Starved Rock Country Homes Magazine_020919

Count ry HOMES FREE

February 2019

STARVED ROCK ®

®

INSIDE: Options for funding your next home improvement project - Page 4 Outdoor improvements that boost home value - Page 8 12 ways to maximize vertical space - Page 10 AND MORE!

A publication of

Times

THE

1501 Illinois Ave. • Ottawa

The Times - Starved Rock Country HOMES

2 February 9, 2019

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The Times - Starved Rock Country HOMES

February 9, 2019 3

INDEX OF ADVERTISERS FINANCIAL & MORTGAGE AFFILIATES

REAL ESTATE C-21 Windsor Realty ........................................................................13 Remax Country ..................................................................................11 Starved Rock Realty ............................................................................ 9

Compeer Financial ................................................................................ 5 Eureka Savings Bank.............................................................................. 8 Financial Plus Credit Union................................................................. 6 First Federal Savings Bank ................................................................... 2 First National Bank of Ottawa & Streator .................................... 12 SOCU .................................................................................................... 10 Streator Home Savings Bank .............................................................. 7 Wells Fargo Home Mortgage ............................................................. 3

LOCAL PRODUCTS & SERVICES Arrow Well & Pump- Contractor’s Grouping ............................ 15 Danchris Nursery - Contractor’s Grouping ............................... 15 Diversified Sheet Metal - Contractor’s Grouping ..................... 15

Marseilles Sheet Metal - Contractor’s Grouping ....................... 15 Quality Care Cleaning.........................................................................6 Turk Furniture.................................................................................... 16

All real estate advertising in this publication is subject to the Federal Fair Housing Act of 1968 it illegal to advertise “any preferences, limitation or discrimination based on race, color, religion, sex or national origin or an intention to make any such preference, limitation or discrimination.”

This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on any equal opportunity basis.

Reach your homebuying goals Whether you’re buying your first home, a second home or refinancing your current home, we have the products and programs that may help you reach your homebuying goals.

• Wide selection of conventional and government loans • Fixed and adjustable rate mortgages

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Home Mortgage Consultant Phone: 815-433-3715 Cell: 815-258-7772 NMLSR ID 413494

Information is accurate as of date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2011 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801.

100965 -

REV 5/18

4 February 9, 2019

The Times - Starved Rock Country HOMES

6 options for funding your next home improvement project (MS) Before starting a home improvement project, either on one’s own or with the assistance of a professional contractor, homeowners must first consider the costs involved. According to the home improvement resource HomeAdvisor, more than onethird of homeowners do not understand what hiring a professional will cost, and then cannot successfully budget and secure financing once they have set their sights on a renovation project.

HomeAdvisor says that some of the more popular projects, such as remodeling a kitchen or bathroom or building a deck, can cost, on average, $19,920, $9,274 and $6,919, respectively.

Homeowners may find that the more expensive renovations require them to secure some type of financing. Those who have never before sought such financing may want to consider these options.

1. Cash-out refinancing: With cash-out refinancing, a person will begin the mortgage process anew with the intention of paying off the current mortgage balance, and then taking out additional funds for other purposes. Cash-out refinancing is a way to tap into a home’s existing equity for use on improvements or other expenses, such as college tuition.

2. Home equity line of credit: The financial experts at Bankrate indicate that a HELOC works like a credit card, with the house as collateral. There is a credit limit, and borrowers can spend up to that limit. The interest rate may or may not be fixed. However, the interest may be tax-deductible if the financing is used to improve, buy or build a home.

3. Home equity loan: Individuals also can borrow against equity in their homes with a fixed interest rate through a home equity loan. Most lenders will calculate 80 percent of the home value and subtract a homeowner’s mortgage balance to figure out how much can be borrowed, according to the financial advisory site The Simple Dollar.

4. Personal loan: Homeowners can shop around at various financial institutions for competitive personal loans to be used for home improvement purposes. Funds may be approved within one business day, which can be ideal for those who want to begin their improvements soon.

5. Personal line of credit: A personal line of credit allows borrowers to borrow only the money needed at the time, and offers a variable interest rate that is generally lower than fixed loan rates. Again, like a credit card, PLOC gives a person a maximum borrowing amount and is ideal for ongoing purchases.

6. Credit cards: In a pinch, credit cards can be used to finance improvements, but they do come with the cost of very high interest rates if the balance is not paid in full by the time the bill comes due. However, for funding smaller projects and maximizing rewards points through home improvement retailers or specific credit card company promotions, credit cards can be a way to earn various perks in addition to the benefit of improving a home.

