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I ss079

f aye@pr epar edmedi a. co. uk

www. pr epar edmedi a. co. uk

01823618170 6t hJanuar y2017

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Ref or mi ngt heSof tTi ssueI nj uryCl ai msPr ocess Thi sFr i day ,6J anuar y2017i st hedeadl i nef ori nt er es t edpar t i est ogi v et hei rf eedbac kont heMi ni s t r yofJ us t i c ec ons ul t at i onpaper‘ Ref or mi ngt heSof tTi s s ueI nj ur y ( ‘ whi pl as h’ )Cl ai msPr oc es s ’ .

Thewei ght y82pagedoc umentout l i nespl anst os c r apt her i ghtt oc ompens at i on,oratt hev er yl eas t ,putac apont heamountpeopl ec anc l ai mf ormi norwhi pl as hi nj ur i es .Whi pl as hc l ai msar e50% hi ghert hanadec adeago.I ns ur er shav e pl edgedt opas sons av i ngsf r om anypr opos edc hangest odr i v er st hatc oul dbe wor t hat ot al of£1Bi l l i on.

Al t hought her ei sus ual l ynoc l earandpr ec i s edef i ni t i onofwhi pl as h,t heAs s oc i at i onofBr i t i s hI ns ur er s( ABI )s ay si tac c ount sf ormor et han20% oft heav er age mot ori ns ur anc epr emi um.Per hapsbec aus eofi t sambi guousnat ur e–andbec aus es omel awy er sar ek eent oenc our agemot or i s t st omak ec l ai ms-whi pl as hi s s t r ongl yas s oc i at edwi t hi ns ur anc ef r audwhi c hc os t st heUKov er£3Bi l l i onay ear .

TheABIs ay st hatf r audac c ount sf oratl eas tanex t r a£50ay earperper s oni ni nc r eas edpr emi ums .

Ther ear eov er1, 500whi pl as h i ns ur anc ec l ai msmadei nt heUK ev er ydayandus ual l yt heyar et he r es ul tofr oadt r af f i cac c i dent s .

Beac onI ndependentMedi c al Ex ami ner si st heonl yUKf i r mt hat pr ov i desev i denc ebas edmedi c i ne r epor t st ot hei ns ur anc ei ndus t r y .The f i r m’ sCEO Phi l l i pKi z uns ay s ,“ We’ v e c ompl et edours ubmi s s i ont ot he Mi ni s t r yofJ us t i c eands i nc er el yhope t hatourf eedbac kdoes n’ tf al l ondeafear s . “ Themos ti mpor t antr ef or m neededi st heov er haul oft hes t andar dofmedi c al r epor t i ngi nt heUK.Ther ei snogoodr eas onf orpeopl et oc ont i nuet os i mpl yr el y upon‘ medi c al ex per topi ni on’ bas edonac l ai mant ’ ss t or yorani ndi v i dual doc t or ’ s ownex per i enc e. “ Theev i denc ebas edmedi c i ne( EBM)model i sapr ov enef f ec t i v et ool f ors et t l i ngc l ai msmor eac c ur at el yandgi v i ngs t ak ehol der st hek eyf ac t sneededt o weedoutex agger at i onandf r aud.Ev i denc ebas edmedi c i nei sus edt os et t l ei ns ur anc ec l ai msi not heradv anc edj ur i s di c t i onss uc hasAus t r al i a,Canada,andt he Uni t edSt at es .Whynother ei nt heUK?

