Starved Rock Country Homes_041319

Count ry HOMES FREE

April 2019

STARVED ROCK ®

®

INSIDE: Setting up your home office for efficiency - Page 4 5 bathroom DIY projects for weekend warriors - Page 6 Top home improvement projects for older homes - Page 10 AND MORE!

A publication of

625 Peoria Street • Peru Listing by Starved Rock Realty See details on page 5

THE

Times

The Times - Starved Rock Country HOMES

2 Saturday, April 13, 2019

KEY FEATURES

TESTIMONIALS

• Rate lock at application for the life of your loan

"FLAWLESS!" - Oswego, IL

• Single close - pay only one set of closing costs

"BEST OF THE BEST!"- Plainfield, IL

• Interest only payments during construction term

"Out of the box solutions" - Lake Zurich, IL

• Automatic conversion to permanent financing

"Pain free lending experience" - Morris, IL

• Loan Officers with construction expertise

"Very quick and very solid efforts" - Ottawa, IL

• Local payouts and servicing

"A lot of experience with builders." - Naperville, IL

MATT MOONEYHAM Loan Officer NMLS ID #1168291 815-431-3968 633 La Salle St. Ottawa, IL 61350 mmooneyham@ffsbweb.com

WWW.FFSBLOANS.COM

Testimonials are all quoted from real customers.

All loans are subject to credit and underwriting approval. Other fees and restrictions may apply.

The Times - Starved Rock Country HOMES

Saturday, April 13, 2019 3

Want to buy a home?

(BPT) - It is a common misconception that a 20 percent down payment is required to buy a home. Advice to wait and save a large down payment is often based on the theory that the cost of mortgage insurance (MI), which is required when you buy with a smaller down payment, should be avoided. This may not be the best advice and is, in fact, not in line with market trends, considering the median down payment for first-time homebuyers is 7 percent, according to the National Association of Realtors.

Do the math

Yes, you can qualify for a conventional mortgage with a down payment as small as 3 percent of the purchase price. It is also true that you can reduce your monthly mortgage payment by paying for discount points at closing, but that can be 5 or 10 percent of the purchase price — not 20. And because every buyer’s situation is unique, it’s important to do the math. In today’s market, it could take a • See HOME, page 9

INDEX OF ADVERTISERS REAL ESTATE C-21 Windsor Realty .......................................................................... 8 Homesmart Real Estate ....................................................................10 Remax Country ..................................................................................13 Starved Rock Realty ............................................................................ 5

FINANCIAL & MORTGAGE AFFILIATES Compeer Financial ................................................................................ 6 Eureka Savings Bank............................................................................ 10 Financial Plus Credit Union................................................................. 7 First Federal Savings Bank ................................................................... 2 First National Bank of Ottawa & Streator .................................... 11 SOCU ...................................................................................................... 9 Streator Home Savings Bank ............................................................ 12 Wells Fargo Home Mortgage ............................................................. 4

LOCAL PRODUCTS & SERVICES Arrow Well & Pump- Contractor’s Grouping ............................ 15 Danchris Nursery - Contractor’s Grouping ............................... 15 Diversified Sheet Metal - Contractor’s Grouping ..................... 15

Marseilles Sheet Metal - Contractor’s Grouping ....................... 15 Quality Care Cleaning.........................................................................7 Turk Furniture.................................................................................... 16

All real estate advertising in this publication is subject to the Federal Fair Housing Act of 1968 it illegal to advertise “any preferences, limitation or discrimination based on race, color, religion, sex or national origin or an intention to make any such preference, limitation or discrimination.”

This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on any equal opportunity basis.

The Times - Starved Rock Country HOMES

4 Saturday, April 13, 2019

Setting up your home office for efficiency (BPT) - So, you’ve been running your business from your home for some time now, and with the busy holiday season upon us, you find yourself overwhelmed, stressed and your office is a mess.

When running a business, there are so many things you need to think about to maximize efficiency, from having a clean setup to ensuring that you are well equipped with the supplies you need to get things done.

First things first. To help increase productivity and get things started, it’s time to tidy up your space. Start by going through any old files you may have and determining whether you really need them, then get rid of things that no longer are relevant. Next, start organizing and getting your layout set. Arrange your space in a way that is functional and will ensure that you are able to access the things you need easily, like your phone and computer.

Once your office is cleaned up, it’s time to take a step back and ensure that your office is equipped with the latest equipment and stocked up on supplies.

Reach your homebuying goals Whether you’re buying your first home, a second home or refinancing your current home, we have the products and programs that may help you reach your homebuying goals.

