Real Estate Weekly | June 24, 2016

RE-Weekly.com REAL ESTATE IN SKAGIT, ISLAND AND WHATCOM COUNTIES

INSIDE RE-Weekly This Issue

HOW TO VIEW LENDER REFFERALS FROM AGENTS, BUILDERS P. 4

Q & A: ASK OUR BROKER

P. 8

FEATURE HOME:

SEE PAGE 5 FOR MORE

19300 MILLTOWN ROAD $799,000 Shawn & Tiffany Danley/Bill & Jannette Krieger: WRE Skagit (360)488-3858

RealEstate weekly

A supplement to the Skagit Valley Herald and the Anacortes American

SIX WAYS TO SAVE FOR A STARTER HOME P. 9

CLASSIFIEDS

P. 1011

JUNE 24 - JUNE 30, 2016

Re-Weekly content sponsored by: Northwest Fine Furnishings

Round swivel sofa…

Lots of bar stools…

Floor and table lamps…

All kinds of benches…

Storage beds….

NEW items arrive every few days So come in often!

Find quality, timeless, unique items For your home!

(Ask about our Homeowner Package!)

Mon-Sat 9:30 - 5:30 pm • Sun 11 - 4 pm (360) 424-8455 • www.nwff.com 919 Riverside Drive, Mount Vernon

TABLE OF CONTENTS

9

How to View Lender Referrals from Agents, Builders

P. 4

Q & A: Ask Our Broker

P. 8

Six Smart Ways to Save for a Starter Home

P. 9

Classifieds

P. 10-11

RE-Weekly.com SKAGIT PUBLISHING

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BURLINGTON

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MOUNT VERNON

320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494

Territory NW

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2025 Riverside Drive, Suite D Mount Vernon, WA 98273 (360) 755-9596

www.SkagitValleyRealEstate.com

D AN TL N CA VA

Mount Vernon $99,900 Two 1.12 acre fairly flat side by side parcels each sold separately. Views of Big Lake. Water & power at street.

Sewer or septic allowed. No CCR’s! MLS #909750 & MLS #909813 Call Ivana, 770-3550

Mount Vernon $200,000 Completed soil evaluation. PUD water & PSE available. ¾ acre building site. 2 miles east of I-5. Property adjacent to Lake 16. Conway school district. 10 seconds to boat launch. MLS #849169 Call Kirk, 770-7470

W NE

Concrete $249,900 Ready to get away from the rat race? 3 BR, 2 BA rambler.

Gas fireplace. Vaulted ceiling & unique details throughout.

Master suite with jetted tub, walk-in closet. Separate living & family rooms. Roomy 8/10ths of an acre is very quiet & private. 3 car attached garage. MLS #952990 Call Debbie, 708-8780

Wilma Louia Designated Broker/Owner 661-1631

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Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

W NE

Mount Vernon $224,950 Owner contract ONLY. 10% down 5% int. Spacious 1484 SF rambler. 3 BR, 2 BA. Open floor plan w/living & family room areas. Master bedroom has private bath & walk-in closet. Kitchen w/newer appliances. Deck & fully fenced private backyard. 2 car garage. MLS #954405 Call Ron, 333-1045

Burlington $230,000 Great condo in The Cedars. Desirable 55+ development.

Shy 1300 SF, 2 Master BR, 1 ¾ baths. Spacious kitchen w/eating bar. Newer gas F.P. & hot water tank. HOA dues are $275/mo, huge yard! MLS #951863 Call Charlie, 708-1415 or Jeannie, 708-9645

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Burlington $254,900 Solid 3 BR, 1.75 BA in quiet neighborhood. Large kitchen w/eating bar. Southern exposure, refinished oak floors & hot water/radiant heat. Mature landscaping & garden shed. Large carport & RV Parking. MLS #962650 Call Mike, 540-1341

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

Sedro-Woolley $275,000 4 BR, 2.5 BA . Excellent floor plan. Master BR features large 5-piece master bath w/jetted tub & walk-in closet.

Attached 2 car garage. Great yard for entertaining. Golf course and mountain views. See it soon! MLS #948860 Call Elizabeth, 708-8800

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

RE-Weekly.com

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Maggie deSouza 610-8413

Bow $249,000 Undivided ownership in 232 feet of no bank waterfront w/dock & boat launch. Views of Samish Bay, Mt. Baker & Chuckanut Mountain. 3 car garage w/power, water, septic, cable & phone. Possible building site within existing foot print. Owner financing available. MLS #961057 Call Wilma, 661-1631

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Sedro-Woolley $299,000 Zoned R-15. Up to 5 units per acre. 1.67 acres. No additional platting required. No minimum lot size. Many allowable uses. All required utilities in public right of way.

MLS #961042 Call Wilma, 661-1631

Corinne Cartwright 202-2397

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Ayla Contois 610-1652

Jennifer Baker 220-1526

Mount Vernon $850/month Charming Historical MV home renovated into 4 apartment units. 1 BR, 1 BA. New flooring, blinds & paint. Off street parking. On-site coin operated washer/dryer. $850 security deposit plus $100 non-refundable re-keying fee. Water, sewer, garbage paid. One-year lease required. No pets.

Call Property Management, 755-5555

Willa Gilquist 253-318-6131

Luara Kaestner 441-5099

Traci Erickson Property Manager 755-5555

June 24, 2016

SANDI RILEY 770-8670

North Homes Realty Inc. 1003 PETERSON ROAD, BURLINGTON

$229,500

2610 E. SECTION ST. “LITTLE MTN. ESTATES” M.V.

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FEATURE HOME FROM COVER:

$47,500 UN

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+ 55

Sandi Riley 770-8670

1419 DIGBY PLACE MT. VERNON

$205,900

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OPEN HOUSE SUN. 1-4 SANDI R. 770-8670

SANDI R. 770-8670

• JUST LISTED, IMMACULATE W/NEW INTERIOR PAINT AND ALL NEW CARPETING • 3 BEDROOMS, 2 BATHS, GAS HEAT, LG. DOUBLE GARAGE • BIG FENCED YARD, CLOSE TO SCHOOLS/CHURCHES & EASY I-5 ACCESS!

• ENJOY 55+ LIVING IN WASHINGTON STATES’ “TOP 5” PARKS! • 3 BEDROOMS, 2 BATHS, OPEN KITCHEN/DINING RM/FAMILY ROOM • HUGE STORAGE/SHOP BUILDING, PRICED TO SELL!

• LOVELY END/GROUND UNIT W/EXTRA GUEST PARKING CLOSE BY • 2 BEDROOMS, 2 BATHS, GRANITE KITCHEN, GAS FPL., NEW PAINT & CARPETING • SECURE BUILDING W/GARAGE PARKING IN BASEMENT, VALLEY & MTN. VIEWS!

