Real Estate Weekly | April 18, 2014

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

MORTGAGES P. 4

Q & A: ASK OUR BROKER P. 8

HOW LOW CAN YOUR NUMBERS GO? FEATURE HOME:

P. 9 SEE PAGE 5 FOR MORE

7116 ERNA LANE, SEDRO WOOLLEY Debbie Allen, ReMax Territory NW

RealEstate weekly

A supplement to the Skagit Valley Herald and the Anacortes American

$339,950 (360)708-8780

CLASSIFIEDS P. 10-11

ARPIL 18  24, 2014

Re-Weekly content sponsored by: Whidbey Island Bank

You Find It, We Fund It.

Mortgages

P.4

Q & A: Ask Our Broker

P. 8

How Low Can Your Numbers Go?

P. 9

Classifieds

P. 10-11

MEMBER FDIC

Mount Vernon (360) 757-5073 Sedro-Woolley (360) 757-5073

http://homeloans.wibank.com

SKAGIT PUBLISHING

W NE

Mount Vernon

$154,900

Ideal location in an area with upscale executive homes. Non-obstructed views towards Olympic Mountains, Skagit Bay, and farmlands. .508 acre.

Ready for building permit with all utilities paid for and installed at building site. MLS #435886

G TIN LIS

$159,000

Cabin on 5.84 acres w/ 250’ of river front. Approx.

1200 sq. ft., 1 BD, 1 BA. Bedroom in loft area.

Heated w/ FS wood stove & elec. baseboard. 2 bay covered parking; full RV hook-up. Mtn. views, room for gardening, outbuildings. MLS # 616424

W NE

Mount Vernon

$209,950

3 bdrm, 2 bath rambler. Vaulted ceilings, pantry.

Bay window – fully fenced yd. Trex Deck & patio.

Super convenient location. MLS # 603066

Call Debbie, 708-8780

Wilma Louia Designated Broker/Owner 661-1631

2

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

G TIN LIS

D CE DU RE

Sedro Woolley

$179,950

Bright and airy updated rambler. 3 BD, 1 BA. Hardwood floors thru-out. Brick fireplace. Freshly painted in lovely tones. Kitchen features granite counters and ceramic tile floor. Spacious landscaped yard w/ fire pit. MLS #616765

Call Ivana, 770-3550

W NE

$245,000

Shy 1800 sq. ft. home. On 5 acres – very tranquil.

3 BD, 2 Bath, family rm. Lg. garage/shop. New roof, newer tile shower. Lg. deck to enjoy peaceful living. MLS#620226 Call Charlie, 708-1415 or Jeannie, 708-9645

W NE

Elizabeth Detillion 708-8800

Ivana Wood 770-3550

Mike Welling 540-1341

RE-Weekly.com

$385,000

Great opportunity and great location! 2.72 acres of fully fenced pasture. 4 outbuildings, main shop feat. overhead elec. 1 ton sliding hoist. Zoned light industrial. 3 BD, 1 ¾ BA, 1566 sq. ft. home.

New paint and flooring. Deck w/ hot tub. MLS #615834 Call Jim, 708-1681

Debbie Allen 708-8780

Corinne Cartwright 202-2397

$189,900

Home on large corner lot. 4 BD, 1.75 BA. 1892 sq. ft. Country kitchen. Original wood floors.

Detached 1 car garage. MLS #584344 Call Debbie, 708-8780

G TIN LIS

Anacortes Sedro Woolley

Mount Vernon

Call Ron, 333-1045

G TIN LIS

$239,000

Affordable country living! 3 BD, 2 BA, home on 6+ acres. Several outbuildings incl. 72X36 shop.

Vaulted ceilings, propane stove. Skylights and vinyl windows. Fenced pasture + wooded area.

MLS #619559

Call Debbie, 708-8780

$175,000

Well maintained duplex in nice area. 2 Bedroom 1 bath units. Newer roof and gas furnace. Great Price - $175,000. MLS #619628

W NE

Sedro Woolley

W NE

Sedro Woolley

Call Charlie, 708-1415 or Jeannie, 708-9645

G TIN LIS

publication.

Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission.

Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

www.SkagitValleyRealEstate.com

EX PL DU

Sedro-Woolley

Call Wilma, 661-1631

all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy.

Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

Go to our website for a quick and easy way to search all listings!

320 S Burlington Blvd • Burlington (360) 755-9494 • (800) 775-0153

T LO

To advertise in RE-Weekly or other Skagit Publishing publications, Call: 360.416.2180 or Email: ads@skagitads.com ©2014 by Skagit Publishing LLC | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

Territory NW

W VIE

9

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Our home loans fit just about every need and they come with extremely competitive rates.

For more information, stop by any Whidbey Island Bank Office. Or just give us a call.

Anacortes (360) 299-4810 Burlington (360) 757-5086

PAGE

TABLE OF CONTENTS

G TIN LIS

Mount Vernon

$625,000

This is lake living! 60 ft. on lake front. Large 3 BD house. In floor heating thru-out. Central vac., security sys., surround sound and more. RV hook up, 3 bay garage w/ 11 ft. doors. Many upgrades!

MLS #617356 Call Corinne, 202-2397

Maggie deSouza 610-8413

Steph Vervaart Property Mgmt Assistant

Traci Erickson Property Manager 391-2969

April 18, 2014

Your Next Home.

Our Team of Experts.

Let’s make it work.

Meet our Skagit County Home Loan Team www.peoplesbank-wa/homeloans

NMLS# 493147

NMLS# 487364

NMLS# 526854

NMLS# 487362

Brown McMillen Real Estate

360.757.6013 800.869.7084

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

Ron Wortham Tod LeHecka Terri Heyntsen

661-1500 333-1032 391-0938

Galen Kindred 770-7083 Tim Reichert 391-5587 Mary Jo Reitsma 770-6013

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THANK YOU FOR VOTING US

PEOPLES CHOICE

BEST REAL ESTATE OFFICE

Jan Scally Shelah Inman Fritz Inman

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IN

G P E OP L E

’S

ICE 2013

April 18, 2014

661-5538 333-7783 202-2859

GORGEOUS RAMBLER..on full acre lot overlooking Nookachamps Valley near Big Lake. Extensive hardwood floors, huge kitchen w/granite tops. $379,500. #531212 56 WOODED ACRES..with paved road frontage. High land across from Skagit River with beautiful views. $129,500. #601056 2 ACRE LOTS. 2 parcels ready for your new home. Nice territorial views & municipal water available. $110,000 each. #261525 BORDERS STATE FOREST..20 acre property w/westerly views, about 10 acres of pasture near Alger. Has well, electric & building permit. $237,500. #5994496

