It’s A Milestone for Sure…

Most commonly now you apply for Medicare on the Social Security website (or you can call (800) 772-1213 to make a phone appointment to apply). I’m told by my clients that are new to Medicare that they feel so fortunate to have me “hold their hand” and help them through the process. I will “hold your hand” too if you want my assistance as you face this big milestone of decisions.

Much of my consultation time is going through the appropriate steps of someone just getting their Medicare active. This really has nothing to do with my profession because I’m an insurance broker, not a government employee. But this seems to be the most daunting step for most that I meet with.

The government is trying to make it an easier process. If you have a computer you can enroll in Medicare online by going to Medicare. gov. They are continually trying to make that website more user friendly. Once you’re on the website just click on “Get Started with Medicare” in the middle of the landing page of the website. Follow the prompts pertinent to you and you’ll be done in no time!

You’ll want to start this process 3 months before your birthday month to make sure you’re good to go on the first day of the month that you turn 65 (unless you’re born on the 1 st , then you get to go on Medicare one month early).

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Medicare alone is not enough, and that’s where I come in to help you understand your Medicare options. Medicare Advantage plans, Medicare Supplement (Medi- gap) plans and Medicare Drug plans are complex and the fact that you can have my knowledge (at no cost to you) to help you decide the right choice for you at this milestone in your life will give you peace of mind. Well, that’s what my clients tell me at least.