Annual Report 2024

SILVER BAY YMCA

2024

ANNUAL REPORT

OUR MISSION To cultivate relationships, strengthen communities and nurture spirit, mind and body for all.

OUR IMPACT Because of Silver Bay YMCA, connections between people and family are stronger.People are more connected, respectful and caring. They have the confidence to develop to their full potential and to positively impact the communities in which they work and live. As a result, communities are more dynamic, comprehensive and varied. As stewards of Lake George, we inspire people to be stewards of the environment while they are visiting our magnificent campus and in their home communities.

BOARD OF DIRECTORS 2025 TRUSTEES Melissa Adams Frederick Becker Kaley Bell Nicole Bostic Denise Carter Dominic Colafati Matthew Crusey Lee Farmer Jeremy Fischer

OFFICERS ELISE WALTON Chair

MORRIS PETERS Vice Chair

PAUL NASRANI Vice Chair

MELISSA ADAMS Treasurer

JEREMY FISCHER Secretary

David Ingrey David Kaiser Malcolm Lee Paul Nasrani Morris Peters Greg Van Heest Elise Walton Joel Wattenbarger Beth Whitaker

COMMITTEE CHAIRS MORRIS PETERS Governance

MELISSA ADAMS Finance

DENISE CARTER Strategic Planning

JEREMY FISCHER Audit

JOEL WATTENBARGER CEO Review MATTHEW CRUSEY Outreach & Engagement Committee

DAVID KAISER Investment

PETER R. DOLIBER CEO

A MESSAGE FROM THE CEO full year “artist in residence” as the Squire Arts and Crafts became Squire Studio at Silver Bay. We saw improvements in our infrastructure including upgrades to tennis, the addition of a high ropes course, new archery equipment, repairs to several buildings including new coats of paint, and a much needed restroom in the Auditorium.

We invested in our host communities with neighborhood meetings to learn how we can better serve. A large part of this was, along with our existing teen program in Ticonderoga, we accepted the contract to manage the new Ticonderoga Community Early Learning Center.

Peter R. Doliber - Chief Executive Officer

Making informed business decisions from data continues to be a big part of what we do. This has guided us to expand our wedding and event portfolio, attract new conferences, and see a sizeable increase in family reunions. Similarly, we have been able to increase our respite programs, serving more individuals and families with specific needs. Spiritual Life has also seen an increase in services and attracting new folks to Silver Bay.

None of this would have been possible without our amazing donors and supporters. In three years, we have been able to more than double the annual It is always good to take a minute and reflect on fund. This generosity, along with the business what has happened over the past year. For Silver Bay, growth, is allowing us to continue narrowing our 2024 was a year of honoring our foundations and operational funding gap. We are moving towards preparing for a great future where new generations greater sustainability. Your support is appreciated experience the wonder that is Silver Bay. and makes all the difference.

Last year was one of continued investment in Silver I hope you will enjoy our annual report and will join Bay and we are seeing the rewards. We recruited us in continued investment in Silver Bay. and hired incredible staff, both year-round and seasonal, who greatly contributed to our increased guest experience and satisfaction. This includes a

CARING FOR CARING FOR CHILDREN, CHILDREN, SUPPORTING SUPPORTING FAMILIES FAMILIES Ticonderoga Community Early Learning Center Where Little Learners Grow and Thrive Caring for children 6 weeks to 5 years old in a safe, nurturing, and fun learning environment. At the TCELC you’ll find: Small class sizes for more individual attention Healthy, nutritious meals provided every day Scholarships available to help every family Play-based, curriculum-driven learning to support early growth and development

Giving children the best start in a safe and nurturing environment!

Silver Bay YMCA and the Board of Trustees remain steadfast in supporting youth through safe spaces, mentorship, and programs that build confidence, character, and leadership. By investing in youth today, we strengthen our communities for tomorrow.

EXCITED TO SERVE: MY JOURNEY TO COO AT SILVER BAY I am excited to step into the role of COO for Silver Bay. Since joining the team in 2023, my family and I have fallen in love with the property and community.

Much of my professional career has been in hospitality, specifically hotels and restaurants, with particular focus on revenue management and operational efficiency. I’m proud of what we have accomplished here at Silver Bay during my time as VP of Guest Services, from expanding our catering and wedding offerings, to increasing access to our property with third party bookings. We continue to focus on encouraging more people to experience the Silver Bay we know and love. We also took steps to address some of the biggest concerns expressed to us, including lack of dining options while staying on property. We are now featuring two new options, the Mountain View Grille and Seafood Night to provide flavor for your summer!

