Real Estate Weekly | November 2, 2012

RealEstate weekly residential • commercial • rentals • land/acreage

NOVeMbeR 2 - NOVeMbeR 8 tWentY-tWelve

FRee

INSIDE

ThIS ISSuE

the “top toWn” CRoWn pAge 4

CRedIt SCoRe ConFuSIon pAge 6

BeIng A BetteR neIghBoR pAge 8

13781 Avon Allen RoAd, Mount veRnon Re/MAX territory nW 320 S. Burlington Blvd.

Burlington, WA 360-755-9494 www.SkagitvalleyRealestate.com Mike Welling 360-540-1341

$299,700

Here it is! Custom built rambler in Perfect Skagit County Location. This home is in “Like New” condition and features an open floor plan designed for comfortable living. Home has over 2000 sq. ft, with 3 bedrooms and 2.25 baths. Other features include vaulted ceilings, skylights, large kitchen, walk in closet, huge utility/laundry room. The list goes on! Fenced back yard, RV parking, large private deck, 1/3 acre lot and the perfect country setting.

Don’t miss this rare find in Avon. MLS#398916.

ClASSIFIedS pAgeS 10-11

FeAtuRed ARtICle: ItChIng to ReloCAte? Many homeowners eventually get the “grass is always greener on the other side” urge and dream of moving to a more favorable location – perhaps one that is less expensive or brimming with greater educational, social and job opportunities. (Continued on pg. 4)

YoUr KeY to real estate in sKagit, snohomish, island and Whatcom coUnties goskagit.com/reweekly

A supplement to the Skagit Valley Herald and the Anacortes American

Real Estate Weekly content sponsored by:

TABLE of CONTENTS

Whidbey Island Bank

The “Top Town” Crown

Pg. 4

Credit Score Confusion

Pg. 6

Being A Better Neighbor

Pg. 8

Classifieds

Pg. 10

Pg.

6

To advertise in

SKAGIT PUBLISHING

RealEstate weekly

or other Skagit Publishing publications, Call 360.416.2180 or E-mail ads@skagitads.com View this publication online at www.goskagit.com/reweekly ©Skagit Publishing LLC 2012 | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin,

Mount Vernon - College Way and Urban Ave. Burlington - Burlington Blvd & E. George Hopper Rd. Anacortes - 2202 Commercial Ave. Sedro-Woolley - 339 Ferry Street

or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our publication.

Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission.

Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings!

320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

D AN TL AN C VA

Sedro-Woolley $44,900 Nice 26 acre country setting. Includes two 13 acre parcels. Property is partially cleared Pond, creek and wildlife near the building site.

MLS#213602 Call Jim, 708-1681

W NE

G TIN LIS

Call Wilma, 661-1631

2

E RIC DP E UC RED

Burlington $99,000 Rare, nearly level .38 acre building site on Burlington Hill. This lot affords views of Mount Baker, and the lovely Skagit Valley. Bring plans for your dream home today! MLS#107191

La Conner $145,000 Affordable fee simple in La Conner. 1680 sq ft 3 BR/2 BA mfg home on nice size lot. 24 X 36 shop w/hoist, compressor & woodstove Lots of parking. Snee-Oosh beach, boat ramp and amenities. MLS#366246

Mike Welling 540-1341

November 2, 2012

Ron Van Pelt 333-1045

A

Mount Vernon $259,950 Beautiful custom home overlooking Big Lake.

Over 2234 sq. ft. w/3 BR/2.5 BA. Located on just under a ½ acre, plenty of room for a shop.

Large master suite includes a soaking tub.

MLS#376112 Call Elizabeth, 708-8800

Pete McDougall 708-6500

Charlie & Jeannie Boon 708-9645

W NE

Call Ivana, 770-3550

Call Ron, (360) 333-1045

KE LA BIG

Burlington $199,000 Over 1700 sq. ft.3 BR/1 BA home. Value is in the land. Prime location, right in town in the commercial area, M-1. Near City Hall, and the Fire Department. MLS#387073

Wilma Louia Designated Broker/Owner 661-1631

S VIEW ING K A T ATH BRE

E AG ER C A

Sedro-Woolley $160,000 Approx. 1332 sq. ft, 3 BR/1 ¾ BA. Rambler built in 1998. Spacious family room off kitchen Slider off family room to beautiful backyard Large lot w/ lots of fruit trees & berries. 2 car attached garage. MLS #419456

Call Debbie, 708-8780

Ivana Wood 770-3550

Kirk Campbell 770-7470

Stanwood $195,000 This property is a MUST SEE! 40+ acres mostly flat with a gentle slope. Large pond with lots of building locations. There is a gravel road through the property. Power at the street. MLS#325270 Call Kirk, 770-7470

Call Charlie, 708-1415, Jeannie, 708-9645

ON CTI DU E R CE PRI

E! SE ST MU

Lyman $349,900 Home on acreage w/2 shops. Gorgeous 3 BR, 2.5 BA home on 4+ acres w/2 outbuildings.

Custom built in 1994 w/ Victorian touches. Huge deck w/ gazebo. Fenced pasture for animals.

Over 2100 sq.ft. Must see! Only 25 minutes from I-5. MLS#338877

Steph Richardson 206-229-2668

G TIN LIS

RE/MAX Territory NW Property Management

Sedro-Woolley $390,000 Spacious 4500+ sq. ft. home. 5 BR + 2 offices. 3 full BAs. Great entertaining open floor plan. Built in 2004. On private 5+ acres.