HO

Holly Hilts Jodi Dynes Jeff Ingman

THE LIVING IS EASY..lovely 1400sf, 2 BR condo! Spa- GREAT STARTER..solid 3 BR, 1 BA rambler, updated cious living/dining areas, westerly view, wonderful kitch- kitchen & bath with maple cabinets, tile floors. Lg fenced backyard, convenient to town. $157,900. #618825 en, den/office & 2 car garage. $185,000. #594039 SAMISH ISLAND..one level, 3 BR, 1.75 BA, over 2700sf, MONEY MAKER..car wash located near Western WA natural light, kitchen w/oak cabinets, breakfast room surUniversity. Profits have steadily increased and priced rounded by windows. Private backyard. $335,000. #459127 at 8% CAP of actual 2013 net income. $1,560,000. #601986 GREAT BUILDING SITE..17 acres in very private setting near Mount Vernon. Already has issued building permit. $239,500. #594939 WATERFRONT HOME..stunning architectural home on South facing low bank in Anacortes. Wonderful setting, just $799,000. #588545 CLASSIC HOME..lots of style, 2900sf, 4 BR, den, office, living/dining rms, huge kitchen w/eating area, adjoining bonus room w/f/place. 3 car garage & more. $395,000.

GORGEOUS..3 BR, 2.5 BA rambler on an acre with a view #596212 to the west of mountain & bay. Beautiful Lyptus wood floors & cabinets, separate office $455,000. #588583

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MT VERNON RAMBLER..offering open floor plan, gas fireplace, covered deck, attached 2 car garage. Kitchen incl all appliances, on a cul-de-sac. $178,900. #604140 NEW PRICE..5 acre parcel. Brl schools, west of I-5, close to Mt. Vernon & Bellingham. Power & driveway in. $100,000. #29129150 PARK-LIKE SETTING..beautiful 3 BR, 2872sf rambler on private 1.5 acres. Huge family room, lovely & spacious living/dining room, 2 car garage, circular driveway. $325,000. #576444 GORGEOUS CUSTOM CRAFTSMAN home just completed on an acre on Bow Hill. Over 2500sf, 3 BR, 2.5 BA, lots of built-ins, beech cabinets + 3 car garage. $485,000. #409469 TIME TO BUILD..great opportunity to build your dream home on this 5 acre parcel. Wonderful panoramic views. $260,000. #379837 SUPER BLDG SITE..located at end of 19th in Mt. Vernon.

28,500sf lot w/utilities available. $149,500. #557334

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AVP/Senior Real Estate Loan Officer, Mount Vernon (360) 848-7304

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Real Estate Loan Officer Mount Vernon (360) 848-7307

AG I T PU

VP/Senior Real Estate Loan Officer, Mount Vernon (360) 848-7302

SK

Carolyn Lloyd-Whitney

Real Estate Loan Officer Anacortes (425) 385-2505

Holly Peterson

Jennifer Thompson

Brett Lloyd

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IN N ER

421-5160 661-0145 661-0147

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Mortgages

New FHA Rules for Rebound Homebuyers A negative credit event no longer means you’re ineligible for a mortgage. Some borrowers can be eligible again in just 12 months.

M

ortgage lenders are students of history.

They’ve learned that when people haven’t paid their bills, it’s likely that practice will continue.

The past is prologue – except when there are extenuating circumstances. The federal government doesn’t want people who’ve missed bills through no fault of their own to be kept from buying a home.

Enter the FHA’s “Back to Work” progam, which has begun to allow people with serious dents in their credit history – a foreclosure, bankruptcy, short sale, or deed-in-lieu of foreclosure – to be approved for a new government-backed mortgage just 12 months after the negative event.

“Normally it takes three to five years [after one of the above] to be eligible” for a new FHA mortgage, notes Heather Shanahan, director of program development at Springboard, a housing and credit counseling nonprofit. But, if you can show that your household income decreased by 20 percent or more because of a loss of a job, or because you own a business that

4

suffered, or you’ve had your hours cut, you may qualify for a FHA mortgage, says Shanahan, provided you’ve paid bills regularly for at least 12 months after one of these credit stains.

“I haven’t heard of a lot of borrowers using this program,” observes Don Frommeyer, president of The Association of Mortgage Professionals. “The financial crisis began several years ago. For many, it’s been years ago when they were laid off.”

But it can take a couple of years of missed payments before a foreclosure actually occurs, counters Shanahan, who says Springboard has seen “a steady stream” of people taking the first step – an hour long phone credit counseling session – from a HUD-approved counseling agency [visit hud.gov for a list of agencies].

Lenders also want to see proof of timely rent payments, Shanahan says. For example, if after the loss of a home people lived with friends or family, it will be difficult to be approved, she explains.

RE-Weekly.com

April 18, 2014

SMARTER. BOLDER. FASTER.

North Homes Realty Inc. 360.424.2100 • www.century21northhomes.com

$144,950

MLS# 616104

• 4 bedrooms • Great rental unit, • Close to all amenities • Possible small business area

$197,000

FEATURE HOME FROM COVER: 7116 ERNA LANE, SEDRO WOOLLEY RE/MAX Territory NW 320 S. Burlington Blvd.

Burlington, WA 360.755.9494 www.SkagitValleyRealEstate.com

$289,000 MLS#618060 MLS#615809 • 4 bdrm, 2 bth • Possible duplex

• Immaculate • Fully fenced back • Open floor plan • 3 bdrm 2bth

$339,950

or MIL• New appliances • Great location

$748,900

MLS#589581

Custom Built 3 Bedroom, 2.5 Bath, Gorgeous home in perfect setting, offering privacy of 5 acres, yet convenience of being near town. Rare to find this in a gated community for extra security. Home is just like new with refinished oak flooring, granite tops, soaring vaulted ceilings and huge windows for warm southern exposure. Master suite w/ walk-in closet, private bath w/ enormous soaking tub.

Enjoy pristine relaxing evenings by the year-round, no flood, awesome babbling creek.

MLS# 615156

• Lk Whatcom • Waterfront • 2 huge shops • In-law apt.

SOLD

$179,000

$168,900

MLS#615217

•Unlimited 180 degree view • 2 bd, 2 bth condo • Gas fireplace • Granite throughout

$360,000

$45,000

MLS#619037

$265,900

MLS#574294

$86,500

MLS#619492 $149,500

MLS# 542689

• 4.22 acres • Out of flood zone • 1 acre cleared • Mostly level property

MLS#617915

•Dairy farm • 6.5 acres • 2147 sq ft, 4 bdrms • Many barns

• Charming 20’s home • 4.5 acres • 3+ bdrms • Conway schools

• 55+ park beauty • Huge 2 car garage • Dead end street • 3 BR 1 BA • Nice Lg kitchen • Garage, fenced yd • A/C, Laminte flooring • Back of park Anita Kohl 961-7795 Arlene Vonachen 853-6429 Connie Moulaison 770-1341 Dawn Hardman 540-0058 Duane Gish 770-9299 George Herner 840-3743

Jackie Lindeman 770-9080 Karl Morse 395-5405 Larry Lundeen 982-0447 Margie Ernst 708-3198 Marlene Deasy 661-6720

• Open floor plan • 2 car garage • Fully fenced backyard • Well kept home

Be your own boss!

