Starved Rock Country Homes_November 2020

Count ry HOMES FREE

November 2020

Starved rock ®

®

INSIDE: Protect your home - Page 4 Cold weather entertaining - Page 6 Build off season deck - Page 10 AND MORE!

Times A publication of

THE

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1279 N. 1550th Rd, Streator Starved Rock Realty The Times - Starved Rock Country HOMES See more listings on pages 11 11/5/20 3:00 PM

BY

Winterproof Lending

It's officially "Once I am home, I'm not going back out." season, which means the last thing on your mind is making a trip to the bank to apply for a home loan.The good news is mortgage lending at First Federal Savings Bank is winterproof! Cozy up with a blanket and your wifi-enabled device, and Loan Valet will help you take care of the rest. Enjoy the benefits that technology gives us without sacrificing personalized service by applying for your next home loan through Loan Valet.

Features of Loan Valet: • Request a Consultation • Submit a home loan application • View notifications & reminders

• Complete assigned tasks • Capture photos of documents • Upload & store required files

All loans are subject to credit and underwriting approval. Other fees and restrictions may apply. Mobile carrier fees may apply. Loan Valet is a registered trademark of First Federal Savings Bank.

www.ffsbloans.com/matt.html

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• Track application progress ures • eSign documents & disclosures • Communicate with lending team

Matt Mooneyham +1 (815) 431-3968 mmooneyham@ffsbweb.com 633 Lasalle St, Ottawa, IL 61350

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INDEX OF ADVERTISERS REAL ESTATE Chismarick Realty.........................................................................................................5 Century 21 Windsor Realty...................................................................................9 Starved Rock Realty.................................................................................................11

FINANCIAL & MORTGAGE AFFILIATES Eureka Savings Bank.....................................................................................................9 Financial Plus Credit Union......................................................................................8 First Federal Savings Bank.........................................................................................2 First National Bank of Ottawa...............................................................................7 Illinois Valley Radon Mitigation................................................................................8 SOCU..................................................................................................................................3

LOCAL PRODUCTS & SERVICES Arrow Well & Pump................................................................................................12 Danchris Nursery - Contractor’s Grouping...............................................12

Diversified Sheet Metal - Contractor’s Grouping.................................... 12 Marseilles Sheet Metal............................................................................................. 12

All real estate advertising in this publication is subject to the Federal Fair Housing Act of 1968 it illegal to advertise “any preferences, limitation or discrimination based on race, color, religion, sex or national origin or an intention to make any such preference, limitation or discrimination.”

This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on any equal opportunity basis.

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4 easy - and effective - ways to protect your home Staying secure during National Home Safety Month and beyond (BPT) - Data collected in recent years by the FBI has revealed that there are roughly 2.5 million burglaries a year. This averages out to one burglary about every 13 seconds nationwide. So, while many feel safe and secure at home, one can never be too prepared when it comes to protecting your loved ones.

But what’s the solution? Beyond evaluating your surroundings and identifying unsecure access points, many homeowners can benefit from taking proactive preventative measures to ensure their homes and families are protected.

And while installing an expensive, high-tech security system is an easy solution, there are other measures that can be taken to provide immediate barriers and establish a safer distance from potential threats.

Here are four effective ways to easily prepare and protect your home year-round.

1. Identify unsecure parts of the home Before even implementing a home security plan, examine all the doors and windows in your house. Pay close attention to whether there are any windows that are accessible from ground-level or ones that might not lock properly.

Likewise, identify any doors in your house that may feel “at risk.� This can be doors without deadbolts, older ones that may easily be knocked in, or those that are hidden and dark, making them ideal for home invaders to stealthily leverage.

Reevaluate each door, window or entryway and determine a game plan for increased home security.

2. Strengthen door security If your primary concern is reinforcing your doors, there are several easy-to-install and affordable options to help support hinged and sliding doors. Designed for nearly every door, products such as an adjustable Door Security Bar can provide a strong grip and help prevent doors from opening.

However, if you would prefer to alert people when an intruder is present, a SABRE Door Stop Alarm can provide peace of mind. Designed to look like a simple door wedge, a piercing alarm sounds when the door opens slightly and pressure is applied, drawing immediate attention to the situation from up to 1,500 feet away. It can be easily set up on any hotel door or rental property, bringing an added sense of security on the road.

3. Safeguard windows When looking to protect windows, as well as doors, one cost-effective solution can be installing the portable Door and Window Alarm Kit, which comes with four alarms.

Affixing onto any window, this alarm requires no additional wiring and emits a loud 120dB sound when it detects an unwanted intruder entering, serving as a deterrent as well as an attention-grabbing signal to homeowners and surrounding neighbors up to 750 feet away.