MLS#389802 Call Charlie, 708-1415 or Jeannie, 708-9645

Debbie Allen 708-8780

Elizabeth Detillion 708-8800

Jim Stransky 708-1681

• Custom Built Log Home features 3 BR/2 BA. Bright and open floor plan $1500 month rent includes all utilities except propane. $1500 Security Deposit w/ 6 month lease For Viewing Information Please Call 755-5555

Jennifer Absten Property Mgt. Division

Jodi Dynes Property Mgt. Division

Traci Erickson Property Manager 391-2969

Real Estate Weekly goskagit.com/reweekly

www.WindermereSkagit.com

STAT

Windermere Real Estate/ Skagit Valley 1030 East College Way • Mount Vernon (360) 424-4901 • 1-800-849-7939 2610 E. SECTION ST., #106, MV $28,000 Gated serene retirement community with lovely 2 bedrooms, 2 bath home. Spacious floor plan with carport & storage shed plus nice patio & private park-like back yard. Call Alice Hanson at 770-8791. #299022

delayed gratification

12793 HEMLOCK ST., CL $129,500 Well-cared for 3 bedroom home in the heart of Clear Lake.

New carpet & paint. Well-designed floor plan, large utility & nice backyard. Carport area with add’l locked storage room.

Call Jim Glackin at 428-2828. #414519

50

18653 BLACKBERRY LN, MV $169,000 Enjoy beautiful views of Big Lake from a private covered deck or from the picture windows that surround this gorgeous 1760 sq.ft. home. Open floor plan with vaulted ceilings. Fully finished lower level. Call Linda Eastman at 202-4075. #275165

Percentage of non-homeowners who would cut back on dining out to save money for their dream home.

Source: Century 21 Real Estate’s Spring home buying survey

by Harris Interactive

4520 SCOTT’S ALLEY, MV $172,000 Immaculate picket-fenced 3 bedroom, 2 bath craftsman rambler on a premium corner lot which backs up to the greenbelt.

Covered front & back trex porches, Hardie board siding & custom maple cabinets. Call Karen Beckner at 840-9455. #400658 16792 STATE ROUTE 536, MV $184,900 Lovely remodeled 1 story home with 3 bedrooms, 2 baths, built-in cabinets, pine floors, ceiling fans & gas fireplace. Plus large deck, raised beds, garden shed & 2 car detached garage.

All in the country with Mt. Baker view. Call Alice Hanson at 770-8791. #372960

7119 TYLER PL, STANWOOD $289,000 Beautiful 2121 sq.ft., 2 story home with 4 bedrooms & 2.5 baths. Maple cabinets, tile, large master bedroom with 5 piece bath. Nicely landscaped, fully fenced back yard. Call Lee Ann Dean at 421-3082 or Karine Anderson at 421-1189. #388597 737 & 739 SAPP RD, SDW $299,000 2 units; MIL apt in one unit & both units have separate access from lower floor. Open floor plans setup for main floor living.

2-car garages with shop space, carports, RV parking. Fenced back yards with lrg decks. Call Linda Eastman at 202-4075. #376557 13 MADRONA ESTATES, CYPRESS ISLAND $299,950 Rare opportunity to own in the Strawberry Bay community of Cypress Island. Incredible views & common interest in the sandy beach. Charming cabin with 3 bedrooms; powered by solar, propane. More photos & info. at SkagitValleyHomes. com. Call Bill & Jannette Krieger at 421-4446. #380538 21737 STERLING DR., SDW $327,900 1-level home on 1 acre, 4 bedrooms, den, living & family rooms, formal dining, 2 fireplaces, 3 baths. Court yard with hot tub, tennis court, 2 car attached garage, detached shop & large outbuilding. Call Linda Eastman at 202-4075. #266058

23079 BUCHANAN ST., CL $189,000 A country feel with this 1 story home. 3 bedrooms, 1 updated bath, handicap accessible, spacious living room & kitchen. 3 car garage/shop & 220. All on 1.59 acres with fruit trees, partially wooded & pasture. Call Alice Hanson at 770-8791. #412787

17311 W. BIG LAKE BLVD., BIG LAKE $529,900 WATERFRONT ESTATE with 1+ acre on Big Lake. Full view of the lake, 3 RV pads with hook-ups. 3 stall dressing building.

2 decks & 2 docks. 1400+ SF with 2 bedrooms & 2 baths. Call Linda Eastman at 202-4075. #112580

2406 STONEBRIDGE WAY, MV $190,000 Comfortable 2 bedroom condo in desirable Stonebridge Active Adult community. New floors thru-out living area, new gas range. Open living area with vaulted ceilings. Large master suite. Attached 2-car garage. Call Megan O’Bryan at 708-5817. #413642

9690 SAMISH ISLAND RD, BOW$2, $450,000 Custom 6550 SF, 4 bedroom beachfront home on Padilla Bay. Slab granite in kitchen with wrap-around bar, Viking appliances. Media, exercise & family/game rooms. 4 car garage with car lift. Covered patio & moorage buoy. Clam, crab & fish. Call Warren Bingham at 770-2421. #395055

14848 VALLEY VIEW DR., MV $224,900 Remodeled 3 bedroom, 2.5 bath on .29 level acre open kitchen, huge western exposure deck off family room. Garden space, play area, quiet street. 1800+ sq.ft. Call Cindy Sullivan at 941-9443. #411233 1913 S. 18TH ST., MV $249,900 2 homes for the price of 1! 1772 SF, 4 bedroom, 1.75 bath rambler on a huge lot that includes a 598 SF, 2 bedroom cottage.

Strong rental history on cottage. Great location, development potential. Call Megan O’Bryan at 708-5817. #409732

goskagit.com/reweekly

21356 ROLLING RIDGE DR., SDW $285,000 Meticulously maintained residence in the pristine Rolling Ridge neighborhood. Approx. 2800 sq.ft. of spacious living, on over 1/3 acre. Call Elizabeth Miller at 420-3607. #366212

Real Estate Weekly

4220 MONTGOMERY PL, MV $459,900 Beautiful custom residence in Park Crest. Approx. 3218 sq.ft., on over 1/3 acre. 5 bedrooms, 3.75 baths. Full attached 1 bed/1.5 bath MIL with garage & private entry. Call Elizabeth Miller at 420-3607. #363599 12485 PERSONS RD., BOW $924,000 Bow property with expansive views of Padilla Bay & islands.