Set your own hours!

Call today to find out how!

542-2121

Mel Strickland 206-948-4392 Mike Newman 708-1419 Rick Kiesser 770-1195 Samantha Johnson 661-3813 Sandi Hocking 708-1523

Sandi Riley 770-8670 Sharon Stokes 661-6164 Tamara Cooper 630-9127 Traci Cypher 708-9481 Veronica Lopez 420-0696

NORTH PUGET SOUND ASSOCIATION of REALTORS® 525 East College Way, Suite J

Mount Vernon, WA 98273

Tel. (360) 416-4902

Large Country Home #573210 • $499,000

On March 13, 2014, Congress amended the 2012 Biggert-Waters law with the “Homeowner Flood Insurance Affordability Act,” HR 3370. President Obama signed the bill into law on March 21, 2014.

   

AMERICAN DREAM REAL ESTATE SERVICES, INC.

www.npsar.com

Homeowner Flood Insurance Affordability Act of 2014 

Repeals FEMA’s authority to raise flood insurance rates at the time of property sale.

Returns to allowing buyers to assume the seller’s current rates so the rate stays/transfers with the property, not the owner.

Restores grandfathering so properties built and maintained to code in one flood zone are not rated in a higher cost zone, simply because FEMA corrects the mis-rating on a later flood map.

Caps premium increases at 18% annually for new properties or 25% for the older ones.

Refunds premiums paid by property owners in excess of rates under these amendments.

Read more: www.realtor.org/topics/national-flood-insurance-program-nfip/legislative-analysis

Wonderful Large Country home with guest quarters on two Acres in Anacortes. Small barn for horses, wrap around covered porch, 20 ft ceilings. 6 bedrooms 2.75 baths, game room and office. Open kitchen lots windows look out to forest.

12 Acre Hobby Farm #600659 • $675,000

Its a U Cut Christmas Tree farm. 1975 sqft 3 BR 2 BA. Heated 3200 sqft shop w/BA & office. 800sqft machine shed and multi stall animal shed.area.

Property has PUD water & private well. Fenced w/gated entry just west of downtown Mt. Vernon.

Ready to move in, over 11000 trees included in w/sale.

#620117 • $114,900

Very Nice Condo

Appealing 3 Bedroom #594257 • $255,000

Very Nice ground level Condo in a terrific building right across the street from Skagit Valley College!

Large rooms including open kitchen with living and dining areas as well as wood fireplace and nice patio. 2 full baths including bath off master. Huge pantry/utility room and extra storage in building.

3 BR, 2 BA home in a desirable neighborhood. On cul-de-sac, trees & bubbling stream, gives you a feeling of privacy. Sizable lot w/a patio & rm for RV. Roomy kitchen & great rm that has a cozy fireplace & vaulted pine ceiling. Skylights & a great bay window gives this home lovely light!.

#28169648 • $375,000

#564415 • $199,999

In Mount Vernon’s Most Gorgeous Neighborhood!!

Lot 11 on Quail Drive boasts over 2 acres looking directly west over the picturesque farmlands all the way to the San Juans and Beyond. Spectacular Sunsets await your dream home on this fully cleared ready to build once in a lifetime property.

Large park like lot. Spacious 2 BR. 1 BA features low maintenance, freestanding gas stove & baseboard heating, dishwasher, refrigerator & range. Separated by carport.. Extra exterior storage for each & shared coin-op laundry. Great location right in town w/easy access to HWY 20 & 9. Units are well maintained.

The Finest Lot Left

Very Nice Duplex

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Mission Statement: The North Puget Sound Association of Realtors advocates for Realtors and their clients, provides services to help members prosper, and promotes the protection of property rights.

April 18, 2014

Debbie Allen 360.708.8780

RE-Weekly.com

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

Like American Dream Real Estate Mount Vernon

www.adrhomes.net

5

www.WindermereSkagit.com RESIDENTIAL 49447 SKAGIT RIDGE RD, CNC

$284,900

Serene river front home with an abundance of cozy awaits! Over 1300 SF plus guest tree house.

Beautiful mountain & Skagit River views. Call Elizabeth Miller at 420-3607. #610311

W NE

3803 RIDGE COURT, MV

2401 W. PARKWAY DR. MV

$195,000

Well maintained & affordable rambler with 1709 SF. 2 bedrooms, den, 1.75 baths, RV parking, 2 car attached garage & an additional detached 2 car garage/shop. Nicely landscaped yard. Call Lee Ann Dean at 421-3082. #610019

$326,875

Summer Ridge home on large 1/3 acre corner lot with great sunset views over the valley. 2600+ SF with a fully finished daylight basement. 3 bedrooms, 2.5 bathrooms, plus office/craft room.

Sunny outdoor living areas. Call Megan O’Bryan at 708-5817. #587451

$219,900

5 bedrooms in this 2-story home. Main floor master suite & den/office or 5th bdrm. 4 bedrooms & full bath upstairs. new interior paint, carpet & laminate floors. covered front porch & a back deck.

More info at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #603714

817 S 9TH ST., MV

$255,950

Fantastic midcentury style designed by Henry Klein.

Sweeping views of the valley from floor to ceiling windows. Vaulted ceiling, brick fireplace, lots of decking to take in the view. Nice covered parking with storage. Call Robin Luif at 420-2026. #610172 NE

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NE

$269,900

Fantastic, move-in ready home in a peaceful culde-sac location, just steps away from Baker View park. 2200 SF with 3 bedrooms & 2.5 baths. Call Elizabeth Miller at 420-3607. #615651

4030 FRIDAY CREEK RD, BRL

$279,500

Charming 3+ bedroom, 2 bath home nestled above popular Friday Creek. 2400+ SF with spacious rooms & great views. 2 car garage, shed & greenhouse, very private setting on beautifully landscaped .75 acre lot. Call Sarah Minton at 770-3076. #605543

Prime 1 acre building lot with great views. Located at the end of a dead-end private road. 4 bedroom septic design in place & power on the property. Existing shop/carport. CCR’s, no manufactured homes. Call Bill & Jannette Krieger at 421-4446. #485056

$424,900

$459,900

$485,000

Waterfront home & shop on 1.08 acre. 3 bedrooms, 3 baths. Gorgeous lake/mountain views from kitchen/dining/great room. 50’ dock, 70’+/- waterfront. Huge 36x40 shop. Call Megan O’Bryan at 708-5817. #491092 NE

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$349,000

3810 LAUREL CT, MV

$349,900

Spacious & elegant Eaglemont rambler! Open floor plan w/great room, high ceilings, stamped concrete patio - all tastefully appointed. Stucco exterior, quiet dead-end street, backed by greenbelt.

