Real Estate Weekly | January 11, 2013

RealEstate weekly RESIDENTIAL • COMMERCIAL • RENTALS • LAND/ACREAGE

JANUARY 11-JANUARY 17 TWENTY-THIRTEEN FREE

INSIDE

THIS ISSUE TRENDS: DEBT DIP SPELLS HOUSING GAIN PAGE 4

FHA COVERS CONDOS PAGE 8

Q & A: ASK OUR BROKER PAGE 10

920 NEZ PERCE, MOUNT VERNON Skagit Tradition Realty 3780 E. College Way Mount Vernon, WA 98273 360-424-0300 www.SkagitTraditionRealty.com

Agent: Suzanne Jenkins (360) 941-2983

$355,000

CLASSIFIEDS PAGE 11

Very private, beautifully landscaped 2.3 acre lot with a very nice 2,920 square foot home. Formal dining room. Family room opens up to a large deck. Kitchen has lots of cabinets, deco ceramic tiles and eating bar.

3 bedrooms with large bonus room (could be 4th bedroom). 100 year concrete tile roof. Fenced back yard and a garden shed. RV Parking.

MLS#432362

FEATURED ARTICLE: DEBT DIP SPELLS HOUSING GAIN No wonder the housing market hasn’t made a really robust recovery: There’s a $11.38-trillion weight in the way.

Collectively, American households owed $11.38 trillion in student loan debt, credit card balances, auto loans, mortgages and equity loans... (cont. on pg. 4)

YOUR KEY TO REAL ESTATE IN SKAGIT, SNOHOMISH, ISLAND AND WHATCOM COUNTIES goskagit.com/reweekly

A supplement to the Skagit Valley Herald and the Anacortes American

real estate weekly content sponsored by: whidbey island Bank

taBle of COntents TRENDS: Debt Dip Spells Housing Gain

Pg. 4

FHA Covers Condos

Pg. 8

Q & A: Ask Our Broker

Pg. 10

Classifieds

Pg. 11

Pg.

8

To advertise in

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or other Skagit Publishing publications, Call 360.416.2180 or e-mail ads@skagitads.com View this publication online at www.goskagit.com/reweekly ©Skagit Publishing LLC 2013 | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin,

Mount Vernon - College Way and Urban Ave. Burlington - Burlington Blvd & E. George Hopper Rd. Anacortes - 2202 Commercial Ave. Sedro-Woolley - 339 Ferry Street

or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

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Territory NW

Go to our website for a quick and easy way to search all listings!

320 S Burlington Blvd • Burlington www.SkagitValleyRealEstate.com (360) 755-9494 • (800) 775-0153

OPEN HOUSE: Saturday, Jan 12th 1-3pm

Sedro-Woolley $299,000 Quality home located at the end of a private driveway. Over 1890 sq. ft. with 3 BR/2 BA. Large shop and a machine shed. Exceptional mountain views. Wonderful setting on 2.5 acres. MLS#419637 Call Elizabeth, 708-8800

W NE

Mount Vernon $134,900 Affordable 2 BR/1.75 BA. Almost 1200 sq. ft. New hardwood flooring and kitchen countertops. Large corner lot with mature landscaping. Additional storage. MLS#398732

Sedro-Woolley $239,900 Paradise found! Approximately 18 acres with fencing and room for the horses. Seasonal stream, incredible mountain views. Barn and a small outbuilding. Must see to appreciate!

MLS#406142 Call Mike, 540-1341

Jim Stransky 708-1681

January 11, 2013

G TIN LIS

Call Jim, 708-1681

Kirk Campbell 770-7470

W BO 4+

Mount Vernon $315,000 Immaculate 3 BR/2.5 BA home with lovely view of the foothills. 3 car garage. Roomy .3 acre lot with fruit trees and garden space. Gas fireplace. Over 2300 sq. ft. & unfinished bonus storage. MLS#422408

Mike Welling 540-1341

Ron Van Pelt 333-1045

Bow $384,950 Custom built 3 bdrm/2.5 bath, 2308 sq ft with great flowing floor plan. 36 x 32 shop covered.

Parking for 7 vehicles. MLS#435114 Call Ivana, 770-3550

Elizabeth Detillion 708-8800

CED EDU R CE PRI

Call Ron, 333-1045

W NE

Charlie & Jeannie Boon 708-9645

G TIN LIS

Burlington $139,950 3 BR home w/open floor plan. Hardwood floors, spacious kitchen and a gas fireplace. Partially finished addition. New deck, fully fenced spacious yard. Newer laminate roof. MLS#435467

S RE AC

Call Debbie, 708-8780

Steph Richardson 206-229-2668

W NE

Sedro-Woolley $139,500 Great starter home. 2 BR/1 BA. Large corner lot. All new flooring and paint. Remodeled kitchen. Close to all city amenities.

MLS#433883

Call Pete, 708-6500

RS FFE O G IN BR

E AG RE C A

2

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Wilma Louia Designated Broker/Owner 661-1631

RS

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G TIN LIS

Mount Vernon $145,000 MV rambler. 3 BR/1.75 BA. Fully fenced ¼ acre lot. 2 car attached garage. Room for RV parking. All appliances included. MLS#426818 Call Charlie, 708-1415, Jeannie, 708-9645

Property Management

Burlington $1,225,000 Vacant land in an ideal location. High traffic volume. Easy freeway access. Over 11 acres.

MLS#433908

Whether you own rentals or are looking for one, we can help! Give us a call 755-5555.

Call Wilma, 661-1631

Ivana Wood 770-3550

Real estate Weekly

Debbie Allen 708-8780

Pete McDougall 708-6500

Shannon Henderson Office Manager

Jennifer Absten Property Mgt. Division

Jodi Dynes Property Mgt. Division

Traci Erickson Property Manager 391-2969

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MOUNT VERNON SUPERSTORE | 2520 Cedardale Rd. | 360-336-6515 EVERETT SUPERSTORE | 3001 Hewitt Ave. | 425-258-2591 MARYSVILLE SUPERSTORE | 1315 State Ave. | 360-659-0822 LYNNWOOD SUPERSTORE | 16521 Hwy 99 | 425-742-2233 All stores Open Mon.-Fri. 9-5:30 • Sat.-Sun. 9-5 LIQUIDATION CENTER | 2808 Maple - Everett | 425-258-4557 SERVICE CENTER | 2808 Maple - Everett | 425-258-4557 Service & Liquidation Centers are closed on Sundays

Real Estate Weekly

January 11, 2013

3

Trends: Debt Dip Spells Housing Gain

As household debt declines, prospective homeowners have a better shot at obtaining the mortgage they want No wonder the housing market hasn’t made a really robust recovery: There’s a $11.38-trillion weight in the way.

Collectively, American households owed $11.38 trillion in student loan debt, credit card balances, auto loans, mortgages and equity loans in the second quarter of this year, according to the Federal Reserve Bank of New York’s Quarterly Report on Household Debt and Credit.

To be sure, that’s a big number, but it’s down $1.3 trillion since the peak of indebtedness in the third quarter of 2008.

“The fact that overall debt is trending downward is a good omen for the future,” says Scott Hoyt, senior director of consumer economics at Moody’s Analytics.

“If we don’t borrow today, we have more to spend tomorrow,” he explains.

