SVM_How To Guide_032720

How-To A PUBLICATION March 27, 2020

G U I D E

WHAT’S INSIDE? All You Need To Know...

from choosing a Chiropractor, Insurance Agent, Hearing Aid Dispenser to Financial Advisor, Auto Body Shop, Electrician, and much much more!

Sauk Valley Media • March 27, 2020

| HOW TO...

2

How to Choose a Mattress When you are looking at actual mattress options, the following are popular choices:

You may have heard: It’s estimated that we sleep a third of our lives away, so a comfortable mattress is key to ensuring we spend our waking hours feeling well-rested. And it’s time for a new mattress, however, your options are more varied than ever before.

Buying a new mattress is no longer a onestop proposition. The mattress industry has boomed with the introduction of memory foam, sensor-activated comfort control and firms that sell quality products online easily delivered to your home.

But don’t lose sleep over shopping for a new mattress. Sure, the number of options can be as daunting as the wild range of prices, but selecting the right mattress for your needs at the right price really is pretty simple.

Ask your friends and family for recommendations, and then start browsing. Or you can scour the Internet for information and start narrowing your choices.

Purchasing a mattress is a long-term investment in your health and self-esteem. Don’t be afraid of looking at pricier options. Often, expensive mattresses may be on sale or part of a closeout event.

Quality mattresses last longer, so you will not have to go through the trouble of buying another mattress in a year or two. Or worry as much about the mattress sagging and breaking down.

Consider your bed size. Is it time to buy a bigger bed? Perhaps you would like to sprawl out and relax.

Here are a few other things to keep in mind: — Do you need a firm or soft mattress? People with a bad back, neck or leg pain, or other circulatory problems might require firm support to keep their spines aligned. Other people prefer flexible support that fits the contours of their bodies.

— Do you sleep with another person? Mattresses made of memory foam might be beneficial, as it will give you a personalized experience without disturbing the other person’s sleep.

— Standard mattresses can exacerbate allergies if you are sensitive to lint, cotton, dust or dust mites. If you or your partner have allergies, consider getting a latex, foam or water mattress. You might also think about getting a hypoallergenic mattress cover.

— Pillow-top mattresses are famous for their softness; however, they do have levels of firmness. They also require a larger bottom sheet because the pillow-top adds to their extra thickness.

— Coil spring construction are great choices for people who want a firm mattress. This option has the ability to keep your spine aligned.

Most mattress stores can show you samples of their product lines. Choose the best construction you can afford.

—”Memory” or high-density foam or latex mattress are helpful if you have physical issues, such as skeletal pain or circulatory problems.

This mattress conforms to the shape of the body. It also minimizes pressure points from the head, shoulders and hips.

When shopping for a mattress, don’t be afraid of lying down and trying it out. Roll over and pay attention to how your body feels. Are you comfortable?

Inquire about the mattress guarantee or warranty. A standard warranty is 10 years. If the warranty is shorter or non-existent, look elsewhere.

Remember, your mattress is a long-term investment. Choose wisely and you will be rewarded with years of restful nights and energetic days.

NO CREDIT NEEDED WITH FINANCING Starting At

$ SM-ST1763929

448

First come, first served.

2400 N. Locust St. Sterling, IL

815.625.8529 Mon - Fri 9am - 5pm Sat 9am - 3pm

Office visit Narrow your list of potential providers and make appointments to see the top two or three. This first appointment is like an audition or interview.

Observe everything. How does the staff treat patients? Is there a long wait? Is the office clean? Do you have a good feeling about this doctor?

Write down your questions before your first appointment; this way you will not forget to ask. Some hospitals may partner with higher level of care centers, ask the provider where you or your baby would be transferred if higher care is needed.

Midwives A doctor isn’t your only option for prenatal care. Many women are choosing to use a midwife.

Midwives are advanced practice providers who are specially trained in pregnancy and childbirth. Generally, midwives promote natural birthing experiences, with little medical intervention. Some women feel more comfortable with a midwife.

If you prefer minimal medical intervention, a midwife can be a great choice. Just remember that a midwife is not a doctor. If your pregnancy or childbirth runs into complications, you

may also need to see an obstetrician.

Delivering the baby Your maternity care provider needs to be available when it is time for you to give birth.

Find out what happens if she is unavailable when you go into labor. Some Ob/Gyns work at a practice with other doctors. They may rotate being on delivery duty. If this is the case with your doctor, schedule some of your prenatal checkups with the other practitioners so you can get to know them better.

The hospital Find out about the reputations of the maternity wings at your local hospitals. to make sure the doctor you choose has credentials to deliver at the hospital of your choice. Get a tour of the facilities.

While you are visiting, ask them which incidentals will be provided and which items you should pack in your hospital bag. You will need a comfortable robe, a change of clothes and other toiletries. Also, look at the postpartum recovery rooms. It may be a private or shared room. Make sure it fits your preference.

Not knowing what to expect during labor and delivery can cause feelings of anxiety. Prenatal and breastfeeding classes can help alleviate some of those fears. Check to see if the hospital or clinic offers education classes to pregnant mothers Find out what the hospital’s policy is regarding having your newborn stay in the room with you, and what services are available after discharge. Looking at all of these aspects will help reduce your anxiety about giving birth.

Giving birth is a thrilling yet worrisome time in a woman’s life. Choosing a good maternity care provider will go a long way toward easing the process of having a baby.

• March 27, 2020

Recommendations Ask your family and friends who have been through the birthing process for suggestions.

Inquire about their experiences. Most people will have strong opinions about the quality of their care. Seek people who have had complicated pregnancies or births. Your primary care physician should also have recommendations for you.

Compile the list of names and check your insurance to see if those doctors are covered by your policy.

3

HOW TO... | Sauk Valley Media

If you are in early pregnancy, it’s time to consider maternity care. Choosing a healthcare provider is one of the most exciting and important decisions you will make, especially if this is your first child.

The doctor or midwife you choose will become your partner in health throughout your journey of pregnancy, delivery of your baby, and postpartum care.

Choosing the Best Maternity Care

Sauk Valley Media • March 27, 2020

| HOW TO...

4

How to Select Office Furniture Choosing the right office furniture reflects the image of your business and keeps employees comfortable, happy and productive. It’s not an easy or quick decision to make, since you can’t change it frequently.

There are endless options for office furniture, but don’t get overwhelmed. Comfort, style and quality at an affordable price are the main things you’re looking for in office furniture. And chances are, there’s a store nearby willing to help you check each of those boxes in selecting new furniture.

Think about these points when you head out to shop for new office furniture.

Customer impression Your chairs, tables, filing system and even decorations will leave a lasting impression on your customers.

Looks matter. Coordinated furniture and accessories will make your office appear more

organized and reliable.

People don’t trust businesses that use worn-out chairs and uncoordinated decor. It will make your office seem careless and haphazard.

Keep your customers and employees in mind when picking furniture.

New leather chairs will not look good next to an old, dilapidated avocado green table. Create a strong impact by replacing entire sets at once.

High-quality sales Only consider furnishings and supplies that will stand the test of time. Replacing items frequently is not a smart business decision. While high-quality items may cost more initially, you will not have to spend time and money continuously searching for replacements.

Wise business owners know that quality means almost everything, even down to the smallest detail. An inexpensive ream of paper that you got at a discount could leave a bad impression on customers. It will also infuriate your staff members if the paper keeps getting stuck inside printers.

Any store that offers a long warranty is usually a good dealer. A desk with a 10-year warranty could save you a lot of money in the long run. Plus it shows the company has faith in its products.

Comfort It only makes sense that you should feel as comfortable as possible while working.

It is vital that your office furniture feels safe for your staff and customers. It will have a huge impact on office morale.

You could possibly face legal action if your office furniture is not ergonomically correct.

Ill-fitting furniture is the cause of carpal tunnel syndrome and other injuries. These problems often lead to workers’ compensation claims.

Only use furniture you can adjust. Whether you need pillows, cushions or platforms, a little luxury can go a long way toward making your workplace more productive.

SM-ST1763355

Convenience The best retail shops have in-depth knowledge about their inventory.

They will inform you about which supplies or furniture will look best in your environment.

An experienced salesperson will provide insights that are not in a catalogue.

Look for stores that focus on great customer service. You deserve personal attention. Verify that they have a reasonable return policy as well.

A store with a convenient location, store hours that match your schedule and good service will probably offer you great value for your money.

How to Choose a General Surgeon

SM-ST1764848

Background There may be no career field where education, ongoing training and experience matter more than in surgery. That’s why you should ask questions and learn about the surgeon’s background before you make a choice.

Ask about the surgeon’s experience as it relates to your potential procedure. Is it something they perform regularly? Do they have any specialized training, technology or experience level that sets them apart from other surgeons?

In most areas, information about medical qualifications is available online through the state medical board or a board of specialization. Try to learn as much about your surgeon’s background as possible through these websites, including whether they have disciplinary action in their history.

Communication While all certified general surgeons will have met the same stringent education and experience requirements before going into medical practice, some surgeons have different styles of communicating that can make a big difference.

You should feel comfortable talking with the surgeon and getting answers to your questions.

Likewise, the surgeon should make you feel comfortable enough to let them know your concerns and openly share medical information that might be important.

The best surgeons will consider your preferenc-

es for treatment as part of their process. They’ll listen closely to your needs and questions, then address them in a way that’s easy for you to understand.

Hospital and Insurance Finally, there are two factors that could play a role in your decision. What hospital is the surgeon affiliated with, and how well does your insurance cover them?

Ideally, you’ll want to have your surgery performed in a hospital or surgical center close to your home, where time and travel considerations are reasonable.

It’s important to know your insurance details, too.

If both the hospital and surgeon are considered “in network” by your insurance plan, you typically pay lower out-of-pocket costs. Your insurance company can help explain what costs you can expect to pay for your surgery, including any deductibles and co-pays.

Choosing one general surgeon over another can sometimes make a big difference to your pocketbook, so know the costs and insurance coverage up front.

If you can find a surgeon who is highly experienced and qualified in your procedure, has good communication skills, is covered by your insurance and recommended by your doctor, you’ll be more likely to have a positive experience in the end.

General Surgeons

Dr. James Olney

www.morrisonhospital.com Call 815-772-5511 for a consultation appointment

Dr. Osmaan Khawaja

• March 27, 2020

Referrals Your primary care doctor can refer you to general surgeons they recommend in your area.

This is an important first step because not only does it give you a recommendation from a trained medical expert — something that should carry more weight than other factors — but it also gives you a chance to learn more about what to expect and ask questions about your potential surgeon and surgery.

Your doctor makes referrals for a good reason.

They know which surgeons in the area have experience successfully handling your specific medical needs.

It’s a good idea to ask your doctor not only which surgeons they recommend, but why.

They can give you insight into medical issues that you may not have considered.

You also can learn more about what to expect down the road. For example, a surgeon may perform diagnostic tests and determine the course of action for your treatment — something that may or may not require surgery, depending on your health needs. Your family doctor or specialist should be able to explain what to expect when you visit the surgeon for the first time.

HOW TO... | Sauk Valley Media

General surgery is safe and routine, but that doesn’t mean you should schedule an operation without knowing and consulting the surgeon beforehand.

All surgery is cause for concern and even the most minor surgery comes with some potential for danger. So it’s important you choose a general surgeon to guide you through the decisions about the operation you face.

Most people don’t have much experience shopping for surgeons like they do ordinary goods and services, though. So how do you pick the surgeon who is right for you? Here are some factors to consider.

5

Sauk Valley Media • March 27, 2020

| HOW TO...

6

How to Pick a Hearing Aid Dispenser If you have recently discovered you are suffering from hearing loss and identified hearing aid options, your next step is choosing the right hearing aid dispenser who will help to ensure that you get years of enjoyment from your hearing aid.

A licensed hearing aid dispenser is not an audiologist, but a specialist who also provides basic hearing assessments and hearing aid devices to patients specifically seeking treatment for hearing loss. The hearing aid specialist is licensed or registered by the state in which they practice and can service and sell hearing aids. The level of training varies based on state regulations.

Here are some things to look for when choosing a hearing aid dispenser.

Certification Each state has a different certification or licensure process for hearing aid dispensers. Your doctor or audiologist should be able to direct you to a qualified dispenser in your area. You can also check with your state government to verify that the dispenser is certified to operate in your state.

Remember that certification is a minimum standard, though, and you’ll want to talk to your friends, family and neighbors to get advice about which providers they’ve used and how happy they were with the experience. Just like hiring any professional, the more you know about their reputation, the better a decision you can make.

Product line Hearing aid dispensers offer products from several brands at a variety of price points. Find out which brands the dispenser carries and also inquire about their price range.

Quality hearing aids can cost several thousand dollars. So, you’ll want to make sure you have several to pick from that can meet your needs without wasting money on features or performance you don’t need.

Product knowledge Since most of us aren’t experts on hearing aids, you need to look for a dispenser who is. Not only should they have an understanding of the medical reasons behind hearing loss — since every hearing situation is different — but they should have in-depth knowledge of their hearing aid products.

Hearing aids can be complex devices, especially when you’re looking at high-end models that can be customized extensively to match your hearing needs. A good dispenser can take those technical terms and make them easy for you to understand.

Trial and warranty Ask if the dispenser offers a trial period for hearing aids. Some companies offer a 30-day trial so you can make sure the product works exactly as you expect.

You should also ask about what kind of warranty the hearing aid comes with. Many hearing aids are available with coverage for loss or

damage, almost like an insurance policy, which can be very important down the road. Make sure you understand what the warranty covers, how much it costs and whether there will be any fees if the hearing aid needs to be replaced or repaired during the warranty period.

Follow-up service When you buy a hearing aid from a dispenser, one of the things you’re paying for is good service. And that includes service after the sale.

This is especially true when it comes time to have your hearing aid adjusted or repaired. It’s common for hearing aids to require several follow-up visits to make sure they are fitted and adjusted correctly for your ear, so you should look for a dispenser that is both technically proficient and a good listener. They should be able to understand your hearing needs and make any changes necessary to fix any problems you find.

You should also ask about loaner devices if your hearing aid needs a repair. Most hearing aid dispensers will be able to do some repairs in-house quickly, but major repairs may require your hearing aid to be mailed off. This is when it’s good to know their policy about loaner devices.

In the end, if you shop carefully and investigate their reputation, you can find a hearing aid dispenser that will help you find the right aid at the right price. And when you do, you’ll be much more likely to be happy with the results from your hearing aid.

HEAR What You’ve Been Missing

SM-ST29236-0327

• Latest Digital Technology • Maintenance & Repair • Friendly Service • Experienced Staff

603 Freeport Rd. Sterling, IL 815-626-3220

How to Choose a Document Shredding Service

these documents are handled with great care.

Some services use a mobile document shredder for added security. They will bring the shredders to your business, which eliminates the possibility of some sensitive documents leaking to competitors. It provides an exceptional level of security.

If you are comfortable with using an off-site service, ask for references before determining if they have a high level of security.

Ask how and where waste is disposed. If your company values environmentally-friendly products, using a document shredding service that recycles can be a fantastic choice.

Certification Choose a company that is certified through the National Association of Information Destruction.

Proper certification means your documents will be handled with the utmost professionalism. A certified service takes superior precautions so that your documents will not wind up in criminal hands.

When interviewing service companies, ask about liability insurance. You need to know that your business is protected in the event something happens while your records and documents are being transported.

Take your budget into consideration.

Ask for written quotes from several companies. Comparing these prices and service details will help you understand what you are paying ahead of time.

When choosing a document shredding service, always consider confidentiality and safety first. The lowest price quote will not always be the best. Remember, the reputation of your company is at stake. Select a company that makes you feel comfortable. It will leave you and your company feeling more secure and satisfied.

Don’t take chances with your company or personal identity. With identity theft growing daily, you need to take every precaution to protect yourself and your business.

SECURE PAPER SHREDDING FOR YOUR SENSITIVE DOCUMENTS Northern Illinois “Premier” Storage Facility • Pick up free loaner totes at All-Safe Center • Fill up your tote at home

ALL-SAFE STORAGE CENTER

SM-ST1763926

Office Hours M-F 8:30 - 5:30 • Sat. 8:30 - Noon

• Call All-Safe center for free tote pick-up • For shredding service, you can pay with cash, check, or credit card

Like us on

690 Timber Creek Road • Dixon, Illinois • (815) 285-2212 Visit our website www.allsafecenter.com

• March 27, 2020

Trust and security Trust is the key word when looking for a document shredding company. After all, they will be handling your confidential papers.

Ask other area businesses which shredding company they use. Getting a good recommendation from a fellow business owner is a great way to guarantee your satisfaction with a

shredding company.

Look for a company with a long track record.

The more experience they have, the better service they can provide.

Inquire about their method of destruction. It is a key consideration, as you need to be certain

HOW TO... | Sauk Valley Media

We all have sensitive personal documents containing valuable information, but over time much of that paperwork becomes obsolete. If you own or run a business, that trove of financial and personal documents quickly piles up, and disposing of it thoroughly and securely becomes a priority.

Confidentiality is important, particularly for businesses in competitive industries.

That’s why a good shredding service can be a major help in keeping fraudsters and potential spies from viewing your business documents.

Some businesses handle their business documents by throwing them in a public trash receptacle or using a compact shredder. These options are not reliable.

A compact shredder breaks easily and is also cumbersome to manage.

Shredding services will handle confidential paperwork easily and efficiently.

Medical professionals, attorneys and banks are particularly in need of shredding services. If sensitive, confidential information is leaked, your business could be legally liable.

Why risk a lawsuit? A good document shredding service will help you avoid the hassle and scare of being vulnerable to lawsuits and crime.

7

How to Choose a Final Resting Place Determining your burial options is a highly personal decision that involves more than a cemetery and a headstone. Your final resting place is also designed to keep your memory alive, so considering your religious beliefs, finances and preferences will all play important roles in your choice.

Planning your own funeral and choosing a resting place is also one of the most compassionate and selfless acts you can make and can preserve your legacy for years to come.

So whether you’re pre-planning for yourself or helping a family member with choices, end-oflife decisions will have a lasting impact.

Here are some things to consider when choosing a final resting place.

Cemetery Choosing a resting place is similar to buying real estate. Location will play a large part in choosing a cemetery plot or mausoleum.

Your final resting place should have special meaning for you and your loved ones. Ideally, it should be neat, clean and have long-term arrangements for taking care of the grounds. A convenient location is preferable, so loved ones can pay their respects easily and conveniently.

Much of this decision will be based on person-

al preference. It might be a small, quiet country location or a plot in the middle of a bustling city.

There are plenty of options available, depending on your wishes.

The property manager should have a stellar reputation and a lengthy track record of being professional. It is important that they make you feel comfortable and at peace with your decisions.