$424,500

23942 NOOKACHAMP HILLS DR. , M.V. $489,000

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SANDI R. 770-8670

LIS

SHARON S. 661-6164

• “SHY” 3/4 ACRE SETTING, LG. FENCED BACK YD., LOTS OF EXTRA GUEST PARKING • 3 BEDROOMS, 2.5 BATHS, BONUS/SUN ROOM, GAS HEAT + 2 GAS FPL. • NEW GORGEOUS BAMBOO FLOORING, LG. COVERED PATIO, A MUST TO VIEW!!

• ACCESSORY DWELLING/COUNTY APPROVED 1 BD. APARTMENT • GREAT RENTAL NEAR COLLEGE + LG. SHOP/ GARAGE BELOW W/R.V. HOOKUP • GREAT PACKAGE W/ UPGRADED 3 BD., 2.5 BA. HOME, APARTMENT + SHOP!

• LOVELY VIEWS OF THE VALLEY & MT. BAKER, SPACIOUS RAMBLER W/PRIVATE YARD • BEAUTIFUL 3 BEDROOM, 2.5 BATH HOME W/”DREAM” GRANITE & CHERRYWOOD KITCHEN • 3 CAR GARAGE, ROOM FOR A SHOP AND EXTRA PARKING, ABSOLUTELY LOVELY!

1030 S. 25TH STREET, MT. VERNON

4936 IDA DRIVE, SEDRO WOOLLEY

822 N. 14TH STREET, MT. VERNON

$209,500

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• LIKE NEW, UPDATED W/NEWER PAINT, FLOOR COVERINGS & DOUBLE GARAGE • NEWER VINYL WINDOWS & HARDIPLANK SIDING + NEWER COMP. ROOF • 3 BEDROOMS, 1 BA., SUNNY KITCHEN W/FRENCH DOORS TO LG. TREX DECK

SANDI R. 770-8670 • GREAT LOCATION, END OF ROAD PRIVACY, 3/4 ACRE CLOSE TO “SAMISH ELEMENTARY” • NEWER ROOF, CUSTOM PINE WOOD FLOORING THROUGHOUT, W/TILE IN BATHS *OPEN PLAN W/3 BD., 2 BA., LG. DECK, HOT TUB AND DOUBLE GARAGE!

360.757.6013 800.869.7084

$239,500

SOLD

SOLD

IN PEND

SANDI R. 770-8670

$268,900

Shawn & Tiffany Danley Bill & Jannette Krieger 360-488-3858

Beautiful custom built home on a private 5 acre Conway parcel. Impeccable details throughout this craftsman architectural built home.

Enter through the gated entrance to the welcoming estate where you will find a pastured area, great for horses; a 30 x 48 shop for all of your toys; a babbling creek; a great covered patio that’s perfect for entertaining; and so much more! MLS #948159

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$799,000

Windermere Real Estate/Skagit 1030 E. College Way Mount Vernon, WA 360.424.4901 www.SkagitValleyHomes.com

#7

OPEN HOUSE SAT. 1-4 SANDI R. 770-8670

2410 FRANCIS ROAD, MT. VERNON

19300 MILLTOWN ROAD

SANDI R. 770-8670 • CLOSE TO SCHOOLS, MEDICAL & ALL SERVICES, QUIET STREET! • 3 BEDROOMS, 1.5 BATHS, “REC ROOM” W/ FIREPLACE • FRESH INTERIOR PAINT, NEWER 30 YEAR COMP. ROOF, SUNSET VIEWS!

Brown McMillen Real Estate

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

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OPEN HOUSE • SUN., JUNE 26TH 12-3PM

10515 SAMISH ISLAND RD., BURL. HOSTED BY: KRISTEN TUTTLE

SAMISH ISLAND..Spacious 3 BR, 2 BA rambler QUALITY, ELEGANCE..4 BR, 2.5 BA, 2 story home w/ 2 FOR 1 Special..Separate single story homes on one surrounded by lush landscaping on over 1 acre w/ over 2600 sf in much desired area of Mount Vernon. Lg lot in Burlington. Great as rentals or some one wanting 2 Private 1 acre setting w/spacious home, shop, newer privacy. Large garage/shop for your toys. $349,500. lot & 3 car garage. $445,000. #961029 homes at reasonable price. $175,000. #958897 kitchen & wrap around porch. $585,000. #891540 #945934.

HOME W/LARGE SHOP…Located in the heart of Burlington. Close to park & other amenities. Covered parking for 4 vehicles. $249,500. #954292 MONEY MAKER…Automated car wash located near Western WA University. Priced for sale at 8.5% CAP on actual 2015 Net Income. Great investment at $1,466,000. #817963 WELL DESIGNED…Large home in country on over 1 acre. Floor plan features a country kitchen, master suite w/soaking tub & fireplace, exercise room overlooking lg. yard & extensive deck. $485,000. #917178 BURLINGTON PROFESSIONAL BLDG…1579 sq.ft. bldg in great Burlington location. Currently a dental office, great layout for variety of businesses. Adjoining lot available. $285,000. #733399

Jodi Dynes Yvonne Brown Galen Kindred Holly Hilts

June 24, 2016

333-7383 840-4375 770-7083 661-5538

SAMISH ISLAND…No Bank Waterfront! Gorgeous location w/older fixer beach cabin built in 30’s. Includes tidelands, enjoy crabbing & boating. $499,000. #94556 ATTENTION BUILDERS…Two acres zoned R-2 ready to be developed. Potential for 8 or 9 lot subdivision with utilities in street. Convenient to town. $585,000. #772211.