Many, however, don’t borrow today because they simply can’t. Case in point: A Federal Reserve study released at the beginning of this year finds that 9 percent of 29- to 34-year-olds got a first-time mortgage from 2009 Although federal loans offer repayment plans that can ease the monththrough 2011, compared with 17 percent ten years earlier.

Students are graduating now with about a $25,000 average loan debt, ly payment, “it can be complicated for graduates, because many have notes Fred Amrein, a Wynnewood, Pa., fee-only financial planner who spe- several different loan types,” Amrein says.

Still, the fact that people haven’t taken on significant new debt, and cializes in education funding. the recession has prompted some to more diligently pay down existing debt has boosted the FICO credit score – the number mortgage lenders use to evaluate borrowers – of a sizable portion of consumers. “The Linda Eastman average FICO score has stayed constant at 690,” notes Anthony Sprauve, (360) 202-4075 FICO spokesperson. Some consumers’ scores have been badly damaged from foreclosure or other woes, but others have improved their scores, explaining why the average has remained constant.

Lenders offer better rates on mortgages to those with good scores, says Keith Gumbinger of the mortgage data firm, hsh.com. The lower the mortgage rate, the lower the monthly payment, he adds, and that’s a combination that makes home buying easier.

Skagit County’s Top Selling Office 21737 STERLING DR, SEDRO-WOOLLEY

$299,900

NEW PRICE! One-level living on 1 acre offering 4 bedrooms, den/office, spacious living room, large family room off the kitchen and a formal dining room.

Wood fireplace in the living room and free standing gas stove in the family room. Court yard with a hot tub, sports court, attached 2 car garage with 1/4 bath.

Large detached shop with loft and a 1900 sq. ft. multi-purpose outbuilding. Vacant lot to the West is available. MLS# 266058

WINDERMERE REAL ESTATE/SKAGIT VALLEY 1030 E. College Way, Mount Vernon • 360.424.4901 • 800.849.7939

4

January 11, 2013

is looking for 3 motivated brokers who want to make more money in 2013!

• Best Commission Splits • High Energy Office • High Visibility Location • Excellent Office Support • Excellent Internet Exposure • Free Virtual Tours • New Broker Training

Call or email us today!

(360) 848-8900 info@previewskagit.com www.previewskagit.com

Real Estate Weekly goskagit.com/reweekly

$679,500

$869,500

$1,300,000

$465,000

"We Believe in Community"

#1 in Skagit County

$359,950

$280,000

$89,000

$249,000

$265,000

$393,500

$168,900

$299,950

3 2 0 1 C o m m e rc i a l Av e n u e , A n a c o r t e s (360) 293-2161 3 0 0 E a s t C o l l e g e Wa y , M T Ve r n o n (360) 428-4111

Jones Atterberry 360-708-8935

Bob Baker 360-420-2905

Gail Ballow

Rich Ballow 360-941-0199

Rick Bennett 360-202-2630

John Breummer 360.770.4636

Bert Clay 360-202-5430

Sandi Davidson 360-770-6771

Ruth Dorsey 360-202-3361

Buzz Ely 360-202-4626

Linda Harvey 360-319-9027

Doug Hughes 360-540-0990

Heidi Hyback 425-210-5744

Stephanie Magerkurth 360.421.5033

Christine Mathes 360-770-4895

Drina McCorkle 360-661-4472

Janis McHarg 360-391-8439

Curt Oppel 360-202-0121

Karen Petersen 360-202-0643

Shalyce Pocock 360-421-4407

Lisa Strandberg 360-661-2710

Mel Strickland 206-948-4392

Kristine Stultz 360-708-9967

June Ventimiglia 206-941-5086

Allen Workman 360-770-4948

Leigh Zwicker 360-333-9975

goskagit.com/reweekly

Real Estate Weekly

January 11, 2013

5

R E AL E S TAT E

www.WindermereSkagit.com RESIDENTIAL 2610 E. SECTION ST., #106, MV

$28,000

Gated serene retirement community with lovely 2 bedrooms, 2 bath home. Spacious floor plan with carport & storage shed plus nice patio & private park-like back yard. Call Alice Hanson at 770-8791. #299022

7524 MAPLE ST., CNC

$28,500

Well maintained manufactured home on a large lot. 2 bedrooms, 1 bath. A great get-away & close to many outdoor activities & the North Cascade National Park. Call George Bellos at 708-9762. #201029

905 CARRIAGE CT., SDW

$39,950

Open, bright & well maintained home with nice floor plan. Kitchen with eating area. 3 bedrooms, 2 baths. A large deck & separate shed & located in a quiet secure 55+ park with clubhouse & RV parking. Country feel yet close to town. Call Alice Hanson at 770-8791. #375782

825 LAVENTURE RD., MV

$134,900

Super cute, affordable home in convenient location. 1320 sq.ft., 3 bedrooms, 1.5 bath on an oversized lot. Call Elizabeth Miller at 420-3607. #430024

944 PARK ST., LAC

$134,950

Adorable 2 story home with-in walking distance to downtown. 3 bedrooms, 2 full baths, hardwood floors & plenty of storage. Assigned 2 car parking, club house & beautifully landscaped common areas. Call Linda Eastman at 202-4075. #353981

604 N. LAVENTURE ST., MV

$139,950

Clean & tidy rambler on a nice corner lot within walking distance to different city amenities.

Spacious living room plus a big family room/ dining room. Good off street parking for several vehicles plus a small outbuilding. Ready for you to move right in. Call Robin Luif at 420-2026. #420069

22998 STATE ROUTE 9, MV

$149,000

Peaceful, private country setting for this nice manufactured home with 2 bedrooms & 2 baths. Large deck to enjoy the lovely views of Lake McMurray & the mountains. All on 1 acre with a pond. Call Alice Hanson at 770-8791. #400909

1419 DIGBY PL., #107, MV

VACANT LAND $160,000

Cute, clean 2 bedroom Maddox Creek condo in secure building with gated parking. Open kitchen & living area, tile flooring in kitchen & dining area. In-unit laundry. Why rent when you can own? Call Megan O’Bryan at 708-5817. #348813

16792 STATE ROUTE 536, MV

$184,900

Lovely remodeled 1 story home with 3 bedrooms, 2 baths, built-in cabinets, pine floors, ceiling fans & gas fireplace. Plus large deck, raised beds, garden shed & 2 car detached garage. All in the country with Mt. Baker view.

Call Alice Hanson at 770-8791. #372960

455 KLICKITAT, LAC

$192,500

3618 TUNDRA CT., MV

$249,999

Wonderful LaConner home featuring views over the marina, spacious rooms, open floor plan, two fireplaces, attached garage and great amenities abound. Call Sarah Minton at 770-3076. #29136416 2010 HiLine Home. 1940 sq.ft. with large master suite, 2 guest rooms. Open living area with vaulted ceiling, spacious cooks kitchen & SS appliances. Call Megan O’Bryan at 708-5817. #424110

2340 CROSBY DR., MV

#269,500

Super large custom home offering 4 bedrooms & 3 baths. Over 3700 sq.ft. of living space.

