Real Estate Weekly | November 20, 2015

Re-Weekly content sponsored by: Northwest Fine Furnishings

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TABLE OF CONTENTS Q & A: Ask Our Broker

P. 4

Suburban Sprawl Slows to a Crawl

P. 4

When Only New Will Do

P. 9

Classifieds

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P. 10-11

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November 20, 2015

November 20, 2015

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Q& A

Suburban Sprawl Slows to a Crawl

ASK OUR BROKER

By Peter G. Miller

EASIER TO COME

BY TODAY? Question: Is it easier to get a mortgage today? I hear all kinds of scary stories and would simply like a straight answer.

Answer: You’ve come to the right place.

Let’s look at some numbers.

Interest rates for much of the year have been around 4 percent.

That compares with an average of 4.17 percent in 2014, 3.98 percent in 2013 and 3.66 percent in 2012. Plainly, today’s rates are not as good as 2012, but consider two points: First, rates in 2012 reached their lowest levels in 65 years.

While rates today are higher, they are not insanely higher. Second, 4 percent is less than half the 8.6 percent rate paid by most mortgage borrowers during the past 40 years.

You certainly need good credit to get a mortgage. According to Ellie Mae, in June the typical FICO score for a successful loan application was 727. That compares with 746 in June 2012. So, generally, there has been movement toward lower credit requirements.

In June, the closing rate for all loans was 64.2 percent, according to Ellie Mae. In June 2012 the closing rate was 46.2 percent.

The closing rates show a huge difference, the odds of a successful loan application are vastly better

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today than in 2012 when mortgage rates reached remarkable lows but many people could not get such financing.

It’s important to say that loans are easier to get this year for some people but not for everyone. You have to look at such issues as your credit score, the amount down and the type of financing you seek: FHA, VA, conventional, portfolio, or a “non-QM” loan like a jumbo mortgage.

You also have to shop around.

Some lenders “layer” mortgage requirements. For instance, you can get an FHA loan with 3.5 percent down and a 585 credit score from some lenders, while others might want 620 or 640. Why? Fear of liability when lending to borrowers with weak credit.

Also, let’s imagine that you have a loan application that does not go through. You have the documentation and paperwork in hand, so why not try with another lender? After all, if two-thirds of all loan applications are now successful and your application does not pass muster the first time around, maybe you need to work with a different lender who will see your situation in a better light.

Lastly, and for what it’s worth, on a personal basis it just seems a lot easier to deal with lenders. I recently modified a mortgage, expecting endless arguments, and it just didn’t happen. Instead, I spoke with people who were helpful and in the end got the terms I wanted.

The lesson, I think, is that it pays to test the waters.

HOUSING MARKET IMPROVES WITH PROXIMITY TO CITY

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hat does a driver’s license have to do with home prices?

Experts think they might be a clue to a mystery, namely why home prices in outlying suburbs have remained depressed, while values in suburbs closer to city centers have largely rebounded from the steep declines sparked by the financial crisis last decade.

Closer-in locations typically enjoy price recovery first, but outlying suburbs are taking longer than expected. “In my 26 years in the business, the price discount available to someone who is willing to commute has never been greater,” writes John Burns, in an article posted on the website of his real estate consulting company.

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Today, only 78 percent of 20- to 24-year-olds drive, compared to 93 percent in 1978. “I think the delay in getting a driver’s license is consistent with many of the trends in delaying other young adult milestones: graduating college, getting a first job, getting married, having a child, buying a home,” explains Chris Porter, chief demographer at John Burns’ consulting company.

Meeting those milestones meant new households started buying homes – and those within their price range were usually in farther flung suburbs. “There is no denying a buyer gets more for their dollar the further out from the city they travel,” agrees Joe Castillo, broker/owner, ERA Mi Casa, Chicago.

But it’s not just procrastination that’s impeding the price recovery.

Following the recession, there’s been a shift in lifestyle choice, with more opting to live near cities and job centers, notes Porter.