4. Take home defense to the next level Home intrusions can leave homeowners feeling vulnerable, especially if these incidents happen while they are home. One

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easy-to-use, readily accessible solution for homeowners is the SABRE Home Defense Pepper Gel, which is designed for using indoors with an 18-foot range. Another option for those seeking

additional home security measures is the Pepper Spray Launcher Home Defense Kit, which allows for greater distance between the homeowner and intruder. The Launcher deploys pepper powder projectiles up to 175 feet away, offering more stopping power and creating an even safer distance between your family and an intruder.

The Times - Starved Rock Country HOMES

11/5/20 3:00 PM

Jennifer Bliss

Patrick Chismarick

Jenny Gura

Gigi Lansford

815-674-5483

815-257-2076

815-257-8910

815-674-7656

BROKER

1803 S. Bloomington St, Streator Website: www.chismarickrealty.com

BROKER

BROKER

BROKER

Beckie Chismarick DESIGNATED MANAGING BROKER

815-257-3183

807 N Park St, Streator

108 W 12th St, Streator

403 S 4th Ave, Streator

26 Sequoia Dr, Streator

2 bed | 1 bath | 1200 Sq Ft MLS# 10858945

2 bed | 2 bath | 1144 Sq Ft MLS# 10749139

3 bed | 1 bath | 1100 Sq Ft MLS# 10919452

3 bed | 1 bath | 960 Sq Ft 1 car garage | MLS# 10822358

312 W Morrell St, Streator

1616 S Wasson St, Streator

308 S Everett St, Streator

1714 N Franklin St, Streator

4 bed | 2 bath | 1180 Sq Ft MLS# 10913323

3 bed | 1 bath | 968 Sq Ft 2.5 car garage | MLS# 10824794

2 bed | 1 bath | 1027 Sq Ft 2 car garage | MLS# 10607037

3 bed | 1 bath | 1165 Sq Ft 2.5 car garage | MLS# 10612738

$45,000

$59,900

601 E Main St, Streator MLS# 10618761 $58,000

$50,000

$53,000

$60,000

$65,000

COMMERCIAL PROPERTY

$55,000

$72,000

620 E Main St, Streator MLS# 10804245 102 S Everett St, Streator MLS# 10804247

109 E Elm St, Streator

$149,000

MLS# 09979437 $289,000

115 Oak St, Streator

1206 E Elm St, Streator

212 E Main St, Streator MLS# 10617080 $89,000

MLS# 10922750 $155,000

MLS# 10917982 $299,000

7 Genseke Ct, Streator

1102 Sundown St, Streator

901 Cotton St, Streator

1206 Reading St, Streator

3 bed | 2 bath | 1109 Sq Ft MLS# 10765328

2 bed | 1 bath | 800 Sq Ft 2 car garage | MLS# 10843212

3 bed | 2 bath | 1350 Sq Ft 2 car garage | MLS# 10919856

2 bed | 2 bath | 936 Sq Ft MLS# 10853876

309 W Grant St, Streator

2123 E 1075th Rd, Oglesby

60 E Circle Dr, Streator

4 bed | 2 bath | 1600 Sq Ft 2 car garage | MLS# 10911366

2 homes | 1950 Sq Ft | 1750 Sq Ft 10 acres | MLS# 10121181

3/4 acre lot MLS# 10856347

$72,000

1804 Golfview Dr #4, Streator

2 bed | 2 bath | 1150 Sq Ft Condo 1 car garage | MLS# 10718668

$125,000

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$77,000

$132,900

$79,900

$495,000

$85,000

$10,000

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The secrets to cold weather entertaining

Upon the arrival of cold weather, people tend to move indoors and limit their time spent in the elements. For those who live in places where there are restrictions placed on indoor entertaining and gatherings, it may be challenging to find ways to spend time safely together as temperatures drop.

The COVID-19 virus as well as other respiratory viruses are spread from person to person through respiratory droplets released into the air while coughing, talking or sneezing, states the Mayo Clinic. A person is more likely to inhale these droplets from an infected person while indoors, especially when they’re in close contact with that person. When outdoors, there is a lower risk of contraction.

Outdoor entertaining in winter may be challenging, especially in regard to keeping everyone warm. The following are some solutions that can help people stay warm and have fun outside.

to an outdoor fireplace and you have a cozy alternative living room where everyone can gather.

Invest in fire pits Fire pits are an affordable way to heat a patio or another outdoor area. They can be great places for friends and family to gather around and enjoy special occasions. They’re readily available from garden centers and home improvement retailers at a variety of price points.