Beautiful western valley & sunset views. Call Elizabeth Miller at 420-3607. #424629

7119 TYLER PL, STANWOOD

$284,000

Beautiful 2121 sq.ft., 2 story home with 4 bedrooms & 2.5 baths. Maple cabinets, tile, large master bedroom with 5 piece bath. Nicely landscaped, fully fenced back yard. Call Lee Ann Dean at 421-3082 or Karine Anderson at 421-1189. #388597

21737 STERLING DR., SDW

$299,900

1-level home on 1 acre, 4 bedrooms, den, living & family rooms, formal dining, 2 fireplaces, 3 baths. Court yard with hot tub, tennis court, 2 car attached garage, detached shop & large outbuilding. Call Linda Eastman at 202-4075. #266058

901 JAMESON ST., SDW.

$319,950

Restored & updated historic 1903 Victorian home. Many original features. Beautiful new gourmet kitchen. 3 bedroom, 2 bath, 3142 SF. Large garage/shop, beautifully landscaped.

More photos & info at SkagitValleyHomes.com.

Call Bill & Jannette Krieger at 421-4446. #331718

537 LAKESIDE DR., SDW

$325,000

Classic waterfront home with dock. 3 bedrooms plus office, 1.75 baths. 46’ no bank shore on Reed Lake. Enjoy the lake or the Community Clubhouse & swimming pool. Call George Bellos at 708-9762. #354920

6792 F & S GRADE RD., SDW

$375,000

Car Collector’s Dream: garage space for 12 cars! Approx.2238 SF, 3 bedrooms, 1.75 baths.

Pond, 6+ acres, lower property w/approx.740’of Samish River frontage. Call Linda Eastman at 202-4075. #90077

19041 BEAVER MARSH RD., MV

$389,000

1893 farmhouse with many upgrades & improvements. Small orchard, hobby stable, fenced pasture & Skagit River waterfront.

House has newly remodeled baths, cork flooring, more. This nearly 2 acre property also includes a 750 SF guest house. Call Jim Glackin at 428-2828. #412718

15002 CHANNEL LN, LAC

$398,000

Waterfront home at a great price. 1-story home with wonderful floor plan with spacious rooms & spectacular water views. Large level lot, 2 car garage. Close to LaConner. Call Sarah Minton at 770-3076. #249568

17311 W. BIG LAKE BLVD., BIG LAKE

$529,900

WATERFRONT ESTATE with 1+ acre on Big Lake. Full view of the lake, 3 RV pads with hookups. 3 stall dressing building. 2 decks & 2 docks.

1400+ SF with 2 bedrooms & 2 baths. Call Linda Eastman at 202-4075. #112580

17422 W. BIG LAKE BLVD., MV

$689,900

Gorgeous Mt. Baker, Cultus Mountain & Lake views! 5+ acres with 2 homes on separate parcels! Great barn, heated shop & additional outbuildings. Call Elizabeth Miller at 420-3607. #374149

9690 SAMISH ISLAND RD, BOW $1,985,000 Custom 6550 SF, 4 bedroom beachfront home on Padilla Bay. Slab granite in kitchen with wrap-around bar, Viking appliances. Media, exercise & family/game rooms. 4 car garage with car lift. Covered patio & moorage buoy. Clam, crab & fish. Call Warren Bingham at 770-2421. #395055

0 WILLIAM WAY, MV

$49,900

Some of the last undeveloped building lots in this area of Mount Vernon. Nearby neighbors include multi-family, office, medical and dental.

Call Jim Glackin at 428-2828. #431726

NHN ERSHIG RD., BOW

$129,000

16457 DIKE RD., MV

$129,000

7657 SONGBIRD LN, CUSTER

$210,000

LOT 4, DEMING WAY, BOW

$230,000

LOT 1, DEMING WAY, BOW

$249,000

LOT 1 & 3, ERSHIG RD, BOW

$325,000

LOT 2, DEMING WAY, BOW

$395,000

Great setting & location for your dream home on this lovely 1 acre site in the Bow area. Level lot with soils analysis on file with wells in area that average 50-60 ft. Easy access to I-5 for commuters. Call Alice Hanson at 770-8791. #359539 Lovely level 3.29 acres of wonderful farmland.

Perfect for your new home site. Outstanding view of Mount Baker in a very quiet setting only minutes from town. Public water, power & a 1000 gallon septic on property. Call Alice Hanson at 770-8791. #322893

Enter on Songbird Lane to a wonderful 2.5 acre homesite in Hawthorne Meadows Country Estates. Mountain views, water meter & 3 bedroom septic installed. Call Warren Bingham at 770-2421. #392630 View Samish Bay, Padilla Bay, San Juan Islands, farmland & iridescent sunsets. 1+ acre view lot rare find in Bow-Edison area. Quick access to I-5 & Chuckanut Dr. Call Warren Bingham at 770-2421. #226523 View Samish Bay, Padilla Bay, San Juan Islands, farmland & iridescent sunsets. 1+ acre view lot rare find in Bow-Edison area. Quick access to I-5 & Chuckanut Dr. Drilled well. Call Warren Bingham at 770-2421. #28194089

Outstanding acreage with a 1 acre plateau to build your dream home with westerly views of Mt. Erie plus 14.21 acres. Perfect for pasture & animals.

Drilled well. Also included a 1 acre parcel for your shop. Call Alice Hanson at 770-8791. #359797 View Samish Bay, Padilla Bay, San Juan Islands, farmland & iridescent sunsets. 1+ acre view lot rare find in Bow-Edison area. Quick access to I-5 & Chuckanut Dr. Call Warren Bingham at 770-2421. #28194096

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939 Alice Hanson Bill Krieger Cindy Sullivan Donna Rowell

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360-770-8791 360-421-4446 360-941-9443 360-708-7984

January 11, 2013

Elizabeth Miller George Bellos Jamie Yantis Jannette Krieger

360-420-3607 360-708-9762 360-540-5264 360-708-0223

Jim Glackin Karen Beckner Karine Anderson Kim Kelley Lee Ann Dean

360-428-2828 360-840-9455 360-421-1189 360-202-5515 360-421-3082

Linda Eastman Margy Furst Megan O’Bryan Rita Ingman Robin Lee Luif

360-202-4075 206-755-8406 360-708-5817 360-708-8338 360-420-2026

Sarah Minton Sherry Johansen Tasha Zahlis Warren Bingham

360-770-3076 360-708-3636 360-391-5075 360-770-2421

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consulta Windermere Mortgage Services Serie

Real Estate Weekly goskagit.com/reweekly

Windermere Real Estate/Anacortes Properties

www.AnacortesRealEstate.com RESIDENTIAL 7663 BIRD DOG LN, CONC

$225,000

Birdsview area on 3+ country acres. Home in good shape. Approximately 60 X 100 indoor arena needs some work would be great for animals or hobby. View of mountains, close to trails.

Debbie Macy 360/391-2422 #233036

1801 37TH ST, ANA

$249,000

Move in ready rambler on oversized fully fenced lot. 4 bdrms, 1 1/2 br, remodeled kitchen, new windows, gas fireplace & a great floor plan, close to town and schools.

Gina Davis 360/708-7794 #388201

4716 CYPRESS DR, ANA

$249,950

Updated rambler in quiet area. Spacious fenced back yard. Lg mature trees create privacy. New ext paint, new hrdwd flooring. All appliances stay. Workshop located in the garage.

Cheryl Frazier 360/202-4798 #407318

749 TILLAMUK DR, LC

$259,000

Lovely home w/spacious deck & water view!

Open floor plan, vaulted ceiling, light & bright.

Remodeled kitchen. 2 car gar + boat/RV carport (11’ wide x 28’ deep x 11’ high).