Look for a cemetery that will be run in perpetuity. It should have stable management now and detailed plans for ongoing maintenance through decades to come. Do not be afraid to ask questions about the company’s history and plans for the future.

request. They might also make recommendations.

A final resting place will honor a legacy for many years to come. The decisions you make will leave a meaningful impression, so take the time to choose wisely.

Headstones Deciding on the right headstone is another way to leave a legacy.

The monument or headstone can say a lot about the deceased’s life. You can choose a simple, straightforward stone or an elaborate stone with a custom design. You can also leave a message for descendants. This headstone will be around for a very long time, and it can inform people about your life.

So you might want something more unique.

Monuments can also reflect the personality and interests of the person they are honoring.

Many companies offer a variety of designs and layouts for people who want a special headstone. They have symbols and messages that can honor religious beliefs, clubs, honors or careers. These elements will add personality to your headstone.

These companies are happy to cater to your

Oak Knoll Cemetery is Offering their Yearly Annual Flower Program for your loved ones for $169.40 This includes a Spring, Summer, and a Fall Bouquet of Silk Flowers, a Fall Cross when the vases go down in the Fall which will stay until the Winter Wreath goes on.

Please contact us for more information 815-625-3827 • oakknoll@essexl.com • 18268 Pennington Rd. • Sterling, IL 61081

365 days o Beautiful f Grave Decoration s!

SM-ST1765416

Sauk Valley Media • March 27, 2020

| HOW TO...

8

9

HOW TO... | Sauk Valley Media

How to Choose a Wrecker Service

• March 27, 2020

Nobody looks forward to their car breaking down or having an accident that leaves a vehicle unroadworthy, but when it happens you’ll need to engage a towing service for help.

While many are inclined to pick the first service they can find in the heat of the moment, it’s worth taking time before such an event occurs to develop a relationship with a wrecker service. That way, you’ll know you’ll be working with a service that’s reliable, professional and trustworthy.

If you take the steps to get familiar with area wrecker companies ahead of time scenarios like this won’t be too much of a hassle.

Here’s a list of tips for finding a wrecker number to keep in your phone today.

Talk to Professionals Ask for recommendations from trustworthy people, such as your local police or sheriff’s department. Your insurance agent or mechanic might also know some great services. You are searching for an honest company who will charge a fair price.

Make sure you are not getting paid referrals.

For example, a mechanic might guide you toward a towing company he owns or that pays him for referring new customers. Getting several recommendations from different sources will help keep you from being influenced by walking advertisements.

thoroughly.

The best companies have a long track record. A business can keep operating only if it has satisfied customers and continues to do excellent work.

Ask Around Family, friends and even colleagues at work will also know good towing services. Ask around to find out about wrecker companies they’ve used in the past. Would they be willing to use them again? Did the driver arrive promptly? Was the price reasonable? How did he treat the car during transport? Was there any damage? Did the driver act professionally?

Get Price Quotes Wrecker services will consider several factors in their quotes, including the type of vehicle you drive, the distance it has to be towed and even the time it was towed — day or night.

Find out how each company calculates its rates so you know what the cost will be before an emergency. Beware of companies with especially low quotes. They may have hidden fees, inexperienced employees, old equipment or bad service.

Look for Longevity Not all companies are qualified for towing vehicles. Unfortunately, many companies are in business, but are not all that responsible.

Look for a business that has been properly licensed, insured and trains its employees

Once you have identified the wrecker services you will use, keep their names and phone numbers in a handy place. The phone numbers should be in your glove compartment, console or programmed into your phone. That way, you won’t panic if you break down.

We Meet The Nicest People By Accident!

1409 4 Street 1705West EASTWOOD DR. SSterling TERLING

815 • 625 • 1851

720 North Galena Dixon

815 • 288 • 3211

www.slimnhanks.com SM-ST1765285

How to Choose an Electrician

Sauk Valley Media • March 27, 2020

| HOW TO...

10

If you have an electrical problem at home, it’s one of those repairs that is best left to the professionals.

Even if you have some experience, making a minor mistake can lead to major problems and can be deadly.

Trained professionals can skillfully and safely rewire a home, fix simple or complicated wiring issues, or connect a lighting system.

Here’s what to look for in a good electrician: 1. Don’t postpone a repair. Flickering lights or an outlet that doesn’t work is a warning sign.

When you first suspect a problem, ask your family and friends to recommend an experienced electrician. You can also look online for qualified professionals.

2. Contact three or four electricians and request information about their licenses, availability, experience and rates.

3. Any electrician who cannot provide references and a current license should not be consid-

of their appearance and work habits.

ered. A reliable and experienced electrician will maintain a current license.

4. Ask for references from recently completed projects. A reputable electrician will understand and gladly comply. If he or she cannot provide references, they may do substandard work or not have recent experience.

5. Check with the local better Business Bureau for complaints. Even the best electrician will have a disgruntled customer or two, but if there are any complaints, find out how those complaints were resolved.

6. Get estimates from two or three electricians.

They should come to your home and speak to you about the job. These estimates will allow you to compare rates and make an assessment

7. Get all estimates in writing. Read over the estimates to ensure that everything is covered, including a description of the job to be performed, total cost, time for completion, insurance coverage and cleanup. Ask questions and get answers in writing before you sign a contract or agreement. Ask about guarantees and warranties.

8. Don’t make a decision based solely on price.

The electrical system in your home is far too important for you to choose simply by choosing the cheapest option.

9. If you are undecided, you can try a potential electrician by hiring him for a small project first.

Don’t end up with damages that could have been avoided by being repaired by a professional. Find the right, qualified electrician in your area to make sure you and your home are safe.

1. Choose the right cut of meat for your recipe.

Consider how you are cooking the meat and what you want your result to be. Traditionally barbecue uses less tough cuts and cooks them slowly until they become soft and tender. A brisket can become delicious and tender if you smoke it slowly over low heat for hours. A Porterhouse or T-Bone are best cooked over high, direct heat for a short time.

3. Examine the color of the meat to see how red of the color is.

Meat browns quickly when exposed to air. If you fin bright-red meat without additives used to preserve that vivid color, then it is an ultra-fresh cut.

Novice cooks might start with a cheaper cut of meat, such as a sirloin steak for grilling.

Once you have practiced your grilling skills, work your way up to expensive meats such as New York Strips, T – Bones, Filet Mignon and Porterhouse. Ultimately, it is the quality of your cooking skills, coupled with your selection of meat that will make a great meal.

• March 27, 2020

Shopping is easier when you know what you’re looking for – especially when it comes it meat.

Gazing at the meats available at your local grocer, you may able be able to identify the simpler choices (hamburger, certain steaks).

They’re all labeled of course, but there’s no real guide to which are the best cuts of meat.

If you don’t have access to a local butcher, the following tips can help you through the process of finding those cuts.

2 Locations 3309 W. Rock Falls Rd. Rock Falls 815-632-3931

2. Consider the density or toughness of the meat and its fat content.

Density can be hard to ascertain, so usually the cut indicates the density or toughness. Meats culled from different areas of an animal tend to be more or less tender.

2501 E. Lincolnway, Sterling 815-213-7904

Marbling – small streaks of fat running through the cut – can sometimes tell you about the fat content. Many people think marbling gives the Steak its best flavor. However, the quality of the marbling is important. Thick and consistent cuts of marbled meat would need to be slow – cooked to release the flavor and small, thin ribbons of fat are usually excellent for a traditional steak cooked over high heat.

THE BUTCHER SHOP

Offering a wide variety of meat options from beef, pork, chicken and seafood to fit your needs.

Farm Raised, High Quality Meat

TWO LOCATIONS TO BETTER SERVE YOU

SM-ST1765319

butchershopllc.com

11

HOW TO... | Sauk Valley Media

How to Choose the Best Cuts of Meat

Open Mon-Fri 9am - 6pm Sat 9am - 4pm & Sun 10am - 4pm

3309 W. Rock Falls Rd., Rock Falls I 815-632-3931 2501 E. Lincolnway, Sterling I 815-213-7904

Sauk Valley Media • March 27, 2020

| HOW TO...

12

Selecting the Right Insurance Agent for Your Needs Finding the right insurance agent isn’t as simple as choosing the cheapest policy. A good insurance agency is an advocate for your needs and represents your interests in covering your health, home, auto and other insurable valuables. They’ll guide you through the maze of options available to you and help find policies that protect you and your budget.

Unfortunately, not every agent is the reliable, reputable agent professional you’d hope. It’s important to make sure you vet your agent prior to opting into the coverage they offer.

Your financial future depends on finding the right person to help you get insurance that will fit your needs.

Here’s some guidance on how to find the best agent or broker for your needs.

Ask for Referrals Family, friends and colleagues have likely worked with insurance agents in the past. Ask people you trust for referrals. If you receive a recommendation, it is because that person has had a positive experience. There is a strong likelihood that you will have similar results.

Good agents understand that offering great service will keep them in business. Their

State Farm Mutual Automobile Insurance Company State Farm Indemnity Company Bloomington, IL • statefarm.com®

careers depend on word-of-mouth. If you are happy with the service you receive, your insurance agent will appreciate your willingness to send business their way.

Research If you do not have recommendations, begin researching your options. Begin by looking at local companies and brokers. As you conduct your research, be thorough and critical. Buying a policy is similar to purchasing a new car or home. It truly is that important.

Select a company that is highly regarded by consumers. Read reviews of each company to determine who has the most satisfied clients.

Are they easy to work with? Have there been any problems with collecting on a policy?

Also, check that any prospective agent has all necessary licenses and training.

Interviews After narrowing your list of prospective agents, make an appointment to visit each one. Prepare a list of questions and concerns about your personal situation. Take notes during your meeting. Remember that you must feel comfortable with the answers before purchasing

LIKE A GOOD NEIGHBOR, STATE FARM IS THERE.® Providing Insurance and Financial Services

a policy. If an agent tries to pressure you into making a decision right away, inform him that you need more time and cannot sign anything immediately.

The right agent will let you take as much time as you need to understand the implications of each policy. They will give you useful information and not subject you to high-pressure sales techniques.

Your agent should be available. The relationship doesn’t end once the sale is completed.

Your dialogue should be continuous. The best agents are available in the event you have to file a claim.

Agents who have been in business for many years likely have a good reputation and track record. They understand the policies and will even take extra care that you are properly protected.

It is essential that you choose the right type and amount of insurance to adequately protect yourself and your financial future.

The policy should be tailored to fit your specific needs.

A seasoned, skilled insurance agent will be an invaluable resource for safeguarding your future.

Jack Spencer 313 First Ave Rock Falls, IL 61071 815-625-5100 jack.spencer.bzn3@statefarm.com

Durability Tractors are engineered to do a very specific task, and their longevity and durability usually — but not always — will vary with the cost.

That’s why it’s important to find the right tractor to fit the job you’re doing. Buying equip-

ment that isn’t built to last will end up costing you more in the long run.

The brand’s reputation should factor into your decision. Look for online reviews and talk to farmers you respect about the brands they use.

Also, visiting a retail location and talking to knowledgeable salespeople will also help you narrow down your choices.

Keep in mind that while there are plenty of low-end, affordable tractors out there, few have a reputation for durability over the long haul.

It’s more economical in the long run to choose a well-built model from a reputable manufacturer.

The Right Fit Tractors and farm equipment come in a wide range of capabilities and price points, from affordable models designed for home use to multimillion-dollar, state-of-the-art automated machines. In between those extremes, you’ll find a vast mixture of features and capability.

You can select the right model by asking yourself how you’ll use the equipment. The size of your farm is important, of course. Bigger farms need larger, more capable equipment to operate at the highest level of efficiency.

Remember, too, that when you buy a tractor, you’re committing yourself to a whole line of equipment. Most of today’s tractors are designed as flexible platforms that can be used for all kinds of jobs, so check on the accessories and tools that are available with each model, even if you don’t plan on purchasing them yet.

You may appreciate the choices in the future.

The Warranty Every manufacturer of farm equipment says they’re built to last, but how many of them back up their claims with a solid warranty? The warranty term and coverage can be one of the most critical considerations you weigh as a buyer.

Not only will a great warranty help you if your equipment has a malfunction down the road.

It’s also a sign of how much faith the manufacturer has in their products. Strong warranty coverage usually corresponds with products that are designed with toughness and durability in mind.

The Dealer Finally, finding a good farm equipment dealer is an essential part of the shopping process.

Look for an experienced retailer with a long track record of happy customers. The best ones will have lots of positive references in the local farming community, so just ask around for which farm stores people in your area trust.

The best retailers will be interested in building a relationship with you for the long term. You can count on them to deliver great service before and, more importantly, long after the sale is complete.

Your Local John Deere Dealer See Us For All Of Your Equipment Needs!

Sales • Parts • Service

SLOAN IMPLEMENT OF LANARK • 26208 U.S. Hwy 52 • Lanark, IL 61046 • (815) 493-2191 • SLOANS.COM

• March 27, 2020

Owning a farm comes with huge responsibilities, not the least of which is upkeep and maintenance. Fields require mowing, fences fix and large piles that require moving and disposal. Choosing the right tractors and farm equipment can make these duties less of chore.

That’s why you want to make sure you’re getting the highest quality bang for your buck when purchasing tractors and other farm equipment. You want to get a good deal, but remember that cheaper isn’t always better.

After all, you’re making an investment in a valuable asset you’ll be using around the farm for decades to come.

Here are a few keys to consider.

13

HOW TO... | Sauk Valley Media

How to Choose Tractors and Farm Equipment

How to Choose a Chiropractor complaints, etc.

Thinking about the following factors can help you find the right chiropractor for your needs.

Sauk Valley Media • March 27, 2020

| HOW TO...

14

It is estimated that doctors of chiropractic, known as D.C.s, treat about 35 million Americans adults and children annually, according to the American Chiropractic Association. These specialists use a hands-on, drug-free approach to health care that is best known for spine manipulation, but they also treat many other areas with techniques that have been proven safe and effective.

So, if you have unexplained aches and pains, you may want to consult a chiropractor. These professionals can help alleviate pain in your back, head, neck or extremities. Chiropractors know that realigning your spine can help relieve pain and discomfort in the body.

And it works for a lot of people. Many patients find immediate relief from pain before even leaving the chiropractor’s office. They report rapid improvements in their muscles, joints, bones, ligaments, and nerves.

Chiropractic care can also improve your overall health. The treatments administered by chiropractors can also treat any condition that has developed due to the misalignment of the spine, such as headaches, sinus pain, digestive

Quality Chiropractors have some of the most stringent educational requirements in the health care industry. According to the ACA, accredited chiropractors go through at least 4,200 hours of classroom, laboratory and clinical training time combined.

Students must spend four years in a pre-medical program, in addition to four or five years of professional training.

Not only do chiropractors study all aspects of the body, they also study the nervous system, biochemistry, xray diagnosis, nutrition, and more. Finding a chiropractor with these studies under their belt can give you a better experience and results.

Prior to selecting a chiropractor, inquire about training and credentials. Make sure he or she is properly qualified, has a current license to practice, and has experience in the area you are looking for.

Insurance Coverage Many insurance carriers include chiropractic care as part of their regular coverage.

Verify that your care will be covered. You might be offered a discount for choosing an “in-network” professional.

But if you don’t have insurance, many chiropractors offer low cash rates or affordable plans to help patients. Even without health insurance, you can still find chiropractor offering

quality, cost-effective care.

Check for discounts. Some chiropractors will offer incentive discounts for groups, referrals of new clients and other promotions.

Get Referrals Someone in your social or professional network has likely received excellent care from a chiropractor. Ask family, friends and co-workers for referrals.

Inquire specifically about his or her demeanor and schedule. Is it easy to make an appointment? You should also find out about the chiropractor’s philosophy about health and other wellness issues. Some practitioners will suggest complementary forms of care, including massage and acupuncture.

Given the results it can provide, chiropractic care is still affordable and worth the money.

With time and effort, you are likely to find a quality chiropractor in your area.

Researching the chiropractors in your area will help ensure you get the type of care you want and need.

Are you sick and tired of Feeling sick and tired?

SM-ST1763923

Call us for your free consultation, to learn ways we can help restore your health 115 N. Galena Ave., Dixon IL. | 815-677-9498 | www.carlsonclinic.com

How to Choose Hospice Care

15

HOW TO... | Sauk Valley Media

When choosing hospice, you are choosing a type of care that specializes in caring for those who are in the last six months of life. It’s an emotional period for anyone, but an important decision that will ensure a loved one will receive the care and comfort they deserve.

Location Hospice specializes in making the patient feel as comfortable as possible. Care can take place anywhere. Patients can even receive services in their own homes, or wherever they call home – a nursing home, assisted care center, or where they are most comfortable.

Some cases may require more specialized care than others. The patient can also choose to stay in a hospice home that can give them easy, 24hour access to nurses, medication and medical equipment needed for their comfort.

The hospice team and your physician can discuss the options with you and your family to help determine which might be the best option for your specific situation.

Hospice care can be provided in the patient’s home, assisted living centers, nursing homes, or an in-patient hospice home.

While all hospices are regulated by the government, each hospice has meaningful differences in personnel, policies and facilities.

Here are some things to consider when selecting hospice care:

Registered Nurses n Home Health Aides n Trained Volunteers n End of Life Nursing Care n Bereavement & Chaplain Services n Inpatient Unit n Not for Profit Agency n

Communication Pick a hospice service that helps you feel at ease. You are going to have to ask and answer some extremely difficult questions. Death is a tough subject to discuss. Clear, caring communication is absolutely essential.

Referrals Every patient who receives hospice treatment must be qualified by a physician. Usually, this means there is a life expectancy of six months or less.

Since some physicians may hesitate to broach the subject of hospice care, you may need to bring it up yourself. Ask whether hospice care would be appropriate and which services might be most helpful to ease the end-of-life process.

You can also approach a hospice facility directly to ask about their services. They will help you determine which care is most appropriate.

Hospice care has been growing since the 1990s.

It is possible to die with peace and dignity. Hospice can help make the end-of-life experience a little easier for the patient and their loved ones.

A quality hospice program will give you all the time and personal attention you need to ease your mind.

Picking a hospice involves having the right feeling. If the hospice staff is personable and makes you feel comfortable, that’s a good sign.

“RRHH was amazing with my mom during the end of her battle. Very compassionate, comforting and accommodating!

They were not only there for my mom but our whole family!” ~ Hospice Family

“By Your Side, Our Family Caring For Your Family.”

2706 Avenue E, Sterling, IL www.hospicerockriver.org 815-625-3858

• March 27, 2020

According to the Hospice Foundation of America, a third of all Americans choose hospice care when they are dying. But hospice isn’t only for the dying. Loved ones also benefit from hospice care, as nurses, home health aides, social workers, bereavement counselors and chaplains will support them with education, and emotional & bereavement support through some of the most difficult moments in life.

