Insurance for residents

As part of our mission to advance the economic welfare of Saskatchewan physicians, the SMA recognizes insurance as vital, not only to members, but also their families and employees. In partnership with the University of Saskatchewan, residents have not only full membership with the SMA but also are eligible for SMA life and disability insurance coverage as part of their benefit package paid for by the University of Saskatchewan (U of S) through the Resident Doctors of Saskatchewan (RDoS) contract.

Residents complete three applications to access these benefits:

1. Life insurance: • Two units life insurance: $100,000 with waiver of premium rider • No medical underwriting • Name any beneficiary • Premiums paid by University of Saskatchewan through

RDoS agreement (except for optional future insurance option rider) • Additional life insurance up to $5,000,000 available for you and your spouse

2. Disability insurance: • Maximum based on PGY • Medically guaranteed to $2,500/month • Premiums paid by University of Saskatchewan through

RDoS agreement.

Coverage can continue and be increased throughout residency and following residency whether or not you remain in Saskatchewan. Contact insurance@sma.sk.ca for more details.

Level

PGY1 PGY2 PGY3 PGY4 PGY5 PGY6

Coverage available $4,900 $5,400 $5,800 $6,300 $6,700 $7,200

Application forms must be completed. Coverage is not automatic.

For more information, contact: Jenna Duff, Coordinator, Insurance Email: jenna.duff@sma.sk.ca