This trend won’t last, because young adults will reach the milestones, albeit “at a later age than their parents or grandparents,” Porter predicts.

Moreover, because outerring home prices are so depressed, today’s buyers may enjoy more pronounced price appreciation in the future.

During the housing boom early last decade, builders quipped that buyers could “drive until they qualify.”

Today, home buying bargain hunters may have to get a car and license first.

November 20, 2015

STAT LOANS LEAD THE WAY

86

Percentage of recent buyers that financed their purchase

Source: National Association of Realtors “2015 Profile of Home Buyers and Sellers”

November 20, 2015

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www.WindermereSkagit.com RESIDENTIAL 41621 NORTH SHORE DR, CONCRETE

$79,000

Beautiful riverfront property with 150’ of waterfront.

Older single wide with large deck is perfect for your weekend get-a-way. Enjoy fishing from your own property & in the evening enjoy the fire pit while watching the river roll by. Call Becky Elde, 770-9427 #831307

7757 DILLARD AVE, CONCRETE

10219 HALLORAN RD, BOW $960,000 OPEN HOUSE: SATURDAY, NOV. 21st, 11-2

$99,900

Investment opportunity! Great rental with good renters. 3 beds, 1 bath, 1300+ SF. Quiet location at the end of the street. Large fenced yard, 2 car covered parking. Great family room with wood stove that has a beautiful surround. Call Geri Cole, 391-1614 #834565

23793 KAMLOOP CT, MV

NEW

$510,000

Spacious 4 bedroom home with high ceilings, double sided fireplace, 2 master suites & 3.5 baths.

The kitchen boasts granite & an open inviting atmosphere. Enjoy a beautiful valley view & a 3 car garage. This home is located in the much sought after Nookachamps Community in Big Lake. Call April Axthelm, 661-4947 #807961

NEW!

NEW

Secluded 3.74 acres & 200 ft of waterfront including tidelands. Gorgeous view of Samish Bay & Mt. Baker.

4 bedroom, 4766 SF house is full of island charm.

With a 2 bedroom, 2 bath guest house, garage with workshop & a barn. Wooded area with over 65 rhododendrons. Call George Bellos, 708-9762 #827126

VACANT LAND 17TH STREET, MV

$75,000

The land is zoned RES 3.0. Contact the City of Mount Vernon for development requirements. Duplexes are allowed in this zone with a conditional use permit.

Call Jim or Balisa Koetje, 421-4111 #862958 NEW

716 PYRAMID PEAK PLACE, MV

21408 LITTLE MOUNTAIN RD, MV

$179,500

Beautiful, 10+ acre, equestrian property just outside the Mount Vernon city limits. Charming year around creek runs through property on the West side. There are fruit trees, a large barn & plenty of room for a garden. Live in the cozy single wide manufactured home while planning your dream home. The septic, well & electric are all in place. Call Rita Ingram, 7088338 #870247

717 W. LINCOLN ST, MV

$119,900

Investment opportunity! Updated electrical, plumbing, & windows. 3 bedrooms, 1 bath, 886 SF. Call Geri Cole, 391-1614 #834521

534 W. BENNETT ST, SW

$229,500

Great location on a dead end street with over 1/2 an acre of property. 3 beds, 1 full bath. Great soil for gardening. Nice shop on the property. Sliding glass door goes out to a nice large deck & spacious back yard. Gas fireplace in the living room. Call Becky Elde, 770-9427 #832871

$249,000

1-story home features living room, kitchen with granite counter tops, S/S appliances, & large island opens to a dining area/family room w/fireplace. The pantry/utilities offers extra storage. Master bedroom with walk-in closet. 2-Car tandem garage, fully fenced backyard with a patio. Plus the home is air conditioned. Call Sherry Johansen, 708-3636 #866025