But most importantly, I value the opportunity I’ve had to get to know and work closely with many of our amazing staff, board members, volunteers, and of course, the guests and members!

Lucas Callahan - Chief Operating Officer

As COO I look forward to supporting our team in creating remarkable experiences and amazing memories for our guests, members, and the community. We remain committed to transparency, excellence, and sustainable growth as we navigate our continued journey. Please stop by to say hello next time you’re on property, but be prepared to throw a frisbee for Quinn, my canine officemate.

ECONOMIC IMPACTS As one of the largest employers in Northern Warren County, Silver Bay YMCA has put over $5 million back into the community through salaries, housing and utility costs, as well as contributions to local organizations. Highlighted below is a breakdown of the economic impacts Silver Bay has had on the local community. *Estimates per YMCA of the USA information.

SPENDING IMPACTS* $1,111,153

TAX REVENUES GENERATED

Housing and Utilities

$892,000

$1,046,933

Federal Income/Payroll and State/ Local Income Taxes

Medical Care

$782,649 DIRECT PERSONNEL COSTS

Food/Beverages

$4,844,000 Salaries

PERSONAL SAVINGS GENERATED

$512,000 Benefits

$297,012 (Deposits in Local Banks)

$437,443

$133,493

Financial Services/Insurance

Furniture/Appliances

$374,945

$246,843

Transportation

Clothing/Accessories

$136,482

$604,289

Motor Vehicles

$421,108 Recreation

Other Goods

$469,117 Other Services

$5,000

Contribution to Hague Volunteer Fire Department

$16,137

Dues paid to Chambers of Commerce and other local organizations

$25,000

Contribution to Town of Hague

$180,000

Interest paid to local banks

YOUTH IMPACT

224 Kids enrolled in swim lessons

216

Silver Camp Attendees

111

Teens at Teen Center

$220,000 Value

29

Children enrolled in the Early Learning Center

16

Scholarship Campers in Silver Camp

$6,700 value

152

Foster and Adoptive Respite Program Participants

COMMUNITY BENEFIT REPORT 2024

Silver Bay YMCA has provided over $1.4 million in direct community benefits through programs and services.

The following statistics highlight some of the important work being done by Silver Bay.

173

Spiritual Direction sessions with respite guests, weddings, memorials, and staff support.

33

Scholarships provided to Silver Camp, our youth day camp, a $35,000 value

972

Free stay at Silver Bay YMCA through our Pastoral Ministry Respite program, a $865,000 value

Sessions

Scholarships

Stays

71

Free weekly stays for Cancer Respite, Military R&R, Foster and Adoptive Retreat, First Responders Respite, Vacations Made Possible respite guests, a $74,000 value

412

Community Wellness memberships given out to our local communities, a $149,000 value

Stays

Memberships

110 Nights

36

Vacations

Vacations donated to other community non-profit fundraisers, a $22,000 value

13 Boards

Of Emergency Housing stays, a $39,000 value Local boards/organizations on which Silver Bay YMCA staff volunteer

JOBS - All contributing to the local area

73

Full Time Year-round positions

9

Part-time year-round positions

150

Full-time seasonal positions

TREASURER’S REPORT FOR FISCAL YEAR 2024 OPERATING RESULTS FY2024 Operating results improved and resulted in Fiscal Year 2024 results show a significant a smaller loss than the prior year. This improvement improvement over the prior year’s results, reflecting reflects operating revenue of $5.72 million, an a $547,000 surplus (excluding depreciation) increase of 6.6% when compared with FY2023 compared to last year’s loss of $1.5 million. results of $5.36 million.

Dear Friends of Silver Bay,

Revenue showed strong growth compared to the prior year as business expands into shoulder seasons.

Silver Bay continued to benefit from generous support from donors, receipt of an Employee Retention Tax Credit, and New York State Tourism Return To Work grant. Expenses were on par with 2023 despite the economic increase in costs.

Silver Bay’s leadership did an excellent job managing short and medium-term requirements by growing revenue through new and innovative programming and marketing strategies while managing expenses below budgeted amounts.