Permanent fire pits can be built by a homeowner or professionally built by masonry experts.

Serve hearty foods and beverages Stews, chilis, soups, and other hot foods can help guests warm themselves up from the inside out. Warmed cider, hot chocolate and mulled wines also can be served to help people stay warm.

Install an outdoor fireplace A step up from a fire pit, outdoor fireplaces not only add warmth, but also improve the ambiance and value of an outdoor entertaining area. Set up outdoor furniture right next

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Explore outdoor heating systems Few things are more effective at warming up outdoor entertaining areas than patio heaters and infrared heaters.

These devices are far more effective than average fire pits or fireplaces. One or two heaters will be enough to keep a large entertaining area warm.

Keep cozy options available Guests should dress warmly, but having a basket of throw blankets, scarves and parkas available for extra warmth while mingling is helpful. Use outdoor rugs to insulate from the cold from the ground up.

Get moving Incorporate activities that encourage guests to move around and stay warm. Beanbag tosses, dancing and even sports like flag football can keep guests’ blood flowing.

Entertaining outdoors doesn’t have to stop when the weather cools. Find ways to stay comfortable and safe when entertaining outside in the cold.

The Times - Starved Rock Country HOMES

11/5/20 3:00 PM

The Right Mortgage for You

Understanding R-Values Insulation recommendations are based on certain factors that coordinate with regional climate zones to increase energy efficiency. These factors are known as R-values. The R in R-value stands for “resistance,” and refers to how certain products resist the flow of heat through walls, floors and ceilings. Products should reduce heat escape so heat is kept on the right side of the wall. In summer this means outdoors, in winter it means indoors.

R-values relate not only to insulation, but also to walls, windows and other barriers. R-values also coordinate to the type, thickness and density of the material being used. The higher the R-value, the more resistant to heat the product is. The U.S. Department of Energy coordinates R-value to climate zones 1 through 7 (1: Tip of Florida; 7: Canadian border). A higher R-value is needed in Zone 7 and a lower R-value is necessary in Zone 1.

Those embarking on home improvement projects that involve choosing between R-values are urged to speak with a professional or to visit the Department of Energy website (www.energy.gov) to determine which R-Value is ideal for their homes.

Low interest rates and low down payments, we make it easy to get into the home of your dreams with mortgages that fit your needs and lifestyle.

• Low fixed rates!

• Local friendly service

Mary Beth LeSeure NMLS #579173

• No limit on acreage • No down payment available

Call for a FREE evaluation

Karen M. Karpati NMLS #663776

THE FIRST NATIONAL BANK of OTTAWA 701 LaSalle St. • 815-434-0044

STREATOR NATIONAL BANK 409 Bridge St. • 815-672-2941 * Streator National Bank is a full service banking facility of The First National Bank of Ottawa SM-CL1828791

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Steps for hanging holiday lights outdoors It begins to look a lot like Christmas when twinkling lights brighten up homes inside and out. Few things liven up the season more than holiday decorations, particularly clear and colored lights.

Prior to taking out the lights, ladder and thermos of coffee to get you through the job, it’s important to note that there are right and wrong ways to hang holiday lights.

• Sketch out your plan. Start by taking a few photos of your home from various vantage points. Print out •

lights continued from page 9

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•

lights continued from page 9

the photos on regular paper so that you can draw your lighting arrangement and decoration placement right on the photos to see how things will look.

• Measure the area. Use a measuring tape to roughly measure the width and height of eaves or other areas of the home where you plan to hang light strands. Calculate how much overall footage you will need so you can purchase all of the lights in one shopping trip.

• Test the lights first. Plug in the lights to be sure all strands are operational.

• Begin where the lights will be plugged in. Start where the lights will be plugged in and then work your way around the house.

• Add to shrubs and trees. Lights also can adorn shrubs and trees. Lowes Home Improvement says a good rule of thumb is 100 lights for every 11⁄2-feet of tree or shrub to cover. A 6-foot evergreen needs at least 400 lights for a basic level of lighting.

• Exercise extreme caution. Accidents can happen when stringing lights. While many professionals use harnesses, homeowners are not always so cautious. Utilize a spotter to

hold the ladder and make sure things are safe. Never set foot on a wet or icy roof. Do not attempt to string lights in inclement weather.

• Know the wattage. Each outlet can generally hold about 17 amps or 1,870 watts if the lights are not sharing a circuit with another outlet, says Parrish. Plan accordingly to ensure you have enough power to handle your lights.