LARGE HOME…Over 1800 sq.ft. in this 3 bed, 2 bath manufactured home. Nice gardens + work shop. $159,000. #956374 IN THE COUNTRY…Single wide on nice 1+ acre lot. Storage space, call for details. $129,950. #937076 SAMISH ISLAND LOT…Enjoy peek-a-boo Island views from this lot, which also includes easement to the beach below. .24 acre parcel. $75,000. #777533

Jeff Ingman Shelah Inman Kristen Tuttle Fritz Inman

202-2859 661-0145 708-8392 661-0147

COMMERCIAL SITE...In excellent Mount Vernon location, paved street w/all utilities available and drainage installed. $437,000. #676549 LOVELY 17 ACRES…of gently rolling pasture land near Big Lake. Great view of Mount Baker and has public water available. $219,500. #940595 CLOSE TO SERVICES…over 8 acres, mostly wooded. Lg open kitchen & living room area, 3 BR, 3 BA. Large outbuildings & needs TLC, good value, great area. $445,000. #911614 ALMOST NEW AGAIN…Totally renovated older 3 BR home in convenient S. Mount Vernon location, ready for you to call it home. $249,500. #958748 BURLINGTON IN TOWN LOT…Bring builder, lot complete w/engineering & 1800 sf plan approved. Convenient to town, schools & I-5. $59,000. #921324

Tim Reichert Ron Wortham Mary Jo Reitsma Travis Lohman

RE-Weekly.com

391-5587 661-1500 770-6013 661-4533

DREAM HOME SETTING…Full acre of level pastureland w/views of mtns surrounding Big Lake. Fronts on paved street, has PUD water & electric available. $150,000. #927385

OPEN HOUSE • SAT. JUNE 25TH, 11-2PM

12500 EAGLE DR., BURL. HOSTED BY: YVONNE BROWN Country Club rambler on Second Fairway, a must see!! $329,000. #954021

Terri Heyntsen Tod LeHecka Jan Scally David Parsons

391-0938 333-1032 421-5160 391-4008

3

How To View Lender Referrals From Agents, Builders

I

nput “mortgage” in a search engine and you’ll instantly be swamped with pop-up rate offers from online lenders.

Those interest rates and attendant fees are important, of course, and will determine your housing cost in the months and years ahead. But first you actually have to find and purchase a home.

Asking for recommendations about a mortgage lender locally, from your real estate agent or builder, will likely yield references to individuals with experience and responsiveness in making a purchase possible, says Ray Rodriguez, sales manager for a bank.

The No. 1 reason builders recommend buyers a particular lender, the bank found in a survey: the lender is likely to provide quick response time to meet a buyer’s needs. Most builders (62 percent) said they recommend two to four trustworthy lenders to buyers; nearly one-third (30 percent) recommended only their primary loan officer.

Responsiveness in a lender is an important quality in the eyes of real estate agents, too, says Rodriguez. “Borrowers have three days to review closing documents,” he says. “If

4

you want to close within 30 days, everything has to line up right.”

A lender’s strong local track record and a good reputation with other agents are important factors in winning an agent’s trust, says Dave Edmondson,a realtor from Fayetteville, Georgia.

Good real estate agents rely on loan officers who work professionally and meet deadlines, and they are generally happy to provide references to them. Federal RESPA laws prohibit agents from giving or accepting a fee or anything of value in exchange for referrals.

Remember to leverage existing relationships. Ask for mortgage rates and offers from the bank or credit union you already use. Ask family and friends for references to loan officers or mortgage brokers they worked with and respected.

It’s imperative to compare rates and terms from several lenders.

Probe your agent about whether the firm will deliver what’s needed, which can include not just speed, but special loan programs for first-time buyers and other situations.

RE-Weekly.com

June 24, 2016

SMARTER. BOLDER. FASTER.

North Homes Realty Inc. 360.424.2100 • www.century21northhomes.com OPEN HOUSE: SAT. 1-4 3410 Broadway. Mt Vernon $359,000, 3 bdrms, 2.5 bths

1003 Peterson Rd. Burlington $228,500, 3 bdrms, 2.5 bths

$724,950 MLS#957398 SUN 1-4 $323,000 MLS#951622 • Stunning custom home, • Fenced acre • Stunning kitchen • Lg theater room 2610 E. Section St #76, Mt Vernon • Everett area • Tons of parking $47,500, 3 bdrms, 2 bths

• 3 bdrm, 2.5 bth • Award winning schools

For details & directions,

visit openhouse.com

$236,000

MLS#926500

• Steps from Hillcrest park • Hardwood floors • Private backyard Amy Harrison 360-913-5162 Anita Kohl 961-7795 Arlene Vonachen 853-6429 Connie Moulaison 770-1341 Dianielle Titland 720-300-2266 Duane Gish 770-9299 Jackie Lindeman 770-9080

$150,000 MLS#847744 • S. Mt Vernon • Valley views • Close to all amenities • 10+ acres

$489,000 MLS#964020 • Beautiful view home • Large family room • Deluxe features • 3 car garage

Jennifer Ohlsen 360-540-0717 Jimmy O’Connor 853-6098 Josh Arunakul 360-982-3084 Kenda Furman 391-0030 Kimberly Gregory 360-941-0058 Margie Ernst 708-3198 Maria Mendoza 610-3309

Marlene Deasy 661-6720 Mel Strickland 206-948-4392 Mike Newman 708-1419 Nicol Macri 206-962-9475 Rich Jones 425-791-2879 Richard Sundance 420-4046 Sandi Hocking 708-1523

Hiring 2 agents!

Call today!

542-2121 Sandi Riley 770-8670 Scott Heiner 540-7537 Sharon Stokes 661-6164 Shelley Camacho 708-4377 Traci Cypher 708-9481

AMERICAN DREAM REAL ESTATE SERVICES, INC. 100’ Skyline Marina Moorage #887380 • $369,000

Rare Marine Drive property #935783 • $650,000

Fannie Mae Homepath rambler #944563• $$179,900

100’ of the Finest Moorage Skyline Marina. 100’ Side tie slip on the east end of H Dock includes slip #’s H11 and H13 in condo 18 at Skyline right across from Fuel dock. The Closest mainland Marina to the San Juan Islands with unusually deep bottom at 40’ for deep draft vessels also offers 150 amps of power for your Yacht. Secure moorage with gated entry to marina, clubhouse, laundry, restroom, and shower areas. Also included is membership to Flounder Bay Yacht Club & Skyline Beach Club

Rare piece of property on Marine Dr. with filtered views! TWO PROPERTIES INCLUDED IN SALE! 3BR/3BA home is situated in a park like setting with beautiful waterfall pond. Access to Alexander Beach and Moor-age access! Creek running next to property. Fully landscape with fire pit and plenty of room to play and RV Parking/Boats. Mini workout gym. 2 decks to soak up the sun and enjoy the beautiful Northwest Sunsets.

Wonderful Fannie Mae Homepath rambler designed

by Bo Miller. In Shelter Bay. This 3 bedroom 2 bath home features Large deck with partial view. Open living well lit living floor. Detached Garage currently set up for hobby work. Walk-in Pantry, pull-down storage in attic. All Shelter Bay Amenities including Pool, golf, Marina and close to the town of La Conner.

Monthly Home owner dues $115 annual lease for land is $641.

Prime Light Industrial building #887349• $3,400

For Lease- 6600sqft free standing Prime Light Industrial building. Property is just of I-5 at Anderson Rd. Approximately 2200 sqft feet of air conditioned finished office, storage & bath. Wired for phone system and Internet service, Fiber optic & T-1 available also. Ware house features 8 roll up doors (4 drive through) and 1 dock high door as well as office space and rest room. Ample parking and great location!