Jackie Stone 360/661-2247 #414573

223 SKAGIT WY, LC

$269,000

Fabulous water views! Beautiful hm w/main level living, vaulted wood ceiling, many windows for light & view & Mstr w/jetted tub. Dwnstrs, family rm , 2 more bdrms & work shop.

Jackie Stone 360/661-2247 #387725

2609 CREEKSIDE LN, ANA

$314,500

Enjoy ease of living, just move in to this well maintained home, wide inviting entry, soaring ceiling, skylights, fireplace, & ample windows to Mt Baker & water view.

Jackie Stone 360/661-2247 #413666

1117 B AVE, ANA

5309 STERLING DR, ANA

VACANT LAND $410,000

1113 10TH ST, ANA

2002 29TH PL, ANA

$482,000

NW contemporary one level, 2,793 SF, 4BD Living room w/gas fp. Formal DR, Gourmet kitchen. Breakfast nook. Lg Mstr w/sitting area, corner gas fp.

Margi Houghton 360/202-0041 #422525

6917 HOLIDAY BLVD, ANA

$535,000

Beautiful new home, vaulted ceilings hrdwd floors.

Lg gourmet kitchen and stainless appliances. Two large decks for entertaining. Almost an acre lot.

Margi Houghton 360/202-0041 #352161

7141 GUEMES ISL RD, ANA

$598,000

14.35 acre property includes 1916 SF 4 BD and two 3/4 baths house, 4-stall barn w/pasture, strawbale studio/guest house, garage w/shop space, carport, chicken coop & fruit trees.

Margi Houghton 360/202-0041 #391782

4603 S SHORE RD, ANA

$639,000

2895 sq. ft., 3BR/2.5BA estate on 9.5 acres. Main lvl living. Lg kitchen w/island & breakfast nook w/deck access. Formal dining/family rm w/views.

Master w/walk-in closet & bath.

Margi Houghton 360/202-0041 #230532

17038 OBSTRUCTION DR, BURL

$379,000

Lg home on 1+ acre ridge overlking the valley.

Great deck to enjoy views. Well cared for, beautiful updated kitchen. 5 bdrms, 3 br plus lower level fam rm.

Debbie Macy 360/391-2422 #388087

NHN MADRONA DR, ANA

11923 SUNRISE PLATEAU DR, ANA

$650,000

2 story home w/daylight basement, mother in law apartment on 1.71 Acres, property features an additional 2 Bdrm home that can be used as a rental & a 40’x40’ shop.

Bill Robillard 360/770-4707 #434451

$688,888

Custom Home on a secluded 1.5 acre w/wonderful views. 2,800 Sqft, 3 bedrooms, 2 full baths & two 1/2 baths. Open design, garage w/shop space, fully landscaped.

Colleen Sargent 360/202-2155 #431768

2415 WASHINGTON CT, ANA

$725,000

Wonderful custom home in Sunset Cove w/ dynamic views. Hardwood floors that are truly wall to wall, gourmet kitchen w/dual sided fireplaces.

3219 Sqft, 3 bdrms & 3.5 baths.

Colleen Sargent 360/202-2155 #432537

12216 SALTY LN, ANA

$799,950

Private setting on 1.3+ acres for this custom waterfront home. Open floor, Hrdwd floors, expansive windows & vaulted ceiling. 2822 Sqft, 3 bdrms, 1.75 baths.

Colleen Sargent 360/202-2155 #431892

1620 28TH ST, ANA

$850,000

Attention Investors! Multifamily 3 unit townhomes all main lvl living; wood floors, stainless appliances; washer/dryer in each unit. Staggered design allows for views.

Colleen Craig 360/770-9638 #410824

2107 MINNESOTA AVE, ANA

14195 ROSARIO RD, ANA

$99,000

Wooded bluff setting, 2.06 acres, views of Fidalgo Bay &Mount Baker. Soil tests and 3 bedroom septic design complete. Water & gas available at street along w/electricity.

Troy Williams 360/708-4923 #28078292

$425,000

Old Town Charmers, Construction to start within months. 4 homes will be built on this superb building site. Homes will be aprox. 1900 sq ft w/ master on the main level & 2 car garage.

Gina Davis 360/708-7794 #415015

$325,000

Lg home w/daylight bsmnt, 9000 sq ft corner lot, shop space. 4 bdrms, 3 bths, lg kitchen, dining area, large LR w/picture windows & a view, fam rm, storage, 2 fp & so much more!

Gina Davis 360/708-7794 #412002

NHN WALL ST, ANA

NW style home, open floor plan, vaulted ceiling and views. Master, office, guest bdrm, utility rm, 2 full br on the main level. Lower level has a mother-in-law apt with separate entrance.

Margi Houghton 360/202-0041 #414628

$889,000

$149,000

Unstoppable views countered by privacy from a greenbelt that run along the backside of the property. With over a 1/3 acre of land, the building options are endless.

Colleen Craig 360/770-9638 #409221

12807 REINER RD, MONROE

$165,950

Beautiful building site w/views. 3-stall barn & outbuildings. All pastures fenced & gated. Well & septic site approved. Over $50,000 in improvements...it’s ready to go!

Sarah Jones 360/333-2783 #345900

180 SUQUAMISH WY, LC

$175,000

Waterfront level lot with a 42’ dock. Situated at end of waterway in a wind protected location.

Community yacht club, marina, golf, swimming pools, tennis courts, & 2 beaches.

Jackie Stone 360/661-2247 #54801

2316 ANTONE WY, ANA

$195,000

Welcome to Rock Ridge! Views of the legendary San Juans in a community of premier homes.

Capture the beauty of painters light on the water and relax in the refreshing ocean breezes.

Colleen Craig 360/770-9638 #217303

7822 S. BEACH LN, ANA

$234,000

This Beautiful one acre cleared lot has a spectacular views. Water hook up with the Channel View Community well. Utilities are at the street.

Beach access across the road.

Margi Houghton 360/202-0041 #347927

Blend of contemporary with traditional architecture brings warmth and clean lines. spectacular 180 degree views from almost every room of this one level, 2900 SF. 3BR/2.5BA home.

Margi Houghton 360/202-0041 #218740

12807 X REINER RD, MONROE

$239,000

8657 TURNERS BAY PL, ANACORTES $1,298,000

2714 17TH ST, ANA

Privacy is key for this waterfront home on 10 acres. Brazilian cherry floors, vaulted ceilings w/a wall of windows, double sided fireplace, master suite w/private deck & walk-in closets.

Margi Houghton 360/202-0041 #387092

Unsurpassed views from this stunning home site. The Highlands on Fidalgo Island is a neighborhood of exquisite custom view homes poised against the forestlands.

Colleen Craig 360/770-9638 #431460

9.2 AC with two buildable parcels, apprvd septic designs and well sites, power, 32x36 barn, paddock, outbuildings and fully fenced and gated pastures.

