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South County Magazine January 2020

Page 1


Owner Jeff McCabe stands in front of his company’s (exterior painting) handiwork

The

Proof is in

the Paint with ONE WAY PAINTING

Publisher Community Publications, LLC.

Editor

Jody Robinson jody@southcountymag.com

Account Executives

Laura Campbell Kim Reed

Nicole Martin

Advertising Inquiries (714) 469-3495

Contributing Photography

Diana Schmitt, Accent Portraits by Diana

South County Magazine serves the communities of San Clemente, San Juan Capistrano, Dana Point, Laguna Niguel, Laguna Hills, Mission Viejo and Aliso Viejo. We will strive to continually improve with each edition and welcome feedback from our readers. For questions or comments, please e-mail the editor at jody@southcountymag.com

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VICTORIA VANNINI

Howard Jones Salon

Dana Point

Advertising Partner since 2011

“As local business owners and professionals, we are so lucky to have South County Magazine and Sorbet as a vehicle to reach our target customer through advertising and share our business ‘stories” and philosophies through the editorial opportunities. Working with Jody and her team couldn’t be easier. I was helped every step of the way - from the photography, writing and design - AND ALL AT NO EXTRA COST. Since participating, my business has tripled - a significant return on my advertising investment - it’s simple, straight-forward and most importantly ... it works!”

WHEN STUDENTS COLLABORATE

THE EXTRAORDINARY HAPPENS

At Stratford, students accomplish extraordinary things. It all starts with an advanced yet balanced curriculum that propels students to excel both inside and outside the classroom. Discover a school that inspires children to become creative problem-solvers, imaginative innovators, and insightful, confident leaders.

February 1 – 2, 2020

Samueli Theater

Segerstrom Center’s 2019 - 2020 Family Series Continues with The Joshua Show: Episode 2

Segerstrom Center for the Arts’ 2019 –2020 Family Series continues with The Joshua Show: Episode 2 February 1 and 2 in Samueli Theater. Award-win-

ning puppeteer and Ambassador of Joy Joshua Holden uses singing, tap dancing and a cast of zany puppets to thrill audiences of all ages in a whim-

sical production about friendship and the value of being yourself. Said The New York Times, “Mr. Holden has dedicated his shows to lightening the mood of all in the theater, puppets and humans alike.”

Audiences are encouraged to arrive one hour before the performance for free creative activities including decorating small tote bags filled with dental hygiene items (provided by the Center) to donate to foster youth or former foster youth through the Orangewood Foundation and decorating cards for other children who are hospitalized. The cards will be distributed to hospitals around the country through the organization Cards for Hospitalized Kids. There will also be a Joshua-themed photo opportunity where everyone will be an honorary Ambassador of Joy when they receive a special button!

Tickets are $20 and are available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787.

ST. EDWARD THE CONFESSOR PARISH SCHOOL A

DYNAMIC SCHOOLWIDE LEARNING ENVIRONMENT

Always learning and faithful to Catholic values, The Parish School at St. Edward the Confessor sustains a dynamic schoolwide learning environment that inspires each learner to achieve his or her God-given potential inside and outside the classroom. St. Edward graduates are confident and compassionate young men and women who will make a difference.

ALWAYS LEARNING

The Parish School is #AlwaysLearning. Learners don’t just memorize equations or recite spelling words. They ask questions. They explore. They love not just school – but the process of learning. And learning comes not just through doing things right, but through doing things wrong. The Parish School develops resilient, innovative learners who try, grow and achieve.

ACADEMIC EXCELLENCE

The Parish School utilizes a standardbased curriculum aligned to the Roman Catholic Church teachings which prepares learners for high school and beyond. The faculty and staff continually expose learners to meaningful hands-on experiences, resulting in thoughtful risk-taking, problem solving and collaboration.

SMALLER CLASSES –IN-DEPTH LEARNING

Not only does the school boast a low instructor-to-student ratio, but they have a unique classroom format. First through fifth grade is one of the only schools in the Orange Catholic Diocese to use Departmentalized Platooning. Each class moves as a unit between three classrooms, with a teacher focused on just two subjects. The result – a richer learning experience and expert teachers.

CREATIVITY

Through art and music classes and after-school activities, The Parish School builds creative and confident leaders. And, they are one of the only elementary schools to offer Makerspace – a hands-on studio that integrates technology, engineering and creativity with

Admission Events

project-based solutions to real-world situations

FAITH DEVELOPMENT

Each day, the school community prays, serves and grows in their relationship with the Father, Son and Holy Spirit. It is present in the books they read, the history they teach, and the music they sing. Learners attend weekly Mass, participate in monthly hands-on service projects, and provide mentorship through Prayer Partners.

January 8, 2020: 5:00 – 6:00 PM Give the Gift of Time?

Hear from our Preschool, TYKE and Kindergarten Teams on How to Choose the Right Program for Your Child

January 26, 2020: 10:00 AM – 12:00 PM

$3.7 Million – Total College Scholarship Dollars Earned by St. Edward Alumni (HS Class of 2019)

9-Time Diocesan Decathlon Champions

$15K Budgeted Tuition Assistance

ST. ANNE SCHOOL

Inspiring students to discover what kind of GREAT they want to be!

Who we are...

As an independent Catholic school, St. Anne School in Laguna Niguel encourages students from preschool through grade 8 to expand their world and discover their passions. Walk through the halls and you’ll see students holding doors open for guests, collaborating on projects, and high-fiving teachers and administrators. St. Anne School is a friendly and nurturing learning environment, focused on educating the whole child. St. Anne students are happy, respectful, and engaged learners, who are ready to

cation that supports their needs, talents, and interests while forming their character and spiritual development. The exceptional teachers at St. Anne inspire students to develop independence, discover their love of learning, and push themselves to unlock their potential. Students are empowered further by using state-of-the-art technology to develop their academic strengths.

St. Anne families come from a variety of faith backgrounds. Students are taught to treasure their faith and are encouraged to develop their spirituality as they participate in weekly Mass, daily

young as Kindergarten. Some of these electives and programs include Future Problem Solvers, Garage Rock Band, Food and Fitness, Show Choir, Create and Innovate, and Navigating Our World. Students have the opportunity to grow in virtue by participating in St. Anne School’s 21 sports teams and award-winning performing arts program.

What we achieve -

A St. Anne graduate is a well-rounded, compassionate, creative, and curious young adult, well-equipped for a challenging high school experience and ready to live out their own greatness. Discover St. Anne School. Our doors are open and we welcome you.

To schedule a private tour or learn more about St. Anne School, please contact the Office of Admissions at 949.371.9932.

ST. ANNE SCHOOL

Exceptional core academics are enriched by a variety of elective classes and after-school programs starting as

32451 Bear Brand Road Laguna Niguel, CA 92677 www.st-anne.org

Six Benefits of After-School Clubs

Many schools and community organizations host after school clubs for local kids. Clubs usually include interests such as team sports, creative arts, performing arts, and further exploration into academic subjects. Parents know that extracurricular activities, like after school clubs, can look good on college applications and resumes. However, after school programs also come with a wide variety of physical, mental, and emotional benefits for kids. After school clubs can help improve academic performance, allow kids to

discover new passions and hobbies, nurture life skills, and so much more.

IMPROVED ACADEMIC PERFORMANCE

Kids who participate in structured after-school programs see improved academic performance, according to a study by SMU’s Simmons School of Education and Human Development. Not only did students’ grades improve, but the researchers noticed better attendance, as well as higher grade point averages in some cases.