2007 NW Craftsman custom-built home features superior design & attention to detail. Cedar exterior, walnut flooring, in-floor heating & more. Area pastured for animals plus forested acreage. Separate MIL apartment. Call Jim Glackin at 428-2828. #359150

November 2, 2012

3

The “Top Town” Crown How “best city” lists should factor into your decision to relocate

style of living will fit with what a particular city has to offer.”

Ted Stimpson, president and CEO of online moving resource MyMove.com, agrees. “Today, people contemplating moving have much better access to information than at any other time tching to relocate? Many homeowners eventually get the “grass is always greener on the other side” urge and dream in history,” he says. “This is due to the Internet and multiple data aggregation sites. The problem becomes too much data. of moving to a more favorable location – perhaps one that is less expensive or brimming with greater educational, social The key is to whittle down the onslaught of information on your new area into the things that really matter to you.” and job opportunities.

Impressive words and numbers only tell part of the story, Catering to this demographic, many organizations publish Coester says. He recommends making several vetting visits “best places to live” lists that crunch the numbers for you to a preferred city before uprooting and suffering mover’s and rank cities and states according to desirability factors, such as affordability. Two recent examples are the Council for remorse.

“Many places look good on paper or when you’re just Community and Economic Research’s second-quarter 2012 driving through town,” he says, “but living there is very list of the least expensive urban areas to live. It indexes the different.” cost of living in 300 cities across the country. Plus, Money Tanya Marchiol, CEO of real estate investment firm Team magazine released its list of America’s best small cities.

But before you put up that “for sale” sign and start packing Investments in Phoenix, says it’s also crucial to get feedback your bags for Harlingen, Texas (no. 1 on CCER’s list) or Carmel, and guidance from others.

“It is imperative you have a good real estate professional Ind. (tops on Money magazine’s list), a greater degree of due on your side. These [lists] are important for research and diligence is required, the experts say. educating oneself, but do not use them solely as fact,” “The lists are a great starting point, but knowing why you are moving – not where – is by far the most important factor,” Marchiol says.

Stimpson further cautions against interpreting such lists as says Brian Coester, CEO of appraisal management company gospel: “In fact, there are great places within the worst-ranked Coester VMS in Rockville, Md. cities on the national lists, as well as terrible areas on the In fact, the list may make it more difficult to choose, Coester says: “There is actually a danger to over-relying on best-ranked cities lists.” lists of ‘best places.’ While they provide a valuable resource, Especially in today’s economy, choosing a town that offers these lists don’t tell the entire story, such as whether your greater potential for employment is a must, Coester says.

By ERIK J. MARTIN CTW Features

I

4

November 2, 2012

Real Estate Weekly goskagit.com/reweekly

The Short List “Most cities are similar in that they have some recreation, nightlife, social life and family events, but not every area has the same job opportunities,” says Brian Coester, appraisal expert.

“What makes a city a great place to live depends on whether people can afford to live there comfortably.”

Other criteria to ca refully consider wh en picking a new area of residence includ e: ✔ Climate and weather patterns ✔ Quality of and location from local public or

private schools ✔ Population density

✔ Crime rate ✔ Ease of transportatio n and job commute time ✔ Proper ty and sales ta xes ✔ Availability of social,

cultural and athletic

programs and facilitie s ✔ State of the resale ho using market.

AMERICAN DREAM REAL ESTATE SERVICES, INC. Brown McMillen Real Estate w w w. b r o w n m c m i l l e n . c o m Shelter Bay Community #417170 • $133,700

Equestrian Property #313691 • $469,900

Charming 3Bd, 1.75Ba low maint home w/ lg walk in closets, storage, new wood floors, carpet & pellet stove that heats the entire home. Sit back & relax on one of the two lg window seats. Take in nature & wildlife from the lg inviting open deck above the garage. Come see what this home has to offer.

Level 8.96 acs w/fenced pastures in great location.

Home has new carpet/windows/furnace, newer roofs, fresh int paint, updated baths. Kitch w/new cabinets, granite counters, s/s applcs, brkfst bar.

Open flr plan. 3 car shop w/1 RV door & loft, 6 stall barn w/tac rm & covered RV/boat spaces, 6 run dog kennel/bldg, fruit trees, garden sp, + 2 BR manuf hm, 3 car gar. Zoned open space.

This is a very outstanding home in one of Washington’s finest retirement communities. Large open floor plan features 3 bedrooms, 2 full baths (one in master bedroom) large living room family room and 1 car garage.

#406965 • $149,950

Trumpeter Neighborhood #348048 • $195,000

#406905 • $380,000

Charming 3 bedroom home. This located near the hospital and schools and just minutes from I-5 this affordable is ready for new owners. Terrific lot with a nice back yard. A little personal TLC will go a long way with this house don’t miss out!

Wonderful 4 bedroom, 1 3/4 bath house sits on a quiet cul-de-sac and features a fully fenced backyard with fruit trees and raised bed garden and deck for entertaining. Terrific location near schools, shops and minutes from I-5, don’t miss this great home!

Perfect 2,300+sqft. home w/oriental setting, 80ft natural pond & par pit over pond. Many built-ins throughout. Oversized 2 car gar w/shop. Open floor plan w/living rm looking out at pond. Exotic landscape w/several rare trees. Original wood gutters, slate flrs. Huge mstr w/ dressing rm closet, shoji screen sliders. Stone & Copper fplace face.