Sarah Jones 360/333-2783 #410062

$300,000

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291

ndermere Mortgage Services at (425) 268-7995

ant es LLC/Skagit Valley

goskagit.com/reweekly

Becky Strickland 360-770-0197 Bill Percich 360-298-4370 Bill Robillard 360-770-4707 Breta Malcom 360-391-0441 Caroline Baumann 360-202-7327

Cathy Huff Cheryl Frazier Colleen Craig Colleen Sargent

360-708-1408 360-202-4789 360-770-9638 360-202-2155

Cynthia Aanestad Debbie Macy Gina Davis Jack Dixon Jackie Stone

360-610-0120 360-391-2422 360-708-7794 360-941-5000 360-661-2247

Real Estate Weekly

Joan Handelman John Prosser Judy Moore Kathy Rogers

360-202-4800 360-202-3891 360-770-3515 360-941-4400

Linda Macy 360-708-8284 Margi Houghton 360-202-0041 Michael Woolworth360-941-5610 Nate Scott 360-708-2354 Paul Necco 360-770-5989

Paul Weisz 360-391-7281 Samantha Masaoka360-770-0929 Sarah Jones 360-333-2783 Troy Williams 360-708-4923

January 11, 2013

7

FHA Covers Condos New FHA financing rules could help boost multi-family housing market

H

ere’s some good news for first-time homeowners and condominium associations.

A revised Federal Housing Authority rule now allows FHA-insured mortgage loans for first-time buyers, if a condominium community meets certain guidelines. It also encourages and allows condo associations to get certified more easily so members can qualify for the low rates.

For new buyers, that means a better chance at a low mortgage rate.

Condominiums are often the gateway to homeownership, according to the Community Association Institute, a trade group that was actively advocating for the changes. Condo sales, like other segments in the housing sector, suffered a big blow because of the economic downturn, rising unemployment and strict lending practices.

“The revised standards will permit the sale of more homes, many of them vacant from foreclosures or people just walking away from their mortgages and their condominium assessments,” says Frank Rathbun, vice president of communications at CAI. “This shortfall has put a serious financial strain on countless condominium associations.”

Without this important financing, condo associations have difficulty attracting new buyers and members.

44209 DALLES RD., CONCRETE $178,900

11604 SCOTT ROAD, (SAMISH. IS.) BOW $435,000

20650 LAYETTE ROAD, BURLINGTON $218,900

EASY TO VIEW, CALL SANDI

$189,000

MLS#205974

• Water view • 2 bdrms, lg rec rm • Gated community • Private

SOLD

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OP SH •PARKLIKE SETTING, “SHY” 1 ACRE W/VIEWS & COMM. RIVER ACCESS •SPACIOUS 2072 SQ. FT. 2 STORY HOME W/LG. RIVER VIEW DECK •2 BD., 1.5 BA.,DEN, REC RM., BONUS RM., DET. SHOP/GARAGE

•QUIET DEAD END. RD., “DEEP” LOT, LG. SHOP/STORAGE BLDG., “PRISTINE”! •OUTSTANDING “NO BANK” WATERFRONT W/PERMITTED SEASONAL DOCK •LOVELY HARDWOOD FLRS., CEDAR WALLS/CEILINGS. “BONUS” RM. UP

•SECLUSION CLOSE IN, FARMLAND SURROUNDS, NO NEAR HOUSES! •RUSTIC 2 STORY FARMHOUSE W/4 BD., 2 BATH, 1 ACRE & PRIVACY •LG. DET. GAR/SHOP W/1 BD. “MOTHER IN LAW” APARTMENT

2610 E. SECTION ST. #17,(LITTLE MTN. EST.) MT. VERNON $34,500

2610 E. SECTION ST. #41, (LITTLE MTN. EST.) MT. VERNON $39,500 2725 E. FIR ST. #11, (PARK VILLAGE) MT. VERNON $32,500 + 55

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EASY TO VIEW, CALL SANDI

•TOP 5 RETIREMENT PARKS IN WA. STATE! PRIVATE”WEST SIDE” SETTING •2 BD., 2 BA., (JETTED TUB IN MASTER + LG. NEW W/I SHOWER IN MAIN) •ENJOY LG. CLUBHOUSE W/INDOOR POOL, R.V. PARKING, GATED!

•BACK OF PARK PRIVACY, NEW PRICE, MOTIVATED “BANK OWNED” SELLERS •ALL NEW INTERIOR (NEW PAINT, CARPET & VINYL) •2 BD., 2 BA. LG. OPEN KITCHEN/FAMILY RM., “TOP 5” RETIREMENT PARK!

•QUIET, AFFORDABLE RETIREMENT PARK LIVING AT IT’S BEST! •ONE OF THE NEWEST (1984) & NICEST, NO PANELLING, “DRYWALL” INT. •2 BD. (ALL LG. RMS.) 2 BA., HUGE KITCHEN, MUCH MORE!

January 11, 2013

MLS#389174

• Panoramic views • Over 1800 sf • Upgraded throughout • Walk to Hillcrest

$185,000

EASY TO VIEW, CALL SANDI

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$247,500

MLS#405080

HIL

MT

• PANORAMIC VIEWS OF CITY/RIVER/VALLEY/SUNSETS!!

•3 BD., 2 BA., GAS HT. & GAS FPL., VIEW PATIO W/KOI POND/WATERFALL! •OPEN PLAN W/HUGE LIVING/DINING RM.,FRENCH DOORS TO THE VIEW

MLS#384079 $429,000

!

EASY TO VIEW, CALL SANDI •QUALITY +++! HIGH (10 FT) CEILINGS, LG. VIEW WINDOWS •3 BD., 2.5 BA., DEN, 2678 S.F., + LG. SHOP/ BARN, 5 ACRES/PASTURE •OUTSTANDING MTN. VIEWS, “OFF RD” PRIVACY, 600 ‘ SET BACK!

$149,500

• Eaglemont home • Lg master suite • Parklike 1.30 acres • Large shop • Spacious 2 bdrm home • Huge deck • 3 bdrms, 3 bths • Office/den

K PAR EST LCR

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360.424.2100 • www.century21northhomes.com

WS

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EASY TO VIEW, CALL SANDI •COMM/BUSINESS ZONING, PRIME EXPOSURE, LIVE IN NOW, OFFICE LATER! •N/W CRAFTSMAN STYLE W/192 FT. DEEP LOT, PARKING SPACE PLUS!! •2 BD, 1.5 BA. +SHOP & REC ROOM, PLUS UNF. 2ND FLR

NE

North Homes Realty Inc.

Anita Kohl 961-7795

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1201 SOUTH 10TH, MT. VERNON $247,500

38182 STATE ROUTE #20, (BIRDSVIEW) CONCRETE $384,500

CO

ICE

684 S. BURLINGTON BLVD., BURLINGTON $264,500

NV

North Homes Realty Inc.

SANDI RILEY 770-8670

• 3 lot corner • turn of the century home • Fully fenced • Detached $399,000 MLS#340400 garage • 8 Res units • Long term tenants, $329,985 MLS#390046 • 1 Comm unit • Build to suit • Unbelieveable views • Priced to sell • Classy 1 story • Lots of details

$155,000

MLS#367507

• Zoned commercial • Over 2800 sf • 140’ Hwy frontage • In-home business Anita Kohl 961-7795 Arlene Vonachen 853-6429 Dawn Hardman 540-0058 Diane Weyer 424-2100 Duane Gish 770-9299 Dominic Pettruzzelli 333-5210

$259,900

MLS#435029

$91,950

MLS#417255

• Updated kitchen • Zoned Urban Res. • Original woodwork • New Listing • Private 5 acres • Quiet location • New listing • Build your home

NEW YEAR, NEW CAREER.