HIGHER CONFIDENCE AND SELF-ESTEEM

Participation in after-school clubs can lead to better academic performance, which goes hand-in-hand with another benefit: higher confidence and self-esteem. Kids who join after-school clubs are often pursuing a hobby, skill, or subject that they enjoy. As they get better at this activity, they might see a boost in their confidence and self-esteem. That carries over into their outlook and performance in school.

DEVELOPING REAL-WORLD SKILLS

An after-school activity teaches kids so much more than the activity itself. Real-world skills, or life skills, are developed alongside the skills with a new activity. For example, your child might join an after-school soccer club because they love playing the sport. They’ll get better at handling a soccer ball and keeping up their physical health. Plus, they’ll learn essential life skills like teamwork, communicating with their teammates, and perseverance. They’ll also learn skills like time management: how to prioritize after-school club attendance with school, homework, chores, and family duties. The skills they learn in after-school programs can benefit them in their future.

FOUNDATION FOR THE FUTURE

Speaking of the future, we all know that a well-rounded student with extracurricular activities is often a more attractive applicant when it comes to college acceptance. That’s also true for jobseekers: hiring managers will sometimes assess a person’s abilities and work habits through their passions outside of their career.

Getting involved in extracurricular activities at a young age can help kids see the value in having regular hobbies, a value that will carry into their future beyond school.

PARTICIPATION IN HEALTHY ACTIVITIES

We’ve discussed the emotional and mental benefits to after-school clubs. Let’s not forget the physical benefits

of participating in after-school activities, too! Certain extracurricular programs like team sports, dance, or self-defense gets kids outside and physically active. Even if the extracurricular program isn’t considered a “physical activity,” participating in something like drama, robotics, or speech and debate is still good for physical health. Pursuing a hobby can reduce stress, lessen screen time, and encourage healthy lifestyle habits.

GOOD FOR THE WHOLE FAMILY

After-school programs are certainly great for kids, but parents can benefit as well. When working parents are unable to pick up their children after the school day finishes, after-school clubs provide a safe place for kids to spend their time. Rather than hiring a childcare provider for the hours until the workday ends, parents can have peace of mind knowing where their kids are and what they’re doing.

Instead of vegging out at home on the couch with a babysitter, kids can practice a musical instrument, or play basketball with friends, or write and read in a quiet room at school. Even better, kids can practice their skills and enjoy their hobbies under the supervision of an adult who can guide or help them if needed.

CHOOSE FROM STRATFORD’S MANY AFTER-SCHOOL CLUBS

Looking for your child’s next after-school club? Stratford has a wide variety of programs for current students. Choose from academic-focused clubs like Math Olympiads or Jr. Tinker Workshop. Kids can explore the arts with Hip Hop Dance or Choir. Or, they can get up and get moving with tennis, cricket, or soccer club. You’re sure to find an after-school club that suits your child’s interests and age with Stratford School!

The New After-School Activity:

CODING

theCoderSchool

We’re all pretty familiar with our favorite apps on the Internet or on our mobile devices - but someone has to write the code that makes them work.

More kids are getting exposure to coding earlier, and that’s the idea behind an exciting new after-school enrichment program from theCoderSchool. We teach young students (ages 7 through 18) how to write computer software -- including video games, mobile apps and websites. theCoderSchool started about five years ago in the Bay Area of Northern California.

Today, we are part of a nationwide franchise with nearly 50 locations around the country, and we have over 4,000 students attending our schools for one or more hours each week throughout the year.

There is great benefit to learning how to code - students learn logical

thinking skills and problem-solving skills which will transfer into all other academic areas. In fact, many parents report that after a few months of attending theCoderSchool, their kids are demonstrating improvement in their overall academics. They also learn that they have the power to investigate and solve problems on their own, and they develop the self-confidence to help them overcome any obstacles.

Unlike many other after-school coding programs, we maintain an extremely low ratio of only two students with one instructor. This allows us to fully customize a unique curriculum for each and every student, based on their own experience, how they learn, and what they are most interested in learning. Because each individual is unique, we don’t have a fixed curriculum that we force every student through -- some are visual learners, some are conceptual learners and some like to practice, experiment, explore and digest the knowledge, while others are eager to make as much progress as quickly as possible. This distinctive approach has helped to make theCoderSchool the #1 after-school coding program in Silicon Valley -- it’s where all the software engineers from Apple, Google and Netflix send THEIR kids to learn how to code.

Coding is the basic literacy of technology, and we are surrounded by technology everyday. theCoderSchool can help your kids learn to use that technology with skill to accomplish whatever they are interested in doing.

Here in Orange County, we have locations in Irvine and a newly-opened location in Mission Viejo. We also have other locations in Yorba Linda and Cerritos/La Palma.

You can register for an absolutely FREE 30-minute sample lesson at any of our locations. That will allow you to see our facility, meet our staff, and see if your student likes our teaching methods.

A CPA who helps you plan a SECURE FUTURE

Certified Public Accountant Peter D. Prescott is single-minded: “I strive to make each client as tax efficient as possible. Using a client’s entire finances as a framework, we establish major goals and then combine tax savings techniques and professional financial planning to enhance the growth of their money!”

Peter’s background is impressive: A business degree from U.C. Berkeley, a Professional Financial Planning designation from U.C.L.A., a Masters in Taxation from Golden Gate University, large firm accounting experience at Price Waterhouse and the Personal Financial Specialist Designation (PFS) from the American Institute of Certified Public Accountants.

Overwhelming technical expertise belie the fact that Peter is a people person. His clients appreciate his professional knowledge of course, but they love him for his down to earth sensibility, wit and humor. As a man who has participated in public speaking venues, stand-up comedy and a few game shows, Peter loves life and is not only dedicated to his profession, but also maintaining a balance of work and play. His most important priority is his own family. His wife Margie is a homemaker and formerly a special education teacher in San Clemente. Having three sons, Peter understands that early planning to meet family goals is critical.

Peter has been helping Southern Californians with their income tax returns, tax planning, and comprehensive financial planning needs for over 30 years. Peter is adamant when he says, “As long as the IRS keeps up with its annual “tax simplification” strategies, you will want to use a professional who understands the constantly changing tax and financial environment.”

Peter stresses that “the start of the year is the perfect time for tax planning. It enables us to achieve a good sense of direction and work together with my undivided attention. This is true for any individual, small business, or corporation seeking to become more tax efficient and a better financial consumer.”

Knowledge of the tax laws is of little value unless they can be applied wisely to fully meet your needs. That is why Peter follows a comprehensive approach combining effective tax savings, advanced financial planning strategies, estate planning and professional investment methodologies.

Why allow yourself to become anxious and stressed out about your taxes, retirement, college, or business planning? The best time to begin the process is now.

There are still many actions that can be taken to save you money this year and be better positioned for the future.

With Peter’s help you will benefit not only from his experience, but you’ll be able to relax a little more too! Call today to schedule a tax planning or tax return preparation meeting to take advantage of Peter’s New Client Offer.

The Proof is in the Paint with ONE WAY PAINTING

Ralph Waldo Emerson famously said “who you are speaks so loudly I cannot hear what you’re saying.” Keeping this quote in mind has served me well over the years, particularly in choosing friends … and when seeking out the services of professionals. In my opinion, integrity isn’t a word heard often enough in the business world. Competitive, certainly.

But unfortunately phrases like “bottom-line oriented,” “unscrupulous,” even “cutthroat” have cropped up in the vernacular when hearing home improvement gone wrong stories from fellow homeowners. That’s why it was so refreshing to come across Jeff McCabe and his Orange County-based One Way Painting.