Operating expenses (excluding depreciation) were $9.03 million, an increase of 2.6% over last year’s expenditure of $8.79 million, due to a $233,000 Employee Retention Tax Credit fee. Excluding this fee, FY2024 operating expenses were on par with FY2023 despite inflation.

NON-OPERATING INCOME In 2024 Silver Bay continued to benefit from donor support of $1.78 million, an increase of 10.5% over last year’s donations of $1.61 million. Silver Bay also benefitted from the receipt of a tax credit in the amount $1.6 million as well as a New York State grant of $250,000.

SILVER BAY YMCA SUMMARY OF FY 2024 RESULTS* OPERATING: FY 2024 FY 2023 DOLLAR CHANGE Revenues $5,715,568 $5,361,654 $353,914 Expenses (excluding Depreciation) $9,025,159 $8,792,481 ($232,678) OPERATING SURPLUS/(Gap) ($3,309,591) ($3,430,827) $121,236 Gifts** $1,776,171 $1,607,511 $168,660 Employee Retention Tax Credit $1,557,658 $69,725 $1,487,933 NYS Tourism Return To Work Grant $250,000 $0 $250,000 All Other*** $272,860 $251,929 $20,931 ALL-IN RESULTS (excluding Depr.) $547,098 ($1,501,662) $2,048,760 *Unaudited results, excluding GAAP adjustments **Excludes gifts restricted for payment of William Boyd Center Loan ***Includes transfer of restricted funds for eligible operating expenses

INVESTMENT RESULTS The Board Designated Fund was valued at $2.09 million as of December 31, 2024, an increase of $147,000 compared to the balance at year end 2023. The Restricted Endowment was valued at $7.12 million, an increase of $232,000 compared to the balance at year end 2023. Investment balances, including the above, operating cash, and other totaled $19.17 million vs. $17.94 million at year end 2023.

DEBT / LIQUIDITY As of FY2024, Silver Bay has two debt obligations: $497,000 on a Small Business Administration Economic Injury Disaster Loan obtained to maintain liquidity during COVID19 and a $1.86 million drawdown note that was used to fund the fiscal deficit of 2023. Silver Bay draws on a line of credit (LOC) from time to time to manage cash flow needs during and across fiscal years. The LOC has zero balance and has not been utilized since FY2020.

2024 YEAR END INVESTMENT PORTFOLIOS BOARD DESIGNATED FUND

MARKET VALUE

Cash Equity Fixed Hedge Funds Tangible Assets TOTAL PORTFOLIO

$51,825 $1,489,534 $215,472 $249,751 $88,387 $2,094,969

RESTRICTED ENDOWMENT FUND

MARKET VALUE

Cash Equity Fixed Hedge Funds Tangible Assets TOTAL PORTFOLIO

$194,922 $4,424,746 $1,469,611 $748,929 $282,028 $7,120,236

BROOKSIDE/TRINITY CUSTODIAL FUND

MARKET VALUE

Cash Equity Fixed TOTAL PORTFOLIO

$359,148 $1,934,305 $4,849,198 $7,142,651

% OF CURRENT PORTFOLIO YIELD

2.47% 71.10% 10.29% 11.92% 4.22% 100.00%

4.41% 1.43% 4.08% 2.63% 9.24% 2.25%

% OF CURRENT PORTFOLIO YIELD

2.74% 62.14% 20.64% 10.52% 3.96% 100.00%

4.41% 1.41% 4.21% 2.64% 9.24% 2.51%

% OF CURRENT PORTFOLIO YIELD

5.03% 27.08% 67.89% 100.00%

4.52% 3.21% 5.68% 5.26%

BALANCE SHEET

BALANCE SHEET 12/31/24 ASSETS Current Assets

$2,180,264

Investment Funds

$17,524,051

Property and Equipment

$26,983,874

TOTAL ASSETS

$46,688,189

LIABILITIES Current Liabilities

$669,294

Long-Term Liabilities

$2,358,163

Total Liabilities

$3,027,457

NET ASSETS Without Donor Restrictions

$36,538,354

With Donor Restrictions

$7,122,378

Total Net Assets

$43,660,732

TOTAL LIABILITIES AND NET ASSETS

$46,688,189

STATEMENT OF ACTIVITY 2024 STATEMENT OF ACTIVITY OPERATING ACTIVITIES Unrestricted Support, Revenue, Gains and Reclassification Expenses Total Operating Activities

$9,186,445 $11,112,851 ($1,926,406)

