HB Magazine September 2022

HBMAGAZINE COMMUNITY RESOURCE – BUSINESS – LIFESTYLE

SEPTEMBER 2022

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Tickets for “The Joshua Show” at Segerstrom Center for the Arts are $20 and are on sale now. They are available online at scfta.org, at the Box Office at 600 Town Center Drive in Costa Mesa or by calling (714) 556-2787. Group discounts for groups of 10 or more are available at (714) 755-0236.

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h t i w s d n n o i i s n M ay i c e nt i ices m D e ho e. e c s i e l W tirem l & lifestyetter futur Re ain financitaoward a b Cert ead you l

Provided by Ken Earwood

S

ome retirees succeed at realizing the life they want; others don’t. Fate aside, it isn’t merely a matter of investment decisions that makes the difference. There are certain dos and don’ts – some less apparent than others – that tend to encourage retirement happiness and comfort.

Retire financially literate. Some retirees don’t know how much they don’t know. They end their careers with inadequate financial knowledge, and yet, feel they can prepare for retirement on their own. They mistake creating a retirement income strategy with the whole of preparing for retirement, and gloss over longevity risk, risks to their estate, and potential health care expenses. The more you know, the more your retirement readiness improves.

A goal to retire debt free – or close to debt free? Even if your retirement savings are substantial, you may want to consider reviewing your overall debt situation.1 Retire with purpose. There’s a difference between retiring and quitting. Some people can’t wait to quit their job at 62 or 65. If only they could escape and just relax and do nothing for a few years – wouldn’t that be a nice reward?

Relaxation can lead to inertia, however – and inertia can lead to restlessness, even depression. You want to retire to a dream, not away from a problem.

The bottom line? Retirees who know what they want to do – and go out and do it – are positively contributing to their mental health and possibly their physical health as well. If they do something that is not only vital to them, but important to others, their community can benefit as well.

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Retire healthy. Smoking, drinking, overeating, a dearth of physical activity – all these can take a toll on your capacity to live life fully and enjoy retirement. It is never too late to change habits that may lead to poor health.

Retire where you feel at home. It could be where you live now; it could be a nearby place where the scenery and people are uplifting. If you find yourself lonely in retirement, then look for ways to connect with people who share your experiences, interests, and passions; those who encourage you and welcome you. This social interaction is one of the great, intangible retirement benefits.

Ken Earwood may be reached at (800) 250-3029, kenearwood@titanfinancial.net or visit www.TitanFinancial.net. Securities offered through Parkland Securities, LLC, member FINRA/SIPC. Titan Financial is independent of Parkland Securities, LLC. This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.

Citations

1. CNBC.com, December 2, 2020

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Beach-based Absolutely Fabulous gift boutique, “quality, selection, price range, and ease of shopping.”

After many visits to her “absolutely fabulous” gift and décor shop, I would have to agree. “Plus – we ship world-wide, so you can mail your stuff right from here!”

While the internet excels at making home shopping the easiest experience, when you know exactly what you’re looking for, much of holiday gift-giving starts with “who is this for, and how much do I want to spend on them?”

Absolutely Fabulous makes this type of shopping easy with their “you know the personality, we know the product” approach to holiday gift-giving. “You see,” Diane explains in her charming English accent, “we spend hours and hours searching for the best new products offered in the gift industry. When our customers come in with their lists, we walk them around and point out options that our customers would never have found in an internet search.”

Absolutely Fabulous

The Happiest Place in HB for the Holidays!

By Jody Robinson

T

he nature of gift purchasing has changed greatly since the advent of the internet. How has Absolutely Fabulous stayed above 12

the fray and blossomed while the rest of the gift industry flounders?

“That’s easy,” responds Diane Silverstein, owner of the iconic Huntington

Diane is not kidding on that last point.

The variety and uniqueness of products at Absolutely Fabulous is as-

tounding: hand-made jewelry, Miche Bag purses (the ones where you just drop the “insides” of your purse into a new shell, rather than having to dump all of your stuff out!), $10 silk scarves, old-school shaving kits for men, a “Daddy’s Tool Bag” that includes diaper changing equipment, and instructional DVD, face mask and other funny items, rare paintings by successful artists, large crystal chandeliers, crystal perfume bottles, stuffed animal baby bottle covers, piggy banks for kids,

wedding party gifts, rare Disney art and collectibles, holiday-themed decor and gifts, Christmas decorations that range from very inexpensive bottle stoppers and tree decorations to 6-foot high collectible Santa dolls.

Ab Fab really does cover the gamut of gifts for anyone: “from birth to death and everything in-between is our moniker” Diane proudly states. I tend to agree.

This holiday season, find out why Absolutely Fabulous is so appropriately-named. Connect with Diane and the crew at Absolutely Fabulous located at 6026 Warner Avenuein Huntington Beach, call (714) 842-1608 or visit www.absolutelyfabulous1.com 13

Bobbie Riddell (L) and Marion Sandell (R), lifelong friends.

Dynamic Duo A Lifelong Friendship Continues at The Covington in Aliso Viejo

In the 1950s, Bobbie Riddell loved to play volleyball on Laguna Beach. Every chance she got, Bobbie was down by the water, sand in her toes, digging for balls and spiking winners. “It was a different time back then,” Bobbie says, “and so was the beach.”

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ess crowded and not so developed, there was room to breathe and a sense of freedom for a generation only a decade removed from World War II. The Big Bopper was on the radio, Rebel Without a Cause was in movie halls and Elvis was everywhere, defining the decade’s youthful exuberance.

One beautiful, sun-kissed day in 1957, Bobbie and friends were playing volleyball when another young woman approached. Her name was Marion Sandell. Marion said she had not played much volleyball before 14

and was not particularly good, but asked if she could join in. Bobbie being Bobbie, immediately said Yes. True to her word, Marion was not particularly good, but she had a determination that Bobbie admired. Such are the moments that beget life-long friendships.

Bobbie and Marion quickly became a fearsome two-person volleyball team and played together for over a decade. As loyal teammates on the beach they had each other’s back, but off the sand, their friendship and commitment ran even deeper.

In 1963, when Bobbie was pregnant with her second child, Marion accompanied her to the hospital. “She was more nervous than I was,” Bobbie says. Together, they celebrated birthdays, anniversaries, and graduations while providing support during life’s challenging moments. “We were always there for each other,” Marion says.

After a dozen years as the volleyball queens of Laguna Beach, Marion and Bobbie started playing tennis. “We could get quite competitive sometimes,” Marion says. To this day the women still debate who had the better serve. “I did,” Bobbie laughs.

Eventually these natural athletes decided to take up biking. Both bought brand new bicycles and for the next 15 years did a twice weekly 20-mile ride. “Staying active kept us healthy, but it was also just plain fun,” Marion says.

Later in life, Marion’s first husband passed. A few years later Marion met new husband Bob and she settled into a new life. Then Bobbie lost her husband. Through it all, the women continued to remain close friends but

for Bobbie, loneliness began to creep in, and she found her house too much for her.

There are so many activities to choose from and always something new to learn.

In 2019, Marion and husband Bob moved into The Covington. Then, in 2021, Bobbie decided it may be time for her to consider making a change too. “Within one month I sold my house and moved in,” says Bobbie.

“I miss my house, but it was absolutely the right decision; one I probably should have made sooner.”

Now the women are together again, sharing their life-long friendship – and they are as busy as ever. The Covington’s approach to proactive health and wellness ensures the women have numerous ways to stay active. “I especially enjoy our exercise sessions with Neal, the trainer at our community,” Bobbie says.

Physical activity is just one aspect of living well and The Covington ensures residents have a variety of ways to stay sharp and be at their best.

Since arriving, Marion has taken up ceramics and enjoys the many livemusic concerts put on by the community. “Honestly, I do more here than I ever did at home,” she says.

The community spirit of The Covington is strong and both women have never shied away from trying something new. “We both play bridge but

another resident, our friend Jade, invited us to try Mah Jong,” say Bobbie. “It’s my new thing, I love it.”

At this stage of her journey, Marion says she is grateful for the wellness, well-being, and peace of mind The Covington provides her. “I never thought I would be this happy at this age.” Bobbie concurs and says that being able to spend time with her best friend is the icing on the cake. “I wouldn’t want to be anywhere else.”

The Covington is a member of the ECS family of communities for active seniors. Founded on four commit-

ments – choice, creativity, confidence, and connection, ECS has been at the forefront of nonprofit senior living in Southern California since 1923.

CHOICE At The Covington, your journey can be as adventurous or easy-going as you want. A maintenance-free lifestyle means freedom to create your future, pursue your passions and enjoy active independence. Our residences, villas, and cottages offer floor plans for all needs, freeing you from the worry of having to move again.

With services to ensure your comfort and mobility, and amenities to keep you active and inspire learning, here, life is what you make it.

