Real Estate Weekly | January 30, 2015

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

WILL OWNING YOUR HOME MAKE YOU A BETTER DRIVER? P. 4

PLEDGE ASSURANCE TO THE BUYER P. 8

Q & A: ASK OUR BROKER P. 9

FEATURE HOME: 18019 MARIPOSA LANE, MOUNT VERNON Charlie & Jeannie Boon, RE/MAX Territory NW

RealEstate weekly

SEE PAGE 5 FOR MORE

$550,000 (360) 708-9645

A supplement to the Skagit Valley Herald and the Anacortes American

CLASSIFIEDS P. 1011

Jan. 30 - Feb. 5, 2015

Re-Weekly content sponsored by: Heritage Bank

TABLE OF CONTENTS Will Owning Your Home Make You A Better Driver?

P. 4

Pledge Assurance to the Buyer

P. 8

Q & A: Ask Our Broker

P. 9

Classifieds

P. 10-11

You Find It, We Fund It.

8

RE-Weekly.com

Our home loans fit just about every need and they come with extremely competitive rates. For more information, stop by any Heritage Bank Office. Or just give us a call.

MEMBER FDIC

Anacortes (360) 299-4816 Burlington (360) 757-5073

PAGE

Mount Vernon (360) 757-5073 Sedro-Woolley (360) 757-5073

www.heritagebanknw.com

SKAGIT PUBLISHING

To advertise in RE-Weekly or other Skagit Publishing publications, Call: 360.416.2180 or Email: ads@skagitads.com ©2015 by Skagit Publishing LLC | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy.

Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

publication.

Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission.

Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

Territory NW

Go to our website for a quick and easy way to search all listings!

320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

Go Hawks!!

Wilma Louia Designated Broker/Owner 661-1631

2

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

RE-Weekly.com

Corinne Cartwright 202-2397

Maggie deSouza 610-8413

Ayla Contois 610-1652

Kenny Sides 982-3400

Shelley Sides 472-1873

Steph Vervaart Property Mgmt Assistant

Traci Erickson Property Manager 755-5555

January 30, 2015

Your Dream Home.

Our Skagit County Home Loan Team.

Brett Lloyd Anacortes

Carolyn Lloyd-Whitney Holly Peterson Mount Vernon Mount Vernon

NMLS# 493147

Jennifer Thompson Mount Vernon

Lynda Nelson Mount Vernon

NMLS# 487362

NMLS# 522402

www.peoplesbank-wa.com/homeloans

Brown McMillen Real Estate

360.757.6013 800.869.7084

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

REDUCED..GORGEOUS..3 bdrm, 2 1/2 bath rambler on an acre w/ view to the west of mountain & bay.

Beautiful lyptus wood floors & cabinets, separate office $439,500. #588583 FANTASTIC VIEWS. 4 Br., 2.25 Ba. hardwood flrs,vaulted ceiling,f/place, rec rm & bonus rm. Gas range, dble oven, multi-level deck. & so much mopre.$389,950. #636507 SAMISH ISLAND BEAUTY..fully remodeled, open flr plan, 3 Br., 1.75 Ba., Flagstone patio, partial view, garage w/shop & office loft. $339,000. #723301 JUST 8 YEARS OLD..beautiful 3 Br, 2 Ba Rambler in Burlington is spacious & has many features you will love. $244,500. #725729 3 BEDROOM RAMBLER..built in 2003 w/new carpet just installed. Fully fenced yard & 5 min. from freeway. $199,950. #680073

Terri Heyntsen Holly Hilts Tim Reichert

January 30, 2015

391-0938 661-5538 391-5587

2 BEDROOM MT. VERNON CONDO..wonderful updated condo close to shopping, and hospital, upgraded kitchen appliances, won’t last long.$112.000#733759 10 ACRES IN BOW..ready to build, Well & power in, bldg site prepped, bldg permit on file. Fill & grade permits complete, $8,500 pd in impact fees. Potential to parcel a 1 ac. lot off. $269,000. #681549 COMMERCIAL SITE..in excellent Mount Vernon location, paved street w/all utilities available and drainage installed. $437,000 #676549 COUNTRY CLUB RAMBLER W/SHOP..4 Bdrm, 1 3/4 Bath. 2483 sf home. Beautiful kitchen, maple cabinets.

Finished 1700 sf shop. $459,000 #473037 56 WOODED ACRES..w/paved road frontage . High land across from Skagit River w/beautiful views. $119,500. #601056

Tod LeHecka 333-1032 Jan Scally 421-5160 Mary Jo Reitsma 770-6013

WATERFRONT LOT..on beautiful Big Lake,290’WF.Includes home plans & bldg permit. All utilities in Street.

Sunny side of lake. Possible owner terms. $375,000. #480557 LEVEL 4 ACRE PARCEL..zoned Multi-family within the City of Mt. Vernon. Potential for various housing development, close to college, schools & medical. $180,000. #693883 STANWOOD CAMPSITE.. .3 aces in Stanwood, Nicely wooded with a stream running through it. $29,500. #688959 20 ACRES WITH VIEW.. Fronting on a gravel road with water & electricity available, bargain priced $79,500. #600682 BIG LAKE CUSTOM HOME!.. Rare 4 Br, 2.25 Ba, 3 car garage with beautiful extras, full daylight basement & lg entertainment room. $385,000. #723573 NEW ON MARKET!!