Skilled nursing facilities were once known simply as nursing homes, but they’ve advanced over time to include a wide range of health and personal care services besides standard nursing care.

Along with round-the-clock care and supervision, patients and clients at these facilities can receive rehabilitation services, therapy and assistance with daily activities.

Some people stay at a nursing home for a short time after being in the hospital.

After they recover, they go home. However, most nursing home residents live there permanently because they have ongoing physical or mental conditions that require constant care and supervision.

A skilled nursing facility is usually much more skilled and regulated than an assisted living facility. That’s because the staff at skilled nursing facilities provide and administer prescription medications. Assisted living facility staff does not usually have the same authorization.

If you’re searching for a skilled nursing facility for a loved one you have hundreds of options to pick from. The problem is, it can be difficult to sort through all of your options. Your best choices are facilities that have high scores from state agencies such as the nursing-home regulatory agency or department of health.

The nursing staff in these facilities are required to complete a formal certification process.

As a result, Your loved one will need reassurance that he or she will be safe and well taken care of by a highly skilled nursing staff.

How to Choose a Skilled Nursing Facility for Your Loved One

Select a facility close to your loved one’s family and friends. It should be easy to see your loved one. Frequent visits will help ease the transition from independent living to a skilled nursing environment.

You can form an accurate opinion by visiting several facilities. Reputable centers will have no problems with scheduling interviews with staff or giving tours of the living areas and grounds. If a facility doesn’t allow you to see these areas or have a meeting with the director, it should be dropped from your list.

Cleanliness, cheerful decor and happy residents neatly dressed are symbols of a quality facility.

Speak to current residents and their families to get a good assessment of the facility. Family members will likely provide the most unbiased and unvarnished opinion of the facility.

Most high-quality skilled nursing facilities are significant investments. They provide a much higher level of care and so they cost more. Talk with an attorney who specializes in nursing facility cases for advice on cost, as well as quality of care.

The decision to put your loved one in a particular facility is not permanent.

If your family member is not receiving good care or shows signs of abuse, you have the right to remove him or her.

Frequent visits are important so you can monitor the health and well-being of your loved one. See him or her at different times of the day to verify the level of care.

Take all the time you need when searching for a skilled nursing facility.

Putting a loved one in a facility can be difficult and emotionally challenging. Finding the best one you can afford will give you peace of mind.

NOW VA CO NTR ACTED!

Skilled Care

SM-ST1765419

Sauk Valley Media • March 27, 2020

| HOW TO...

16

• Exceptional staff • Patient centered care • Physical Therapy

• Short term rehabilitation to get you back home • Speech therapy

• Occupational therapy • All private rooms • Now VA Contracted!

Definitely worth the drive!

815.772.4021

408 Maple Avenue Morrison, IL • www.resthave.org Resthave Home is an equal opportunity provider and employer.

How to Choose a Golf Course

Amenities can bring added enjoyment to your game, especially if you are traveling with family or friends. This course has memberships available offering bag storage, full locker room with showers, bag and cart service, league play, and

Salmon. You can phone in your food and drink orders from your cart for course delivery or dine-in. Why not improve on your swing a little while you’re there? Many golf courses, such as this one, offer specials on lessons you can take advantage of. And don’t forget about the tournaments. While you’re researching courses, look for special tournaments you can get into to test out the course, possibly at a cheaper price.

The best golf courses have gorgeous settings, excellent amenities and exceptional service, as well as the challenging course.

golf lessons. You can call 815-288-Golf for all membership/amenities options. The amenities available at each golf course should match the purpose of your visit. Each location is different, catering to a unique clientele and price points.

Shop around for a good match.

Services Every course offers a list of services that will make your visit more enjoyable. Take advantage of all the services that might be offered. Most facilities know that a golf course is an excellent escape from daily life and they want you to feel pampered and special. At this golf course, you’ll get to experience a comfortable atmosphere with a full bar, and a grill that serves everything from burgers to ribeyes to

•M Memberships Available • 1135 acre 18 hole course for all levels of play • FFull Bar & Grill with phone in orders from yyour cart for course delivery or dine in • FFull locker room with showers 729 Timber Creek Rd • Dixon

Like us on Facebook & Instagram @TimberCreekDixon

Serving Lunch and Dinner 815-288-GOLF (4653)

SM-ST1763928

• March 27, 2020

The course The course itself is the top factor for any serious golfer. The ideal course should be difficult enough to challenge you. While going to the same handful of courses close to home is a good way to learn the basics, now is the time to grow your skill set. The best courses match the natural surroundings.

They will provide a beautiful backdrop to put you in the right frame of mind. Sometimes, the most memorable experience comes from playing in extraordinary settings. This golf course is a 135 acre, 18 hole, mature landscape, with rolling hills, offering both a challenging experience and a course for the novice golfer. There are 6,504 total yards, 3-par 5’s, 11-par 4’s, and 4- par 3’s.

HOW TO... | Sauk Valley Media

Whether you’re organizing a tournament or just looking for a great place to play on your own or in a group, choosing an excellent golf course will enhance your game and make the experience memorable and enjoyable. If you are looking for a great golf course, you have many options.

With enough research, you can find a location that will stretch your skills without breaking your budget.

17

What to Look for in an Assisted Living/ Sheltered Care Center With Americans living longer than ever, the need for assisted living/sheltered care centers has also grown and the industry has responded. But because the type of care seniors require varies, finding the proper facility means locating a balance between appropriate levels of care, comfort and access.

In the past, long-term care could only be handled by a nursing home. Living in a hospital setting for an extended time was not a pleasant environment. Times have changed dramatically. In addition to on-site medical care, many assisted living/sheltered care centers can appear more like upscale apartments, offering dining, travel, activities and personal freedoms.

But not all assisted living/sheltered care centers are alike. The decision to place a relative into such an environment warrants close scrutiny and research.

Personal care Ask your loved one’s personal physician how much care is required to function safely. The doctor may even be able to guide you toward an appropriate facility. Be sure to seek advice on what qualifications and certifications you need to look for in the center’s staff. The center’s employees should be well-qualified to handle medical needs.

If you monitor medical care, you can avoid paying for extensive services that your loved one may not need. Understanding the care the person requires will help you find a center that is a good fit.

Amenities Accommodations at these centers can range from luxurious, detached cottages to cozy

condominiums or smaller apartment-style rooms. It all depends on what you are looking for, what you can afford, and what is available.

As you visit the facilities, try to personalize each space. Imagine how your loved one’s belongings might fit into the area and where decorations will be placed. Does the atmosphere bring about a feeling of peace and tranquility?

How are the rooms decorated?

Are they tasteful and soothing, or do they remind you of a hospital setting?

Look at the home amenities and consider how you would feel about living there. Would you want your loved one living there?

Is the facility within your budget?

Recreation and activities Game and meeting areas can help the resident make new friends and keep them from feeling alone and lonely. Leaving the confines of their units is an important part of improving quality of life. Make sure the center offers activities and space to occupy your loved one’s time.

Quality facilities will have activities that match his or her hobbies. If your family member enjoys crafts, then look for a center with a designated craft area or classes for your loved one to enjoy.

Gardens and landscaping The landscaping of an assisted living/sheltered care center can give you a good indication

about the quality of the facility. A well-maintained lawn and garden is a positive sign.

If the prospective resident enjoys spending time in nature, look for a facility that has parklike areas. Some centers have community-style gardens and walkways for residents.

Just being able to experience nature as it grows and changes with the seasons can be uplifting and soothing. An assisted living/sheltered care center with a manicured lawn and garden can make a huge difference in the quality of life for a loved one.

Choosing an assisted living/sheltered care facility is about finding the right combination of medical services and amenities. With research and thought, you will find the perfect place to bring comfort and care to your loved one.

eritage Square Serving Our Community since 1974 SM-ST1763924

Sauk Valley Media • March 27, 2020

| HOW TO...

18

“We Care for Those You Love” Bonnie O’Connell, BSN, Administrator • 620 N. Ottawa, Dixon • (815) 288-2251 • www.heritagesquaredixon.com

How to Choose Farm Insurance

19

HOW TO... | Sauk Valley Media • March 27, 2020

The insurance needs of every home and property are different. So it makes sense that farms, too, have unique insurance requirements.

If you run a farm, you need specialized insurance to protect your investments in equipment, buildings, livestock and crops.

Many farmers are well schooled in their understanding of planting schedules and farm equipment, but aren’t experts on the complicated workings of insurance coverage.

A sound insurance policy can make the difference in whether their business lives or dies in the event of an accident or other catastrophe.

When you are in the market for farm insurance, here are some things you need to keep in mind.

Increased liability With the farming industry changing at a rapid pace, you may have more exposure to the prospects of lawsuits and damages.

Contact with the general public, for instance, brings risk. Roadside produce stands, agri-tourism events and even “pick-it-yourself” fields bring a potential for liability if someone is injured or harmed on your property.

You might also be held liable if someone gets

sick from eating your crops.

Every farm is different, with various sizes and types of operations. You might need different coverage from other farms. Have a meeting with your insurance agent to talk about your changing needs when it comes to liability coverage. The agent should develop a customized solution specifically for your needs.

Know your policy Farm policies are very different from other insurance products. It is important to understand your coverage.

When you meet with your insurance agent, ask the following questions: — If my house is on the farm, does farm insurance cover it for damage?

— What types of damage to my farm equipment does the insurance policy cover?

— Does the policy include all the barns and buildings on the farm?

— How are my livestock covered?

Policies are different. Some may cover livestock, buildings and equipment, while others will provide coverage from disasters, floods and other harm.

First Class Insurance Agency Milledgeville 815-225-7777 Dixon 815-284-7070

Hugh F. Miller Insurance Agency, Inc. Rock Falls 815-626-1300

New Agent: Leffelman & Associates Inc. Amboy 815-857-2125 Sublette 815-849-5219

Find an insurance agent who is specially trained to look for risks that exist on farms. You should identify these things and insure against them before they happen. It is better to be prepared rather than feel regret.

Firm strength Make sure you are dealing with an insurance company that has a strong balance sheet and good reputation.

Insurance companies receive ratings based on their finances. A good agent will discuss these ratings with you.

It is equally important to understand the company’s reputation for dealing with claims.

Good insurance companies handle farm claims quickly, fairly and professionally. It is always a smart idea to ask other farmers in your area about insurance companies. They may even have some recommendations for you.

Knowing how to protect your farm, equipment and livestock, and getting the right coverage will protect you as well as give you peace of mind.

Dimond Brothers Insurance Agency Ohio 815-376-2954

Scholl Insurance Agency Polo 815-946-2324

Harrison Insurance Group Dixon IL 815-284-7737 SM-ST1765337

How to Choose a Funeral Home

Sauk Valley Media • March 27, 2020

| HOW TO...

20

The circumstances are never easy and may be emotionally crippling. Facing the death of a loved one requires planning that may be difficult. But there are ways to make this difficult decision a little bit easier on you and your family.

People often select a funeral home because it’s nearby or has been recommended by someone they trust. But by limiting the search to just one funeral home, you may risk paying more than necessary for the funeral and any additional goods or services offered.

Here are some tips to help make choosing the right funeral home less stressful.

Compare prices If you have had to make funeral arrangements in the past, you may be tempted to just go with the funeral home you have experience with.

While this may be a smart option for some people, it’s not always the right option.

Depending on how long it’s been since you needed to make funeral arrangements for a loved one, the price of that particular funeral home may have gone up. That’s why it is wise to shop around and compare the prices of the various funeral homes in your community.

Ask for recommendations Even if you have never had to choose a funeral

home in the past, you may have a friend or two who has. Ask these friends if they would recommend the services provided at the funeral homes they have used.

They may be able to share valuable information about the staff, facility and prices of a specific funeral home.

Ask about packages Whether your deceased loved one had a specific list for their final wishes or you have to make these decisions for yourself, it is important that you ask a potential funeral home what types of packages they offer.

You will find that not all funeral homes are created equal, and each offers their own different ways of handling a service. No matter what type of requirements you have, it is best to choose a funeral home that will cater to your specific needs in order to make this difficult situation a little less daunting.

Caring staff When visiting a potential funeral home, the funeral director can be a major deciding factor when you choose whether or not to use this particular company to handle the funeral of your loved one.

A caring and professional funeral director and staff will take the time to explain all your options in an empathetic way so you can make a better choice when choosing a funeral home.

If the director seems short or uninterested in your needs or makes you feel like you and your deceased loved one aren’t important, you won’t want to choose this facility to handle the funeral of your loved one.

While dealing with the death of a loved one is hard, choosing the right funeral home can help relieve you of some stress.

If you want your loved one to receive the proper funeral he or she deserves, following the above listed tips should help you make the right choice.

Jones Funeral Homes Ask Us About Our Guaranteed Prearrangement Contracts DIXON • 204 S. Ottawa Ave. • 815-288-2241 SM-ST1763800

Patrick R. Jones

www.thejonesfh.com

AMBOY • 303 E. Main St. • 815-857-2611 Patrick R. Jones

promptly and professionally.

Search online or check the phone book to find a garbage company in your area. Make a list of possibilities and then call them about prices, years of experience and reliability.

Understanding prices upfront is a way of avoiding surprises later. Many city-owned refuse disposal companies will not take away large amounts of debris from construction work and you may have to rent a container or a dumpster.

Some companies base prices on distance that the refuse needs to travel or on the load size.

You might be able to negotiate the price based on these factors. Fuel costs and dollars-per-ton fees at landfills have a large impact on trash

haulers. These fees are usually set by regional governing bodies and are therefore non-negotiable.

Quality companies will clean up all the loose bits left behind once the larger pieces are gone.

Without this guarantee, you might have to clean up after the garbage company. If these loose bits end up in your weekly trash pickup, they could cause you to exceed the regular residential limits. That would be a costly mistake. Some companies will not remove

issues should be addressed before you enter into an agreement.

Also, ask if the company passes fuel cost increases to the customer. Are these costs passed on periodically throughout the year or will they be reflected in the next year’s contract prices?

Don’t take for granted that a company is insured. Workers injured while on your property should be covered by their employers’ policy, not your homeowners’ insurance. A fully-insured company is more likely to be professional and trustworthy. The company’s liability insurance will absolve you of any financial responsibility in the event something happens while your trash is being removed and transported. It might seem awkward to inquire about this issue, but it really is in your best interest to find out.

Research a waste removal company with the same diligence you devote to shopping for household appliances.

That way, you will understand what services you get and avoid hidden prices.

It is a great way to protect your home and your wallet.

certain items or materials that are too heavy or large.

Verify that the waste removal business will tackle difficult pieces per your specifications.

Otherwise, you may have to hire another company to deal with bulkier items at an addtional expense.

If you are choosing a company for regular trash pickup, ask questions about the company’s terms of service. Can you include yard waste?

What is the limit on big, bulky items? How frequently can they pick up the trash? All of these

ONE PROVIDER FOR ALL YOUR RECYCLING & WASTE NEEDS Republic Services® has a variety of products for any size project!

You have unique needs. We have solutions to meet them.

• Waste Collection • Special Waste • Construction Waste SM-ST29234-0327

• Recycling • Asphalt/Concrete Disposal • And more!

1214 S. Bataan Rd. Dixon, IL 815-284-2432

• March 27, 2020

Got trash?

We all do, but if you’re producing extra garbage and junk as a result of a remodeling, renovation or you’re just getting rid of older items you no longer need, you can’t rely on the regular city or county pickup to haul it away.

That’s when you need to choose a waste removal company.

Waste removal companies can be a big help in getting unwanted refuse removed from your property

21

HOW TO... | Sauk Valley Media

How to Choose a Waste Removal Company

Sauk Valley Media • March 27, 2020

| HOW TO...

22 Retirement communities have come a long way since the days of a quiet home on the golf course or beach. Today’s seniors are more active than ever and want to continue to enjoy their passions years into their retirement.

Modern retirement communities have become lifestyle communities, not solely about golf and tennis. Celebrities such as Jimmy Buffett — himself a senior citizen — have created “branded” retirement communities that celebrate the fabled “Margaritaville” lifestyle.

Selecting the Best Retirement Community for Your Needs

Other factors may include whether you need living assistance or ready medical care. Of course there’s nothing wrong with finding a quiet place to live around people your own age — that’s really what all of us look for in a community, and it’s no different for seniors.

If you’re considering a move to a retirement community — or in search of that lost shaker of salt — here are a few things to consider.

Churches, libraries and schools Consider how close the community is to schools, sports facilities, and other sites that produce a large amount of traffic volumes and noise levels. Many people prefer to live in less congested, quiet areas during their later years.

Also, think about where the nearest libraries and churches are located, as well as public transportation.

Ask whether the community provides its own transportation for residents.

Some facilities have their own fleet of minivans and buses. It is extremely helpful for seniors who no longer drive and need to do some routine personal shopping.

Community activities and parking Many seniors enjoy golf, tennis, swimming and walking. Any prospective retirement community should have easy access to such activities.

Other seniors enjoy arts and crafts, board games, dancing and organized activities. Taking part in social events can provide opportunities to make new friends. Research what kinds of social events are organized within the retirement community.

Also, find out if the community has ample opportunities for residents to travel to theaters, museums or shopping malls together.

Parking is another important factor when choosing a retirement community. Most people enjoy having family and friends visit, so parking is a necessity. When parking is tight, visitors will be less likely to come. Do not overlook its importance.

Pet policies Pet policies are another feature to consider when investigating potential retirement communities. Some facilities will allow you to bring your pet to live with you while others will not. So if you have a pet you don’t want to leave behind, you may be able to bring it with you. Many communities now recognize the health benefits of having pets.

Additionally, a park or nearby dog walking area will benefit you and your animal companion, particularly if your pet requires daily exercise. Taking a walk each day will benefit both of you.

Medical care facilities Retirement communities should be easily accessible to emergency personnel.

Know the location of the closest hospitals, doctors, ambulance services and other personnel.

You may wish to restrict your search to communities located near your preferred physician or other service providers.

Any prospective community should have a formal emergency plan in place. In addition, check to see if the retirement unit has custom safety features, such as railings in the bathrooms and entranceways.

Community Current residents will give you a feel for their level of satisfaction with the community. Talk to them about their experiences and seek candid reviews of the amenities and staff.

After all, it is important you feel confident that you have selected a retirement community that fits your personal needs and lifestyles.

By taking the time to research multiple facilities, you will undoubtedly find a warm, welcoming facility. You will be able to build lasting friendships and gain the support you need to have fun during your retirement.