Like most ECS campuses, The Covington is a Life Plan Community.

Choosing a community like ours ensures a plan for your care needs — now and in the future – with a focus on proactive wellness and a continuum of care. Making your home here also provides peace of mind, knowing you do not have to move should your needs change.

CREATIVITY Bobbie and Marion say they enjoy the lush gardens and walking paths at The Covington every day.

Our Creative Living philosophy drives life-long learning, growth, and social and cultural connections. Here, you will find the settings, services, and

amenities that support fun, fresh opportunities for self-expression and discovery. Choose from fitness for all levels, theater and singing groups, and art and dance classes – all available on campus. If you need more inspiration, our communities are conveniently located near many of Southern California’s celebrated cultural destinations.

Staying healthy and active is always better with friends.

CONFIDENCE Confidence is everything. As a nonprofit organization, ECS is continually reinvesting to improve infrastructure, services, and programs. No matter which Life Plan community you choose, you will experience relaxed, maintenance-free, sophisticated retirement living. With one of the highest credit ratings in the industry, ECS offers the security, services, and peace-of-mind that allows you to enjoy all life has to offer.

CONNECTION The strength of a community is the strength of its people. Relax over morning coffee with friends, take a class, attend a lecture, and delight in live entertainment. Here, your social life is as vibrant as you are. Or contribute by serving on a resident club or leadership committee. Our “Resident Centered, Staff Supported” approach means you enjoy the full spectrum of quality-of-life benefits that comes from calling a Life Plan Community home. It is an environment that allows you to flourish and be your very best.

ABOUT US The Covington offers exceptional continuing care, retirement community living in a secure, gated neighborhood in Aliso Viejo, Southern California. Our relaxed, maintenancefree, resort-style accommodations, and active campus environment offer the perfect place to continue your journey, on your terms.

The culinary team at The Covington delivers inspired dining for the discerning palate.

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We would love to hear from you.

Please visit thecovington.org or phone (949) 209-3829 to learn more.

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City of Hope Orange County Lennar Foundation Cancer Center Is Now Open

The Irvine cancer center is home to a team of cancer-fighting physician-scientists assembled from across the country

C

ity of Hope has opened the most advanced comprehensive cancer center in Orange County, ushering in a new era of hope for people with cancer.

At City of Hope Orange County Lennar Foundation Cancer Center, a team of some of the world’s most acclaimed physician-scientists with expertise in lung, breast, gastrointestinal, gynecological, genitourinary, blood cancers and more — leads next-level cancer treatment and research.

Patients receive fully integrated, multidisciplinary cancer care — from prevention through survivorship — in one convenient location where every physician and staff member is solely focused on treating and curing cancer.

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“With the opening of City of Hope Orange County Lennar Foundation Cancer Center, we are delivering on

our promise to the people of Orange County and changing cancer care for our family, friends and neighbors,”

said Annette M. Walker, president, City of Hope Orange County. “Four years ago, we pledged to bring the most advanced cancer care to Orange County, home to 3.2 million people. Hope is truly here in Orange County.”

Distinguishing clinical services include: • Acclaimed cancer expertise: Access to City of Hope’s 575 physicians and more than 1,000 researchers and scientists who only focus on cancer.

• Lifesaving clinical trials: Access to nearly 1,000 innovative Phase 1-3 clinical trials being conducted at City of Hope each year — more cancer-focused clinical trials than anywhere in the area.

• Breakthrough treatments: Targeted immunotherapies, including CAR T cell therapy, as well as bone marrow transplants, robotic minimally invasive surgeries and MRIguided radiation oncology.

• Leading-edge technology: The latest and most comprehensive suite of market-leading radiology, interventional radiology and radiation oncology equipment.

• Integrative medicine: A trailblazing integrative medicine program combining the best of Western medicine and evidence-based complementary therapies, such as acupuncture, massage and meditation.

The outpatient cancer center will be seamlessly connected to Orange County’s only specialty cancer hospital exclusively focused on treating and curing cancer, opening in 2025.

City of Hope, one of only 52 National Cancer Institute-designated comprehensive cancer centers in the country, is answering the call to extend its personalized care, outstanding research and lifesaving treatments closer to home. Despite its reputation for healthy living, Orange County is not immune to the national 1 in 3 statistic for cancer incidence. Nearly 20% of Orange County residents have left

the area for advanced cancer care, many traveling up to two hours each way to City of Hope in Duarte.

BUILT FOR AND WITH THE COMMUNITY City of Hope Orange County Lennar Foundation Cancer Center was designed with input from more than 500 patients, their families and community members. Every feature of the cancer center — from the design of its gathering spaces to its lighting, its wall color, even its artwork selection — was intentionally chosen to promote healing and comfort and ensure patients and their families have the best care experience.

Features include: • 67 spacious exam and treatment rooms and 15 consultation rooms • An infusion center designed around patient preferences with 43 infusion bays and 10 private infusion treatment rooms with panoramic views of the Saddleback mountains.

• Hope Boutique, a full-service salon and specialty shopping experience with oncology-trained cosmetologists.

• A retail and specialty pharmacy that dispenses traditional, specialty, and over-the-counter medications, alleviating the travel burden on patients for their medication needs.

• A full range of state-of-the-art laboratory services in one location, making it convenient for patients to get routine blood draws.

• Feng Shui design, art galleries, a healing garden, dedicated space for family members to gather or work, and programs to care for the whole patient — mind, body, and spirit.

“I've been waiting for this day ever since City of Hope announced its plans for an Orange County campus.

Whenever I connect with people navigating a cancer diagnosis, my first piece of advice is always to find a cancer-specific research center for the most advanced care. Now, right here in our community, people with cancer have the highly specialized and compassionate care they need — all in one place,” says Leslie Bruce Amin, a grateful patient.

City of Hope Orange County’s cancer care network currently includes four regional clinics — two in Newport Beach, one in Huntington Beach and one in Irvine. The cancer center, the regional clinics and the planned hospital will create Orange County’s largest network dedicated exclusively to cancer treatment and cures.

To make an appointment, call 888-333 HOPE (4673).

For more information, visit, CityofHope.org/OC. 19

presents How to Recognize Elder Financial and Physical Abuse Part One

By Michael Flammer, Chief Compliance Officer for Transition Care Telemetry

E

lder abuse is a shockingly prevalent problem that robs seniors of their security, dignity and in some instances – can cost them their lives.

According to the National Elder Mistreatment Study, one in 10 older adults experience abuse or mistreatment. Elder abuse includes physical harm) the majority of which involves caregivers) and financial exploitation or the misuse or withholding of an older adult’s resources by another (mostly inflicted by family members). In this country alone, more than 500,000 cases of elder abuse are reported to authorities – and millions more go unreported.

Elders who have been abused have a three times higher risk of premature death when compared to those who have not been mistreated. Recent studies show that nearly half of those with dementia experienced abuse or neglect and that violence occurs at disproportionately much higher rates among adults with disabilities.

As seniors experience more physical or mental challenges or become increasingly frail, they are less able to take care of themselves, creating an opportunity for unscrupulous individuals to take advantage of them.

The abuse often takes place where the senior lives and abusers can be the senior’s adult children, a spouse or partner or caregivers hired to care for them. In the case of the latter, it is vital to work with an agency that carefully screens its employees, conducting background checks, drug testing and provides at a minimum a Certified Home Care Aide.

The onset of the Pandemic exposed years of mismanaged care, neglect and abuse in the nursing homes, residential boarding care and other care facilities. Many of these facilities continue to exhibit high rates of abuse from its caregivers but thanks to regulatory agencies, many more now maintain a zero-tolerance policy.

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While the signs of physical abuse can be readily evident (i.e. bruises, pressure marks, abrasions and burns), financial exploitation is often more difficult to recognize. But there are a number of red flags to look for including situations whereby a caregiver (family member or hired): • isolates the senior from speaking to family members or third parties • develops a friendship or romantic relationship with the senior, or his or her family members in order to gain trust and then asks for money to help him/her out of a financial situation or emergency • requests for a power of attorney for real or titled property or the adding their name to checking/savings accounts, or misusing credit cards • obtains PIN numbers for the ATM or credit cards or passwords to access online financial accounts • asks for loans or borrows cash, etc., or charges cash for special services under threat of physical abuse • steal cash, income checks, personal items or household goods If you suspect physical abuse, call 911 or if not an emergency situation, contact California Adult Protective Services at (833) 401-0932 and enter your zip code.

Michael Flammer is the Chief Compliance Officer for Transition Care Telemetry, Inc. (dba TCT Health), a home health, home care agency and hospice care agency. With over 50 years of combined clinical experience, TCT is owned and operated by experienced and professional medical staff committed to providing quality skilled healthcare services at home or your care facility. If you suspect anyone being abused, call Michael directly at (833) TCT-HEAL or (949) 689-0426.