Galen Kindred Jodi Dynes Jeff Ingman

770-7083 333-7783 202-2859

RE-Weekly.com

NMLS# 526854

NMLS# 487364

Shelah Inman Fritz Inman Ron Wortham

PARK LIKE SETTING..Beautiful 3 Br, 2872 sf Rambler on private 1 1/2 acres. Huge family room, lovely & spacious living/dining rm, 2 car garage. $325,000. #576444 BURLINGTON RAMBLER.. 3 Br, 2 Ba & 9’ high ceilings. Spacious kitchen w/island & granite countertops. $244,500. #725729 RARE BURLINGTON CAPE COD HOME..also a guest cottage,country feeling, 3 Br,2.5 Ba. Incredible landscaping & much more. $437,000. #644502 GORGEOUS CUSTOM CRAFTSMAN.. home on an acre on Bow Hill. Over 2500 sf, 3 Br, 2.5 Ba,lots of bltins,beech cabinets + 3 car garage. $485,000. #409469 UNBELIEVABLE BARGAIN..for 60 acres of Timberland just 3 miles east of Sedro Woolley. $89,500.#600933

661-0145 661-0147 661-1500

Dave Parsons

391-4008

3

INSURANCE:

Will Owning Your Home Make You a Better Driver?

NEW STUDY FINDS HOMEOWNERS FILE FEWER AUTO CLAIMS

H

ave a driving ambition to own a home? Purchasing that dream property may end up saving you money behind the wheel, suggests a new study.

Insurance.com recently analyzed user data and found that 14.3 percent of homeowners had filed at least one car insurance claim in the past three years versus 16.8 percent of renters and 22.2 percent of drivers who reside with their parents. The data included claims of all kinds, from collision and comprehensive to liability and uninsured motorists.

Des Toups, managing editor for Insurance.com in Foster City, California, says the study’s findings weren’t surprising.

4

“There is a strong correlation between homeownership and fewer claims, but no one is suggesting there is direct causation,” Toups says. “That is, buying a house does not make a bad driver into a good one.”

Jim Saxon, president of a Pittsburgh-based real estate company, says with homeownership comes responsibility, which creates caution.

“Homeowners understand that they have something of substantial value at risk – therefore, they act with more caution and restraint to ensure that their assets are protected,” Saxon says. “Also, to purchase a home you must have an above-average credit score, and people with good credit

RE-Weekly.com

scores are not typically risk takers.

The correlation between people with good credit scores – homeowners – and people who file less auto claims, is responsibility.”

Data like the aforementioned study helps explain why many consumers receive an auto insurance discount simply for owning a home, or additional reductions when they bundle their auto insurance and homeowner’s insurance policies with the same insurance carrier.

“However, bundling home and auto doesn’t necessarily mean the combined total will be less than buying them separately,” Toups says. “We strongly suggest drivers compare rates both ways.”

January 30, 2015

FEATURE HOME FROM COVER:

STAT

18019 MARIPOSA LANE, MOUNT VERNON

$550,000

RE/MAX Territory NW 320 S. Burlington Blvd.

Burlington, WA 360.755.9494 www.theboonteam.com

RAISING RENT

Charlie & Jeannie 708.1415 708.9645

Custom 4,322 SF home with 4 bedrooms, 3 baths on a 0.42 acre lot. Views of Big Lake from almost every room. Updated kitchen with granite, Jenn-Air range, Miele dishwasher & walk-in pantry. Many amenities include crown molding, hardwood floors, accent lighting, double sided fireplace, jetted tub in Master bath. Large rec room on lower level with wet bar and freestanding stove. Circular driveway, finished & heated 3 car garage with shop. MLS#664286

21billion

Amount of increase in rent paid by Americans between 2013 and 2014, due to an increase in both the number of renting households and the average rent rate.

Source: Zillow

SMARTER. BOLDER. FASTER.

NORTH PUGET SOUND ASSOCIATION of REALTORS® 525 East College Way, Suite J

Mount Vernon, WA 98273

Tel. (360) 416-4902

North Homes Realty Inc.

www.npsar.com

360.424.2100 • www.century21northhomes.com

FHA Annual Premium Reduction Finalized

SOLD

$243,950

• Beautiful 3 bdrm • Views forever • Fully fenced • Mud room

On Jan. 8, 2015, at a speech in Phoenix, AZ attended by NAR President Chris Polychron, President Obama announced that the Federal Housing Administration (FHA) would reduce FHA annual mortgage insurance premiums (MIP) by 50 basis points. This reduction is a victory for the National Association of REALTORS® whose members have called for lower fees on FHA loans since early 2014. NAR raised concerns about the costly premiums to FHA Commissioner Galante in April 2014, and NAR has lead a coordinated effort with other advocacy groups and members of Congress to achieve this victory. NAR estimates that a 50 basis point reduction in the annual MIP from 1.35 percent to .85 percent would price-in an additional 1.6 million to 2.1 million renters, along with many trade-up buyers, resulting in 90,000 to 140,000 additional annual home purchases.

Read more, plus the full NAR press release on our website: NPSAR.COM Source: www.realtor.org Mission Statement: The Nor th Puget Sound Association of Realtor s advocates for Realtors and their clients, provides services to help members prosper, and promotes the protection of property rights.

January 30, 2015

$231,000

• 4 bdrm country home • 1 full acre, • Mountain views • Fruit trees

$144,950

MLS# 616104

$265,000

MLS#661476 $489,000

MLS#600878

$249,000

MLS# 688726 $165,000

$265,000

MLS#735765

$309,900

MLS#721569

• 4 bedrooms • Great rental unit • Close to all amenities

• Brick duplex • 2 bdrm 1 bth units • 2 bedrooms,1.75 baths, 2300+sf • Great location • Double garage • 1400 sf deck • Private • 4.56 acres • Fantastic views • Lg kitchen w/island • Rec room

$202,500

• Builders/investore • 1+ acre in city • Potential • Up to 6 units

MLS#731481

• 3058 sq ft • 5 bedrooms • Practically new • 3 car garage

MLS#721970

• 12 private acres • 2 bdrm, 2 bath • Large shop w/power • Equip. port

MLS#455426 $178,500 MLS# 638641 • 3 bd, 1 bth • Newer roof • Gorgeous yard • RV parking

• A grand 4 plex • Positive cash flow • Upgraded • Convenient location Anita Kohl 961-7795 Arlene Vonachen 853-6429 Barb Gent 206-681-0909 Connie Moulaison 770-1341 Courtney Aldrich-Moore 425-640-5709 Dawn Hardman 540-0058 Duane Gish 770-9299