• Wide selection of conventional and government loans • Fixed and adjustable rate mortgages

• New construction financing • Investment property financing

Let me help you reach your home buying goals with confidence. Contact me today!

Geoff VeZain

Home Mortgage Consultant Phone: 815-433-3715 Cell: 815-258-7772 NMLSR ID 413494

Information is accurate as of date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2011 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801.

100965 -

REV 5/18

The Times - Starved Rock Country HOMES

Saturday, April 13, 2019 5

Your technology and hardware are key components to running things efficiently, so making sure your computer and peripherals are up to date will be crucial. A printer is a critical component in your home office setup and it’s important that it is compatible with the latest technology and that there is enough ink to fulfill your business needs.

When it comes to smoothly running your business, there are many things you need to help maximize productivity, and replenishing office supplies should not be a worry. As it is, the holidays are a stressful time, and buying office supplies is an added stress you don’t need on your list. Say you need to print an important document for a meeting and you’re alerted that you are low on ink, but you are completely out, and you don’t have time to get to the store to replace it. According to a new independent study from YouGov, 57 percent of Americans find that it’s a pain to buy new cartridges for a printer.

That is where a replenishment service comes in.

Having your items delivered right to your doorstep will help alleviate the time it would take to do this on your own and eliminate the guesswork in

knowing when you need to stock up on supplies. In fact, over one-third of Americans think that ink and toner replenishment is a good idea. All you need to do is enroll in the service and you are guaranteed to get your items right when you need them. You don’t even have to know what model your printer is and what kind of cartridge it takes. Services like Amazon Dash, Brother Refresh and Best Buy Easy Replenish allow customers to quickly and easily replace their ink and toner without having to think about it.

“Running out of ink is always frustrating but it’s especially infuriating when it happens at an inconvenient time, like when you are in a rush to get a print out,” said Rafi Haqqani, Marketing Director, Brother Genuine Supplies and Auto-Fulfillment at Brother. “Through our Refresh service, we are helping office users run their business more efficiently by removing the bottlenecks and stress that comes with running out of ink and toner.”

Don’t let the busy holiday season bog you down. Get your office set up right and your supplies and equipment in order so you can get your work done efficiently and enjoy your time with the family.

Starved Rock Realty 620 N. Division St. Utica

(815) 667-9990

www.starvedrockrealty.net

PUT THE STARVED ROCK REALTY TEAM TO WORK FOR YOU! Dee Barrera

Alice Green

Broker/Owner (815) 252-9696

Jim Rice

Broker (815) 488-9712

Broker (815) 343-0831

227 E. 5th St.

MLS # 10133576 Immaculate 2 BR, 1 BA with tons of updates! Don’t miss this one! Back Porch, appliances, original tin ceilings, large backyard.

Alice Green (815) 488-9712

$74,700

SPRING VALLEY

Johanna Arkels Broker (815) 252-8026

326 3rd St.

Well taken care of 2 bedroom home with partial y finished area in basement, lots more room inside than it appears! In back there is a huge family room and also a 3 season room off the back of the garage. Freshly paintedthroughoutthehome!Beautifulhardwoodfloors,kitchenappliancesstay(ovenasis),superlargefenced in yard,withpatio areabothopenair andacoveredpatio areatoo!Thereis asmall shedin thebackforlawncare, mower, etc.Bathroomis 8x7,noshower, dated,butnicecondition.onecarattachedgarage(14x24approx).

Alice Green (815) 488-9712

$86,895

OGLESBY

Larla Grandadam

Denisse Perez Broker (815) 326-8513

Broker (815) 883-1353

636 S. Main St.

THIS CONDOLOFTIS ONTHE2NDFLOORof ahistoricalbuildingin downtownPrinceton-built in 1867.Theloft is 2400+/- sqft with updateson wiring,lighting,plumbing,insulation,kitchen,bath,all flooring,interior&exteriordoors plusbeautifulcustomkitchenwith Knotty Aldercabinets,stainless packageandloadsof granite.Nearly 14ft ceilingswith crownmolding&hugewindows.Openfloorplanpluslargebedroomw/walk-in closet, exercise roomandlaundry.Rooftopterracewith hottub,saunaandbuilt in hard linegasgril , trekdecking.Thelowerlevelofthis buildinghasapprox2700sqft of recently updatedoffice/retail space-loadsofoutlets forequipmentandcomputers -8roomsforoffice/retail plus3cubicles,3baths,2furnaces&2a/c.