NON-OPERATING ACTIVITIES Support for Special Projects Investment Return Other

$1,557,658 $1,564,987 $54,625

Total Non-Operating Activities Increase/Decrease in Net Assets Net Assets (Beginning of the Year) Net Assets (End of the Year)

$3,177,270 $1,250,864 $42,409,868 $43,660,732

PHILANTHROPY AT SILVER BAY Silver Bay had a record 2024 raising unrestricted funds to support our operations: $1,800,000 which is $300,000 beyond our goal. To you our donors we say THANK YOU! We are moving the needle in the right direction. Philanthropy needs to become a major foundation of Silver Bay’s sustainability and success. It supports our operations, programs, and the work we do to support our mission. Our goal is to grow annual Philanthropy to a level that sustains Silver Bay long into the future. You can help us reach that goal!

Walt Lender VP of Development

2024 TOTAL CONTRIBUTIONS We thank the following individuals, organizations and businesses for their support of Silver Bay YMCA and its mission to foster relationships, strengthen communities and nurture spirit, mind and body for all. This listing represents annual gifts, pledges and pledge payments made in 2024. *Indicates individuals who have passed away.

Adirondack Foundation Believers Church at Glenville Charles R. Wood Foundation Christenberry Anderson Loomis Family Foundation College of St. Rose Companions of Mary the Apostle County of Warren Crystal Clean Dry Ice Blasting Dayton Foundation DeFranco Landscaping/Construction Inc. Faithwaze FM Global Gates Foundation

Glenn and Carol Pearsall Adirondack Foundation Inc. Glens Falls National Bank and Trust Company Goldman Sachs Greater Washington Community Foundation Hadley-Luzerne Wesleyan Church Harding Education & Charitable Foundation Henry M Rowan Family Foundation J.M. McDonald Foundation Inc. Jewish Communal Fund Kiwanis Club of Ticonderoga Area, Inc. Liberty Mutual

My Hope Flower Farm New York State YMCA Foundation Inc. Northway Christian Family Church Novartis Finance Corporation Pfizer Inc. Phinney Design Group Preservation League of NYS Putnam United Presbyterian Deacons Fund QBE Red Hat Foundation Renaissance Charitable Foundation Silver Bay Au Pair Course Stewart’s Foundation Take Two Software

Terra Nova Church Saratoga Terrace Water Co., Inc. The Charles Evans Hughes Memorial Foundation, Inc. The Cloudsplitter Foundation The McKernon Group Inc. The Merck Foundation The Monks of New Skete, Inc. The Sandy Hill Foundation The Walt Disney Company Foundation Ti Automotive LLC Ticonderoga Festival Guild TisBest Philanthropy TrailNorth Federal Credit Union UBS Union Chapel Association YMCA Of The USA

A John and Melissa Adams William and Cynthia Adams David J. Adzigian Mark D. and Mary Adzigian Cynthia Albrecht Dr. Garth and Ashley Allen Paul Brown and Val (Brown) Mertz Giles and Liz Anderson Margaret and Damon Anderson Marjo Anderson and Mark R. Dollhopf S. Wyndham Anderson Robert and Rosanna Ando Carolyn and Bert Andren Mary Ellen Appleman A. Leon and Laura Arksey Ann L. Armstrong Harold and Pat Asiel John Asiel and Diane Marr Asiel Terri Asiel Martha A. Atwater Johanna S. Audolensky Christine Auer

B Kristyn A. Baccaglini Jean F. Baettig Leslie Baird F. William Baker Terry and Jill Baker Justine Bales David B. Ball Robert P. Ball

Gerry and Linda Balzer Sean Barnes Ruth Barney Kathryn Barry John and Joanne Bartlett Barbara Barton Rachel C. Barton Ken Bast Seddon K. Beaty Dr. Frederick and Kathleen Becker Ed Becker Reynold and Laura Becker Lewke Karen Beekley Kaley P. Bell Paul and Colleen Bell Jennifer Bendelius Janet and Richard Berls Timothy Bertaccini Lynda Bertoncini James Biddison Lee Biddison Andrea Black Kenneth and Joy Black Richard and Jeanne Blake Donna Boardman Andrea Boecker Joseph and Andrea Boecker Margaret and Robert Bogart Dr. Elizabeth A. Booth and Thomas W. Briggs Nicole Bostic Andrew Bowen Kenneth and Laura Bowen Richard and Mary Brancato Dorothy Brauner Linda Breen Thomas Brennan William Houck and Jan Brenner Paul and Brenda Breslin Rev. James and Joyce Bresnahan Dr. Christopher and Dr. Patricia Brown Dr. Robert and Joyce Brown Geoffrey and Martha Brown Ivor Brown Joann E. Brown Charles and Jeannie Brown Leonard Lindsay Browne Lauren and Christopher Brubaker Mark Brumbaugh and Gaye Swanson Richard and Dawn Buchanan Theodore and Elsa Burrowes