Legal

“ Di s appoi nt i ngl yweatBeac onI ndependentMedi c al Ex ami ner sdonotbel i ev e t hatev i denc ebas edmedi c i nei sus edt oqual i f yi ns ur anc ec l ai msandi ti snot bei ngc ons i der eds er i ous l y .Thi si si ns pi t eoft hehuges av i ngsonof f er . “ Thef undament al i s s uei st hatt hec ur r entUKc l ai mss y s t em r ei nf or c esex agger at i onandf r aud.I nt hev as tmaj or i t yofl owv al uec l ai m medi c al r epor t sadoc t or ’ sopi ni onsi sbas edont hec l ai mant ’ shi s t or y ,whi c hi st ak enasr el i abl e,i ns pi t e off i nanc i al i nc ent i v est opr ov i def al s ei nf or mat i on.Doc t or st ak et hec l ai mant ’ s wor dwhent heyat t r i but es ev er es y mpt omst oami norc ol l i s i ons uc haswhi pl as h oc c ur r i ngf ol l owi ngadec i s i on.Thedoc t ori spai dt opr oduc ear epor t ,c onf i r mi ng t hes ubj ec t i v ec l ai msmadebyt hei ndi v i dual .Thi spr ac t i c eofac c ept i ngt hedoc t or ’ sex per i enc eandper s onal opi ni onass uf f i c i entt os uppor tamedi c al c l ai m,i gnor esobj ec t i v eas s es s mentoft hec l ai msmadeus i ngt hel at es tmedi c al s c i enc e. “ Cur r entev i denc ebas edandpeer r ev i ewedmedi c al l i t er at ur es houl di nf or m t hedoc t or ’ sopi ni onsr egar di ngex pec t edr ec ov er yf r om t hec ondi t i onsi nques t i on.

Ev i denc ebas edmedi c i nei mpr ov esdec i s i onmak i ngbyemphas i s i ngt heus eof ev i denc ef r om wel l des i gnedandc onduc t edr es ear c h.Us i ngt hi smet hodol ogy , f ai randobj ec t i v ec onc l us i onsc anbedr awnaboutt hec l ai msmade. “ Deal i ngwi t ht hemedi c al el ement sofaper s onal i nj ur yc l ai m hasbeenmar gi nal i s edandunder v al uedf orf art ool ong.Gonear et heday swhenar angeofmedi c al opi ni onsar er el i eduponwhendoc ument i ngani nj ur y .Byus i ngopi ni onbas ed ons c i enc et obot hdoc umentani nj ur yandt hent oqual i f yac l ai m us i ngt hes ame s c i enc e,ev er y onewi t hal egi t i mat ec l ai m wi ns .Thos el ook i ngt ot ak eadv ant age ofc ur r entweak nes s esi nt hes y s t em l os e. “ I ft heMi ni s t r yofJ us t i c es t ar t edt ot ak eev i denc ebas edmedi c i nes er i ous l y t hi swoul dhav ear adi c al andpos i t i v ei mpac toni ns ur anc ec l ai ms .Wewoul ds ee pr emi umsr educ edc ons i der abl yi nt hef ut ur eandhel pmi l l i onsofmot or i s t ss av e t hei rhar dear nedc as h. “ Ther ear emanys hadesoff r audandr eal i s t i c al l yi twoul dbedi f f i c ul tt oer adi c at ec ompl et el y ,howev er ,ev i denc ebas edmedi c i newoul dmak et hemos ts i gni f i c antmeas ur abl edi f f er enc ei nt hes hor t es ts pac eoft i me. ”

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Char i t i es

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Char i t i es

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Ar t s&Her i t age

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TheYearAheadi sCr uci alt oOurSuccess,Says TeapotTr ustFounder Af t eri t sbusi estandmostpr oduct i veyearever ,t heTeapotTr ust ’ sf ounderLaur aYoungMBE consi der swhatcanbedonet oi mpr ovet hechar i t y’ sof f er i ngi n2017andensur et hati t r eachesandhel psmor echr oni cal l yi l lchi l dr ent haneverbef or e.

TheTeapotTr ust ,basedi nEastLot hi an,Scot l and,pr ovi desar tt her api st sf orsi ckchi l dr eni nmedi calset t i ngsacr osst heUK,wi t hapar t i cul arf ocusonchi l dr ensuf f er i ngf r om r heumat ol ogi calcondi t i ons.Ar tt her apycangi vechi l dr enanal t er nat i vewayt ocommuni cat e t hei remot i ons,adi st r act i onf r om t hei rcondi t i ons,orevenj ustachancet ohavef unwhi l e wai t i ngf orappoi nt ment sandmedi cat i on.