RE-Weekly.com

George Herner 840-3743 Jackie Lindeman 770-9080 Karl Morse 395-5405 Larry Lundeen 982-0447 Margie Ernst 708-3198 Maria Mendoza 610-3309 Marlene Deasy 661-6720

Mel Strickland 206-948-4392 Mike Newman 708-1419 Rick Kiesser 770-1195 Richard Sundance 420-4046 Sandi Hocking 708-1523 Sandi Riley 770-8670 Sharon Stokes 661-6164

12 Shelley Camacho 708-4377 Tamara Cooper 630-9127 Traci Cypher 708-9481 Veronica Lopez 420-0696

5

www.WindermereSkagit.com RESIDENTIAL 46303 FOREST PLACE, CONCRETE N

$167,000

Beautiful home w/ open floor plan, fir floors & original woodwork plus high ceilings. 3 bdrms, 1 bath, plus an office. Large patio entry. Unfinished basement, newer wood stove. Just over half an acre with fruit trees & a fenced yard. Call Becky Elde, 770-9427 #690095

EW

NE

700 N REED ST #101, SW

W

$40,000

Home is on a nice corner lot. 4 beds, 2 baths, 1848 SF. New roof, new storage shed, covered deck & fenced yard. Call George Bellos, 708-9762 #734498

41417 CENTER ST, CONCRETE

$102,000

2 parcels provide ample room & secluded privacy for this 1 bedroom cabin with a 12x16 guest cottage.

Cabela light fixtures, new roofs, hardy board siding, 200 amp panel, leaf relief gutters, & a security system. 10x14 shed on a concrete slab & a 12x16 Tuff Shed. Call Deborah McNeil, 707-8073 #680234

312 W BENNETT, SW

$169,900

Solid 3 bdrm, 2 bath rambler on a double lot with a shop. Home needs some updating but has new windows in the living room & newer roof. Garage has been turned into a sun room plus. Hardwood floors, gas furnace plus wood stove. Shop is 24’ x 24’ & has 220 power. Call Becky Elde, 770-9427 #736075

18219 MONTBORNE, MV

$119,900

121 N. BALL ST, SW

$178,950

Fannie Mae property is a home that was turned into a Day Care. Endless possibilities for this 1000+ SF property, use it as a Day Care, Office building, Salon or private residence. This property qualifies for HomePath Mortgage. Call Tasha Zahlis, 391-5075 or Karine Anderson, 421-1189 #677922

Well maintained 3 bed, 1 bath rambler. This home is updated with new fixtures throughout. Open living room & kitchen, large back yard with a shop & carport. Back yard has fruit trees & plenty of space for a garden. Call Spencer Roozen, 708-0634 #689902

696 SHELTER BAY DR, LA CONNER

River frontage with your own sandy beach. 3 decks & a fire pit. House is spacious with 1 large bedroom, 1.75 baths, & 1378 SF. nice size living room and kitchen, large garage/shop. Walk out onto the deck & enjoy the views. Call Becky Elde, 770-9427 #676257

$154,500

Fannie Mae owned home located in Shelter Bay Community. Cute 2 bedroom with finished area in basement for a den office or bonus room. Nice backyard & separate garage. New paint, flooring appliances. Call Karine Anderson, 421-1189 or Tasha Zhalis, 391-5075 #734172

1213 E SECTION ST, MV

41701 NORTH SHORE LN, CONCRETE

NE

$195,000

W

$155,900

Hilltop Mount Vernon- 2 bdrm & small bedroom/ office & bath on main floor & master bed/bath upstairs. Ceramic & hardwood flooring throughout. House features laundry, large kitchen with ample counter space, large detached garage with shop space & side yard with a playhouse. Call Jim Glackin, 428-2828 #712406

$225,000

3 bedroom rambler on 4.51 acres. Has a great barn/ shop area & lots of room for all of the toys. Great potential with this property. Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 #734713

19195 DRY SLOUGH RD, MV

$230,000

Room to roam on this extra-large lot, nearly half an acre w/ a shop. 3 bdrms, 1700+ SF. Garden shed & green house. 2 fireplaces. Great lot for gardening or animals plus fruit trees. RV Parking. Call Becky Elde, 770-9427 #692918

1212 S. 12TH ST, MV

$229,950

Great MV hill location near parks, schools, & hospital. Very well maintained home with 3 beds, 1.75 baths, 1400+ SF. an outbuilding/shop. Great landscaping & garden area. Call George Bellos at 708-9762 # 678821

$240,000

Sharp home in a nice neighborhood, spacious formal living room, kitchen with newer countertops, & open to the family room which boasts a gas fireplace. Family room features a slider to the deck & back yard. Newer floor coverings, newer comp roof, fenced yard with a nice deck. Spacious master bedroom & private bathroom. Call Sarah Minton, 770-3076 #731091

17289 COLONY RD, BOW

$250,000

Nice rambler on 1 full acre in Bow. 3 bdrms, 1 full bath, 1320 SF. Family room is extra-large with a fireplace. Kitchen looks out to the pasture. Call Becky Elde, 770-9427 #665369

6437 STATE ROUTE 9, SW

$260,000

3 bed, 2 bath home, huge 30x35 shop on 1.10 acre.

New vinyl windows, new roof in 2012, fresh paint & new flooring. Updated kitchen. Large deck overlooks private, fenced yard. Shop has 11ft door, 220, plumbed for water. RV parking. Call Megan O’Bryan, 708-5817 # 667629

6

360-421-4111 360-770-9427 360-421-4446 360-941-9443 360-708-5030 425-319-7091

Deborah McNeal Dick Nord Donna Rowell Elizabeth Miller George Bellos Harry Ota

360-707-8073 360-661-6529 360-708-7984 360-420-3607 360-708-9762 360-708-3500

Jake Koetje Jamie Yantis Jannette Krieger Jeri Lee Jim Glackin Jim Koetje

360-466-8045 360-540-5264 360-708-0233 425-239-1382 360-428-2828 360-202-2500

18416 VALENTINE RD, MV

RE-Weekly.com

360-708-1010 360-840-9455 360-421-1189 360-202-5515 360-421-3082 360-202-4075

$529,000

Beautiful 3500+ SF estate home on PRIVATE 5 acres overlooking the LaConner flats & Rainbow Bridge. Built in 1987, this 3 bedroom, 4.25 bath home features all the charm of yesteryear, plus the convenience & low maintenance of a new home.

