagementl evel s andmat chski l l st oj obsavai l abl e.

•Usedat at osuppor tr ecr ui t mentdr i ves–or gani zat i onswantt hebestpeopl ef ort hej ob, whet hert heyar emal eorf emal e.Butmaybet heyar emi ssi ngoutongoodqual i t ycandi dat esf r om 50% oft hepopul at i on?Recr ui t mentcampai gnsshoul demphasi set hebenef i t s

t hatwi l lappealt oal lcandi dat esbutf ocusont hoseofpar t i cul ari nt er estt owomen,f orexampl e,f l exi bl ewor ki ngpr act i ces,t r anspar entpayst r uct ur es,oppor t uni t i esf orsabbat i cal s,mat er ni t yl eaveandexcel l entcar eerpat hs.

Onceyouhaveat t r act edt hebestt al entr egar dl essofgender ,t hendat acanhel pt okeep t hem i npostandst opt hem f r om st r ayi ngt ot hecompet i t i on.Forexampl e,byf ocussi ngon r el evantandt ai l or edet r ai ni ngpr ogr ammesandal l owi ngpeopl et ol ear natat i meandpl ace t hatbestsui t st hem i twi l lhel pwi t hbal anci ngt hedemandsofwor kandf ami l yl i f e.

•Revi ewi ngwor ki ngcondi t i ons Mar i t i mecont r act sandwor ki ngcondi t i onscanbever yr est r i ct i ve,wi t hshar edaccommodat i onaf f ect i ngt hequal i t yofr estandl ongper i odsawayt hatneedt obebal ancedwi t ht i me spentathome.Phasi ngoutshar edf aci l i t i esandbei ngmor ef l exi bl eoverper i odsoft i meat seacaneaset hi s,i mpr ovi ngcr ewwel l bei ngandf ami l yl i f e.Longhour sexpect edofseaf ar er sshoul dal sobebal ancedandmanagedsuf f i ci ent l ysot hatt hecr ewr ecei vet henecessar y r est ,hel pi ngt or educewor kerf at i gueandst r ess.

•Thepowerofment or i ng–oneoft hecommonchal l engesf orwomeni nmanysect or si s bui l di ngconf i dencet obeasser t i vei namal edomi nat edwor kenvi r onment .Whynotusedat a hel di nyourWFM syst em t oi dent i f yexper i encedf emal est af fwhocanbecomement or st o newf emal ej oi ner s?Orsetupanonl i nesuppor tandnet wor ki ngf or um andi nvi t eal lst af f , mal eandf emal et opar t i ci pat e?Thatway ,t heycanshar et hei rexper i encesandexchange hi nt sandt i pst obui l dconf i denceandmaxi mi set hei rski l l s.I nvol vi ngal lcol l eaguesi nsessi onswi l lf ost eragr eat erunder st andi ngandbet t ercol l abor at i onbet weent hesexes.

•Fut ur epr oofyourwor kf or ce-t hel at estaut omat edsol ut i onsar epower f ulwor kf or cepl anni ngt ool s.Theyar ei nnovat i ve,hi ghl yscal abl eandf ut ur epr oof .Theyar esophi st i cat ed enought oanal ysecur r entst af favai l abi l i t yandcompet enci esandpl anf orf ut ur er equi r ement squi ckl yandef f i ci ent l y .Whendepl oyi ngaWFM f r amewor k,or gani zat i onsshoul dconsi deri ncl udi ngi mpor t antpar amet er si nt ot hei r‘ whati f ’ scenar i ossuchast i mef ormat er ni t y andpat er ni t yl eaveandt hef l exi bi l i t yt oaccommodat ecar eerbr eaksorr ol echangesf or wor ki ngpar ent s.