Thechar i t ywasf oundedbyLaur aandDrJohnYoungi n2010af t erseei ngt hegapsi n t hecar eoft hei rdaught erVer i t y ,whosuf f er edf r om Lupus( Syst emi cLupusEr yt hemat osus) andal socancerbef or ehert r agi cdeat hatt heageofei ght ,i n2009.

TheTeapotTr usti soneoft heUK’ sl ar gestempl oyer sofar tt her api st swi t h17ar tt her api st s,r unni ng22pr oj ect si n1 1t ownsandci t i es.I thasr ecent l yexpandedi nt oEngl and,wi t h t wopr oj ect sr unni ngf orchi l dr enathospi t al si nLondon.

Laur aYoungMBEsai d,“ TheTeapotTr usti sdedi cat edt opr ovi di ngar tt her apyt ochi l dr en wi t hl ongt er m medi calcondi t i ons. “ Oneoft hemostdi f f i cul tt hi ngsf or manychi l dr eni sexpr essi ngt hemsel ves ver bal l y .Thegr eatt hi ngaboutar tt her apy i st hati tpr ovi desanal t er nat i ve,yet pr of ound,medi um ofcommuni cat i on. “ Thi sbui l dsconf i dence,whi chhel ps chi l dr encopewi t ht hei rcondi t i ons.I f chi l dr enar ewor r i edaboutbei ngi n hospi t al ,ar tt her apyi susedt ohel pt hem t or el ax. “ Iam sopl easedt hat ,eveni n uncer t ai neconomi ct i mes,t heTeapot Tr usti scont i nui ngt ogr owt opr ovi de mor eonet oonear tt her apy ,andt hatwe ar eabl et ohel pmor echi l dr eneachyear . “ We’ r el ooki ngf or war dt o2017andt r yi ngt of i ndwayst oexpandourser vi cesandhel p mor echr oni cal l yi l lchi l dr en.We’ vest ar t edapi l otschemeatt heChel seaandWest mi nst er Hospi t al si nLondonandhopet omaket hatper manentnextyear . “ Lastyear ,wehel ped5, 885chi l dr enacr ossScot l andandi nLondon.However ,weal so wel comedDrCat her i neCal der wood,Scot l and’ sChi efMedi calOf f i cer( CMO) ,t oourOpen Gr ouppr oj ecti nEdi nbur ghi nNovember ,andshewasext r emel yi mpr essed.