Great Location

Anacortes Office

Little Mountain

Huge corner lot

goskagit.com/reweekly

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

Like American Dream Real Estate Mount Vernon

235 W. Rio Vista Avenue, Burlington

#316627 • $22,000

“Fulfilling Northwest Family Dreams” 1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

360.757.6013 800.869.7084

www.adrhomes.net

SHARP RAMBLER… newer kitchen, NORTHWEST CRAFTSMAN… 55 new roof, granite counters, French yrs or better. 3 Br, 2.5 Ba,open floor doors to family room, private back- plan,formal dining, covered patio/outyard. $215,000. #406538 door frpl. $350,000. #412202 SHARP MFG HOME… open floor 2 ACRE LOTS… 2 parcels ready for plan, vaulted ceiling, spacious great your new home. Each is 2 acres w/ room + office/den. Quiet newer park. nice territorial views and municipal $29,900. #406427 water available. $110,000 #45359 DOUBLE YOUR PLEASURE… 10.7 DAY CREEK PARCEL.… 6.42 level acres, acres on Pleasant Ridge has an elevated some mature trees, seasonal stream, exbldg. site to enjoy views & slopes down cellent bldg site Power in street, some soil to level farmland. $259,500.#289980 work done for septic $40,000. #368056 GREAT OPPORTUNITY… level piece COZY TIMBER FRAME… 3 Br, 2 Ba of land in the city, zoned multi-family, cabin at Glacier. Gated community, X 3 one story units can be built. Utilities country skiing, summer hiking, all new available. $315,000. #208598 kitchen+ lots more. $255,000. #394247 SPECTACULAR VIEWS… of Similk 5+ ACRES… & 2 homes 40.5’ x Bay & beyond. over 1 acre, water, 24.5’ garage/shop. Huge patio, sevpower in street, desirable location eral outbuildings, beautifully updated. $379,950. #393236 $175,000. #280881 UNDER CONSTRUCTION… classy RIDERS WANTED… 18 ac on power2138sf Rambler being built by Lega- line easement,miles of trails. Certified cy Homebuilders in quiet MV setting. bldg site w/well. $109,500. #310899 $329,500. #366617 Evening Phone Calls Welcome Galen Kindred Dick Best Shelah Inman Fritz Inman Jan Scally

Real Estate Weekly

770-7083 770-1491 661-0145 661-0147 421-5160

Jeff Ingman 202-2859 Phil Hurtig 770-0787 Mary Jo Reitsma 770-6013 Tim Reichert 391-5587 Tod LeHecka 333-1032

PLEASANT RIDGE… 27 acres w/ 380 feet of Riverfront & historic 5 BR home used as a Bed & Breakfast Inn. $795,000. #372578 IN TOWN ACREAGE… 2.73 level & cleared acres close to all the action in town of Concrete. $86,400. #359855 CRAFTSMAN STYLE… w/covered porch, 2+BR, 1.5 Ba. Approx 1600 sf.

Pergo flooring in Liv/Dining rooms. Lg rec rm w/woodstove. $119,900. #368858 BORDERING STATE LAND… Lovely 20 ac. Mostly pasture surrounded by forest,north of Burlington, well power & driveway in. $259,500. #336159 NEW PARK MODEL HOME… views of Padilla Bay . Covered front porch, blt-in hutch, blinds thruout. Lots of light . 55+ park. $42,500. #61691 160FT W/FRONT!… low bank on east side of Big Lake. 1 1/3 ac site, private, ready for new home. 2 small rentals, several outbuildings incl. a saloon & gazebo. $695,000 #386044

Holly Hilts Terri Heyntsen Ron Wortham

661-5538 391-0938 661-1500

November 2, 2012

5

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$

Credit Score Confusion

Think you’ve got a solid score? Lenders may have different numbers on you

By Erik J. Martin CTW Features

S

mart borrowers know to check their credit scores before applying for a home mortgage loan. But what if that score was unreliable? What if the scores that consumers can acquire from major credit bureaus or sites like Quizzle.com were different than the ones used by lenders?

The results of a new study conducted by the Consumer Financial Protection Bureau and involving 200,000 credit files from the three primary credit bureaus (Experian, TransUnion and Equifax) suggest that this is true for many borrowers. About “one out of five consumers would likely receive a meaningfully different score than would a lender,” according to the study.

According to the CFPB, the formulas employed to produce credit scores not only differ from one company to the next, but disparities

6

November 2, 2012

can occur within the same company. For example, FICO, the most oft-used score, has more than 49 different credit scoring models available to lenders.

This discrepancy can have a negative impact on borrowers.

Consumers who think their credit scores are higher than that determined by a lender can make inappropriate purchasing decisions or apply for credit cards for which they’re not qualified.

On the other hand, those who think their scores are too low may decide not to apply for credit or may pursue credit offers with unfavorable terms or higher rates than they need to pay.

Joe Chatham, president of Chatham Mortgage Partners, Westlake Village, Calif., says that while the credit score issue is confusing, understanding how the three credit bureaus use these numbers helps explain the score discrepancies.

“Each credit bureau has a different scoring model because each has different data, depending on subscribers and organizations

Real Estate Weekly goskagit.com/reweekly

$

that choose to report to them,” Chatham says. “Thus, depending on which [FICO] score the lender uses to qualify a borrower, that borrower may be subject to different mortgage pricing models. And the consumer scores that people pay to see via subscription or purchase are not the same ones that lenders use. Most lenders will pull all three models and use the middle score of the borrower to qualify.”

While many lenders use FICO scores to make lending decisions, “each lender has its own strategy, including the level of risk it finds acceptable for a given credit product,” says David Mays, mortgage lending director with Renasant Bank, Birmingham, Ala. “There is no single cutoff score used by all lenders, and there are many additional factors that lenders use to determine your actual interest rates.”

While it’s important to know that score variations exist, Chatham says there’s little that consumers can do about it, besides annually monitoring and clearing up inaccuracies in their credit reports and building a good credit history by making on-time payments and reducing the amount of debt owed.

VALLEY HOMES

(360) 424-7166

823 N. 4th St., Mount Vernon

“Lenders are not going to change the models they use. If consumers want to shop a loan based on a concern that the lenders will use different scoring models, they can call and ask which models the lender uses and shop those lenders who use different models,” Chatham says. “However, they may hurt some overlapping scores because of multiple inquiries.”

Like the CFPB, Mays recommends comparing loan offers from multiple sources.

“It’s always wise to shop around with different lenders for the best rates and terms because different lenders have different appetites to lend,” Mays says. “Also, some lenders use different scoring models and some don’t pull [scores from] all three bureaus, which would give the borrower the benefit of a higher FICO score with another bureau.”