49447 SKAGIT RIDGE RD, CONCRETE

$250,000

Charming river front cabin with guest cottage. 2 beds, 1.5 baths, over 1300 SF of cozy awaits. Gorgeous views of Sauk Mtn. Call Elizabeth Miller, 4203607 or Travis Miller, 420-7291 #766400

117 DALLAS ST, MV

$259,000

Move-in ready 4 bedroom/2.5 bathroom ‘gently used’ MV Hill home with attached 2 car garage. Large, open kitchen comes with all appliances, including stainless fridge. Great room with gas fireplace. Main floor half-bath. Master suite has huge walk-in-closet & spacious private bath with double vanity. Call Megan O’Bryan, 708-5817 #856557

16442 FIR ISLAND RD, MV

$409,500

Charming 4 bedroom farmhouse on 2+ acres with beautiful barn & quaint 1 bed, 1 bath 750 SF rented cottage. House boasts hardwood floors, great country kitchen, & spacious living room, classic dining room with gas fireplace. Huge back deck & garden shed/studio. Call Sarah Minton, 770-3076 #742313

10934 SAMISH ISLAND RD, BOW

$529,000

South facing Samish Island Beach house just steps to the water’s edge. Great island getaway with 2 bed, 1 bath, walls of glass, expansive decks for entertaining, spa, and boat house/artist studio. Call Bill or Jannette Krieger, 421-4446 #869404

5798 CEDAR DR, BOW

$710,000

Beautiful 4,000+ SF home sits at the end of a private road on well-manicured grounds. This home has an open floor plan, with a tremendous kitchen built to entertain. Full finished day light basement & is equipped with large decks & patios perfect for entertaining. Come enjoy this peaceful & private home.

Call Jake Koetje, 466-8045 #778282

9674 SAMISH ISLAND RD

$725,000

Incredible property! 157 ft of medium bank waterfront.

Almost an acre & it includes a darling duplex. Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit. Views from the property are amazing. Call Robin Luif, 420-2026 #804056

CASCADE VIEW DRIVE, MV

Accountability Matters at Win Call Amie Mani a

NMLS ID# 404665 | WA-CL 713524 Branch Manager / Mortgage Consultant Windermere Mortgage Services Series LLC/Skagit Valley

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939 April Axthelm Balisa Koetje Becky Elde Bill Krieger Cindy Sullivan Dave Patterson

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360-661-4947 360-421-4111 360-770-9427 360-421-4446 360-941-9443 360-708-5030

David Mani Deborah McNeal Dick Nord Donna Rowell Elizabeth Miller George Bellos

425-319-7091 360-707-8073 360-661-6529 360-708-7984 360-420-3607 360-708-9762

Geri Cole Harry Ota Jake Koetje Jamie Yantis Jannette Krieger Jim Glackin

360-391-1614 360-708-3500 360-466-8045 360-540-5264 360-708-0233 360-428-2828

Jim Koetje Josh Scott Karen Beckner Karine Anderson Lee Ann Dean Linda Eastman

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360-202-2500 360-708-1010 360-840-9455 360-421-1189 360-421-3082 360-202-4075

Margy Furst Megan O’Bryan Nathan Loeb Rita Ingram Robin Lee Luif Sarah Minton

$350,000

Breathtaking westerly views from this one of a kind lot in Cascade Ridge! Ready for you to build your dream home, this 1 acre lot is fully cleared with utilities in street. Located in Conway School District & just minutes from I-5, amenities, & schools. Picturesque views overlooking Skagit Valley, Olympic Mountains, tulip fields, & San Juan Islands. Call Shelby Hagman, 982-0163 #869807

360-488-3458 360-708-5817 360-333-7197 360-708-8338 360-420-2026 360-770-3076

Shawn Danley Sherry Johansen Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-488-3858 360-708-3636 360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

November 20, 2015

Bi Bu Ca Ca Ch

www.AnacortesRealEstate.com RESIDENTIAL 62 ELIZA ISL, BELLINGHAM

NEW PRICE!