3 BD 1 Ba Fannie Mae home #900015 • $158,000

Great Mount Vernon Location #945491 • $249,900

3728 S Bay Dr , Sedro-Woolley, WA 98284 4 Beds • 1.5 Baths • 2,123 Sq ft • Lot Size (Acreage): 0.53

$950,000

Like new home on flat lot w/Zero bank waterfront. 95 ft of lake front w/ a nice dock. Awesome sun exposure, deluxe open area. Home is upgraded from foundation up. Picture windows looking onto the lake and mountain view. Big open living room, main floor bedrooms & extra living areas. Large upgraded kitchen. Multiple decks, yard space and stationary/floating dock. A must see to truly understand the beauty, quality and privacy. A one of a kind built to last.

9598 Avon Allen Rd , Bow, WA 98232 $549,000 4 Beds • 2.25 Baths • 4,928 Sq ft • Lot Size (Acreage): 6.10 Nice 3 bedroom 1 bath Fannie Mae home in Mount Vernon. This terrific property is located right in Mount Dont miss this great location in quiet neighborhood, Vernon with easy access to schools, shopping, and cute of all cute houses. New roof & landscape. Bright the Hospital. Home features gas heat, hardwood and Open floor plan. Large fenced grassy backyard floors, fenced yard with shed, large covered patio. with fruit tree. Very clean and easy maintained Nice carport with extra sized RV carport too! home.

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Like American Dream Real Estate Mount Vernon

June 24, 2016

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

www.adrhomes.net

6.1 total acres w/a one level home, ranch style, 80 x 50 barn, 20 x 24 shop building with car lift, 2 wells for irrigation and addl PUD hookup. Home is a custom design 4 bedroom 2.5 bath. Kitchen is fantastic, appliances are top of the line, cook top and double ovens w/large hood, pantry walk-in and big eating area. Dining room, family room, large living room, master bedroom bath has access to hot tub on deck. Adjacent parcel of 2.33 Acres included in sale.

Rick D. Moore • (360) 201-8341 • RickMoore@nwhomes.net • RickMoore.com

RE-Weekly.com

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www.WindermereSkagit.com RESIDENTIAL NE

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734 Alexander St, SW $190,000 3 bedroom, 1 bath rambler style home is well maintained with tasteful updates. Recently painted inside & out, hickory cabinets, & a freestanding gas stove. Fenced back yard with entertainment deck. 1 car garage with overhead storage. Easy care landscape & plenty of room to park your RV. Call Elizabeth Miller, 420-3607 or Travis Miller, 420-7291 MLS#962042 NE

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1210 Hawthorne Pl, MV $249,999 Meticulous home located on a large cul-de-sac lot w/ garden beds, lush fenced grass backyard & loads of space. Light filled family room & eat in kitchen with wrap around windows; new fridge, micro & freezer included. A guest powder room. Upstairs loft, large master, master bath, & 2 additional bedrooms, bath & laundry. SkagitValleyHomes.com.

Bill & Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 MLS#941782 712 Trail Rd, SW $269,000 Development opportunity or fixer upper on this lush .83 acre lot in town. 4 bed, 1.5 baths, 1536 SF. Vintage home with multiple outbuildings. More info at www.SkagitValleyHomes.com Bill & Jannette Krieger 360-421-4446/ Shawn & Tiffany Danley 360-298-4857 #886372

NE

1210 Fidalgo Pl, SW $219,900 Move-in ready single story home. Interior was just painted & new carpet in all 3 bedrooms. Upgrades include granite kitchen counter-tops, tile backsplash, tile entry & kitchen floors & bamboo floors in the living room & hallway. Vaulted ceiling open & floor plan. SkagitValleyHomes.com.

Bill & Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 MLS#962437 16515 Britt Rd, MV $245,500 3 beds, 1 bath. Nicely maintained with several outbuildings, separate garage, carport & shop. Back yard is partially fenced with lots of room for garden space & all of your toys. Many original features throughout. Mud room with huge pantry & storage space.

Call Karine Anderson, 421-1189 or Tasha Zahlis, 391-5075 MLS#920903

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430 N. Waugh Rd, MV $329,900 Immaculately maintained 3 bed, 2.5 bath rambler in the Hilltop Haven area only minutes from Eaglemont golf course. Situated on a large corner lot, this home features gorgeous landscaping & a large exposed aggregate patio in the back. Corian countertops & elegant white cabinetry compliment the wellappointed kitchen.

Call Nathan Loeb, 333-7197 MLS#959508 NE

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620 Pyramid Peak Pl, MV $299,900 Well maintained Skagit Highlands home. Spacious floor plan is great for entertaining with the kitchen/ dining open to the living room. 4 beds, 3 baths. This nice lot sits adjacent to a protected greenbelt & offers privacy & extra parking.

SkagitValleyHomes.com.

Bill & Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 MLS#962877 60233 State Route 20, Marblemount $320,000 Just over 2 acres of park-like, Sequoias bordered, yard, surrounding your 4 bedroom Craftsman home, 24x32, shop, & roomy 2 car garage with upper room.

There is also a generator system just in case of power failure. This hidden treasure has river access, securely gated entrance & breathtaking mountain views.

Call Bette Thompson, 840-5109 MLS#933077

22562 Grip Rd, SW $399,850 Well-built 4 bed, 2 bath, 2,223 SF home located just out of town offers a relaxing setting. Amazing open concept. There is no detail left undone in this house, with high ceilings & beautiful hardwood & tile floors. Situated on a large lot, this property has a big 4 bay shop.

Call Spencer Roozen, 708-0634 or Megan O’Bryan, 708-5817 MLS#948819 910 Burlington Heights Dr, Burlington $529,000 Incredible home w/remarkable 180 degree views.

This 3400 SF home has 4 beds, 2.75 baths, custom fixtures & tile. Kitchen w/pantry, slab granite, Jenn Air Range & double oven. Open great room upstairs & large entertainment room down. Extensive private decks. Lifetime tile roof, secret room, cent vac, speaker systems, & custom built-ins.

Call Cory Kiehn, 360-441-1760 MLS# #932625 9674 Samish Island Rd $699,990 Incredible property! 157 ft of medium bank waterfront. Almost an acre & it includes a darling duplex. Each unit is 1 bed, 1 bath. They have a nice shared laundry room with storage for each unit.

Views from the property are amazing.