Homeowners looking to finance their next improvements should speak to a financial advisor and shop around for the best types of funding for them.

The Times - Starved Rock Country HOMES

February 9, 2019 5

(MS) Staging has long been part of selling a home, and for good reason. When selling a home, it makes sense for sellers to make their homes as appealing as possible, even if a recent study indicates that staging may not compel buyers to offer more money.

Simple, inexpensive staging strategies

Researchers at Old Dominion University and Johns Hopkins University found that staging did not have a significant effect on the actual revealed market value of a property.

However, homeowners should not interpret that as a reason to skip staging. In fact, the study’s authors note that staging gave buyers more favorable impressions of a property, which might accelerate the selling process.

Staging a home need not be difficult. In fact, homeowners can employ several simple and inexpensive staging strategies to entice buyers to make offers on their homes. • See STAGING, page 6

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The Times - Starved Rock Country HOMES

6 February 9, 2019

• STAGING continued from page 5

• Clear out the clutter, especially in bathrooms and closets. Clear out the clutter in each room in the house before hosting an open house. Note that it’s not just bedrooms and living rooms that should be made to look open, spacious and clutterfree. A luxurious, hotel-quality bathroom that’s open and airy can impress buyers, as can organized closets that are not jam packed with clothing, shoes and other wardrobe items that have a tendency to take over closets the longer someone lives in a home.

• Let the sun shine in. A home that’s bright and airy tends to appear more spacious and livable than one in which the windows and blinds are closed. Before hosting an open house, open the blinds and crack some windows if the weather permits.

• Start right inside the front door.

A welcoming, clutter-free foyer or primary entryway makes a strong first impression, immediately giving buyers an idea of what it will be like to welcome their own friends and family into a home

should they buy it. If you hang your coats on a coat rack in a foyer or entryway that does not have a closet, remove the coat rack before hosting an open house.

Coat racks can make the space feel cramped. If there’s room, place a small table and bench just inside the door.

• Take care of the yard. You only get one chance to make a first impression, and the first thing buyers will see when they pull up outside your house is the exterior of your home. Landscaping is important, and a well-maintained yard suggests to buyers that owners have taken pride in their homes, and that may extend inside the home. Make sure the grass is freshly cut, shrubs and trees have been trimmed, bald spots in the lawn have been addressed, and exterior living spaces have been cleaned and cleared of clutter.

Staging a home sounds complicated. But there are various simple and inexpensive ways to make a home more attractive to prospective buyers.

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The Times - Starved Rock Country HOMES

February 9, 2019 7

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The Times - Starved Rock Country HOMES

8 February 9, 2019

Outdoor improvements that boost home value

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(MS) Whether home improvement projects are design to improve the interior or exterior of a house, focusing on renovations that make the most financial sense can benefit homeowners in the long run. The right renovations can be assets if and when homeowners decide to sell their homes.

So how does one get started? First and foremost, speak to a local real estate agent who is knowledgeable about trends in the community. While a swimming pool may be something coveted in one area, it may impede sales in another. It also helps to study generalized trends and data from various home improvement industry analysts to guide upcoming projects.

The following outdoor projects are just a few renovations that tend to add value.

• Fire pit: A fire pit is a great place to gather most months of the year. Bob Vila and CBS news report that a fire pit realizes a 78 percent return on investment, or ROI. • Outdoor kitchen: Many buyers are looking to utilize their yards as an extension of interior living areas. Cooking, dining and even watching TV outdoors is increasingly popular. Outdoor living areas can be custom designed and built. In addition, prefabricated modular units that require a much smaller commitment of time and money are available.

• Patio: Homeowners who do not already have a patio will find that adding one can increase a home’s value. Patios help

The Times - Starved Rock Country HOMES

February 9, 2019 9

a home look neat, add useable space and may help a home to sell quickly. The experts at Space Wise, a division of Extra Space Storage, say that refinishing, repairing and building a new patio offers strong ROI. • Deck: Deck can be as valuable as patios. A deck is another outdoor space that can be used for entertaining, dining and more. Remodeling magazine’s 2018 “Cost vs. Value” report indicates that an $11,000 deck can add about $9,000 in resale value to the home, recouping around 82 percent of the project’s costs.

• Door update: Improve curb appeal with a new, high-end front door and garage doors. If that’s too expensive, a good cleaning and new coat of paint can make an old door look brand new. These easy fixes can improve a home’s look instantly.