$229,900

MLS#404985

• Parklike 2.7 acres • 24x48 shop • 2 bedroom home • Close in location

George Herner 840-3743 Jackie Lindeman 770-9080 Jeff Dowrey 661-2161 Karl Morse 395-5405 Lisa Wondoloski 443-975-9426 Lorie Groth 425-422-7145

Margie Ernst 708-3198 Marlene Deasy 661-6720 Mike Newman 708-1419 Noli Goode 630-6527 Pam Fields 982-0360 Rick Kiesser 770-1195

CLASSES STARTING NOW! CALL SCOTT 360-540-2121 Sandi Hocking 708-1523 Sandi Riley 770-8670 Sharon Stokes 661-6164 Tamara Cooper 630-9127 Traci Cypher 708-9481 Veronica Lopez 420-0696

Real Estate Weekly goskagit.com/reweekly

Federal rules require FHA certification for the entire property for individual units to be eligible for financing. The certification process takes into account budgets, future capital improvement needs, delinquent association dues, number of renters versus owner occupants and other factors.

The revised rule will go a long way in attracting new buyers and helping sellers, Rathbun says.

STAT invested in the usa

Among the notable changes: • Increased investor-ownership limit:

92

An investor or entity can now own up to 50 percent of units in existing projects. Previously, a single investment entity could own only 10 percent.

• Increased percentage of non-residential commercial use: There’s a 25-percent limit on percentage of space used for commercial or non-residential purposes, but exceptions up to 35 percent or more can be requested in some mixed-used developments.

Percentage of investments in U.S. real estate by domestic buyers.

• One of the most significant changes: Condo associations where 15 percent of unit owners are 60 days behind on condo fees can now apply for certification. Previously, no more than 15 percent members could be 30 days late.

Brown McMillen Real Estate w w w. b r o w n m c m i l l e n . c o m

391-0938 391-5587 661-0145 661-0147

goskagit.com/reweekly

Jan Scally Jeff Ingman Galen Kindred Ron Wortham

AMERICAN DREAM REAL ESTATE SERVICES, INC.

235 W. Rio Vista Avenue, Burlington

GREAT NEIGHBORHOOD… Rambler ENjOY PANORAMIC VIEWS… of w/daylight bsmt, living/dining rm, Skagit Valley, surrounding mtns from lots of natural light. New carpets, gas this 2096 sq.ft. Craftsman home frpl & water view. 4 BR, 3 BA, Skyline w/pool on 2.68 acres. $379,000. area. $297,500. #422418 #392412 WATERFRONT WEEKEND GET- 5+ ACRES & 2 HOMES… 40.5’ x AWAY… or year round residence. 2 24.5’ garage/shop. Huge patio, sevBR home on Reed Lake at Glen Ha- eral outbuildings, and beautifully upven. $199,500. #393983 dated. $379,950. #393236 NEW PRICE… 5 acre parcel. Brl SPECTACULAR VIEWS… of Similk Schools, West of I-5, close to Mt. Ver- Bay and beyond. Over 1 acre, water, non & Bellingham. Power & driveway power in street, desirable location. in. $100,000. $29129150 $175,000. #280881 NEW PRICE… Country Club rambler PRIVATE 20 ACRES… secluded bldg on Fairway, updated kitchen, warm site, mostly level end of property. bright colors thru-out, hardwood $125,000. #297233 floors, gas fireplace, 2 furnaces & lots PRIVACY ABOUNDS… gorgeous more. $295,000. #313474 brand new 2185 sq.ft. rambler on SHY ACRE… permitted building lot full acre lot with panoramic valley & near Big Lake, great valley & moun- mtn views near Big Lake. $344,500. tain views, public water available. #122399 $149,500. #331392 ROUGH 20 ACRES… a few miles east FANTASTIC ACRE… plus pond of Sedro-Woolley. Borders state forest stocked with fish on 15.76 acres, land on 2 sides. #49,500. #330679 Pleasant Ridge. $224,500. #290061 Evening Phone Calls Welcome Terri Heyntsen Tim Reichert Shelah Inman Fritz Inman

360.757.6013 800.869.7084

Source: Real Capital Analytics Inc., June 2012 report

421-5160 202-2859 770-7083 661-1500

BEAUTIFUL NEW HOME! In quiet culde-sac. Gorgeous Timborana wood floors. Granite counters, tile accents, wide moldings & trim. $319,500. #261856 MT VERNON HILL…. turn-of-thecentury home, fireplace, built-in bookcases, separate dining rm, 4 BR, 1.5 BA, hardwood floors, needs some updating. $179,500. #428558 GIBRALTER BLDG LOT… unique lot in desirable area. Call for details. $57,500. #399106 PERFECT 10 ACRES… secluded, one mile from freeway in Bow Hill area w/year round stream & public water. $209,500. #310712 RARE 55+ CONDO… 2 BR, 2 BA rambler, lg 2 car garage in the Cedars.

Open floor plan design. RV parking in complex. $182,900. #430094 PLEASANT RIDGE… 27 acres w/380 feet of riverfront & historic 5 BR home used as a Bed & Breakfast Inn. $795,000. #372578

Mary Jo Reitsma 770-6013 Holly Hilts 661-5538 Tod LeHecka 333-1032

#432203 • $149,950

Great Location

Retirement Community #316627 • $19,950

Gorgeous Yokeko Dr home #416454 • $774,500

Charming 3 bedroom home. This located near the hospital and schools and just minutes from I-5 this affordable is ready for new owners. Terrific lot with a nice back yard. A little personal TLC will go a long way with this house don’t miss out!

This is a very outstanding home in one of Washington’s finest retirement communities. Large open floor plan features 3 bedrooms, 2 full baths (one in master bedroom) large living room family room and 1 car garage.

Own Your Own Beach #418538 • $1,324,400

Waterfront Beach Home #390410 • $579,900

Gourmet kitchen w/SS Viking appliances, slab granite & warming drawer. Two master bedrooms both w/ incredible water views. Master bath w/jet tub, steam shower & dry sauna. Multiple decks for entertaining..

Entire home has hardwood flooring. Extra space on lower level for guests, office or storage.

96ft of water front property. Open floor plan w/vaulted ceilings, hardwood flooring, hickory cabinets, granite kitchen & bath counter tops. Stainless appliances, 2 master BRs, 2 kitchens, fireplace in master BR, built-in vac, sec system, Travertine tile, washer & dryer avail both floors for mother-in-law unit. Theatre room.

Affordable home w/EXPANSIVE VIEWS on half acre. Walk the garden path & watch the sunrise on your private beach. 2 BR, 1 BA home has wood burning insert for cozy evenings, kitchen w/eating space & of course, gorgeous views! 2 Car garage & outbuilding with 2 compartments.

Call today.

Large Country Home #342989 • $549,500

Large country home w/guest quarters on two acres in Anacortes. Small barn for horses, wrap around covered porch, 20 ft ceilings. 6 BRs 2.75 BAs, game room & office. Open kitchen lots windows look out to forest.

Private dead end street last house on street. RV and Boat parking.

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Like American Dream Real Estate Mount Vernon

Real Estate Weekly

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

www.adrhomes.net

January 11, 2013

9

Help with Jumbo Loan

Q&A

You’re looking for a “jumbo” loan, which is larger than the loans Fannie Mae or Freddie Mac are allowed to purchase.

