South East Times

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Sout hEas t

TI MES

Fi ndus !

F acebook: /t hes out heas t t i mes I ns t agr am: pr epar edmedi al t d Twi t t er : @TheSout hEas t Ti mes 1

Publ i s he dbyPr e pa r e dMe di aLt d 01823617960

I s s355

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Pr emi um Car e

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Pr emi um Car e

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Char i t yAwar eness

Smoker s57% mor el i kel yt ocancell i f ei nsur ance Oneoft heUK’ sl eadi ngonl i nel i f ei nsur ancebr oker s,Pr ot ect Li ne. co. uk,hasr el easedt hei rpol i cycancel l at i onst at i st i csf or t hef i r stt i me.

Li f ei nsur ancei sanext r emel yval uabl epr oductwhi chpaysouta f i xedsum t ot hei nsur ed’ sl ovedonesi ft heywer et opassaway dur i ngt hepol i cyt er m,pr ovi dedmont hl ypayment sar emade andt hepol i cyi sn’ tcancel l ed.

Thecancel l at i ondat aof10, 822peopl egi vesi nt er est i ngi nsi ght i nt owhoi smostl i kel yt ocancelt hei rpol i ci esbef or et heendof t het er m dat e.

Ther ei snosi gni f i cantdi f f er encebet weenmal esandf emal es, howeveragedoesseem t opl ayabi gf act or .

Themostl i kel yager anget ocancelt hei rpol i cyear l yi speopl e whogeti nsur ancebet weent heagesof18and20,wi t hal most 44% ofpol i ci esaf f ect ed.Al t hought hi smi ghtnotbet oosur pr i si ng,get t i ngl i f ei nsur anceatt hi sagemakesgoodf i nanci alsense asyoucanl ocki nver yl ow pr emi umswhi chwi l lnoti ncr easei n t hef ut ur e.

Forexampl e,aheal t hy20year ol dcoul dget£100, 000ofcover f orj ust£4.

29permont h,overa30yeart er m.

Thesecondmostl i kel yager anget ocancelt hei rpol i cyear l yi s t hosewhot akeoutt hei nsur ancewhent hey’ r eover60.Thi si s l i kel yduet ost r uggl i ngt okeepupt hemont hl ypayment s,asl i f e i nsur ancei ssi gni f i cant l ycheaperwhenyou’ r eyounger .

Themor eexpensi vet hei nsur ancepr emi um,t hemor el i kel y someonei st ocancel .OfPr ot ectLi ne’ scust omer swhopai dl ess t han£10permont h,19% cancelear l y.I ncompar i son,t hose payi ngover£50permont hhada36% l i kel i nesst ocancel .

Mostsur pr i si ngl yt hedat ashowst hatpeopl ear e57% mor el i kel y t ocancelt hei rl i f ei nsur ancepol i cyi ft heysmoke.

“Thi sshocki ngr evel at i oncausesusr ealconcer ns”saysPr ot ect Li necof ounderanddi r ect orDavi dBr ewer .

“Wear eabusi nesst hati spassi onat eabouthel pi ngcust omer s t hr oughdi f f i cul tt i mes.Wear ei nvest i ngi nunder st andi ngwhy wear eseei ngt hi sbehavi ourf r om consumer s. ” Li f ei nsur ancepr emi umsar ebasedonyourage,heal t h,l i f est yl e andsmoki ngst at us.

MrBr ewersai d,“Smoker ’ spr emi umsar eof t ent wi cet hoseof nonsmoker s.Ourser vi cehel pst of i ndt hemostcompet i t i ve pr i ceavai l abl ef orourcust omer sbutul t i mat el yal li nsur er st r eat smoker si nasi mi l arway. ” Rel easef r om Pr ot ect l i ne

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Fost er i ng&Adopt i on

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MoneyMat t er s

Moneyt r oubl esar emor edamagi ngt owel l bei ngoft he sel f empl oyed Moneyt r oubl esar emor edamagi ngt owel l bei ngoft he s el f empl oy ed Fi nanc i al di s t r es si smor edamagi ngt ot hewel l bei ngoft he s el f empl oy edt hant hos ei nempl oy ment ,f i ndsnewr es ear c h f r om Tr i ni t yBus i nes sSc hool .

Ac c or di ngt ot her es ear c h,aut hor edbyDrMar t haO’ HaganLuf f ,As s i s t antPr of es s ori nFi nanc eatTr i ni t yBus i nes s Sc hool ,al ongs i def el l owTr i ni t yac ademi c s ,DrJ ennyBer r i l l and DrAndr éVanSt el ,andDrDami enCas s el l sf r om T ec hnol ogi c al Uni v er s i t yDubl i n,f i nanc i al pr obl emsar emor es t r ongl yas s oc i at edwi t hl owerl ev el sofwel l bei ngf ort hos et hatar es el f empl oy ed.