Call Sarah Minton, 770-3076 MLS#804056

17160 Dike Rd, MV $780,000 Beautiful 4,193 SF home on 4+ acres located in the peaceful farmlands of Skagit Valley. 3 car attached garage, 1200 SF shop with office space. House has granite counter tops, travertine tile, granite & wood floors. High ceilings, big windows for lots of light, 23 seat theater, 3 beds, & 2.75 baths. Large covered porches. Huge yard & greenhouse. Recreational riverfront acreage.

Call April Axthelm, 661-4947 MLS#933786 6340 Chuckanut Dr, Bow $799,000 Traditional style home & shop on shy 15 acres in desirable Bow. Great floor plan, kitchen w/built-in maple cabinetry, slab granite counters, island & built-in hutch. Main floor master w/ .75 bath & walkin closet. 2400 SF shop w/3 bays & 2 lofts for extra storage. Fully fenced area. Private area for your hot tub to view the stars.

Call Karen Beckner, 840-9455 MLS#949515 19300 Milltown Rd, MV $799,000 Custom sprawling craftsman estate on private 5 acre Conway country setting back off road. 3600+ SF of high-end finishes; hickory hardwoods, beautiful alder cabinetry & millwork, 60” JennAir range, granite, stone fireplace surrounds, main floor master, den, formal dining, bonus rm w/ private rear stair & 3 spacious beds up. Rear deck perfect for entertaining.

30X48 open shop. SkagitValleyHomes.com. Bill & Jannette Krieger 421-4446/ Shawn & Tiffany Danley 360-298-4857 MLS##948159 13278 Bay View Lane, Bayview $1,150,000 Bay View home situated on 2.5 acres. 3800+ SF of luxurious living space. 2 master suites. Designer kitchen with stainless appliances, double ovens, granite counters, & spacious island. Media, bonus room with .5 bath. Outdoor living area. 44X32 attached RV garage.

Call Linda Eastman, 202-4075 MLS#897339

Looking for hom

For a free pr WA-CL 713524, OR-ML 5271

Amie Mani | NMLS ID # 404665 | branch manager/M

Windermere Real Estate/Skagit Valley • 1030 East College Way • Mount Vernon • (360) 424-4901 • 1-800-849-7939

April Axthelm Balisa Koetje Becky Elde Bette Thompson Bill Krieger Cory Keihn Dave Patterson

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360-661-4947 360-421-4111 360-770-9427 360-840-5109 360-421-4446 360-441-1760 360-708-5030

David Mani Dawn Hardman Deborah McNeal Dick Nord Don Neill Donna Rowell Elizabeth Miller

425-319-7091 360-540-0058 360-707-8073 360-661-6529 360-420-4444 360-708-7984 360-420-3607

George Bellos 360-708-9762 Geri Cole 360-391-1614 Harry Ota 360-708-3500 Hollie Del Vecchio 360-525-5538 Jake Koetje 360-466-8045 Jamie Yantis 360-540-5264 Jannette Krieger 360-708-0233

Jim Glackin Jim Koetje Karen Beckner Karen Peirolo Karine Anderson Leah Hines Linda Eastman

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360-428-2828 360-202-2500 360-840-9455 360-348-0480 360-421-1189 360-428-3012 360-202-4075

Megan O’Bryan Nathan Loeb Rita Ingram Sarah Minton Shawn Danley Shelby Hagman Sherry Johansen

Amie M Download my smartph

360-708-5817 360-333-7197 360-708-8338 360-770-3076 360-488-3858 360-982-0163 360-708-3636

Spencer Roozen Tahlia Honea Tasha Zahlis Tiffany Danley Travis Miller Warren Bingham

360-708-0634 360-333-5815 360-391-5075 360-298-4857 360-420-7291 360-770-2421

June 24, 2016

www.AnacortesRealEstate.com

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127 Lummi Cir, La Conner $569,000 Wonderful low bank waterfront home in Shelter Bay includes your own private dock. Light filled home with beautiful brick flooring. Views to bay, allowing you to enjoy the boat traffic & peaceful setting for entertaining or just relaxing. Enjoy all that historic La Conner has to offer just minutes away. All the amenities of Shelter Bay included: Golf Course, 2 Pools, Community Center, Tennis Courts, Private Beach & Marina. It’s all here in this well cared for home of your dreams!

Rebecca Chamberlain 360.421.5021 MLS# 961801 NE

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OPEN HOUSES! SAT. 6/25 10-2 SUN. 7/3 1-4 12920 Sunset Ln, Anacortes $850,000 Perched above Burrows Bay with soaring views of sunsets and eagles. This newer home features high end interior finishes with spaces oriented to bring the outdoors inside. Main level living boasts a chef’s kitchen, a stone wood burning fireplace and generous master suite, walk-in closet and laundry.

The upper level: the office, guest room and full bath.

There is storage galore in the lower level rooms.

Right off your master suite, enjoy time in the hot tub with the greatest view on the Island!!

Kristi Gabrielse 360.420.3119 MLS# 946349

me financing? I’m here to help!

re-approval, please contact:

Mani • 360.428.4626 hone app at: amie.mortgagemapp.com

Mortgage Consultant | WMS Series LLC/Skagit Valley

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1800 Skyline Wy #303, Anacortes $284,000 Ease of living in this 2 bedroom, 1.75 bath Skyline Condo. Open Kitchen/dining area, large living room and beautiful view of the islands and Skyline Marina.

Master bedroom features attached bath and walk in closet. All Skyline amenities including tugboat park, beach club, cabana, beaches and more.

Colleen Craig 360.770.9638 MLS# 959860 NE

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270 Elwha Dr, La Conner $159,000 Enjoy private setting for this lovely home with main level living featuring beautiful custom cabinets & woodwork. Cooks will love the kitchen which is open to dining room with slider to spacious deck.

Living room has area that would make a great office space. Downstairs FR, 2 BR & bonus rm with lots of cabinets/counter space would make a great area for crafts or sewing. Lots of parking space & 2 car garage. Shelter Bay Community swimming pools, tennis, 3 par 9 hole golf, parks, beach & marina.

Jackie Stone 360.661.2247 MLS# 962193 NE

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4908 Heather Dr, Anacortes $665,000 Classic, tastefully updated Skyline day-light rambler w-dramatic views of Burrows Bay & Skyline Marina.

Enter the front door and your eyes go out to the water and Islands beyond. Main-level living w-fire-lit Living Room, Chef’s Kitchen w- informal eating nook. Elegant Master Suite w-MB. Large Family Room & Dining off the Kitchen. Lower Level has 3 more BR’s, full Bath, Craft Room & king-sized Rec Room. Walls of windows throughout the home bring in natural light & those views! Skyline Amenities.