Gerard Burt Alison L. Buxton

C Michael and Lilli Caiazzo Stuart Campbell Susan Campbell William and Marilyn Campbell Susan and R. Keith Capps George L. and JoAnne Carlisle Joan Carmody Christopher M. Carpenter Gregg Roberts and Cindy Carpenter Mary Lou J. Carpenter Matt and Latoya Carriker Abigail Carroll Mary Denise Carter and Laura Nugent-Carter Gregory Cashman and Margaret Neal William Catherwood and Jean Sperling Deborah and Joseph Cestone Jeanne T. Chiang Parlin Ada Chin Beverly Chin Won tae Cho Dr. Robert and Elizabeth Christenberry Christopher and Emily Clark Carolyn E. Close Wayne Mathisen and Kimberly Close Matthew S. Coe Ian and Margaret Cohen Dominic Colafati and Anne Erling Dale and Thomas Cole Dr. Wendy and Dr. Frederick Coleman Mary Louise Coleman John Colen Francine and Dr. William Collier Maurice and Martha Collins Mike Collins David and Jennifer Comstock David and Marge Comstock Marge and David Comstock Christopher and Maria Cooper William M. Cooper IV Dr. Chris Coppernoll David J. Cornell Jeffrey Cornwell & Kathleen Berard-Brown Tony and Jackie Cortese Timothy and Karen Costello

David and Gail Cotten Dale and Thelma Craig James Crane Alan H. Crosman Bill and Ming Crusey Howard M. Crusey and Dr. Susan Alksaab Howard W. and Ming Crusey Lea M. Crusey and Jeb Ory Linda Csaplar John and Debra Cully Paul Custer

D Mike and Ann D’Attilio Dr. Robert and Patricia Davis Theodorus De Haan Rev. Dave and Janet Dehuff Steve Demas Pieter and Phyllis DeSmit Robert and Diane Dickson Mark DiCristofaro Donald and Joanne Dietterick Jeff Dill Rev. Norman and Donna Dobbs Peter and Jean Doliber Mary Ann Dolliver Michael and Belinda Doran William and Janine Doran Jennifer Dorsey Carlos and Mary Ann Dos Santos Paul and Jean Dos Santos Jane Dougan and Roger H. Matthews Glenn R. Drury David L. Ortmeyer and Deborah J. DuBourdieu Henry J. Duffy Alice Duggan Justin and Judith Duncan Joel and Juli Durst Kyle Dykes

E Merrilyn Eastham Nancy L. Eastham and James A. Bamberger Sian Edwards Nkoyo Ekpo Jeffrey Elston Rev. Robert and Cecilia Emery Susan Enright

James and Katherine Entwistle Rob Epler

F James Failor Lee Ann Fallet Gabriel Faraci John and Brit Farmer Lee Farmer Dr. Warren and Dr. Renee Ferris Daniel Finnegan Robert and Melissa Fischer Robert and Pamela Fischer William A. and Carolyn M. Fischer Meredith Fisher John and Beth Flanagan Nancy Flanagan Raymond and Leigh Anne Floyd Shirley R. Floyd Dr. Paul and Barbara Folkemer Helen H. Ford Frank H. and Gertrude M. Stillinger Memorial Fund Christopher Franklin Susan and Jeffrey Frey Jeff Fuhrer Dr. John and Claire Fulco Deborah Fuller Ann Furze

G Susan and Reeves Gabrels David and Cheryl Garrett Anita Gay Virginia M. Geils David and Michelle Geipel Anik Gibeau Thomas and Sandra Gilman John Ginnan Sarah Ginolfi Mary Jane Gissin David Glendinning Kenneth C. Glossbrenner Carolyn Goodrich* Kevin and Karen* Goodwin Marjorie and Andrew Gorelik Charles G. Gosselink Rebecca A. Grant David and Bridget Bradley Gray Roy Grayson-Wallace and Pamela Mizzi