LaConner school district, not in flood plain. Call Megan O’Bryan, 708-5817 #686925

17304 OLYMPIC PL, MV

$549,500

Beautifully remodeled this well-designed, spacious home boasts westerly views framed by lovely mature landscaping. Gourmet kitchen, elegant master suite & much more. Great location in Skyridge neighborhood. Call Sarah Minton, 770-3076 #579939

215 LILAC DR, MV

$739,900

Elegant home on .8 ac with full 2nd living quarters. 5 bdrms, 6 baths, 5212 SF. Upgrades include counter tops, refinished hardwood, paint, fixtures & more. Patio, upper view deck, sports court & 4 parking bays. More info at SkagitValleyHomes.com. Call Bill & Jannette Krieger, 421-4446 #607213

$315,000

End unit Townhome. 2 bedrooms, 1 full bath, one 3/4 bath & 1 half bath, 1920 SF. Floor to ceiling windows. Home boasts granite, hardwoods, tile new carpeting, pantry in kitchen, gas fireplace w/ slate surround, private stone patio & attached 2 car garage. Call Lee Ann Dean, 421-3082 #668197

Josh Scott Karen Beckner Karine Anderson Kim Kelley Lee Ann Dean Linda Eastman

$524,900

Incredible custom home on Fir Island! Sitting high on a rock ridge with incredible valley & mountain views & out of the flood plain! 5-stall barn, pasture, pool & greenhouse. More photos & info at SkagitValleyHomes.com. Call Bill & Jannette Krieger, 421-4446 #719067

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939 Shawn Danley

Balisa Koetje Becky Elde Bill Krieger Cindy Sullivan Dave Patterson David Mani

$450,000

9369 PROSPECT ST, SW

1420 DIGBY PL, MV 11440 FOXFIRE LANE, SW

11369 FOXFIRE LN, SW

Beautiful home in secluded area. Hardwood floors & the kitchen is very large & open to the dining area, lots of storage. Gazebo has cozy fire pit & power. Stone fireplace & pellet stove to keep you warm in the winter. Vaulted ceilings & large windows. 3 car garage. RV hook ups. Call Becky Elde, 770-9427 #724109

1238 INDEPENDENCE BLVD, SW

44942 STATE ROUTE 20, CONCRETE

$227,500

Fannie Mae owned home, very nice large fenced back yard, nice sized deck off of dining room facing the lake. View for outdoor entertaining.

4 bedrooms 2.5 baths. New carpeting, & interior paint. Living room with cozy fireplace 2 car garage.

Call Karine Anderson, 421-1189 or Lee Ann Dean, 421-3082 #718941

Margy Furst Megan O’Bryan Nathan Loeb Rita Ingram Robin Lee Luif Sarah Minton

360-488-3458 360-708-5817 360-333-7197 360-708-8338 360-420-2026 360-770-3076

Sherry Johansen Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Warren Bingham

360-856-4901 360-708-3636 360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-770-2421

January 30, 2015

NE

W

www.AnacortesRealEstate.com RESIDENTIAL NE

LAND

W

NE

W

NE

COMMERCIAL NE

W

W

503 E. MORRIS ST, LC 2408 33RD ST, ANA

$249,900

Well kept rambler home located on a cul-de-sac. Entry to Forest trails nearby. 3 bedroom, 1 bath, bonus room & large fenced back yard. Hot tub stays with the home. Friendly neighborhood. Room to park RV or small boat.

Cheryl Frazier 360.202.4789 MLS# 735584

2202 10TH STREET, ANA

$1,200,000

1931 Tudor Style Brick home sets on the bluff overlooking the Guemes Channel. Extra-large 37,570 SF lot with 204 feet on 10th Street allows for an additional building site. Home has many custom craftsman built-in features. Other features include 4 bedrooms, 3 1/2 baths, hardwood floors, wood-paneled study & views from almost every room. Truly a unique opportunity for the right buyer.

John Prosser Jr. 360.202.3891 MLS# 540524

7404 GUEMES PL, GUEMES ISL.

$248,000

Enjoy island life! Affordable, turn-key, 1296 SF, 2 BD + den manufactured home built in 2007. Beautiful views of the Guemes Channel from most rooms in the house. Watch the boats go by from the covered deck. Great Southern exposure for gardening.

Close to ferry dock!

Margi Houghton 360.202.0041 MLS# 472919

3319 H AVE, ANA

$545,000

Quality Construction! 3 Bedrooms plus an office, 2 1/2 baths, open living on main level with a covered patio and a family room for extra space. Builder is open to customizing your ideas into this plan. Bring your ideas and start the construction. This could be your dream home!

Gina Davis 360.708.7794 MLS# 689158

ndermere Mortgage Services at (425) 268-7995

3104 L AVE, ANA

$289,000

Charming traditional home on corner lot in town has a good view of Mt. Baker and Padilla Bay. Nice living room with fireplace looks at the mountain through large picture windows, cozy eat in kitchen with hardwood floors, lovely small sunroom, 2 bdrms plus den/office plus a full unfinished basement perfect for storage/hobby. Newer detached garage.

Debbie Macy 360.391.2422 MLS# 735647

14559 JURA PL, ANA

$1,590,000

Premier craftsman style waterfront home with quality and elegance throughout. The craftsmanship is stunning from the massive wood-burning FP to the coffered living rm ceiling, Brazilian cherry wood detail & colored lead glass. Chef’s kitchen w/cherry cabinets and commercial quality appl. Master suite with his & hers offices, baths & closets. Lower level has home theater, surround sound throughout.