SPOTTING THE SIGNS OF

ELDER ABUSE Abuse can happen to any older person, by a loved one, a hired caregiver, or a stranger. Abuse can happen at home, at a relative’s home, or in an eldercare facility.

physical neglect financial

emotional There are many types of abuse:

sexual

abandonment

Watch for these signs of abuse:

Seems depressed, confused, or withdrawn

Isolated from friends and family

Has unexplained bruises, burns, or scars Appears dirty, underfed, dehydrated, over- or undermedicated, or not receiving needed care for medical problems

Has bed sores or other preventable conditions

Recent changes in banking or spending patterns

Talk with the older adult and then contact the local Adult Protective Services, Long-Term Care Ombudsman, or the police.

Visit https://www.nia.nih.gov/health/topics/elder-abuse to learn more about elder abuse and how to get help.

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Your Medicare Plan Annual Notice of Change

I

f you’re currently on Medicare this applies to you if you have a Medicare drug plan or if you are enrolled in a Medicare Advantage plan (HMO or PPO). This does NOT apply to your Medicare Supplement plans, such as Plan F, G, N etc.

The Annual Notice of Change is a document you receive showing if your Medicare plan made changes for the upcoming year. Some changes that you would see on your ANOC are increases or decreases in your monthly premium, changes to your co-pays, deductibles and the plan’s drug formulary.

An ANOC will list 2 columns, one is what your benefit is for the current year, the other column will show what it will change to in the new year.

The biggest offender of changes prompting people to make a change to their current coverage is the “Stand Alone Medicare RX plans” that people who use Medicare as their primary insurance coupled with a Medicare supplement plan have.

These plans seem to always be giving an increase to the deductible, premium and co-pay amounts. Unfortunately knowing how to go about finding the right Medicare drug plan on their own isn’t something most Medicare beneficiaries know how to do.

31451 Avenida Los Cerritos, San Juan Capistrano, CA RCFE: 306005946

The good news is that I do! So, if you get surprised by your ANOC this Fall, feel free to reach out to me, I’d be happy to help you.

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Kristy Fleming, MD, Double Board-Certified in Dermatology and Micrographic Dermatologic Surgery

FLEMING DERMATOLOGY & AESTHETIC CENTER 23141 Moulton Parkway, Suite 110, Laguna Hills | (949) 916-5956

How Can I Tell If I Have Skin Cancer?

There are three main types of skin cancer: basal cell carcinoma, squamous cell carcinoma, and melanoma. Because each has many different appearances, it is important to know the early warning signs.

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L

ook especially for change of any kind. Do not ignore a suspicious spot simply because it does not hurt. Skin cancers may be painless, but dangerous all the same. If you notice one or more of the warning signs, see a board-certified dermatologist right away, preferably one who specializes in diseases of the skin.

WHAT PATIENTS NEED TO KNOW 1. Everyone needs to perform a self-skin exam once a month.

ACTINIC KERATOSIS

An actinic keratosis (AK) is a crusty, scaly growth caused by damage from exposure to ultraviolet (UV) radiation. An AK is considered a precancer because if left alone, it could develop into a skin cancer. AKs are the product of a lifetime accumulation of UV damage and typically appear on areas most commonly exposed sun, such as the backs of the hands, forearms, face, neck, and scalp.

BASAL CELL CARCINOMA

Basal cell carcinoma (BCC) is the most frequently occurring form of all cancers, with more than 4 million cases of diagnosed in the U.S. each year. BCCs may look like open sores, red patches, pink growths, shiny bumps, or scars. Any skin lesion that doesn’t heal, or bleeds with even gentle trauma, such as drying with a towel, is concerning for a BCC.

2. Melanoma can appear anywhere on the skin, including the palms/soles, under your nails, and places...for most, have never seen the light of day (genitalia). For this reason, it is important to look everywhere. Lock the bathroom door, get out a hand mirror, and check, it could save your life.

3. What to look for: ABCDEs, and an ugly duckling A - Asymmetry: If I draw a line down the middle, do the sides match?

B - Border: Is there a nice crisp border, or does the mole melt into the surrounding skin?

C - Color: Moles should be one color, one shade of brown. Is there a variety of shades or additional colors, such as black, red, white, or blue?

D - Diameter: Any mole larger than 6mm, ie the head of a pencil eraser, has a higher risk of becoming melanoma.

SQUAMOUS CELL CARCINOMA

Squamous cell carcinoma (SCC) is an uncontrolled growth of abnormal cells arising in the epidermis, the skin’s outermost layer. SCCs often look like scaly red patches, crusty bumps, warts, or elevated growths with a central depression. SCCs may appear suddenly and some forms are tender to touch. They can become disfiguring and sometimes deadly if allowed to grow. More than 1 million cases of SCC are diagnosed each year in the U.S., which translates to about 115 cases diagnosed every hour.

Incidence has increased by 200 percent in the past three decades in the U.S., and more than 15,000 Americans die each year from this type of skin cancer.

MELANOMA

Melanoma is a very dangerous form of skin cancer. Melanoma is caused mainly by intense, occasional UV exposure (frequently leading to sunburn), especially in those who are genetically predisposed to the disease. An estimated 178,560 cases of melanoma are diagnosed in the U.S. each year and is fatal for an estimated 9,320 of these patients. Fortunately, if melanoma is recognized and treated early, it is almost always curable.

E - Evolution: Has it changed?

F - The Ugly Duckling Sign: Most people have a “signature mole,” their own personal mole appearance and architecture. Is there a mole that seems different from all the others?

4. Everyone needs a full body skin exam by a board-certified dermatologist once a year, more frequently if you have a family history of skin cancer, a personal history of skin cancer, or live in an area with substantial sunshine.

23

Your Medicare Plan Annual Notice of Change

By Stephanie Frisch

In the Medicare Insurance world, we refer to it as an “ANOC” (we love using acronyms, unfortunately we’re just about the only ones that know what they mean).

I

f you’re currently on Medicare this applies to you if you have a Medicare drug plan or if you are enrolled in a Medicare Advantage plan (HMO or PPO). This does NOT apply to your Medicare Supplement plans, such as Plan F, G, N etc.

The Annual Notice of Change is a document you receive in the mail (or online if you signed up for that) that explains the changes that your Medicare plan may have made for the upcoming year. Some changes that you would see on your ANOC are increases or decreases in your monthly premium, changes to your co-pays, deductibles, the annual out of pocket maximum and the plan’s drug formulary. (The prescription drugs that the plan gives you access to at a set copay or co-insurance amount)

You will receive your Annual Notice of Change every year around the end of September. It’s not a fancy envelope with bright red letters reading, “Open Me, I’m Important to Read” rather it’s generally printed on an inexpensive paper resembling a newspaper, and it usually reads and looks like a pamphlet. All plans have some type of change for the upcoming year. An ANOC will list 2 columns, one is what your benefit is for the current year, the other column will show what it will change to in the new year.

Sometimes the change is good; a lower premium, deductible, co-pay or maximum out of pocket known as a MOOP (see, there’s another acronym for you!)

What you want to make sure of is that you are aware and informed when 24

ANOC the change is not good news; a higher deductible, higher co-pays or premium or MOOP. At that point, you can decide if it’s going to affect you enough to want to look at making a change to your coverage for the new year.

In the Medicare Advantage plan world, the HMO plans seem to have positive changes for the upcoming year, more value-added benefits at no additional cost to the consumer.

The biggest offender of changes prompting people to look elsewhere is the “Stand Alone Medicare RX

plans” that people who use Medicare as their primary insurance coupled with a Medicare supplement plan pay for. These plans seem to always be giving an increase to their deductible, premium and co-pay amounts. Unfortunately knowing how to go about finding the right Medicare drug plan on their own isn’t something most Medicare beneficiaries know how to do.

The good news is that I do! So, if you get surprised by your ANOC this Fall, feel free to reach out to me, I’d be happy to help you.

Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare. For answers to your questions, or no-fee consultation, call 949-292-4958.

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to Kyle Warner, co-owner of Your Home Care Inc. about what they do and the benefits of home care services.

Because Home is Where the Heart is

F

or the majority of seniors living in California, quality of life equates to living at home. A recent AARP survey reports that 77 percent of seniors want to remain in their home for the long term.

Often times in order to keep seniors living at home in comfort and safety, services and help are needed. Many seniors have opted for home care services when they need help and want to remain at home.

The advantages of aging in place are numerous. As we age we want to maintain the highest degree of independence possible. Our home is familiar and comforting to us, it’s where we feel safe.

As the senior population increases, so has the home care industry. We spoke

Throughout the pandemic we have seen our homes become a safe-haven, a place where we can heal and stay healthy. Our home is filled with memories and it’s what we’ve created over the years with our loved-ones.

26

Question: Tell us a little bit about Your Home Care and what it is that you do.