Large 2 car garage w/shop area. Call Jim Glackin at 428-2828. #589853

0 PADILLA BAY LN, BAYVIEW

NHN WINDY RIDGE LN, BOW

$220,000

$229,000

Gorgeous sunset views from this very private .8 acre lot in BRL-Edison SD in Bow. Faces NW for fantastic views over farmlands to Samish, Orcas & Lummi Islands & all the way to Grouse Mountain, BC. Situated in an area of private, custom homes with no through traffic. #589399

LOT 4, DEMING WAY, BOW

$229,000

View Samish Bay, Padilla Bay, San Juan Islands & sunsets. 1+ acre view lot in Bow-Edison area. Quick access to I-5 & Chuckanut Dr. Call Warren Bingham at 770-2421. #226523

0 DIGBY PL., MV

$270,000

2 parcels approved for a 5-plex & tri-plex zero lotline view townhomes. All utilities including, power, water, sewer, stormwater & natural gas are stubbed in. Call Jim Glackin at 428-2828. #450239

0 DOWNEY RD, LAC

7419 PRESSENTIN RANCH DR, CNC $329,900

20 private acres with 1780+ SF of living space, vaulted ceilings, 3 bedrooms, 2 full baths, hardwood floors. 3 bay insulated, heated shop with ¼ bath & finished rec room. Lrg pond & creek & marketable timber. Call Linda Eastman at 202-4075. #608955

$210,000

Custom 4 bedroom home with beautiful detail throughout. Coffered ceilings, main floor master suite with jetted tub & shower. Large gourmet kitchen with walk-in pantry. 3 upstairs bedrooms & huge rec room & wet bar. Call Donna Rowell at 708-7984. #528255

1312 N 43RD PLACE, MV

18589 W. BIG LAKE BLVD, MV

View wildlife from your covered front porch in this 2954 SF home. 3 bedrooms, 2 baths, master suite & bonus/media room. .5+ acre in nice newer neighborhood. Gated front entrance, patio, fire-pit, sprinkler system & dog kennel. More info at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #613920

7657 SONGBIRD LN, CUSTER

ONE LOT LEFT. Last 2.5 acre vacant lot in Hawthorne Meadows Country Estates. Views of Mt. Baker. Water meter & 3 bedroom septic already installed along with natural gas in the street. Call Warren Bingham at 770-2421. #392630

Extraordinary living in this custom built Eaglemont Golf community residence. Brilliant open design offering 3194 SF; 5 bedrooms & 2.5 baths. Call Elizabeth Miller at 420-3607. #568174

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29636 BACUS RD, SDW

3519 SENECA DR, MV

$399,950

Immaculate custom 3 bedroom, 2.25 bath home.

2 car garage, 30x20 shop & 60x36 shop both with heat. Located on .86 acre with additional 1.33 acres adjoining with development potential. Call Linda Eastman at 202-4075. #345096

4811 BEAVER POND DR, MV

iPhones are great for taking pictures.....

2302 W MEADOW BLVD. MV

303 E. JONES RD, SDW

4626 EAGLEMONT DR, MV

$849,900

Beautiful home in Eaglemont. 4735 SF, 5 bedrooms, 6 baths, main floor master & gourmet kitchen all with impeccable finishes. All rooms are grand in scale, with high ceilings, Brazilian cherry & heated Travertine floors. More info at SkagitValleyHomes. com. Call Bill & Jannette Krieger at 421-4446. #612878

$340,000

Rare 19.66 acres north of La Conner with lot certification. Enjoy views of Mt. Baker & the Cascades from your new home & lease the balance out to a local farmer. Call Jim Koetje at 202-2500. #566523

LOT 2, DEMING WAY, BOW

$395,000

View Samish Bay, Padilla Bay, San Juan Islands & sunsets. 1+ acre view lot in Bow-Edison area. Quick access to I-5 & Chuckanut Dr. Call Warren Bingham at 770-2421. #28194096

VACANT LAND

24757 HAPPY TRAILS LN, SDW

$111,150

Serene country setting with 4.93 acres. Partial pasture. Value is in the land & there is a well, outbuildings & older singlewide home, sold AS-IS. Call Linda Eastman at 202-4075. #490612

1150 S. ANACORTES ST, BRL

$165,000

1 acre in Burlington with a small house, but the real news is the land. Subdivision possible, up to 5 lots. Call Jim Glackin at 428-2828. #533424

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939 Balisa Koetje Bill Krieger Cindy Sullivan Dave Patterson Deborah McNeal 6

360-421-4111 360-421-4446 360-941-9443 360-708-5030 360-707-8073

Dick Nord Donna Rowell Elizabeth Miller George Bellos Harry Ota

360-661-6529 360-708-7984 360-420-3607 360-708-9762 360-708-3500

Jake Koetje Jamie Yantis Jannette Krieger Jim Glackin Jim Koetje

360-466-8045 360-540-5264 360-708-0233 360-428-2828 360-202-2500

Josh Scott Karen Beckner Karine Anderson Kim Kelley Lee Ann Dean

RE-Weekly.com

360-708-1010 360-840-9455 360-421-1189 360-202-5515 360-421-3082

Linda Eastman Margy Furst Megan O’Bryan Nathan Loeb Rita Ingram

360-202-4075 206-755-8406 360-708-5817 360-333-7197 360-708-8338

Robin Lee Luif 360-420-202 Sarah Minton 360-770-307 Sherry Johansen 360-708-363 Tasha Zahlis 360-391-507 Warren Bingham 360-770-242 April 18, 2014

www.AnacortesRealEstate.com RESIDENTIAL NE

VACANT LAND

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NE

5340 BEECHNUT TREE LN, ANA $995,000 Rare 1.61 acre no bank waterfront lot w/107 ft of sandy beach, and charming 2432 SF beach home, totally remodeled. Plus 4-car garage w/ 1bd 1ba apt, and 2-car garage w/ storage. Margi Houghton 360202-0041 MLS#612173 N

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NE

7034 CHANNEL VIEW DR, ANA $767,000 Spacious 2916 SF med. bank waterfront home w/ Guemes Channel, boat, & island views. Main level living w/ open floor plan, wall of windows, & wraparound deck. 2-car garage + storage shed. Stairs to beautiful beach & tidelands. Margi Houghton 360-202-0041 MLS#608915 NE

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Affordable waterfront w/wonderful Padilla Bay, Guemes Is, & Olympic Mtn views. 85+ ft high bank waterfront. 1-level living w/ open floor plan, fireplace, & hrdwd flrs throughout. 4-car garage. Margi Houghton 360-202-0041 MLS#614977 NE

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17491 DUNBAR RD, MV

$397,000

Enchanting ‘Victorian’ home on nearly .5 acre of park-like grounds in desirable rural setting close to town. Features kitchen & breakfast rm, carriagestyle 2-car garage, plus huge shop space. Enjoy wrap-around covered porch and lovely gardens.