In business since 1976, Jeff and his team serve all of the OC and specialize in interior and exterior residential and commercial painting. They swear by the rules of professionalism: “no cutting corners. No cheap materials. We pay attention to every detail, and never call a job complete until the customer is completely satisfied.”

Some might call it good Christian values. Others might say it’s simply good

business. But for the last 42 years, working from the heart has earned One Way Painting such a respected reputation in the industry that the vast majority of their work comes through repeat customers or referrals from repeat customers. The company’s success isn’t merely rooted in customer service though. Boasting a superior knowledge of avail able product on the market and hiring the most profes sional crews in the business also goes a long way.

“Our reputation speaks for itself; but if it didn’t, we have 16 satis fied employees on our perma nent payroll who would put a hand

up in defense of the standards we set,” says Jeff. Standards which were born and bred through a commitment to ethical business practices and hard work. In 2001, Jeff teamed up with seasoned professional Ron Bartz as a journeyman, then took over the company when Ron retired, and has been growing it ever since.

In 2009, Jeff took the pair of three-man crews and expanded the operation to encompass six crews, two office staff, and a project manager who oversees jobs, right alongside the man with the plan himself.

“We currently have four trucks on the road and I’d like a full fleet someday. I’d like to leave a legacy for my daughters, and that means more than just cans of paint and a warehouse full of equipment and materials.” To Jeff, it means taking care of his employees, taking care of his family: taking care of business. The hope is that One Way Painting becomes a household

name, for its quality of work and quality of values.

My husband and I can happily attest to both. When we moved into our home in San Juan Capistrano five years ago, we acquired quotes for exterior painting from several contractors, but were particularly impressed with Jeff and his crew. Prior to starting work at our home, Jeff came by in person to go over what the job would entail and answered all of our questions. His team showed up right on

time the first day - and each subsequent day - and at the end of each day everything was cleaned up before they left.

“We pride ourselves on working with a team of long-term employees - we do not hire off the street,” says Jeff. “We guarantee our work and do not require payment till the job is completed and the customer is completely pleased with our work.”

Jeff and his crew delivered on these promises and more than exceeded our expectations - the result was outstanding work, a job completed on time and on budget and defined by unparalleled customer service (Kelly in his office was hyper-responsive to our inquiries during the estimating process and followed up immediately upon completion of the job to ensure that we were satisfied with the results and our overall experience of working with One Way Painting). We were so pleased with the work that when we decided to update our kitchen by painting our cabinets and adding hardware (the job is scheduled to start two weeks from the date of this writing so look for a future testimonial feature), we were confident that One Way Painting would be the one and only call we would need to make.

Their attention to detail is found from start to finish. For exterior projects, they begin by power washing to clean and remove any loose paint, mildew or mold. Then the patching: with stucco, trenching around the foundations and priming with an acrylic. They’ll treat your wood siding, eaves, fascia, windows. Main doors, garage doors, trim. Even wrought iron, or other specialty surfaces like patio covers and fences. Most work depends on the client’s preference: semi-gloss, hi-gloss enamel, acrylic, or oil finish. Inside walls see flat, matte, eggshell, satin, semi, or hi-gloss. If you have natural wood cabinets and they need refinishing, One Way’s crew will see to it that they look new again. Also licensed and bonded as commercial painters, Jeff’s crew has been making businesses and their buildings look new again for 42 years. With a free on-site estimate, your custom needs are sure to have a custom solution. No deposits required, and “no surprises along the way,” Jeff is quick to add.

“I think at the end of the day what sets us apart is taking our time with each and every customer that comes our way,” says Jeff. “We run a business like every person we interact with is family.” They may not be the cheapest out there, but then that wouldn’t fly in Emerson’s eyes, and not in Jeff’s either. “Our business is based on the Christian ethic of treating every customer with honesty and integrity. Every job is done ‘as unto the Lord.’ Does this mean we’re perfect? No. It does mean that we strive to do the best painting job possible.”

Connect with Jeff, Kelly and the One Way Painting team by calling (866) 986-9781, visit onewaypainting.com or YELP for reviews.

Why Repipe when you can ?

Lead-Free, Leak-Free Pipe Protection

It is safe to say that I know nothing about pipes. I know a little about drywall, and some about framing; my husband has his general contractor’s license so I’ve picked up a few nuggets of knowledge over the years - albeit in conversation, not in practice.

Pipes, however, are a complete mystery. I have family who live on the East Coast, where pipes seem to burst with some degree of frequency in the winter, but that is the extent of my experience via six degrees of separation. Since our family moved into our “new” home in San Juan Capistrano a few years ago, we have since become something of an expert on experts: those who do and don’t know anything about pipes. There are a bunch of things I can now catch you up on: leaks, sprinkler lines, lead testing. But truly, all you need to know is this: In many cases, ePIPE can have your pipes restored the same day without displacing you from your home.

Topping my list of folks I’d call expert, ePIPE has been in business since 1999. With over 40 international and US-based patents, the company has contracts with the US Department of Defense, several counties across the States, schools, HOA’s, and thousands of individual homeowners nationwide.

Jason Houck, National Sales Director notes “twenty years ago this process was developed to be more convenient, less destructive, longer lasting, and healthier. Now it’s a patented, proven process used around the globe.” Traditional systems wreak havoc on a home, tearing up floors, walls, and ceilings. To get to the pipe, you have to get everything else out of the way: and then to replace the pipe, you have to remove what is there. “Instead of re-piping, we restore pipes in place. Many homes can be completed in a day, with the water going back on in a number of hours.”

Pool piping, fire sprinkler systems, water lines - ePIPE deals with it all. They’ll even test for lead and remediate as a LeadSmart® Service provider. Any number of factors can lead to corrosion in a system, often in as little as two years after installation. Any number of factors can lead to pinhole or slab leaks. So what happens next? If your pipes were simply failing due to changing water chemistry, perhaps you’re wondering if there a better pipe? Turns out the restoration of your pressurized system can be as simple as drying, cleaning and applying ePIPE's patented epoxy coating. “The cleaning process prepares the internal pipe surface for proper bonding,” says Jason. “A bit like sanding before you paint.”

In researching what ePIPE has to offer in terms of the process, I don’t see the word drilling, or destruction, or demolition anywhere. Taking care of

a problem once it begins is one thing, but ensuring that you won’t have that problem for years down the road is entirely different.

Restored piping protects against corroding and pitting, in turn reducing copper and lead leaching.

“Because there is no need to destroy walls, ceilings, or floors, you save a significant amount of money in reconstruction costs,” says Jason. “I’ll keep saying it: we do the work without the mess and expense.” Ranked in the top 1% of over 300,000 California contractors, ePIPE is here to ensure your pipes deliver the way they were made to. That’s really all I need to know.

To connect with Jason and his team, call (888) 657-5106 or visit www.restoremypipes.com

Making the Right Connections with Steve Carter Electric

The average American household has 45 lights in it. Cup lighting, recessed, portraiture; indoor, outdoor. Incandescent, CFL, LED. There are likely as many types of fixtures and functions in the residential electrical world as years Steve Carter Electric has been in business.

Astaple in south Orange County for the last thirty years, it isn’t hard to imagine why someone might call in the professionals at Steve Carter Electric for help wiring and all things electrical.

Dedicated to providing the best quality on every job, and investing in long-term service is the backbone of the business, and what Steve Carter himself carries into every job.

