Insurance Services 101 • Advertising Partner since 2011
The best business decision I ever made was to advertise in South County Magazine - I’m proud to say that I have been participating since the very first issue. I have gained several hundred clients over the last decade due to my ad, and several hundred more from the referrals of my ad clients. I have a steady flow of business all year long, and South County Magazine has a lot to do with that.
DIANE SILVERSTEIN
Absolutely Fabulous • Advertising Partner since 2006
“Local print advertising is an essential part of our marketing strategy. During all these years in business, I have found Jody’s HB Magazine to be the place to call home for our local print advertising. Not only is Jody very accommodating and easy to work with, she really cares about us and has become a part of our business family. Her magazine feels like Huntington Beach: friendly, smart, pro-business and fun. I highly recommend HB Magazine to anyone who is looking to advertise locally.”
JON COLBURN
ReelTime Sight & Sound • Advertising partner since 2011
As a business here in South Orange County, we’re always looking at a variety of ways to market our business, our brand and the services we provide. It is always an amazing experience working with Jody and her team at Community Publications. They make the process extremely simple and easy for us to convey our message to our desired clientele. South County Magazine has been a great partner in growing our business and establishing ReelTime Sight & Sound in the community.
Your Project, Your Way
Transforming Your Space with the Stars of Flooring: Floor Coverings International
By Jody Robinson
Over the years since we moved into our (new to us) home, my husband, Tim, and I have embarked on several major home improvement projects. Exterior paint was on the menu, as well as hardwood floors for the living and dining room. I’d like to think we’ve done an admirable job of defining our family’s “style,” laying out options and evaluating flooring samples.
It’s now over a decade later and we’re again contemplating moves to freshen up the dated design in a few spaces. Although Tim is a seasoned pro at coordinating projects, I’m admittedly more than a little intimidated by the process. Which is why I’m happy to have discovered the locally and veteran-owned Floor Coverings International. Justin Schuhardt, who owns the franchise location serving South Orange County, shares the “convenience philosophy” that uncomplicates the endeavor of home-makeovers since the parent company’s inception in 1988.
Justin, who has been helping his OC customers take the stress out of renovating since 2016, is an army veteran and 25-year supply chain professional. I’m certain flooring was an easier issue to navigate than some of the big-
gest logistical challenges of our time, and Justin was equally methodical in choosing which business to represent in following his passion for making homes beautiful.
“I didn’t want it to just be a contractor’s license and check on the table,” he says. “In Flooring Coverings International, I found the perfect match for my future customer’s investment in time, energy, and money.”
And the process couldn’t be easier. Justin and his team of highly trained flooring professionals come to you with a mobile flooring showroom featuring 3000+ design samples. You’ll work with the same team from start to finish to create your ideal space by balancing your vision with budgetary needs and advising on different aspects of each flooring option and the specific installation requirements.
Discover inspiration, style and the perfect products for your project. Choose traditional, mid-century modern, transitional, eclectic. Select carpet, luxury vinyl plank, hardwood or laminate. Then the company’s profes sional flooring contractors work within your busy life to schedule a convenient
time for you. Every aspect of your life will be considered! They’ll move any furniture you need them to, remove and haul away your old flooring, thoroughly prepare the subfloor for your new floors, install your new floor coverings and add new trim if necessary and finally, clean up and remove any excess product.
“We pride ourselves on delivering the professionalism and trust you can count on,” says Justin. “We arrive on time and provide clear project timelines. You’ll receive a down-to-thepenny quote and guarantee that we will not be happy (with the project) until you are.”
Owner Justin Schuhardt
DISCOVER WHO WE ARE & FIND OUT IF WE CAN BE OF SERVICE
Prescott Tax & Wealth Management was formed over 27 years ago to focus on the needs of individuals who want and deserve a more comprehensive approach to their financial affairs. As a multi-generational firm, we believe our family office approach can provide you with the holistic financial service you deserve.
As with everything in life, nothing is constant. Our interests, goals and needs are perpetually evolving, and the number of complexities continue to grow whether we like it or not. As many of you know, the financial services landscape has changed tremendously over the past few years. People are searching for trusted teams that will advise them and their families in all areas of their financial life.
In this article, we shed light on a few examples of who we serve best, highlighting our commitment to Business Owners, 55+ Year Olds seeking consolidated financial services, High Net Worth Individuals with complex tax, financial, and estate planning needs, Divorcees and Widowed Individuals, Successor Trustees, and People with Real Estate holdings.
Business Owners: Navigating Financial Waters
In today’s environment, business owners face a dynamic landscape. Tax laws are constantly changing and are hard to keep up to date on. Our onestop shop approach offers business owners the ability to let us handle the least favorite tasks, which tend to be tax and compliance, and let you focus on what you do best: running your business. For our business owner clients, we prepare their individual and business tax returns, which allows us to maximize tax planning recommendations, advise on retirement plans (i.e., 401(k), defined benefit plan), complete the monthly bookkeeping, and handle any group health insurance needs. The benefit of using this consolidated approach is that we not only provide the recommendation but service and monitor it. For example, if we recommended a Single 401(k), we coordinate the establishment of your 401(k) plan, set up the account, and advise on the investments/plan.
55+ Year Olds: Simplifying Financial Lives
In your golden years, simplicity is key. At Prescott Tax & Wealth Management, we offer consolidated financial services, including tax preparation, financial planning, investment management, estate planning, and more with the goal of helping you get organized and start seriously planning for retirement. A common theme we see among this crowd is that they have various accounts, investments, or policies spread across many organizations that aren’t a part of a coordinated plan. We also see couples where one partner handles the finances and the other is out of the loop, which leaves
their family vulnerable if something were to happen to that person. Our customized approach allows us to help you eliminate the uncertainty of not knowing when you’ll retire, provides individuals and/or families with direction in these key working years, and certainty that you will have a team to help you if anything were to happen.
High Net Worth Individuals: Tailored Solutions
For those with substantial wealth, we specialize in addressing intricate financial, tax, and estate planning needs. We work closely with you to create a customized strategy that preserves and grows your wealth while minimizing tax liabilities. We utilize complex estate planning strategies (i.e., Charitable Remainder Trusts), to ensure that your legacy is preserved, and your beneficiaries maximize their inheritance. Additionally, we provide our high-net-worth clients with access to alternative investment opportunities outside of our traditional investment management services through our Broker Dealer, Independent Financial Group.
Divorcees & Widowed Individuals: Crafting a Fresh Start
Life transitions, especially divorce and death, can be daunting. Our team specializes in providing financial clarity during such times in the hope of giving you the freedom to control your life going forward. We start off by ensuring that your financial life is organized. We use financial planning software to create a dynamic net worth statement so that you know where everything is and then create a comprehensive financial plan customized to your new lifestyle. Our goal is to help provide direction and comfort in knowing that things are in a good place or heading in that direction.
Successor Trustees: Guiding Trust Management
Let’s be honest. No one or thing in life prepares you to be a parent and/or a successor trustee. The role of a successor trustee requires an understanding of tax, investments, and financial planning. Fortunately, our team is uniquely positioned to handle all these areas. We ensure a seamless transition, meticulous compliance with legal requirements, and efficient distribution to beneficiaries, so that you uphold your fiduciary responsibilities, avoid paying unnecessary taxes to our “friend,” Uncle Sam, and most importantly help avoid family conflicts.
Individuals with Real Estate Holdings: Maximizing Returns
Managing real estate can be profitable but challenging. Whether you’re an investor or a personal property owner, our team can help you make sure that you are properly titling your real estate holdings, maximize tax deductions and assist with tax planning when you decide to sell (i.e., 1031 exchanges, Qualified Opportunity Zones). As an added perk, we can also assist with the bookkeeping and property management for select locations.
If you or anyone you know fits this profile, we would love to chat and have the opportunity to become your trusted partner.
If you’ve ever marveled at the sun as it sinks from the sky, you’ll feel right at home at The Seville. With a California vibe and coastal view, it’s the perfect setting for the good life. Make every day and every moment, count.
infusion combined with integrative psychotherapy to treat Depression, PTSD, chronic pain such as Neuropathy, Fibromyalgia, and more. Please call or text (949) 445-1898 to learn more renewketamineInfusion.com info@renewketamineinfusion.com Introducing Spravato® treatment Nasal Ketamine to treat Depression Covered by MOST insurance companies with little or no cost to YOU! Now serving all of OC with clinics in San Juan Capistrano, Tustin and Seal Beach
Justin Yanuck, MD and Tanya Dall, MD
OF COMPASSIONATE HOME CARE FOR SENIORS
Seniors overwhelmingly want to stay in the comfort of their own home as they age. Our home is filled with memories and it’s what we’ve created over the years with our loved-ones. In Home Care has become a wonderful way that families can honor the wishes of their loved ones by keeping them at home as long as possible. When additional help is needed, in home care support can be an invaluable resource helping seniors maintain their independence and dignity in the environment they are most comfortable in.
Often times I am asked why someone should choose Your Home Care to provide home care assistance for a loved one. My response is always the same, our company will always look for ways to exceed your expectations and provide a personal touch and meaningful interactions. We go above and beyond to ensure our clients get the best care and feel loved and supported by the our wonderful caregiver team.
Each case is unique and each client presents an opportunity for us to find ways to exceed expectations. It could be preparing a special homecooked meal, going on a favorite outing, baking a birthday cake for the special day, playing cards, reminiscing, taking them out to their favorite places, or simply being there to hold their hand. In many cases our loving caregivers become like family.
We recently spoke to Segal Ronen, President of Your Home Care Inc. about what they do and the benefits of home care services.
Q: Tell us a little bit about Your Home Care and what it is that you do.
A: At Your Home Care, our mission is to enrich the quality of life for seniors by providing compassionate caregiving services at home. We have been in business since 2002 and have roots in the community. Our agency is licensed, insured and bonded, all our amazing caregivers are vetted, trained and background checked. We service most areas of Orange County, CA with a concentration in Laguna Woods and the surrounding cities. And we also work seamlessly with all Long-Term Care Insurance plans. We are passionate about making lives better for the seniors entrusted into our care.
Q: What is the biggest gift or or blessing that you see while providing care for seniors?