Answer: At Your Home Care, our mission is to enrich the quality of life for seniors by providing compassionate caregiving services at home. The agency was created in 2003 and is family owned and operated.

Our agency is licensed, insured and bonded, all our amazing caregivers are vetted, trained and background checked. We service most areas of Orange County, CA with a concentration in Laguna Woods and the surrounding cities. And we also work seamlessly with all Long-Term Care Insurance plans.

Q: What is the biggest gift or or blessing that you see while providing care for seniors?

A: The culture we have created here at Your Home Care is that of kindness and compassion. The most important

thing we can offer families is that we honor the people we are entrusted to care for. It is indeed a blessing to see our services make a positive impact in people’s lives. It is humbling to know that we get to provide a vital service that enriches and prolongs people’s lives.

Q: How many hours does a typical home care client start with?

A: The hours vary based on the needs of the client. Some clients like to start with a four-hour, or a six-hour shift. Others know they will need more care than that and schedule full days. We try to be as accommodating as possible to meet the scheduling needs of our clients.

We work with many clients coming home from the hospital, or skilled nursing facility and they require 24 hour care as they rehab and regain their strength.

Companionship and social engagement is another key aspect of caregiving.

Some of our seniors feel isolated and lonely, so a caregiver becomes a friend to talk to and their bond is lasting.

Another important aspect of scheduling is establishing consistency and dependability for the families we serve.

We work hard to have the same caregivers work with our clients whenever possible in order to build rapport and strong relationships.

Seniors with a diagnosis of Alzheimer’s or Dementia can benefit greatly from a caregiver because they are experienced in working with people with cognitive impairments. They are trained on the techniques used to manage behavior, keeping them safe and well supervised.

Q: Tell us about the staff at Your Home Care.

A: Employees and clients say they appreciate working with us because they get to deal directly with the owners. They like working with the decision makers because it tends to make things run more smoothly and the process is more streamlined. Owners Segal Ronen and Kyle Warner oversee everything from client acquisition, employee operations to office administration.

But the real magic behind what we do is the talented, experienced team of caregivers we have the pleasure of working alongside. Our team is filled with special people and it’s apparent they genuinely love what they do and have “a calling” for this work. They are service-minded, kind people, who love to care for seniors as though they are family.

Q: What makes Your home care stand out above the other home care agencies?

A: The senior home care industry is growing and changing. The trend we are seeing is an increase in rates, add-on fees and lengthy minimum hour requirements.

At Your Home Care we don’t have lengthy minimum hour requirements, nor do we up-charge. We make every effort to be as accommodating and flexible as possible to meet the needs of our clients. We are responsive and available to our clients and caregivers when they need us. We act quickly to address and resolve any issue or concern.

Going back to our mission…to provide compassionate home care services that enrich families’ lives… with this in mind we are always looking for ways we can exceed our clients’ expectations.

Q: What types of services does home care typically cover?

A: We offer a wide range of non-medical home care services and customize a care plan for every client. These services include personal care related services such as bathing, dressing, bathroom assistance and other personal hygiene needs. We prepare meals, provide transportation and help with housekeeping duties. We help with mobility and fall prevention. We basically help with all the activities of normal daily living that seniors might need a hand with.

Your Home Care is a company with heart, we care about our clients, and we care about our employees. If you are considering home care for you or your loved one, you can call Kyle Warner directly at

(949) 424-9322 and let us show you how much we care.

27

By Jody Robinson

I’ve always had a case of wanderlust and my husband, Tim, was a seasoned traveler long before I met him, so we’ll use any excuse to explore new environs or revisit favorite vacation destinations. We love traveling so much that we have over the years made a conscious effort to impart in our children a similar desire to trek across the country or traipse around the globe.

In the 15 years since our son was born, we’ve happily traveled far and wide whether for weekend stay-cations within easy driving distance or longer trips that involved a fair number of planes, trains and automobiles.

We even embarked on an ambitious plan to visit all 50 states as a family by the time he graduates high school (we have 15 more to go). But what we haven’t done in all that time is leave the kids home for a few adults-only days away - mostly because they were either too little or because we were 28

actively crossing states off the list together.

But as summer was winding down and our now-teenagers were gearing back up for school, my husband and I decided to head south for a sans-kids sojourn to Casa Velas in Puerta Vallarta.

Our idea of a refuge for relaxation involves gourmet food, fine wine,

a good book, a sun-soaked beach, snorkeling, swimming, sumptuous spa treatments and ... nowhere particular to be at any specific time. Other guests we met on property said they prefer active daytime endeavors like playing tennis and golf (Casa Velas is nestled in an upscale residential neighborhood overlooking Marina Vallarta, one of the region’s best courses). Luckily

for all of us, this gorgeous oceanside oasis offers all of the above and then some. Casa Velas’ specialty? An unforgettable, all-inclusive, adults-only resort experience crafted to your specific desires and tastes.

COASTAL LUXURY We already felt worlds away upon arrival - the entrance and lobby reminiscent of a sprawling Spanish hacienda opens out onto canopied gardens characterized by abundant, colorful flora and fauna, picturesque reflecting pools, koi ponds, towering palms, an array of gorgeous fountains and arched terraces.

A luxury spa and salon, world-class championship golf, access to the beautiful Táu Beach Club, and decadent suites furnished with traditional Mexican charm are just a few of the reasons Casa Velas is the top-rated all-inclusive and one of the most celebrated all-inclusives in Puerto Vallarta. Steps from the beach and minutes from downtown, this boutique hotel boasts an estate-like ambiance amidst lush tropical gardens where peacocks roam.

The tranquil coastal ambiance carries through to each of its villa-style accommodations (think private immersion pools, jacuzzi hot tubs, scenic golf course and garden views). Choose from 80 plush suites, each exquisitely furnished and adorned with textures and colors inspired by traditional Mexican design, many including pieces by acclaimed Mexican sculptor Sergio Bustamente.

29

inspiration from each of the three on-site award-winning restaurants Frida (Mexican), Piaf (French) and Lucca (Italian), features a dynamic tasting menu paired with tequila, martini and fine wine, respectively. Prefer authentic street food?

Emiliano’s also serves up tantalizing takes on favorites found in Mexico’s colorful markets in diverse regions of the country.

For my part, lounging by the stunning free-form, cobalt-blue pool for the better part of each afternoon translated to the copious consumption of a trio of delicious ceviche offerings - shrimp (with tomato, onion, cucumber, coriander and serrano chili), white fish or tuna tartare with avocado, sesame oil and ponzu sauce - on the Aqua

SWIM, SIP, SPLURGE Dining is a highlight of Casa Velas with a choice of Emiliano Restaurant, and Táu Beach Club (with complimentary transportation to and from Casa Velas) for enjoying the famous Mexican Pacific sunsets in all their glory, and the four specialty restaurants of the nearby Five Diamond-rated sister resort Grand Velas Riviera Nayarit.

Casually elegant, the property’s signature award-winning AAA Four-Diamond restaurant, Emiliano showcases gourmet Mexican cuisine for breakfast, lunch and dinner in an intimate and relaxed setting of your choice indoors or on the romantic outdoor terrace surrounded by koi ponds.

I’m the seafood aficionado in our family while my husband leans more toward beef and chicken entrees so we were delighted to discover a plethora of gourmet options in which to partake. My pastor-style salmon accompanied with pineapple puree and avocado mousse was simply divine, as 30

was his grilled-to-perfection ribeye with baked potato and sauteed asparagus. Other indulgent dishes range from a Diabla-style octopus, shrimp served with asparagus risotto and the Veracruz-style catch of the day to the flavorful, falling-off-the-bone tender barbecue pork ribs.

In addition to its regular menu, Emiliano rotates through customized fivecourse offerings - a different one each night - masterminded by the head chefs at Casa Velas’s sister property Grand Velas Riviera Nayarit. Drawing

Bar menu. Tim says he still daydreams about the chicken burrito that he claims is the best he’s ever tasted with gourmet flavor unlike any preparation he’s sampled before.

An exclusive retreat on the ocean’s edge, Tau Beach Club serves a refreshing menu of spirited cocktails.

Enjoy beachfront dining on the charming covered terrace and take in beautiful views of the Pacific Ocean.