1907 29TH PL, ANACORTES

$569,000

Exquisite Pleasant View home. 3,060 sq ft of custom designed finishes include layers of molding, cherry wood floors, granite throughout, grand master w/ retreat space & king size bathroom. Large living spaces, oversized den/office, cozy fireplace in living room, formal dining, delightful kitchen w/eating bar & access to the fabulous backyard space. Charming garden shed & space for all your outdoor activities.

Colleen Craig 360.770.9638 MLS# 854198

3407 H AVE, ANACORTES

$585,000

Grand living areas from floor to ceiling; lg picture windows overlooking Fidalgo Bay & Mt. Baker.

Perfect location to town, schools & Whidbey Isl. Upstairs has an oversized kitchen eating area w/beautiful cabinets, travertine floors & a door going to deck for outside entertaining. Mstr bdrm w/fp, jetted tub, shower & office on main level. Lower lever has media room, wet bar, fam rm & 2 bdrms w/outside access to the back yard.

Gina Davis 360.708.7794 MLS# 845436

17835 DUNBAR RD, MOUNT VERNON

$300,000

Own your own get-away retreat or full time residence w/100 ft of high bank waterfront, private beaches, an air strip, island care taker, dock. This well-built home is hand crafted w/cedar wood siding & pine walls inside, picture windows to highlight your expansive view, 3 bedrooms, 1.5 baths & workshop. Low maintenance landscaping & a warm welcoming island feel it’s a piece of heaven.

Gina Davis 360.708.7794 MLS# 709594

$410,000

Excellent triplex located in a rural area of MV. All units offer spacious floor plans w/separate entries & great ambient light. 2 of the 3 units have been remodeled including paint, laminate flooring, custom cabinetry & tile work. The front & back yards offer mature landscaping adding privacy & beauty to the surrounding areas. Great investment opportunity & well maintained. Each unit offers 2 bedrooms, 1 bath & 1 car garage.

Rob Skelton 360.488.3776 MLS# 849591

1600 5TH ST #D-133, ANACORTES

$78,000

1252 TINAS COMA DR, BURLINGTON

$198,000

Wonderful, cozy & ready to use cabin w/128 feet of waterfront. Cabin has cedar finishes throughout, vaulted ceilings, loft w/storage space. Lrg windows allow the sunshine in & the use of a large deck. Parked out lot next door is incl & has a fire pit. Berry bushes, garden sp & fruit trees. RV hookup & shop. This is a great place to relax. P63664 & P63665. Powered by gas generator. Home is being sold furnished. Some items don’t convey.

Gina Davis 360.708.7794 MLS# 745803

$326,500

Charming 3 bed 2 bath triple wide manufactured home on 2+ acres. Fenced area for dogs, some landscaping and a large Shop/garage. Plenty of room for all your toys! Walk in pantry, walk in closet and so much more! Large deck off front, smaller deck off back - move in ready - this one is a must see!

Tracy Peterson-Foy 360.708.1833 MLS# 831324

NEW!

NEW!

2802 COMMERCIAL AVE, ANACORTES

4619 SCHOONER DR, ANACORTES

NEW!

$525,000

This classic cape cod home has that elegant coastal style! Open Great Room plan w/lovely rich finishes.

Cozy upstairs w/bonus room, perfect for media center or study; can easily be 4th BR. This design has an abundance of space. Beautiful outdoor spaces w/ carefree landscaping & sprinklers. Gracious covered front porch & 2 stunning back yard spaces complete w/pergola & fire pit.

Leigh Zwicker 360.333.9975 MLS# 869408

12366 WINDWARD WY, ANACORTES

$799,000

This contemporary NW waterfront home, custom built on bedrock, offers panoramic western views of the Olympics, San Juans & spectacular sunsets from soaring windows & two expansive decks. Cedar-sided, vaulted/beamed ceilings, hardwood floors, solid wood doors & window frames provide rustic charm.

Open concept main level has beautiful master suite, den, guest Bdrm, dining, kitchen & loft office. Large lower level for hobbies/guests. Quality throughout.