Fort hoseor gani zat i onsl ooki ngt oat t r act ,r ecr ui t ,devel op,suppor tandr et ai namor edi ver si f i edwor kf or ceaWFM f r amewor ki sagoodpl acet ost ar t .I tcanhel pt obui l dadi ver si t ypr of i l ewi t ht hehar devi dencet odr i veef f ect i ver ecr ui t mentcampai gnsandsuppor tt al entmanagementandsuccessi onpl anni ngt obui l damoder n21stcent ur ywor kf or ce.

LeeCl ar kei sRegi onalDi r ect or–Nor t her nHemi spher eatDynama

I s s ue1 1 1J obsNowPg4

Somer set

I s s ue1 1 1J obsNowPg5

Somer set

a d v e r t i s ewi t hu st o d a y ! www. p r e p a r e d me d i a . c o . u k

I s s ue1 1 1J obsNowPg6

Somer set

Theconf i dencegapbet weenmenandwomeni s amyt h,saysr esear ch Theconf i dencegapbet weenmenandwomeni samyt h,accor di ngt o Laur aGui l l én,Pr of essorofOr gani sat i onalBehavi ouratESMTBer l i n, becausewomenvi ewedassel f conf i dentar en’ tmor el i kel yt ogetahead.

Ther esear chsuggest swomenar eexpect edt ocar ef orot her sont opof t hei rwor kl oad,whi l stmenar ehel dt oal owerst andar dofkeyper f or mancei ndi cat or s.

Forwomen,gai ni ngi nf l uenceatwor ki smor ecl osel yt i edt ot hei rwar mt h andcar i ngt hant heappear anceofsel f conf i dence.

Laur acont i nues:“ I nor dert ogetahead,womenar ehavi ngt ocar ef or ot her swhi l stt hei rmal ecount er par t sf ocusont hei rownobj ect i ves.Despi t et hi spr osoci alqual i t ynotbei ngl i st edonanyj obdescr i pt i on,i tappear st obet hekeyper f or mancei ndi cat oragai nstwhi chaccess,power andi nf l uencei sgr ant edt osuccessf ulwomen.

Laur a’ sr esear ch,i ncol l abor at i onwi t hMar gar i t aMayofI EBusi ness SchoolandNat al i aKar el ai aofI NSEAD,exami nedhi ghper f or mi ng wor ker si namal edomi nat edt echnol ogycompanyt hatempl oysmor e t han4, 000peopl ewor l dwi de.

Laur asays:“ Despi t et her ebei ngnovi si bl econf i dencegapi nt heway hi ghper f or mi ngmenandwomenr at edt hemsel ves,t hei rr easonsf or gai ni ngi nf l uencei nt hecompanyshowedashar pgenderdi spar i t y .Al t houghmenvi ewedassel f conf i dentwer emor el i kel yt ogetahead,our r esear chdemonst r at edt hatt hi swasnott hecasef orwomen,whower e j udgedont hei rwar mt h,orhowcar i ngandsoci alt heyseemed. “ Thi smeanst hatpopul armessagi ngabouthowwomenmustchange t hemsel vest oappearmor esel f conf i denti nor dert obesuccessf uli sn’ t j ustf al se,butal sodampenst hegender di ver si t yoft hewor kf or ce.I ti gnor est hatt her esponsi bi l i t yofnur t ur i ngt hi sdi ver si t yshoul df al lwi t hempl oyer sandpl acest heonusont hef emal eempl oyeest hemsel vest o conf or m wi t hl azy ,mascul i nest er eot ypes. ”

“ I nor dert ocombatt hi s,HRdepar t ment sshoul dmakesur et hatwomen andmenar ebei ngeval uat edagai nstt hesamecr i t er i ai nt hehi r i ngpr ocessandwhenbei ngsel ect edf orpr omot i ons.Per f or manceappr ai sal s of t encont ai nnear l yt wi cet heamountofl anguageaboutbei ngwar mf or woment hanf ormen.Theseunconsci ousgenderbi asesmustbeconf r ont edsot hatt al ent sandski l l sacr ossor gani sat i onsar er ewar dedf ai r l y , r egar dl essofgender . ”

I s s ue1 1 1J obsNowPg7

Cor nwal l

Wi l t shi r e

Dor set

I s s ue1 1 1J obsNowPg8

I s s ue029Sout hWe s tTi me sPg7

LocalBusi ness

Soyouwantt ol eave yourmoneyt oa c at ’ shome?