B IR DS ARE CHIR PING , FLOWE RS ARE B LOOMING ,

A O R A F 2705 Avenue E Sterling, IL 61081

815-622-2800

Springtime creates a lot of yard and house work, let us do the work for you. Enjoy our beautiful courtyard and gardens! At Morningside of Sterling, you’ll discover a lifestyle dedicated to your health and wellness. New friendships are around every corner, exceptional dining awaits you at every meal, and our care team is here to cater to your needs. With activities and events personalized to your interests, it’s easy to see how our residents flourish here.

CALL 815-622-2800 TO EXPERIENCE AN EXCEPTIONAL SPRING. www.MorningsideOfSterling.com ASSISTED LIVING • MEMORY CARE • INDEPENDENT LIVING SM-ST1763347

©2019 Five Star Senior Living

Pet Friendly

How to Choose a Transmission Repair Shop

Trained Specialists You will save yourself much time and money if you search for a repair shop with a good track record. Some shops require multiple visits before the work is done correctly. Mechanics at the best repair shops are properly trained to fix a wide variety of transmissions.

Do not use a general auto repair shop or dealer service for transmission repairs. It will cost you more money because they will have to subcontract with a transmission specialist to do the job. Save money by going to the transmission shop yourself.

Type of Repair Transmission work is time consuming and difficult. Professionals must remove the transmission from the vehicle. That can cost about $500 even before any other work begins. Minor transmission repairs could require the entire transmission to be rebuilt.

There are only two options for repairing a transmission: remanufacturing or rebuilding.

Remanufacturing remakes the transmission from used cores and replaces all moving parts.

It is the equivalent to purchasing a whole new transmission.

Rebuilding a transmission replaces worn-down parts. It is the most common transmission repair.

Prepare Because basic labor itself is expensive, it often makes more sense to completely rebuild your transmission rather than fixing minor issues periodically.

This price will depend on the complexity and the extent of the rebuild.

Remanufactured transmissions are more dependable, but also expensive.

The standard rebuilt transmission usually offers a one-year/12,000-mile warranty. For a remanufactured transmission, the standard warranty is 100,000 miles.

RANKEN’S Transmission and Auto Repair 2119 W. St. Dixon IL

(815) 284-4970

SM-ST29231-0327

• March 27, 2020

Proper Maintenance Proper maintenance is key to ensuring the longevity of your transmission. After every 20,000 miles, you should have it serviced or cleaned to prevent problems.

Good shops provide a power flush to remove and replace all transmission fluid.

Some car manufacturers recommend servicing the transmission after every 50,000 miles. Many car owners have discovered that it is simply not often enough. It costs so much to replace a transmission that it is often financially smarter to just buy another car instead. That is exactly what automakers are hoping you will do. Err on the side of caution and replace your transmission fluid regularly.

Credible Repair AAA provides a list of qualified repair shops and their ratings. These shops have agreed to mediation through AAA in the event of a dispute.

The Better Business Bureau can also give you information about poor performing shops in your area. That organization keeps a record of complaints lodged against them. If you are considering a national chain, the Bureau of Consumer Investigations will also inform you about which stores are not reputable.

HOW TO... | Sauk Valley Media

Maybe it’s a noticeable issue with shifting or a warning light. These indicators signal transmission trouble. Replacing and repairing your transmission can be among the most costly situations you face with a troubled car. That’s why it’s important to develop a relationship with a qualified, reliable and professional transmission repair shop before disaster strikes.

If you have a relationship with a reputable transmission repair shop, you won’t need to fret taking out a loan next time your transmission acts up. Luckily, finding a good shop is a pretty simple process.

23

Sauk Valley Media • March 27, 2020

| HOW TO...

24

How to Choose Mental Health Services Fact: Mental health disorders are real, common and often treatable. An estimated 1 in 5 American adults1 (nearly 44 million people) and 13-20% of children living in the United States will experience a diagnosable mental health disorder in a given year, according to Mental Health America, an advocacy organization.

Where to find help will depend on age (adult or child) and the type of disorder or symptoms experienced. But qualified professional assistance is more available than ever.

Here are some things to keep in mind when looking for a treatment center.

Flexibility Everyone is different. Needs vary from person to person, depending on the diagnosis. One of your first considerations is to look for a center that does not offer a one-size-fits-all approach to healing people.

The best facilities will have a wide array of treatment options. Then they will tailor their services to fit specific situations.

These centers will have a range of choices. At one end of the spectrum, there might be shortterm outpatient care that can be performed in any setting, much like one-on-one counseling.

At the end, there is full-time, long-term inpatient care in a hospital setting.

But most cases will be somewhere in the middle of these two choices. An ideal care center will be able to offer custom treatments for individuals. Whether you are seeking short or

long-term care, the staff will be able to match you with the best care for your needs.

Team approach When people think of psychiatry, they often imagine one-on-one sessions with the patient laying on a couch. In reality, mental health care may involve a multidisciplinary approach.

Psychiatrists and psychologists are just the beginning. Other behavioral and wellness professionals can also assist in treatment.

There may be medical professionals like nurses and licensed therapists, along with social workers, case managers, teachers and therapists.

It all depends on the diagnosis and desired outcome.

A good treatment center will be able to utilize a team of professionals who can work on a patient’s health from multiple angles for the most successful results.

Family involvement Support is vital. When family and others get

involved in the recovery process, it makes a huge positive impact on the individual.

Mental health professionals appreciate the support that a family can give the patient.

In addition, some issues — especially addiction — often leads to emotional and stressful family struggles. It is essential that the whole family learns how to deal with these dynamics.

Education is key. The best treatment centers encourage honest, open dialogue among family members.

The family must establish healthy, clear communication about the issues they’ve been experiencing.

Emotional, mental and substance abuse issues do not affect just an individual. Everyone feels the impact in major ways, and all of those people can become involved in supporting the right health solution for the patient. And themselves.

Ongoing services Reputable treatment centers will have a strong aftercare program. They will recommend a course of ongoing, continuing care to keep the patient on track with their recovery.

This last stage can make a big difference over the long run. It will help the patient ease into daily life while still receiving continuing care.

A mental health center should be able to arrange for ongoing services, such as outpatient care, support groups or recovery residences to ensure as smooth a transition as possible once the initial, intense stages of treatment are completed.

Providing Care....offering Hope

We’re here when you need us • • • •

 �

800-242-7642

C to hoose

a

Tire

p o h S

dry land. High-performance tires are good for

result, pull-offs are almost new. Does your tire

vehicles until something goes wrong — and

driving at high speeds. If you commute a long

shop guarantee pull-off tires? If a dealer sells

that’s usually at the most inconvenient time

distance, be sure to choose high-mileage tires.

new and pull-off tires, the tire installer may not

and place. So taking time to regularly check the

realize that each tire must replicate the way it

air pressure and tread of your tires, along with

Choose an Outlet

was installed on the previous car. Failure to do

balancing and rotating them at intervals, can

There are a variety of ways you can purchase

so will result in the steel belt breaking through.

ensure your road time will go smoothly. When

tires. They are available through national

When tires have had the worn treads replaced,

you detect issues, it’s time to get to the tire

chains or a local auto shop. You may even buy

they are called retreads. A factory buffs the

store.

them online.

old tread and attaches a new one. Inspections

Here are a few things to consider next time you

Buying tires in person allows you to inspect the

ensure the casing is strong enough to hold a

put tires on your car.

tires. You can see exactly what you are getting.

new tread.

When you purchase tires online it is difficult to

If you are on a budget, pull-offs and retreads

Choose Your Budget

judge what you are getting.

are great choices.

Cost should play a role in your decision-mak-

National chain stores usually guarantee the

Anyone who purchases used tires should in-

ing process. Figure out what you can afford to

product. They might be more costly, but buying

spect each tire thoroughly. Bubbles, holes, cuts

pay for tires. It will stop you from wasting time

them from a big store may give you peace of

and metal showing are a sign that you should

at expensive shops. Hopefully, you will only

mind. Local shops will likely be more inex-

not purchase the product. It may not be safe.

need to buy tires once a year; depending on

pensive, and you might get more personalized

how much you drive your car.

service.

Check out the Shops

Ultimately, your choice should fit your priori-

When you visit a shop, look at their products

ties and budget.

and meet their employees.

Choose Type of Tires

You should feel as though the salespeople are

When selecting tires, consider the climate you live in. If it is dry and warm, then a standard

New or Used

trustworthy and knowledgeable. Once you find

tire will be fine. But if you live in a place that

Some people don’t mind purchasing used tires.

a good tire shop, you will likely return again for

gets a lot of snow, then you will want a better

Pull-offs are tires that came with a new car, but

other products. It is important that you develop

grade of tires. Snow tires are good for snow or

the new car buyer wanted custom tires. As a

a good working relationship.

COMPLETE BUMPER TO BUMPER SERVICE & REPAIR Brakes • Suspensions • Transmissions • Engines • Electronic Diagnostic

NOW OFFERING IN SHOP TIRE MOUNT & BALANCE. USED & NEW TIRES IN STOCK

2530 E. Lincolnway, Sterling (Across from Angelo’s II)

(815)631-3409

e v i t o m o t u Marshang A Serving the area since 1994

• March 27, 2020

Too often, we don’t check the tires on our

HOW TO... | Sauk Valley Media

How

25

How to Choose a Zero Turn Mower

Sauk Valley Media • March 27, 2020

| HOW TO...

26

Zero-turn mowers are particularly useful when mowing close to homes, playground equipment and other tight areas.

If you have a large lawn or substantial piece of property to take care of, you’ll need the right equipment to not only mow and seed but carry supplies and tow attachments.

Zero Turn Mowers are the upgrade you need to navigate the terrain with the power and capability to maintain your land. These workhorses make quick work of taming acres of land.

Choosing the right Zero Turn Mower depends on several factors, such as the size of your property, towing capacity and, of course, price.

Here’s some guidance to help you pick the right tractor for your needs.

The right fit Zero Turn Mowers come in a variety of capabilities and price points which can range from $2,399 for a simple, basic model to $10,000 or more for a fully-featured, commercial-grade unit. In between, you will find a vast mixture of features and quality.

Select the right model by asking yourself how you will use the Zero Turn Mower. Lawn size is an important factor to consider. For a bigger lawn, you may need a wider mowing deck.

Do you have any other planned uses for your tractor such as hauling garden supplies and bagging leaves.

High-end Zero Turn Mowers are more like pieces of farm equipment than traditional rideon mowers. You can purchase accessories for them, such as baggers, trailers, and pull behind accessories.

You are not only buying a lawn mower. These mowers are platforms that can be used for all kinds of jobs. So check on the accessories that come with each model, even if you don’t plan on purchasing them yet. You may appreciate the choices in the future.

Speed and maneuverability Most people want to finish the job in the least amount of time.

While it is true that large mowing decks will cover more ground with each pass, there are other things to consider as well.

The transmission and speed is also a factor.

The zero-turn mower is a popular option.

These vehicles can turn quickly and precisely to cut lawns of all sizes and shapes.

While they have been used for years by commercial lawn crews, only recently have these mowers become affordable for the average homeowner.

FRANK’S

SMALL ENGINE REPAIR Tune-Ups • Parts • Blades • Accessories M-F 8-5, Sat. 8-Noon

405 Ash Avenue, Sterling 815-622-9999

Durability The longevity of your Zero Turn Mower is also an important consideration.

The brand’s reputation should weigh heavily when you are making a decision. Research consumer reviews and talk to your friends and family members about the best brands of lawn products.

Also, visiting a retail store and talking to knowledgeable salespeople will also help you.

There are plenty of low-end, affordable zero turn mowers out there, but few have a reputation for durability. It is economical in the long run to choose a well-built model from a reputable manufacturer.

Inspect the construction of each lawn mower carefully to verify that it will meet your needs.

While you probably don’t need the extreme engineering and high price of a commercial-grade model, you ought to buy the best model you can afford and follow the maintenance directions closely. It will help you get the most usage for your money.

Finding a good dealer is an essential part of the process. When you locate an experienced local retailer with a long track record of happy customers, you will be well on your way to selecting the right Zero Turn Mower for you.

MSRP $3,699

SALE PRICE $

3,499

MODEL 75745

WWW.TORO.COM

27

HOW TO... | Sauk Valley Media

How to Choose a Certified Optician

• March 27, 2020

Protecting your vision is a sensitive and vital element of your health care. When it is time to get your eyes checked, you can see either an optometrist or an ophthalmologist. Both can perform routine exams and identify symptoms of disease. After your exam you may need to talk with an optician about the type of glasses you would like. Opticians are not doctors, but more frequently use prescriptions written by an optometrist or an ophthalmologist. You’ll most likely encounter an optician in your community at a retail optical store with all types of lenses and frames. They cannot examine your eyes, but they can help you select the best frames for you. Here’s how to find a quality optician in your community.

Certification Lens materials and manufacturing procedures are constantly changing and improving. A certified optician should be abreast of the latest industry standards. Ask what certifications your optician holds in your state, along with

what kind of training he or she has received.

Certified opticians understand they are in a high-precision job, but not all states require certifications or licenses. They should appreciate that you are taking the time to ask questions.

Selection Take a look around their optical displays. A quality optical provider will have a large variety of eyeglass frames and contact lens choices across a range of price points.

While budget is always important, you might find that an upgrade will be worth the additional money. Consider how frequently you will use your eyewear. It’s a good idea to ask about the advantages of various features — from color changing lenses, scratch-resistant coating for glasses to various brands of contacts. Think about what will work best for your lifestyle.

If you have a favorite brand or designer, call ahead to see if your provider’s office can provide them.

Comfort The best opticians will guide you toward products that are easy to use and maintain. Comfort levels vary according to each person. Some people prefer metal frames, while others like the look and feel of plastic frames.

Opticians will adjust the fit of your frames so they are not too tight or loose on your face. If your current glasses are leaving red marks on your face, they need to be adjusted. The glasses should not feel awkward or bothersome on your nose or behind your ears.

Your optician can help recommend the best products that will help maintain your contact lenses and eyeglasses. They will likely also show you the proper cleaning techniques.

Anyone who wears glasses or contacts knows the importance of eyewear. Along with your optometrist or ophthalmologist, an optician is an important part of the team who will help you care for your vision. Make the time and effort to choose the right one.

(815) 625-6195 723 W. Route 30 Rock Falls, IL 6107

(815) 994-4100 847 N. Galena Ave. Dixon, IL 61021

10 years of experience, we take great pride in offering the best in eyewear fashion as well as optical services. Our staff of certified opticians are dedicated to helping you look and feel good.

SM-ST1764771

28

Sauk Valley Media • March 27, 2020

| HOW TO...

How to Choose a Memory Care Center

As cases of Alzheimer’s and dementia have increased, so have the facilities that offer memory care. The rise in prevalence of these diseases has fortunately spurred an increase in alternative and traditional treatment options.

If you or a loved one are suffering from Alzheimer’s or dementia, a memory care center is one such option that could prove a major help. These centers may be part of an assisted living center or operate as standalone facilities.

Which you choose depends largely on individual circumstances. Here’s a basic primer in what you need to know when considering a memory care facility.

Staff The experience and attitude of the staff members is one of the most important considerations. They should treat all patients with kindness and respect.

The center should also provide continuing education to employees to assure that everyone is up to date with the latest in memory loss research and care.

Always visit a memory care center before ad-

mitting a loved one. Tour the facilities to make sure the building is clean and organized. The atmosphere should be calm and relaxing.

Consistency and stability are important to those suffering from memory loss. The center should have a low turnover rate among staff members. No memory care center should rely heavily on part-time workers.

Ask about the ratio of staff to residents, as well as the backgrounds of any medical practitioners employed by the center. Your loved one needs personalized care and attention. It is vital that the center has enough workers on staff to provide quality care for your loved one.

Secure, comfortable setting Quality memory care centers will resemble comfortable, inviting homes. They should not look like hospitals.

The facility should be clean and sanitary without appearing sterile. A center’s cleanliness is an indication of the dedication and price of everyone who works there.

Ask questions about the activities offered to residents, how visits are handled and the types of therapies available.

Because patients can sometimes forget where they are, it is important to ask how the center protects its residents. What kind of security features do they use?

Note your general impressions of each center you visit.

Support Quality memory care centers have support services for residents and families.

Symptoms from dementia can range from mild to extreme. The center should be equipped to handle all stages of dementia.

The best centers have support groups for residents and family members.

You and your loved one should be comfortable with the memory care center you choose. The best facilities can give patients a much needed boost and improve their overall quality of life.

Rolling Out The Red Carpet For You Call Today for Our Current Openings, or Assisted Living & Memory Care Melissa Jones, Community Director Stop In For Kelly Shroyer, Community Relations Coordinator A Visit 124 Liberty Court, Dixon, IL 815.285.2000

Liberty Court

SM-ST1763925

29

HOW TO... | Sauk Valley Media

How to Choose a Pool or Spa pain. The water suspends your tired muscles in weightlessness, allowing them to rest. People with chronic back problems often report relief.

Everyone has a different reason for installing a home spa, and manufacturers are happy to accommodate your requests.

Spas If you’re worried about the price, you probably shouldn’t be. Home spas have become quite affordable in recent years. As a result, they are also very popular. Installation of a home spa can also be a cinch, with a growing number of plug and play models and even portable ones that you can take with you on vacation.

The home-spa industry has worked hard to incorporate innovations, such as ozonators and aromatherapy fragrances. Spas often found in high-end hotels and resorts are now available for the average consumer.

You can purchase a home spa with a media center, along with therapeutic and LED lighting. Watch your favorite DVD or TV program while relaxing in the tub.

The best spas include hydrotherapy, which will help you heal and repair your body.

Tubs with water jets will massage muscles, improve circulation, relax nerves and ease

Pools At-home swimming pools are another favorite for health-conscious people.

These pools are not like your typical in-ground blue bathtub. Natural stone, man-made waterfalls and landscape detailing will make your pool into a private oasis.

Before purchasing your pool, decide whether you would like an in-ground or above-ground pool. Above-ground pools are less expensive, but many people prefer the durability and overall look of an in-ground pool. Take time to think about your decision. After all, your pool is a major investment. It will be a part of your home for many years.

Consider the landscaping around your pool.

There are many possible finishes for the decking alone. You can also choose the materials,

• March 27, 2020

Homes with pools and spas are often the subject of envy, but they are no longer the exclusive privilege of the wealthy. All but the most extravagant models of spas and pool designs are within financial reach of many Americans.

Adding a pool or spa means you can enjoy the relaxing benefits of water therapy any time you please — by yourself or with your family or guests — without sharing with strangers and the inconvenience of leaving your home.

Whether you’re an avid swimmer or just enjoy relaxing in the water, your specific desires will lead you to choose which best accommodates your needs.