Dee Barrera (815) 252-9696

$325,000

PRINCETON

SM-CL1645557

625 Peoria St.

MLS # 10319562 Built in 1864, the wonderful open staircase is a must see..So many updates! The newer kitchen w/ Kraftmaid soft close cabinetry, stainless steel appliances except for refrigerator, center island, walk in pantry, vinyl plank flooring, modern lighting with dimmers, surround sound system makes you feel pampered. The thermal windows, gutters w/ gutter guards, & Home warranty inc. The fenced in yard, great patio & screen room are the perfect place to cook out or just relax & enjoy the breathtaking flower gardens developed over many years by the owner.

Dee Barrera (815) 252-9696

$149,900

PERU

808 Kimberly Ln

MLS # 10034713 Too Much New in this beautiful home to mention - 4 BR, 2.5 BA with 2593 sq ft (approx)..Pool, finished basement, 8x10 vinyl shed, large vinyl fenced back yard.

Jim Rice (815) 343-0831

$264,900

OTTAWA

1004 Holcolm

This adorable brickranchhas4nicesizedbedrooms,3with spaciousclosets,alargelivingareawith archeddoorwaysand agreateat-in kitchenwith ample cabinetspace. Beautifulhardwoodfloorsin thelivingroomandbedrooms.Cedarclosets and pantry. Whole house fan. Newer garage door and water lines in basement. Full clean basement has been roughed for2ndbath.Existingworkingtoilet. Breezewayto detachedgarage.Separate 3seasonsroomwith anattachedshedor workshop.The2017taxesdonothavehomeownerexemption,sowil beloweredonceappliedfor2018.

Larla Grandadam (815) 883-1353

$125,000

STREATOR

1950 N. 2959th Rd.

True dream property! 75 ft. water frontage on Fox River! 3BR 2BA Manufactured home w/ summer house. Enjoy the scenic wildlife view of miles of river from your wrap around deck or paver patio or porch of summer house w fireplace. Private Lymans Mound Neighborhood Population15.Just5Min fromI-80.Moverightin!Wordscannotexplain this wonderfulproperty, all appliances,evendeckfurniture.FeatureSheetavail. extralotavailable forextracost.

Dee Barrera (815) 252-9696

$175,000

OTTAWA

The Times - Starved Rock Country HOMES

6 Saturday, April 13, 2019

5 bathroom DIY projects for weekend warriors (BPT) - Dreaming of a bathroom update? Don’t wait until you can hire a professional to get the upgraded bathroom you desire. With some simple DIY projects, you’ll enhance your home’s value and functionality in just a weekend (or less).

Project 1: Shower overhaul Many people are surprised it doesn’t take weeks for a shower update. Convenient all-in-one kits provide a custom look without the extra work.

The American Standard Passage Custom Shower System is ideal for the DIYer, with stylish, textured, patterned walls, a sleek glass shower door, modern shower bases and storage options. The Shower Wall kit includes adhesive, color-matched sealant and pre-measured walls that easily adhere over existing wall materials, making it a timesaving project. Its designs mimic granite, stone or timber, delivering an upscale look at an appealing price. Door, bases and storage options are part of the Passage Collection but sold separately.

Available at select The Home Depot locations nationwide and online.

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The Times - Starved Rock Country HOMES

Saturday, April 13, 2019 7

Project 2: Smart toilets Replacing a toilet can easily be completed in a day or two, making it a DIY project worth considering. Not only will the bathroom feature an updated focal element, but the right toilet design can reduce the future need to clean. Install the VorMax Plus self-cleaning toilet and watch as it freshens the toilet bowl with Lysol cleaner with every flush. The award-winning flushing platform has been independently verified to clean the bowl two times better than conventional toilets. So put away the rubber gloves and cleaning brush as they won’t be needed for a while.

Project 3: Modern flooring Don’t forget to look down when considering smart bathroom updates.

Replacing the floor is a simple weekend project that stands out. If you have dated vinyl flooring, consider installing modern vinyl options that are far superior to the designs of yesteryear. With planks that closely mimic wood or tile, the new look will impress. Ceramic or marble tiles are popular choices for bathroom flooring as well. For a luxury touch, consider taking a weekend to add in heated flooring elements. You can find kits at your local home improvement store that install under stone floors, so with the turn of a knob you transform chilly floors into toasty tiles.

Project 4: Stylish sinks A new sink is a smart way to update a bathroom in minimal time.

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Designs with simplified installation, like Studio S bathroom sink faucets, make it an easy DIY task. With a modern look available in various finishes, the design is specifically created to be a time-saver to install.

The Speed Connect Drain is a preassembled system that won’t need adjusting now or years down the road, plus the unique Speed Connect widespread installation system can be dropped in from the top for easy hose connections. No need to hire a plumber for a functional and fashionable new sink.