When shopping loans, be sure to carefully compare the interest rate and annual percentage rate, the monthly payment and all closing costs and fees (including points, origination fees, charges for title and appraisal, etc.), experts say. Ask for a good-faith estimate and a clarification of any items you don’t understand within it.

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SMARTER. BOLDER. FASTER.

Visit our website at

buyingvalleyhomes.com

North Homes Realty Inc.

Call or email us today at

remaxvalley@comcast.net

360.424.2100 • www.century21northhomes.com

Property Management Services / Rental Listings Available (360) 424-3198

SOLD

$179,000

• Large fenced lot • Attractive 3 BR • Great location • Mature landscaping

$75,000

MLS#370392

• 3 bdrm + den • 28x30 shop • Fully fenced • West Camano Island

23228 Howey Access Rd., Sedro-Woolley Spacious rambler with large deck, outbuildings & pasture on 2.5 acres. Land is leased from DNR & have been willing to lease more than 2.5 acres if new owners desire more acreage. Family & living room looks to the south with nice view of mountains & fields beyond. Very private setting just off the S. Skagit Highway. Lease is $4,200.00 per year.

Call Becky Elde 360-770-9427 MLS #418177 $135,000

551 Ruby Peak Ave., Mount Vernon Very nice 2006 home with 3 bedrooms, 2.5 bathrooms, kitchen with large dining space, living room & utility room with attached 2-car garage.

Fully fenced backyard that has a greenbelt for added privacy.

Call Jim Nicholas 360-708-9379 MLS #413945 $175,100

3610 Mohawk Ct., Mount Vernon Nice 4 bedroom, 2 full bath home on large lot with fruit & nut trees & ample yard space. Kitchen has beautiful oak cabinets, open floor plan to dining & living room plus huge rec room. Access the deck from the master or living room. Master has separate shower, large soaking tub and double sinks.

Call Becky Elde 360-770-9427 MLS #391322 $299,500

$25,000

$384,500 MLS#296437 Mtn view acres • Huge shop MLS#419186 •• 52678 sq ft • Loaded with extras

• Wheelchair access • Cozy family room• 55+ community • Many updates $294,500 MLS#302054 • Commercial Zoning • Lots of parking • Approx. 1/3 acre • 2 bdrm 1.5 bth

$220,000

MLS#306633

• Riverfront retreat • Private 4+ acres • Huge family rm • Garage + shop $189,000 MLS#352925 • Lg fully fenced yard • New appliances • 3 bedrooms, RV parking

$214,945 $189,000

MLS#205974

$248,900

MLS#294946 $274,950

• Water view • 2 bdrms, lg rec rm • Gated community • Private

41610 Cape Horn Dr., Concrete One of the best spots for Eagle viewing and watching the wildlife on the other side of the river from the back porch. 2 additional salable parcels P62911 & 62912 potential to build. Lots are good for RV use. Park & boat launch nearby.

Call Jim Nicholas 360-708-9379 MLS #350417 $112,000

goskagit.com/reweekly

710 W Lincoln St., Mount Vernon Investment opportunity. 11880 sq. ft. R-3 zoned lots w/2 homes priced to sell. Natural gas heat. Zoning allows for multi-family and some businesses. Don't miss out on this opportunity. Parcel #P54820 and #P54816 Call Laura Bird 360-630-9692 MLS #414997 $140,000

1050 Sinclair Way, Burlington, WA 98233 55 & better community of The Cedars in Burlington.

Open floor plan Large rooms, 2 bedrooms, each w/ it's own bathroom. There is a garage & RV parking.

Homeowner dues include Cable TV, free use of clubhouse, exterior building insurance, building maintenance, and lawn & yard care.

Call Laura Bird 360-630-9692 MLS #287212 $125,995

• Shy ½ acre • Huge family room • 720 sf shop • Over 2300 sf Anita Kohl 961-7795 Dawn Hardman 540-0058 Diane Weyer 424-2100 Duane Gish 770-9299 Dominic Pettruzzelli 333-5210 George Herner 840-3743

Real Estate Weekly

MLS#409216

• Move in ready • 24x24 shop • Lovely rambler • Attached garage

MLS#329978

• RV parking • Lots of extras • Great location • New paint

Jackie Lindeman 770-9080 Jeff Dowrey 661-2161 Karl Morse 395-5405 Lisa Wondoloski 443-975-9426 Lorie Groth 425-422-7145 Margie Ernst 708-3198

REAL ESTATE CLASSES STARTING NOW! CALL SCOTT 360-540-2121

Marlene Deasy 661-6720 Megan Daly 206-383-4407 Mike Newman 708-1419 Noli Goode 630-6527 Paula Margerum 220-0681 Rick Kiesser 770-1195

Sandi Hocking 708-1523 Sandi Riley 770-8670 Sharon Stokes 661-6164 Tamara Cooper 630-9127 Traci Cypher 708-9481 Veronica Lopez 420-0696

November 2, 2012

7

Being a Better Neighbor A new study shows that homeownership could cause more civic engagement in middle- to low-income communities

S OPEN HOUSES & SHOWCASES 12831 Eagle Drive, Burlington

$399,000 Golfer’s Paradise!

Immaculate, gorgeous custom built home on the 13th Tee. Wonderful golf course view!

This is truly unique home with nearly every amenity imaginable. 4 bedrooms, 2.75 baths, 3,540 square feet. Top quality flooring throughout main level. Beautiful kitchen with travertine counters, subzero fridge, tons of cabinets, eating bar and brand new stainless steel appliances. MLS#402836 OPEN HOUSE Sunday, Nov. 4, 11am - 1pm Located on the 13th Tee of Skagit Golf and Country Club.

8

November 2, 2012

Hosted by Tracy Peterson-Nienaber, Windermere Real Estate (360) 510-2554

Whatcom, Inc.

ome people believe that good fences make good neighbors, but as a new study shows, it’s actually homeowners who make good neighbors.

Homeowners are more likely to be involved in neighborhood groups than renters, according to researchers at the University of North Carolina at Chapel Hill. The study followed 2,215 middle- to low-income people for four years to determine whether there is a causal relationship between homeownership and civic engagement.

