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Income & Cost Levers

Our overhead base covers the remainder of our costs. This includes marketing, offices, travel, IT, and salaries.

Broking income

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Commission income

Targeted investment

Claims income

Using technology to enhance efficiency

Doing more with our cost base will help to improve our profitability.

Acquisition costs

Challenging costs

More for our money from suppliers

Overheads

This means being targeted in our investment, s saying yes to the 20% of actions that drive 80% of results.

We invested heavily in our people in 2022, alongside improving our benefits package. We won’t be changing that focus in 2023 where we identify areas in need of investment.

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