A: The culture we have created here at Your Home Care is that of kindness, and compassion. The most important thing we can offer families is that we honor the people we are entrusted to care for. Our caregivers become an important part of their lives, providing connection and consistency that they lean on for support. There is nothing we enjoy more than to see our clients smiles when they are being loved and cared for. It is a gift to see our caregivers make such a positive impact in their lives.
Q: Can you tell us about the industry trend and your place in it?
A: The senior home care industry is growing and changing. The trend we are seeing is an increase in rates, add-on fees and lengthy minimum hour requirements. At Your Home Care we don’t have lengthy minimum hour requirements, nor do we up-charge. We make every effort to be as accommodating and flexible as possible to meet the needs of our clients. We are responsive and available to our clients and caregivers when they need us. We act quickly to address and resolve any issue or concern. And we strive to provide care for as many seniors as we can.
Q: How many hours does a typical home care client start with?
A: The hours vary based on the needs of the client. Some clients like to start with a four-hour, or a six-hour shift a couple of times per week. Others know they will need more care and schedule 12-24 hour days. We do our best to accommodate the needs of our clients. We work with many clients coming home from the hospital, or skilled nursing facility who require 24 hour live in care as they work to regain their strength. Another important aspect of scheduling is establishing consistency and dependability for
the families we serve. We work hard to have the same caregivers work with our clients whenever possible in order to build rapport and strong relationships. We want our clients to light up when their favorite caregiver walks through the door. It’s a very special bond.
Q: Tell us about the team at Your Home Care.
A: Employees and clients say they appreciate working with us because they can see and feel that we care. They have access to the president of the company when needed and can see just how important they are to us. I, Segal, directly oversee everything from client acquisition, employee hiring, scheduling and office administration. But the real magic behind what we do is the talented, experienced and warm team of caregivers we have the pleasure of working alongside. Our team is filled with special people and it’s apparent they genuinely love what they do and have “a calling” for this work. They are service-minded, kind, loving people, who truly enjoy caring for seniors as though they are family. They love to share their client stories with us and love the time they spend with our seniors, learning about their lives.
Q: What types of services does home care typically cover?
A: We offer a wide range of nonmedical home care services and customize a unique and personalized
care plan for every client. These services include services such as bathing, dressing, bathroom assistance and other personal hygiene needs. We prepare meals, provide transportation for outings, Dr. appointments, and grocery shopping, as well as help with light housekeeping duties. We assist with mobility and fall prevention, helping seniors with all the activities of normal daily living they might need a hand with. Companionship and social engagement is another key aspect of what we do. Some of our seniors feel isolated and lonely or may not have family close by, so a caregiver becomes a friend to talk to and their bond is lasting. Additionally seniors with a diagnosis of Alzheimer’s or Dementia can benefit greatly from a caregiver who is experienced in cognitive impairments and understands the challenges they face. They are trained on the techniques used to manage behavior, keeping them safe and well supervised.
Q: What makes Your Home Care stand out above others?
A: It’s our love for the people we get to serve. We absolutely enjoy that we get to make lives better and help preserve dignity for seniors who are not able to have the autonomy over the lives and bodies the same way they used to. We truly cherish being able to support the family members who can’t always be there and want to know their loved ones are safe, cared for and enjoying life while they are not together. It comes back to our mission…to provide kind, compassionate home care services that enrich families’ lives.
We would love to speak with you. If you are considering home care for yourself or for your loved one, please call Randi Kenny directly at (949)424-9322 and let us show you just how much we care.
The Benefits of Using a Local Senior Living Advisor
Whether you are planning ahead or finding yourself faced with an urgent need, the process of finding the right assisted living or memory care community can feel like a daunting task.
How do you know which community will be the right fit? Will your loved one be able to receive the care and attention they need? How do you find the best situation given your budget?
Most of us would do what we normally do nowadays when we need to figure out something new – we Google it. At the very top of any Google search for “assisted living” or “memory care” will be several national web-based companies who promise to help you figure out the options and find the perfect fit.
Many people will gladly enter their phone number and email address in order to receive their custom list of curated options, only to find that these online companies are really just data aggregators, meaning that they will take your information and blast it out to every assisted living facility in the area, or they will sell your information to other advertisers.
Then suddenly, you are receiving 2030 phone calls a day from sales representatives who want you to come in for a tour. And you’re right back to feeling overwhelmed and lost in a sea of options.
Another disadvantage of using a national web-based company is that they often make questionable recommendations. In a recent article by the Washington Post, it was discovered that 37.5% of one company’s recommendations were found to have major safety and care violations. Yet those recommendations had scored high on the web-based company’s internal measuring system.
A local senior living advisor is the better choice when facing such a chal-
lenging decision. Here are some of the benefits of a local senior living advisor:
Personalized & Localized Service
• In-depth Needs Assessment
○ What are your care needs?
○ What part of town would you like to be in?
○ What kind of amenities do you like?
○ What is your budget range?
• Personalized Roadmap – a customized plan to match your particular needs
• Selection Assistance – hands-on help and guidance as you review services and amenities
• Tour Assistance – They will often personally accompany you on every tour to help facilitate the process and answer questions
• Transition Support to make the move smooth and worry free
• Clients For Life – we will continue to check in on your throughout your residency at whatever community you choose.
A local advisor is the expert in their local area. They know the places with
great reviews and attentive staff, as well as knowing which properties might not be providing great service at the moment. They have strong community connections and can provide recommendations for other experts in the senior space from movers to organizers, from real estate agents to elder law attorneys.
Your local advisor is the one who now makes all the phone calls, sets up all the tours, and personally interfaces with the sales representatives from whatever communities you are considering.
Often, our clients are facing this decision because of an immediate need or crisis. Emotions are often high and the stress levels can be through the roof. A local senior living advisor can be your partner and your advocate through this whole process, eliminating a lot of unnecessary stress so you can give more of your energy to caring for your loved one.
Each advisor has agreements with hundreds of assisted living communities and small private care homes to receive a referral fee from whatever community the client eventually chooses, enabling the advisor to of-
fer their services at no cost for their clients!
There are many reputable and trusted local senior living advisors in Orange County. Please consider the benefits when you are faced with such an important decision.
Jay Minor is the owner of Assisted Living Locators of South Orange County. Jay is passionate about helping seniors and their families navigate the challenging and often confusing process of finding the right assisted living or memory care solution. After 25 years as a pastor, Jay brings compassion, empathy and a strong conviction to be of service to his clients.
A Certified Senior Advisor®, a licensed RCFE Administrator and Dementia Care Certified®, Jay lives with his wife Traci in Ladera Ranch. Together, they have four wonderful adult children and one awesome dog.
help your loved ones avoid probate, public disclosure of your affairs, costly legal fees and delayed distribution.
Jay Minor (949) 444-9055
E-mail: jay@assistedlivinglocators.com
A NEW CHAPTER IN DEPRESSION TREATMENT
By Tanya Dall, MD and Justin Yanuck, MD
We are excited to announce that our clinic (Renew Ketamine Infusion) is now offering SPRAVATO® (esketamine), a groundbreaking nasal spray FDA approved specifically for treatment-resistant depression. Most importantly, it is often covered by insurance for those who meet the eligibility criteria. Building on our years of experience providing intravenous ketamine therapy, we’re equipped with the expertise to offer SPRAVATO® in a way that maximizes its benefits for those who need it most.
SPRAVATO® is a form of ketamine, a medication we’ve been using successfully for years to help individuals with conditions like chronic pain, anxiety, and depression. Unlike traditional ketamine, however, SPRAVATO® is FDA-approved specifically for treatment-resistant depression, meaning it’s available for patients who haven’t found relief with other antidepressants. SPRAVATO® is unique because it works on different brain receptors than most antidepressants. It targets the NMDA receptor, a glutamate receptor that plays a crucial role in mood regulation, which allows for a rapid-acting effect.
Why Choose SPRAVATO®?
One of the primary benefits of SPRAVATO® is its rapid onset, offering relief often within hours to days instead of weeks. This can be life-changing for patients whose depression hasn’t responded to other treatments. It has also been proven to be effective when other traditional antidepressants have not worked. Additionally, the SPRAVATO® nasal spray is administered under the supervision of a healthcare provid-
er in our clinic, where patients can be monitored closely for two hours. This setup ensures a safe and supportive environment, as patients experience the treatment in a controlled space with access to healthcare staff.
As part of the strict safety requirements established by the FDA, SPRAVATO® must be administered in a certified clinic, like ours, with experienced staff available to provide both physical and emotional support. SPRAVATO® can cause dissociative effects or an increase in blood pressure, but under our care, these side effects are carefully monitored and managed to ensure the treatment is as safe as possible.
Insurance Coverage for SPRAVATO®
One of the most encouraging aspects of SPRAVATO® is that it is often covered by insurance for those who meet the eligibility criteria. While ketamine infusions are rarely covered, SPRAVATO®—as an FDA-approved treatment—qualifies for coverage with many insurance plans, making this advanced treatment far more accessible. We assist patients through the insurance process to help minimize the financial barriers to care.
Our Experience Makes the Difference
One patient at a time. You will never be alone. You will always be with a clinician and female nurse. You will never go home with the medicine. As pioneers in ketamine therapy, we at Renew Ketamine Infusion, have years of experience helping patients benefit from ketamine’s unique properties.
Dr. Justin Yanuck, Board Certified Emergency Medicine Physician and Board Certified Pain Medicine Physician and Dr. Tanya Dall, Board Certified Emergency Medicine Physician
Our team has been deeply involved in the field, staying informed about the latest research and refining our protocols to ensure safe, effective care. This history of experience is a strong advantage when offering SPRAVATO®, as we’re already well-versed in both the technical aspects of administering ketamine-based treatments and the patient support that enhances each session’s therapeutic potential.
Our staff understands the complexities of treatment-resistant depression and works closely with each patient to ensure they’re getting the most out of every session. With SPRAVATO®, our commitment is to provide a comprehensive, compassionate approach that supports both the medical and emotional needs of each individual.
Is SPRAVATO® Right for You?
If you or someone you know has struggled with depression that hasn’t responded to traditional therapies, SPRAVATO® could be a transformative option. With the combination of our expertise and the unique benefits of SPRAVATO®, we are here to help you find a path forward. To learn more or discuss your eligibility for SPRAVATO®, contact us to schedule a free consultation.