“We know that your home is more than a tangle of wires: its not the fixtures, its the connections made inside and out.” Specializing in whole house fans, lighting and electrical upgrades, repairs, back-up power, panel upgrades, landscape lighting, E.V charger installs and general

troubleshooting, there isn’t a job too complex to take on.

One of the perks of publishing South County Magazine is being able to give testimonials for local businesses that our family has personally utilized.

As a San Juan Capistrano resident blessed to live in coastal OC, I realize it’s ridiculous to refer to the unseasonable warm weather we experienced in September and October as uncomfortably “hot.” But warm air rises and our bedrooms are upstairswhere the temperature would get to the mid-80s, which would make it a little warmer than we’d like when trying to get to sleep at night.

My husband had been hankering to have a whole house fan installed after

we experienced the benefits for ourselves while visiting family friends in Northern California. With 10 minutes of turning the whole house fan on, all of the warm air had been evacuated from the home, replaced with the cooler ambient air from outside - dropping the temperature in the house by 10 degrees! He was sold. In researching local companies, we came across the Yelp 5-Star rated San Clemente-based family-owned Steve Carter Electric. We couldn’t be happier with the QuietCool whole house fan we had installed - and equally importantly, the service provided by Steve and his team of professionals and are now all set to make quick work of the warm air during our next “hot” spell.

“I knew back in high school that I wanted to learn the trade and become an electrician,” says Steve. “My Dad taught me to take pride in my workmanship, and I’ve carried that through until today. We don’t cut corners because we’d like to be your electricians for life.”

HYPERLOCAL, TARGETED READERSHIP

D. Yoder Family Sundays

415 Avenida Granada San Clemente • 10 am - 2 pm FREE Happy Hour

Casa Kids: Ranger Jack Musical Concert

415 Avenida Granada San Clemente • 3 pm - 4 pm

San Clemente Farmers Market Avenida Del Mar SC • 9 am - 1 pm

Casanova Ristorante 33583 Del Obispo Street Dana Point 3:30 pm - 6 pm Taco Tuesday Ricardo’s Place Mexican Restaurant 32082 Camino Capistrano SJC

After School Club Friends Storytime Room 100 Civic Center Mission Viejo • 3:30 pm

Villa Roma Empanada Tuesdays .99 cent empanadas 25454 La Paz Rd. Laguna Hills

Hour 24701 Del Prado Ave DP • 3 - 7 pm Storytime

Juan Capistrano Library 31495 El Camino Real SJC • 10:30 am

Afternoon Tea Montage Laguna 30801 S. Coast Hwy. Laguna Beach 2 pm Happy Hour Pricing California Roll, Crunch Roll Zen Sushi 32545 Golden Lantern St. Dana Point • 3 pm to 6 pm Royal Philharmonic Orchestra with Pinchas Zukerman Renee and Henry Segerstrom Concert Hall

PREPARING FOR TAKEOFF

Colonel Gregory G. Raths Reports for Congressional Duty

McDonnell’s “masterpiece fighting jet,” the F-4 Phantom, rolled off the production line in December 1960, as a fleet defender built to intercept nuclear foes. Delivered to Miramar Naval Air Station, the jet was eventually bound for nearly four decades of service in the U.S. military.

For a rookie pilot, the F-4 could be a little hard to handle, its two-seater capacity requiring a little more of a team effort than fighter pilots were used to; and a nose that rose notoriously slowly off the deck of an aircraft carrier. For those of us who know nothing about planes, let alone what Mach 1 or 2 mean, a slow-going-nose doesn’t sound like much. But for Colonel Gregory G. Raths, USMC (RET) it was as much of a trial as any: with a bit of speed, that slow nose could over rotate to a stall. A rather rude initiation to the Marine Corps, if you ask me.

Luckily, meeting Col. Raths is nothing like stalling out over the deck of a 45,000 ton aircraft carrier, even though his sights are currently set on becoming a U.S. Congressman this yearperhaps a task equal to lifting off the deck in a multi-million dollar war machine.

A charming, well-spoken man, the Colonel speaks lovingly of his parents, and the four brothers

“Why

am I running for Congress? The answer is quite simple … We have a Congress with a 6% approval rating from the American people. Congress members even now are receiving pay raises and huge benefits when Social Security recipients are only receiving a 1.6 percent increase in 2020. Hospital bills are rising. We need to make a decisive move.” -

Col. Gregory G. Raths

and three sisters he grew up with in Phoenix, Arizona. The fifth of eight children, Col. Raths had an early view into the life of a serviceman. His father served in the Army Air Corps from 1941-1945, as a bomber pilot during WWII, and flew combat in the European theatre in the A-20, a night fighter and adaptable light bomber mostly used by the Allied forces in World War II. His mother stayed home full time with the family, keeping the household running.

“As a kid, I mowed lawns, delivered handbills, went door to door selling anything from light bulbs to Christmas lights,” he says. Each step around the neighborhood was a step towards a life of service: to his community first as an Eagle Scout, class president, and multi-sport athlete, and eventually to his country - joining the Marine Corps Officer Candidate Program in 1972 after his freshman year at Arizona State University (ASU).

Enduring summer training at Quantico during the summers of 1973 and 1974, Col. Raths also received his Bachelor’s Degree in Business in 1975. By the time he graduated flight school in Pensacola, FL, “Vietnam was over, and the military began drawing down its forces, and reducing its

budgets. My first assignment was in Orange County, CA - at El Toro Marine Corps Air Station.”

Closed now, El Toro was long part of the vision of a developing community - a vision that Col. Raths would like to see brought back to American towns. Dwight Whiting, Boston-born founder of the town of El Toro, helped establish the first church, negotiated the arrival of the Santa Fe railroad through the valley, and saw the future of the community in its gentleman farmers: working hard and living off the wealth and proceeds of their walnut and apricot groves. Replaced now by shopping malls and a new town moniker, the vision Whiting and Col. Raths share for the country is fading, and Col. Raths believes it is time for a change.

“The American people have had enough,” he says. “We have been deceived, betrayed by our elected officials.

We need new leaders with honesty and integrity” - two traits Col. Raths learned en force through his tours aboard the USS Midway, and later as squadron commander off the carrier USS Abraham Lincoln. “Washington D.C. has proven its ineptitude, and we must not allow this dreadful sequence to continue.”

His new assignment is a personal one: One he believes must be based on solutions, not politics as usual. Courage, rather than the opinion of a special interest group, or the hope of reelection.

Col. Raths has no aspirations to become a career politician - he’s already completed a 30 year military career and spent the past fifteen years in the private sector as a commercial airline pilot, president of an automobile parts distribution firm, and is currently an author and publisher. He is the current Mayor of Mission Viejo and volunteers within his community as a member of the Elks Lodge, president of the Mission Viejo Rotary Club, American Legion, VFW, St. Kilian Knights of Columbus and Vice-Chairman of the OC Board of Supervisors Veterans Advisory Council.

He is running for office because he simply believes that “a drastically new course for this nation must be drafted” and is committed to leading that charge on behalf of his friends, neighbors and fellow citizens in California’s 45th Congressional District.

A SENIOR FOR SENIORS

When asked what types of current policy he sees as going in the wrong direction that he would correct if elected to office, Col. Raths points to the “fiscal mismanagement of programs such as Medicare and Social Security.”

“Why are members of Congress receiving pay raises and huge benefits when Social Security recipients are only receiving a 1.6 percent cost-of-living adjustment in 2020?” he asks. “Medicare co-payments, prescriptions and hospital bills are skyrocketing. I will focus on our seniors and see that they are taken care of.