Del Mar amenities!

Colleen Sargent 202.2155 | Debbie Macy 391.2422 MLS# 842798

9772 GOLDEN VIEW TRAIL, LA CONNER $232,000 100 ft of water front in a cottage designed for vacations. The floor plan is uniquely set up for entertaining w/an open kitchen & living area, but two distinct living areas so your guests can have a living area of their own & even a separate entrance. This is an active VRBO. Kristi Gabrielse 360.420.3119 MLS# 870830

GIVE THANKS FAMILY • FRIENDS • GRATITUDE

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291

ill Robillard 360-770-4707 uzz Ely 360-202-4626 aroline Baumann 360-202-7327 atherine Mers 360-982-6831 hristine Cleland-McGrath 360-708-0267

November 20, 2015

Cheryl Frazier Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy

360-202-4789 360-770-9638 360-202-2155 360-610-0120 360-391-2422

Gina Davis Jack Dixon Jackie Stone Jessica Notaro Joan Handelmann

360-708-7794 360-941-5000 360-661-2247 360-202-1441 360-202-4800

$550,000

Get your business seen with this 5680 square foot vintage church. Commercial Ave is the main route to shopping, dining & playing for Anacortes residents & visitors as well as the most common route in/out of town. Bring your vision, build your business & bring in foot traffic with this ideal location. Owner financing available.

Colleen Craig 360.770.9638 MLS# 849432

$439,000

This home boasts views from almost every room.

Main level living & superb layout for entertaining.

Custom built-ins frame the fireplace & the open concept living areas have floor to ceiling windows.

Kitchen has stainless steel appliances & granite counters. Master bdrm features a large 5 piece bath & walk-in closet. Terrific utility/laundry/hobby room, view decks, pristine landscaping.

Paul Weisz 360.391.7281 MLS# 815501

64180 E CASCADE DR, MARBLEMOUNT

$434,000

One of three new homes being built in the Stone Ridge Neighborhood. These Strandberg built homes enjoy upscale finishes and open floor plans, located on large flat lots near to downtown Anacortes. Home features; gorgeous kitchen, master en-suite with walk in closet and full bath, two additional bedrooms and full bath, two car garage and professional landscaping. Only moments from parks, schools, shopping and dining.

Colleen Craig 360.770.9638

40’ x 15’ (approx.) slip w/power & dock box. Marina amenities include: tender storage area, small boat moorage on dock, head pump out cart, wood shop, recycling for oil, fuel & anti freeze, laundry room, library, restrooms w/showers, crab cooking station & a social area w/BBQ’s. Full parameter fence, electronic gate for security & harbormaster lives on site. Live aboard allowed for owners.

Kathy Rogers 360.941.4400 MLS# 852617

3653 BOTTINEAU PL, OAK HARBOR

ndermere Mortgage Services at (425) 268-7995

1705-1709 32ND ST, ANACORTES

John Prosser Judy Moore Kathy Rogers Kristi Gabrielse Leigh Zwicker

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360-202-3891 360-770-3515 360-941-4400 360-420-3119 360-333-9975

Linda Macy Lindi Kudlacek Margi Houghton Nate Scott Paul Necco

360-708-8284 713-822-9203 360-202-0041 360-708-2354 360-770-5989

Paul Weisz 360-391-7281 Rebecca Chamberlain 360-421-5021 Rick Bennett 360-202-2630 Rob Skelton 360-488-3776 Sarah Jones 360-333-2783 Vicki Cooley 206-949-1010

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Now could be the time to sell a new home and earn a slice of the real estate pie.

Record-low interest rates and record-low housing prices are renewing interest in the floundering housing market for many people. “When sellers are interviewing real estate agents to market their homes, their primary focus is usually on the advertising that the agent will offer them,� says Jessica Goodbody of Weichert Realtors.

Let us help you meet your marketing goals by advertising your listings in Real Estate Weekly.