We’re thrilled to expand our services with SPRAVATO®, offering a new hope for individuals battling treatment-resistant depression.
OLLI at UCI offers short-format courses, cultural excursions and more for adults 50+ who want to keep their minds and social connections growing. Classes cover a variety of thought-provoking topics and are led by UCI faculty and seasoned professionals.
Session
By Jody Robinson
When I was younger, my Mom loved to read me the book “If You Give A Mouse A Cookie.” The plot essentially revolves around an ever-growing list of to-do’s that had to be accomplished, all set into motion by the simple act of giving a mouse a cookie. This tale came back to me recently when I purchased a new television at Best Buy.
What was a simple shopping trip ended up being an adult’s version of that circular tale. If you give a grownup a television, they’ll have to measure their wall. When they measure the wall, they’ll realize they may actually have room for a bigger television. When they buy the bigger television, they’ll find out they have no idea how to mount it to the wall. When they start mounting it to the wall, they’ll see that the power outlets are all in the wrong
places. When they realize the outlets need to be moved, they’ll call an electrician. (This could go on forever.)
Luckily for clients who have been on the receiving end of ReelTime’s patient, intelligent, and personalized service, the rabbit hole of home automation doesn’t have to swallow you entirely. With the help of their independent certified Control4 dealer, it’s easy to update your home without upending your entire life.
After all, the true luxury of an integrated entertainment system is really dependent on its ability to deliver seamless entertainment. By placing every control at your fingertips, the team at ReelTime helps homeowners manage everything from how brightly lit your family room is, to your streaming devices - all with a single remote. And best yet? You can control your whole home from the comfort of your couch- even seeing who is at the front door, without ever
Audio / Video
leaving your seat. Simple, clean, and uncluttered.
And on the home entertainment front … when you started planning for your ultimate home theater set-up and sound system, could you find the right media cabinetry for your particular space – cabinetry that wouldn’t catch on fire from the heat of the equipment, or that would simply
look good in the room? Did you understand half of what the televisions, receivers and other devices could do, and did you have anyone to hold your hand to make sure you weren’t overspending for what you wanted?
Big box retailers, the professed champions of value, are happy to sell you any home theater and sound equipment you think you might like, and send you off to figure it out at home. That’s what they do. And that’s all they do.
If you want the home theater system that you envision, seek the services of Owners Skip Myers and Jon Colburn and their team of experienced professionals at ReelTime to take you from start to finish for the home theater or sound system of your dreams.
“Usually there is a part of the job that you find you just can’t do by yourself,” says Skip, who has overseen the design and installation of thousands of home theater and sound systems over the course of 40-plus years in the business. “You get your brand new television home, you’re so excited, then you realize you need to move an outlet or none of the cabinets you can find will fit your space.
We’re here to make sure you get the equipment that will give you what you want and the system that will work with that equipment, without leaving you to fend for yourself.”
The technicians and designers who work with clients are all ReelTime employees, knowledgeable in all home theater and sound technologies. First, they work closely with you to determine what you’re looking for. Then they custom design every aspect of the project, from wiring to custom-built cabinets, frames, or built-in wall designs. Finally, licensed, in-house contractors install your entertainment system with care and precision.
There are a couple of things that people may not think about when they embark upon the road to their own home entertainment system.
“You need to think about your home theater goals,” says Jon. “You don’t have to do everything at once – you can do it bit by bit – but if you know where you’re going, you’ll save money and when it’s all said and done, you’ll have exactly what you want and what you will actually use. We’re here to help you determine your goals.”
Skip and Jon are also advocates for getting what you’ll use, which is part of the design and planning process.
“You can buy everything you want to, but if you can’t operate it, what’s the point?” says Jon. “There’s the televi-
sion, DVD and Blue-ray; there’s the receiver, there’s Apple TV… it’s all great, but how do you get them to work together? We’re big advocates of the universal remote. Not everyone knows how to get the most out of their systems with one powerful remote – they’re not expensive, but the best ones are computer-based. We’ll set that up for you so you’re getting the most out of your custom system.”
It’s easy to assume that personal service is expensive, but a conversation with the experts at ReelTime and the experts at ReelTime is free. Ultimately, in planning your purchases for the right outcome, you’re likely to save money while avoiding chilling setbacks. The only chilling you want to be doing is in front of your fantasy home theater system.
26381 Via De Anza
San Juan Capistrano (949) 240-0555
ReelTimeAV.com
Home Automation
Owner Jon Colburn
Power Management
OLLI at UCI Delivers Excellence in Lifelong Learning
For over a quarter of a century, The Osher Lifelong Learning Institute at University of California, Irvine (OLLI at UCI) has been providing world-class education and social opportunities for mature adults throughout Orange County.
OLLI at UCI is a volunteer-based organization of adult learners – retired and semi-retired – who come together to discover, share, and build social connections with one another in a rich learning culture. Endowed by the Bernard Osher Foundation in 2006, OLLI at UCI offers a variety of thought-provoking short courses, taught by UCI professors and other respected experts, that explore subject areas like literature, history, science, and the arts. Members act as course facilitators, assist with administration, and volunteer their time to keep OLLI at UCI a vital and thriving part of the Orange County community.
“OLLI at UCI provides a rich learning environment for active adults who want to keep their minds enlightened and connect with like-minded individuals during retirement,” says Lonnie Horn, President of the OLLI at UCI Board of Directors and longtime OLLI member and volunteer.
“Not only can you attend exceptional educational lectures, but you can also expand your social network by volunteering to help execute OLLI’s program and by joining special interest groups that explore topics like food, foreign languages, and film.”
Classes are offered in OLLI’s state-ofthe-art classroom at the Irvine Station
(a hybrid option is offered for most courses) and cover a wealth of subject areas, from literature and music to wellness, current events, and history. The instruction is first-rate, drawing from UCI faculty as well as retired instructors and local professionals who are experts in their fields. The annual membership fee of $235 (or $160 for one semester) gives unlimited access not only to current classes, but also a library of over 700 recorded lectures.
For more information about OLLI at UCI, visit www.ce.uci.edu/olli/
DISCOVER the FAIRMONT Difference
F100% OF STUDENTS WHO STARTED FROM PRESCHOOL & APPLIED TO A TOP 100 SCHOOL WERE ADMITTED
airmont unleashes the genius in each child, whether a “late bloomer” or the highest achiever, empowering them to amplify their strengths and talents to reach their highest potential. Students are prepared to be future-ready in an everchanging world, and the educational community embraces a growth mindset and fosters a culture of excellence. From STEM to liberal arts, from cultural exchange opportunities to athletics and visual and performing arts, a Fairmont education places no limits on what your child can achieve.
Where will Fairmont Schools take your child?
THURSDAY, FEBRUARY 27TH
ST. ANNE SCHOOL
Academic Achievement. Spiritual Formation. Character Development.
Located less than two miles from the Pacific Ocean, St. Anne School is an independent Catholic school in Laguna Niguel, where dedicated teachers, administrators, and parents ensure that students are inspired to pursue their highest level of academic achievement, spiritual formation, and character development.
St. Anne students benefit from differentiated instruction, opportunities for collaboration, and strategies that stimulate critical thinking. Based on research and best practices, the classes maximize engagement and growth. The Student Support team ensures that all students can access the curriculum and enrichment opportunities that challenge them. Recognizing that learning is not limited to the classroom, St. Anne School incor-
porates experiential learning opportunities into its programming. From the preschool mud kitchen to upper school field study trips to Astrocamp, Pali Institute Science Camp, Catalina Island, and Washington, D.C., students have access to activities that build real-world knowledge.
St. Anne School is committed to developing students’ academic skills, character, and unique talents. Art, music, engineering design, orchestra, rock band, and creative writing classes provide students with opportunities to explore their interests and reflect the School’s dedication to educating and celebrating the whole child.
Guided by the teachings of the Catholic Church, the vibrant Campus Ministry program encourages spiritual growth through participation in
service projects, retreats, and weekly Masses. Additionally, extra-curricular programs such as musical theater, after-school classes, and various team sports allow students to grow and have fun.
St. Anne School graduates wellrounded, creative, and compassionate students of character who are well-equipped for the challenges of high school, college, and beyond.
To schedule a private tour or learn more about St. Anne School, please contact the Office of Admissions at 949-276-6700.
How Stratford’s Engineering Curriculum Takes Students to the Next Level in STEM/STEAM Education
“Scientists study the world as it is; engineers create the world that has never been.”
– Theodore von Karman, Hungarian-American mathematician, aerospace engineer, and physicist
Engineers develop new technologies or improve existing ones to increase their benefits, decrease known risks, and meet societal demands. They ask questions, define problems, plan, investigate, construct explanations, and design solutions. Children are naturally curious: they are eager to learn the “how and why” of everything: from “why does a beaver build a dam” to “how does a windmill work?” We encourage our curious and budding engineers of the future to understand the answers to these questions through hands-on engineering projects embedded in Preschool to Middle School science and engineering curriculum. Critical thinking, innovation, collaboration, and communication skills are intricately woven into the topics that students learn in their Next Generation Science Standards (NGSS) aligned science curriculum.
STARTING ENGINEERING CONCEPTS EARLY
Early learners, Preschool and Pre-Kindergarten students, love working with their hands! You can hear the exciting sounds and playful investigations in the classrooms during a science unit on-ramps and pathways. What might seem like simple play is actually quite complex, as children tackle big ideas around energy, force, and motion. After exploring the relationship between materials, the learning culminates in a design challenge: build a system that a small marble can move through. Our early engineers eagerly build, test, and try again until they achieve success together. In addition to feeling a sense of accomplishment, the children begin to understand how mistakes are opportunities to learn…a lesson for a lifetime!
Engineering, the all-important “E” in STEM and STEAM education – in this new age of technology, a robust engineering curriculum is more essential than ever. At Stratford School, our engineering curriculum is designed to prepare students to meet the unique challenges of the future armed with a solid engineering foundation from which they can build upon, whether they choose to continue their studies in any of the many engineering specialties that exist today or use those critical engineering principles to improve systems and solve problems in any field they decide to go into.