“Why am I running for Congress? The answer is quite simple. We have a Congress with a 6% approval rating from the American people. Six percent. We need new leaders who are not worried about the next election or pleasing special interests groups. We can’t count on the

same politicians who got us into this mess to get us out. There is only one special interest group I am interested in serving: the people of the 45th Congressional District.”

Col. Raths brings a unique experience and perspective to negotiating Washington’s political scene. Previously having served as Chief of Staff of the White House Military Office taught Raths much about how career politicians function, and he’d like to be a force that changes those functions.

At Mach speeds, most modern aircraft must compromise in order to maintain handling ability. Supersonic speeds create shock waves, and the stronger the shock wave is, the greater the pressure difference, which causes a sonic boom. While those outside the cockpit are witness to the boom, those inside the aircraft cannot hear it. America is at the edge of Mach speed right now, cruising into the path of governmental dependence and the “damaging impact of complacency and apathy.” Col. Raths would like to take back the controls.

Overseeing military support from the White House is no small task, especially after serving in the military at such a volatile and unpopular time, and Raths is all too familiar with the stresses and victories surrounding military legislation coming from Congress. He would like to make it clear that his next battle is back in Washington, fighting for the people of the 45th Congressional District where he’d like to “fix the mess that has been created by politicians invested in maintaining their power, rather than doing what they know is right based on the principles that made this nation great to begin with.”

For our future and that of our children and grandchildren: the time to survey the scene has passed. Start those engines, ladies and gentlemen.

For more information on Col. Gregory Raths’ campaign or to contact him directly, visit www.gregraths.com, call (949) 292-2468 or write to: Col. Gregory G. Raths, 26551 Maside , Mission Viejo, CA. 92692. Content approved by Supporters for Gregory G. Raths for Congress.

Mission Viejo Wigs: Where Customers are “Family”

Mission Viejo Wigs is truly a family business. Not in the traditional sense, where its owners and operators share the same genes. But rather in such a way that every person who has walked through Owner Betty Darroch’s doors in the 30+ years she has been in operation immediately felt like a member of Darroch’s extended family.

As a professional hair and wig stylist since 1962, Betty began her career at CBS where her résumé reads like a celebrity screenplay starring the coifs of a veritable “who’s who” of Hollywood: Ann Margaret, Carol Lawrence, the Midnight Specials and the Sonny & Cher Show. She went on to work for the Hallelujah Hollywood Show at the MGM Hotel in Las Vegas.

But it wasn’t until she opened her own business in Mission Viejo that she felt as though she were “truly doing God’s work.”

Her clients today include people who are experiencing hair loss due to chemotherapy treatment, alopecia or other medical conditions. Betty specializes in wigs, hairpieces and toupees for women, men and children and carries only the highest quality brands. Each wig or hairpiece is custom fit to the client for the most natural look and feel – no one will know you’re wearing a wig unless you tell them.

received many compliments on her “new do” and no one was the wiser.

It’s been over nine years since my mother completed treatment and is now leading a cancer-free life. Although her own hair has long since grown back, she still often prefers to wear Betty’s wigs on “bad hair days.”

Thank you Betty!

“Hair loss, whether it is the result of illness, the aging process or heredity, can be a traumatic and emotionally draining experience,” says Betty. “We work with people on a daily basis who are facing the issue of hair loss for the first time. Our goal is to help you find the solution that works best for you and do so in a caring way that makes you realize that you are not alone.”

There are wonderful testimonials from longtime customers on her web site (missionviejowigs. com), but for me, the best testament to Betty’s genuine, caring nature came from a source closer to home.

When my mother was diagnosed with lung cancer six years ago, there were so many aspects of what she was facing - including the side effects associated wit chemotherapy treatment – that were out of our control. But my mother’s appearance was something she felt she could dictate. We knew she would lose her hair, but she was determined not to “look like a sick person.”

From the moment my mother met Betty, she knew she had found the right place and more importantly, the right person to help her. Betty shared so many stories of survival – of longtime customers and friends who fought a similar battle and won. Her warm embrace and inspired  hope and help steel her resolve to maintain a positive, fighting attitude when she was diagnosed with lung cancer.

The wig Betty selected was the perfect color and style for my mother’s face (and head) shape. The wig was so natural looking that my mother

Massage as the Body’s Workout

CAN BODYWORK SOMETIMES MAKE YOU SORE?

You’ve just had a wonderful massage, and you go home feeling both relaxed and rejuvenated. But later that night you feel like you’re coming down with something. Or perhaps the next morning, you wake up with twinges of muscle soreness, maybe some fatigue, and you just don’t feel yourself. What happened? Chances are it’s the massage, and it’s perfectly OK.

It’s very much like doing a workout. If the muscles aren’t used to it, they often respond with some soreness. A professional massage is more than an ordinary backrub. Your massage therapist can find all the kinks that have built up from daily stress and too little or too much exercise. The whole point of a therapeutic massage is to release that tension, work out the kinks, and help your body relax so it can function at an optimal level. All of this work stretches muscles, pushes blood into them, and gets things working again.

MINIMIZING OVERLOAD

So what can you do to minimize the sometimes uncomfortable side effects? It’s important to communicate with your massage therapist regarding your expectations, as well as your current state of health. Your therapist can then tailor the massage to your personal needs and desires, and make adjustments in intensity or technique as the session proceeds. In some cases, a shorter or more soothing session may be more appropriate. In others, the therapist may need to change the kind of technique used. Much of this can be judged by how the person is feeling and responding during the massage.

In addition to communicating clearly with your practitioner throughout the session, following a few simple steps will help ease tenderness and maximize benefits:

Maintain good health practices. This means keeping your mind free of negative clutter.

Drink plenty of water immediately following your treatment. Continue to do so for the next day or two. This will rehydrate your tissues and ease the effects.

Take it easy after your massage. Go home, relax and just allow your body to find its balance naturally.

Getting a massage can do you a world of good. And getting massage frequently can do even more. Taking part in this form of regularly scheduled self-care can play a huge part in how healthy you’ll be and how youthful you’ll remain. Budgeting time and money for bodywork at consistent intervals is an investment in your health. Consider massage appointments a necessary piece of your health plan, and work with your practitioner to establish a treatment schedule that best meets your needs.

Like exercise, making bodywork a habitual practice is good for your health. And if you wake up the next morning a little sore, it’s probably because you had a really good massage.

This article was provided by Michelle Bryant, owner of The Massage Associates. The Massage Associates is located at 31952 Camino Capistrano in San Juan Capistrano. She can be reached by calling (949) 489-7924.

Pets of the Month

Three year old Iris is just about as sweet as they some. She loves being in your lap and purrs when brushed. She would be a great companion and is just the right balance between independent and sociable. Iris is FIV positive and should be the only kitty in the home, but can live with other FIV positive cats.

Cranberry is a happy guy with lots of energy. A big dog personality in a small dog body, he would make a great hiking or jogging buddy. Cranberry would do well in an active home with experienced owners.

ADOPT ME

Three month old Ted is looking for a place he can finally call his own. A shy little kitten, Ted will need some reassurance from his new family and would settle in best in a quiet home environment.

Are you looking for a furry little friend? Lea the two year old chinchilla would make a great companion. She has a sweet personality and doesn’t mind being handled or brushed. Come meet Lea and she’s sure to steal your heart.

If you would like to know more about the animals listed here, please call the San Clemente/Dana Point Animal Shelter at (949)492-1617 or visit with them at 221 Avenida Fabricante, San Clemente.