Elevator shaft for future elevator. Easy access to a beautiful beach. Garage w/ guest apartment.

Margi Houghton 360.202.0041 MLS# 668272

4511 QUEEN ANN WAY, ANA

$449,000

Outstanding view homesite with dock. Shelter Bay is a delightful marine community in La Conner, WA only 90 minutes to Seattle or Vancouver BC. Level lot to build your dream home & plenty of room for your boat & that of your guests. Land is leased with price set thru 2044. Shelter Bay offers Marina, pitch & putt golf course, swimming pool, tennis courts, community beach access. This is a rare opportunity for home & moorage with easy access to the San Juan Islands.

Colleen Sargent 360.202.2155 MLS# 733478

1307 5TH STREET, ANA

$199,500

Rare 6000 SF lot in historic Old Town w/ Guemes Channel & San Juan views! All utilities in street.

Includes custom plans for 3500 SF 4bd 3ba home.

Near shops, dining, galleries, library and theatres!

Colleen Craig 360.770.9638 MLS# 183914

$579,000

Great exposure!! Bring your ideas for this charming Victorian located on the main entrance street in the Historic Town of LaConner. This 4,996 square ft commercial building, formerly an antique shop has endless possibilities. Off street parking and a loading dock make this property even more desirable.

The original portion was built in 1898 with addition added in 1987. There is a second 576 Square foot building on the property that is currently rented on a month to month basis.

Rebecca Chamberlain 360.421.5021 MLS# 725569

9740 PADILLA HEIGHTS RD, ANA

$650,000

10 acres of Light Industrial zoned property (Industrial with Residence). Residence is 1,500 sq ft and built in 1930. Large shop and miscellaneous buildings.

Rick Bennett 360.202.2630 | Buzz Ely 360.293.8008 MLS# 680733

$373,000

Great large Skyline home features all main level living, beautifully remodeled kitchen with new cabinets, stainless appliances & granite counters. Living/dining room combination w/ fireplace overlooks sunny south facing yard & has some view of Burrows Bay. Master bedroom suite, 2nd bdrm/office on main level, additional bedrooms & a nice family room w/gas fireplace down. Lower deck terraces down to a great seating area & fenced yard.

Lots of storage. Beautiful trees, extra off street parking.

Debbie Macy 360.391.2422 MLS# 705249

2710 & 2716 STROM PL, ANA

184 SUQUAMISH, LA CONNER

N

EW

PR

IC

E

911 29TH ST, ANA

$484,000 - 494,000

Phase II of“The Woods at Sunset Cove”featuring open floor plans designed to create natural transitions between the lush outdoor retreat spaces and the warm cottage interiors.

Featuring; upscale finishes, luxurious main level master suite 2504 - 2594 SF of living space, along with 3 car garage and full yard landscaping. Located on a pristine cul-de-sac only moments from Anacortes’ beloved Washington Park.

Colleen Craig 360.770.9638 MLS# 720491 & 720496

$319,000

Commercial Income Property Opportunity. Currently a hair/nail salon that has been in operation at this location since 1998. Lot is 6,000 square feet, zoned commercial and just 1/4 block from Commercial Avenue across the street from the bowling alley. Good exposure.

John Prosser 360.202.3891 MLS# 699989

3 WILDERLAND DR, DECATUR ISLAND

$52,000

Peaceful secluded hide-away on top of the island.

Access by walking trail at this time, but plat includes undeveloped driveway easement. Has sunny open area w/ large evergreens and deer trails. Community amenities include private dock, airstrip, & 4000’ waterfront. Short water taxi commute from Anacortes.

Sarah Jones 360.333.2783 MLS# 597910

9008 MOLLY LANE #121, ANA STARTING AT $79,950 Great Bays Storage Condominium garage facility for RV, boats, cars, business & maybe even sports. Auto roll up doors & man doors, sprinklers & sewer available. The project has security gate & cameras, wash down area, RV dump & common bathroom. Owner financing available.

Rick Bennett 360.202.2630 MLS# 677875

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard Buzz Ely Caroline Baumann Catherine Mers Cheryl Frazier

360-770-4707 360-202-4626 360-202-7327 360-982-6831 360-202-4789

January 30, 2015

Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Gina Davis

360-770-9638 360-202-2155 360-610-0120 360-391-2422 360-708-7794

Jack Dixon Jackie Stone Jessica Notaro Joan Handelmann John Prosser

360-941-5000 360-661-2247 360-202-1441 360-202-4800 360-202-3891

Judy Moore Kathy Rogers Kristi Gabrielse Leigh Zwicker Linda Macy

RE-Weekly.com

360-770-3515 360-941-4400 360-420-3319 360-333-9975 360-708-8284

Margi Houghton 360-202-0041 Nate Scott 360-708-2354 Paul Necco 360-770-5989 Paul Weisz 360-391-7281 Rebecca Chamberlain 360-421-5021

Rick Bennett 360-202-2630 Samantha Masaoka 360-421-5021 Sarah Jones 360-333-2783 Troy Williams 360-708-4923

7

PLEDGE ASSURANCE TO THE BUYER Quell a potential buyer’s worries of unplanned-for expenses and repairs with a home warranty

W

ant to sell your home faster and at a higher price? Ponder adding a protection plan in the form of a home warranty, which can benefit both buyers and sellers, say the experts.

A home warranty is an annual service contract that covers the repair or replacement of important home system components and appliances that can malfunction over time. While policies can vary, they generally cover the most frequently occurring breakdowns to things like ovens, refrigerators, heating and air conditioning systems, water heaters, washing machines and dryers, and ranges (structural items like roofs and foundations are usually not included).

Results of a recent proprietary study indicate that homes sold with one of the company’s protection plans sell 11 days quicker on average (55.8 days on the market vs. 66.5 for non-warranted residences) and typically command a sales price that’s $2,300 higher ($254,682 vs. $252,368 for non-warranted homes).