DESIGNING SOLUTIONS FOR THE FUTURE IN MIDDLE SCHOOL
In addition to being integrated into the science curriculum, engineering is also offered as a choice elective at Stratford Middle School. Students
who take Engineering design a sustainable futuristic city using engineering design principles and participate in the FutureCity Competition every year. Our students have consistently demonstrated innovative thinking in creating physical models of the city using mainly recycled materials. Stratford teams have placed in the top five positions in the past several years. One year, the FutureCity theme focused on designing a wastefree city inspired by the principles of a circular economy. Stratford students secured the first position in the regional competition and moved on to the national level. Students worked hard to create a future city that produces zero waste, can accommodate any age or ethnicity, and can ensure the comfort, safety, and convenience of its residents. A summary of the numerous components that make their city unique include the water filtration system, which filters water to be reused, the stacked agriculture farms that mimic natural environments and minimize space use, solar panels, wind turbines, and other examples of renewable energy.
At Stratford, in addition to developing the skills of creativity, curiosity, and perseverance through the engineering design process, our students learn a growth mindset and treat each challenge as an opportunity for growth and success in the future years!
Interested in learning more?
Abiding Savior Lutheran School & Preschool
Building Christ-Centered Leaders
By Jody Robinson
My husband and I remember our kids’ preschool years. Which will forever be known in our home as the grouping of years when we received advice - solicited and otherwise - from everyone we knew about which school has the best standardized test scores, or the greatest teacher of all time, the coolest playground, the worst cafeteria lunches. While all that is seemingly important, we remember being more concerned with selecting a school that would combine curricular learning with foundational development for our kids’ bodies and spirits as well. It’s a particular feat to emerge from university well educated to be sure, but what good is it really to gain the world and lose your soul?
Luckily for parents of school-aged children in South OC, it’s not necessary to spend long hours searching for a program that combines a culture of mission with a developmental approach in teaching (whereby students learn through play, movement and music) and an elementary school experience that follows along
with California State Standards and benchmarks to guide their teaching through mainstream curriculums.
Voted best faith-based school and preschool in Orange County, Abiding Savior Lutheran School takes very seriously the Biblical command to “train up a child in the way they should go, for when they are old they will not depart from it” (Proverbs 22). But what sets its campus apart from every other Preschool - 8th in the county? Parents and students would say it’s because Abiding Savior’s administration and teachers “bring [their] hearts to work.”
teaching staff is absolutely the best. They give so much of themselves to the families of Abiding Savior. They know each and every student in a very special way. They take into account their learning styles and if they are going through something that needs their attention.”
Emphasizing a growth mindset built on solid academic instruction and preparation for high school and beyond is key, built on a foundation of learning with the goal of “building Christ-Centered leaders” through an engaging curriculum, empowering social development and enriching service activities. Small class sizes leads to more individualized attention.
“Our preschool and elementary school share the same mission statement: Joyfully and intentionally make and nurture disciples who make disciples,” says Ms. Lucas. “We do that by loving, serving and connecting. We have weekly chapel services, daily religion classes and our Bibilcal Worldview is woven throughout our curriculum.
“Because of our culture, the comment that we hear most often when people walk onto campus is that they feel so welcome,” says Principal Donna Lucas. “When a student enrolls here they are more than just a student, they are a part of our family. They are important and special because they are a child of God. I believe that our
Service is a cornerstone of Abiding Savior’s mission. Students and staff collect offerings for many nonprofit organizations throughout the region, including NEGU, Disaster Relief Funds and other church outreach programs. Over 300 toys are collected each year for Spark of Love, over 500 boxes are packages for Operation Christmas Child and the school’s annual food drive benefits South County Outreach and Abiding Savior’s own pantry - amazing generosity for a school of just under 300 students.
Peking Acrobats!
January 28, 2025 Segerstrom Hall
In the words of Clive Davis of the New York Post, “The Peking Acrobats [are] pushing the envelope of human possibility,” combining agility and grace in remarkable feats of “pure artistry.” The Peking Acrobats have redefined audience perceptions of Chinese acrobatics. They perform daring maneuvers atop a precarious pagoda of chairs and display their technical prowess at such arts as trick-cycling, precision tumbling, juggling, somersaulting, and gymnastics. For info, visit SCFTA.org
Kimberly Akimbo
January 21 - February 2, 2025 Segerstrom Hall
Anew musical about growing up and growing old (in no particular order), KIMBERLY AKIMBO is the winner of 5 Tony Awards including BEST MUSICAL.
Kimberly is about to turn 16 and recently moved with her family to a new town in suburban New Jersey. In this “howlingly funny heartbreaker of a show” (The New Yorker), Kim is forced to navigate family dysfunction, a rare genetic condition, her first crush … and possible felony charges. Ever the optimist, she is determined to find happiness against all odds and embark on a great adventure.
How Can I Tell If I Have Skin Cancer?
There are three main types of skin cancer: basal cell carcinoma, squamous cell carcinoma, and melanoma. Because each has many different appearances, it is important to know the early warning signs.
Look especially for change of any kind. Do not ignore a suspicious spot simply because it does not hurt. Skin cancers may be painless, but dangerous all the same. If you notice one or more of the warning signs, see a board-certified dermatologist right away, preferably one who specializes in diseases of the skin.
ACTINIC KERATOSIS
An actinic keratosis (AK) is a crusty, scaly growth caused by damage from exposure to ultraviolet (UV) radiation. An AK is considered a precancer because if left alone, it could develop into a skin cancer. AKs are the product of a lifetime accumulation of UV damage and typically appear on areas most commonly exposed sun, such as the backs of the hands, forearms, face, neck, and scalp.
SQUAMOUS CELL CARCINOMA
Squamous cell carcinoma (SCC) is an uncontrolled growth of abnormal cells arising in the epidermis, the skin’s outermost layer. SCCs often look like scaly red patches, crusty bumps, warts, or elevated growths with a central depression. SCCs may appear suddenly and some forms are tender to touch. They can become disfiguring and sometimes deadly if allowed to grow. More than 1 million cases of SCC are diagnosed each year in the U.S., which translates to about 115 cases diagnosed every hour. Incidence has increased by 200 percent in the past three decades in the U.S., and more than 15,000 Americans die each year from this type of skin cancer.
BASAL CELL CARCINOMA
Basal cell carcinoma (BCC) is the most frequently occurring form of all cancers, with more than 4 million cases of diagnosed in the U.S. each year. BCCs may look like open sores, red patches, pink growths, shiny bumps, or scars. Any skin lesion that doesn’t heal, or bleeds with even gentle trauma, such as drying with a towel, is concerning for a BCC.
MELANOMA
Melanoma is a very dangerous form of skin cancer. Melanoma is caused mainly by intense, occasional UV exposure (frequently leading to sunburn), especially in those who are genetically predisposed to the disease. An estimated 178,560 cases of melanoma are diagnosed in the U.S. each year and is fatal for an estimated 9,320 of these patients. Fortunately, if melanoma is recognized and treated early, it is almost always curable.
WHAT PATIENTS NEED TO KNOW
1. Everyone needs to perform a self-skin exam once a month.
2. Melanoma can appear anywhere on the skin, including the palms/soles, under your nails, and places...for most, have never seen the light of day (genitalia). For this reason, it is important to look everywhere. Lock the bathroom door, get out a hand mirror, and check, it could save your life.
3. What to look for: ABCDEs, and an ugly duckling
A - Asymmetry: If I draw a line down the middle, do the sides match?
B - Border: Is there a nice crisp border, or does the mole melt into the surrounding skin?
C - Color: Moles should be one color, one shade of brown. Is there a variety of shades or additional colors, such as black, red, white, or blue?
D - Diameter: Any mole larger than 6mm, ie the head of a pencil eraser, has a higher risk of becoming melanoma.
E - Evolution: Has it changed?
F - The Ugly Duckling Sign: Most people have a “signature mole,” their own personal mole appearance and architecture. Is there a mole that seems different from all the others?
4. Everyone needs a full body skin exam by a board-certified dermatologist once a year, more frequently if you have a family history of skin cancer, a personal history of skin cancer, or live in an area with substantial sunshine.
Segerstrom
The Coach House Capistrano SJC
Quinn Sullivan Hamish Anderson
OC'S PREMIER CONCERT VENUE
JANUARY
JAN 3 QUEEN NATION
JAN 4 QUEEN NATION
JAN 8 QUINN SULLIVAN & HAMISH ANDERSON
JAN 9 ALL FIRED UP - A PAT BENETAR TRIBUTE
JAN 10 TOMMY CASTRO & THE PAINKILLERS
JAN 11 AC/DC VS. OZZY - A ROCK N ROLL SHOWDOWN
JAN 12 BURTON CUMMINGS OF THE ORIGINAL ‘THE GUESS WHO’
JAN 17 DADA
JAN 18 DSB (DON’T STOP BELIEVIN’) - TRIBUTE TO JOURNEY
JAN 23 PAT TRAVERS
JAN 24 GENE LOVES JEZEBEL & BOW WOW WOW
JAN 26 WHAT’S NEW PUSSYCAT - TRIBUTE TO TOM JONES
JAN 30 CANNED HEAT
JAN 31 DESPERADO - PREMIER EAGLES TRIBUTE
FEBRUARY
FEB 1 DESPERADO - PREMIER EAGLES TRIBUTE
FEB 2 RICKIE LEE JONES - TRIBUTE TO LED ZEPPELIN
FEB 5 LEO KOTTKE
FEB 7 DAVID COOK
FEB 8 LED ZEPAGAIN
FEB 14 A VALENTINE’S EVENING WITH OTTMAR LEIBERT & LUNA NEGRA
FEB 16 INCENDIO WITH SPECIAL GUEST ARDESHIR FARAH OF STRUNZ & FARAH
FEB 20 THE HEART OF ROCK AND ROLL - TRIBUTE TO HUEY LEWIS & THE NEWS
FEB 21 CHEST FEVER - OFFICIAL REVIVAL OF THE BAND
FEB 22 FAST TIMES - ULTIMATE 80’S TRIBUTE
FEB 23 ALWAYS ADELE - TRIBUTE TO ADELE
FEB 26 HUMMEL HARP BLOWOUT
FEB 27 VANESSA COLLIER
FEB 28 G’LOVE & SPECIAL SAUCE 33157 Camino Capistrano | San Juan Capistrano
JANUARY 8TH
QUINN SULLIVAN & HAMISH ANDERSON
Get ready for a rock ‘n’ roll adventure as two of the most mesmerizing guitarists of their generation, Hamish Anderson and Quinn Sullivan, split time zones to light up California stages like never before.Hamish Anderson, hailing from Melbourne, Australia, brings his old soul and young heart to this co-headlining tour, fresh off the release of his acclaimed album ELECTRIC. A beacon in the blues and rock world, Anderson has captivated audiences with his electrifying blend of traditional blues, rock & roll, and soul. Quinn Sullivan, the Boston-based guitar virtuoso, surfaced in the music scene after a serendipitous encounter with Buddy Guy at just eight years old. Now, at 25, Sullivan emerges as an emotive singer-songwriter with his fifth album, Salvation. Together on the Golden Strings Tour, Anderson and Sullivan promise an unforgettable celebration of blues rock across the sun-kissed California coast.