During the day, guests can settle into Bali beds or sun loungers and nosh

on sushi to their heart’s content. In the evenings, Táu Beach Club transforms into the perfect place for a romantic sunset dinner at The Ocean Club defined by an innovative menu of Mexican-inspired and Asian cuisine - my personal culinary preferences. The elevated gourmet food and beverage program extends to its extensive list of refreshing craft cocktails, fine wine and premium liquors at the restaurant, 24/7 in suite or served poolside in your own personal cabana or at the swim-up palapa Aqua Bar. Also included are events like wine pairings, tequila, mescal and martini tastings which gives guests an opportunity to get acquainted with one another.

ploits and stunning scenery aside, I would be seriously amiss if I neglected to mention the stellar personalized service extended by every member of the staff here. From check in to departure, each member of the Casa Velas team is clearly dedicated to ensuring a warm, wonderful experience for each of its guests. If you are searching for an immersive, relaxing retreat in the most tranquil of settings and distinguished by exemplary, over-the-top service, trust me ... you need look no further than Casa Velas, Puerta Vallarta.

www.HotelCasaVelas.com

RELAX + REVITALIZE Needless to say - given the days (and nights) of (over) indulgence, I was especially thankful for the professionally equipped fitness center - complete with an array of cardio and weight machines - and the opportunity to expend a few extra calories. But for the height of relaxation, the full-service ABJA Spa was a most desired destination.

Featuring spa treatments and therapies inspired by local Mexican tradition and international wellness trends, guests can choose from signature treatments, therapeutic massages, beauty services, and holistic rituals using herbs and ingredients harvested in Casa Velas’ own botanical garden and performed by experienced spa specialists who work with each guest to customize services to their specific needs whether the goal is to relieve stress or revitalize your soul.

All of the aforementioned luxurious accommodation, amenity-rich ambiance, epicurean ex31

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Owners Steve and Elise Donohoe

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Patio Furniture Restoration • Refinishing • Repair Specializing in Custom Cushions, Powder Coating, Sling Replacement, Strap Replacement Quality Service and Workmanship Fast Turnaround, Pickup and Delivery Service

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39

BUSINESS SHOWCASE

CFR Patio - Outdoor Furniture Restoration

By Jody Robinson

In Southern California, our backyards and patio are often viewed as an extension of our entertainment spaces - a place for hosting parties, lounging by the pool or in the case of one of our family’s favorite pastimes, dining al fresco.

B

ecause so much time is spent outdoors, many folks I know invest as much on their patio furniture as they do in appointing their interiors.

The problem is that over time the weather can be particularly hard on the metal and fabrics with constant exposure to the sun, salt air and in the case of homes closer to the ocean, even sand. With four generations of patio furniture repair and refinishing experience, CFR Patio specializes in restoring existing furniture and updating colors/styles for a far more cost-effective alternative to purchasing an entirely new set.

CFR’s services range from custom tailored outdoor cushions, sling fabric replacement, and vinyl strapping replacement and vinyl lacing/weav-

ing replacement to powder coat refinishing and commercial repair and restoration. Clients can choose from a large selection of metal finishes, fabrics and color schemes, including hundreds of colors and fabrics for slings, straps and cushions for a coordinated, polished result.

“CFR Patio is an incredible company to work with from beginning to end,” says Libby, a recent happy customer.

“Each person I spoke with was extremely knowledgeable and helpful.

Their service was fantastic. Pick-up and delivery was on time, and the furniture was very carefully handled.

Our chairs, lounges and tables look like new, and I am sure they will last for many years to come. I highly recommend them.”

Another client, AJ agrees with Libby’s assessment and adds “I was so im-

Co-owners Collin (L) and Brian Lee

pressed with your prompt and professional service. I felt your pricing was very fair and actually surprising low. I highly recommend your store and staff. First class in every respect.”

Owners Brian Lee and his son Collin and their team offer pick up and delivery so the process couldn’t be more convenient.

They’ll strip the old, dull finish by sandblasting and pre-treating your set in preparation for the powder coating application (available in an array of colors and finishes including high/low gloss, metallic, textured or clear), which is then baked in an industrial oven to cure to a beautiful, long-lasting final finish. New straps or sling materials are then installed and voila! A brand-new look/feel for a fraction of the cost and hassle of removing your old set and purchasing a new one.

“What sets us apart from others in the industry is our attention to detail and a true passion for the industry,” says Brian, a Dana Point resident. “If you’re interested in an estimate, it couldn’t be easier ... simply send photographs of your patio furniture via email or call us directly. Your furniture was intended to last for decades and so is our work. That’s why we offer a three-year real warranty on all of our services.”

(888) 669-1211 CFRPatio.com 40

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perating honestly and with integrity has served as the foundation for the continued success of the Laguna Niguel-based South Coast Shutter and Shades for over 32 years. Owners Tom and Donna Schuster launched their own company after realizing that “on our own we would be able to offer quality products in an honest environment to our customers, as well as servicing the products we sell.”

Tom and Donna, credit their success to date to the quality of customer service they and their team give their customers, which in turn creates a wonderful repeat and referral business. “Although there may be providers of similar products, there is no one that can match our superior customer service – from showing up on time, making precise measurements and flawless installations - and with a professional ‘can do’ attitude,” says Donna.

Specializing in custom shutters, blinds (mini, faux, wood, vertical), cellular shades, woven woods, plantation and security shutters and everything in between, Tom and Donna offer free in-home consultations for design as well as measuring, they always include free professional installation and prefer to bring all of the samples to each client’s home to go over the assorted styles and many color options to suit each home’s interior and its homeowner’s unique lifestyle.

Tom adds that “our pricing with unbeatable discounts, sales support and the fact that we offer our customers an in-house design team at no additional charge is the first step in setting us apart from our competition. I am proud to say that we have built a reputation in the business for having the highest quality, best beauty, fit and finish and value available. All of our products come with a lifetime warranty.”

“We listen to you and then incorporate your ideas with ours to design your custom shutters, blinds or shades,” says Tom. “Our portfolios and samples are very extensive, so you will be able to envision how your windows are going to look when complete."

44

A 5-Star Yelp rated company, South Coast Shutter and Shades boasts scores of glowing testimonials online, including Debora R of Laguna Niguel who writes "Donna and Tom are amazing! Great products, great prices, great service.I've used them twice for two different businesses and I could not be happier. Donna makes suggestions based on what I tell her

my needs are and she has been spot on with her recommendations. Installations by Tom are quick and easy.

Highly recommended!"

Another reviewer, Doug W. of Mission Viejo posted that "From the first call, I knew I was dealing with a reputable, experienced, HONEST company.

Donna and Tom are absolute PROS and obviously take pride in their work … Their price was very competitive.

Also, what they quote is what you pay - keep that in mind when talking to the "other guys" whose price seems to go up and up. All appointments including install were FAST. The installation was flawless. I had a question later that evening about my motorized shades and they called me back IMMEDIATELY. My impression is that I could call them 5 or 10 years from now and they would just as helpful."

SOUTH COAST SHUTTER AND SHADES (949) 388-8344 SouthCoastShutterAndShades.com

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47

Costa Mesa Premiere Engagement at Segerstrom Center for the Arts Segerstrom Hall | November 9 – 27

P

roducers Carmen Pavlovic, Bill Damaschke and Gerry Ryan are pleased to announce the Costa Mesa premiere of the Tony Award-winning Best Musical Moulin Rouge! The Musical at Segerstrom Center for the Arts for a limited three-week engagement.

The Tony Award-Winning Best Musical

Enter a world of splendor and romance, of eye-popping excess, of glitz, grandeur and glory! A world where Bohemians and aristocrats rub elbows and revel in electrifying enchantment. Pop the champagne and prepare for the spectacular … Welcome to Moulin Rouge! The Musical.

Baz Luhrmann’s iconic film comes to life onstage, remixed in a new musical mash-up extravaganza. Moulin Rouge!

The Musical is a theatrical celebration of Truth, Beauty, Freedom, and - above all - Love. Moulin Rouge! The Musicalis more than a musical; it is a state of mind.

Based on the 20th Century Fox Motion Picture

by Baz Luhrmann

Tickets are available online at SCFTA.org, at the Box Office at 600 Town Center Drive in Costa Mesa, or by calling (714) 556-2787.

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HAMILTON performs

September 28 to October 16 at Segerstrom Center for the Arts HAMILTON is the story of America then, told by America now. Featuring a score that blends hip-hop, jazz, R&B and Broadway, HAMILTON has taken the story of American founding father Alexander Hamilton and created a revolutionary moment in theatre – a musical that has had a profound impact on culture, politics, and education.

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With book, music, and lyrics by Lin-Manuel Miranda, direction by Thomas Kail, choreography by Andy Blankenbuehler, and musical supervision and orchestrations by Alex Lacamoire, HAMILTON is based on Ron Chernow’s acclaimed biography. It has won Tony®, Grammy®, and Olivier Awards, the Pulitzer Prize for Drama, and an unprecedented special citation from the Kennedy Center Honors.

Tickets are on sale at scfta.org, in person at the box office at 600 Town Center Drive, Costa Mesa, CA 92626 or by calling (714) 556-2787.

49

a r a i v A tt a y H k Par An Unforgettable 5-STAR LUXURY

CO A S TA L E S C A P E

By Jody Robinson

I

’m not going to lie. I just tried mezcal for the first time this year. It reminded me of bonfires on camping trips with family friends. The second sip was akin to the Santa Ana winds that blow through around Halloween each year: mysterious, moody. I’ve always had a fondness for fall in Southern California - it can certainly be hot and blustery for a few days, but it's also the best beach weather we get all year.