Thes t udy ,whi c hc ompar edhowt her el at i ons hi pbet weenf i nanc i al di s t r es sandwel l bei ngdi f f er edbet weent hos ei nempl oy mentandt hes el f empl oy ed,aswel l asc ompar i nghowt hi s r el at i ons hi pdi f f er edbet weens el f empl oy edi ndi v i dual swi t h andwi t houtempl oy ees ,r ev eal edagr eat ernegat i v eas s oc i at i onbet weenf i nanc i al t r oubl esandt heov er al l heal t handl i f e s at i s f ac t i onoft hes ol os el f empl oy edc ompar edt owageear n i ngempl oy ees .

I twasal s or ev eal edt hatanegat i v ei mpac tonment al heal t h andqual i t yofl i f ewasmos tpr onounc edi nt hes el f empl oy ed whot hems el v eshadempl oy ees .

I nunder t ak i ngt her es ear c h,t heac ademi c sus eddat af r om t he Sur v eyofHeal t h,Agei ngandRet i r ementi nEur ope( SHARE)dat abas e,aEur opeandat as etofwageempl oy edands el f empl oy edwor k er saged50andov er .

Har nes s i ngf ourmeas ur esofwel l bei ng–ov er al l heal t h,ment al heal t h,l i f es at i s f ac t i onandqual i t yofl i f e,t hes t udyof f er s l ar ges c al eev i denc eoft her el at i ons hi pbet weenf i nanc i al di s t r es s andwel l bei ngandhowt hi sr el at i ons hi pmaydi f f erbet weendi f f er entt y pesofi nc omeands el f empl oy ment .

Mar t haO’ HaganLuf f ,As s i s t antPr of es s ori nFi nanc eatTr i ni t y Bus i nes sSc hool ,s ay s : “ Thef i ndi ngsofours t udyar epar t i c ul ar l yr el ev antdur i ngc r i s i s per i odss uc hasdur i ngt heCov i dpandemi c ,demons t r at i ngt he i mpor t anc eofpr ov i di ngadequat ef i nanc i al s uppor tf ort he s el f empl oy ed,gi v ent hatwef i ndt hatf i nanc i al di s t r es shasa mor epr onounc ednegat i v eef f ec tont hei rwel l bei ngt hant he wageempl oy ed. ” Li nkt opaper ,Ther el at i ons hi pbet weenf i nanc i al di s t r es sand wel l bei ng:Ex pl or i ngt her ol eofs el f empl oy ment .

Rel eas ef r om Bl ueSk yPR

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Heal t h&Beaut y

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Copi ngWi t hBer eavement

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Copi ngWi t hBer eavement

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Educat i on&Tr ai ni ng

Sout hEas tJ O B S TI MES

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Educat i onRecr ui t ment

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Educat i onRecr ui t ment

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Educat i onRecr ui t ment

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Educat i onRecr ui t ment

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I mper i alCol l egeBusi nessSchooll aunchesnew Cent r ef orDi gi t alTr ansf or mat i on I mper i al Col l egeBus i nes sSc hool hasannounc edt he l aunc hofanewCent r ef orDi gi t al Tr ans f or mat i onwhi c h i sdes i gnedt ogr owt hedi gi t al ec onomy ,pr omot ei nt el l i gentbus i nes s ,andk eepI mper i al andpar t neror gani s at i onsatt hef or ef r ontoft hedi gi t al r ev ol ut i on.

TheCent r ewi l l bepos i t i onedast hemeet i ngpoi ntbet weeni ndus t r yandac ademi a—enabl i ngI mper i al Col l ege Bus i nes sSc hool ’ sac ademi cex per t st ohel pbus i nes s es addr es sandc api t al i s eupont hec hal l enges ,i mpl i c at i ons , andoppor t uni t i esbr oughtbyt heFour t hI ndus t r i al Rev ol ut i on.