But deciding on which can mean taking into consideration such factors as price, space and maintenance.

Sales, Service and Installation Spas, Aboveground & Inground Pools

SM-ST1764539

Jim and Cary McCue 1702 Westwood Drive Sterling IL 61081

style and features. Sometimes the environment around a pool can seem as relaxing as stepping foot in the water.

It’s a fact that most people build their dream pool over a number of years as it fits their budget. You don’t have to do everything at once.

Just start with a high-quality installation and a vision of what you want the area to become.

You can add more features later.

With so many advances in home spas and swimming pools, combined with their affordability, it makes sense to install one on your property. After all, wouldn’t it be nice to have your own private resort without the hassle of leaving home?

Poolside Pools & Spas phone: 815-626-6120 fax: 815-626-6125 email: poolsideps@gmail.com www.poolsidepoolsandspas.com

Options to Help Seniors Stay in Their Homes

Sauk Valley Media • March 27, 2020

| HOW TO...

30

As people age, they often find themselves suffering from one or more affliction or illnesses that make it difficult to continue without assistance.

Oftentimes, nursing homes and other living facilities are clinical and impersonal. The aging process brings with it enough difficulties without the additional stress a radical change in lifestyle can bring.

Because many issues can now be managed at home, more seniors are seeking out ways to age in place rather than moving to an assisted-living facility.

Every individual is different, but even those with more severe disabilities or medical issues now have many options for home-based assistance.

Medical providers know, in fact, that allowing seniors to stay in their own homes does much for both their physical and mental health.

Here are just some of the options available to aging seniors: Assisted living is a fantastic option for seniors who need help with routine tasks, such as cooking and washing. It offers them a sense of independence, while helping them stay in their comfortable, familiar surroundings.

Remaining at home surrounded by beloved personal belongings can stave off depression, sadness and offer a sense of comfort.

Adult care services employ professionals who make scheduled visits to help seniors with basic chores and laundry. They will also assist with minor medical needs, run errands and buy food at the grocery store. Performing these tasks allows elderly people to remain in their own homes.

There is no task too big or small. Adult care employees may help with personal hygiene and dressing. Not only will the elderly person receive help, he or she will also appreciate having company each day.

3408 E. 23rd St. Sterling IL | (815) 626-3467 | GaffeyHomeNursingandHospice.com

Our Mission is to provide professional, individualized home care with compassion and dignity. We are committed to protecting your privacy and upholding your independence. We strive to assist families and individuals to achieve their highest level of personal freedom with dignity and pride.

It provides a feeling of friendship and companionship that might otherwise be unavailable. Receiving help from a trusted friend would brighten anyone’s day.

The first step is to consult with the senior who is contemplating an assistance arrangement of any type.

Making the decision on whether to stay in one’s home or move into a facility is always difficult.

However, the range of options available should make it easier for seniors to enjoy being home for as long as possible.

How to Choose a Cancer Treatment Center

Location Treatment may involve lengthy and repetitive chemotherapy or radiation treatments, so traveling for long periods of time will exhaust your bank account and body. You need to find a quality treatment facility in your local community.

Many people believe that big cancer facilities in

large cities will offer better treatment, but that is not always the case. Depending on your diagnosis and recommended treatment, you may be able to find comparable treatment close to home.

Recommendations It will be easy to find first-person recommendations because cancer affects millions of Americans every year.

Ask your network of friends and family who have faced a cancer diagnosis — or supported loved ones through the process—for recommendations.

Many will have advice you may not find online.

Research on the internet can also be a big help. As you look for local centers, read reviews from patients and loved ones. Check your local newspaper for centers in your area. Sometimes you may be able to find a promotion or other discount.

• March 27, 2020

Physicians Following a cancer diagnosis, it’s extremely important to follow your doctor’s advice.

A qualified specialist can guide you through the treatment process, answering questions patiently and accurately. Patients often select doctors based on the type of cancer they have.

Seeking treatment where your specialist practices will be to your advantage because your doctor will have working relationships with other staff people who will assist you during your recovery process.

Insurance coverage is another consideration.

Review your policy to verify that your doctor and cancer treatment center are covered by your insurance. Understand the deductibles, co-pays and coverage limits that are already in place.

This information will also assist you in the decision-making process.

HOW TO... | Sauk Valley Media

Make no mistake: Cancer is a serious, life-threatening and frightening disease to confront and it remains the second leading cause of death in the U.S. It is also true, however, that more forms of cancer are being treated with better outcomes — longer lives and remission — than ever before. And there’s never been as many cancer treatment centers treating the myriad types of cancer.

But if you or a loved one has been diagnosed with cancer, it might prove difficult to explore all of the treatment options without proper guidance. Patients require expert-level care and lots of support. Choosing the right place to receive treatment may seem overwhelming.

Here are a few things to consider if you need the services of a cancer treatment center.

31

Support services Cancer treatment centers offer a variety of support services for their patients.

That’s good, because connecting with others going through the trials of cancer will inspire you on the road to recovery. Centers will also set up counseling sessions for caregivers and people going through similar situations. The help goes beyond medicine for the body and will assist you emotionally and mentally. And studies show that the power of positivity is strong medicine when it comes to treating cancer.

Specialty treatments Specialty cancers centers are on the leading edge of medical research. Depending on your diagnosis and doctor’s recommendation, you may be a candidate for clinical trials or experimental treatments at one of these centers.

Ask your doctor about trials or treatments might be effective for your particular type of cancer.

And don’t be afraid to do your own research and present your findings to your care provider.

Finding a good treatment center as soon as you can following a cancer diagnosis will free you to focus on your recovery.

When Cancer Strikes, es,

We strike back.

327 IL Route 2 · Dixon, IL

www.nicancer.com

(815) 284-1111

Choosing a Credit Union

Sauk Valley Media • March 27, 2020

| HOW TO...

32

Large banks and financial institutions are often the default choice for many when it comes to deciding where to house our money. They’re convenient and offer a wide variety of services, but they can also seem impersonal.

If you’re seeking more personal service from a consumer-owned institution, credit unions my be the perfect fit.

Credit unions are cooperatives in the truest sense of the word. They have existed for more than 100 years, springing from the idea that serving a group of unserved or underserved people as a group could prove economically feasible and offer an alternative to traditional banks. Today, they rank among the best micro-finance organizations available to large swaths of the population.

Unlike big banks, which are owned by shareholders or conglomerates, credit unions are typically nonprofit operations owned by their members. Credit unions charge fewer and lower fees than for-profit banks. And any dividends go to the members instead of shareholders.

In short, credit unions are a good deal.

They usually offer better interest rates on savings accounts and competitive rates on various loans. You might get a fantastic rate on a student loan, mortgage, auto loan or credit card.

And, like bigger banks, the federal government ensures credit union deposits up to $250,000.

The first step in selecting a credit union is to research those in your community and their membership requirements. Some credit unions are available to employees of specific companies, groups of public service or school employees. But offers extend eligibility to anyone willing to follow their membership requirements. You may be asked to join a food co-op or other organization in order to qualify for membership.

A simple internet search is an excellent starting point. Develop a list of credit unions in your area. Then narrow your possibilities by researching eligibility, services offer and fees charged by each credit union.

Verify the current interest rates on their accounts. If you can’t find the rates online, call and ask them for the percentages Find out if there are any fees associated with the accounts you want to open. As with traditional savings and loan banks, you might be required to pay a fee if you fall below a minimum balance.

Check about other requirements. You might need to use your debit card a certain amount of times each month.

If you are in the market for a specific loan, research to see if the loan is issued by the credit union. Once you have found several credit unions offering that type of loan, compare interest rates and specials to see who has the best deal.

Of course, convenience is something to keep in mind. Check for availability of online services, weekday and weekend hours, where branches and ATMs are located.

You should also understand any fees associated with ATM or debit card usage. If you use ATMs frequently, those charges can add up fast.

Some credit unions belong to a nation network of credit unions for shared services. It might mean more access to ATMs and other services in case you move or go on vacation. If you have children attending college in other cities, this can be useful.

Once you have completed your research, make a list of the advantages and disadvantages of each credit union. You can easily compare them.

Upon choosing your credit union, visit the branch so you can understand all of the services. Learn more about the benefits of membership.

How to Join Cornerstone Credit Union - Easy as1-2-3!

1- Visit any location OR use our online membership application at cornerstonecu.org* 2 - Deposit $25 into your new savings account.

3 - Enjoy convenient benefits: free checking, mobile & online access, affordable loans, rewards credit card, shared branching and more!

Freeport | Sterling | Milledgeville | South Beloit

*Must meet member eligibility requirements. Open to anyone living or working in following northwest Illinois and southern Wisconsin counties. Illinois: Boone, Bureau, Carroll, JoDaviess, Ogle, Lee, Stephenson, Whiteside, and Winnebago Counties. Wisconsin: Green and Rock Counties. Federally insured by NCUA. SM-ST1765417

800.711.3277

How to Choose an Auto Body Shop

Choosing the right body shop depends on many factors, such as the extent of damage, whether the costs are born by yourself or insurance, the experience of the shop with your make and model of vehicle and the shop’s history and reputation, among others.

Paramount to your search is finding an auto body shop that’s honest, trustworthy and dependable. That choice will ensure that your vehicle is repaired quickly, affordably and correctly.

The shop you choose should be able to complete all manner of work, from a minor touchup to a full-body repair. Your friends, family and colleagues might have recommendations.

After all, auto body shops are an unfortunate, but necessary, part of life for most people.

Have a list of companies, research each shop on the Internet and read customer reviews.

Testimonials, negative and positive, should be considered. But keep in mind that no business has a 100 percent satisfaction rate. Someone will always be displeased. Also, more people are likely to leave a negative rather than a positive comment.

A good source for finding an auto body shop is your local newspaper. Local businesses advertise and many times you can find special deals to help save you money.

Once you have created a list of shops, contact them on the phone and ask pertinent questions. How long have they been in business?

What are their specialties? How soon can you bring your vehicle in for an inspection?

Ask to set up an appointment for a free inspection. Then further investigate the business.

Look around their lobby. Is it clean? Do they have their license and any awards or certificates posted? Do they care enough about their customers to offer reading material, coffee or water?

Consider prices. Are they comparable to other

We Meet The Nicest People By Accident!

body shops? While you want to find a great deal, cheaper is not always better. Understand that you will often get what you pay for when it comes to auto body work.

Low prices may be tempting, but they typically mean sub-par work, used parts and paint that is incorrectly applied.

Feel free to ask the manager or owner for references before they work on your car.

You can also check their previous work. When you see a car with paint drips, panels that are misaligned or paints that don’t match, look elsewhere. You will not save money if you need to have the improper work redone.

The shop should inspect your vehicle for repairs that are not readily visible. Often, there are hidden damages that cannot be detected until repair work begins on the vehicle.

Finding an auto body shop may not be the most pleasant business because it usually means your vehicle has suffered some kind of damage. But finding the right shop will make the experience much more pleasant and you will be happy with the repairs. Especially if you find the right shop that knows how to repair your vehicle so it looks the same as before, or even better.

1409 4 Street 1705West EASTWOOD DR. SSterling TERLING

815 • 625 • 1851

720 North Galena Dixon

815 • 288 • 3211

www.slimnhanks.com SM-ST1765294

• March 27, 2020

Not surprisingly, shops specializing in this service can vary in quality, reliability and cost. It’s not unusual for auto body repair estimates to differ by hundreds if not thousands of dollars.

To get the best work at the fairest price requires an investment in time and asking the right questions.

HOW TO... | Sauk Valley Media

From dents and scrapes to fender-benders and more intense damage resulting from an accident, repairing your vehicle requires the services of expert professionals from an experienced, reputable auto body shop.

33

How to Choose a Computer Repair Specialist Modern desktop and laptop computers are far less prone to breaking down than they used to be. Indeed, by design newer machines prohibit taking them apart lest you violate a manufacturer’s warranty.

But that doesn’t mean they never have issues or you need to ship your computer off to the factory if it does break down. Qualified repair specialists — from company experts at Apple Stores to local experts in your neighborhood shops — exist to fix what ails your machine.

Here are some things to consider if you’re looking for someone to work on your computer: Type of device Do you use a PC (personal computer) or a Mac (Macintosh)? Most computer specialists will focus on only one system. If there’s a picture of an apple on your computer, you have a Mac. If you are unsure, chances are you have a PC. PCs and Macs are quite different from each other. Choose a technician who focuses on your brand of computer.

Is your computer a desktop or a laptop system? They often have unique issues, so find someone who can work on your type of computer. Desktop systems consist of a tower, monitor, keyboard and mouse, though Macs are often self-contained with only a keyboard and mouse. Laptops are self-contained in a package that travels easily.

If your tablet or smartphone is giving you trouble, be sure to find someone who specializes in those devices.

Someone in your social network has likely had computer issues. Ask them for recommendations. You might also consult with the IT department at your workplace. They will be able to point you in the right direction.

Electronic vendors often have a help desk who can also suggest qualified technicians in your area. Or the store might have specialists on staff that can help you.

You can also use your local newspaper as a resource. Oftentimes, computer specialists have promotions and specials that can save you money.

tions to technicians for completing a specialized training program. Anyone who has these certifications has demonstrated the discipline necessary to how the ins-and-outs of these specific systems; however, that is no guarantee of a technician’s ability. In the world of computers, experience and skill carry more weight than a diploma.

Price As with most essential services, don’t automatically choose the person who offers you the lowest rate. If something goes wrong during a repair, you may have to pay additional fees to solve the problem.

But that doesn’t mean the highest priced vendor will offer you the best quality or service.

Small shops and individuals typically have the best deals because they don’t up sell you on services or software that you don’t need.

Experience The ideal specialist is someone who has successfully fixed many computers. You don’t want someone using your machine for on-the-job training.

Ask how long they’ve worked on computers and how they keep up with new innovations.

Experienced specialists attend seminars or classes to learn about the latest operating systems and hardware.

Training and Certification Microsoft and Apple give software certifica-

We stand behind our work!

Make a Personal Visit Visit the computer repair shop where your potential specialist works.

Be wary of sales representatives who might try to sell you a new product rather than fixing the problem. Ask to meet with the technician who will work on your computer.

As you describe the problem, watch the technician’s response carefully — both words and body language. Do they speak knowledgeably and in a way that instills confidence? If not, take your business elsewhere.

It is important that you feel comfortable and confident handing your computer to the specialist.

When you find the right mix of experience, skill and price, you can rest easy that the problem will be solved.

• Memory Upgrades • Windows Optimization & Diagnostics • Virus & Malware Removal • Component Diagnostic & Replacement • Software – Operating System Installation

SM-ST1764762

Sauk Valley Media • March 27, 2020

| HOW TO...

34

Check us out at www.dccomp.net for a full list of repair services.

DC

COMPUTERS (815) 288-4695 734 N Galena Ave, Dixon, IL

35

spoons and even thimbles are some examples of popular collectibles that are not antiques.

Also, vintage items are usually from a certain time period, such as the 1970s or 1980s.

When looking for authentic antiques, quality, craftsmanship, manufacturer and history of the piece are paramount.

Where to find antiques But to truly find the best and most authentic deals, shopping your local antique stores is your best bet.

You are much more likely to get a better deal on an authentic piece at your local antique shop.

Local shop owners like to build a rapport with their customers and love to talk about the history of their inventory. When you shop locally, you will also have the assurance of being able to validate works before purchasing them.

Online stores and sites such as eBay, flea markets and estate sales are great places to find antiques or collectibles. They might even offer you a good deal. But unless you really know your antiques use these venues with caution.

Know the difference between a genuine an-

tique and a fake. And never buy something without inspecting it.

Auction sites may be convenient, but you will have to add the cost of shipping and insurance to the price of the item. It is cheaper to find the same item at a local shop or estate sale. You can use an online auction site for research, to see what other people are bidding on the same or similar pieces.

Forming a relationship After you have located two or three prospective dealers, visit their shops.

If you are searching for a particular item, most dealers will try to locate it for you. If they don’t have the item, they might be able to tell you about another dealer who carries it.

Creating a good relationship with an antiques or collectibles dealer has many advantages.

Dealers can give you their assurance you that the pieces are authentic and often offer regular clients better prices. Reputable dealers can also help you find other resources, such as conferences and conventions that can help educate you in the art of finding the perfect antique for your home or office.

307 First Ave., Sterling Mon.-Fri. 9 - 5:30p.m.• Sat. 9 - 5p.m • Sun. 10 - 4p.m.

SM-ST1763810

• March 27, 2020

Those who seek out and collect antiques are driven by at least one of two passions: for the objects themselves and what they might mean to an individual or their interest in history, or they recognize their value and hunt antiques in order to connect with a collector. Sometimes passion and profit collide.

But there’s no denying that antiques and collectibles intersect at the point where nostalgia meets art in everyday things.

The character of older products and the sense of history dating back decades or generations can be inexplicably attractive. It’s because we know every antique piece has a story. Some have multiple stories embedded in the array of nicks and scrapes marking them. And we’re often free to imagine our own stories about their pasts.

Antiques don’t go out of style. No matter what the piece, there’s a good chance it will always be of interest to someone — a collector, a museum curator, a professional collector or an auctioneer.

Usually, a piece should be at least 50 years old to be considered a true antique. But just because it’s old doesn’t mean it’s an antique.

“Collectible” and “vintage” are not synonymous with “antique.” That’s an important distinction to keep in mind when shopping for authentic pieces.

Many items considered antiques are simply collectibles. View-Masters, vinyl records,

HOW TO... | Sauk Valley Media

The Joy of Antiques

How to Choose an Awesome Bakery

Sauk Valley Media • March 27, 2020

| HOW TO...

36

things are done right. A good bakery will take great pride in their products.

The process of creating cakes with topnotch ingredients should be the same day-after-day.

It’s not hard to find a bakery. Just follow the wafting allure of fresh-baked bread and you’ll soon wind up at the door feasting upon the array of goods with your nose and eyes.

The sniff test is often good enough to let you know that a bakery’s products will taste even better and remind you to visit when shopping for baked goods. Buying fresh-baked breads, rolls or cakes will enhance your daily dining experience and will become especially beneficial when holidays or special occasions come around.

By-passing the bread aisle at the grocery store and choosing a quality bakery will provide you with fresh, better-tasting options. And most bakeries now feature low-fat, gluten-free and low-carbohydrate goods.

Here’s a primer on what you’ll find at a quality bakery.

Specialties Many bakeries serve specialty products that only they can offer. One neighborhood bakery might have cake pops or organic whole-wheat bread, another may specialize in homestyle bread.

Often, the owner will use a family recipe that is unique. Whatever you desire, from dinner rolls to wedding cakes, the right bakery will be able to meet your needs.

