SafeShore Brochure

The Longshore Coverage under this program is provided by Signal Mutual Indemnity Association Ltd. Signal is the largest provider of Longshore coverage in the United States and is approved by the U.S. Department of Labor to provide Longshore benefits.

Signal members/employers are working in every major port and yard in the country and Signal is approved by the vast majority of Government Organizations/Subdivisions, Ports, Oil Companies, Shipyards, and other major marine operations. For more information on Signal please visit www.SignalMutual.com.

The Need: A source of dedicated, responsive, competitively priced Longshore Act coverage for the small to mid-sized maritime business

The Solution: Signal SafeShore SafeShore is the NEW monoline USL&H workers’ compensation program backed by Signal Mutual Indemnity Association to support waterfront employers whose limited exposures do not qualify them for entry into the Association. SafeShore provides full statutory Longshore Act coverage backed by the unmatched financial strength, customer service, and expertise of Signal Mutual. 

Open to USL&H-subject employers meeting underwriting criteria and with Longshore payroll and premium of less than $1 million and $100,000 respectively

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$10,000 minimum premium ($5,000 for vendors of Signal Mutual Members)

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State act WC coverage available through separate companion program

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MEL cover: not included, but also available through stand-alone program

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How to access: Visit www.signalsafeshore.com for program details and fast, easy online application

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Questions?? Contact Signal SafeShore Underwriting today!

Call 877-215-1125 or email underwriting@signalsafeshore.com

www.SignalSafeShore.com SafeShore Underwriting (877) 215-1125

Why was SafeShore created?

To meet strong market demand for cost-effective, responsive Longshore cover for the smaller waterfront employer.

Until now those not meeting Signal’s minimum Advance Call requirement had few options, none of which offered the level of quality and service offered by Signal.

Who will be eligible to join?

Any waterfront employer subject to the Longshore Act meeting the underwriting criteria of the program.

Will I still need to use a broker to access the program?

Yes. Access to the program will be exclusively through the designated MGA, LIG Marine Managers. LIG have more than 25 years experience in Longshore and other marine coverages and will work with retail insurance brokers and agents.

How do I apply for coverage?

All submissions will be made on line through a dedicated website with a targeted 24 hour response time.

Will there be Supplementary Calls?

No. Signal SafeShore is a fixed cost product. The rates charged include all associated costs, and employers are not subject to Supplementary Calls or deferred payments. The Department of Labor assessment will be shown as a separate charge. Upon full payment for cover there is no future liability for additional charges.

Is there any difference in Signal Mutual Membership and the new program?

Participating employers in SafeShore will be known as Covered Employers alongside the traditional Membership.

Covered Employers will not have voting rights in the Mutual and will not be jointly and severally liable.

Will new program participants have access to Signal’s safety & loss prevention services?

Yes. SafeShore participants will have 24 hour access to Signal’s safety website, be eligible to attend local safety and training seminars and will receive all safety newsletters. Additional on-site safety consultation will be available on a fee-for-service basis to fully meet employer needs. These services will be provided by Charles Taylor Safety Management Services.

Who will handle claims?

All claims will be managed and administered by Charles Taylor’s Third Party Administrator (TPA) in the U.S. A team of claims managers and administration dedicated exclusively to Longshore will provide the Covered Employers with complete claims service. In addition, local adjusters are in place nationally to conduct investigations and face-to-face interviews with injured workers, and provide other local services.

Is the rating model the same?

No. Coverage rates will be based on employer operations (payroll class codes) rather than individualized loss rating.

Who will oversee and manage the program?

Charles Taylor will be managers of the program. It is proposed that an Advisory Committee made up of Covered Employers be constituted to work with the managers as necessary.

What reinsurance coverage will be in place?

Appropriate levels of reinsurance will provide protection in the event of adverse claims performance.