• New landscaping: The National Association of Realtors says an outdoor makeover that includes well-thought out landscaping can net 105 percent ROI. Installing a walkway, adding stone planters, mulching, and planting shrubs are ideas to consider.

Many different outdoor projects can add value to a home.

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The Times - Starved Rock Country HOMES

10 February 9, 2019

12 ways to maximize vertical space (MS) Who hasn’t, at one point in their lives, lamented a lack of space and organization at home? A lifetime’s worth of items have to be kept somewhere, and without the right organizational strategy, clutter can quickly take over.

The home improvement site Home Therapy says that, when square footage is limited, tapping vertical walls is the fastest way to maximize and multiply the space available. Hooks, rods, shelving, built-ins … the sky is the limit when it comes to finding additional storage and adding a bit of personality to tight quarters. Even homes that may have adequate space can benefit from vertical solutions.

Here are some ideas to put vertical and other less-utilized areas to work for you.

1. Hang wire or plastic file organizers on the inside of kitchen cabinets to easily store cookie sheets, trays and cutting boards.

2. Save on counter or cabinet space with hanging spice racks. These can be hung directly on walls or on the inside of cabinet doors.

3. Stack all the stuff you can, including washers and dryers, beds (with storage drawers underneath) and even stacking nesting tables.

5. Canvas bags hung on a towel bar on a wall can keep dirty clothes wrangled until it’s time to wash them. This also eliminates clothes hampers on the floor.

4. Choose furniture that is tall rather than wide. This can mean swapping out a dresser in a bedroom for an armoire or vertical chest of drawers.

6. Add a second rod or shelving to the inside of closets to create more space for clothing and other items.

• See VERTICAL, page 12

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The Times - Starved Rock Country HOMES

February 9, 2019 11

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The Times - Starved Rock Country HOMES

12 February 9, 2019

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• No limit on acre• VERTICAL continued from page 10

age

7. Take kitchen cabinets all the way to the ceiling. Store lesser used items on the uppermost shelves and the items you use each on the most accessible shelves.

• No down payment available

8. Install a shelf over the entryway to a room to utilize this seldomused space. Shelves also can be custom cut and placed in oddly shaped areas, such as in attic rooms under the eaves or on slanted walls.

Call for a FREE evaluation

9. Dowels or curtain rods and some fabric can be used to fabricate slings to hold books or magazines.

10. Invest in some magnetic boards that can hold keys or notes by the front door or store knives on a kitchen wall.

11. Install two towel bars parallel to one another on the wall of a bathroom. These can hold extra toilet tissue or rolled hand towels.

12. Use rope plant hangers to store potatoes or onions near prep areas. The same plant hangers can wrangle stuffed animals and small toys in kids’ rooms.

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The Times - Starved Rock Country HOMES

February 9, 2019 13

North Ottawa Plaza 2715 N. Columbus

815-434-2122 1-800-310-2627

Windsor Realty NEW

NEW

Ottawa

$142,000

Well maintained 1 owner 3 bedroom, 1 bath home on Ottawa’s south side. This tri-level features an eat-in kitchen, plus a family room with a wood burner converted to gas logs. McKinley School District. Located on a nice sized lot with a fenced-in back yard. A Must See! #10170088

Lee Pearlman

815-252-7108

Bette Pearlman Managing Broker

d

Reduce

Ottawa

$99,900

This two story home has four bedrooms, three baths and includes family room and separate dining room. Located in a small subdivision near Starved Rock State Park. Fireplace.

Porch. Patio doors to upper deck. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition.#10172480

LaSalle

$37,900

Realize the potential in this three bedroom, 1.5 bath home with deck, one car attached garage and fenced yard. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition. #10159961

Ottawa

$121,000

Two bedroom home located near downtown Ottawa and the Illinois River. Large ea-in kitchen plus formal dining room. Plenty of storage including walk-in closet in master bedroom. Replacement windows and some doors. Main floor laundry. Trane furnace and central air.