JANUARY 23RD
PAT TRAVERS
The Pat Travers Band (PTB) currently consists of Pat Travers (guitars, vocals, keyboards), Alex Petrosky (drums), and David Pastorius (bass/vocals). Travers sang on Boston metal band Extreme’s “Get the Funk Out” on their 1990 album Pornograffitti. Paul Gilbert has referred to Travers as a “guitar god”[6], and Kirk Hammett of Metallica has cited him as one of his favorite guitar players. Vito Bratta White Lion has stated Pat Travers is an influence to his soloing.
JANUARY 30TH
CANNED HEAT
Canned Heat rose to fame because their knowledge and love of blues music was both wide and deep. Emerging in 1966, Canned Heat was founded by blues historians and record collectors Alan “Blind Owl” Wilson and Bob “The Bear” Hite. The band attained three worldwide hits, “On The Road Again” in 1968, “Let’s Work Together” in 1970 and “Going Up The Country” in 1969 became rock anthems throughout the world with the latter being adopted as the unofficial theme song for the film Woodstock and the “Woodstock Generation.”
FEBRUARY 2ND
RICKIE LEE JONES
Rickie Lee Jones is an American musician, storyteller and two-time Grammy winner who has been inspiring pop culture for decades, beginning with her star-making self-titled debut, followed by the seminal Pirates. Named the “premiere song-stylist and songwriter of her generation” by The New Yorker, Jones released her Grammy-nominated album Pieces of Treasure in 2023. The Independent writes, “There has always been something defiant about Rickie Lee Jones . . . a voice from a dream, elusive yet familiar, transcendent, a messenger from another place.”
33157
LEO KOTTKE 2/5
TOMMY CASTRO 1/10
LED ZEPAGAIN 2/8
DADA 1/17
DAVID COOK 2/7
Grilled Lamb Chops
Scallops with Ricotta Pizza
By Jody Robinson
There is an unknown canyon that yawns wide for parents when it comes to booking a family vaca tion. You either get a family-fun plan, re plete with bright colors, cartoons on repeat, and too many chicken nuggets to count. Or you get an adult trip with no options for the younger set. I’m going to break some news to you though - there is a third option: renowned as one of the most inclusive family-friendly resorts in Playa del Carmen, Mexico, the Sandos Caracol Eco Experience Resort literally offers something for all ages and interests.
Discover Eco-Adventure at Sandos Caracol A Tropical Paradise in Mexico’s
Riviera Maya
INSPIRED BY NATURE
A bastion of Latin American biodiversity, the sprawling property showcases the splendor of the Riviera Maya at its most visually stunning, with nine distinct dining and drinking concepts, a full-service spa, an enormous water park and spacious accommodations that range from family-friendly suites to lavish penthouses in the Select Club, an upscale section of the resort dedicated to adult guests only.
Outdoor enthusiasts will revel in the abundant ecologically-rich environs of a property situated at the edge of an exotic jungle along a beautiful stretch of unspoiled white sand beach. Nature lovers will have no shortage of unforgettable adventures between kayaking the open ocean and snorkeling the azure waters of the Caribbean Sea to swimming in the crystal-clear waters of a cenote (an ancient sinkhole) believed by the Mayans to be the underworld’s entrance.
Sandos Caracol is home to ancient archeological ruins of one of the Mayan civilization’s most important merchant towns. Taking a walking tour of the land upon which the resort is set gives you an inside peek into the culture that once defined the region.
Ecotourism opportunities abound along the Caribbean coastline with multiple wildlife-focused excur sions available. On our Eco-Tour Photo Safari, we spotted curi-
Our family’s favorites? Our teenage son can eat his weight in protein so Fogo de Brazil topped his list – a traditional rodizio-style restaurant where the servers bring skewers of juicy and flavorful cuts of steak, pork, sausages and more right to your table accompanied by all-you-can-eat side dishes. Given the choice, my daughter and I always lean into
ous coatis (these indigenous creatures look like a cross between a badger and a monkey), howler monkeys, spider monkeys and iguanas while a guided photo tour brings birdwatching enthusiasts in search of colorful native species face to face with the Yucatan jay and orange oriole. Embark on a curated day trip to explore the beauty of the surrounding region. Guided kayaking tours showcase fascinating fauna and colorful reef fish while a tour of cenotes offers a unique exploration of a dazzling natural phenomena.
DESTINATION
DINING
Fancy yourself a foodie? Sandos is an epicurean delight. The extensive list of eateries on-site transports guests several continents from delicious Mediterranean-inspired seafood specialties at Riviera to La Toscana’s classic Italian cuisine.
Asian so El Templo’s traditional Japanese teppanyaki house where “playing with your food is the name of the game” was right up our alley. Chefs chopped, grilled, tossed and flamed a delicious dinner coupled with high energy entertainment. And no Mexico vacation would be complete without sampling authentic regional fare – offered here as a beautiful buffet laid out under the massive palapa roof of Las Máscaras amidst a colorful backdrop of Mexican masks and artwork.
Speaking of entertainment, there is no shortage of nightly shows. Our favorite was the Sacred Fire Ceremony set at city center to tell the tale of a traditional Mayan legend. On our last night, we wound down the evening at Magic Town, where we played Mexican games and enjoyed the vibrant music of Juan Gabriel.
L’Elefant Bar provides a popular watering hole whether you are in the mood for a cappuccino or something a little stronger. Specialty drink options abound in and out of the water – get cozy on the terrace at El Manglar for charming views of the river and mangrove or swim up to the Sirena bar at the lively main pool.
SANDOS AQUAPARK
A thrilling water wonderland with slides and attractions for all ages is the perfect way for the littles to expend a ton of excess energy while grownups relax poolside. For our part, an afternoon spent here allowed for great parent/ teen bonding as we alternated between “racing” down multiple waterslides and floating along a luxurious lazy river. Best yet, no jungle or mangrove forest was moved or impacted by the waterpark’s construction - ensuring that a minimal carbon footprint and a commitment to environmental preservation remains a key feature in the litany of unforgettable reasons to choose this premier destination for your next family adventure.
A variety of cuisines, handcrafted cocktails, spacious accommodations, abundant indoor and outdoor activity and unparalleled service at Playa del Carmen’s eco-luxury resort on the Riviera Maya makes the proverbial chasm between memory-making family-fun and an all-inclusive vacation look like a paved road to paradise.
Sandos.com
HAPPY HOUR
From 3:30 to 6:30 PM I 7 Days a week!
FOOD
JOE’S GARLIC BREAD
Toasted Italian bread with our house blend of garlic and herbs butter
MEATBALLS AL FORNO
$4
$6
House made meatballs, mozzarella, parmiggiano, pomodoro, garlic bread
CHICKEN WINGS ITALIANO
Parmesan, garlic creamy sauce
CHICKEN WINGS DIAVOLA
$7
$7
Tabasco glazed, served with house ranch dressing MEATBALL SLIDERS
$7
Handmade large meatball with melted mozzarella in Hawaiian sweet rolls
CHICKEN SLIDERS
$8
Gluten-free breaded chicken breast filet, tomato, lettuce, aoili
JUMBO SHRIMP COCKTAIL
$8
Jumbo blue wild Mexican prawn served with our house made cocktail sauce
Thinly sliced filet mignon encrusted with cracked black peppercorn, topped with arugula, capers and drizzled with extra virgin olive oil
AHI TUNA CARPACCIO
$12
Sashimi grade tuna over tri-color house made slaw, cucumbers, cut tomatoes, carrots, wasabi, soy ginger vinaigrette
DRINKS
COCKTAILS
Ask a SOMM
By Jody Robinson
A good sommelier is a helper, a guide to finding the best wine for your food and experience. For this month’s installment, we again approached South County-based sommelier Micah Sampson to address a few frequently asked questions.
Q Should I pay attention to wine ratings? What do they mean?
A At the end of the day all wine ratings really are are opinions and scores from people who drink and know a lot about wine.
So if you need some help picking out a wine from a region you know nothing about, then sure, take a look at an online magazine and see what some of the ratings say. Generally, 88-90 points and higher mean the wine is going to be good. But once you get to the high 90’s you’re likely going to be paying a lot more for them, mainly because they have the high rating.
But I can let you in on a little secret, many amazing producers out there don’t even get their wines rated! The best way to find these is to look for wines with high ratings, remember the areas they come from, and then look for other producers in the same areas. You can often find killer wines for a fraction of the price when doing it this way. Another secret… this is exactly the way Somm’s Stash wines are made ��
Q How long do wines stay good after opening?
A This is an easy one, but still important. In general, wines will still be good for a day or two after you open them, but will start to degrade a bit from the moment you open them. Usually by day three you’ll notice the wines aren’t as good as they were when first opened, and by days four and beyond the wines just don’t taste right.
A little hint to get an extra day or two out of opened red wine is to seal the bottle with a cork or rubber stopper and store the half empty bottle in the fridge! The low temp in the fridge helps slow the degradation process. Just let the wine slowly warm up in a glass when you want one, cupping your hands around the glass will speed this up a bit.
Q What are sulfites and are they bad?
A We’ve all heard it… “Do you have any wines without sulfites? They give me headaches.” This is when the som-
melier mentally puts his or her palm to their face.
In the recent social-media-driven years, the word “sulfites” has become the new bad word in wine. But why? When did we become so focused on this one component in wine, treating it like a poison? It’s mentioned with an almost villainous undertone now, like some evil wizard is adding it to wine when no one is looking.