High-quality ingredients Wouldn’t you like to taste real Belgian chocolate? How about a cake topped with organic chocolate drizzle? Bakeries offer tasty, creative goods when it comes to choosing ingredients. And specialty bakeries are more likely to source ingredients from top suppliers all over the globe.

as you enter, they should greet you promptly. The ambience should be upbeat. After all, baking is fun! Many bakeries will have daily samples so you can get a taste before committing. Free nibbles make visiting bakeries a treat!

Atmosphere If you walk into a bakery and encounter an attentive, animated staff full of people who love what they do, you’re in the right place. As soon

Consistency Consistency, regardless of who is doing the cooking (or baking), is key when it comes to food. If the food is consistently delicious,

Our fresh-roasted, fine coffees, combined with sweets from our own MADE-FROM-SCRATCH BAKERY will make a visit well worth your while.

SM-ST1764829

Budget Bakeries can fit a wide range of budgets. The best products will cost more since ingredients are expensive, and experienced staff are difficult to find.

But most bakeries try to fit all spending levels.

If you’re in search of a new bakery, your friends and family will likely have recommendations. Visiting culinary websites will also help you find the latest reviews. These sites will also have stories about market trends.

As always, check customer reviews of bakeries.

You will likely find an amazing bakery close to home. Check local newspapers for special deals at local bakeries.

Enjoy!

115 E 3rd St • Sterling, IL

(815) 585-4327 Follow us on Facebook and Instagram

Compact fluorescent bulbs Compact fluorescent light bulbs, or CFLs, last longer than traditional light bulbs. They use less heat and energy. That means you will save money on your electric bills.

How to avoid recycling contamination

Efficiency audit Getting an expert to look at the efficiency in your home is a great way to go green. It will reduce your carbon footprint and help you save money. An efficiency audit will tell you about heat and energy losses. These specialists, sometimes employed by electric companies, can also recommend options to boost the efficiency in your home. They might suggest sealing ducts, doors and window. You might be advised to replace old appliances and furnaces.

Be sure to use a professionally trained auditor knowledgeable about all aspects of energy usage.

1. Know what to throw

Cardboard, paper, metal cans, plastic bottles and jugs

Limit speed How you drive your car can have an impact on the environment. Driving within the speed limit will limit your gas usage. It is also safer.

Decreasing the amount of gas you burn results in fewer pollutants being released from your tailpipe. Many experts advise driving 55 miles per hour for maximum benefit.

How you accelerate is also important. Flooring the gas pedal burns more fuel and creates substantially more fumes.

Also taking public transportation is a great way to go green. Riding a bike will help the Earth and your waistline.

Volunteer Volunteering with like-minded groups will also help the environment.

Groups such as the Sierra Club are dedicated to environmental preservation.

They need volunteers.

Becoming involved with a group will help keep you abreast of new information and trends. It is a fun way to make friends. When people join together, they can have a greater impact.

Going green is fun and cost-effective. Making small changes every day will take hardly any effort, and it will be worth it in the long run.

Simple as 1-2-3 2. Empty.

Clean. Dry.™

Keep all recyclables free of food and liquid

3. Keep it loose Never put recyclables in containers or bags

RecyclingSimplified.com ©2018 Republic Services, Inc.

SM-ST29233-0327

• March 27, 2020

Recycling Communities throughout the country have programs to recycle glass, plastic and paper products. In many communities, you only have to leave your recyclables in the proper bins to begin recycling.

During trash pickup days, sanitation companies will collect everything for you.

It doesn’t take much work, and the benefits are huge.

If you are already recycling, be sure that you are using the program to its fullest.

While you may be recycling bottles and cans, check to see if you can recycling paper products as well.

Other people start compost piles in the backyard to recycle raw materials. It costs nothing and can also provide nutrients for the soil.

Consider purchasing products made from recycled materials. You can find stationary, furniture and even clothing made from previously-used materials.

Although the bulbs look odd, they will pay for themselves quickly.

Of course, turning off lights is also a fantastic way to use less energy. Encourage your family and friends to do the same at their house. It will help them save money on their energy bills.

37

HOW TO... | Sauk Valley Media

If you’ve already “gone green” at home, imagine what it would be like for your block, neighborhood or entire community to become more sustainable. Green communities exist in many places in the United States and more are popping up as protecting our environment becomes a national priority.

Eco-living for an entire community is a challenge and takes commitment. It won’t happen all at once, but taking small steps will show others the positive impact and encourage them to join the effort.

Here are some tips for making going green a simpler task:

How to Go Green in Your Community

Sauk Valley Media • March 27, 2020

| HOW TO...

38

How to Choose a Financial Advisor Working with a professional financial advisor could be the best investment you’ll ever make. The best planners can help you meet your financial goals now and in the future, bringing into play an experienced, objective perspective to advise you on how best to save, invest and spend your money. They can also suggest avenues of money management that hadn’t occurred to you, help lower your taxes and guide you through uncertain financial times.

To find a reliable financial advisor, start by asking your social network. Friends and family may have some suggestions.

Research online for advisors in your area. Your local newspaper will likely have advertisements for local advisors. Remember to research each advisor with an eye toward your own situation and goals. Once you have a list of three or four possibilities; look closer at each choice. It might be a good idea to pick a financial advisor who is a certified financial planner. A certified financial planner has passed rigorous exams in order to obtain a certificate.

Once you have discovered each advisor’s qualifications, contact the certifying organizations to find out if there have been any complaints against each professional. If so, find out how the complaints were resolved.

You can request a list of satisfied clients who have goals comparable to yours. Contact them to talk about their experiences.

Areas of expertise Financial products can contribute to your well-being and peace of mind. Some common investing tools include bonds, mutual funds, stocks and commodities.

Weighing risk is essential. Some products will

undoubtedly be better for your portfolio than others. An experienced financial advisor can customize a portfolio especially for you.

You can also do some research to find a segment of the market that might be a good fit for your situation. Then look for an advisor who specializes in that investment. For example, if you want to invest in commodities, your potential advisor should have some experience in that market.

Rate of success Success rates will also play a prominent role in your decision. Look at the rate of success for each advisor. Has the rate of return on his recommendations outpaced the average market rate of return over time? An advisor with a solid rate of return conducts research to strengthen his clients’ portfolios.

During tough or stagnant economic times, experience will play a vital role. Has your advisor weathered previous economic slowdowns? Do clients thrive in bleak environments? Or have clients taken multiple hits to their portfolios?

You should be wary if clients appear to be doing too good during tough times. Someone with an extraordinary success rate might be too

good to be true.

Fees or commissions Inquire about how your advisor is paid for services. Most offer fee-based or commission-based services. It will greatly influence your selection. A commission-based advisor is prone to suggesting financial products that offer a professional commission. It could needlessly increase your exposure to risk.

Only use a commission-based advisor if he or she has a proven track record of success and also has your best interest in mind.

When you need someone who puts your best interests first, go with a fee-based advisor. He or she will be compensated only for the time spent on serving your portfolio.

Interview Once you have narrowed your prospects to two or three possibilities, schedule a meeting with each professional. During this consultation, communicate your goals honestly and clearly.

A financial planner should be someone who will guide and inform you. He or she will continually increase your knowledge about your current financial situation and how to improve it.

Put it in writing Once you have narrowed your list to one or two advisors; ask each to write a plan for moving you from where you are to where you want to be. Get a written copy of this proposal.

This document should have your short-term and long-term goals, and also state who else will profit from the proposal. This plan should be written clearly so you completely understand it. Once everything has been completed to your satisfaction, you can choose a financial advisor. Then you can comfortably relax and know that your money and future are in good hands.

Thank you for voting us one of your favorites!

www.NicklausFinancialService.com Securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

Wealth Planning Tax Planning Social Security Planning

815-288-3554

How to Choose a Paint Store

time. Knowing your specific priorities and considerations will help guide you toward the right paint for your project.

Advice Even the most experienced house painters sometimes need guidance. So don’t be shy about asking for advice.

Design With so many color and style selections, a good paint store can offer design advice for getting the look you want.

When it comes to paint, there are endless possibilities, and the best paint store staff will help you navigate through the selections.

They will know the latest style trends and offer recommendations for color palettes that work well together. If you bring them a fabric swatch, they should be able to create a duplicate color in paint.

Choosing the right paints and accessories takes experience and, quite often, some trial and error. Be certain to get prices for mixing sample colors up front. Don’t be afraid to put small quantities of these sample colors on your walls to test out your design. Once you’ve selected the right colors, go back to the store to purchase larger quantities of the paints to complete your project.

Locally Owned & Operated!

Handling all your paint needs ... RESIDENTIAL • COMMERCIAL • INDUSTRIAL Hours: Mon-Fri 7am-5pm, 603 Freeport Rd, Sterling • 815-213-7232 313 W First St, Dixon • 815-284-0730 Sat 8am-3pm

SM-ST1764568

• March 27, 2020

Selection There’s an enormous variety of paint colors and textures. Oil-based and latex paints are available in a wide range of finishes and compositions.

They are also available in different grades.

Cheaper paint may be thinner, messier and harder to apply than its thicker, premium competitor. You will also have to determine if you want to work with a primer. Some brands require specific primer, while other brands have products that are “paint and primer in one.”

A good paint store will have far more than just one line of products. They will stock paint designed for concrete floors, industrial paints that can withstand certain temperatures or chemicals, and paints that will reduce mold growth.

It may seem overwhelming, but more choices will give you a better results and hold up over

And a good paint store will be happy to provide painting pointers. Not only will the best stores sell quality products, they will also have staff who are ready to offer suggestions and recommendations for your particular situation. Most are very knowledgeable about their products.

They should also offer tips on how to apply the paint. You can spend money on high-end paint products, but applying them incorrectly will give you terrible results.

The paint store you choose should be able to offer you expert advice on all aspects of your project, from product selection to prep work and clean-up.

HOW TO... | Sauk Valley Media

Painting your home is among the bigger home-improvement jobs you’ll confront, but it’s also a perfect money-saving do-it-yourself project. But it’s also easy to make mistakes by jumping in without considering all your options and the proper materials to use.

If you have little or no experience painting, working with a good paint store can be a major help. Not only can a knowledgeable paint store help you pick the right type of paint and applicators for your project, they’ll be able to keep you abreast of the latest paint technology and trends. In addition, they’ll be able to mix paint to get that color just right for your project.

Here is what you’re looking for in a quality paint store.

39

Choosing a Pest Control Company

Sauk Valley Media • March 27, 2020

| HOW TO...

40

Cockroaches, bugs, termites. These and other insect infestations can cause nightmares for homeowners. Pests can ruin the serenity of your home or place of business and cause damage. And an untreated infestation can quickly become unmanageable. If it involves termites, it could even threaten the structure of your home.

If the problem hasn’t spread, you may be able to contain and eradicate these pests on your own. But if you’re dealing with an infestation you just can’t seem to stop, it’s probably time to

call in the help of a professional.

The right pest company will handle the problem quickly. Here are some tips to help you search for a company in your area.

mentally friendly, non-toxic alternatives, such as naturally based compounds that will not harm children or pets. These treatments might include citrus-based agents and trap-based rodent control.

A list of companies Your first step is to make a list of companies in your area that provide services you need. Check out companies online or who advertise in your local newspaper.

You may also ask friends, family and businesses in the area who they use to keep pests away.

Next, research each company’s background. Look at customer service reviews.

Shorten the list of possible providers and then contact the Better Business Bureau by phone or email. Ask if the companies have any complaints filed against them. You might also note if the bureau has granted accreditation to any companies.

Research Prior to contacting anyone, educate yourself about common pests in your area. Check to see if these pests are on your property. You might find evidence such as droppings or other indications that they are in your yard or home.

Look on the internet to discover which solutions are used to control these pests. Some cities or communities have laws regarding pesticide applications. There might be regulations concerning licensing and insurance for pest control companies.

Types of treatments Narrow your list further by contacting the companies directly. Ask them what kind of chemicals they use when treating a residence. Powders, sprays and other forms vary dramatically in effectiveness as well as toxicity.

If you have children or pets, this issue is an urgent concern. Many treatments are toxic to people and animals. Poisoned bait, for instance, is a method that homeowners with children or pets should avoid.

Companies should have solutions for these situations. Some companies offer environ-

Now, contact the service providers for more detailed information about prices, processes and other information. You should call at least two different businesses so you can compare services.

The company you choose should do a free, full inspection of the property before providing services. Accompany the workers as they check your property — both inside and outside.

Listen to their sales pitch and ask questions.

A reliable, reputable business should always answer your questions honestly.

Finally, trust your instincts. If the workers seem inexperienced or you don’t trust their information, look elsewhere.

A quality pest control company will not only help you with your current situation, it will also prevent future flare-ups. You can take comfort knowing that this is one problem someone else has under control.

SAUK VALLEY PEST CONTROL, INC. Pest Control

Termite Inspections

Sterling, IL • 815-499-5707

How to Find a Skilled Acupuncturist Increasingly, most medical doctors understand their patients desire to seek alternatives to traditional methods of treatment. It is now common for physicians to recommend acupunc-

ture as either a primary or additional treatment when confronting pain in all its forms.

You may want to check with your insurance provider as well, as many companies offer coverage for selected acupuncture services.

• Ask to see the rooms where sessions take place and make sure standard medical cleanliness practices are adhered to, such as clean hands, covered tables and properly disposed needles.

• Don’t be afraid to request a consultation, just as you would with any healthcare provider.

Acupuncture specialists should understand the concerns of prospective clients and should be willing to discuss your options ahead of time.

• Any questions you may have should be answered before booking an appointment. Your acupuncturist should be able to explain the benefits and risks of treatment. Make sure you understand what their methods are and how often you will need to come in for treatment sessions.

Furthermore, if you have friends or family that have undergone the procedure, ask them about their experience and whether or not they would recommend the acupuncturist they went to.

Certification is key in choosing the right acupuncturist. It indicates a practitioner’s level of training, skills and prior experience. A qualified acupuncturist will have all this information readily available. Make sure to find a practitioner who has passed national board certification and is licensed in their state.

A licensed practitioner may also offer other valuable health services, such as herbal medicine and cupping. These treatments are sometimes used in conjunction with acupuncture.

Key points to consider Acupuncturists practicing in the United States must use sterile, one-time-use needles, and

• Look for an acupuncturist who asks you questions as well. Traditional Chinese medicine takes into account all aspects of one’s life in order to determine the right treatment, and a skilled practitioner will ask you all manner of questions, from diet to family history to daily activities.

Some of the questions may even seem odd or invasive, but they are necessary. The acupuncturist who doesn’t make any inquiries about your health, mental well-being and personal surroundings might not be the best choice.

Acupuncture in itself may be beneficial to many because when performed properly it is safe, has few if any side effects and can be effectively combined with traditional medicine.

As the ancient Chinese might advise, choose wisely and with all these questions in mind and you may find yourself surprised at its benefits.

Are you sick and tired of Feeling sick and tired?

SM-ST29228-0327

Call us for your free consultation, to learn ways we can help restore your health 115 N. Galena Ave., Dixon IL. | 815-677-9498 | www.carlsonclinic.com

41

• March 27, 2020

Choosing an acupuncturist is unlike choosing any other health care provider. While you may know that the practice is part of Chinese medicine, beyond that an acupuncturist’s qualifications aren’t nearly as well-known as those of medical doctors or even chiropractors.

And although the practice has become more widely known and accepted, the practice of any medical care in the wrong hands can be dangerous so it pays to educate yourself before you go looking.

The Eastern medicine practice goes back as much as 5,000 years and is defined as the natural healing force uniting the universe and the body in terms of two opposing forces, the “yin” and the “yang.” By inserting small, mostly painless needles into various acupuncture points, the body is brought back into its proper balance.

But the value of acupuncture isn’t just an Eastern myth. For many years, Western physicians have confirmed that acupuncture can help relieve chronic pain, migraine headaches, fibromyalgia and osteoarthritis-related symptoms, among other stresses. Researchers also believe it’s valuable in the treatment of post-traumatic stress, depression and anxiety, as well as control the side effects of chemotherapy.

In short, this once derided therapy now ranks among the top non-medical, non-pharmaceutical medical treatments with proven benefits.

work in a safe and clean environment.

HOW TO... | Sauk Valley Media

How to Choose an Acupuncture Provider

Sauk Valley Media • March 27, 2020

| HOW TO...

42

How to Choose Alzheimer’s Care Learning that you or a loved one has Alzheimer’s or dementia is a devastating, radically life-altering experience, so you’ll want to choose the best care available.

According to the Alzheimer’s Association, the first step in choosing the right care provider is determining the care needs of the person with dementia. When possible, involve the person with dementia in care decisions.

Deciding how much care a person needs depends on such factors as how independently he or she can walk, eat, use the restroom and bathe. A person with dementia may still live independently early on, but in the middle stages, around-the clock supervision will be needed and becomes more intensive as the disease progresses.

What to Look for in a Treatment Facility The best care facilities are dedicated to treating Alzheimer’s and dementia. While there is no cure for Alzheimer’s, there are five prescription drugs approved by the U.S. Food & Drug Association to treat the most prevalent symptoms.

They physicians and staff in these facilities have also been trained to handle a number of medical problems with a special focus on the mental difficulties associated with these diseases.

The care facility should conduct evaluations to determine where your loved one falls in the Alzheimer’s spectrum —beginning, middle or end stage. The care they give will fit the personal needs of the individual.

How is the living environment at the facility?

Are the rooms clean and comfortable?

Are there quiet areas for reading?

Do outdoor activities inspire activity?

Does the center have group activities, special outings and other services?

Quality centers provide supervised picnics, fitness and craft classes, religious events and even field trips to enhance the care of the residents.

Active people stay healthier longer.

Patients need to feel comfortable and safe. The best facilities offer cozy atmospheres where your loved one can feel at ease.

After the initial assessment, the facility should be assessed on a regular basis, as individual needs can change according to the symptoms experienced. The center should be able to adapt to the changing needs.

In-patient or home care?

Depending on which stage you or your loved one fall on the spectrum will determine the need for either in-patient or home care. Naturally, the later stages of the disease may require in-patient care at a treatment facility. Here are some factors to consider when choosing a facility: When choosing a residential facility, tour the entire center. Ask to see a model resident room, and if permitted, ask to speak to some residents or family members.

Assisted Living Community (815) 772-4031 | 403 Scenic Street, Morrison, IL. | www.windsormanor.com/morrison

Professionals who care for Alzheimer and dementia patients know the support of family and friends can have a huge impact. You should have ample opportunities for family visits, activities and outings that include family and friends.

The facility should not feel like a locked hospital ward or a boot camp, but should have security and protective measures in place. Your loved one should be treated with dignity and respect.