Dan Bosch, a real estate agent in California, says more sellers should include a home warranty policy on their listed property to alleviate concerns about potential out-of-pocket expenses and emergencies that buyers may have about purchasing.

“Having a warranty in place can provide peace of mind – especially when dealing with cash-strapped 8

first-time buyers,” says Bosch.

Warranty costs depend on the level of coverage, provider, and factors like the home’s age and location, but most policies range from $300 to $600 in price per 12-month coverage term and may require a fee/deductible (often between $75 and $100) per service call.

To attract more buyers, experts say sellers should be proactive and add warranty coverage to their listed home without waiting for a buyer to request it or shop for it on their own, although sellers can pass the cost of the premium on to the buyer at closing or negotiate this before agreeing to an offer.

“I always recommend that sellers choose a warranty that covers them during the listing period and that includes even more common household items, such as ceiling fans, garage door openers and garbage disposal units,” says Cindy Welu, an agent in Minneapolis. “I feel the warranty is more beneficial for the seller than the buyer, especially if any surprises come up before closing. Also, when it comes to problems found during the home inspection, it does usually help lower out-of-pocket costs for the seller.”

Whether you’re the seller or the buyer eager to add a warranty to a property for sale, ask your agent or lender to recommend a reputable home warranty provider they’ve worked with before, recommends

RE-Weekly.com

Jolie Williams, a realtor in McKinney, Texas.

“Buyers have the right to purchase a home warranty of their choice and to ask for the seller to pay for it. But in the current market favoring sellers, where properties often have multiple offers, a buyer may not want to ask the seller to pay for this expense because they want to make their offer more enticing,” says Williams.

“Make sure you review your contact thoroughly so that you’re aware of what’s covered and what’s not in your plan,” says Lisa Rice, vice president of real estate sales for a home warranty company based in Memphis, Tennessee, which conducted the aforementioned study. “If in doubt, call the warranty provider now with any questions you may have, rather than waiting until you have a breakdown.”

Lastly, be sure you know what to expect before purchasing a policy.

“Ensure that you’re paying only for the coverage that you need. And look for a company with a good local customer service representative, which can be helpful in expediting claims,” says Bosch. “Also, be aware that warranty companies typically don’t provide the actual repair services – they contract with outside repair companies – so wait times for repairs can sometimes be much longer than if you directly contacted a chosen repair company.”

January 30, 2015

Q&A

ASK OUR BROKER

By Peter G. Miller

WHAT’S NEXT FOR MORTGAGES? Question:

So what about 2015?

Projections for 2015 are largely clustered around 5 percent with the NAHB suggesting that rates could reach 5.49 percent.

The view here – for whatever it might be worth – is a little different.

At year-end mortgage rates were I see a pickup in the marketplace around 4 percent. Any predictions because of better economic conditions. regarding where rates are headed in Specifically, world oil prices are falling the coming year? in large measure because of the growing energy available through wind, solar and fracking.

Before looking at the 2015 mortgage In the U.S., according to the rate predictions it’s worth examining American Petroleum Institute, lower the 2014 forecasts so we have a basis gas prices “have saved U.S. consumers for comparison. an estimated $63 to $248 billion in The National Association of Realtors: 2013 and estimated cumulative savings as high as 5.4 percent. of between $165 and $624 billion from The Mortgage Bankers Association: 2008 to 2013.” above 5 percent.

There is every reason to believe that The National Association of Home lower gas prices will continue in 2015, Builders: 5 percent. the equivalent of a huge pay raise Looking back, what really happened for Americans that can be spent on in 2014 is that mortgage rates largely things other than oil. With additional clustered in a range from roughly 4 disposable income, much can be percent to 4.25 percent, good news for done to reduce outstanding debts buyers, borrowers and sellers. and increase the purchase goods and While home values rose in most services. For instance, while home markets, existing home sales lagged prices are generally rising mortgage for much of 2014 but began to get debt is actually declining, going from stronger toward year-end. New home $10.4 trillion in 2009 to $9.4 trillion in sales puffed along with little change: 2014, according to the Federal Reserve.

As of October new home sales to date The oil glut is an objective, visible amounted to 371,000 units in 2014 marker of great importance, one that versus 367,000 in 2013. hopefully heralds better times for us all Meanwhile, on the mortgage front, in 2015.

As for mortgage rates during refinancing activity fell through the coming year, there’s very little the floor. As the Mortgage Bankers reason for them to change given the Association explained, most eligible borrowers had “already refinanced into worldwide movement of capital to the U.S., a weak refinance market, tough lower rates and it has been estimated times in Europe and Asia, the growing that about 80 percent of loans presence of high-mileage cars, the outstanding have a mortgage rate continued importance of all-cash real of 4.5 percent and lower. Within the estate transactions, the end to monthly remaining 20 percent, it is likely that many are still underwater, owing more bond purchases by the Federal Reserve, a fragile jobs market and home values, than their homes are worth, or do not have the income or credit to refinance.” which remain below their 2006 peak.

Answer:

January 30, 2015

Now could be the time to sell a new home and earn a slice of the real estate pie.

RE-Weekly.com

Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people.

“When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,” says Jessica Goodbody of Weichert Realtors.

Let us help you meet your marketing goals by advertising your listings in Real Estate Weekly.

Call 360.416.2180 Today!

RealEstate weekly In print and online

goskagit.com

ads@skagitads.com

9

CL A SSIFIEDS 1 bdrm. Safe & Quiet. 1 level, by Skagit Valley Hospital corner of 16th & Skagit $800 W/S/G pd. 360-652-6560 BIG LAKE VIEW! Newly remodeled 2 bdrm, 2 ba, lrg master ste & deck. $945. No smoke/pets. 206-778-8147

ROOM for rent on Campbell Lake 2,500 sq. ft. house, shared kitchen & bathroom, beach access, W/D, all utils. pd. incl. cable & high speed Internet, $425. 360-202-1357

PRICE REDUCED! 1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com Burl. 3 bdrm 1 ba, open floor plan, wood floors, W/D, $1000. 1st & dep. W/G pd 360-661-1441 Burlington mother-in-law studio house, $625/mo. Incl. all util. 1St, last & dep. 757-9608 West MV, 2 bdrm, 1 ba farmhouse, W/S/G and all applcs.