Leigh Zwicker 360.333.9975 MLS# 956322

357 Davis Bay Rd, Decatur Isl $399,900 This walk-out beach property, has a vintage “Seattle” home that was transported to the island in the 1960’s. The classic bungalow has an updated upper level with insulated windows and vaulted ceiling and the rest of the house is right out of a 1920’s time capsule. Downstairs, the large country kitchen, main floor bedroom and living room need some updating but the site is incredible with stairs down to a lovely sandy beach where you can have the water taxi drop you right in front of your home!

Sarah Jones 360.333.2783 MLS# 920895 7129 Cougar Gap, Glacier $299,000 Relaxation doesn’t get much better that this!

Lovely 3 bedroom, 1-3/4 bath home nestled among the trees in the quaint residential community of Snowline near Glacier. With the National Forests just steps away... hiking, mountain climbing, river rafting, skiing & mountain biking are available for year round enjoyment. Additional amenities include tennis, basketball, swimming, horse shoes & children’s playground.

Rebecca Chamberlain 360.421.5021 MLS# 842281

NEW LAND!

NHN March’s Pt Rd, Anacortes $135,000 110 feet of frontage along South March’s Point Road.

This parcel has lot certification with Skagit County and is in the City of Anacortes Urban Growth Area.

Utilities in the street. If annexed into the city, sewer would be available. Zoned Heavy Manufacturing.

PSE has easement for overhead power lines.

John Prosser 360.202.3891 MLS# 962976

NEW COMMERCIAL

8297 S. March’s Pt Rd, Anacortes $314,000 2+ acres of Heavy Manufacturing zoned property with existing 1,120 sq. ft. double wide at the east end of the property. Boundary line adjustment is possible to meet your individual needs. Parcels P19886 and double wide 99742. Good frontage along South March’s Point Road. Property is in the Urban Growth Area for City of Anacortes.

John Prosser 360.202.3891 MLS# 963013

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8219 S. March’s Pt Rd, Anacortes $395,000 2+ Acres of Heavy Manufacturing with 2,400 square foot shop used as an existing body shop. Interior includes 120 square foot office. Good amount of working area inside. Fenced area outside for security. Room for expansion. The subject property is in the county but part of the City of Anacortes Urban Growth Area. If annexed the city sewer is across the street and could be connected. Great location for businesses related to the refineries or their subcontractors.

John Prosser 360.202.3891 MLS# 962910 Trump Island, Decatur Isl $7,750,000 Custom Build Luxury Estate on Private Island, enjoy your own Forests, Farm & Ocean Fronts. Located in the San Juan’s this 29 Acre Island captures the iconic beauty of the beautiful Pacific NW. 360 degrees of water & forest views. 4230’ saltwater frontage w-tidelands. Architectural excellence w-contemporary design, superior quality & top of the line finishes throughout makes this a truly SPECTACULAR home. Completely self-sustained environment. Power & Water. Caretakers Cottage & Dock!

Leigh Zwicker 360.333.9975 MLS# 648615 3320 Oakes Ave, Anacortes $1,299,000 This fantastic remodeled waterfront home overlooking the Guemes Channel has 180 degree view of islands & Mt. Baker. Home is equipped with high end appliances, has a concrete deck & abundance of parking including room for an RV or large boat. Breathtaking views & spacious lot gives waterfront living a new meaning.

Bill Robillard 360.770.4707 MLS# 882708 3905 Isle Wy, Anacortes $485,000 Enjoy wonderful, active views of Guemes Channel & San Juans from The Isles. The Isles is a new development that provides quality homes that are low maintenance, energy efficient & ecologically responsible. Custom cabinets of alder, fir wainscoting, cherry floors, slab granite, beautiful tiles, ductless heat pump, surround sound, designer carpet and fixtures are some of the features in this home. Clubhouse, waterfall, outdoor living area and maintained grounds.

Margi Houghton 360.202.0041 MLS# 918368

Windermere Real Estate/Anacortes Properties • 3018 Commercial Ave • Anacortes • (360) 293-8008 • (800) 327-5291 Bill Robillard 360-770-4707 Buzz Ely 360-202-4626 Caroline Baumann 360-202-7327 Catherine Mers 360-982-6831 Christine Cleland-McGrath 360-708-0267 Cheryl Frazier 360-202-4789

June 24, 2016

Colleen Craig Colleen Sargent Cynthia Aanestad Debbie Macy Gina Davis Jack Dixon

360-770-9638 360-202-2155 360-610-0120 360-391-2422 360-708-7794 360-941-5000

Jackie Stone Jessica Notaro Joan Handelmann John Prosser Judy Moore Kathy Rogers

360-661-2247 360-202-1441 360-202-4800 360-202-3891 360-770-3515 360-941-4400

Kristi Gabrielse Leigh Zwicker Linda Macy Lindi Kudlacek Margi Houghton

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360-420-3119 360-333-9975 360-708-8284 713-822-9203 360-202-0041

Nate Scott Paul Weisz Rebecca Chamberlain Rick Bennett

360-708-2354 360-391-7281 360-421-5021 360-202-2630

Rob Skelton Sarah Jones Vicki Cooley

360-488-3776 360-333-2783 206-949-1010

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Total Interest Percentage… Whaaat?

Question: We received a Loan Estimate from a lender while we were shopping for a mortgage. At the back was a calculation for something called the Total Interest Percentage. Which is better for comparing loans, a TIP or the APR?

Answer:

Both the TIP and the annual percentage rate (APR) are ways to estimate mortgage costs. There are advantages and drawbacks to each.

When you shop for a mortgage you want the lowest rate, say 3.75 percent rather than 4 percent. However, the interest rate does not represent the full cost of borrowing. Several up-front charges, including points and various fees, are part of the financing expense.

While the interest rate is the annual cost to borrow, the APR shows the cost to borrow over the loan term when the lender’s fees and charges are included.

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The Total Interest Percentage is something new.

According to the Consumer Financial Protection Bureau, the TIP tells you how much interest you will pay over the life of your mortgage loan, compared to the amount you borrowed.

For example, if you have a $100,000 loan and your TIP is 50 percent, that means that you would pay a total of $50,000 in interest over the life of the loan, in addition to repaying the $100,000 that you borrowed. If your TIP is 100 percent, that mean you would pay $100,000 in interest (100 percent of the $100,000 loan amount) over the life of the loan.

For virtually all borrowers, these measurements describe something that will never happen. How many people do you know who have had the same mortgage for 30 years? The answer is pretty much zero. Thirty years ago was 1986.

The real issue concerns what is called “tenure.”

According to the National Association of Realtors, in 2015 the typical home was owned for nine years. If the typical home is owned for nine years then it follows that the mortgage is unlikely to last any longer unless assumed.