RealEstate weekly In print and online

Call 360.416.2180 Today!

goskagit.com ads@skagitads.com

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November 20, 2015

the NAHB found that operating costs as a fraction of a home’s value increase the older the home is. These costs – including utilities, maintenance, property taxes and insurance – account for 5 percent of a home’s value for structures built before 1960 to just under 3 percent for homes built after 2008. Another NAHB survey revealed that Energy Star certifications are a priority for homebuyers; 84 percent of millennials say they are willing to pay 2 to 3 percent more for an energy-efficient home as long as they can see a return on their power bills.

Financing Challenge Since the financial crisis a few years ago, getting a mortgage on any home has become more difficult, with lenders scrutinizing a borrower’s credit worthiness and financial standing, in addition to the value of the home.

“Work with a mortgage Patricia Hanchette, divifeatures like the chance to customize parts of the sion president for home- consultant before you sign a contract [with a home, says Tim Costello, builder Lennar Corp. president of Builder EnergyStar is the U.S. builder],” says Ron Sozio, Homesite Inc., an Austin, Environmental Protection vice president, Wells Fargo Home Mortgage. BuyTexas-based group of 32 Agency’s label for home ers will want to ensure large homebuilding com- materials and systems they get a loan before panies. like heating. They are Here, a look at how constantly improving stan- putting up a deposit and builders are hoping to dards so new homes can working with the builder, he explains. lure first-timers, as well offer significantly lower as some ways the purLenders have unique utility bills than homes chasing process for new concerns with new built even just ten years homes differs from buying ago, explains Paul Fores- construction, adds Neil existing homes: Caron, vice president of man of Design Basics, Freedom Mortgage Corp. an Omaha, Nebraska, Eco- and in South Windsor, Confirm that advises home Budget-Friendly necticut. For instance, builders.

BHI research shows Ask about utility costs before a buyer can get a that buyers choose new government-insured FHA and put that figure into construction because mortgage on a condominithey want energy-efficient your comparisons beum in a new complex, the homes. tween new and existing “In new homes, Ener- homes, he says. whole project must meet gyStar is standard,” says Indeed, a study from government approval.

WHEN ONLY NEW WILL DO For some buyers, only a brand-new home will suffice.

But purchasing a new-construction home can bring its own set of challenges. Here’s what potential buyers should be on the lookout for

everything from light fixtures to the flooring is of their own choosing.

New construction is often more expensive than comparable existing homes, says Steve Melman, director of economic services at the National Association of Home Builders. That’s a key reason why first-time purchasers – who don’t have cash from the sale of their former home – made up just 13 percent o you’ve decided of new-construction buyto move to a new ers between 2007 and home, a place you 2009, the latest period can call your own. the NAHB has tracked, Some first-time buyers Melman adds. take this decision literBut now, many homeally: They want a newlybuilders are targeting constructed home, where first-time buyers with

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November 20, 2015

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In many cases, builders team up with mortgage companies, and there can be advantages for both buyers and builders from the partnership, Sozio says. The lender can ensure that a project receives FHA approval, for example, or a buyer could receive guidance to lock in an interest rate on a loan to be issued several months later when the home is expected to be completed, to avoid borrowing at what the rate may be then, Sozio adds.

Still, “buyers are under no obligation to use the partnering lender,” he says.

Patience and Profits In the boom years, buyers often rushed to be the first to purchase in a subdivision to lock in what they considered low prices; the last units in a subdivision typically sell for more.

But when the housing bubble burst, property values depreciated and the last, newly constructed units in the subdivision often sold for low prices that competed with home-sellers in the subdivision who were trying to move out.

Home prices have been up in 2015, with the median price increasing 8.2% in the second quarter to $229,400.

Subdivision homeowners may be able to breathe a bit easier knowing they can eventually sell their units for a profit without having to compete with low-priced new construction in the same subdivision. But while experts can predict price trends, they “are uncertain for all homes, existing and new,” says Ken WIlson, past president for the Appraisal Institute.