Since policy interventions often promote and reward homeownership, researchers sought to understand the social effects of homeownership.

“Within a year of buying the home, we saw a large spike in civic engagement,” says Kim Manturuk, one author of the report, which was published in Urban Affairs Review. This increase (measured by participation in neighborhood groups and informal socializing with neighbors) occurred for new homeowners who, before they purchased homes, were no more or less involved than their fellow renters.

Also, while renters who planned on moving locations were less involved than renters who stayed put, this was not the case for homeowners.

In fact, “homeowners who moved had a jump in civic engagement,” Manturuk says, “so they found it was a way to re-settle... and develop ties in the community.”

As for homeowners who went back to renting, their participation levels fell once they sold their homes.

Results were controlled for other relevant factors, like race, education and gender. Manturuk says the results can be applied to the lower income population at large, since their study group mirrors the demographics of the current population survey.

The researchers hope this new data will encourage policies aimed at foreclosure prevention, because “they can help more than just financially – they can be beneficial on the community level as well,” Manturuk says.

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November 2, 2012

9

WOODLAND APTS

1, 2 & 3 Bdrm Apts 2 x 1 ½ Town homes Covered Parking Complete Appliance Pkgs Sport Courts / Playgrounds Pet Friendly Call Today! 360-856-4803 1 bdrm, MV, safe & quiet, 1 level, near hospital. Corner of 16th & Skagit. $690. W/S/G pd. 360-652-6560 1ST MO. FREE! 1, 2 & 3 bdrm, MV, near college, onsite laundry, reserved parking. W/S/G pd. Qualify today!

Move in tomorrow! 428-3887 Big one bdrm for $550 in MV. Great location.

360-336-5412/425-387-6483

1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com 1 bdrm lakehouse for rent. $1,200/mo Avail Nov. 1.

Call 360-488-6206 2 bdrm, 1 ba, cozy, well maintained house for rentin S.W., single car garage, extra storage, garbage disp., D/W, gas frplc., $895/mo., $850/ dep. Call Piazza Realty, Property Mgmt 360-424-7368 MV, Eaglemont, 4 Bdrm, 2 ½ Ba, 3 car garage, avail. Nov. 15, $2,200. 360-941-7188

$400/mo. Ladies 55 yrs or older. All utilities paid. Clean.

Safe. Central location, close to downtown Sedro-Woolley, bus stop, across from Senior Center. Very large home, Well kept 2 bdrm home w/utility rm hookup, fenced beautifully furnished. Must be back yd, attached single car seen to be appreciated. No pets. 360-770-9449 garage, on dead end cul de sac. $900/mo., 1st, last, $500 damage dep. No smoke/pets. Odd Fellows Park on Ca12 month lease. Burlington. mano Island is avail. for rent.

Call 360-391-8583 Over 2,000 sf. w/commercial kitchen, parking for up to 50 vehicles. Great for weddings, reunions, parties and other gatherings. For more info. call Ron at 360-387-4737.

1 bdrm in Burl. carport, natural gas heat, utility room, $750/mo. W/S pd. $600/ damage. No pets. 856-6878 S-W, large 3 Bdrm, 1 ½ Ba, completely remodeled, large 2 car garage, huge yard, no pets, no smoking. $1300/mo.

360-708-8665.

Newer 3 Bdrm, 2 Ba, on private street, garage, applcs., close to shopping & park, $1400/mo. 360-661-6674 1 bdrm in Burl. carport, natCALL FOR DETAILS! ural gas heat, utility room, Quiet country cottage, 2 360-856-6652 Bdrm, 1 Ba, garage, garden $750/mo. W/S pd. $600/ Studios, $525. M.V. area, W/G & yard maint. incl. damage. No pets. 856-6878 1 and 2 bdrm apts. st 2 bdrm townhouses, S.W. $1250/mo., 1 & last, month 2 Bdrm, 1 ½ Ba, gas heat, to month, references. 360- W/D hook-up, garage, $795.

Cute 1 bdrm apt. in M.V. No 424-0407 Avail. Nov. 1st. 1000-A Stersmoking/pets. $590 + dep. ling St., S.W. 425-773-0573 RENT TO OWN - Big Lake Avail. now. 360-420-0988 Cute country 2 bdrm, 2 ba, Burl., 1076 Andis Rd., 2 Cute downtown studios, large garden, fruit trees, Bdrm, 1 Ba, gas heat, on bus line. Great MV workshop & more. $1375. garage, W/D, yard, $850 mo., location $600-$650. www.skagitsolutions.com $500 dep. 360-424-6974 ASK ABOUT OUR 360-420-0606 MOVE IN SPECIAL! 360-941-6986 RENT TO OWN MOVE IN SPECIAL 3 bdrm, 2 ba, split level, Fairhaven Manor 757-2149 quiet MV neighborhood, Norris Place 757-3060 Energy Efficient S.W. 1400+ great starter home, $1400.

2 & 3 Bdrm Apts. W/S/G pd. sf. 3 bdrm, 2.5 ba, all applcs, www.skagitsolutions.com Great location, some restricgarage, $975. 360-708-0362 360-420-0606 tion apply. Call or stop in toMV 4-plex, 608 N. 1st St., 2 day.

3 BDRM, 2 BA homes avail. bdrm, 1 ba, gas heat, porch, th MV 512 s. 20 , 2 bdrm, 2 ba, in MV. (360)391-3268 off street parking central garage, W/D, $800. 1010 S. www.previewskagit.com/ laundry, $750/mo. $500/dep.

16th, 2 bdrm, 1 ba, garage, 360-424-6974 $750. 424-6974

RENTALS

SENIOR LIVING Open House Oct 31, 11-4.

Free Rent. No App Fee. Move-In Gift Card. 1000 Vintage Ln MV. 848-8533.

10 - November 2, 2012

10

November 2, 2012

Houses & Apartments.

See our listings at www.skagitrentals.com Remax Property Mgmt.