Ar t s&Her i t age

“ Wet henhadt hepl easur eofcohost i nganawar enessr ai si ngeventatt heScot t i shPar l i amentwi t hI ai nGr ayMSP,spr eadi ngt hewor dt hatar tt her apyi swor t hever ypennyt osi ck ki dsandweneedal lt hef undi ngwecanget . “ Forj ustt hecostofacupoft ea,youcancont r i but et ot hesuppor tt hatwegi vet ochi l dr ensuf f er i ngwi t hchr oni ci l l nessesandt hei rf ami l i esacr osst heUK. ” WhenScot l and’ sCMO DrCat her i neCal der woodvi si t edTeapotTr ustpr oj ect si nEdi nbur gh,shesai d,“ Ar tt her apyhasbeenshownt omakear ealdi f f er encef orchi l dr enandt hei r f ami l i es.I tal l owsayoungper sont obei nchar geofwhatt heyar edoi ngatat i mewhent hey mi ghtf eel–assomeonewi t hal ongt er m medi calcondi t i on–t hatt heyhavever yl i t t l esay , orcont r ol ,overwhati sgoi ngon.TheTeapotTr ustar tt her api st sal waysgi veawar m wel comet ochi l dr en,par ent sandcar er s. ” Suppor tf r om t hechi l dr en’ spar ent s Hannah,t hemot herofAnnabel l e,sai d,“ I tmakesahugedi f f er encet omychi l dr en’ s vi si t s.Ther e’ sawi devar i et yofar tmat er i al ssui t abl ef oral lagesandi t ’ saver ywel comedi st r act i onf ort hechi l dr enher e.I tt akest hechi l dr en’ smi ndsoft hi ngst hatar egoi ngt ohappen andcal mst hem whenourheadsar ef ul lofwor r i es.Thechi l dr enr eal l yenj oyi t .It hi nki t ’ sa wonder f ulser vi ceandi t ’ swel l usedatt hehospi t al .I t ’ sasi mpl echar i t yt hatcanmakea hugedi f f er ence. ” Anot hermot herofachi l dhel pedbyt heTeapotTr ustsai d,“ I twasamazi ng.Mat t hew’ s sel f est eem wasr eal l yl owandhewasr eal l yst r uggl i ng,andt her heumat ol ogyt eam suggest edt hathemi ghtbenef i tf r om aweekl yt her apysessi onwi t ht heTeapotTr ust . “ Thankyout ot heTeapotTr ust–t heymakeahugedi f f er encet ot hesechi l dr en’ sl i ves. ” TheTeapotTr ustr ecei vesnof undi ngf r om t heNHSbutof f er si t sser vi cest o12di f f er ent NHSTr ust s.Ji m Cr ombi e,Act i ngChai rofNHSLot hi an,comment edt hatNHSLot hi anwas ver yl uckyt ohavet heTeapotTr ust ’ sf l agshi ppr oj ect sr unni ngwi t hi nt heCAMHSuni tatt he RoyalHospi t alf orSi ckChi l dr eni nEdi nbur gh,augment i ngt hepsychol ogi calser vi ceson of f er .

TheTeapotTr usti sexpandi ngi t sser vi cesi nt hef or t hcomi ngyearandasar esul toft hi s i ncr easei thasmovedt oanew,l ar gercapaci t y ,of f i cei nEskmi l l sPar k,Mussel bur gh.

Usef ull i nks: TeapotTr ust :ht t p: / / www. t eapot t r ust . or g/

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Oppor t uni t i esoft heWeek

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Heal t hcar e

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Heal t hcar e

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Housi ngMi ni st erbackshel pt or entschemes TheGov er nmentHous i ngMi ni s t erhasbac k edac al l f orhel pt or ents c hemest o enabl epeopl et oes c apehomel es s nes s .

Car i donChi efEx ec ut i v eMar i oCar r oz z os ai d:“ Manyl andl or dswoul dnev erc ons i derr ent i ngt os omeonewi t hahi s t or yofhomel es s nes sast heyc anbec ons i der edt oohi ghr i s k ,buthel pt or entpr oj ec t saddr es st hei rc onc er nsandmak et hi s Gav i nBar wel l M metwi MP t hdi r ec t or sf r om Cr oy donhous i ngs pec i al i s t sCar i don as ens i bl ebus i nes sopt i on.Wear egear edt oof f erahi ghnumberofpr oper t i esf or Pr oper t yt odi s c us st hebenef i t sofs c hemeswhi c hhel ppeopl eatr i s kofhomel es s - s oc i al hous i ngandt hek eyt oours uc c es si st hek eyr el at i ons hi pswehav ebui l t nes smov ei nt opr i v at er ent edac c ommodat i on.Car i donPr oper t yi sl obby i ngf or upwi t hc har i t i esl i k eCr i s i sandmor es uppor tf r om Loc al andCent r al Gov er nment . mor ei ni t i at i v esf orpeopl es t r uggl i ngt or ent ,s i mi l art ohel pt obuys c hemesf orf i r s t Wef eel t hatmor eneedst obedonebyt hegov er nmentt os uppor tt hi sdr i v eand t i mebuy er s .Suc hs c hemesenabl ev ul ner abl epeopl et of i ndhomesandes c ape t heHomel es s nes sBi l l i sc er t ai nl yas t epi nt her i ghtdi r ec t i on.Hopef ul l ywec an t het r apofhomel es s nes s . bui l dupont hi si nt hef ut ur e” Cr i s i si sal s our gi ngt heGov er nmentt odomor et ohel punl oc kpr i v at er ent i ngf or Car i donPr oper t y ,whi c hpr ov i despr i v at er ent edac c ommodat i onf ormanyt enant s homel es speopl et hr oughi t sc ampai gn:Home,NoLes sWi l l Do. whomayot her wi s ebehomel es s ,s pec i al i s esi npr ov i di ngwel l appoi nt edhomesf or s oc i al hous i ngt enant s .I ti sak eyadv oc at eofhel pt or enti ni t i at i v es .