Some centers have a pet therapy program for animal lovers and people who have left pets behind.

When you find the right care for your loved one, you can be assured of their safety, health and happiness. And you can enjoy peace of mind knowing they are safe and well cared for.

43

If your small business or home network is growing beyond your own tech expertise, or your devices are plagued with issues, you’ll need to hire a professional information technology specialist.

A good IT specialist is not just an expert in the technical aspects of your network and computers, but also knows data security and can absorb the big picture of your business or home needs.

That’s why it’s a good idea to locate a tech professional before you need them.

Here’s what to look for: Experience IT specialists come with a variety of concentra-

Communication skills It is important to hire someone with excellent communication skills. Computer networking, setup and repair are replete with jargon and acronyms. You need to understand what is wrong with your computer system and how it needs to be fixed.

Whether you are a business owner or home computer user, a good IT specialist will explain what decisions you need to make. You should be able to understand whether you need to upgrade your system or how you can improve the speed of your computer.

Not only will an IT specialist fix the problem, he or she will also inform and educate you.

With this new information, you can prevent future problems.

The best IT specialists will save you money and help you avoid common pitfalls.

We stand behind our work!

We can design and install your home or business network, including but not limited to: • Routing, Switching and Firewall Installation and Maintenance • PC, Workstation and Server Installation and Maintenance • Wired and Wireless Networking • Several proactive monitoring options

Check us out at www.dccomp.net

Location IT specialists can work at your location, or you can leave the equipment at their repair shop.

IT specialists sometimes make house calls, especially if the issues involve a network.

Interconnected equipment can be difficult to dismantle. A qualified professional can find the malfunctioning device quickly and solve the problem. House calls are usually more expensive.

Several repairs may involve specialized tools that are only found in a computer repair shop.

Laptops, desktop devices and other portable equipment can be easily transported to a repair shop.

Your prospective IT specialist should tell you whether an in-home visit is required.

Reputation IT specialists develop reputations quickly. You can easily gauge the qualifications of a professional by his or her track record. Ask your friends and family for names of good IT specialists. Their recommendations may have a higher per-hour rate, but they are worth every penny. They will get your computers working again quickly and easily.

Always look for a professional who has the qualifications and experience to install and repair your system. This person should explain everything in plain English. With a little time and research, your computers will be running again in a short time.

DC

COMPUTERS (815) 288-4695 734 N Galena Ave, Dixon, IL

• March 27, 2020

tions and experience. Find a specialist who matches your needs.

Some people are networking experts on PCs, or Microsoft-based computers; others may only work on Apple computers.

When you speak with specialists, ask if they are certified in repairing, installing or troubleshooting the computers and peripheral device you are using. Inquire about how much experience they have with repair work and installation.

HOW TO... | Sauk Valley Media

How to Choose an IT Specialist

How to Choose a Medical Equipment Provider

Sauk Valley Media • March 27, 2020

| HOW TO...

44

When you are looking for a store that can cater your needs and guarantee that you will get what you ordered, you need to make sure you go to the right store. When your illness or condition requires in-home medical equipment, you want the highest-quality, most durable devices and supplies from a committed, local, and reliable store. You may find several options over the internet that seem to fit your needs, but an experienced provider, who cares about this community, should be your first choice so that you and your family can get the equipment you deserve.

The first step in deciding what medical equipment is best for you is talking to your doctor about your specific situation and needs. Some medical equipment may require a doctor’s recommendation/order for insurance approval.

Once you’ve spoken with your doctor, here are some tips for picking the highest quality medical equipment available.

Respiration Expertise People with respiratory problems should look for a provider whose staff has training and expertise with CPAP machines or a therapist who can educate you on the usage of the equipment. A certified respiratory therapist on staff can guide you on how to use the equipment safely and effectively. Choose a local medical equipment company that cares about your needs and delivers the right supplies at the right time and that employs skilled and compassionate people.

Personal service When you buy your medical equipment locally, your choices are better and you are more likely to receive personalized service. They can also respond very quickly in case of emergencies, if equipment fails or supplies run out. When your provider is in your community, you can usually reach someone right away. Plus, if you bring

Do Your Loved O In-Home Care S

your equipment to a store, you will get proper training as to how to use the equipment.

A local provider can also send someone quickly. Larger companies may stock supplies a few hundred miles away so you may have to wait many days for a technician or urgently needed supplies to arrive.

There are not very large retailers who can provide supplies that are nearby, and supporting local home medical equipment companies on supplies for Diabetics, Ostomy, Wound-care, Home Health Supplies, and more, you are directly helping the local community.

There are only a few stores who can carry these supplies in large quantities and you may want to reach out to a local store who specializes in these areas.

Mobility Expertise When you are dealing with mobility issues, look for a provider with experience and wide options in mobility aids. They should offer you a large range of walkers, scooters, and wheelchairs. While you may only need a simple cane now, you might need more advanced aids in the future and local home medical supply stores are the right choices for you.

Call us fo

Loved Ones Need e Care Services?

FREE

IN-HOM

Other Supplies Medical needs change over time so be sure to choose a company that carries a wide array of medical supplies. Not all manufacturers and brands make equipment the same and your local medical equipment provider should have multiple options to help you to get the right price and quality equipment. Choose a medical provider who becomes familiar with and cares for your needs and can develop a sense of you as a person.

assessme

all us for a

815-564-

FREE

A good track of customer service, experience in the home health aids, and ability to provide savings, the right billing, and trained staff should be the factors that guide you in your search for an excellent medical equipment provider. Plus, when you buy it from the local retailer who specializes in home medical equipment, you are helping the community and growing the local economy.

Our Services I

N-HOME

• 24/7 Care • Pers • Infants to Adults • Med ssessment We would like to thank all the facilities and their staff who are taking risks during this crisis and working with us to provide the best to our community members.

• care Errands • Vent Castor introduces “Low Cost Medical Equipment Rental” • Transportation • Tube options to support our community during the COVID-19 crisis SM-ST1765414

564-0977 415 E 3rd St Sterling, IL 61081 815-957-5117

Bathroom Safety, Daily Living Supplies, Beds, Walkers, LiGs, Wheelchairs & Accessories, and more…

Visit Us Today!!

Leading

Call us for free on-site Education Sessions on Respiratory Accessories, Wellness Program, and more.

How to Choose a Storage Center

45

HOW TO... | Sauk Valley Media • March 27, 2020

Perhaps you’re running out of room in your apartment of house for storage items, maybe even a car or a boat, and an on-site storage building is not an option, it’s time to investigate storage centers.

If you’re looking into self-storage, chances are you’ve noticed there are a great deal of storage facilities looking to attract your business.

There are some important aspects to consider before selecting a storage facility.

Location Location is a key factor when selecting a storage company.

Your ideal facility should be close to your home or office for ease of access. If you need to add or take something out of storage, you will be glad that you picked a convenient location.

Avoid using companies in risky neighborhoods. The overall security of the facility will be stronger when it is in a safer part of town.

Hours of Access Determine how often you will need to visit your items.

Some people store their belongings for several months. They may only need access to them once or twice during that time. Other people might need to visit their unit several times a week.

The hours of operation should fit your schedule easily. If your schedule is unpredictable, you might consider using a storage center that is open 24-hours a day.

Security Security is another important consideration. Your belongings should be safe for the duration of the rental. Visit the facility in person to verify its security protocol. If you can’t see the center in person, talk to a knowledgeable representative on the phone. The best facilities have three security layers.

1. The building has a security fence that is not easy to climb. It should be topped with barbed wire to discourage attempts to infiltrate the perimeter.

2. Heavy, secure doors seal the center. Keys, codes or even biometric door locks safeguard your stuff.

3. A professional security guard should be on site at all times.

Unit Sizes and Climate Control Features The amount of belongings you have will determine the unit you need.

Some self-storage centers offer units as small as 24-square feet. If you are storing furniture or a vehicle, you will probably need a unit that measures at least 300-square feet.

Also, if you are storing sensitive items, such as musical instruments, look for a unit that has climate control. You can request to have an air conditioned or humidity-regulated unit.

Price Don’t search for a bargain. Price should not be your only consideration.

After all, if you choose an inexpensive facility, they may be cutting back on important aspects. Maybe they don’t have as much security as other facilities. Maybe the building is not maintained well.

Selecting a facility based solely on a low price may cause you to pay in other ways. It is not fun having your items stolen or damaged. Of course, within a storage facility, a smaller unit will be cheaper to rent than a larger one. But if the overall prices are lower than average, be very cautious.

The best way to find a good storage center is word of mouth. Ask your social network for recommendations. Advertisements, the Yellow Pages and even the internet are good sources of information. Be sure to check out several companies before narrowing your search.

Start early, take your time and follow your intuition. That way, you can’t go wrong.

OUTDOOR STORAGE SPECIAL!!

1

Northern Illinois “Premier” Storage Facility

$ /Day for our Deluxe Outdoor Parking Lot!

• Deluxe All-Night Lighted Parking Lot • Hi-Security Video Recording Cameras • Hi-Security Perimeter Fencing • Hi-Security 24/hr Access Code Gate • Store Your Motor Home, Car, Boat, Snowmobile, ETC., Up To 40 Feet For Only $100/Day

Prices Good Thru 2020

Rent by the month... the price is guaranteed Thru December 2020!

ALL-SAFE STORAGE CENTER

Limited Spaces Available (First Come - First Served) Office Hours M-F 8:30 - 5:30 - Sat. 8:30 - Noon Storage Professionals Available By Phone 24-7

Like us on

690 Timber Creek Road • Dixon, Illinois • (815) 285-2212 Visit our website www.allsafecenter.com

SM-ST1763927

How to Choose a Bridal Shop

Sauk Valley Media • March 27, 2020

| HOW TO...

46

Engaged and soon-to-be-engaged ladies have more than one exciting project to confront.

But of all the myriad details that go into planning a wedding, nothing rates higher than the wedding dress.

It’s a time when style meets fantasy and choosing what to wear becomes the most personal of choices. But it’s also a time to consider your budget. And because trends come and go, choosing a bridal shop to turn dreams into reality heightens your chances of finding the right dress at the right price for the most special of occasions.

work with you to help you find something you will love that won’t break your finances.

Alterations It is rare to find a bridal dress that fits perfectly from the moment you take it off the rack.

Most dresses will need to be altered.

You will likely purchase your dress well in advance of the wedding date. Your body may change in the ensuing months.

You might have to make multiple trips to the tailor in the days leading up to the wedding.

Choose a bridal shop that makes alterations convenient.

Most importantly, don’t forget to budget for this service.

Dress Styles Look through bridal magazines, do research on the internet and attend bridal shows to understand current styles and colors before you head to the dress shop. Check out styles and how they look on different bodies to get an idea of what your best dress will look like.

Will the style fit your body shape? Will it emphasize the right features and mask the ones you want to downplay?

After you have discovered a few styles you like, research bridal shops that have those styles. Some stores might even tutor you on which styles will be flattering on you.

Some shops have ready-to-wear dresses that can be altered, while others make custom dresses. This option is more personalized, but also costlier.

Color and Size White is the traditional wedding dress color.

But there are more options than you may think.

All whites are not the same. Look for a tone that gives you a natural glow.

You don’t have to wear white. Today brighter colors combined with simpler cuts are increasingly popular.

As you compare bridal shops, check to see it each store offers a selection of dresses in your size. Curvy women should also have many styles available.

Budget Cost is an important thing to keep in mind while shopping for your dress. The price will vary according to the shop, the design of the dress, and the size. Some bridal boutiques can accommodate a wide range of price points.

Others prefer to work with a more exclusive clientele.

Carefully plan out your budget and do your best to stay within the limits. Many shops will

Convenience Start by searching for stores in your community.

Researching local bridal shops on the internet will give you a good source of information not only on the stores available in your area, but also what type of service and merchandise they have.

Keep tabs on your local newspapers. Many bridal shops run ads and coupons and you could save a lot of money on your dress. Some local newspapers have special sections for brides which include the area bridal shops.

How much room does the bridal shop have?

Remember that you must be comfortable in your dress.

Weddings and receptions require sitting, standing and dancing. You don’t want to get a dress, no matter how beautiful, that you can’t move comfortably in.

A good retailer will encourage you to consider how the dress might feel in and even suggest walking and sitting to see how the dress feels and looks.

128 E. Lincoln Hwy. Dekalb, IL “We carry designer bridal, full custom bridal gowns, and formal gowns. We also offer full service bridal alterations” SM-ST1764842

(815)762-6558 www.AlexisKayDesigns.com

Perfectionism While the specialized tools and cleaning agents a detail shop uses can make a difference, the people who do the work will have the biggest impact on how happy you are when the job is finished.

In short, you want to find a shop that employs the pickiest people you can find. They ought to be perfectionists about cleanliness, making sure every speck of dirt is removed and each out-of-the-way spot in your car gets a thorough cleaning.

When the best shops are finished detailing a car, you can see the pride in their work. Check out examples of cars and trucks they’ve detailed recently and see whether it matches your expectations. If they’ve done a good job, the vehicle should smell fresh and look just as clean as it did when it came out of the factory.

Thorough service Look for a detail shop that offers a thorough

range of services, from washing and waxing by hand to complete interior detailing.

Often times detail shops will offer different packages based on what you want done and how completely you want the car cleaned. You could get a quick exterior wash and dry, for example, or a simple vacuuming and dusting of the interior if that’s all it needs. And for the best results, you can get a top-to-bottom cleaning that will keep your vehicle looking at its peak.

Look for a detail shop that does nearly all the work by hand, especially when washing and waxing. No machine can match the level of perfection and personal touch that can come from a highly experienced, hand-waxed finish using high-end waxes or polishes.

A good detail shop will stay incredibly busy, too, especially on warm weekend days when everyone wants to be out on the town and looking their best. Long lines can be a good sign, but that also means you might want to schedule your car on a slower day when it can be finished faster.

Ask your friends and family members whether they’ve used any local detail shops in the past.

They’ll be able to tell you their experiences — both good and bad — and steer you toward the places that offer the best service in your area.

In the end, a good detail shop can help you get the most from your car. It will help maintain the finish and value of your vehicle, look classy while driving, and for people who use their car in business, leave the best impression with clients.

Variety of Vehicles It’s a good idea to look for a detail shop that works on lots of vehicles similar to yours. The best ones will often handle all types of vehicles — everything from tiny sports cars to 18-wheelers — and will know the best ways to take care of the various finishes and materials in your specific car.

Offering complete car packages from basic to in-depth detailing and everything in between.

Call to schedule your appointment

815.632.3201

We offer the highest quality of services to ensure your vehicle, no matter what it is, gets treated properly.

1231 WEST 4TH STREET • STERLING, IL

Follow us on Facebook & Instagram

MON-FRI 10AM-6PM • SAT 10AM-4PM

• March 27, 2020

You keep your car clean. Maybe wash and wax on the weekends, run it through the car wash and vacuum at times during the week.

But sooner or later, you’ll notice your vehicle has lost its newness.

Dirty floor mats and carpets, hardto-clean cracks and crevices and a dullness to the outer sheen of your car will steer you toward choosing an auto detail shop to return it to like-new.

Because your car is valuable, you’ll want to choose a shop that performs high-quality work with pride and professionalism. Here are a few tips:

47

HOW TO... | Sauk Valley Media

How to Choose a Auto Detail Shop

How to Choose a Gym

Sauk Valley Media • March 27, 2020

| HOW TO...

48

If you’ve made the decision to get in shape, joining a good gym can help you achieve your goals. Most popular gyms offer a variety of equipment, training circuits and activities.

Some even offer extras such as pools and tanning beds. Gyms are also a great way to have fun and meet people. But many people avoid the gym simply because they don’t fit the profile of the average gym-goer.

No one was a fitness model the first day they set foot in a gym. Don’t worry about feeling out of shape on your first day, there are plenty of gyms out there where you won’t feel intimidated. Experts at the facility will be happy to educate you about nutrition and wellness.

Gyms can also benefit your mental health. A good workout releases endorphins, improving your mood and fighting stress. Exercise also increases energy levels and improves sleep.

Building muscles helps you burn calories more effectively. Consistent workouts lower blood pressure while reducing the risk of some types of cancer, osteoporosis and Type 2 diabetes.

People often have a hard time forming good fitness habits. Fitness regimens can be difficult to maintain. We often create excuses or our schedules simply don’t permit time to exercise.

It can be hard to stay motivated. But committing to a gym membership and taking advantage of available workout options can help you develop better habits.

Joining a gym will help cure the boredom you might feel when working out. These facilities have a variety of equipment, programs, classes and teachers. You can alter your workouts easily and keep exercise interesting.

Once you’ve decided to join a gym, the number of choices can seem daunting. Gyms should be inspiring places. You will need to feel comfortable and motivated to keep coming back.

The right facility for you might not be the right place for someone else. Each gym has different classes, programs, amenities and services to help members work on their abilities and goals.

Personal trainers can be especially helpful if you need instruction or encouragement. Each trainer will have his or her style of communication — from mild and uplifting to severe and harsh. They will help you map out realistic goals that are tailored to meet your individual needs.

A good personal trainer will offer a health assessment before working out with you. He or

she will understand your physical limits and then work to expand those boundaries safely.

He or she will constantly ask you to do just one more rep, one more minute on the machine. If your trainer seems without compassion or pity, it is only because he is pushing you for your own good. These professionals will also give advice on nutrition, effective gym routines and proper stances for weight training.

If you have health restrictions such as joint pain, low-impact workouts are available. One such low-impact workout is Pilates, as it uses smooth motions and gliding actions to tone muscles and improve flexibility.

Many gyms have a pool. They might even offer aqua aerobics. This comprehensive workout uses the water’s resistance for extra toning. It is usually very safe for people with joint pain.

If you can find a private instructor, you can get an excellent workout involving both cardio and endurance training.

When choosing a gym, remember your future goals. Whether you opt for the services of a personal trainer, or participate in a Pilates, weight training or water aerobics class, your aim should be to improve constantly and have fun.

“Build a Solid Foundation to a Healthier You on the Rock” » 24/7 Access » 24/7 Security » HDTVs » Private Showers » Tanning SM-ST1765415

107 1st Ave., Rock Falls, IL » (815) 564-9000 » 724fitnessontherock.com

49

A Realtor is simply a real estate agent who is a member of the National Association of Realtors (NAR). This allows him or her to attend industry meetings and access software and educational tools. Realtors adhere to a strict code of ethics and have solid knowledge of the real estate business.

Finding a reliable, reputable real estate agent is essential when you are considering buying or selling a home. These professionals can guide you through complicated negotiations and contracts to secure you the best deal you can get. They’ll also be able to inform you of the precise steps you need to take just before buying or selling.