Ma y benot .

Butwha t ev ery ourl a s twi s hes , t heys houl dber es pec t ed.

T oens ur ey ourwi l l i swa t ert i ght , y ouneed t hebes tl ega l a dv i c e .

Weha v et hehi ghes ts t a nda r dsc onc er ni ng wi l l , pr oba t ea ndi nher i t a nc et a xa dv i c e .

8outof10c a t sa gr eei t ’ swor t hc omi ngi n f orac ha t .

I s s ue029Sout hWe s tTi me sPg8

SummerHol i days

Hol i daycot t ages. co. ukf i ndst heaver ageper son checkst hei rphone200t i mesaday Needadi gi t aldet ox?Hol i daycot t ages. co. ukr eveal show( andwher e) t ot aket i meof ff r om yourt ech.

Hol i daycot t ages. co. ukhasexpl or edt hemostr el axi ngpl acest ol etgo ofyourdi gi t aldevi cesandenj oyt hegr eatout door s.

-Hol i daycot t ages. co. ukhasconduct edasur veyt ol ear naboutt he r ol et echnol ogypl aysi nt hel i vesofpeopl eacr osst heUK. -Phones,comput er sandt abl et sar ei ncr easi ngl yt aki ngoverour l i ves,wi t ht heaver ageper sonchecki ngt hei rphone200t i mesaday andover25% ofr espondent sdoi ngsoever y1030mi nut es.

-Peopl eaged2544spendt hemostt i meont hei rphones.

-Hol i daycot t ages. co. uk’ snewi nt er act i vegui dedet ai l st hepr ocessof di gi t al l ydet oxi ng,shar i ngwi t hr eader show,whyandwher et odo t hi s.

I nourbusy21stcent ur yl i ves,weusedi gi t alt echnol ogyf ornear l yever yt hi ngwedo.Text i ng,emai l i ngandt weet i ngont hemovehave becomet hedai l ynor mf ormostofus,andr ecentst udi essuggestt hi s i shavi ngadamagi ngef f ectonourheal t handwel l bei ng.

Asevi dencedbyr esear chf r om t r avelexper t shol i daycot t ages. co. uk however ,anewt r endi semer gi ngi nvol vi ngdi gi t aldet oxi ng:swi t chi ng of ft echnol ogyandenj oyi ngabr eakf r om t hedi gi t alwor l d.Hol i daycot t ages. co. uk’ ssur veyr esul t sshowt hatpeopl ear eawar eoft hei r over consumpt i onandwoul dl i ket ocutdown,wi t hal ar gemaj or i t y ( 72%)sayi ngt heywoul dl i ket odoadi gi t aldet ox.

Peopl ef r om t heNor t hEastofEngl andar et hemostent husi ast i cabout doi ngadi gi t aldet ox,al ongwi t h2534year ol dsf r om ar oundt hecount r y ,whi chi si nt er est i nggi vent hatt heyar eal sot hebi ggestphone user s.Thi smeanst hatt hel ar gestdemogr aphi cofphoneuser scoul d soonbecomet hebi ggestgr oupofdi gi t aldet oxer s!

Her ear et het opt hr eepl aceswher epeopl ewoul dl i ket ot akepar ti na di gi t aldet ox,accor di ngt ot hi ssur vey: 1.Thebeach-compl et ewi t hf r eshai randvi t ami nD,t hebeachi st he i deall ocat i onf oranyonel ooki ngt or el axandunwi nd.

2.Themount ai ns-I fyou’ r ef eel i ngst r essed,amount ai nhi kei sj ust whatt hedoct oror der ed!