Let’s say Smith borrows $200,000 over 30 years. The interest rate is 3.75 percent fixed. If Smith pays $5,000

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By Peter G. Miller

in fees and charges the annual percent rate will be 3.93 percent over 30 years. Let’s say we use a more realistic timeframe – nine years. Now the APR rises to 4.27 percent, because the $5,000 is being accounted for in less time.

The Total Interest Percentage calculation is similarly unrealistic. Since few people will have a loan that’s outstanding for 30 years, the TIP is like the edge of the universe – a place far, far away that we will never reach.

Nobody knows how long they will own their home.

Not only that, because of refinancing and home sales, nobody knows how long their present mortgage will be outstanding.

So yes, both the APR and the Total Interest Percentage are on the new form. In practice, however, most people will look at the interest rate and the loan costs in order to compare financing expenses.

June 24, 2016

6 Smart Ways to Save for a Starter Home Money-saving strategies for first-time buyers

“so there’s a better selection from a buyer’s perspective,” says Marty Green, a real estate attorney in Dallas. “Also, rents have increased in some parts of the country so that it now costs more to rent than to buy in many markets.” any people dream of stepping up But while would-be buyers may be to home ownership. They’d love to more motivated, the problem remains: purchase a starter house but worry about how can they best save for and own a breaking the bank. It’s a valid concern, starter home faster? considering the cost of housing, the Here are 6 smart moves: difficulty of salting away a down payment 1. PUT SAVINGS ON AUTO-PILOT and then meeting a monthly mortgage.

Set up a weekly automatic withdrawal Adopting a few money-saving from your checking account into the strategies and sticking with them over highest-yield savings account you time can help turn the dream into a reality can find. “Set a goal and timeline quicker. to ensure that you’re investing the Almost one in five prospective buyers appropriate amount,” says Rodriguez. polled are actively looking to buy their first 2. TRIM LIVING EXPENSES home, with 62 percent (67 percent among Learn to live on less while you save. millennials) looking to purchase in the “Put some things, like that grand next two years, according to a First-Time vacation, on the back burner,” says Home Buyer Pulse survey published last Chantay Bridges in Beverly Hills.

July. Yet, 64 percent and 45 percent of “Make and keep a budget.” respondents, respectively, listed “needing 3. REDUCE HOUSING COSTS to save money for a down payment” and Figure out a way to reduce your rental “needing to pay down debt” as major expense with some roommates. barriers.

Or, consider moving back in with “A majority of first-time buyers we see your parents, “saving hundreds entering the market today are millennials, or thousands a month that would who are beginning to settle down, get otherwise go toward rent,” says Brian married and start families,” says Ray Koss in Danvers, Massachusetts.

Rodriguez, regional sales manager for 4. GET THE LOW-DOWN ON LOW DOWN a bank in New York and New Jersey.

PAYMENTS “They’re more motivated now because Investigate low down payment interest rates remain near historic programs, including: lows and many lenders are offering · Fannie Mae’s HomeReady mortgage home affordability and down payment Freddie Mac’s Home Possible assistance programs.” mortgage In addition, many markets offer an · FHA’s first-time buyer 3.5 percent increased inventory of available homes, down loan

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June 24, 2016

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· No down payment loans from the Department of Veterans Affairs and from USDA · Down payment assistance programs offering by many cities, counties and states. “People are often surprised that they may qualify for these programs,” says Green, who advises talking with a mortgage professional about these options.

5. PIGGYBACK DOWN PAYMENTS Finance 90 percent of the purchase price and take out two mortgages, TD Bank’s Rodriquez suggests. “The first can be set for 80 percent of the home price. The second, in the form of a home equity line of credit, can be set for 10 percent. This way, you’re only required to put down 10 percent of the home price and you avoid having to pay for private mortgage insurance.”

6. CONSIDER BUY-TO-RENT If you have the time, interest and discipline, you might consider purchasing a starter home and turning it into a leased property or vacation rental. This ambitious step should not be taken lightly – but it is one method to help save up for a bigger/better home later. “It’s important to consider if you can handle being a landlord and the added responsibilities,” says Rodriguez.

Finally, be aware that home ownership involves expenses beyond a down payment and monthly mortgage amount, including taxes, insurance, repair and furnishings. “Buyers really need to understand these costs before submitting an offer,” Green says.

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CLASSIFIEDS LAKE VILLAGE EAST APARTMENTS 62 years of age or older and/or disabled.

Accepting applications for 1 & 2 bedrooms.

Affordable Rents: Subsidized and Non-Subsidized Units.

Income restrictions apply.

Call for details.

425-335-4133 Relay: 711 The U.S Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or familial status.

EHO

“This institution is an equal opportunity provider and employer.”

“We accept comprehensive reusable tenant screening reports as defined in RCW 59.18.030”

1 - 4 Bdrm Rentals.

Piazza Realty Property Mgmt., Inc. 360-424-RENT

(7368) www.prpmrentals.com

Avail. Now! Share luxury home on Clear Lake, indoor pool, all util. Paid. $550. No pets/smoke.

360-856-6949

10 - June 24, 2016

Mobile Home for Sale

BUILDINGS, INC.

Mobile home for sale in a 55+ mobile home park.

Needs work. $2,500.00 OBO. Call Jack 360-4243775 for info.

TRUSTED LOCAL Construction Roofing Gutters www.spane.com

800-310-2136

Lic#SPANEBI141JD

Looking to buy or rent rambler style home, 2-3 Bdrm, 2 Ba, garage, family room and/or bonus room for pool table.

360-610-5355 or 702-370-4129 WANT TO BUY water front cabin in Lower Skagit or Snohomish County.

Call 360-652-6406 or email danerlendson@gmail.com

OPEN HOUSE Sat. 6/25, 1pm-3pm 19913 Lei Garden Road, Burlington

CONDO IN CEDARS 55+ 2 bedrooms, 1 3/4 baths, 1023 square feet on one level, open floor plan, split bedroom layout for guest privacy, both bathrooms newly remodeled, new fridge and hot water tank, new composite decking on 1/2 covered back porch, attached 2 car garage. Homeowners dues includes all exterior maintenance and yard care, cable TV, use of clubhouse. RV parking available.

1180 Fidalgo Drive, Burlington.

For Sale by Owner: $230,000.

360-202-1600 call or text

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Like new condition in this 3 bdrm, 1 3/4 bath well maintained rambler.