TheCent r ewi l l s t r uc t ur ei t swor kar oundf ourk eyac t i v i t i es : 1)Res ear c h:TheCent r ewi l l s uppor tandf ac i l i t at er es ear c hpr oj ec t st hathel por gani s at i onst ak eadv ant ageof di gi t al t ec hnol ogi es ,t obet t ermeett hei rbus i nes sand wi ders oc i al obj ec t i v es .T os har es uc hex per t i s edi r ec t l y wi t hbus i nes s es ,t heCent r ewi l l s eekt opubl i s hwhi t e paper s ,es t abl i s has emi nars er i es ,anddev el opanew Di gi t al I nnov at i on&Ent r epr eneur s hi pLabwher ei deas c anbeputi nt opr ac t i c e 2)Publ i cout r eac handengagement :TheCent r ewi l l hos t publ i cev ent ss uc hasc onf er enc esandgues ts peak er l ec t ur es ,i nv i t i ngbot hc ompani esandac ademi cex per t s t opr es entt hei ri deasands har ei ns i ght son“ hott opi c s ” wi t hawi deraudi enc e 3)T eac hi ng:TheCent r ewi l l us ei t sr es ear c hf i ndi ngsand i nnov at i onst odev el opt ai l or madeor gani s at i onal dev el opmentpr ogr ammesanddes i gnnewopenpr ogr ammes att heEx ec ut i v eEduc at i onl ev el ,aswel l ass uppl ement i ngt heSc hool ’ sFul l Ti meandGl obal Onl i neMBApr ogr ammes ,enabl i ngi ndus t r ypr of es s i onal st obet t erunder s t anddi gi t al t r ans f or mat i onandut i l i s enewt ec hnol o gywi t hi nt hei rwor k i ngl i v es 4)Fundr ai s i ng:TheCent r ewi l l ac t i v el yengagei nv ar i ous f undr ai s i ngef f or t st os uppor ti t sv ar i ousr es ear c hpr oj ec t s andt hedev el opmentofnewt ec hnol ogi c al i nnov at i ons TheCent r eal s oai mst oes t abl i s haCommuni t yofPr ac t i c e—f or gi nganet wor koff or war dt hi nk i ngi ndus t r ypr of es s i onal s ,ac ademi cl eader sex t endi ngbey ondI mper i al Col l egeBus i nes sSc hool t ot hewi derI mper i al Col l ege London,andi nv es t or swhoc anc omet oget hert ohar nes st hedi gi t al r ev ol ut i onf orpos i t i v ec hangeands oc i al bet t er ment .

TheCent r ei sl edbyChr i s t opherTuc c i ,Pr of es s orofDi gi t al St r at egyandI nnov at i onatI mper i al Col l egeBus i nes s Sc hool .TheCent r er ec ent l ywel c omedf ut ur i s tDav i d Shr i er ,CEO ofEs meLear ni ngands epar at el yCEO of Adi tEdT ec h( NYSE:ADEX. U) ,whoj oi nsI mper i al Col l egeBus i nes sSc hool asaPr of es s orofPr ac t i c e,s pec i al i s i ngi nAIandt ec hnol ogyi nnov at i on.

Pr of es s orTuc c i s ai d:“ Manyc ompani esar eal mos tpar al y s edwheni tc omest odi gi t al t r ans f or mat i on.Ther e’ ss o muc hhappeni ngr i ghtnowt heyei t herdon’ tk nowwher e t os t ar t ,orhowt omak et hemax i mum amountofi mpac t wi t hwhatt ool st heyal r eadyhav e.TheCent r ef orDi gi t al Tr ans f or mat i onwi l l hel pbus i nes s esappr ec i at et he f ar r eac hi ngor gani s at i onal i mpl i c at i onsoft hedi gi t al r ev ol ut i on,har nes snewandemer gi ngdi gi t al t ec hnol ogi es , andunder s t andhowt heyc anbeex pl oi t edt omeetbot h bus i nes sands oc i al obj ec t i v es . ” Thel aunc hoft heCent r ewi l l f ur t herbol s t erI mper i al Col l egeBus i nes sSc hool ’ sr eput at i onasal eaderi ndi gi t al andt ec hnol ogi c al educ at i onandi nnov at i on.I mper i al ’ s ex i s t i ngs t r engt hsi ndi gi t al t ec hnol ogyc anbes een t hr ought hewor kofi t sEdt ec hLab,t hr oughwhi c hi twas abl et oc us t om des i gnandl aunc hi t ss uc c es s f ul onl i ne educ at i onpl at f or m,aswel l ast heDat aObs er v at or y ,a pi oneer i ngpr oj ec thous edwi t hi nt heCol l ege’ sDat aSc i enc eI ns t i t ut e.I mper i al al s or unst woEx ec ut i v eEduc at i onpr ogr ammest hemedar ounddi gi t al t r ans f or mat i onDi gi t al Tr ans f or mat i onSt r at egyandDi gi t al Tr ans f or mat i on:5GameChangi ngT ec hnol ogi esf orBus i nes s .