One to two bedroom apartment upstairs with separate entrance that could be rented to pay mortgage and taxes. It has its own Trane furnace and separate electric service. New 50 gallon hot water heater. Any reasonable offer will be considered. #10089609

Century 21 Windsor Realty 815-434-2122

Century 21 Windsor Realty 815-434-2122

Larry Windsor

Marseilles

Ottawa

Ottawa

815-228-6121

d

Reduce

Marseilles

$42,500

Lots of potential in this three bedroom, one bath home. Sliding door to deck. Fenced in back yard. Storage shed. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition. #10163145

$155,900

Bring your toys because this unique property is waiting for you. Nicely kept 3 bedroom, 2 bath home features a massive 3+ car garage / workshop that’s sure to keep any enthusiast happy. 16ft high garage door and high ceilings can easily accommodate boats, RV’s, enclosed trailers, an automotive lift or even a full semi cab with room to walk around. A spacious unfinished loft upstairs has separate access behind garageandcouldbefinishedtosuityourneeds.Homehasscreenedinpatiotoenjoyviewsofbeautifully landscaped bluff. Well laid out floor plan feels roomy & comfortable loft style bedroom upstairs would make perfect home office. Conveniently located just minutes from I-80 and close proximity to The Cliffs off Road riding park, I&M canal, Starved Rock State Park & Illinois/Fox rivers. #10138047

Century 21 Windsor Realty 815-434-2122

Danielle Jackson

Ottawa

Ottawa

$76,000

This charming, cozy 2-3 bedroom home can be yours! All new gutters, downspouts, & window wraps. Newer furnace, water heater, & updated bath. Roof approximately 10 years old. Original hardwood floors on main level. Kitchen opens onto deck. All appliances included. Large 2 1/2 car garage. Home has much potential!. #10078140

Jennie Lamb

Ottawa

815-252-0127

$200,000

Great opportunity to purchase this commercial building that includes an office, waiting room and restroom and attached to a 4 overhead door work space. 2 newer furnaces in work area. Great visible location on the N/W corner of Rt 6 and Rt 23. The business is not for sale. #10097422

Lee Pearlman

815-252-7108

815-712-4351

$129,500

Two bedroom, three bath home conveniently located near I 80. Finished basement with second kitchen, two baths, and fireplace.

Fireplace in living room also. Ceiling radiant heat. Three wall air conditioners adequately cool home. Two boilers and hot water heaters.

Large main floor family room. Cherry cabinets in kitchen. #10001835

Larry Windsor

Ottawa

815-228-6121

$175,000

Well-maintained 2400 sq. ft. building with easy access to Interstate 80 & Route 23. Main area is 1680 sq. ft. with 561 sq. ft. storage area. Building also includes an office area & a half bath. Zoned, radiant in floor heating. Three phase 220 volt wiring. Large Paved parking area. #09947910

Jennie Lamb

815-252-0127

$225,000

You must see this beautiful brick ranch! Spacious, comfortable, immaculate 2-3 bedroom home on large corner lot. Beautiful built-in cabinetry, gas log fireplace, and large bright sunroom with heat & air conditioning. Original owner was brick mason & did the brick work & masonry. Many recent updates, 2 X 6 exterior walls, and all appliances included. #10064414

Jennie Lamb

Ottawa

815-252-0127

$139,500

Five bedroom, two bath attractive home conveniently located on a corner lot near downtown Ottawa. Large eat-in kitchen plus formal dining room. Living room has electric fireplace and access to a screened patio. Main floor family room with decorative fireplace.

Washer and dryer hookups on main floor. Hot water heat. Appliances included. #09985100

Larry Windsor

815-228-6121

$149,500

Three bedroom, two bath completely rehabbed home with a two car garage. Roof, siding, windows, and doors, including sliding glass door from dining area, have all been replaced within the past year as well as all new plumbing and most of the wiring. New stainless steel appliances in kitchen. Walk-in closet in master bedroom. Family room with bar and possible fourth bedroom in basement. New water heater. New deck off dining area.#10033335

Larry Windsor

Ottawa

815-228-6121

$67,500

Two bedroom home in move-in condition.

Eat-in kitchen plus dining area combined with living room. Exterior painted and roof replaced approximately six years ago. Furniture is negotiable. #09999926

Larry Windsor

815-228-6121

Meadow View Estates - Marseilles $20,00 per lot

Crooked Creek Estates II, Ottawa $30,000 per lot

North Marseilles. Townhome lots and single family lots available. Separate water and sewer for each unit on townhome lots. Easy access to I-80. Agent Related.

Country living, near town location, 6 miles north of Ottawa. 2 creek lots available. Close to Rt. 23/ I80. Agent related. Lower tax rate.