823 N. 4th, Mount Vernon 360-424-3198

MV near college, TV & internet, $400/mo. $100/dep. 360424-6974

Burlington Business Park, warehouse/office combo, 4,060 sq. ft. warehouse, 1,066 sq. ft. office, 600 sq. ft. mezzanines, loading dock.

Call Al Brown, 360-770-9877

We specialize in selling Manufactured Homes in parks. We also re-locate them along with site preparation, with financing available up to 20 years old.

Manufactured Housing Resource, 360-855-2214

Open Sat. November 3rd from 1:00pm to 4:00pm 4239 Blank Road Sedro-Woolley

5 large bdrms, 3 full ba, 3,240 sf with a large circular drive on 5.02 acres surrounded by forest and a nice stream. Huge master suite with 5 piece bath and large walk-in closet. Great kitchen with stainless applcs, oak cabinets, and new countertops. Most applcs. stay including Maytag stacked front-loading Laundry machines. Forced air heat 2 fireplaces. MLS# 412544. $349,950. Preview Properties Skagit, LLC Bill Sauneuf (360) 708-2929

Marvelous home for entertaining in "Old Town" Anacortes.

Views of Guemes Channel; Approx.

2266 sq. ft., 4 bdrm, 2 ¾ baths; Wolf cooktop, Subzero refrig, Fine Wood oak cabinets with granite; 4 landscaped lots on corner with paved alley; Must see to appreciate. Appointments only. 2102 10th Street, Anacortes $639,000 (360) 293-5409 or (360) 770-4334.

RENT TO OWN 3 bdrm, 2 ba, split level, quiet neighborhood, great starter home, $1400. www.skagitsolutions.com 360-420-0606

1994 FLEETWOOD 28' X 56' Located 14895 Beaver Lake Rd., MV. 3 bdrm, 2 ba, $12,000 obo. Must move. Call Mike 360-9413597

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RANCH RAMBLER 27930 Hoehn Road, Sedro-Woolley 32 LEVEL ACRES $369,000

Historic Craftsman 1216 S. 3rd, Mount Vernon 1/3 acre, updated & movein ready. 3 BDRM w/walkin closets (master has 2), office & gourmet kitchen w/granite counters, stone backsplash, custom fir cabinets, dual-fuel stove w/double ovens, DW & large pantry. Hardwood plus tile & laminate. Large, fully-fenced backyard w/patio, RV parking Unfinished attached back porch & approx 300 sq ft storage building, detached 144 sq ft stick-built shed w/1/2 loft.

By appt only: Tim 360.941.6085. www.forsalebyowner.com, listing #23927266. $209,900

$22,000

Sedro-Woolley, near town.

Well cared for 1995 Skyline, 1296 sq. ft., 3 bdrm, 2 ba in modern all age park.

Home features include: breakfast nook, very well insulated, cozy semi secluded back yard, storage shed, all appliances stay, reasonable lot rent. W/G included. Financing available with 10% down (OAC).

Call for private showing, 425-327-9015 Towne Or Country Real Estate Inc.

Neat and tidy inside and out in this 4 bedroom, 2 ½ bath home. Master bedroom with a full bath and walk-in closet.

Scenic mountain views from the spacious deck! Attached 2 car garage, fenced back yard, nicely landscaped.

Close to walking/bike trails.

All appliances included! $189,950. MLS#279134 For an appointment to view call: Jan Scally, 421-5160, Brown McMillen Real Estate

New price for custom built 3 bdrm, 2 ½ ba w/family room off kitchen, dining room overlooks private backyard, fresh interior paint, oversized 2 car garage, circular drive.

Acreage suitable for farming or livestock, some marketable timber. Possible lease option to buy.

MLS 202725 425-985-9643 Terry Smiley Champions Real Estate

TWO HOMES ON 5.32 PARK-LIKE ACRES!

Everything has been updated inside and out! Main house has 3 bdrms, 1 ¾ baths, brand new kitchen with granite and built-ins, laminate flooring, vaulted ceilings, crown molding and many more upgrades!

Detached 40' X 24' garage/shop. Huge patio, beautiful landscaping, walking trails & charming play house with loft. Cozy accessory dwelling has attached garage/shop, 1 ½ baths. $379,950. MLS # 393236. Contact Jan Scally @ 360.421.5160 for an appointment to view.

Brown-McMillen Real Estate

CONCRETE AREA Full acre with 30' X 36' shop and a well built, modern 1999 Skyline mfg. home, 1,300 sq ft. 3 bedroom and 2 bath. Located in no flood area. Home features cement siding, 2" X 6" ext. walls w/ vinyl windows and a large island in the kitchen. Shop has 100 amp breaker box and wood stove and small office with separate entrance. Brand new drill well. All this for only $114,900, Great interest rates available with 3 1/2% down! (O.A.C.).

Call 425-327-9015 Towne or Country R.E. Inc.

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RENT-TO-OWN this BRAND NEW certified built green 3 bedrooms 2 bath home in Sedro-Woolley.

Enjoy lower utility bills and a small easily maintained landscape. Some of the many green built features include easy to clean ceramic tile and cork flooring, low flow dual flush toilets and a high efficiency natural gas furnace. For more information visit our website at skagitsolutions.com

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RENT TO OWN Cute country 2 bdrm, 2 ba, large garden, fruit trees, workshop & more. $1375. www.skagitsolutions.com 360-420-0606

November 2, 2012 - 11

Real Estate Weekly

November 2, 2012

11

940 HOMESTEAD DR, BURLINGTON

2548 MACKENZIE RD, GOOSEBERRY POINT $205,000 Beautiful 4 BDRM home with saltwater view & beach access. Large fenced backyard w/brick patio, hot tub, fire pit, 9 fruit trees, raspberries, strawberries, garden area & large evergreens.