Jackie Stone 360-661-2247 MLS#615293 N

2103 29TH PLACE, ANA

EW

15248 DECEPTION RD, ANA

$337,000

Dewey Beach Rambler w/ lovely views. 3 bed/1.75 baths on .57 acre fenced. Gas fp, fam rm open to yard & oversize garage w/ wkshp space. PUD water, natural gas, hardwood & beach access. Kathy Rogers 360-941-4400 MLS#617944

7845 EVERGREEN LANE, ANA

$785,000

Beautiful English Tudor style high bank waterfront home. Spectacular Island views, elegant wood finishes, large kitchen, loft library & deck for entertaining. 2 garages. Easy to walk to community beach. Margi Houghton 360-202-0041 MLS#604793

$300,000

Unsurpassed views of Guemes, San Juans, & beyond from site in The Highlands, neighborhood of exquisite custom homes. Conveniently located, near Cranberry Lake, lush forest backdrop. Colleen Craig 360-770-9638 MLS#431460

XXX SNEEOOSH, LC

$160,000

20 forested acres from motivated seller. Zoned for forestry, property makes a beautiful wooded home site for lots of privacy. Well suited for log home or agriculture. Judy Moore 360-770-3515 MLS#615842

2409 WASHINGTON CT, ANA $225,000 Stunning 12,650 SF view lot at Sunset Cove overlooking Thatcher Pass, San Juan Islands & ferries. All city amenities at lot. Near community gazebo, WA Park, Skyline Marina, & beach. Margi Houghton 360-2020041 MLS#441326

8654 TURNERS BAY PLACE, ANA $275,000 Nice lot in beautiful beach community of Summit Park Estates w/ southern views of Similk Bay. Quarter mile of private beach w/in 3-min walk. Near Turners Bay hiking trails & wildlife preserve. Eagles nest w/in view. Arch. drawings included; septic system designed & land survey complete. Colleen Craig 360-770-9638 MLS#351718

1812 10TH ST, ANA

COMMERCIAL NE

W

$149,000

Unstoppable Burrows Bay, San Juan, & Olympic Mnt views, countered by privacy from greenbelt behind property. Endless building options on this 1/3+ acre of land. Located in desirable community of Biz Point and Sunset West. Colleen Craig 360770-9638 MLS#551207

$175,000

Ready to build lot in Old Town. 75x100 level lot w/ alley access & views from 2nd story design. Great southern exposure for good light. Be the next generation of homes in Old Town Anacortes. Colleen Sargent 360-202-2155 MLS#554188

9440 MARSHALL RD, BOW

$570,000

Wonderful new NW Craftsman construction w/ 3-car garage. 3 or 4 bdrm plan features hardwood, stone, tile, & heated bthrm flrs. High quality interior finishes w/ customization still possible. Paul Weisz 360-391-7281 MLS#601736

2804 17TH ST, ANA

W

NHN MADRONA DR, ANA

10511 SAMISH ISLAND RD, BOW $358,000

ndermere Mortgage Services at (425) 268-7995

26 76 36 75 21

W

$299,000

1.53 acres on Samish Island. W-2 tracts of tidelands waiting to build your dream home. Partial views of Padilla Bay. N & E views of Samish Bay & Chuckanut Mnts. Lot certified, corners staked. Water shares available. Electric, cable, phone in street. Steps to tidelands or public beach. Leigh Zwicker 360-3339975 MLS#582905

906-908 7TH ST, ANA

$500,000

3 city parcels in Old Town’s Central Business District. Ready for development. One parcel contains 956 SF business office. Includes 2 parcels, Tax ID#’s: 54999 & 55000. Cheryl Frazier 360-202-4789 MLS#613793

9007 MOLLY LANE #101-112, ANA $69.9K-174.9K New. Great Bays Storage. 55 ft x 20 ft with 14 ft doors and 20 ft ceilings. Great storage for RV’s, Boats, Cars or small business. Gated with security. Many units to choose from. Rick Bennett 360-202-2630 MLS#587275; 587289; 587296; 587305

7337 MILLER RD, $6,800,000 Pioneer Trails RV Resort: features 150 condo RV sites & 5 cabins. Repeat clientele plus off season refinery shut down creates consistent income each year; 40% Canadian guests. Quiet, wooded setting. Easy access to Seattle, BC, & San Juans. John Prosser 360-2023891 MLS#589085

...of your kids. Not your home. We provide professional photos.

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Becky Strickland Bill Robillard Breta Malcom Buzz Ely Caroline Baumann

April 18, 2014

360-770-0197 360-770-4707 360-391-0441 360-202-4626 360-202-7327

Catherine Mers Cheryl Frazier Colleen Craig Colleen Sargent Cynthia Aanestad

360-982-6831 360-202-4789 360-770-9638 360-202-2155 360-610-0120

Debbie Macy Duane Holden Gina Davis Jack Dixon Jackie Stone

360-391-2422 360-305-9806 360-708-7794 360-941-5000 360-661-2247

Jessica Notaro Joan Handelmann John Prosser Judy Moore Kathy Rogers

360-202-1441 360-202-4800 360-202-3891 360-770-3515 360-941-4400

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Leigh Zwicker Linda Macy Margi Houghton Nate Scott Paul Necco

360-333-9975 360-708-8284 360-202-0041 360-708-2354 360-770-5989

Paul Weisz 360-391-7281 Sarah Jones Rebecca Chamberlain 360-421-5021 Troy Williams Rick Bennett 360-202-2630 Rita Grant 360-770-8006 Samantha Masaoka 360-421-5021

360-333-2783 360-708-4923

7

NEW PURCHASE AFTER SHORT SALE? UH … HOW?

beyond the fairmarket value of the house. Socalled “anti-deficiency” rules vary widely, so you need to have a local attorney provide details.

Faced with the choice of a foreclosure or a short sale – especially in an area with depressed home prices and no ability to extract a deficiency judgment – a lender might actually be ahead with a short sale. Why? A few weeks ago you wrote about a couple Because lender losses from a foreclosure can who had a short sale and then purchased a be substantial, and the value of the property replacement home six months later. How is this might decline further if the foreclosure process possible? Isn’t a short sale a situation where stretches on for months and perhaps years. someone can’t pay their mortgage?

Worse, if the property finally goes to auction and doesn’t sell to an outside bidder, the lender might wind up owning the home, thus making In the usual case it’s difficult to imagine it “real estate owned” by a lender, which often how someone can have a short sale and then sells at a substantial discount. Meanwhile, purchase another home just a few months later, with a short sale, the lender quickly gets the but it can happen. property off its books and damages are limited.