In reality, sulfites have been a known part of wine making for a thousand years. They are harmless to almost everyone and occur naturally in all wines. Yes… I said naturally in all wines.
Sulfites occur as part of the fermentation process, a natural byproduct of yeast metabolism during the conversion of sugar to alcohol. They are completely harmless to over 99% of all people.
In fact, the human body produces sulfites, a whole bunch of it, there’s already about 10 times more sulfites in you on a daily basis than a bottle of wine.
The thought of sulfites being a synthetic chemical added to wine is just a misguided fear. Winemakers might add additional small quantities near the end of fermentation to halt the process, but that’s the natural way to do it, like turning on the lights at the end of a dance party.
It’s also added during bottling as an antioxidant to help prevent spoilage. But, they only use what is needed to complete those stages, usually using amounts far within acceptable boundaries.
Sulfites do two things really well: they bond with oxygen molecules, keeping the wine from oxidizing into vinegar, and they push bacteria out of the wine to keep it from spoiling. Sulfites are like bouncers at the door of a bar, keeping the bad people out without ruining the party.
Micah is happy to connect personally His cell is (562) 241-1699 or Micah@SampsonFamilyWines.com SommStash.com
Sommelier Micah Sampson
Mission Viejo Wigs: Where Customers are “Family”
by Jody robinson
Mission Viejo Wigs is truly a family business. Not in the traditional sense, where its owners and operators share the same genes. But rather in such a way that every person who has walked through Owner Betty Darroch’s doors in the 30+ years she has been in operation immediately felt like a member of Darroch’s extended family.
As a professional hair and wig stylist since 1962, Betty began her career at CBS where her résumé reads like a celebrity screenplay starring the coifs of a veritable “who’s who” of Hollywood: Ann Margaret, Carol Lawrence, the Midnight Specials and the Sonny & Cher Show. She went on to work for the Hallelujah Hollywood Show at the MGM Hotel in Las Vegas.
But it wasn’t until she opened her own business in Mission Viejo that she felt as though she were “truly doing God’s work.”
Her clients today include people who are experiencing hair loss due to chemotherapy treatment, alopecia or other medical conditions. Betty specializes in wigs, hairpieces and toupees for women, men and children and carries only the highest quality brands. Each wig or hairpiece is custom fit to the client for the most natural look and feel – no one will know you’re wearing a wig unless you tell them.
received many compliments on her “new do” and no one was the wiser.
It’s been over nine years since my mother completed treatment and is now leading a cancer-free life. Although her own hair has long since grown back, she still often prefers to wear Betty’s wigs on “bad hair days.”
Thank you Betty!
“Hair loss, whether it is the result of illness, the aging process or heredity, can be a traumatic and emotionally draining experience,” says Betty. “We work with people on a daily basis who are facing the issue of hair loss for the first time. Our goal is to help you find the solution that works best for you and do so in a caring way that makes you realize that you are not alone.”
There are wonderful testimonials from longtime customers on her web site (missionviejowigs. com), but for me, the best testament to Betty’s genuine, caring nature came from a source closer to home.
When my mother was diagnosed with lung cancer six years ago, there were so many aspects of what she was facing - including the side effects associated wit chemotherapy treatment – that were out of our control. But my mother’s appearance was something she felt she could dictate. We knew she would lose her hair, but she was determined not to “look like a sick person.”
From the moment my mother met Betty, she knew she had found the right place and more importantly, the right person to help her. Betty shared so many stories of survival – of longtime customers and friends who fought a similar battle and won. Her warm embrace and inspired hope and help steel her resolve to maintain a positive, fighting attitude when she was diagnosed with lung cancer.
The wig Betty selected was the perfect color and style for my mother’s face (and head) shape. The wig was so natural looking that my mother
Pets of the Month
My name is Haystack and I just can’t wait to meet you! Sometimes it takes me a little time to warm up to new people, but I have a sweet personality that you’re sure to love. I’m a spunky little girl and just about two years old. I am fairly outgoing and don’t mind being picked up and petted- especially if there is a treat in it for me! Could you be my somebunny special?
Are you looking for a fun and outgoing pup to brighten your days? Look no further than Hailey, a ten month old sweetheart who just can’t wait to meet you. Full of happy energy, Hailey loves outdoor activities and playing with the other dogs. Her ideal home would be with an active family who can continue with her puppy training. Once you meet Hailey, she’s sure to steal your heart.
ADOPT ME
Three year old Emilio is a real catch. Not only is he a handsome boy, but he is also quite the gentleman on leash. Emilio is quick to learn when working with his trainers and is very food motivated. He enjoys long walks and playing with his dog friends in the yard. Could this blue-eyed charmer be your perfect match?
If you are interested in adopting an animal listed here, please call the San Clemente/Dana Point Animal Shelter at (949)492-1617 or visit them at 221 Avenida Fabricante, San Clemente.
Point your camera at this QR code to visit our website.
IVAN HO, DDS
“As a doctor myself, extensive knowledge and expertise is important. Dr Ho is truly an expert!” Steve H., Doctor
“I’ve been searching for a dentist with honesty and compassion, I found Dr Ho through a co-worker and refer all my friends and family to him.” Angela P., School Teacher
“Dr Ho and his team treats me with respect and values my feelings and opinions by involving me with my treatments. Also loves all his latest technologies.” Chris P., Attorney
Why Repipe when you can ?
By Jody Robinson
Lead-Free, Leak-Free Pipe Protection
It is safe to say that I know nothing about pipes. I know a little about drywall, and some about framing; my husband has his general contractor’s license so I’ve picked up a few nuggets of knowledge over the years - albeit in conversation, not in practice.
Pipes, however, are a complete mystery. I have family who live on the East Coast, where pipes seem to burst with some degree of frequency in the winter, but that is the extent of my experience via six degrees of separation. Since our family moved into our “new” home in San Juan Capistrano a few years ago, we have since become something of an expert on experts: those who do and don’t know anything about pipes. There are a bunch of things I can now catch you up on: leaks, sprinkler lines, lead testing. But truly, all you need to know is this: In many cases, ePIPE can have your pipes restored the same day without displacing you from your home.
Topping my list of folks I’d call expert, ePIPE has been in business since 1999. With over 40 international and US-based patents, the company has contracts with the US Department of Defense, several counties across the States, schools, HOA’s, and thousands of individual homeowners nationwide.
Jason Houck, National Sales Director notes “twenty years ago this process was developed to be more convenient, less destructive, longer lasting, and healthier. Now it’s a patented, proven process used around the globe.” Traditional systems wreak havoc on a home, tearing up floors, walls, and ceilings. To get to the pipe, you have to get everything else out of the way: and then to replace the pipe, you have to remove what is there. “Instead of re-piping, we restore pipes in place. Many homes can be completed in a day, with the water going back on in a number of hours.”
Pool piping, fire sprinkler systems, water lines - ePIPE deals with it all. They’ll even test for lead and remediate as a LeadSmart® Service provider. Any number of factors can lead to corrosion in a system, often in as little as two years after installation. Any number of factors can lead to pinhole or slab leaks. So what happens next? If your pipes were simply failing due to changing water chemistry, perhaps you’re wondering if there is a better pipe? Turns out the restoration of your pressurized system can be as simple as drying, cleaning and applying ePIPE's patented epoxy coating. “The cleaning process prepares the internal pipe surface for proper bonding,” says Jason. “A bit like sanding before you paint.”
In researching what ePIPE has to offer in terms of the process, I don’t see the word drilling, or destruction, or demolition anywhere. Taking care of
a problem once it begins is one thing, but ensuring that you won’t have that problem for years down the road is entirely different.
Restored piping protects against corroding and pitting, in turn reducing copper and lead leaching.
“Because there is no need to destroy walls, ceilings, or floors, you save a significant amount of money in reconstruction costs,” says Jason. “I’ll keep saying it: we do the work without the mess and expense.” Ranked in the top 1% of over 300,000 California contractors, ePIPE is here to ensure your pipes deliver the way they were made to. That’s really all I need to know.
To connect with Jason and his team, call (866) 567-5106 or visit www.WhyRePipe.com
California Gun Services Safe Gun Storage, Ownership and Disposal
After my grandfather passed away, I moved in with my grandma, doing chores around the house and helping to maintain the garden.
One day, I was looking for my grandfather’s whetstone, to sharpen an old pair of shears, and I stumbled across his Colt Python 357 Magnum. I thought it might be a relic from one of the movies he worked on in the 50’s, but according to my grandma, it was just “one of those things your grandpa just insisted on having.”
Jeff McCabe has gotten more of his fair share of calls from people like myself, who accidentally come across family firearms in their home and don’t have the first idea of what to do with them. The owner of California Gun Services (CGS), Jeff is in the business of safe gun storage, ownership and disposal. The first step? Following California gun laws. I had zero clue that by driving the Colt to the Army Navy to try and turn it in, I’d be breaking a couple laws. According to Jeff there are laws restricting gifting or selling a gun, receiving a gun, borrowing a gun, transporting a gun, even storing guns. New laws come out every year, and it is almost impossible for anyone, even aficionados to keep up with them. Jeff and his team work closely with local law enforcement to ensure the process is easy and safe.
My grandma was afraid the grandkids might find it and would “just feel safer without it.” A sentiment shared by Jeff’s friends, family and fellow church parishionersmany of whom have sought his assistance over the years to ensure the proper storage or disposal of firearms they found themselves in possession of upon the passing of a loved one.
A BUSINESS IS BORN
What initially started as a favor for a friend has grown into a bonafide side business as word has spread about Jeff’s particular skill set and confidence in handling firearms. As the owner of the Orange-based One Way Painting, Jeff often encountered situations whereby he would come across a firearm when moving furniture around for a client prior to starting a painting project.
“Many times, the firearm belonged to my client’s father, grandfather or late husband and she never touched it because she was afraid of guns, but didn’t know how to get rid of it safely,” he says. “So many times these guns are loaded and just stuck in a nightstand or stored under the bed.”
Over the years, Jeff has encountered a variety of different circumstances where individuals seek his assistance in disposing of unwanted firearms. All situations call for professionalism and expertise, but some also require a more delicate approach. One such case was a recent call by a family whose patriarch was once a responsible gun owner, but was now suffering the early signs of dementia. “His family wanted the firearms removed for safety reasons, but the gentleman lawfully owns the guns so it’s important to have a heightened sensitivity so as not to create upset,” says Jeff.