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CLASSIFIEDS CL A SSIFIEDS 1 bedroom apartment for $850 a month. Plus first and last months rent. I pay for water, sewer, garbage, cable and electricity. Call (360) 770-2788.

1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT (7368) www.prpmrentals.com

MV. Nice 2 Bdrm, 1他 Ba. Garage. Gas heat. W/S/G pd. No pets/smoke $950 mo. $900 dep. Background chk, 610-9860 Lv msg.

WANTED TO RENT Builder needs to rent garage, shop or barn for light storage.

Must have electricity, reasonable, dry. Call 360-770-9575

10 10- November 20, 2015

One Happy Acre

16411 Country Club Drive, Burlington New 4 bedroom, 2.5 bath home, open floor plan, granite everywhere. Lots of natural light, tons storage and over-sized garage. $339,500. MLS# 806304 Directions: Hwy 20/Anacortes. W. on Hwy 20, N on Avon Allen Road, Take immediate Left onto Ovenell, Right on Eagle Drive and Right onto Fairway, (immediate) Right onto private drive, which is Country Club Drive.

Host: Marlene Deasy 360-661-6720 Christopher Homes

14700 Big Lake Blvd, Mount Vernon Ready for country living on one acre. Bright open floor plan, tons of storage. Private master suite with full bath. Two additional bedrooms located at opposite end. New roof and new decks. Room for everything in 28x25 heated shop plus additional 18x22 outbuilding complete with power. RV parking, Public boat launch just one mile away. $236,500. MLS # 853594.

Call Marlene for showing: 360-661-6720

OPEN HOUSE Sun. 11/22, 11am-2pm

Open House.

Sat., Nov. 21, 12pm-3pm

Open House Saturday Nov. 21st, 11-2 10219 Halloran Rd, Bow $960,000

BUILDINGS, INC. TRUSTED LOCAL Construction Roofing Gutters www.spane.com

800-310-2136

Lic#SPANEBI141JD

HOME FOR SALE

1700 Cleveland Ave. MV. 2 bdrm, carport, gas heat, W/S/G paid. No pet/smoke. $850 (360) 424-3198 ReMax

HOME FOR SALE

12214 State Route 9 Clear Lake, $239,500 Great home, move-in ready, 3 bed/2 bath Rambler, 1700 sq ft with beautiful mature landscape and large backyard, Custom Rock Fireplace in living Rm, Bonus Room could be 4th Bedroom, Updated Windows New paint & carpet, Additional acreage available, Great location for Home based business, lots of parking, MLS #844118 Call Travis Lohman (360) 661-4533 Brown McMillen

Secluded 3.74 acres & 200 ft of waterfront including tidelands. Gorgeous view of Samish Bay and Mt. Baker. 4 bedroom, 4766 SF. house full of island charm. With a 2 bedroom, 2 bath guest house, garage with workshop & a barn.

Wooded area with over 65 rhododendrons.

MLS #827126 Call George Bellos, 360-708-9762 WRE/Skagit Valley

Catch a bargain everyday in the classifieds!

CUTE 2 BEDROOM HOME 10306 Collins Road Sedro Woolley, $399,500 Lovely new home with 2,325 sq. ft. of living area all on one level. Attached 2-Car Garage and 700 sq. ft. of roofed over decks for year round enjoyment. Also has full storage space under home with 7' high ceilings. You will love the hardwood floors and open floor plan with vaulted ceilings.

Call Jeff Ingman 360-202-2859 Brown McMillen Real Estate

13936 Holly Lane, Mount Vernon 3/1.5 1426 sq. ft. Must See! Updated and Move in Ready, large fenced backyard. $219,500.

MLS#864451 360-708-1583

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Must see cute 2 bedroom house in Sedro Woolley.

Original hardwood floors through out. Within walking distnace to town and schools. Fenced in backyard. Appliances come with house. $185,000 OBO. Please call for an appt.

(360) 899-5774.

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