Master bedroom w/ retreat & deck that overlooks scenic Hale’s Suzanne Jenkins passage. MLS#412892 360-941-2983

1520 MEADOWLARK LANE, MOUNT VERNON

$375,000 2600 E DIVISION ST #73, MOUNT VERNON

Fantastic home! Fantastic location! Many electrical and plumbing upgrades to this contractor’s home. Custom features, glorious kitchen; family room with fireplace; fully fenced yard with unique storage building; generous double garage. MLS#406842

$19,900 2905 TIMOTHY PLACE, MOUNT VERNON

$299,500 23191 STATE ROUTE 9, MOUNT VERNON

Danya Wolf 360-708-8294

Trade for home in town. Dock and boat launch. 75 feet of Lake McMurray waterfront.

726 sq.ft. garage and lots of parking. Text T156296 to 85377 or scan QR Code (sign) to view details on smart phone. MLS#236420

$145,950 906 WARREN ST. MOUNT VERNON ER W O L CE EWPRI

$489,000

Danya Wolf 360-708-8294

$675/MO.

N 4500 SQ. FT. CUSTOM HOME. Beautiful, spacious, striking custom design by Ladies Home Journal architectural editor.

Many, many custom built ins; with each room a generous size. Three bedrooms, yet two family rooms, a den; each which could provide additional bedrooms. Two natural gas log fireplaces. Lots of light! One steps out onto expansive decking with beautiful views of the estate. SUBJECT TO BOUNDARY LINE ADJUSTMENT. 2+ additional Danya Wolf 360-708-8294 acres available. MLS#347359

5241 RAZOR PEAK, MOUNT VERNON AL NT

3 BDRM single wide Kit manufactured home with lovely cabinets, kitchen appliances; and laminate flooring. Beautifully decorated and maintained.

Lots of built ins and storage. Carpeted bedrooms.

Covered porch & deck. Vinyl windows. Open & bright. Space rent includes sewer, garbage, tv cable, and carport with storage building with Danya Wolf electricity and light. 55+ park. MLS#337840 360-708-8294

$149,900 2906 BAKERVIEW PLACE, MOUNT VERNON

Creative Financing. Just across the street from Bakerview Park. All appliances included. The home boasts brand new carpet and paint in all 3 bedrooms, living, dining and bonus room. Master has a full size bath. The other 2 bedrooms and 2nd bath are located at the opposite end of home from the master. Fenced yard and off-street Sandy Everett parking. MLS#362042 360-202-3706

$149,000 1508 LINDSAY LP #105, MOUNT VERNON

Quaint, energy efficient 2 bedroom home with beautiful Master Gardener yard, located on the hill in Mount Vernon. Rent of only $675 per month includes sewer and garbage. Other utilities combine for a low average payment of $84!! Deposit is equal to one month rent, there is a $45 per adult background fee.

$215,000 9232 COLLINS RD, SEDRO-WOOLLEY

Danya Wolf 360-708-8294

$269,850

0 25

$1

RE

Across street from Bakerview Park. Convenient SKAT and school bus stop on corner of North 30th and Bakerview. Nicely Beautifully maintained home shows pride of ownership maintained Skyline doublewide manufactured home with vaulted ceilings, lots of light; spacious rooms; both with interior work and outside island kitchen with a multitude of cabinetry and landscaping. One of larger lots in Division breakfast bar; separate utility room; generous V. Double garage and alley access allows for sized double garage attached. Fenced yard with extra parking spot on site in back of yard. patio. Currently using Satellite Dish (leased).

Lovely garden area plus separate fenced area works well as dog run and/or barbecue site. Sandy Everett Security alarm is $39.99 a month (optional). Energy Danya Wolf Lots of light!. MLS#246070 360-202-3706 efficient (reasonable heating bills). MLS#171397 360-708-8294

XXX OERTEL DR, BLAINE

$399,900 14833 MOUNTAIN VIEW LANE, CONCRETE

YEAR ROUND BEAUTY!

Beautiful low bank 50’ waterfront lot.

Spectacular sunsets and views of the Straits of Georgia and White Rock. Great crabbing and clamming. Just the place for your dream home on Semiahmoo Bay. MLS#375264

Suzanne Jenkins 360-941-2983

Beautiful Condo 2 bedrooms plus a den. 2 bath rooms, Granite counter tops, vaulted ceilings, large tile master shower, Great floor plan. All on one floor with no steps. 2 car garage woth Boudreau auto opener. Must see this one. MLS#394504 JoAnn 360-391-0746

$38,000 1601 N WAUGH RD, MOUNT VERNON

BUILD YOUR DREAM

If you like beautiful mtn. scenery & enjoy lots of great outdoor activities,you will love these 2 lots in the Sauk River Estates at the gateway to the High Cascades near the North Cascade Hwy. It’s also a great place to relax around the BBQ while viewing the peaceful mtns. These lots are a very short distance from scenic Sauk River & all its beauty. Lots certified to build in 2003 & there is water & septic system on the property. Water quality is said to be some of Richard Dickman the best by some of the residents. MLS#412710 360-420-3155

360.424.0300 or 800.697.4118

$450,000 XXX MOUNTAIN VIEW LANE, ROCKPORT

INCOME POTENTIAL!

Two fourplex tracts for $150,000 ea & one five plex tract for $175,000. Building permit ready for thirteen (13) units. Or, administrative conditional use potential for prof/med offices.

All utilities; incl off-site, fenced storm retention pond. Enjoy sunsets & Mount Baker view from this level 37,800 SF city tract. MLS#29133170

Awesome location in the country, cute 2 bedroom, one story 1910 farmhouse with 9+ acres and great views all around.

Features Vinyl siding, vinyl windows, barn, outbuildings, fruit trees, garden space and RV parking. MLS#408349

Brett Tacker 360-840-7931

$147,500

BUILD YOUR DREAM

Danya Wolf 360-708-8294

PRICE REDUCED. Beautiful, wooded mountainous property located in the gateway to the Cascade Mountains. Two parcels 38.55 (P31040) ac & 3.31 (P31041) ac w/possibility to subdivide into two residential buildable properties. Easy walking distance to scenic Sauk River & adjacent to Sauk Richard Dickman River Estates. MLS#341205 360-420-3155

3780 E. College Way, Mount Vernon

www.skagittraditionrealty.com