Frederick and Joyce Greene Karen and Barry Greene Jacob and Gretchen Gross Alexander M. Guest Elizabeth Guest Allen S. Guignard

H William and Ruth Haase* Rami and Mary Haddad Gale Halm Joey L. Halm Paige B. Hammond David E. Hansen Randall Harmon and Barbara Booth Audrey K. Harniman Robert and Linda Harra Betsy Harris Matthew and Michelle Hay Zach Heaberlin Charles and Janis Heiden Dr. Thomas Heintzelman and Joan Traber Melanie Helmke Ruth and Dr. William Henderson Cliff and Carrie Hennen Virginia Herrick Elaine Hester Hugh and Jean Hilliard* Carolyn and David Hoeschele Greg and Brittany Hoeschele Kevin N. Hoeschele and Molly Sharlach Caroline Hoffman DeeAnn Hoffman Rev. Robert and Karen* Hoffman Sarah H. Hoffman Linda Holliday Mary Holmes Tom Holmes Harold and Gail Housler Tara Hubbard Shirley Hudders* Michael and Mary Elizabeth Hudec Jacqueline Huey John and Cindy Hughes Margot Hughes Donald and Helen Hughlett Rev. Chase and Suzanne Hunt Lawrence Mass and Christine A. Hunter Benjamin and Barbara Huntington

Martha Huntington and Erick J. Whittier Rev. Kent and Susan Huyck

I Kenneth and Marielen Ingrey Paul and Jane Ingrey Rev. Dr. Hans-J and Linda Irmer

J Alfonse and Sarah Javed Brian and Gina Jeckering William and Marilyn Joerg Robert and Rebecca Johannes Rev. Abidhananthar John Nathanael Johns Bjorn Johnson David and Karen Johnson Jeannette Johnson Mary Johnson Rev. Robert and Susan Johnson Catherine/Russell Jones Kristin Jones Marva Jones Elaine Joost Michael Luke and Betty J. Jordan Robert and Priscilla Joy

K Donald and Judith Kahl Clifford and Laurie Kaiser David and Tamara Kaiser Carol and John Kanis Ed Keeler Mark Kehrer Gordon and Robin Keil Barbara L. Keis C. S. and Melissa Kelley Terrence and Holly Kerwin Julia Ketcham John Kilcullen Brandon Scott King George Kinney Charles and Marie Kireker Robert and April Kiskaddon Bob and Penny Klebe William and Judith Klebe Marc and Christine Kleinhenz William and Cynthia Kline James Kloiber & Stephanie Wagoner Ronald Knott

Hugh and Susan Knowlton Edward Konikowski Jane B. Konitz Kurt and Sonja Kreh Mary Katherine and Gregory Kremer

L Leslie Laguer Kenneth Larsen Anders Larsson Primary Addressee Chet and Liz Lastowski Elden K. Lathrop Victor Lavalee Christopher Lee Malcolm R. Lee and Nancy Choy Rev. Soonwoo Lee Sarah Lehmann Derrick Leitao Dominic and Kathleen Lemma Sharon Lersch Marcy LeSieur Brandon Lewke Pauline Lim Gregory Litz Vivian Liu-Somers Bradley and Amy Loane Russell and Shannon Loane Thomas and Nancy Loane Steven and Suzanne Locke Martha Lord Mark and Megan Lucier Cheryl and Patrick Lynch Jacqueline Y. Lynch Michael and Cambridge Lynch Thomas and Adrienne Lynch Richard and Elizabeth Lyons

M Joseph J. Arcieri and Janice L. MacGregor-Arcieri Roderick and Nina MacLeod Bruce and Noni MacPherson Rev. Sarah H. Maker Curt and Ms. Anita Malizzi Carol Mallison Karen Maloney Lois I. Mamourian Jack and Nancy Mangiante Michael D. Mangiante Thomas and Angela Marchetti