In addition to lay people looking for help, Jeff and his team also assist estate and probate attorneys representing
clients who are surviving family members in possession of unwanted firearms to navigate the process of safe gun disposal.
Raised in a family that had firearms for hunting and sporting, Jeff was taught early on how to handle, be respectful and always be safe when handling firearms. Jeff adds that “ … we as Americans have a great privilege to be able to own a firearm, but with that comes an even greater responsibility to not only protect ourselves legally by complying with Federal and State laws, but to protect ourselves, our neighbors and most importantly, our children from all possible dangers associated with firearms.”
San Clemente resident Rhonda Murphy couldn’t agree more. “There are many things to deal with when a loved one dies. In 2010, when cleaning out my husband’s closet, I came across several of his guns. I didn’t want to keep them and was unsure of what to do with them. My daughters didn’t want the guns and I didn’t want to deal with the hassle of storing them as my grandkids are often at my house. A friend suggested I call Jeff. He was very nice, easy to talk with, trustworthy and knowledgeable. He came to my house, checked all the guns to make sure they were unloaded and removed them. Jeff also told me that one of the guns was a collector’s item and was able to sell it for me. One less thing to have to worry about. I can’t recommend Jeff enough.”
As part of their auditing procedures, California Gun Services gives clients the option of a Voluntary Registration Form (in the case where the weapon was inherited). Many of Jeff’s clients are like my grandma who just prefers that the gun is destroyed. Jeff holds a Federal Firearm License and as such, is able to take possession of firearms without a Gun Transfer. He can also inspect firearms to ensure they are still in working order, and even tell you if the gun, or guns, you have is California Compliant.
“Most people are unaware that firearms that were purchased legally from a gun shop just a year ago may now be illegal in California,” says Jeff. “If we find a firearm that is out of compliance with the law, you’ll receive solid advice on how to make it compliant, sell it out of state, or potentially dispose of it. Our process is approved and certified by local law enforcement, it’s legal, safe and adheres to all state and federal firearms laws.
“Since firearms last more than a lifetime, families often have small and large collections of guns in their home. Knowing what you have and what to do with those firearms is important. Whether it’s from a death in the family, inheritance, or just a need for clearing out some that you know you will never use, we can help. Following California gun laws is essential. We come to you. It’s a safe, easy and professional process.”
California Gun Services (714) 639-9608
www.CaliforniaGunServices.com
California Gun Services’ processes are approved and certified by local law enforcement and adheres to all state and federal firearms laws for the following services:
GUN AUDIT
Jeff will come to you and inspect your firearms to make sure they are in proper working order and that they are California Compliant. If your firearm is not compliant with the California Law, you will receive solid advice on how to make it compliant or possibly dispose or sell it out of state.
GUN DISPOSAL
If a firearm is found to be unsafe to use, cannot be repaired and has no historical value. California Gun Services will permanently destroy it by torching the receiver or frame into three parts or cutting it with a saw into five parts. Jeff will document this with photos and log it for the Alcohol, Tobacco and Firearms and email you the proof of destruction.
GUN TRANSFERS
Private Party Transfers happen between two individuals and will need to take place at a Federal Firearm Licensed Dealer. Since this needs to be done at a Gun Shop, Jeff cannot offer this as an in-home service. If you have inherited or legally obtain a firearm, he can provide you with a Voluntary Registration form or you can download it from the California Department of Justice which is NOT required to do at a gun shop. California Gun Services has a Federal Firearm License and can legally come to you and take possession of a firearm without a Gun Transfer.
GUN PURCHASES OF UNWANTED FIREARMS OR COLLECTIONS
California Gun Services will come to you and appraise a single gun or an entire collection of any size. You will receive an explanation of how guns are legally sold and transferred. California Gun Services can then make you a fair market value offer and/or explain how a gun can be put up for sale on consignment.
AMMUNITION AUDIT
California Gun Services will make sure you are using the right ammunition for the firearms that you have and that it is legal in the State of California. Jeff will inspect the ammunition to make sure that it has been stored correctly, is in good condition and will ensure that the ammunition is being stored properly, using the right type of container and stored in the right location in your home.
Your Kitchen with kitchen tune-up
By Jody Robinson
I’d go out on a limb pretty easily in support of the claim that most processes exist as a response to an existing problem. Such was certainly the case for local business owner Kim Wilbur when she found herself at the all-too-familiar crossroads between a kitchen contractor estimate and the final bill.
As a local owner of Kitchen Tune-Up (a national franchise with over 36 years of expertise and ranked the #1 Kitchen Remodeling Franchise on Entrepreneur’s Franchise 55), Wilbur is dedicated to serving South OC residents with a personal, straightforward, “no surprises” approach. No matter the level or complexity of your kitchen remodel, Kim and her team are committed to helping you make your kitchen just as you want it – a welcoming, serene and stylish space.
“We give you a detailed proposal before we start the project, and we stick
Reface and SAVE by keeping your cabinet boxes in place. You can choose a NEW style and/or color for your cabinets WITHOUT the cost, mess and length of a complete remodel.”
to it,” says Kim. “We put everything in writing so there are absolutely no surprises along the way.”
There’s also no second-guessing whether or not the photos you saw in the glossy magazine were an actual kitchen or a rendering. And the real kicker is that if you like the bones of your existing kitchen and your cabinets are structurally sound, then a tune-up might be all you need.
Kitchen Tune-Up specializes in five core services: the original kitchen tune-up, which is an artistic restoration of original factory finished cabinets, cabinet painting, redooring, refacing and custom cabinets. Every step of the way, you’ll be greeted with collaboration, and a bespoke solution to your specific needs.
Looking for an updated kitchen style? Refresh without replacing all the cabinets by simply replacing the doors and drawer fronts. Kitchen seem dark and dated? Crave a pop of color?
Kim’s cabinet painting service offers a cost-effective transformation whereby your cabinet doors and drawer fronts are whisked away for cleaning and painting and reinstalled for a fresh look.
Every step of the way, you’ll be greeted with collaboration, and a bespoke solution to your specific needs.
“Our commitment is to tailored fixes or custom creations right alongside outstanding service,” says Kim. “Ensuring your space remains functional and timeless no matter the update, we strive to truly make your kitchen the heart of your home.”
(949) 681-8353
Life. Organized.
By Jody Robinson
Classy Closets’ unique, custom solutions for the home and office can instantly double or even triple your storage space.
Closet organization is something of an oxymoron at my house. Same goes for my home office. I actually do know where everything is in the stacks of paper that perpetually reside atop my desk, but good luck having anyone else make rhyme or reason of my filing “system.”
I’m clearly a candidate for the handiwork of a company like Classy Closets – if it’s a matter of function or simply
a desire to have your mess aesthetically addressed, Classy Closets will customize your work/life space with made-toorder cabinetry and organization systems for your home office, garage, bedroom, laundry room, pantry, media centers, wallbeds and more.
Think you can’t afford to bring in the professionals? Classy Closets, which has served all of Orange County and
San Diego since 2003, offers organization options for virtually every budget – from basic white melanine to solid wood cabinetry.
“Nothing we do is cookie cutter,” says Company CFO Gary Pavitt. “Although Classy Closets is a franchise, we’re not governed by the rules that typically dictate processes of typical franchise operations – particularly with regard to the materials and mounting systems we use. What works in terms of style and function at a home in Tucson, for instance, wouldn’t necessarily translate to a house in Huntington Beach. So we have the freedom to customize our work to our client’s specific needs and desires.”
Another differentiator is that Gary and his team manufacture their products right here in Southern California, which affords them the ability to offer their clients a broader range of product options at a level of quality that is “second to none.” And because they are “hands-on” from design consultation to manufacture and installation, Gary and his staff pride themselves on providing unparalleled customer service.
“What’s really fun is having the ability to create the products in-house,” says Gary. “I really enjoy introducing new ways to make things better, bringing in new products and keeping up with the latest trends in the industry. We go out of our way to keep our customers satisfied … that’s what makes it all worthwhile. As in any business, your customers are golden and we’ve been very fortunate that a large percentage of our business is in referrals.”
Repeat customers Marta and Mike Fowler of San Diego say that Classy
Closets is a “dream company - one that not only delivers beautiful craftsmanship, but also that elusive quality of excellent service. Every good cliché regarding their work applies.”
“This is our second home that Classy Closets has refined to meet all our storage needs, from closets to garage, from bathroom storage to entertainment center. And they never try to oversell, giving honest recommendations for products, charging fair prices within reach,” says Marta. “Their creative solutions and impeccable workmanship combine to make functional pieces we love living with. We have only one warning: Classy Closets is addictive, and you will find yourself wanting to spread the good news.”
In a letter to Gary’s business partner Kate Monaghan, Carlsbad-based Interior Designer Karen Wirrig echoes the Fowler’s sentiment and adds that “my new master closet is beautiful and your attention to detail is evident. I also want to commend your installation crew. They were on time, tidy, polite, and did excellent work … I will wholeheartedly recommend your company to all my clients. It has been a pleasure to work with you all.”
•
•
Coastal Shades
Discover Premium Designs and Tailored Solutions for Every Room
By Jody Robinson
In interviewing scores of entrepreneurs over the last 20+ years, I’ve learned that sometimes a business owners’ career trajectory is a straight line. For others, finding their true calling might have taken a bit more of a circuitous route. But in virtually every instance, the most successful professionals are those who are passionate about what they do. So much so that their daily responsibilities don’t feel much like work at all.
Such is the case for Cesar Jimenez and his wife, Adria, who initially followed a different path before finding their shared passion for the home improvement industry. Today they own and operate a number of local businesses, including the San Clemente-based Coastal Shades, which specializes in motorized window coverings, blinds, interior and exterior shades, shutters and drapery.
“My previous career had me traveling all over the country selling hardware and software for a telematics company,” says Cesar. “After years of living the traveling-salesman life and missing out on a lot of time with my wife and daughters, I decided to look into other career options.”
Sitting on a park bench on a family vacation in Colorado, watching his kids ice skate, Cesar’s wife turned to him and asked why not start a business there? The very same day they started the search, they found a gentleman selling his window coverings company. When one door closes, a window opens, but not many blow open quite so quickly following the decision to make a life change. They immediately began the purchasing process, and a few short months later moved to the Centennial State to watch their new business flourish.