Beautiful new flooring, paint, vinyl windows & cozy fireplace in family room. All appliances included. Large lot room to park RV, fenced back yard, garden shed. $276,000 Directions: From Burlington East on Hwy 20, North on Peacock Lane, West on Lei Garden Rd. Jan Scally Brown McMillen Real Estate 360-421-5160

801 N. 8th Street

FSBO: 3-4 Bdrm, updated bath, heat pump, detached oversized garage.

Fruit trees, garden area.

Near high school & Madison Elementary, convenient location just off Fir. $215,000.

Jackie 360-982-2269 or 333-5982.

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Anyway You Like it

WE DELIVER Print + Online + eEdition If you need assistance accessing the online or eEdition, call 1.800.683.3300

Online + eEdition (digital replica of newspaper) access is available at NO EXTRA COST to Skagit Valley Herald Subscribers.

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June 24, 2016 - 11

$345,000 1009 CHIPPEWA ST, MOUNT VERNON

3610 MOHAWK, MOUNT VERNON

Amazing views from this stunning 4 bed/2 Bath home on a quiet cul de sac location offering an oversize yard with fruit and nut trees and lots of room to play! This home offers a beautiful kitchen with oak cabinets, SS appliances, gas range, built in microwave and walk in pantry, open concept floor plan; Master has soaking tub; separate shower ; a walk in closet and own access to the expansive Deck.

MLS #928931

Danya Wolf 360-708-8294

RARE LAKEFRONT ESTATE. Pacific NW gem in gated community on shores of Lk McMurray,a treasure on 5+ac w/rare 360 ft waterfront offers privacy&serenity!Captivating views enhance the RESORT appeal of this energy efficient contemporary Craftsman.

Architectural details include soaring ceilings,23 ft stone fireplace, in/outdoor surround sound etc.Dramatic lighting, angles & spaces are hallmarks of this aesthetic 2 story estate.1100 sf garage/shop.Swim,kayak & fish from private dock in parklike Celia Miller setting. MLS#944409 360-391-6065

Awe inspiring views are yours to behold when you build your DREAM Home at top of Burlington Hill! Live the “high life� while still enjoying city amenities and convenience! Within excellent Burlington School district; close to shopping and I-5 for easy commuting. All utilities available at street: power, water, sewer and natural gas. Complete plans for this beautiful home are negotiable .MLS#909681

VIEW! VIEW! VIEW!

Danya Wolf 360-708-8294

$98,000 3004 BARRELL SPRINGS RD, BOW

Mostly level 9.5 approx. acres with easy access Suzanne Jenkins Carla Fischer to I-5. Drilled well 360.941.2983 360-982-0010 needed. Sewer hookup to be approved by county with approximately a $9600 hookup fee. MLS#918467

360-708-8294

$238,000 18238 CAPET ZALSILUCE RD, LACONNER $320,000

Nicely constructed home with many added features. Living room offers masonry fireplace. Country style kitchen. Wonderfully natural, peaceful fenced yard with covered patio and separate buildings. RV parking. Home and property is not Danya Wolf ready for photos. MLS#942734 360-708-8294

Spectacular views! This unique home offers; 2 beds/1.75 baths; skylights; vaulted ceilings; incredible mural in living room by local artist; Beautiful jetted tub in Master; kitchen has gas SS range; tankless hot water; deck; cozy yard with firepit and stairs to the beach and a picnic area. MLS # Danya Wolf 937270 360-708-8294

$109,900 4004 APACHE DRIVE, MOUNT VERNON $319,900 1601 N WAUGH RD, MOUNT VERNON $375,000

1030 TINAS COMA DRIVE, BURL HILL

OLD HIGHWAY 99 N, ALGER

Beautiful 2250 sq ft , 3+ bed/3 bath home in desirable location on the hill in Mount Vernon. Home offers spacious open main floor living with French doors to large covered deck. Upstairs bath features jetted tub. Stunning kitchen with SS appliances and granite countertops! Large family room and a den. New furnace in November 2015.Fenced, treed and landscaped 3/10 acre lot. Features 2 car garage and paved gated RV/Boat parking.

MLS#940146 Danya Wolf

$1,385,000 1906 E HIGHLAND, MOUNT VERNON

22390 MCMURRAY SHORE DR, MOUNT VERNON

$379,000

$167,000 310 N REED ST, SEDRO-WOOLLEY

Welcome home! Impeccably maintained, view home on cul de sac. Warm & inviting home offers valley view; tiled entry; natural light, tons of kitchen cabinets; granite; hardwood floors, pull out pantry; extra storage; office/family room/den plus small loft; spacious master w/vanity and walk-in closet; generous deck; covered patio. Danya Wolf 360-708-8294 MLS#906466

Two fourplex tracts for $150,000 each and one five plex tract for $175,000.00 Building permit ready for thirteen (13) units. Or, conditional use potential for professional/ medical offices. All utilities; includes off-site, fenced storm retention pond. Enjoy sunsets and Mount Baker view from this level 37,800 square foot city tract of Danya Wolf land. MLS#937247 360-708-8294

$169,000 1802 BAKERVIEW CT, MOUNT VERNON $122,000 19248 HWY 9, MOUNT VERNON

Beautiful 15.5 acres in Bow! 3 possible bldg sites, 2 w/road access. Property has been replanted & offers seclusion w/ southwesterly exposure. Well is in, just Great building site and investment needs power & pump. Perfect over 1 acre possibly 3+ duplex property to build your custom building lots R7 zoning. Close to home or put a manufactured town and schools. Paved street.

Elva Hunter Donna Kurras home on. MLS# 794546 MLS#950851 360-202-3086 360-770-7596

Attractive, large lot in beautiful Eaglemont Golf Course community, close to 20,000+ SF clubhouse with views and full service dining , fitness facilities. Enjoy peaceful Eaglemont with great amenities 18 hole Golf Course with spectaluar views of Mount Baker! Open space, walking trails, city parks.

All city utilities on the lot.

MLS#475295 Elva Hunter 360-202-3086

$45,000

Two fourplex tracts for $150,000 each and one five plex tract for $175,000.00 Building permit ready for thirteen (13) units. Or,administrative conditional use potential for professional/medical offices. All utilities; includes off-site, fenced storm retention pond. Enjoy sunsets and Mount Baker view from this view level lot 37,800 square Lake in Big Lake!foot TractcityA tract of a land.

Natural (P17995) gently Cascade sloped, partially Gas, Comcast cable,side Public wooded lot on south of bigUtility Lake.

District Sound Enjoy thewater,Frontier,Puget sunsets on this 1/3 acre lot!

Energy,(City sewer,garbage,and MLS#853972 drainage district).

Danya Wolf 360-708-8294

3780 E. College Way, Mount Vernon

360.424.0300

www.skagittraditionrealty.com 12

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June 24, 2016