Imagine that the authors of the original As to the replacement property, our original letter lived in one of a number of states where letter writers did not say they got a mortgage lenders in certain circumstances cannot get six months after the short sale. They bought deficiency judgments – that is, the right to go the new home for cash and then wanted to after a mortgage borrower for unpaid debt refinance in order to get some cash out of the

Question:

Answer:

18161 McLean Road

$735,000

Q& A

ASK OUR BROKER

By Peter G. Miller

property.

Will borrowers who have had a short sale be able to get financing on the new home? Maybe.

A short sale is a tough financial event that knocks down credit scores with an impressive thump, but it may be possible to get a new mortgage in a fairly short time. As an example, with the FHA’s “Back to Work” program qualified borrowers may be able to get a new loan in as little as a year if the loss of the home was the result of unemployment or severely depressed wages. Borrowers who have had a short sale or foreclosure should speak with lenders to determine what financial options may be available to them. For some, the process of financial healing might be surprisingly quick.

Visit our website at

VALLEY HOMES

(360) 424-7166

buyingvalleyhomes.com

823 N. 4th St., Mount Vernon

Call or email us today at

remaxvalley@comcast.net

Property Management Services / Rental Listings Available (360) 424-3198

The Grand Lady of the Valley • Lovingly Restored • Turn of the Century Charm

407 State St, Sedro Woolley Charming turn of the century home with unique details and character + contemporary upgrades. Adorable kitchen with red & white tile accents, gourmet Italian cook stove. Coved ceilings, curved doorways, & cozy nooks. Hardwood flooring in din/living. Warm cork flooring in kitchen/bkfast rm. Master on main floor w/ lg bth. & 2 lg. bedrms upstairs + secret play rm.

• Beautiful English Garden • Full Chef’s Kitchen • 2.5 Acres

MLS#: 615840

$273,900

2610 E Section St #88, Mount Vernon

55+ park. Nice 2 bedroom with walk in closets in both. 2 full baths. A large kitchen with adjacent breakfast nook connected to the living and dining rooms. New roof and 2 skylights 2 years ago. All appliances including a newer range and dryer. Furniture included. A private patio with a greenhouse,a new garage and beautifully landscaped.

MLS#: 591709

$54,500

803 S Laventure #B, Mount Vernon

Convenient location near schools & hospital for this hard to find 3 bedroom, 1.5 bath condo with 1212 sq ft. All bedrooms upstairs. 1 car attached garage w/extra shelving. Amenities include a sports court and play area. HOA dues include water, sewer, garbage, and exterior building and yard maintenance. Buyer to verify. Don’t miss this one!

MLS#: 61279

$124,900

• Guest Cottage • 4 Bed, 2.5 Bath • Barn

MLS#: 606817

Allen Workman (360)770-4948 (360)293-2161 (Office) 3201 Commercial Ave. AnacortesHomes.com

Drina McCorkle (360)661-4472 Office- (360)293-2161 3201 Commercial Ave. DrinaMcCorkle.com

15060 Fir Island Rd, Mount Vernon

1003 S 20th St, Mount Vernon Great rambler located on the Mount Vernon hill very close to Kiwanis Park.Granite counter tops in the kitchen and bath.A newer roof,a fenced backyard with a deck facing west for the afternoon sun.Gas heat,hot water and stove.Do not miss this one.

MLS#: 620182

8

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$185,000

3 bd, 2 ½ ba homestead. Updated granite countertops, new roof, windows & addition. Mstr bd has 2 vanities, shower & soaking tub. 2 bds w/walk-in closets & bay windows. Liv rm w/cathedral ceiling & woodstove + fam. rm. 48’x36’ 3-stall barn w/hayloft, garage & unfin rec room.

MLS#: 517514

$419,000

FOR RENT: 4629 Hidden Lake Loop, Mount Vernon

2488 sq ft 3 bedroom 2.5 bath home in the Quadrant Home neighborhood. Large Master bedroom and Master Bath. Fenced Backyard. 1795.00 per month.

Call Mike 360-424-3198

April 18, 2014

How Low Can Your Numbers Go?

After years of ultra-conservative mortgage criteria, lenders are easing up on what it takes to secure a loan

A

re you one of the many who’d like to buy a home, but you’re waiting for your number to come up?

The door-opening digit might refer to your outstanding debt, your credit score, a down payment, or a combination of the above.

Well, watch carefully. The numbers lenders deem appropriate for approving mortgage applications are evolving, with the ultra-conservative crisis lending standards established in the wake of the financial crisis slowly receding.

For instance, earlier this year, Wells Fargo & Co. announced that it would consider credit scores as low as 600, down from 640, when making government-backed FHA mortgages.

Lowering scores is “an indication that the worst of the crisis has passed,” observes Keith Gumbinger of mortgage data website HSH.com.

Still, more flexibility doesn’t mean that lenders are not following rules that aim to ensure borrowers will pay, not fall into foreclosure.

Here, a look at how borrowers can watch their numbers: Take a Preliminary Look Especially if you were one of the hard-hit casualties of the troubled economy, you probably suspect your credit is dismal, littered with late payments or other offenses. But even those who’ve had a foreclosure relatively recently may be able to get a FHA mortgage.

Many lenders will provide a free pre-qualification, which provides an “analysis of where you’re at in terms of your savings and other financial measures. In many instances, lenders will also share a FICO credit score with a potential borrower during a pre-qualification session. The FICO is widely used in deciding mortgage eligibility, notes Don Frommeyer, president of The Association of Mortgage Professionals, a trade group.

However, “There’s a big difference between pre-qualification and pre-approval,” notes Grace Currid, senior vice president of HomeBridge Financial Services in New York. Pre-approval is confirmation that a borrower qualifies for a certain mortgage as long as his financial status doesn’t alter by the closing of the loan, Currid explains.

In a pre-qualification, a lender should be able to provide advice on how to mend credit, pump up savings and decrease debt to be in a position to gain pre-approval for a certain loan, adds Frommeyer.

April 18, 2014

Keep Tally “Credit scores tend to go down faster than they go up,” Frommeyer observes.

But paying bills on time and taking advantage of free credit reports — visit AnnualCreditReport.com to receive a free one — to make sure there are no errors on your credit history, you’ll know you’re approaching a better score, he adds. Borrowers can check with a lender periodically to ascertain whether they’re eligible for a mortgage at an affordable rate.

Consider the Options Each government agency that insures mortgage – FHA and Fannie Mae, for example – has different guidelines on who can be approved, says Currid. Moreover, different lending companies impose their own minimum credit standards on to the government-agency mortgage rules, notes Dan Gjeldum, senior vice president at Guaranteed Rate, Chicago.

As a result, there may be several different types of mortgages available at different rate charges. For instance, say a buyer has a 10-percent down payment and low debt in comparison to his monthly income but a relatively low credit score – 620. This hypothetical buyer might qualify for a Fannie Mae-backed conventional loan at the lowest currently offered rate but would need pay 3.5 percent of the loan amount in up-front fees or tack those fees on to the mortgage rate, essentially raising the rate by nearly one percentage point, notes Gumbinger.