3.Thesecl udedcount r ysi de-bei ngcompl et el ycutof fandi nt hecount r ysi demeansyoucanl eavest r essbehi ndandf ocusyourmi ndon nat ur e.

Hol i daycot t ages. co. ukhasgat her edi nf or mat i onf r om exper t sont he t opi cofdi gi t al l ydet oxi ng-f r om psychol ogi st st ol i f ecoachest obl ogger swhospendt hei rl i vesonl i ne,andhaveshar edsomegr eati deas onwhatt odowhi l stdi gi t al l ydet oxi ngi nabr andnewi nt er act i vegui de.

Thi spi ecei ssur et oi nspi r er eader st oconsi dert aki ngt hei rownbr eak f r om t echnol ogy .

JamesMor r i s,CEO ofhol i daycot t ages. co. uk,says:“ Wi t ht hegr owi ng pr esenceofphones,Wi Fiandt echnol ogyt aki ngoverourever yday l i ves,i t ’ sbecomemor edi f f i cul tt hanevert oescapef r om t hewor l d.But somet i mesweneedt ot akesomet i meoutf orour sel vesandenj oyt he momentwi t houtanyi nt er f er ence,andt aki ngadi gi t aldet oxi sagr eat wayt odot hi s. “ Thest at sr eal l yopenedoureyest ohowmuchwer el yont echnol ogy andhowgoi ngwi t houti tmakesusf eel .Wi t hourgui de,wehopet o hel ppeopl eswi t chof ff orawhi l e,r el axandsi mpl yenj oywhat ’ sgoi ng oni nf r ontoft hem. ” AboutHol i dayCot t ages: Anawar dwi nni ngnat i onalbusi ness,hol i daycot t ages. co. ukspeci al i ses i nl et t i nghol i daypr oper t i esacr osst heUK.Wi t hover4, 500pr oper t i es i nt hecol l ect i onwi t hever yt hi ngf r om cosybar nconver si onsonwor ki ng f ar ms,t ogr andmansi onssl eepi ngl ar genumber sofguest s.

Resour ces: Ourdat ahascomef r om r el i abl esour ces.Weusedsur veydat at ounder st andpeopl e’ sdesi r et odi gi t aldet ox.

Pl easer ef ert ohol i daycot t ages. co. uk’ si nt er act i vegui def orf ur t heri nf or mat i on.

I nourmedi apackyoucanf i ndhi ghr esi mages,dat aandquot es.

Cr edi t : Pl easecr edi tt hi sr esear cht ohol i daycot t ages. co. uk.

I s s ue029Sout hWe s tTi me sPg9

SummerEvent s

Swi mmi ngPool s,Sl i desandBowl i ngAl l eysTop Chi l dr en’ sPr oper t yWi shl i st ,SurveyReveal s Sur v eyhi ghl i ght s : •74% of610y earol dswoul dl i k eas wi mmi ngpool i nt hei rf ut ur ehous eand ov erhal fwoul dl i k eagi ants l i de •Ar oundt hr eei nt enwant edpr i v at ebowl i ngal l ey sandhel i pads ,whi l eot herdes i r edhomeameni t i esr angedf r om bal l r oomst of oot bal l pi t c hes •36% of610y earol dswoul dl i k et hei rf ut ur ehous et obebyt hes eas i de •65% of610y earol dswantt obuyahous ebef or et heageof30 I nt i mef oroneoft heUK' shot t es ts ummer sonr ec or d,homeswi t hs wi mmi ng pool sar er ev eal edt ot opt hewi s hl i s t sofc hi l dr enunder10,ar ec ents ur v eyby pr oper t ypor t al Shar et oBuyhasf ound. * Shar et oBuys ur v ey edonet hous and6–10y earol dsaboutt hei rhopesf ort hei r f ut ur ehome,f oc us i ngonwhats pec i al f eat ur esc hi l dr enwoul dl i k ei nt hei rown abode.Mak i ngas pl as h,al mos tt hr eequar t er s( 74%)ofpar t i c i pant ss ai dt hey want edapr i v at es wi mmi ngpool i nt hei rhous ewhent hey ’ r eol der .