Lake Tahoe Lake Tahoe

All the stars were in alignment for a long weekend spent on the slopes in one of the prettiest places on the planet: Lake Tahoe’s South Shore. Our kids and our

family friends’ children (who live in Napa) ended up with the same school break schedule AND all the grownups were able to arrange time off of work to spend a few days away.

Since we’ve been back, our children haven’t been able to stop raving about the trip. In fact, they’ve been talking it up so much that friends here at home joked that someone must have put them on retainer while they were there: “they must be on commission, right?” No, no. It was just that much fun.

Our family has always been partial to the south side of the lake and some of the best memories we’ve made over the years have been on those vacations we have taken there with friends.

With some of the world’s best skiing, restaurants, nightlife, and family friendly fun all within a stones throw of what is arguably one of the most beautiful alpine lakes south of the Canadian border, it isn’t a wonder that we found more to do in a weekend than most visitors experience over a two-week vacation.

Situated on the California-Nevada Stateline, South Lake Tahoe of the only destinations in the country with all the outdoor adventure of a national park, and the amenities you might find at a world-class resort, there is something for everyone. Especially arriving in the most beautiful times of year in the American West - winter leading into early spring. January and February are peak powder months, but “later in the season” skiing at Heavenly Mountain Resort is just as fun: fewer lines and open runs beckoning to get the day started, and an apres ski cocktail or hot cocoa to end a day on the slopes –you couldn’t ask for a more idyllic way to spend the day.

Heavenly Ski and Ride School

Although my husband is an experienced skier (and the only one of the adults qualified to even attempt to teach the collective four enthusiastic first-time snowboarders ranging in age from nine to 12), he was more than a little overwhelmed at the prospect. So we made what turned out to be the BEST decision by signing the kids up for private snowboard lessons at the Heavenly Ski and Ride School (www.skiheavenly.com).

Our very own world-class instructor, Ryan Goralski, went way, way, way above and beyond our (and our kids’) wildest expectations in terms of amping up the fun factor and turning two half days of private lessons on the slopes into the adventure of a lifetime.

Ryan’s personalized attention and approach to customizing his lesson to match their individual goals and abilities allowed each child to grow at the speed and level they were comfortable with and made for what just might be the most memorable trip to date!

While parents can structure a private lesson “however you like” for a unique mountain experience, we left the kids in Ryan’s completely capable hands and they came back regaling us with tales of “conquering the mountain,” building their very own “Snowdawg” mascot, skipping the lines (exclusive ski school lift lanes provide quick access to the slopes), “chowing down on burgers and fries” at lunchtime and not surprisingly - spectacular, panoramic views of the lake from their vantage point atop the mountain and on the roundtrip gondola to Heavenly Village.

From world-class instruction, spectacular scenery, nightlife, family-friendly fun and everything in between … who needs a commission?

Where to Stay

If sleeping under the stars just isn’t your cup of tea, there are myriad hotels and motels all around the South Shore. But for our family and friends, we have found the comfortable, cozy and convenient accommodation is to bypass a traditional hotel room and opt instead to rent a privately owned vacation home rich in amenity for all ages.

The Tahoe Keys Resort and Lake Tahoe Reservation Bureau (www. tahoevacationguide.com or 800-6982463) offers an extensive selection of rental homes, condos and cabins to suit your specific needs and budget – whether you’re a couple looking for a romantic retreat, a family of five or a large group of friends.

As anticipated, this trip more than delivered. Driving into the region, the views of deep gorges, craggy mountains and the tall green trees are singularly beautiful. We couldn’t have asked for a better place to stay - the deluxe mountain home we se- lected, located at 1621 Ponca, is a super spacious fourbedroom house easily accessible to everything - grocery stores, shops, the casinos at stateline. Between its location, the large, open concept living space, gourmet kitchen with all new appliances and island cooktop, renting this particular house for our four-day stay proved to be the perfect choice – we had plenty of space to stretch out and everyone had their own rooms to retreat to. The master has a king bed and private bath with jacuzzi tub and rain shower head) and in one of the three additional bedroomstwo sets of twin bunk beds ideal for the younger set.

We saved time and money by being able to cook our meals and dine in rather than eating out three times a day. A couple of cozy rock fireplaces, full wet bar, three decks and plasma screen television provided all the adult amenity while the bumper pool table and Pacman arcade game kept the kids occupied for hours.

Catalina Island on Sun-soaked Adventure

As our family boarded the Catalina Express (www.catalinaexpress.com) at the Dana Point Harbor on a sunny Sunday morning last month, I couldn’t believe it had been over five years since I’d last set foot on the picturesque island.

I wasn’t alone. As I polled local friends and family, I found that in spite of the fact that Santa Catalina Island is just an hour long ferry ride away, many of them hadn’t been back in an equal number of years or more either.

Catalina Express offers the only yearround boat service to the island with

Catalina Express

up to 30 round trip daily departures from Long Beach, San Pedro and Dana Point to the cities of Avalon and Twin Harbors - so getting there is as easy and convenient as can be. As our family disembarked in Avalon, I was struck by how little had changed since my last visit.

In fact, I think if you were to stand out on the pier and take a photo looking back at the town and compare it to one taken a half century earlier you’d be hard pressed to tell the difference.

Once a destination for big bands and ballroom dancing at the famous Casino

(which despite its name is not a gambling spot) in the 1950s and 60s, the 22-mile-long rocky island evolved over the years into a quaint, family-friendly destination defined more by glass bottom boat rides than high-end resorts.

As far as I’m concerned, that fact is a large part of its charm. Catalina’s slow pace and the sense of stepping back in time was essential to achieving the true “get away from it all” experience we were seeking for our overnight “mini vacation.”

Catalina’s main town of Avalon is only one square mile and is ideally explored on foot or by golf cart or electric bike. As the number of cars on the island has been restricted since the 1970s, golf carts and electric bikes are the most popular form of transportation.

First things first. While there are abundant options for overnight accommodations (tent camping, sleeping under the stars, a myriad of beautiful boutique hotels and quaint motels that dot the Avalon shore), our family opted to stay at a private two-bedroom, two-bath condo in Hamilton Cove Villas. Located managed by Catalina Island Vacation Rentals, the perfectly

appointed townhome style layout lets you enjoy the privacy of an accommodation away, with more sleeping and living space than a traditional hotel suite. With a master bedroom featuring a private bath, second guest bedroom and sleeper sofa for any extra tagalongs, you’ll be set for a good night’s rest, whenever the evening’s activities come to an end.

Propane barbeque, fully stocked kitchen, BOSE sound system and Bluray complete the list of luxury amenities en-suite: on-site however, you have access to an 18-hole putting course, tennis courts, croquet, volleyball, basketball, swimming pool, hot tub and an exclusive beachfront complete with barbeque grills and picnic tables. And bonus! Our villa came with the use of a golf cart for tooling around the island at our own speed.

ISLAND ADVENTURE

There’s no shortage of things to explore in Avalon and beyond - from zipping across the canopy of trees from an elevation of 600 feet above sea level and viewing the undersea life along the coast (while staying completely dry aboard a semi-submersible) to tra-

Hamilton Cove Villas

versing offroad in a Hummer … making a mission out of spotting bison or the elusive Island fox.

Offered by the TripAdvisor top-rated Catalina Island Company, the Catalina Zip Line Eco Tour (visitcatalinaisland.com) is two hours of adrenaline-fueled fun for all ages. After a brief safety session, our family of four boarded a shuttle to a ridgeline platform where we stepped off to zigzag down and across the canyon and through a grove of towering eucalyptus trees on five separate lines at speeds approaching 35 mph. My husband and kids are fearless. I, on the other hand, have to admit to being more than a little trepidatious about the entire experience. I like to think I have a healthy fear of heights. Or more accurately, a healthy fear of falling from great heights. But our

trained guides couldn’t have been more reassuring, knowledgable or fun. As promised, after zipping down the first line, I felt confident enough to enjoy the sweeping ocean views. It was a educational eco-adventure too …at each platform, our guides shared interesting facts about the island’s flora and fauna, which includes 60 species only found on Catalina.