Kim Eddy

Kim Eddy

815-488-6889

815-488-6889

WINDSOR REALTY Kim Eddy 815-488-6889

John Hettel 815-228-0277

Jennie Lamb 815-252-0127

Linda Jones 815-712-7204

Lee Pearlman 815-252-7108

Mary Wiesbrock 815-481-2160

Larry Windsor 815-288-6121

Don Fox Danielle Jackson 815-488-8435 815-712-4351

The Times - Starved Rock Country HOMES

14 February 9, 2019

Pet poisons that may be lurking in your home (MS) One of the best things prospective pet owners can do before welcoming new pets into their families is to conduct a poison audit throughout their homes.

Pets are often vulnerable to common household items that may not pose a threat to adults. That’s especially true for curious pets anxious to explore their new surroundings.

The Pet Poison Helpline, a licensed animal poison control center dedicated to preventing poison-related injuries, illnesses and fatalities to pets, offers this room-by-room breakdown to help existing and potential pet owners find items around the house that could pose a threat to their furry friends.

Attics and basements • Mothballs • Rodenticides • Insecticides • Paint Laundry rooms • Fabric softener • Bleach • Detergents, including detergent pods • Dryer sheets

Bathrooms • Medications, including prescription drugs and over-the-counter drugs • Caffeine pills • Drain and toilet cleaners • Ammonia • Bleach • Inhalers • Lime and rust removers • Cough drops Living room • Plants • Liquid potpourri • Devices, including smartphones • Batteries, such as those inside remote controls Garages and garden sheds • Automotive fluids, including antifreeze, windshield washer fluid, motor oil, and gasoline • Ice melt products • Lawn and garden products, including weed killer, grub and snail bait and rodenticides • Paint • Glue • Mothballs • Fertilizers

• Bone, blood and feather meal • Plants • Insecticides • Compost Kitchen • Chocolate • Macadamia nuts • Grapes, raisins and currants • Onions, garlic and chives • Caffeinated products, such as coffee and tea • Chicken bones • Fatty scraps • Unbaked yeast bread dough • Alcohol • Table salt • Kitchen cleaning products Various products around the house can pose a threat to the health of pets. Make products as inaccessible to curious pets as possible by keeping them locked away when not in use. More information about protecting pets is available at www. petpoisonhelpline.com.

The Times - Starved Rock Country HOMES

February 9, 2019 15

Local Contractors

4014 Tyler Drive • Ottawa MIKE STRANGE, Owner

• Residential Commercial • Industrial

901 W. Bluff Street, Marseilles, IL 61341 • 815.795.4500

DiversiďŹ ed Sheet Metal

• Water Well Service • Water Well Drilling • Water Pumps Serving the LaSalle Co. Area

Call today to discuss your needs and arrange for a free estimate.

SM-CL1626074

Heating & Air Conditioning Systems & Repair

HEATING • AIR CONDITIONING • REFRIGERATION • ARCHITECTURAL SHEET METAL

Well Drilling Pump Service

FREE WELL ESTIMATES 815-433-6169

• Residential • Commercial • Industrial

(815) 672-2990 OFFICE • (815) 672-5620 FAX

402 N. Illinois, Streator

If your business provides services and products related to home improvement this is the place to advertise.

Your business message will reach over 30,000 monthly readers.

It’s economical. It’s effective. It will work for you!

Call Today!

Times

THE

Advertising Department Lou Romanelli - 815-431-4019

The Times - Starved Rock Country HOMES

16 February 9, 2019

Comfort Meets Style. Quality Meets Value.

DANA THREE PIECE CORNER SECTIONAL

BY FLEXSTEEL Dana is current and stylish, yet simple enough to withstand the test of time. This modestly scaled style is a great option for small spaces. With a tightly padded back, tailored roll arms and tall tapered feet, Dana fits classic touches into a streamlined design that lends openness to any space. Multiple sectional components provide countless configurations to fit any room’s shape and scale.

SONOMA ROAD

BY LIBERTY FURNITURE Add modern styling with a touch of industrial permanence to your home with the Sonoma Road collection. The weather beaten bark finish and antique pewter metal hardware and accents help to turn each item in this collection from a piece of furniture into a stylish part of your home. Whether you are looking to build the perfect bedroom, turn your living room into an exciting place for entertaining guests, or creating a cohesive dining space for your family to gather in, this collection has exactly the piece you’re looking for.

Ottawa

Rt. 23 (N. LaSalle St.) & Jefferson St.

815-433-8875 OPEN 7 DAYS A WEEK

turkfurniture.com SM-CL1626091

FINANCING AVAILABLE *Photo for illustration only.