Comi ngi ns ec ond,ov erhal foft hec hi l dr ens ur v ey edas pi r edt oownahome wi t has l i dewhi c hc oul dt ak et hem f r om t het opoft hei rpr oper t yt ot hebot t om, whi l e35% want edt ol i v es omewher ewi t hapr i v at ebowl i ngal l eyand30% wer e af t erahel i padf ort hei rpr i v at ehel i c opt er .Ot herhomeameni t i esonr es pondent s ’ wi s hl i s t si nc l uded“ af oot bal l pi t c h” ,“ amus i cr oom f ul l ofmus i c al i ns t r ument s ” and“ abal l r oom” .

Thes ur v eyal s opr ov i dedani ns i ghti nt owher ec hi l dr enhopet ol i v e,r ev eal i ng t hat36% ofr es pondent sar ehopi ngf orahous ebyt hes eas i de,whi l e26% dr eam ofac ount r yhome.

Addi t i onal l y ,t hes ur v eyf oundt hatc hi l dr enov er al l wer el ook i ngt ogetont he pr oper t yl adders oonerr at hert hanl at er .Al mos tt wot hi r ds( 65%)oft hos es ur v ey eds ai dt heywant edt obehomeowner sbef or et heageof30,whi l e1 1% wer eai mi ngt ohav eamor t gageasear l yast hei rt eens–mak i ngt hem f armor e opt i mi s t i candambi t i oust hanmanyy oungadul t st oday .

Ni c kLi eb,HeadofOper at i onsatShar et oBuy ,c omment s :“ I ’ m del i ght edt os ee anewgener at i onofc hi l dr enas pi r i ngt ohomeowner s hi p.I nt hepas tt went y y ear s ,t heav er agepr oper t ypr i c ei nLondonhasmor et hanquadr upl ed, *andwi t h nos i gnsofhous epr i c ess l owi ngdown,i t ’ snowmor ei mpor t antt hanev ert opr ov i deaf f or dabl ehous i ngs ol ut i onsf orf ut ur egener at i ons .AtShar et oBuy ,wear e pr oudt obes uppor t i ngt henex tgener at i onofhomeowner st ak i ngt hei rf i r s ts t ep ont hepr oper t yl addert hr oughs c hemess uc hasShar edOwner s hi p.Wear e wor k i ngwi t hs omeoft hes ec t or ’ sl ar ges tpr ov i der st odel i v ert r ul yaf f or dabl e homesf orf i r s tt i mebuy er sac r os st hec api t al andbey ond. ” Shar edOwner s hi pof f er sbuy er st heoppor t uni t yt opur c has eaper c ent ages har e ofapr oper t y( bet ween25% and75% oft hehome’ sf ul l mar k etv al ue)pay i nga s ubs i di s edr entont her emai ni ngs har e.Buy er sc anc hoos et opur c has eaddi t i onal s har esasandwhent heyc anaf f or dt o–al s ok nownas‘ s t ai r c as i ng’ -al l owi ng t hem t oul t i mat el yownt hei rhomeout r i ght .Thes c hemeal s oof t enr equi r esmuc h s mal l erdepos i t st hanbuy i ngapr oper t yont heopenmar k et .