Catalina’s world-famous American Bison is not indigenous to the island, but rather descendants of a small herd left here by a movie crew in the 1920s that bear the distinction of being one of its main attractions (managed by the Catalina Island Conservancy, they now number about 150). We trekked into the heart of Catalina’s rugged wilderness aboard an open-air biofu-

Catalina Zipline Eco Tour
Hamilton Cove Villas

el Hummer on a 4-wheel expedition into the island’s interior to journey through favorite bison grazing grounds. We passed through Middle Ranch, before heading up Cape Canyon to a scenic overlook on Black Jack Mountain. The kids loved bouncing around off road with their heads on a swivel looking out for the majestic animals. Then wound our way back down the original 19th-century stagecoach route back to Avalon.

After our land excursions, we decided to explore the wonders of Lover’s Cove Marine Preserve on the Undersea Expedition. The kids in particular were overjoyed to come face-to-face with Catalina’s abundant marine life aboard the Sea Wolf’s Semi-Submersible as you cruise five feet below the surface in a spacious, climate-controlled cabin. Every passenger has their own seat and port hole. Plus you’re free to move about the cabin to enjoy other viewpoints to view an array of undersea creatures, including bright orange Garibaldi, spotted calico bass, urchins, rock fish, bat rays and more!

Fun for a weekend retreat, or a sun-soaked adventure, Catalina Island beckons families year-round for an unforgettable “stay-cation” that’s close to home, yet feels worlds away.

Dining Out - Island Style

EL GALLEON

Specializing in classic fare like prime rib, steaks, fresh local seafood, chicken, ribs, sandwiches and salad, El Galleon (elgalleonrestaurant.com) is a landmark eatery and local favorite. My husband and I enjoyed thick, juicy burgers and herbed fries while the kids dug into buttermilk fried free-range chicken, brined and fried in the a buttermilk batter with romano potatoes and slaw and beer-battered Alaskan cod. The restaurant’s signature prime rib (while it lasts each day) is well-trimmed, aged for flavor, cooked-to-perfection with horseradish and red wine herb jus. Ideally situated on Avalon’s main street (Crescent - aka “Front” Street), diners are afforded spectacular views from the iconic “Casino” building to the the docks where the ferries from the mainland cue up to deliver its passengers at the start of their island adventures or pick them up to bring them back home.

TOYON GRILL

El Galleon’s sister establishment, Toyon Grill (named for the berries found on the island’s coastal sage scrub) also serves up sweeping views of the Harbor, Green Pleasure Pier and Avalon Casino from the vantage point of the island’s “Trailhead” Welcome Center (formerly the Catherine Hotel). Consistent with the Conservancy’s commitment to sustainability, the dishes here are crafted from fresh, locally sourced ingredients. Our family stopped in for a light breakfast (pastries for the kids, avocado toast for me - bacon sunny side up eggs, charred scallion cream and radish and a traditional breakfast sandwich for my husband - fried eggs, cheddar, bacon, avocado on toasted sourdough) and the aromatic fresh brewed coffee that is an absolute necessity to get my morning started.

STAYING ON TRAC WITH Body Flex Sports

It isn’t often that a series of decisions made over a cup of coffee end up working out for the best: or becoming one of the easiest and most affordable ways to work out indoors.

I’d venture to say that the majority of folks who initiate a workout program aren’t going into it looking to get hurt. Most of us just want to slim down, improve heart health, and get some cardio in before or after a busy day at work. Users of Body Flex Sports’ StepTrac BST800 can push through a full body workout in just 12 minutes. Having 27 years of fitness experience under their belts, the team at Body Flex launched into the world of health in the 90’s. Now, with over ten utility patents and four brands, “we’re on a mission to improve the strength, stamina, and soundness of our customer’s health.” A familyheld American company, Body Flex is sold internationally, bridging value, efficiency, and wellness with maximum results.

So what’s the original magic that came from that cup of joe so long ago? The founder of Body Flex Sports notes that it’s “the dispersion of force into a couple different directions,” which reduces impact and stress on the body down to almost zero.

“Combining two movements into one, and offering eight levels of resistance control, the machine flows through a silent, smooth magnetic flywheel.” An LCD monitor keeps track of distance speed, time, and calories. Incredibly portable and compact, its “functional and aesthetic design keeps it the best in class, down to the foam-covered handlebars for comfortable gripping.”

Ultra-smooth, the technology overcomes what engineers call a “dead

spot”: that pressure point on a bike, or tradi tional elliptical machine. With its patented Curve-Crank Technology, the machine reduces joint stress, promoting a true biome chanical flow. And, as every exercise enthusiast knows, when you’re working with your body instead of against it, you’ll find more strength and stamina to be had. Young or old, already fit or looking to get back into a scalable routine, the limits are up to the user.

Providing the fitness industry with its most popular and effective weight benches, elliptical machines, exercise bikes, (and more!) just wasn’t enough.

“We need to do our part as a business and organization to contribute to our world beyond profit.” Using strength to imbue strength is a core value, one that pushes the team to give back to

their community. Supporting multiple local charities, including Samaritan’s Purse, they’ve made it clear that not all strength is built in the gym.

Building a reliable, sustainable, stable, and consistent reputation depends on building the same type of product. Body Flex uses their resources for good, building with intelligence, and a heart to develop products that are “accessible to everyone.”

“We wanted to improve human health based on the philosophy that by improving people’s health, it would improve the world,” says Yvonne Hsiung, VP of Business and Development. “The ripple effect is very powerful.” Her father’s Master’s in Material Science and an inventor’s mind turned out to be the perfect platform to create meaningful change.

What could you do with your day if your workout only took 12 minutes? Donate or volunteer for charity, hang out with grandparents, or grandchildren, send a few extra emails, watch that show you’ve been wanting to, without the guilt of a workout hanging over your head. Grab a cup of coffee with a friend. After all, flexing your newfound muscle is more fun when you’ve got someone to share the success with.

Medicare Advantage DENTAL HMO PLANS

Costs for Medicare Drug Coverage

You would expect to pay a monthly premium for a Medicare drug plan right? And a yearly deductible that needs to be met is generally the “norm” too if you have a “stand-alone” drug plan. (Those who are enrolled in a Medicare Advantage HMO plan don’t have to suffer through a deductible however).

But there is also an “Income Related Monthly Adjustment Amount” (IRMAA) that you’ll pay to Medicare if you make above $87,000 as an individual and $174,000 for a married couple.

Medicare uses the modified adjusted gross income reported on your IRS tax return from 2 years ago. The IRS provides this to Social Security.

There are 5 income brackets that cause a person to pay more for their Medicare Part D (prescription drug) coverage.

If you make above $87,000 - $109,000 or above $174,000$218,000 you’ll pay $12.20 plus your plan premium.

If you make above $109,000 - $136,000 or above $218,000$272,000 you’ll pay $31.50 plus your plan premium.

If you make above $136,000 - $163,000 or above $272,000$326,000 you’ll pay $50.70 plus your plan premium.

If you make above $163,000 – and less than $500,000 or above $326,000- $750,000 you’ll pay

$70.00 plus your plan premium.