If you want a “non-conforming” or jumbo Question: loan, then you’ll have to pay more. As the How can people refinance if they have a California Association of Realtors explains, solid credit score and equity in their home, such loans “typically carry a higher mortgage but their loan is not owned by Fannie Mae interest rate than a conforming loan and or Freddie Mac? We have an interest rate require a higher down payment.” above 6 percent but cannot find a lender to As an example of higher costs, the FHA refinance our jumbo mortgage. We’ve tried is allowed to insure loans for as much as a few loan companies but they all say our debt ratio is too high – even though we have $729,750. However, as of June 11, it charges an additional 0.25 percent for the positive equity in our home. annual mortgage insurance premium if the mortgage amount is above $625,500.

Answer: The difficult question is where to draw Fannie Mae and Freddie Mac buy the loan limit line: How big is too big and “conforming” mortgages. Such loans must meet certain standards, and one of those too risky? Should the FHA even make larger requirements is that a loan cannot be too big. loans, given its historic purpose to assist

Ask Our Broker

By Peter G. Miller

first-time and moderateincome borrowers?

Mortgage loan limits are generally not an issue. In April, the typical existing home sold for $178,000, according to the National Association of Realtors. Fewer than 1 percent of all FHA mortgages have initial loan amounts above $500,000. However, in such locations as California, Boston and Washington, D.C. – places where there are many high-priced homes – conventional loan limits impact the ability to finance and refinance high-cost properties because fewer financing options are available.

VALLEY HOMES

(360) 424-7166

823 N. 4th St., Mount Vernon

Visit our website at

buyingvalleyhomes.com Call or email us today at

remaxvalley@comcast.net

Property Management Services / Rental Listings Available (360) 424-3198

Thank you Skagit County for voting us

Best Real Estate Agency for 2012 People’s Choice

Locally owned and operated

Specializing in buying and selling, short sale, foreclosure

We are one of the largest property management companies in the Skagit Valley. We have been managing properties for over 30 years.

10

January 11, 2013

Real Estate Weekly goskagit.com/reweekly

WOODLAND APTS

1, 2 & 3 Bdrm Apts 2 x 1 ½ Town homes Covered Parking Complete Appliance Pkgs Sport Courts / Playgrounds Pet Friendly Call Today! 360-856-4803 1ST MO. FREE! 1, 2 & 3 bdrm, MV, near college, onsite laundry, reserved parking. W/S/G pd. Qualify today!

Move in tomorrow! 428-3887 Cute downtown studios, on bus line. Great MV location $500-$550.

ASK ABOUT OUR MOVE IN SPECIAL! 360-941-6986 Fairhaven Manor 757-2149 Norris Place 757-3060 2 & 3 Bdrm Apts. W/S/G pd.

Great location, some restriction apply. Call or stop in today.

Move in special! 2 bdrm 1 ½ ba, Burl., W/D hookup, W/S/G pd., no pets. $777/mo. 360-757-2923

2 Bdrm, 1 Ba, fenced back yard, single car attached garage, W/S/G pd., $800 per month. 360-336-2484 MV 2 bdrm, 1 bath, garage, W/S/G pd. W/D hookups. No smoke/ pets. $760 + $800 deposit. Background ck. 360610-9860 9am-5pm lv. msg.

S.W. duplex, 2 Bdrm, 2 Ba, garage, gas heat, nice yard No smoke/pets, $900/mo.

360-708-0316; 360-856-4172 SW 1 bdrm, w/carport, clean & quiet. No smoke/pets. Util. incl. $690 + dep. 856-4334

2 bdrm, 1 ½ ba, MV. Avail. now. $850 + $300 dep. No smoke/pets.

Background check. 928-505-2730 2 bdrm, 2 ba, Marblemount. $750 + $200 dep. Background check. Avail. now.

928-505-2730

MV near college, new carpet MV, 211 No. 21st St., large 1 & paint. Furnished. TV & inBdrm, 1 Ba, patio, carport, ternet, $500/mo. $100/dep. $650/mo., $400/dep. 360- 360-424-6974 424-6974 Upstairs, 2 Bdrm, 1 Ba apt. in Burlington, W/S/G pd., NO PETS! $700/mo., $700/dep.

755-0375 8AM-4PM 1998 doublewide, 3 Bdrm, 2 Ba, furnished, like new & clean, senior park, Mount Vernon, cash or terms, $25,950.

Call 206-9201 - 4 Bdrm Rentals.

1523.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com ANAC. 3 BDRM, 1.5 BA No smoking, $1100 mo. Refs req'd. 360-293-7940 MV/Big Lake, lakefront with dock, 3 Bdrm, 2 Ba, $1250, 1 year lease. 360-679-3355 Newer 3 Bdrm, 2 Ba, on private street, garage, applcs., close to shopping & park, $1400/mo. 360-661-6674

RENTALS

Houses & Apartments.

See our listings at www.skagitrentals.com Remax Property Mgmt.

823 N. 4th, Mount Vernon 360-424-3198 Shelter Bay home, 2 bdrm, 1 ba, open floor plan, electric heat with woodstove, detached garage. $950/mo. $800/dep. Bob 360-941-8300 Studio cottage, S.W., W/S/G pd., $600 + $600 dep. No pets. Avail. 1/1. 421-2416

OPEN HOUSE JANUARY 19-20 1-3PM both days! Nice ocean view and a great convenient Old Town Anacortes location. 3+ bedrooms, attached garage, a great price for all this! $239,000 1519 6th Street, Anacortes Jacki Mayo 608-558-6778 JackiMayo@CBBain.com COLDWELL BANKER BAIN

REAL ESTATE WEEKLY goskagit.com/reweekly

goskagit.com/reweekly

101 CEDARWOOD PLACE, MOUNT VERNON $234,500 OPEN HOUSE ON SATURDAY, JAN. 12TH FROM 11:00-1:00

$659,000 Great location on the hill.

Open floor plan, large kitchen with island, gas stove. Great room with cozy fireplace, vaulted ceilings, new carpeting through-out, new vinyl floor in master suite. Beautiful large park-like lot with room for a large RV or boat behind a gated access. 2 car attached garage. MLS# 430812. Call Linda Eastman, (360)202-4075. WRE/ Skagit Valley

356 Sunset View Way Camano Isl. $369,000

One of a kind view! Amazing 10 ac setting. NW traditional 4 bdrm, 2 ½ ba home sits perched overlooking Skagit Valley & Camano, Whidbey & San Juan Islands. 3,052 sf. Beautiful open kitchen w/granite counters, walk-in pantry & maple cabinets. Master suite w/5 pc ba, walk-in closet. Soaring ceilings w/lrg windows, frplc w/marble, more! 24x24 shop & fenced pastures.

Denise McDonald 360-631-0347 Ray D. Mueller 360-929-1585 One Sunset, Camano Islands newest waterfront gated community. Beautiful westside waterfront acreage with approx. 225ft of bluff frontage. Property is nestled in a park-like setting with outstanding views over Saratoga Passage, Olympic Mts., & boat traffic. Majestic sunsets! Storybook setting to build your dream home. All underground util., paved roads, electronic gated entry & community water system.

Easy trail to private beach.

Denise McDonald 360-631-0347 Ray D. Mueller 360-929-1585

21737 STERLING DRIVE, SEDRO WOOLLEY

$299,900

NEW PRICE! One level living on 1 acre offering 4 bedrooms, den/office, spacious living room, large family room off the kitchen and a formal dining room.

Wood fireplace in the living room and free standing gas stove in the family room.

Court yard with a hot tub, sports court, attached 2 car garage with 1/4 bath. Large detached shop with loft and a 1900 sq. ft. multipurpose outbuilding. Vacant lot to the West is avail.