Project 5: Visual elements To update a bathroom, consider visual real estate and all the extras that create a cohesive aesthetic. The walls typically take up the largest space in a bathroom, which means fresh paint can be a simple weekend project with big impact. Consider choosing a semigloss mildew-resistant paint for moist bathroom spaces. Continue the refresh by painting the ceiling a crisp white, which provides a clean look that also reflects light. Finally, analyze hardware and replace dingy or outdated knobs, handles and hooks. This provides a finishing touch that ties the entire space together.

With just one weekend you can transform a dated bathroom. These smart DIY projects increase value and enjoyment for all members of the household.

The Times - Starved Rock Country HOMES

8 Saturday, April 13, 2019

North Ottawa Plaza 2715 N. Columbus

815-434-2122 1-800-310-2627

Windsor Realty NEW

NEW

NEW

Streator

$62,000

Come see this three bedroom, one bath home with separate dining room. Huge upper level bedroom or would make a great playroom. Full basement and enclosed porch. Plus fenced yard and two car garage with alley access. #10313428

Lee Pearlman

815-252-7108

NEW

Ottawa

$139,500

Three to four bedroom ranch in move in condition on a large 66’x140’ lot. Roof replaced in 2014. Two storage sheds. New garage door opener. Partially finished basement for family room or fourth bedroom. Backup electrical system. House built in 1940 with addition in 1973. Fenced yard. Finished garage with pull down stairs to additional storage. Stove and refrigerator included. #10311331

Larry Windsor

815-228-6121

G

PENDIN

Streator

$11,900

Brick home with two bedrooms, one bath with one car oversized garage. Fence yard.

Fire damage. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition. #10308448

Century 21 Windsor Realty 815-434-2122

FER

TED OF

ACCEP

Ottawa

Oglesby

$72,500

Spacious three bedroom, 1.5 bath home. Beautiful woodwork. Some hardwood floors, fireplace, eat in kitchen, fence, and sunroom. Building could be turned back into 1 car detached garage. Alley access. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition.#10306720

Bette Pearlman

815-434-2122

$40,500

Danielle Jackson

815-712-4351

Morris

$79,900

Realize the potential in this two bedroom, one bath brick home with garage. Some hardwood floors. Fence. Full basement. Alley on the side of property. This property is eligible under the Freddie Mac First Look Initiative 04/16/2019 for owner occupied offers. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition.

Century 21 Windsor Realty 815-434-2122

d

Reduce

Ottawa

$87,500

This two story home has four bedrooms, three baths and includes family room and separate dining room.

Located in a small subdivision near Starved Rock State Park. Fireplace. Porch. Patio doors to upper deck. Seller will not complete any repairs to the subject property, either lender or buyer requested.

The property is sold in AS IS condition. #10172480

Ottawa

$138,000

Well maintained 1 owner 3 bedroom, 1 bath home on Ottawa’s south side. This tri-level features an eat-in kitchen, plus a family room with a wood burner converted to gas logs. McKinley School District. Located on a nice sized lot with a fenced-in back yard. A Must See! #10170088

Century 21 Windsor Realty 815-434-2122

Lee Pearlman

Ottawa

Ottawa

815-252-7108

FER

TED OF

$229,900

815-252-0127

$79,500

Two unit in a residential area of Oglesby. Downstairs unit in one to two bedrooms with enclosed front porch, main floor laundry, and two car garage. Stove and refrigerator.

Rent for $725 per month. Upstairs unit is one bedroom with a separate outside entrance and a one car garage.

Stove, refrigerator, washer, and dryer. Rent for $500 per month. Currently vacant. All utilities are separate and tenants pay them. #09277744

Larry Windsor

Mendota

d

Cozy 3 bedroom bungalow that’s priced to sell!!

Great potential for a rehab, rental or a first time buyer looking to build sweat equity while you live there. Convenient location with alley access and 2 car garage. Motivated Seller - Bring an offer!! #10309568

ACCEP

Move right in to this comfortable, spacious 3-4 bedroom brick ranch in established north side neighborhood. Totally renovated kitchen & baths. Kitchen has Quartz counter tops, new custom cabinetry, new flooring, and slate stainless steel appliances. Main bath has handicapped accessible ceramic shower with seating & built-in grab bar, Quartz counter top with double sinks & double medicine cabinets.