If you make $500,000 as an individual or $750,000 as a married couple; you can make any amount higher than that but still pay the same Part D “IRMAA”. You’ll pay $76.40 plus your plan premium.

Surprisingly, these “IRMAA” amounts are actually slightly lower than they were in 2019.

Don’t try to “work the system” by just paying cash or using “GoodRX” to buy your medications. If you don’t have “credible drug coverage” (which means it covers both generic and name brand drugs at a certain copay or co-insurance level). If you go over 63 days without a Medicare Drug plan after your Initial Enrollment period is over (3 months out from your Part B effective date) then you’re accruing a late enrollment penalty. Even if you add coverage the next chance you have (during the Annual Enrollment period) that penalty will be with you for the rest of your life.

The penalty is 1% of the national base premium of a Medicare drug plan (and yes, that goes up every year and so your penalty would then increase every year too) multiplied by the amount of months that you were without Part D or credible drug coverage.

Has the question come to mind about what to do if your income drops because you retire or lose a source of income? If the government bases your “IRMAA” on income reported 2 years earlier, do you need to suffer a higher premium until they catch up with your current income? The answer is “No”. If your curious, look up online Form SSA-44; Medicare Income-Related Monthly Adjustment Amount-Life Changing Event. I’ll write about that next month.

Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare. For answers to your questions, or no-fee consultation, call (949) 351-2443.

I

Insurance 101 Services

call

Costs for Medicare Drug Coverage

You would expect to pay a monthly premium for a Medicare drug plan right? And a yearly deductible that needs to be met is generally the “norm” too if you have a “stand-alone” drug plan. (Those who are enrolled in a Medicare Advantage HMO plan don’t have to suffer through a deductible however).

But there is also an “Income Related Monthly Adjustment Amount” (IRMAA) that you’ll pay to Medicare if you make above $87,000 as an individual and $174,000 for a married couple.

Medicare uses the modified adjusted gross income reported on your IRS tax return from 2 years ago. The IRS provides this to Social Security.

There are 5 income brackets that cause a person to pay more for their Medicare Part D (prescription drug) coverage. Don’t try to “work the system” by just paying cash or using “GoodRX” to buy your medications. If you don’t have “credible drug coverage then you’re accruing a late enrollment penalty. Even if you add coverage the next chance you have (during the Annual Enrollment period) that penalty will be with you for the rest of your life.

Real Men Do Pilates & Yoga

Men, whatever stereotype you have associated with yoga or Pilates, forget about it. Especially the stigma that you are not flexible enough, or that Pilates is for girls.

If anything these are reason to participate in both mindful movements even more. Pilates and yoga was introduced to the western mainstream population via men. These modalities were especially used to strength and rehab soldiers in WWI. And if there is any population in today’s society could benefit from yoga and Pilatesit’s men. According to the U.S. Bureau of Labor Statistics, the average professional male works 50 or more hours a week. Sorry to say, but this prolonged static activity doesn’t do a body good. The constant sitting, typing, and talking on the phone creates some serious lack of strength, range of motion, and postural deviations in the body. This is where Pilates and yoga come to the rescue, offering no

shortage of benefits for you gentlemen.

Both methods were conceived to increase core strength, overall flexibility, and improve posture. This is achieved in two ways: exercises on various pieces of Pilates equipment, and mat work. Both modes are intended to get a full-body workout in a single session. The equipment can be compared to weight or resis-

tance machines in a gym, but with more oomph. Using springs, pulleys, body weight, gravity, breath, and concentration provide an amazingly thorough workout. Highly focused on balancing the whole body from the core, it helps waken muscles that have gone dormant and allows overworked muscles to chill out. Pilates and yoga can help overcome the dreaded “computer desk syndrome” of rounded shoulders, fatigue, lack of concentration, low back pain, belly fat, and a myriad of other problems that are created when sitting all day.

A career driven male is hardly the only one to who can benefit from such modalities. It also helps athletes perform better. And many male athletes are turning to Pilates for their training. For example, former NBA star point guard turned Nets coach Jason Kidd is a longtime Pilates devotee. He estimates 30 percent of his strength and flexibility training comes from Pilates. “After one session I was energized. From that point on I was convinced it was a great workout, it has made me quicker, more explosive.” Says Kidd.

Also soccer super star David Beckham was introduced to Pilates while on loan at AC Milan. The Italians insisted that all their players had to take up Pilates and yoga to help them with their balance and suppleness. The fitness regime has reduced Becks’ body fat dramatically. When he was asked about Pilates, he said: “I do an hour of Pilates a day. It is fantastic and fitness-wise I am the best I have been for a long time”.

Who doesn’t want more strength, range of motion, and energy? So, men, whether hurdling cubicles, playing basketball or just the links on the weekend, the benefits of Pilates and yoga do a body good. Try a class today at Align Pilates And Yoga.

Cirque du Soleil returns to Orange County with VOLTA, a captivating voyage of discovery! Inspired in part by the adventurous spirit that fuels the culture of street sports, VOLTA explores the themes of celebrating differences and unique qualities in a world where technology often isolates people from one another rather than freeing them.

Written and directed by Bastien Alexandre, with Jean Guibert as the director of creation, VOLTA weaves acrobatics in a visually striking world driven by a stirring melodic score, composed by Anthony Gonzalez from the international electronic group M83. VOLTA will perform under the Big Top at the OC Fair and Event Center in Costa Mesa March 18-April 19, 2020

The San Francisco Chronicle gave VOLTA its highest rating: ”A supercharged VOLTA soars!” The San Francisco Examiner said, “Truly mindblowing … it’s worth the price of admission.” Chris Jones in the Chica-

MARCH 18 – APRIL 19, 2020

go Tribune wrote, “VOLTA is thrilling because of the acts. Period. They’re all totally fabulous.”

Catey Sullivan in the Chicago Sun Times said, “VOLTA is one of the best Cirque shows in their repertoire. A visually arresting extravaganza … a vivid reminder of the world’s impossible beauty.”

THE SHOW

Energetic, urban and contemporary, VOLTA is a captivating voyage of discovery that showcases never-before-seen under the Big Top acrobatics in a visually striking world. Driven by a stirring melodic score and inspired in part by the adventurous spirit that fuels the culture of street sports, VOLTA is a story of transformation. It

is about being true to oneself, fulfilling one’s true potential, and recognizing one’s own power to make it possible. Ultimate freedom comes with self-acceptance, and with the liberation of the judgement of others.

The name VOLTA refers to a sudden about-face, a change in emotion or idea often used in poetry. It also speaks to the jolt of energy delivered through the show.

Tickets are now on sale by visiting cirquedusoleil.com/volta or calling 1-877-9CIRQUE (1-877-924-7783). Discover our Hennessy Black VIP Experience package, which includes a cocktail reception with open bar and hors d’oeuvres inspired by the show, access to the best seats for greater comfort, complimentary parking and more!

OC Fair & Event Center, Costa Mesa

More than 35 million people around the world have experienced the smash hit phenomenon that is BLUE MAN GROUP, and the world renowned bald and blue trio are back on the road in a new North American tour. Under the helm of visionary director Jenny Koons, in her first-time collaboration with BLUE MAN GROUP, the tour features everything audiences know and love about BLUE MAN GROUP—signature drumming, colorful moments of creativity and quirky comedy—the men are still blue, but the rest is all new! Including pulsing, original music, custom-made instruments, surprise audience interaction and hilarious absurdity, audiences join the Blue Men in a joyful experience that unites audiences of all ages.

by calling (714) 556- 2787 and at the Box Office at

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