MLS# 266058 Call Linda Eastman, (360)202-4075 WRE/Skagit Valley

RENT-TO-OWN this BRAND NEW certified built green 3 bedrooms 2 bath home in Sedro-Woolley.

Enjoy lower utility bills and a small easily maintained landscape. Some of the many green built features include easy to clean ceramic tile and cork flooring, low flow dual flush toilets and a high efficiency natural gas furnace. For more information visit our website at skagitsolutions.com

RANCH RAMBLER 27930 Hoehn Road, Sedro-Woolley 32 LEVEL ACRES $359,000

COURTYARD GARDENS CONDOMINIUM 55+ 323A North LaVenture Mount Vernon, WA Only one person lived in since built in 1998! Ready to move in! Living room with cozy gas frplc with adequate dining room area. Bdrm with walk-in closet, plus second small bdrm/office. Lrg bathroom with shower & separate bathtub. Private gated courtyard with small raised garden spot. Small covered patio.

Single garage with automatic opener. Clubhouse to entertain your family and friends.

All appliance's included. Easy maintenance 904.00 sq ft.

Only! $112,500 Terry Minor 360-428-5040

Real Estate Weekly

New price for custom built 3 bdrm, 2 ½ ba w/family room off kitchen, dining room overlooks private backyard, fresh interior paint, oversized 2 car garage, circular drive.

Acreage suitable for farming or livestock, some marketable timber. Possible lease option to buy. Seller pays $2000 buyer costs.

MLS 202725 425-985-9643 Terry Smiley Champions Real Estate

14 APARTMENT UNITS $129,000 11 units + Triplex on two separate tax parcels. Major fixer/project. Vacant. Possible rents $7,500/mo. Owner of 14 units originally owned the parcel of land to south also. This is an important parcel as the drain field for the entire 14 units is located on the neighbors property. The neighbor is willing to sell the neighboring 2 acres w/mobile home (currently renting at $600/ mo.) shops and DRAIN FIELD for an additional $150,000 w/20% down.

RE/MAX W.C. Keith Cook 360-739-5600 www.BuyerMax.com

January 11, 2013 - 11

January 11, 2013

11

IZEE! M O M ST HO U S C HI T

MEET THE TEAM!

23682 PACIFIC HWY, MOUNT VERNON $499,000

Mechanics Dream! Features a 36x70 Shop; designed and built by retired auto body shop owner, includes a bathroom with shower and a washer/ dryer! Has covered RV parking with power and dump station. Unique, custom built 1568 sq. ft. home with bonus 1260 sq. ft. unfinished basement/ garage. Large deck looks out over 3.17 acres offering beautiful sunset views! Danya Wolf MLS#426584 360-708-8294

1520 MEADOWLARK LN, MOUNT VERNON

$349,000 XXX IDA DR, SEDRO-WOOLLEY

Jessie Cavazos……360-770-5623 Hablo Espanol Suzanne Jenkins…360-941-2983 Brett Tacker…… 360-840-7931 Sandy Everett……360-202-3706 JoAnn Boudreau…360-391-0746 Richard Dickman…360-420-3155 Jewell Gibbs…… 360-540-2257 Linda Dietrick……360-840-6771 Donna Kurras……360-770-7596 Chris Miller………360-333-1868 Russ Lanker………360-708-1117 Danya Wolf………360-708-8294 Designated Broker

WHO WE ARE…

Skagit Tradition Realty, a family owned and operated real estate firm, has been serving the Skagit, Whatcom and Snohomish counties for more than 70 years. We are a full service real estate office highly proficient in a variety of fields, which include residential, commercial, property management, international transactions, first time home buyers and other real estate investments.

$99,000 10975 ROF LANE, SEDRO-WOOLLEY

BEAUTIFUL LOT - READY TO BUILD!

$125,000 28260 LAKE CAVANAUGH RD, MOUNT VERNON $1,500/MO. !

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4500 SQ. FT. CUSTOM HOME. Beautiful, spacious, striking custom design by Ladies Home Journal architectural editor.

Many, many custom built ins; with each room a generous size. Three bedrooms, yet two family rooms, a den; each which could provide additional bedrooms. Two natural gas log fireplaces. Lots of light! One steps out onto expansive decking with beautiful views of the estate. SUBJECT TO BOUNDARY LINE ADJUSTMENT. 2+ additional Danya Wolf acres available. MLS#347359 360-708-8294

This is it! Last Available building lot (#25) in a desired area.

Great 20’x40’ shop on site. Level lot is just shy of an acre with beautiful, mature trees. Community water system.

MLS#419801

Value in the land! Check this one out! Beautiful, treed shy acre offers gorgeous view over Skagit River with private well, septic and power; includes a livable, vintage 1959 (47x10) Manufactured Home. MLS#430074

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Danya Wolf 360-708-8294

L AL !

G S IN R LL ILDE A C BU

This huge, modern, remodeled triple-wide is located on a private .89 acre cleared lot, backed by trees. New floor coverings & paint are found throughout. The ground area around the home has been freshly graveled & a new deck & porch will be finished soon. The 25’x17” living room complements the 4 spacious BR & 2 full BA. The kitchen boasts newer appliances, tiled counter tops, an eating area & skylight. Bonus Rm off kitchen. $45 app fee per Sandy Everett adult applicant 18 & over. MLS#411048 360-202-3706

XXX 18TH ST, MOUNT VERNON STARTING AT $40,000

Fantastic Opportunity! New recorded plat of 30 lots on South 18th Street (just north of Jefferson Elementary School). Two duplex lots in plat available at only $75,000 each! Limited purchase of 1 to 3 lots per buyer, at this time! Older, established home also available for purchase.

FOR BUYERS & SELLERS! WHO QUALIFIES AS A HERO?

Our initial heroes have been firefighters & public safety officers.

However, there are many Heroes in our communities: health care professionals, military personnel, educators &, educational support staff, youth workers, pastors & more. Tell us about what you do for your community. When you are buying or selling a home, let us say “Thank You” for all you do! Call us for details!

www.HOMESFORHEROES.com Danya Wolf 360-708-8294

Donna Kurras 360-770-7596

Carol Harris Primelending Direct: 360.588.5431 Cell: 425.478.1638

360.424.0300 or 800.697.4118

Jones Atterberry’s 360-708-8935

502 SHADY LANE, MOUNT VERNON TY! UNI

55+

Danya Wolf 360-708-8294

$189,950 1215 MADISON PARK DR, MOUNT VERNON $1,200/MO.

MM CO

Nice home in Stonebridge 55+ community. Quiet, dead-end with gated access to walking trail. Home features vaulted ceilings, a gas fireplace and sliding door to covered patio. kitchen has walk-in pantry; master has spacious walk-in closet. Utility room has nice cabinets and large sink. Generous sized double garage features cabinet storage and tool bench. Quiet location; yet comfortable Danya Wolf distance to club house. MLS#421739 360-708-8294

Great 3 bedroom, 1.75 baths plus a bonus room all in this 1 level home across the street from community open area. Great yard and great neighborhood. Home has newer appliances, fresh paint throughout, refinished floors and a wonderful heated shop. Close to I-5, the college and shopping. MLS#400567

Sandy Everett 360-202-3706

3780 E. College Way, Mount Vernon

www.skagittraditionrealty.com