Kitchen & 1/2 bath have beautiful vinyl plank flooring. Living room has beautiful built-in cabinetry. Large, private, wooded lot.#10046901

Jennie Lamb

NEW

Reduce

LaSalle

Bette Pearlman Managing Broker

815-288-6121

Marseilles

$155,900

Bring your toys because this unique property is waiting for you. Nicely kept 3 bedroom, 2 bath home features a massive 3+ car garage / workshop that’s sure to keep any enthusiast happy. 16ft high garage door and high ceilings can easily accommodate boats, RV’s, enclosed trailers, an automotive lift or even a full semi cab with room to walk around. A spacious unfinished loft upstairs has separate access behind garageandcouldbefinishedtosuityourneeds.Homehasscreenedinpatiotoenjoyviewsofbeautifully landscaped bluff. Well laid out floor plan feels roomy & comfortable loft style bedroom upstairs would make perfect home office. Conveniently located just minutes from I-80 and close proximity to The Cliffs off Road riding park, I&M canal, Starved Rock State Park & Illinois/Fox rivers. #10138047

Danielle Jackson

Ottawa

815-712-4351

$200,000

Great opportunity to purchase this commercial building that includes an office, waiting room and restroom and attached to a 4 overhead door work space. 2 newer furnaces in work area. Great visible location on the N/W corner of Rt 6 and Rt 23. The business is not for sale. #10097422

Lee Pearlman

815-252-7108

$139,500

Five bedroom, two bath attractive home conveniently located on a corner lot near downtown Ottawa. Large eat-in kitchen plus formal dining room. Living room has electric fireplace and access to a screened patio. Main floor family room with decorative fireplace.

Washer and dryer hookups on main floor. Hot water heat. Appliances included. #09985100

Larry Windsor

815-228-6121

$67,500

Two bedroom home in move-in condition.

Eat-in kitchen plus dining area combined with living room. Exterior painted and roof replaced approximately six years ago. Furniture is negotiable. #09999926

Larry Windsor

815-228-6121

Meadow View Estates - Marseilles $20,00 per lot

Crooked Creek Estates II, Ottawa $30,000 per lot

North Marseilles. Townhome lots and single family lots available. Separate water and sewer for each unit on townhome lots. Easy access to I-80. Agent Related.

Country living, near town location, 6 miles north of Ottawa. 2 creek lots available. Close to Rt. 23/ I80. Agent related. Lower tax rate.

Kim Eddy

Kim Eddy

815-488-6889

815-488-6889

SM-CL1645565

WINDSOR REALTY Kim Eddy 815-488-6889

John Hettel 815-228-0277

Jennie Lamb 815-252-0127

Linda Jones 815-712-7204

Lee Pearlman 815-252-7108

Mary Wiesbrock 815-481-2160

Larry Windsor 815-288-6121

Don Fox Danielle Jackson 815-488-8435 815-712-4351

The Times - Starved Rock Country HOMES

Saturday, April 13, 2019 9

• HOME continued from page 3

family earning the national median income up to 20 years to save 20 percent, according to calculations

by U.S. Mortgage Insurers using a methodology developed by the Center for Responsible Lending; a lot can change during that time, in the family’s personal finances and in overall mortgage market trends.

How can buying now save you money later?

Consider you want to purchase a $255,000 home. A 5 percent down payment is $12,750 versus $51,000 in cash for 20 percent down. With a 740 credit score at today’s MI rates, your monthly MI payment would be about $110, which is added to your monthly mortgage payment until MI cancels.

MI typically cancels after five years; therefore, you will only have this added cost for a short period of time versus waiting an average of 20 years to save for 20 percent.

With home price appreciation, today’s $255,000 home will likely cost more in the years ahead and this will also have an impact on the necessary down payment and length of time required to save for it. There are other variables in the equation too, such as interest rates. As federal rates rise from their historic lows, so too will the

costs associated with financing a mortgage. The savings a borrower might calculate today could be altogether negated by waiting even a few more years. Another factor is that rents are on the rise across the nation, leading to a reduced capacity for many would-be homebuyers to save for larger down payments.

If you decide to buy today with a low down payment mortgage that has private MI, keep in mind that the monthly MI payments are temporary and go away, lowering the monthly payment over time. Again, private MI typically lasts about five years as it can be cancelled once a homeowner builds approximately 20 percent equity in the home through payments or appreciation and automatically terminates for most borrowers once he or she reaches 22 percent equity. Importantly, the insurance premiums on an FHA mortgage — a 100 percent taxpayerbacked government version of mortgage insurance — cannot be cancelled for the vast majority of borrowers.

So, do the math and let the numbers guide you. There are many online mortgage calculators that can help. Check out lowdownpaymentfacts.org to learn more.

READY TO BUY YOUR

Dream Home?

SOCU CAN HELP!

SOCU

APPLY ONLINE TODAY AT

www.socu.org

815-673-5577 Streator • Pontiac • Dwight • Morris All loans subject to credit approval. Certain restrictions may apply.