Att hemeet i ng,MrBar wel l metwi t hat enantwhous edoneofCr i s i s ' hel pt or ent pr oj ec t saf t ert hebi r t hofhert hr eemont hol dt wi nsmadeherhous i ngs i t uat i on Thec ompany ,whi c hhaswonawar dsf ori t ss oc i al hous i ngpr ov i s i onandc ommuni - i mpos s i bl e.Shes ai dwi t houtt hes c heme,s hewoul dhav es t r uggl edt of i nds omet ys uppor t ,hel dt al k swi t hMrBar wel l andhomel es sc har i t yCr i s i sl as tweekatone wher et ol i v eandc oul dhav eendeduphomel es s . ofi t spr oper t i es .TheCr oy donMPhear dhowhel pt or entpr oj ec t sc hanget hel i v es oft hos ef ac i nghomel es s nes sandgi v ev ul ner abl epeopl et hes ec ur i t yofahome.

MrBar wel l s ai d:“ Iwasv er ypl eas edt ohav et heoppor t uni t yt omeetoneofmy c ons t i t uent s ,Sel i na,andhearaboutt heex c el l entwor kCr i s i sandCar i donhav e MrBar wel l hear dhowhel pt or ents c hemesc ans ol v ehomel es s nes sbec aus epr i - beendoi ngi nhel pi ngt hos ef ac i ngt hepr os pec tofbei ngmadehomel es s .I tr ev at er ent edac c ommodat i oni sof t ent heonl ywayhomel es speopl ec angetbac k mai nsapr i or i t yoft hi sGov er nmentt or educ et hehomel es s nes snumber sand i nt oahome.Soc i al hous i ngi si ns hor ts uppl yandl oc al aut hor i t i esonl yhav eas t at - wor kwi t hal l t enur epr ov i der st oens ur eev er y onehasapl ac et heyc anc al l t hei r ut or ydut yt ohous epeopl ewhomat c hs pec i f i cc r i t er i a,s uc haspr egnantwomen home. ” andwomenwi t hc hi l dr en.Notal l homel es speopl ear eapr i or i t yandt hemoney neededf oradepos i tandr enti nadv anc ei sof t enabar r i er .Landl or dsar eal s oof t en Formor ei nf or mat i onc ont ac t : r el uc t antt or entt ohomel es speopl e.Hel pt or ents c hemespr ov i def undi ngandon Ak eel Al i di na goi ngt enanc ys uppor t . ak eel @c ar i don. c o. uk 02033070555/07947421309 Car i donGr oupi sal eadi ngUKpr oper t ydev el operandpr i v at er ent al l andl or d.I t r unsas er v i c ewhi c hadv i s esands uppor t st enant sandl andl or dsandbui l dshomes .

I tdel i v er shous i ngf ormanypeopl ewhowoul dot her wi s ef ac ehomel es s nes sand Rel eas ef r om Ni c kHar di ng pr ov i desav i t al t hi r dopt i onf orpeopl eunabl et oaf f or dt hei rownhomesbutwhodo notqual i f yf oral oc al aut hor i t yorhous i ngas s oc i at i onhome.

Soci alCar e

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Thi r dSect or

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