No smoke/pets. Refs. req'd.

Avail. Feb. 1st. $875/mo. + $500 dep. 360-424-6435

MV 3 bdrm, 2 ba, 1300 s.f. new paint & carpet. Yard.

Gas heat. $1195/mo. $700 dep. 4400 E. College Way. 360-424-6974

NOW PRELEASING! 3 bdrm, 2 ½ ba, brand new townhouse duplexes in Burlington. Fenced back yard, 2 car garages, W&D incl. Available for move in March 2015. $1350 per mo.

Piazza Realty Property Management Inc. 360-424-7368

10 - January 30, 2015

Guemes Island home for sale, 1980 singlewide mobile home on it's own 80x140' lot, 2 bdrm, 1 ba, in quiet peaceful neighborhood with access to 3 beaches and boat launch.

Price reduced to $79,900.

Can email pictures. 360391-2156

For sale or trade: Lake Tyee 29ft. 5th wheel camper enclosed by cabin; shed. One of seven largest lots. Sell or trade for property near Beach on West Coast of Washington or Oregon, or items of interest. Too many amenities to list. Let's deal. $25,000. Leave message 360-424-8092

PINE CREEK Open House

4 new rambler models available for pre-sale ranging in size from 1843-2554 sq ft. Stop by the model at 3059 Pine Creek Drive to look at the floor plans!

Ramblers have no-step entry! 3-bedrooms and 3 car garages. Quality high end finishes. Great room & gas frplc.

Open House Saturday 12:00 – 3:00 Sunday 1:00 – 3:00 Or call Val Thomas Preview Properties at 360-333-0562 to set up an appt.

From I-5, E. on College Way, N (left) on N. 30th, 1/4 mi. to Pine Ck.

LOWEST PRICE FOR NEW CONSTRUCTION IN ANACORTES!

1909 Lea Place Offered at $369,000 Quality Finishes & Designer Details. Beautiful Open Floor Plan. Private and Spacious Master Suite.

Walk in Closets, Ample Storage Space. Ductless Heating & Cooling System.

3 Car Garage. Full Yard Landscaping. Located on a Quite Cul-De-Sac For more info contact: Colleen Craig (360)770-9638 Windermere Real Estate

Come take a look at this wonderful 3100+ square foot 4 bdrm home with gorgeous panoramic views of valley and mountains!

Beautiful hardwood floors, vaulted ceilings.

Great kitchen - double oven, gas cooktop. Master bedroom with jetted tub, granite counter tops and walk in closet! Spacious bonus room great for entertaining.

Large fenced back yard, multi-level decks. MLS # 636507. $389,950.

Call Jan Scally @ 360.421.5160.

Catch a bargain everyday in the classifieds!

Brown McMillen Real Estate

3 Bdrm, 2 Ba, new doublewide Marlette, with 5 year mfg. warranty, large master Bdrm w/full bath & walk in closet, dining & living rooms, large kitchen & pantry, many upgrades, efficient gas heat, nice lot with sun deck. Located in Carriage Estates, a well maintained, quiet, 55+, security/gated community, with clubhouse, RV storage, paved roads & sidewalks. A country setting, yet convenient to shopping, I-5, medical facilities, Gateway to Cascades, San Juans and bus stop. 360856-4054

REAL ESTATE WEEKLY RE-Weekly.com

REAL ESTATE WEEKLY RE-Weekly.com

January 30, 2015 - 11

2410 CRUSE RD, SEDRO-WOOLLEY

$399,900

14678 STATE ROUTE 9, MOUNT VERNON

!

ES

+ 22

$242,000

214 E SPRUCE ST, MOUNT VERNON

$234,000

44875 KLA-HA-NIE TRAIL, LAKE TYEE

$32,500

E

R AC

+ 10

Remodeled. Open floor plan, newer windows, newer roof, new furnace, Suzanne Jenkins lots of room. Great for livestock and 360-941-2983 berry growing; cross fenced pasture; approx. 15 acres in hay; 2 barns, lower barn has tack room. 20x50 Green house w/power and water.

6 apple trees, 3 plum, 2 Asian pear, 1 peach tree, raspberries and blueberries. MLS#710460

XXX SHANNON LAKE RD, CONCRETE

$278,000 4900 MONARCH BLVD, MOUNT VERNON

S!

R AC

Newer, well maintained modular home on acreage. Large Master bedroom with walk-in closet and en suite with soaker tub. Has two additional rooms that could be used as bedrooms, office Danya Wolf 360-708-8294 or other work areas. Home has a walk through laundry room with utility sink. Roughly three acres of land cleared and most of the rest could be.

Close to all amenities. MLS# 684195

$99,500 1802 BAKERVIEW CT, MOUNT VERNON

2688 sq. ft. 3 BD, 2.5 BA home on corner Sandy Everett lot. Upscale neighborhood w/trails, 360-202-3706 sidewalks & play areas in a planned development.

Everything is close by. Utility rm (washer/dryer incl.) & full BAs upstairs; bonus rm w/gas fplace on main floor.

Kitchen w/all stainless appliances & pantry. Dbl garage.

MLS #668766

Spacious home featuring 8 bedrooms, 1.75 baths (3/4 bath in daylight basement has double sinks); and a fabulous farmhouse Danya Wolf style kitchen; storage, RV parking, 360-708-8294 remodeled upstairs bath, woodlined closets, storage and gas f/a heat. MLS# 625767

Beautiful recreational lot at Lake Tyee resort with 38’ 1978 Golden Falcon park model with 2 tip outs.