Margo Markesteijn Laura and Emerson Marks David Wood and Lauren Marr Sarah Marr Wayne P. Marr and Barbara Warfield Donna L. Marshall Peter Marshall and Elizabeth Lord Rev. David and Judy Martin Dr. Donald Mathews and Dr. Jeanne Pringle Christpher Mauger Robert and Linda Maxwell Martha A.and Alan McCravey Sarah and Geoffrey McDonald Gabriel and Megan McElwain Jeff and Dorren McFarland Anne McFeely Arthur and Louise McGinnes Brian McGlynn Leah McGlynn Nancy McLaughlin Richard and Emily McLaughlin Donald McLellan Mallory McLoughlin John F. McPherson Margaret Mengers Elizabeth Merring Sam and Lora Mesiano Connie Messitt Peter H. Meyers Theodore Meyers Arthur Mielke Jean Mielke-Avery kim milanese Dr. John and Hedda Missimer Albert and Katherine Mitchell Samindranath Mitra Catherine & William Mode Rev. Joseph and Elaine Molnar Janice Monger James Moran John and Susan Moran Roy F. Moritz Barry and Dr. Kristan Morrison Kimberly and Timothy Morrison Arion Moser Karen Moskal Carynna Mott Christina Mueller and Jonathan B. Loane Nancy F. Mueller

Mary Mulhearn Meredith Mulhearn Richard and Karen Mullen Dr. Delia A. Munday Edward Murphy

N Laura Nagy-Yoder Bill and Susan Nash Paul Nasrani and Simi Mir Jason J. Nassau II Laura Nassau Lois T. Nassau Margaret Neal and Gregory Cashman John B. and Susan L. Nettleton Won and Anna Ng Dr. Noelle B. Nielsen Janet R. Nordberg

O David J. Oakley and Dianna Masto Carol Ochs Richard and Christine Oliver Kirk Duby and Carolyn Olson Duby Amaury Ortiz Julianne O’Toole Thomas and Michelle Ott

P Mark and Kimberly Pacala Jacquelyn Palandrani Douglas Palmer John and Mary Ellen Pariseau MaryEllen Pariseau Joan and Blackwood Parlin John B. Paterson Mark A. Patterson and Jennifer S. Leete Dr. Amy E. Peardon and Andrew Heinz Adam and Sara Pearsall Michael and Genevieve Pedaci Kevin Peter Morris and Dr. Catherine Peters Dale and Sara Petersen Matthew and Catherine Peterson Dr. Michael and Rosemary Pettei Donald Pitches Christopher and Dianne Poppe Susan Poppe John and Millie Porpora Dr. Ronald Perrone and Diane Price

David and Mary Proctor

Q Alison Quin Eleanor Quinn Mary Jo Quinn

R Janine and Steven Racanelli Rajeev and Brandy Raghu Nicholas and Betsy Rama Erik and Nancy Rambusch Allen and Susan Randolph Jeffrey and Stephani Rarig Lewis and Judith Rarig Maurice L. Rasbeck* Charles Rateau Robert and Joanne Reeves Marc Reisman Wayne and Marlene Reisner Bernard and Mary Renois R Eric Reuss Robert and Dorothy Reuss Janice and Chris Reynen Michael and Sharon Riccardi Donald and Judith Richards Brenda Richardson Dr. George and Sue Riday Susan and William Rigger William and Susan Rigger Thomas and Margaret Robinson Andrea and Marc Rogers Michael P. Rogers Scott and Gail Rohrbach Michael and Deborah Roosevelt David and Krista Roseland Ilene Rosenthal Thomas Ross John D. Kahler and Carol Rowehl Karyn Ryan Chris and Sangrail Rydell Susan Rydell

S Ronald and Sandra Sacco Starr Sackstein Dr. John and Sara Lee Sanborn Robert and Susan Sandow Ruth Sandow Beverly Sann Gina Sansone

Kathryn Santaniello Stephen and Sharon Sassaman George and Paula Sautter Jeanne Savietta Thomas and Charlene Schaffer Adele Schneider Richard and Lorraine Schrader Kris Schramkowski Dr. Jonathan and Amy Schutze Molly and Marcello Scippa Bruce Scott and Anna Kunzler Daniel and Renee Scuderi Jamee and David Sealy Robert and Maxine Seltzer Ken Sharp Richard and Mary Sharp Michael and Rececca Shea Jane Sheldon Natalie and Kris Shotts Cynthia and Herb Shultz Robert and Rebecca Shuster Steven and Maria Siciliano Penelope Siesko Peter Sime Jeffrey Simon Jean and Ceaser Singleton Robin Sinkway-Emery Amit Sircar Rev. Flavia L. Skilbred Henry and Elizabeth Smith Rev. Howard and Sheila Smith William D. Smyth Dr. Gregory J. MacDonald and Wendy D. Soliday Kathryn R. Spindler Sarah Spitzer Curtis Staab State of New York Robert and Faith Steinfort Bonnie B. Stevens Greg Stewart Grove and Ann Stoddard Peter and Nancy Storms David and Paula Strickland Scott and Patricia Strickling Robert and Angela Strong Henry Strouss Krishana and Walter Suckau Callie A. Sullivan Devin Sullivan Timothy C. Sullivan