It goes without saying that you shouldn’t make any property decision under the advisement of an agent you don’t trust. So, do your homework and pick an agent you can have faith will get the job done right.

Here’s some guidance in helping you choose the best agent for your situation.

Where to start looking Recommendations are one of the best ways to find a qualified real estate agent or

Realtor. Ask people in your social network for referrals.

Sometimes agents are good at helping clients purchase homes, but not as skilled at selling them. Keep that in mind when searching for the right professional.

You might also contact local brokers or search the NAR directory online. Always work with credible, responsible agents. Otherwise you are wasting your time.

Comfort level At the initial consultation with a prospective real estate professional, focus on your comfort level while interacting with them.

Do you get the feeling they are genuinely concerned about your needs? Or are they focused on their commission? Do they know the current housing market? Can they negotiate a contract?

or concerns you have. The marketing plan will probably involve placing advertisements and conducting open houses to invite the public for home viewings. If you are purchasing a home, the agent should listen to your guidelines and price ranges.

Above all, your real estate agent needs to provide updates on progress. Do not work with someone who does not return phone calls or emails.

More resources To get a better idea about the process of buying and selling a home, conduct some research on your own. Real estate magazines contain good information and can be a great way to start your research.

There are also a lot of good resources on the internet, such as www.Realtor.com, which is associated with NAR and which contains free, useful information.

It is important that you feel comfortable with the agent. You must trust that this person can behave ethically and help you secure a good deal.

You may find housing statistics, market forecasts and tips, but nothing beats the power of networking. You need to find people with similar interests who will help you in your endeavor.

Communication and planning Your agent should be an effective communicator. If you are selling your home, your agent should develop an effective marketing plan, explain it to you and respond to any questions

Upon successfully buying or selling your home, keep your real estate agent’s contact information on hand. You may want to refer other people to him or her. You may also need their services again someday.

Lori Erbes, GRI

Designated Managing Broker/Owner

lorierbes@gmail.com | erbes-realty.com 1922 Tower Rd. | Sublette, IL 61567 SM-ST1765413

815-535-6295

• March 27, 2020

First, let’s get any confusion out of the way.

A real estate agent may or may not be a Realtor, but every Realtor is required to be a licensed real estate agent.

HOW TO... | Sauk Valley Media

How to Choose a Real Estate Agent

Sauk Valley Media • March 27, 2020

| HOW TO...

50

How to Choose a Kitchen Remodeling Company

Families spend a lot of time in their kitchens — and not simply to eat. It’s often the prime entertaining and gathering space. An outdated kitchen can make cooking and gathering less fun for friends and family, and make cooking a chore rather than an exciting experience.

Kitchen remodeling is the No. 1 project for many homeowners, but many delay it because the process can seem so expensive and daunting, but hiring an experienced, qualified contractor can spare kitchen nightmares and bring your design dreams to life.

Here’s some factors to consider when hiring a

kitchen remodeling company.

Contacting kitchen remodeling companies in your community to get a rough idea about the cost and scope of the project you have in mind is a good place to start. Your local home improvement store might have information for licensed contractors in the area.

Once you have compiled a list of professionals, ask them for quotes. They will likely have to visit your home to look at the room. Estimates should be based on the total work that needs to be done.

If you find someone who hesitates to give you a quote in writing, cross them off your list and look for someone who is more forthcoming.

Sometimes, remodeling requires work from a sub-contractor. It is difficult to know at the beginning whether sub-contractors will be necessary. Chances are, if you receive similar information from several different professionals, you can trust the advice.

Another aspect of any estimate will be time.

Ask each contractor about the time it will take to complete the project. All professionals should be able to finish the project in roughly the same amount of time. If there are any contractors that vary greatly from the average time frame, you should ask them why they differ so greatly.

After narrowing down your list, check each

For All Your New or Remodeling Kitchen Needs.

629 Palmyra Rd suite 1, Dixon, IL (Across from Palmyra Pub)

815-677-6893 • saukvalleygranite.com SM-ST1764527

Monday-Friday 9AM - 5PM | Saturday 9AM - 1PM

individual’s or company’s references to ensure their reputation. Speak directly to anyone who has hired them for previous work. Inquire about the quality and dependability of the workers.

If anyone is unable to provide you with references or contact information, you might want to reconsider using them.

Once you have decided on a licensed contractor or kitchen remodeling company, ask to view the contract. This document should specify any task involved in the project, including its cost and time for completion.

Before signing, request proof of the individual or company’s licensure. Be sure that they have current accident insurance coverage. If they do not, you might be liable for any accidents that occur on your property.

When sub-contractors are used, they should be under the umbrella of the head contracting company. If not, separate written contracts may be necessary. Review each sub-contractor just as you would the head contractor: check references, licensure and insurance coverage.

Choosing the people who will remodel your kitchen is an important decision. Finding someone who will stay within a budget and complete the job in a timely manner will go a long way toward giving you satisfaction with the end result.

How to Choose a Fencing Company

Prairie Fence LLC

“Your Next Fence”

Call us for all your fencing needs!

Ben Weaver, Owner 815-677-1402

Insurance As with any contractor who will be working on your property, it’s important to ask what type of insurance coverage the fencing company carries.

Typical homeowner’s insurance policies don’t cover injuries that occur to contractors working on your home. The fencing company should carry their own liability policy to protect you from any accidents that might happen while constructing the fence on your property.

Quality of work The most important thing to consider is the quality of work you can expect to get.

You can judge some of this on your own by looking for examples of their work in your area — particularly fences that are several years old so you can see how they hold up after receiving a lot of wear and weathering.

Ask the company for testimonials and the addresses of some fences that you can see and check out in person. Seeing their work with your own eyes will tell you a lot about what you can expect from them on your own property.

Also make sure you ask about what kind of warranty coverage their fences come with.

Some companies that make the materials, such as vinyl fences, will cover those materials for a lifetime if they are installed correctly. And the people who install your fence should be able to provide a guarantee of their work for a certain period of time, too.

Repairs Finally, make sure you understand the process for undertaking any repairs that might be required on your fence. If you’ve already got an older fence in place, you should be able to get a quote for repairing it or replacing a portion of it, depending on your budget.

And if you’re having a new fence installed, get a clear understanding of how any repairs or adjustments will be handled going forward.

It’s not uncommon for gates to need a little adjustment, for example, as they settle and are exposed to the elements in the coming months, and good fencing companies will do those little repairs for free if they’re needed for a certain period of time.

In the end, you should choose a fencing company that makes you feel comfortable as a homeowner. The best ones will have lots of positive recommendations and good-looking examples of their work all over town. Shop around for the company that has the best reputation in your area and provides top-notch customer service.

Every time you enjoy the privacy and beauty of your new fence, you’ll be glad you did.

Specializing in Agricultural, Horse, Residential & Commercial Fences Servicing Lee, Ogle, Whiteside & Carroll Counties

SM-ST29237-0327

• March 27, 2020

Experience The first thing you should do when talking with a potential fence installer is ask about their background. While the length of time they have been in business is certainly a factor, so is the breadth of their experience in the industry.

In other words, you want to make sure their background matches the job you have in mind.

Another related factor is how well the fencing company knows your local market. Most cities have strict regulations that govern the materials, dimensions and locations of where fences are allowed to be installed. A good fencing contractor will have done plenty of jobs in your area and will be familiar with the restrictions and permitting process for your city, if one is required.

Local knowledge can also lead to a better result in the end. The specific soil and climate

in many locations can impact what types of fencing work best and how they need to be installed. The depth of posts, for example, can be an important factor in areas where the soil “moves” a lot with the seasons.

HOW TO... | Sauk Valley Media

If you’re thinking about building a fence at your home, start by getting in touch with a quality fencing specialist. Although building a fence around your property can be a DIY project, some underestimate the time and difficulty involved. Choosing a fencing company to complete your project will ensure it is built on time and on budget. An experienced contractor will take into account obstructions, the grade of your lot and cover the many types of materials and styles available, and other factors.

Here’s what you should look for in finding a quality fencing company:

51

Sauk Valley Media • March 27, 2020

| HOW TO...

52

Why and How to Choose an Agent for Investments and Insurance Making decisions about Investments and Insurance plans can seem boring and overwhelming. Many of us procrastinate doing so, but learning about our options is an important step toward protecting our earnings and planning for our future financial needs.

No one wants to waste time and money paying for services they do not need, so the best place to start is to meet with an agent. Independent agents often represent many companies and will be compensated by those companies, not by the client’s investment dollars.

Sorting through and learning what your best options are will be greatly simplified with the right agent.

Safe investment strategies with zero risk of loss of your initial investment is one available option. Insuring your Life, your Health (Medicare Supplement), planning for possible Disability and Long Term Care are some of the plans that could provide some financial security for “future you” and your family.

A good place to start is by asking your friends, family and people you trust if they have consulted any agent for insurance and investment advice.

Taking the time to connect with an agent will put you on the right path to a healthier financial future.

How do you find an agent that is the right fit for your situation?

First do some research: check their education, certifications and years of experience.

Next arrange a meeting so you can determine their trustworthiness and integrity as well as their “people skills”- are they able to clearly explain plans to you and address your concerns and answer your questions?

Financial Planning to Help Your Dreams Take Flight!

SM-ST1764746

* Life Insurance * Investments * Long Term Care * Medicare Supplements * Group & Individual * IRA Rollovers

Larry L Ybarra

Serving the Sauk Valley Area for over 40 Years

lly202003@yahoo.com 815-626-8772 cell 815-535-1231 1811 E Fourth Street Sterling, IL 61081

Style While the roots of yoga go back thousands of years, today there are a wide variety of styles in use. The first step in picking the right studio is knowing the style of yoga they host and whether it fits your desires.

For example, some types of yoga flow smoothly from one pose to the next. Others hold still in the same pose for several breaths or even longer. Still other kinds of yoga use accessories such as blankets, straps or blocks to add extra variety and interest to the poses.

It’s a good idea to try several styles of yoga to see which one makes you feel the best and gets the best results for you.

Instructor Ultimately, your experience with yoga is going to depend heavily on who your teacher is.

Many people find someone they “click” with,

same. This is perfect if you find a teacher you like working with and want to learn from for a long period of time.

Bigger studios, on the other hand, often have a whole roster of teachers available on a rotating schedule, which can be a good or bad thing depending on your needs. Having the variety of teaching styles and personalities at your disposal can expose you to more yoga options, but it also limits your connection with any individual teacher.

Because the teachers are typically independently contracted, it also means they could move to a different studio someday and leave you without your favorite trainer.

Another factor to consider is the teacher’s training and background. Don’t be afraid to ask your instructor where they were trained and how much experience they have. A highly

knowledgeable, well-trained teacher will be able to safely and skillfully lead you toward better health and a more peaceful, invigorating yoga experience.

Temperature Just like with the different styles of yoga, some studios use different temperatures to produce the right health effects for your body.

Heated studios are quite common, but not all heat is the same. For some, “heat” might mean a desert-like 105-110 degrees, while others are in the high 90s or even slightly above room temperature.

Non-heated studios could range from the high 60s to the mid-70s. While there is no right or wrong temperature universally, you should find a studio that brings out the healthiest feeling for your body and your needs.

Community For many people, yoga is as much a social experience as it is an invigorating workout.

For others, it’s a form of exercise to be done in mental solitude. The studio you pick will have developed its own atmosphere based on the teachers and participants. Whether you want a laid-back, friend-like social setting with lots of talking after class or prefer practicing in peace and isolation and quickly leaving for home afterward, the experience you’ll get at different types of studios or classes can be quite different. In the end, the right yoga studio is the one that will make you feel most comfortable overall. Some people say yoga is about toning both the body and the soul, and finding the right studio will leave you feeling better in both ways, holistically.

Our skilled instructors bring a warm and welcoming vibe to anyone who walks through the doors.

SM-ST29230-0327

We believe yoga doesn’t have to be something intimidating or complicated.

Join a public class or book privately.

Event booking also available.

Creating a community where the pursuit of health & happiness is a normal part of daily life

To view our class schedule or for more Information. visit our website at clementineyoga.com

Class Styles include:

• • • • • •

Beginner/Gentle Vinyasa Flow Hot Yoga Vin Yoga YogaFaith Speciality Workshops

Class Rates

$12 Drop In $5O 5 Class Punch Card $75 Monthly Unlimited

93 S Hennepin Avenue • Dixon. IL Tel 1319) 331-0819 • Email,info@clementineyoga com• ww,v.c lcmcnt, ncyoga.com

• March 27, 2020

If you are one of millions who practice the art of yoga for its multiple physical and mental health benefits and you’ve decided to make the leap from home to studio to increase those benefits, you’re not alone.

Yoga instructors and studios are popping up all over, inviting the beginner, novice and experienced practitioner by helping them get in the groove of the practice with relative ease.

Whether you’re just starting to explore the benefits of yoga or you’re an experienced practitioner who wants to expand your horizons, here are some tips for picking a yoga studio.

someone who has the right combination of experience, personality and style that inspire them to reach their goals.

Yoga studios handle teachers in different ways, too. Some small, independently owned studios may only have one or two teachers, so the studio and the teacher are essentially one and the

HOW TO... | Sauk Valley Media

How to Select a Yoga Studio

53

Sauk Valley Media • March 27, 2020

| HOW TO...

54

business cards

ONE STOP SHOP

letterhead envelopes

SAUK VALLEY PRINTING A Division of Sauk Valley Media

postcards magazines sports guides newsletters fliers trifolds invoices

SAUK VALLEY we PRINTING With over 45 years of experience, are A Division of Sauk Valley your Media local one-stop source for professional designs, excellent print quality, fast turn-around times, friendly customer service at affordable pricing.

full color printing

black & white printing

graphic design

carbonless forms notepads church bulletins calendars wedding invitations raffle tickets

815-632-2577

menus

ksands@saukvalley.com

gift certificates

113 S. Peoria Ave. - Dixon, IL 61021

and much more

55

HOW TO... | Sauk Valley Media

How to Choose a Tattoo Studio

• March 27, 2020

Tattoos no longer occupy the ground they once did, that of a stigma or the type of thing those who considered themselves on the “dark” side branded themselves with.

Many people today get tattoos for many reasons. In fact, nearly 30% of Americans have at least one tattoo. And once they get one, chances are they’ll get another.

Tattoos and tattoo parlors have gone mainstream, and it’s safer and easier than ever to wear your passions on your sleeve.

If you’ve been considering a new tattoo, read these important steps to choosing the right place for the work.

Cleanliness The most obvious thing you need to look for is whether the studio is clean, and you can tell a lot about that just by looking around.

See if the studio looks sanitary and well-organized. Any furniture in the tattoo area that comes into direct contact with a client being tattooed should have a disposable cover that is changed between each client visit.

The tattoo artist should use a clean needle for every customer, too. To be certain, you can ask

them to open the needle in front of you before using it. They should also use a separate source of ink for each client to avoid spreading infections, too.

Licensed Every state has different rules and regulations for tattoo studios, and you need to do your homework to find out what those regulations are where you live.

Believe it or not, there are some studios that will open up without a license and without doing the proper training to ensure a sanitary environment. Check whether the studio has the proper license and ask about any training the tattoo artist has gone through to do their job in a sterile, safe way.

Creativity Once you’ve ensured the studio is safe and licensed, then comes the fun part: choosing a tattoo design.

There can be a wide variation in talent between different studios and even different artists working within the same studio. Check out the portfolios in the studio to see what kind of

designs you can expect and make sure it’s up to your expectations.

The best tattoo artists are exactly that — real artists — and can take your idea and turn it into a gorgeous piece of body art that you can enjoy for the rest of your life. Look for true creativity and originality in the designs they offer.

Price It’s not a good idea to pick the cheapest tattoo studio. Like anything else in life, you get what you pay for, and low-cost studios are bound to be cutting corners somewhere. Whether by employing low-time, low-talent artists or skimping on sanitation steps, you just don’t want to use a studio that’s known for being the cheapest in town.

Ultimately, because tattoos are designed to be permanent, you want to pick the best artist you can find — even if it’s expensive.

They should run their business in a clean, sterile way — almost with the cleanliness of a surgeon — but also have true artistic talent.

That’s a rare combination to find, but it’s worth it to do your research and shop around until you find it.

Owner&Tattoo Artist: Zack Martin Tattoo Artist: Mat Steder : /raventattoodixon : @raventattoodixon

raventattoodixon.com SM-ST29223-0327

109 S. Hennepin Ave., Dixon, IL • (815)761-5881

Sauk Valley Media • March 27, 2020

| HOW TO...

56

How to Choose a Venue An important event is coming up that requires large space, food and entertainment options.

It might be just a party, or a wedding reception or business function. Whatever the function, planning for success means choosing the right venue, a subject often left to the last minute.

Here are some things to think about if you’re considering finding an event venue.

Less Stress Event planning is stressful. You will need a venue that lowers your anxiety level before and during the event.

This is especially true of weddings. Whether you or a friend is getting married, you will need an experienced venue staff. The employees should treat you and your guests with respect and grace.

Venues can be very helpful with event planning. Top-quality venues regularly do business with many vendors. They can give you advice on finding other vendors in your area. They might be able to assist you in the planning phase, which can help you relax as you plan for the big day.

Call the Shots On the other hand, you should control the entire process. Be sure the details are meeting your expectations.

When you feel a venue is pressuring you or even making decisions without your consent, end the relationship. You need people who will work with you, not people who only consider what is easiest for them.

The theme, style and decor of the event should be your choice. Leave the smaller details the venue’s staff and management. Doing so will free you to focus on important aspects of the occasion.

Services Every venue is different when it comes to services. Some places offer hardly any services, while others help you set up and clean up. Placing tables and chairs is time-consuming. Taking down decorations and equipment afterward can put a sour ending on a fabulous day.

Read your contract carefully. Unless you are on a very tight budget, look for a full-service venue that will set up and tear down as part of their pricing package.

Technical Needs Your event might require special technical needs.

For example, sound and lighting is vital for a musical event. The venue should have the right electrical and audio connections, as well as places to route and hide cables safely.

Weddings can also be a technical challenge.

The band or DJ will need to have clear sound and a dance floor. Wedding photographers might have preferences about where backdrops and special lighting will be placed.

The best venues can help you have a successful, stress-free event. Finding the right place to experience your special occasion will be memorable for you and your guests.

The Perfect Fit for Your Special Occasion!

Where Dreams Spiral into Memories...

• Weddings, Birthday Parties, Receptions, Family Reunions, Graduations, Christmas Parties • Rustic atmosphere that can accommodate up to 300 guests • Handicapped Accessible • Bounce House Friendly • Climate Controlled • Ideal Venue for Friends and Family Gatherings

815-626-2988 • 13030 galt road, sterling, il 61081