• Use plastic clips. Plastic light clips hang strands along eaves and gables. They’re specially designed for hanging lights over the gutters. Some slip under the edges of roof shingles. Lights can be hung without staples or nails, which can damage exterior surfaces. Plastic zip-ties or deck clips also can attach lights along a handrail.

• Use only outdoor extension cords. Be sure the extension cords you use are designed specifically for outdoor use.

• Use a timer. Timers can make sure the lights turn on and off even if homeowners forget.

Once lights have been safely strung, sit back and enjoy the splendor of a well-decorated house.

Windsor Realty

North Ottawa Plaza 2715 N. Columbus

815-434-2122 • 1-800-310-2627

Larry Windsor 815-288-6121

Home Sweet Home Turn to your local lender • Loans to Purchase, Build, or Refinance

Ottawa

$329,500

Quality built four bedroom, four bathroom home on a professionally landscaped 1.5 acre cul-de-sac lot overlooking Covel Creek. Wooded, fenced backyard with gazebo. Screened porch (14’x20’) and deck off dining area. Oversized heated garage with access to the basement. Whole house generator and sophisticated water treatment system including a whole house reverse osmosis system. Eatin kitchen with island, granite countertops, quality cabinets by Woodhill, wine rack, pantry, and built-in desk. All high end appliances included. Main floor bedroom with bath. Spacious master bedroom with two walk-in closets and bath with double vanity, whirlpool, separate walk-in shower, and skylight. Other two upstairs bedrooms have double closets. Main floor family room with wood burning fireplace with gas starter plus a second family room with wet bar and bath in basement. Bookshelves on either side of the fireplace can stay. New furnace and central air in 2016, hot water heater in 2017, two inches of new asphalt on driveway in 2016. A great family home with a floor plan conducive for entertaining. Motivated seller. #10766628

Larry Windsor

SM-CL1829411

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815-228-6121

• First-Time Home Buyer Program Available • In-House Servicing on All Loans • No Points - Competitive Closing Costs

Call Laura Hein NMLS#1614563

www.eurekasavings.com

Member

250 Marquette Street • LaSalle 815-223-0700 25 Saturday, November 14, 2020

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3 unexpected ways to save time and money by building a deck during the off-season

(BPT) - With temperatures cooling and leaves changing from golden yellow to deep auburn, there’s no denying that it’s the season of all things cozy and comfy. And as you begin to hunker down and bundle up indoors, the thought of embarking on a deck building project might not be top of mind.

While home improvement retailers position transitional months as “off-season” for outdoor projects, industry insiders know there are advantages to beginning deck construction once temperate weather days arrive. From scoring a deal on building materials to booking the most in-demand builder, here are three ways you can build your dream deck under budget and in record time this offseason.

1. Book best-in-class building professionals when they’re available Since spring and summer are the busiest times of year for contractors and building professionals, you’ll have a better chance of booking the most in-demand deck builder in your community during transitional months. With summer projects wrapped up, workloads are naturally lighter. As a result, deck contractors have more flexibility in their schedules and can see a project through from start to finish much quicker than when they’re juggling multiple builds. They’ll also have a better chance of securing necessary building permits on a quick turnaround. With fewer permit applications in the queue for local government officials’ review, there should be fewer delays in the permitting process.

2. Take advantage of seasonal savings to stretch your dollar further Contractors and decking brands alike offer homeowners plenty of incentives to take advantage of during transitional seasons.

For example, building professionals may offer reduced rates to fill gaps in their schedules. Home improvement and decking brands, like most retailers, offer competitively priced products around the holiday season to reduce inventory and make room for new products. Taking advantage of these savings opportunities can substantially lower upfront costs associated with building a deck.

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The best part? Now you can splurge on stylish accessories like railing post caps or LED lights ... and still stay within budget.

3. Preserve your beautiful lawn and then “spring” into landscaping projects Deck construction can take a toll on landscaping, particularly during prime building season. In the spring, lawns tend to hold more moisture as the ground beneath begins to thaw. As a result, the ground can become increasingly soggy and is primed to muddy up shoes and retain unsightly footprints. What’s more, grass and flowers are just beginning to reemerge after winter.

With increased foot traffic from builders coming and going, there’s also the risk of accidentally damaging budding flora. Rather than disrupt spring and summer’s bloom, schedule deck construction when your yard is already gearing up for its annual hibernation.

Since many plants go dormant as the air cools and the ground freezes, it’s one of the best times to build a deck without significantly impacting landscaping. By the time warm weather rolls back around, you’ll be ready to tackle landscaping projects surrounding your beautiful new deck.

To create an outdoor space you can start enjoying now, consider building materials that will help extend your deck’s open-air season. For example, bamboo composite deck boards and light-gauge steel frames are resilient, durable and generally low maintenance.

