ZydeCash Brochure To Print

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CHECKING

SAVINGS

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C H E C K I N G

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S A V I N G S

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S A V I N G S

JDBANK.COM | 800-789-5159

ZYDECASH

CHECKING

Ro ll Let The Go o d Timnetesrest w ith the High-I Cas h Yields o f Zyde Squeeze more green into your accounts with ZYDECASH – a free high-interest checking account that can reward you to the tune of 2.51% annual percentage yield* (APY) every monthly qualification cycle on balances up to $10,000.

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ZYDECASH is designed for Louisiana by louisiana’s community bank ™, and it’s better than lagniappe. ZYDECASH includes high-yield checking and savings accounts with a free debit card, free monthly checking, free online and mobile banking**, no minimum balance and all the support and convenience that is the tradition of service at JD Bank.

ZYDECASH includes refunds on the ATM fees charged by other banks nationwide, has 24/7 online and mobile banking and no monthly service fees. ZYDECASH was designed to help you benefit from the growth potential of your money.

FEATURES OF ZYDECASH CHECKING High interest-bearing checking with a monthly qualification cycle.

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No monthly service fees Refunds on ATM fees nationwide* Access to online and mobile banking No minimum balance required

To earn 2.51% APY* on your ZYDECASH Checking account, you must meet the following transaction targets each monthly qualification cycle: • • • •

Have at least 10 debit card transactions Have at least one (1) direct deposit or automatic payment Receive e-statement notices Access online banking

ZYDECASH

SAVINGS

Like a guitar and an accordion, ZYDECASH Checking works in concert with ZYDECASH Savings to maximize your earnings.

FEATURES OF ZYDECASH SAVINGS •

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0.76% APY* on balances up to $30,000 and 0.15% APY* on balances over $30,000 when ZYDECASH Checking qualifications are met 0.05% APY* on full balances if ZYDECASH Checking qualifications are not met No monthly service fees The convenience of online and mobile banking, as well as the support of the JD Bank branch locations across southwest Louisiana and Acadiana

ZYDECASH Checking and ZYDECASH Savings exceed the current national average rate for money market accounts, and JD Bank gives you the important flexibility and convenience you demand as we work toward your goals with greater returns.

COMMUNITY CASH

JDBank is a member of the “Community Cash” network. Member banks provide their customers “free ATM transactions” at over 500 ATM locations in seven states.

Visit JDBank.com for more information.

Visit JDBank.com for more information. *Minimum to open account is $25 for ZydeCash Checking and $25 for ZydeCash Savings. Annual Percentage Yield (APY) accurate as of 10/1/2018.

ZydeCash Checking rate tiers are as follows: 2.51% APY applies to balances of $0.01-$10,000 and 0.15% APY applies to balances over $10,000 if qualifications are met during monthly qualification cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 2.51% APY – 0.15% APY if qualifications are met. The advertised ZydeCash Checking APY is based on compounding interest. The interest earned in ZydeCash Checking is automatically transferred to ZydeCash Savings each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The ZydeCash Savings APYs may be less than the ZydeCash Checking APYs. ZydeCash Savings rate tiers are as follows: 0.76% APY applies to balances of $0.01-$30,000 and 0.15% APY applies to balances over $30,000 if qualifications are met during monthly qualification cycle on ZydeCash Checking. 0.05% APY applies to all balances if qualifications are not met on ZydeCash Checking. All balances will earn 0.76% APY – 0.15% APY if qualifications are met on ZydeCash Checking. Qualifying transactions must post and settle in ZydeCash Checking during monthly qualification cycle. Transactions may take one or more banking days from transaction date to post to an account. Intra-bank transfers do not count as qualifying transactions. ATM-processed transactions do not count as debit card transactions. Rates may change after account is opened. Fees may reduce earnings. ATM fees for our ZydeCash Checking accounts will be refunded up to $25 per qualification cycle provided all qualifications are met within the monthly qualification cycle. Limited to one account per social security number. Overdraft and returned item fees may apply. ZYDECASH is a Service Mark of Jeff Davis Bancshares. Member FDIC. SM

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**Mobile carrier charges may apply.

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©2018, Jeff Davis Bancshares

JDBPZC (10/2018)