Dav i dShr i erbel i ev esI mper i al Col l egeBus i nes sSc hool t obeanat ur al f i tf ort hi snewv ent ur e.Comment i ngon t hel aunc hoft henewCent r ehes ai d:“ Iam pl eas edt o hel pbui l dt heCent r ef orDi gi t al Tr ans f or mat i onaswe as s i s tbus i nes s esandgov er nment st oans werc r i t i c al ques t i onsofhowt oev ol v eandt hr i v ei nt heFour t hI ndus t r i al Rev ol ut i on.Di s r upt i v et ec hnol ogi ess uc hasar t i f i c i al i nt el l i genc eneedt obeappl i edi naf as hi ont hat s er v ess oc i et y ,andi nourwor katt heCDTwewi l l be hel pi ngt r ans l at euni v er s i t yi deasi nt hes ear easi nt or eal wor l di mpac t . ” T of i ndoutmor ei nf or mat i onaboutt heCent r ef orDi gi t al Tr ans f or mat i onv i s i tt heI mper i al Col l egeBus i nes s Sc hool webs i t e. ht t ps : / / www. i mper i al . ac . uk / bus i nes s s c hool / f ac ul t y r es ear c h/ r es ear c hc ent r es / c ent r e di gi t al t r ans f or mat i on/ Rel eas ef r om Bl ueSk yPR

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Gr eatBr eaksAway

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Pr oper t yi nBer kshi r e

07554386761•i nf o@godwi ns r e moval s . c om

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Pr oper t yi nEssex

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HomeSecur i t y PCIPalencour agesor gani sat i onst oconsi deradopt i nga companycul t ur eofsecur i t yandcompl i anceonDat aPr ot ect i on Day2021 ForDat aPr ot ec t i onDay2021,PCIPal ®,t hegl obal pr ov i derof c l oudbas eds ec ur epay ments ol ut i ons ,i st odayenc our agi ngor gani s at i onst oi mpl ementac ul t ur eofs ec ur i t yt omak e y ear r oundc ompl i anc eapr i or i t y ,t os af eguar dc us t omer s ’ pay mentc ar ddat aami dr i s i ngc y ber f r audr i s k s .

Wi t hr epor t s * 1f r om t heRoy al Uni t edSer v i c esI ns t i t ut e( RUSI ) s t at i ngt hatc r edi tc ar d,i dent i t yandc y ber f r audhasr eac hed “ epi demi cl ev el s ”andbec omea“ nat i onal s ec ur i t yt hr eat ” ,PCI Pal ’ sChi efI nf or mat i onSec ur i t yOf f i c er ,Geof fFor s y t h,i sur gi ng or gani s at i onst oadoptadat aandpay ment ss ec ur i t yc ompl i anc e pl anf or2021: “ Ver i z on’ s2020Pay mentSec ur i t yr epor t * 2f ound–f ort het hi r d y earr unni ng–t hatj us tov eraquar t er( 27.

9%)ofor gani s at i ons as s es s edhadmai nt ai nedf ul l Pay mentCar dI ndus t r yDat aSec ur i t ySt andar dc ompl i anc edur i ngt hei ri nt er i mc ompl i anc ev al i dat i on,meani ngamaj or i t ywhower epr ev i ous l yas s es s edas f ul l yc ompl i ant ,wer enotc ompl i antatt hei ri nt er i mv al i dat i on. “ Wi t ht heRUSIhi ghl i ght i ngt hei nc r eas i ngs ec ur i t yr i s k sf ac i ng t heUK,i naddi t i ont ot heCr i meSur v eyf orEngl andandWal es c onf i r mi ngt hat3.

7mi l l i onc r edi tc ar d,i dent i t yandc y ber f r aud i nc i dent swer er epor t edi n201920,2021i snott hey eart obe c ompl ac entabouts ec ur i t yandc ompl i anc e.

“ Or gani s at i onss houl dbes uf f i c i ent l ypr epar edwi t ht heongoi ng r es our c est hatar er equi r edt omai nt ai ny ear r oundmeas ur es .A whol ec ompanyappr oac hi sneededs oev er y onewi t hi nt heor gani s at i oni sawar eoft hei mpor t antobl i gat i onsandpenal t i es f ornonc ompl i anc e;r egul aras s es s ment ss houl dbei npl ac e wi t hal l s t af fs ot heyar ek eptupdat edont her i s k sandunder s t andt hei mpor t anc eofs ec ur i t ybes tpr ac t i c e. ” Dat aPr ot ec t i onDay-whi c hi sal s ok nowni nt er nat i onal l yas Dat aPr i v ac yDay-i st ak i ngpl ac et odayonThur s day28t hJ anuar y2021.

Formor ei nf or mat i ononPCIPal v i s i twww. pc i pal . c om,c al l +44 2070303770t oar r angeademons t r at i onorf ol l owPCIPal on Twi t t er .

Rel eas ef r om ht t p: / / www. pept al k pr . c o. uk

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HomeI mpr ovement s

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Homes&Gar dens

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Homes&Gar dens

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LocalBusi ness

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LocalBusi ness

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LocalBusi ness