Shar et oBuyi st heUK’ sl ar ges tpor t al f orShar edOwner s hi phomes .T odat e,t he webs i t ehasr ec ei v edov er250, 000r egi s t r at i onsi nLondonal oneandmor et han 2, 100pr oper t i esar el i s t edf r om s omeoft heUK’ sl ar ges tpr ov i der sofal t er nat i v e homeowner s hi ps c hemes . *10006–10y earol dsi nt heUK.Sur v eyc onduc t edbyOnePol l ,J ul y2018 * * l andr egi s t r y . dat a. gov . uk–J ul y2018

I s s ue029Sout hWe s tTi me sPg10

SummerEvent s

I s s ue029Sout hWe s tTi me sPg1 1

SummerEvent s

I s s ue029Sout hWe s tTi me sPg12

SummerWeddi ngs

New Resear chShowsThat70% of UK Don' tKnow TheCostof Mar r i age Mar r i ageMor eExpensi veThanThoughtFor70% ofBr i t s 70% ofCoupl esSpendMor eThanTheyPl annedI nThei rFi r stYear ofMar r i age 1824YearOl d’ sAr eMostLi kel yToOver spend PoorFi nanci alPl anni ngCanPutPr essur eOnRel at i onshi psDown TheLi ne Wi t ht heRoyalWeddi ngt hi syear ,t hepubl i car especul at i ngonwhat Har r yandMeghan’ sf i r styearofmar r i agewi l lbel i ke.Whi l ever yf ew ofushavear oyalbudget ,weal lwantaweddi ngt or ememberanda mar r i aget hatst ar t si nst yl e.However ,newr esear chr eveal st hat newl ymar r i edcoupl esar ef arl essmoneysmar tt hanpr evi ousgener at i ons,wi t h70% ofcoupl esspendi ngmor et hant heybudget edf or i nt hei rf i r styearofmar r i age.Thi scanl eadt oar gument s,t ensi on, andl essover al lr el at i onshi psat i sf act i onandal owerqual i t yofl i f e.

Overat hi r d( 37%)act ual l ysai dt heyspent‘ al otmor et hanexpect ed’ i nt hei rf i r styearofmar r i age,gi vi ngt hem apoorst ar t i ngpoi ntf or t hei rf ut ur et oget her .Menar eal mostf ourt i mesmor el i kel yt han woment ohavenoi deahowmucht hei rf i r styearofmar r i ageshoul d cost .

Ther esear chf r om Peachyshowst hatwhi l emanyofusdoent eri nt o mar r i agewi t hani deaofhowmuchshar edl i vi ngwi l lcost ,ourest i mat esar er ar el yaccur at e.Womenar emor el i kel yt oover spendt han men,whi chcanl eadt opr obl emsdeeperi nt ot her el at i onshi p.Not havi ngast abl ef i nanci alsi t uat i oncanl eadt oi ncr easedst r ess, havi ngani mpactonbot hourment alheal t handqual i t yofl i f e.

I ncont r ast ,havi ngr obustsavi ngsanddi sposabl ei ncomemeancoupl esar ehappi er ,andmor eabl et odealwi t hsur pr i seswhent heydo comeup.Onl y1i n5( 20%)managedt ospendexact l ywhatt hey t houghtt heywoul dspend,butevent hatcanst i l ll eadt obei ngcaught shor twhenunexpect edcost sar i se.Havi ngar el i abl esour ceof cashf l ow,ort heabi l i t yt oqui ckl ycoveranyunexpect edpayment s meanscoupl escanenj oypeaceofmi ndknowi ngt hey’ r epr ot ect ed.

Savi ngExper tKat r e Kaar enper kVanat oasays: ‘ Weal lknowhowi tf eel swhen anunexpect edbi l lar r i vesora homer epai ri sr equi r edand youdon’ thavet hef undst o coveri tunt i lpayday .Shor t t er ml oansar edesi gnedt o doexact l ywhatt heysayon t het i n,andgi veyout he abi l i t yt omeetyourmont hl ycommi t ment sbypr ovi di ngext r acasht i l l yougetpai d.Theyar ei nt endedasashor tt er ml endi ngf aci l i t yt o enabl eyout omeetur gentandunf or eseenexpendi t ur e.Butr emember ,al wayst hi nkcar ef ul l ybef or eyout akeashor tt er ml oanand makesur et hatyouar eabl et or epayt heout st andi ngbal anceont he duedat e. ’ Wi t hpr operpl anni ngandf i nanci alhel p,anycoupl ecanenj oya smoot hf i r styearofmar r i age,set t i ngt hem i ngoodst eadf ort he year st ocome.