Maximum loan amount is 80% LTV. Closing costs may vary and range from $1,200-$3,000. Other costs may apply due to program specific circumstances. Federally insured by the NCUA. NMLS #421974

SANDY NMLS# 442097

The Times - Starved Rock Country HOMES

10 Saturday, April 13, 2019

Top 10 value-enhancing home improvement projects for older homes REDUCED PRICE!

Checking Accounts with you in mind.

Whether you have basic checking needs or would like to earn interest we can help.

Regular Checking NOW Checking Super NOW Checking

This is a must see, two story spacious home with large deck and yard located on a quiet street. Living room and family room are separated by the dining room, kitchen, and laundry room with 1/2 bath on the main floor. A horseshoe kitchen set up for cooking, with eat in breakfast bar and dining room. Three bedrooms upstairs with full-size bathroom, the master bedroom has a master bath too. Full basement is partially finished to be used as a recreational room.

MLS# 10022665 REDUCED PRICE $142,500

Call or stop in today to enjoy these great benefits...

• No Per Check Fee • Optional ATM or Debit Card • Internet and Mobile Banking

Kim I. Mislich, | Realtor 309-363-9854 kmislich@outlook.com

Se habla espanol

250 Marquette St. LaSalle 815-223-0700 SM-CL1645609

1300 13th Ave. Mendota 815-539-5656

101 N. Columbia Ave. Oglesby 815-883-3354

2959 Peoria St. Peru 815-223-9400

The Times - Starved Rock Country HOMES

Saturday, April 13, 2019 11

The Right Mortgage for You

(BPT) - Do you own an older home, and are you looking to make upgrades that matter? Strategic enhancements not only increase a property’s resale value, but also its functionality.

This is particularly important among young homebuyers. Sixtyeight percent of millennial homebuyers reported buyer’s remorse, according to a Bank of the West survey. Today’s high home prices in cities across the country mean that many millennials are buying older homes rather than newly built ones. Shortly after the purchase, these homebuyers feel disappointed with the dated features of their homes, unsure what and where to renovate.

If you feel you’ve settled for your home, or perhaps you love the older property but want to give it a face-lift, here are some leading home-improvement projects for older homes: Technology additions Smart-home features are frequently requested in new construction.

Fortunately, your older home can become a smart home too when you implement technology, such as home automation. Thanks to WiFi, there’s no need for clumsy and costly rewiring. Smart thermostats, smart music and programmable lighting are prime examples.

Tankless water heaters Tankless water heaters are ideal for older homes because they are easy to install, take up much less space and can reduce energy costs by as much as 60 percent. Because they heat water on demand, you never have to worry about running out of hot water. What’s more, longer warranties than what can be found with traditional storage-tank water heaters are now available. Check out the new 25-year warranty from Noritz on select tankless water heaters.

Wall removal Removing a wall between the kitchen and living room can enhance the functionality of the area and provide a modern open concept design. Cutouts in walls are another option if the wall cannot be completely removed. Remember to ensure any wall is not loadbearing before removal, so you don’t impact the structural integrity of the home.

Low interest rates and low down payments, we make it easy to get into the home of your dreams with mortgages that fit your needs and lifestyle.

• Low fixed rates!

• Local friendly service

Mary Beth LeSeure NMLS #579173

• No limit on acreage • No down payment available

Call for a FREE evaluation

Karen M. Karpati NMLS #663776

THE FIRST NATIONAL BANK of OTTAWA 701 LaSalle St. • 815-434-0044

STREATOR NATIONAL BANK 409 Bridge St. • 815-672-2941 * Streator National Bank is a full service banking facility of The First National Bank of Ottawa

• See PROJECTS, page 14 SM-CL1646341

The Times - Starved Rock Country HOMES

12 Saturday, April 13, 2019

STREATOR HOME SAVINGS BANK

You’ve Found the Right Home Let Us Find You the Right Loan Edward A. Mollo

ed.mollo@streatorhome.com NMLS #433934

Streator Home Savings Bank 132 S. Monroe St. Streator, IL 61364 815-673-5566 www.streatorhome.com