Marian B. Suter Elizabeth Swanson Sylvamo North America, LLC

T Rev. Bruce and Sarah Tamlyn Isiah Taylor Barbara E. Teague Lucinda M. Tetz Nancy Tetz Thomas and Katie Tharp David Theobald Sandra Timmermann-Bonham John and Sarah Tobin Betty K. Torell Lori and Stephen Torell David and Alice Tornquist Karen Trautmann Tri County United Way Russell and Elizabeth Triolo Jack and Molly Turner John and Vicki Turner William E. Turner

U Ram and Roberta Upadhyay

V Raymond and Suzanne Valade Rev. Gerard and Eloise Van Heest

Chattie Van Wert David Van Wie and Cheryl Bascomb Frederick Flitsch and Marja Van Zen Flitsch Joel Vande Werken Nancy Vanderslice Gregg and Kristina Vanourek Carlos and Nancy Velez Dr. Brian and Allison Vierling Peggy Vitolo

W Russell and Wendy Walters Elise Walton Emily Wan Dr. Nancy M. Watson Joel and Debra Wattenbarger Marian Wattenbarger Carol Weekley Michael Weil Walter and Kay Wells Rev. John A. and Cathie Werley Karen and Eric Werner Bruce and Judy Wester Jennifer and David Westervelt Dr. Beth E. Whitaker and Dr. Jason Giersch Joseph and Laurel Whitaker Robert and Janet Whitaker Sandra White

Daphne Wilcox Alex Quinn and Robyn Wild Dr. Jesse and Eleanor Williams Gordon and Lina Williams Harold and Kerry Ann Williams Barbara Wilson Gary and Katherine Wilson Trisha L. Winchell Phyllis Winkel Robert E. Wood David Woodruff Robert and Lee Woodruff Jean M. Woods Jesse Woods Donna J. Wotton Gray and Margaret Wright Paul and Susan Wright John and Kathy Wulfken

Y

Thomas and Laura Lee Yohanan Rev. George Youket Damon Young Rev. Jonathan W. Youngmann Roy Schult and Candace YoungSchult

Z Christine Zanfini Parker Larry Zinn

TRIBUTE GIFTS 2024 Silver Bay YMCA is honored to receive gifts in memory or in honor of special friends and loved ones as a tribute to their love and support of Silver Bay YMCA. The following tributes were received during 2024.

IN HONOR OF

IN MEMORIAM

Beth Whitaker Elaine and Fred Gehris Karyn Ryan Ken Steinberg Emily Clark Pastoral Respite Ministry Program Debby and Joel Wattenbarger

Shirley Hudders Jules Halm Rev. David D. Mangiante Edythe Wiener Annelies Walton Dave Mangiante Frank Tetz Jim Neal

Joan Bowen Joyce Schumacher Karen Hoffman Maria Crosman Raymond Lee Robert Joost Robin Eastham Garwood Burwell

Everett Molony Joan Close Henry and Carole Haller Mariko Mukai Ando Tighe Sullivan Joan Brady Bowen

Looking Ahead: 2025 Campaign

DOUBLE YOUR DONATION Every new dollar donated to the Fund for Silver Bay will be matched up to

$25,000

The Fund for Silver Bay helps support operational costs to ensure Silver Bay has increased longevity and sustainability. This includes: PROGRAM SUPPORT

COMMUNITY ENGAGEMENT AND COSTS

FACILITY IMPROVEMENTS

EMERGENCY AND UNEXPECTED EXPENSES

SILVER BAY YMCA 87 SILVER BAY ROAD, SILVER BAY, NY 12874 (P) 518.543.8833 • WWW.SILVERBAY.ORG

DONATE TODAY!

Campaign runs yearly from January 2025 - December 31, 2027 https://silverbay.org/donate/

Silver Bay YMCA

87 Silver Bay Road Silver Bay, NY 12874