I s s ue029Sout hWe s tTi me sPg13

SummerWeddi ngs

MoneySt r uggl esAr eSt i l lSeenAsA TabooI nThe UK,Put sSt r ai nOnRel at i onshi ps •Moneyt r oubl ei st he numberonec aus eof di v or c ei near l y mar r i age •4i n10ofusar eput of fbor r owi ngf r om f r i endsbec aus eof awk war d c onv er s at i ons •Womenar emor e l i k el yt obe embar r as s edas k i ng f ormoneyt hanmen Al mos tal l ofuswi l l hav es omek i ndof moneyt r oubl ei nour l i v es :depl et ed s av i ngs ,badc r edi t ,or unex pec t edc os t st hat der ai l ourpl ans .

Whent hes epr obl ems oc c ur ,t hef as t es t , s i mpl es t ,andmos t s ens i bl eopt i oni s al way st obor r ow moneyf r om f r i endsor f ami l y .Butbor r owi ng moneyi ss t i l l at aboo t opi c ,andour r el uc t anc et ot al k aboutourownmoney t r oubl esi shav i nga dr amat i ci mpac ton ourr el at i ons hi ps .

Newr es ear c hs hows t hatbor r owi ngmoney i ss t i l l at r i c k yt opi c , wi t h62% ofus embar r as s edt oas k f ormoneyf r om f r i endsandf ami l y , ev enwhenwer eal l yneedi t .Womenar emor el i k el yt obe embar r as s edt hanmen,wi t h70% ofwomens ay i ngt hey woul dbet ooembar r as s edt oas kf ormoneyc ompar edt o 54% ofmen.Bot hmenandwomenar eex ac t l yasl i k el y ( 19%)t of eel t heyc an’ tbes eenenj oy i ngt hems el v esbyt he l enderunt i l t hey ’ v epai dt hemoneybac k .

Whi l et her eas onsf ort hi sc anc omef r om agoodpl ac e,wi t h ov eraf i f t h( 21%)ofusnotwant i ngt obr eakourf ami l yor f r i ends ’ t r us t ,t hi sc anendupdoi ngmor ehar mt hangoodas t hos emoneyt r oubl ess pi r al outofc ont r ol .Al mos tat hi r d

( 29%)ofusk eepc r edi tdebtas ec r etf r om t hei rpar t ner s , whi c hunder mi nest r us tandc anl eadt or el at i ons hi p br eak down.

Cr edi tex per tKat r eKaar enper k Vanat oaof f er st hi sadv i c e: ‘ I t ’ shar dt ot al kaboutmoneyt r oubl es ,es pec i al l yi fy ou’ r ei na r el at i ons hi p.Butk eepi ngs ec r et sc anc aus el as t i nghar mt oa r el at i ons hi p,nott oment i ony ourc r edi tr at i ng.Fac i ngt he pr obl em,t al k i ngabouti t ,andwor k i ngonas ol ut i oni st hebes t wayf or war d,andal oanc anbear eas onabl epl ac et os t ar t t ak i ngbac kc ont r ol . ’ Moneyt r oubl ei st henumberonec aus eofdi v or c ei near l y mar r i age,andwhi l e40% ofusar ewor r i edaboutawk war d c onv er s at i onsaboutmoney ,i tc anof t enbet hes t ar tofa s ol ut i on.Thebes twayt odeal wi t hmoneyt r oubl ei st ot al k abouti t ,getadv i c e,anddeal wi t ht hepr obl em headon.

Rel eas ef r om Ki nCommuni c at i ons

I s s ue029Sout hWe s tTi me sPg14

SummerCar e