NMLS #421604 Member

FDIC

SM-CL1647567

Nicholas D. McFadden

nick.mcfadden@streatorhome.com NMLS #433932

The Times - Starved Rock Country HOMES

Saturday, April 13, 2019 13

Country 2123 E 1075th Rd

Oglesby

#10278064 1151 N 1850th Rd

Streator

#09484986 1099 E Livingston Rd

Streator

#10113992 146 W Bluff St

Streator

#10051446 2586 E 1251st Rd

Ottawa

#10171703

Streator

1413 Sharon Rd

REDUCED

Gigi Lansford

815-257-8910

815-670-0131

815-674-7656

BROKER

BROKER

Jennifer Bliss DeAnna Carlson BROKER

BROKER

815-488-6611

815-674-5483

Beckie Chismarick

Debbie Spangler

815-257-3183

815-674-3098

BROKER

MANAGING BROKER

$593,750 #10028847 119 S 2nd St

Tonica

$72,000

$450,000 #10060280 $290,000 #10168660 $215,000 #10263086 $175,000 $162,000 #10066823

706 N Vermillion St

Streator

$70,000

212 W Morrell St

Streator

$68,000 REDUCED

1517 N Baker St

Streator

415 N 14th Rd

Lostant

$64,900

$135,000 #10295929 1019 Polk St

Streator

$52,500

$109,000 #10024297 318 Court St $105,000 #10057526 512 E Stanton St $99,500 #10316075 1213 N Everett St $99,000 #10105353 1009 Arthur St $95,000 $92,000 #10098484 119 Oak St

Streator

$49,900

Streator

$49,000

#10326123 3 J St

Streator

NEW

#10322497 1704 Wright St

Streator

NEW

#10295930 1013 E Livingston St

Streator

NEW

#10144591 214 S Monroe St

Streator

#10148038 28 Irene St

Streator

#10132659 1504 E Kent St

Streator

REDUCED

#10258439 1415 E Hickory St

Streator

REDUCED

#10261209 1723 Sharon Rd

Streator

#10295928 503 W Boys St

Streator

#10258266 47 Manhattan Dr

Streator

#10319413 1302 E Main St

Streator

NEW

$79,900

#10325756 809 Cable St

Streator

NEW

$78,000

#10056673 134 1/2 W 2nd St

Streator

$76,500

#10166883 1404 S Jackson St

Streator

#10111686 1004 Lundy St

Streator

NEW

Kim Kettman

BROKER

1803 S. Bloomington St, Streator Phone: 815.672.9099 Fax: 815.673.5099 Website: www.countryil.com #10121181

Jenny Gura

Streator

REDUCED

NEW

$65,000

$48,500

Streator

$47,900

Streator

$45,000

$90,000

#10094895 504 N Jefferson St

Streator

$39,500

$90,000

#10122375 408 Powell St

Streator

$39,000

$85,000

#10053441 209 Sangamon St

Streator

$37,900

#10094240 304 W Morrell St

Streator

#10122384 1524 E Kent St

Streator

$75,900

#10322036 113 W Kent St

Streator

NEW

$25,000

$72,000

#10310987 803 N Bloomington St Streator

NEW

$23,000

CONDO LAND LAND LAND LAND LAND LAND LAND

$80,000 $190,000 $130,000 $74,900 $29,900 $6,000 $5,000 $5,000

REDUCED

$33,068 $32,000

Commercial – Land – Multi Units – Condos #09979437 #10054314 #10295933 #10273624 #09790560 #09376531 #09885822 #10167993 #09810831 #10151671 SM-CL1647566

109 E Elm St 810 W Bridge St 404 Powell St 104 E Main St 409 E Main St 201 Dannys Dr #1 416 N Park St 2 Michael St 404 S Everett St 511 Oakley Ave

Streator Streator Streator Streator Streator Streator Streator Streator Streator Streator

COMM $309,000 COMM $118,000 COMM $105,000 COMM $95,000 COMM $10,000 CommRental $1,300 INDUST $175,000 MULTI $699,000 MULTI $49,900 CONDO $115,000

#10171697 #10053120 #10249429 #10051034 #10251696 #10158482 #09949808 #09949792

550 Golf Rd 5B 0 E 1251st Rd 801 W Second St 1941 N 3051st Rd Lot 2 Timberline Dr 0 Walnut St 114 1/2 Goulding St 624 S Vermillion St

Each Office is Independently Owned and Operated

Streator Ottawa Streator Ottawa Granville Streator Streator Streator

The Times - Starved Rock Country HOMES

14 Saturday, April 13, 2019

• PROJECTS continued from page 11

hue can make a space feel fresh again without much investment.

Don’t forget about air registers, which can also impact the visual appeal of a space.

Popcorn ceilings Once upon a time, popcorn ceilings were the top trend installed in every house.

Today, they distract the eye and make a home look old. Consider hiring someone to redo your ceilings or research how to scrape it yourself. Leave flat or add a knock-down texture, which is a popular modern drywall finishing technique.