When deciding to relocate to San Clemente to be closer to his wife’s family, the couple were excited for the opportunity to “be a part of the community for which we have such fond memories.”
Although new to the area, Cesar and Adria bring years of experience to Coastal Shades, the sister company of North County Blinds, a respected name in the window-covering industry in San Diego since 1985.
“Continuing the legacy of excellence set forth by North County Blinds, Coastal Shades brings decades of experience, knowledge, and expertise to every project we undertake,” says Cesar. “Our team of highly skilled professionals are passionate about creating stunning window treatments that perfectly complement any space.”
The hallmarks of Coastal Shades’ service includes top-quality craftsmanship, personalized attention to detail, and a steadfast dedication to ensuring that every customer’s vision is brought to life.
“We take pride in offering a wide range of design options, utilizing the latest materials and technologies to provide our clients with the best solutions for their unique needs,” says Cesar. “Our goal is to make your buying process as simple as possible. And our specialty is offering a customized, bespoke experience where we eliminate the headache. That’s it.” Sounds like a worthy goal to pursue after all.
439 N. El Camino Real, Suite C San Clemente (949) 594-0200
Cesar and Adria Jimenez
Healing Hearts EMERGENCY ANIMAL
By Jody Robinson
HOSPITAL
In writing this editorial, I recalled a friend once asking me to explain the premise of a book called “All Creatures Great and Small.”
It’s about giving veterinary care to animals like you’d give pediatric care to children in your community - with grace, and love, and an incredible amount of passion. James Herriot’s example was set long ago
through the tales of extraordinary and ordinary circumstance, but the level of service, specialization, and care lives on in clinics like Healing Hearts Emergency Animal Hospital in Laguna Hills.
Since opening its doors last August, the team of compassionate professionals here have provided the highest level of emergency medicine to dogs, cats, avian patients and even most exotics. Dr. Berschauer, the CEO and founding veterinarian behind Healing Hearts, strives to put together the best option for treatment for each patient on an individual level.
“We do this by working with each pet owner to determine what the optimal plan looks like for the care of your beloved pet,” says Stephanie Yun, office
manager. “With a fully equipped ICU, advanced monitoring systems, oxygen cage, full in-house lab, we’re ready to handle almost any emergency.”
In the rare instance that your pet needs treatment outside of Healing Hearts’ capabilities, they’ll help you coordinate the transfer and care to an outside facility. “We’re not kind or compassionate within our four walls alone - the nature of community is that it exists beyond our front door and we’re willing to go to any lengths to ensure your pet’s needs are met, wherever they end up.”
Dr. Berschauer and his staff’s warmth and dedication to caring for our furry (and sometimes not so furry) family members truly sets them apart. Each came from a different medical field, but their love of animals brought them to where they are today. Ensuring that we can bring back the “oldschool feel” of veterinary medicine “where your animal is assessed and treated from head-to-toe with stateof-the-art equipment” comes first. For all creatures, great and small.
Dr. Berschauer
In a concert which presents two of classical music’s most exciting rising stars, mezzo-soprano Kayleigh Decker and pianist Shunta Morimoto, take the stage with Scott Dunn and the Four Seasons Orchestra for an evening of mesmerizing artistry and emotional depth.
Decker, praised for her “pure vocal gold,” will showcase her rich, shimmering mezzo voice in a performance of three of Mahler’s exquisite Rückert-Lieder. Morimoto, the prodigious young pianist from Kyoto, Japan, known for his technical brilliance and profound emotional connection with audiences, will offer a powerful interpretation of Brahms’ monumental Second Piano Concerto.
The program opens with the West Coast premiere of a work by Dunn’s mentor, Sir Rodney Bennett whose brilliant Partita (1995) is a dazzling fusion of classical and contemporary music. With Decker’s expressive vocal presence and Morimoto’s captivating piano artistry, this performance promises an unforgettable evening of music that transcends boundaries and touches the soul.
Medicare Part B Costs Increase in 2025
The majority of Medicare beneficiaries don’t’ pay a premium each month for Part A, but they do for Part B. Their Part B premium will be automatically deducted from their social security check and if they aren’t taking social security yet then they get a bill from the Medicare (aka the government). The standard premium for Medicare Part B (outpatient and doctor services) in 2024 was $174.70. In 2025 it will increase to $185.00, and increase of $10.30
The Medicare Part B deductible also increased; from $240 in 2024 to $257 in 2025.
If your modified adjusted gross income (MAGI) is above a certain amount, you will pay an Income Related Adjustment Amount (IRMAA). Medicare uses the modified adjusted gross income reported on your IRS tax return from 2 years ago. The IRS provides this information to Social Security. Notices for your IRMAA amounts have begun to arrive in the mail for 2025, so keep an eye out for that to avoid any surprises in the new year.
There are 5 higher income brackets that cause a person to pay more for their Medicare Part B and an added assessment to their Part D (drug) coverage. In 2025 IRMAA will be assessed when an individual’s MAGI is above $106,000 and a married couple’s MAGI is above $212,000.
Ivan Ho, DDS – Pro Smiles OC Committed to Exceptional Care
By Jody Robinson
Ask a teenager what career path they're interested in a pursuing and you'll likely hear a different answer in each year of his or her high school career. Which is why I was all the more impressed when I learned that Ivan Ho, DDS used to tell customers at his first job bagging groceries that he wanted to be a dentist. At the age of 15, mind you.
All throughout my youth, I wondered why people didn’t like going to the dentist. That all changed when I moved away from home to go to college, and had to find a new dentist for the first time. That experience opened my eyes to how intimate dentistry is and how vulnerable you feel if you are not comfortable in the dental office.
Your smile/mouth is the first thing people notice when they speak to you. Finding someone you trust to take care of your dental hygiene is im perative to enjoying the confidence a beautiful smile gives you. Dr. Ho is one of those select few dentists you can trust. From the moment you meet him, you are immediately touched by his warm nature and empathy.
Dr. Ho has been caring for patients for over twenty years and has won numerous awards and reviews that focus not only on his excellency within dentistry, but also the warmth with which he treats his patients - as welcome guests and friends.
As a University of Southern California School of Den tistry graduate and an award-winning boardcertified dentist, Dr. Ho lectures nationally and internationally about both cosmetic and implant
dentistry and was recently named a Diplomate of the International Academy of Dental Implantology (IADI). His expertise and warm demeanor have earned him the respect and trust of both colleagues and patients.
“As a doctor myself, extensive knowledge and expertise is important, says Patient Steve H., MD. “Dr Ho is truly an expert!”
Local school teacher Angela P. echoes the sentiment and adds: “I’ve been searching for a dentist with honesty and compassion, I found Dr Ho through a co-worker and refer all my friends and family to him.”
Dr. Ho has had more than his fair share of time in the dental chair as a patient. This has given him the unique perspec-
“I had extra teeth and gum issues that required multiple gum and oral surgeries from my childhood all through my adolescence,” says Dr. Ho. “Despite the many and varied procedures I went through, I was fortunate enough to see wonderful providers and I was extremely grateful for the care they gave me. The experience of rectifying my own oral health led me to pursue dentistry. I wanted to give back to a profession that changed my life.”
In 1992, Dr. Ho started his practice in Laguna Hills and added a second office in Rancho Santa Margarita and with great dedication and hard work, cared for residents of both cities.
“As my children started to grow up, I realized that I wanted to spend more time with them while I could,” he says. “So I sold my Laguna Hills location and focused on RSM, which is where I lived."
Now that his children are grown, Dr. Ho relocated back to Laguna Hills and is thrilled to be back caring for patients who got him started over two decades ago.
“It is not just fillings, crowns, implants, cosmetic dentistry or cleanings: it’s ‘beyond the nuances’ dentistry,” he says. “Your oral health plays a very important role in your overall health and your ability to enjoy the simple pleasures of life like eating good food. After all, your smile is an indication of what is within.”
Diplomate – International Academy of Dental Implantology (IADI)
Diplomate – International Congress of Oral Implantology (ICOI)
Fellow - American Academy of Implant Dentistry (AAID) American Academy of Cosmetic Dentistry (AACD)
Pro Smiles OC 24953 Paseo de Valencia, Suite 6C Laguna Hills (949) 880-6638 | ProSmilesOC.com
Ivan Ho, DDS
Prescription Payment Plan
By Stephanie Frisch
In August of 2022 President Biden signed the Inflation Reduction Act of 2022 into law.
The new drug law makes improvements to Medicare by lowering drug costs and improving the sustainability of the Medicare program for generations to come.
For the first time, beginning in 2025, the new drug law requires that all Medicare prescription drug plans, referred to as Medicare Part D plans, both stand-alone drug plans and Medicare Advantage plans with prescription drug coverage to offer enrollees the option to pay out-of-pocket prescription drug costs in capped monthly installment payments instead of all at once at the pharmacy. This will be very helpful for people who have a Part D deductible that needs to be paid first before drug copays begin. (In 2025 it can be as high as $590). CMS (Centers for Medicare/ Medicaid Services) has named this program the “Medicare Prescription Payment Plan”.
Starting with plan year 2025, Part D Enrollees may opt into the program
prior to the beginning of the plan year, or in any month during a plan year. They do this by notifying the Part D sponsor (insurance company) and they then complete the Medicare Prescription Payment Plan election process. This process will be available by mail, toll-free numbers, or website application. All of these options must be provided by the Part D insurance carrier and must be processed within 24 hours when an enrollee is already enrolled in the Part D plan.
Part D enrollees who opt into the program will pay $0 at the pharmacy for their covered drug instead of the copay they would normally pay when filling the prescription. The Part D insurance company must then bill program participants in monthly installments for the co-pays or cost sharing incurred. The pharmacies will be paid directly by the Part D insurance companies.
Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare. For answers to your questions, or no-fee consultation, call 949-292-4958.
We make the wig look like it’s growing out of your scalp, not sitting on it!
When you experience hair loss due to medical reasons, it can be devastating. A wig can make all the difference in helping you look good and feel better about hair loss.
No matter what the causecancer, chemotherapy, alopecia, female pattern baldness or thinning hair ... Our goal is to help you look and feel your best!