It might be better for this borrower to take an FHA loan, but one drawback here is that FHA requires borrowers pay mortgage insurance, which can’t be canceled. Mortgage insurance also is required on the Fannie Mae loan, but it may be cancelled in the future under certain conditions, Gumbinger adds.

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CLASSIFIEDS NEW TODAY 2 bdrm, 1 ba, Burl., W/D hookup, W/S/G pd.

No pets. $790/mo.

360-757-2923

1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com Beautiful 3 bdrm, 1 ba historic downtown LaConner, private yard, separate studio cabin, $1275/mo. + sec. & damage. 360-840-4335.

MV - 2 bdrm, 1 ba. Gas heat, fireplace, garage, $900 mo. + $900 damage dep. 424-9172

S.W. very nice 2 bdrm, 1 ba, garage, $875/mo, 1st and last.

No pets. Good credit. 360757-6430.

Nice MV end unit in 1 level 4plex. 2 bdrm, 1 ba, carport.

W/S/G pd. No pets/smoke. $700/mo. $700 dep. Background chk. 610-9860 lv msg

Looking for a roommate, must be clean and neat, drug free environment, small pet okay, includes fully furnished home, Burl. $550, 1st month.

Last mo. neg. 360-391-0299

1010 - April 18, 2014

Robin Ross

Experience, Integrity Old School Service Robin436@comcast.net 360-941-0408 Robinrossrealestate.com Sara Fish, of Preview Properties Skagit LLC, Theresa Sundance, of Sterling Bank, and Brian Fish, of WIN Home Inspection with be on site at the Preview Properties's office teaching a real estate class on Saturday the 19th from 9am to 12pm on the home buying process. We will be here to take questions and inform you of our different roles and practices in real estate. Please bring your questions, your friends and RSVP. Refreshments and lunch will be provided, space is limited!

Call Sara Fish at 360-929-8644 to RSVP or for more information

INTRODUCING GATEWAY HEIGHTS

1502 Portobello Ave Sedro Woolley $239,950 New homes under construction in Sedro Woolley.

1,809 SF upscale craftsman 3 bedroom, 2 ½ bath open plan with large living area.

Granite counters, hardwood on the main floor and many other features.

ERIK PEDERSEN 360-391-1935

PINE CREEK Open House

6 new homes OPEN for viewing!

2142-2774 sq ft, 1 & 2 level homes. Ramblers have nostep entry! 3-5+ bdrms. 3 car garages. Quality high end finishes. Great room & gas frplc.

Open House Friday, 12:00 – 6:00 Sat. & Sun. 1:00 – 4:00 Go to 3015 Pine Creek Dr. during Open House to view any of the homes! Or call Val Thomas Preview Properties at 360-333-0562 to set up an appt. From I-5, E. on College Way, N (left) on N. 30th, ¼ mi. to Pine Ck.

2006 Tundra Loop Mount Vernon

If you are looking for a well cared for home this is the home for you. 3 bedroom, 2 bath rambler. $256,000.

OPEN HOUSE Saturday, April 19th, 12 - 4.

April 26th and 27th, 12 - 4.

3216 Shelly Hill, Mount Vernon

PRICE REDUCED $10,000!

SEDRO-WOOLLEY (ESTATE SALE!) 1 ½ acres with rambler style 3 bdrm, full basement with full kitchen facilities and bathroom downstairs also. Attached 1 car garage, 4 bay workshop in back yard. Room for horse.

Property is subdividable and can be turned into city building lots just on North edge of Sedro-Woolley city limits. $215,000. Large discount for cash - or make cash offers! (All offers considered). Call 360-336-8648 for details, leave message will call back as soon as possible.

erikpedersengroup@gmail.com

KELLER WILLIAMS WESTERN REALTY

OPEN HOUSE Sat. 2-5pm 4326 Kiowa Dr., MV

View of Valley and Territorial. HUGE Lot 18,795 SF. Traditional Cozy Custom Built Home 2192 SF 5 Bdrms/2.25 Baths. One of the bedrooms is on the main floor. Well maintained with a 50 yr. concrete tile roof and upgraded electrical wiring in conduit. Lovely landscaping. Garage is oversize and there is work shop area located inside. $289,000 Hosted by Billy Farrar 360-391-3654 Preview Properties Skagit LLC

FOR RESULTS 18862 Sulfer Springs Rd Mount Vernon (Big Lake) $459,500

Maddox Creek home w/outstanding panoramic views. Beautifully maintained 4 bdrm, 3 ba, 2596 sq ft home built in 2001. 2 large entertaining decks, master on the main & tons of storage in great Mount Vernon community. $359,000. www.3216ShellyHill.com

Rare opportunity to buy two connected Pan Abode cedar homes on 78' of low bank waterfront with boat dock on sunny side of Big Lake. MLS #599101

Michele Boudreau Re/Max Whatcom Co. Inc. 360-255-1110

www.RealEstateWhatcom.com

Call Jeff Ingman (360) 202-2859 Brown McMillen Real Estate

In the Classifieds!

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Call Tim L. Good 360-708-3828 timgoodrealestate.com RSVP Real Estate SKAGIT HEROES PROGRAM Skagit Heroes! If you're a military veteran, Firefighter/ EMT, Law Enforcement, Doctor, Nurse, or medical personnel, and would like to own your own home, program credit to Heroes when buying a home. Can be used with low and no down payment programs.

Go to: www.SkagitHeroes.com read website about the details, then call (360) 7082929. Include best time to call back. Bill Sauneuf, local contact, Preview Properties Skagit, LLC.

18, 2014 REAL ESTATE WEEKLYApril RE-Weekly.com

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CLASSIFIEDS Samish Island WATERFRONT

10529 Samish Is. Rd. $595,000.

Price reduced!!! Sensational custom one level home on 1.54ac w/access road to beach. 3 bdrm, 3 ba, open floor plan, hardwood floors, two car attached garage plus 1890 sq. ft. detached garage/workshop perfect for RV/boat/equip storage.

Separate guest house with it's own living, dining, bdrm, ba. Circular drive, no hassle with ferries. Just drive onto Samish Island.

MLS#486866 Call Terry Smiley 425-985-9643 Champions Real Estate

REAL WEEKLY RE-Weekly.com AprilESTATE 18, 2014

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April 18, 2014 11 - 11

WHO WE ARE… Skagit Tradition Realty, a family owned and operated real estate firm, has been serving the Skagit, Whatcom and Snohomish counties for more than 70 years. We are a full service real estate office highly proficient in a variety of fields, which include residential, commercial, property management, international transactions, first time home buyers and other real estate investments.

3619 TRUMPETER PLACE, MOUNT VERNON $298,500 17807 MARIE ST, MOUNT VERNON W NE

$285,000

!