In San Diego County, cities like Cardiff-by-the-Sea and Carlsbad absolutely shine. The days are barely shorter than high summer, but all of the tourists are back at school or work, far from the verdant links, rugged trails, and luxurious accommodations of the Park Hyatt Aviara.

Tucked away on 200 lush, private acres in Carlsbad, this AAA Five-Diamond and Forbes Five-Star luxury

resort is ideally located within easy reach of all of San Diego's offerings, but feels like a private, secluded retreat. While there are abundant attractions off site, there are so many world-class opportunities for recreation and relaxation on property that our family saw no reason to leave on recent weekend stay-cation.

Fresh from a $50 million resort-wide transformation, guests are transported from the moment they step into the gorgeous Mediterranean-style lobby with its open-air design. A oneof-a-kind sculpted chandelier floating down from the ceiling showcases the migration of birds taking refuge in the neighboring Batiquitos Lagoon.

A coastal wetland between the glittering Pacific Coast and the Park Hyatt, Batiquitos offers tremendous bird-watching opportunities if you just can’t figure out what to do amidst the multitude of offerings on site.

The luxury coastal-chic accommodations here feature private balconies, stylish artwork, deep marble baths, teak furnishing, uber-comfortable beds and fabulous courtyard, lagoon, golf course or pool views.

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With regard to the latter, our kids couldn't wait to spend the afternoon upon arrival at the Splash Pool Deck with its brand-new two-story waterslide (for swimmers 4-feet tall and above), zero-grade entry and splash pad. My husband and I were equally excited to watch them frolic, while sipping a craft cocktail happily ensconced in one of the spacious private cabanas.

From our vantage point on the Ocean View Pool Deck, we reviewed our options. Indulge in a massage or body treatment in the lavish 15,000-squarefoot Aviara Spa? Hit the links at the only Arnold Palmer signature designed golf course in coastal California? Try our hand at one of six lit tennis courts (including two Har-Tru clay courts) set against a backdrop of lush botanicals and greenery?

A given was to embark on a locally inspired culinary adventure (or two).

Happy hour at Pacific Point Restaurant is defined by craft cocktails, sushi and spectacular sunsets.

suggestion. Local albacore was enhanced with farm fresh melons, watermelon aguachile and speck ham while the octopus taco with saffron potato crema pickled red onions (for me) and the pork belly taco paired with chiccarones, salsa macha and serrano crema (for Tim) were equally flavorful options. Other courses incorporated perfectly grilled ribeye with mole negro and charred onions, wood-fired salmon and roasted duck.

Park Hyatt Aviara 7100 Aviara Resort Drive Carlsbad (760) 448-1234 ParkHyattAviara.com

By itself, Ponto Lago is an incredibly refined setting for any of their Bajainspired dishes, or craft cocktails.

But a tequila or mezcal pairing is sure to set things into a different orbit alongside Chef’s Corner. Explore over 50 different tequila and mezcal selections - indulge in a sweet. floralinspired agave from the Highlands of Jalisco or savor in the spicy, earthy and herbaceous flavors produced in the Lowlands. You might not find the flavors of a bonfire, sharp and smoky, but you’ll certainly have a taste for fall in San Diego for years to come.

For a fine dining experience in the newest of Park Aviara's signature restaurants, Ponto Lago serves up locally sourced coastal cuisine in a refined modern setting. An added attraction for a behind-the-scenes glimpse of where the magic happens? A show kitchen where you can watch the restaurant team in action bringing Chef's creations to center stage.

Chef's Corner

I fancy myself a fledgling foodie so I was particularly thrilled to learn of the Chef's Corner - a multi-sensory culinary offering where our epicurean journey began with a phone call from Chef. He asked about our dining desires and flavor preferences before crafting a personalized menu that proved to be unbelievably decadent and delicious. He asked about our dining desires and flavor preferences before crafting a personalized menu that proved to be unbelievably decadent and delicious.

Chef de Cuisine Chris Carriker crafted a series of culinary creations, each paired with the perfect wine accompaniment per our server Udi’s

Ponto Lago 51

ClubSport Aliso Viejo

and smoothies for dine-in or takeout crafted from real, wholesome ingredients sourced locally. And the piece de resistance (at least for parents in the small-children-at-home phase of life)?

Kids World. And yes, it is just as awesome as it sounds. This “club within a club” is a place specially designed for children from infants to pre-teens with an array of age-specific activities, amenities, fitness, and entertainment.

The club’s unique video camera coverage allows parents to “check-in” on their youngsters from monitors conveniently located throughout the club.

Orange County’s premier resort-style gym

By Jody Robinson

I was chatting with a friend the other day about gyms. He was bemoaning the era of headphones: AirPods, Beats, you name it. I laughed at first because it seemed like such a funny complaint: I don’t like gyms because people wear headphones. But then it dawned on me as he continued to talk, that he was really referring to the missed sense of community he used to get when he went to the gym. Or, as he calls it still - the club. The Club isn’t gone, however. Not by a long shot.

That place you could go to achieve your fitness goals or simply be well among a group of other like-minded folks? It still exists, in Aliso Viejo at ClubSport - Orange County’s premier fitness resort-style gym where “you’re more than a member, you’re a member of our family.” And the experience here is even more amazing than ever.

Group fitness classes similar to the ones you may enjoy at boutique studios can be found at ClubSport Aliso Viejo with over 75 weekly instructor-guided class options such as boxing, cycling, Pilates, yoga, Zumba, barre, aquatics, and the increasingly popular HIIT workouts using water rowers, striders, and strength-training equipment. And don’t forget the wide range of court sports including racquetball, squash, basketball, and three newly added indoor pickleball courts.

If you have no idea where to begin when it comes to your fitness and nutrition goals, ClubSport Aliso Viejo has that covered, too! There is a wide range of options for personal training, an immersive 8-week weight loss program called Rev32, nutritious takehome meals, and accessible advice from on-site professionals that make it easy to stay accountable to yourself.

There is literally something for everyone. Whether it be relaxation or rejuvenation you’re looking for, or to get super sweaty alongside your Boot Camp compadres, the Club hasn’t actually gone anywhere. It’s simply gotten better. As for the Air-Pods? You can take ‘em or leave ‘em.

The newly added 5,000-square-foot Edge Performance Training space features open turf outfitted with weighted sleds, kettlebells, power racks, TRX, and more.

Relaxation more your speed for the day? Book a massage or facial treatment at the luxurious R Spa. A full-service restaurant, the vibrant Citrus Fresh Grill & Market serves up “naturally delicious” new world cuisine, snacks, 52

CLUBSPORT ALISO VIEJO 50 Enterprise Aliso Viejo (949) 427-4223 ClubSports.com

THE EXTRAORDINARY HAPPENS

WHEN YOU EMBRACE SOCIAL AND EMOTIONAL DEVELOPMENT

JOIN US FOR AN OPEN HOUSE

Saturday, October 22 - Sessions begin at 10 a.m.

Meet our teachers and explore Stratford’s advanced, intentionally designed STEAM-based curriculum and see firsthand how we foster creative thinking, innovation, and collaboration.

Preschool THROUGH

ASSOCIAT I

O

LS

GE

Accrediting Commission for Schools

O

S

OF

SCH

Our other Southern California campuses Altadena | West Los Angeles

RN

ON

Find a campus near you & Pre-register online at StratfordSchools.com

TE

Grade 8 WE S

24741 Chrisanta Drive (949) 458-1776

LE

Mission Viejo

Now Enrolling

AND CO

L

Preschool State License: 304371162.

Copyright © 2022 Stratford Schools, Inc.

53

Island Time, All the Time

BY JODY ROBINSON I love fall. Specifically, the idea of fall you get from the movies. Cozy blankets, cowl neck sweaters, jack o’ lanterns glowing on a porch in twilight. But I also dearly love fall in Southern California, which happens to genuinely feel like summer in most other places. Sure, the sun strikes at a slightly lower angle, and evenings cool off quick. But if you’re looking for the perfect time of year to hit the beach in San Diego, it’s when everyone’s mind turns to pumpkin spice and back-to-school.

54

Don’t get me wrong, San Diego doesn’t miss year-round.

Great weather is tops the list of requirements for the laid-back surf and sun mecca of the Golden State. But where else can you get a gorgeous swell steps from a newly renovated bayfront room or suite after the summer crowds head back home? With the sparkling shores of Mission Bay as its backyard and situated across the street from the Pacific Ocean, the Catamaran Resort Hotel is unrivaled in both location and amenity.

A tropical hideaway in San Diego’s Pacific Beach community, the

Polynesian-themed resort offers casual elegance in an ambiance defined by swaying palm trees, lush vegetation, tiki torches, koi ponds, waterfalls, and a bevy of exotic birds that like to strike up conversations with guests.