“When composite decking is coupled with steel framing, it forms a durable deck system that’s well-equipped to host year-round and designed to last decades longer than lumber,” said Toby Bostwick, VP of Product and Brand, Fortress Building Products.

“Composite deck boards provide benefits like slip- and moistureresistance to not only keep deck systems looking great yearround, but also make them safer to enjoy during any season.”

If you’re feeling inspired to “deck out” your backyard and savor more days spent outdoors, take note of the time and moneysaving ways to tackle deck construction during the off-season.

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11/5/20 3:00 PM

Starved Rock Realty

620 N. Di Division i i St St. Uti Utica (815) 667 667-9990 9990 www.starvedrockrealty.net t d k lt t

PUT THE STARVED ROCK REALTY TEAM TO WORK FOR YOU! Dee Barrera

Alice Green

Johanna Arkels

Larla Grandadam

Denisse Perez

(815) 252-9696

(815) 488-9712

(815) 252-8026

(815) 883-1353

(815) 326-8513

Broker/Owner

21 Oak Ridge Drive

Broker

Broker

Broker

Broker

MLS#10691996 RARE FIND - This lot is adjacent to Oak Ridge Golf Course and has a stream running through it. Engineering due diligence has been completed. A fabulous piece of property to build your dream home and walk to the course! Minutes from Starved Rock State Park, Matthiessen and Buffalo Rock Parks. ~ Don’t just change your address change your lifestyle! ~ $5000 landscaping allowance upon a successful closing. Build your perfect home on this perfect lot!

Offered by Dee Barrera

130 Mill Street

1279 N. 1550th Rd

732 3rd Avenue

Cash in on the average 2.5 Million annual visitors to Starved Rock Area & the local residents by owning the only Grocery store in Historic Downtown Utica. Currently a grocery with available space for deli and butcher shop.

Wonderful Walk-in freezer & walk-in refrigerator that opens to many refrigerated display cases. Nearly 4000 sq ft of commercial space right in the heart of town.

Pleasantly updated with a long history of serving local businesses & residents & also tourists. Currently Rented.

A great opportunity for a steady rental income or to run your own business. Limited only by your imagination.

Currently has a liquor license.

3-4 Bedroom country farmette, 1.5 car detached garage, 3rd building, plus a Morton building connected to the house with a breezeway, 3 grain bins on the property - this type doesn’t come along often.

Offered by Dee Barrera.

Offered by Dee Barrera.

Well kept ranch that sits on nice corner lot. Home has a partially finished basement with more space to finish.

Appliances included are the stove and the refrigerator.

Dishwasher will stay but is not hooked up, no guarantee or warranty on it. Enjoy the breezeway that connects the home to the garage. This home is move in ready and in immaculate condition. Basement is where the laundry is located, and also there is a tub/shower in the basement (no toilet). There is hardwood floors under all the carpet on the main level. Electrical updated 2000, Siding in 2012 and roof in 2016, gutters & some windows 2020, sump pump in 2018, and carpet installed main level in 2011. Main level bathroom updated 2010.

$65,000 LAND LASALLE

$199,900 RETAIL UTICA

$185,000 STREATOR

MLS#10687630

MLS#10827645

MLS #10856499

Offered by Alice Green

$137,000

OTTAWA

WE NEED MORE LISTINGS! LOOK AT WHAT WE’VE SOLD LATELY - LET US SELL YOUR HOME! 325 Clark Street

MLS#10808820 Live in quiet, quaint, historic Utica - short term leases available minimum 3 months. FULLY FURNISHED, ALL UTILITIES including cable, internet, WiFi, electric, gas, laundry, trash and maid service twice a month - Laundry in basement and included in rent. - All units individually decorated with different appointments. 1 bedroom units with large great room, dining and living area. SOME UNITS HAVE HOT TUBS AND FIREPLACES. AVAILABLE NOVEMBER 4, 2020. ** $35 credit and background application fee for each applicant on lease.

Offered by Dee Barrera

$1250/ MO RENTAL The Times - Starved Rock Country HOMES

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UTICA

307 Red Oak Rd, Walnut $14,000 2576 State Route 178 Hwy, Oglesby $62,000 304 W. Saint Paul St, Spring Valley $63,000 518 W. Santa Fe St, Toluca $66,000

115 E Liberty St, Grand Ridge $118,000 409 Esmond Dr, Utica $295,000 2428 Shooting Park Rd, Peru $155,500 700 Clark St, Utica $260,000

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The Times - Starved Rock Country HOMES

11/5/20 3:00 PM