Energy-efficient insulation There are many modern insulation options available today that weren’t around when older homes were built, and many of those homes have little to no insulation at all. In addition to insulation, remember to seal spaces for air loss, such as air ducts, doors, windows, pipe inlets and the attic.

New paint/wallpaper That ‘70s pea-green paint in the bathroom and the ‘80s floral wallpaper in the bedroom instantly date your home. By updating the walls, your house will feel more modern and you can customize to your personal tastes. Dedicate a weekend to painting the walls in your favorite spaces and you’ll be amazed at the transformation.

Painting old grout After years and sometimes decades, grout in bathrooms and kitchen spaces really takes a beating and turns a dirty color that’s impossible to clean. It can be time-consuming and tedious to replace grout, so to get a fresh look consider painting it instead.

Specialty grout paint makes the process simple with easy application features that simply roll on.

Update hardware Hardware throughout a home gets dingy and dated. To update a space without an overhaul, simply change out the hardware. Cabinet knobs, drawer handles, towel racks and more in a modern metallic

Embrace the history Be sure to research the history of the home and neighborhood.

Would pulling out that original wood built-in be a detriment to the home’s authenticity and value? Perhaps you can hire someone to update the original wood flooring, so it has the modern stain tone you like, but the planks still maintain the home’s original luster.

Light fixtures Light-fixture styles change through the years and can make your home appear older than necessary. Replacements can make a world of difference. For example, replace an old brass chandelier with a modern pendant design. Not only will it be a style update, but the light output can make the space more usable.

Experienced & Knowledgeable Agents

1

St

“Aunt”

Nancy Getson MANAGING BROKER

Mary Eichelkraut

REAL ESTATE PROFESSIONALS

BROKER

SM-CL1645528

Serving Will, Grundy & LaSalle Counties

815-795-3738

1

St

REAL ESTATE PROFESSIONALS

Serving Will, Grundy & LaSalle Counties

815-434-7191

SM-CL1645534

1134 Columbus, Suite 7, Ottawa, IL, 61350

2535 E. U.S. Hwy. 6 Marseilles, IL 61341

If interested to run on this page Call your Advertising Representative or (815) 433-2002 and our support team can help you

The Times - Starved Rock Country HOMES

Saturday, April 13, 2019 15

Local Contractors Call today to discuss your needs and arrange for a free estimate.

901 W. Bluff Street, Marseilles, IL 61341 • 815.795.4500

SM-CL1645519

Heating & Air Conditioning Systems & Repair

DiversiďŹ ed Sheet Metal

• Water Well Service • Water Well Drilling • Water Pumps

HEATING • AIR CONDITIONING • REFRIGERATION • ARCHITECTURAL SHEET METAL

• Residential • Commercial • Industrial

402 N. Illinois, Streator

(815) 672-2990 OFFICE • (815) 672-5620 FAX

Serving the LaSalle Co. Area

• Residential Commercial • Industrial

4014 Tyler Drive • Ottawa MIKE STRANGE, Owner

Well Drilling Pump Service

FREE WELL ESTIMATES 815-433-6169

If your business provides services and products related to home improvement this is the place to advertise.

Your business message will reach over 30,000 monthly readers.

It’s economical. It’s effective. It will work for you!

Call Today!

Times

THE

Advertising Department Lou Romanelli - 815-431-4019

The Times - Starved Rock Country HOMES

16 Saturday, April 13, 2019

Comfort Meets Style. Quality Meets Value.

900 ANTIQUE 42” COUNTER HEIGHT DINING TABLE SET Update the dining space in your kitchen or dining room with this solid Pine table. This table features an urban counter height with a rustic, industrial look. It has an eight-step hand rubbed finish with multi-color hues to resemble real recovered wood. Solid wood is hand brushed, painted and given a final clear lacquer coating that protects colors and is smooth to the touch. Features include a convenient wire-mesh shelf under the table, nail-head trim and solid wrought iron accents with a durable powder-paint in a “rust” finish.

MADDOX TRANSITIONAL SOFA WITH SOCK ARMS

BY JACKSON FURNITURE Subtle details such as the sock arms and exposed block feet create the relaxed transitional style for this sofa. Complete with plump and comfortable cushions, this piece is a great addition to any avid entertainer’s home.

Whether placed in a casual or more formal setting, this sofa is sure to shine.

The subtle details in this collection create its transitional style, while the quality construction infuse the collection with comfort. These pieces allow you to curate a casual elegance for your home, perfect for gathering friends and family around for any and all events.

Ottawa Lafayette St.

Jefferson St.

turkfurniture.com FINANCING AVAILABLE

Rt. 23 (N. LaSalle St.) & Jefferson St.

815-433-8875 OPEN 7 DAYS A WEEK