Each of the resort’s 310 beautifully appointed suites, studios and hotel rooms reflect the upscale coastal lifestyle that is synonymous with Southern California - each with its own balcony or patio with breathtaking views of Mission Bay, the Pacific Beach neighborhood and coastline or the property’s gorgeous tropical gardens.

Each of the resort’s 310 beautifully appointed suites, studios and hotel rooms reflect the upscale

coastal lifestyle that is synonymous with Southern California - each with its own balcony or patio with breathtaking views of Mission Bay, the Pacific Beach neighborhood and coastline or the property’s gorgeous tropical gardens.

Destination dining

An open-air, casually elegant bayside eatery, the resort’s signature Oceana Coastal Kitchen dishes up equal parts inventive, seafoodcentric California cuisine and sweeping waterfront views. Guests can opt to dine indoors or select a table on the terrace, but either way you’ll be hard pressed to think of a more perfect pairing: inventive, delicious culinary creations against such a beautiful backdrop.

The menu highlights the purity and flavor of California local produce and a commitment to sustainable ingredients in both its culinary offerings and the regional wines and brews to enhance your meal. While the menu focuses on ocean-inspired fare (which is great for me as the “seafoodie” in our family), there are plenty of choices for my meat-andpotatoes husband as well.

A cold bar with sushi options, small bites and main dishes including the freshest seafood from the coast of Baja and the Pacific are right up my alley - the only downside was in having to decide between the shrimp ceviche or the hamachi crudo appetizers. In the end, my husband reminded me that we were on vacation and as such, I could indulge in both. The ceviche with jalapenolime marinade was marvelous with

just the right amount of tang, chock full of flavor while the crudo is my new favorite starter ever made with fresh sliced hamachi, white miso, micro-cilantro and jalapeno.

The perfectly prepared Harris Ranch ribeye arrived accompanied by chimichurri, blistered tomato, green beans and yucca fries and the crisped skin ocean trout with herbed butter and grilled asparagus was a delicious dish I haven’t seen on many menus.

Outdoor endeavors

Since Action Sport Rentals (actionsportrentals.com) has two on-site locations at the Catamaran with one right at the water’s edge, it couldn’t be easier to get outside and explore scenic Mission Bay by bike, boat or board. They offer powerboat and sailboat rentals,

standup paddleboards, surf and body boards, bike and surrey rentals and kayaks - both single and tandem - that our family took full advantage

of. The kids each wanted to navigate the calm waters of Mission Bay without assistance, so they climbed into single kayaks while I coerced my husband into a tandem so I could have an easier time of it with the option to paddle ... or not ... as we leisurely tooled around the bay.

Other family-friendly activities? Book a private bonfire on property and enjoy some post-surf s’mores, or take a sunset cruise on the Bahia Belle. Featuring San Diego’s only beachfront spa alongside a pool, hot tub, and Catamaran’s unique Bird Encounter, there is enough entertainment on site to fire you up, simmer down, and everything in between. Plenty of reasons to love fall in California even more.

Catamaran Resort Hotel 3999 Mission Boulevard San Diego (858) 488-1081 CatamaranResortHotel.com 55

The Proof is in the Paint with

ONE WAY PAINTING

By Jody Robinson

Photography of Jeff McCabe by Lana Farfan, Caught in the Moment Photography

Ralph Waldo Emerson famously said “who you are speaks so loudly I cannot hear what you’re saying.” Keeping this quote in mind has served me well over the years, particularly in choosing friends … and when seeking out the services of professionals. In my opinion, integrity isn’t a word heard often enough in the business world. Competitive, certainly.

B

ut unfortunately phrases like “bottom-line oriented,” “unscrupulous,” even “cutthroat” have cropped up in the vernacular when hearing home improvement gone wrong stories from fellow homeowners. That’s why it was so refreshing to come across Jeff McCabe and his Orange County-based One Way Painting.

In business since 1976, Jeff and his team serve all of the OC and specialize in interior and exterior residential and commercial painting. They swear by the rules of professionalism: “no cutting corners. No cheap materials.

We pay attention to every detail, and never call a job complete until the customer is completely satisfied.”

Some might call it good Christian values. Others might say it’s simply good

56

business. But for the last 42 years, working from the heart has earned One Way Painting such a respected reputation in the industry that the vast majority of their work comes through repeat customers or referrals from repeat customers. The company’s success isn’t merely rooted in customer service though. Boasting a superior knowledge of available product on the market and hiring the most professional crews in the business also goes a long way.

“Our reputation speaks for itself; but if it didn’t, we have 16 satisfied employees on our permanent payroll who would put a hand up in

defense of the standards we set,” says Jeff. Standards which were born and bred through a commitment to ethical business practices and hard work. In 2001, Jeff teamed up with seasoned professional Ron Bartz as a journeyman, then took over the company when Ron retired, and has been growing it ever since.

In 2009, Jeff took the pair of threeman crews and expanded the operation to encompass six crews, two office staff, and a project manager who oversees jobs, right alongside the man with the plan himself. “We currently have four trucks on the road and I’d like a full fleet someday. I’d like to leave a legacy for my daughters, and that means more than just cans of paint and a warehouse full of equipment and materials.”

To Jeff, it means taking care of his employees, taking care of his family: taking care of business.

The hope is that One Way Painting becomes a household name, for its quality of work and quality of values.

My husband and I can happily attest to both. When we moved into our home in San Juan Capistrano five years ago, we acquired quotes for exterior painting from several contractors, but were particularly impressed with Jeff and his crew. Prior to starting work at our home, Jeff came by in person to go over what the job would entail and answered all of our questions. His team showed up right on time the first day - and each subsequent day - and at the end of each day everything was cleaned up before they left.

process and followed up immediately upon completion of the job to ensure that we were satisfied with the results and our overall experience of working with One Way Painting).

Their attention to detail is found from start to finish. For exterior projects, they begin by power washing to clean and remove any loose paint, mildew or mold. Then the patching: with stucco, trenching around the foundations and priming with an acrylic. They’ll treat your wood siding, eaves, fascia,

windows. Main doors, garage doors, trim. Even wrought iron, or other specialty surfaces like patio covers and fences.

Most work depends on the client’s preference: flat to semi-gloss, acrylic or oil finish. Inside walls see flat, matte, eggshell, satin, semi, or hi-gloss. If you have natural wood cabinets and they need refinishing, One Way’s crew will see to it that they look new again. Also licensed and bonded as commercial painters, Jeff’s crew has been making businesses and their buildings look new again for 42 years. With a free on-site estimate, your custom needs are sure to have a custom solution. No deposits required, and “no surprises along the way,” Jeff is quick to add.

“I think at the end of the day what sets us apart is taking our time with each and every customer that comes our way,” says Jeff. “We run a business like every person we interact with is family.” They may not be the cheapest out there, but then that wouldn’t fly in Emerson’s eyes, and not in Jeff’s either. “Our business is based on the Christian ethic of treating every customer with honesty and integrity. Every job is done ‘as unto the Lord.’ Does this mean we’re perfect? No. It does mean that we strive to do the best painting job possible.”

“We pride ourselves on working with a team of long-term employees - we do not hire off the street,” says Jeff.

“We guarantee our work and do not require payment till the job is completed and the customer is completely pleased with our work.”

Jeff and his crew delivered on these promises and more than exceeded our expectations - the result was outstanding work, a job completed on time and on budget and defined by unparalleled customer service (Kelly in his office was hyper-responsive to our inquiries during the estimating

Connect with Jeff, Kelly and the One Way Painting team by calling (866) 986-9781, visit onewaypainting.com or YELP for reviews.

57

Life. Organized.

By Jody Robinson

Classy Closets’ unique, custom solutions for the home and office can instantly double or even triple your storage space.

C

loset organization is something of an oxymoron at my house.

Same goes for my home office.

I actually do know where everything is in the stacks of paper that perpetually reside atop my desk, but good luck having anyone else make rhyme or reason of my filing “system.”

a desire to have your mess aesthetically addressed, Classy Closets will customize your work/life space with made-toorder cabinetry and organization systems for your home office, garage, bedroom, laundry room, pantry, media centers, wallbeds and more.

I’m clearly a candidate for the handiwork of a company like Classy Closets – if it’s a matter of function or simply

Think you can’t afford to bring in the professionals? Classy Closets, which has served all of Orange County and

San Diego since 2003, offers organization options for virtually every budget – from basic white melanine to solid wood cabinetry.

“Nothing we do is cookie cutter,” says Company CFO Gary Pavitt. “Although Classy Closets is a franchise, we’re not governed by the rules that typically dictate processes of typical franchise operations – particularly with regard to the materials and mounting systems we use. What works in terms of style and function at a home in Tucson, for instance, wouldn’t necessarily translate to a house in Huntington Beach. So we have the freedom to customize our work to our client’s specific needs and desires.”