Roof covers trailer and large deck. Sandy Everett Lot is a very short walk from the 360-202-3706 resort’s club house, private lake beach access, swimming pool, fishing, & picnic area. Gated entry to the resort from convenient, paved County road.

MLS# 695947

Build Your Dream!

$129,000 XXX STATE ROUTE 9, BIG LAKE

$95,000 1601 N WAUGH RD, MOUNT VERNON

$438,900 1 MOUNTAIN VIEW RD, MOUNT VERNON

$30,000

ES

R AC 20

HEAVEN ON EARTH! Price significantly reduced! Beautiful, peaceful setting. Imagine waking up each morning to spectacular views of Sauk Mountain, the Cascades, Skagit Shirley Bertholf River & the valley below... your own 360-840-1863 little piece of “heaven on earth!” Perfect for anyone who loves the gorgeous beauty of the great Pacific Northwest. Enjoy privacy in a park-like atmosphere w/panoramic views. Close to town. Close to Everett & Shannon Lakes for fishing. MLS # 175569

4725 MONTE VISTA PLACE, MOUNT VERNON

$372,500

EAGLEMONT Attractive, large lot in beautiful Eaglemont Golf Course community, close to brand new 20,000+ SF clubhouse with Elva Hunter fabulous views, dining and full fi tness facilities. Complete plans 360-202-3086 for a beautiful home on this lot are negotiable.

MLS# 475295

1804 BAKERVIEW CT, MOUNT VERNON

$599,000

ITHR! K WILDE R WOE BU TH

PRICE SIGNIFICANTLY REDUCED on this beautiful home in quiet neighborhood. Gorgeous Shirley Bertholf landscaping, open floor plan, 360-840-1863 Juliet balcony overlooking sunken LR, vaulted ceiling, Fr. Doors to private balcony off Master. Must see! MLS# 706814

Eaglemont Golf Course Community, some of the best views of the Golf Course and Mt. Baker. Wonderful open floor plan, Elva Hunter w/lg. master suite on main level, 360-202-3086 walk-in closet, lrg kitchen granite counters/gas fireplaces, siding door to covered deck to outdoor entertaining! Den/Office w/french doors.

Downstairs 2 bdrms, full ba, large rec room & plenty of storage. 2 plans to choose from or work with builder for your special design ! MLS# 476375

1087 DIGBY RD, MOUNT VERNON

$434,000

Spacious, circular drive to patio, level entry. Quality built & designed w/ vaulted ceilings, covered deck. Main master w/dbl closet/BA & 2 BR/2 BA + office. Down 2 BR/BA, lg fam. rm, could be MIL. Prof. landscaped. RV prkg. Close to Golf, Medical, shy 1 acre. MLS# 524620

Elva Hunter 360-202-3086

MULTI-FAMILY Two four-plex tracts for $150,000 LAKE VIEW Danya Wolf each and one five-plex tract for Spectacular lake view and stunning $175,000.00 Building permit 360-708-8294 sunsets seen from this lot, located Sandy Everett on the east (sunny) side of the lake! 360-202-3706 ready for thirteen (13) units. Or,administrative conditional use potential for professional/medical Property is in an area of beautiful homes and is located directly north of Big Lake Bar & offices. All utilities; includes off-site, fenced storm Grill parking lot. Buyer to verify square footage and retention pond. (City sewer,garbage,and drainage district). MLS# 678254 utility availability. MLS# 670146

1911 ARTHUR PLACE, MOUNT VERNON

GO HAWKS! 2930 ARAPAHO PL., MOUNT VERNON

Mount Vernon Hill location on extra deep lot; nicely maintained home, New roof; gated and spacious, fenced yard. Zero lot line property. shares wall with neigbor to the east (1913 Arthur Place). Separate tax parcels. NOT A SHORT SALE!!!

MLS# 31949

$232,000 3112 SOUTH BAY DR., BELLINGHAM

Remodel includes added formal dining area. Many upgrades inside.

Lower level features a recreation room with its own fireplace. Sandy Everett Beautiful, large, private yard 360-202-3706 includes a greenhouse, 2 2-car garages, deck and a great patio. Located at the end of a quiet cul-de-sac in a neighborhood of nice homes. Interior square footage to be verified by buyer. Appointment required with 24 hours notice. MLS# 641525

$159,500

Danya Wolf 360-708-8294

$575,000

Approx. 270’ of South Lake Whatcom waterfront in quiet cove.

2 bdrm/ 1 bath cabin in need of TLC. New state of the art septic system.

New water pump. 10 min. from I-5. Suzanne Jenkins 360-941-2983 Has existing dock, with concrete bulkhead running the length of the property. Boat launch close by. close to Sudden Valley Golf course and Wildwood Resort. MLS# 726000

OWNER FINANCING Located just outside the Mount Vernon City limits, this wooded 1 acre plus lot could be a building Danya Wolf site for a stick built, modular, or 360-708-8294 manufactured home, with plenty of room. Tract has been surveyed (LeGro and Associates) and wetlands have been delineated (Oscar Graham and Pat Bunting). 1.27 acres With $10,000.00 down, sellers will consider contract. MLS# 678260

705 N 15TH ST, MOUNT VERNON

Corner Lot. Living room with gas fireplace, formal dining, kitchen with eating area and lots of cabinets. Backyard fenced, beautifully landscaped yard. Built as an adult family home. Great income potential! MLS# 31951

12206 BAYHILL DR., BURLINGTON

$299,000

Danya Wolf 360-708-8294

$399,000

Gorgeous well-built privately situated home with 4 bedrooms, 2.5 baths plus den. Superb floor plan, custom home, built in 1997, Danya Wolf has 2347 sq. ft., a lovely living room, 360-708-8294 dining room and 2 kitchens, one with breakfast bar, plenty of parking, a loop around driveway, 484 sq. ft. double garage. Excellent area, great schools, above farmland and floodplain, North of Skagit Golf and Country Club. Fine finish work; lovingly cared for! MLS# 728429

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

RE-Weekly.com

January 30, 2015