ICE PR

Spacious 3 BR, 1.75 BA rambler in excellent location w/beautifully remodeled kitchen: close to town yet private w/treed green Danya Wolf 360-708-8294 belt to the east. Southwestern exposure. Fully fenced, shy acre; 24’ x 24’ detached grg addl 14’ x 34’ grg/shop; plus 288 sq.ft. storage building. MLS# 595528

15068 NOOKACHAMPS RD. MOUNT VERNON $398,000

1087 DIGBY RD, MOUNT VERNON

W NE

512 TALBOTT ST, LA CONNER W \NO AL NT E R

Great 2980 sq.ft. home w/ large wrap around deck. 4 bdrm and 3 bath. Bright and sunny kitchen has beautiful cabinets and granite tile counter, lg dining rm. Huge family room downstairs, bedroom, bath & Elva Hunter utility. Huge garage w/ work/shop 360-202-3086 area. Great neighborhood,close to School & College! MLS# 564724

LE AB AIL AV

New hardwood, wall-to-wall & a gas fireplace. The gourmet kitchen has all new stainless appliances & Sandy Everett an island. Spacious rooms have an 360-202-3706 open floor plan with a private deck in the backyard off the master. Both baths include full size tubs.

Landscaping is easy and La Conner businesses are within walking distance. Application fee applies to all applicants over 18.

$449,000 705 N 15TH ST, MOUNT VERNON

Suzanne Jenkins 360-941-2983

$1,450/MO 4605 BEAVER POND DR. SOUTH

$299,000

$624,900

Custom home w/4 Bdrm & Bonus.

French Drs w/slate entry, hardwood & carpet, living w/gas fireplace, Elva Hunter 360-202-3086 formal dining. Gourmet kitchen solid granite island, beautiful cabinets. French door opens to Lg Deck that spans the entire house, overlooking the golf course. Electric sun-shades & Central Air. Eaglemont Community w/spectacular clubhouse & restaurant. MLS# 596194

1508 LINDSAY LOOP #105, MOUNT VERNON $210,000

Spacious, circular drive to patio, Elva Hunter level entry. Quality built & 360-202-3086 designed w/ vaulted ceilings, covered deck.

Main master w/dbl closet/BA & 2 BR/2 BA + office. Down 2 BR/BA, lg fam. rm, could be MIL. Prof. landscaped. RV prkg. Close to Golf, Medical, shy 1 acre. MLS# 524620

Beautiful Condo! 2 bd. plus Corner Lot. Living room with a den. 2 bathrooms, granite gas fireplace, formal dining, counter tops, vaulted ceilings, JoAnn Boudreau kitchen with eating area and Danya Wolf lots of cabinets. Backyard 360-708-8294 large tile master shower. 360-391-0746 Great floor plan. All on one floor w/ no fenced, beautifully lanscaped yard. Built as an adult family home. Great steps. 2 car garage w/ auto opener.

MLS# 601928 income potential! MLS# 31951 31123 68TH AVE, STANWOOD $298,000 Country Home with 2 large bedrooms, 1 and 3/4 bathrooms, Large bedroom, large living room and large kitchen with eating area. Fenced 5.2 acres with 3 bay machine shed and small shelter in the pasture. Garden area and fruit trees Easy access to Interstate 5 for commuting.

MLS# 619837

RK PA AL I N LO CO

This 3 bdrm manufactured home has a bright and light kitchen.

New sturdy covered deck. Has carport and storage shed. Newer Suzanne Jenkins furnace. Newly remodeled 360-941-2983 bathroom. Newer hot water tank. MLS# 605113

1804 BAKERVIEW CT, MOUNT VERNON

$599,000

Eaglemont Golf Course Community, some of the best views of the Golf Course and Mt. Baker. Wonderful open floor plan, Elva Hunter w/lg. master suite on main level, 360-202-3086 walk-in closet, lrg kitchen granite counters/gas fireplaces, siding door to covered deck to outdoor entertaining! Den/Office w/french doors.

Downstairs 2 bdrms, full ba, large rec room & plenty of storage. 2 plans to choose from or work with builder for your special design ! MLS# 476375

17706 RAY PAUL LANE, LA CONNER

$85,000

!

NT RO F R TE WA

E OM EH M LCO WE

!

ICE PR

One of a kind home in our community w/extensive custom features. Features include: 14’ vaulted ceilings in living room; 10’ ceilings throughout; hardwood Danya Wolf floors; granite counters; maple 360-708-8294 cabinets; stainless appl; custom millwork & blinds. Fabulous p.a. system; fully landscaped; 20+ fruit trees, blueberries, grapes, roses, fencing and shop. MLS# 589312 2600 E DIVISION # 40, MOUNT VERNON $16,000

15166 AVON ALLEN RD, MOUNT VERNON $249,900 Farm house on beautifully landscaped, level 4.85 acres. 3.5 acres has been leased in the past.

Several outbuildings. Barn has two stalls. 20x40 Greenhouse.

Enjoy your own tulips, orchard and berries. Old Growth Oak flooring throughout home.

Lots of built-ins.

Two covered decks.

View of Mount Baker.

MLS# 619083

Danya Wolf, Designated Broker .......... 360-708-8294 Jessie Cavazos, Hablo Espanol ............ 360-770-5623 Celia Miller........................................... 360-391-6065 Suzanne Jenkins................................... 360-941-2983 Brett Tacker ......................................... 360-840-7931 Sandy Everett ...................................... 360-202-3706 JoAnn Boudreau .................................. 360-391-0746 Elva Hunter .......................................... 360-202-3086 John Hunter ......................................... 360-202-3854 Donna Kurras ....................................... 360-770-7596 Chris Miller........................................... 360-333-1868 Russ Lanker .......................................... 360-708-1117 Dayna Telidetzki................................... 360-708-8452 Linda Dietrick....................................... 360-840-6771 Shirley Bertholf .................................... 360-840-1863 Patricia Box, Office Manager ............... 360-424-0300

1601 N. WAUGH RD, MOUNT VERNON

$475,000

Fourplex tract(s) for $160,000 (Tract 6) and $170,000 (Tract 5); and one five plex tract (Tract 4) Danya Wolf for $180,000.00 Building permit 360-708-8294 ready for thirteen (13) units. Or,administrative conditional use potential for professional/ JoAnn Boudreau medical offices. MLS# 574059 360-391-0746

Completely remodeled cabin with beautiful mahogany deck.

Marble countertop. One of a kind bathroom shower has Suzanne Jenkins view of Olympics. Slate tile and 360-941-2983 hardwood floors. 12x12 newer outbuilding plus 10x10 outbuilding. $9000 lease. 50ft waterfront. MLS# 560216 9277 STEIN RD, CUSTER

$425,000

Fabulous views from northwesterly portion of this largely wooded 29+ acre tract; Danya Wolf great neighbors! Old family 360-708-8294 homestead. One building site per Whatcom County. MLS# 194776

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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