Another differentiator is that Gary and his team manufacture their products right here in Southern California, which affords them the ability to offer their clients a broader range of product options at a level of quality that is “second to none.” And because they are “hands-on” from design consultation to manufacture and installation, Gary and his staff pride themselves on providing unparalleled customer service.

“What’s really fun is having the ability to create the products in-house,” says Gary. “I really enjoy introducing new ways to make things better, bringing in new products and keeping up with the latest trends in the industry. We go out of our way to keep our customers satisfied … that’s what makes it all worthwhile. As in any business, your customers are golden and we’ve been very fortunate that a large percentage of our business is in referrals.”

Repeat customers Marta and Mike Fowler of San Diego say that Classy

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WE NOW HAVE PICKLEBALL!

Live Life Better Closets is a “dream company - one that not only delivers beautiful craftsmanship, but also that elusive quality of excellent service. Every good cliché regarding their work applies.”

“This is our second home that Classy Closets has refined to meet all our storage needs, from closets to garage, from bathroom storage to entertainment center. And they never try to oversell, giving honest recommendations for products, charging fair prices within reach,” says Marta.

“Their creative solutions and impeccable workmanship combine to make functional pieces we love living with. We have only one warning: Classy Closets is addictive, and you will find yourself wanting to spread the good news.”

In a letter to Gary’s business partner Kate Monaghan, Carlsbad-based Interior Designer Karen Wirrig echoes the Fowler’s sentiment and adds that “my new master closet is beautiful and your attention to detail is evident. I also want to commend your installation crew. They were on time, tidy, polite, and did excellent work … I will wholeheartedly recommend your company to all my clients. It has been a pleasure to work with you all.”

Classy Closets 23024 Lake Forest Drive, Suite K Laguna Hills (949) 249-5600 www.classyclosets.com

Every day feels like a vacation with a membership to ClubSport. Take an energizing fitness class, play Pickleball with friends, relax with a spa treatment from R Spa, lounge by the pools, and stretch tight muscles with Yoga or Pilates. You can even replenish with a recovery shake from Citrus Fresh Market. It’s time to live life better.

$50 OFF YOUR

FIRST MONTH Call (949) 427-4223 or visit www.clubsports.com/start to get started.

Some restrictions apply.

Cannot be combined with any other offer. Expires 10/15/22.

CLUBSPORT ALISO VIEJO 50 ENTERPRISE, ALISO VIEJO, CA

59

ing concerns to rest! From design concept to completion, they’ll help save you valuable time and money by guiding your decision making process through a myriad of functional and decorative ideas. Bronwyn and her team stand behind their commitment to YOU that they will be with you every step of the way.

WHY WORK WITH AN

Interior Designer?

Southern California is not just a location in which we reside, but a lifestyle that we live.

L

ongtime Orange County resident and owner of the Laguna Niguel-based Bronwyn Gorman - Decorating Den Interiors, Bronwyn embraces the unique SoCal lifestyle, and the indoor- outdoor spaces that reflect it.

“We enjoy helping our clients create the perfect look for them and their lifestyle,” says Bronwyn. “Whether it’s one room or one window that you’re interested in redecorating, we’d like to help you do it right the first time! If you’re like many of the clients we work with, you want a beautifully custom designed look, but truly don’t know how to make that vision a reality. The process of decorating a home can feel very overwhelming and quite often reaches the point of frustration that results in projects 60

The list of benefits available to you when you choose to work with a professional decorator goes on and on.

The bottom line, however, is that a professionally trained interior decorator can not only make your ideas work better, but they know how to make your decorating dreams a reality! Maybe it’s time to consider calling in the professionals!

remaining unfinished or completed with disappointing results.”

You might not be sure of “what” goes “where” – or with “what.” Or, perhaps you might want to begin your design project by building on what you already have, rather than throwing everything out and starting from scratch, but are unsure of how to begin. You might even fear that if you call a professional decorator, your home will end up featuring that decorator’s taste – not yours. And last, but certainly not least, you might not be sure you can afford the services of a professional decorator.

Well fear not! Let the professional, knowledgeable and friendly decorators at Bronwyn Gorman - Decorating Den Interiors put your decorat-

BRONWYN GORMAN Owner | Interior Designer Decorating Den Interiors (949) 755-2032 bronwyngorman.decoratingden.com

Securities Offered Through Sammons Securities Co. LLC. Member FINRA/SIPC Titan Financial & Ins. Svcs. is independent of Sammons Securities Co. LLC

61

55+ Residents Enjoy an Innovative Approach to Single-Level Living at Rancho Mission Viejo

of RanchLife community events, more than 40 resident-led Gavilán clubs, exclusive dining events, happy hours and more.

Additionally, Gavilán residents have access to all amenities throughout The Ranch including clubhouses, pools, spas, parks and open-air retreats, and an extensive list of programs and events while ‘Gavilán-exclusive’ amenities and programs are open only to those who reside in The Ranch’s 55+ neighborhoods.

rich offering of amenities and family-oriented activities, which include workshops, classes, health and wellness programs, happy hours and resident-led clubs, among many others.

The last working ranch in Orange County, residents enjoy a unique lifestyle found only at The Ranch, including acres of citrus groves, miles of protected creeks, nearby beaches, jobs, cultural amenities and outstanding dining and retail. Upon completion, The Ranch will occupy approximately 6,000

F

rom its scenic South Orange County hilltop location, Rancho Mission Viejo offers a wide variety of new homes, designed for a wide-range of lifestyles, including Gavilán neighborhoods, The Ranch’s brand for the unique 55+ lifestyle.

Gavilán residents enjoy single-level living and exclusive access to resort-style amenities, events, and activities designed for those who enjoy a vibrant lifestyle. Gavilán exclusive recreational amenities and indoor/ outdoor spaces are located throughout The Ranch including: The signature Clubhouse; The Hacienda, nestled in Sendero featuring a saltwater pool, spa, fitness center/massage room and the Palomino Great Room and Event Bar; The Outlook, an indoor/outdoor retreat complete with a resort-style lap pool and spa; The Getaway, which includes an indoor club room and meetup space; among other exclusive and intergenerational amenities to explore.

Residents of the 55+ neighborhoods on The Ranch enjoy a robust calendar 62

The Ranch’s intergenerational focus nurtures neighborliness among all ages and life stages, utilizing award-winning amenities and thoughtful programming to create a vibrant social life in neighborhoods that are part of a historic ranch featuring thousands of acres of permanently protected open space. Extended families reside throughout The Ranch, providing a wonderful opportunity for grandparents to live close to their children and grandchildren. No other planned community in Orange County can match Rancho Mission Viejo’s

acres, or 25%, of the historic 23,000acre Rancho Mission Viejo, Orange County’s last working ranch, which has been held in the O’Neill/Moiso/Avery family since 1882. About 17,000 acres, or 75%, of The Ranch will be preserved for ranching, farming and the phased formation of a large habitat conservation area known as The Nature Reserve at Rancho Mission Viejo.

Two new Gavilán neighborhoods exclusively for 55+ residents will be opening in the next phase of the Village of Rienda, coming in late 2022.

To learn more, visit www.RanchoMissionVIejo.com, visit the Discovery House in person at Ranch Camp or call (949) 768-1882.

Explore our new Village of Rienda at Rancho Mission Viejo and the opening of Ranch Camp that includes a 20,000 sq. ft. lagoon-style pool, Fitness Center with lap pool and hiking trails on The Nature Reserve. Seven neighborhoods now selling and four new neighborhoods coming late 2022 including Gavilán 55+ single-level living. Learn more at www. RiendaRMV.com.

NOW SELLING

COMING LATE 2022

FROM THE $500s TO THE LOW $1 MILLIONS

FROM THE MID $900s TO THE LOW $1 MILLIONS

PORTICO by Lennar Three-Story Stacked Flats

BOTANICA by Tri Pointe Homes Two-Story Single-Family Homes

OASIS by Lennar Three-Story Row Townhomes PAISLEY by Tri Pointe Homes Single-Family Duplex Homes WILDROSE by Tri Pointe Homes Single-Family Homes

SERENITY by Lennar Three-Story Single Family Homes HARVEST by Meritage Homes Two-Story Townhomes EVOLVE by Pulte Homes Two-Story Single-Family Homes

DAHLIA by Trumark Homes Two-Story Single-Family Homes

Gavilán 55+ single-level living HAVEN by Lennar One & Two-Story Duplex Homes PEARL by Lennar One & Two-Story Single-Family Homes

© 2022 RMV PA2 Development, LLC. All rights reserved. The information, plans and land uses shown may change without notice or obligation. Floorplans, renderings, design specifications and pricing are all subject to change. Imagery represented does not reflect racial preference.

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